Shows
Saving Elephants | Millennials defending & expressing conservative values202 – How to Get What You Want with Josh BandochPersuasion seems conspicuously absent from our politics. Not shouting, denouncing, or trying to convince the "other side" that they're wrong, evil, or both. But the good faithed attempt to reach the hearts, minds, and emotions of others and persuade them to our point of view. Why? Why is persuasion so hard? And is it even possible to persuade in an era of political polarization? Saving Elephants host Josh Lewis welcomes fellow "Josh"—Josh Bandoch—on the show to discuss his latest book, How to Get What You Want: Mastering the Art and Science of Persuasion, and...
2026-05-191h 02
The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesMarket Update - War Headlines Just SHIFTED Mortgage RatesWar Headlines Just Shifted Mortgage Rates: What Homebuyers Need to KnowMortgage rates are moving again, and this time the driver is not just inflation or jobs data — it is global uncertainty. In this episode of The Educated HomeBuyer Podcast, Jeb Smith and Josh Lewis break down how war headlines, oil prices, inflation expectations, employment data, housing inventory, and mortgage spreads are all impacting today’s housing market.If you are trying to decide whether to buy a home, wait for lower mortgage rates, or understand what is really happening in real estate right now, this...
2026-05-0742 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesMarket Update - Zillow Just DOWNGRADED It's Housing Market Forecast (Interest Rates, House Prices, Inflation & The Housing Market)Zillow just downgraded its housing market forecast—so what does that really mean for home prices, mortgage rates, inventory, and buyers in today’s market?In this episode of The Educated Home Buyer, Jeb Smith and Josh Lewis break down Zillow’s latest housing market forecast and explain why the headline matters, what “flat” home price growth could mean nationwide, and why local real estate markets may behave very differently from national averages.If you’ve been wondering whether the housing market is cooling, whether home prices are about to fall, or how interest rates and inventor...
2026-04-231h 00The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesIran War & Oil Crisis Impact on Mortgage Rates and Homebuyers | EP213Thinking about buying soon?Start here → https://www.theeducatedhomebuyer.com/startSubscribe to The Educated Homebuyer for weekly insights on buying right, borrowing smart, and building long-term wealth through real estate.If you're thinking about buying a home and want to learn the smartest way to get started, visit https://www.theeducatedhomebuyer.com/start.Mortgage rates might not fall anytime soon — and oil prices could be the reason why.In this episode of The Educated Homebuyer, Jeb Smith and Josh Lewis break down the surprising connection between oil prices, inflation, and mortgage rates. Whil...
2026-03-1621 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesHousing Market Trends: What Buyers Need to Know Now | EP212✅ Ready to become a homeowner? Start your stress-free journey today:theeducatedhomebuyer.com/start📩 Have questions about your situation? Connect with our team:theeducatedhomebuyer.com/startIs the housing market finally starting to improve? In this episode of The Educated Homebuyer, Jeb Smith and mortgage expert Josh Lewis break down Zillow’s latest housing market forecast and what it means for home prices, affordability, and mortgage rates heading into 2026.Recent data suggests that housing affordability has improved, with the average buyer potentially able to afford about $30,000 more home compared to this time last year. But what’s actually...
2026-03-0924 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesMarket Update: Housing Affordability Outlook for 2026✅ Ready to become a homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start📩 Mortgage or Real Estate Questions? Leave Jeb and Josh a message: theeducatedhomebuyer.com/voicemail/Housing affordability may finally be improving in 2026 — but what does that actually mean for homebuyers?In this episode of The Educated HomeBuyer, Jeb Smith and mortgage expert Josh break down new data suggesting that affordability is beginning to improve thanks to lower mortgage rates and rising incomes. They discuss what Zillow’s latest analysis means for buyers, whether the improvement is meaningful in today’s market, and what buyers should be watchi...
2026-03-051h 01The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market Updates2026 Mortgage Interest Rates Explained: What Buyers Must Know | EP193✅ Ready to become a homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start📩 Have questions about your situation? Shoot us an email: info@theeducatedhomebuyer.comMortgage rates are finally trending lower but the experts aren’t all aligned. In this episode, Jeb Smith and Josh Lewis break down the latest data, forecasts, and why inflation, tariffs, and Fed policy could push rates into the high 5s before year-end. Whether you're refinancing or buying your first home, this conversation reveals what to expect next and how to prepare.Connect with Us 👇Jeb Smith Huntington Beach Realtor / Orange...
2025-10-2727 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesTrump's Housing Market Plan TRUTH: What Buyers Need to Know | EP187✅ Ready to become a homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start📩 Have questions about your situation? Shoot us an email: info@theeducatedhomebuyer.comThe White House is considering declaring a national housing emergency but will it actually make homes more affordable? In this episode, Jeb Smith and Josh Lewis break down what emergency powers could realistically change, the political theater behind it, and which proposals (like expanding capital gains exemptions or auctioning federal land) could truly impact housing supply. If you're a homebuyer feeling stuck, this episode cuts through the noise. Connect with Us 👇Jeb SmithH...
2025-09-1530 min
The Joe Rooz ShowRage, Reason, and Conservatism: A Deep Dive with Jack McMahon and Josh Lewis (Ep. 160)In this episode of the Joe Rooz Show, Joe brings an engaging discussion with two intriguing guests. The first hour features Jack McMahon, a USMC veteran and author of "Atrophy and Asymptotes," who shares insights into his book that blends essays and letters to his daughter, tackling themes of freedom, economics, and censorship. McMahon's unique style combines emotion and logic, aiming to address societal issues with both rage and reason.In the second hour, Joe welcomes Josh Lewis, host of the Saving Elephants podcast, who delves into the depths of conservatism, inspired by thinkers like Edmund Burke...
2025-09-092h 11The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP185 - Your Credit Score Just Got a MASSIVE Upgrade✅ Ready to become a homeowner? Start your stress-free journey today: theeducatedhomebuyer.com/start📩 Have questions about your situation? Shoot us an email: info@theeducatedhomebuyer.comThink your credit score is too low to buy a home? That may be about to change. In this episode, Jeb Smith and Josh Lewis sit down with Anthony Hutchinson of VantageScore to break down a major shift in the mortgage world. For the first time ever, Fannie Mae and Freddie Mac will soon accept VantageScore 4.0, a game-changer for first-time buyers, renters with thin credit files, and underserved communities. Start your stress-free l...
2025-09-0137 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP171 - Self-Employed 101 - How To Buy A House Being Self EmployedYou can earn $200K a year and still be denied for a mortgage, that’s the harsh reality for self-employed borrowers. This episode unpacks why lenders don’t care what you make, only what you can prove, and how your tax return is the real deciding factor. Josh Lewis breaks down exactly what underwriters look for and why having the right loan officer makes all the difference.Start your stress-free loan journey todayJoin Rate Watch – we’ll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us 👇Jeb SmithHuntington Beach Realtor / Orange County Real...
2025-05-2629 min
Saving Elephants | Millennials defending & expressing conservative values172 – The History of American Conservatism with George NashIn 1976 historian George H. Nash wrote The Conservative Intellectual Movement in America Since 1945, a celebrated historical accounting that established much of the narrative for how we think about the development of modern conservatism even today. George Nash joins Saving Elephants host Josh Lewis to discuss the various strands of thought that emerged after the Second World War that eventually evolved into a political movement on the Right. Along the way, Dr. Nash shares his insights on the colorful individuals who shaped the debate, how they fought one another, and how an eventual loose consensus was brought forth. Finally, he off...
2025-02-181h 50
Saving Elephants | Millennials defending & expressing conservative values169 – Unsolicited Advice with Blake FischerWith the 2024 elections in rearview both parties are trying to grapple with what lessons they should learn. Who better to offer unsolicited advice than Josh Lewis and Blake Fischer, the respective hosts of the Saving Elephants and The Homeless Conservative podcasts? As two Trump-skeptical conservatives on the outside looking in, sure both parties are eager to hear their thoughts on how both parties should proceed in the elections ahead. In this episode, Josh and Blake take a deep dive into what went wrong and what went right for the Republicans in 2024 and what might help the...
2025-01-071h 10The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP123 - 2nd Half 2024 Housing Market & Mortgage Rate ForecastWhere is the housing market headed into 2024 for the second half of the year? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the remainder of the housing market in 2024. They analyze factors such as wage growth, interest rates, inflation, and inventory levels to determine the direction of home sales and prices.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podca...
2024-06-2539 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - The Housing Inventory Will Grow 40% In 2024
Housing Inventory Is 21% Higher Than 2023 and continuing to climb as Mortgage Rates remain above 7%. The belief is if mortgage interest rates continue to climb then inventory will also climb and could reach 40% more homes by July unless mortgage rates fall from these levels. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1OkHavG0r3YwX5cPeFybzVN1T0_9RqtRcljncSALQc24...
2024-03-151h 06The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - The UNAFFORDABLE Housing Market Is On FIRE
The 2024 Housing Market Is Starting To Gain Traction as we head into the spring housing market. When will we see more inventory? When will mortgage rates go down? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://bit.ly/4c74Q80
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.co...
2024-03-081h 07The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - House Prices Reach A NEW All Time High In 2024
The median home price reached an all-time high for the month of January as the housing market remains strong due to low inventory and strong buyer demand. When is the best time to buy a home? What factors do you need to consider when buying a house in 2024? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://bit.ly/TEHB_022824
✅ - Want to ge...
2024-03-011h 08The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - This Is Having The BIGGEST Impact On The Housing MarketHouse Prices are a function of supply and demand. Currently demand still outweighs supply in most US Housing Markets. Will 2024 be better or worse than the 2023 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides -
https://docs.google.com/presentation/d/176ddDaiEAy0XKfLOyaLU9j-Db0WUablj06pzI0NKiFQ/edit?usp=sharing
✅ - Want to get connected with us...
2024-02-231h 08The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP105 - What You REALLY Need To Know About An FHA LoanAre you a first time home buyer considering buying a home in 2024 but unsure about using an FHA Loan because of something you heard? Is FHA a bad loan? Which loan program is right for you? What are the fha loan requirements? In this conversation, Josh Lewis and Jeb Smith debunk the top myths and misconceptions about FHA loans to help you become The Educated HomeBuyer.
✅ - Get connected with us or to a local expert in your market, http://www.theeducatedhomebuyer.com/expert
🎙- The Educated Home Buyer Podca...
2024-02-2035 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Interest Rates Are In Trouble | The Fed Rate Cuts Are OVERInflation just came in hotter than expected sending interest rates to the highest levels we have seen in months. How will this affect the Housing Market? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides -
https://docs.google.com/presentation/d/1HJabCYFflf1j_BPdiYy6ZuR-sHDb31AoPg5YKaCgMO4/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your ma...
2024-02-161h 06The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - No Fed Pivot In Sight For The 2024 Housing MarketThe FED just signaled that Interert Rate Cuts Aren't Coming Anytime Soon! Should you BUY NOW or WAIT for Lower Mortgage Rates? What does these mean for house prices? When will housing affordability improve? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/13yFjQTtkeFP7BDuBSPqA-QVMMEssk3swx8tESZaNbeI/edit?usp=sharing
✅ - Want to get connected with us or to...
2024-02-091h 01The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP103 - When Will The FED Cut Interest Rates?The Fed's restrictive policies continue to impact the housing market which has led to a lack of supply and high prices. When will the fed lower interest rates? In this conversation, Jeb Smith and Josh Lewis discuss the current housing market conditions and why the Fed has not made a pivot yet. They explore the impact of real interest rates and the Fed funds rate on the economy. The conversation delves into the restrictive policies of the Fed and their impact on the housing market. They also discuss the dual mandate of the Fed and the importance of employment...
2024-02-0634 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q&A - The Fed Just Screwed The Housing MarketAnother Fed meeting with lots of words but no action. Powell and the Fed say they like what they see on the inflation front but they need to see more.
What does it mean for the housing market that they Fed does not plan to cut rates at the March meeting?
Will rates stay elevated?
Will sellers NOT list their homes and keep supply tight pushing prices higher?
Tune in as we go through all the info you need to know to become The Educated Homebuyer!
Tonight's Slides - https://bit.ly/TEHB-013124
✅ - Want to...
2024-02-0247 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Where Are House Prices Headed In 2024?Will the Housing Market become more affordable in 2024? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will we see the Housing Market slow down as mortgage interest rates hover around 7%? Will it be easier as a first time home buyer? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs...
2024-01-261h 02The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Price Cuts Are DROPPING As Housing Inventory RisesHousing Inventory Is Growing and Price Reductions Are Dropping Which Is Exactly What We Would Expect For This Time Of Year! Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides -
https://docs.google.com/presentation/d/1QwCB977ahgGngNYleloqvs0TyG8lOWQ5Tkt2eGCmPqs/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in yo...
2024-01-191h 02The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP100 - The House Market Is UNPREDICTABLE | Lessons Learned from Over 100 EpisodesThe Housing Market Has A Lot Of Lessons to teach first time home buyers. n this episode, Jeb Smith and Josh Lewis reflect on their two years of consistently providing valuable insights on mortgages, real estate, and life lessons. They discuss the unpredictability of the market and the importance of analyzing data to make informed decisions when buying a house in this crazy housing market. They also emphasize the need to avoid biases and maintain a positive mindset when navigating the housing market. Additionally, they highlight the significance of seeking quality information and surrounding oneself with knowledgeable advisors in...
2024-01-1629 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Get READY For The 2024 Housing MarketAre you a first time home buyer wondering what the 2024 housing market has in store? Will we see house prices continue to climb upward or is 2024 the year of the housing crash? Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides -
https://docs.google.com/presentation/d/1QwCB977ahgGngNYleloqvs0TyG8lOWQ5Tkt2eGCmPqs/edit?usp=sharing
✅ - Want to...
2024-01-121h 01The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP99 - 2024 Housing Market ForecastWhere is the housing market headed into 2024? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for the housing market in 2024. They analyze factors such as wage growth, interest rates, inflation, and inventory levels to determine the direction of home sales and prices. They expect wage growth to increase and interest rates to decrease, improving affordability. They project a moderate increase in home sales, with a range of 4 to 4.5 million transactions. They also anticipate a 3-5% appreciation in home prices, driven by...
2024-01-0947 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - 2024 | The Year Of Lower Mortgage Rates and Higher PricesThe 2024 housing market will be driven by lower mortgage interest rates and higher house prices. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1Lldv6xFSIhnxs7xGIaGb0PdaQJJjhykvrHhSK5eWlJE/edit?usp=sharing
Article Based On The Title - Redfin Predicts 2024 Will Be the Year Homebuyers...
2023-12-291h 04The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - 6% Mortgage Rates Are Back!!!Mortgage Interest Rates Just Cooled To The Lowest Level Since July After Hitting 23 Year Highs In October. This dip in interest rates has caused buyer demand to jump but the Housing Market still needs more inventory in addition to further stability. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1Bg7oY3...
2023-12-221h 04
Saving Elephants | Millennials defending & expressing conservative values145 – Smoking Yule Logs and Donning Gay ApparelIn 2021, Saving Elephants host Josh Lewis joined three other veteran podcasters on a new podcast endeavor: Are We Right? Cal Davenport, Brooke Medina, and Calvin Moore, and Josh debated a wide range of topics from politics to religion to culture and invited the audience to weigh in on whether or not they're right. While the show was tragically short-lived, a number of excellent episodes were produced and this is a re-podcast of their Christmas episode to commemorate the holiday season: In the spirit of the season, Are We Right presents an epic Christmas-themed episode unmatched in festive g...
2023-12-191h 01The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Redfin Predicts Home Prices Will Fall And New Listings Will Rise IN 2024Redfin believes there will be a shift in the 2024 housing market with home prices falling 1%, new listings ticking up along with mortgage rates declining and home sales increasing 5% by year end. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1FmyRR33E3y6y7skFPrPx9JFHxg3VBy29o4Xa6hnZUFs/edit?usp...
2023-12-151h 01The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Housing Affordability Will IMPROVE In 2024Mortgage Rates Have Dropped 1% And Buyer Demand Has Risen for 5 Straight Weeks as Housing Affordability Improves. Will This Trend Continue into The 2024 Housing Market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1vmr_-xdQqrx5coaHcAkjx74EkMUv14Zsg3FuFKSuK8w/edit?usp=sharing
✅ - Want to get connected with us or to a lo...
2023-12-081h 06The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - The NEW Housing Market Is Down 18% From The PeakThe Median New Home Price is Down 18% from the Peak as new home sales decrease to 679,000 in October on a seasonally adjusted basis. With that new home sales are close to pre-pandemic levels. How will this affect the 2024 housing market? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1OvOe1FSIJx60YqOOu-gWF9tQivHY6WyeWYsBkuHe7ag...
2023-12-011h 07The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A -Home Sales Will Jump By 15% In 2024The 2024 Housing Market Will Consist of Lower Mortgage Rates and a 15% Jump in Exising Home Sales according to NAR's Lawrence Yun. How will these changes affect House Prices? Should you buy now or wait? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1NkbaxzVl78XCxrw3U3M1RzV276AbLqq6xwrADWKB2eE/edit?usp=sharing
✅...
2023-11-241h 04The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Housing Market Affordability Is At A 39 Year Low And Getting Worse
The U.S. housing market is the least affordable since 1984, requiring nearly 41% of the median household income for mortgage payments on a median-priced home, as per Intercontinental Exchange (ICE) research. This housing affordability crisis, worsened by high inflation, results in housing costs consuming a larger portion of incomes, alongside other rising expenses like gas and groceries. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024...
2023-11-171h 04The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Lower Mortgage Rates Headed To The Housing Market
Mortgage Rates Just Pulled Back From 23 Year Highs after the FED signaled that rate hikes are likely over, in addition to seeing signs that the economy might be softening a bit! Are we still headed for a recession? How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2024 housing market.
Tonight's Slides -
https://docs.google.com/presentation/d/1JwhVhf1s1ADoYapPza7JpqPsofgzHmB6T3B5YfKlTTo...
2023-11-101h 05The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - First Time Home Buyer Q & A 2024Are you a first-time home buyer feeling overwhelmed by the thought of the 2024 housing market? Should you buy or rent? What should you consider if you're buying a house in 2024? Join us for a live Q&A session where our real estate experts will answer all your burning questions and provide you with the insights you need to make informed decisions on your journey to homeownership. In addition, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in...
2023-11-031h 03The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q&A - The Housing Market Is Just The Tip Of The IcebergHousing Prices Just Peaked for the 6th Straight Month While Mortgage Demand Falls To The lowest level since 1995 as mortgage interest rates peak above 8%. This is causing home sales to slide to the lowest pace since 2010 while the interest expense on our federal debt has increased more in the last 3 years than in the last 50 years prior. How will this affect the Housing Market? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in...
2023-10-271h 18The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Interest Rates Will BURST The Housing Market Bubble?Mortgage rates have not just risen; they've exploded, toppling 7.5% for the first time since the tumultuous year of 2000, and average US mortgage payments have followed suit, skyrocketing a horrifying 46% in a single year. Home loan applications have plummeted to the lowest depths since the 1990s, reflecting a mortgage demand at its feeblest since 1996 amidst an ‘inventory crisis’. Is housing, now the largest expenditure for 33% of households, on the brink of becoming an unattainable dream for many? In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you...
2023-10-201h 05
Saving Elephants | Millennials defending & expressing conservative values141 – The Soul of Civility with Alexandra HudsonEveryone supports civility, in theory, when the "other side" is behaving themselves. But what is the role of civility in an era of growing political division? Is civility a weakness that can be exploited by our political opponents? Is it simply being well-mannered and exceedingly nice, or is there more to it? Those are the very questions Alexandra Hudson set out to answer in her new book, The Soul of Civility. Alexandra joins Saving Elephants host Josh Lewis to unpackage how civility holds the timeless answers for humanity's timeless struggle with living alongside the "other side"...
2023-10-1755 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - The Mortgage Meltdown: A Tipping Point in 2023's Housing Market?Mortgage rates soar to staggering 23-year highs, yet amidst this chaos, the Fed's key inflation indicator hints at a slowdown. As rates hover around 7.5%, pending home sales and prices are in the crosshairs. Join us LIVE as we break down the latest economic twists and turn, diving deep into what this means for you, whether you're buying or selling.
Tonight's Slides - https://docs.google.com/presentation/d/1oMrWWwQBTaa3eLaraX9jYE0lEzg125rW-dX12bg4siQ/edit?usp=sharing
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.th...
2023-10-131h 05The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q&A - Rising Mortgage Rates Are SHIFTING The Housing Market AGAINMortgage Rates Jump To 23 Year Highs while The Fed's favorite inflation measure, personal consumpution expenditures, is showing signs of easing.
Mortgage rates have climbed above 7.5% putting pressure on pending home sales and house prices. Are we seeing a shift in the housing market?
In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Tonight's Slides - https://docs.google.com/presentation/d/1...
2023-10-061h 21
Saving Elephants | Millennials defending & expressing conservative values140 – Back to BurkeThe name Edmund Burke is used quite liberally on the Saving Elephants podcast as host Josh Lewis makes no bones about being a "Burkean" conservative. But who was this Irish statesman, economist, and philosopher? What were his contributions to conservative thought? Why does Josh hold him in such high regard? And why do some conservatives argue there's no place for Burke in conservatism? Rather than inviting one guest to tackle these pressing questions, Josh explores the various conversations had on the podcast with past guests about Burke to help us navigate this rather complex and...
2023-10-031h 17The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Buckle Up | The Fed Is Ignoring The ObviousThe Federal Reserve Has signaled it will raise interest rates one more time this year before it ends hiking campaign while completely ignoring lagging rent/shelter data which will continue to moderate through the first part of 2024. In addition, the US Economy is showing signs of slowing which will naturally lead to lower inflation numbers. In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Tonight's Slides - https://docs.google...
2023-09-291h 06The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Black Swan Event Coming To The Housing Market In 2024When will the housing market crash? Investor says ‘Black Swan’ event imminent. I'm confused by this statement because isn't that exactly what happened with Covid that caused house prices to skyrocket. Should you buy now or wait for this black swan event to take place? In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides - https://docs.google.com/presentation/d/1sRrbbzKlE_esXK4sJg8O202...
2023-09-221h 05The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Is A Perfect Storm Brewing In The Housing Market?Mortgage rates are sitting near 23 year highs with mortgage demand sitting near 27 year lows while purchase applications are at the lowest level since 1995. On top of that, The FED believes that pandemic savings will likely be depleted by the 3rd quarter. This sounds like the perfect recipe for a housing crash, right?
In this live episode, we are going to discuss the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides -
https://docs.google.com/presentation...
2023-09-151h 07The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - BAD NEWS | Housing Prices Are Headed HIGHERThe Housing Market Is In Trouble with rising house prices, rising mortgage interest rates and a slowing economy. If you didn't think it could get any worse, you have Barbara Corcoran Saying Housing Prices ‘Are Going To Go Through The Roof" when interest rates come back down. In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides -
https://docs.google.com/presentation/d/1uPAjwt13uY...
2023-09-081h 08The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - The U.S. Housing Market Will Jump 6.5% By July 2024
Zillow is a full-blown housing market bull—predicting that U.S. home prices will jump 6.5% by July 2024 while Mortgage Interest Rates are hitting multi decade highs and home buyer demand is slowing. Zillow's original forecast was calling for .5% back in February 2023 but has been updated to reflect the anemic level of housing inventory and resilient buyer demand. In this live episode, we are going to discuss this article as well as the latest from the Federal Reserve, the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing ma...
2023-09-011h 08The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - The Mortgage Rate Bubble Could SHIFT The Housing MarketMortgage Interest Rates are hitting multi decade highs while The FED still sees upside risks to inflation possibly leading to more rate hikes. How will rising interest rates impact the housing market? Should you Buy Now or Wait for Prices to CRASH? In this live episode, we are going to discuss the latest from the Federal Reserve as well as the latest employment and economic data while helping you understand how that affects you as a buyer or seller in the 2023 housing market.
Slides - https://docs.google.com/presentation/d/1S8j4kKu1UesISNpj4XdNRgjUMMEV42LMdTXwrZR5iFQ/edit...
2023-08-251h 20
Saving Elephants | Millennials defending & expressing conservative values133 – Grappling with Hate Speech with Brooke MedinaIn this brave new digital world, opportunities for hate speech seem ubiquitous and increasingly dangerous. How should a conservative balance their values of limited-government and protection of the vulnerable in social media? How do we answer the charges of "silence is violence", or that speech and equal violence from a legal, cultural, and moral framework? Saving Elephants host Josh Lewis is joined by frequent guest Brooke Medina to grapple with the problem of hate speech. Josh shares his experiences of being harassed while (briefly) identifying as a woman on Facebook and Brooke draws from her...
2023-06-2048 min
Atlas HourAtlas Hour Episode 10Today Dr. Adam Hotchkiss and Josh Lewis discuss dealing with haters.Follow Us:IG: @atlasoptimization Adam Hotchkiss: @dr.aehotchkissJosh Lewis: @joshlewis23Today's video is sponsored by @marekhealth www.marekhealth.comMarek Health is the premium telehealth platform that connects customers with partnered providers from the comfort of your home. Marek provides concierge service with your very own Patient Care Provider as your health advocate. You’ll go over all your needs and goals, from improved sexual function, hair loss prevention, increased muscle, fat loss, and overall im...
2023-04-261h 27
Purple Political BreakdownWhat is a Political Conservative? Ft. Classical Conservative Josh LewisIn today's episode of the podcast, my guest Josh Lewis (Josh Lewis is a CPA who lives in Tulsa and works for the Oklahoma State Auditor's Office. A former candidate for City Auditor with over a decade, of experience in auditing governments, Josh has a unique and practical perspective as an outside observer of politics put into practice).We speak about conservativism and what it means to be a conservative in the United of America.
2023-04-171h 04The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP60 - What Is The Educated Home Buyer - Interview With Michael Zuber From One Rental At A TimeWhat is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a great conversation with Michael Zuber from One Rental At A Time to discuss the idea of Buying Right, Borrowing Smart and Building Wealth Through Real Estate Ownership and Finance to become The Educated HomeBuyer.
✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert
📧 - Join Our Free Community - https://educatedhomebuyer.circl...
2023-04-1428 min
Co-Movement Gym PodcastThe Sustainable Human by Josh Lewis - Co-Movement Gym Podcast S2E39The following is a conversation with myself, Josh Lewis. Today I will be discussing a project I have been working on for nearly a year, it’s called the Sustainable Human Project. This project is nothing more than me organizing some topics and ideas that I find vitally important in order for society and humans to thrive. My hopes are that some of these resonate with you and help give you some framework to orientate your life properly. While this talk is filled with 9 main talking points, all of which that can have a positive effect on your life, I...
2022-12-1934 min
The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP35 - Where are the Opportunities in this Housing Market?The housing market is continuing to slow with higher interest rates and lower buyer demand but there are still opportunities in this housing market. Which homes are still fetching a premium and selling quickly? Which are homes are sitting on the market longer with sellers lowering their prices? Where are the opportunities in this real estate market? In this episode, Josh and Jeb discuss why homes that are nicely remodeled in good locations are still selling quickly while the outdated homes are getting much traction. On top of that we also discuss the waiting "opportunity" in order to help you...
2022-11-0333 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP27 - Why are Housing Prices Sticky to the Upside?As the housing market continues to normalize, we expect to see house prices move more sideways than down but why? Why are housing prices sticky to the upside? In this episode, Josh and Jeb discuss the idea of house prices not declining during this period of normalization because of how homeowners think of their homes on top of the transaction fees involved and the cost of trying to find another place to call home.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ h...
2022-08-3026 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP23 - How To Use Seller Credits In a Changing MarketAre you currently in the real estate market as a homebuyer and wondering about seller credits? What is a seller credit? How do seller concessions work? Can the seller give you a credit towards closing costs? Is there a limit to what the seller can pay for a buyer? What can seller credits be used for when buying a home? In this episode, we take a deep dive into seller credits / seller concessions in order to help you become The Educated Homebuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡...
2022-07-1922 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Are FALLING House Prices Really A Concern For The Housing Market?The Housing Market is Finally Starting to get back to normal with homes sitting a bit longer, demand dropping and more price drops. At the same time, Housing Affordability is Reaching a 15 month low along with Consumer Confidence hitting a 16 Month low while the FED is continuing to raise interest rates. How will this affect the Housing Market and House Prices? Should you Buy Now or Wait for Falling House Prices? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated Home...
2022-07-151h 41The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP22 - Where are Interest Rates Headed?Are you a first time home buyer wondering where interest rates are headed? Will they continue to rise or is there a chance that we could see lower interest rates in the future? What affects mortgage interest rates? What could cause interest rates to move higher? What could cause interest rates to move lower? In this episode, Josh and Jeb discuss interest rates, their impact on the housing market along with what you need to consider as a first time home buyer in today's real estate market to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smit...
2022-07-1228 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Bumpy Road Ahead For The Housing Market?We are entering a new housing market with rising inventory and slowing buyer demand. Does a new housing market mean prices are going to crash? How will the FED and rising interest rates affect The Real Estate Market? Should you wait to buy a house? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ htt...
2022-07-081h 57The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP21 - Can You Time The Real Estate Market?Are you looking to buy low and sell high with regards to real estate or are you looking for a place to call home? Is it even possible to time the real estate market? What does timing the housing market mean? Who should be worried about timing the market? Who's at the greatest risk of trying to time the market? In this episode, Josh and Jeb discuss the idea of trying to time the housing market and what you need to consider as a first time home buyer in today's real estate market to help you become The Educated HomeB...
2022-07-0628 min
Retire Colorado6.30.22 Marketing Update Josh Lewis6.30.22 Marketing Update Josh Lewis by Layman-LewisGet a Free Copy of Josh and Alicia's Book: Click here! Schedule a Call with Josh and Alicia Today: Click here!In this episode, Josh and Alicia Lewis unpack key retirement planning topics just for Colorado listeners. Discover practical strategies for managing taxes, optimizing Social Security benefits, handling long-term care concerns, and responding to market volatility. Plus, get straightforward advice for building a well-rounded retirement plan—delivered with plenty of laughs and a relatable, friendly approach.Start your journey to a confident and fulfilling retirement today!
2022-07-0108 min
The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Will The Fed Drive The Housing Market Into A Recession?Is the FED sending us into a recession by raising interest rates and crashing the housing market? How will the recent increases in mortgage rates continue to affect affordability? Is now a good time to buy or should you wait? How will the potential of a coming Recession affect House Prices? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A...
2022-07-011h 59The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP20 - Mid Year Real Estate Forecast 2022Are you someone looking at buying a home or selling a home and looking for some direction with house prices and interest rates? Where is the market headed? Are house prices going to crash? Will we see interest rates continue to rise? How will the increase in housing inventory and a slow down in buyer demand affect the Housing Market? In this episode, Josh and Jeb give you there take on the current real estate environment by not only discussing the current real estate market but talking about how we got here and what all of this means for the f...
2022-06-2935 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - We Are Entering A NEW Housing MarketInterest Rates and Inflation are Peaking while inventory rises and buyer demand slows. Welcome to a new housing market. Should you BUY NOW or WAIT for a Housing Crash? Does a new housing market mean prices are going to crash? How will the potential of a coming Recession affect House Prices? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G...
2022-06-241h 58The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP19 - Should you consider an HOA with Buying A House? Pros & Cons of a Homeowner's AssociationAre you a first time home buyer in the process of buying a house but not sure if an HOA is right for you? What are the pros and cons buying a home in a Homeowners Association? What should you look for when considering a homeowners association? In today's episode we discuss the pros and cons of an HOA in order to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith...
2022-06-2130 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A with Matt The Mortgage Guy - Hang On ! The Housing Market is SLOWING!The Housing Market is Slowing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we have a guest appearance by Matt Gouch (Matt The Mortgage Guy) where we provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
2022-06-171h 42The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP18 - Single Family Home vs Condo | Pros and ConsAre you a first time home buyer in the process of buying a house but can't decide between a single family home vs a condominium? What are the pros and cons of each? In today's episode we discuss the pros and cons of owning a single family home and compare it to the pros and cons of owning a condo in order to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebs...
2022-06-1432 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Buying a House During a Recession: Good Idea or Bad Idea?The Housing Market is slowing with more homes to choose from and less buyer demand? Should you buy now or wait for a recession? Will a recession cause a housing crash? What does all of this mean for you as a buyer or selling in the 2022 Housing Market? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer..
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A...
2022-06-101h 57The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP17 - New Construction vs Existing Homes: Which is Right for You?Are you a first time home buyer considering new construction homes and wondering the difference between new construction vs resale? Should you consider NEW CONSTRUCTION? What are the pros and cons of buying new construction in this housing market? Should you BUY NOW or WAIT? There are a lot of changes happening right now with interest rates, supply bottlenecks and time delays that may make owning new construction way less desirable than exiting homes. In this video, we are going to discuss what's happening in the 2022 housing market and how it may affect you as a first time home bu...
2022-06-0740 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Have We Reached The End Of The Craziness In The Housing Market?The Housing Market is in the middle of a Shift with House Price Deceleration in Full Effect. Have We Reached The End Of Craziness In Housing Market? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer....
2022-06-031h 59The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP16 - Is A Wave Of Foreclosures Coming?Are you concerned that a foreclosure wave is the next shoe to drop to bring down house prices? Should you Buy Now or Wait? The rise in foreclosures has increased 132% year over year, what's next? How Will FORECLOSURES Impact Housing Prices in 2022? In this video, we discuss the latest foreclosure data and why you shouldn't be concerned with a foreclosure wave as a home buyer to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://ww...
2022-05-3125 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Are Falling House Prices Really Ahead For The Housing Market?The Housing Market is Changing with more homes to choose from and less buyer demand? Are Falling House Prices Really Ahead for the Real Estate? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
C...
2022-05-271h 57The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP15 - Will The Phoenix Arizona Housing Market Continue to Thrive In A Slowing Real Estate Market?Phoenix, Arizona has been one of the Hottest Real Estate Markets over the last few years largely driven by out of state migration patterns and affordable housing. Can the Phoenix Metro Housing Market continue to thrive in a slowing housing market? Have home prices PEAKED with Rising Interest Rates and Slowing Buyer Demand? What should you consider as a first time home buyer when considering purchasing in a market like Phoenix? In this episode, we discuss what you need to consider as a buyer in a changing real estate market to help you become The Educated HomeBuyer
Co...
2022-05-2444 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - What's Next? The Housing Market is SlowingThe Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate to help you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real...
2022-05-201h 57The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP14 - How To Navigate A Slowing Housing MarketHave home prices PEAKED with Rising Interest Rates and Slowing Buyer Demand? How do you take advantage of a slowing housing market as a first time home buyer? The Real Estate Market is starting to cool but does that mean we will finally see price decline or a crash in prices? In this video, we discuss what you need to understand as a buyer in a changing real estate market to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R...
2022-05-1737 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Are You Ready For A Slowing Housing Market?Interest Rates are hitting new highs, demand is slowing while inventory is starting to build? Should you BUY NOW or WAIT? Are you ready for a slowing housing market? What does a slowing market mean for house prices? Are we headed into a housing recession? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate in order to help you become The Educated HomeBuyer
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A...
2022-05-131h 58The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP13 - 5 Mistakes To AVOID When Getting A MortgageGetting approved to buy a house can be a stressful process whether you're a first time home buyer or someone who has done it several times. In this episode, we discuss the 5 BIGGEST Mortgage Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com...
2022-05-1030 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Is The Housing Market Headed Towards Reality?Supply is building and demand is slowing so does that mean the housing market is headed for more normal times? Or does that mean a housing crash is on the way? Should you BUY NOW or WAIT? Does a slowing market mean prices are going to go down substantially or go back to more normal appreciation? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate t...
2022-05-061h 12The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP12 - 5 Mistakes To Avoid When Buying A HouseBuying a house can be a stressful process whether you're a first time home buyer or someone who has done it several times. In this episode, we discuss the 5 BIGGEST Home Buyer Mistakes to Avoid and how you can avoid them to have a better home buying experience and help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
2022-05-0333 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - Hang On! The Housing Market is Changing!The Housing Market is Changing with more homes to choose from and less buyer demand? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices are going to go down substantially? How does a Recession affect Housing? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A...
2022-04-291h 58The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP11 - Adjustable Rate Mortgages (ARM’s)…What Are They, How Do They Work, Is It Right For You?Are you considering an adjustable rate mortgage because of the lower interest rate and lower monthly payment? What is an adjustable rate mortgage? How do arm loans work? What are the pros and cons of using an adjustable rate loan? In today’s episode we are going to discuss arm loans (adjustable rate mortgages) in more detail to help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳htt...
2022-04-2632 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - The Housing Market is SlowingThe Housing Market is slowing but what does that really mean for a buyer or selling in this real estate market? ? Should you BUY NOW or WAIT for a Housing Crash? Does a slowing market mean prices will Fall? Will RISING Interest Rates continue to affect buyer demand as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A...
2022-04-221h 59The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP10 - Contingency Periods - What are they? When can you safely waive them when Buying a House?Are you a first time home buyer wondering how to navigate the world of contingencies when buying a house? What are contingencies? Do you have to waive them when buying a house in this real estate market? How long do you have before your earnest money deposit is at risk? When can you safely waive them as a home buyer? In today’s episode we are going to discuss all of the things with regards to real estate contingencies to help you become The Educated Home Buyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real est...
2022-04-1944 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP09 - How to Write Better Offers When Buying A HouseAre you a first time home buyer wondering how to make your offer stand out amongst the competition? How do you set yourself up for success when starting the home buying process? Do you have to waive the appraisal and home inspection to be competitive? How do you compete against multiple offers when buying a house in this Real Estate Market? In today’s episode we are going to discuss all of the things you can control when writing an offer to not only help you achieve success with your offer but also to help you become The Educated Home...
2022-04-1239 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q&A - Answering all Questions about Real Estate and MortgageShould you take a leap and buy a house in 2022 with rising interest rates? Should you BUY NOW or WAIT for a Housing Crash? When will house prices become more affordable? Will RISING Interest Rates affect Housing as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate. Join us for my weekly Housing Market Update
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ htt...
2022-04-082h 02The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP08 - Where Do Mortgage Interest Rates Go From Here?Are you a first time home seller wondering about the direction of mortgage rates? Where will interest rates be in a few month? What's causing interest rates to increase right now? How will that affect the housing market? How will interest rates affect your ability to buy real estate in 2022? What should you consider when deciding on whether or not to lock your loan? In this podcast, we take a deep dive into Mortgage Interest Rates to help you become The Educated HomeSeller.
Josh and I are often addressing the question of "Should I sell my home?" In tod...
2022-04-0538 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q&A - Have we reached the TOP in the Housing Market?Interest Rates are sitting at 3 year HIGHS with home prices up nearly 20% in just the last year? Should you BUY NOW or WAIT for lower house prices? When will real estate become more affordable? Will RISING Interest Rates cause a Housing Crash as we head into the Spring? In this LIVE, we provide a real estate market update and answer LIVE questions about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B...
2022-04-011h 59The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP07 - With Prices At All Time Highs, Should You Sell Your Home NOW?Are you a first time home seller wondering if you should take advantage of record high appreciation and home equity by cashing out and selling your home? What should you consider before selling your home? Why are home sellers not putting their homes on the market which in turn is keeping inventory (supply) levels near all time lows? In this podcast, we take a deep dive into the process of Selling Your House in the current Housing Market to help you become The Educated HomeSeller.
Josh and I are often addressing the question of "Should I sell m...
2022-03-2933 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesLIVE Q & A - First Time Home Buyer & Home Seller Questions Answered LIVEWhen will the 2022 Housing Market Normalize? Should you BUY NOW or WAIT for a Housing Crash? When will house prices become more affordable? Will RISING Interest Rates affect Housing as we head into the Spring? In this LIVE, we will provide a real estate market update and answer any questions you have about Mortgage and Real Estate.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith
Connect with...
2022-03-251h 59The Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP06 - Should you pay points when getting a Mortgage?Welcome back to the Educated Home Buyer where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing. In this weeks episode, we are going to answer the question of what are points when getting a home loan? What's the difference between origination points and discount points? When does it make sense to pay them if ever? We also go into detail about how to calculate points, how they work as well as the benefit of points to help you become The Educated HomeBuyer
Connect with me 👇...
2022-03-2226 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP05 - How much are closing costs when buying a house?Are you a first time home buyer wondering how much are closing costs when buying a house? What's the difference between closing costs and prepaids? How much money do you need to buy a home in addition to the down payment? In this podcast, we take a deep dive into all the costs involved when buying a home helping you become The Educated HomeBuyer.
Josh and I talk to a lot of home buyers and it’s surprising how many aren’t aware that they need money in addition to a down payment to buy a home so we...
2022-03-1533 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP04 - What's Driving House Prices in 2022?Are you a first time home buyer wondering why house prices continue to rise? What's driving home prices in 2022? What is driving supply and demand in the current real estate market with rising interest rates? In this podcast, we take a deep dive into what's behind the rise in house prices everything from supply and demand to interest rates and migration patterns helping you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith...
2022-03-0836 minThe Educated HomeBuyer | First Time Home Buyer Tips, Mortgage Rates & Housing Market UpdatesEP03 - Pre-Qualification vs Pre-Approval - What's the Difference?Are you a first time home buyer wondering how to get a mortgage to buy a home? Should you get pre-qualified or pre-approved? What's the difference in pre-approval vs pre-qualification? What documents are needed to get pre-approved? What does a Realtor need to see in a pre-approval package? In this podcast, we take a deep dive into the pre-approval process helping you become The Educated HomeBuyer.
Connect with me 👇 Jeb Smith (huntington beach Realtor/orange county real estate) DRE 01407449 Coldwell Banker Realty ➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith ➡Y O U T U B E...
2022-03-0136 min