Shows
Do I Have To Adult Now?Introduction to InvestingSend us a textBen and Abbie asked and we are delivering ! We are going to do a series of episodes to explain "investing", and this is a simple introduction including a brief explanation of stock markets and some terminology used when talking about investing.This series will cover as many investing topics as we can but do message us if you want us to cover your interest!Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See u...2025-06-2732 minDo I Have To Adult Now?Car Insurance with John GrindleySend us a textIt's finally here! The episode we've been waiting for - everything about Car Insurance with expert insurance broker John Grindley, Director of Garratts Insurance (part of Brown & Brown) with lots of information to help you understand car insurance.You can contact John at jgrindley@garrattsinsurance.co.uk www.garrattsinsurance.co.ukThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect w...2025-06-0658 minDo I Have To Adult Now?Christmas (Again)Send us a textIn a throwback to last year, we are re-running the Christmas episode which talks about ways to limit the spending around this time of year.With the cost of living no better, it seems a good idea to highlight the discussions that Kristen and Izzy had on this topicThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can...2024-11-0841 minDo I Have To Adult Now?The Cost of Clothes with MooSend us a textWhat a cracker we have for you!Moo, (Amanda Munden) is an expert personal stylist who once was the face of Sky One! She shares her expert knowledge on how to approach buying clothes, how to be more sustainable, and how to calculate the all important 'price per wear'.Follow Moo on Instagram or contact her via her websiteYou can join her Moostyle VIP group on Facebook tooThanks for listening - don't forget to subscribe, share and reviewCheck out our...2024-10-2551 minDo I Have To Adult Now?Student FinanceSend us a textKristen tries to help anyone applying for Student Finance either as a student or parent. She explains how it is repaid and some tips if you are entitled to more financial support.The link to the section of the Government website which covers this topic is here The salary calculator mentioned is on the Red Star Education website Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on...2024-10-1129 minDo I Have To Adult Now?National InsuranceSend us a textIsn't it just another tax?Maybe!Kristen explains National Insurance in a basic and simple way but for more of the detail check out the Government websiteThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some of which are FREEFor Independent...2024-09-2719 minDo I Have To Adult Now?Tax CodesSend us a textA short episode for Kristen to explain what tax codes are used for, what they indicate and how to check if they are correct.The link to the Gov.UK pages on tax codes is here Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some of which are F...2024-08-1623 min
Embracing Continuous Behaviour Change for Anger ManagementMoney Talks: Bridging Finance and Emotions with Kristen CunliffeIn this enlightening episode of Control the Flame, we are joined by Kristen Cunliffe a dynamic financial planner, educator, and coach based in the North West of England. Born in Blackpool and proudly Northern, Kristen has a passion for helping people understand and master their finances. She specialises in educating young people, including elite athletes, about money management and financial planning, making complex concepts accessible through her personable approach and knack for injecting humour into her teaching. With a strong belief in empowering individuals to unlock their money stories, Kristen helps clients improve their financial peace by...2024-08-0543 minDo I Have To Adult Now?Gambling with Aaron AbbottSend us a textKristen talks to Aaron Abbott from Against The Odds , a CIC promoting education and awareness of gambling, and gambling harm.Follow them on InstagramThis episode does discuss addition, mental health and suicide. If you need support please reach out to Aaron, to Samaritans or Ripple Suicide PreventionYou can also use Samaritans: Call 116 123 or Shout: Text 85258Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow...2024-08-0251 minDo I Have To Adult Now?Income Tax Made Simple with NickSend us a textIncome Tax is a HUGE subject, but we have to start somewhere so in this episode Kristen and Nick talk you though the basics, including the current rates and banding.Here is the salary calculator mentioned in the episodeYou can find information from the Government on Income Tax Rates on their websiteThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with...2024-07-1939 minDo I Have To Adult Now?Credit Cards with IzSend us a textIn this episode Iz asks Kristen to explain all the details about credit cards, how they work, how interest is added as well as explaining terms like 'money transfer' or 'balance transfer'.We mention a few times the episode we did on credit & debt with Sheryl Armer from Adcroft Hilton in last season - go check it out!Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook 2024-07-0540 minDo I Have To Adult Now?Property Investing with Corey RyanSend us a textOur expert guest Corey Ryan is owner and director of Corbellin a specialist property investment company who shares his experience and dispels some of the 'get rich quick' myths around property investment.He also shares some of pitfalls which inexperienced landlords need to watch out for.Corey is happy for you to follow his socials and contact him if you have questions.Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on...2024-06-2135 minDo I Have To Adult Now?Amalgamating PensionsSend us a textIn this short episode Kristen talks about the phenomenon of putting all your pensions in the same place - these are pension transfers and you should listen to this episode before going ahead with any self-advised pension transfersThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook Connect with us on TikTokYou can sign up for our self led courses - some of which are...2024-06-0720 minDo I Have To Adult Now?Financial Goal SettingSend us a textSo excited for this episode!One of Kristen's favourite things to support clients with is setting financial goals and objectives, getting them excited about what is possible and showing clients how to make their dreams a reality.Please email if you want us to send you the pdf of the goal setting sheet as mentionedThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us...2024-05-2433 minDo I Have To Adult Now?The State PensionSend us a textIn this, the first episode of Season 2, Kristen explains The State Pension and the 'triple lock'.Here is the link to a BR19 formInformation on the new State Pension is on the Government websiteTo calculate your State Pension age, the calculator is here Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on Facebook C...2024-05-1024 minDo I Have To Adult Now?The Finances of Holidays with Dona KirkhamSend us a textA couple of days late as we are on a Dona Kirkham holiday!In this episode Kristen and Dona talk about the cost of holidays and some great tips and ideas to make the most of your pound, dollar, yen, euro ...... you get the ideaDona is an expert holiday booker and if you want her help, please contact her hereThanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See...2024-04-0746 minDo I Have To Adult Now?PreNuptial Agreements with Helen LuckingSend us a textOften considered only for rockstars and pro footballers, prenuptial agreements are actually useful for many different people as a way of protecting wealth and property - especially family money and businesses.In this episode we talk to expert lawyer Helen Lucking of Napthens about how making a prenup can help in wider financial planning, how to make sure it will stand up in court and also where a co-habitation agreement might be a solution to consider.Please contact Helen, Head of Family & Divorce at Napthens for more support in...2024-03-2250 minDo I Have To Adult Now?Renters Rights with Sarah SavageSend us a textKristen is joined in this episode by lawyer Sarah Savage of Bexley Beaumont, a specialist in assisting tenants and landlord's with renters rights, talking us through tenancy agreements, the new laws and what they mean and even donkeys as pets.Sarah can be contacted by email sarahsavage@bexleybeaumont.comShelter, the homelessness charity, can be found here Thanks for listening - don't forget to subscribe, share and reviewCheck out our website at Red Star Education See us on Instagram Follow us on F...2024-03-0853 minDo I Have To Adult Now?Financial Abuse with Richard CupidSend us a textWarning!This episode discusses financial abuse and other mental health topics.Richard is a therapist and well-being consultant with extensive experience in the area of financial abuse. He and Kristen discuss this sensitive topic, how to recognise abuse and it's impacts.Victim Support: Offers free and confidential support 24/7 for anyone affected by crime. They can be reached at 08 08 16 89 111, and they also provide a live chat service for immediate assistance. National Support Line for Victims-Survivors of Sexual Abuse: This helpline is available at 0808 500 2222, and they also offer an...2024-02-2337 min