Shows
MNP 3 Minute Debt BreakGood Reasons for Borrowing Money (MNP 3 Minute Debt Break)Borrowing money often gets a bad rap, but in actuality… it’s not always a bad thing. Sometimes life throws unexpected expenses your way, or maybe you need extra cash to invest in your future. In these situations, borrowing can be a smart financial decision—if you’re careful.
2025-05-1503 min
I Am Refocused RadioMind Over Stigma: Empowering Your Mental Health Journey with Dr. Rhonda Hodge, MNPIn this inspiring and truth-filled episode of Mind Over Stigma, we sit down with Dr. Rhonda Hodge, MNP—a mental health trailblazer who’s flipping the script on how we view and treat mental illness. As the founder of Harmony Psychiatric Services, Dr. Hodge brings a fresh, holistic perspective that goes beyond prescriptions. She dives into how movement, nutrition, and education can work alongside traditional treatments to bring lasting change. We talk stigma, survival, healing, and hope—plus why it’s time to stop seeing mental health as just a diagnosis and start seeing it as a journey of empowerment. Whether...2025-05-0626 minMNP 3 Minute Debt BreakPros and Cons of Consumer Proposals (MNP 3 Minute Debt Break)Almost half of all Canadians are just $200 away from not being able to cover their monthly expenses. If you're feeling the financial squeeze, you're not alone. But what happens when unexpected costs push you over the edge?
2025-05-0102 minMNP 3 Minute Debt BreakBreaking the Cycle of Minimum Payments (MNP 3 Minute Debt Break)Credit cards come with the promise of convenience, flexibility, and rewards, making them an essential tool for many consumers. However, the flip side of this convenience is the potential for debt accumulation, especially when only the minimum payments are made each month.
2025-04-1502 min
MNP LiveAprovecha Las Utilidades Para Fortalecer La Seguridad Social en Tu Empresa con: Mayra González y Érika SaucedoAcompáñanos en el próximo episodio de MNP Live, donde Mayra González, especialista en Seguridad Social, y Erika Saucedo, especialista en materia Laboral, analizarán a fondo el reparto de utilidades (PTU) desde una perspectiva laboral y de seguridad social.En este espacio, se abordará el impacto del PTU en las relaciones laborales, las obligaciones empresariales y los derechos de los trabajadores, así como su incidencia en las cuotas del IMSS, INFONAVIT y otras contribuciones de seguridad social. Además, se revisarán los criterios recientes y las mejores prácticas para garantizar el cumplimiento normativo sin compromete...2025-04-1159 minMNP 3 Minute Debt BreakRetiring Debt Free (MNP 3 Minute Debt Break)As Canadians approach retirement, the dream of living those years free from financial burdens becomes increasingly important. However, the reality for many is that they enter retirement carrying debt, which can significantly impact their lifestyle and peace of mind.
2025-04-0102 minMNP LiveDeclaración Anual para Personas Físicas con: José Antonio Hernández y Ale GómezCumplir con la Declaración Anual de Personas Físicas puede ser sencillo si se conocen los puntos clave. En este episodio de MNP LIVE, Alejandra Gómez y José Antonio Hernández, detallan los errores más frecuentes, cómo prevenirlos y qué buenas prácticas implementar para evitar problemas con el SAT. Si eres profesionista, emprendedor o persona física con actividad empresarial, este episodio te dará las herramientas para presentar tu declaración de forma segura y sin contratiempos.2025-03-271h 00MNP 3 Minute Debt BreakTips and Tricks To Pay Off Your Debts (MNP 3 Minute Debt Break)Debt can feel like a never-ending weight on your shoulders, especially as the cost of living continues to rise. Interest rates have gone up, everyday essentials are more expensive, and for many Canadians, incomes haven’t kept pace with inflation.
2025-03-1502 minMNP LiveRechazo de deducciones en materia de ISR y acreditamiento de IVA. Postura de los Tribunales: Con Viridiana VeraLa negativa del SAT a reconocer deducciones de ISR y acreditamientos de IVA se ha vuelto cada vez más frecuente, generando incertidumbre jurídica y riesgos financieros para las empresas. Esta situación puede derivar en la determinación de créditos fiscales, incluso cuando el rechazo carece de legalidad.En esta sesión de MNP Live, la Lic. Viridiana Vera, Coordinadora de Litigio en MNP Consultores, analizará las principales razones detrás de estos rechazos, los criterios recientes de la Suprema Corte de Justicia de la Nación y del Tribunal Federal de Justicia Administrativa, así como estrategia...2025-03-1456 minMNP 3 Minute Debt BreakWhat Debt Collectors Can and Cannot Do (MNP 3 Minute Debt Break)Managing debt is already stressful enough without the constant pressure from collection calls. It often starts with reminders about overdue balances, but before long, it can escalate to intimidating threats, claims your wages will be garnished, your credit ruined, or even that your assets could be seized. As a result, you may feel trapped.
2025-03-0102 minMNP LiveDeclaración Anual de Personas Morales: Con Alejandra GómezLa Declaración Anual de Personas Morales es un proceso fundamental para el cumplimiento fiscal de las empresas, pero también puede ser un desafío si no se conocen sus aspectos clave. En este episodio de MNP LIVE, Alejandra Gómez - Contadora en MNP Consultores, nos explica los errores más comunes, cómo prevenirlos y qué buenas prácticas implementar para evitar sanciones o auditorías. Un programa imprescindible para empresarios, contadores y profesionales que buscan optimizar su declaración y evitar riesgos innecesarios2025-02-2858 minMNP 3 Minute Debt BreakJanuary 2025 Debt Index (MNP 3 Minute Debt Break)As 2025 begins, Canadians are entering the year with growing concerns about their personal finances. Despite declining interest rates, the latest MNP Consumer Debt Index reveals a steep 10-point drop to 79, marking the second-lowest level since its inception in 2017.
2025-02-2303 minMNP LiveFusiones y Adquisiciones (M&A) con: Ulises Navarro y Luis Sánchez TapiaEn esta nueva emisión de MNP LIVE, Ulises Navarro, Socio de MNP Consultores, y Luis Sánchez Tapia, Gerente de Derecho Corporativo, abordan a fondo las fusiones y adquisiciones (M&A). Descubre qué son, por qué las empresas las buscan, las fases del proceso, y los aspectos legales y fiscales que todo interesado debe conocer. Este contenido es ideal para empresarios, financieros, abogados y profesionales que buscan entender el impacto estratégico de las transacciones empresariales. ¡No te lo pierdas!2025-02-131h 26MNP 3 Minute Debt BreakLiving on a Single Income (MNP 3 Minute Debt Break)Living on a single income can feel overwhelming, especially when you have debts to manage. It might seem like there’s no way to save or invest, but with some thoughtful planning and determination, you can take control of your finances.
2025-02-0102 minMNP LiveReforma Fiscal 2025 Con: José Antonio HernándezLas reformas fiscales para 2025 y la reforma a la Ley Federal del Trabajo en México buscan regular el trabajo en plataformas digitales, afectando a repartidores y conductores de aplicaciones. Estas reformas garantizan a los trabajadores derechos laborales como seguridad social, vacaciones pagadas, derechos de antigüedad y aguinaldo, reconociéndolos como empleados formales. A nivel fiscal, las empresas de plataformas digitales deberán ajustarse a un marco tributario más estricto, lo que fomenta la formalización de la economía digital. Estos cambios equilibran el crecimiento tecnológico con la protección social, impactando tanto a trabajadores como a em...2025-01-2856 minMNP LiveFiscalización en la Construcción: Con Mayra González y Viridiana VeraConocer a fondo las implicaciones fiscales para las empresas del sector de la construcción es fundamental, ya que el incumplimiento de las normativas del IMSS puede generar sanciones significativas. En nuestra segunda transmisión en vivo titulada "Fiscalización en la Construcción", contaremos con la participación de dos expertas de MNP Consultores: la Lic. Viridiana Vera, Coordinadora de Litigio, y la C.P. Mayra González, Gerente de Contabilidad. Durante esta sesión, se abordarán temas esenciales sobre las facultades de fiscalización que el IMSS ejerce sobre las empresas de construcción, enfocándose en las obli...2025-01-231h 02MNP LiveAspectos Fiscales a Considerar Para Este Cierre de Año 2024 Con: Jose Antonio HernándezEl fin de año está cerca, y con ello, los retos fiscales más importantes. ¿Estás preparado para cerrar el 2024 con éxito? Únete a nuestra charla con José Antonio Hernández, Director de Impuestos en MNP, quien te guiará por los puntos clave que debes revisar en tus impuestos. Con consejos prácticos para evitar errores y aprovechar al máximo tus recursos. ¡No te lo puedes perder!
Da clic en el enlace para agendar una sesión 1 a 1 con nosotros:
https://calendly.com/d/cqsy-nz4-3zh/consultoria-legal-mnp-live
#MNPconsultores #MarquinaNavarro #MNPlive #impuestos ##AsesoríaFiscal #PlaneaciónFinanciera #CierreFiscal2025-01-171h 09MNP 3 Minute Debt BreakDebt and the Emotional Journey (MNP 3 Minute Debt Break)Did you know that 38% of Canadians identify money as their biggest source of stress? Moreover, 35% report that financial stress is causing them to experience anxiety, depression, and other mental health challenges.
2025-01-1503 minMNP 3 Minute Debt BreakBuyers Remorse Laws (MNP 3 Minute Debt Break)Imagine this: you’ve just signed up for a gym membership, bought into a timeshare, or switched to a new service plan after someone convinced you it was a good idea. Now, you’re having second thoughts. It’s called buyer’s remorse, and it’s more common than you might think.
2025-01-0102 minMNP 3 Minute Debt BreakHoliday Parties on a Budget (MNP 3 Minute Debt Break)The holidays are a time for gathering with friends and family, sharing laughter, and creating memories. But hosting a holiday party can get expensive, especially with rising costs these days. Thankfully, you don’t need to spend a fortune to throw a memorable celebration.
2024-12-1502 minMNP 3 Minute Debt BreakBad Debt (MNP 3 Minute Debt Break)Debt can be a double-edged sword. On one hand, it can be a valuable tool to build credit and achieve financial goals, like buying a home or pursuing higher education.
2024-12-0102 minMNP 3 Minute Debt BreakOctober Debt Index (MNP 3 Minute Debt Break)The latest MNP Consumer Debt Index rises to 89 points as lower interest rates improve financial outlook. But the cost of living is forcing Canadians to make some tough sacrifices.
2024-11-1503 minMNP 3 Minute Debt BreakFinancial Literacy (MNP 3 Minute Debt Break)What is “Financial Literacy”? In the simplest terms, financial literacy is understanding how money works. It's about grasping the basics of budgeting, saving, investing, and managing debt.
2024-11-0103 minMNP 3 Minute Debt BreakChecking Your Credit Score (MNP 3 Minute Debt Break)Checking your credit score regularly is an essential step in managing your financial health. Your credit report is a comprehensive summary of your credit history, detailing information like payment history, credit accounts, outstanding balances, and any accounts sent to collections due to non-payment.
2024-10-1503 min
Real Life Mortgage SolutionsThe 5 C’s of Credit: Understanding Your Creditworthiness with Sandra Landry, Senior VP MNP BankruptcyIn this episode of Real Life Mortgage Solutions, Len Lane, Founder of Brokers for Life, dives deep into the crucial topic of credit with Sandra Landry, Senior VP at MNP Bankruptcy. They explore the "5 C's of Credit" (Character, Capacity, Capital, Collateral, and Conditions), explaining how lenders evaluate creditworthiness and what influences your credit score.With a practical approach, Len and Sandra discuss what appears on credit reports, the importance of consistent financial behaviour, and tips on maintaining or rebuilding credit, especially for self-employed individuals and those with a history of bankruptcy or foreclosure.2024-10-1530 minMNP 3 Minute Debt BreakDebt In a Divorce (MNP 3 Minute Debt Break)Going through a divorce or separation can be emotionally and financially challenging, and one of the most complex aspects is dealing with debt. Just as assets are divided, debts must be looked at too. The division of debt can raise lots of questions about responsibility, especially when one or both spouses struggle to pay it off on their own.
2024-10-0103 minReal Life Mortgage SolutionsNavigating Debt and Insolvency with Sandra Landry, Senior VP MNP BankruptcyFacing financial hardship can feel overwhelming, but understanding your options is the first step toward relief. Len Lane speaks with Sandra Landry, Senior Vice President and Licensed Insolvency Trustee at MNP, to discuss how Canadians are dealing with increasing debt following the pandemic. Sandra explains the significant rise in bankruptcy and consumer proposal filings since 2022, emphasizing how interest rate increases and higher living costs have strained the finances of many. They discuss the distinctions between bankruptcy and consumer proposals, providing practical advice on how individuals can manage debt and avoid common pitfalls.Sandra discusses...2024-10-0128 minMNP 3 Minute Debt BreakGood Reasons for Borrowing Money (MNP 3 Minute Debt Break)Borrowing money often gets a bad rap, but in actuality… it’s not always a bad thing. Sometimes life throws unexpected expenses your way, or maybe you need extra cash to invest in your future. In these situations, borrowing can be a smart financial decision... if you’re careful.
2024-09-1503 min
MNP 3 Minute Debt BreakPros and Cons of Consumer Proposals (MNP 3 Minute Debt Break)Almost half of all Canadians are just $200 away from not being able to cover their monthly expenses. If you're feeling the financial squeeze, you're not alone. But what happens when unexpected costs push you over the edge? If you're grappling with debt but want to avoid the long-term effects of bankruptcy, a Consumer Proposal might be your solution.
2024-09-0202 min
MNP 3 Minute Debt BreakJuly Debt Index (MNP 3 Minute Debt Break)The MNP Consumer Debt Index has dropped to 85 points, down six points from the previous quarter.
Conducted quarterly by Ipsos on behalf of MNP Limited, the Consumer Debt Index tracks Canadians’ attitudes about their debt and ability to meet their monthly payment obligations.
2024-08-1502 minMNP 3 Minute Debt BreakMarriage and Debt (MNP 3 Minute Debt Break)Many Canadians enter marriage with a significant debt burden. As one of the most indebted countries globally, this isn't surprising.
2024-08-0103 min
MNP 3 Minute Debt BreakMyth-Busting Consumer Proposals (MNP 3 Minute Debt Break)Debt can be a heavy burden, and exploring a consumer proposal can feel daunting. It's natural to seek information online or talk to loved ones during this stressful time.
2024-07-1503 min
MNP 3 Minute Debt BreakManaging Digital Costs (MNP 3 Minute Debt Break)In today’s digital era, the convenience of obtaining anything with a tap of your finger is undeniable. However, these luxuries can quickly add up, significantly impacting your bank account.
2024-07-0103 min
MNP 3 Minute Debt BreakHow Often Can You File for Bankruptcy? (MNP 3 Minute Debt Break)Canadians are facing a cost-of-living crisis. With rampant inflation, many have taken on more debt just to make ends meet. With interest rates still high, some households might be considering declaring Bankruptcy for the first, second, or even a third time.
2024-06-1503 min
MNP 3 Minute Debt BreakHow To Budget For Inflation (MNP 3 Minute Debt Break)The cost of daily goods has been rising over the past few years, increasing the price of food, gas, clothing, and other essential items Canadians need. According to the Bank of Canada’s Inflation Calculator, costs have increased by 15 percent from 2020 to 2023. This means an item that used to be $1.00 now costs $1.15. If your income hasn’t increased by 15 percent in the same period, you might be feeling the pinch of inflation on your budget. Now might be a good time to revisit your budget to ensure your monthly income covers your expenses.
2024-06-0203 min
MNP 3 Minute Debt BreakBuyers Remorse (MNP 3 Minute Debt Break)We've all been there. You swipe your credit card or sign on the dotted line for a purchase you've been dreaming about. But then, a minute, a day, or even a week later, that sinking feeling sets in. Maybe the purchase isn't quite what you expected, the budget doesn't stretch that far, or you think the money could have been better spent elsewhere.
2024-05-2102 minMNP 3 Minute Debt BreakApril Debt Index (MNP 3 Minute Debt Break)The latest MNP Consumer Debt Index has rebounded significantly to 91 points — an eight-point jump since last quarter after a full year of low scores.
2024-05-0203 minMNP 3 Minute Debt BreakWhat Are The Signs Of Good Financial Health (MNP 3 Minute Debt Break)Managing personal finances in Canada's current economic landscape is a discussion most households are having. With high levels of household debt, soaring inflation, and climbing interest rates, understanding and navigating personal finance has become crucial for individuals and families alike.2024-04-1503 min
This MorningMNP Consumer Debt Index: Albertans' concerns about debt and interest rates ease, yet 'repayment anxiety' persists for majorityGUEST: Zaki Alam TITLE: Senior Vice President with MNP's Insolvency & Restructuring group in Edmontonhttps://mnpdebt.ca/en/resources/mnp-debt-blog/albertans-interest-concerns-ease-repayment-anxiety-persists 2024-04-0911 minMNP 3 Minute Debt BreakThe CRA Assessed Me Whats Next (MNP 3 Minute Debt Break)Imagine receiving a call with the message, "This is the Canada Revenue Agency calling. We assessed your tax return that you didn’t file, and you have a significant balance owing." Does this scenario seem all too familiar? It's a situation many Canadians find themselves in, often due to oversight or confusion regarding tax obligations.2024-04-0103 minMNP 3 Minute Debt BreakWhat If I Owe the CRA a Lot of Money (MNP 3 Minute Debt Break)Owing the government money can be VERY intimidating. It’s a topic that resonates with many Canadians. How to deal with debt owed to the Canada Revenue Agency, especially given the CRA's broad powers to collect what's owed. We’ll dive into what those powers entail, how you can navigate the situation, and what options are available if you find yourself overwhelmed.2024-03-1502 minMNP 3 Minute Debt BreakIs There a Statute of Limitations On My Debt (MNP 3 Minute Debt Break)Each province in Canada has its unique statute of limitations governing how long a creditor has to take legal action against you for debt collection. Taking Alberta as an example, under the Limitations Act, a creditor has two key time frames to initiate legal proceedings: within two years from when they first became aware of the debt or ten years after the claim arose, depending on which period ends first.2024-03-0102 minMNP 3 Minute Debt BreakJanuary Debt Index (MNP 3 Minute Debt Break)Canadians’ current debt perception has reached an all time low on MNPs Consumer Debt index. Conducted quarterly by Ipsos on behalf of MNP Limited, the Consumer Debt Index tracks Canadians’ attitudes about their debt and ability to meet their monthly payment obligations. And last month, the Index has dropped to 83 points.2024-02-1503 minMNP 3 Minute Debt BreakRebuild Your Credit Score (MNP 3 Minute Debt Break)Credit scores are important when it comes to financial institutions deciding if they'll lend you money or extend your credit. Think of your credit score as a financial reputation that follows you around, telling banks and lenders if you're good with money. Your credit score reflects your ability to meet certain financial requirements such as qualifying for or paying back a loan or getting better interest rates.2024-02-0102 minMNP 3 Minute Debt BreakThe Link Between Mental and Financial Health (MNP 3 Minute Debt Break)The close link between mental and financial health is undeniable. Compromised mental health not only impacts personal well-being but also has significant economic implications. Similarly… financial stress can severely affect mental health.2024-01-1503 minMNP 3 Minute Debt BreakSigns You Might Be In Financial Trouble (MNP 3 Minute Debt Break)Sometimes financial trouble can creep up on us, turning everything upside down. But it's rare for debt to just appear out of the blue. Usually, there are signs along the way, and recognizing them early can make a big difference. Here are a few things to look out for and how to handle it before things get too tricky.2024-01-0103 minMNP 3 Minute Debt BreakResolutions for a Debt Free New Year (MNP 3 Minute Debt Break)Happy Almost New Year! With this new year comes the chance to tackle those resolutions you’ve been thinking about. Especially the financial ones. But it can be tough and setting goals to reduce debt and actually making a dent in it are two different things. So, here are some solid steps to help you move confidently towards a more debt-free life in 2024.2023-12-1502 minMNP 3 Minute Debt BreakBudgeting During the Holidays (MNP 3 Minute Debt Break)The Holidays can be all about feasting, toasting, and spreading joy. But let's face it. The pressure to go all out during the festive season can turn wallets inside out, leaving you in a financial hangover that lasts into the new year. The good news? You don't have to break the bank to have a blast this holiday season.2023-12-0102 minMNP 3 Minute Debt BreakOctober Debt Index (MNP 3 Minute Debt Break)From near zero to the highest interest rates in more than two decades, the latest MNP Consumer Debt Index reveals that Canadians’ debt outlook has reached the most pessimistic point since tracking began five years ago.2023-11-1503 minMNP 3 Minute Debt BreakHow Do I Know I Have Too Much Debt (MNP 3 Minute Debt Break)"How do I know if I have too much debt?" It's a question many wrestle with, and the truth is, it's not always about the numbers. While everyone's situation is unique, there are universal signs that might indicate your debt is reaching an uncomfortable level.2023-11-0203 minMNP 3 Minute Debt BreakSigns of a Debt Management Scam (MNP 3 Minute Debt Break)Canada has seen a steady rise in debt settlement companies recently. With enticing promises like "Reduce your debts by 70% without the need for bankruptcy," it's easy to see why many are tempted. But as with all things that seem too good to be true, it’s essential to proceed with caution.2023-10-1503 minMNP 3 Minute Debt BreakOverspending and Managing Money (MNP 3 Minute Debt Break)Overspending remains a significant factor leading many Canadians into financial troubles. The rise of credit card usage over cash and the lack of budgeting only continues to make the problem worse. Having healthy financial practices depends on controlling spending habits like efficient expense management, reducing redundant expenses, and clearing credit card dues. If you find yourself struggling with debt or edging towards it with every credit card swipe, consider some of these tips!2023-10-1003 minMNP 3 Minute Debt BreakInsolvency vs Bankruptcy (MNP 3 Minute Debt Break)While navigating the sometimes turbulent waters of personal finance, two terms might cross your path: 'insolvency' and 'bankruptcy.' The differences between them is important because they play different roles in the financial recovery process.2023-09-1503 minMNP 3 Minute Debt BreakWhy Local Is Important (MNP 3 Minute Debt Break)Before the unforeseen happened in March 2020, a term like 'virtual insolvency proceeding' was nonexistent. To navigate the process of Bankruptcy or Consumer Proposal, a face-to-face interaction with a Licensed Insolvency Trustee (LIT) was mandatory. But, as with many things, the pandemic compelled the Office of the Superintendent of Bankruptcy (OSB) to pivot.2023-09-0103 min
ひでだんポッドキャスト♪～毎朝10分ととのえラジオ〜#812 8/22(火) 親のスマホ乗り換え第2弾、今回は法人のMNPに挑戦！#812 8/22(火) 親のスマホ乗り換え第2弾、今回は法人のMNPに挑戦！
○今週は、フェスとスマホの話をします
・今回一番の驚きは？
・今回の準備と来年の反省
・こんな猛者たちを発見。フェスの色々な楽しみ方
○セリアで出会った外国人、アイフォンケースを探すのを手伝うも・・・
○法人スマホの乗り換え案件🎵
・母親スマホをドコモ→マイネオへ
・今回は父親のスマホau→日本通信へ
・法人契約、クレカなし、
○テーマ案
・ユニクロ2枚買った。カノコ→ケミカル素材、サイズM→L、白とグレー→ブラックネイビー
・イスが壊れたので、捨てよう、ついでにソファーも捨てよう
・「なんで今日雨なん？」いつだったらいいの？A、試験週間中なら学校に行かずに家で勉強
・いつもと違うことをすることで新しい発見がある。習慣力と挑戦力「習慣と直感」
・会社辞めるっていうの2回目、1回目はポッドキャストで言ってなかった。これが原因かもね
・ニュートラルな精神状態＝発想が自由。冷静な判断。選択肢が豊富。フラットに取捨選択
・スーパーの田所さんの技が光る。初心者マークより熟練者マークがあってもいいかもよ。
・お金とは対等に付き合うこと大事。支配されない。支配しようとしない。時間、感情も同じ
・WHY思考で考えると、目の前の細々したことは気にしなくなる。
○精神論
・「〇〇するべき」→「〇〇したい！」に変える
・「失敗」も「矛盾」も全然OK！
・「失敗」しないと成長しない「無難」になる
・人生の目的を「イチ」から考えよう
・「現在位置」と「目標」を決めると「応援したくなる」
・お金の使い方が変わった。「自分の機嫌」が良くなる、人を喜ばす使い方
・固定費の見直し：大枠で見る。でもエアコンの使用量は変えない。根本のところで考える！
・セールのポロシャツ：買わない・ポロシャツ580円。前ならソッコーで2枚買ってたレベル
・課金するサービス，課金しないサービス
・自分のビジネスを持つ（商品、サービス）
・価値＝いっぱい知ってるけど、少ないもの＝付加価値がある
○雑談：
○結論は？
○この話のきっかけは？
○過去のわたしは？
○どんな人におすすめ？（刺さりポイント）
○例えば？
○３つのポイントは？
○今回のまとめ
○ユニクロでポロシャツを2枚買った理由
・いままでのサイズは、Mで小さい。
・トレンドはオーバーサイズ。
・いまさら感があるが、ミニサイズに固執するのもいやだ。
・Lサイズでかう。
・ポロシャツ？半袖襟付きシャツ？半袖Tシャツ？ポロシャツで良いかな？
・色は？ホワイト、グレーで良かった。
・ミニマリストは白一択だけど、さすがに飽きる。
・汗染み出るのが心配だけど、2000円のシャツで失敗したとこで・・
「自分の機嫌を損なわない方が大事！！」
・素材は、カノコ一択だったけど、ドライシャツというケミカル素材。ここが自分のかわりたいところ。
・普段の生活をシンプルにすることで、新しいことへもハードルなく取り入れることができる。
- **#812 8/22(火) 親のスマホ乗り換え第2弾、今回は法人のMNPに挑戦！**
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Send in a voice message: https://podcasters.spotify.com/pod/show/edge7/message2023-08-2215 minMNP 3 Minute Debt BreakJuly Debt Index (MNP 3 Minute Debt Break)As interest rates move upwards and the cost of living remains a challenge for households, the proportion of Canadians who report being insolvent has reached an all-time high, according to the latest MNP Consumer Debt Index.2023-08-1503 min
MNP 3 Minute Debt BreakMariage et dette (Parlons Dettes EN 3 Minutes)C’est la pause de la dette MNP 3 minutes! Un podcast avec des conseils, des idées et des conseils sur la prise de contrôle de votre monde financier. Apporté à vous par MNP Dette2023-08-0103 minMNP 3 Minute Debt BreakFor Richer or Poorer (MNP 3 Minute Debt Break)For richer… or for poorer? That is the question. Or put another way... when you get married, does your partner’s debt become your debt?2023-08-0103 minひでだんポッドキャスト♪～毎朝10分ととのえラジオ〜#796 7/31(月) ワンストップMNP方式！？知らずに普通にMNPした話- **#796 7/31(月)** ワンストップMNP方式！？知らずに普通にMNPした話
このポッドキャストでは〜
・ジョギング5km 6：30で暑い
・スタバで４時間こもる
・結論は？より簡単になったけど、みんな知らない、知ってる人は旧式でもやっちゃう
・この話のきっかけは？子供の2回線をOCN→日本通信に変更した
・過去のわたしは？調べるの大好き、料金プランを比較するのが趣味
・どんな人におすすめ？（刺さりポイント） より簡単になったからからみんなにすすめよう
・例えば？MNP予約番号をとるときに、救済策があり2万ポイントもらえる
・３つのポイントは？MNP転出が簡単。手続きが2→1週間になった。失敗してもさらに変更
・今回のまとめ。知らなかったけど。全然やったことない人にはハードルが下がった。だから人におすすめして、本人にやってもらうハードルも下がった。
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Send in a voice message: https://podcasters.spotify.com/pod/show/edge7/message2023-07-3113 minMNP 3 Minute Debt BreakConsumer Proposals 3 Common Misconceptions (MNP 3 Minute Debt Break)There are a few different ways you can manage your debt in a smart way. One is a frequently misunderstood topic, Consumer Proposals. We’re going to look at three common misconceptions that could be hindering your journey towards financial freedom.2023-07-1503 minMNP 3 Minute Debt BreakSigns You Are Financially Healthy (MNP 3 Minute Debt Break)We visit and talk to doctors and other professionals about our health regularly. Or we should. Just like we should talk with professionals about our financial health. How can you tell if you're financially healthy? There are some signs that can help you assess your financial wellbeing.2023-07-0103 minMNP 3 Minute Debt BreakWhat You Need to Know About Credit Card Debt (MNP 3 Minute Debt Break)When it comes to personal debt, there are many areas that can affect how well we can stay in control of it and get ahead. One of the most important to know more about is credit card debt. We'll cover the basics, how it affects your credit score, and strategies to pay it off.2023-06-1503 minMNP 3 Minute Debt BreakTips for Your MNP Debt Scale (MNP 3 Minute Debt Break)When it comes to determining the threshold of excessive debt, it can be a challenging question to answer. Income, expenses, interest rates, and repayment terms all play a role. However, the MNP Debt Scale can assist. This online assessment tool, found at MNPDebt.ca, is designed to give you a clear rating of your debt situation, regardless of your income or the amount you owe.2023-06-0103 minMNP 3 Minute Debt BreakConseils pour le bilan de l’échelle de la dette (Parlons Dettes EN 3 Minutes)Lorsqu’il s’agit de déterminer le seuil de surendettement, il peut être difficile de répondre à cette question. Les revenus, les dépenses, les taux d’intérêt et les conditions de remboursement jouent tous un rôle. Cependant, l’échelle d’endettement MNP peut vous aider. Cet outil d’évaluation en ligne, disponible sur mnpdettes.ca, est conçu pour vous donner une évaluation claire de votre situation d’endettement, quels que soient vos revenus ou le montant que vous devez.2023-06-0103 min
MNP 3 Minute Debt BreakMNP Debt Index Apr23 (MNP 3 Minute Debt Break)Personal finances continue to be a major source of stress for Canadians, and half anticipate that the situation will continue to deteriorate. This is according to the latest MNP Consumer Debt Index conducted quarterly by Ipsos. When asked about the impact of Canada’s current economic conditions on their personal finances, half say they believe the worst is yet to come, while a third feel we are currently experiencing the worst part of the economic cycle. Fewer are optimistic about the future, with only 15 percent stating that the worst is behind us.2023-05-1503 min
MNP 3 Minute Debt BreakThe True Cost of Debt (MNP 3 Minute Debt Break)Debt is something that affects millions of people, and it's a hot topic for a reason. The financial impact of carrying debt can be enormous, but it's not the only thing to worry about. In fact, prolonged debt can have real and measurable effects on your retirement plans, relationships, and even your mental and physical health.2023-05-0103 min
MNP 3 Minute Debt BreakHow Are Interest Rate Increases Affecting Mortgages (MNP 3 Minute Debt Break)In recent years, Canadians have grown accustomed to low interest rates. The Bank of Canada used low interest rates to encourage spending and spur economic activity during the pandemic. However, 2022 marked a sharp and painful turn for many.2023-04-1503 min
MNP 3 Minute Debt BreakLiving Within Your Means (MNP 3 Minute Debt Break)Living beyond our means can lead to financial disaster. The increasing accessibility of credit cards and online banking makes it easier than ever to overspend. Rising costs of goods and social media pressures to keep up appearances can make it worse. To avoid this, you must spend less than you earn, which is “living within your means”.2023-04-0103 min
MNP 3 Minute Debt BreakBuilding an Emergency Fund (MNP 3 Minute Debt Break)If you ever asked yourself “How Do I Build An Emergency Fund”, you’re already on your way to better financial health. Recognizing unexpected costs happen is a good first step. The next step is to plan to have the systems and resources in place to successfully navigate a financial situation when one occurs.2023-03-1503 min
MNP 3 Minute Debt BreakWhat Happens If I Don’t Pay My Taxes (MNP 3 Minute Debt Break)All debt can be overwhelming, but there’s no creditor quite as intimidating as the Canada Revenue Agency or CRA. This is why unfiled and / or unpaid taxes are two of the most common reasons self-employed individuals and sub-contractors seek the assistance of a Licensed Insolvency Trustee.2023-03-0102 min
MNP 3 Minute Debt BreakJan Debt Index (MNP 3 Minute Debt Break)The MNP Consumer Debt Index for January 2023 is in… and the Index has plunged 15 points from last quarter and is now at an all-time low. The unprecedented quarterly decline underscores the anxiety Canadians feel about their debt situation amid rising interest rates, persistent inflation, and heightened affordability concerns.2023-02-1503 min
MNP 3 Minute Debt BreakDebt and Divorce (MNP 3 Minute Debt Break)Debt by itself can be a scary thing. Coupled with divorce, it can seem over whelming. Financial issues are a leading contributor to marital breakdown, and it can often be difficult to be on the same page when it comes to settling loans, credit cards and other debts that have accumulated during the marriage. Making matters worse, there are many misconceptions about who is liable for repaying the debts and who creditors can target in the event of a default.2023-02-0103 min
MNP 3 Minute Debt BreakSurviving on a Single Income (MNP 3 Minute Debt Break)Higher interest rates, instability globally and uncertainty in the new year economically… many households look to 2023 as a year of struggling to make it from one financial obligation to the next. This is especially true for single income families. If you are one of thousands of families performing the financial balancing act of trying to get by on a single income, it can be difficult to make financial goals beyond your next payment. The good news is, with a lot of planning and a little bit of compromise, you can build towards a strong financial future.2023-01-1502 min
MNP 3 Minute Debt BreakResolutions for a Debt Free New Year (MNP 3 Minute Debt Break)It’s a new year! And with it, maybe some new financial resolutions. But, resolving to reduce your debt and making actual progress to that goal are two different things. Here are some real concrete resolutions you can make to ensure you are on the path to being debt free.2023-01-0103 min
Smartfm MakassarBMKG Keluarkan Peringatan Dini Cuaca Buruk di Sulsel ll Progres Pembangunan fisik Makassar New Port (MNP) Sudah 93 persen ll JURNAL MAKASSARSenin, 26 Desember 2022
Monitoring perkembangan dinamika atmosfer terkini menunjukkan indikasi adanya potensi peningkatan curah hujan di wilayah Sulawesi Selatan. Analisis model cuaca menunjukkan kelembaban udara lapisan atas hingga ketinggian 500 mb dalam kondisi basah 70 hingga 100 persen.
Pelaksana Harian Kepala BMKG Wilayah IV Makassar Kamal mengatakan, diperkirakan terjadi perlambatan arus angin (konfluensi) di Selat Makassar bagian selatan.
Itu menyebabkan penumpukan massa udara yang mendukung pertumbuhan awan hujan dan bergerak ke wilayah Sulawesi Selatan. Terdapat kemungkinan potensi banjir rob di pesisir barat Sulawesi Selatan karena bertepatan dengan fase pasang maksimum.
News Anchor: Deddy Detars ll...2022-12-2603 min
MNP 3 Minute Debt BreakSigns Your Are Overspending (MNP 3 Minute Debt Break)Household overspending is one of the most common causes of financial insolvency. It’s also one of the easiest to overlook. Overspending tends to creep up slowly and camouflage itself as a different kind of financial challenge. But once you know the symptoms, they’re almost impossible to ignore. You can eliminate overspending almost entirely by introducing just three straightforward techniques.2022-12-1503 min
MNP 3 Minute Debt BreakBudgeting During the Holidays (MNP 3 Minute Debt Break)The holidays are a time to eat, drink and be merry! But the pressure to celebrate the season can easily send your finances into the red for months. The desire to do the holidays in a big way could see your spending get carried away!2022-12-0102 min
MNP 3 Minute Debt BreakOct Debt Index (MNP 3 Minute Debt Break)The impact of this year’s consecutive interest rate hikes and persistent inflation is becoming clear. Canadians are seeing the effect on their wallets. According to the latest MNP Consumer Debt Index, which is conducted quarterly by Ipsos, more Canadians say life’s necessities are becoming less affordable as the cost of living continues to soar.2022-11-1503 min
MNP 3 Minute Debt BreakFinancial Literacy Month (MNP 3 Minute Debt Break)November is Financial Literacy Month in Canada. This is the month where Canadians strive to become more literate, more mindful and more in control of their finances.2022-11-0103 min
MNP 3 Minute Debt BreakBreaking the Stigma (MNP 3 Minute Debt Break)Breaking stigmas means ridding ourselves of our assumptions, generalizations, and broad-brush statements that are harmful to individuals and groups. We have seen strong movements and positive progress in breaking stigmas that have plagued society for so long, especially stigmas surrounding mental health. Given how connected our finances and our mental health are, we should talk more about breaking stigmas surrounding finance.2022-10-1503 min
MNP 3 Minute Debt BreakCheck Your Debt Scale (MNP 3 Minute Debt Break)How much debt is too much? Of all the questions Licensed Insolvency Trustees often hear, this is one of the most common. It’s also one of the most difficult to answer. Any number of factors can impact your experience with debt, from income and expenses to interest rates and repayment terms.2022-10-0103 min
La bulle immobilière | CJMD 96,9 FM LÉVIS140 : La Bulle Immobilière - Olivier Boyd - Vice-président principal chez MNP LTDCette semaine, Jean-Francois & Sylvie reçoivent Olivier Boyd, Vice-président principal chez MNP LTD.Dans cet épisode, explorez le domaine de l'insolvabilité avec MNP. Découvrez les services offerts par les syndics autorisés en insolvabilité pour vous aider à gérer vos dettes et à retrouver une stabilité financière. Obtenez des conseils pratiques pour surmonter les défis liés à l'insolvabilité.Pour en savoir plus : https://www.mnp.ca/fr- - - - -Merci à nos fiers commanditairesV...2022-09-1753 min
MNP 3 Minute Debt BreakFinancial Scams (MNP 3 Minute Debt Break)Financial scams have been around for decades. But they seem to have never been as common, insidious and invasive as they are today. It’s easy to assume you’ll never fall for a scam. But we’re all vulnerable, and we can all become victims if we don’t know what to be aware of.2022-09-0102 min
MNP 3 Minute Debt BreakConsumer Proposal vs Bankruptcy (MNP 3 Minute Debt Break)Today, many Canadian households are struggling to keep up financially. To compensate, many have relied on credit to carry them through financial difficulties. While credit can be a valuable tool, credit reliance can quickly lead to a dangerous cycle of debt and stacking interest.2022-09-0103 min
MNP 3 Minute Debt BreakJuly Debt Index (MNP 3 Minute Debt Break)Canadians are becoming acutely aware of how interest rates and the cost of necessities impact their household budgets, as both measures continue on an upward trajectory. Increasing a staggering seven points since last quarter, six in 10 Canadians say they’re already feeling the effects of interest rate increases, according to the latest MNP Consumer Debt Index which is conducted quarterly by Ipsos on behalf of MNP Limited.2022-08-1503 min
Free to Grow in Forestry12. Jason Fisher, MNP LLP - Living with a mental illness and how to make a differenceFree to Grow in Forestry - A podcast working to move #ForestryForward
Welcome to the twelfth episode of the Free to Grow in Forestry Podcast series where our host Kelly Cooper, CEO and Founder of Centre for Social Intelligence is joined by Jason Fisher, Registered Professional Forester and Partner at MNP LLP. Through this important conversation about mental health in the workplace, Jason shares how his own experiences living with a mental illness has shaped both his personal and professional life, and what people in leadership positions can do to make a difference for their employees.
2022-04-2940 min
MW PresentsGetting to grips with municipal asset management – MNPBrian Peach, CAO for the Town of Pouch Cove, and Gord Chalk from MNP talk about municipal asset management, what it means, and what municipalities can do to efficiently manage their assets.
The post Getting to grips with municipal asset management – MNP appeared first on Municipal World.
2022-04-2018 min
Smartfm MakassarProyek Makassar New Port- MNP Terus Dikebut ll Resmi Beroperasi, PLTM Madong Perkuat Sistem Kelistrikan Sulsel - JURNAL MAKASSARRangkuman Informasi/berita update seputar Sulawesi Selatan, Liputan Tim Pemberitaan Smartfm Makassar
Edisi: 13 April 2022
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JURNAL MAKASSAR - Pengerjaan proyek Makassar New Port (MNP) di Sulsel terus dikebut. Hingga kini, progresnya sudah mencapai sekitar 84 persen. Pelindo selaku leading sektor menargetkan proyek strategis nasional (PSN) itu rampung pertengahan 2023 mendatang.
Regional Head 4 PT Pelindo Dwi Rahmad Toto mengatakan, tahun depan proyek MNP direncanakan soft opening bersamaan datangnya tambahan dua peralatan baru.
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JURNAL MAKASSAR - Hadirnya PLTM tersebut akan berperan dalam menambah bauran energi baru terbarukan (EBT) sistem kelistrikan P...2022-04-1303 min
From the trenchesFrom engineer to accountant, MNP's James Byrne talks leadership, and much moreMNP is a leading national accounting, tax and business consulting firm in Canada. They proudly serve and respond to the needs of their clients in the private, public and not-for-profit sectors. Through partner-led engagements, they provide a collaborative, cost-effective approach to doing business and personalized strategies to help people and organizations succeed across the country and around the world.Learn more about MNP by visiting: www.mnp.ca.James' Final 4:Author: Wilbur Smith.Best advice: "At the end of the day you need to have something to offer people [to be successful]."App: Email.Restaurant: Il T...2021-12-1325 min
ながらcast / Zumba天国ながらcast2/010 楽天モバイルにMNP？楽天銀行、楽天カードに続いて楽天モバイルにMNPしてポイント倍率アップを狙いました。現在契約しているOCNモバイルワンは、115MB/日で（残容量は翌日繰越可能）、1,100円ちょいです。月換算すれば３GB相当です。通話料はその都度かかりますが、「050plus」というサービスを使っていますし（月額300円は割引で無料）、それほど使わないので、その程度で収まっています。使いすぎても、不便なのはその日だけで、翌日にはリセットされるのがありがたいところです。一方、楽天モバイルは、月１GBまで無料、３GBまで980円、20GBまで1,980円、それ以上は2,980円です。今の使い方だと、３GBには収まっていますが、２GBは超えるので、楽天モバイルに移行しても、無料ではなく980円になりそうです。050plusも使えそうですが、月額基本料金300円がかかるかも？楽天モバイルのメリットは、１GBに抑えれば無料、ポイント１倍がつくこと、代金をポイントで支払えることでしょうか。MNP移転の手続きをして、今日楽天モバイルのSIMが届くという日に、録音しました。行きの通勤途上で録音しながら、「本当にこれでいいのか？」という疑問がムクムクと湧いてきて、結局キャンセルしてしまいました。なんてこった！ちょっと焦っていたので、一度冷静に考えてみます。１GBに収まる使い方ができそうか？050plusの料金、ポイントでの支払いのメリットなどなど、あとは、今はMNP移転で２万ポイントもらえますが、年明け、新年度にどうなるかも見ていこうと思います。2021-12-0913 min
Smartfm MakassarSyarat PCR Menyebabkan Turunnya Jumlah Penumpang di Bandara Sultan Hasanuddin ll Aktivitas Bongkar Muat Peti Kemas di MNP Terus Bertumbuh - JURNAL MAKASSARRangkuman Informasi/berita update seputar Sulawesi Selatan, Liputan Tim Pemberitaan Smartfm Makassar
Edisi: Jumat, 29 Oktober 2021
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JURNAL MAKASSAR – Penerapan syarat PCR untuk penerbangan antar Provinsi, berdampak terhadap jumlah penumpang di Bandara Internasional Hasanuddin yang menurun cukup drastis.
Hal itu diakui Stakeholder Relation Manager Angkasa Pura 1 Makassar, Iwan Risdianto saat dihubungi Smartfm. Ia menyebut, rerata jumlah penumpang sebelum pemberlakuan syarat PCR bisa menyentuh angka di atas 25 ribu lebih per hari.
News Anchor Priscila Riny
Reporter Dian Mega Safitri
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JURNAL MAKASSAR - PT Pelabuhan Ind...2021-10-2902 min
NAEDA CONNECTMNP - Succession PlanningIn this episode, host Mike Kraemer interviews Erik St. Hilaire, a partner in the corporate finance group at MNP regarding a variety of services to clients, including divestiture and buy/sell services, transaction advisory, and purchaser due diligence advisory. Succession planning can be a daunting task, learn more about what MNP can do for your company.2021-10-1812 min
My Nigerian podcastMNP on InstagramThis episode is dedicated to MNP Instagram followers and those that will like to join. MNP recently launched an Instagram page. You can follow MNP on Instagram @mynigerianpodcast to stay updated on stories, reels, episode previews etc. also share this episode if you enjoy it.2021-09-0419 min
Commercial Real Estate LibraryMoney Laundering in Commercial Real Estate with MNP Partner Greg Draper | CRELIBRARY Episode #52Note: We don't advise you to actually launder money... This episode focuses on how commercial real estate can be used to launder cash, especially in Canada. Financial crimes expert Greg Draper joins us. Greg Draper, MBA, DIFA, FCPA, FCGA, CFF, CAMS, ICD.D, is a senior Partner and Forensics Services team member with MNP. Greg helps his clients manage their legal, financial and reputational risks related to fraud and other ethical breaches. He also proactively helps clients conduct anti-money laundering compliance reviews, fraud risk assessments and anti-corruption due diligence. Greg is recognized by the courts, the media and his pee...2021-07-1339 min
From the trenchesEpisode 19 - Peter van Dongen: MNPMNP is a leading national accounting, tax and business consulting firm in Canada. They proudly serve and respond to the needs of their clients in the public, private and not-for-profit sectors. Through partner-led engagements, they provide a collaborative, cost-effective approach to doing business and personalized strategies to help organizations succeed across the country and around the world. MNP is proud to have been recognized as one of the Best Employers in Canada for over ten years in a row.Learn more about MNP by visiting: www.mnp.ca.Links to organizations and initiatives referenced:Vancouver Island...2021-05-1133 min
Calgary Business PodcastEpisode 209 | MNP “Self-Employment Program” | Troy Deck, MNP Senior Manager | 27 November 2020Self-employment is difficult at the best of times and if there is a lack of support during crisis periods, the challenges for such individuals increases dramatically. In fact, it was only recently that I heard about the MNP “Self-Employment” program and I thought:
“…what a terrific initiative to make available to small businesses and entrepreneurs during the Covid pandemic…”.
I quickly learned from Troy Deck, the senior manager at MNP here in Calgary, that the program has been in place since 1992 and to date, over 2000+ entrepreneurs have moved on to start their own businesses. Although jointly funded...2020-11-2746 min
Macho NachoWatermelon Challenge Phrog EditionJake says the most wrong things he can in the wrong context in one short podcast on accident. Trevors feet smell really bad
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This episode is sponsored by
· Anchor: The easiest way to make a podcast. https://anchor.fm/app2020-03-0658 minMacho NachoIntroduction: The RELAUNCH of the MNPThank you for tuning in to the revamp of the Macho Nacho Podcast. Today we introduce our two new hosts - tune in Fridays for a podcast a week!2020-01-3000 min
Insiders PodcastCanadian Cannabis Update Ep97 MNP Q&A - CalgaryThere was a panel Q&A put on by MNP and moderated by Scott Laluk from MNP Calgary.
There was a rockstar panel of guests including:
Tony Loria - Principal Managing Director & Head of Investment Banking of Eight Capital.
Trevor Fencott - CEO of Fire & Flower
Adamn Miron - Co-Founder & Chief Brand Officer of HEXO
Tenille Burdz - Risk Advisor with Iridium Risk Services Inc
Greg Leavens - Chief Financial Officer with Edmonton Based LP Atlas Growers
Sound isn't great on this one (sorry), but the content is solid. Enjoy!2019-02-1128 min
The Whitetail Distraction PodcastCasey Pistorius - MNP OutdoorsIn this episode of the podcast, were joined by our buddy Casey Pistorius from MNP Outdoors. We talk about how MNP came about, his PA buck and doe, and an awesome out of state Missouri buck.
Check them out and give them a follow on Facebook, Instagram, and YouTube!
https://www.youtube.com/channel/UCgdDUDpftEp5amaoxvuh48w
Like this episode? Head over to iTunes and give us a 5 star review. Not a fan? Send us an email at TheWhitetailDistractionPodcast@Gmail.com
Also, check us out on Facebook, Instagram, and YouTube @TheWhitetailDistractionPodcast
...2018-12-201h 12