Look for any podcast host, guest or anyone
Showing episodes and shows of

Joseph Curry

Shows

Business & Exit Planning SimplifiedBusiness & Exit Planning SimplifiedEP 7: The Truth About the Value Gap and Growing Your BusinessIn this episode, Joe Curry starts with a tough question: Could your business be worth far less than you expect?Most business owners believe boosting sales and profits is the only way to grow business value. But that’s only one piece of the puzzle.What You’ll Learn:What the value gap really is and why it mattersWhy increasing revenue and profit isn’t enoughHow factors like owner dependence, recurring revenue, and customer concentration affect your business valueJoe shares practical tips on how to make your business less risky, more scalab...2025-08-1211 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 153 - How Women Can Take Control of Their Retirement Finances with Rachael BurnsIn this episode of Retirement Planning Simplified, Joe Curry speaks with Rachael Burns, Certified Financial Planner and founder of True Worth Financial Planning. Rachael specializes in helping women navigate their finances after divorce or the loss of a spouse. She shares practical steps to regain control, avoid emotional financial decisions, and feel empowered in retirement.  You’ll hear about the biggest mistakes to avoid, why estate planning matters more than ever, and how to rebuild confidence when planning alone. Check out the show notes for EP153 HERE.2025-08-0725 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP 6: Salary vs Dividends: Optimizing Business Owner Payouts with Braden WarwickHow Should You Pay Yourself as a Business Owner? Salary, Dividends, or an IPP? In this episode, Joe chats with Braden Warwick from PWL Capital about how business owners can pay themselves in the smartest way. They break down the pros and cons of taking a salary, dividends, or using an Individual Pension Plan (IPP), a lesser-known but powerful option. Braden shares what he’s learned from co-authoring a paper with Ben Felix, and they talk through real-life examples. You'll learn how taxes play into each option, what “notional accounts” are (in simple terms), and how a...2025-08-0524 minThe Unstuck Movement with Rob Z WentzThe Unstuck Movement with Rob Z WentzHow to Align Your Money with Your Life w/ Joseph CurryWhat if retirement planning wasn’t just about the money—but about the life you truly want to live?This episode is with Joseph Curry, a Certified Financial Planner who believes that retirement should be about True Wealth: the freedom to do what you love, with who you love, while creating a legacy aligned with your values. We explore how retirement planning becomes life planning when you put purpose ahead of projections.Joe Curry is a Certified Financial Planner and host of Your Retirement Planning Simplified, where he helps Canadians design retirement plans that reflect thei...2025-07-3136 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 152 - The Power of Art, Identity & Joy After 60In this episode of Retirement Planning Simplified,Joe Curry talks with best-selling author and Sketchbook School co-founder Danny Gregory about the life-changing benefits of rediscovering creativity in retirement.  After turning to drawing during a personal crisis, Danny discovered the healing power of art and now helps others do the same. You’ll learn why creativity matters after leaving full-time work, how drawing can be a meditative practice, and simple ways to get started and no experience required. Whether you’re looking for new hobbies in retirement, tools for emotional healing, or just more personal fulfillment, this...2025-07-3134 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP 5: Is Your Business Exit Plan Enough To Afford Your Retirement? Mind the Wealth GapHow to Calculate Your Wealth Gap and Retire on Your Terms If you sold your business tomorrow, would it fund your retirement? In this episode of Retirement Planning Simplified, Joe Curry breaks down how to calculate your “wealth gap”, the difference between what you need for financial independence and what you already have saved outside your business and home. You’ll learn why this number is the foundation for both retirement and exit planning, how to use the 4% rule for back-of-the-napkin math, and what business owners can do today to close that gap and retire with c...2025-07-2910 minBusiness & Exit Planning SimplifiedBusiness & Exit Planning SimplifiedEP 5: Is Your Business Exit Plan Enough To Afford Your Retirement? Mind the Wealth GapHow to Calculate Your Wealth Gap and Retire on Your TermsIf you sold your business tomorrow, would it fund your retirement? In this episode of Retirement Planning Simplified, Joe Curry breaks down how to calculate your “wealth gap”, the difference between what you need for financial independence and what you already have saved outside your business and home.You’ll learn why this number is the foundation for both retirement and exit planning, how to use the 4% rule for back-of-the-napkin math, and what business owners can do today to close that gap and retire with c...2025-07-2910 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 151 - Planning Once Isn’t Planning: Why Retirement Requires Ongoing StrategyWhy Your Retirement Plan Should Evolve With You In this episode of Retirement Planning Simplified, Joe Curry, a certified financial planner reveals why your retirement plan shouldn’t be a one-and-done document. He dives into the importance of ongoing retirement planning, regular financial checkups, and adjusting your investment, tax, and risk strategies as your needs change. He breaks down how major life events, market volatility, and shifting personal goals can impact your retirement—and why staying proactive is key. Check out the show notes for EP151 HERE.2025-07-2414 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP 4: The Overlooked CPP Strategy That Saves Business Owners Thousands with Aravind SithamparapillaiHow Should Business Owners Pay Themselves? Salary vs. Dividends In this episode of Retirement Planning Simplified, Joe Curry sits down with financial expert Aravind Sithamparapillai to talk about how business owners should structure their compensation. They break down the pros and cons of salary versus dividends, how CPP (Canada Pension Plan) fits into retirement planning, and what business owners need to know about tax integration. You’ll also hear about: When paying into CPP can actually help you in retirement How RRSPs compare to CPP as retirement tools How to...2025-07-2232 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 150 - Slow Travel, Big Impact: Redefining RetirementIn this episode of Retirement Planning Simplified, Joe Curry talks with Karen Gershowitz, travel writer and author, about how travel can help you rediscover purpose, fun, and connection after you retire. Karen shares her journey from running a marketing firm to becoming a full-time travel writer after retirement. She talks about overcoming mobility issues, how slow travel leads to deeper cultural experiences, and practical ways to travel more affordably after 50. Check out the show notes for EP150 HERE2025-07-1730 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP 3: SDE VS EBITDA What's Business Worth?In this quick but powerful episode of  Retirement Planning Simplified, Joe Curry explains what every small business owner needs to know before selling a business, especially if retirement is getting close. Joe breaks down two important terms you always hear: EBITDA — used for bigger companies with management teams. SDE (Seller’s Discretionary Earnings) — used for most owner-operated businesses under $5 million in revenue. You’ll learn what buyers really look for, how to tell which number fits your business, and why it matters so much for your selling price. Joe also shar...2025-07-1506 minBusiness & Exit Planning SimplifiedBusiness & Exit Planning SimplifiedEP 3: SDE VS EBITDA What's Business Worth?In this quick but powerful episode of  Retirement Planning Simplified, Joe Curry explains what every small business owner needs to know before selling a business, especially if retirement is getting close.Joe breaks down two important terms you always hear:EBITDA — used for bigger companies with management teams.SDE (Seller’s Discretionary Earnings) — used for most owner-operated businesses under $5 million in revenue.You’ll learn what buyers really look for, how to tell which number fits your business, and why it matters so much for your selling price.Joe also shares the 8 big...2025-07-1506 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 149 - Dating, Companionship & Romance After 60 with Andrea McGintyIn this episode of Retirement Plan Simplified, Joe Curry sits down with Andrea McGinty, founder of It’s Just Lunch and 33000Dates.com, to explore how to find love later in life — whether you’re divorced, widowed, or simply ready for new companionship. Andrea shares her journey from building one of North America’s biggest matchmaking services to coaching thousands of people in their 50s, 60s, and beyond to date online with confidence. She covers the real truths about dating apps, staying safe, building a strong dating “brand,” and why finding a partner later in life can actually boo...2025-07-1030 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP 2: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 With Matt Holmes, CPAAre you a business owner approaching retirement or just starting to think about a future sale? In this episode of Retirement Planning Simplified, Joe sits down with Matt Holmes, partner at Homes Riseleys CPA, to uncover the biggest mistakes business owners make when it comes to succession planning and selling their business and how to avoid them. He explains new tax rules for 2024 and how they can affect business sales, including updates to the capital gains exemption, AMT, and anti-avoidance legislation.  Matt brings decades of tax and structuring experience to this conversation covering everything from t...2025-07-0833 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 148 - Seven Tax-Smart Ways to Leave a Legacy—Without Leaving a Tax BillIn this episode, Joe Curry breaks down smart, simple, and tax-efficient strategies to pass on your wealth in Canada—so your legacy goes to your loved ones, not the CRA. Whether you’ve built your nest egg through saving, investing, or selling a business, this episode is packed with insights you can use. Check out the show notes for EP148 HERE2025-07-0317 minChristiTutionalist Politics | Christian Perspectives on Constitutional IssuesChristiTutionalist Politics | Christian Perspectives on Constitutional IssuesCTP (S3EJulSpecial1) When Life Changes the Station: Finding Your Voice Again w/ Kid Curry"GIVE FEEDBACK (no-reply-text (2-way comm: https://JosephMLenard.us/contact))"Exploring more of the world of fascinating Guests, Health, Human Nature, Music / Movies, Mysterious, Politics, Social Issues, and much more  CTP (S3EJulSpecial1) When Life Changes the Station: Finding Your Voice Again w/ Kim "Kid" Curry{buzzsprout Transcript Bonus: TheLibertyBeacon "Net-Neutrality [scam]"}Former radio broadcaster turned author Kim "Kid" Curry shares his remarkable journey from a 33-year radio career to life with multiple sclerosis and his reinvention as a political fiction writer.• Growing up as "Kimbrel" Curry in Canyon City, Colorado, where he faced bul...2025-07-0252 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP 1: The 4 Types of BuyersShownotes Thinking about selling your business? In this pilot episode, Joe Curry explains why many Canadian business owners struggle to sell—and how understanding the four main types of buyers can help you plan a smoother, more successful exit. Joe breaks down the key differences between individual buyers, strategic buyers, financial buyers, and internal buyers (like family or employees). Each type of buyer comes with their own goals, expectations, and ways of doing deals.  Whether you're planning to retire soon or just thinking ahead, this episode will help you understand who your ideal buy...2025-07-0118 minBusiness & Exit Planning SimplifiedBusiness & Exit Planning SimplifiedEP 1: The 4 Types of BuyersThinking about selling your business? In this pilot episode, Joe Curry explains why many Canadian business owners struggle to sell—and how understanding the four main types of buyers can help you plan a smoother, more successful exit.Joe breaks down the key differences between individual buyers, strategic buyers, financial buyers, and internal buyers (like family or employees). Each type of buyer comes with their own goals, expectations, and ways of doing deals. Whether you're planning to retire soon or just thinking ahead, this episode will help you understand who your ideal buyer might be and...2025-07-0118 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 147 - :Aging Isn’t the Problem: Dismantling Ageism with Ashton ApplewhiteIn this episode of Retirement Planning Simplified, Joe Curry talks with Ashton Applewhite—TED speaker, author of This Chair Rocks, and a leading voice against ageism (discrimination based on age). Ashton explains how our culture gives us the wrong ideas about aging and why those beliefs can hold us back—especially in retirement. Check out the show notes for EP147 HERE2025-06-2632 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 146 - What’s Next? How to Create Meaning and Momentum with Retirement Coach Nancy Collamer  In this episode, Joe Curry welcomes retirement coach and author Nancy Collamer to share how retirees can find meaning and purpose after leaving their careers. Nancy explains her shift from corporate HR to helping people build fulfilling second acts in retirement.   They explore what a second act career looks like, ways to discover new interests, and why some people feel lost after they stop working. Nancy gives practical tips for self-reflection, encourages trying new things, and suggests treating your first year of retirement like a “gap year” to explore what’s next. Check...2025-06-1923 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 145 - How to Tap Into Retirement Funds Without Derailing Your PlanNeed Cash in Retirement? Here’s How to Stay Flexible. In this episode, Joe Curry and Lindsay Wilson talk about how to get the cash you need in retirement. They explain the best ways to prepare for surprise expenses, like using emergency funds, HELOCs (home equity lines of credit), and smart RSP withdrawals. They also talk about why it’s important to plan ahead, so your money stays flexible when you need it most. This episode is also a special one—Lindsay shares a goodbye message, as it’s her last time co-hosting the show...2025-06-1216 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 144 - Retirement Isn’t the End: Age with Confidence, Strength, and Purpose with Laura Lynn MorrisseyIn this episode of Your Retirement Plan Simplified, Joe Curry interviews Laura Lynn Morrissey, founder of Silver Savvy, about how to plan for aging wisely and enjoy a healthy, independent retirement. With her background in finance and healthcare, Laura shares expert strategies to help you age in place, stay socially connected, and integrate financial planning with health and lifestyle goals. Whether you're planning for your own retirement or helping aging parents, you'll learn practical tips for aging at home, choosing the right home care providers, and having essential conversations about estate planning and long-term care. ...2025-06-0526 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 142 - The 7 Pillars of Retirement Planning: A Practical GuideRetirement isn’t just about your finances—it’s about designing a life you love.  In this episode, Joe Curry and Lindsay Wilson break down the 7 key pillars of a fulfilling retirement, with a focus on the three most essential: your financial foundation, your health, and your lifestyle. This is your practical guide to planning retirement with purpose—so you don’t just coast through retirement, but thrive in it. What You’ll Learn: ✅ Why financial planning is the foundation of retirement freedom ✅ How to protect and extend your health span, not just your lif...2025-05-2222 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP # 140 - Women & Wealth: Smart Retirement Planning for a Confident FutureIn this episode, Joe Curry sits down with financial expert Russ Thornton to reveal why women face unique hurdles in retirement—and how to overcome them. From longer life expectancies to career breaks for caregiving, Russ shares real-world strategies to build confidence, plan smart, and avoid costly mistakes. They break down what women need to know about Social Security, investing, and balancing today's needs with tomorrow's dreams. If you want to take control of your financial future, this conversation is a must-listen. Check out the show notes for EP 140 HERE2025-05-0836 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp # 136 - Mastering Your Money Mindset for a Fulfilling Retirement with John Hankins The podcast episode delves into the nuances of financial therapy and its importance in retirement planning. John Hankins, a financial therapist, joins host Joe Curry to explain the intersection of emotional well-being and financial planning. They explore how financial therapy can help individuals and couples navigate anxiety and issues related to money, particularly when transitioning to retirement. The conversation forms a bridge between understanding one's relationship with money and making informed, value-driven financial decisions in one's later years. Read Ep # 136 Show Notes Here.2025-04-1031 minThe Boomer Woman’s PodcastThe Boomer Woman’s PodcastRetirement Planning for Canadians with Joseph Curryoe Curry is a Certified Financial Planner and the founder of Retirement Planning Simplified. He is also the host of the Your Retirement Planning Simplified podcast, where he helps Canadians navigate the complexities of retirement with a focus on clarity, simplicity, and purpose-driven planning. Today he explains: Company stocks and pensions as sole retirement funds CPP and OAS, the GIS, RRSPs, TFSAs, RIFs and LIFs common retirement planning mistakes eliminating or reducing any threats to retirement the Retirement Navigator: goals… but values first transitioning from saving to spending the non-financial aspects of retirement Such great in...2025-04-1058 minFish JellyFish Jelly#202 - Fighting to Be Me: The Dwen Curry StoryGay homosexuals Nick and Joseph discuss Fighting to Be Me: The Dwen Curry Story - a 2025 BET+ original directed by Joe Carroll, written La Jill Hunt, starring Dyllon Burnside, AJ Johnson, and DB Woodside. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Additional topics include:Reviewing Nick's Oscars predictionsBlack filmmakers who are not Tyler Perry: Lee Daniels, Michael Schultz, Rick Famuyiwa, Mariama Diallo, and Mahamat-Saleh HarounThe death of D'Wayne WigginsJoin us on Patreon: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/FishJellyFilmReviews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Want to send them stuff? Fish Jelly PO Box 461752 Los Angeles, CA 90046Find merch here: https://fishjellyfilmreviews.myspreadshop.com/allVenmo @fishjellyVisit their website at www.fishjellyfilms.comFind their podcast at the following: Anchor: https://anchor.fm/fish-jelly Spotify: https://open.spotify.com/show/388hcJA50qkMsrTfu04peH Apple Podcasts: https://podcasts.apple.com/us/podcast/fish-jelly/id1564138767Find them on Instagram: Nick (@ragingbells) Joseph 2025-03-091h 19Your Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #117: Good Portfolio Management Won’t Make Up for Bad Financial PlanningIn this episode of Your Retirement Planning Simplified, Joe Curry and Lindsay Wilson explore why good portfolio management can’t compensate for bad financial planning, drawing insights from FP Canada’s Financial Planning Conference and Benjamin Felix’s investment lessons. They emphasize the importance of goal-oriented financial planning over stock-picking, highlighting Warren Buffett’s advocacy for index investing as evidence. Key topics include tax-efficient strategies, retirement income styles, account optimization (RRSPs, TFSAs, CPP, OAS), and estate planning. Learn actionable steps to align your portfolio with your retirement goals and discover the RISA framework to better understand your income style.  Rea...2024-11-2811 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep #19: Gaining Clarity: Why Retirees Switch Financial Advisors Does this sound familiar? Your advisor tells you not to worry, that you're in a good position for retirement. However, you still feel uncertain and lost about where you stand financially. The struggle to get clear answers and guidance on retirement planning can leave you feeling anxious and overwhelmed. If this resonates with you, it's time to take a different approach to retirement planning and seek the clarity you genuinely deserve.  Dive into a candid conversation between Joe Curry and Regan Schiller, two seasoned retirement planners as they unravel the unspoken complexities of retirement planning.  Re...2024-11-0420 minProfile In FaithProfile In FaithPower and Persecution: Joseph Stalin’s Assault on Christian Faith In this episode of 'Profiles in Faith,' host David Curry delves into the dark era of Joseph Stalin's rule over the Soviet Union, focusing on his systematic persecution of Christians. Under Stalin’s regime, the state sponsored a widespread campaign to eradicate religious expression, leading to the destruction of churches, the imprisonment of clergy, and the oppression of believers. Tune in on Spotify, iHeartRadio, and YouTube to uncover the stories of steadfast faith and courage in the face of totalitarian repression.2024-10-2202 minNo Agenda ShowNo Agenda Show1700 - "Turban Tossing"No Agenda Episode 1700 - "Turban Tossing" "Turban Tossing" Executive Producers: Brennan Keller Sir Mike & Dame Becky Anonymous Colter Keffeler Sirvente NeraL Sir JackAsh Sir Guust Kadaver, Baron Commodore of the Province of Utrecht. Sir Sala Hauser Baronet of the Space Coast Iwan Blom Brent Smith Debbie Elam Viscount Sir Doctor Commodore Goon Sir Dr. One Awesome Jason Baron Victor Dr Sir Rev Joseph James, the 33...2024-10-043h 41Your Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #107: Skeptic to Advocate: Robin Powell's Journey into Evidence-Based Investing Worried about making financial mistakes with your retirement portfolio?  Robin Powell, founder of The Evidence-Based Investor, joins Joe Curry, retirement advisor, to explore the transformative power of evidence-based investing. Robin shares his journey from journalism to becoming an advocate for passive investing, highlighting key moments such as meeting Vanguard founder Jack Bogle and uncovering the overwhelming evidence supporting long-term, low-cost strategies for portfolio management. Together, they discuss the misconceptions surrounding traditional investment advice, the importance of staying patient, and the actual value that financial advisors provide beyond stock-picking—focusing on personal goals, estate, and tax planning.  R...2024-09-1925 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #99: The 4% Rule Revisited: How to Craft a Safe Retirement Withdrawal Rate Have you heard these retirement myths? The 4% rule is the only safe withdrawal rate, asset allocation doesn't matter in retirement, and setting a fixed withdrawal rate is the best strategy. But is it true?   In this episode, Joe speaks with Bill Bengen, a seasoned financial advisor who is widely recognized for his pivotal role in introducing the 4% rule for retirement planning. With a rich background spanning over three decades, Bengen's profound research has significantly influenced the approach to safe withdrawal rates and asset allocation strategies in retirement planning. His expertise extends beyond conventional wisdom, delving into the in...2024-07-2531 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #98: Estate Planning 101: What to Include in Your Will We examine the essential aspects of estate planning, focusing on creating a comprehensive will. We also examine choosing the right executor, whether a family member or a professional service, highlighting three key scenarios to consider.  We discuss the importance of including digital assets in your will and the benefits of secondary wills for business owners to avoid probate fees on business shares. We also remind listeners to review and update their estate plans regularly to ensure they remain current and effective.  Read the full show notes and find more information here: Ep 98 Show Notes 2024-07-1817 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #97: Safeguard Your Savings: Outsmart Cybercriminals Targeting Your Money with Scott WrightIn this podcast episode, host Joseph interviews cybersecurity expert Scott, who discusses the critical importance of cybersecurity, especially in protecting financial assets. Scott explains the various types of cybercriminals, including organized crime groups, nation-state actors, and lone wolf attackers, and highlights common methods they use, such as ransomware and social engineering scams. He emphasizes the importance of multi-factor authentication and cautious email practices as fundamental security measures to safeguard personal and financial information.  Read the full show notes and find more information here: Ep 97 Show Notes2024-07-1126 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #96: Comparing Cryptocurrency to Stocks and Bonds: Does it Belong in Your Retirement? In this episode of "Your Retirement Plan Simplified," we delve into the topic of cryptocurrency and its place in a retiree's investment portfolio. We give a layman's definition of cryptocurrency, discuss its appeal due to decentralization, security, global accessibility, and investment potential, but also highlight its extreme volatility and lack of predictable returns.   Joe explains that while traditional investments like stocks and bonds offer future cash flows, cryptocurrencies rely solely on supply and demand, making them unsuitable for retirees focused on preserving capital and ensuring reliable income. Ultimately, they advise against significant investment in cryptocurrency for retirees, fa...2024-07-0411 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 15: The Value of Having a Retirement Emergency Fund In this podcast, Joe and Regan look at having an emergency fund in retirement. They discuss how setting aside three to six months’ worth of expenses can provide peace of mind and financial security, protecting retirees from unexpected expenses without needing to dip into investments or accrue high-interest debt.   They highlight that an emergency fund should be kept in a highly liquid and low-risk account, such as a savings account, to ensure it is readily accessible when needed. The discussion also covers the potential benefits of having a line of credit as an additional backup, especially when mark...2024-07-0120 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #95: 3 Reasons Why Following Investment Evidence Beats Guessing the Market Are you feeling frustrated by the difficulty of understanding investment strategies? Feeling uncertain about which approach to take?  Imagine spending years trying to navigate the complexities of active management, only to discover that it may not be the most effective approach. The struggle to decipher the impact of dividends on investment returns and the challenge of understanding market efficiency theory can leave you feeling overwhelmed and disheartened. It's time to cut through the confusion and gain clarity on evidence-based investing strategies. Let Joe and Mark guide you through index funds and learn to make informed decisions confidently. ...2024-06-2750 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #94: 5 Ways to Build Your Emergency Fund for RetirementWe examine an aspect of retirement planning—building an emergency fund. Whether you're nearing retirement or already enjoying it, we provide insightful strategies to assess your financial needs, determine the right size for your emergency fund, and effectively build and manage it. Learn about essential expenses, potential emergencies, and smart ways to boost your fund using supplemental income, home equity lines of credit, and more.    Read the full show notes and find more information here: Ep 94 Show Notes2024-06-2017 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP 93: The Overlooked CPP Strategy That Saves Business Owners Thousands Joe and Aravind explore the merits of contributing to the Canada Pension Plan (CPP) through salaries. Despite the dual contributions required from business owners, the CPP offers guaranteed, inflation-adjusted income in retirement, providing a secure financial foundation.   The discussion highlights the tax credits and deductions associated with CPP contributions, emphasizing their value in reducing taxable income. Additionally, it underscores the long-term benefits of RRSPs, which grow tax-free and can offer significant tax savings, making them a crucial element in retirement planning for business owners.  Read the full show notes and find more information here: EP 93 Sho...2024-06-1333 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #92: Paying for Promises: An Evidence-Based Look at Segregated Funds Joe chats with Mark McGrath (CFP, CIM, CLU, PWL Capital Inc) about the intricacies of Canadian equity segregated funds, unpacking their features, benefits, and potential drawbacks.   While discussing the investment options within segregated funds, they underscore the importance of considering alternatives like low-cost index funds or ETFs, particularly for investors seeking to optimize returns while minimizing fees.   The episode equips listeners with valuable knowledge to make informed financial decisions tailored to their needs by providing insights into the nuances of segregated funds and alternative investment strategies.  Read the full show notes and find more...2024-06-0640 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 14: Stay Social and Stay Sharp: The Top Reasons to Work Part-Time Post-Retirement Joe and Regan explore the myriad benefits of engaging in part-time work or starting a side hustle during retirement. They discuss how supplemental income alleviates financial stress and supports lifestyle desires such as travel.   Beyond the financial perks, they delve into the non-monetary advantages, including social engagement, mental stimulation, and a renewed sense of purpose. Through personal anecdotes and client stories, they highlight how even a small commitment to part-time work can enhance retirees' quality of life by keeping them active, engaged, and contributing to their communities.   Read the full show notes and find more inf...2024-06-0318 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #91: Capital Gains Tax - Assessing Your Risk and Taking Action Joe speaks with tax professional Kaz Nesbitt (CPA, CA, Partner at Grant Thornton LLP), and they delve into the proposed capital gains inclusion rate changes.   Joe and Kaz unpack the intricacies of capital gains taxation, clarifying how these changes could affect individuals and businesses.   Read the full show notes and find more information here: EP 91 Show Notes  2024-05-3024 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #90: Maximize Your Estate: Strategies to Transfer Assets Tax-Efficiently to Your BeneficiariesThis week we look at crucial considerations surrounding beneficiaries. From dissecting the implications of naming beneficiaries on assets like RRSPs, pension plans, and non-registered accounts to shedding light on the strategic use of life insurance, this insightful discussion offers invaluable insights for listeners navigating their estate planning journey.    Read the full show notes and find more information here: EP 90 Show Notes2024-05-2319 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #89: Why Typical Isn't Always Right in Estate Planning This week Joe takes a deep dive into the world of personalized financial advising, where clients are more than just numbers on a spreadsheet. Using a compelling client story, we explore the importance of understanding your unique financial situation.   From estate planning intricacies to navigating complex beneficiary considerations, Joe offers practical insights and expert advice to empower you on your financial journey. Discover how personalized financial advising can make all the difference in securing your financial future.  Read the full show notes and find more information here:  EP 89 Show Notes 2024-05-1616 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #88: Testamentary Spousal Trusts What are testamentary spousal trusts?  We break down the complexities of this legal arrangement established by wills to benefit surviving spouses. From defining what a spousal trust entails to exploring its various purposes, including asset protection, wealth transfer, and safeguarding against potential remarriages or incapacity, we have practical examples and considerations for choosing trustees and managing assets.  This episode offers listeners a comprehensive understanding of testamentary spousal trusts and their role in ensuring families' financial security and peace of mind.    Read the full show notes and find more information at EP 88 Show Notes. 2024-05-0915 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 13: Pension to Portfolio: Strategies for Drawing Income in Retirement In this episode, Joe and Regan navigate through the various income streams available in retirement, including pension plans, government benefits like CPP and OAS, investment portfolios, annuities, and even rental income.   They emphasize the importance of intentional decision-making, stressing the need for individuals to assess their expenses, maintain emergency funds, optimize taxes, and consider their net worth goals to ensure financial stability throughout retirement.  Read the full show notes and find more information here: FF EP 13 Show Notes 2024-05-0621 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #87: The Sandwich Generation The sandwich generation - where individuals find themselves caught between supporting aging parents and adult children. Several areas require careful balancing including financial planning, healthcare coordination, and legal and estate planning to navigate the challenges of caregiving effectively.   Emphasizing open communication and setting clear boundaries, we discuss strategies for promoting financial literacy, encouraging education and career development, and preparing for life transitions.  Read the full show notes and find more information here: EP 87 Show Notes 2024-05-0221 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #86: Are You Making These 8 Retirement-Wrecking TFSA Mistakes? Here are the 8 common mistakes retirees and retirement savers make with their Tax-Free Savings Accounts (TFSA). We cover mistakes like over-contributing, misunderstanding withdrawal rules, day trading within the TFSA, and not naming a successor holder or beneficiary.   We provide actionable advice to help you avoid these common pitfalls and help you implement sound strategies so you can optimize the benefits of your TFSA for long-term financial security.  Read the full show notes and find more information here: EP 86 Show Notes 2024-04-2519 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #85: Managing Debt in Retirement We look at the various types of debt retirees might carry and the profound impact they can have on your financial well-being. You’ll gain an understanding of how mortgages, lines of credit, car loans, and credit card debt can shape your retirement lifestyles and long-term financial goals.   We emphasize the importance of integrating debt reduction strategies into retirement planning, providing actionable insights such as debt consolidation, refinancing, and accelerated payments.  Read the full show notes and find more information here:  EP 85 Show Notes   2024-04-1815 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #84: Rock On: Channel Your Inner Rock Star for a Vibrant Life After Work with Dr. Sally Chivers-Storey Joe and Dr. Sally Chivers-Storey explore the dynamics of aging, retirement, and intergenerational collaboration.   They delve into the complexities of navigating workplace tensions arising from different generational perspectives and caregiving responsibilities. Dr. Chivers emphasizes the importance of valuing the wisdom and experiences of older adults, challenging ageist beliefs, and fostering intergenerational spaces where individuals of all ages can learn from each other and contribute meaningfully to society.   Read the full show notes and find more information here: EP 84 Show Notes 2024-04-1137 minCritical Thinking - Bug Bounty PodcastCritical Thinking - Bug Bounty PodcastEpisode 65: Motivation and Methodology with Sam Curry (Zlz)Episode 65: In this episode of Critical Thinking - Bug Bounty Podcast we sit down with Sam Curry to discuss the ethical considerations and effectiveness of hacking, the importance of good intent, and the enjoyment Sam derives from pushing the boundaries to find bugs. He shares stories of his experiences, including hacking Tesla, online casinos,Starbucks, his own is ISP router, and even getting detained at the airport.Follow us on twitter at: @ctbbpodcastWe're new to this podcasting thing, so feel free to send us any feedback here: info@criticalthinkingpodcast.ioShoutout to...2024-04-042h 29Your Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #83: 7 Actions to Take in the 5 Years Leading Up to Retirement We discuss seven key actions to take in the five years leading up to retirement. We want you to get clear on retirement goals and cash flow requirements. We advise you to get clear on your current financial standing and bridge any gaps well in advance.   We look at the importance of creating a shared vision for retirement, understanding future income sources, optimizing taxes, and conducting a cash flow audit to eliminate unnecessary subscriptions. We also stress the importance of maximizing employer benefits and gradually shifting towards a retirement-appropriate investment portfolio to ensure a smooth transition into re...2024-04-0413 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 12: Grandparenting 101: Instilling Money Values in Grandchildren This month Joe and Regan dive into how to educate grandchildren about money. They use real-life examples like grocery shopping and budgeting exercises. They look at how grandparents can make meaningful contributions, such as gifting money with a purpose, like for a car or post-secondary education while instilling lessons about financial responsibility.  By engaging in open conversations and setting positive examples, grandparents can play a crucial role in shaping their grandchildren's financial literacy and long-term financial well-being.  Read the full show notes and find more information here: EP 12 Show Notes2024-04-0115 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #82: Top 5 Non-Money Mistakes in Retirement We explore the top five non-money mistakes in retirement planning. We look at how retirement isn’t just about financial readiness but also about finding fulfillment and direction in life post-career.   We look at the significance of social engagement, staying physically active, maintaining a growth mindset, and transitioning from a savings to a spending mindset in retirement.    Read the full show notes and find more information here: EP 82 Show Notes 2024-03-2814 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #81: 5 Common Money Mistakes in RetirementIn this podcast episode, hosts Joe Curry and Lindsay Wilson discuss common mistakes in retirement planning, cautioning against relying solely on advice from friends and family who may lack expertise in financial matters. They emphasize the importance of seeking professional guidance tailored to one's unique situation, highlighting scenarios such as CPP payment timing and asset allocation during market downturns.  The hosts stress the necessity of comprehensive planning, including considerations of retirement income sources, tax strategies, risk management, and estate planning. They advocate for conducting a "dress rehearsal" for retirement expenses and budgeting for potential cost increases in f...2024-03-2122 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the MarketIn this podcast, Dr. Daniel Crosby joins Joseph to discuss the impact of behavioral biases on retirement planning. They delve into overconfidence as a key bias, emphasizing its role in risk-taking behavior and decision-making. Dr. Crosby advises automating financial processes and seeking professional guidance to bridge the behavior gap. The conversation also previews Dr. Crosby's upcoming book, "Soul of Wealth," which explores 50 essays on mind, money, and meaning, offering valuable insights for those navigating the psychological challenges of retirement.  Read the full show notes and find more information here: EP 80 Show Notes2024-03-1428 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #79: Subscribed and Satisfied: Optimizing Your Spending Without SacrificeIn this engaging podcast discussion, the speaker delves into the widespread shift towards subscription models, exploring how businesses and consumers alike benefit from this trend. The conversation underscores the convenience for consumers and improved cash flow management for companies, emphasizing the seamless experience subscriptions offer. However, as the subscription landscape becomes increasingly saturated, the challenge of tracking and managing numerous subscriptions arises, prompting the speaker to highlight the average American's significant monthly spending on consumer subscriptions. The discussion touches on the subtle tactics some companies use to make canceling subscriptions cumbersome, shedding light on the importance of values alignment...2024-03-0721 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances Hosts Joseph and Regan examine how to handle inheritances. With the landscape of wealth transfer evolving rapidly, receiving an inheritance is not just a stroke of luck but a strategic element in financial planning.   They caution against hasty decisions and stress the importance of taking the time to assess goals and intentions before embarking on any major financial moves. Through real-life examples, such as a client who strategically maximized her tax-free savings accounts and diversified her assets after receiving an inheritance, the hosts highlight the significance of thoughtful planning in ensuring long-term financial security.   ...2024-03-0409 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #78: Inheritance: Why Fair and Equal Aren't the Same What does it mean to be fair yet unequal in estate planning?   Explore how differing financial needs, family contributions, and the complexities of sibling relationships impact retirement planning. Discover actionable insights, from using life insurance to equalize asset distribution to fostering open communication to minimize family disputes. Join Joe and Lindsay’s conversation on navigating family dynamics and creating a personalized, transparent estate plan for a smooth and equitable transition into retirement.  Read the full show notes and find more information here: EP 78 Show Notes 2024-02-2913 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #77: Salary vs Dividends: Optimizing Business Owner Payouts with Braden Warwick Braden Warwick (PhD, PWL Capital) and Joe look at business owner compensation. They examine the often-debated choice between salaries and dividends.   Braden, a financial planning product architect at PWL, shares insights from a comprehensive study he conducted on optimal business owner compensation. They explore variables like provincial residency, corporate revenue, and the dynamics of notional accounts, unraveling the considerations that go into determining the most advantageous compensation strategy for business owners. of personal and corporate finance.  Read the full show notes and find more information here: EP 77 Show Notes 2024-02-2225 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #76: Calculating Your Retirement Number: Factoring in Your Pension This week we answer a listener question about defined benefit pension plans: I know not a lot of people have defined benefit plans, but everyone keeps talking about needing $1M-$2M at retirement. How would a defined benefit pension get valued, and does the amount needed at retirement include government programs?  We break down the components of retirement income, including government programs like the Canada Pension Plan and Old Age Security, guiding listeners on how to assess their unique financial situation to arrive at an ideal portfolio value for a comfortable retirement. We encourage you to shift y...2024-02-1515 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #75: A Field Guide to Retirement for Millennials, Retirees and Beyond with Dan Solin New York Times Author Dan Solin joins Joe to discuss common misconceptions, essential factors for retirement planning, and the evolving retirement landscape. Dan emphasizes the impact of emotions on investment decisions and provides valuable advice on asset allocation and dealing with market volatility.   Additionally, they touch on the challenges millennials face in buying homes and the importance of financial literacy. Dan's upcoming book, "Wealthier: A Field Guide to Financial Freedom," is tailored for millennials. Listeners can find more information on wealthierbook.com. Don't miss out on this valuable financial wisdom!    Read the full show...2024-02-0828 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial EP #10: Estate Planning 101 We know estate planning is daunting.  But it’s essential to address it ahead of time, to ensure that all your wishes are laid out to eliminate potential conflict. We give you valuable tips on evaluating your current financial standing, considering future scenarios, and understanding the nuances of trusts and specific gifts.   We also touch on the option of providing financial support to family members before passing away, stressing the importance of ensuring financial independence. With real-life examples and a practical framework, we give you actionable advice and encourage you to take proactive steps to secure your famil...2024-02-0512 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #74: A Retirement Manifesto with Fritz Gilbert Fritz Gilbert, the award-winning author of the blog “The Retirement Manifesto” joins Joe to share his unconventional yet successful approach to retirement planning.   He emphasizes the importance of not fixating on the financial aspects of retirement but embracing the non-financial elements, such as relationships and purpose, that impact a smooth transition into retirement.   Read the full show notes and find more information here: EP 74 Show Notes 2024-02-0133 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #73: The Future of Retirement: David Blanchett on Inflation, Alternative Assets and Advice David Blanchett, a renowned financial expert, delves into the multifaceted world of retirement. From annuities, longevity risk, and alternative assets, you will gain valuable insights that challenge conventional wisdom.   From the nuances of portfolio construction to the impact of inflation on retirement savings, Blanchett provides actionable advice, helping listeners navigate the complexities of securing a comfortable and sustainable retirement.  Read the full show notes and find more information here: EP 73 Show Notes 2024-01-2530 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #72: Tax Planning Opportunities and Pitfalls for Business Owners in 2024 with Matt Holmes Joe welcomes Matt Holmes (CPA, Director at Holmes CPAs & Tax Advisors) to the show. They take a deep dive into the often-overlooked realm of succession planning. Joe and Matt share a poignant case where the absence of a contingency plan resulted in a less-than-optimal sale for the family due to the owner's passing.   They provide invaluable insights into the strategic considerations and pitfalls that entrepreneurs should be aware of, making it an essential listen for anyone navigating the complexities of selling or transitioning their business.    Read the full show notes and find more info...2024-01-1832 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #71: Business Exit Mastery: Avoid Pitfalls & Maximize Value with David C Barnett - Part 2 Joe welcomes back business expert David C Barnett to delve into the intricate process of selling a business for retirement.  This insightful episode provides valuable insights for business owners contemplating a sale. Joe and David emphasize the necessity of strategic planning, documentation, and the cultivation of a marketable business before embarking on the selling process.   Barnett's practical examples and emphasis on due diligence offer a roadmap for prospective sellers, highlighting the intricate details that can significantly impact the successful sale of a business.  Read the full show notes and find more information here: EP 7...2024-01-1125 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #70: The Egg Story: Make Sure You’re Taking ActionWelcome to "Your Retirement Planning Simplified," where hosts Joseph Curry and Lindsay Wilson demystify the complexities of retirement with their down-to-earth approach. In this latest episode, the dynamic duo kicks off 2024 with enthusiasm, celebrating the podcast's growth over the past year and reflecting on their mission to make retirement planning approachable for everyone. With over 16,000 downloads and counting, Joseph and Lindsay share their journey of helping people overcome the initial embarrassment or hesitation often associated with seeking financial advice. They emphasize the importance of taking action, drawing parallels with Joseph's insightful egg story, highlighting that true understanding comes from...2024-01-0411 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial EP #9 Protect Your Legacy: Estate Planning Essentials for Families Joe and Regan examine estate planning essentials. They emphasize the significance of having an up-to-date will and stress the importance of clear communication within families.   They also look at the often-overlooked aspect of digital assets, urging listeners to document and share information on online accounts to ensure easy management by their executors.   They advocate for open conversations with family members about estate planning decisions. If you’ve been thinking about estate planning, this is an excellent how-to episode.    Read the full show notes and find more information here: EP 9 Show Notes 2024-01-0121 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #69: Navigating Retirement in 2023: Expert Insights It’s our 2023 wrap-up of Retirement Planning Simplified featuring the best episodes and insights from 2023!   We highlight our most popular episodes, including discussions on safe withdrawal rates, effective investment strategies, achieving purposeful retirement, and the impact of taxes on single seniors.   This episode is a great guide for both new and seasoned listeners, offering the best of Your Retirement Planning Simplified.   Read the full show notes and find more information here: EP 69 Show Notes 2023-12-2825 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEp #66: Seize the Opportunities: Craft Your Perfect Retirement Experience with Gary PoierIn this podcast episode, host Joseph welcomes Gary Poyer to discuss retirement planning from a unique perspective that goes beyond financial considerations. Gary, the author of "Make Retiring Easy," emphasizes the importance of uncovering the potential in retirement to lead a fulfilling life. He highlights the seven principles of his Philosophy of Retirement, encouraging individuals to approach retirement intentionally and consider the broader aspects of their lives beyond just financial stability. Gary emphasizes the need for a personalized retirement plan that addresses values, purpose, and opportunities, ultimately guiding listeners towards a more enriching and purposeful retirement.    2023-12-0718 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 7: Maximizing Retirement Planning: How Minimizing Can Maximize Your Financial FutureIn this episode of Fireside Financial, CFPs Joe Curry and Regan Schiller delve Home Equity Lines of Credit (HELOC) versus reverse mortgages. They provide valuable insights into how these financial tools can be used strategically during retirement planning.  They address the common misconception that retirees should avoid debt entirely, highlighting the benefits of using HELOCs and all-in-one accounts as flexible tools for managing unexpected expenses or healthcare costs.  Read the full show notes and find more information here: EP 7 Show Notes2023-11-0620 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 6: Strategic Withdrawal Strategies: Making the Most of Your Registered Retirement Income FundsJoe Curry (CFP, Retirement Planning Simplified) and Regan Schiller (CFP, Your Canadian Retirement Specialist) examine the intricacies of optimizing retirement income by strategically withdrawing funds from Registered Retirement Income Funds (RRIFs) and other retirement accounts. They explore the benefits of taking early excess withdrawals from RRIFs, even when clients may not have an immediate need for the funds.  Read the full show notes and find more information here: EP 6 Show Notes2023-10-0217 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #56: Key Lessons from "The Millionaire Next Door"Joe and Lindsay share key insights taken from the financial classic, "The Millionaire Next Door” by Thomas J. Stanley and William D. Danko. With the book's principles freshly revisited, they explore how these valuable lessons can be applied to retirement planning and shared with the next generation. Throughout the episode, Joseph and Lindsay offer practical insights, emphasizing the importance of living below your means, clear financial goal setting, and the power of patience and discipline in building wealth over time. Read the full show notes and find more information here: EP 56 Show Notes2023-09-2827 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #51: Mastering Financial Savvy for Luxury Travel: Tips from Danielle Desir CorbettIn this episode, host Joseph welcomes travel expert Danielle to the show. With years of experience in finding creative ways to afford travel, Danielle shares her insights on financially savvy travel. She highlights the importance of understanding your travel style and aligning your spending with your priorities. Whether you're a retiree looking to indulge in luxury travel or someone seeking affordable adventures, Danielle's tips and strategies cater to travelers of all kinds. From budgeting and saving for travel to finding the best deals on flights and accommodations, Danielle's expertise will help you navigate the world of travel while maintaining...2023-08-2426 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 4: Maximizing Retirement Income: The Impact of Financial Assistance on Your Golden YearsIn Episode 4 of Fireside Financial, Joseph and Regan discuss the increasing trend of parents supporting their millennial children financially. They explore different forms of assistance parents are offering, including down payments on homes, groceries, rent, and mortgages. The hosts stress the importance of a solid financial plan to ensure the support does not compromise the parents' retirement or financial well-being. They also advocate for open communication with children about the financial assistance being given and how it may affect the family's estate in the future.  Read the full show notes and find more information here: EP 4 Show N...2023-08-0717 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedFireside Financial Ep 3: Retirement Spending: Balancing the Pitfalls and OpportunitiesIn this episode of Fireside Financial, Joe and Regan delve into the fascinating topic of retirement spending. They explore two sides of the same coin: the challenges faced by individuals who feel unprepared for unexpected expenses during retirement, and those who are reluctant to spend their hard-earned savings due to fear of running out of money. Joseph and Regan share valuable insights and real-life examples to help listeners navigate these financial dilemmas. Read the full show notes and find more information here: FF EP 3 Show notes2023-07-0319 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #42: The Four Horsemen of Investing: The Behavioral Mistakes that Destroy our Investments with Freeman LindeJoin Certified Financial Planners, Joe Curry (Retirement Planning Simplified) and Freeman Linde (Retire Mentorship), as they explore “The Four Horsemen” and their impact on your financial success in retirement. Read the full show notes and find more information here: Ep # 42 Show Notes  2023-06-1527 min\"Unretired" & Inspired - A Retirement Planning Podcast56: Joseph Curry: Favourite Strategies to Maximize Retirement IncomeCaleb and Riley are excited to be joined by Joseph Curry, President & Financial Planner at Matthews + Associates. Joe is passionate about helping clients create a good plan for a great retirement. He works to create retirement income strategies that assist clients to reduce their lifetime taxes, and ensures they don’t outlive their money. Sound familiar? Caleb, Riley and Joseph are on a very similar mission to help retirees and people within a few years of retirement achieve what Joe calls, “True Wealth”. Learn more about: The formula to determine how much to withdraw from your i...2023-04-1055 minYour Retirement Planning SimplifiedYour Retirement Planning SimplifiedEP #37: Have an Awe-Inspired Retirement with Joseph Curry, Caleb Miller and Riley Anderson from “Awe - Inspired and Retired”In this episode, you will learn how to maximize your retirement savings and reach your financial goals faster through innovative retirement planning. This is a great episode to start learning about all the ins and outs of retirement income planning. Read the full show notes and find more information here: RPS Ep 37 Show Notes2023-04-0653 minHip Hop History by Drew CurryHip Hop History by Drew CurryS3E52 Nipsey Hussle by Drew CurryNipsey The Great, Neighborhood Nip, Nipsey Hussle. Man. What can I say. I could go on a long explanation about what Nipsey meant to me. I did that in the episode. I could tell you what he meant to his community. I tried but it's not my place. I could tell you what he meant to his loved ones. But that's not my place ether.  Nipsey told you his story, his perspective, showed you his compass, his morals. his beliefs and his emotion in each verse he laid. Nipsey provided for his community, his city, his family, his fans e...2023-02-2618 minApocalypse DudsApocalypse DudsMetal and Menswear with Shane Joseph CurryOur guest is Shane Joseph Curry, thrifting sleuth, educator, metalcore dude, spectacle enthusiast, and all around good guy. 2022-11-211h 23Moe Factz with Adam CurryMoe Factz with Adam Curry84: More or LessMoe Factz with Adam Curry for July 16th 2022, Episode number 84 - "More or Less" Adam and Moe discuss Roe. Like you've never heard before Chapter Architect: Dreb Scott Big Ballers Sir Vesa of the Backside of Pike's Executive Producers: Sir Vesa of the Backside of Pike's HotShot Daniel Worrad Joe Associate Executive Producers WE HERE THO Frannie N C.Davis Erik Höchel TigardKent Joseph Payne 2022-07-163h 40Heaven\'s Entrepreneurs by Kurshin JosephHeaven's Entrepreneurs by Kurshin JosephThe Mindset Shift // Podcast Ep. 4 // Ira Curry & Kurshin Joseph★☆★ Welcome To The New Series: The Makings of Wealthy Kingdom Entrepreneur!★☆★ The Mindset Shift // Podcast Ep. 4 // Ira Curry & Kurshin Joseph The entrepreneur journey can be tough, and really weird sometimes because you start to find out who you really are and who you really are may not have looked like who you have been all your life... Check out this epic podcast with Ira Curry on under going a next level mindset shift! -- Meet Ira Curry Wealth Generating Beast aka Mr Money Maker! Listen in as he expounds on his process of h...2022-07-0417 minHeaven\'s Entrepreneurs by Kurshin JosephHeaven's Entrepreneurs by Kurshin JosephGod Told Me To Quit My 6 Figure Job!!! // Podcast Ep. 3 // Ira Curry & Kurshin Joseph★☆★ Welcome To The New Series: The Makings of Wealthy Kingdom Entrepreneur!★☆★ God Told Me To Quit My 6 Figure Job!!! // Podcast Ep. 3 // Ira Curry & Kurshin Joseph Meet Ira Curry Wealth Generating Beast aka Mr Money Maker! Listen in as he expounds on his process of how God lead him through the painful transformative journey to becoming a man of character able to steward wealth and three major companies. How do we become wealthy? Ira will be telling us what rich people do to get money. The power to attain wealth requires us to figure...2022-07-0414 minHeaven\'s Entrepreneurs by Kurshin JosephHeaven's Entrepreneurs by Kurshin JosephWant To Be An Influencer? Help Others Do What You Do! - Podcast Ep. #2 // Ira Curry & Kurshin Joseph★☆★ Welcome To The New Series: The Makings of Wealthy Kingdom Entrepreneur!★☆★ Want To Be An Influencer? Help Others Do What You Do! - Series Podcast Ep. #2 // Ira Curry & Kurshin Joseph How do we become an influencer? Do you have to just be born influential or do you need to study this thing out!? Meet Ira Curry Wealth Generating Beast aka Mr Money Maker! Listen in as he expounds on his process of how God lead him through the painful transformative journey to becoming a man of character able to steward wealth and three major compan...2022-07-0412 minHip Hop History by Drew CurryHip Hop History by Drew CurryS3E15 Run DMC by Drew CurryRun DMC is one of the most iconic groups of all time. They are responsible for many first, most I will leave for your listen, but the entire style of hip hop from the late 80's to today. Before this group most rappers were wearing mostly "disco" attire or silk shirts and jheri curls. Run DMC was also the first hip hop act to have a video played on MTV. Run DMC has hit after hit after hit, from It's Tricky, Walk This Way, My Adidas and many many more you've heard and probably don't know. All three members...2022-06-1219 minSpicy CurrySpicy CurryEpisode 8 - How to Create Funny Video Ads that SELL - Without Hiring and Expert with Joseph WilkinsThe holy grail right now for online video ads is to be both funny and persuasive. To be relevant and engaging. Funny videos that sell are rare. Mostly because most people don’t know how to create them. In this episode Joseph walks us through his 8-step process for creating funny videos that sell without hiring an expert.  Joseph Wilkins has a rich background in creating videos that convert. He launched his career in the infomercial business while working on the launch of Little Giant Ladder.  That infomercial went on to sell hundreds of millions of dollars wort...2022-06-1054 minHeaven\'s Entrepreneurs by Kurshin JosephHeaven's Entrepreneurs by Kurshin JosephThis Guy Is a Wealth Generating Beast! Made by God! // Ira Curry & Kurshin JosephWelcome To The New Series: The Makings of Wealthy Kingdom Entrepreneur!  Meet Ira Curry Wealth Generating Beast aka Mr Money Maker! Listen in as he expounds on his process of how God lead him through the painful transformative journey to becoming a man of character able to steward wealth and three major companies.  How do we become wealthy? Ira will be telling us what rich people do to get money. The power to attain wealth requires us to figure out how to be disciplined and learn methods of how to even create money without any mo...2022-05-3020 minHeaven\'s Entrepreneurs by Kurshin JosephHeaven's Entrepreneurs by Kurshin JosephInterview with Ira Curry and Kurshin Joseph - How to hear the voice of God in your businessIn this episode we sit down with Ira Curry and dive into how we can hear the voice of God for our business and life Learn More at www.kurshinjoseph.com2021-09-1039 minNano Wellness Hive, Your \'Holistic Health Nucleus’Nano Wellness Hive, Your 'Holistic Health Nucleus’Kalan – A Kerala Special Curry)This episode is also available as a blog post: http://mygrandmas-healthyschool.com/2018/06/24/recipe-7-kalan-a-kerala-special-curry/2021-07-2601 minNano Wellness Hive, Your \'Holistic Health Nucleus’Nano Wellness Hive, Your 'Holistic Health Nucleus’Meen Vatichathu (Kerala Special Fish Curry)This episode is also available as a blog post: http://mygrandmas-healthyschool.com/2018/07/03/meen-vatichathu-kerala-special-fish-curry/2021-07-2602 minNano Wellness Hive, Your \'Holistic Health Nucleus’Nano Wellness Hive, Your 'Holistic Health Nucleus’Blazing Pork CurryThis episode is also available as a blog post: http://mygrandmas-healthyschool.com/2018/07/30/blazing-pork-curry-healthy-recipe-22/2021-07-2601 minNano Wellness Hive, Your \'Holistic Health Nucleus’Nano Wellness Hive, Your 'Holistic Health Nucleus’No Onion Potato CurryThis episode is also available as a blog post: http://mygrandmas-healthyschool.com/2018/09/06/no-onion-potato-curry-healthy-recipe-27/2021-07-2601 minNano Wellness Hive, Your \'Holistic Health Nucleus’Nano Wellness Hive, Your 'Holistic Health Nucleus’Instant & Tasty Curd CurryThis episode is also available as a blog post: http://mygrandmas-healthyschool.com/2018/10/17/instant-tasty-curd-curry-healthy-recipe-30/2021-07-2601 minThe Inquisitive Mamba PodcastThe Inquisitive Mamba PodcastEpisode 17 IS STEPH CURRY THE MVP?In this episode I talked about the NBA, MLB, and NHL. Is Steph Curry the MVP? Lakers Warriors for the play in! Another saga of the LeBron Steph rivalry! Nhl playoffs have started! Who wins it all? Follow my socials Instagram: @thejoeymunroe TikTok: @joeymunroe2021-05-1711 minThe Full LifeThe Full LifeEpisode 11- Prayer, Wellness & the New School Year w/ Cory Curry3 months after they first came together, the co-hosts do a wellness check about how everyone is managing through the continued Pandemic. Then, Homeschool expert Cory Curry from Antioch Church joins the panel to help navigate through the available schooling options for this year. Plus, Hank answers some prayer requests & prays for all students, parents, teachers, and administrators. Our GDPR privacy policy was updated on August 8, 2022. Visit acast.com/privacy for more information.2020-08-0950 minThe Good and Basic Podcast: Better and More ComplexThe Good and Basic Podcast: Better and More ComplexPatrick Curry on Tolkien and Enchantment | The Good and Basic Podcast special episode In which we have a conversation with Dr. Patrick Curry about Tolken and  enchantment.  Dr. Curry's academic interests range far and wide, but  here his work on Tolkien, enchantment, and ecology come to the fore.  We  discuss his preference for the term "ecology" instead of "environment,"  the metaphysics of objects and subjects, and how to do technology  right.   You can find out more about Dr. Curry's work at patrickcurry.co.uk Dr. Curry is also the editor of the Ecological Citizen, a peer-reviewed  ecocentric journal, which you can find here:  https://www.ecologicalcitizen.net/ His upcoming bo...2019-07-051h 06WWI @ AQWWI @ AQJoseph Curry - Podcast 1 - The KaiserJoseph Curry The role of the Kaiser in the July Crisis, the war effort, and his life after in the Netherlands2018-12-1009 min