Shows
The Woman & Finance PodcastFrom Diagnosis to Recovery – Why Critical Illness Cover MattersSend us a textEpisode 2 of 4A life-changing diagnosis can affect more than just your health — it can derail your finances. In this episode of The Woman & Finance Podcast, we explore critical illness cover and why it’s one of the smartest financial moves you can make.We’re joined by Melody Cloete from Bidvest Life to unpack what critical illness insurance actually is, how it works, and why it’s essential — especially for women who are breadwinners, caregivers, or entrepreneurs.From cancer to heart disease, a serious diagnosis could mean months awa...2025-05-2337 min
The Woman & Finance PodcastHow to Read Your Pension/Provident Fund StatementSend us a textA breakdown on how to read your Pension/Provident fund statement.Watch the video here: https://www.youtube.com/watch?v=XCgEplpYyRk#pensionfunds #retirementplanning #riskbenefits2025-05-1916 min
The Woman & Finance PodcastProtecting Your Salary – Why Income Protection Is a Non-NegotiableSend us a textEpisode 1 of 4What would happen if you couldn’t work tomorrow due to illness or injury? Would your bills still be paid? Would your family be okay?In this first episode of the Woman & Finance podcast in partnership with Bidvest Life, we dive into one of the most overlooked yet essential types of cover: income protection.Many South Africans insure their cars and gadgets—but forget to insure the very thing that pays for it all: their income. Whether you're employed, self-employed, or a freelancer, your ability to e...2025-05-1445 min
The Woman & Finance PodcastIs Your Parent Retiring Soon? Here’s What They Need to Know!Send us a textRetirement is a major life shift—and if your parent is about to retire, you need to be part of the conversation. In this episode, I break down the key decisions they’ll face (like choosing between a life or living annuity), tax implications, estate planning tips, and how you can guide them with confidence. 💼✨#RetirementPlanning #AnnuitiesExplained #WomanAndFinance #FinancialWisdom2025-04-1725 minThe Woman & Finance PodcastRaising Money-Smart Kids: 13 Lessons Every Parent Should Teach!Send us a textAre you raising a money-smart child? 💰Teaching kids about money isn’t just about giving them an allowance—it’s about shaping lifelong habits that lead to financial independence! In this video, I share practical, everyday ways to teach your kids how to manage money, make smart spending choices, and develop a healthy relationship with finances.#personalfinance #moneytips #kidsandmoney2025-02-1922 minThe Woman & Finance PodcastRetirement Annuities Vs. Tax-Free Savings AccountsSend us a textEver wondered about the difference between Tax-Free Savings Accounts and Retirement Annuities? In today's podcast, I discuss the benefits and limitations of both these investment vehicles.Enjoy!Don't forget to follow me on:Instagram: https://www.instagram.com/mapalomakhu/TikTok: https://www.tiktok.com/@mapalomakhu?_...2025-02-1814 min
The Woman & Finance Podcast5 Things You Should Not Do With Your Money in 2025!Send us a text1. Get Married in Community of Property2. Take on Credit in Your Name for Someone Else – redflag!!!!!3. Lend Money to Friends and Family4. Ignore SARS!5. Give Up Your Power – Don’t Be a Damsel in Distress2025-02-1424 min
The Woman & Finance PodcastFrom fear to financial freedom in six months!Send us a textJoin myself and Maya Fisher-French reflect on the transformative journey of Santam staff who participated in the six-month Santam Insure Your Future Money Bootcamp. This empowering initiative culminated in a celebration honouring individuals who bravely shared their financial challenges, embraced change, and achieved remarkable personal growth.In this episode, hear firsthand the inspiring testimonials of participants who gained financial confidence and clarity. Discover how the bootcamp helped them confront fears and overcome shame around money, leading to enhanced financial literacy and self-awareness. Participants learned to read the fine print...2024-12-1843 min
The Woman & Finance PodcastHow to use a Will to protect your familySend us a textWhile previous episodes have focused on building wealth, this time we’re shifting the conversation to succession planning and creating intergenerational wealth. How can you protect your family while ensuring your assets benefit future generations?Joining us is fiduciary expert Moremadi Mabule, who sheds light on wills, estate planning, and the crucial yet often-overlooked tax implications that arise upon death.Estate planning isn’t just for the wealthy—it’s about making sure your hard-earned assets are effectively passed on. Moremadi breaks down critical aspects, such as estate duty and exec...2024-11-2738 min
My Money My LifestyleMoney Bootcamp: Planning your legacyWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
In our previous episodes we have spoken about building wealth, but what about succession and building intergenerational wealth? How do you protect your family but also transfer wealth to future generations?
We are joined by Moremadi Mabule, a fiduciary expert, to explore the complexities of wills, estate planning, and the often-overlooked aspect of tax implications upon death.
Estate planning is...2024-11-1438 min
The Woman & Finance PodcastYour Retirement OptionsSend us a textIn this episode, we dive into the world of retirement planning with Johann Steyn, a certified financial planner at Rainmaker Bluestar by Sanlam. As retirement draws near, having a well-thought-out financial strategy becomes more crucial than ever. It’s not just about understanding where you stand financially but also knowing how to make the most of your tax options. Johann shares valuable insights on getting retirement-ready, whether you’re five years away or just one. He stresses the importance of setting realistic goals, understanding the legislative landscape, and assessing the purchasing power of your...2024-11-0534 min
My Money My LifestyleMoney Bootcamp: The five years to retirement planWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
In this episode, we delve into the intricacies of retirement planning with Johann Steyn, a certified financial planner at Rainmaker Bluestar by Sanlam. As one approaches retirement, the need for strategic financial planning becomes critical – not only to understand your financial position, but also to maximize your tax options. Johann shares insights on how to prepare for retirement, whether you're five years away or...2024-10-3134 min
The Woman & Finance PodcastPlanning for RetirementSend us a textIn the last two episodes, we explored saving and investing for goals we aim to achieve during our working years. However, there comes a time when we want to relax and retire, or at least have the option to choose whether to keep working or not.One of the major challenges with retirement funding is that people are living well beyond the traditional retirement age. Many companies set retirement at 60, yet with life expectancy nearing 90 years, that leaves us with around 30 years of retirement to fund.There are really...2024-10-2233 min
My Money My LifestyleMoney Bootcamp: Investing for retirementWelcome to the Santam Insure your Future money boot camp with Maya Fisher-French and Mapalo Makhu.
In the last two episodes we looked at saving and investing for those goals we want to achieve during our working years. But at some point, we want to kick back and retire, or at least have choices about whether we want to continue to work or not.
One of the massive challenges of retirement funding is that we are living way past our retirement age. Some companies have a retirement age of 60 and given that many people are expected to...2024-10-1733 min
The Woman & Finance PodcastInvesting for the Future: Strategies for Long-Term Goals and Wealth GrowthSend us a textIn our last episode, we focused on saving for those shorter-term goals, but today we’re diving into those medium to longer-term ones—like funding your child’s university education in 10 years, leaving a financial legacy, or maybe even starting your own business. So, how do you begin?We kick off by emphasizing the importance of setting clear and realistic financial goals. We provide a real-world example of how to calculate future education costs, demonstrating how inflation can dramatically increase the amount you need to save over time.One of the...2024-10-0437 min
My Money My LifestyleMoney Bootcamp: How to achieve your longer-term goalsWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
Last episode we focused on saving for shorter-term goals, but what about those medium to longer-term goals like your child’s tertiary education in ten years or time, or leaving your child a legacy? Maybe you want to start your own business one day? How do you start?
The episode begins with the importance of setting clear and achievable financial goals, pro...2024-10-0337 min
The Woman & Finance PodcastBuilding a Practical Savings PlanSend us a textIn this episode, we guide listeners on breaking free from debt reliance by establishing a solid savings plan. We explore the importance of saving, what goals to aim for, and the necessity of an emergency fund—why it’s crucial and how to create one. Contrary to common belief, a credit card should not be mistaken for an emergency fund!We share practical tips for building an emergency fund and discuss the advantages of having a financial safety net for unexpected expenses. We also review the different types of accounts suitable for...2024-09-2332 min
My Money My LifestyleMoney Bootcamp: How to put a savings plan togetherWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
In this episode we help listeners give up the debt dependency by having a savings plan. We look at why we save and what goals we should be saving towards. We also delve into the concept of an emergency fund—why it's essential and how to build it. Contrary to popular belief, a credit card is not an emergency fund!
We disc...2024-09-1932 min
The Woman & Finance PodcastDr. Lekalakala's Journey to Homeownership: Shocks, Mistakes & Lessons Learned!Send us a textIn this video, Dr. Lekalakala takes us through her inspiring journey to becoming a homeowner. From unexpected shocks to costly mistakes, she shares the highs and lows of the process, what she wishes she knew before starting, and the valuable lessons she's learned along the way. Whether you're a first-time homebuyer or just curious about the realities of owning a home, this conversation is packed with practical advice and real-life insights. Don't forget to like, comment, and subscribe for more content on personal finance and empowering money stories!Watch the episode...2024-09-1937 min
The Woman & Finance PodcastHow to choose the right Medical CoverSend us a textIn our previous episode, we discussed life and risk cover—insurance that provides financial support if our health takes a turn or in the event of our passing. Equally important is health insurance, which helps cover medical expenses, not just for doctor visits but also for hospital stays or chronic treatments. Unfortunately, in South Africa, relying solely on government health services isn’t always an option, so many people turn to private healthcare, making health cover essential.In this podcast, we’re joined by Mbali Khumalo from Simeka Health, who will guide...2024-09-0941 min
My Money My LifestyleMoney Bootcamp: How to choose the right medical coverWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
In our last episode we spoke about life and risk cover – this is insurance that pays out if something goes wrong with our health or we pass away. But equally important is health insurance to help pay those medical bills. And it is not just about doctor visits but also if we end up in hospital or require chronic treatment. Sadly, in South Afr...2024-09-0541 min
The Woman & Finance PodcastUnderstanding Life CoverSend us a text🎙️ In Episode 6 of the Santam Insure Your Future Money Bootcamp, Maya and I are joined by Johann Steyn, a certified financial planner at Rainmaker BlueStar by Sanlam. We dive deep into the complexities of life cover—what it means, why it matters, and how to make the best choices for your financial future.#moneybootcamp #podcast2024-08-2637 min
My Money My LifestyleMoney Bootcamp: The Foundation of Financial SecurityWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
Risk cover can feel like a grudge purchase, especially when budgets are tight, it is also not as exciting as investing, yet it is one of the most important aspects of your financial plan. Very few people understand the various risk products such as income protection and critical illness so in this episode, we are joined by Johann Steyn, a certified financial planner a...2024-08-2237 min
The Woman & Finance PodcastSmart strategies to manage your debtSend us a textIn this episode, we address the challenge of managing overwhelming debt, particularly as interest rates and inflation continue to rise. With many people finding it difficult to keep up with their debt payments, we're here to provide practical advice and strategies to help you take back control of your finances. We'll cover topics like the snowball method, how to negotiate with your creditors, and the benefits and drawbacks of debt consolidation. We’ll also explain what debt review entails, how it operates, and the key things to watch out for. By making small ad...2024-08-1034 min
My Money My LifestyleMoney Bootcamp: Smart strategies to pay off debtWelcome to the Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This is a series of podcasts that you can follow to help create your own money journey. We share our experiences in working with individuals who turned their finances around in just six months.
In this episode, we tackle the issue of managing excessive debt, especially in the face of rising interest rates and inflation. Many people are struggling to meet their debt repayments, and we are here to offer practical solutions and insights to help you regain control of your finances. We explain concepts like the...2024-08-0834 min
The Woman & Finance PodcastUsing credit responsiblySend us a textIn today's episode of Santam Insure Your Future Money Bootcamp, Maya and I focuse on responsible credit use, offering insights into budgeting, borrowing, and distinguishing between good and bad debt. We provide a comprehensive guide to understanding and managing debt.Enjoy2024-07-2735 min
My Money My LifestyleMoney Bootcamp: Using credit responsiblyWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. In previous episodes we have focused on budgeting and living within your means, but at some stage everyone will need to access credit. But how do you do that in a responsible and sustainable manner?
We begin with a cautionary tale from Thato, one of our mentees, who illustrates how easily consumer debt can accumulate. From small loans and credit cards to store accounts, many find themselves in financial turmoil without realising how they got there. Thato's story serves as a reminder of the i...2024-07-2534 min
The Woman & Finance PodcastUnlocking Home Ownership: Insights from Bond Originator, Olen Sterling on the Path to Your Dream HomeSend us a textIn Today's podcast, I sit down with Olen Sterling, a seasoned bond originator, to explore the ins and outs of the home buying process. Olen shares expert advice on securing the best bond deals, understanding interest rates, and navigating the often complex journey to home ownership. Whether you're a first-time buyer or looking to upgrade your current home, this episode is packed with valuable tips and strategies to help you make informed decisions and achieve your dream home. Don't miss it!#personalfinance #moneytips #property #homeownership2024-07-2435 min
My Money My LifestyleMoney Bootcamp: Budgeting as a homeownerWelcome to the Santam Insure Your Future Money Bootcamp with Mapalo Makhu and Maya Fisher-French.
In this, the third episode in the series, we delve into the financial intricacies of making major purchases, specifically focusing on buying a home and a car.
We are joined by Tshiamo, one of our mentees from last year, who shares her eye-opening experience of unexpected costs when purchasing property. From transfer duties and bond initiation fees to the often-overlooked levies and municipal rates, buying a home involves more than just the deposit.
We discuss the emotional aspects of hom...2024-07-1127 min
The Woman & Finance PodcastEpisode 3: Budgeting as a Homeowner (or Other Big Purchase)Send us a textIn this episode, we dive into the complexities of budgeting for significant financial commitments, such as buying a home. Join our discussions with previous mentees, Tshiamo and Babalo, who share their experiences and valuable insights on managing large expenses. Whether you're planning to buy a house or make another big purchase, this episode will provide you with practical strategies to budget effectively and achieve your financial goals.#insureyourfuture #moneybootcamp #podcast 2024-07-0527 min