Shows
HOA Insights: Common Sense for Common Areas136 | When's the Right Time to Retire an HOA Committee?Send us a textWhen should an HOA retire a committee? Robert and Julie show you how to learn the signs, best practices, and communication tips to keep your community thriving! ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/When is the right time to retire an HOA committee? Robert and Julie break down how to evaluate committees, set charters, boost productivity, and transition members with appreciation and transparency. Learn how to refresh your HOA structure, improve communication, and strengthen community engagement! Chapters: 00...
2025-12-1533 min
HOA Insights: Common Sense for Common Areas135 | Deck the Halls: Reducing HOA Liability During the HolidaysSend us a textHoliday cheer can bring chaos in your community association! Learn how HOAs can cut liability, prevent fires, avoid disputes, and keep the season merry, bright, and safe! ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/The holidays bring joy but also real risks for every HOA. Robert and Kevin break down the biggest liability traps of the season, from fires and slip-and-falls to parking chaos, fraud attempts, and unpredictable guests. Learn how clear guidelines, smart maintenance, better communication, and financial awareness can keep your HOA protected while...
2025-12-0834 min
HOA Insights: Common Sense for Common Areas134 | The Good, Bad, and Ugly of 2025 HOA InsuranceSend us a textLearn how HOA insurance is shifting in 2025, why premiums are stabilizing, and how boards can lower risk and costs!✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/What’s really happening with HOA insurance in 2025? Robert & Kevin break down the latest trends shaping premiums, risks, and reinsurance markets across the country. From the impact of billion-dollar wildfires to the rise of “thermonuclear” you’ll learn what’s driving insurance costs and how your association can position itself as a lower-risk community. Kevin shares how reinsurance stability is finally bringin...
2025-12-0134 min
HOA Insights: Common Sense for Common Areas132 | Mission & Vision Statements Every HOA Should HaveSend us a textLearn how mission statements & vision statements unite your HOA board and guide better decisions.✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/What makes an HOA board truly effective? In this episode, Robert Nordlund and Julie Adamen discuss how clear Mission Statements and Vision Statements transform how communities operate. Mission and vision statements can be guiding principles to improve communication, unify your board, and keep your HOA focused on long-term goals instead of daily chaos. We hope this conversation shows how to turn your community’s values into re...
2025-11-1735 min
HOA Insights: Common Sense for Common Areas129 | Do Older HOAs Mean Bigger Problems?Send us a textOlder HOAs face unique challenges that you might not be used to dealing with. Learn how aging associations can rebuild trust, handle rising costs, and plan for the future!✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Are older HOAs facing bigger problems? In this episode of HOA Insights, Robert Nordlund and Kevin Davis discuss the realities of aging associations. Older HOAs can face rising insurance rates and special assessments to trust issues between boards and homeowners. Learn how, as a board, clear communication, transparency, and attitude can r...
2025-10-2737 min
HOA Insights: Common Sense for Common Areas128 | How the Right Bank Can Save HOAs Time, Money & HeadachesSend us a textLearn how choosing the right bank can save your HOA time, money, and frustration!✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Robert talks with Gavin Nelson from Merchants Bank about how the right banking partner can simplify community finances. Learn how modern technology, check scanning, electronic payments, and integrated HOA software help streamline operations and boost transparency. Plus, discover how proper reserve management, FDIC coverage, and smart lending solutions can save your HOA money and safeguard your community’s future! Get in contact with Gavin...
2025-10-2038 min
HOA Insights: Common Sense for Common Areas125 | The Cost of Financial Mistakes for HOAsSend us a textCould one bad financial mistake ruin an entire HOA? Find out! ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Robert and Kevin explain the real costs of financial mistakes for HOAs. From missing reserve accounts to late financial reports, they show why every board member must understand their association’s numbers. Topics include transparency, teamwork, building trust, and creating defensible positions when facing owners or lawsuits. Make sure your HOA isn’t prone to financial mistakes that could cost homeowners thousands! Chapters F...
2025-09-2933 min
HOA Insights: Common Sense for Common Areas123 | Top Traits of Great HOA BoardsSend us a textWhat makes an HOA board truly great? Learn top traits, pitfalls to avoid, and how boards build credibility, trust, and community spirit!✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/This week we take a close look at what separates great HOA boards from the rest. Julie Adamen and Robert Nordlund highlight the qualities that build strong, trustworthy leadership: clear communication, professionalism, credibility, and integrity. They also outline common missteps boards should avoid, how vision and mission statements guide decisions, why relying on experts matters, and how t...
2025-09-1538 min
HOA Insights: Common Sense for Common Areas120 | DE-ESCALATE HOA Board Tension With These Mindfulness PracticesSend us a textLower the temperature at your HOA Board meetings! Kevin Davis shares his mindfulness tools to pause, breathe, and respond with clarity! ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/HOA Board tensions don’t have to run the show. This week Kevin Davis shares that he has special training as a mindfulness facilitator at UCLA. He shares practical ways to slow reactivity and make better decisions. Learn the STOP technique (Stop, Take a breath, Observe, Proceed), a short pre-meeting meditation, and simple kindness practices that de-escalate conflict...
2025-08-2543 min
HOA Insights: Common Sense for Common Areas116 | When HOA Incivility Gets Expen$iveSend us a textBoard member incivility is rising, and it's costing your HOA! Learn how to reduce insurance claims & protect your community! ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/You might have noticed, but lately Incivility is rising in community associations. This, in turn, is leading to more liability claims with higher premiums and denied insurance coverage. Robert Nordlund and Kevin Davis join us this week to break down how board member behavior impacts the financial stability of HOAs. From increased anxiety after COVID to growing legal settlements, they explai...
2025-07-2832 min
HOA Insights: Common Sense for Common Areas113 | Why Everyone Involved with HOAs NEEDS This One Book!Send us a textCould one book for HOAs change the entire industry? Find out! ✅ Get the first chapter FREE of “Understanding Reserves” HERE 👉 https://bit.ly/44QjKwH📘 Buy “Understanding Reserves” on Amazon 👉 https://a.co/d/b0jrTK7What if one book could save your HOA thousands and prevent endless headaches? In this episode, Robert and guest Kevin Leonard get into “Understanding Reserves: A Guide To Your Association's Reserve Fund”, a must-read for anyone involved in a homeowners association. This book demystifies how HOAs should actually work. Learn how education, clarity, and simple tools can build b...
2025-07-0743 min
HOA Insights: Common Sense for Common Areas111 | And Now Some Good News for Your HOA Insurance (Yes, Really!)Send us a textYes, really, there’s finally good news about HOA insurance! Robert and Kevin unpack it in this week’s episode. ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/You read that right, there’s finally some good news about HOA insurance! In this episode, Robert and guest Kevin from share recent developments that might positively impact your HOA’s coverage options. They break down what’s shifting in the insurance market, how boards can take advantage, and what this means for your next renewal. It’s not all doom and gloom...
2025-06-2331 min
HOA Insights: Common Sense for Common Areas107 | Wildfires, Verdicts, and Tariffs: Why Your HOA Insurance Costs Keep Going UpSend us a textHOA Insurance is skyrocketing. Learn how tariffs, wildfires, and lawsuits are pushing your premiums higher than ever.✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Why is HOA insurance getting so expensive? Robert and Kevin break down the 3 biggest reasons: wildfires, tariffs, and jaw-dropping liability verdicts. With rebuilding costs spiking and global supply chain issues driven by tariffs, your HOA is likely to feel the squeeze. Kevin explains why rates are rising and how boards can respond. Our goal is to make sure YOU don’t get blindsi...
2025-05-2637 min
HOA Insights: Common Sense for Common Areas102 | How Unequal HOA Rule Enforcement Can Wreck Your CommunitySend us a textUnequal HOA rule enforcement in your community can lead to lawsuits, resentment, and lost trust. Here's how to avoid it and bring fairness back to your board!✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Unequal HOA rule enforcement can quietly destroy even the best community associations. Robert and Kevin break down how inconsistent application of HOA rules can erode trust, spark legal issues, and damage property values. Learn why some rules get enforced and others ignored, how personal bias sneaks into board decisions, and why a writt...
2025-04-2134 min
HOA Insights: Common Sense for Common Areas100 | What 100 Episodes Taught Us About Better HOA Boards, Civility & CommunicationSend us a text100 episodes in, we’re sharing the biggest HOA board lessons on civility, communication, and running better communities. Here's what we’ve learned✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/What have 100 HOA podcast episodes taught us about building better boards, improving communication, and avoiding legal pitfalls? Robert Nordlund, Kevin Davis, and Julie Adamen reflect on the most important lessons learned from years of supporting volunteer HOA board members. Learn how to lower the temperature in your community, avoid common HOA lawsuits, and foster stronger connections between boards an...
2025-04-0733 min
HOA Insights: Common Sense for Common Areas098 | Don’t Let ‘Nuisance’ Complaints Turn Into HOA LawsuitsSend us a textLearn how to handle complaints before they escalate into HOA lawsuits!✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Are nuisance complaints creating tension in your HOA? In this episode, Kevin Davis and Robert Nordlund explain how board members can manage complaints fairly and avoid costly HOA lawsuits. Learn why labeling homeowners as “nuisances” is dangerous and how proper documentation, communication, and consistency are key to preventing legal action. From noise disputes to late assessments, discover how to defuse situations before they explode! Chapters from This Episo...
2025-03-2430 min
HOA Insights: Common Sense for Common Areas094 | Don't Breach your HOA Fiduciary Duty!Send us a textHOA board members, breach of fiduciary duty is the #1 claim against associations. Learn how to protect yourself and your community.✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Breach of HOA Fiduciary Duty is the #1 legal claim against board members—costing millions in legal fees. In this episode, Kevin Davis & Robert Nordlund explain how HOA boards can stay compliant, protect their association, and avoid costly lawsuits. Learn the four key principles of fiduciary duty: duty of care, loyalty, obedience, and transparency—and how failing to follow them could lan...
2025-02-2435 min
HOA Insights: Common Sense for Common Areas092 | HOA Insurance Tips for 2025 (Don't Breach your HOA Board’s Fiduciary Duty!)Send us a textHOA insurance rates are shifting in 2025! Learn how to protect your HOA board’s fiduciary duty and secure the best coverage with expert tips.✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Big changes are coming to HOA insurance in 2025! Are you prepared? Kevin Davis and Robert Nordlund break down everything your HOA board needs to know about fiduciary duty, rising insurance rates, deductibles, and key strategies to save money. Learn how deferred maintenance, climate catastrophes, and inflation are impacting the HOA insurance landscape—and why some boards wil...
2025-02-1036 min
HOA Insights: Common Sense for Common Areas088 | How to Protect Your HOA from Cyber Threats Today!Send us a textLearn how to shield your HOA from cyber threats like ransomware and data breaches with essential tips and insurance strategies.✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Cyber threats are on the rise, and community associations are prime targets. Don’t let your HOA fall victim! In this must-listen episode, Kevin Davis and Robert Nordlund expose the surprising vulnerabilities in HOA cybersecurity and reveal simple, powerful steps to protect your community. Learn how hackers use social engineering to exploit weaknesses, why ransomware attacks are skyrocketing, and how mul...
2025-01-1334 min
HOA Insights: Common Sense for Common Areas086 | HOA Board Heroes: Putting Your HOA Community First!Send us a textKC Holland reflects on his 18 years of service on the Seneca Ridge HOA board, offering valuable insights on transparency, leadership, and fostering a strong HOA community.✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Serving on an HOA board can be challenging, but KC Holland’s 18 years with the Seneca Ridge HOA show how leadership grounded in transparency and care can make all the difference. From engaging renters in HOA matters to navigating emergencies and managing budgets, KC’s approach highlights the importance of communication and community-first decision...
2024-12-3031 min
HOA Insights: Common Sense for Common Areas083 | Navigating the Impossible: HOA Insurance Requirements for LendersSend us a textAre you having issues with navigating HOA Insurance requirements with lenders? This episode is for you! ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Navigating HOA insurance requirements can be overwhelming, especially when lenders demand full 100% replacement cost coverage. In this episode, Kevin Davis and Robert Nordlund tackle this challenge, sharing actionable insights to help community associations secure the coverage they need. Learn how inflation, climate change, and nuclear verdicts affect insurance costs and why working with experienced professionals is vital. Discover the role of state laws, gover...
2024-12-1032 min
HOA Insights: Common Sense for Common Areas082 | HOA Board Heroes: Delivering Value & Protecting Your HOA's InvestmentsSend us a textPam Home, a dedicated HOA board member, shares creative ways to save money, engage homeowners, and protect investments✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Pam Home, an exemplary HOA board member at Union Terrace Cooperative, proves what it means to be a true board hero. In this episode, Pam dives into the importance of reserve studies and explains how following them can help avoid special assessments. She shares innovative methods she’s used to save money for the community, including acquiring free plants and decorative fencing...
2024-12-0227 min
HOA Insights: Common Sense for Common Areas079 | You Have More Control Over HOA Insurance Costs Than You Think!Send us a textLearn how communities can take control of rising HOA insurance costs with some simple steps! ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Are rising HOA insurance premiums stressing your board? You may have more control than you realize! In this episode of HOA Insights, Kevin Davis and Robin Manougian delve into effective strategies for controlling HOA insurance costs and minimizing risks. They explore key factors, including the importance of proactive maintenance, budgeting for reserves, and understanding the broader impact of catastrophic losses on the insurance market. Learn...
2024-11-1136 min
HOA Insights: Common Sense for Common Areas077 | Being The Intentional HOA Board MemberSend us a textFeeling like a placeholder HOA board member? Find out how to lead with intention, make real contributions, and create a community that thrives!✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/ Are you just filling a seat on your HOA board, or are you making a real difference? In this episode, Julie Adamen and Robert Nordlund discuss the power of intentional leadership for HOA board members. Julie shares how board members can break free from stagnant roles, engage with residents, and actively contribute to the HOA’s success...
2024-10-2832 min
HOA Insights: Common Sense for Common Areas075 | Resolving Conflict Between HOA Boards & Home OwnersSend us a textFeel like you’re treated differently by home owners in your community while you’re serving on an HOA board? You’re not alone ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/ This week we get a listener question from Jennifer talking about how she felt HOA board members are looked down upon like “the bad guys”. Kevin and Robert tackle this question by reminding HOA board members it’s your fiduciary duty to make sure your community is financially healthy and is complying will all the rules. HOAs are a b...
2024-10-1432 min
HOA Insights: Common Sense for Common Areas074 | How Fannie Mae & The Corporate Transparency Act is Affecting Your HOA | LIVE EPISODESend us a textJoin us on our LIVE as we talk about Fannie Mae, one most important names in the US housing market, and the Corporate Transparency Act. Both are now affecting your HOA in BIG ways. ✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/Fannie Mae...Who exactly are they? How did they come to play such a huge role in helping Americans buy homes? And why are they at the center of the future of HOAs? Tune in live, October 10 at 3pm Pacific on our HOA Insights YouTube chann...
2024-10-1236 min