Shows
Financial Independence: A Better PerspectiveDo I Wait to Buy Real Estate with Economic Uncertainty?Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range goals. Brie...2023-02-1624 min
Financial Independence: A Better PerspectiveWhat Should You Do with Your Cash?Financial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range goals. What...2023-02-1628 min
Financial Independence: A Better PerspectiveThe 4 D’s – How to Simplify Your Day to Do Less and Get More DoneFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of "How To Make Big Money in Small Apartments," and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range goals. ...2023-02-1613 min
Financial Independence: A Better PerspectiveAlternative Retirement Plans for Self-Employed Small Biz Owners Who Are Less Than 10 Years from RetirementFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of "How To Make Big Money in Small Apartments," and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range goals. ...2023-02-1524 min
Financial Independence: A Better PerspectiveEpisode 20: Seller Financing and Other Ways to Fund your Real Estate InvestmentsFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss how budding real estate investors can overcome one of their primary fears: Where to find the funds they need. They talk about the various ways to raise capital and the...2021-02-0819 min
Financial Independence: A Better PerspectiveEpisode 19: Getting StartedFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy talk about a perfect topic for a new year – mindset and what it takes to overcome doubts and procrastination and get started on achieving your long-range goals. They tailor the discus...2021-02-0821 min
Financial Independence: A Better PerspectiveEpisode 18: Good and Bad Debt from a Financial Planning PerspectiveFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss the difference between bad debt and good debt – and how to use good debt prudently to make savvy investments that can pay dividends by producing income, leverage and appreciation in val...2021-02-0832 min
Financial Independence: A Better PerspectiveEpisode 17: Year-End Tax Savings for W-2 Employees and the Self-EmployedFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss year end tax savings strategies and the importance of being prepared with them months before you hit your tax preparer’s office. They also touch on health care deductions and th...2020-12-0240 min
Financial Independence: A Better PerspectiveEpisode 16: The Tax Saving Logic Behind Roth IRAsFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy do a deep dive into the math behind the tax saving logic and advantages of having a Roth IRA, which they call “the granddaddy of IRAs.” They also discuss related issues l...2020-12-0227 min
Financial Independence: A Better PerspectiveEpisode 15: The Three Buckets of Real Estate InvestingFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss what Lance calls “the three buckets,” or choices an investor can make – active, semi-active or passive – and how to find deals in any of those categories. 2020-12-0230 min
Financial Independence: A Better PerspectiveEpisode 14: Year End Planning and Reducing Your 2020 Tax BillFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy recap some of the ideas presented in their previous podcast about Cost Segregation while going into more detail about how to benefit from the CARES Act. As we enter the four...2020-10-0728 min
Financial Independence: A Better PerspectiveEpisode 13: Cost SegregationFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy interview Todd Strumpfer, Senior Account Executive with Cost Segregation Services. An expert with over ten years of experience, Todd discusses Cost Segregation and how it connects and builds upon standard depr...2020-10-0730 min
Financial Independence: A Better PerspectiveEpisode 12: Self-Directing Your Retirement OptionsFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy have a lively exchange about self-directing retirement options. In their view, a retirement account is like a shoebox with multiple investments you can choose and manage yourself – but there are three...2020-08-2927 min
Financial Independence: A Better PerspectiveEpisode 11: Protecting Your Estate PlanFinancial Independence: A Better Perspective is a new podcast hosted by Lance Edwards, bestselling author of “How To Make Big Money in Small Apartments,” and Randy Luebke, Founder of Lifetime Paradigm, Inc., an organization dedicated to helping clients to and through their retirement by fixing broken retirement plans, putting them back on track and making up for both lost time and insufficient savings. In this episode, Lance and Randy discuss the need to protect your estate plan so that those you designate to inherit your assets when you pass away can get them in an efficient manner. Included among thei...2020-08-2916 min
Financial Independence: A Better PerspectiveEpisode 10: Effective Team Management, Delegation & Implementation StrategiesIn this episode, Lance and Randy discuss the most effective ways to run an organization with a diverse staff, how to manage them effectively, how to delegate and implement everyone’s work and get it done right and on time for maximum results.2020-07-2426 min
Financial Independence: A Better PerspectiveEpisode 9: Life Insurance – Is it a miracle, misunderstood, or simply a monster?In this episode, Lance and Randy look at life insurance from a birds-eye view and discuss the differences between term life insurance, permanent life insurance, and the value of a universal life insurance as well.2020-07-2428 min
Financial Independence: A Better PerspectiveDepreciationIn this episode of “Financial Independence – A Better Perspective”, Lance and Randy give an overview of the amazing benefits of depreciating real estate assets. Depreciation is almost like finding money on the street. It’s guaranteed income, and the IRS wants you to have it! You will definitely want to learn more about this under-appreciated income stream called “Depreciation.”2020-06-1630 min
Financial Independence: A Better PerspectiveEpisode 7: Alternatives to the 1031 ExchangeA 1031 Exchange allows capital gains taxes to be deferred when you sell income producing real estate. This powerful strategy protects your real estate investments from taxation and it allows you to grow your wealth faster and more efficiently. What happens, however, if you are not selling income property? What if you are selling your primary residence, vacation home, paintings, bitcoin, your business or some other highly appreciated asset? Normally, the gains realized from the sale of these assets create taxes that become due upon their sale. You may be wondering, are there alternatives to the 1031...2020-06-1644 min
Financial Independence: A Better PerspectiveEpisode 6: College: Is it worth it?In this episode, Randy and Lance discuss the various options available to college students and how to get the most bang for your buck. They review financial aid and financing, public vs. private universities, and the importance of the college experience. Additionally, they discuss the impact of COVID on the value of education today.2020-06-1024 min
Financial Independence: A Better PerspectiveEpisode 5: What Is The Ideal Investment?In this episode, Lance and Randy discuss different viewpoints in finding the ideal investment. For Lance, the acronym I.D.E.A.L. works for real estate investing. Is the property: Income Generating? Does it have depreciation? Is there built-in equity? Does it have potential for appreciation? Is there leverage?2020-06-1033 min
Financial Independence: A Better PerspectiveEpisode 4: Budgeting Cash ReservesLance and Randy discuss the importance of budgeting cash reserves for unexpected emergencies and economic instability.2020-05-0731 min
Financial Independence: A Better PerspectiveEpisode 3: What Happens If You Can’t Pay Your Rent Or Mortgage?Lance and Randy address the complementary issues of tenants who are unable to pay their rent and building owners unable to pay their mortgages due to the financial constraints during the pandemic.2020-05-0731 min
Financial Independence: A Better PerspectiveEpisode 2: Working at Home/CybersecurityLance and Randy discuss the current “stay and work at home” phenomenon and the changes in communication that are taking place. The other topic they delve into is cybersecurity, which is Randy’s area of expertise. He discussed the importance of encrypting your phone and having a good password or fingerprint reader. They also talk about the evils of such intrusions as Ransomware and how to combat it.2020-05-0737 min
Financial Independence: A Better PerspectiveEpisode 1: Cash is KingLance Edwards and Randy Luebke lay out the purpose of their dual podcast series, where they will cover topics such as financial independence, real estate investing strategies, and unique perspectives that many might not be aware of. This episode addresses the economic impact of COVID-19. Lance says it’s a good time to acquire assets, while Randy explains why it’s important to have a minimum of six, nine or even 12 months of cash on hand to survive a crisis like this. They offer advice on how to budget if you don’t have cash reserves on hand.2020-05-0741 min