Shows
Let's Talk House PodcastLet's Talk House Episode 21: The Mortgage Hack Most Canadians Miss (That Could Save You over $100,000)What if you could shave four years off your mortgage and save over $100,000—without earning more, working more, or even changing your monthly budget?In this episode of Let’s Talk House, Lei breaks down the simple mortgage payment switch that most Canadians have never even heard of. It’s not refinancing. It’s not a side hustle. It’s not even about increasing your payments.It’s just one tiny checkbox that your lender probably didn’t mention—and it could fast-track your journey to becoming mortgage-free.🔥 You’ll learn:Why mont...
2025-07-1705 min
Let's Talk House PodcastLet's Talk House Episode 20: How Canadians Are Navigating Mortgages in 2025—CMHC Survey Deep DiveCurious about what’s really happening in Canada’s housing market? On Let’s Talk House, I break down the latest trends, real stories, and insider tips from the 2025 CMHC Mortgage Consumer Survey—so you don’t have to navigate real estate alone. Whether you’re a first-time buyer, a seasoned homeowner, or just dreaming about your next move, tune in for honest conversations and practical advice that make sense for real life in today’s market. Hit play and let’s make your homeownership journey a little easier, together!#podcast #realestatepodcast #realestateadvice #torontorealestate #torontomortgage #cmhc #ratehike #realestatetips...
2025-06-2608 min
Let's Talk House PodcastLet's Talk House Episode 19: Toronto Condo Market Shock: What's Really Happening?Stay ahead of the curve in Toronto's dynamic real estate market with Let's Talk House, your go-to podcast for expert insights, market trends, and actionable advice. Join us as we dive into the world of Toronto condos, homes, and neighborhoods, providing you with the knowledge you need to make informed decisions.From market updates and trends to tips and strategies, our podcast covers it all. Whether you're a buyer, seller, or investor, Let's Talk House is your ultimate resource for navigating Toronto's real estate landscape.Subscribe now and get ready to make informed...
2025-06-1303 min
Let's Talk House PodcastLet's Talk House Episode 18: Let's Talk House Episode 18: Why Are There So Many Homes For Sale In Toronto? Wondering what Toronto’s real estate roller coaster means for you? With new listings climbing and prices holding steady, now’s the time to get the facts. In today's episode, Lei will share what buyers need to know, how sellers can stand out, and why market absorption is the buzzword this season. #podcast #realestatepodcast #realestateadvice #torontorealestate #realestatetrends #fyp #thursdaypodcast #torontohousingmarket #buyersmarket #torontorealestatereport #trrebmarketwatch #realestatetips #dreamhome #realestategoals #ThursdayTips #thursday #realestateagent #firsttimebuyer #homehack #homehacks #torontorealestate #torontolife #buyingahome #buyinghomes #buyingahome #homebuyingtips #homebuying101 #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and YouTube
2025-06-0610 min
Let's Talk House PodcastLet's Talk House Episode 17: 7 Mortgage Hacks That Could Save You Thousands in CanadaLooking to pay off your mortgage faster while keeping your lifestyle intact? In this episode of Let’s Talk House, host Lei Villar-Cisneros breaks down 7 smart, proven strategies to save thousands in interest, shorten your mortgage term, and build financial freedom—right here in the Greater Toronto Area. Whether you're a first-time buyer or seasoned homeowner, this episode is packed with actionable tips and expert insights.🎧 Subscribe for more real estate and mortgage advice in the GTA.Thanks for listening! Follow us on FB, IG, LinkedIn and YouTube.
2025-05-1811 min
Let's Talk House PodcastLet's Talk House Episode 16: GTA Housing April Market Shocker: Buyers and Sellers Beware!Toronto and the GTA home sales are down 23% year-over-year! In this episode, Lei Villar-Cisneros breaks down what today’s Greater Toronto Area (GTA) real estate trends mean for buyers and sellers. Learn how to navigate high interest rates, market uncertainty, and find opportunities to win in 2025’s shifting housing market. Tune in now! 📍 Serving Toronto, and the Greater Toronto Area, in Canada.#podcast #realestatepodcast #realestateadvice #torontorealestate #torontomortgage #torontohousingmarket #torontorealestatemarket #realestatetips #dreamhome #realestategoals #ThursdayTips #thursday #realestateagent #firsttimebuyer #homehack #homehacks #torontorealestate #torontolife #buyingahome #buyinghomes #buyingahome #homebuyingtips #homebuying101 #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening...
2025-05-0912 min
Let's Talk House PodcastLet's Talk House Episode 15: Why Luxury Listings Expire: The Truth Behind Unsold High-End HomesHave you ever wondered why stunning luxury homes sometimes sit unsold on the market? In this first episode of our Expired Luxury Listing series, Lei Villar-Cisneros, GTA real estate expert, pulls back the curtain on the real reasons why luxury listings expire — and spoiler alert: it’s not always about the price.From outdated marketing strategies to missing the emotional connection buyers crave, Lei dives deep into the critical mistakes that lead to expired high-end properties. She also shares key insights on how today’s luxury homes need to be positioned and presented to attract serious buyers quickl...
2025-05-0208 min
KDHRCtrl-Alt-Dmac Episode 1 featuring alumni and faculty Mike GeluzCtrl+Alt+DMAC is a production of the Digital Media Arts Club at Cal State University Dominguez Hills.Guest: Mike GeluzInterviewer: Ben GuererroDirector: Erin BraswellProducer: Jocy MartinezAssistant Director: Christian BravoAssistant Producer: Danny Garcia-EstradaRunner: Sam ArroyoFloor Director: Raul MedinaCamera Switcher: Violet CisnerosAudio Engineer: Justin SanchezVideo Editing: Ernesto Espinoza-Oyarzabal & Lucas TammarielloAudio Editing: Mike GonzalezIntro/Outro Music: Desiree BennettBTS Photography/Graphic...
2025-03-2821 minLet's Talk House PodcastLet's Talk House Episode 14: Understanding Bank of Canada Interest Hike, Inflation and House AffordabilityLet's Talk House Episode 14: The cost of bringing down inflation is becoming challenging even for Bank of Canada as the country's economy remains strong with strong labour market demand. This resulted in a 25 basis point increase that caught even the majority of economist off-guard. In anticipation for the rate hike, the prime rate, variable and fixed rate mortgages have gone up as well. Join us as we explore the far-reaching implications of the Bank of Canada's rate hike on homeowners and prospective buyers, shedding light on the evolving dynamics of the real estate market.#podcast #realestatepodcast #realestateadvice #to...
2023-06-0808 min
Pistolando PodcastPistolando #193 - Tráfico de fósseisNão existe nada - NADA - que o capitalismo não destrua no processo de transformar em mercadoria. A novidade agora é um projeto de lei que pretende transformar a exploração e o comércio de fósseis em um grande bundalelê. As consequências disso vão muito além do que você pode imaginar. Conversamos com Juan Cisneros, um dos paleontólogos brasileiros que estão lutando contra essa péssima ideia. Ficha técnica Hosts: Leticia Dáquer e Thiago Corrêa Convidado: Juan Cisneros Edição: Leticia Dáqu...
2023-06-071h 55Pistolando PodcastPistolando #193 - Tráfico de fósseisNão existe nada - NADA - que o capitalismo não destrua no processo de transformar em mercadoria. A novidade agora é um projeto de lei que pretende transformar a exploração e o comércio de fósseis em um grande bundalelê. As consequências disso vão muito além do que você pode imaginar. Conversamos com Juan Cisneros, um dos paleontólogos brasileiros que estão lutando contra essa péssima ideia. Ficha técnica Hosts: Leticia Dáquer e Thiago Corrêa Convidado: Juan Cisneros Edição: Leticia Dáqu...
2023-06-071h 55
Let's Talk House PodcastLet's Talk House Episode 13: Understanding the Current GTA Housing Market Trends and Their Impact on Buyers and SellersLet's Talk House Episode 13: Are you curious about how the current housing market will affect your buying or selling decisions? In this episode of Let's Talk House, we bring you the latest insights and trends shaping the real estate landscape in the Greater Toronto Area (GTA). We will delve into the recent data and its implications for homebuyers and sellers in the Toronto and GTA real estate market. Let's explore the key factors influencing the market and gain valuable knowledge to navigate the evolving housing landscape. #podcast #realestatepodcast #realestateadvice #torontohousingmarketmay2023 #torontohousingmarket #torontorealestatemarket #torontorealestatemarketupdate #firsttimehomebuyertips #firsttimehomebuyer #realestatetips #realestateagent #tor...
2023-06-0307 min
Let's Talk House PodcastLet's Talk House Episode 12: Toronto Housing Market Update April 2023 | Greater Toronto AreaDiscover the latest insights and expert analysis on the Greater Toronto Area's real estate market with "Let's Talk House" podcast. Hosted by Lei Villar-Cisneros, licensed Ontario Realtor® serving the Greater Toronto Area in Canada.Join Lei as she delves into the April housing market report released by the Toronto Regional Real Estate Board. Gain valuable knowledge about the current state of the market and how it may impact your buying or selling decisions. From sales trends and new listings to selling prices and the influence of interest rates, Lei provides a comprehensive overview of the key factors s...
2023-05-1809 min
Let's Talk House PodcastLet's Talk House Episode 11: Is It Worth The Risk To Buy A Home In Toronto Right Now?In the real estate world where the housing market is constantly evolving, it can be tough to know when to buy or sell. Timing the market is a very risky move. Prices go up, interest rates go down, and it can all be a bit overwhelming. But fear not, because we're here to help. Join us as we explore the latest housing market update for April 2023 in the Greater Toronto Area. From tightening markets to shifting demands, we'll cover it all. We've got all the inside scoop on the current state of the Toronto housing market and what it mea...
2023-05-1510 minLet's Talk House PodcastLet's Talk House Episode 10: The Dos and Don'ts of Buying Your First Home in the Greater Toronto AreaAre you a first-time home buyer in the Greater Toronto Area, feeling overwhelmed and unsure where to start? With rising prices, intense competition, and ever-changing market conditions, the process of buying your first home can be daunting. But don't worry, we've got you covered! In this episode, we'll provide you with valuable tips and insights to help you find your dream home with confidence. Only here at Let's Talk House Podcast - your go-to source for all things real estate, mortgage and beyond in the Greater Toronto Area, in Canada.Thanks for listening! Follow us on FB...
2023-04-2713 minLet's Talk House PodcastLet's Talk House Episode 9 - New First Home Savings Account For First Time Home BuyersWelcome to the Let's Talk House Podcast episode 9, where we dive into the world of real estate and personal finance. In today's episode, we're going to talk about the latest Government's program to help first time home buyers called First Home Saving Account (FHSA) in Canada.As a real estate agent and digital marketing expert, I've seen firsthand how many first-time homebuyers struggle to save for their dream home. That's where the FHSA comes in - it's a unique savings account designed specifically to help Canadians save for their first home.In this episode, we'll...
2023-04-2007 minLet's Talk House PodcastLet's Talk House Episode 8 - Toronto Housing Market Update - March 2023Let's Talk House Podcast Episode 8: You hear it and you're seeing it. The return of the bidding wars, offer dates and sale over list price. Why is this happening again? Will you be able to buy a home in this tightening market? If you're a first time home buyer or thinking or buying and selling a home this quarter, you have to tune in. We'll talk about the Toronto Housing Market conditions in March 2023 and more in this episode of Let's Talk House podcast, your go-to source for all thing real estate, mortgage and beyond.#torontohousingmarket #torontorealestatemarketupdate...
2023-04-1309 minLet's Talk House PodcastLet's Talk House - Episode 7 - 6 To Die For Design Trends Buyers Love But Are They Practical?Episode 7: These design trends are on top of buyer's list buy before you dive and get them, you might want to think twice as we talk about 6 to die for design trends that buyers love but are they practical in this episode of Let's Talk House Podcast, your go-to source for all things real estate, mortgage and beyond in the Greater Toronto Area in Canada. Im your host, Lei Villar-Cisneros.#podcast #realestatepodcast #torontorealestate #torontomortgage #designtrends #homebuyertips #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and YouTube.
2023-04-0606 minLet's Talk House PodcastLet's Talk House - Episode 6 - First Time Home Buyer Incentive CanadaEpisode 6: What is a first time home buyer incentive? How do you qualify for it? Is it worth it? We'll deep dive on the Government's First Time Home Buyer Incentive program in Canada on this episode of Let's Talk House, your go to source for all things real estate, mortgage and beyond in the Greater Toronto Area, in Canada. I'm your host, Lei Villar-Cisneros.#realestatepodcast #podcast #torontoliving #torontorealestate #torontorealtor #firsttimehomebuyerscanada #homebuyertips #firsttimehomebuyers #leivillarre #leivillarrealestate #leivillarcisnerosThanks for listening! Follow us on FB, IG, LinkedIn and YouTube.
2023-03-3006 minLet's Talk House PodcastLet's Talk House - Episode 5 - Rent-To-Own BasicsEpisode 5 - The cost of renting versus owning in Canada varies significantly depending on factors such as location and property type. Affordability whether buying or renting can be a struggle for would-be owners. Can rent-to-own program be the answer?According to a 2021 report by the National Housing Strategy, over 1.6 million Canadian households were in core housing need in 2018, meaning that they were spending more than 30% of their income on housing and/or living in inadequate or unsuitable housing. In fact according to a 2021 report by Statistics Canada, around 35% of Canadian households rent their homes. Generally, ow...
2023-03-2322 minLet's Talk House PodcastLet's Talk House Podcast Episode 4 - Reverse Mortgage, Is This For You?Episode 4: Did you know that almost 75% of Canadians live in debt? In fact, 1 in 6 Canadians spend way more than they can earn. Stat shows that 25% of Canadians or 1 in 4 uses personal loan to pay for groceries and gas. The high cost of living brought about by the rising inflation has made Canadian scrambling for cash and has to resort to their dear plastic cards to survive. Refinancing mortgages and Home Equity Line of Credit are resources that many Canadians are hoping to tap on but because of the high interest rates, many are surprised to know that they can’t q...
2023-03-0211 minLet's Talk House PodcastLet's Talk House Episode 3 - Money! Money! Money! So Many Plans, So Little TimeEpisode 3: In today’s world, managing money is becoming extremely complicated. Spending options just keep on expanding – there’s Apple Wallet, one tap app, and tons of pre-approved credit cards in the mail – if I were to accept all the credit card offers in the mail, I could have bought a car, maybe a boat or a house, well, the last one is an exaggeration but you got the picture right? So in this episode, let’s talk about Money, only here at Let’s Talk House – your go to resource for all things real estate, mortgage and beyond in the Greater...
2023-02-2318 minLet's Talk House PodcastLet's Talk House Episode 2: You Work So Hard, So Why Don't You Pay Yourself First!Episode 2: The advancement in Science has paved way to living longer in Canada. It is something that everybody should celebrate about. But what if you don’t have enough money to support yourself living longer? In this episode, we’ll talk about Paying Yourself First so you don’t worry about living longer and enjoy living your life to the fullest. Only here at Let’s Talk House, your go to source for all things real estate, mortgage and beyond in the Greater Toronto Area in Canada.Thanks for listening! Follow us on FB, IG, LinkedIn and YouTube.
2023-02-1617 min
Let's Talk House PodcastLet's Talk House Episode 1: Canada Housing Market Year-end Review and 2023 PredictionsEpisode 1: The cost of home ownership is rising. What does it mean for homeowners and first-time home buyers when you factor in inflation. How does the housing market affects your home, budget and life?Thanks for listening! Follow us on FB, IG, LinkedIn and YouTube.
2023-02-0912 min
Let's Talk House PodcastLet's Talk House - IntroductionIntroduction: Let's Talk House is a weekly podcast about all things real estate, mortgage and beyond.Thanks for listening! Follow us on FB, IG, LinkedIn and YouTube.
2023-02-0801 min