Shows
Fund Your Retirement PodcastILT012 Navigating Careers and Capital Markets: Insights with Malar Velaigam (S2 EP04)In this episode of 'Investing for the Long Term,' hosted by Judith McKenzie Head of Downing Fund Managers and Rosemary Banyard consultant to Downing Fund Managers, the focus is on Malar Velaigam, a director at Dowgate Capital with over 15 years of experience in the capital markets. The conversation delves into Malar's unique career journey from corporate finance in Malaysia to her significant roles in London. They discuss challenges faced by boards, the importance of board composition, and Malar's transition to broking and her first non-executive directorship. The episode also highlights the need for better financial education...
2025-05-1140 min
Fund Your Retirement PodcastILT011 SVM Chairman Jamie Matheson Takes us on A Journey Through the World of Investments (S2 EP03)In this episode of 'Investing for the Long Term,' hosts Judith McKenzie and Rosemary Banyard delve deep into the career and philosophies of Jamie Matheson, former Executive Chairman of Brewin Dolphin. Jamie reflects on his introduction to the financial world, pivotal career moments, and shares key insights about leadership, personal relationships, and the evolution of the financial industry. Judith and Rosemary provide personal anecdotes of their professional crossroads with Jamie, adding layers to his narrative. The discussion covers significant financial events like the 1987 Big Bang, the importance of personal integrity, and how to balance career aspirations...
2025-02-0841 min
Fund Your Retirement PodcastILT010 Conversation with Claire Milverton, CEO of AIM listed 1spatial (S2 EP02)In this episode of 'Investing for the Long Term' Season 2, hosts Judith Mackenzie and Rosemary Banyard are joined by Claire Milverton, CEO of 1spatial, an AIM-listed geospatial technology company based in Cambridge. Claire discusses 1spatial's innovative solutions in location data management, her career journey, and the unique challenges and opportunities of leading a global business in the geospatial sector. The episode also delves into the importance of data accuracy, the transition from finance to CEO, and the future prospects of 1spatial. The conversation provides valuable insights into investment considerations and the evolving landscape of geospatial...
2024-12-2834 min
Fund Your Retirement PodcastILT009 Insights from a Fund Management Legend, Andy Brough (Season 2 EP01)In the first episode of season 2 of 'Investing for the Long Term' hosted by Judith McKenzie and Rosemary Banyard, the duo chats with Andy Brough, a prominent figure in the small and mid-cap investment space. Andy shares his career journey, key lessons, and experiences in fund management, providing valuable advice for new and seasoned investors. The discussion touches on the evolution of the investment landscape, the impact of private equity, and the importance of continuous learning and attention to detail in the field. Timestamps: 00:29 Introducing Andy Brough 01:16 Judith and...
2024-11-2431 min
Fund Your Retirement PodcastFYR076 The Art of Selecting Fund Managers with Simon Evan-CookIn this episode of the 'Fund Your Retirement Podcast,' host Lee interviews Simon Evan-Cook, a multi-asset fund of funds manager with over 25 years of experience. Simon shares his journey into fund management, his investment philosophy, and the key principles guiding his strategy, particularly his preference for active fund managers. He discusses the dynamic nature of fund management, how he identifies exceptional fund managers, and the importance of understanding both the art and science behind investing in funds. The conversation also touches on the pros and cons of active versus passive fund management, the impact of fund...
2024-07-0739 min
Fund Your Retirement PodcastILT008 A Day in the Life of a Fund Manager: Season Finale Insights from Judith Mackenzie & Rosemary Banyard | Part 8In the final episode of the season, Judith and Rosemary delve into the intricacies of a day in the life of a fund manager. They discuss their roles and responsibilities, which include selecting and monitoring investments, communicating with shareholders, and dealing with regulatory requirements. They share insights into their typical weeks, which vary greatly and can be unpredictable due to market announcements. The episode also highlights the challenges posed by regulatory demands and the importance of long-term investment. The managers reflect on their most rewarding moments, their involvement in additional commitments such as charities, and provide advice...
2024-06-2332 min
Fund Your Retirement PodcastIRT007 Investors Round Table Discusses Interest Rates & the Investment Potential of Property Franchise Group (TPFG), Macfarlane Group (MACF) & Van Elle Holdings (VANL)This time on The Investors Round Table Roland Head, Mark Simpson, and Graham Neary discuss Interest rates and the investment potential of Property Franchise Group (TPFG), Macfarlane Group (MACF) & Van Elle Holdings (VANL). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:20 Round table discussing Property Franchise Group (TPFG). 14:00 Round table discussing Macfarlane Group (MACF). 30:50 Round table discussing Van Elle Holdings (VANL). 36:00 Round table discussing Interest rates. If you like this episode, please let us know by subscribing for f...
2024-05-1944 min
Fund Your Retirement PodcastILT007 How Judith & Rosemary Construct & Manage Their Investment Portfolios | Part 7In part seven of this investing eight-part series, Judith Mackenzie and Rosemary Banyard discuss how they construct a portfolio of stocks and how they manage them. Key topics covered: · What is portfolio construction and portfolio management? · What types of risks should investors think about when constructing a portfolio of stocks? · How do Judith and Rosmary diversify risk across the stocks they own? · What tools or software do they use to aid them in managing their investment portfolios? Each episode of this now eight-part series builds on the next as they walk you through an inv...
2024-05-1246 min
Fund Your Retirement PodcastIRT006 Investors Round Table Discusses the Investment Potential of Money Supermarket (MONY), Ramsdens (RFX), Polar Capital (POLAR), Ashmore (ASHM) and Premier Miton Group (PMI)This time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Superdry (SDRY), Dr Martens (DOCS) and Tclark PLC (CTO) and the investment potential of Money Supermarket (MONY), Ramsdens (RFX), Polar Capital (POLR), Ashmore Group (ASHM) and Premier Miton Group (PMI). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:00 Round table discussing the latest news from Superdry (SDRY), Tclark (CTO) and Dr Martens (DOCS). 17:00 Round table discussing Ramsdens (RFX). 27:30 Round table discussing Money Supermarket (MONY).
2024-04-2149 min
Fund Your Retirement PodcastILT006 Memorable Meetings with Company Management & AGMs with Judith Mackenzie & Rosemary Banyard | Part 6In part six of this investing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of meetings with company management, red flags to look out for and their views on annual general meetings, more commonly known as AGM’s. Key topics covered: How important are AGMs in your analysis of companies - do either of you attend AGMs? Voting, is it important? What do you tend to vote against? Have you any memorable experiences with management that stand out, good and bad? What red flags put you off management? Each episode of th...
2024-04-0732 min
Fund Your Retirement PodcastIRT005 Investors Round Table Discusses Next, Burberry, National World & AireaThis time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss the latest news from Ariea (AIEA) and the investment potential of Next (NXT), Burberry (BRBY) and National World (NWOR). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:00 Round table discussing the latest news announcement from Ariea (AIEA). 11:30 Round table discussing Burberry (BRBY) 22:45 Round table discussing Next (NXT) 32:45 Round table discussing National World (NWOR) Thank you for listening, we hope you enjoyed the episode.
2024-03-3148 min
Fund Your Retirement PodcastILT005 Our Best and Worst Performers with Judith Mackenzie & Rosemary Banyard | Part 5In part five of this ever-growing eight-part series, Judith Mackenzie and Rosemary Banyard share the highs and lows of a fund manager's investments as they each break down the investments that performed better than expected and the investments that didn’t work out as they expected resulting in total loss of capital. Key topics covered: · Discussing the companies that didn’t work out, as well as they expected. · Discussing the companies that exceeded their expectations? · This was another great insight into how two seasoned fund managers think and how they view investing for the long term....
2024-03-0232 min
Fund Your Retirement PodcastIRT004 | Investors Round Table Discusses Hargreaves Lansdown, Plus500, Jet2 & Close BrothersThis time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Hargreaves Lansdown (HL) and the investment potential of Plus500 (PLUS), Jet2 (JET2) and Close Brothers (CBG). A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:10 Round table discussing Hargreaves Lansdown (HL). 11:00 Round table discussing Plus500 (PLUS) 22:55 Round table discussing Jet2 (JET2) 38:00 Round table discussing Close Brothers (CBG) Thank you for listening, we hope you enjoyed the e...
2024-02-2554 min
Fund Your Retirement PodcastTFA006 Paul Johnson on Pensions, Ageing Population & Government SpendingIn today’s episode director of the Institute for Fiscal Studies Paul Johnson shares the true cost of running Britain. Paul explores taxes, pensions including auto-enrollment, the ageing population, and the future of the state pension. Paul is perhaps one the UK's known economists, a regular on BBC Radio 4, and writes a column for the Times Newspaper. He is also a published author with a Times bestseller Follow the Money, How Much Does Britain Cost. Key topics discussed: · Are we receiving good value for our taxes? · Will our taxes keep on rising?...
2024-02-1832 min
Fund Your Retirement PodcastIRT003 | Investors Round Table Discusses Company Accounts, Supreme, H&T, Henry Boot, Airea & Much MoreThis time on The Investors Round Roland Head, Mark Simpson, and Graham Neary discuss how they analyse company accounts, the latest news from Supreme (SUP) and the investment potential of H&T (HAT), Henry Boot (BOOT), Airea (AIEA) and much more. A healthy three-way debate about the shares they own, their portfolios, and the markets. Timestamps: 1:30 Round table discussing the latest news announcement regarding Supreme (SUP). 11:45 Round table discussing the pawnbroker H&T. 21:20 Round table discussing flooring specialist Airea. 33:45 Round table discussing property developer Henry Boot.
2024-02-0357 min
Fund Your Retirement PodcastILT004 Investor Psychology & Investing Through Recessions with Judith Mackenzie & Rosemary Banyard | Part 4In part four of this now seven-part series, Judith Mackenzie and Rosemary Banyard discuss the importance of investor psychology, and investing through recessions, including how you can cultivate the mindset of a long term investor. Key topics covered: · The personality characteristics of someone who thinks and invests for the long term. · Investing through the tech bubble. · Investing through the financial crisis of 08. · Launching a fund in the middle of Covid-19. · How Judith and Rosemary tune out of the noise. · How to cultivate a mindset of someone who can hold investments through recessions.
2024-01-1339 min
Fund Your Retirement PodcastTFA005 | Your Pension Money, Jeremy Hunt’s Mansion House Speech, Stock Market News with Chris BoxallToday’s episode is the start of a new podcast series discussing where your pension money is going starting with the recent proposals by Jeremy Hunt at the Mansion House speech. Should pension savers and private investors be concerned about this proposal to direct billions of pension money towards UK small caps and unlisted companies? What will it mean for pension savers and private investors? Will these proposed billions lead to a bubble in small caps and unlisted companies with the inevitable crash, or will it lead to a whole host of new yet-to-be-formed companies th...
2024-01-0623 min
Fund Your Retirement PodcastFYR075 | Ed Croft, Stock Picking, Stockopedia, Portfolio Management and Finding The Next MultibaggerEd Croft is the co-founder and CEO of Stockopedia whose goal is to help private investors beat the market. Ed began his career with Goldman Sachs as a wealth manager before leaving to manage his family funds leading launch of Stockopedia in 2012. Key topics: · What is a multibagger. · What creates a multibagger. · How you can find companies with these long-term qualities today. · Portfolio and risk management. · Why Ed is optimistic about the UK stock market. · Why Ed’s investing style has gone full circle back to being more of a stock picker. · What...
2023-12-3038 min
Fund Your Retirement PodcastILT003 How To Analyse Companies For Long Term Investing with Judith & Rosemary | Part ThreeIn part three of this six-part series, Judith Mackenzie and Rosemary Banyard share how they analyse companies for long term investing. How they go from a universe of thousands of companies to a few hundred and How they go from a few hundred companies to a small watch list. What they look for in a good company. How they analyze company accounts. Their views on management and rumination. Attending AGMs and discussing what a moat is. Red flags to avoid in companies. This was another great insight into how two seasoned fund managers think and how they...
2023-12-0337 min
Fund Your Retirement PodcastInvestors Round Table Discussing Their Worst Investing Mistake & What They Learnt from ItThis time on The Investors Round Table Maynard Paton, Roland Head, Mark Simpson, and Graham Neary discuss a question from a listener asking what their worst investing mistake was, and what did they learn from it. Thank you for listening, we hope you enjoyed the episode. If you like this episode, please let us know by subscribing for future company reviews and insightful conversations about portfolio management and stock analysis. // SOCIAL // Follow Maynard on Twitter: https://twitter.com/maynardpaton Follow Roland on Twitter: https://twitter.com/rolandhead Foll...
2023-11-1813 min
Fund Your Retirement PodcastILT002 | Finding an Investing Strategy that Suits You, Value vs Growth, Quality Investing, UK vs Global & Investing at IPO, with Judith & Rosemary | Part TwoIn part two of this six-part series, Judith Mackenzie and Rosemary Banyard share their investing style and their investment philosophies. They discuss the importance of finding an investing strategy that suits your personality and the resources to help you discover yours. For example, Rosemary shares how her everyday habits fit her investing style as a quality investor. They discuss value investing vs growth investing and share their thoughts on investing at IPO, how dividends fit into their investment philosophy and investing in the UK vs the global market. This was another great insight into how...
2023-11-0439 min
Fund Your Retirement PodcastILT001 | Investing For The Long Term with Judith & Rosemary: Part One of an Investors JourneyHave you ever wondered what a fund manager does, how they think, the types of investments they look for and what led them to pursue careers in finance and investing? Join Judith MacKenzie, Head of Downing Fund Managers and Rosemary Banyard, Fund Manager, as they peel back the veil and share their guiding principles and experiences from careers spanning multiple decades in the finance industry as investment fund managers. In this first part of a six-part series, Judith, and Rosemary share how they got started in finance and some of their experiences as women in finance, both...
2023-10-0136 min
Fund Your Retirement PodcastTFA004 Are UK Shares Cheap Right Now or One of The Worst Places to Invest?Today’s episode is less about individual companies and more about the wider investing concerns around UK PLC and what could be done to help the UK become more attractive for individual investors and more attractive for companies to list here. Chris covers a wide range of concerns and solutions that could help improve conditions for investors, and the companies that list here. Other key topics discussed: · Are UK shares cheap right now or one of the worst places to invest? · What can investors and the UK government do to improve conditions? ...
2023-09-1624 min
Fund Your Retirement PodcastFYR074 | Graham Neary on Running a Concentrated Portfolio, UK vs US, Averaging Down, & Fixed IncomeGraham Neary is a full-time private investor, and an investment analyst for Stockopedia writing the Small Cap Value Report along with Paul Scott. Graham is also the founder of the Investors Institute where he helps private investors navigate the markets and upgrade their investing IQ. Graham began his career on the sell-side as a fixed-income analyst, before moving into the buy-side as an equity portfolio manager. Timestamps: 1:95 Graham Neary’s investing journey and how he got started. 4:45 Graham's investment approach and style. 7:05 The key metrics Graham looks for in a...
2023-09-0935 min
Fund Your Retirement PodcastFYR073 | 303% Return vs FTSE All share of 125%, Dividends, Stop Losses & Getting Started with John RosierJohn Rosier is a former city fund manager turned esteemed financial writer who runs the model portfolio. The JIC Portfolio which John started in 2012 has returned 303% vs, the FTSE all share of 125% over the same period. During this episode, John shares: His investing philosophy and approach. the value of keeping a detailed investment diary. What he’s been adding to his portfolios in recent months. Back testing stop losses and when is a good time to sell? John discusses the importance of dividends, which have grown from £2,000 a y...
2023-07-2329 min
Fund Your Retirement PodcastTFA003 Success Stories, Clean Reporting, Patient Investing & Acquisitions |Chris BoxallChris Boxall discusses three recent success stories: Castings (CGS), with squeaky clean reporting and a nice dividend. Kooth (KOO), wins a big contract with the state of California and Kitwave (KITW) just keeps going from strength to strength. In a sea of constant negativity, there are some shining lights. In contrast at the other end of the scale, Chris discusses Marlowe (MRL) and Gooch & Housego (GHH) who have been on an acquisition bonanza of late. These acquisitions haven’t worked out as the management would have hoped but may do in time. Chris has been doing some de...
2023-07-0821 min
Fund Your Retirement PodcastFYR072 Investing in Quality Businesses, Investor Red Flags and When to Cut | Rosemary BanyardRosemary Banyard is an award-winning fund manager specialising in UK medium and smaller companies with over 30 years of experience in understanding business models, industry structures, barriers to entry, and risks, on both the buy and sell side. Rosemary started her career in 1979 at James Capel as a senior investment analyst where she spent 12 years. Rosemary then moved into fund management starting at AIB Govett asset management before moving on to Schroders where she spent almost 20 years running a smaller companies Fund with Andy Brough. In 2016 she joined Sanford DeLand to launch and manage the Free...
2023-06-2733 min
Fund Your Retirement PodcastFYR071 UK Macro View, Stock Analysis & Timing | Neil Shah Director of Research at Edison GroupNeil was a fantastic guest sharing many valuable insights that would benefit the experienced investor and the new investor. During this conversation, Neil shares the macro view of the UK stock market, including insights from Neil’s extensive network of fund managers. Neil Shah is the director of research at Edison Group, an investment research and advisory company with over 80 investment analysts spanning the globe. Neil shares some of the best and some of the worst performers from Edison’s model portfolio the illuminator that has returned over %1300 since its inception in 2008. Neil disc...
2023-06-1529 min
Fund Your Retirement PodcastTFA002 Chris Boxall: Three UK-micro Caps To WatchChris Boxall discusses three UK small-caps Anexo (ANX), Time Finance (TIME), and PCI-PAL (PCIP) to keep a close eye on. All three companies are growing but have areas of concern that are holding the share price back; if they were to resolve these areas of concern, these three companies would become much more attractive. Chris also shares some red flags to look for when analysing companies such as the Relevance/Significance of senior management remuneration for small caps. Company example Character Group (CCT) which also updated recently. Large companies get the headlines, but, in terms of shareholder...
2023-06-0319 minFund Your Retirement PodcastTFA001 Chris Boxall Discusses UK Small-Caps, Portfolio Management & Inheritance Tax PlanningWelcome to the first episode of The Fundamental Asset Podcast where Chris Boxall will help you navigate and interpret the UK equity market with a particular focus on AIM. Whether it’s company-specific news, market-wide news, or timely market topics, Chris will share his wisdom and experience from his 30+ years as a fund manager and from the perspective of a private investor. Key topics for the first episode: UK small caps. RWS Holdings, Learning Technologies, Numis and iEnergizer. Portfolio management. Letting your winners run vs taking profits. In...
2023-05-0219 min
Fund Your Retirement PodcastFYR070 Mark Bentley Shares His Best and Worst Investments From His 30+ Years as a Private InvestorMark Bentley has been a full-time stock market investor since 2004, having pursued investing as a rewarding hobby for 20 years previously. Some of the stand-out talking points were: Mark shares in detail some of his best investments and how he came across them. Some of Mark’s worst investments and what he learnt from them. Two stocks Mark has high hopes for today and the reasons why. Why does 60% of Mark’s portfolio consist of investment companies? Mark’s 18-month foray into trading and what he learnt from that e...
2023-04-1352 minFund Your Retirement PodcastFYR069 UK Small-Cap Investing With Fund Manager Chris BoxallChris Boxall is the co-founder, and the director of Fundamental Asset Management with primary responsibility for equity research and management of client portfolios, including the high-performing AIM portfolio services. Chris specialises in UK small-cap investing with over 20 years of experience operating in this area as a fund manager and as a private investor. Prior to Fundamental Chris oversaw activities at the Washington Financial Group, where he was a Director and a key member of the investment management team of the Washington US Fund Ltd, a successful equity fund. While Chris’s main responsibility is his rol...
2023-03-2640 minFund Your Retirement PodcastFYR068 Bruce Packard Top Five Holdings and Current High ConvictionsBruce Packard talks about the advantages amateur investors have over professionals and how he believes amateurs can outperform most Professional fund managers. Bruce talks about his top five holdings, his current high-conviction positions, his biggest investing mistakes, and much more. Bruce is an ex-city analyst turned private investor who has been investing since he was 18 years old. He writes regularly for Share Pad, money week and his blog site Bruce Packard.com. Timestamps: 0:00 Introduction and Bruce Packard’s investing journey. 3:30 Can amateurs outperform most professional fund managers? 9:05 Using Chat GB...
2023-02-2130 minFund Your Retirement PodcastFYR067 Investing In Investment Trusts with Jonathan DavisJonathan Davis is the founder and host of Money Makers, a weekly podcast show dedicated exclusively to following the latest news and developments in the investment trust sector. Jonathan is a private investor and has been writing about the financial markets for some of the major national publications such as the times, the economist, the independent and the financial times for over four decades. Jonathan is also a published author, authoring the very popular and successful book The investment Trust handbook which is now on its 6th edition. Jonathan has also held several advisory roles, including Saunderson...
2022-12-2035 minFund Your Retirement PodcastFYR066 Deep Value Investing with Mark SimpsonMark Simpson is a deep-value investor and has been investing in individual stocks since 2003. Over the last decade, Mark has generated a 19% compound annual return following a Value methodology. He has achieved this out-performance by developing a strategy that plays to his unique strengths and overcomes his weaknesses, in particular finding practical ways to overcome behavioural biases. Mark Simpson is a full-time investor and published author of the book Excellent Investing, a practical guide for investors who are looking to elevate their investment performance to the next level available on Amazon. Mark shares his investing...
2022-11-1531 minFund Your Retirement PodcastFYR065 Investing for Dividend Growth with Roland HeadRoland Head is a UK equity income analyst with a particular focus on investing for dividend growth. Roland is here to talk about his investment approach and some of the lessons he has learnt over the many years as a private investor and shares one of the strongest convictions in his portfolio. Roland has been investing since 2007 and is an experienced investment writer and analyst writing for Stockopedia since 2015, and regularly contributes to Investors Champion and the Motley Fool as well as many other well-known investor websites. 0:00 to 0:50 Introduction. 0:51 to 2:38 The catalyst that...
2022-10-0740 minFund Your Retirement PodcastFYR064 Lord Lee of Trafford: How To Make a Million SlowlyLord Lee of Trafford holds the accolade of becoming the first ISA millionaire in 2003. Lord Lee is a well-known and respected private investor who has been investing in the UK small-caps very successfully for many decades. During this interview; Lord John Lee reflects on his many years of investing and discusses the types of businesses he invests in, why he likes AGMs, how he assesses management, his top five holdings and the recent 30% drop in one of his largest holdings, Treatt Lord Lee is a published author, published his first book, "How to make a...
2022-09-0736 min
Fund Your Retirement PodcastFYR063 Joe Kuhn Retired at 54; how’s it going now?Joe Kuhn had a successful career as an operations manager and chose to retire at the age of 54. During this conversation, Joe shares what surprised him the most about leaving the work environment and living off his investments, and hows it going now? Joe also shares what he did to build his portfolio of investments that enabled him to retire at 54. How Joe manages himself and his portfolio during stock market swings and the constant media narrative of the crash is coming. Joe also shares what happened to his relationships since retiring and how there...
2022-07-2053 minFund Your Retirement PodcastFYR062 How to Engineer Your Early Retirement: Paul BelangerPaul Belanger is back with us to talk about his new book Evidenced-based wealth – How to Engineer Your Retirement. For those who don’t know, Paul is PHD chemical engineer who became finically independent at 50, hence the title how to engineer your early retirement. The book is essentially a manual on how to achieve financial independence. It’s a fantastic read and one that we highly recommend. Podcast Timestamps: 0:00 to 1:10 Introduction. 1:10 to 10:01 The importance of a high saving rate for achieving early retirement. 10:02 to 15:15 What is the true d...
2022-06-2840 minFund Your Retirement PodcastFYR061 Mark Atkinson: How do I know if I am cut out to be a Private investor?Private investor Mark Atkinson has been investing since the mid-80s. Mark is a self-directed private investor who achieved financial independence at the young age of 53, living full time off his stock portfolio of 36 stocks. In this episode of The Fund Your Retirement Podcast, Mark answer’s the common questions we received after our first podcast chat such as: how do I know if I am cut out to be a private investor? why he invests in stocks and not funds Are 36 stocks too many? Can you share a co...
2022-06-1423 minFund Your Retirement PodcastFYR060 Andrew Craig | Financial Literacy Part Two - Inflation and Government PensionsFinancial Literacy with Andrew Craig. In part two, Andrew delves deep into what is the real cause of inflation and the cost of living crisis. Andrew also shares a brief history of the pension system and what has gone wrong with the government pension system to date, and why should not rely on it for your future financial security. The conversation starts by looking at the flaws in the system before moving on to a brighter future than many realise, from the growth of the stock market, the long tail of the internet that we are now...
2022-05-3137 minFund Your Retirement PodcastFYR059 Andrew Craig | How Financial Literacy Can Make You WealthyFinancial Literacy with Andrew Craig, Part 1. Andrew is an ex-investment banker, founder of plain English finance, and author of Amazon best-sellers, How to own the world and live on less, invest the rest. Andrew believes the reason so many people struggle financially is, very simply, because they have never learned enough about money or financial markets. After working for many years in the finance industry Andrew realised there was a significant disconnect between the wealth of an individual and the level of financial education they had, so he set up Plain English Finance in 2011 because o...
2022-05-2429 minFund Your Retirement PodcastFYR058 Maynard Paton | Full Time InvestorMaynard Paton is a Former share tipster and investment writer for the Motley Fool and has been investing in shares for 25+ years, becoming mortgage-free at 40 and leaving 9-5 working at age 43. Maynard is a well-known investor in the UK small-cap arena and shares some great insights about his own strategy he calls RAMP which stands for respectability at a modest price. Maynard is here to talk about his investing approach and philosophy, inflation, and how beginner investors can get started building their investment portfolios. Maynard now spends his time researching investment ideas and w...
2022-05-1742 minFund Your Retirement PodcastFYR057 Entrepreneurship & Buying 1m-£5m Engineering Businesses | Bethan JepsonBethan Jepson is an award-winning entrepreneur who has grown multiple six-figure companies, from legal to recruitment and is now a partner with Allied global engineering where Bethan and her team acquire engineering businesses from retiring founders, having already acquired two businesses in the past 12 months that turn over £4.7 million. Bethan is here to talk about entrepreneurship and acquiring established businesses from retiring founders as a means of generating outsized returns. Bethan talks about her entrepreneurial journey, exploring different business ventures before coming across the idea of buying established, already successful engineering businesses with her Farther and business p...
2022-05-1157 minFund Your Retirement PodcastFYR056 Pensions Explained UK | Basics Everyone Needs to KnowOliver MacDonald is a pension expert who helps many businesses & their employees understand workplace pensions. Many pay into a pension and have no idea where that money goes or how their future retirement might look. Oliver helps those businesses communicate the importance of their workplace pension and how this contributes to their overall retirement planning and well-being. Oliver explains the basics everyone needs to know. Oliver is an independent financial adviser, director & owner of Engage wealth management. Oliver also helps individuals with all aspects of financial planning including retirement, protection, and Inheritance Tax planning.
2022-05-0342 minFund Your Retirement PodcastFYR055 Dominic McLoughney: Retire with Clarity and ConfidenceDominic shares his passion, knowledge, and insights from helping people achieve the goal of funding their retirement with clarity and confidence over his 15-year career. Dominic believes in combining the financial plan with the most suitable wealth engine that suits your circumstances so you can retire with clarity and confidence. Dominic McLoughney is a Charted financial planner and Director at Becketts wealth management services. Dominic is very passionate about his job and the role he provides for his clients as you will see through the interview. Timestamps: 0:00 to 2:51 Introduction. 2:52...
2022-04-2631 minFund Your Retirement PodcastFYR054 How to Get Started Dividend Investing with Chip StitesChip Stites is back with us to share his knowledge on how to get started with dividend investing. Chip, a retired financial adviser shares his six-step process of how he selects dividend-paying stocks for his retirement portfolio. Chip shares how his investments have changed over his 40-year investing career to where he is today retired living in Italy and managing his portfolio of dividend-paying stocks. Chip is a retired financial adviser so there is no one better placed, to share the key insights on how to manage your finances leading up to retirement, preparing your...
2022-04-1933 minFund Your Retirement PodcastFYR053 Simplifying Financial Advice with Neil YoungNeil believes in simplifying financial advice, transparency, and putting the client first. During this podcast conversation, Neil shares how the role of an IFA has changed over the years leading Neil to decide to become a regulated advisor having seen the industry change for the better which he shares in this conversation. Neil has a wide range of clients from as young as their early 20s to late 80s and believes that obtaining regulated advice should be available for all. Neil Young is an independent financial adviser in the UK. Time Stamps: 0:00 to 1:40...
2022-04-1226 minFund Your Retirement PodcastFYR052 Lifestyle Financial Planning with Matt AngellToday I am joined by Matt Angell, director and financial planner of Creative Lifestyle Planning. Matt is a financial planner, qualified financial coach, and mentor with a focus on lifestyle financial planning. Matt is part of a new wave of financial planners who helps their clients not just fund their retirement, but also find happiness and peace of mind before, and after they retire. Timestamps: 0:00 to 1:55 Introduction 1:56 to 8:54 Matt Angell’s story and journey. 8:55 to 15:14 Why Matt started Creative Lifestyle Planning? 15:13 to 18:00 How the financial planning industry ha...
2022-04-0534 minFund Your Retirement PodcastFYR051 Mark Atkinson on Becoming a Self-Directed Private InvestorMark Atkinson is a self-directed private investor who achieved financial independence at the young age of 53, Mark isn’t an ex-corporate CEO, he didn’t exit a multi-million-pound business, nor did he inherit millions or win the lottery. Mark quite simply saved and invested those savings into the stock market over his 30-year working career. Mark shares what sparked his earliest interest in the stock market. How he screens for stocks, how long he holds them through the good and the bad times and shares his insights over his 30 years of experience investing in the stoc...
2022-03-3036 minFund Your Retirement PodcastFYR050 How to Retire Early and Sail Around the World with Rob DubinRob Dubin achieved a huge goal of financial independence at the young age of 42 and spent the next 17 years sailing around the world with his wife living the dream. Rob shares the four principles he used to retire early and sail around the world. Principle one, how to think about money Principle two, spend less and save more Principle three, Increase your earnings And principle four is wise investing. Timestamps: 0:00 to 1:48 Introduction. 1:49 to 3:45 Rob Dubin on reframing retirement. 3:46 to 5:35 A near-death experience that re-shaped how Rob’s life and hi...
2022-03-2241 minFund Your Retirement PodcastFYR049 What are NFTsSam Kamani is back with us to talk about NFTs, such as, what are NFTs, how do they work, how you can get involved, and how to value what an NFT is worth. Sam Kamani Quote “there is a reason why NFTs have generated billions of dollars of value in the last few months” close quotes. NFTs had been the best-performing digital asset class in 2021. Sam shares why he believes the market for NFTs will exponentially grow over the next few years. Sam Kamani is a tech entrepreneur who has built and exited mult...
2022-03-1536 minFund Your Retirement PodcastFYR048 How to Buy an Established Business and Plan for a Successful Exit with Craig WestCraig West breaks down how to buy an established business, how to value a business, and how to plan for a successful business exit. Craig West is the CEO and founder of Succession Plus which provides focused and strategic advice for SME business owners in business succession and exit planning. Craig is a successful entrepreneur who has helped over 600 business owners maximise the value of their business and achieve a successful exit. We live in a world that requires income and capital growth. Buying an established business offers the opportunity to achieve both goals, or...
2022-03-0825 min
Fund Your Retirement PodcastFYR047 What is Defi with Ben Knaus and Ted TheodoreWhat is Defi, what is yield farming, what are Dapps, what are Daos, and what are stable coins are just some of the questions that today’s expert guests answer, Ben Knaus and Ted Theodore. This episode promises to open this new digital asset space that has the potential to completely change so many areas of our lives. Ben Knaus is the Chief Growth Officer for Sch0lar.io Ben’s origins in digital assets started with investing early in projects like: BTC, ETH, AVAX, DOT, ADA etc. Since Ben has gone on to advise block...
2022-03-011h 03Fund Your Retirement PodcastFYR046 What is The Upside and Downside of Web 3.0 and The Metaverse with Sam KamaniSam Kamani is here to talk about investing in digital assets, what is web 3.0, and what is the metaverse. Sam Kamani will share what is the upside and the downside of web 3.0 and the metaverse. Sam talks about investing in digital assets, and how you can protect yourself in this new digital world. Sam Kamani is a tech entrepreneur who has built and exited multiple tech companies between 2007 and the present day. Sam is a published author of the 30-day start-up, how to create a successful tech start-up for under 50k, and is the host...
2022-02-2248 minFund Your Retirement PodcastFYR045 How the Role of a Financial Planner has Evolved with Anthony VillisAntony Villis is a charted financial planner, certified wealth manager, and qualified financial coach and mentor. Anthony shares how the role of a financial planner has evolved over the last decade. Some of the topics we will be discussing are evidence-based investing, the Monte Carlo simulation, and how the role of a financial planner has evolved to meet the modern demands of planning for retirement. Anthony is the managing director of First Wealth, a financial planning firm based in London he co-founded with his business partner in 2009. Timestamps: 0:00 to 1:27 Introduction.
2022-02-1530 minFund Your Retirement PodcastFYR044 How to Retire and Enjoy Yourself with Chip StitesChip helps people reframe what retirement means so they can enjoy a happy and fulfilled retirement. You may be surprised that many do struggle to make that transition both mentally and financially as you will hear from Chip. Chip Stites has decades of experience in the financial planning world, he is a Retired Investment Advisor and a Retired Certified Financial Planner from the US. Chip left that world behind him when he retired himself and founded the laughing retirement which helps people who are approaching retirement make the transition from worker or business owner into...
2022-02-0832 minFund Your Retirement PodcastFYR043 How to Pick Winners in the Junior Mining Space | Simon PoppleIn this episode, we will take a deep dive into the system and strategy that Simon Popple uses in the commodity mining space for unearthing gems like Chalace, and Arizona Lithium. Simon will share how he picks the winners in the junior mining space so you can diversify your portfolio and fund your long-term retirement. Part one was an introduction on why Simon specialises in the commodities space and why Simon believes every investor should have a percentage of their portfolio invested in commodities because one, you can’t print them and two they are us...
2022-02-0224 minFund Your Retirement PodcastFYR042 Investing in commodities with Simon PoppleSimon Popple believes commodities should be a core component of every investor’s portfolio, because one, you can’t print them and two, they are the raw components that make the things we use in our daily lives. Simon grew his £190,000 sipp portfolio to over £750,000 in 9 months using the investment strategies he shares in his weekly report. The Brookeville Intelligence report. Simon has been a regular contributor to Money Week and frequently appears on IGTV as an expert guest on the commodities markets. This will be the first of a two-part interview with Simon...
2022-01-2620 min
Fund Your Retirement PodcastFYR041 Will the Fed Trigger a Market Crash in 2022Meir Velenski financial markets expert and Lee Cleasby take a deep dive into current market events, such as Inflation, Federal Reserve tapering, interest rate hikes, and what does it all mean. Will the federal reserve trigger a market crash in 2022? Meir started his career in the city of London as a Eurobond Trader and an Options Trader and quickly developed into an expert on Financial Markets, working for multiple European financial firms during his career. Can the markets remain elevated with the fed tapering and raising rates at the same time? 0:00 to 2:25 Introduction.
2022-01-1927 min
Fund Your Retirement PodcastFYR040 Union Platform and Micro-funds with Andrew GillibrandAndrew spent many years as a fund manager working in the FX spot markets, before recognizing some considerable inefficiencies between money managers, brokers, and the expectations of the retail investor. Andrew decided he wanted to do something about that and created Union, an alternative investment platform that connects money managers and regulated brokers with the retail market with built-in active capital protection protocols. The platform allows selecting one or more managers with different weights offering greater diversification they are known as Micro-funds. Timestamps: 0:00 to 1:40 Introduction. 1:41 to 4:47 Andrew Gillibrand's journey...
2022-01-1222 min
Fund Your Retirement PodcastFYR039 Happy New Year and Best WishesHappy new year and welcome to the first podcast episode of 2022. We have interviewed some fantastic individuals in 2021, experts in their field, who have shared some great insights about property investing, stock investing, gold investing, commodities, trading, business and entrepreneurship, economics, personal finance, cryptos, mind-set and much, much more. The focus of the Fund Your Retirement Podcast is of course to educate and inspire you about funding your long-term retirement. Our intention for 2022 is to continue that theme and bring you the best guests, who are passionate about sharing financial intelligence and strategies...
2022-01-0503 min
Fund Your Retirement PodcastFYR038 Where Next for Bitcoin | Ronnie MoasRonnie Moas explains where he believes the price of Bitcoin will be in the next few years and his reasons why. Ronnie also shares his thought on the S&P500 and at what levels he would be happy to start buying companies on sale again. Ronnie explains when he uses ETF’s and why they can be a good strategy to use when it is not so easy to pick the winners from a sector. Ronnie is the founder of standpoint research and has ranked one of the top-ranking stock pickers on Tip-ranks against more than 3,500 analysts fo...
2021-12-2033 min
Fund Your Retirement PodcastFYR037 Paul Belanger: A detailed Analysis of Gold’s Importance in the Monetary SystemPaul Belanger shares detailed analysis of why Gold is still an important component of the Monetary system. Paul shows the amount of physical currency in circulation versus the amount of gold held by the Fed since the 1970s. Pauls shares in detail how you can assess golds true valuation against the amount of currency in circulation both for the Fed and the ECB. Paul also shares why he chooses value funds over individual stocks and finishes off with his thoughts on whether the central banks are now experimenting with modern monetary theory (MMT). ...
2021-12-1550 min
Fund Your Retirement PodcastFYR036 An economics approach to financial planning with Laurence KotlikoffProfessor of economics at Boston University Laurence Kotlikoff shares an economics approach to financial planning. Laurence Kotlikoff explains why economics matter, and how they can be applied to banking, personal finance, and retirement strategy. Professor Kotlikoff is a New York Times best-selling author and a frequent television and radio guest. In 2014, The Economist named him one of the world’s 25 most influential economists. Professor Kotlikoff regularly features in the wall street journal, Bloomberg, Forbes, and yahoo finance. Timestamps: 0:00 to 1:15 Introduction 1:16 to 9:26 Professor Kotlikoff’s backstory, journey, and how he became a profe...
2021-12-0748 min
Fund Your Retirement PodcastFYR035 Property Investing with Lane KawaokaLane Kawaoka, a licensed Civil/Industrial Engineer turned property investor and entrepreneur with over 3500 rental properties in his portfolio. Lane bought his first rental property in 2009 and now manages a portfolio of over 3500 rentals. Lane’s story is fascinating and full of inspiring insights which is why I am delighted he has joined us on the Fund Your Retirement Podcast to share his journey, and insights into how you can build wealth through property investing. Fund Your Retirement is an investment research and online financial media publisher sharing strategies and insights about finance, the markets, an...
2021-12-0124 min
Fund Your Retirement PodcastFYR034 Paul Belanger shares his investing and saving philosophy that took him to financial independencePaul Belanger shares his investing philosophy and journey that took him to financial independence at the age of fifty. Paul is a chemical engineer by profession, and he retired at the age of 50, having achieved financial independence, through saving and investing, giving himself freedom of choice. Paul explains his background and what led him to take a deep dive into investing and economic theory, and how he differs from the mainstream conventions, and the actionable steps you can take to start your journey to financial independence. Pauls's view on independence is the freedom to choose...
2021-11-2445 min
Fund Your Retirement PodcastFYR033 This will be the century of clean energy transition and mineral constraints with Matt WatsonThis will be the century of clean energy transition and mineral constraints says Matt Watson, founder, and president of Precious Metals Commodity Management LLC. Matt Watson Specialises in precious metals markets and its supply chain, Matt assists clients ranging from Mining, Investors, Industrial Precious Metals Users, Processors, and Recyclers and coaches industrial clients on how to reduce costs, design thrift, and anticipate market changes. Matt has also worked with the Silver Institute in studying the ever‐increasing industrial demands on silver. Matt Watsons says that this will be the century of clean energy and mineral constraints. ...
2021-11-171h 00
Fund Your Retirement PodcastFYR032 Novembers Market Watch with Mike AndrewsMike shares his insights on what to expect during the month of November for the Dollar, Euro, GBP, Gold, Bitcoin, and Ethereum, including the key levels to watch out for on the Euro, GBP, Gold, Bitcoin, and Ethereum. Timestamps as follows: 0:00 to 0:55 Introduction 0:56 to 2:41 Analysis of the FOMC announcement and Fed tapering 2:41 to 3:50 Euro, NFP numbers and the dollar 3:51 to 4:45 Why gold rallied off the back of FOMC 4:45 to 6:59 Euro analysis and price levels of interest 7:00 to 11:37 GBP analysis and the BOE Rate announcement
2021-11-1019 min
Fund Your Retirement PodcastFYR031 How to Build a Business into a High-Value Saleable AssetBharat Kanodia has appraised over 2000 businesses and signed off on assets worth $2.6 trillion in value. In this episode, Bharat shares his insights on how to build a business into a high-value saleable asset. He has appraised unique assets like Atlanta Airport, Uber, Airbnb, Yahoo!, and the Mirage Casino in Las Vegas, among many others. Bharat is the Founder of Veristrat, a company that helps start-up founders and VCs by telling them what their companies are worth. Timestamps as follows: 0:00 to 1:10 Introduction. 1:11 to 2:21 How Bharat got started valuing businesses and as...
2021-10-2415 min
Fund Your Retirement PodcastFYR030 October Market Watch with Mike AndrewsMike shares his insights on what to expect during the month of October for the Dollar, Euro, GBP, Gold, Bitcoin, and Ethereum. Mike also covers the key levels to watch out for on the Euro, GBP, Gold, Bitcoin, and Ethereum. Timestamps as follows: 0:00 to 1:15 Introduction. 1:16 to 3:49 The dollar index and US job numbers (NFP). 3:50 to 8:10 Euro price chart and similar patterns to 2018. 8:11 to 9:16 Changing the bias when the fundamentals and technical's change. 9:17 to 11:49 The major central bank's monetary policies, and potential fed tapering. 11:50...
2021-10-1330 min
Fund Your Retirement PodcastFYR029 What to Expect from Gold if the Fed Tries TaperingMike shares his insights into what to expect from Gold and the currencies if, or when the fed begins to taper. Jerome Powell spoke on Friday at the Jackson hole summit about the future of monetary policy from the Federal Reserve in the near to medium term Palantir recently announced a purchase of physical gold worth $50 million to prepare for black swan events, they have also recently completely deleveraged and become debt-free. Mike covers key levels to watch out for in Gold, Euro, and the dollar Index. Mike shares his long-term price targets...
2021-09-0225 min
Fund Your Retirement PodcastFYR028 Market Updates on Ethereum, Bitcoin, Gold, EURO and GBP/USDMike and Lee bring you the monthly market update on the primary asset classes that we monitor, trade, and invest in, such as EUR/USD, GBP/USD, Gold, Bitcoin, and Ethereum. Mike covers key levels to watch out for in these assets, the fundamental outlook for Euro and GBP and why he believes we will see higher prices in Gold, and most importantly, the key levels to watch. Timestamps as follows: 0:00 to 1:0 Introduction 1:01 to 9:23 EUR/USD and USD analysis, key levels to watch out for, and the fundamental outlook. 9:24 t...
2021-07-3034 min
Fund Your Retirement PodcastFYR027 Investment Opportunities and Strategy for Ethereum, Bitcoin, Gold and EUROMike and Lee discuss investment strategy and investment opportunities for Ethereum Bitcoin, Gold, and the US dollar. Mike explains why Bitcoin may have some strong head winds to overcome in 2021 and why Ethereum is outperforming Bitcoin and why he thinks it will continue to outperform Bitcoin for the foreseeable future. Mike covers key levels to watch out for in Bitcoin, Ethereum, Gold and EUR / USD, and perhaps more importantly the importance of risk management. Time stamps as follows: 0:00 to 1:30 Introduction 1:31 to 3:08 Thoughts on Bitcoin vs Ethereum 3:09 to 6:30 The fed l...
2021-06-1545 min
Fund Your Retirement PodcastEthereum and Gold Price PredictionMike and Lee discuss some bold price predictions for Ethereum and gold, with supporting research and analysis including the key price levels to watch. Mike also shares his thoughts on why he is so bullish on Ethereum. Why Gold has been falling, and more importantly, when the turn to the upside may come for gold. It's an information-packed episode we hope you enjoy. Timestamps as follows: 0:00 to 1:20 Introduction. 1:21 to 4:40 Why gold is dropping in price and when will it turn up. 4:41 to 6:00 The gold vs bitcoin debate
2021-04-1921 min
Fund Your Retirement PodcastFYR025 What to trade and invest in during 2021.Mike and Lee discuss a wide variety of topics all relating to the financial markets, and the varying different external factors contributing to where we see prices at the end of 2021 for the dollar, gold, bitcoin, and much more. Timestamps as follows: 0:00 to 0:57 Introduction. 0:58 to 3:10 Repeat of 2020 into 2021. 3:11 to 7:08 How will a repeat of 2020 transfer into the markets. 7:09 to 8:34 Will US banks be introducing crypto-currency accounts? 8:35 to 17:40 Comparing Gold to Bitcoin. 17:40 to 23:45 Making sure we are on the right side of the trend. 23:46...
2021-01-2539 min
Fund Your Retirement PodcastFYR024 Gold & Bitcoin Investing with Fund Manager Mike AndrewsFund manager Mike Andrews joins us for our monthly update on the global currencies and commodity markets. Covering current events such as the upcoming US elections, Gold analysis, US dollar analysis, and investing in the current environment. Timestamps as follows: 0:00 to 0:54 Introduction. 0:55 to 2:58 Bitcoin and cryptocurrencies long term view. 2:59 to 4:01 Gold projections and current analysis. 4:02 to 5:53 US elections and how they can impact the markets. 5:54 to 9:00 US dollar analysis and the impact of money printing. 9:01 to 11:15 Final words on strategy and investing in the current...
2020-09-0212 min
Fund Your Retirement PodcastFYR023 Part Seven Brokers and How to Access the Currency MarketsWelcome to part seven of this mini-series on currency investing. This is the final part of the seven-part mini-series covering how to select a broker and how to access the currency markets. During this episode, the focus is on the different ways to access the global currency markets, and how to select the right broker that suits your needs. We will be covering: Options Futures Exchange-Traded Funds also known as ETFs Spot Forex And spread betting, spread betting is for UK residents And how to select a broker that best suits you Timestamps as follows:
2020-08-1911 min
Fund Your Retirement PodcastFYR022 Currency Investing Strategy and Methodology Part SixWelcome to part six of this mini-series on strategy and methodology in currency investing. According to google a strategy simply means a plan of action designed to achieve a long-term or overall aim. A strategy in the world of currency investing is a process of buying and selling financial instruments based on a predefined set of rules And a methodology means a system of methods used in particular area of study or activity. A methodology in the world of currency investing is the approach or combination of approaches you use to study the...
2020-08-1210 min
Fund Your Retirement PodcastFYR021 Risk Management & Money Management Part FiveWelcome to part five of this mini-series on currency investing, and quite possibly the most important one of them all, risk management is also known as money management. Quite simply, money management in currency investing describes the various aspects of managing the amount of money you risk and the return on investment you make. If you don’t fully understand the implications of money management as well as how to implement money management techniques, you should not be investing, period. The most important aspects of money management are: Risk to reward Position si...
2020-08-0507 min
Fund Your Retirement PodcastFYR020 How to Analyse the Global Currency Markets Part FourHow to analyse the currency markets, part four of this mini-series on currency investing. During this episode we cover the very important topics of: Technical Analysis Fundamental Analysis Sentiment Analysis Seasonality For the inexperienced trader, market analysis can create a chaotic and muddled picture, because different traders given the same financial data, may come to different conclusions and react to the market in entirely different ways. There are traders and investors who only use fundamentals or technicals and will swear by them but there are many more who use a combination of the two or a...
2020-07-2910 min
Fund Your Retirement PodcastFYR019 Currency Investing with Fund Manager Mike AndrewsMike joins us for our monthly update on the capital markets. Join us as we take a deep dive into gold, and the rise of the crypto currencies and the move towards the digital economy. Time stamps as follows: 0:00 to 0:55 Introduction 0:56 to 2:55 Review of Gold and potential targets. 2:56 to 4:37 Rise of the crypto currencies. 4:38 to 6:10 Devaluing money, will history repeat. 6:11 to 8:00 Moving towards a more digital economy. 8:01 to 8:38 Is Covid-19 here to stay. 8:39 to 12:35 The difficulty retail traders face in ranging markets.
2020-07-2214 min
Fund Your Retirement PodcastFYR018 Currency Investing the Mindset and Psychology Part ThreeWelcome to part three of this mini-series on currency investing, in this episode we will be covering the very important topics of How the brain learns and can be re-wired with new skills, habit, and behaviours Thinking in probability analysis And the four key traits to foster success in the markets The understanding of why the currency markets move is obviously of paramount importance. Still, too many people jump into the trap of thinking about much money they are going to make instead of understanding what they are doing it first. Today’s episode is a...
2020-07-1510 min
Fund Your Retirement PodcastFYR017 Currency Investing the Fundamentals Part TwoWelcome to part two of this mini-series on currency investing, in this episode we will be covering the very important topics of The size of the currency markets and the meaning of market liquidity. Who uses the currency markets and why? The fundamentals and how they impact currency valuation. In the last episode part one of currency investing, we covered the basic principles of why currency prices rise and fall, how we profit from arising as well as falling currency market, and the different currency pairs, the majors, minors, and the cross pairs. Hopefully, the episode helped...
2020-07-0807 min
Fund Your Retirement PodcastFYR016 Currency Investing Basics Part OneCurrency investing basics, part one has been created to expand your Financial IQ covering the basic principles of investing in the foreign exchange markets. As with any free market, the basic premise is supply and demand; when an abundance of investors buys a currency, a shortage of the currency is created, increasing the value and price. When they sell a currency, an oversupply is created, causing the demand for the currency to decrease, suppressing its price and value. The first step is to think of trading and investing as a business, and it’s not a ge...
2020-07-0110 min
Fund Your Retirement PodcastFYR015 Market liquidity, money printing and the importance of taking control of your long term retirementMike joined us for episode nine, covering a wide variety of topics around trading and investing the currency and commodity markets as well as discussing his trading journey of twenty years, learning his craft all the way through leaving the city and now running his own fund management business. Mike joined us to discuss the financial markets in detail and how alternative investments will become a more significant part of an individual's long term wealth portfolio. Timestamps as follows: 0:00 to 1:04 Introduction. 1:04 to 1:56 Review of the currency and commodity markets since our...
2020-06-2422 min
Fund Your Retirement PodcastInvesting, Entrepreneurship, TradingHywel joined us for episode 10 discussing business planning, how covid-19 has affected the business environment and the growth and success of online business networking. One area we touched on was creating a solid business foundation, which to me, is so crucial for setting up a successful business, so I asked Hywel to come back on and expand on the areas required for a solid business foundation. 0:00 to 1:30 Introduction. 1:31 to 2:20 How Hywel’s consultancy business has been getting back to the new normal. 2:21 to 6:38 Building a business on a solid foundation. 6...
2020-06-1721 min
Fund Your Retirement PodcastFYR013 Paul is an offshore O&G worker, a business owner, a trader and is funding his retirementDuring this episode, we are delighted to have Paul Pattison on the show. Paul is a Husband, a farther, a landlord, an offshore oil and gas worker, a currency trader, and an entrepreneur with a successful business, Kilted Coffee, which he set up in 2018 with his wife. Paul and his wife are both lovers of coffee and they noticed a gap in the market, the lack of excellent coffee in their home town and the demand for tasty, speciality coffee from their friends and the wider community. They researched the possibility of importing speciality coffee...
2020-06-1036 min
Fund Your Retirement PodcastFYR012 Why Thinking About Risk Management Is Important How we quantify and assess risk is individual and has a different meaning for each of us, our appetite for risk is based mainly on the environment we grew up in, our parents and society at large. The word risk, according to the English dictionary is a situation involving exposure to danger As someone who is continuously assessing financial risk in the currency and commodity markets, it got me thinking about risk in a wider context, on a daily basis, the wider society and what is the difference in how people assess risk. Driving a car is risky Buying a property to rent it out...
2020-06-0308 min
Fund Your Retirement PodcastFYR011 Planning creates direction and gives us focus, fail to plan and you plan to failDuring this episode, I review a common theme running through both Mikes and Hywles episodes, FYR009, and FYR010. Although they come from two very different professions, Mike is a successful professional fund manager and Hywel is a successful business consultant, they both stressed the importance of planning. Many regularly use the skill of planning when booking a holiday to buying a new car. With the abundance of information available at our fingertips, its never been a better time to plan your way to financial self-sufficiency and set a target of funding your retirement. It starts with planning
2020-05-2709 min
Fund Your Retirement PodcastFYR010 Business Consultant Hywel Discusses Business Planning, Online Networking, and Business Start-UpHywel is the founder of APD resolutions, a business consultancy firm supporting business owners with operational and business decisions. Hywel started his career working in the oil and gas business, working in Saudi Arabia in 1980, working on large multi-million-pound projects. Hywel spent many years, organising large teams, attending high-level board meetings, and ensuring these multi-million-pound projects were delivered on time and within budget. Hywel left Saudi and the oil and gas business in 2016, taking his immense knowledge, specialising in business strategy, business planning, and business analysis for small to medium-sized companies and start-ups. 0:00...
2020-05-2030 min
Fund Your Retirement PodcastFYR009 Currency Trading and Fund Management with Mike AndrewsMike Andrews is the founder of Traders Temple Capital and Asset Management specialising in global currencies and commodities and he is also the head trader of the Fund Your Retirement fund. Mike started his career after attending a seminar over 20 years ago, falling in love with the currency markets. Mike picked up the skill very quickly and worked his way up the ranks working on a trading floor in Dubai, becoming a trading floor manager with $50 million under management. Mike then moved back to his home country of Cyprus joining the start-up team building the...
2020-05-1328 min
Fund Your Retirement PodcastFYR008 Guide to Funding Your RetirementHow you avoid old-age poverty, increase your wealth and leave something for your children will likely require multiple income streams and assets working together First, Begin by identifying your main goals. Wealth building Avoiding old-age poverty Leave a legacy for your children Live the dream, holidays, cars, boats; you know the story Now Identify your potential income streams and approximately how much they will give when you want it, not when you're allowed to have it, but when you decide. Pensions, with these you don't have much of choice, its 55 and that's out of your con...
2020-05-0609 min
Fund Your Retirement PodcastFYR007 Funding Your Retirement During Covid-19During your journey to funding your retirement, you will experience many setbacks, some setbacks because of the decisions you made personally, when this happens, own it, learn from it, dust yourself off and carry on. Sometimes, situations will arise you have no control over, like the one we are collectively facing now. Covid-19 has pretty much-impacted everyone in one way or another. When the lockdown is over, the after-effects will be different for each of us, the experiences we each have during this period will shape the perception of the reality around us today an...
2020-04-2910 min
Fund Your Retirement PodcastFYR006 Principle Five Income Producing AssetsFund Your Retirement Five Principles This is the fifth and final principle for funding your retirement, Income Producing Assets Income-producing assets are the ability to generate a regular income for yourself after expenses, such as rental properties, stocks, bonds, land, and businesses. Funding your retirement is not just about quitting work, although it probably is for many of you, to me, it is about choice, you can choose to continue working or choose a different path if you wish. Income-producing assets are an opportunity for you to generate a steady income over time. They a...
2020-04-2210 min
Fund Your Retirement PodcastFYR005 Principle Four EntrepreneurshipFund Your Retirement Five Principles Entrepreneurship, the ability to turn problems into solutions, productise them or offer as a service and scale up helping others in the process. An ability to continuously learn is not just a key entrepreneurial skill but is also a very valuable life skill. 60% of people who start small businesses are between the ages of 40 and 60. The average entrepreneur who’s started a business and went on to hire at least one employee is 42 years old. Humans have always been creative, and had adapt to their surroundings, and today is...
2020-04-1512 min
Fund Your Retirement PodcastFYR004 Principle Three Investing and TradingFund Your Retirement Five Principles Investing and Trading is principle number three of the five principles for Funding Your Retirement. Investing and Trading can simply be defined as the ability to generate income and build long term wealth for you and your family from global currencies, stocks, commodities, and shares. Understanding how to earn income and growth from the financial markets will be a crucial building block of your Retirement Prosperity. The financial markets are the deepest pool of financial resources on the planet. There is no shortage of money, just merely an u...
2020-04-0815 min
Fund Your Retirement PodcastFYR003: Principle Two Strategy and ActionStrategy and Action is principle number two of the five principles for Funding Your Retirement. Strategy and action is a vital principle in the five because it is the ability to strategize and plan your way to financial self-sufficiency. It is about turning the information into action and turning your goals and ambitions into reality. Nowadays, in highly disruptive times, individuals need to boost their knowledge, skills, behaviours, and attitudes. Strong forces such as globalization, digitalization, and rapid demographic changes demand a strong ability to cope with change. Learning new skills or improving existing skillsets...
2020-04-0113 min
Fund Your Retirement PodcastFYR002: Principle One Clarity and ControlClarity and control is principle one of the five principles for Funding Your Retirement. Clarity and Control is the ability to get clear on where you are now, and where you need to be. Develop the confidence to achieve your targets and become an effective self-reliant individual. Clarity & Control is a vital principle in the five because if you don’t know where you are and don’t feel like you're in control of where you are going, then you cannot work towards achieving your financial goals. By using the five key principles outl...
2020-04-0113 minFund Your Retirement PodcastFYR001: Introduction and Overview of Fund Your Retirement PodcastThe first episode of The Fund Your Retirement Podcast is here! This first episode is more of an introduction to us and the Fund Your Retirement’s philosophy. As you can probably guess from the title of the show, it is all about you funding your retirement. We have a mission at Fund Your Retirement and our mission is to help solve the financial crisis facing the millions of people, who recognize that the traditional retirement model has changed and changed drastically. It’s a large and complex problem, with many feeling overwhelmed with such ques...
2020-03-3010 min