Shows
OnRoute to WealthMaintaining Sustainable Financial HabitsThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, I bring back a guest for a 6 month update. My guest went from making $0 with a determination to make it work to a $12k month.She took the time to build sustainable financial habits, and now we talk about maintaining those habits.Maintaining sustainable financial habits is one of the keys to financial success. Listen in as we get into it!Follow me...2023-11-101h 10OnRoute to WealthBuilding Sustainable Financial HabitsThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we tackle the challenges of facing tough financial times and transforming them into a roadmap for success.My client candidly shares their experiences of not always making the best financial decisions and the difficulty of recovering from such setbacks. However, they were determined to take control and manage their finances in a way that felt good and sustainable.With an entrepreneurial spirit, she ventured into...2023-11-031h 23OnRoute to WealthBuilding Wealth and HomeownershipThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my client shares her experiences of navigating the real estate market in California and the challenges of balancing practical spending with building long-term wealth.Despite being excellent savers and practical spenders, my client shares her realization that having a savings mindset isn't necessarily the same as a wealth-building mindset. While she has efficiently handled childcare and kept costs low, building wealth in other ways feels like a...2023-10-2751 minOnRoute to WealthNavigating Investments and Self-EmploymentThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we talk about overcoming debt, managing a mortgage on an expensive house, and finding empowerment as a newly self-employed individual.With my client’s spouse laid off since COVID, she had unexpected challenges. She reflects on the exhaustion of continually learning new skills, emphasizing that she doesn't wish to become a financial planner but still wants to feel confident in managing her money.I coach th...2023-10-201h 05OnRoute to WealthMaster Your Monthly Cash FlowThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, we'll dive into cash flow and explore how it fluctuates on a month-to-month basis. And more importantly, how you can prepare for those lower end months.My client and I talk about the difficulties of when the money feels tighter than others, presenting challenges that require careful budgeting and resourcefulness. I share practical tips to navigate these periods, ensuring that she stays on track with her financial...2023-10-1355 minOnRoute to WealthWhat is a solo 401k?This episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, I coach on the benefits of the solo 401k and provide insights on leveraging this powerful retirement vehicle.We also talk about making monthly contributions and taking advantage of tax regrowth. I coach on strategies that allow you to systematically build your retirement savings while benefiting from potential tax advantages.I also coach on the importance of setting both long-term and short-term financial goals. Whether...2023-10-061h 02OnRoute to WealthBaby Planning, College Funds, and Early InvestmentsThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we talk about planning for babies and college funds, because setting our children up for success starts with smart financial decisions is a great goal for many.We discuss the importance of thinking about investments early and starting right away. By making informed investment choices from the beginning, we can create a solid foundation for our children's future. Our aim is to alleviate the stress of student...2023-09-2935 minOnRoute to WealthStop Saving, Start LivingThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/You're in a good place with your finances, but have you ever thought about what's next? In this episode we the mindset of thinking beyond the present and taking your financial journey to the next level. I challenge you to dream bigger, set new goals, and walk a path that aligns with your higher aspirations.I also guide my client on she can create a strategic approach that aligns her...2023-09-2243 minOnRoute to WealthDon’t hold back on money systemsThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/We're diving into the world of capturing systems and automated funds, because who doesn't want to make money management a breeze?This episodes gets down to the nitty-gritty details spending habits and what you can do about them. Like categorizing your transactions like a pro, so you can really understand the connection between your budget and your spending choices.We also talk about "discretionary" or "luxury" payments, how...2023-09-151h 03OnRoute to WealthRadical Transparency and Smart InvestingThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we discuss how we all experience money wins and struggles, and how creating a safe space to share and learn from each other's experiences is vital to community success.I break down strategies and options for retirement planning, particularly the switch to a simple IRA, the importance of contributing for your full-time employees, ensuring a secure future for both yourself and your team, and smart investing.2023-09-081h 10OnRoute to WealthThe Scary Part of EntrepreneurshipThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my client shares her fears and frustrastions of entrepreneurship when she took the leap from a dependable teaching job to pursue her true passion as a full-time coach and entrepreneur.She shares her journey of leaving her teaching job behind because it no longer aligned with her soul's calling. Now, as a full-time coach, she faces the unpredictable world of entrepreneurship, where financial stability can be difficult...2023-09-0149 min
CEO Moms Building Wealth: Tax Strategy for Female Service Providers55. Because It’s More Than Just Money with guest Kristy RunzerJoin Kimberly as she chats with Kristy Runzer. They discuss the importance of maintaining personal identity alongside motherhood and running a business. Don't miss how they are redefining wealth, making an impact in the community, and gaining the flexibility to make raising a family just a little easier.Links: instagram.com/kristy_runzer www.onroutefinancial.comOnRoute to Wealth - The PodcastWant to subscribe to the newsletter? Click here! Connect with Kimberly on Instagram: @kimberlytaracpa Website: www.taracpafirm.com2023-09-0139 min
The Susan Padron PodcastMastering Your Money Mindset with Kristy RunzerIn this episode, Susan interviews Kristy Runzer, owner of EnRoute Financial, a financial planning and wealth management firm. Kristy specializes in helping entrepreneurs and leaders maximize their earnings, build wealth, and create generational wealth. The conversation delves into the importance of mindset in approaching money, the emotional aspects of finances, and the transition from survival mode to thriving in financial planning. Kristy emphasizes the significance of generational wealth, explaining how it extends beyond leaving an inheritance and the benefits of passing on assets during one's lifetime. The episode offers insights into breaking down financial planning barriers, investing in the...2023-08-2849 minOnRoute to WealthNavigating Financial Reset: Rebuilding after a BreakupThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my brave client shares her journey of pressing the hard reset button on her life after a significant breakup.My client faced a major life transition in December when she ended a six-year relationship with her partner, who was also her colleague. The sudden change left her with little time to think about her financial situation and plans.The breakup resulted in the depletion of...2023-08-251h 00OnRoute to WealthRebuilding and ReinventingThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode my client talks about her desire to create better budgeting habits and rebuild her financial cushion after a period of unemployment led her to a life-changing decision—to travel and experience the world. Despite the uncertainty, she embarked on an unforgettable journey to Europe, where she looked for job opportunities while making cherished memories with her grandma.With no concrete plan in hand, the trip was super sc...2023-08-1858 minOnRoute to WealthUnderstanding Your FinancesThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode we talk about the financial clarity and peace of mind that comes from knowing where your money is going. My client has taken significant steps, including getting a business bank account and credit card, resulting in a debt-free financial life.Now, she's excited about new projects and dreams, and she wants to explore budgeting strategies that align with her ambitions.My client talks about how...2023-08-111h 15OnRoute to WealthCrushing Debt and Building Financial SecurityThis episode is from one of my coaching calls. If you are interested in financial coaching services please visit my website: https://www.onroutefinancial.com/In this episode, we're talking about strategies to eliminate debt, secure our futures, and create a life of abundance.In this call I also coach on the importance of investing in self-care and emphasize its role in maintaining financial and emotional well-being.I outline a roadmap for my client to build up savings in both her business and personal life, crush the debt, and allocate money where it...2023-08-0450 min
Unf*ck Your Biz With Braden267 - Reviewing My Personal Finances with Kristy Runzer of OnRoute FinancialOn today's episode of the podcast I do a deep dive into the personal side of my finances, my income allocations, my financial goals and how my business goals can make this happen.
Much like last week's episode with Claire Pelletreau, I'm sharing an interview in my podcast that I recorded for someone else's. Kristy has a podcast where she provides personal finance coaching to guests (often anonymously) on her podcast. With personal and business finances going hand and hand and transparency being one of my core brand values, I went on Kristy's podcast to share my own fi...2023-01-261h 11OnRoute to WealthPursuing Investing and Philanthropy to Maximize Impact with Lizy FreudmannIn this episode, I speak with Lizy Freudmann and we discuss how she's been able to leverage her money, through investing and philanthropy, to support her values and make a conscious impact.Lizy's entrepreneurial journey began as a marketer in her company, One More Thing. She's worked with a diverse portfolio of clients, from solopreneurs to large, international organizations. As an entrepreneur herself, she appreciates the need for all marketing efforts to be strategic: thoughtfully designed and efficiently implemented to achieve the client's goals using the resources available.Throughout her career, Lizy has worked with...2022-12-1659 minOnRoute to WealthFinancial Optimization with Kimberly TaraA good tax strategy is vital to a thriving business. In this episode I sit down with Kimberly Tara, a trained CPA and certified tax coach as she breaks down the importance of having a clear and concise tax strategy, having a deep understanding of the finances of your business, and knowing your tax laws. Tara talks about good business practices to implement to make the most of your business while you're onroute to financial freedom. Kimberly Tara holds degrees from both Mount Carmel Academy, Auburn University, and Harbert College of Business. She worked in tax, litigation...2022-12-091h 06OnRoute to WealthE.P.I.C. Motherhood with Julie NealeBeing a mother is hard, and often times women find themselves stuck in the identity of being a mother and lose their sense of purpose in life. When you're building a home and a career and finding the balance of the division of labor as well as living a life of meaning and purpose, it can be very difficult and stifling. There are ways that mothers can find an opportunity to reflect on their own growth, dreams and in this episode we discuss how. Julie Neale is a leadership coach, community builder, and writer. Her “for-purpose” venture, Moth...2022-12-021h 01OnRoute to WealthThe Cost of Success with Mary Grace GardnerWhat is the cost of success? In today's episode I sit down with Mary Grace Gardner and she expands her ideas on that question. In her pursuit for corporate success, she realized that she was lacking in other areas. She did not have as much time to spend with loved ones, hobbies, or self care. Through this realization, Gardner spent dedicated time defining what success looked like and meant for her. This process is ultimately what led her to a life of multidimensional success.Mary Grace Gardner is a college admissions and career coach who helps students...2022-11-251h 00OnRoute to WealthLove this Life with Dorie SilvermanFor many of us, grief, anxiety, and trauma can hinder the way we run our lives and handle our money. Without the proper care or support, we can find ourselves in unhealthy spending patterns, forming unhealthy habits due to trauma responses, and not engaging with our bodies in a meaningful way.Dorie Silverman’s work is inspired by the belief that self-love heals. She has 22 years of experience as a yoga teacher and teacher trainer and has empowered and inspired hundreds of people to connect with and express their greatest potential in their daily lives.Aft...2022-11-181h 04OnRoute to WealthHiring for Success with Anna PapaliaJoin The Become a Millionaire & Smash the Patriarchy Party: https://onroutefinancial.ck.page/Starting a business is one thing, but scaling that business to it's true potential requires some help and collaboration. Unfortunately for many small business owners, we become so overwhelmed with the day to day tasks of running a business that we neglect the fundamental essentials of outsourcing work to someone who can actually help us with the growth of our business. Anna Papalia is the founder of SHIFT, an industry leading assessment, for job seekers and hiring managers to identify their interview...2022-11-1159 minOnRoute to WealthWealthy Education with Dr. Faith OkpotorJoin The Become a Millionaire & Smash the Patriarchy Party: https://onroutefinancial.ck.page/Building wealth starts from the financial planning that you make early on in your life. For many of us, that starts from the day we decide to attend college. Student debt in the United States is now at a 1.6 trillion dollars. This sets many people back from buying homes, starting families, getting married, or even reinvesting back into the economy in a meaningful way. Dr. Faith Okpotor is a college professor and college admissions coach that helps students find the funding they n...2022-11-0453 minOnRoute to WealthStylish Wealth with Susan PadronIf you feel cute, you do cute! Today I chat with personal stylist and Susan Padron about her work in curating styles for her clients that are accessible, versatile, and a reflection of themselves. She works in navigating limiting beliefs, being bold in ourselves, and teaching her clients that clothes can be functional and a tool to build confidence. Susan believes that everyone deserves to feel like themselves, confident and beautiful, in who they are and showcasing that in the clothes they wear. She challenges the styling “rules” based on gender, patriarchal views of fashion, or body size...2022-10-281h 04OnRoute to WealthUnleashing Your Voice and Being a Visionary with Dr. Claudia ConsolatiFor many women, confidence in our voice stifles our ability to excel in business. The messages we've received from society enforce people pleasing tendencies, being timid, and fear of speaking up. Business coach, and the creator of Unleashed, Claudia Consolati teaches women how to amplify their unique voice and message into creating a wealthy and successful life- however they define it. Dr. Claudia works with visionary women entrepreneurs who want to grow purposeful businesses and be fully confident and visible in the work that they do. Growing up, she was the sensitive, nerdy, creative kid in a...2022-10-211h 06OnRoute to WealthThe 5 Pillars of Relational Wealth with Christie Sears ThompsonWealth is more than just having money in the bank. Being wealthy is a mindset, and it is a reflection of all aspects of our lives. One important factor of wealth is the health of our relationships. Today I sit down with Christie Sears Thompson, family therapist, as she talks about the 5 areas we should all address in our relationships: communication conflict managementrelationship careself careconnection Christie is from the East Coast and grew up most of her life in Virginia. After graduating from Sweet Briar College, she went to work with underprivileged children, their families, and the homel...2022-10-141h 02OnRoute to WealthChasing the Chain Free Life with Lawrence & Gina Oliver IIIThe entrepreneurial mindset is what makes or break entrepreneurs. It's about cultivating good money management skills, learning how to pay yourselves first, working with the income that you have, and how to invest to make it grow. My guests Lawrence and Gina Oliver III share their experiences jumping into entrepreneurship after a move to the Philippines that broadened their perspectives on what life can look like. Gina and Lawrence decided that their 9 - 5 lives just didn't work for them anymore. They wanted something different, and knew life had to have more than just wait until the weekend...2022-10-071h 08
The SHE x SHINES Podcast113. Financial & Legal Steps to Make Your Business “Legit”Can you believe that “how to start a business” was one of the most popular internet searches was last year ?! We totally can, because it’s one of the most frequent questions we get from the ladies in our SXS VIP mentorship program.
They want to know how to make your business legitimate before launching or before they take the plunge into full time entrepreneurship.
Some are transitioning to full time entrepreneur while some still love their full time job and the freedom to grow a business alongside it. From scaling their photography business, to deciding to launch that ebook, to fin...2022-06-0614 minThe SHE x SHINES Podcast111. From Employee to Full Time Entrepreneur: Here’s how to Create an Exit Strategy from WorkWe aren't’ going to tell you that you HAVE to quit your job to be a successful entrepreneur. But if your champagne dream doesn’t include your current 9-5, we want to give you some tips here from our own experience, as well as what we provided a past mentorship client before she left her 9-5 corporate job to pursue her photography biz full time.
Must-hear moments:
→ How to balance being present but one foot is out the door
→ Financial planning essentials before quitting your job
→ How to set yourself up for success months in advance
→ Creating a to-do list that won’t o...2022-05-2321 minOnRoute to WealthBuilding a Real Estate Empire with Erika BrownLife flexibility. The one thing all of us look for when we start our entrepreneurial journey's. My guest Erika Brown may have perfected what that looks like. She is an unschooling mom of 3, serial entrepreneur, real estate agent, and property manager. She is dedicated to rethinking what our lives could look like. Erika, like many of us, had a rocky start to her entrepreneurship journey. She has since been able to create a flexible lifestyle for her family, that includes frequent vacations, time off, ability to explore other passions, and instilling a well balanced family life. She...2022-03-1152 min
Sage Morning SunEpisode 14 with Kristy Runzer: Growing Your Money MindsetKristy Runzer is the founder of OnRoute Financial, a financial planning and coaching company. She helps women get out of overwhelm and into action by being the one girlfriend that you can talk to about money, with ZERO judgement. Kristy doesn’t consider herself a traditional financial planner.
She enjoys finding ways to make finances fun! For Kristy, it’s not
just about the numbers, but it's also about increasing education, cultivating a community for women to support each other, and making sure money mindset is always a part of the conversation!
Connect with me:
Facebook- Gabby Turner: Mind, Body, Soul...2022-03-101h 10OnRoute to WealthLearn About Investing with Keisha BaileyEducate. Liberate. Activate. These are the three principles that my guest, Keisha Bailey instills in all of her clients. Keisha is a financial strategist whose learned that investing is the best and most sustainable way to build wealth. She began her career helping the already wealthy maintain their wealth, but has since transitioned into a cause that creates the impact that she wants for her legacy. Keisha came from humble beginnings in Jamaica and her background gave her the empathy to understand those who are building wealth. She serves the up and coming generation of...2022-03-0449 minOnRoute to WealthBreaking Poverty Cycles Through Financial Literacy with Pamela GeorgeOne of the most important aspects of changing the cycle of poverty is providing financial literacy to women. In this episode I speak with Pamela George, a financial wellness educator and someone who empowers women to take control of their financial health through healing the pain from their financial past. Pamela gets vulnerable and talks about her history growing up in Trinidad with a mother who did her best to provide for her and her siblings, but just couldn't quite do it all. She talks about the time she experienced homelessness, learning how to be financially responsible...2022-02-2541 minOnRoute to WealthOvercoming Trauma & Living a Bodacious Badass Life with Patrina WisdomYour true character is shown in times of adversity. In this episode I speak with Patrina Wilson, a best selling author, TedEx speaker, and holistic financial coach about how she overcame the trauma of her husband's suicide and created a life that is bold, bodacious, and thriving. She explores the feminine model of leadership and is the pioneer of the "Unf*ck Your Money Mindset" program. Patrina Wilson is a testamant that long term fulfillment, harmony, and peace is possible even after trauma. She teaches us how to step into our feminine power, take back control of...2022-02-1858 minOnRoute to WealthAnnie Toth's Money Story: Breaking Molds and Forging Her Own PathSometimes the life we think we want, isn't actually the life we that makes us happy. Today I speak with Annie Toth, a happiness coach who breaks down how the path that society has set for us, may not necessarily be the one to bring you joy and happiness. Annie talks about how an unexpected divorce has led her to redefine for herself what kind of life she wants to lead, how checking the boxes that she thought she was supposed to check ultimately didn't make her fulfilled, and how to take back control of your narrative. ...2022-02-1151 minOnRoute to WealthNavigating Finances as a First Generation Investor With Luzy KingOne of the biggest contributors to the wage gap among women especially WOC and men is trauma around money. In this episode I speak with Luzy King, a business coach that focuses on helping women of color heal their relationships with money, overcome money-limiting beliefs, pay off debt, and become investors. She talks about her experience growing up financially insecure, and how that affected how she views money and herself. She gets vulnerable about feeling unworthy of building wealth, and how that trauma affects many women today. Luzy is a first generation investor who identified the lack...2022-02-0453 minOnRoute to WealthDiscovering What You Want With Emma KaufmanIn a world where there are so many templates and tradition about business, sometimes you just need someone to recognize your sparkle and run with it. In this episode I speak with Emma Kaufman, a life coach who focuses on the human side of business. Kaufman talks about the importance of merging what brings you joy in business. She talks about how you can take holistic approaches and redefine what your life, environment, career, and income looks like based on what make you shine. She empowers people to focus on their unique, individual talents, and build something from that. 2022-01-2851 minOnRoute to WealthEmbodying the Energy of Wealth with Leila WilliamsOften times we forget about the importance of our spirituality in the world of finance. Leila Williams brings us back to center in this episode as she talks about her spiritual journey and how it led to a life of fulfillment today. She discusses not wanting to feel weird for being connected to her spirituality, and ultimately realized all of the things that she has been rejecting for so long is what resulted in her being free in life and in wealth. Leila is a personal coach that helps her clients step into their power, match their...2022-01-211h 09OnRoute to WealthAngel Investing with Mina BlackSometimes all you need to fast track your success is someone in your corner investing in your business. In this episode I speak with Mina Black, a financial advisor and angel investor about the need to expand the financial sector to more people. Mina talks about her childhood growing up in Ghana, why she became an angel investor, and why growing wealth, and teaching others to do the same is so important to her. Growing up in a small village in Ghana, Mina did not even know what was possible for her. Fast forward she moves to...2022-01-1449 minOnRoute to WealthSpecial Needs Planning with Kim WrenFinancial planning needs to be more inclusive and my guest today, Kim Wren does exactly just that. On her personal journey of financial planning, she quickly realized how much of a need there is for sustainable and practical financial planning for so many underserved communities. She focused on minority investors at the start of her career, and quickly pivoted to helping clients with special needs get their financial planning on track. Kim is the embodiment that everyone deserves the space to be financially stable and healthy. Her work empowers people from many communities to break down the...2022-01-0754 minOnRoute to WealthBeing Present and Being Yourself with Tracy NeelyStep into your power with Tracy Neely as she talks about how she has learned to be present, honor your soul, and honoring what matters to you. She walks us through her financial and spiritual journey, how she created a platform to help women take up space, feel their worth, and do the deep inner work. She focuses on not only financial health, but spiritual health and power. Tracy is now an intuitive healer and the elements of her work are rooted in energy healing, intuitive strategy, deep inquiry through life coaching, embodiment of our light through...2021-12-3154 minOnRoute to WealthRebecca Tracey’s Money Story: Living an Uncaged LifeRebecca Tracey inspires us all on her take of what it means to have an uncaged life. Starting with living in a camper van, traveling and making enough to sustain her rock climbing hobby, Rebecca shares her insight on the obstacles she's faced building her business. She opens up about being fired from jobs all in her 20's for taking too much time off, to finding balance in life, and living a life that makes her feel free.Rebecca really embodies the idea of creating a life to have the time and space to choose how you...2021-12-2454 minOnRoute to WealthKathleen Metcalf's Money Story: From Rock Bottom to Going for MillionsKathleen Metcalf gets vulnerable and talks about the things that we just don't want to discuss in the world of money. On her path to financial freedom she faced many obstacles, an alcoholic father who shaped the way she viewed money, developing a relationship with debt, navigating the responsibilities of money, and how she found financial recovery.Kathleen shares her story and really embodies the idea, "I learned when I had nothing, that I am someone". She offers us her insight and perspective on financial recovery and how to negotiate a more financially free life for yourself. 2021-12-1756 minOnRoute to WealthThe Intersection of Money and Spirituality with Meaghan WallMeaghan Wall is a spiritual money coach and she helps spiritual entrepreneurs really step into their rich, opulent selves. She’s been in finance for 10 years and has owned Sacred Numbers for 3 years.In this episode, we talk about the intersection between spirituality and money.We go into topics like…-Tuning in to the body with embodiment practices-Defining your own definition of luxury-Creating your authentic money code-Building your trust and faith with money-Money rituals-Profit first-Mindset beliefs and overcoming themConnect with...2021-12-1055 minOnRoute to WealthReaching Financial Independence with Audra KingAudra King is obsessed with the belief that when women create wealth, we make the world a better place. On her path to financial independence, she has learned that the biggest obstacles to overcome often come from our own mindset and belief systems.Audra founded her business-building agency, She Loves Her Biz, to help women entrepreneurs put the joy back into their businesses (while making more money than they ever thought possible). Her #1 tip? Follow the fun!In this episode, we talk about…-Audra’s tips for having more fun-Money mindset obstacles she...2021-12-031h 06OnRoute to WealthTrust, Intuition, and Manifesting Money with Karli PetrovicKarli Petrovic is the one-woman team behind Cup of Sugar, an agency dedicated to helping everyday people embrace everyday magic. She’s also fully Aquarian (sun and moon), with a sexy splash of Scorpio (rising). Karli sometimes dreams in premonitions and is always choosing coffee over water. She lives in Austin, TX, with a muggle husband and two goofy hounds, one of whom will definitely be a human in his next life.In this episode, we talk about manifesting money, following your intuition, and trusting yourself - all important tools to help you build your wealth.2021-11-261h 06OnRoute to WealthTalking About Money with Friends with Megan Goering MellinMegan Goering Mellin shares her story of how she’s created a monthly money meeting with close friends to track net worth, talk about their goals and intentions, and transform their relationship with money.Money is a scary topic and when you can do it in a community, you’re no longer alone, avoiding, or left with your thoughts ruminating in your head.This group has been able to gain an awareness of their numbers, hold space for each other, receive space to speak openly without judgment, improve their relationship with money, focus on what matt...2021-11-191h 09OnRoute to WealthManage Your Energy Intentionally with Heather HansonHeather is a certified coach and creator of the Intentional Energy framework, a system that empowers her clients to create a life and business they love without burning out.Managing your energy in a sustainable way is important on the wealth-building journey so that you can show up and take action without overdoing it and feeling miserable.We talk about…-Protecting your energy-Replenishing your energy-How emotions affect energy-The mindset around feeling the need to do things that drain your energyAnd so much more! Listen in fo...2021-11-1253 minOnRoute to WealthLegally Protect Your Business with Nequosha AndersonNequosha is a business and intellectual property attorney who assists small business owners in protecting their valuable assets. Your intellectual property is worth protecting. It’s one of your business’s biggest assets and produces income for you. Your IP is also something you can sell one day and is the legacy you’re leaving for the next generation.You can protect your IP with trademarks, copyrights, and patents. A business attorney can also help you with client contracts, tax structure, business license, business formation, and EIN number.These are all tools to help m...2021-11-0557 minOnRoute to WealthMoney Beliefs - Are They Serving You? With Natalie BullenNatalie Bullen is a wealth and money mindset coach from Mobile, AL. As the owner of Unapologetic Wealth, she teaches financial literacy, money mindset work, and sales training for introverts so they can step into the wealth they deserve and desire.An anti-hustle and pro-abundance coach, she shuns traditional personal finance values rooted in shame, guilt, and fear and encourages followers to dream bigger, increase their prices and magnify their gifts.In this episode, we dive into money beliefs. We all carry money beliefs that were instilled in us from childhood. Oftentimes, those beliefs aren’t...2021-10-2952 minOnRoute to WealthHiring a Virtual CFO with Luisa AlbertoLuisa Alberto is the CEO of People First Finance, a Virtual CFO agency that provides bookkeeping, tax planning, and financial strategy services to women business owners.Her mission is to ease the financial burden and overwhelm that holds too many talented self-employed women back from reaching their fullest potential, and making a successful living as the brilliant creators they were born to be.In this episode we discuss…-The financial lessons Luisa learned the hard way-What the heck cash flow projections are and why they're important-Societal messaging that causes women to...2021-10-2259 minOnRoute to WealthCreating Ease and Having Money Conversations with Amber HawleyAmber Hawley is a licensed therapist and lifestyle strategist who works with entrepreneurial individuals and couples with the emotional side of business. She is the owner of a group therapy practice in Silicon Valley, host of The Easily Distracted Entrepreneur & Couples Fix podcasts. She is also a wife, mom of three kids, and Marvel movie superfan. Amber originally worked in the tech industry but her love for people led her to pursue a career where meaningful relationships are at the center of everything she does.In this episode, we talk about…How to create more ea...2021-10-1557 minOnRoute to WealthDoubling Income, Knowing Your Worth, and Receiving Support with April LokarApril is a semi-conventional mom and female breadwinner who went from $48k/year to $100k/year through the support and awareness of her community. They’ve also encouraged her to use her skills and branch out into her own business.April is a great example of what it looks like to surround yourself with support - both with her household and kids and her career. No one can do it alone. We need a support squad to keep things running and grow our wealth.Listen in as we talk about April’s journey of understanding her...2021-10-081h 06OnRoute to WealthCreating a DARING Mindset with Jo CresswellIn this episode, we have Jo Cresswell, the Human BEING Coach. She inspires women who are holding themselves back through doubt and lack of confidence to create a DARING Mindset and achieve the life, career, and business success that they truly deserve.We talk about what it looks like to go from a doubting mindset to a DARING Mindset when it comes to chasing your big ambitious goals. Our doubting mindset brings us back to our comfort zone and playing small, while our Daring Mindset allows us to really go for it.We go through...2021-10-011h 09OnRoute to WealthHealing Your Inner World with Juliet RootJuliet Root, a transformation coach, integrative healer, and host of The Woo Cast Podcast is here to chat about all things physical, mental, and spiritual health. She shares her 15-year journey from starting in the fitness and nutrition industry to moving into the more metaphysical and spiritual work that she is currently practicing with clients all around the world. Her passion is to help people release, reconnect and root into their power, so they can live a life full of magic and bliss.We talk about limiting beliefs, reprogramming your belief system to better serve you, feeling...2021-09-241h 19OnRoute to WealthConfidently Making Financial DecisionsMoney is an area that can leave a lot of people feeling some type of way - scared, anxious, doubting, questioning, embarrassed, like they’re behind or that there’s never enough.We’re all working on developing a relationship with money that feels good and supports us through all of the growth.You desire to make financial decisions with confidence and peace of mind that your finances are going to be okay. You trust yourself that you’re doing the right things. You’re able to invest, spend, save, pay off debt, give, and reach your...2021-09-1735 minOnRoute to WealthYou Are Not BehindThere’s a common feeling of being behind when it comes to finances. We feel like we should be further ahead, beat ourselves up, and that prevents us from taking the action needed to move forward.In reality, you’re exactly where you need to be. Your path has unfolded in the way it needed to for you to become the person you are, learn the lessons you needed, and grow into the person you’re becoming.Listen in on this episode for thoughts on when you feel behind. Share your thoughts and experiences with Kristy...2021-09-0318 minOnRoute to WealthFollowing Your DesiresYour desires are given to you to show you your life’s purpose. Yet, we often ignore them or don’t follow them because we’re scared, or we feel greedy or selfish getting what we want.Sometimes it’s even a struggle to know what we want. Other times, what we think we want is actually just what our mom wants us to want.Following your desires is one of the best things you can do for yourself and living a life you love, and also something that will bring you wealth and financial abundanc...2021-08-2718 minOnRoute to WealthGetting Comfortable ReceivingReceiving is one of the most important practices you can have as a human being. It’s natural to be a giver - to your clients, to your family - but are receiving just as much as you’re giving? We all deserve to receive time, money, love, support, and whatever it is we desire.Cultural narratives of it being greedy or selfish to receive can make us feel guilty, bad, or ashamed to fill up our own cup. But the energy of giving and receiving needs to flow and be in balance.What’s your r...2021-08-2018 minOnRoute to WealthHow Much Invisible Labor is Really Costing You with Felicia and Aileen of Tend TaskFelicia is an entrepreneur and advocate for mothers and caregivers. She left her full-time career in marketing and publicity to be a stay-at-home mother to her three children which set her on the path to founding Tend Task, a tech start-up dedicated to tracking, valuing, and sharing the invisible workload of motherhood. Aileen reads, thinks, and writes extensively in the field of women's experiences as individuals in a society that doesn't always value their work as the ones who connect, care for, lift up and hold down most everyone in their lives. As a society, we say we value...2021-08-131h 06OnRoute to WealthTrauma & Financial Wellness with Eugenié GeorgeMeet Eugenié George. She’s the author of Our Money Stories, host of the Money and Flow podcast, and personal finance writer that focuses on behavioral science for Women of Color.In this episode we talk about trauma - family and ancestral trauma - and how that impacts financial wellness.Eugenié shares about the ACE score - a quiz you can take to identify family trauma.We talk about ancestral trauma experienced by people of color due to racism and systems of oppression.Then we go into the 8 pillars of wellness and...2021-07-231h 04OnRoute to WealthWorking on Your Mindset to Build Wealth with Jessica EleyWorking on your mindset is a crucial part of building wealth. Cultivating a sense of self-awareness, shifting away from judging yourself, and leaning into what you want are all things that can help you attract more money and build your wealth with more ease. Listen in to this conversation with Jessica Eley as we talk about all the mindset things. Head on over to Instagram and give her a follow @iamjesseley to help get your mindset on track. 2021-07-0250 min
Longevity LabKristy Runzer - Money Flows To Me and Through MeKristy Runzer is a financial planner for entrepreneurs and the owner of OnRoute Financial.
She works with coaches and service providers 1:1 to plan holistically for their business and personal finances, all with an open heart, endless support, empathy, and acceptance for her clients.
She is on a mission to help people live out their desires and build wealth to help bring their visions to life.
In this episode, we talk about money as an energy that we have a direct influence and relationship with. We discuss the subconscious stories and programming that we...2021-06-281h 20OnRoute to WealthEarning More - With My Sales Coach, Candace ChatmanBuilding wealth is a lot easier as your income grows. You have more to work with. This is why I’m so excited about this conversation with Candace Chatman. She’s the sales Queen and will get you making money like never before. Candace is my coach, mentor, and the woman who is lovingly pushing me to show up with more confidence and sell those services. When it comes to selling, there can be a lot of challenges. Mindset challenges - fears, lack of confidence, feeling pushy, worrying about being liked or judged. Strategy challenges- not having a clear proc...2021-06-181h 02OnRoute to WealthMoney Beliefs & How They Affect Your Financial SuccessYour belief system around money begins forming in childhood. What you see, hear, and experience with money influences your views and what you believe to be true. Oftentimes, these beliefs are not your own. They come from your parents, society, and the communities you're in. These beliefs can also be negative and scarcity-oriented. Negative beliefs create negative feelings, like shame, embarrassment, fear, anxiety, etc. When you feel bad about money, you avoid money, procrastinate, and take actions that do not serve you in expanding in a meaningful way towards your goals. You can choose beliefs that are more supportive...2021-06-0327 minOnRoute to WealthThe 10 Business and Personal Financial Planning AreasListen as we dive into the 10 business and personal financial planning areas. For your business, we talk about paying yourself, spending intentionally, planning for taxes, maximizing profit, and managing cash flow. For your personal, we talk about enjoying life today, plan for goals, invest to build wealth, retire comfortably, and save intentionally. As we go through, you can get a sense of the areas that are strong for you and the areas where you can focus for growth. Reach out to me on Instagram @onroutefinancial and share your thoughts on this episode! 2021-05-2829 minOnRoute to WealthHow to Think About InvestingInvesting can feel overwhelming, whether you're just getting started or you've started already but aren't sure how your investments are working for you. This episode dives into things to be thinking about when it comes to investing. You can use it as a self-audit to think through areas you've accomplished and areas where you can focus for growth in your investing journey. Questions, thoughts? DM me on Instagram @onroutefinancial 2021-05-1447 minOnRoute to WealthBuilding Your Financial TeamManaging your money and building wealth requires a support squad. Having a strong financial team in place allows you to make smart money moves without the headache of having to figure it out alone. In this episode, we go through the key players on your financial team, their roles, and what it looks like to have next-level support in your finances. Connect with me over on Instagram, @onroutefinancial, send me a DM, and let me know your questions and experiences with building your financial team. 2021-05-0732 minOnRoute to WealthDeveloping a Wealth MindsetBuilding wealth is a combination of strategy and mindset. In this episode, we dive into 5 tips to help you develop your wealth mindset.We talk about…1. Following your desire, unapologetically. 2. Accepting where you are right now. Bye bye feeling behind. 3. Having fun and enjoying the process. 4. Being a whole human. You’re not a machine meant to work 24/7. 5. Loving and trusting yourself. You have everything you need.After you listen, head over to Instagram @onroutefinancial and send me a DM - what’s one shift you want to make in...2021-04-3032 minOnRoute to WealthHow to Plan Financially as an EntrepreneurFinancial planning as an entrepreneur is unique. You don’t show up for work and automatically get a paycheck, benefits, or taxes withheld. You have to learn how to manage the money of the business on your own, and we don’t learn that in school.In this episode, I share the 3 step framework I use with my 1:1 clients to help them plan for their business and personal finances.The 3 steps - Lay your foundationCreate your plan Work your planYou’ll learn about each step and tips, s...2021-04-2334 minOnRoute to WealthWhy Women Need to Get RichWomen are still not earning and investing as much as men. When women control money, good things happen. This is one of several reasons why women need to get rich.We’re diving into the stats about the current state of women and wealth and differences between the wealth of white women and women of color.In this episode:The income gapThe wealth gapThe giving gapReasons why women need to get richSources:EllevestWashington PostFederal ReserveWomen Give 2010 ReportAmex State of Wo...2021-04-1627 minOnRoute to WealthIntroducing: OnRoute to Wealth PodcastThe trailer for the OnRoute to Wealth Podcast!2021-02-2606 min
BeBrilliant-EnjoytheJourney PodcastBe Brilliant - Enjoy the Journey w/Kristy RunzerMy guest Kristy Runzer enjoys working less and having more fun and wants that for her clients too. Kristy helps entrepreneurs plan holistically for their business and their personal finances, all with an open heart, endless support, empathy, and acceptance. She is on a mission to help women live out their desires and use money as a tool to help bring their visions to life. http://onroutefinancial.com https://www.linkedin.com/in/kristyrunzer/ https://www.instagram.com/onroutefinancial/ https://www.facebook.com/kristy.runzer 2021-01-2718 min
Unf*ck Your Biz With BradenBonus - PPPOn this bonus episode of the podcast my guest, Kristy Runzer, CFP, about Paycheck Protection Program (PPP). Join the Braden's Besties Facebook Group to hear Kristy's live Q&A about PPP with Braden on January 22nd. PPP became available as part of the stimulus packages. It's a forgivable loan, meaning you receive the money as a loan but as long as you use it for certain things, it's a loan that gets forgiven. As a small business, PPP is more the route to go than EDIL (the SBA Economic Injury Disaster Lo...2021-01-2028 min
Unf*ck Your Biz With BradenBonus - PPPOn this bonus episode of the podcast my guest, Kristy Runzer, CFP, about Paycheck Protection Program (PPP). Join the Braden's Besties Facebook Group to hear Kristy's live Q&A about PPP with Braden on January 22nd. PPP became available as part of the stimulus packages. It's a forgivable loan, meaning you receive the money as a loan but as long as you use it for certain things, it's a loan that gets forgiven. As a small business, PPP is more the route to go than EDIL (the SBA Economic Injury Disaster Lo...2021-01-2028 min
Anxiety-Proof HER Podcast with Jennifer Bronsnick, MSWAnxiety-Proof Her Interview with Kristy RunzerKristy Runzer is the financial planner for entrepreneurs.Before starting her company, OnRoute Financial, Kristy built a financial planning practice at a traditional financial services firm. Burnt out and fed up, and a few weeks into a Netflix binge, Kristy decided to create a different type of financial planning company.Today, Kristy helps six figure entrepreneurs make intentional financial decisions by working together 1:1 to strategically plan their finances to align with their life and business goals.She helps entrepreneurs plan holistically for their business and their personal finances, all with an open heart...2020-12-1132 min