Shows
The Woman & Finance PodcastEverything You’ve Ever Wanted to Know About Insurance - Answered!You asked, we answered! 🙌🏾A few weeks ago, I asked you to share your biggest questions about insurance — and wow, you came through! In this episode, I sit down with Financial Planner Maxine Muller to unpack your most common concerns. 💡 What’s the difference between life cover and funeral cover?📈 Why do premiums go up?🔍 What should I look for in a policy?💬 Do I even need insurance if I’m young and healthy?We cover it all — in plain, simple language. If insurance has ever felt complicated or overwhelming, this conver...2025-07-3049 min
The Woman & Finance PodcastHow to allocate your money on pay dayEpisode 3:In this episode of the Insure Your Future Money Bootcamp, we speak to Thokozani, one of my former mentees, about her journey from financial stress to confidently managing her money.She shares practical budgeting techniques using a combination of apps, spreadsheets, and traditional methods, as well as how she manages unexpected expenses and uses her side hustle income intentionally. Thokozani also reflects on how budgeting has changed her family's approach to money, encouraging open conversations and long-term financial planning.This episode is part...2025-07-2519 min
My Money My LifestyleMoney Bootcamp: How to allocate your money on paydayIn the third episode of the Santam Insure Your Future Money Bootcamp, hosts Maya Fisher-French and Mapalo Makhu welcome the Thokozani, a budgeting superhero and one of Mapalo's mentees from last year. Thokozani shares her inspiring journey from financial struggle to mastering her money management skills, revealing how a shift in attitude transformed her relationship with finances.
From Struggles to Superhero
Thokozani opens up about her previous financial struggles, where payday was met with dread rather than excitement. Discover how she overcame feelings of overwhelm to take control of her financial future. Her story serves as...2025-07-2319 min
The Woman & Finance PodcastHow to ace your taxesEpisode 2:Tax season is here and often brings stress and confusion — but it doesn’t have to. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host Maya Fisher-French and I are joined by tax expert @AndreBothmaTax to simplify the filing process and empower you to handle your taxes with confidence.We cover everything from SARS auto assessments and why you should review them carefully, to the importance of filing — even if you’re a student or freelancer. Andre also explains provisional tax, common deductions, eFiling tips, and how to av...2025-07-1431 min
The Woman & Finance PodcastRecognising Financial TraumaEpisode 1: Money isn’t just about numbers — it’s emotional. In this episode of the Santam Insure Your Future Money Bootcamp, my co-host, Maya Fisher-French and I, explore the hidden impact of financial trauma. From the money messages we absorbed as children to the silent promises we made to ourselves (like "I’ll never be broke again"), our past experiences often shape how we earn, spend, save, or avoid money altogether.We talk about how these deep-rooted patterns show up in adulthood — whether it's anxiety around checking your bank account or overspending to feel secure...2025-07-0122 min
My Money My LifestyleMoney Bootcamp: Recognising financial traumaIn the first episode of the second season of the Santam Insure Your Future Money Bootcamp, hosts Mapalo Makhu and Maya Fisher-French explore the emotional aspects of money management. With a focus on financial trauma, they discuss how our upbringing and past experiences shape our relationship with money and the significance of understanding these emotions. How these emotions can either empower or hinder our financial decisions.
Mapalo and Maya share personal anecdotes and real-life examples, illustrating the profound impact of financial trauma on individuals' behaviours, from procrastination in checking bank statements to compulsive spending. They emphasise the importance...2025-06-2622 min
The Woman & Finance PodcastInvesting Made Simple with Simon Brown - How to Build Wealth in South AfricaIn this episode of the Woman & Finance Podcast, we sit down with Simon Brown, founder of Just One Lap and one of South Africa’s most trusted voices on investing and personal finance.We unpack:✅ How to start investing in South Africa—even with limited funds✅ Common mistakes investors make (and how to avoid them)✅ Building long-term wealth using ETFs✅ Why financial education is your biggest assetWhether you’re just starting your journey or looking to refine your investment strategy, this episode is packed with valuable insights that will empower y...2025-06-2319 min
The Woman & Finance PodcastNo Job Left Behind – The Power of Event-Based InsuranceEpisode 4 of 4:No Job Left Behind – The Power of Event-Based InsuranceWhether you’re a freelancer, teacher, entrepreneur, or corporateprofessional — your ability to earn an income matters. But what happenswhen an unexpected life event affects your ability to work?In this episode of The Woman & Finance Podcast, we break downevent-based cover — a type of insurance designed to support everyoccupation, not just the traditionally insured ones.We’re joined by Bidvest Life to explore why this cover is especiallyrelevant in today’s unpredictabl...2025-06-0437 min
The Woman & Finance PodcastSmart Money Moves - Financial Planning for Female BreadwinnersEpisode 3 of 4:More women are becoming the main earners in their households — but this role often comes with added financial pressure and responsibility. In this episode of The Woman & Finance Podcast we focus on how female breadwinners can approach their finances with clarity and confidence.We cover:• How to create a practical financial plan based on your responsibilities• The importance of protecting your income• Managing household expenses and financial expectations• How to save and invest consistently, even when supporting othersThis episode is for women who are navigating the realities...2025-05-2943 min
The Woman & Finance PodcastFrom Diagnosis to Recovery – Why Critical Illness Cover MattersEpisode 2 of 4:A life-changing diagnosis can affect more than just your health — it can derail your finances. In this episode of The Woman & Finance Podcast, we explore critical illness cover and why it’s one of the smartest financial moves you can make.We’re joined by Melody Cloete from Bidvest Life to unpack what critical illness insurance actually is, how it works, and why it’s essential — especially for women who are breadwinners, caregivers, or entrepreneurs.From cancer to heart disease, a serious diagnosis could mean months away from work. This conversation will help...2025-05-2337 min
The Woman & Finance PodcastHow to Read Your Pension/Provident Fund StatementA breakdown on how to read your Pension/Provident fund statement.Watch the video here: https://www.youtube.com/watch?v=XCgEplpYyRk#pensionfunds #retirementplanning #riskbenefits2025-05-1916 min
The Woman & Finance PodcastProtecting Your Salary – Why Income Protection Is a Non-NegotiableEpisode 1 of 4:What would happen if you couldn’t work tomorrow due to illness or injury? Would your bills still be paid? Would your family be okay?In this first episode of the Woman & Finance podcast in partnership with Bidvest Life, we dive into one of the most overlooked yet essential types of cover: income protection.Many South Africans insure their cars and gadgets—but forget to insure the very thing that pays for it all: their income. Whether you're employed, self-employed, or a freelancer, your ability to earn is your biggest asset.2025-05-1445 min
The Woman & Finance PodcastIs Your Parent Retiring Soon? Here’s What They Need to Know!Retirement is a major life shift—and if your parent is about to retire, you need to be part of the conversation. In this episode, I break down the key decisions they’ll face (like choosing between a life or living annuity), tax implications, estate planning tips, and how you can guide them with confidence. 💼✨#RetirementPlanning #AnnuitiesExplained #WomanAndFinance #FinancialWisdom2025-04-1725 minThe Woman & Finance PodcastRaising Money-Smart Kids: 13 Lessons Every Parent Should Teach!Are you raising a money-smart child? 💰Teaching kids about money isn’t just about giving them an allowance—it’s about shaping lifelong habits that lead to financial independence! In this video, I share practical, everyday ways to teach your kids how to manage money, make smart spending choices, and develop a healthy relationship with finances.#personalfinance #moneytips #kidsandmoney2025-02-1922 minThe Woman & Finance PodcastRetirement Annuities Vs. Tax-Free Savings AccountsEver wondered about the difference between Tax-Free Savings Accounts and Retirement Annuities? In today's podcast, I discuss the benefits and limitations of both these investment vehicles.Enjoy!Don't forget to follow me on:Instagram: https://www.instagram.com/mapalomakhu/TikTok: https://www.tiktok.com/@mapalomakhu?_...2025-02-1814 min
The Woman & Finance Podcast5 Things You Should Not Do With Your Money in 2025!1. Get Married in Community of Property2. Take on Credit in Your Name for Someone Else – redflag!!!!!3. Lend Money to Friends and Family4. Ignore SARS!5. Give Up Your Power – Don’t Be a Damsel in Distress2025-02-1424 min
The Woman & Finance PodcastFrom fear to financial freedom in six months!Join myself and Maya Fisher-French reflect on the transformative journey of Santam staff who participated in the six-month Santam Insure Your Future Money Bootcamp. This empowering initiative culminated in a celebration honouring individuals who bravely shared their financial challenges, embraced change, and achieved remarkable personal growth.In this episode, hear firsthand the inspiring testimonials of participants who gained financial confidence and clarity. Discover how the bootcamp helped them confront fears and overcome shame around money, leading to enhanced financial literacy and self-awareness. Participants learned to read the fine print, ask critical questions of financial institutions...2024-12-1843 min
The Woman & Finance PodcastHow to use a Will to protect your familyWhile previous episodes have focused on building wealth, this time we’re shifting the conversation to succession planning and creating intergenerational wealth. How can you protect your family while ensuring your assets benefit future generations?Joining us is fiduciary expert Moremadi Mabule, who sheds light on wills, estate planning, and the crucial yet often-overlooked tax implications that arise upon death.Estate planning isn’t just for the wealthy—it’s about making sure your hard-earned assets are effectively passed on. Moremadi breaks down critical aspects, such as estate duty and executor fees, which can reach up to 4...2024-11-2738 min
My Money My LifestyleMoney Bootcamp: Planning your legacyWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
In our previous episodes we have spoken about building wealth, but what about succession and building intergenerational wealth? How do you protect your family but also transfer wealth to future generations?
We are joined by Moremadi Mabule, a fiduciary expert, to explore the complexities of wills, estate planning, and the often-overlooked aspect of tax implications upon death.
Estate planning is...2024-11-1438 min
The Woman & Finance PodcastYour Retirement OptionsIn this episode, we dive into the world of retirement planning with Johann Steyn, a certified financial planner at Rainmaker Bluestar by Sanlam. As retirement draws near, having a well-thought-out financial strategy becomes more crucial than ever. It’s not just about understanding where you stand financially but also knowing how to make the most of your tax options. Johann shares valuable insights on getting retirement-ready, whether you’re five years away or just one. He stresses the importance of setting realistic goals, understanding the legislative landscape, and assessing the purchasing power of your hard-earned money.One of t...2024-11-0534 min
My Money My LifestyleMoney Bootcamp: The five years to retirement planWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
In this episode, we delve into the intricacies of retirement planning with Johann Steyn, a certified financial planner at Rainmaker Bluestar by Sanlam. As one approaches retirement, the need for strategic financial planning becomes critical – not only to understand your financial position, but also to maximize your tax options. Johann shares insights on how to prepare for retirement, whether you're five years away or...2024-10-3134 min
The Woman & Finance PodcastPlanning for RetirementIn the last two episodes, we explored saving and investing for goals we aim to achieve during our working years. However, there comes a time when we want to relax and retire, or at least have the option to choose whether to keep working or not.One of the major challenges with retirement funding is that people are living well beyond the traditional retirement age. Many companies set retirement at 60, yet with life expectancy nearing 90 years, that leaves us with around 30 years of retirement to fund.There are really only two ways to address this...2024-10-2233 min
My Money My LifestyleMoney Bootcamp: Investing for retirementWelcome to the Santam Insure your Future money boot camp with Maya Fisher-French and Mapalo Makhu.
In the last two episodes we looked at saving and investing for those goals we want to achieve during our working years. But at some point, we want to kick back and retire, or at least have choices about whether we want to continue to work or not.
One of the massive challenges of retirement funding is that we are living way past our retirement age. Some companies have a retirement age of 60 and given that many people are expected to...2024-10-1733 min
The Woman & Finance PodcastInvesting for the Future: Strategies for Long-Term Goals and Wealth GrowthIn our last episode, we focused on saving for those shorter-term goals, but today we’re diving into those medium to longer-term ones—like funding your child’s university education in 10 years, leaving a financial legacy, or maybe even starting your own business. So, how do you begin?We kick off by emphasizing the importance of setting clear and realistic financial goals. We provide a real-world example of how to calculate future education costs, demonstrating how inflation can dramatically increase the amount you need to save over time.One of the key lessons in this episod...2024-10-0437 min
My Money My LifestyleMoney Bootcamp: How to achieve your longer-term goalsWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
Last episode we focused on saving for shorter-term goals, but what about those medium to longer-term goals like your child’s tertiary education in ten years or time, or leaving your child a legacy? Maybe you want to start your own business one day? How do you start?
The episode begins with the importance of setting clear and achievable financial goals, pro...2024-10-0337 min
The Woman & Finance PodcastBuilding a Practical Savings PlanIn this episode, we guide listeners on breaking free from debt reliance by establishing a solid savings plan. We explore the importance of saving, what goals to aim for, and the necessity of an emergency fund—why it’s crucial and how to create one. Contrary to common belief, a credit card should not be mistaken for an emergency fund!We share practical tips for building an emergency fund and discuss the advantages of having a financial safety net for unexpected expenses. We also review the different types of accounts suitable for emergency savings and consider whether inco...2024-09-2332 min
My Money My LifestyleMoney Bootcamp: How to put a savings plan togetherWelcome to the Santam Insure Your Future Money Bootcamp with Maya Fisher-French and Mapalo Makhu. This series is designed to guide you through essential financial topics, helping you make informed decisions for a secure future.
In this episode we help listeners give up the debt dependency by having a savings plan. We look at why we save and what goals we should be saving towards. We also delve into the concept of an emergency fund—why it's essential and how to build it. Contrary to popular belief, a credit card is not an emergency fund!
We disc...2024-09-1932 min
The Woman & Finance PodcastDr. Lekalakala's Journey to Homeownership: Shocks, Mistakes & Lessons Learned!In this video, Dr. Lekalakala takes us through her inspiring journey to becoming a homeowner. From unexpected shocks to costly mistakes, she shares the highs and lows of the process, what she wishes she knew before starting, and the valuable lessons she's learned along the way. Whether you're a first-time homebuyer or just curious about the realities of owning a home, this conversation is packed with practical advice and real-life insights. Don't forget to like, comment, and subscribe for more content on personal finance and empowering money stories!Watch the episode here: https://youtu.be/EWyT7NhqDA0...2024-09-1937 min