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Lacy Rowan
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WinEH! Podcast
Ep. 110 - Record High Cattle Prices Won't Build Wealth On Their Own - Here's What Will
Cattle prices are at record highs right now, and that's genuinely exciting. But high prices don't automatically build wealth. In this episode, Winnie Lau and Lacy Rowan dig into why, and what producers can do about it before the window closes. They cover Parkinson's Law, the quiet force that causes expenses to rise every time income does, and why the instinct to wipe out debt the moment a windfall arrives isn't always the most strategic move. From calving season urgency to Winnie's own experience riding Alberta's real estate boom and bust, this episode connects the psycho...
2026-06-25
20 min
WinEH! Podcast
Ep. 109 - Don't Sell Out: Protecting Your Farm, Your Community, and the Next Generation
This week Winnie and Lacy are talking about something that stopped them cold, a recent report that 40 Canadian farm families reached out to a land investor this spring asking him to buy their land. Not because they wanted to sell. Because the bank wasn't waiting any longer, and planting season was coming. That is not just a financial story. That is a community story. When independent farms sell out to distant investors, what gets lost is not only the land. It's the community hall, the neighbours who show up at a grass fire, the affordable acres that...
2026-06-18
18 min
WinEH! Podcast
Ep. 108 - From $250,000 in Interest to Financial Control: A Rancher's Story
What happens when a ranch family decides they're tired of paying the bank more than they're paying themselves? In this episode, Chad Ross shares the realities of building a ranching operation through some of the toughest challenges Canadian agriculture has faced—from BSE and drought to rising debt costs and uncertainty in the marketplace. He opens up about paying more than $250,000 in annual interest, the lessons learned through hardship, and why financial resilience became a priority for his family. We discuss: The impact BSE had on their operation and long-term decision-making Why efficiency and strategic planning matt...
2026-06-11
21 min
WinEH! Podcast
Ep. 107 - Traceability, Trust, & the Future of Canadian Ranching
What happens when traceability intersects with producer trust, privacy concerns, and the future of family ranching? In this episode, we sit down with Chad Ross, Saskatchewan cattle producer and Chair of the Saskatchewan Cattle Association, to explore one of the most talked-about topics in Canadian agriculture today: traceability. Together, we discuss: Why traceability matters to Canada's beef industry The role it plays in protecting export markets and consumer confidence The concerns many producers have around privacy, compliance, and implementation How trust between producers, industry organizations, and regulators impacts progress Why producer involvement is critical in...
2026-06-04
37 min
WinEH! Podcast
Ep. 106 - Bank First or Family First? Building More Financial Control With The Infinite Banking Concept®
Why do people work hard to pay back bank debt but hesitate and get confused when it comes to paying themselves back? In this episode, we unpack one of the biggest mindset shifts around The Infinite Banking Concept®. We discuss financial control, family systems, cash flow, and why so many Canadian families, farm families, ranch families, and business owners feel stuck relying on traditional lenders. You'll hear practical examples, simple analogies, and a powerful reminder that building long-term financial resilience often starts by changing how money flows through your life. Start with...
2026-05-28
24 min
WinEH! Podcast
Ep. 105 - The Bigger Conversation Behind Monette Farms - Part 1
The headlines surrounding Monette Farms have sparked big conversations across agriculture. In this episode, Winnie and Lacy unpack the deeper lessons behind the story, not to criticize, but to learn. From rapid expansion and debt pressure to the role of life insurance as collateral, this conversation opens the door to questions many farm families have quietly wrestled with for years. This episode explores what happens when growth outpaces control, why lenders always protect their position first, and how The Infinite Banking Concept® can help families create a more stable financial foundation over time. Winnie and Lacy also discus...
2026-05-21
25 min
WinEH! Podcast
Ep. 104 - Using Your Policies Instead of Letting Them Sit Idle
A lot of people start implementing The Infinite Banking Concept® with excitement and clarity. But after the first year or two, something interesting happens. The policies are set up… and then they just sit there. In this episode, Winnie and Lacy walk through real client conversations about what happens next. They talk about using policy cash values to reduce pressure, regain control, and interrupt the old "money comes in and disappears" cycle many families feel trapped in. You'll hear practical examples from farm families, mindset shifts around debt and control, and why your policies were nev...
2026-05-07
18 min
WinEH! Podcast
Ep. 103 - Canada Strong Fund vs. Your Family Bank: Who Really Has Control?
There's a lot of noise in the marketplace right now especially around government-led wealth-building ideas like the Canada Strong Fund. It's being called everything from "nation building" to "risky," but beneath all the headlines is a deeper question: who should really be in control of your financial future? In this episode, we unpack the concept through a practical lens and bring it back to what actually matters for Canadian families, farmers, and business owners. Because while governments debate strategies, your day-to-day decisions still shape your long-term outcome. We explore how The Inf...
2026-05-07
25 min
WinEH! Podcast
Ep. 102 - Who Gets Paid First? The Truth About Financial Control in Agriculture
Farmers and ranchers are speaking up and the message is clear: they don't want to be controlled. But what if control isn't just about regulations? What if it's showing up quietly inside our financial decisions? In this episode, we unpack a real client conversation that reveals the hidden trade-offs behind "0% interest" money. It sounds like a win but who really owns the outcome when things don't go as planned? And more importantly, who gets paid first? This is a grounded, real-life look at how control, cash flow, and clarity shape your freedom not just in you...
2026-04-30
18 min
WinEH! Podcast
Ep. 101 - Before the Stock Market: The Strategy We Stopped Using
In last week's episode, we talked about how money worked before income tax and before the stock market became the default strategy. But that leaves a bigger question… Where did people actually put their money? In this episode, we break down how whole life insurance was used long before modern financial systems took over—and why it played such a foundational role in building and protecting wealth. This isn't about going backwards. It's about understanding what worked, what changed, and what we may have lost along the way. Beca...
2026-04-23
19 min
WinEH! Podcast
Ep. 100 - The History of Money, Farming, and Why the Infinite Banking Concept Has Been Around Longer Than You Think
Why haven't you heard about this before? That's the wrong question. In this 100th episode, Winnie and Lacy unpack the financial history that most farmers and ranchers were never taught and why the system you've been using to finance your operation was never designed with your interests at the center. Here's what we cover: The financial timeline from 1847 to 1971 that changes how you see money Why farm financing hasn't evolved the way farming has The difference between controlling the dollar and controlling your terms What the Infinite Banking Concept actually is and why the t...
2026-04-16
30 min
Deathless
Flipping the Script
Send us a textWhile Rowan is cooperating with the FBI after last season's explosive finale, Hannah Altenbach takes the reins. We hear from several former guests on their newest projects, catch up on current events, and give a taste of what you can expect from Season 3 of Deathless.(***Hannah Altenbach is portrayed by Becca Schneider, Garret Iverson is portrayed by Matthew LaBanca, Ari Westin is portrayed by Lacy J. Dunn, Charlie Dugan is portrayed by Jonathan Gregg, Chase Faulkner is portrayed by Craig McDaniel, Cambria Wallis is portrayed by Alison Siko, and Grace Kessler...
2025-12-01
30 min
Impact Farming
Farming Without the Bank: Your Solution to Farm Finance
In this week's episode, Tracy sits down with Winnie and Lacy, of Ranch Your Way and advocates of the Infinite Banking Concept, to discuss how ranchers and farmers can take control of their finances — and their future — by becoming their own banker. The Infinite Banking Strategy uses properly structured whole life insurance policies to create your own personal banking system. Instead of relying on traditional banks, you can finance equipment, land, or livestock from within your own operation — keeping more money in your family's hands. Winnie and Lacy share how they discovered this concept, the real-l...
2025-10-15
1h 15
WinEH! Podcast
Ep. 64 - From Rodeo to Ranching with Reid Rowan: Why Infinite Banking Just Made Sense
In this episode, Lacy sits down with her favorite cowboy, her husband Reid - a former professional bareback rider, skilled journeyman welder and now a full-time rancher working alongside his uncle. They talk about lessons learned from life on the road, hard work in the oil patch, and the long game of ranching. Reid shares how Farming Without the Bank landed in their hands, why Infinite Banking immediately clicked for him, and why it aligned with a gut feeling he had all along - that traditional retirement plans just didn't sit right. Reid and Lacy share how they've built a fami...
2025-08-07
34 min
Deathless
Eating Insects (with Chef Ari Westin)
Send us a textAri Westin is the head chef at Chrysalis, a Michelin star restaurant in Chelsea that combines fine dining with eating bugs. She is also the face of HOPPER, one of this podcast's sponsors. Ari helps me cook a delicious dinner of cricket tacos. We talk about turning a cicada infestation into a business, buggy meal kits, and an exciting new cooking show.(***Ari Westin is portrayed by Lacy Dunn)Follow us on Instagram @deathlesspodAnd one more thing... How's your immortality going?
2024-11-18
48 min
WinEH! Podcast
Ep. 1 - Meet Winnie and Lacy: The Heart Behind Ranch Your Way
WinEH! Podcast Ep. 01 - Meet Winnie and Lacy: The Heart Behind Ranch Your Way In the inaugural episode of WinEH! Podcast, hosts Winnie Lau and Lacy Rowan introduce themselves and share their inspiring journey. Lacy, a client turned business partner, discusses her transition from a stay-at-home mom to a businesswoman through the infinite banking concept. Winnie shares her story of overcoming financial struggles as a single mom and her commitment to helping others achieve financial freedom. Together, they emphasize their shared mission to bring hope and financial peace to the ranching community. Tune in to l...
2024-06-20
15 min
Western Belle
Ear Candy 5-03-22
Where Dandelions Grow Brenda Libby w/ Larry Marrs Sassafras Roots Lullaby Of The Leaves Jerry Douglas & Peter Rowan Yonder Grandmother's Quilt Jimmy Davis Jimmy Daddy's Acoustic Song List Grandma's Rose Bush Sally Bates The Canyons of My Heart Grandpa Pipp Gillette Singing Songs By Waddie & Pipp The Grandpa That I Know Shawn Camp Shawn Camp Laugh When the Sun Won’t Shine Holy Water & Whiskey Spirits Of All Kinds Laugh It Off Merle Haggard Working in Tennessee Lawdy Miss Clawdy David John The Boys From The 50s Cowboy and the Rose Chris LeDoux Western Tunesmith/ He Rides the Wild Horses Catclaw Rose And Herbert Grady Lee Texas Sunset Intro: Prairie Rose Juni Fisher ...
2022-05-05
1h 59
Dance Colleges & Careers with Brittany Noltimier
#12: Oklahoma City University with Jo Rowan & Dean Mel
Please welcome Jo Rowan and Associate Dean Melanie Shelley from my Alma Mater!Both inspirations to me and my growth as a dancer, I am excited to share their expertise and values at OCU. Jo is the head of the dance department and has been since 1981. Dean Melanie attended school their shortly after and they have been a team ever since. Melanie Shelley, Associate Dean and Professor of Arts Management, has served the Ann Lacy School of American Dance and Arts Management in many capacities over three decades. She enjoys working with dance...
2021-01-27
47 min
Terri Talks Movies
Johnny English & Hunter Killer
Terri Lee talks about Johnny English Strikes Again and Hunter Killer. Johnny English Strikes Again is a 2018 action comedy film directed by David Kerr. A sequel to Johnny English Reborn (2011), it is the third installment of the Johnny English series. The film stars Rowan Atkinson in the title role, alongside Ben Miller, Olga Kurylenko, Jake Lacy and Emma Thompson. The film follows the titular MI7 agent who is called into action when all undercover operatives are exposed in a cyber attack. Hunter Killer is a 2018 American action thriller film directed by Donovan Marsh, written by Arne Schmidt...
2020-10-21
02 min
Ring Time Pro Wrestling's tracks
AEW Double or Nothing Preview
All Elite Wrestling has its first official PPV this weekend. Off the strength of All In a new promotion was born. With the backing of Tony Khan a new promotion is making waves in pro wrestling. Keith and Keshia will talk about what this means for the business. Show Notes 05/24/19Open ShowStatus of New Japan Super Jr Current StandingsMoney In the Bank Recap -The Usos def Daniel Bryan and Rowan (Champs) \ Non-Title Match-Bayley wins Women’s MITB -Rey Mysterio (Champ) def Samoa Joe \ New US Champion -S...
2019-05-25
1h 11
Mondo Jazz
Mondo Jazz Ep. 36: Jazz & Poetry
The best of jazz is aural poetry. The best of poetry swings and grooves. So it's not surprising that jazz and poetry have had a long and fruitful synergy. We decided to explore intriguing collaborations between jazz musicians and poets, from the icons of the Beat Generation to Amiri Baraka, from Federico Garcia Lorca to Emily Dickinson. And we'll celebrate a poet of the jazz trumpet, Tomasz Stanko, which has left us too soon. The playlist includes music and verses by Tomasz Stanko, Matt Wilson, Roy Nathanson, Andrew Cyrille, Allen Ginsberg, Bill Frisell, Lenny Pickett, William Burroughs, Disposable Heroes of...
2018-08-08
2h 21
Mondo Jazz
Jazz & Poetry
The best of jazz is aural poetry. The best of poetry swings and grooves. So it's not surprising that jazz and poetry have had a long and fruitful synergy. We decided to explore intriguing collaborations between jazz musicians and poets, from the icons of the Beat Generation to Amiri Baraka, from Federico Garcia Lorca to Emily Dickinson. And we'll celebrate a poet of the jazz trumpet, Tomasz Stanko, which has left us too soon. The playlist includes music and verses by Tomasz Stanko, Matt Wilson, Roy Nathanson, Andrew Cyrille, Allen Ginsberg, Bill Frisell, Lenny Pickett, William Burroughs, Disposable Heroes...
2018-08-08
2h 22