Shows
POETICS: Poetry PodcastPOETICS Podcast: Episode 20- "Trickster" poem by Leah Haight, with Tamarah RockwoodIn "Trickster," Leah Haight crafts a haunting wilderness metaphor that transforms from a tale of physical survival into a profound meditation on emotional vulnerability. Through vivid imagery of forest hideaways and animal instincts, the poem reveals the exhausting vigilance of someone evading emotional pain, only to discover that hope itself is the ultimate trickster that cannot be outrun. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit bainbridgeislandpress.substack.com2025-05-2416 min
POETICS: Poetry PodcastPOETICS Podcast: Episode 15 - "The Hunter," by Leah HaightIf you are interested in rediscovering your wild nature, your past self, and finding a harmony between the domestic self and the coyote…we’ve got’cha covered. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit bainbridgeislandpress.substack.com2025-01-3017 min
Money Rules Don't RuleEpisode 28 (Short): Announcement!We update listeners about some upcoming changes to the show. Tune in!And, a bit of info about Estate Plans: if you have assets, you have an estate. If you have an estate, you need a plan for it.According to a recent survey, 55% of Americans who pass away do so without an estate plan. To make matters worse, nearly 72% of Americans don't have an up-to-date will.2022-03-1607 minMoney Rules Don't RuleEpisode 27: Microlending with Aanish ShamimWhat is Microlending? It was pioneered in developing countries as small loans at low interest rates. Access to credit was now available to everyone, not just those with unblemished records. Our guest today is Aanish Shamim, a Microloan Processor at Economic Opportunity, a program of Jannus in Boise, Idaho. The EO Program provides access to credit to support financial resilience, especially when on hard times. Join us as we take a closer look at this largely unknown resource and how it's working to bolster communities.2022-03-0238 minMoney Rules Don't RuleEpisode 26: Relationships & MoneyTalking about money is hard! In the early stages of a relationship, talking about money and your habits and expectations around it can be as helpful in deciding compatibility with someone as your shared interests. In the middle stages, figuring out who manages daily finances can be a solo or shared task, while at end of life, knowing where the money is or having someone who can help you navigate that when a spouse dies can be immensely helpful. In short, money is a part of our relationships, all of our days!Tune in to find out wha...2022-02-1627 minMoney Rules Don't RuleEpisode 25: Lifestyle Creep! Pitfalls & Practical TipsLifestyle Creep is sneaky! It’s natural to increase your spending as your income rises. After all, we work hard to buy and do the things we love in life. However, when higher spending happens mindlessly, rather than intentionally, it becomes problematic.Lifestyle creep easily shows up in large purchases, like a home or nicer car, but it also materializes with smaller price tags, like eating out, buying more expensive clothing, or subscription services. It doesn’t happen overnight, so lifestyle creep can really "creep" up on you if you’re not intentionally keeping an eye out for it...2022-02-0232 minMoney Rules Don't RuleEpisode 24: Is Entrepreneurship Calling Your Name?An entrepreneur is someone who undertakes a project, typically one that requires effort. Most people have thought about being an entrepreneur at some time or another. In fact, nearly 71% of Americans said they'd rather be self-employed than be an employee (yet only 7% are self-employed!).There's no right way to be an entrepreneur, but if you have an idea, are willing to take a risk, and put in the work to usher it through to the end, then you can be an entrepreneur. Sources include:https://20somethingfinance.com/self-employment-poll/2022-01-1937 minMoney Rules Don't RuleEpisode 23 (Short): Does Your Behavior Affect Your Investment Returns?Humans are naturally wired to be terrible investors. Think about it…more often than not, our brain tells us to seek comfort and to avoid pain. While that tendency has helped us survive since the Stone Age, it's also a vital reason why we inevitably struggle to consistently make sound investment decisions.Understanding how our mind can help or hinder our chances of investment success is critically important for every investor.2022-01-0507 minMoney Rules Don't RuleEpisode 22: Siblings and Money with (you guessed it) My Sibling, Ryan RourkeRyan Rourke is your host's younger brother, and in today's episode they talk about what they learned about money while growing up in the same household, how to manage the adult-dynamic with siblings when money is involved, and how siblings can come together to help get their parents through their end of life. In short: it's tricky!Ryan is a retired professional athlete with a degree in economics from Cornell University and a law degree from Seattle University. He advises clients in wealth management at The Smith Richards Group in Seattle, Washington.2021-12-2232 minMoney Rules Don't RuleEpisode 21 (Short): Financial Gifts You Can Give This Holiday Season'Tis the season to give, so why not think about a gift that keeps on giving and provides a long-term benefit? In this podcast, we discuss five ideas to give the gift of money and financial well-being this Holiday season.2021-12-0805 minMoney Rules Don't RuleEpisode 20: Fraud and White Collar Crime with Dr. Marie Rice, PhDDr. Marie Rice, PhD, CFE, CIA is an Assistant Professor at Siena College with nearly 20 years of experience as an anti-fraud and audit professional. Join us as we push through less than ideal audio conditions and explore fraud and the reasons why it happens. We also identify resources that both employers and individuals can lean on for support through difficult times (particularly, Employee Assistance Programs). Fraud has far reaching consequences that perpetrators don't always realize, often including the loss of their most precious relationships. Dr. Rice can be reached at mrice@siena.edu2021-11-2434 minMoney Rules Don't RuleEpisode 19: "Just" Saving Isn't Always EnoughWhile saving is important to take care of your present needs and desires, investing is important for your future choices and goals. And with time being a limited resource, compounding is the secret to success. Join us as we talk about the difference between saving and investing, why it's critical to conduct your due diligence when making any investment, and why there's never been an easier time to invest than now.2021-11-1026 minMoney Rules Don't RuleEpisode 18 (Short): When You Know It's Time to Hire a Financial AdvisorA listener wanted to know if the value and benefit of partnering with a financial advisor would exceed their fees. If they decide to hire an advisor, what should they be looking for? Copious research shows people struggle to objectively manage their personal finances. As a result, substantial amounts of money are left on the table each year due to the absence of professional help. How are the best financial advisors adding value to their clients?2021-10-2706 minMoney Rules Don't RuleEpisode 17 (Short): When You Know It's Time to Hire an AccountantA listener wanted to know when self-preparing their tax return was no longer adequate, and how to know when it's time to hire an accountant. And when they're ready to hire one, what should they be looking for? Take a look at the three-legged stool of time, interest, and expertise.2021-10-2705 minMoney Rules Don't RuleEpisode 16: Loyalty is an Asset with Dennis MikelonisToday's guest is Dennis Mikelonis, the VP of Commercial Banking Team Lead at Idaho Trust Bank which is headquartered in Boise, Idaho. Dennis shares with us money's journey through a bank, how commercial loans differ from personal loans, and why loyalty is an asset to your financial health. Dennis invites your questions at djm@idahotrust.com or you can reach him directly at (208) 985-5545. And thanks, Dennis, for your willingness to sit in the hotseat!2021-10-1330 minMoney Rules Don't RuleEpisode 15: How We Can Better Plan For the Cost of CollegeWhy is the cost of an education so expensive? Tune in as we look back 100 years on the origin of higher education and what an education is today. We explore the expectations we place on 18 year olds to make decisions about debt loads that will burden them for the rest of their lives, and the basics of supply and demand as it relates to education. How does society win or lose when education is all work and no play? This episode offers more questions than answers, but we're starting the conversation.Some of the resources mentioned include:2021-09-2929 minMoney Rules Don't RuleEpisode 14 (Short): Retirement Savings for a Non-Working SpouseThere’s a popular misconception that because you don’t work, you can’t contribute to a retirement account. However, the spousal IRA contribution is one of the tax code loopholes that gets around this general rule and is a great way to save for retirement, in addition to building assets in the non-working spouse's name. 2021-09-2304 minMoney Rules Don't RuleEpisode 13: Retirement HazardsWhat does it mean to retire, not just financially but personally? Retirement can bring a lot of transitions into a person's life, and it can also be a time of heavy grief and loss. Some retirees have a hard time spending money after decades of saving. But when you have a plan for your money and how you'll spend your time in retirement, it's a lot easier to adjust to the big transitions in your life while ensuring that you're focusing on what matters most to you.2021-09-0227 minMoney Rules Don't RuleEpisode 12: Navigating an InheritanceInheritances are complicated because they can trigger the trifecta of emotional issues: money, family, and death. If you have assets, make a plan for transferring them so that there are no surprises when it's time to do so. If you don't have a plan, then the state can determine how to disburse your assets and it's often not how you intended. Have conversations with everyone involved in your estate (trustees, executors, heirs) so they each know their role and expectations. Try having these conversations sooner than later when you're not in the middle of a crisis. Let us know yo...2021-08-1831 minMoney Rules Don't RuleEpisode 11 (Short): The Greatest Gift to Retirement SaversThe Megabackoor Roth strategy allows some retirement savers to contribute significant sums of money on a Roth (after tax) basis. I'll explain why it's called the Megabackdoor Roth and who this rule applies to. To participate in this strategy, your 401k plan must allow for after-tax contributions, as well as either in-plan Roth conversions OR in-service withdrawals. If you're eligible, you may be able to get more than 4x the annual contribution limit of a Roth IRA growing tax-free!2021-08-1106 minMoney Rules Don't RuleEpisode 10: Current Events: IRS Tax Return LeakThe tax returns of wealthy individuals were leaked to the press, and articles about them were written on June 8, 2021 by The Washington Post, ProPublica, and others. Basically, the articles claimed to have assessed the individuals' total wealth and estimated a "true tax" of 3.4% that the individuals pay. But tax returns only assess Income Tax so any "true tax" paid is a misnomer when it includes non-taxable items. Plus, a person's wealth is a constantly moving target as it's tied to the Fair Market Value of what someone else would pay for those assets in an arm's length transaction. Wealth on...2021-08-0413 min
Money Rules Don't RuleEpisode 9: Focusing on Financial Aspects We Can ControlLife is constantly changing and our financial lives are no different. But are there any aspects of our financial life that we can control? In this episode, we'll first talk about the financial things we cannot control - interest rates, elections - and the stress it causes when we let ourselves be yanked around by the things we can't control. We'll then explore things we can control - saving, spending, fees & expenses - and finding a financial plan that can weather the highest highs and the lowest lows. 2021-07-2133 minMoney Rules Don't RuleEpisode 8: Wealth TransparencyWhat is wealth? Formally, it's the money you don't spend, that you amass and acquire, to afford opportunities. But really, it's a moving target that is constantly changing as the Fair Market Value of assets and investments change. We can't see wealth, so when and why do we hide it? Tune in as we explore why talking about wealth makes us uncomfortable, how wealth is calculated, and when words matter when talking about wealth.2021-07-0730 minMoney Rules Don't RuleEpisode 7 (Short): Turbocharge Your Charitable Giving with a Donor Advised FundDonor Advised Funds are an efficient way to turbocharge your charitable giving while maximizing the tax benefits of doing so. You receive a charitable deduction on your tax return in the year you contribute money to the account, and then as you're ready you can allocate any amount of money in the account to a variety of 501(c)3 charities. Your recordkeeping is minimized as you don't need gift receipts from the charities receiving allocations, and the tax-free growth is a way to benefit your favorite non-profit organizations.2021-07-0204 minMoney Rules Don't RuleEpisode 6: How Personal Experiences Shape Your OutlookGet to know your hosts! In this episode, we each take the hot seat and answer thoughtful questions about our individual financial perspective, experiences, hard lessons, and more.2021-06-2339 minMoney Rules Don't RuleEpisode 5 (Short): Child Tax Credits Coming SoonThe Child Tax Credit increases in 2021, and eligible taxpayers can receive an advance of this credit instead of waiting until they file their 2021 return in 2022.All taxpayers with children age 17 and under qualify for $2,000 per child if their income is under $400,000 (MFJ) and under $200,000 (S). But taxpayers are eligible for an additional $1,000 or $1,600 per child if their MFJ income is below $150,000 or Single under $75,000. The advance is for up to 50% of the total credit and you don't have to sign up anywhere to receive it. Just file your 2020 return as soon as possible. The IRS is expected to...2021-06-1007 minMoney Rules Don't RuleEpisode 4: Removing Budget Constraints by Growing IncomeBudgeting....ugh! We know this is not a favorite topic, but they can be useful in helping to drive our behavior so we can get to where we want to go. Budgets are only as helpful if we stay disciplined to them. Budget forward, or in reverse, but don't forget to grow your revenues so that you can release some of your budgeting constraints. Budgeting is another way to help us live our priorities.2021-06-1028 minMoney Rules Don't RuleEpisode 3 (Short): HSA AccountsA Health Savings Account, or HSA, is more than what its name implies. It is a little-known retirement asset with big upside. Certified Financial Planner (CFP®), Matt Cooley tells us that it is the only Triple-Tax-Free investment vehicle that is a must-have if the following "rules" apply to you:1) You have a high deductible health insurance plan (check with your insurance to determine this)2) You pay for your OOP (out of pocket) health costs with your every-day cash3) You, or your employer, fund your HSA account4) You save your OOP health car...2021-06-0405 minMoney Rules Don't RuleEpisode 2: Talk About The TitleWhat do we mean, Money Rules? And why don't they rule? Money rules are just that: the rules of a game. And like all games, the rules can be manipulated, stretched, and creatively applied, depending on your unique situation, preferences, and priorities. What you learned about money from your parents can affect how you think about money today. Know Thyself is an often overlooked "rule" of money, and one that we have the most influence over. There are a lot of reasons to make a decision, and the financial impact is just one of them. When someone tells...2021-05-2539 minMoney Rules Don't RuleEpisode 1: IntroIntroductory episode to the brand-new podcast that explores the underbelly of everything that's NOT talked about money. Your hosts, Leah Haight, CPA and Matt Cooley, CFP® are industry colleagues located in Boise, Idaho USA. Tune-in for an intentional conversation about money, wealth, and the unspoken aspects of these concepts in our lives: what is it, who has it, and why it's important to focus on the Return On Your Life (ROYL), and not just the Return On Investment (ROI).2021-05-1411 min
Groove TherapyEpisode 12: Turned On with Jay BlakesbergIn this episode, Taraleigh and Leah chat with music photographer Jay Blakesberg about his experiences over the last 30 years capturing “lightning in a bottle” moments of live music. He talks about his initial quest for sex, drugs, and Rock n’ Roll and how it led to a thriving career where he remains inspired and satisfied in his role as a visual anthropologist documenting scenes from our live music tribe. For the “Did you Know” section, Leah talks about our innate drive as humans for the experience of collective ecstasy and collective joy in a ritualized way and Taraleigh instructs listeners...2021-01-081h 08