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Real Estate for Everyone with Kristina Smallhorn49 - 38% Of YOUR Income Now Goes To Housing!TO HAVE YOUR QUESTION ANSWERED LIVE ON NEXT WEEK'S PODCAST, DIAL 888-255-0197!
Families are facing escalating housing costs, with the median family in the U.S. now needing 38% of their income to cover mortgage payments on a median-priced home, according to the National Association of Home Builders/Wells Fargo Cost of Housing Index. Low-income families fare worse, often spending up to 75% of their earnings. The burden is especially severe in coastal areas like California, where homeownership is often out of reach without a six-figure income. San Jose-Sunnyvale-Santa Clara, CA, leads as the most expensive market, with...2024-11-261h 07Real Estate for Everyone with Kristina Smallhorn48 - FATE Of The 2025 Housing Market Will Be Decided By Interest RatesTO HAVE YOUR QUESTION HEARD ON NEXT WEEK'S PODCAST, CALL 888-255-0197!
The fate of the housing market in 2025 appears to hinge on a continued period of mortgage interest rate stability, providing a more predictable environment for buyers and sellers alike. Mortgage rates are stabilizing following recent election results. Real estate experts suggest rates may remain in the 6% range into 2025, with volatility as the bond market reacts to economic policies. While presidents don’t directly influence mortgage rates, factors like Treasury yields and Federal Reserve policies play a key role. Buyers may benefit from less competition in wi...2024-11-181h 08Real Estate for Everyone with Kristina Smallhorn47 - Housing Market Prices Are About To Change DRAMATICALLY!HAVE A QUESTION, WANT IT ANSWERED ON NEXT WEEKS PODCAST, CALL 888-255-0197!
This week, we elected a new president, and many are wondering how their tariff policies will affect the real estate market. A chief economist with Realtor.com, says it’s hard to predict. The main challenge is a shortage of up to 7.2 million homes, built up over the last decade. The new administration plans to reduce regulations, which could lower the cost of new homes and make more federal land available for housing. However, policies on tariffs and immigration could harm the housing market by...2024-11-111h 19Real Estate for Everyone with Kristina Smallhorn46 - Home Sales Drop to 14-Year LowSales of existing homes hit a 14-year low last month despite lower mortgage rates, likely due to uncertainty around the upcoming election. September’s sales dropped 1% from August and are 3.5% lower than last year. Median home prices rose 3% to $404,500, marking 15 months of price increases. While more homes are available, first-time buyers face challenges, and cash sales are rising. Sales dropped in all regions except the West, and condos saw the biggest decline. Economists suggest buyers might be waiting for election results before making big decisions.
➡️To Get A Personal Referral For A Realtor Visit https://www.kristinasmallhorn.com/ne...2024-10-281h 20Real Estate for Everyone with Kristina Smallhorn45 - Cities Where Home Prices Will Plummet In 2025The U.S. housing market has generally seen rising property prices, but some areas, particularly in Texas, are now experiencing declines. Factors like buyer demand, supply, and economic conditions could lead to further drops in home values over the next year. For buyers, lower prices offer potential bargains, while sellers may want to act before values decrease further. Cities like Dallas, San Antonio, Austin, Phoenix, and Boise are highlighted for possible future declines, with Texas markets seeing the most notable shifts due to affordability concerns and high interest rates. Other states like Florida, California, and Washington could also see...2024-10-211h 11Real Estate for Everyone with Kristina Smallhorn44 - Fall Brings HUGE Relief to Home Prices For Buyers As Rates RISE!!As fall approaches, homebuyers are finally seeing some relief in home prices, creating new opportunities in the housing market. While rising mortgage rates may still pose a challenge, the cooling demand has led to price adjustments, giving buyers a chance to secure better deals. In this video, we explore how the seasonal shift, combined with increasing interest rates, is impacting the real estate landscape, offering tips for buyers looking to navigate these changes and take advantage of this temporary market downturn. Don't miss out as we talk with Kyle Seagraves with "Win The House You Love" on how fall...2024-10-141h 27Real Estate for Everyone with Kristina Smallhorn43 - The Secrets To SAVE Thousands When Buying New ConstructionDiscover the secrets to save thousands when buying new construction homes with these insider tips and strategies. Learn how to negotiate with builders as Todd Sachs of Sachs Realty helps us understand which upgrades offer the best value, and leverage financing options to your advantage. This guide breaks down key steps to help you avoid common pitfalls and make informed decisions throughout the buying process. Whether you're a first-time homebuyer or an investor, these expert insights will empower you to maximize your savings and get the most out of your new construction purchase.
➡️To Get A Personal Refe...2024-10-071h 31Real Estate for Everyone with Kristina Smallhorn42 - The Market Shifting For Home BuyersHomebuyers are gaining leverage in many U.S. housing markets as inventory rises and market conditions soften. Despite a 26% decrease in homes for sale nationally compared to 2019, active listings increased by 36% between August 2023 and August 2024, indicating a shift in market dynamics. This trend is most prominent in regions like the Sun Belt, where a concentration of new construction and affordability challenges have cooled the market, extending days on market and boosting active listings. According to ResiClub, areas where inventory has surpassed pre-pandemic levels, such as Tampa, New Orleans, Austin, Dallas, and Denver, are now becoming more favorable for buyers...2024-09-301h 15Real Estate for Everyone with Kristina Smallhorn41 - Rates Are Falling Now The Media Says Homes Are AffordableMortgage rates are falling, and now the media is declaring that homes are becoming more affordable. With the Federal Reserve cutting interest rates for the first time in four years, mortgage rates are dropping closer to 6%, creating new opportunities for homebuyers. Lower rates mean reduced monthly payments, making homeownership more accessible for many. Refinancing activity is also picking up, as homeowners look to take advantage of the lower rates. However, despite the optimism, potential buyers should be cautious of rising property taxes, insurance costs, and high home prices in certain markets, which may still pose challenges to affordability.
2024-09-231h 18Real Estate for Everyone with Kristina Smallhorn40 - Buying Home On These Days Will Save You $14KIF YOU HAVE A QUESTION AND WANT KRISTINA TO ANSWER IT, CALL 888-255-0197.
Realtor.com reports that the week of September 29 to October 5 is projected to be the best time to buy a home this year, with potential savings of up to $14,000 compared to the summer median price of $445,000. During this period, competition tends to decrease, inventory increases, and demand drops by nearly 30% from its peak. The seasonal shift is driven by factors like school schedules and weather changes. Additionally, 2024's best week may see even higher inventory due to softened demand, while falling mortgage rates...2024-09-161h 16Real Estate for Everyone with Kristina Smallhorn39 - Home Price Cuts Reach Highest Level in 5 YearsThe summer housing market in August 2024 showed signs of cooling, primarily due to persistently high mortgage rates, creating an opportunity for homebuyers. A report by Realtor.com revealed a 36.2% increase in active home listings compared to the previous year, the highest level since May 2020. Buyers are benefiting from more choices and price reductions, with 19.3% of listings experiencing cuts, the highest since 2018. While mortgage rates dropped to 6.35%, many buyers are waiting for further decreases as rates are expected to fall. Meanwhile, median home prices dipped slightly from $439,950 in July to $429,995, reflecting the growing inventory of smaller, affordable homes, particularly in...2024-09-091h 07Real Estate for Everyone with Kristina Smallhorn38 - Home Sellers Feel The Pressure As Buyers Are Waiting For Lower PricesContract signings for homes fell in July to their lowest level on record, dropping 5.5% from June and 8.5% from a year ago, according to the National Association of REALTORS® (NAR). Despite job growth and increased housing inventory, affordability challenges and uncertainty surrounding the upcoming U.S. presidential election have hindered a recovery in home sales. Some buyers are waiting for potential mortgage rate cuts, which may come if the Federal Reserve reduces interest rates later this year. The Northeast was the only U.S. region to see an increase in contract signings compared to last year, rising 2.4%.
➡️To Get A...2024-09-021h 12Real Estate for Everyone with Kristina Smallhorn37 - Real Estate Mortgage Rates Dropping FAST!!!Mortgage interest rates could fall into the 5% range by the end of 2024 if the Federal Reserve cuts rates as expected. With inflation cooling and economic indicators showing improvement, the Fed may reduce the federal funds rate in its upcoming meetings, potentially lowering mortgage rates below 6%. While the rate cuts might not directly dictate mortgage rates, they do influence lender offerings. If the Fed takes a more aggressive approach with rate reductions, we could see mortgage rates in the mid-to-high 5% range sooner than anticipated. Borrowers should monitor the market closely, as sub-6% rates could arrive before the year ends. Today...2024-08-261h 12Real Estate for Everyone with Kristina Smallhorn36 - Battle of Two Proposed Housing Policies Of Trump & HarrisIn the upcoming discussion, we'll explore the housing plans proposed by Kamala Harris and Donald Trump, focusing on how these policies could impact the housing market. Harris's plan aims to tackle the housing crisis by constructing 3 million new homes, providing down payment assistance to first-time homebuyers, and addressing rent increases imposed by corporate landlords. Trump's plan, on the other hand, seeks to reduce housing costs by slashing inflation to lower mortgage rates, opening federal lands for new home construction, promoting homeownership through tax incentives, and cutting regulations that raise housing prices. Our guests—Ray Ellen, Paul Lykins, Jackie Baker, an...2024-08-191h 29Real Estate for Everyone with Kristina Smallhorn35 - Experts Are Gaslighting Us AGAIN "Home Affordability Is Back"Experts are touting improved home affordability as a reason to cheer, citing a slight decline in mortgage rates and a modest increase in housing supply. The median new mortgage payment decreased to $2,167 in June from $2,219 in May, signaling better affordability. Yet, this minor relief is overshadowed by the fact that typical mortgage payments have doubled from pre-COVID levels, remaining significantly higher than in past years. Despite claims of improved conditions, the broader market remains challenging for buyers, with many still struggling with high costs and limited relief in sight. Are experts once again gaslighting us by overstating these modest...2024-08-051h 30Real Estate for Everyone with Kristina Smallhorn34 - The Housing Market Is Flipping OVER In More AreasThe housing market is still expensive, but there are signs it might get better for buyers soon. Homes are staying on the market longer, buyers are canceling deals because of high costs, more homes are for sale, and many sellers are lowering prices. While it's not a buyer's market yet, these changes indicate that conditions are becoming more favorable for those looking to buy a home. But this isn't nationwide, we will speak to Anne Stewart a realtor in Portland to get her take on what's happening in the housing market.
➡️To Get A Personal Referral For A Re...2024-07-291h 08Real Estate for Everyone with Kristina Smallhorn33 - Real Estate Is On An EPIC Roller Coaster Ride!!!The US housing market is on an epic roller coaster ride, with nearly a quarter of homes experiencing price cuts in June, the highest rate for this time of year since 2018, according to Zillow. High costs and rising inventory are leading to easing competition, helping buyers regain their footing. Zillow's June report highlighted that 24.5% of home listings faced price reductions due to cooler competition and changing market dynamics. Although booming construction has alleviated some of the supply crunch, inventory is still below pre-pandemic levels. The demand-supply imbalance has now been the smallest since 2020, with the lowest monthly growth rate...2024-07-221h 15Real Estate for Everyone with Kristina Smallhorn32 - A RUDE Awakening Of The End of 6% Real Estate CommissionsIf you wanted to buy or sell a house, a significant fee was typically around 6% of the house's price, split between both sides of the real estate transaction. However, that's changing. In November, the housing market was shaken by a $1.87 billion lawsuit. The National Association of Realtors (NAR), representing over a million real estate agents, decided to settle multiple lawsuits by agreeing to pay $418 million and implement changes to reduce these high fees. They will no longer require agent fees to be listed on house listings, theoretically making buying and selling houses cheaper. This change could potentially lower real...2024-07-151h 25Real Estate for Everyone with Kristina Smallhorn31 - The "EXPERTS" Are Now Saying There Will Be "NO Crash"Today we will break down the latest insights from media experts on the housing market, emphasizing that a crash is unlikely. Key factors include strong economic outlooks, job growth, and a shortage of housing supply. Nowhere do these experts mention higher property taxes and homeowner insurance. Despite higher mortgage rates, demand outpaces supply, and lending standards remain strict, reducing risky mortgages. We'll also cover potential signs of a market shift, what a crash could mean for buyers and sellers, and tips for preparing for market changes.
➡️To Get A Personal Referral For A Realtor Visit https://www.kris...2024-07-081h 13Real Estate for Everyone with Kristina Smallhorn30 - The Housing Market Is ‘STUCK’ Until At Least 2026First-time homebuyers in the US face a prolonged period of high mortgage rates and soaring home prices, with Bank of America economists predicting the housing market will remain "stuck" until at least 2026. Despite potential Federal Reserve interest rate cuts, mortgage rates may not significantly drop, and home prices are expected to continue rising due to an ongoing housing shortage. The "lock-in effect," where homeowners with low pandemic-era mortgage rates are reluctant to sell, further limits supply. This scarcity has driven the median price of a previously owned home to a record $419,300, creating a historically unaffordable market. The stagnation is...2024-07-011h 12Real Estate for Everyone with Kristina Smallhorn29 - The Feds Decision Is Keeping The Housing Market On EdgeMortgage rates are expected to stay high this summer after the Federal Reserve maintained the benchmark interest rate at 5.25% to 5.5%. The Fed, aiming to combat inflation, has kept rates steady after rapid hikes from near zero. Fed Chair Jerome Powell noted inflation has eased but remains above the 2% target. The Fed plans just one rate cut this year, disappointing those hoping for a summer decrease. Mortgage rates, near two-decade highs, are likely to stay around 6.99% until a rate cut is imminent. High rates complicate decisions for buyers and sellers, with affordability at risk due to rising home prices and...2024-06-171h 01Real Estate for Everyone with Kristina Smallhorn28 - We Have A Tale Of TWO Real Estate Markets!In the current landscape of real estate, it's truly a tale of two markets. On one side, we see certain areas experiencing a significant decline in home prices, driven by economic uncertainties, rising interest rates, and an oversupply of properties. These markets are characterized by a cooling demand, longer listing times, and increased buyer negotiation power. Conversely, other regions continue to boom, with prices steadily climbing due to strong local economies, limited inventory, and high demand driven by desirable amenities and robust job markets. This dichotomy highlights the varied impacts of broader economic trends on local real estate, emphasizing...2024-06-101h 23Real Estate for Everyone with Kristina Smallhorn27 - U.S. Home Prices Hit an All-Time High in AprilThe median home sale price rose 6% year-over-year to $434,000 in April, driven by a lack of new home listings. The total number of homes for sale reached a four-year high, partly due to some homes sitting on the market after being priced too high. About 18% of homes had a price cut, up from 12% last year. Some Hot markets saw roughly three-quarters of homes sell for more than their asking price. Despite higher mortgage rates, buyers can still find some room to negotiate in certain areas. New listings increased, but remained below pre-pandemic levels, as many homeowners feel "locked in" by...2024-05-271h 17Real Estate for Everyone with Kristina Smallhorn26 - Homes Are Still Unaffordable As Rates Hit Over 7%In today's stream, we delve into the pressing issue of home affordability, a concern that continues to loom large as mortgage rates soar past the 7% mark. This significant rise in interest rates has escalated monthly mortgage payments, putting homeownership out of reach for many prospective buyers. We'll explore how the current economic climate, characterized by high rates and steady price levels, complicates the dream of owning a home for average Americans. Additionally, the video will examine the broader impacts on the housing market, including slowed buyer activity and increased pressure on the rental market. Join us as we break...2024-04-291h 06Real Estate for Everyone with Kristina Smallhorn25 - Crisis of American Men’ to Slash Home Prices by 30%Meredith Whitney, once known as the "Oracle of Wall Street," has linked the "crisis of the American male" to a potential 30% drop in home prices. In her view, young single men are increasingly disengaged, living at home, and not forming households, which impacts housing demand. She highlighted that these men, often isolated and engaged in video games rather than social interactions, are a part of why she believes home prices will decline for years. While nearly 40% of American homeowners own their homes outright and might not face immediate financial distress from a market downturn, the overall market could see...2024-04-221h 22Real Estate for Everyone with Kristina Smallhorn24 - Home Prices Are Likely To Jump ANOTHER 5%According to a recent report from Capital Economics, they expect home prices to go up by about 5% in 2024. One reason for this is that there aren't enough houses for sale, which has been pushing prices higher because many people want to buy homes right now. Even though more houses are being put up for sale compared to last year, it's still not enough to meet the demand. Mortgage rates, which are the interest rates on home loans, are also quite high, making it harder for people to buy homes. The report suggests that until mortgage rates go down, and...2024-04-151h 27Real Estate for Everyone with Kristina Smallhorn23 - The Housing Crash Will Be CAUSED By Young Men, Expert SaysMeredith Whitney has forecast a significant decline in housing market prices, attributing this to changes in young men's living patterns, such as staying single longer and being more likely to live with their parents. She argues that these demographic shifts, alongside a "silver tsunami" of baby boomers aging, will lead to an inversion in supply and demand dynamics in the housing market, transitioning from a scenario of more demand than supply to the opposite. Despite other experts predicting continued price increases due to high demand and low supply exacerbated by historical mortgage rates and insufficient housing inventory, Whitney anticipates...2024-04-101h 19Real Estate for Everyone with Kristina Smallhorn22 - SQUATTERS Taking Over The Housing Market!!The increasing issue of squatters occupying homes, often legally entering and then refusing to leave, highlights a significant lapse in the enforcement of property laws across many U.S. cities where squatting has evolved into a political movement with some support. Various incidents, from homeowners locked out by squatters claiming false leases to properties being sold off by unauthorized occupants, underline a pattern of property offenses being deprioritized. In today's live stream, we discuss the clear criminal activities involved, including breaking, fraud, and forgery, there is a striking lack of legal action taken against squatters. Authorities' reluctance, influenced by...2024-03-251h 25Real Estate for Everyone with Kristina Smallhorn21 - NO More 6% Realtor Commissions When You Buy Or Sell A Home.If you wanted to buy or sell a house, there was a big fee involved, usually about 6% of the house's price, that went to both sides of the real estate transaction. But now, that's changing. In November the housing market was rocked by the 1.87 billion dollar lawsuit. The National Association of Realtors (NAR), which represents over a million real estate agents, decided to settle several lawsuits by agreeing to pay $418 million and changing some rules that made these fees so high. They're going to stop making it a rule to list agent fees on house listings, which should help...2024-03-191h 42Real Estate for Everyone with Kristina Smallhorn20 - $30 Billion Could Be Slashed From Real Estate Agents’ CommissionsHefty real estate commissions in the United States, estimated at around $100 billion annually, and compares them unfavorably to much lower rates in other countries. Economists Borys Grochulski and Zhu Wang propose an "à la carte" compensation model for buy-side agents, wherein buyers and sellers pay their agents separately, and buyers pay for specific services rendered rather than a fixed commission. This model, they argue, could potentially save U.S. homebuyers over $30 billion annually and align agent compensation with costs. Despite challenges, including ongoing lawsuits against industry players, the economists advocate for this shift as beneficial for the overall economy. In t...2024-03-111h 16Real Estate for Everyone with Kristina Smallhorn19 - Realtor.com Says "This Is the Magic Mortgage Rate" For The Housing MarketTo stimulate the housing market, a survey by Realtor.com suggests that mortgage rates need to drop to the 5% range. A significant portion of Americans believe homeownership would become achievable if rates fell below 6%, with even more considering it possible under 5%. Lower rates would enhance buying power for first-time buyers and reduce mortgage payments for existing homeowners. Despite recent fluctuations, rates have decreased from their peak, offering potential savings for homebuyers. Interestingly, younger buyers, particularly millennials and Gen Z, are willing to buy homes even if rates exceed 8%, showing a strong desire for homeownership despite financial challenges. Today we...2024-03-071h 31Real Estate for Everyone with Kristina Smallhorn18 - The Housing Market Is ShiftingSignificantly impacting the U.S. housing market despite facing economic challenges like the 2007-2008 financial crisis and a booming market has made homes less affordable. Those entering into homeownership are driving up demand and prices, a trend expected to continue due to delayed life milestones such as marriage and childbearing. This unique position is causing a shift in market dynamics, with older millennials increasing the average age of first-time homebuyers. Additionally, their preference for homeownership over renting, even at higher costs, and the undersupply of housing contribute to unusual buying behaviors. The future may see efforts to accommodate this...2024-02-261h 27Real Estate for Everyone with Kristina Smallhorn17 - Housing Market Hits RECORD LOWS In New Home ConstructionIn January 2024, the housing market saw the construction of new homes in the US drop significantly, marking the biggest decrease since the pandemic began. This suggests that the housing market's recovery will be slow, as potential buyers are waiting for mortgage rates to fall further. There was a notable decline in both multifamily and single-family home constructions. Despite this downturn, there's a hint of optimism among builders, hoping for lower borrowing costs to spur demand. However, challenges remain, such as high mortgage rates and a cautious stance from builders due to an elevated inventory of new homes.
➡️To G...2024-02-191h 38Real Estate for Everyone with Kristina Smallhorn16 - Real Estate Is Being SNAPPED Up By Sports Team!Professional sports teams are evolving into real estate giants, with billionaire owners leveraging the construction of new stadiums and arenas—often funded significantly by taxpayer dollars—as opportunities to develop surrounding areas into mixed-use districts featuring luxury apartments, shopping malls, and entertainment venues. This shift from traditional revenue streams like ticket sales to real estate development not only increases the asset values of their franchises but also changes the landscape of urban areas and sports leagues. While cities compete to host teams by offering lucrative deals, including substantial public funding for stadium construction and favorable development rights, the economic bene...2024-02-121h 05Real Estate for Everyone with Kristina Smallhorn15 - Housing Market Foreclosure Numbers Are ShockingRecent headlines about increasing foreclosures in the housing market may cause concern, but it's essential to put these reports into perspective. The current rise in foreclosures is compared to historic lows during 2020 and 2021 when moratoriums and forbearance programs helped homeowners. This comparison exaggerates the current situation. Historical data, including figures from ATTOM, a property data provider, shows that foreclosure activity is still significantly lower than during the 2008 housing crash and even below pre-pandemic levels. Experts like Rick Sharga and Molly Boesel emphasize that today's buyers are more qualified, delinquency rates remain low, and homeowners generally have enough equity to...2024-02-051h 20Real Estate for Everyone with Kristina Smallhorn14 - Homebuyers Interest Rates BUMP UP AgainLast week, despite a slight increase in mortgage rates, there was a notable resurgence in homebuyer activity post-holidays. The Mortgage Bankers Association reported an 8% rise in home purchase applications compared to the previous week, although demand was still 18% lower than the same period last year. The average rate for 30-year fixed-rate mortgages with conforming loan balances rose marginally from 6.75% to 6.78%. Joel Kan, an MBA economist, highlighted a continued upward trend in purchase activity, primarily driven by conventional and FHA applications. In contrast, refinancing applications dropped by 7% from the previous week and were 8% lower than the previous year, largely due...2024-01-301h 16Real Estate for Everyone with Kristina Smallhorn13 - The Housing Market Is SICK!ately, the housing market is jus sick. House prices are shooting up really high, and finding a house that is affordable is getting even harder. The supply of homes is so weak for everyone who wants to buy one, and this is causing a lot of problems. People are fighting over houses and paying way more than they think they should. This isn't just about houses and money; it's a big problem for a lot of people who dream of having their own home. If we don't figure out how to fix this, owning a home might become just...2024-01-221h 08Real Estate for Everyone with Kristina Smallhorn12 - Home Buyers Are Being SUCKED Back Into The Housing Marketn December, a significant drop in mortgage interest rates potentially sucked home buyers into an early start to this year's spring housing market. Rates fell about a full percentage point from their October peak, sparking consumer optimism for further decreases. Fannie Mae's consumer survey revealed a notable shift in homeowner expectations, with more believing rates will drop, a first since the survey's inception in 2010. This optimism follows a bond market rally and is more pronounced among homeowners and higher-income groups. The 30-year fixed mortgage rate has fluctuated considerably since the Covid pandemic, reaching record lows in 2020 and 2021, then more...2024-01-151h 20Real Estate for Everyone with Kristina Smallhorn11 - It Will Take YEARS To Fix The Housing Supply PROBLEMThe housing market supply crisis gripping many parts of the US. Experts warn that it will take years to rectify the imbalance between the soaring demand for homes and the sluggish pace of home construction. This chronic housing shortage has been fueled by a complex web of factors, including regulatory hurdles, rising costs of materials, labor shortages, and land scarcity. As populations continue to grow and urbanize, the pressure on housing markets intensifies, leading to skyrocketing prices and affordability issues. The path to a solution is multifaceted, requiring coordinated efforts from governments, developers, and communities to increase supply, streamline...2024-01-151h 18Real Estate for Everyone with Kristina Smallhorn10 - Surprising 2024 Housing Market Predictions2024's housing market predictions from various sources including Redfin, realtor.com, Fox Business, and Bloomberg suggest a mixed outlook. Redfin and realtor.com anticipate a steady rise in home prices and a competitive seller's market, driven by low inventory and continued demand. Bloomberg warns of potential economic factors impacting affordability, while Fox Business highlights potential opportunities in the multi-family real estate sector. Additionally, an NPR article reports on concerns about foreclosures among VA Loans due to the forbearance program, indicating potential challenges in housing finance that may affect the market's stability. Overall, the 2024 housing market appears t a complex...2023-12-251h 05Real Estate for Everyone with Kristina Smallhorn9 - Mortgage Rates Below 7% Helping This EXPENSIVE Housing MarketMortgage rates recently reached the 6% range for the first time since August, with experts predicting further decreases due to declining inflation. The average 30-year mortgage rate dropped to 6.95%, down from 7.03% the previous week, attributed to seven consecutive weeks of rate declines. Housing economists anticipate more rate cuts in 2024, potentially bringing rates to around 6.3%. The Federal Reserve's plans to lower the federal funds target rate contribute to this outlook. However, while lower rates are expected to stimulate the housing market, shelter inflation, particularly in housing prices and rent, remains elevated, posing a challenge. Experts differ on the extent of inflation...2023-12-181h 14Real Estate for Everyone with Kristina Smallhorn8 - The OVERPRICED Housing Market Is Because Of 30 Year MortgagesThe OVERPRICED Housing Market Is Because Of 30 Year MortgagesPeter Schiff's views on the U.S. real estate market and its ties to government policies of the 30-year mortgage. Schiff is known for his predictions about significant financial events. Schiff views the real estate market as a bubble, overly inflated due to FED policies that suppress financing costs. He notes a pattern among American property buyers who focus more on their ability to make monthly payments than the actual asset cost, often leading to minimal or no down payments. Schiff argues that government actions, like keeping interest rates low and involving agencies like the FHA, Freddie Mac, and...2023-12-111h 24Real Estate for Everyone with Kristina Smallhorn7 - US Housing Market Has 'Big Hole' To Dig Out Of' Says Realtor.comThe real estate industry is currently facing a significant challenge due to a shortage of housing inventory. Danielle Hale, the chief economist at Realtor.com, discussed this issue highlighting the slow pace of new home construction. Despite a modest expected increase in single-family construction next year (about 0.4%), the overall progress is slow, and Hale describes the situation as a "multiyear problem." This shortage has made the idea of home ownership increasingly difficult for first-time buyers. Listing home prices have been relatively flat, and while housing prices have fluctuated in recent months, they are expected to start declining more consistently...2023-12-061h 36Real Estate for Everyone with Kristina Smallhorn6 - Home Builders Are NOT HAPPY As Mortgage Rates DipHigh mortgage rates are currently impacting U.S. homebuilders, leading to more price cuts to attract buyers. However, there's a cautious optimism about potential future drops in interest rates. The National Association of Home Builders/Wells Fargo Housing Market Index (HMI) for November showed a decline of six points to 34, indicating a negative outlook (scores below 50 are negative). This decline was contrary to analysts' expectations of a steady figure from October. The main reasons for this pessimism are the increased interest rates since late August, which have priced out many potential buyers and raised financing costs for builders and...2023-11-271h 37Real Estate for Everyone with Kristina Smallhorn5 - BOOMERS 'Silver Tsunami' Is About to Upend the Housing MarketThe housing market is poised for a significant change as a "silver tsunami" of baby boomers approaching retirement is expected to downsize their homes in 2024, according to financial analyst Meredith Whitney, known for accurately predicting the 2008 financial crisis. More than 30 million housing units are anticipated to enter the market as over 51% of individuals aged 50 and above, who own a substantial portion of U.S. homes, opt for smaller residences. This shift in supply and demand is predicted to lead to declining housing prices and will span from late 2024 into 2025. Despite concerns about potential challenges for the housing market due...2023-11-201h 27Real Estate for Everyone with Kristina Smallhorn4 - Least Affordable Housing Market Since 1984The latest developments in the U.S. mortgage market, where we'll delve into the significant one-week drop in mortgage rates, the largest since last November. We will cover the implications of the Federal Reserve's recent decision to hold interest rates steady, and how this impacts both the housing market and prospective homebuyers. We'll also explore current market challenges, including the high cost of living, increasing household debt, and the least affordable housing market since 1984. This session is crucial for understanding the dynamics of mortgage rates, the influence of Treasury yields, and the broader economic indicators shaping the housing market...2023-11-131h 20Real Estate for Everyone with Kristina SmallhornHousing Market ROCKED By $1.78 BILLION Federal VerdictIn a historic ruling, the federal courts have delivered a staggering $1.78 billion verdict against prevailing commission practices in the housing market. This groundbreaking decision is set to reverberate across the real estate industry, potentially reshaping how agents are compensated and challenging the status quo of home buying and selling. The verdict comes after mounting criticisms and concerns over transparency and fairness in real estate commission structures. Homebuyers, sellers, and industry professionals alike are eagerly awaiting the ripple effects of this landmark decision, as it promises to redefine the landscape of residential real estate transactions in the country.
...2023-11-061h 29Real Estate for Everyone with Kristina Smallhorn2 - Goldman Sachs Says The Housing Market WILL Get WorseGoldman Sachs' recent outlook predicts no respite for potential buyers but believes the steepest drops in housing activity and prices are now behind. In 2024, high mortgage rates are expected to influence housing turnover significantly, leading to fewer homeowners moving and thereby reducing supply. While Goldman Sachs projects a minor decrease in the Case-Shiller home price index by year's end, it anticipates an overall 3.4% year-over-year increase in home prices. However, 2024 might witness a modest 1.3% rise in home prices, reflecting the tension between limited supply and the impact of high mortgage rates on affordability. The culmination of these factors could result...2023-10-301h 26Real Estate for Everyone with Kristina Smallhorn1 -Home Sale Commissions Could Change FOREVER!Two big lawsuits might change how houses are sold, making it harder for services that list homes and real estate agents to make money the way they do now. These lawsuits say the current system forces sellers to pay fixed fees, even if the sale is simple, and doesn’t let them save money. If the people suing win, many online home sites like Redfin and Zillow could be affected. The outcomes might cause a huge shake-up in how homes are bought and sold. Some experts think these changes could be so big that many listing services and real es...2023-10-231h 19Real Estate for Everyone with Kristina Smallhorn37 - Redfin Says The Housing Market Has Hit Rock BottomRedfin CEO Glenn Kelman believes that the housing market has reached a critical low point, and the ongoing sales slump is expected to persist for an extended period. The market's dire state can be attributed to soaring mortgage rates and elevated home prices, which have severely hampered affordability for potential buyers. . With the median sales price nearing its all-time high and mortgage rates stubbornly above 7%, Redfin characterized the situation as a "slow-building disaster." Existing home sales have significantly dropped, and the few homes entering the market are mainly due to homeowners' necessities, such as life events like marriage or...2023-10-021h 07Real Estate for Everyone with Kristina Smallhorn36 - No Relief For The Housing Market As The Fed Pauses RatesWhile interest rates may stabilize soon, there's no indication of rate cuts, so borrowing costs, including for buying homes, are expected to remain relatively high. The decision to pause reflects a data-driven approach, with the Fed monitoring the long-term effects of previous rate hikes. Some experts believe further rate hikes might be needed to combat inflation, while others think they may wait to assess the situation. The Fed aims to balance inflation control without causing a recession. A downturn could eventually lead to rate cuts, benefiting homebuyers but potentially affecting the housing market with increased inventory and lower prices...2023-09-251h 19Real Estate for Everyone with Kristina Smallhorn35 - When The Housing Market BURSTSA real estate developer Sean Terry is warning that there might be a big problem in the housing market in the next year. He's calling it a "Black Swan" event, meaning it's something unexpected and really bad. He thinks this could happen because the prices of houses are very high right now, and interest rates are also going up. He believes that the government might try to make houses more affordable by raising interest rates, which could cause the prices of houses to come down. He's comparing this situation to what happened in 2008 when there was a big financial...2023-09-181h 16Real Estate for Everyone with Kristina Smallhorn34 - HUD Pumps $256 Million Into The Housing MarketThe U.S. Department of Housing and Urban Development (HUD) offers $256 million to help improve neighborhoods and homes. This money will go to places that need it, like public housing areas and nearby neighborhoods. Groups like public housing offices and local governments can ask for up to $50 million each to make their communities better. They'll use the money to fix up old buildings, help people with things like health and education, and make the area nicer. This way, they hope to create a mix of different kinds of homes and make the neighborhood a better place for everyone. This...2023-09-111h 09Real Estate for Everyone with Kristina Smallhorn33 - The FED Isn't Happy With The Housing MarketThe FED Isn't Happy! Despite 30-year fixed mortgage rates surpassing 7% and causing a dent in housing affordability, there's a contrasting trend at play. Mortgage rates are high, making it harder for people to afford homes. After prices dropped in 2022, they're going up again in 2023. Some homeowners hold onto their homes because they have lower mortgage rates. Even though more expensive loans are making fewer people want to buy homes, the fact that there aren't as many homes for sale is making up for it. But despite these worries, home prices are bouncing back in 2023 because there aren't as many...2023-09-041h 20Real Estate for Everyone with Kristina Smallhorn32 - Foreign Investors Buying Up Housing In The USIn the last year, people from other countries bought fewer homes in the U.S., spending $53.3 billion, less than before. This comes from a report by the National Association of Realtors (NAR). The number of homes bought by foreign buyers went down 14.2%, the lowest since 2009. One reason is there aren't as many homes available, and borrowing money for homes got more expensive worldwide. The report talked to NAR members who helped people from other countries buy and sell homes from April 2022 to March 2023. These buyers made up 2.3% of home sales. Their home prices were higher, with Chinese buyers spending...2023-08-281h 12Real Estate for Everyone with Kristina Smallhorn31 - Experts Predict A Tough Housing Market Heading Into 2024"The market is at a standstill," Redfin CEO Glenn Kelman said on "The Claman Countdown" Tuesday. "Sales volume is absolutely rock bottom. The people who need to sell won't do it because they don't want to give up their mortgages. The people who normally would buy can't afford it."A recent Redfin report unveiled an increase in million-dollar homes, with nearly 1 in 10 US homes now valued at $1 million or more. With elevated home prices and struggling new home construction, there's a significant impact on average homebuyers looking to upsize. Kelman stressed the need for increased housing construction, as people...2023-08-2156 minReal Estate for Everyone with Kristina Smallhorn30 - Housing Market Hits A Record Value Of $47 TrillionThe US housing market has reached a record valuation of $47 trillion, surpassing the previous year's record of $46.6 trillion, due to a scarcity of homes boosting prices, according to Redfin. Tight inventory has propelled the market's value to a new peak, despite a $2.9 trillion decrease between June 2022 and February 2023 because of rising mortgage rates. The dominance of low fixed mortgage rates has kept homeowners from moving, creating a small pool of available homes and preventing a decline in values. About 90% of homeowners with mortgages have rates below 6%, resulting in minimal home sales and an annual 15% decrease in homes for sale...2023-08-141h 15Real Estate for Everyone with Kristina Smallhorn29 -Foreign Home Buyers are Bailing On The Housing Markethe U.S. housing market has seen a decline in international buyers due to high mortgage rates, increasing home prices, low supply of homes, and a strong dollar, with purchases dropping by 14% from last year to 84,600 homes - the lowest since 2009. Despite buying fewer homes, overseas buyers paid more, with a median price of $396,400. The top countries for buyers were China, Mexico, Canada, India, and Colombia. Chinese buyers, who mostly purchased in California, paid the highest average price at $1.23 million. A rise in Chinese and Indian buyers was noted due to relaxed pandemic policies and strong GDP growth, respectively...2023-08-071h 19Real Estate for Everyone with Kristina Smallhorn28 - FINALLY! Empty Commercial Properties To REAL HOMES!Office-to-housing conversions are experiencing a surge in the housing market in 2023 as office vacancy rates remain high. Smaller, older properties in favorable locations are attractive to home investors for conversion projects, even though the process can be costly. Some state and local governments are taking steps to simplify and facilitate the conversion process. The COVID-19 pandemic has reshaped how and where people work, creating opportunities to transform underutilized office buildings into residential living spaces. According to a report by CBRE, 99 conversions are either underway or announced for 2023, compared to an average of 37-43 conversions in previous years. Although these...2023-07-241h 08Real Estate for Everyone with Kristina Smallhorn27 - Housing Supply Drops AGAIN!The housing market supply for the past month dropped another 5%. Mortgage rates have reached a new high of 6.96% for a 30-year fixed-rate mortgage, making it increasingly difficult for buyers to afford homes. The lack of inventory is identified as the biggest hurdle, driving up prices and limiting choices for home buyers. Despite a slight decrease in home prices over the past few weeks, the decline has been slow, and the median home list price remains high. The ongoing tight inventory situation, caused in part by potential sellers holding onto their homes due to low mortgage rates, further contributes to...2023-07-171h 15Real Estate for Everyone with Kristina Smallhorn26 - Unveiling the Housing Market's Future: Second Half Projections!n the second half of 2023, the U.S. housing market is heavily influenced by mortgage rates, which have kept housing in a state of suspension in the first half. High rates have deterred potential buyers while existing homeowners with low mortgage rates are reluctant to sell and face higher borrowing costs for their next home. Despite high demand and falling home prices, the market remains relatively sluggish for this time of year. However, experts foresee mortgage rates dropping and a subsequent increase in homebuying as affordability improves. Although a full recovery to match the pace of 2022 is unlikely, stability...2023-07-121h 17Real Estate for Everyone with Kristina Smallhorn25 - Median Housing Prices Are DOWN As Home Sales JumpIn June 2023, homebuyers received some positive news as home prices decreased for the first time in six years. However, a new problem has emerged as the number of homes for sale has started to shrink, marking the first decline in over a year. This development sheds light on why home prices have remained high despite the drop. The decrease in inventory can be attributed to fewer newly listed homes, which have been declining for almost a year. Seller confidence has increased, but many homeowners are hesitant to sell due to higher mortgage rates, as they prefer to keep their...2023-07-031h 02Real Estate for Everyone with Kristina Smallhorn24 - MASSIVE Housing Crash CANCELED...For NowAccording to a recent article, the US housing market's recent robust performance suggests that the country's economy may have successfully evaded a recession. Housing starts surged by nearly 22% in May, accompanied by a rise in building permits, indicating builders' confidence in demand. The historical correlation between housing market trends and the overall economy suggests that the housing sector often rebounds before the end of a recession and plays a leading role in economic recovery. The strong data on housing starts, which reached its highest percentage gain in three decades, supports the notion that the US economy is not only...2023-06-261h 18Real Estate for Everyone with Kristina Smallhorn23 - The Housing Market Has Changed More Than YOU ThinkHousing Market Mortgage rates remain high, home sales — and in some areas, home prices as well — are hitting the brakes, and uncertainty is permeating the market. It’s no wonder many homeowners, prospective sellers, and hopeful buyers are feeling nervous. As of June 14, the average 30-year fixed mortgage rate stood at 6.86 percent. The Federal Reserve raised rates for 10 meetings in a row in an effort to curb inflation, before taking a pause at its recent June meeting. And sales of previously owned homes are down 23.2 percent since last spring, according to the National Association of Realtors' most recent existing-home sales...2023-06-191h 05Real Estate for Everyone with Kristina Smallhorn22 - ALL Cash Buyers Are DOMINATING The Housing Market
In the ever-changing housing market, a strong force has appeared. It's the era of ALL Cash Buyers, a powerful group that has become very important and influential. They have a firm hold on the market and are changing how real estate transactions work. With their strong financial skills and ability to make quick cash deals, they can quickly buy the best properties, leaving regular buyers behind. ALL Cash Buyers have a big impact on the real estate industry, shaking up how things are done and making it important for people to be adaptable and strategic in this competitive market.
...2023-06-121h 21Real Estate for Everyone with Kristina Smallhorn21 - Experts Change Their Housing Predictions AGAIN!Even though home prices have been dropping a bit recently and there's been talk of a housing market crash, experts say this isn't likely to happen. Why? Because people still really want to buy homes, but there aren't enough homes available for everyone. This keeps prices from falling too much. Builders who make new homes are feeling confident, which could mean more houses being built soon. Finally, banks are being careful about who they lend money to for home buying, so this should help avoid a big housing crisis like the one in 2007-09.
...2023-06-051h 10Real Estate for Everyone with Kristina Smallhorn20 - A New Era Of The Housing Market Has ICED Out Home Buyers
The current state of the housing market highlights a challenging period ahead. The increasing difficulty faced by prospective homebuyers due to rising prices, limited supply, and intense housing competition. Various factors driving this brutal era, including high construction costs, labor shortages, and the impact of climate change on housing availability. Additionally, the role of investors and speculators in exacerbating the situation, leading to further inequality in homeownership and hardships for ordinary buyers. Potential solutions, such as government intervention, policy changes, and the need for innovation to address this ongoing crisis.
Link for your unique 7-day free trial with a $35...2023-05-291h 14
BiggerPockets Real Estate PodcastSeeing Greene: Getting Into Your First Property is Cheaper Than You Think w/Kristina SmallhornYou’ve been lied to about affordable housing. Most people will either tell you it’s impossible to buy an affordable home or that those buying affordable homes are outright stupid. The term “affordable” has been correlated with inexperienced buyers getting cheap deals on homes, often ending up in trailer parks or something of the sort. But things have changed. Mortgage rates are at decade highs, home prices tower over what everyday workers can afford, and a new age of affordability is upon us—we’re here to unlock it for you.A new forest of David Greenery has...2023-05-2855 minReal Estate for Everyone with Kristina Smallhorn19 - Home Builders FINALLY Unleash Plans For Affordable Smaller Homes!To address this issue, many builders are opting to reduce the size of homes. Major housing markets across the country are currently overpriced, and reducing square footage is one of the strategies employed by home builders to combat the affordability crunch. The focus is on reallocating home space, and prioritizing larger kitchens and outdoor living areas while downsizing secondary bedrooms and shared family spaces. The Idea is smaller homes may help bring back starter homes and increase affordability. Home builders are also utilizing incentives like rate buydowns to attract buyers. The strategy of reducing home sizes is proving effective...2023-05-221h 16
The Only Real Estate Podcast Worth Listening ToEp. 184 - Unlock YouTube Secrets: Kristina Smallhorn Reveals How Agents Can Skyrocket Sales!Ep. 184 - Unlock YouTube Secrets: Kristina Smallhorn Reveals How Agents Can Skyrocket Sales!In this episode we dive deep into the world of video marketing for real estate agents. Join us as we interview the knowledgeable Kristina Smallhorn, who shares her expert insights on how to leverage YouTube to boost your real estate business. Discover the importance of high-quality, well-planned, and consistent content, and learn how to create compelling videos that engage your audience and ultimately drive sales. Don't miss this opportunity to unlock the hidden secrets of YouTube and elevate your real estate game to new heights!2023-05-111h 15Real Estate for Everyone with Kristina Smallhorn18 - The Housing Market Has More ProblemsThe current housing market is suffering from a lack of inventory, which has a significant impact on homebuyers. New listings for homes have dropped significantly, and the number of homeowners deciding to sell their homes is at the same level as early in the pandemic. Many potential move-up buyers feel trapped by their current low mortgage rates and are hesitant to sell, leading to even fewer homes for sale. Meanwhile, home prices are unexpectedly rising and there is a feeding frenzy for homes on the market, with a third of listings receiving more than one bidder. This environment is...2023-05-081h 24Real Estate for Everyone with Kristina Smallhorn17 - Homebuyers Lose Out As Sellers Decide Not To SellAccording to housing experts, a lack of sellers is the biggest problem in the housing market, creating a stalemate. While there is interest among buyers with mortgage applications increasing by 10% in March, the number of homes for sale is low. Homeowners inclined to sell are hesitant to do so because of the high prices and mortgage rates they would face as buyers. More than three-quarters of sellers in a recent survey by Realtor.com stated they felt "locked in" to their home by their own low mortgage rate. Sales of existing homes in March were down 22% from the previous...2023-05-011h 12Real Estate for Everyone with Kristina SmallhornMarch Housing Numbers Drop 3% But STILL Unaffordable!The latest housing market data shows that March housing numbers dropped by 3%, indicating a slowdown in the market. However, despite this decline, housing continues to be unaffordable for many Americans, particularly in high-cost markets where housing prices have risen significantly in recent years. This trend highlights the ongoing challenges facing policymakers as they seek to address housing affordability and ensure that all households have access to safe, affordable housing.
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2023-04-241h 27Real Estate for Everyone with Kristina Smallhorn15 - The Housing Market Has Bottomed Out!The US housing market saw a historic decline in home sales in the second half of 2022 but has since stabilized due to improved home buyer confidence, tight supply, and slight declines in home prices and mortgage rates. According to CoreLogic, the housing market may return to growth mode, with a 0.8% home price uptick in February after seven consecutive months of home price declines. However, not everyone agrees with CoreLogic's outlook. Firms like Fannie Mae and Moody's Analytics predict a fall in home prices this year due to spiked mortgage rates and the Pandemic Housing Boom's run on home prices...2023-04-171h 06Real Estate for Everyone with Kristina Smallhorn14 - Cooling Or Collapse Of The Housing MarketThe current housing market, characterized by fluctuations and instability, is already transforming as we enter the busier spring seasonal period. Increased activity during this time is causing the market correction to lose steam, with the potential for greater demand for affordable properties to offset previous declines and stabilize the market. This development is crucial for buyers and sellers, offering more opportunities and optimism. Economic factors and governmental policies may also shape the market's trajectory in this pivotal period. This shift highlights the dynamic nature of real estate and the importance of staying informed and adaptable.
2023-04-031h 08Real Estate for Everyone with Kristina Smallhorn13 - Housing Market FRAUD Is On The Rise!For the past 3 months I've have heard more instances of fraudulent real estate transactions than I have in the 15 years I've been in real estate. This Housing Market trend seems to finally hit even realtors, home buyers and home sellers and everyone in between from title to closing. Today we take a look at this fraud that's it being used against you to steal your data, your identity and sadly tens of thousands of dollars.
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2023-03-271h 14Real Estate for Everyone with Kristina Smallhorn12 - Mortgage Rates Could Tumble With Banks CollapsingAttention homeowners and potential buyers: Are you wondering how collapsing banks could impact mortgage rates? Our team of real estate experts has you covered. We're breaking down the current state of the banking industry and exploring what it could mean for your home-buying or refinancing plans. Our panel of experts provides valuable insights on the potential fallout of collapsing banks on the housing market and how you can prepare for the changes ahead. Don't miss out on this essential discussion that could impact your financial future. Join us for a personalized and informative video that will help you navigate...2023-03-201h 15Real Estate for Everyone with Kristina Smallhorn11 - Silicon Valley Bank Collapse Sparks Housing Market FearsWe'll be discussing the recent collapse of Silicon Valley Bank (SIVB) and its potential impact on the housing market. SIVB, a bank that specialized in serving the venture capital market, experienced a sudden increase in deposit outflows and a failed attempt to raise equity, leading to its shutdown by US regulators. This is the largest bank failure since the financial crisis. The collapse of SIVB has sparked fears about the banking system's stability and concerns that it could cause a ripple effect on the housing market. We'll explore why this collapse happened, the potential consequences, and what it could...2023-03-131h 10Real Estate for Everyone with Kristina Smallhorn10 - You're Going Have To Be Rich To Buy A Home TodayAre you feeling discouraged by the current state of the real estate market? Do you believe that only the wealthy have a shot at purchasing a home? If so, you're not alone. In my latest podcast episode, I dive deep into the complex factors contributing to the growing wealth gap in the housing market. So if you're tired of feeling like homeownership is out of reach, join me for an eye-opening conversation on today's podcast.
Link for your unique 7-day free trial with a $35 monthly fee is - https://www.foreclosure.com/special.h....2023-03-061h 18Real Estate for Everyone with Kristina Smallhorn9 - First Time Home Buyers Are Getting Some $$$"First Time Home Buyers are Getting Some Money!" is a podcast that delves into the details of a government program aimed at helping new homeowners in the United States. The program offers up to $800 in financial assistance to first-time homebuyers. We will also discuss wall streets obsession with single-family homes to recent them out. Institutional investors may control 40% of U.S. single-family rental homes by 2030, according to a forecast by MetLife Investment Management. Some lawmakers in Washington, D.C. are calling for Wall Street to back away from the market and for the Stop Wall Street Landlords Act of 2022...2023-02-271h 09Real Estate for Everyone with Kristina Smallhorn8 - Housing Market 🔥Heats🔥 Up As Supply Remains LowHomebuyers are back? The recent drop in mortgage rates could be a major factor. Mortgage rates fell almost a full point from their peak of 7.08% on November. If you're planning to buy a home this spring, you may want to brace yourself for some challenges. The housing market has experienced a significant slowdown in the second half of 2022, as home sellers pulled their listings from the housing market which may continue to affect the upcoming home-buying season. With rising mortgage rates and two years of intense competition, buyers have hit an affordability limit, leading to a cooling off in...2023-02-201h 14Real Estate for Everyone with Kristina Smallhorn7 - Housing Market Fighting Over The Most Affordable HomesThe housing market is currently in a frenzy, with buyers and investors vying for the most affordable homes. In this podcast, we take a closer look at the factors driving this competition and what it means for home buyers. From low-interest rates to a lack of inventory, the competition for budget-friendly homes is becoming increasingly intense. We also share tips for buyers looking to secure a great deal in this competitive market, and what to look for in a potential home. Whether you're a first-time homebuyer or an experienced investor, this live stream is a must-watch for anyone interested...2023-02-131h 08Real Estate for Everyone with Kristina Smallhorn6 - The Housing Market Is NOT Affordable As Rates Hit The 5'sDespite a recent drop in mortgage interest rates to 5.99%, the cost of owning a home remains unaffordable for many individuals. Although a lower interest rate can make a mortgage more manageable, it does not necessarily equate to lower home prices. The housing market is influenced by a variety of factors, including supply and demand, local economies, and government policies, all of which can drive up home prices and make it difficult for people to purchase a home even with attractive interest rates. This situation highlights the ongoing struggle for many people to find affordable housing and the need for...2023-02-061h 07Real Estate for Everyone with Kristina Smallhorn5 - Goldman Sachs Revises Its Housing Market ForecastGoldman Sachs has released a forecast for the housing market through 2023. The firm wrote to clients that it predicts four U.S. cities will see the worst dips, drawing comparisons to the 2008 housing crash. San Jose, San Diego, Austin, and Phoenix will likely see noticeable increases before drastic decreases of more than 25%. Goldman Sachs states that these cities will suffer the lowest prices this year because they became too detached from fundamentals during the COVID-19 pandemic housing boom. Goldman Sachs also forecasts that many Northeastern, Southeastern, and Midwestern markets could see milder corrections in home prices. In this podcast, w...2023-01-301h 10Real Estate for Everyone with Kristina Smallhorn4 - Pent Up Demand & Lower Rates Ignite The Housing Market AGAIN!!!In today's live stream, we are talking about the housing market's current state. We will be discussing the pent-up housing demand for affordable homes, which has been suppressed due to economic uncertainty or other factors. Additionally, with low-interest rates recently this would normally make homes more affordable for people to purchase by decreasing the amount of money they need to pay on their mortgage. The cost of the most affordable homes is still extremely high. We will be speaking with Ryan Larussa with GMFS Lending to get his input on two factors that are now driving the housing market...2023-01-231h 07Real Estate for Everyone with Kristina Smallhorn3 - The Housing Market Finally Fizzled OutWe're talking about the 2023 housing market and how it went from frenzy to fizzle. Have you noticed that home sales have been slowing down lately? We're going to break it down for you and explain what's really going on in the housing market. We will discuss why home sales are decreasing, why there are hardly any houses on the market, and why prices aren't going up as much as they used to. We'll also talk about reasons why this might be happening, Our guest Jackie Baker out of the New Jersey Market will share their knowledge and give you...2023-01-161h 14Real Estate for Everyone with Kristina Smallhorn2 - Housing Market Gains Drop SharplyWe will discuss the latest developments in the US housing market. According to the latest data, home price gains in the US have fallen sharply, as rising mortgage rates have cooled the market. We will look closely at the factors driving this trend and what it could mean for homeowners and potential buyers in the coming months with Ray Ellen, an Arkansas housing market realtor.2023-01-091h 19
Real Estate for Everyone with Kristina Smallhorn1 - 2023 Housing Market Predictions, Growth or Collapse?The 2023 housing market starts in less than 24 hours, and several articles are now predicting what will happen. The 2023 housing market is expected to see a continued trend of strong demand and a limited supply of affordable homes, leading to high prices and competition for properties. Many experts predict that the low mortgage rates and pent-up demand from the pandemic will drive up home prices, particularly in urban areas. There may also be an increase in the number of people looking to move to more affordable, suburban areas. This could lead to a boost in demand for affordable homes in...2023-01-021h 14
30 Minutes to WealthUSA Real Estate Hot Spots with Kristina SmallhornCarmen and Jordan Campagnaro meet with Kristina Smallhorn, a Youtube content creator and realtor in the USA, to discuss investing in the United States. Kristina shares valuable insight on current market trends as well as real estate hot spots among different states. With a specialty in affordable housing alternatives, Kristina also discusses some profitable income producing investment strategies in the tiny home and mobile home space. If you're interested in investing in the US real estate market, be sure to check out this episode! For more information on real estate investing & 30 Minutes to Wealth: Website...2022-08-2223 min
PRIME PEOPLE: The Strategies Behind Extraordinary SuccessLessons From A Successful YouTube Content Creator: Kristina SmallhornIn this video, join Justin Konikow along with Kristina Smallhorn, a successful YouTube content creator with over 190,000 subscriber. Join us as Kristina shares her top tips for creating content that engages and informs your audience.If you're looking to start a successful YouTube channel in the real estate industry, or any other business niche, then don't miss this advice!0:00 - Introduction1:21 - Who is Kristina Smallhorn1:39 - Biggest Myth for YouTubers6:09 - Traction on YouTube6:39 - Real Estate and YouTube9:26 - YouTube Content11:46 - Changes & Analytics13:15 - The...2022-06-1341 min
ITM Trading Podcast[PT.1] The Middle-Class Will Be Priced Out of The Housing Market | Kristina Smallhorn & Lynette ZangQuestions on Protecting Wealth with Gold & Silver? Schedule a Strategy Call Here: ↓ or Call 877-410-1414
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The real estate market has been in an u...2022-05-3040 min
The Weekly Closer PodcastKristina Smallhorn shares her successes with YouTube for her real estate business Kristina Smallhorn, with eXp Realty, shares her successes on YouTube and how it has impacted her real estate business. Kristina is generating about 40 referrals per week from the livestreams she does on her channel! With more than 150,000 subscribers and over 21 Million views, I'd say she is crushing it! She goes over topic ideas, editing, thumbnails, recommended tools, and more. This episode is a must-watch, or listen. Enjoy!2021-12-171h 02
The Videocraft Show Presented by Video HuskyFind Your Footing as a Realtor on YouTube With Kristina Smallhorn [The Videocraft Show Episode #31]"I'm tired of being sold and I think most people are tired of being sold. And if you're completely honest with them, and have a real conversation with them, and hear them out with their wants and needs, you're gonna have a much better interaction with them than you would be trying to follow the formula of a script." — Kristina Smallhorn Becoming a creator can take you places you never would’ve imagined you’d go. That’s what this week’s guest on The Videocraft Show Presented By Video Husky has learned herself.2021-08-171h 21
The Future of Real EstateAffordable Housing -Kristina Smallhorn, eXp RealtyKristina Smallhorn of eXp Realty is here to tell us the threat for affordable housing that is currently happening now. According to her the biggest threat for affordable housing as of this moment is investors. They are scooping up as much property as possible forcing people to become renters and some others to become homeless. These are corporations who buy a whole neighborhood and make houses for rent, making people forced to be renters for they can no longer buy their own houses. Local officials should do something about this and the solutions for this would be limiting the number...2021-07-0108 min
YouTube Creators Hub255: The Long Journey To 100K Subscribers On YouTube and What It Takes With Kristina Smallhorn255: The Long Journey To 100K Subscribers On YouTube and What It Takes With Kristina Smallhorn This week we are joined by Kristina Smallhorn from the Kristina Smallhorn YouTube channel. She just reached a HUGE milestone of 100K subscribers and we talk about that journey in depth! About Kristina: Kristina Smallhorn is a realtor out of Baton Rouge, Louisiana. She started on YouTube in 2017 and really began to gain her following after attending Vidsummit 2019. It was then she realized the true potential of YouTube turning her real estate...2021-06-0339 min
The Walkthrough™ | HomeLight's Real Estate PodcastHow Kristina Smallhorn Grew Her YouTube Channel to 70,000+ SubscribersAs mentioned in this episode, you're invited to join our Facebook community for Walkthrough listeners. Connect with other listeners and the guests that you hear on the show, get exclusive content, influence future episodes, and more!Links & Show NotesKristina Smallhorn's YouTube channelReal Estate YouTube Mastermind - Kristina's Facebook group (with Malcolm Lawson)The YouTube Lead Gen Show - Kristina's show (with Malcolm Lawson)Your Real Estate Whisperer - Kristina's websiteJoin our Facebook community for The Walkthrough listenersHomeLight's Agent Resource CenterSubscribe and listen to The Walkthrough: Apple Podcasts | Spotify | YouTube2021-02-0833 min
Real Estate Reinvention | With Michele BellisariEp 066 - Interview: How To Use YouTube In Your Real Estate Business | Kristina SmallhornToday I have video creator and marketer Youtuber extraordinaire Kristina Smallhorn on the show. You need to listen in until the very end as she has amazing suggestions of what to do and what not to do when starting your channel throughout our interview. With over 7 million lifetime views, Kristina knows what she is talking about and is also a Realtor, just like us! Check out he YouTube Channel! Please subscribe to In The Hive With Michele BeeThis Podcast is brought to you by #SoooBoca Lifestyle & Media & The Bellisari Group at...2020-11-2031 min
Women Of Video052: Kristina Smallhorn - Fulfilling Your Higher CallingIn this episode, Desiree Martinez sits down with Kristina Smallhorn. Kristina is a real estate agent who began Youtube when she was feeling drained from cold calls and traditional sales tactics.
She shares her huge goal with helping tackle the problem of homeless veterans while overcoming the challenges of being a woman on Youtube.
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Follow Kristina at http://t.ly/P1Ap2020-09-2936 minThe Only Real Estate Podcast Worth Listening ToEpisode 79: How To Grow Your Real Estate Business With YouTube - Special Guest Kristina SmallhornToday we're joined by Kristina Smallhorn, talking all thing YouTube and sharing our tips on how to use the platform to grow your real estate business!-------------------------------------------------------------------------------------------------------------------------------------------- Don't miss The Only Real Estate Podcast Worth Listening To every Wednesday at 3PM CST right here on YouTube Live Make sure to join The Only Real Estate Group Worth Being a Part of on Facebook - https://www.facebook.com/groups/2315035012099695/Don't forget to follow us on Instagram - https://www.instagram.com/onlyrepodcast/ And if you want to grow your business like some of...2020-09-1051 minYouTube Creators Hub210: The Benefits Of Having A YouTube Mentor With Kristina Smallhorn210: The Benefits Of Having A YouTube Mentor With Kristina Smallhorn This week we are joined by Kristina Smallhorn. About Kristina Kristina has been a realtor outside the city of Baton Rouge Louisiana past 13 years. She started her youtube channel about real estate in 2017 and has seen exponential growth recently after making content centered around affordable housing options and sharing her goal to help house the over 40,000 homeless united states veterans around the country. Connect With Kristina Here: YouTube /// Facebook /// Website Sup...2020-06-1229 min