Shows
Healthy, Wealthy, & Wise Retirement PodcastOil & Gas: CEO Steve Blackwell- part II (Ep.86)Today is the conclusion of my conversation with Steve Blackwell, CEO of Invito Energy Partners. In part I, Steve and I talked about oil & gas from an investment standpoint, and how not all oil & gas opportunities are equal, nor do all carry the same risk. For part II, we pivot to the unique tax benefits that oil & gas can offer, as this is what draws so many investors into the space. We talk about how an investment into oil & gas can be used to directly offset taxable income, but how it has to be done properly in...
2025-12-0339 minHealthy, Wealthy, & Wise Retirement PodcastOil & Gas: CEO Steve Blackwell- part I (Ep.85)Today I'm joined by Steve Blackwell, CEO of Invito Energy Partners. Steve and his managing partner, Jared Christianson, have a long history and vast experience in the oil & gas space. As an investment opportunity, oil & gas can be a powerful addition to a portfolio, as its returns are not directly tied to the market like many traditional investments, and it offers unique tax benefits, but only if done the right way. While the tax benefits often lead the conversation when it comes to oil & gas, today we look at this solely from an investment perspective...
2025-11-2725 minHealthy, Wealthy, & Wise Retirement PodcastRetirement Risks Analysis (Ep. 84)This is a quick impromptu episode where I hopped on the microphone after a couple of client meetings to share some thoughts. In the first half, I talk about the role of the advisor, specifically how it's important for advisors to push back and challenge clients who have strong convictions regarding how to best invest their portfolio. At the end of the day, it's the client's money and they have the final say in how to invest, but I think it's through this push-pull dynamic that we can arrive at the best answers. In the second half...
2025-09-0428 minHealthy, Wealthy, & Wise Retirement PodcastRetirement Hobbies: Music (Ep. 83)On today's episode, Perry Ross, worship minister at Lutheran Church of Hope in West Des Moines, Iowa was kind enough to share his love of music with us all. Perry shares stories about how he got into music, how he came to his current position with Hope, and even answers some "off the cuff" listener questions that we received. I hope you enjoy this relaxing, long-form interview with Perry Ross! Connect with Loren: Share More & Get in Touch Podcast Page
2025-07-1647 minHealthy, Wealthy, & Wise Retirement PodcastRetirement Hobbies: Music (Ep. 83)On today's episode, Perry Ross, worship minister at Lutheran Church of Hope in West Des Moines, Iowa was kind enough to share his love of music with us all. Perry shares stories about how he got into music, how he came to his current position with Hope, and even answers some "off the cuff" listener questions that we received. I hope you enjoy this relaxing, long-form interview with Perry Ross! Connect with Loren: Share More & Get in Touch Podcast Page
2025-07-1647 minHealthy, Wealthy, & Wise Retirement PodcastPh.D. Alex Murguia- part II (Ep. 82)I'm excited to share Part II of my conversation with Ph.D. Alex Murguia. Alex is a "go-to" expert when it comes to any finance-related topic, as he has a unique ability to combine an academic proficiency with humor and real-world experience. I hope you enjoy today's show, and don't forget to take advantage of completing your own RISA Assessment too! *this episode was recorded in video format: YouTube On today's show, we discuss: 1) Does our tolerance for market turbulence change throughout retirement? 2) Why is it so important to identify our "ret...
2025-06-2523 minHealthy, Wealthy, & Wise Retirement PodcastPh.D. Alex Murguia- part I (Ep. 81)Today, I have the pleasure of welcoming Ph.D. Alex Murguia to the show. Alex is the CEO of Retirement Researcher and Managing Director of McLean Asset Management, an investment advisory firm based in Tysons, Virginia. He has been published in the New York Times, the Wall Street Journal, speaks at several financial conferences, and founded a financial planning software which helps retirees learn which retirement income strategies best fit their personalized style. *this episode was recorded in video format: YouTube On today's show, we discuss: 1) What actually is market volatility from an a...
2025-06-0434 minHealthy, Wealthy, & Wise Retirement PodcastF.I.R.E.- part II w/ Jacob Schroeder (Ep. 80)Today, we wrap up with Part II of my conversation with Jacob Schroeder of Kiplinger. We continue discussing the concept of "F.I.R.E." -Financial Independence, Retire Early. We talk about: -How FIRE participants can access funds prior to age 59 1/2- "Rule of 55" & "SEPP 72(t)" -What are some common characteristics of people who successfully implement a FIRE strategy? -What if you are retired and bored? *this episode was recorded in video format, and will soon be available on our channel: YouTube Connect with Loren:...
2025-05-1428 minHealthy, Wealthy, & Wise Retirement PodcastFinancial Independence, Retire Early- F.I.R.E. (Ep. 79)Welcome back! I've been away for a bit, but ready to swing into another year of podcasting, and I have a lot of interviews lined up that I'm excited to share. For today's episode, Jacob Schroeder of Kiplinger returns to the show to share some of his research on the FIRE movement, which stands for "Financial Independence, Retire Early." We talk about: -What is FIRE and why do people get so excited about this? -On the flip side, what are some of the pitfalls of a FIRE strategy? -What i...
2025-04-2333 minHealthy, Wealthy, & Wise Retirement PodcastBitcoin- Part Two w/ Isaiah Douglass (Ep. 78)Welcome in as we wrap up our conversation with Isaiah Douglass of Swan Bitcoin. Be sure to check out Part One if you missed it, as we lay the groundwork by discussing what Bitcoin is, how it's different than the broad term "cryptocurrency," whether or not it's too late to invest, and much more! For today's episode, we tackle some of the below questions: -How does the current political landscape impact Bitcoin? -How much should investors allocate to Bitcoin? -Where could Bitcoin realistically get to in the next 10 years? ...
2024-12-1037 minHealthy, Wealthy, & Wise Retirement PodcastBitcoin- Part One w/ Isaiah Douglass (Ep. 77)Welcome in as Isaiah Douglass of Swan Bitcoin joins the show, and we begin our two-part conversation on one of our most frequently requested topics- Bitcoin. Questions we cover: -What is Bitcoin and why has it gained in popularity? -How is Bitcoin different from the broad term "cryptocurrency?" -What problems does Bitcoin solve? -What are the characteristics of an "ideal" currency? -Does Bitcoin have more of a track record than we might think? -How much of a portfolio should be allocated to Bitcoin?
2024-11-2743 minHealthy, Wealthy, & Wise Retirement PodcastElection Thoughts & Tax Legislation w/ Neil Wilding (Ep. 76)Welcome in as my friend Neil Wilding joins the show to discuss the upcoming election, our country's budget obligations, and how taxes fit into this election and beyond. This is a bit of a marathon episode as we have a lot to cover, some of which includes: -discussion about "tax risk" -mandatory spending vs. discretionary spending -discussion about "legislative risk" -Tax Cuts & Jobs Act (TCJA) *this episode was recorded in video format, so if you'd like to watch, find us on YouTube Connect w...
2024-10-301h 05
Collateral Cinema Movie PodcastAdult Swim Edition: Brendon Small & Loren Bouchard's Home Movies (Season 2) w/ Special Guest Robbie Sherman (Conversations with RS) – Collateral Cinema Movie Podcast (SPOILERS)Title: Home Movies [Wikipedia] [IMDb]
Creators: Brendon Small, Loren Bouchard
Director: Loren Bouchard
Producer: Melissa Bardin Galsky
Stars: Brendon Small, Janine Ditullio, H. Jon Benjamin, Melissa Bardin Galsky
Original release: January 6 – March 31, 2002
PROMO: Reading Between the Reels (@ReadBtweenReels)
SPECIAL GUEST: Robbie Sherman, Conversations with Robbie Sherman (@WithSherman)
SHOWNOTES: Collateral Cinema explores Home Movies once more, as Robbie Sherman (Conversations with Robbie Sherman) joins us in a discussion on Season 2 of the Adult Swim slice-of-life sitcom! In what ways do co-creators Brendon Small and Lor...
2024-09-181h 21
"Love's A Secret Weapon" PodcastShindig's 60th Anniversary! "Tales of Shindig!"Celebrate Shindig’s 60th Birthday (Sept 16, 1964-2024) on “Love’s a Secret Weapon” Podcast❤️ with a replay of Chapter 7 part 3 of Donna's Memoir: "Tales of Shindig!" But wait! There’s more❣️ If this perks your curiosity, Chapter 7, Parts 1-4 reveal my entire Shindig! Experience
❤️Go Donna and Dr Adam🎊🎉
Onstage and backstage, Donna relishes her role on Shindig being surrounded by the likes of The Righteous Brothers, The Rolling Stones, Glen Campbell, Marvin Gaye, Tina Turner and Bobby Sherman.
2024-09-151h 12Healthy, Wealthy, & Wise Retirement PodcastTerry Butler- Water for Ghana (Ep. 75)In today's episode, I have a conversation with a good friend and mentor, Terry Butler. Terry has a special talent for delivering his message with both accuracy and passion. Today, Terry tells us how two of his passions intersected in Ghana, by sharing the good word and bringing clean water to a country in need. This is a conversation I'm sure you will enjoy, and if you feel moved to get involved, we've included links below where you can donate and learn more. *this episode was recorded in video format, so if you'd l...
2024-08-2033 minHealthy, Wealthy, & Wise Retirement PodcastFoster Group- with Reed Rinderknecht (Ep. 74)In part II of my conversation with financial advisor Reed Rinderknecht, we discuss the firm he is with called Foster Group. Foster Group is right here in West Des Moines, Iowa, and has been serving the community since 1989 (with the name change to "Foster Group" in 2001). We talk about their process and investment philosophy, the type of clients they work best with, their fee structure, and much more. *this episode was recorded in video format, so if you'd like to watch, find us on YouTube Connect with Loren: Share M...
2024-06-2646 minHealthy, Wealthy, & Wise Retirement PodcastReed Rinderknecht (Ep. 73)Today I had the privilege of talking with Reed Rinderknecht of Foster Group in West Des Moines, Iowa. Reed brings a life experience that is tough to match, as he is the most tenured advisor at Foster Group, dating back to 1997. He also has a unique background as he's played for an Iowa Hawkeyes team that visited the Rose Bowl, competed in more than 80 triathlons, and has a love of flying, so he shares with us some of his experiences as a pilot. I hope you enjoy the conversation, and stick around for Part II...
2024-06-1231 min
The Marketing Mentor Podcast502: Looking Back Lightly with Gratitude with Loren Sherman (Part 2)In Part 2 of my conversation with inventor turned therapy dog handler, Loren Sherman, we looked back lightly on some of the mistakes he made in his 3 careers. And if you like what you hear, we'd love it if you write a review, subscribe here and sign up for Quick Tips from Marketing Mentor.
2024-06-0730 minHealthy, Wealthy, & Wise Retirement PodcastWealth Enhancement Group- with Jim Sandager (Ep. 72)For part II of my conversation with Jim Sandager, we talk about Jim's journey within the financial planning industry, and highlight his firm called Wealth Enhancement Group. Enjoy the conversation, and don't hesitate to reach out if you have any additional questions for Jim. *this episode was recorded in video format, so if you'd like to watch, find us on YouTube Connect with Loren: Share More & Get in Touch LinkedIn: Loren Sherman Podcast Page Connect with Jim: Wealth Enhancement Gro...
2024-05-3046 minThe Marketing Mentor Podcast501: The Throughline in 3 Creative Careers with Loren Sherman (Part 1)On the day he sold his 23 year old contract furniture business, I talked with my good friend, Loren Sherman, inventor turned therapy dog handler, about, among other things, what he'd learned in the laboratory that was his business. And if you like what you hear, we'd love it if you write a review, subscribe here and sign up for Quick Tips from Marketing Mentor.
2024-05-2424 minHealthy, Wealthy, & Wise Retirement PodcastMount Kilimanjaro- with Jim Sandager (Ep. 71)This episode, I had the privilege of talking with Jim Sandager of Wealth Enhancement Group. We hold off on talking business until Part II of our conversation, and instead, discuss Jim's journey to Mt. Kilimanjaro. Jim shares with us his story of climbing Mount Kilimanjaro with his son in January of 2023. We talk about his preparation for the climb, the amazing experience itself, and the memories and lessons he learned that will stick with him for a lifetime. *This episode was recorded in video format, so if you'd like to watch, find us on YouTube
2024-05-1640 minHealthy, Wealthy, & Wise Retirement PodcastAO Wealth Advisory- with Adam Obrecht (Ep. 70)This episode is part II with Adam Obrecht, founder and financial advisor of AO Wealth Advisory located in Urbandale, Iowa. We talk about the origin story of why Adam launched AO Wealth, the types of clients they work best with, and what makes them unique. You can find more about AO Wealth Advisory via the link below. *this episode was recorded in video format, so if you'd like to watch, find us on YouTube Connect with Loren: Share More & Get in Touch LinkedIn: Loren Sherman...
2024-04-3036 minHealthy, Wealthy, & Wise Retirement PodcastAviation- with Adam Obrecht (Ep. 69)Today, I sit down with Adam Obrecht, who is the founder and a financial advisor with AO Wealth located in Urbandale, Iowa. But instead of discussing Adam's advisory firm just yet, we start with a conversation about one of Adam's passions, aviation. We talk about how Adam got his start into flying, and how others can get started if they would like to explore the hobby. We also talk about some of his most memorable flights, and what he's learned along the way. If you are searching for an exciting new hobby, this episode just m...
2024-04-1633 min
Rabbi On The SidelinesRabbi On The Sidelines, Loren Mendell and Omar Al Dakheel, American ManhuntProducers of American Manhunt: The Boston Marathon Bombing, Loren Mendell and Omar Al Dakheel join Rabbi Sherman on the 11th anniversary of that fateful day to discuss its historic significance in America and in the world of sports.
2024-04-1634 minHealthy, Wealthy, & Wise Retirement PodcastSyverson Strege- with Jason Gunkel (Ep. 68)In this episode, we continue the conversation with Jason Gunkel, who is a financial advisor with a West Des Moines firm called Syverson Strege. Jason gives us an overview of Syverson Strege, we talk about how they are unique and who they serve as clients, and Jason shares his plans for a podcast of his own, called Prayers & Profits. And although Syverson Strege is technically a competing firm, I have a lot of respect for Jason and the work they do. We understand that not everyone is going to be the right fit with Integrity...
2024-04-0222 minHealthy, Wealthy, & Wise Retirement PodcastRest & Recharge- with Jason Gunkel (Ep. 67)In this episode, we have a friend and fellow financial advisor, Jason Gunkel join the show. In addition to being an advisor, Jason wears the hat of Chief Investment Officer at a West Des Moines financial firm called Syverson Strege. Syverson Strege has began to implement extended time off, or sabbaticals, as something their advisors can take advantage of. Last summer, Jason took his 6-week sabbatical away from work, and he was kind enough to share his experience and what he learned. And while Syverson Strege is technically a competing firm, I have a lot...
2024-03-1947 minHealthy, Wealthy, & Wise Retirement PodcastAnnuities, Reverse Mortgages, & More w/ Wade Pfau (Ep. 66)Last episode, we discussed RISA®- Retirement Income Style Awareness. If you haven't taken advantage of completing this for yourself, you can still do so here: RISA® Assessment On this episode, we wrap up with some follow up questions for Wade that you will not want to miss! Discussed on today's show: Wade shares his thoughts on annuities and if they should have a place in a person's retirement planning. Wade discusses the topic of reverse mortgages through the lens of financial planning, rather than as a "last resort." We then spend some ti...
2024-01-2438 minHealthy, Wealthy, & Wise Retirement PodcastRISA®- with Wade Pfau (Ep. 65)On this episode, I'm excited to share my conversation with Wade Pfau to discuss RISA®- Retirement Income Style Awareness. Wade is a bit of an icon in the financial planning space. If you want to dive deep into any financial topic, it's likely Wade has spent hours studying the research and can explain the pros, cons, and complexities of the situation. I've thoroughly enjoyed getting to know Wade, and I'm excited to share his RISA® technology with you. As a special gift, we've also given listeners the opportunity to take the RISA® Assessment themselves. Thanks for list...
2024-01-0948 minHealthy, Wealthy, & Wise Retirement PodcastInterviewing Loren Sherman (Ep. 64)This is certainly a different type of episode than others I've recorded, as the tables are turned and I am on the receiving end of questions. I had the opportunity to sit down with Dennis Mattern, who had lots of questions about our firm, Integrity Wealth Management. Dennis is a lot of fun to talk with and an absolute pro when it comes to the interview process, as he also has a podcast show of his own and is no stranger to the microphone. After sharing this episode with their audience, Dennis and his team were gracious...
2023-12-2141 minHealthy, Wealthy, & Wise Retirement PodcastFive Charitable Giving Ideas *Rebroadcast* (Ep. 63)For many retirees, donating and becoming involved with charities and those in need becomes an important part of their retirement. For some, this is where they find purpose beyond their working years. While there is likely an endless list of charities that would be worthy of highlighting, today we offer an overview of 5 charities that have been on my radar as of late. Perhaps you want to add these to your list, or maybe they will get you brainstorming in another direction altogether! Schedule an Intro Call with Loren Charities discussed o...
2023-11-2917 minHealthy, Wealthy, & Wise Retirement PodcastDr. Daniel Crosby- part II (Ep. 62)Welcome back for the conclusion of my conversation with behavioral finance expert, Daniel Crosby. On this episode, we discuss the below questions and more. I hope you listen, share with others, and most of all, ENJOY! Questions discussed on today's show: Is it wise to "invest in what you know?" What can we learn from the Pepsi vs. Coke blind taste test? We've talked a lot about problems and headwinds we face, what are the solutions? As the old adage suggests, should we listen to our gut? How can we make the switch from saving all...
2023-11-1535 minHealthy, Wealthy, & Wise Retirement PodcastDr. Daniel Crosby- part I (Ep. 61) I'm excited to share this conversation with psychologist and behavioral finance expert, Dr. Daniel Crosby. We discuss the emotional components to money, some of the different biases we all hold that get in our way, and why we react so differently to bad news versus good news, particularly with markets in mind. Daniel is a natural storyteller, so he's able to take complex studies and research, and explain them in a way that is not only easy to understand, but captivating to listen to as well. Connect with Loren: Share More & Get...
2023-11-0136 minHealthy, Wealthy, & Wise Retirement PodcastRetirement Hobbies: Coffee (Ep. 60)I had a fun conversation with coffee enthusiast Perry Ross, where we talk about how Perry first got into coffee, how to pick the right coffee bean for you, brewing tips, and much more! I like to sprinkle in non-financial episodes from time to time, as more retirees take up new hobbies after their non-working years. Perhaps after listening to my conversation with Perry, you will be inspired to add "coffee" to your list of hobbies! *Ps- as mentioned below, email me and we may even be able to get you a free bag of...
2023-09-1947 minHealthy, Wealthy, & Wise Retirement PodcastWelcome Back! (Ep. 59)After a little bit of a summer break, I'm excited to be back in front of the microphone with you! In this episode, I share some of what I've been up to this summer and give you a glimpse into a couple of "can't miss" interviews coming out soon. We also highlight 3 planning opportunities coming up soon: Medicare's "Annual Election Period" End-of-Year Tax Harvesting Who Benefits Most From a Roth Conversion We close up today's show by attempting to clear up some of the confusion between the terms "Fee-Only" and "Flat-Fee." C...
2023-09-0520 min"Love's A Secret Weapon" PodcastChapter 21: Casting My Spell On You with guests Jo David and Marlow HarrisWelcome to a new chapter of Donna’s memoir! We open with a duet sung by Donna and Bobby Sherman on Shindig, “Casting My Spell on You”.
In this episode…Donna takes us back to the early 2000s as her fashion business, ADASA Hawaii, enters a new phase with celebrity clientele and the hottest lines including Juicy Couture, James Perse, Isabella Fiore and Lacoste. At a time of personal change and professional success, Donna begins to wonder if her new voice is as a Designer.
Plus, Donna and Dr Adam are joined by fan guests Jo David and Marl...
2023-08-311h 45Healthy, Wealthy, & Wise Retirement PodcastBreaking Up with Your Advisor- Part I (Ep. 58)Change is a necessary part of life, but one change most people don't expect to go through is a break-up with their financial advisor. It may seem like a strange topic to cover, but if that time ever comes, it's best to be prepared so you're not caught off guard. Aside from the process itself, we cover why people should consider a break-up with their advisor, as well as a few "not-so-good" reasons to break-up. Connect with Loren: Share More & Get in Touch LinkedIn: Loren Sherman
2023-06-1324 min
Where Am I To GoPodcast #107-S4 - Bosque Redondo Memorial at Fort Sumner Historic Site - Mar 03 2023
The center of a million-acre reservation known as the Bosque Redondo, this site represents one of the most tragic periods in American history.
As Spaniards, Mexicans and Americans settled in the territory of New Mexico, they were subject to raids from the Diné (Navajo) and Ndé (Mescalero Apache) people who fought to maintain their traditional homelands and to obtain valuable resources from the settlers. In efforts to control the raiding the Spanish, the Mexicans and then the Americans, fought the Indians. Treaties were written and broken, nothing much changed. Raiding continued until the early 1860s when...
2023-06-041h 19Healthy, Wealthy, & Wise Retirement PodcastFee Conversation (Ep. 57)This was a quick impromptu conversation, as I hopped on the mic on a recent visit down to Kansas City. I hope you enjoy, and I'd love to connect with you if any of this resonate with you personally! Connor and I discuss: How a marketing team can lighten the load for financial advisors Why I created a firm with a flat-fee structure, and who this is best suited for Why every firm says they offer "comprehensive" planning, but it's important to ask for examples to see what this looks like And finally, we've covered this...
2023-05-3018 minHealthy, Wealthy, & Wise Retirement PodcastGolf Interview with Eric Peyton- Part II (Ep. 56)In this part II interview with golf pro Eric Peyton, we cover some quick hitting listener questions. Once again, most episodes will focus on the "wealthy" aspect of Healthy, Wealthy, & Wise, but I'm excited to sprinkle in some hobby-related topics too. If you're someone who has found themselves with more free time in retirement, or just love to golf, stick around for the conclusion of our conversation. Eric and I discuss: His favorite course and who he'd most like to play a round with The longest drive he's ever hit Golf tips that don't g...
2023-05-1620 minHealthy, Wealthy, & Wise Retirement PodcastGolf Interview with Eric Peyton- Part I (Ep. 55)This episode was a fun detour from our more common finance-related topics, as I had a chance to sit down with golf professional, Eric Peyton. Eric has been featured in a variety of golf publications, has his own podcast where he discusses all things golf, and gives indoor lessons to golfers of all skill levels wanting to improve their game. While most episodes focus on the "wealthy" aspect of Healthy, Wealthy, & Wise, I'm excited to sprinkle in some hobby-related topics. For many of us, our careers consume a large chunk of our time. In retirement, hobbies can pla...
2023-05-0237 minHealthy, Wealthy, & Wise Retirement PodcastMAX My Interest- Part II (Ep. 54)This episode is the conclusion of my conversation with founder and CEO of MaxMyInterest, Gary Zimmerman. I ask Gary who are their top competitors, his biggest challenges from the early days of creating Max, and you won't want to miss the end, as Gary shares some valuable insight into staying happy (and getting happier!) throughout your retirement years. More about what we discuss: Why people might NOT use MaxMyInterest Gary's "science fair" mindset that ultimately led him to question the traditional banking model Some of the low-points and challenges in the early years of crea...
2023-04-1825 minHealthy, Wealthy, & Wise Retirement PodcastMAX My Interest- Part I (Ep. 53)This is a "can't miss" episode, as I sit down for a conversation with founder and CEO of MaxMyInterest, Gary Zimmerman. Gary shares why he started MaxMyInterest, how retirees can make this part of their income plan, and how you can add what he calls "super alpha" to your portfolio. This was a timely conversation, as more and more Americans are not only realizing the need to keep up with inflation, but to have the confidence their cash holdings are secure with FDIC insurance. We discuss: How the idea for MaxMyInterest came to be an...
2023-04-0425 minHealthy, Wealthy, & Wise Retirement Podcast5 Reasons You'll Blow Up Your Retirement Plan- part II (Ep. 52)In this guest episode, we wrap up our conversation with Kiplinger writer Jacob Schroeder, where he shares "5 Reasons You'll Blow Up Your Retirement." We discuss: Reason #4- "Your Life Changes – in a Big Way!" Reason #5- "The World Changes – in a Big Way!" "If life can be so uncertain, then why make a retirement plan in the first place?" We wrap up our conversation with Jacob Schroeder, and tease the next episode with MaxMyInterest founder Gary Zimmerman. Connect with Loren: Schedule an Intro Call Email: Loren Sherman Li...
2023-03-2123 minHealthy, Wealthy, & Wise Retirement Podcast5 Reasons You'll Blow Up Your Retirement Plan- part I (Ep. 51)In this guest episode, Kiplinger writer Jacob Schroeder shares with us "5 Reasons You'll Blow Up Your Retirement." Jacob's mission is to help people make more informed financial decisions and live happier lives. I think you'll hear from our conversation that Jacob's passion and wealth of knowledge on the topic shines through! We discuss: Jacob's background and how he began writing about retirement and happiness in the first place Reason #1- "Your Retirement Reality Doesn't Meet Your Retirement Expectations." Reason #2- "You Need a New Identity." Reason #3- "You Experience a Health Problem." We also dis...
2023-03-0725 minHealthy, Wealthy, & Wise Retirement Podcast67,161 PUSHUPS!? *Rebroadcast* (Ep. 50)In this episode, I give a fresh new intro, then dive into the rebroadcast of an early episode where I walk through 6 lessons I learned from a pushup challenge I completed back in 2019, while I currently complete a one-month version here in 2023. While the pushup challenge itself can be fun and entertaining, what you'll really want to stick around for are the lessons learned and how to take action on each of them. Loren discusses: Whatever is easy to do, is equally easy NOT to do Use momentum to your advantage Focus on...
2023-02-2112 minHealthy, Wealthy, & Wise Retirement PodcastSecure Act 2.0- How will this affect my retirement? (Ep. 49)"How will the Secure Act affect me?" This is a common question we are hearing from retirees, so in this episode, we tackle some of the primary changes the Secure Act 2.0 has introduced, as well as their impact to your retirement. Loren discusses: Changes to the starting age in which distributions from retirement accounts are required, as well as how to push this back even further to age 85 in some cases Reduction of penalties How those still working will have more flexibility both in the amount they contribute and situations in which they can wi...
2023-02-0917 minHealthy, Wealthy, & Wise Retirement PodcastYear in Review- 2022 part II (Ep. 48)Today, we dive into the second half of Healthy, Wealthy, & Wise Retirement episodes from the year 2022. Once again, we focus on only a few key takeaways from each. If you are the type who likes to the the key points without all of the detail, hopefully you will enjoy this year in review. Schedule an Intro Call with Loren Resources from today's show: Inflation- Issues to Consider 6 Life Changing Lessons QUIZ: "What Type of Giver Are You?" Risk Numbers- sample report ...
2023-01-2426 minHealthy, Wealthy, & Wise Retirement PodcastYear in Review- 2022 part I (Ep. 47)Hopefully 2022 was a great year for you! Personally, I had a blast recording these episodes over the 12 months, and I thought taking a look back at a year's worth of episodes would be a fun way to start 2023. In this episode, we cover roughly the first half of the year and focus on only a few key takeaways from each. If you are the type who likes to the the key points without all of the detail, hopefully you will enjoy this year in review. Schedule an Intro Call with Loren ...
2023-01-1023 minHealthy, Wealthy, & Wise Retirement PodcastPromises- 2023 (Ep. 46)For this episode, we revisit the structure that it takes to set yourself up for success for the upcoming year. We go through a process that helps you identify what is most important, set promises to yourself, and then most importantly, keep these promises. Cheers to a great year! Schedule an Intro Call with Loren What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share Mor...
2022-12-2723 minHealthy, Wealthy, & Wise Retirement Podcast9 RMD Questions to Consider (Ep. 45)For this episode, we address the timely topic of RMDs (Required Minimum Distributions). Listen in, as we dive into 9 questions you should be considering when it comes to your RMD planning. Often one or two of these are overlooked, so let me know what you think and if you have any to add to our list! Schedule an Intro Call with Loren 5 Tax Planning Opportunities- previous episode discussed on today's show What is a Fiduciary? About Me Podcast Page For questions, com...
2022-12-1317 minHealthy, Wealthy, & Wise Retirement Podcast9 Considerations for Advisors Starting an RIA (Ep. 44)This episode is a curveball from the typical topics we discuss, as I wrote this one for other financial advisors rather than retirees. We talk about some of the benefits to starting your own firm, what niche you'd like to serve, how many clients fit on your "bus," what technology makes sense, if the term "fee-only" is necessary, and much more. If you are not a financial advisor, perhaps this is a bit of a "peek behind the curtain" into some of the thoughts that go into starting a financial firm. Sch...
2022-11-2937 minHealthy, Wealthy, & Wise Retirement Podcast6 Lessons I've Learned (Ep. 43)On today's episode, I share a few things I've learned- some from life experiences, some excerpts from books I've read, and others from clients I've had the opportunity to learn from over the years. My goal is to inspire you to brainstorm some of your own lessons learned. Perhaps lessons you would like to pass along to your kids, grandkids, and future generations to come. As we say, a legacy is lived, not left. And one of the best ways to live your legacy to is share your experiences, your stories, and your time with those you ca...
2022-11-1512 minHealthy, Wealthy, & Wise Retirement PodcastFive Charitable Giving Ideas (Ep. 42)For many retirees, donating and becoming involved with charities and those in need becomes an important part of their retirement. For some, this is where they find purpose beyond their working years. While there is likely an endless list of charities that would be worthy of highlighting, today we offer an overview of 5 charities that have been on my radar as of late. Perhaps you want to add these to your list, or maybe they will get you brainstorming in another direction altogether! Schedule an Intro Call with Loren Charities discussed o...
2022-10-3115 minHealthy, Wealthy, & Wise Retirement Podcast7 Ways to Invalidate Your Will (Ep. 41)Today we take a different approach, looking at what NOT to do. Specifically, we will talk through 7 mistakes people make to accidentally invalidate their will. When it comes to your will, it's OK if you didn't "get it right" the first time, just as long as we have it right IN time, as there are no do-overs once you're gone. Schedule an Intro Call with Loren Resources mentioned on today's show: Legal Docs Review What is a Fiduciary? About Me Podcast Pa...
2022-10-1114 minHealthy, Wealthy, & Wise Retirement PodcastMedicare Readiness Report (Ep. 40)On today's episode, I share with you a high-level overview of the process our firm offers retirees each fall, called our Medicare Readiness Report™. In short, this is a simplified one-page report that cuts to the chase, showing prices and coverage for option #1, which we refer to as Traditional Medicare, compared with option #2 of Medicare Advantage. This one-page report only highlights the information that is most helpful, so you don't have to listen to a sales-pitch or read the 124 pages of your Medicare & You handbook. Be sure to take advantage of the Medicare Readiness link belo...
2022-09-2718 minHealthy, Wealthy, & Wise Retirement PodcastWhat Is Your Investment Personality? (Ep. 39)So you have a low-cost, well-diversified portfolio, and you've even managed to invest within your risk tolerance. But do your investments align with your personality? Are they in sync with your beliefs and with the trends that you see evolving? On today's episode, we hop into our time machine to discuss how investment options have changed over the past 50 years. We then talk about why it can be important to have a connection to the companies and themes you believe in most. And last, we talk through how you can invest in these themes to personalize your...
2022-09-1317 minHealthy, Wealthy, & Wise Retirement PodcastWhat is Your Risk Number? (Ep. 38)Do you know your own risk numbers? If not, your portfolio might be out of whack, and it's easy to be frustrated by returns, frightened into cash holdings, and as a whole, it's harder to hit your retirement goals. We start off today's episode with a quick story about two farmers, Melvin and John. We next move into what our firm calls your "Risk Profile" made up of 3 scores: your risk preference, your risk capacity, and the risk score of your current portfolio. We finish up by talking through the PDF visual that you can...
2022-08-3028 minHealthy, Wealthy, & Wise Retirement PodcastInflation Reduction Act of 2022 (Ep. 37)On today's episode, we give a quick overview of the Inflation Reduction Act of 2022. We start off by reviewing a few past bills and how the title Congress gives a bill is often misleading. We then discuss some of what's in the bill, how this could impact you, and close up with a quick conversation of what we can do about it within our portfolios. Schedule an Intro Call with Loren What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive yo...
2022-08-0921 minHealthy, Wealthy, & Wise Retirement PodcastCharitable Giving Strategies (Ep. 36)On today's episode, we talk through 5 reasons to give to charity. We then review a Schwab Charitable® article and discuss 8 Tax-Smart Strategies to maximize your gift. Schedule an Intro Call with Loren Resources mentioned on today's show: ARTICLE: Tax Smart Philanthropy- We discuss this Schwab Charitable® article on today's episode, highlighting 8 Tax-Smart Strategies for charitable giving. QUIZ: "What Type of Giver Are You?"- this is an 8 question quiz that helps you understand your giving tendencies along with recommendations to maximize your gifts VIDEO: Vacation Bible School- if y...
2022-07-2626 minHealthy, Wealthy, & Wise Retirement Podcast6 Life-Changing Lessons from 2 Retirees (Ep. 35)On today's episode, we discuss a Kiplinger's article about two retirees who teamed up and discovered 6 life-changing lessons. They are passionate about sharing what they've learned with other retirees, as good ideas are meant to be shared. Resources mentioned on today's show: 6 Life-Changing Lessons from 2 Retirees Who Are Changing Lives- this is Jacob Schroeder's article that we based today's talk about Creating a Biblically Based Retirement- we mentioned the overlap in lesson #1 with the teaching from this episode, which was based on Jeff Hannan's book "An Uncommon Guide to Retirement"
2022-07-1220 minHealthy, Wealthy, & Wise Retirement PodcastFinding Peace of Mind During Unpeaceful Markets (Ep. 34)On today's episode, we talk through 7 principles for finding peace during unpeaceful markets. One thing is certain for investors- as much as we'd like the market to continually go up, we will be better off if we prepare for "when" not "if" the market will once again hit tough times in the future. Hopefully by arming you with these 7 principles, you will be better equipped for whenever that may be. Resources mentioned on today's show: 12 Questions to Ask Your Financial Advisor- we discussed the importance of setting up a financial plan, and...
2022-06-2930 minHealthy, Wealthy, & Wise Retirement PodcastThe Many Colors of Annuities- Part II (Ep. 33)Today, we close out our talk about annuities with Part Two. We specifically cover variable annuities and long-term care annuities. We then finish up with 3 commonly asked questions where we cover the taxation of annuities, whether or not they are FDIC insured, and how commissions play a role with annuities. Reach out via email below if you would like a review of any annuities you currently own, or if you would like a complimentary RETIREMENT RISKS ANALYSIS, which is a one-page assessment of all 14 retirement risks, personalized to your situation. Resources m...
2022-06-1427 minHealthy, Wealthy, & Wise Retirement PodcastThe Many Colors of Annuities- Part I (Ep. 32)Today, we cover Part One of our two week discussion about annuities. We offer a high-level overview of each type so that you can have more confidence determining if an annuity is right for you, or just as importantly, if it's not right for your situation. We also discuss some of the pros and cons of each, so that you can make the best educated decision for yourself. Specifically covered in this episode include: income annuities (both immediate and deferred), fixed annuities, and indexed annuities. Resources mentioned on today's show:
2022-05-3137 minHealthy, Wealthy, & Wise Retirement PodcastSocial Security- Part I (Ep. 31)Figuring how to best claim your Social Security benefits can be a confusing and frustrating process. Instead of analyzing a bunch of numbers, we take a different approach on today's episode and talk through 3 scenarios of how others claimed their benefits. From there, we finish up with a 10-question quiz so you can test your knowledge. Be sure to stick around for #10, as this one surprises many retirees and advisors alike! What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RE...
2022-05-1726 minHealthy, Wealthy, & Wise Retirement PodcastTiming the Market (Ep. 30)Market turbulence can be a scary experience, particularly in retirement. Today, we talk through 5 considerations to be aware of when timing the market. From there, we finish up today's episode with a few helpful tips that you can implement in your own retirement planning. Previous Episode mentioned on today's show: What's Your Retirement Income Plan? Charles Schwab Research: "Does Market Timing Work?" Book: "The Black Swan" Book: "Fooled By Randomness" What is a Fiduciary? About Me Podcast Page ...
2022-05-0324 minHealthy, Wealthy, & Wise Retirement PodcastWhat if God Wrote Your Bucket List? (Ep. 29)Everyone has a bucket list, whether it's written down or just in their head. But what if you let someone else write your bucket list? In this episode, we review Jay Payleitner's book titled, "What if God Wrote Your Bucket List?" Book: What if God Wrote Your Bucket List Previous Episode mentioned on today's show: Creating a Biblically Based Retirement Plan What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start wi...
2022-04-1914 minHealthy, Wealthy, & Wise Retirement Podcast5 Tax Planning Opportunities (Ep. 28)In this episode, we talk through 5 tax planning opportunities, but to keep things from getting too dense, I share a few stories to help make these concepts stick. And as a special bonus for this episode, my gift to you is a complimentary tax report personalized for you. This is a one-time offer, so while we won't be able to do this every year, if you follow the link below, you can create an account then upload your most recent tax return into your "Vault." Create Account to Upload Tax Return Holistiplan Video- 5...
2022-04-0519 minHealthy, Wealthy, & Wise Retirement Podcast7 Commonly Asked Questions (Ep. 27)In this episode, we talk through 7 questions I am frequently asked. We start off by briefly chatting about what makes our firm different, whether or not to divide your assets between multiple advisors, and the right time to bail out and sell an investment. We then talk about why our fees are so high (and so low), if working with a fiduciary is actually important, and close up with the topic of introductions. What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive y...
2022-03-2222 minHealthy, Wealthy, & Wise Retirement PodcastHappy Money: The Science of Smarter Spending- part II (Ep. 26)Continuing on our conversation from last episode, we finish up with a review of the last 2 principles for happier spending. Book- Happy Money: The Science of Smarter Spending What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also find Loren at shermanl@integrityguidance.com Additional Resources Discussed on the Show Healthy, Wealthy, & Wise YouTube
2022-03-0817 minHealthy, Wealthy, & Wise Retirement PodcastHappy Money: The Science of Smarter Spending- part I (Ep. 25)Everyone knows that money can't buy happiness, right? But what if it actually can and we're just going about it the wrong way? In this week's part one book review of "Happy Money," we seek to answer this question and give you a guide for smarter spending. Book- Happy Money: The Science of Smarter Spending What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch Yo...
2022-02-2223 minHealthy, Wealthy, & Wise Retirement PodcastWhere Are You Still Using Single-Ply? (Ep. 24)In today's episode, we talk about situations where our brains may be hard-wired with outdated ways of thinking. The idea for this talk came about from a 2019 article written by Tim Ferriss, so if you want to go straight to the source or explore other topics Tim covers, check out the below resources. Tim Ferriss: Single-Ply Article Tim Ferriss Podcast What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Sh...
2022-02-0810 minHealthy, Wealthy, & Wise Retirement PodcastGOALS (Ep. 23)In today's episode, we give you the roadmap for setting and sticking with your goals. The idea of setting goals is something everyone is familiar with, but simply being familiar with something can give us a false sense of expertise. Today, we'll take goal-setting from a concept and convert it into action, with a step by step guide you can follow. What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get i...
2022-01-2519 minHealthy, Wealthy, & Wise Retirement PodcastLet's Get Clear About FEES (Ep. 22)Fees can be a confusing topic for retirees to tackle, and sometimes they feel downright hidden from us- out of sight, out of mind! But the fact of the matter is that fees play a big role in anyone's financial plan, and it's time to have an open and honest discussion about them. Mentioned on today's show: 12 Questions to Ask Your Financial Advisor What is a Fiduciary? About Me Podcast Page To receive your own RETIREMENT RISKS ANALYSIS, or to begin with a simple FEE AUDIT, you can start...
2022-01-1129 minHealthy, Wealthy, & Wise Retirement PodcastLive Your Healthiest Life! (Ep. 21)Your health plays a major role in achieving true wealth. If we overlook or neglect our health, much of the retirement planning we do is diminished, and it becomes more difficult to achieve our goals- including leaving a lasting impact on future generations. Today, we lay the groundwork and share a quick story, but the real heart of our message can be found in the below resources. Be sure to give them a watch, as we lean on the experts to further explain the "Why" and to give us "How-To" tips so we can implement these ideas...
2021-12-2812 minHealthy, Wealthy, & Wise Retirement PodcastCreating a Biblically Based Retirement (Ep. 20)How does your faith and your retirement planning intersect? Maybe not at all, and you could be perfectly content with that. Others want to make sure their faith and values are aligned with their retirement planning. So for this episode, we have a quick book review of Jeff Haanen's writing "An Uncommon Guide to Retirement: Finding God's Purpose for the Next Season of Life." Purchase Jeff's Book What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you c...
2021-12-1409 min
The Cancer Pod: Integrative Medicine TalkBone Health : Survivorship / Survivorsh!t:Want to learn all about bone health? Then this is the episode for you! How does bone degrade? Who should be most concerned? How can you build bone? Are there certain nutritional supplements that can help? Fracture risk increases with age as our bones thin, but throw some cancer treatment into the mix and bone thinning can happen sooner and more rapidly (up to seven times faster following cancer treatments, according to ASCO). Loss of bone mineral density (known as osteopenia or osteoporosis) increases fracture risk. This is not only true for older cancer patients but young o...
2021-12-0849 minHealthy, Wealthy, & Wise Retirement PodcastMoney Scripts & Your War Chest (Ep. 19)Today we ask a series of questions to help you identify some of the "money scripts" you may have grown up with- the stories that make you think about money the way you do. Next, we ask 3 very important questions that may change the way you view money in your retirement, and it's purpose altogether. And last, we close up with some thoughts about your "war chest." Do you have your own war chest of money set aside if and when things get tough? What is a Fiduciary? About Me
2021-11-3014 minHealthy, Wealthy, & Wise Retirement PodcastTax Harvesting for Year-End (Ep. 18)What is tax harvesting and why are so many retirees and financial planners alike failing to implement this into their planning? More importantly, how could a good tax harvesting strategy impact your retirement? Listen in, as we tackle these questions and much more! Previous tax-related episode mentioned in today's talk: Taxes in Retirement Workshop What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch Y...
2021-11-1617 minHealthy, Wealthy, & Wise Retirement PodcastWhat's the Deal with Medicare Advantage Plans? (Ep. 17)If you didn't already notice, once you are of Medicare age you will start to recognize Medicare marketing everywhere! It can be confusing to most, and just when you think you have it figured out, Medicare can change the rules or insurance companies can change their plans. One of the questions we hear most often is some form of, "What's the deal with Medicare Advantage plans?" We dive into this question today, but be sure to print off the accompanying PDF, as this can be tough to follow without it. Understanding Medicare Advantage Plans
2021-11-0222 minHealthy, Wealthy, & Wise Retirement PodcastGhosts, Goblins, and...Drug Plans? (Ep. 16)Every year, retirees on Medicare are over-flooded with mailers, TV commercials, and sometimes even phone calls regarding the new prescription drug plans for the coming year. It can be a headache to stay on top of this year after year, but we will discuss how to find the best plan (print off our Cheat-Sheet as a resource) and how strangely enough, something as simple as getting your Medicare drug plan right each year could even lead to gifting your grandkids the down payment on their 1st home! Sound far-fetched? I agree, but have a listen...
2021-10-1914 minHealthy, Wealthy, & Wise Retirement PodcastWhat's Your Retirement Income Plan? (Ep. 15)Today we talk about flooring, buckets, and guardrails and why the 4% withdrawal rule may be dead. If all this sounds like I'm speaking a foreign language, don't worry as I'll do my best to simplify things over the next 15 or so minutes. Your retirement income strategy is one of the most important retirement decisions you'll make, as life is much easier when you find the strategy that fits your personality. With that said, many people never take the time or thought to come up with a plan, so by listening today, you'll already be ahead of the...
2021-10-0518 minHealthy, Wealthy, & Wise Retirement PodcastTax Proposal- "Responsibly Funding Our Priorities" (Ep. 14)Hot off the press! More tax changes appear to be coming quickly. Today, we take a quick look at which of these proposed changes could have the biggest impact to your investing and retirement planning. About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also find Loren at shermanl@integrityguidance.com Additional Resources Discussed on the Show Healthy, Wealthy, & Wise YouTube
2021-09-2411 minHealthy, Wealthy, & Wise Retirement Podcast12 Questions to Ask Your Financial Advisor (Ep. 13)Hiring the right financial advisor can be intimidating. It's tough to know what questions to ask if you're interviewing a new advisor, and it can be equally tough to put your current advisor through the ringer if you've been with them for some time. But your retirement is just too important to be left to chance, so I've created this episode for those who want to take back control by asking the right questions. Have a listen so you can hear me talk through each question to ask, but don't forget about the attached cheat-sheet for a q...
2021-09-2116 minHealthy, Wealthy, & Wise Retirement PodcastTaxes In Retirement Workshop (Ep. 12)Today, I'm sharing a bit longer episode with you, as this is typically a presentation I go over with retirees at an in-person seminar. At the end of our in-person events, we have Q & A time set aside, where you can share your thoughts and ask questions. I encourage you to still do so via my email linked below. This talk is broken up into three separate parts. First, we briefly look at our current tax outlook from a wide lens. Second, we take a look at what future taxes may look like under the Biden administration...
2021-09-0730 minHealthy, Wealthy, & Wise Retirement Podcast6 Long-Term Care Strategies for Your Retirement (Ep. 11)We start by asking 6 questions that will help you determine if long-term care should be part of your retirement plan. We then review 6 different options, so you can get a feel for the strategy that fits you best. What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also find Loren at shermanl@integrityguidance.com Additional Resources Discussed on the...
2021-08-2418 minHealthy, Wealthy, & Wise Retirement PodcastThe Fountain of Youth? (Ep. 10)Today, we take a quick look at Ken Behring's career and what it can teach us all about living a longer, healthier life. Don't forget to check out the videos and resources below. Shawn Achor's TED Talk- Happiness Advantage Robert Waldinger's TED Talk on Harvard Study Harvard Study on Happiness What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You ca...
2021-08-1007 minHealthy, Wealthy, & Wise Retirement PodcastHow To Disinherit Your Grandkids...Accidentally (Ep. 9)Today, we talk through a retired couple's situation, highlighting four mistakes they made with their estate planning, and how you can avoid these mistakes yourself. Be sure to stick around to the end and check out our "Beneficiary Visual" in the resources, as we cover a mistake that over half of retirees are making right now! What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You ca...
2021-07-2709 minHealthy, Wealthy, & Wise Retirement Podcast10 Distinctions Between Millionaires and the Middle Class (Ep. 8)Today, we review 10 distinctions between millionaires and the middle class. More importantly, we discuss what can be learned from each and how you can apply them in your own retirement. Recognition Quiz Book- 10 Distinctions Between Millionaires and the Middle Class Book- Happy Money: The Science of Smarter Spending What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also fi...
2021-07-1317 minHealthy, Wealthy, & Wise Retirement PodcastRearview vs Windshield Tax Planning (Ep. 7)Tax planning plays a critical role in the success or failure of every retiree's plan. With that said, retirees more often than not look in the wrong places for this advice. Listen in, as we discuss how your CPA and even your financial advisor are likely giving you what we call "rearview mirror tax advice." 9 Retirement Questions What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own complimentary RETIREMENT RISKS ANALYSIS, feel free to reach out to Loren at shermanl@integrityguidance.c...
2021-06-2910 minHealthy, Wealthy, & Wise Retirement Podcast7 Questions to Ask Before Turning 65 (Ep. 6)Today, we zip through 7 questions you will need to think through before turning 65 and heading onto Medicare. Choosing the right agent to work with is important, and if you don't think about this beforehand, you'll likely be caught off-guard with dozens of agents solicitating for your business and trying to earn your trust. Now, you'll be armed with the right questions to ask your agent, helping you take control and make a fully informed decision! Medicare Income Part B (IRMAA) Medicare Income Part D (IRMAA) What is a Fiduciary?...
2021-06-1508 minHealthy, Wealthy, & Wise Retirement PodcastDo I Need a Financial Advisor? (Ep. 5)Today, we have a shorter show for you that is designed to help those who are wondering if they even need a financial advisor. Rather than diving into data and studies on the topic, we're keeping this one light, with a quick story to kick us off. After listening, feel free to take about 2 minutes to complete a no-obligation survey. This helps you determine if we're a good fit to assist with anything. 2 Minute Survey What is a Fiduciary? About Me Podcast Page For questions, co...
2021-06-0106 minHealthy, Wealthy, & Wise Retirement Podcast67,161 PUSHUPS!? (Ep. 4)Today we have a "What I Learned" episode, where instead of directly discussing finances or retirement, we talk through 6 strategies to improve anything in life. Think through your own retirement goals, and have a listen! How to Achieve Your Most Ambitious Goals (TED Talk) WMCP® Designation What is a Fiduciary? About Me For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also find Loren by visiting his Podcast Page or at sh...
2021-05-1810 minHealthy, Wealthy, & Wise Retirement PodcastAnnuities: the Good, the Bad, & the UglyDo annuities have a place in retirement planning? Today, we break down a couple of examples from past clients to help show where annuities can work out well, and where they can be disastrous. Article Transcript What is a Fiduciary? About Me For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also find Loren by visiting his Podcast Page or at shermanl@integrityguidance.com Additional Resources Discussed on the S...
2021-05-0411 min
Healthy, Wealthy, & Wise Retirement Podcast3 Advisor-Client Relationship TypesLast time we reviewed much of what is wrong with the financial industry, so today we're going to focus on the positive solutions. We highlight three different ways that the advisor-client relationship is typically structured. Hopefully this will help you determine which, if any, is right for you. What is a Fiduciary? About Me For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also find Loren by visiting his Podcast Page or at...
2021-04-2010 min
Healthy, Wealthy, & Wise Retirement PodcastAre We Stuck in the 1990's!?Today we take a hard look into the financial planning industry and review if and how the role of an advisor has evolved. What is a Fiduciary? About Me Podcast Page For questions, comments, or to receive your own RETIREMENT RISKS ANALYSIS, you can start with a 2 minute quiz here: Share More & Get in Touch You can also find Loren at shermanl@integrityguidance.com Additional Resources Discussed on the Show Healthy, Wealthy, & Wise YouTube
2021-04-0608 min
Take Me Out To The Blall GamePeanuts!You heard me.Check out Loren Sherman's other neat stuff at www.shermansplanet.comFollow That Reporter on Twitter: @WTFBSplortRadioPeanut facts were read by Matthew, Priya, Patrick (@Splortscaster), PJ, and Wes.Follow us on Twitter: @blaseball_podEmail us: blaseballpodcast@gmail.comDrop us a tip on Ko-fi: ko-fi.com/blaseballpodcast--------------------------------------------------------------------------Music credits:Welcome to the Show by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/4614-welcome-to-the-showLicense: http://creativecommons.or...
2020-10-0219 min
Forward Thinking Founders345 - Kris Lachance & Loren Cohen (Skillfull) On Building a Bootcamp for Strategy and OpsKris Lachance & Loren Cohen are the cofounders of Skillful. Skillful helps you get the business skills you need for Strategy & Operations roles at leading tech companies.Listen to this episode if:You want to break into tech in an ops focused roleWant to try the Lambda for X modelAre interested in their big vision for SkillfulThanks to Primeflow for sponsoring this episode of FTF!It’s time to focus on your biggest advantage - your relationships. Partner up with your network and drive business. Their software takes care of everything else. With Pr...
2020-09-2421 min
Get New Full Audiobooks in Mystery, Thriller & Horror, HorrorSurvivor Song: A Novel by Paul TremblayPlease visit https://thebookvoice.com/podcasts/1/audiobook/404941 to listen full audiobooks. Title: Survivor Song: A Novel Author: Paul Tremblay Narrator: Erin Bennett Format: Unabridged Audiobook Length: 8 hours 54 minutes Release date: July 7, 2020 Ratings: Ratings of Book: 3.8 of Total 15 Ratings of Narrator: 3.25 of Total 4 Genres: Horror Publisher's Summary: A propulsive and chillingly prescient novel of suspense and terror from the Bram Stoker award–winning author of The Cabin at the End of the World and A Head Full of Ghosts. “Absolutely riveting.” — Stephen King In a matter of weeks, Massachusetts has been overrun by an insidious rabies-like virus that is spread by saliva. But...
2020-07-0705 min
Get New Full Audiobooks in Mystery, Thriller & Horror, HorrorThe Whistler: Blind Impulse by Sherman MarksPlease visit https://thebookvoice.com/podcasts/1/audiobook/412438 to listen full audiobooks. Title: The Whistler: Blind Impulse Series: #1 of The Whistler Author: Sherman Marks Narrator: Full Cast Format: Unabridged Audiobook Length: 0 hours 29 minutes Release date: December 17, 2019 Genres: Horror Publisher's Summary: The woman's husband is disappointed enough to get a whistleresque idea while atop a mule going down the Grand Canyon! Steve was in his glory. Never in his wildest dreams had he ever believed a thing like this could come to pass. Here they were, just the two of them at Carol Crandall’s special table at the Top of The Mar...
2019-12-1703 min
Twig AudiobookTaking Root 1.xAnd with that, Arc 1 is complete!
You’ll notice that this episode features a special guest: Loren Sherman, to give you a respite from hearing my voice, will be reading many of the Enemy chapters of this audiobook. Fear not, dear listeners, my dulcet tones shall return for Arc 2.
Our lovely new cover art is also Loren’s work! He’s a real Renaissance man, isn’t he? We hope you will appreciate the name of the serial appearing in the podcast icon; how else could you possibly tell what you’re listening to?
Stay tune...
2016-10-2827 min