Lee Perkins - Podcast Details

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My Retirement Clarity with Lee PerkinsDon’t Waste Your Most Valuable Resource: TimeWhen it comes to planning for retirement, we often obsess over dollars and cents. But what if the most valuable resource isn’t money at all, but your time? In this episode, Lee shares two compelling client stories that illustrate just how differently people approach time and wealth. One couple clung tightly to their growing nest egg, postponing their dreams until it was too late. Another took a leap of faith, prioritized experiences, and now lives a life full of travel, generosity, and joy. Are you stuck in the mindset of saving for someday, or are you pr...2025-07-1713 min

My Retirement Clarity with Lee PerkinsThe 4 Things You Can Control in RetirementIn a world filled with so much uncertainty, it’s easy to feel overwhelmed by what you can’t control. Volatile markets, shifting tax laws, and political noise don’t seem to be going away anytime soon. But when it comes to retirement planning, there are things you can control, and they’re far more powerful than most people realize. In this episode, Lee walks through the four key areas retirees should focus on to build clarity, confidence, and peace of mind. He shares how his “financial house” model helps retirees decide how much risk they’re comfortable wi...2025-06-2516 min

My Retirement Clarity with Lee PerkinsRetirement Breaking News: The 4% Rule Gets a MakeoverThe 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision? In this episode, Lee explores the deeper reality behind this rule change and why your withdrawal rate should depend on more than just a headline number. While a higher number might feel like a green light to spend more, Lee...2025-06-1118 min

My Retirement Clarity with Lee PerkinsAm I Saving Too Much For Retirement?You’ve always been told to save for retirement, but can you go too far? Is it actually possible to over-save for the future? In this insightful episode, Lee answers a compelling listener question about what happens when saving becomes so aggressive that it starts to limit your lifestyle today. He dives into the emotional and practical downsides of over-saving, the dangers of comparing yourself to others, and how to strike a balance for long-term fulfillment. If you’re maxing out your retirement accounts and feel like you’re living paycheck to paycheck, this conversation is for you. L...2025-05-2817 min

My Retirement Clarity with Lee PerkinsKey Things For Parents & Grandparents To Teach A New GraduateGraduation season isn’t just a time for caps, gowns, and celebrations, it’s a pivotal financial crossroads for many young adults stepping into independence. As they leave the classroom behind and enter the workforce, the financial decisions they make now can quietly shape the next 40 years of their lives. Today, Lee talks about why it’s so important for parents, grandparents, and mentors to help them lay a solid foundation, not just with money, but with mindset. Listen in as Lee shares practical ways to equip recent graduates for long-term success. From starting an emergency fund to mak...2025-05-1418 min

My Retirement Clarity with Lee PerkinsWhat Should You Actually Do When the Market Drops?The headlines are loud, the markets are messy, and your gut might be telling you to do something — anything — right now. If recent volatility has you feeling uneasy, you're not alone, but reacting the wrong way can cost you far more than a bumpy month in the markets. In this episode, Lee breaks down how tariffs and trade tensions are fueling market swings and what that really means for your retirement plans. He also shares practical steps to stay calm, stay invested, and keep your financial house in order. You'll learn why short-term chaos often clouds long-term fund...2025-04-3016 min

My Retirement Clarity with Lee PerkinsStarting Over at 53: Smart Career Move or Retirement Risk?Reinvention can be exciting, but is it risky when retirement is on the horizon? In this episode, Lee answers a question from a listener who wants to shift from corporate life to a new career in real estate at age 53, using IRA withdrawals to stay afloat during the transition. He also breaks down why early withdrawals can be financially dangerous and how commission-based careers may not offer the stability needed in this phase of life. Beyond the technical advice, Lee explores the emotional side of starting over, how to balance passion with practicality, and what questions to...2025-04-2315 min

My Retirement Clarity with Lee PerkinsInside the Advisor’s Office: What People Are Actually Concerned AboutMany people approach retirement age asking the question, “Have I done enough?” It’s a common worry, but are they really focusing on the right things? Based on a survey of nearly 400 experienced advisors, Lee explores the gap between what clients fear and what he believes truly deserves their focus when planning for retirement. He unpacks why concerns like outliving your money and market crashes dominate our minds and the two key factors he believes matter more. Retirement is often seen as a time of relaxation and enjoyment, but it can also be fraught with anxiety and uncertai...2025-04-0920 min

My Retirement Clarity with Lee PerkinsBracket Busters and Stock Flops: The Risky Game of Picking WinnersMarch Madness is here, and just like filling out a bracket, picking individual stocks can feel like a thrilling gamble. But the odds of winning big are slim. In fact, history shows that most stock picks, like most brackets, end up busted. Many investors can’t resist chasing big wins, even though diversification is a smarter play. One economist, Hendrik Bessembinder, analyzed the returns of nearly a century of stock performance. Let’s compare what he found to March Madness history and uncover what March Madness can teach us about investing! Here’s what we discus...2025-03-2618 min

The Perfect BiteFarmer Lee Jones's Perfect BiteWelcome back to The Perfect Bite podcast, your fusion of food and entrepreneurship. This episode, I'm speaking with one of the hardest working entrepreneurs you'll ever meet. And no, he's not building the next tech unicorn. He's nourishing people around the world with his nutrient rich bites from The Chef's Garden and his infectious personality—it’s Farmer Lee Jones!Farmer Lee heads up The Chef’s Garden, the Jones family-owned farm in Huron, Ohio, known for the last 40 years as the top source of the most flavorful and nutritious produce for renowned chefs around the world...2025-03-2053 min

My Retirement Clarity with Lee PerkinsBreaking: How Long Will $1 Million Last in Georgia?For years, $1 million was considered the gold standard for retirement savings. But is it really enough? In this episode, Lee and Ben explore just how far that million-dollar nest egg can take you in retirement, depending on where you live. Recent studies reveal a stark reality: in some states, $1 million could last a lifetime, while in others, it may barely cover 15 years. But geography isn’t the only factor. Spending habits, debt, and lifestyle choices all play a crucial role in determining whether your savings will truly sustain you. Here’s what we discuss in toda...2025-03-0516 min

My Retirement Clarity with Lee PerkinsIf You’re a Smart Investor, Do You Really Need a Financial Advisor?If you’ve spent years successfully managing your own investments, do you really need a financial advisor? That’s the question Bob, one of our listeners, sent in. He’s got an MBA, knows the markets well, and has always handled his portfolio solo. So, is working with an advisor just an extra expense, or could it actually add real value? In this episode, we break down when and why even experienced investors might benefit from professional guidance and when they’re probably fine on their own. Here’s what we discuss in today’s show: B...2025-02-1918 min

My Retirement Clarity with Lee PerkinsPretending To Be An Investor Is DangerousThis week, Lee and Keith dive into Carl Richard’s timeless article, Pretending To Be An Investor Is Dangerous, and discuss how to avoid the common mistakes many people make when managing their investments, particularly as they approach retirement. They explore what it means to be a "pretend investor" and break down the six key behaviors that can derail your financial security- from obsessing over short-time market fluctuations to chasing the latest hot stock. Tune in for a great discussion on how to focus on what truly matters- your financial health- while avoiding the distractions and fears cr...2025-02-0533 min

Sports Marketing News DailyTrailblazing Sports Marketer Tanya Lee Perkins Appointed as Jamaica Football Federation AmbassadorTanya Lee Perkins has been appointed as the Ambassador for the Jamaica Football Federation (JFF), marking a significant step in her career as a renowned figure in sports marketing and athlete management. The JFF's decision to appoint Lee Perkins underscores her established reputation and success in the industry. Her new role as Ambassador is expected to leverage her extensive experience and influence to enhance the organization's profile and initiatives.Lee Perkins is recognized as a trailblazer in the field, with a proven track record that has been pivotal in shaping her professional journey. Her achievements have positioned her...2025-01-2702 min

My Retirement Clarity with Lee PerkinsThe New Retirement: Why Many Are Choosing Work Over LeisureA recent article on Fortune highlights a growing trend among baby boomers: continuing to work well into their 60s and 70s. Surprisingly, this is not out of necessity, but for the mental stimulation, social connections, and fulfillment that work provides. With nearly 20% of Americans over 65 still employed, this shift is challenging traditional views of retirement and sparking important conversations about what it means to truly retire. Join us as we explore this growing trend on today’s show. Lee has witnessed firsthand how retirement goals have shifted in recent years and is having more frequent conversations with cl...2025-01-2215 min

My Retirement Clarity with Lee PerkinsNew Year, New Me: How To Change Your Money Attitude In 2025As we step into 2025, many of us set New Year’s resolutions—whether it’s eating healthier, exercising more, or cutting back on a vice. But what if we also focused on improving our attitude toward money? The New Year is a great time for a reset and to adjust our attitudes when it comes to finances, and in this episode, Lee will break down what some of those financial attitude shifts could be. From being more mindful of the long-term financial impact of today's decisions to taking that first step toward building a retirement plan, there’s always...2025-01-0819 min

My Retirement Clarity with Lee PerkinsMaking The Most of Your Retirement Years with Long-Time Client, Joey KinardIn this episode of My Retirement Clarity, Lee sits down with a long-time client and friend, Joey Kinard, to discuss how he and his wife are making the most of their retirement years. From traveling to new places to embracing an active lifestyle, Joey shares what’s been working for them as they enjoy this exciting chapter of life. Joey’s early retirement was filled with memorable RV adventures. These days, he and his wife enjoy exploring state parks, visiting local farmers markets and festivals, and spending time at their favorite getaway- Alligator Point, Florida. Joey offers grea...2024-12-1850 min

My Retirement Clarity with Lee PerkinsMailbag: Should I Restart My 401(k) Contributions After A Break?At JL Perkins Wealth Management, we receive all sorts of questions about financial and retirement planning, but some themes come up more often than others. In today's mailbag edition of the show, we'll tackle some of the most common questions we answer on a daily basis. Lori wonders whether it’s advisable to help her aging parents financially, especially with potential long-term care needs. Matt asks if he should resume his 401(k) contributions after pausing them due to the election. If you’re listening to this episode, you’ve likely had questions about one or two of these...2024-12-0427 min

My Retirement Clarity with Lee PerkinsFor Couples, Retirement Planning Is A Team SportWhen it comes to retirement planning, it’s critical that you and your spouse are on the same page. That doesn’t necessarily mean that you’ll agree on every little detail, but it does mean that compromise and honest conversations are a big part of navigating the process together. Join Lee as he dives into why aligning with your spouse is so important, where disagreements tend to arise, and the key topics you should be discussing. Plus, he’ll share how financial advisors can help couples find financial common ground. Here’s what we discuss in...2024-11-2018 min

My Retirement Clarity with Lee PerkinsUnlock Your Potential During National Financial Planning MonthNational Financial Planning Month is here! In this episode, we’ll do a little bit of celebrating as we look at what financial planning truly means, as well as what drew Lee into the field! We’ll break down what it means to be a fiduciary, how JL Perkins is different from other wealth advisory firms, and what the standard process looks like with us. Lee also shares a key tip to help you avoid starting your financial plan on the wrong foot, along with insights into the work he did before becoming a financial planner. Yo...2024-10-1626 min

My Retirement Clarity with Lee PerkinsNever Stop Asking 'How Do You Know?' - Navigating Retirement PlanningRemember when you were a kid, always asking 'How do you know?' about everything, like why the sky is blue or where the sun goes at night? That curiosity doesn't go away as we get older; it just turns into different questions, like the ones we face when planning for retirement. Today, we’re digging into the 'How Do You Knows' of retirement planning. How do you know how much income you’re going to need when you retire? How do you know if your retirement plan is tax-efficient? Stay tuned as Lee sheds light on thes...2024-09-1828 min

My Retirement Clarity with Lee PerkinsCombatting Popular Excuses For Poor Financial Decision-MakingWe all make excuses from time to time for decisions we know might not be the best. Whether it's about our health, relationships, or finances, excuses can hold us back from achieving our long-term goals. Very often, Lee sees people who know that the financial decisions that they’re making aren’t the best decisions, but they try to create excuses or explanations for why they’re doing what they’re doing. From making Social Security decisions based on fear to taking on too much risk to make up for lost time, he’ll address some common areas wher...2024-07-1719 min

My Retirement Clarity with Lee PerkinsMeet Keith Dykes: Our Newest Financial AdvisorIn this episode, host Lee Perkins sits down with Keith Dykes, the newest member of the JL Perkins Wealth Management team. Originally a Zoom call, this engaging interview explores Keith's background, family life, and journey to becoming a financial advisor. Learn about Keith's transition from agronomy to finance, his dedication to client service, and the values that align him perfectly with the team. Keith joined the JL Perkins Wealth Management team in 2023 as a financial advisor. His background includes being a successful entrepreneur & business owner with additional experience in Tax and Insurance. He graduated from the University...2024-07-0320 min

My Retirement Clarity with Lee PerkinsYour Financial Wellness Check-UpJust like an annual checkup is important for maintaining good health, performing regular financial checkups is an essential part of planning for a healthy and successful retirement. These check-ins help catch potential issues early and allow you to adjust your plans as needed. By regularly reviewing your budget, goals, and progress, you can make informed decisions to stay on track financially. Although financial wellness will look different for everyone, we’ll share some areas you should be paying attention to in today’s episode. Don't miss these valuable insights to ensure your financial health is in top shap...2024-06-1922 min

My Retirement Clarity with Lee PerkinsHow Being Cheap Can Be ExpensiveSometimes, the lessons we learn the hard way stick with us the longest. This is especially true when it comes to financial decisions. In today’s episode, Lee shares a personal story that serves as a stark reminder of how being cheap can end up being very expensive. In this conversation, Lee recounts how his reluctance to invest in a security system for his new Dodge Ram 1500 TRX led to an expensive loss when the vehicle was stolen. Unfortunately, this led to weeks of stress and logistical nightmares like changing the locks to his house and dealing wi...2024-05-2319 min

My Retirement Clarity with Lee PerkinsHow We Help Clients During a CrisisLosing a spouse is an incredibly difficult event that can leave one feeling lost and overwhelmed emotionally and financially. In today’s episode, Lee is going to take us behind the scenes and share the stories of two clients who faced the sudden loss of their husbands. He’ll offer insight into how each of them coped differently with their loss, and how the J.L. Perkins team helped them navigate this difficult transition. Listen in as Lee shares why it is so critical to have a plan in place and a financial advisor in your corner in t...2024-05-0115 min

My Retirement Clarity with Lee PerkinsFrom Overwhelmed to Overjoyed: A Retirement Transformation StoryIn today's episode of My Retirement Clarity with Lee Perkins, we dive into a story of transformation, perseverance, and ultimately, triumph. Lee shares the journey of a client who, at 43, believed retirement was an impossible dream. Saddled with debt, family pressures, and a lack of financial direction, she was overwhelmed by the thought of mandatory retirement at 56 without a clear path forward. Lee recounts how, through meticulous planning and disciplined action, they tackled her challenges step by step. From budgeting and debt elimination to maximizing her 401(k) contributions, her story is a testament to the power of...2024-04-1713 min

My Retirement Clarity with Lee PerkinsRetirement Questions That Baby Boomers & Gen X Are AskingEach generation is currently navigating a unique part of the retirement planning experience. With many baby boomers preparing for the transition into retirement and Generation X starting to think more about their retirement savings, these major life events come with a handful of financial planning questions. In today’s episode, we’ll focus on some of the common questions that these age groups are asking. While there’s no universal solution to these questions, this episode will provide some important considerations to keep in mind. By seeking personalized guidance, you can better prepare for your unique situation and se...2024-04-0324 min

My Retirement Clarity with Lee PerkinsFinance Fortress: Practical Strategies for Retirees Against Scams & FraudAs much as any other threat, recognizing and avoiding scams has become an essential skill, particularly for retirees. Join us as we explore crucial steps you can take to safeguard your financial well-being against the growing tide of scams and identity theft. Learn from real-life stories and gain practical advice to keep your finances secure in this digital era, all from the perspective of a seasoned financial professional. From government imposters to sweepstakes, robocalls, and romance scams, we’ll share valuable insights into the tactics used by scammers. We’ll share how to spot red flags and prot...2024-03-2020 min

My Retirement Clarity with Lee PerkinsMailbag: How Do I Stop Going in Circles and Make Financial Decisions?We’ve got a mailbag edition of the show today! We’ve gathered some great questions over the last several weeks that we’re excited to share with you. From the tax implications of financial gifts to navigating retirement spending and overcoming indecision, Lee is here to shed light on a range of real-world topics. Dorothy asks for advice on how to financially support her daughter, who wants to take time off work to be with her newborn baby in the hospital, and what the tax implications might look like. Rose asks how to break the cycle of ind...2024-03-1317 min

My Retirement Clarity with Lee PerkinsThe Next Phase of LifeIn this episode, Lee reflects on the journey of JL Perkins Wealth Management over the past decade. From its humble beginnings with just Lee and his sister Francesca, the firm has evolved through unexpected transitions, including office expansions and team changes. As JL Perkins Wealth Management celebrates its 10th anniversary, Lee shares insights into the strategic decisions that have shaped the firm’s growth, and how he’s working to adapt to the needs of its growing clientele. Throughout the conversation, Lee emphasizes the importance of planning for the next phase of life, whether it's retirement or anot...2024-02-0716 min

My Retirement Clarity with Lee PerkinsFinancial Tips For The First Quarter of 20242023 is coming to an end, and, if we had to guess, there are probably some financial tasks you wish you’d taken care of this year. Not to worry, because in this week’s episode, Lee is going to share six planning tips that you can address during the first quarter of 2024. Let’s kick off the new year the right way! Here’s some of what we discuss in this episode: Keeping the right amount of money in cash Cleaning up old life insurance policies Consolidating old 401ks when you change jobs Reconsidering your mana...2023-12-2020 min

My Retirement Clarity with Lee PerkinsDie With Zero RegretsHave you ever stopped to ask yourself about the purpose of the money you’ve worked to save throughout your life? In financial planning, it can be easy to fall into the trap of simply viewing your wealth as a numerical scorecard, measured by monthly statements and investment returns. But as we often remind our clients, retirement planning is not just about the numbers on a page; it's about the life experiences and memories those numbers can create. Here’s some of what we discuss in this episode: Reevaluating your relationship with money and time...2023-12-0618 min

My Retirement Clarity with Lee PerkinsThe Future of Retirement In America: Is The Glass Half Full or Half Empty?Are we on the brink of a retirement renaissance or stormy seas ahead? On this episode, we jump into the pressing issues of Social Security, healthcare, taxes, stock market trends, and long-term care. Whether you're an eternal optimist or cautious pessimist, this episode will equip you with perspectives to plan your retirement years with confidence as we ask the longstanding question, “Is the glass half full or half empty?” Here’s some of what we discuss in this episode: Politicians are unlikely to make drastic changes to Social Security due to voter concerns, however, there c...2023-10-0425 min

My Retirement Clarity with Lee PerkinsIs Having a Roth IRA a Bad Idea?Welcome back to the My Retirement Clarity podcast! Today, Lee and Ben dive into a Yahoo Finance that claims someone lost over $400,000 of their retirement savings in a Roth IRA. Is the Roth IRA really to blame, or is there more to the story? Here’s an overview of what we discuss in this episode: Tax planning and tax diversification are essential aspects of retirement planning. Understanding the potential impact of rising taxes in the future is crucial for making informed decisions. Roth IRAs can be a valuable retirement tool, especially for those in low...2023-09-0619 min

My Retirement Clarity with Lee PerkinsHealthy Journey- How Lee Has Lost 34 Pounds in 3 MonthsThis week, we’re switching things up to talk about a very important topic: health and wellness! Join us as we sit down with the inspiring health and wellness expert, Lizzie Gossett, who has played a vital role in helping Lee lose an incredible 34 pounds in 3 months. We’re excited to have her on the podcast today to share her insights on prioritizing and maintaining your health. Here are some key takeaways from this episode: The importance of shifting from short-term diets to a long-term lifestyle change. Developing a strong "why" and viewing health as a...2023-08-3136 min

My Retirement Clarity with Lee PerkinsThe 7-Hour PassportEver been on the receiving end of ‘the look’ from your spouse? In this episode, Lee recounts the dreaded look he got from his wife a few weeks ago after a meticulously planned family trip to the Bahamas was almost derailed due to a passport oversight- discovered a mere 21 hours before departure. In this episode, Lee shares his crazy adventure of acquiring passports for his two kids in just 7 hours. Here are some key takeaways from this episode: Lee talks about his horrifying realization that his family had some expired passports, less than 24 hours befor...2023-08-1622 min

My Retirement Clarity with Lee PerkinsResolving Financial Tension Between Couples – Bonus EpisodeWe’re back with a bonus episode on resolving financial tension between couples! After popular demand, we’re exploring five more common areas of financial tension: retirement housing, emergency funds, handling inheritances, insurance, and spending habits. Stay tuned to learn how advisors like Lee work to resolve conflicts in these areas as they arise. Here’s what we’ll discuss in this episode: Couples may face tension when deciding where they want to live in retirement. Financial considerations, such as the cost of moving and downsizing, can influence this decision. Couples may have different...2023-08-0220 min

My Retirement Clarity with Lee Perkins3 Ways To Gain Financial IndependenceCelebrate the spirit of the month with our latest episode as we tackle the concept of financial independence. While the American colonists fought for freedom from British rule, Lee is here to discuss what you’re striving to be independent from in your retirement. We’ll unveil the common foes you’ll face on the journey. And good news, no muskets required for these battles! Here’s what we’ll discuss in this episode: Avoiding being too dependent on the government in retirement. (2:38) Not having to rely on financial support from your children in retirement...2023-07-1915 min

My Retirement Clarity with Lee PerkinsIs A Buffer ETF Strategy Right For You?Everybody wants to make money, but nobody wants to lose it. In today's episode, Lee discusses a specific investment strategy that aims to limit downside risk while offering attractive upside potential. This strategy, known as a Defined Outcome ETF or Buffered ETF strategy, provides a unique approach to investing, especially in uncertain times like the current economic environment. While this strategy may not be suitable for everyone, it offers an appealing balance between security and growth. Join us as we take a closer look at how ETFs work and discuss who they could potentially benefit. 2023-07-1215 min

My Retirement Clarity with Lee PerkinsThe Talk That Could Save Your FamilyIn today’s episode, Lee will talk about one of the most important discussions you should have with your family once you enter the fourth quarter of your life. Although talking about what will happen to your money and possessions once you pass away can be uncomfortable, this conversation is critical. Doing so has the potential to preserve and safeguard the bonds within your family and avoid unnecessary heartache and confusion. Stay tuned as Lee unpacks the moving parts involved in this conversation and shares some tips to help you navigate this emotional terrain. He...2023-06-2818 min

Running 44@60 - tips, ideas and advice for your first ultra marathon or marathonIsle of Wight Ultra Challenge with Steve PerkinsThe Isle of Wight Ultra challenge took place at the end of April 2023 and in this episode of the Running 44 at 60 podcast one of our stalwart listeners Steve Perkins shares his adventure in taking on the 106 km challenge over two days – 52 km on day one and 54 km on day two.To put this in context prior to taking on this challenge Steve, who is in his mid-50s, had only run competitive half marathon distances.He also raised quite a lot of money for CALM We talk about overnight stops in races, food & dri...2023-06-2332 min

My Retirement Clarity with Lee PerkinsDebt Ceiling and Political TheaterRecently, the media has been flooded with information about the debt ceiling issues, fueling fears and speculation. However, it's important to recognize this as political theater, with each side playing their role and blaming the other. In this episode, Lee dives into the reality behind the scenes, reminding you that this is not a unique event and that the debt ceiling has been raised numerous times in the past. In the midst of the noise, it's crucial to focus on what truly matters- the performance of your investments and your long-term strategy. Join us as we talk...2023-06-1416 min

My Retirement Clarity with Lee PerkinsFinancial Decisions During 7 Pivotal Life EventsAre you ready to take control of your finances during life's most pivotal moments? In this episode, we dive into the complex world of financial decision-making during key life events. From the excitement of marriage and the joy of welcoming a new child to the challenges of divorce and the loss of a loved one, Lee will provide practical tips and guidance to help you make informed decisions and maintain financial stability. Here’s what we’ll discuss in this episode: Combining your finances after marriage + prenuptial agreements. (3:16) Planning for what-if scenarios, such as job c...2023-06-0730 min

My Retirement Clarity with Lee PerkinsEp 110: Is the TSP the G.O.A.T. of Retirement Plans?Is the TSP, also known as the Thrift Savings Plan, truly the greatest investment platform of all time? There are a lot of people that would answer yes to this question, so in today’s episode, we’ll explore any potential shortcomings it may have. Specifically, we will dive into a recent conversation between Lee and a client who had their funds in a TSP. Here’s what we’ll discuss in this episode: A recent phone call with a federal employee that led to today’s show topic + a brief breakdown of TSPs. (1:01) Why would yo...2023-05-2417 min

The County LineEmmie PerkinsEmmie Perkins is Miss Mississippi 2022. Emmie is currently completing her undergraduate degree in Communication at Mississippi State University, where she was recognized as Miss MSU in October 2021. During her tenure as Miss Mississippi, Emmie founded an initiative she coined "Music Is Medicine." Perkins can accurately be described as a talented musician, dedicated mentor, and motivational advocate. Learn more about Emmie via the social links provided below: https://www.instagram.com/emmieperkins/?hl=enhttps://www.instagram.com/missamericams/?hl=enhttps://www.miss-mississippi.com/Episode Notes: Pageant...2023-05-1052 min

My Retirement Clarity with Lee PerkinsEp 108: McDonalds, Chick-fil-A, and Robo AdvisorsArtificial intelligence has made massive improvements lately, impacting almost every industry. There has been a lot of chatter about this taking over the financial sector as well. So, is artificial intelligence good or bad for the advisor world? We’ll talk about this and more on today’s show. Here’s what we’ll discuss in this episode: Technology has advanced tremendously. (1:48) Lee’s recent experience at Mcdonald's. (4:37) The impact of human interaction in a world of artificial intelligence. (7:41) Is artificial intelligence good or bad in the advising world? (10:46) The impact of friendly, consistent service. (1...2023-05-1016 min

My Retirement Clarity with Lee PerkinsEp 107: How Do You Measure Retirement Success?How do you measure success in retirement? While having enough money saved for retirement is important, it shouldn’t be the only measuring stick for success. In this episode, we explore three other areas to consider when measuring retirement success: time, self-worth, and ideal days. Here’s what we’ll discuss in this episode: Lee shares about his weekend in St. Simons, Georgia (1:39) Measuring retirement success by money. (4:37) Measuring retirement success by time. (6:29) Measuring retirement success by self-worth. (10:04) How many ideal days did you have throughout the year? (11:41) Want to set up a meet...2023-05-0316 min

My Retirement Clarity with Lee PerkinsEp 104: How Much Do I Need To Retire?Lee has been working in the financial industry for over 16 years, and during that time, has encountered a wide variety of financial planning questions. However, there is one question that seems to come up more frequently than any other: "How much do I need to retire?" Is one million enough for everyone? Although it appears to be a straightforward question, we’re going to dive into the complexities of this topic today. Here's what we'll discuss in this episode: Why the question “How much do I need to retire?” is difficult to answer. (2:03) Why a milli...2023-04-1213 min

My Retirement Clarity with Lee PerkinsEp 103: How To Lose All Of Your MoneyAs you prepare for retirement, you want to make sure you’re doing everything you can to secure your financial future. We’ve talked a lot on this podcast about strategies to help you grow your wealth for retirement, but it’s just as important to consider the risks that could wipe out your savings entirely. On today’s episode, we’re covering the two big ways that you could lose every dime you have, and how to avoid these critical mistakes. Here are some of the topics we will cover in this episode: Investing yo...2023-04-0517 min

My Retirement Clarity with Lee PerkinsEp 97: Living Off the Interest in RetirementIf you’ve been a good saver for most of your life, you might find yourself in a position at retirement where you want to try to live off the interest the money can make you rather than tapping into your nest egg. It’s a great idea and would go a long way toward protecting your money, but is it a realistic goal? In today’s episode, Lee is going to tell you why living off the interest in retirement probably won’t work. Here’s some of what you’ll learn in this episode: 2023-02-2214 min

My Retirement Clarity with Lee PerkinsEp 96: Setting Financial, Business and Personal Goals For 2023In this episode, we want to set some well-thought-out goals that we can plan for and work hard to achieve. We’ll do that in the area of business, finance, and personal goals with the help of Lee today to give you some things to strive for in every area of life. Here’s some of what you’ll learn in this episode: What personal goals has Lee set for the year? (2:33) Relationship goals for 2023. (6:10) The goals that business owners can aim for. (8:37) How Lee prioritizes financial goals. (12:01) Should tax planning be included in your go...2023-02-1523 min

My Retirement Clarity with Lee PerkinsEp 91: Listen To This If You Need Help Understanding Your Financial StatementsHave you ever opened the mailbox to see you have gotten a financial statement, just to toss it in the ‘shred’ pile? Most people have. In this episode, we will cover important parts of your financial statements so you understand what you are looking at amidst all of the fine print. Here’s some of what you’ll learn in this episode: How reliable are income projections on financial statements? (3:26) Understanding your asset allocation summary. (6:10) Are all of your fees disclosed on your statements? (8:27) What you could be missing in the fine print… (11:15) Want to se...2023-01-0419 min

My Retirement Clarity with Lee PerkinsEp 90: 7 Money Resolutions For 2023This is the time of year when everybody puts together various lists, whatever the list may be. A lot of times these lists are interesting and helpful, but others are really just marketing tactics. Last year we did an episode “22 Resolutions for 2022”. This year’s list will consist of 7 financial resolutions that apply to everyone. If you do these seven things, you should notice a difference in your financial situation in 2023. Here’s some of what you’ll learn in this episode: Do you have text alerts set up for your credit cards? (4:10) Do you know w...2022-12-2821 min

My Retirement Clarity with Lee PerkinsEp 89: The Top 5 401(k) Mistakes You Need to AvoidSaving in your 401(k) can be an easy and painless way to build your retirement savings. But because it’s so easy and painless, it can also be easy to ignore for long periods of time, which often leads to mistakes. We’ll cover at least the top 5 mistakes people make in their 401(k)s. Here’s some of what you’ll learn in this episode: If you have changed jobs, listen here. (3:02) Are you rebalancing your 401(k)? (5:57) Are target date funds a no-brainer, or should you pass on them? (9:52) Want to set up a meeting...2022-12-2122 min

My Retirement Clarity with Lee PerkinsEp 88: 24 Things I’m a Big Fan OfWe all have likes and dislikes. As we get older, many of us find more and more things we tend to not be a big fan of, and it can be easy to fall into a negativity trap. With that in mind, I decided to spend some time thinking about the things I am a big fan of. In this episode, I will be sharing some of my favorite things with you, some financial, and some not. As you listen, try to make a list of your own! Here is some of what y...2022-12-1418 min

My Retirement Clarity with Lee PerkinsEp 87: Making Smart Decisions During Major Life EventsEveryone makes poor decisions at some point in their life. Big life changes can make the chances of a mistake higher- specifically a financial mistake. Let’s explore some of the things you should be thinking about to make smart financial decisions when you encounter some of the most significant events in your life. Here is some of what you’ll learn on this show: What to do if you find yourself in a new job or career. (3:40) Here are some things you should consider when going through a divorce. (7:27) An inheritance can b...2022-12-0722 min

My Retirement Clarity with Lee PerkinsEp 86: Did Charlie Brown Get Scammed?There is a good chance you have seen, or at least heard of, Charlie Brown. On the Thanksgiving Special, there is a moment where Charlie Brown makes a mistake but keeps repeating it as if he is expecting a different result. Unfortunately, many of us do this with our finances. Some even go as far as reaching out for help, but ultimately end up going back to their old ways. Listen to find out why and how you should avoid this. Here is some of what you’ll learn on this show: Let...2022-11-3012 min

My Retirement Clarity with Lee PerkinsEp 85: Mailbag – Should I Pay Off My Rental Properties?You have questions? Well, we have answers. We have been getting a lot of listener questions the last few weeks, and many of them are questions I get from clients all of the time. We will discuss financial scenarios from having multiple mortgages to whether or not you should pay for your children’s student loans. Here is some of what you’ll learn on this show: Should I pay off my mortgages on my rental properties if I have enough invested to pay them off? (3:23) What to do when you’r...2022-11-2321 min

My Retirement Clarity with Lee PerkinsEp 84: What You Should Know About RMDsWhat is an RMD? You've probably heard the acronym but how much do you know about required minimum distributions? There tends to be a lot of confusion surrounding RMDs, so today we will go over everything you should know. The Required minimum distribution is the mandatory amount that everybody must take from their qualified accounts in the year they reach age 72. Let’s cover some of the key points to help you better understand RMDs. Here is some of what you’ll learn on this show: What is the purpose of an RMD...2022-11-1617 min

My Retirement Clarity with Lee PerkinsEp 80: Should You Buy a Vacation Home?Is owning a second home, now considered the American Dream? While it may not be an option for everyone, it seems to be a common goal for more people in the last 5-7 years. In this episode, we are going to go over some of the pros and cons of purchasing a second home. Not only has Lee been asked about purchasing a second home countless times, but he and his wife recently purchased a condo as a vacation home. Listen to hear his experience and see if it may be the right move for you, too.2022-10-1224 min

My Retirement Clarity with Lee PerkinsEp 74: Social Security – Delay or No Way?When to claim Social Security is a question that’s been asked as long as the program has been around. The reason why we’re still answering this question is that the strategy will vary for every individual. No matter what you decide, this crucial piece of income planning will certainly be a big part of retirement so you want to get it right. For certain people, claiming as soon as you’re eligible at age 62 is the best option for retirement while others will want to wait as long as possible to maximize the benefit. Toda...2022-08-2413 min

My Retirement Clarity with Lee PerkinsEp 72: Tax Planning Strategies with Steven Brewer, CPAOn this episode, we’re going to get tax insights from local professional Steven Brewer, CPA, who specializes in working with business owners but is also very knowledgeable when it comes to individual tax planning. Here is some of what you’ll learn on this show: Lee’s first accounting class and why he immediately changed his major. (1:49) Where does Steven see taxes going in the future and how does that impact investing today? (6:00) The tax planning opportunities that most people look including a few specific to Georgia residents. (8:43) What can you do to prepare for the in...2022-08-1026 min

GXP PodcastGXP Podcast S1E99 "Never Dream Less Foundation" with DJ and Derrick Perkinswww.neverdreamless.com a non-profit origination headed by Derrick and Melissa Perkins with their amazing son, DJ, talks all things great on GXP Podcast with Bryan Lee! What a feel good episode! --- Support this podcast: https://podcasters.spotify.com/pod/show/gxppodcast/support 2022-08-0536 min

My Retirement Clarity with Lee PerkinsEp 70: Bucket Strategy 101The bucket strategy is a commonly used plan when it comes to retirement. This allows you to allocate money for different goals and helps keep you calm when things are looking down. Lee will discuss what each bucket is for, some common investment vehicles for each of them, and how this might benefit you when putting together a plan. Important Links: Website: myretirementclarity.com/podcast/ Call: 478-254-3550 2022-07-2016 min

Conversation 4 Exploration. Laura Lee Show, Cuyamungue InstituteThe Shuar: Wisdom from the Last Unconquered People of the Amazon - John PerkinsThe indomitable Shuar of the Amazon--reputed to be the only tribe in the Americas that has never been conquered--have lived as warriors, hunters, cultivators, and healers for generations. Even in today's acquisitive, often wasteful world they defend their rainforests and sustainable ways of life and offer their philosophy of love, joy, and hope. The Shuar share their practices of shapeshifting, "dreaming the world," and ecstatic sex. They explain the interdependence of humans and the environment, their formula for peace and balance, and their faith in arutam, the life-giving spirit of nature that allows each of us to transform ourselves.2021-12-1958 min

My Way Of ThinkingTransformation Facilitator GEMMA PERKINS talks The MEANING OF LIFE and LEADERSHIP!In this YouTube Podcast episode I speak to the brilliant Personal Transformation Facilitator GEMMA PERKINS. Gemma talks about how at the early age of 16 she started Leadership Training which transformed her outlook into helping others. She also gives out some great wisdom on why Leaders are important and also how it can impact on your life. What i enjoyed about this conversation was the fact that there was so many great pieces of advice from Gemma and also that we can all be leaders in our own right! My Way Of Thinking Podcast - WE ALL HAVE A...2021-09-2855 min

My Retirement Clarity with Lee PerkinsEp 47: GEICO BookOne of the largest employers in the Macon area is GEICO. Over the years, Lee has sat down with many employees of this company and helped them plan for retirement. There have been many common traits among this demographic of people, so Lee wanted to put the most common problems he has seen in his new book "Leaving The Lizard." Important Links: Get The Book: https://nw905joa.pages.infusionsoft.net/ Website: myretirementclarity.com/podcast/ Call: 478-254-3550 2021-08-0514 min $Still Rockin\' It - Cheryl Lee$ Still Rockin' It - Cheryl LeeWhat are Tex Perkins & Matt Walker up to? Let's find out ..... OR What is the meaning of the band name Fat Rubber Band?Send us a textJoin Cheryl Lee - That Radio Chick on STILL ROCKIN' IT for news, reviews, music and interviews with some of our favourite Australian musicians.Today we speak with Australian rock royalty Tex Perkins and one of the most respected musicians on the Australian music scene, Matt Walker.Together they are The Fat Rubber Band but I warn you, talking to them is a bit like herding cats with an occasional f-bomb slipping through!!What are they up to at the moment? Let's find out .....Get o...2021-05-2716 min

What Kind of Asian Are You?36 - The Rise of Asian Hate Crimes Shook Me to My Core w/ Vietnamese-American Adoptee Mei-Lee PerkinsSend us a textHost: Kyle LeungPodcast LinktreeWhat Kind of Asian Are You? Podcast Instagram Guest: Mei-Lee PerkinsToday, we have Mei-Lee Perkins, Asian-American chef living in America (in Maine, the whitest state in America). She shared with us her thoughts, feelings and experiences being a Vietnamese-American adoptee raised by a white family during a time when all this Anti-Asian Hate is going on. We talked about her upbringing being a Vietnamese-American adoptee living in a white family, the racism/microaggressions she face(s)/(ed), ho...2021-05-1054 min

My Retirement Clarity with Lee PerkinsEp 38: Understanding RiskWith threats like rising interest rates and inflation, Lee discusses many of the risks that can come with your financials as you approach retirement. Don't wait until it's too late, protect yourself now from these risks. Important Links: Website: myretirementclarity.com/podcast/ Call: 478-254-3550 2021-03-1823 min

My Retirement Clarity with Lee PerkinsEp 36: Prospering In Retirement With Susan & Larry JohnsonWe sit down with Susan and Larry Johnson on today's show. They have been married for almost 40 years and are making the most out of their retirement. The couple has traveled extensively, so Lee asks them some questions about their traveling experiences as well as how they've felt about retirement so far. Important Links: Website: myretirementclarity.com/podcast/ Call: 478-254-3550 2021-02-1845 min

My Retirement Clarity with Lee PerkinsEp 25: Let's Put Your IRA Under ScrutinyThe IRA is an incredibly popular vehicle to save for retirement. But are you being too passive about how you’re saving and investing inside that account? Let’s put your IRA through some scrutiny to see if you’re truly taking advantage of all it has to offer and understand its pros and cons. Important Links: Website: myretirementclarity.com/podcast/ Call: 478-254-3550 2020-09-0322 min

My Retirement Clarity with Lee PerkinsSpecial Announcement About The PodcastThere are a few new, exciting changes coming to the podcast. Tune in to see what's in store for the future! Important Links: Website: myretirementclarity.com/podcast/ Call: 478-254-3550 2020-08-3103 min

My Retirement Clarity with Lee PerkinsEp 24: The Difficulty Of Financial Planning After The Death Of A SpouseIt is a life event that can be one of the most difficult things to go through both emotionally and financially. When one spouse dies, the remaining spouse is left to wrestle with a mountain of questions and choices. And although it’s difficult to discuss, proper planning can help make it easier to transition through this major life event. Let’s explore what someone should do in the event of a spouse’s passing, but also some of the pre-planning that can take place. Important Links: Website: https://jlperkinswealth.com/podcast/ Call: 478-254-355 2020-08-2016 min

A few of my favorite things - Book of MormonAll is Well. - Kate leeMy sister Kate Lee whose whole family got Covid.2020-08-0619 min

My Retirement Clarity with Lee PerkinsEp 23: Retirement Ready: Are You Clinging To False Hope?We often find that people are clinging to certain ideas or beliefs that end up giving them a sense of false hope about their retirement. It’s a dangerous position to be in. Let’s explore some of the faulty thinking that ultimately leaves people underprepared for retirement. Important Links: Website: https://jlperkinswealth.com/podcast/ Call: 478-254-3550 2020-08-0618 min

My Retirement Clarity with Lee PerkinsEp 22: Traditional IRA vs. Roth IRAIt seems that most people don’t have a clear picture of whether they should contribute to a traditional IRA or a Roth. Let’s discuss how to determine what’s best for you. Important Links: Website: https://jlperkinswealth.com/podcast/ Call: 478-254-3550 2020-07-1617 min

My Retirement Clarity with Lee PerkinsEp 21: Lessons From Keyboard WarriorsWe were playing the dangerous game of perusing the comments section of a recent article about COVID-19 and the impacts on retirees and how much money you’ll need to retire going forward. The trip into the comments section is always a mixed bag of trolling, inaccuracies, and sometimes surprisingly helpful insight from what we’ve come to describe as “Keyboard Warriors.” So, let’s look at some of the sentiments found under this recent article and see if they resonate with how others truly see the financial world, retirement, and how to best prepare for it all. Importan...2020-07-0219 min

My Retirement Clarity with Lee PerkinsEp 20: Financial “Strategies” That Just Don’t WorkLet’s talk about some financial planning “strategies” that don’t really work (even though some people, even some financial advisors, believe in them). Important Links: Website: https://jlperkinswealth.com/podcast/ Call: 478-254-3550 2020-06-1817 min

Impact the World with Lee HarrisJohn PerkinsJohn Perkins is a New York Times best-selling author and activist dedicated to transforming the world into a sustainable, just, and peaceful place where all beings thrive. His newest book, Touching the Jaguar, provides a strategy for us to transform fear into action and new ways to collaborate to heal the wounds inflicted on our planet. In this episode, Lee and John discuss his near death experience and shamanic journey, where he 'touched the jaguar' and began to know reality is molded by our perceptions. They explore the topics of passion and purpose, the story behind the story, and ho...2020-06-0850 min

My Retirement Clarity with Lee PerkinsEp 19: Should You Be Wary Of Some Of Dave Ramsey’s Advice?Dave Ramsey has earned a lot of respect among savers and investors over the years as evidenced by his enormously popular radio show, books and sold out performance venues when he speaks. But is all of his advice worth following? Is it possible that some of the things he professes will actually hurt you financially? Let’s take a look at some of Dave’s most popular advice and see if and when it makes sense for retirees and pre-retirees to disagree. Important Links: Website: https://jlperkinswealth.com/podcast/ Call: 478-254-3550 2020-06-0420 min

My Retirement Clarity with Lee PerkinsEp 18: Best Intentions, Bad AdviceWe were planning to bring up this conversation before the Coronavirus pandemic hit, but now it just makes it even more important to discuss. You likely seek financial advice from lots of difference sources. And some of those sources will certainly have good intentions, but they’ll often give bad financial advice. Let’s look at some examples and explore the reasons why we have to be very careful from whom we’re taking this important guidance. Important Links: Website: https://jlperkinswealth.com/podcast/ Call: 478-254-3550 2020-05-2118 min