Shows
Behind the Camouflage PodcastFuture-Ready: College & Money – Behind The Camouflage Season 4 | Episode 9In this episode, we sit down with Kate Horrell—Accredited Financial Counselor®, Chartered Financial Consultant®, Military Qualified Financial Planner®, retired Navy spouse, and mom of four young adults—for a practical and encouraging conversation about preparing teens and young adults for financial success. Kate shares real-world insights from her professional expertise and personal experience, offering guidance that helps families approach college planning with clarity and confidence.
Together, we explore how early families should begin thinking about college costs—and what to do if they’re getting a late start. Kate also breaks down how to support big educational...
2025-11-1845 min
Smart College BuyerMilitary Families: How to Use VA Benefits to Further Your Kids’ Education | EP 16Are you a veteran or service member trying to figure out how to send your kid to college?
You probably know there are some serious educational benefits available, but perhaps you aren’t sure how to tap into them or whether you can pass them to your kids.
Today, Kate Horrell and Jack Wang discuss VA Education Benefits’ transfer rules, eligible recipients, and service obligations. Kate Horrell is the author of College Finances for Military Families, a comprehensive guide to integrating military and veteran education benefits into your family's college funding plan. A military and veteran...
2025-09-2529 min
Operation Retirement ReadinessEpisode 01 - GI Bill Conversation with Kate HorrellSummaryIn this conversation, Mike Hunsberger and Amy discuss college finances specifically for military families with expert Kate Horrell. They explore the intricacies of the GI Bill, the importance of financial fit in college planning, and the role of school certifying officials. The discussion also covers the Yellow Ribbon Program, maximizing financial aid, and the impact of student loans. Through case studies, they illustrate how strategic use of benefits can lead to significant savings, emphasizing the importance of engaging students in the financial planning process.Chapters00:00 Introduction to College Finances...
2025-09-181h 00
The Military Money Manual PodcastCollege Finances for Military Families | Kate Horrell's New Book #192Is the wrong strategy for your GI Bill costing you over $100,000?! Today's guest is Kate Horrell, author of the new book "College Finances for Military Families," reveals why the "fair share" approach to education benefits might be the most expensive mistake military families make, GI Bill basics, and all the things to know about college for your military kids. Key Topics: GI Bill Transfer Strategy Why transferring your GI Bill at exactly 6 years of service is important The one-time 4-year service obligation that trips up many service members How to add dependents and redistribute...
2025-09-0829 min
The Next Tour podcastEpisode 20 - Transition and Education with Post 9-11 GI Bill Benefits – Part 2In this episode of The Next Tour, Ian and Andia talk with Kate Horrell, ChFC®, AFC®, MQFP® about Post 9-11 GI Bill Benefits. Kate Horrell is a financial educator and expert who deals with these benefits on a daily basis; so much so that she wrote the book on it. Join us as we delve into examples and more specifics of the Post 9-11 GI Bill.Below are links and resources that we mentioned during the show:● KateHorrell.com● College Finances for Military Families: IncludingPost 9-11 GI Bill Benefits – Buy on Amazon● ...
2025-09-0129 min
The Next Tour podcastEpisode 19 - Transition and Education with Post 9-11 GI Bill BenefitsIn this episode of The Next Tour, Ian and Andia talk withDedrick Curtis, CFP®, ChFC®, AFC® about Post 9-11 GI Bill Benefits. With Dedrick’s extensive background and experience working at universities, with servicemembers, veterans, and families, he shares his tips on using Post 9-11 GI Bill Benefits, making the most of your benefit, and how to avoid some common pitfalls. Join us as we delve into the nuances of the Post 9-11 GI Bill.Below are links and resources that we mentioned during theshow:· College Finances for Military Families: Including Post 9/11GI Bill Bene...
2025-08-1531 min
MILMO ShowCollege Money Moves for Military FamiliesPlanning for college is already overwhelming, but for military families, the maze of VA and DoD education benefits adds another layer of complexity. The good news? These resources can be a huge asset—if you know how to use them. In this episode, Kate Horrell shares smart, practical strategies from her new book College Finances for Military Families. You'll learn how to maximize the GI Bill, avoid common pitfalls, and create a college funding plan that actually works for your family. Whether you're a service member, spouse, or parent of future college students, this episode will help yo...
2025-06-0938 min
British Equestrian PodcastClean Sport and NOPSIn this special episode for Clean Sport Week 2025, Rachel is joined by Dr. Marga Mas from Dodson & Horrell and Kate Hore from NAF to explore the topic of naturally occurring prohibited substances – also known as NOPS – and how they relate to clean sport. Our experts will also share some simple steps you can implement at your own yard to reduce the risk of contamination and protect your horse’s welfare and wellbeing.
2025-05-2137 minThe Military Money Manual PodcastPCS like a Pro! Our Top Tips for Military PCS, PPM, and Being Financially Ready #175Navigating PCS Chaos, Saving Money, and Finding Adventure! PCSing is a constant in military life, often bringing stress, extra costs, and confusion. But it doesn't have to be a nightmare! In this episode, we dive deep into practical tips and strategies to help you survive your next Permanent Change of Station (PCS), save money, and maybe even make it an adventure. We cover everything from getting your paperwork in order to leveraging financial benefits and preparing your family for the journey. In this episode, we discuss key strategies for managing your PCS: Getting Organized...
2025-05-1931 min
British Equestrian PodcastEHW25: Lifelong NutritionOur horses' nutritional needs will change throughout their lives. In this special episode for Equine Health Week 2025, Rachel is joined by NAF's Head Nutritionist Kate Hore and Dodson & Horrell's Veterinary and Nutrition Advisor Dr. Marga Mas for discussion on all things equine nutrition. Covering everything from different nutritional needs at different life stages to how to choose the most suitable feed and supplements for your individual horse – via nutrition-related health problems, the importance of choosing a BETA NOPS-accredited brand and just what your horse's poo can tell you about his wellbeing – this episode is a must-listen if you want to ensu...
2025-03-201h 03The Military Money Manual PodcastDon't Buy a House When Leaving the Military with Kate Horrell #16664% of veterans will leave initial first post-military job in the first two years! Repeat guest Kate Horrell joins us again to discuss her thought-provoking post on this topic. Of course there are always outliers and unique circumstances, but in genral we hope this conversation helps you slow down and question the pressure to "stabilize" and find your "perfect, dream home" immediatley after you leave active duty. Main reasons to consider renting for 1 or 2 more years include: Employment instability Effect of stress on decision-making Financial upheaval and the unknowns Links we mentioned: Kate's...
2025-03-1750 minThe Military Money Manual Podcast5 Money Questions to Future Focus Your Spending #163Making your money more focused on your future expenses, goals, and desires. We were inspired by the updates to the YNAB method to share these powerful questions and help your family become more intentional and proactive. Main themes from today's episode: Use these 5 questions to give every dollar a job for what matters to you What to do when you feel like everyone is coming for your hard-earned dollars Building a system so you can thrive Choosing whether to spend a hard-earned dollar now or put it to work with a productive asset 5 questions to...
2025-02-2436 minThe Military Money Manual PodcastTax Intro: What Military Families Need to Know About US Tax Code to Max Your Paycheck #152Tax advantages, confusing tax brackets, marginal vs effective tax rates, and more! Spencer and Jamie discuss how military service members benefit from unique tax advantages, including untaxed allowances and combat zone tax exclusions. They also break down real examples of effective tax rates for different ranks and locations, explain tax brackets, and discuss investment implications, particularly for Roth vs traditional retirement accounts. Main Topics & Questions Covered: How did Jamie pay an effective tax rate of only 10% in 2023? What military pay components are not taxed? BAH (Basic Allowance for...
2024-12-0233 minMILMO ShowPCSing: The Financial Basics of Military MovesA PCS or Permanent Change of Station impacts every part of your life, including your finances and jobs. Understanding the basics of PCSing can help you avoid costly mistakes and maybe make some money on it. In this episode, Kate Horrell breaks down the financial basics of a PCS, the allowances provided by the DoD for your move, and advice to make everything go smoother. Kate is an Accredited Financial Counselor®, Chartered Financial Consultant®, Military Qualified Financial Professional, and founder of Kings High Media. She creates personal finance content that helps our military and veteran comm...
2024-08-1939 min
Drive On: Helping Veterans Navigate PTSD & Life After Military ServiceMaximizing Military BenefitsThis episode features financial educator Kate Horrell, specializing in empowering military and veteran families to optimize their pay and benefits. Discussions span the differences in managing finances for active vs. veteran status, leveraging educational benefits like the Post 9/11 GI Bill, navigating the transition from military to civilian life, and the availability of resources to ease this significant change. Kate shares great insights on preparing financially for the transition, making the most of available benefits, and the importance of planning for life post-service. This episode is a must-listen for military members, veterans, and their families seeking to better navigate financial...
2024-06-1146 min
Drive On: Helping Veterans Navigate PTSD & Life After Military ServiceMaximizing Military BenefitsThis episode features financial educator Kate Horrell, specializing in empowering military and veteran families to optimize their pay and benefits. Discussions span the differences in managing finances for active vs. veteran status, leveraging educational benefits like the Post 9/11 GI Bill, navigating the transition from military to civilian life, and the availability of resources to ease this significant change. Kate shares great insights on preparing financially for the transition, making the most of available benefits, and the importance of planning for life post-service. This episode is a must-listen for military members, veterans, and their families seeking to better navigate financial...
2024-06-1146 minThe Military Money Manual PodcastGI Bill, 529s & Yellow Ribbon Program | "529s Aren't Just for College: It's Just Another Tax-Advantaged Vehicle" | College Planning for Military Families with Kate Horrell #124For a limited time, Spencer is offering one-on-one Military Money Coaching sessions! Get your personal military money and investing questions answered in a confidential coaching call. How to maximize your GI Bill, save using 529 accounts, and explore the Yellow Ribbon program? Kate Horrell tells us all about it in this episode where we discuss: 529s are more flexible than most people realize (transfer to other family member, transfer $35,000 to a Roth IRA, other uses than just college) Scholarship awards allow you to take money out of the 529 (up to the amount of the scholarship) No one's ever been...
2024-05-1336 min
Inspired MoneyThe Art of Mindful Spending: Finding Joy in Financial DecisionsIn this episode of the Inspired Money Live Stream Podcast, we navigate through the intricate relationship between financial habits and happiness. Joined by guests Grant Sabatier, Andy Hill, Amanda Clayman, and Kate Horrell, we explore the profound impact mindful spending can have on our lives. Episode Highlights: Embracing Financial Well-being Spending mindfully isn't just about managing money—it's about enriching your life. "The Art of Mindful Spending: Finding Joy in Financial Decisions" examines how thoughtful financial habits can elevate our sense of well-being and joy. 🕒 Episode Insights Exploring Mindful Spending: We talk about how mindf...
2024-04-1956 min
Work From Home with Kimber165. Maximize Your Employer Benefits - No CapShow Notes | April 14, 2024 | Episode 165 VirtForce supports milspouses in the full spectrum of work, from remote gig-based and project-based work all the way to on-site hourly and salary work. That’s why we are kicking off a series where military spouses can understand what their retirement savings plan options are no matter where they fall on the work spectrum. In Part 1 of this series, we have accredited financial advisor, Kate Horrell, revealing the secrets to maximizing your company’s retirement savings plan as a W-2 employee. Don't let these money-makers slip...
2024-04-1410 minThe Military Money Manual PodcastMilitary Tax & Spouses: "Which State Do I File Taxes In?" Military Spouse Residency Relief Act (MSRRA) with Kate Horrell # 119Spouse residency rules can sometimes feel very confusing. But today, Kate Horrell helps understand the rules and requirements regarding which state servicemembers and their spouses can use for tax filing purposes. We cover things like: What is the SCRA? What is the Military Spouse Residency Relief Act? What have the recent laws changed regarding military taxes? How does my home of record impact my state taxes? How do spouses actually have more protection in this area that the servicemember does? How does a servicemember's non-military pay get taxed? The Military Spouse Residency Relief Act (MSRRA) is not...
2024-04-0823 min
Stacking Adventures: Every Traveler Has a StoryHow to Avoid Paying Taxes on Real Estate Sales: The Power of 1031 Exchanges with Kate HorrellReady to unlock the code on avoiding paying taxes when you sell your real estate? In this episode, we dive into the world of 1031 exchanges and Delaware Statutory Trusts (DSTs). Our guest, Kate Horrell, is not only a military writer and expert on veterans benefits, but she also has personal experience with these investment strategies. She shares her journey of using a 1031 exchange to defer taxes on the sale of a rental property and how she discovered the benefits of investing in DSTs. She also explains how a 1031 exchange allows you to roll over the pr...
2023-11-0756 min
More Than a Milspouse | mindset, clarity, work-life balance, create a purpose-fueled life as a military spouse, Milspouse Mastermind168. Strategically Volunteering Your Way to Success as a Military Spouse. How to Build a Kick-A** Resume While Not Working with Kate Horrell and Lacey LangfordPerhaps you decided to take a step back from your career, because balancing kids, military life and a full-time job sometimes feels downright impossible. Or perhaps your spouse just got stationed overseas and options for employment are few to none.
Is there a way to continue to build your professional skills, in a way that will eventually lead you back to getting paid for what you have to offer? Absolutely. Today I chat with two powerhouse military spouse entrepreneurs who have carved their own path, Kate Horrell and Lacey Langford, We discuss purpose, gaining new skills, setting...
2023-09-2647 minThe Military Money Manual PodcastKate Horrell on Military Checklists for Retirement, Separation, & Life #91Your Military Family's Confidently Prepared™ Life Binder: https://www.katehorrell.com/confidently-prepared-life-binder/ Retirement checklist: https://www.katehorrell.com/military-retirement-checklist/ Separation checklist: https://www.katehorrell.com/military-separation-checklist/ If you want to reach out to Jamie or Spencer for a military financial question, DM instagram.com/militarymoneymanual or email podcast@militarymoneymanual.com. If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon at or at shop.militarymoneymanual.com. Spencer also offers a 100% free course on military...
2023-09-0447 min
Milspouse MattersManaging Your Finances as a Military Family - Ep. 95On this episode we're talking about some hot topics: managing and saving your money with my amazing guest Kate Horrell. Kate brings a sensibility to managing your finances, along with a deep understanding of military life since she has lived it herself. We cover topics like setting a spending plan, ways to save money, ideas for saving and investing when you're living on one income, getting out of debt, how to save up for a house when you're living in military housing, and so much more. She also answers some of your questions about finances that you s...
2023-03-1552 min
Cake with Joe and JayneLoveIn this episode Jayne is joined by guest host Kate Jenkins and guests Vicki Horrell and George Goodrick-Meak to discuss love. They reminisce about meeting their partners, explore what loves mean and ponder on how to keep love alive. Hosted on Acast. See acast.com/privacy for more information.
2023-02-1327 min
MILMO ShowThe Everything You Need BinderIf life throws curve balls, military life throws wrenches. No joke, It seems like the unexpected happens at a higher frequency in the military. And it's often things we don't have experience with. Because of that, it can be hard to figure out how to handle the challenge or situation put in front of you. In this episode, I talk with fellow milspouse and Accredited Financial Counselor Kate Horrell about her new Everything You Need Binder and how it can help you and your family be prepared for the wrenches military life can throw your way.
2023-01-1636 min
Start100KEpisode 31 - The Value of Military Pay and PensionsEpisode 31 - The Value of Military Pay and Pensions As a service member getting closer and closer to retirement myself, I like to look at and think about how to value my military pension. I recently received my last promotion I plan to get before I retire, so I’m getting a lot more serious about how this fits into our overall plan for financial security and independence. Erik has posted a few different articles that I thought were interesting and he’s also created some nifty spreadsheets (who doesn’t love a good spreadsheet?) that I...
2023-01-1438 min
#ChitShowEp. 86 Interview with Kate Horrell Part IIWe are back for part II with the interview with Kate Horrell. Take a listen and let us know what you think. Smells Like HumansLike listening to funny friends discuss curious human behavior.Listen on: Apple Podcasts Spotify
2022-10-1927 min#ChitShowEp. 85 Interview with Kate Horrell Part IIn this episode, we sit back down with Kate Horrell, "The Military Finance Coach" We discuss everything GI Bill. Everything you need to know is in this episode. The do's, the don'ts, and the fine print. We were so happy to share Part 1 with you guys, and I hope you can get as much out of this episode as we did. Smells Like HumansLike listening to funny friends discuss curious human behavior.Listen on: Apple Podcasts Spotify
2022-10-1228 min#ChitShowEp. 74 Interview with Kate HorrellIn this episode, we interview Kate Horrell, an Accredited Financial Counselor and personal financial educator who helps the military community make the most of their pay and benefits. We loved chatting with Kate, and we will absolutely have her back for part 2! Let us know what you think of the episode. https://finred.usalearning.govhttps://www.katehorrell.com/whats-your-gi-bill-strategywww.militaryonesource.milSmells Like HumansLike listening to funny friends discuss curious human behavior.Listen on: Apple Podcasts Spotify
2022-07-2736 min
Mom Autism MoneyThe Finances of Raising an Autistic Child in the MilitaryToday we talk military life, finances and Autism with Rich Davis. Rich retired after a 28-year career in the US Navy as a helicopter pilot. He and his family reside in Roanoke, Virginia where he volunteers with his church, as the education coordinator for a local museum, and where he is involved with the local art scene as a photographer. He has an adult son with autism who lives with he and his wife and works in the community. We'll discuss a whole range of topics, including: The Exceptional Family Member Program (EFMP). Tricare access at all stages o...
2022-06-0747 min
MILMO ShowSurvivor Benefit Plan FAQsDo you know what the SBP decision is? If not, you're not alone. A lot of service members and spouses don't know it's a decision they will be faced with come retirement time. And many don't know the factors they should consider in the decision. In this episode, I talk with a Survivor Benefit Plan expert, Kate Horrell about the questions you should know the answers to before you decide on whether or not to elect the SBP for service members' pension. Kate Horrell is a military spouse, Accredited Financial Counselor, and personal financial educator wh...
2022-06-0634 min
Security Clearance Careers PodcastBeware These Military and Government Career Financial PitfallsYour money matters - it's probably one of the key motivators that gets you out of bed and keeps you coming into work each day (that and a kick butt stapler, we hope). But how you handle your paycheck also has career implications in your national security career. We say it so often we sound like a broken record, but financial issues top the causes of clearance denial and revocation for Department of Defense applicants. What do you need to be aware of, and what can you do about it?ClearanceJobs sat down with Kate Horrell...
2022-03-0715 min
Security Clearance InsecurityGetting Your Finances in Check and Checking in on ODNI's Drug Policy - SCI Episode 12In this week's episode we chat with Kate Horrell, an accredited financial counselor and Navy spouse who regularly works with service members to address financial concerns. She discusses why financial planning is an important part of career planning, especially if you have a security clearance.
In the second half of the episode ClearanceJobs.com and security clearance attorney Sean Bigley discuss ODNI's recent drug policy guidance, clarifying issues around drug use prior to applying, CBD products, and marijuana investments. We also discuss the differences between suitability and security clearances.
See Privacy Policy at https://art19.com...
2022-03-0728 min
MILMO ShowHow to Plan for Your Payroll Tax Deferral MoneyBy now you probably have heard that the military will not have their social security-FICA taxes withheld for the rest of 2020. While you may have heard about it, you may not know what to do about it. To get everyone up to speed quick, I've invited Kate Horrell from KateHorrell.com and Daniel Kopp from Wise Stewardship Financial Planning to break down what the tax deferral is and how you can best manage the money for your current situation. Be sure to check out the show notes at laceylangford.com because it's packed with resources...
2020-10-0535 min
Disaster TalesKincade Fire EvacuationCo-Host John Horrell discusses his recent mandatory evacuation from his home for the Kincade fire in Sonoma County California. John discusses his experience evacuating with three cats, dos and don'ts and strategies for planning and escaping safely.
Image Courtesy LA Times.
2019-12-1553 min
MILMO ShowEverything You Need to Know About Responsibly Building CreditYou need credit to start building credit. If it sounds confusing, that's because it is. How do you build credit if you can't get credit because you don't have credit? Yes, even more confusing. But the answer just might be, Self Lender. Today my guest is Brett Billick, the Chief Marketing Officer from Self Lender. Brett and the team at Self Lender were kind enough to have me visit their offices in Austin, TX to record this episode live and in person. In this episode, Brett breaks down exactly who Self Lender is, what they...
2019-03-0441 min
Disaster TalesCalifornia's Camp Fire 2018California's deadly Camp Fire killed 85 and completely destroyed the small town of Paradise. Kate and co host John Horrell discuss the fire and consequent conversations about planning and warnings.
2018-12-101h 07
Disaster Tales2004 Florida HurricanesIn 2004 Florida was hit by 4 major hurricanes: Charley, Frances, Ivan and Jeanne. By the end of September every single county in the state had a disaster declaration. Kate and her friend John Horrell discuss their experiences.
2018-10-151h 00
Danny DorlingCapitalism on the edge: Inequality and Brexit versus really taking back controlPublic lecture by Kate Pickett and Danny Dorling, Introduced by Sara Horrell, Murray Edwards College, Cambridge, December 1st
2016-12-021h 22
Money Mastermind ShowHow Networking Can Help Your CareerComing to you live from FinCon, our panel is joined by an all-star cast to cut through all the buzzword-heavy noise that surrounds the mention of “networking” – and give you the straight goods on what really works. https://moneymastermindshow.com/episode17-how-networking-can-help-your-career/ Some important questions discussed in this episode: What’s the difference between authentic networking and robotic business card exchanging? How do I network if I’m an introvert that is terrified of big groups? Where should I be looking for networking opportunities? Is it all about looking for people that I can ask for fa...
2014-09-1928 min