Louis Guajardo - Podcast Details

Shows

Planning Your MoonshotDon't be Afraid to FailFailure often has bad connotations, but I'd like to challenge you to think about failure in a different light. =======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2025-01-2911 min

Planning Your MoonshotTracking Your 2025 GoalsThis week we continue our goal-planning episode for 2025. In this podcast, we will go over what my goals are in my business and personal life. We will also give you some solid resources that you can use to track and plan out your goals in 2025.🧠 SMART Goal Template=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2025-01-1622 min

Across the Pond101. Graeme Macrae Burnet, "A Case of Matricide"A Doestoevsky short story goes viral on Tik-Tok, and we talk to A Case of Matricide author Graeme Macrae Burnet about proxies, accomplices, and doppelgangers in the not-so-quiet French town of Saint Louis. Thank you for listening! If you like what you hear, give us a follow at: X: Across the Pond, Galley Beggar Press, Interabang Books, Lori Feathers, Sam JordisonInstagram: Across the Pond, Galley Beggar Press, Interabang Books, Lori Feathers, Sam JordisonFacebook: Across the Pond, Galley Beggar Press, Interabang BooksBluesky: @acrossthepondbooks.bsky.socialT...2024-12-2436 min

Planning Your Moonshot2025 Goals that Actually StickToday we embark on a journey of goal setting. As 2024 comes to a close many people begin to focus on what the next year will hold for them. This is the perfect opportunity to take control of your year by setting goals that actually stick. Join us in this journey as we track our goals and act as your accountability partner in tracking yours! =======================Sources:https://www.dominican.edu/sites/default/files/2020-02/gailmatthews-harvard-goals-researchsummary.pdf=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-12-1821 min

Planning Your MoonshotFinance Professional Helps You Plan a Stress-Free Holiday SeasonIn this episode, we explore the complexities of holiday gift-giving, from managing financial stress to finding meaningful and impactful gifts. We discuss how to balance time and budget, set expectations with family and employees, and offer unique gift ideas like contributions to education savings accounts and supporting local businesses. =======================Timestamps:00:00 Introduction and Quote of the Day00:24 The Stress and Rewards of Gift Giving01:11 Financial Strain During the Holiday Season02:55 Balancing Expectations and Avoiding Resentment04:29 Tips for Stress-Free Gift Giving08:02 Unique and Thoughtful Gift Ideas10:04 Supporting Local Businesses and P...2024-12-0413 min

Planning Your MoonshotHow You and Your Business Can Actually Benefit from Credit CardsToday we discuss how you and your business can benefit from a strategic credit card strategy. We'll address the rise in American credit card debt, and share a success story, a personal story about using credit cards. Lastly, we will give you the strategy that we've used to avoid 100% of interest while maintaining a 100% credit payment. history 00:00 Introduction to Financial Freedom00:34 The Reality of Credit Card Debt in the US01:47 Analyzing Credit Card Debt Statistics04:41 Understanding Credit Utilization Rates05:55 The Impact of High Interest Rates07:26 A Story of Responsible Credit Use11:07 I...2024-11-2021 min

Planning Your MoonshotHandling Loneliness as an EntrepreneurThis episode of 'Planning Your Moonshot' starts with a quote from Dr. Miriam Kiermeier, emphasizing that loneliness is more about being unseen than being alone. We discuss a study by Inc. magazine revealing that the top three challenges for CEOs are loneliness, delegating tasks, and feeling the weight of the world on their shoulders. The tragic story of Tony Hsieh of Zappos is shared to highlight the severe consequences of unchecked loneliness. We also explore my personal struggles with isolation since starting my financial planning firm, Moonshot Planning, and provide practical solutions such as joining or creating mastermind groups...2024-11-0820 min

Planning Your MoonshotTop 3 Finance Problems for FreelancersIn this episode of 'Planning Your Moonshot,' the financial challenges faced by freelancers and contractors are tackled. Topics include strategic budgeting, establishing buffer funds, and using the 'pay yourself first' system with the 50-30-20 rule. The episode also delves into setting up multiple savings accounts, retirement planning options like IRAs and Solo 401k, and ensuring financial consistency through automated contributions. Essential tax-saving tips, including maintaining separate tax savings accounts and paying quarterly taxes, are discussed. Emphasis is placed on practical advice, resources for tax deductions, and consulting professionals for personalized guidance.00:00 Introduction to Managing Unpredictable...2024-10-2422 min

Planning Your MoonshotManaging Imposter Syndrome as a Female Business OwnerIn this episode of 'Planning Your Moonshot,' host Louis Guajardo explores the concept of imposter syndrome, particularly its prevalence and profound impact on women in the business world. Featuring the story of Vincent Van Gogh and examples from prominent figures like Sheryl Sandberg and Maya Angelou, the discussion highlights how societal pressures, media influence, and gender roles contribute to these feelings. The episode provides practical strategies for managing imposter syndrome, such as being open about feelings, balancing learning and teaching roles, building a supportive community, and practicing mindfulness. 00:00 Introduction to Planning Your Moonshot00:12 Understanding Imposter S...2024-10-1622 min

Planning Your MoonshotOvercoming Challenges in Women EntrepreneurshipIn this episode of 'Planning Your Moonshot', discussions center around common challenges faced by women entrepreneurs, including work-life balance and unequal access to capital. The episode highlights Arianna Huffington's story as an advocate for work-life balance and provides practical tips such as prioritizing sleep, setting technology boundaries, practicing mindfulness, and taking time to recharge. It also addresses societal norms affecting women in business and offers resources for accessing funding, such as seeking out local women's business centers and related government programs. The content aims to inspire and provide actionable steps for women entrepreneurs to navigate these obstacles effectively.2024-10-1025 min

Planning Your MoonshotHow to Handle Every Role in Your Business - COOIn this episode of Planning Your Moonshot, we’re diving into the critical role of the Chief Operations Officer (COO). As a business owner, knowing the role of a COO can be pivotal to your growth. The COO is the person responsible for overseeing the daily operations, ensuring that everything within the business runs smoothly—from team management to operational systems and logistics. We explore the key responsibilities, like filling gaps in the organization, troubleshooting issues, and maintaining communication between teams. Plus, we discuss how a COO shapes company culture and ensures employee success, ultimately driving the overall success of t...2024-10-0218 min

Planning Your MoonshotHow to Handle Every Role in Your Business - CFOIn this episode, we’ll explore the multifaceted role of a Chief Financial Officer (CFO) in a small business. As a business owner, you often wear many hats, including that of the CFO, which involves overseeing financial strategy, cash flow management, budgeting, risk assessment, and financial reporting.We’ll break down these responsibilities and highlight the importance of creating efficient financial systems and processes. I’ll share practical tips on managing cash flow, forecasting, setting budgets, and minimizing financial risk.Finally, we’ll discuss how to handle these tasks effectively while balancing the demands of being a...2024-09-2528 min

Planning Your MoonshotHow to Handle Every Role in Your Business - CMOIn this episode, we’ll delve into the multifaceted role of a Chief Marketing Officer (CMO) in a small business. As a business owner, you often wear many hats, including that of the CMO, which involves overseeing marketing strategy, brand management, lead generation, customer engagement, and analytics. We’ll break down these responsibilities and highlight the importance of creating efficient systems and processes. I’ll share practical tips on developing marketing strategies, building a strong brand, and engaging with customers effectively. Finally, we’ll discuss how to manage these tasks realistically while balancing the demands of being a Chief Everythi...2024-06-1217 min

Across the Pond87. Clare Pollard, "The Modern Fairies"Are debut novels failing to launch? And we talk to writer Clare Pollard about her latest novel, The Modern Fairies, on female literary salons during the reign of Louis XIV and how the retellings of old stories for the salons became some of our most enduring fairy tales.Thank you for listening! If you like what you hear, give us a follow at: X: Across the Pond, Galley Beggar Press, Interabang Books, Lori Feathers, Sam JordisonInstagram: Across the Pond, Galley Beggar Press, Interabang Books, Lori Feathers, Sam JordisonFacebook: Across...2024-06-1154 min

Planning Your MoonshotProperly Planning the Purchase of Your First HomeIn this episode, we delve into assessing financial readiness for homeownership, starting with understanding your credit score. We discuss the significance of a high credit score for securing favorable mortgage terms and provide tips on improving your score, such as maintaining timely payments, increasing credit limits, and keeping credit utilization low. Next, we evaluate your financial health using metrics like savings rate, burn rate, and debt rate. We also cover saving for a down payment, how to avoid PMI, and a more realistic rule of thumb for many first-time buyers. Lastly, we explore strategies for accumulating a down payment.2024-06-0521 min

Planning Your MoonshotHow Behavioral Finance Affects Your Relationship with MoneyIn this episode we explore how financial beliefs formed in childhood, known as Money Scripts, influence our financial behaviors and decisions. Louis dives into the four types of Money Scripts, explaining how they shape our relationship with money, from excessive spending to undue frugality. He also shares personal anecdotes and practical strategies for managing these scripts to achieve healthier financial habits.Educational Topics:•Topic #1: Introduction to Money Scripts•Topic #2: The Four Types of Money Scripts•Topic #3: Practical Strategies for Each Script 2024-05-2916 min

Planning Your MoonshotShould you Start a Business in 2024?One of the scariest parts of starting a business is actually the first steps, but ultimately once you've gone through it once it's not that difficult. In this episode of the Founder's Finances we will go over what you should consider when starting a business and whether or not this is something you should even tackle in 2024.Educational Topics:Topic #1: Things to consider when starting the businessTopic #2: Funding the businessTopic #3: Lifestyle businesses=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-05-2209 min

Planning Your MoonshotFinancial Wellness as a Benefit for Your EmployeesFinancial wellness can be an extremly important benefit to your employees. In today's episode we will discuss how you can implement this benefit in your business for your employees. Educational Topics:Topic #1: What is a fringe benefitTopic #2: Financial wellnessTopic #3: Tax considerations=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-05-1508 min

Planning Your MoonshotIt's time to start treating your business as a businessThis week we discussed turning our hobbies into a business and starting to treat your business as an actual business. There are things that all business owners should be doing to differentiate their hobbies and their business. Listen to this podcast to hear what those are. Educational Topics:Topic #1: Changing your mindset Topic #2: Tracking KPIsTopic #3: Separating business and personal finances=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-05-0710 min

Planning Your MoonshotManage Your Wealth Like BillionairesStep into the family office of your favorite billionaire in todays episode. Let us walk you through how they manage their wealth while also discussing a framework on how we can implement this for your wealth. Educational Topics:Topic #1: What is a family office?Topic #2: How much does it cost to run a family office?Topic #3: How can we implement this family office style of wealth management into our personal situations?Topic #4: How much would it cost to create a personalized family office?==============================================Resources:💸 Free...2024-05-0115 min

Planning Your MoonshotThe Journey to Your First $1,000,000Last week we took you on a journey to your first $100,000. Well this week we take you along the journey to your first $1,000,000. There's a lot of great content in here so stick around. Educational Topics:Topic #1: Why is it so difficult to get to your first $1,000,00 (the other view of compounding)Topic #2: Deferred gratificationTopic #3: The top strategies that others have used to achieve their first $1,000,000=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-04-2415 min

Planning Your MoonshotThe Journey to Your First $100,000This week we want to take you on a journey. What is that journey you ask? It's the journey to achieving your first $100,000! This is an exciting episode as it will detail why getting to the first $100,000 is so difficult to accomplish. We also go over some smart strategies to accelerate your journey.Educational Topics:Topic #1: Why is it so difficult to get to your first $100,00 (the other view of compounding)Topic #2: The Latte Effect and its impact on your journeyTopic #3: The top strategies that others have used to achieve this milestone 2024-04-1720 min

Planning Your MoonshotFinancial Advisor Admits His Biggest Financial Mistakes!Everyone makes mistakes along their personal finance journeys, but not every financial advisor is willing to tell you theirs. In today's episode Louis brings you a couple of his biggest financial mistakes that he's made along his path. Listen to this episode to learn from his mistakes and maybe help you avoid similar ones in the future. Educational Topics:Topic #1:Initial Public OfferingsTopic #2: Direct Public OfferingsTopic #3: Auto insuranceTopic #4: Insurance reviews =======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-04-1018 min

Planning Your MoonshotTop 5 Personal Finance MistakesToday we're looking at the top 5 mistakes that people make when it comes to their personal finances. Have you made these mistakes before? If you have give a listen to learn why and how we can avoid these. If you haven't made these mistakes before listen to ensure you avoid these in the future. Educational Topics:Mistake #1: Excessive or luxurious spendingMistake #2: Living off of debtMistake #3: Buying a new carMistake #4: Buying to much houseMistake #5: Not investing in retirement=======================Credits:🧮 Calculatorshttps://www...2024-04-0333 min

Planning Your MoonshotWhat to do before your tax appointmentWith tax day right around the corner Louis decided to make an episode so that you can go into your appointment fully prepared!Educational Topics:Topic #1: Tax advantaged accounts still allowing deductible contributionsTopic #2: Gathering the necessary documentsTopic #3: Begin planning and preparation for the 2025 deadline=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-03-2616 min

Planning Your MoonshotCommon Business Owner MistakesThis week Louis discusses a couple of the most notable mistakes that small business owners run into. Educational Topics:Topic #1: What are the most common mistakesTopic #2: How do we create systems to help us avoid these mistakesTopic #3: What to do if the mistake was already madeTopic #4: Creating a system to help avoid these mistakes in the future=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-03-2013 min

Planning Your MoonshotCreating a Banking System for your Business and Personal Finances!This week Louis discusses the importance of creating a banking system for your personal and business finances. He discusses the aspect of each system & unique ways to set up each part of your system. Educational Topics:Topic #1: The business banking systemTopic #2: The personal banking systemTopic #3: Checking solutions for your business and personal financesTopic #4: Saving solutions for your business and personal financesTopic #5: Credit solutions for your business and personal finances=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-03-2034 min

Planning Your Moonshot2024 is Here, Time to Track Net Worth!In this weeks episode Louis will go over how and why tracking to track our net worth. As the new year begins it presents us with the perfect time to begin tracking our net worth. Utilizing 2023 year end statements is the perfect place to start. Listen in as Louis will explain more tips for tracking your net worth. Educational Topics:Topic #1: What is net worth and why it’s importantTopic #2: The average net worth by age, and where you should beTopic #3: How to track your net worthTopic #4: Last second tip...2024-02-2817 min

Planning Your MoonshotPlanning for Quarterly Taxes as an OnlyFans CreatorJoin us today as Louis will discuss planning for quarterly taxes. This episode is tailored to OnlyFans model and creators, but is also applicable to other freelancers and business owners such as content creators, solopreneurs, and more. Educational Topics:Topic #1: What are quarterly taxesTopic #2: How do quarterly tax payments relate to OnlyFans creatorsTopic #3: How do you plan for this expenseTopic #4: Creating a strategy to handle taxesTopic #5: Paying the IRS=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-02-2119 min

Planning Your MoonshotAre we doing it wrong: Lessons from how the rich invest!Ever wondered how some the wealthiest people in the world invest? We took a deep dive into an exclusive group called Tiger21 to see how some of their members are allocating their money. The lessons we learn might not be what you expect. Give a listen to see if we've been doing it wrong all along.Sources:Tiger21.com=======================Resources:💸 Free Resources🌔 Get Started on Your Moonshot Today!2024-02-1411 min

Planning Your MoonshotHow to Plan for the Expiration of the Tax Cuts and Jobs Act Now!Hello, everyone, and welcome to the brighter finances podcast. My name is Louis Guajardo, I am the founder of Brighter Days Planning and the lead financial planner. We would first like to thank you for taking some time out of your day to listen to our new episode, were excited to have you here! We promise to provide you with valuable information every time you tune into our show. In today's episode, Louis will be giving some ideas to walk through when it comes to planning for the tax cuts and jobs act (TCJA) sunset coming in 2026.2024-02-0717 min

Planning Your MoonshotSmall Business Startup ChecklistHello, everyone, and welcome to the brighter finances podcast. My name is Louis Guajardo, I am the founder of Brighter Days Planning and the lead financial planner. We would first like to thank you for taking some time out of your day to listen to our new episode, were excited to have you here! We promise to provide you with valuable information every time you tune into our show. In today's episode, Louis will be going through a checklist for small business startups. The checklist will include topics such as startup costs, entity structure, business accounts, and m...2024-02-0231 min

Planning Your MoonshotRetirement Accounts for Small Business OwnersTraditional IRA:Best for: Those just starting out.These accounts offer the ability for tax deductible contributions and tax deferred growth.Roth IRA:Best for: Those just starting out.Contributions are made with after-tax dollars and money comes out in retirement tax-free.SEP IRA:Best for: Self-employed people or small-business owners with no or few employees.Contributions to a SEP IRA are tax deducatble.Contributions can only bemade by the employer, no employee contributions are allowed. Because of this contribution limits are smaller than t...2024-01-2429 min

Planning Your MoonshotCreating Goals to Crush 2024!Hello, everyone, and welcome to the brighter finances podcast. My name is Louis Guajardo, I am the founder of Brighter Days Planning and the lead financial planner. We would first like to thank you for taking some time out of your day to listen to our new episode, were excited to have you here! We promise to provide you with valuable information every time you tune into our show. We are excited to discuss SMART goals with you today. We will go over why SMART goals are best suited for us, how to create SMART goals, differences b...2024-01-1816 min

Planning Your MoonshotWorst Financial Decisions from RedditHello, everyone, and welcome to the brighter finances podcast. My name is Louis Guajardo, I am the founder of Brighter Days Planning and the lead financial planner. We would first like to thank you for taking some time out of your day to listen to our new episode, were excited to have you here! We promise to provide you with valuable information every time you tune into our show. In today's episode, Louis will be going through a subreddit that discusses the worst financial decisions that some users have made. We will discuss these mistakes, explore what c...2024-01-1028 min

Planning Your MoonshotOur Favorite Tax Advantaged Accounts for 2024!Hello, everyone, and welcome to the brighter finances podcast. My name is Louis Guajardo, I am the founder of Brighter Days Planning and the lead financial planner. We would first like to thank you for taking some time out of your day to listen to our new episode, were excited to have you here! We promise to provide you with valuable information every time you tune into our show. In today's episode, Louis will go over our top accounts that are tax advantaged for the new year, 2024. He will discuss penalties, max contributions, and some eligibility for e...2024-01-0327 min

Planning Your MoonshotCash Flow Planning as a Part of Your BudgetHello, everyone, and welcome to the brighter finances podcast. My name is Louis Guajardo, I am the founder of Brighter Days Planning and the lead financial planner. We would first like to thank you for taking some time out of your day to listen to our new episode, were excited to have you here! We promise to provide you with valuable information every time you tune into our show. In today's episode, Louis will go over cash flow planning and budgeting. We will discuss some best practices as well as some tools that you can use to h...2023-12-2721 min

Planning Your MoonshotBuying vs. Renting with a TwistHello friends, today we had the pleasure of going through a couple of scenarios and how we think about the decision to buy vs rent. In this episode you'll hear one situation where it seems like renting would be the best choice, but you'll also hear a situation where buying may be the best fit. We go through a framework that you can follow when this comes up in your life. We also provide a fresh twist on how buying vs renting may impact your life in ways that you may not have considered. Educational Topics:B...2023-12-1909 min

Planning Your Moonshotbrighter finances Introduction EpisodeHello, everyone, and welcome to the brighter finances podcast. My name is Louis Guajardo, I am the founder of Brighter Days Planning and the lead financial planner. We would first like to thank you for taking some time out of your day to listen to our first episode, were excited to have you here! We promise to provide you with valuable information every time you tune into our show. In the first episode, Louis will go over what brighter finances is and what it encompasses. He will also explore his career and expereince to this point. Lastly, w...2023-12-1107 min

La Feuille de ServiceEmma Guajardo, régisseuse d'extérieurAujourd'hui nous terminons la première saison de La Feuille de Service avec Emma Guajardo, régisseuse d'extérieur ! Contrairement à ce que l'intitulé de ce poste veut vous faire croire, Emma ne travaille pas dans le département de la régie, mais dans celui de la décoration. Avec elle, on fait une brève présentation des corps de métier qu'on retrouve dans la ruche foisonnante qu'est la déco; on revient sur son parcours qui est un savant mélange entre des prises de risque payantes et une croyance inébranlable en elle-même, le t...2023-06-211h 06

Strong Life Coach PodcastPamela Vallero | Attorney JourneyPamela Vallero is a trial attorney at Gruenberg Law. Pamela fights for the rights of those who have been subjected to unlawful discrimination, wrongful termination, and retaliation. Pamela is a native Spanish speaker and routinely counsels clients in that language. Pamela grew up in Medellin, Colombia and moved back to the U.S. in her teens. She is a first generation American, college graduate, and now attorney. Her parents are both Colombian and now reside on the East Coast. She is one of three sisters. Pamela joined Gruenberg Law in 2017. Since the...2021-05-2544 min

The Don Tony ShowTWIWH S2 E19 (05/07 – 05/13) This Week In Wrestling HistoryRUNNING TIME: 3 Hours 7 MinutesHosted by Don Tony SYNOPSIS: S2 E19 (05/07 - 05/13) Bruno Sammartino vs Giant Baba: First time ever WWWF Championship is defended in Japan. Verne Gagne retires as AWA Heavyweight Champion. Eddie Gilbert seriously injured in fiery auto accident following WWF PA event. Nancy Argentino, girlfriend of Jimmy Snuka, dies after head injury suffered at PA hotel. This occurs a few months after Snuka is arrested in NY and originally charged with second and third degree assault of Argentino and a Police Officer. Looking back at the first ever episode of Saturday Night's Main Event (1985). Career vs Title: Jerry...2019-05-133h 07