Shows
A Bite from The Money Sandwich podcastIs Your Super Ready to Pay You in Retirement?Is your super really set up to pay you an income in retirement, or is it just sitting there as a savings account? In Episode 59 of A Bite From The Money Sandwich, Marc Bineham speaks with Adrian Gervasoni, Executive Manager of Advice Services at Industry Fund Services (IFS), about how Australians approaching retirement should be thinking differently about their super. Adrian explains why super needs to shift from simply growing savings to delivering a reliable income, and how making retirement choices clearer and simpler can help people feel more confident about their future. Marc and Adrian also talk about...
2026-02-1235 min
A Bite from The Money Sandwich podcastThe New Rules for First Home BuyersGetting into your first home has always been a dream for many Australians, but with major changes now in effect, that dream might be more achievable than ever. In Episode 58 of A Bite From The Money Sandwich, Marc Bineham is joined by Chaice Paterson, the founder of Low Deposit Homes. Based on the Gold Coast, Chaice has made it his mission to help first-home-buyers navigate the entire process of getting into their first property, from savings plans to securing land and home packages. Marc and Chaice talk through the huge changes that came into effect on October 1st with...
2025-11-2035 min
A Bite from The Money Sandwich podcastThe Keys to a Happier RetirementWhat truly makes for a happy retirement — is it money, purpose, or something more? In Episode 57 of A Bite From The Money Sandwich, Marc Bineham speaks to Amanda Gardner, who is Head of Platform Partnerships at Challenger. Amanda shares insights from Challenger's Retirement Happiness Index, revealing how financial security, community, and a sense of purpose are all critical to enjoying retirement. She highlights that while 76% of pre-retirees fear their money won't last, those who seek financial advice feel far more confident and prepared. Amanda also explores why so many Australians value a guaranteed income in retirement and the importance of...
2025-06-1830 min
A Bite from The Money Sandwich podcastFeng Shui for Your Money and MindsetHow can your home or office layout shape your energy, mindset, and even your money? In Episode 56 of A Bite From The Money Sandwich, Marc Bineham speaks to Jane Langof, who is a multi-award-winning Feng Shui Master, and speaker and founder of Feng Shui Concepts. Jane shares how the flow of energy in your environment can influence your mental, physical and financial wellbeing. She offers practical tips like decluttering your entrance to invite opportunity, positioning your desk to feel empowered at work, and incorporating plants and colours to boost prosperity and harmony. Jane also explains how understanding sunlight, building...
2025-05-2135 min
A Bite from The Money Sandwich podcastRetirement Is More Than Just Money Worried about what retirement will really look like? In Episode 55 of A Bite From The Money Sandwich, Marc Bineham speaks to Katrina McPhee, Group Executive, Advocacy and Communication and Chief of Staff at Aware Super. Katrina shares insights from Aware Super's latest State of Retirement report, revealing that 63% of Australians over 45 feel anxious about their retirement, with Gen X leading the concern. She explores how understanding your super, maximising tax-free opportunities, and leaving money invested longer can all contribute to greater financial peace of mind. But retirement isn't just about dollars, Katrina also highlights the importance...
2025-04-2335 min
A Bite from The Money Sandwich podcastUnlock Your Home's Value Without Selling It Ever wondered how to access the wealth tied up in your home without selling it? In Episode 54 of A Bite From The Money Sandwich, Marc Bineham speaks to Andre Karney and Kevin Wunsh, Co-Founders and Joint CEOs of Inviva. Andre and Kevin share how reverse mortgages can give retirees financial flexibility by unlocking home equity without monthly repayments. They explain how borrowers can access up to 20% of their property's value at age 60, with no risk of owing more than the home's value. They also discuss market trends, government alternatives, and why financial education is key to e...
2025-03-2731 min
A Bite from The Money Sandwich podcastSave More on Your Mortgage, Bills, and Debt Ever wondered how to get the best deal on your mortgage, bills, and financial products? In Episode 53 of A Bite From The Money Sandwich, Marc Bineham speaks to Sally Tindall, who is the Data Insights Director and Chief Spokesperson at Canstar Australia. Sally shares insights from Canstar's 2024 Consumer Pulse Report, highlighting how rising economic pressures have led more Australians to use comparison sites to find better financial deals. She explains why reading the fine print is crucial, how negotiating with lenders can save you money, and the best ways to manage personal debt. Sally also discusses the challenges...
2025-02-2640 min
A Bite from The Money Sandwich podcastBest Bites of 2024 I can't believe we're already kicking off 2025! But before we dive into new conversations and guests, let's take a moment to reflect on the highlights of 2024. Over the past year, we've had incredible guests who shared their expertise across a wide range of topics. And as always, Marc asked each of them for their best piece of advice. In today's episode, we've compiled those standout moments—the lessons, insights, and wisdom that shaped their journeys and contributed to their success. These aren't just money tips, but life advice that we can all learn from as we step in...
2025-01-1517 min
A Bite from The Money Sandwich podcastWatch Your Savings BlossomWant to know how fixed income investing can boost your savings? In Episode 51 of A Bite From The Money Sandwich, Marc Bineham is joined by Ali Rosenberg, co-founder of Blossom, a savings app providing access to 5.95% p.a. and 7.00% p.a. products to help you reach your goals faster. Whether you're saving for a house, a car, a holiday or just because, Blossom helps you access the targeted returns you need to reach your savings goals faster. Ali shares how she and her sister Gaby, both finance professionals, launched Blossom during the pandemic to break down barriers...
2024-12-0426 min
A Bite from The Money Sandwich podcastScammed but Not Silenced Ever wonder how someone could lose their life savings to a scam? In Episode 50 of A Bite From The Money Sandwich, Marc Bineham is joined by Tracy Hall, author, keynote speaker and senior marketing executive who has most recently become known as the famous last victim of Hamish McLaren - arguably Australia's most prolific con-man. Tracy lost $317,000 and, for a time, her ability to trust. Now, she shares her story of resilience and recovery. Tracy discusses not only her personal experience but also the larger issues of global scams, victim-blaming, and the emotional toll fraud can take...
2024-11-2148 min
A Bite from The Money Sandwich podcastMongrels Men Movement: Sport Meets Support Ever thought about how strong community bonds and physical activity can transform mental health? In Episode 49 of A Bite From The Money Sandwich, Marc Bineham is joined by Tim Hewson, founder of Mongrels Men Health & Wellbeing. After 27 years as a banking and finance professional Tim shifted his career to becoming a mental health advocate, inspired by his own experiences with anxiety and depression. Mongrels Men is a charity dedicated to improving men's mental health through social connections and physical activity. Over the past three years, Mongrels Men has expanded from a local initiative to 12 locations across New South...
2024-10-2336 min
A Bite from The Money Sandwich podcastGet More Bang for Your Health Insurance Buck Ever wondered if your health insurance is really giving you the best bang for your buck as you age? In Episode 48 of A Bite From The Money Sandwich, Marc Bineham is joined by Kate Browne, Head of Research and Insights at Compare Club. Compare Club helps Australians find savings in their insurance and loans. Kate and Marc dive into the complexities of health insurance for older Australians. As premiums rise and needs change, they explore why it's crucial to review your policy every three years to ensure you're getting the best coverage for your money. They also discuss...
2024-09-2531 min
A Bite from The Money Sandwich podcastThe Young & The Invested: Setting Teens on the Path to Success Do you want to know how to equip your young adult children with the financial skills they need for a secure future? In Episode 47 of A Bite From The Money Sandwich, Marc Bineham is joined by Isabelle Charter, CEO and co-founder of Drip Invest, an educational investing app on a mission to build a brighter financial future for young people. Isabelle explains the critical importance of financial education for teenagers and young adults as well as shares her journey and motivation behind Drip Invest. Marc and Isabelle also explore the need for structured financial education, the benefits of...
2024-08-2937 min
A Bite from The Money Sandwich podcastProperty Investing Roadmap Want to know how to make the smartest moves in property investing? In this episode, Marc Bineham is joined by Damian Collins, who is founder and managing director of Momentum Wealth, Chairman of Westbridge Funds Management and author of "Property Investing Roadmap". Marc and Damian talk all things property investing including the key strategies, which Damian also covers in his book. They discuss the importance on educating yourself if you are wanting to invest, and explore the pros and cons of residential versus commercial properties. They also highlights the benefits of diversification, understanding property cycles, and s...
2024-07-3133 min
A Bite from The Money Sandwich podcastDrive Your Tax Savings: Deductions, EVs, and Subscriptions Looking to understand how you might be able to deduct car expenses on your tax return this year? In Episode 45 of A Bite From The Money Sandwich, Marc Bineham is joined by Chris Noone, who is the CEO of Carly Car Subscription, one of the leading companies driving the transition to sustainable mobility through car subscription and 'try before you buy' opportunities for electric vehicles. Marc and Chris delve into tax deductions for car usage, stressing the importance of tracking for tax purposes. They explore various car buying and leasing options, including the benefits and challenges of electric...
2024-07-1828 min
A Bite from The Money Sandwich podcastSupercharge Your SuperannuationEver wondered how you can secure a comfortable retirement despite the rising cost of living? In this episode, Marc Bineham is joined by Jonathan Scholes, who is Head of Client - Wealth at Findex. Marc and Jonathan delve into the importance of early superannuation contributions and strategic retirement planning for Australians. They discuss effective investment strategies for young Australians, the critical role of insurance, and the benefits of maintaining a long-term investment perspective. They also talk about the value of advice, and importance of regular financial check-ups and personalised retirement plans to ensure a secure and comfortable retirement.
2024-07-0438 min
A Bite from The Money Sandwich podcastUnlocking Retirement Bliss: Health, Wealth, and PurposeAre Australians retiring happy? In this episode, Marc Bineham is joined by Aaron Minney, who is Head of Retirement Income Research at Challenger. Aaron talks about Challenger's inaugural Retirement Happiness Index revealing the happiness of Australians over 60 and the results might surprise you. Marc and Aaron also uncover the secrets to retirement happiness, covering health, social connections, and financial planning. From a mental challenge to guaranteed income options like annuities, they share practical tips and insights to help you navigate your retirement journey with confidence and joy.
2024-06-0531 min
A Bite from The Money Sandwich podcastTurning Intentions into Achievements Have you ever struggled to stick to your New Year's resolutions? In this episode, Marc Bineham is joined by Dr Carly Reid, who is a Clinical Psychologist at Empower Clinical Psychology and Financial Wellbeing Advisor for Aware Super. Carly works closely with Aware Super for their Financial Fitness campaign. Carly talks to Marc about New Year's resolutions, exploring the psychology behind fresh starts and how to turn intentions into tangible achievements. Marc and Carly also emphasise the importance of setting and staying motivated towards fitness and financial goals, underlining the necessity of taking small steps and staying...
2024-05-0830 min
START WELL™The Money Sandwich with Marc Bineham
In this episode of the START WELL™ podcast, we speak with Marc Bineham, author of "The Money Sandwich." With over three decades of experience as a financial adviser, Marc brings a wealth of insight into the challenges faced by the "sandwich generation" – those caught between the responsibilities of raising
children and caring for aging parents.
Marc's book is a beacon of guidance for individuals
navigating this complex phase of life. He understands the time constraints that pull people in multiple directions, often hindering their ability to plan effectively for their financial futures. What s...
2024-04-1841 min
A Bite from The Money Sandwich podcastThe Empowered Athlete Have you ever found yourself completely immersed in one pursuit, only to feel lost and uncertain once it's completed? In this episode, Marc Bineham speaks to Danielle McDonough, a professional hockey player turned athlete mindset coach and CEO of Peak Performance Training. Danielle delves into the mental health hurdles athletes face and shares insights into the programs she has crafted to support them, which she also talks about in her book, 'The Empowered Athlete'. Danielle highlights the importance of maintaining a healthy identity beyond sports and offer strategies for accountability, mindset, and growth. Marc and Danielle also explore...
2024-04-1133 min
The Humans vs Retirement PodcastThe Money Sandwich: Balancing Adult Children, Aging Parents, and Retirement with Marc BinehamSummary Have you ever herd of 'the sandwich generation'? Are you part of it? And if so, what challenges does it bring to your retirement? Well. In this episode I get to have a conversation with a guy that has literally wrote the book on the subject! Mark Bineham is one of Australia's top keynote speakers on retirement and the award-winning author of 'The Money Sandwich". Mark's goal has always been to help people live their very best life through positive mindset, promoting well-being and simply achieving financial freedom that much...
2024-03-221h 00
A Bite from The Money Sandwich podcastUnderstanding our Current Economic Environment When you hear someone talk about the economy, all you hear is interest rates, inflation and investments. But what does this all mean? In this episode, Marc Bineham speaks to Qian Wang, who is the Chief Economist of Vanguard Asia-Pacific. Qian and her team conduct research on the global economy with a focus on the Asia-Pacific region, global capital markets, and related investment topics. Qian and Marc speak about the current global economy and what to look out for in 2024. Qian also shares her views on the importance of asset allocation within your investments.
2024-03-1334 min
A Bite from The Money Sandwich podcastBest Bites of 2023 We can't believe we are already in 2024 but before we bring on new guests, we wanted to take a look back at 2023. We had some amazing guests who shared their expertise across a range of different topics and at the end of each episode Marc asked them what their best piece of advice was. In today's episode we have collected all the best pieces of advice. These are not all money related, but advice they have learnt throughout their careers and lives, which have shaped them and made them the success they are today. Some great gems and...
2024-02-1419 min
"Saul Searching" - The Saul Recruitment PodcastEpisode 59 - How to build a healthy relationship with money in today’s world! with Marc BinehamHello, awesome listeners! 🎙️
Welcome to Episode 59 of "Saul Searching" - The Saul Recruitment Podcast! 🚀 Today, we're diving into the fascinating topic of “How to build a healthy relationship with money in today’s world!” with the incredible Marc Bineham.
Meet Marc, Australia’s money maestro, on a mission to make financial freedom and stress-free retirements a reality for everyone! 🌟 As a highly regarded money speaker and award-winning author of The Money Sandwich, Marc brings over 30 years of finance industry expertise to the table. He's not just a financial adviser; he's your go-to money coach, delivering simple strategies in everyday language with a spr...
2024-02-1035 min
A Bite from The Money Sandwich podcastSense and Centsability Let's face it, money plays a big role in our lives, but to be good with money it doesn't mean you have to be good with numbers, even though it helps. It's all about how we perceive money and how our core values shape the choices we make. In this episode, Marc Bineham speaks to Amie Baker, who is an award winning financial adviser, a money mindset coach, podcaster, founder of Centsability and if that wasn't enough she is also the NSW State Chair of Inspire for the Financial Advice Association of Australia. Amie and Marc talk...
2024-01-1227 min
Lawyers Weekly Podcast NetworkFinancial stress and its impact on professionalsIn this special episode, brought to you by Lawyers Weekly’s sister brand, HR Leader, money and wellness coach Marc Bineham joins to give his expertise in the often-overlooked area of wellness: financial wellbeing. In the current economic climate, financial stress plays a key influence on workplace wellbeing. Interest rates, inflation, and a rising cost of living have taken their toll on the population, prompting the need for intervention. This stress doesn’t just negatively affect the individual; it can translate into a staggering loss of productivity for organisations and the wider economy. Businesses can assist their empl...
2023-12-2821 min
A Bite from The Money Sandwich podcast#37 The Power of SuperA big part of this podcast is to help you get better with your money and get your money working harder for you through income producing assets like shares, property and your superannuation. Last podcast it was all about the current property market but today's episode is all about Super. Whether you are in your 20s and 30s with retirement seeming so far away or you might be in your 50s and 60s with retirement just around the corner, it is important to make sure you understand it and get it worker harder for you. In this episode, Marc...
2023-11-2031 min
HR Leader Podcast NetworkThe massive impact of financial stress (and how to alleviate it)In the current economic climate, financial stress plays a key influence on workplace wellbeing. Interest rates, inflation, and a rising cost of living have taken their toll on the population, prompting the need for intervention. The latest episode of The HR Leader discusses these issues. Marc Bineham, a money and wellness coach, joins the podcast to give his expertise in the often-overlooked area of wellness: financial wellbeing. This stress doesn't just negatively affect the individual; it can translate into a staggering loss of productivity for organisations and the wider economy. Businesses can assist their employees...
2023-11-1520 min
A Bite from The Money Sandwich podcastAustralian Property Market Insights All you hear about today are interest rates and how hard it is to get into the property market. In this episode, Marc Bineham speaks to Dominic Cavagnino, who is Head of Research and Acquisition at Binnari Property. Dom talks all things property and shares the current market trends he is seeing across Australia. Dom and Marc also speak about the different ways to get into the property market, and the importance to just get your foot into the door. Binnari Property - https://binnari.com.au/ The Money Sandwich – https://themoneysandwich.com
2023-10-1229 min
The Grass is GreenerGuiding the 'Sandwich Generation' - 50's & 60'sThe Sandwich Generation refers to those in their 50's
and 60's who are 'sandwiched' between their young adult children on one side and their ageing parents on the other.
Just when they thought life might have been getting easier, they find themselves with a lot to think about - including their own retirement!
Marc Bineham has recently closed a phase of his life as a Financial Adviser, looking after clients for 33 years.
Inspirationally, Marc is now passing on all his years of experience and knowledge through his new business venture 'The Money Sandwich'.
...
2023-10-0541 min
A Bite from The Money Sandwich podcast#35 Keys to Retirement Confidence Whether you are just starting out in your career or already retired, what does retirement mean to you? And what do you want your retirement to look like? In this episode, Marc Bineham speaks to Shannon Nutter, who is a Principal, Executive Consultant at Vanguard Australia. Shannon speaks to Marc on Vanguard's latest report, How Australia Retires, which is a study exploring Australians' attitudes towards retirement and how they feel about this phase of life. Shannon and Marc speak about the main take outs from the report and how responses varied depending on what stage of life you...
2023-09-1432 min
A Bite from The Money Sandwich podcastOut of AfricaIs travelling around Morocco on your bucket list? What about travelling around Morocco alongside an internationally acclaimed Moroccan chef? In this episode, Marc Bineham speaks to Hassan M'Souli, a leading executive chef in Australia. Listen to Hassan's story of coming to Australia in 1985 and how he went from speaking limited English to opening three successful restaurants and winning the world's best African Cookbook in 2010. Marc and Hassan also discuss his latest venture, which Hassan and his wife run luxury culinary tours around Morocco, offering a local's perspective and the chance to prepare traditional dishes with him, including...
2023-08-1639 min
A Bite from The Money Sandwich podcastWant to write a book? Have you ever thought about writing a book? Or have you already got a draft at the back of your cupboard that you thought would never see the light of day? In this episode, Marc Bineham speaks to Jaqui Lane, owner of The Book Adviser. Jaqui and her team help businesspeople develop and share their expertise, experiences and insights through self-publishing and marketing their own, high-quality business book. She also helped Marc with his book, The Money Sandwich and has her own strong views on money education. Jaqui speaks to Marc on the process of how to write...
2023-07-0641 min
A Bite from The Money Sandwich podcastIt's Tax Time! Time to speak to an accountant You don't know what you don't know, and this is definitely applicable when it comes to your taxes. In this episode, Marc Bineham speaks to Danny Mazevski, founder of AMCO Chartered Tax and Financial Advisers. He is a Chartered Tax Adviser as well as Marc's own tax adviser. Danny speaks to Marc on why speaking to an accountant or tax adviser is something we all should do. Similar to going to a doctor for a check-up to make sure you haven't missed anything; a tax adviser or accountant will see if you have missed anything when it...
2023-06-1537 min
A Bite from The Money Sandwich podcastIt's ok to not be ok – Understanding Mental HealthMental Health is so important to understand and to recognise when yourself or someone around you is being affected. But sometimes you don't know what to do next. In this episode, Marc Bineham speaks to Kim Huckerby, founder of The Wellbeing Affect. She is also a keynote speaker and runs accredited Mental Health First Aid and Wellbeing programs around Australia. Kim always knew she wanted to help others and has spent her whole career focusing on mental health and wellbeing. Kim speaks to Marc on what mental health encompasses and the importance to understand how to...
2023-05-1535 min
A Bite from The Money Sandwich podcast#30 How to stop letting stress stick Stress is everywhere and most people struggle with it. But not all stress is bad for you. In this episode, Marc Bineham speaks to Luke Mathers, a top stress expert and performance coach, who transforms how people look at stress, through his speaking, coaching and his three books (Stress Teflon, Curious Habits, and RESET). Luke talks about the importance of understanding stress, and how to embrace the good but most importantly, how to stop letting the bad stress stick. He also talks about his new book 'Curious Habits' which is all about looking at habits, why we do...
2023-04-0635 min
A Bite from The Money Sandwich podcast#29 The Power of Helping OthersBeing a financial adviser and being a part of the financial services industry, isn't just about getting the best and most appropriate policy for your client. What's also important is the relationship that you build especially when your clients need you most, at claim time and being able to support them and their family in their time of need. Today Marc speaks to Amanda Cassar, the co-founder and sole director of Wealth Planning Partners. Amanda talks about how she started in this industry and what she loves most about being a financial adviser and helping her clients. Amanda...
2023-02-2232 min
A Bite from The Money Sandwich podcast#28 The Importance of having Life InsuranceIf you were told there is a 70% chance that your house or car could be burnt down, wouldn't you insure it? Well, it is the same when it comes to your own personal insurance and getting cover to make sure you and your family are protected when the unexpected happens. Today Marc speaks to Tim Ross, who is a Senior Partner and Financial Adviser of Henderson Ross & Co Financial Group. Tim explains why it is important to understand the different types of insurance to make sure you have the best coverage, plus why life insurance also creates security...
2023-01-2532 min
A Bite from The Money Sandwich podcast#27 Deep Dive into Buying a PropertyWhen looking at buying your first property or even looking at building a property portfolio, there is much more than just saving up enough money for the deposit. Today Marc speaks to Arena McLellan, founder of The Property Arena, which is a property education and consultancy business, that has a strong passion for busting the misconceptions of property and teaching people the right way to get a loan and buy property! With an extensive industry expertise in banking, lending, loans and Property Education, Arena explains all the ways to best get into the property market...
2023-01-0433 min
The Uncharted LeaderThe Money Sandwich with Marc Bineham, Financial Wellness CoachEveryone deserves to retire comfortably and on their own terms. Marc Bineham is on a mission to help people understand that money=feelings and once we get our head around that, we can start having meaningful conversations around money and become a more money-savvy country. Marc joined the finance profession over 33 years ago, memorably coinciding with the 1987 stock market crash, not a great start. His simple philosophy boils down to ‘what’s money for if not to enjoy the important things in your life’. Marc is a past national president of the Association of Financial Advise...
2022-12-0944 min
A Bite from The Money Sandwich podcast#26 Why all parents and grandparents should know about Education BondsWith the cost of education continually on the rise, it is sometimes daunting for a young couple or family to plan where they will be getting the money to pay for their children's education. Luckily, there is a solution! Today Marc speaks to Gerard Bailey, who is a Business Development Manager at Futurity Investment Group. Gerard explains the benefits of Education Bonds and how it is the best kept secret of investment bonds and a great alternative for investing when there is an education need, with great tax benefits. Futurity Investment Group – Education Bonds https://www.fu...
2022-11-3016 min
A Bite from The Money Sandwich podcast#25 Breaking the Gender CodeWhen thinking about the roles of women and men in the workforce there are still some default assumptions which continues to fuel the gender gap. Today Marc speaks to Danielle Dobson, who is the founder of Code Conversations and author of Breaking the Gender Code. Danielle uses her research and experiences to help women and men work together to break the Gender Code, so they can be the leader, partner, parent, as well as the person they want to be. Danielle speaks about how we need to breakdown the code and how this can benefit businesses but also...
2022-11-0236 min
Baby Boomers Guide to Life in the 21st CenturyFull Episode: Catching Up With TechnologyChristine David from IT 4 Retirees speaks about the challenges and rewards of catching up with technology in our senior years. The ‘digital divide’ cut deeply during COVID restrictions. The ‘haves’ were able to connect with loved ones on screens, shop online, check-in to venues on smartphones, and access digital medical services. The ‘have-nots’ endured more because of lack of digital connection, and for many them, that became a driver for giving technology a go.However, getting started is not so easy for those without friends or family to teach the ins and outs of using devices. Fortu...
2022-10-251h 11
Baby Boomers Guide to Life in the 21st CenturyMoney Extra: Diversification is the Key S3 E17In challenging financial times, how do you best manage and safeguard your investments? Financial coach Marc Bineham talks to us for Money Extra and promotes the advantages of diversifying.Thanks for joining us today!Sign up to be a Podcast Member (it's free!) at babyboomersguide.com.au and have your say on our Facebook page
2022-10-2502 min
A Bite from The Money Sandwich podcast#24 It's never too early to start with the help from KitFrom a survey commissioned by Kit, they found that 48% of parents avoid discussing money with their children. However, kids attitudes and values towards money starts from their homes, which is why parents need to be more involved in their children's financial education. Today Marc speaks to Yish Koh, who is the Managing Director of Kit, a new CommBank-backed money app for Kids launched by x15ventures. Kit was developed to help your little grownups earn, save, spend, and learn. Yish talks about the importance of teaching children the value of work and the value of money and that...
2022-10-0526 min
Friends With MoneyThe sandwich generationWhen it comes to money, the dynamic between parent and child can be quite tricky. Trying to balance conversations between generations regarding investments, wills, and retirement has the potential to create tension and hurt feelings. This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Marc Bineham, author, podcaster and money coach, about how to manage money as part of the sandwich generation. What is The Money Sandwich generation? Is it time for "the conversation"? As always, get professional advice The cost of getting it right Tips to get things right...
2022-09-1320 min
A Bite from The Money Sandwich podcast#23 Finding Confidence with MoneyWhen thinking about money and money management, it isn't always about your knowledge and expertise, but also the emotional element. A big aspect is the fear created if you don't get it right, so it is important to understand and break down these fears. Today Marc is joined by Natasha Janssens, who is the author of Wonder Woman's Guide to Money and an award-winning accountant, mortgage broker, ex-financial planner and money coach for women. After arriving in Australia as an 18-year-old refugee without her family, Natasha learned firsthand the complexities of navigating the Australian financial system and the...
2022-09-0730 minBaby Boomers Guide to Life in the 21st CenturyOvercoming Anxiety & DepressionMental health is top of mind this week as we lead in to RU OK Day and World Suicide Prevention Day. Is it possible to prevent anxiety and depression - the leading cause of suicide? According to Macquarie University's Prof Viviana Wuthrich, the answer is 'yes'. Her Ageing Wisely program, widely adopted in clinical settings, has demonstrable results in overcoming anxiety and depression in seniors.In Nostalgia Town, we catch up with Leslie William Morrison, aka Lucky Starr. An Australian pioneer rock and roll, pop and country music singer, guitarist and telev...
2022-09-061h 14Baby Boomers Guide to Life in the 21st CenturyUnderstanding Home CareCEO of the Older Persons Advocacy Network, Craig Gear OAM, helps us understand the ins and outs of Home Care - how it’s accessed, who’s responsible and who pays for what. And, he tells us where to get help when the system fails to deliver.Queen of the Dim Sim, Elizabeth Chong AM joins us on Nostalgia Town and gives us a delicious glimpse into how she pioneered and cultivated our love of Chinese food. Chong forever changed the kitchens of a nation with some 35,000 students passing through her cooking schools to transform our...
2022-08-2359 min
A Bite from The Money Sandwich podcastThe 5 Keys to how to have a Great Day Every DayIncredibly excited to hear Victoria Black's '5 Keys To How To Have a Great Day, Every Day' as if you are not in a happy and positive state of mind, it's going to be difficult to achieve any goal including financial. Victoria Black, Founder of Modern Wedding, Australia's leading publisher of wedding magazines and websites. Which she led for over 27 years as Publisher and Editor-In-Chief including winning the Australian Businesswoman of the Year with the Optus My Business Awards in 2016. In 2018 Victoria co-founded SuperFastDiet.com, a revolutionary online weight loss and lifestyle program which has...
2022-08-1135 minBaby Boomers Guide to Life in the 21st CenturyCombating Media Portrayal of AgeingTake the deep foundation of knowledge of older workers, combined with fresh ideas and enthusiasm of younger workers, and you have a potent combination, presenting an abundance of rewards for employers. Dr Natasha Ginnivan from the University of NSW’s Ageing Futures Institute talks about that research revelation as well as the media diet that has entrenched negative perceptions of older people.In Nostalgia Town we talk with trailblazing journalist, Kerry O’Brien about his early years, thoughts on ‘fake news,’ education and more.Money Extra this week takes a look at the benefits available to downsi...
2022-08-091h 18
The Allied Adviser#16 The Money SandwichMarc Bineham generously shares a number of lessons that he has learnt during his distinguished career as a financial adviser, AFA president and now founder of the Money Sandwich. With edition #2 of his new book due to be released, Marc talks us through the financial and life challenges that are faced by the Money Sandwich generation, and how clients and advisers can gain value out of the book. If you are an aspiring author you'll also get a lot out of Marc's insights around his process for writing and publishing his books.
2022-07-2856 min
A Bite from The Money Sandwich podcastThe latest edition of The Money SandwichWith the new release of The Money Sandwich, Marc Bineham wanted to provide you with some background on the book as well as answer a few questions that he has received, such as the reasoning behind the book, why there is a new release and what's next for The Money Sandwich. Everyone deserves to retire comfortably and on their own terms. Make this the year you take action, order your copy today! Booktopia Affiliate Link https://booktopia.kh4ffx.net/5bQxNj The Money Sandwich https://themoneysandwich.com/
2022-07-1308 min
A Bite from The Money Sandwich podcast#20 Investing in a Sustainable FutureWe all want our money to work harder for us, but what if it can also help create a more sustainable future? Today Marc is joined by Marshall Brentnall, Director and Senior Financial Planner at Evalesco Financial Services, as well as a Member of the Investment Committee of AAN Asset Management. Marshall is also an award-winning adviser, winning the IFA Investment Adviser of the Year in 2021. Marc and Marshall discuss how Ethical Investing is becoming more popular for investors and clients and how the increasing demand is shaping the way superannuation and investment funds are looking at...
2022-06-1529 min
A Bite from The Money Sandwich podcast#19 The Value of AdviceFinancial advice as a profession continues to change and adapt, but at the core it is about helping people. Today Marc is joined by Fraser Jack who is a retired Financial Adviser, and now founder of The Cyber Collective and host of the XY Adviser Podcast. Marc and Fraser discuss the value of advice and why they both became advisers, but also how they have adapted to help the many over the few. They also talk about the money mindset for clients and how advisers and coaches need to understand the emotional behaviours that drives a person's habits...
2022-05-1846 min
Your Money StoryThe Money Sandwich - Marc BinehamThis Episode we discuss intergenerational financial considerations with ‘The Money Sandwich Author, Marc Bineham. We discuss how the Sandwich Generation, who are people in their 50s to 70s, have increased challenges due to looking after aging parents or assisting their children. Marc shares how people of all ages, can be better prepared for their financial futures.
Marc is also a speaker and podcaster. He has had over 30 years’ experience as financial adviser and has provided prominent industry representation. He is an advocate of improving financial literacy in Australia and is now assisting the community by providing financial coac...
2022-05-1450 min
A Bite from The Money Sandwich podcast#18 My Millennial MoneyLearning how to manage your money is important at every age and it is important to find a way that works best for you. Today Marc is joined by Glen James, a retired financial adviser and creator and host of my millennial money. Glen talks about how he wanted to help people with their money and the importance of finding what system works best for them. He even shares his own 3 step financial plan which gives him balance in his life. Glen and Marc also speak about other key areas of money matters, such as dealing with debt...
2022-04-2038 min
A Bite from The Money Sandwich podcast#17 The Psychology of Retirement PlanningWhen thinking about retirement a lot of people only focus on their finances, but there is a lot of other elements which are also important to think about when planning for this next stage of life. Today Marc is joined by Professor Joanne (Jo) Earl. UNSW. M.Psych; PhD (Psychology) who is a psychologist and researcher at Macquarie University. Her program of research focuses on developing solutions to improve pre and post retirement planning at both the individual and organizational level along with identifying predictors of retirement adjustment for retirees. In this Episode, Jo talks about her 'holistic...
2022-04-0739 min
A Bite from The Money Sandwich podcast#16 How to build wealth through propertyDid you know more people become millionaires through property than any other investment type. This has been true for over 100 years. But with such a large purchase it's easy to make a mistake, as few of us are experts. It's why we need to gain the knowledge and understand what the wealthy have been teaching their children for generations, as it's all about good debt and leveraging. Today Marc is joined by Rich Harvey, who is the CEO and Founder of Propertybuyer. Rich is a licensed real estate buyers' agent, and professional economist with over 20 years...
2022-03-2334 min
A Bite from The Money Sandwich podcast#15 Who's who when buying propertyWhether you are a first time buyer or looking to add to your property portfolio, buying property isn't something you do everyday. So it's important to understand what specialists you need to help you make the best choice. As it's a very expensive mistake if you get it wrong. On today's episode Marc is joined by Phillip Allen, Director of My Debt Adviser, who is going to help go through the Who's who when buying property. He will also provide some valuable insights and tips on being as well prepared as possible, when applying for your mortgage loan.
2022-03-0943 min
A Bite from The Money Sandwich podcast#14 A Gold for Investment BondsWhile most know the name Grant Hackett well and remember his race for gold back at the 2000 Olympics in Sydney, but many would not know he is now the CEO of Generation Life Investment Bonds. For us in the Finance profession, investment bonds are one of those best kept secrets, which really everyone should know about. Anyone thinking of saving for a long term project such as their children's education or deposit for a new property - investment bonds with their unique tax benefits, make saving for any long term project that much easier. So I am thankful...
2022-02-2343 min
A Bite from The Money Sandwich podcast#13 Aged Care InsightsDo you know what to do if your parents need assistance, or need to move into aged care? Sometimes we can plan for this but more often than not, it is thrust upon us say with a major health issue and usually we are not prepared, don't know what to do or where to turn to for help. Today I'm talking with Louise Biti, the co-founder and Director of Aged Care Steps. Louise will be talking about the realistic challenges you face with ageing parents, how you can help, and importantly understand you are not alone and there is...
2022-02-0956 min
A Bite from The Money Sandwich podcast#12 The Best Bites of 2021Listen to our guests share the best piece of advice they have learnt from friends and family over the years that have helped shape their lives and made them the success they are today. Some great gems and pieces of wisdom to learn from and share.
2022-01-2613 min
The Grass is GreenerApproaching Retirement & Aspire PlanningPlanning for retirement is much more than planning the financials. A healthy, meaningful and connected life normally has key "life ingredients" that together, provide purpose and balance.
This year, Tim was a guest on "A Bite from the Money Sandwich" podcast. He and host Marc Bineham discussed these key ingredients as well as the "life first" approach that Aspire Planning provides to its clients.
Retirement Readiness Quiz
https://bit.ly/3H1BJT7
2021-12-2245 min
A Bite from The Money Sandwich podcast#11 Transitioning from full-time work to full-time livingAre you tired of full-time work? Are you thinking about what's next? Transitioning to the next phase of your life can be really hard without the proper guidance and forward thinking. Today Marc talks with Natalie Yan-Chatonsky, the founder and CEO of Full Time Lives. Nat talks about transitioning to retirement, or as she says transitioning to full-time living. Hear Nat's five key ingredients to achieve a sustainable transition to full time living. Full Time Lives https://fulltimelives.com/ Full Time Lives Quiz https://fulltimelives.com/quiz The Money Sandwich https...
2021-12-0839 min
Good Money Habits PodcastSeason 2 Episode 9 The Money Sandwich with Marc BinehamAre you part of the Sandwich Generation?
Join me as I chat with the Author of "The Money Sandwich" - Marc Bineham who has written a timeless book for anyone looking for relatable, easy to understand financial tips and guidance.
The Money Sandwich has won the "Social Responsibility" category in the 2021 Australian Business Book Awards and was a finalist for the Personal Finance and Investment Category. Both acknowledgements are well deserved and it was great to be able to chat to Marc about the purpose of this book and why these kind of resources are r...
2021-11-2643 min
A Bite from The Money Sandwich podcast#10 Estate Planning - Planning for the FutureAny good life or financial plan has a safety net, as who knows what's around the corner! Estate planning is planning for the unknown and is more than just organising your Will. We want to make sure we don't leave any unnecessary legal and tax trouble for our loved ones. Today Marc talks with Katrina Brown, the Practice Director of Nautilus Law Group, who has been specialising in estate planning law for over 20 years. Katrina talks about estate planning in easy to understand language without the complex legal jargon, and especially listen out for why we should all...
2021-11-2439 min
A Bite from The Money Sandwich podcast#09 The Grass is GreenerTim Henry is a financial adviser with a difference. Apart from running a very successful Melbourne based practice called Aspire Planning, he also hosts the very popular podcast The Grass is Greener. As he says in his podcast he discusses everyday financial challenges with inspiration and education to help people make awesome personal and financial decisions. Hear his thoughts and ideas for a comfortable retirement with purpose, especially his top 3 money tips at the end of the show. Aspire Financial Planning - Financial Advisors in Bayside, Melbourne (aspireplanning.com.au) Podcast - The Grass I...
2021-11-1042 min
A Bite from The Money Sandwich podcast#08 Considering a Sea change?Chris and Wendy Sparks have always been ahead of their time, working remotely and acting on a sea change long before it became popular especially through COVID. Listen to their journey from busy executive and health professional, to their transition to the farm by the sea in beautiful south coast of NSW and now about to be fully retired. What worked, what surprised them and why they would never move back to the big smoke!
2021-10-2747 min
A Bite from The Money Sandwich podcast#07 Shares and Superannuation, the stepping stones to a comfortable retirementWe all want a comfortable retirement and want our money to work harder for us. However, a lot of us don't want to take the risk when it comes to our investments. But is staying conservative causing more harm then taking on some risk? Today Marc speaks to Jody Fitzgerald, who is Head of Institutional Portfolio Management and Solutions at Morningstar. Jody speaks about the power of diversity in an investment portfolio and how shares and our superannuation can help us reach retirement with our money working harder and longer for us. Morningstar https://www.morningstar.com...
2021-10-1338 min
The Grass is GreenerGuiding the 'Sandwich Generation' - 50's & 60'sThe Sandwich Generation refers to those in their 50's and 60's who are 'sandwiched' between their young adult children on one side and their ageing parents on the other.
Just when they thought life might have been getting easier, they find themselves with a lot to think about - including their own retirement!
Marc Bineham has recently closed a phase of his life as a Financial Adviser, looking after clients for 33 years.
Inspirationally, Marc is now passing on all his years of experience and knowledge through his new business venture 'The Money Sandwich'.
Marc's coaching and courses are focused specifically...
2021-10-1343 min
A Bite from The Money Sandwich podcastIt's never too late to get your money sorted!One of the biggest roadblocks to getting your money sorted is feeling that you have left it too late. After 30 years of being an adviser and helping many in their 50s and 60s, Marc knows this is rarely true, but the important thing is to take the first step and seek help. On today's episode Marc talks about some of the biggest myths when it comes to managing your money, planning for your retirement and getting your money working harder for you as now we are all living longer, we need our money to last. The Money...
2021-09-3017 min
A Bite from The Money Sandwich podcastThe Joy of MoneyThe finance industry has slowly seen a cultural change from a once male dominated industry to a rise in women from both the professional side and from the side of seeking advice and coaching. Women in particular like today's guest has helped change the way we talk and educate about money matters for the better. Today Marc speaks to Julia Newbould, Managing Editor of Money Magazine, Australia's most read personal finance magazine. Julia also hosts the podcast Friends with Money and is co-author of the book The Joy of Money with Kate McCallum. Julia talks to Marc...
2021-09-1530 min
A Bite from The Money Sandwich podcastThe Reality of RetirementYou've retired, now what? Planning for retirement is more than just getting your money sorted. You need to think about what you will do once you no longer work full-time. Today Marc speaks to his friend John Haslam and fellow member of the Sandwich Generation, who made the decision to retire in November 2020. He talks about the reality of retirement, what surprised him and what he needed to change, now that he had so much free time. Stand Tall https://www.standtallevent.com/ SuperFastDiet https://superfastdiet.com/home-b/ Care360 https://care360.com.au/
2021-09-0143 min
A Bite from The Money Sandwich podcastProperty Investment 101Have you ever wondered what the property experts look for when buying property? Or maybe you want to know how to help your millennial children get into the property market? Today Marc speaks to David Hancock, director of Binnari Property. He talks all things property investment and how to think like a local when buying a property here or interstate. Binnari Property https://binnari.com.au/ The Money Sandwich https://themoneysandwich.com/
2021-09-0135 min
A Bite from The Money Sandwich podcastTop Tips for Money ManagementWant to know the top tips for money management from a combined 50 years of advice experience? Today Marc speaks to Jeff Thurecht, Personal Financial Adviser and Director of Evalesco Financial Services. Hear each of their top 3 tips on money and retirement, to help get your money working harder for you. Evalesco Financial Services https://evalesco.com.au/ The Money Sandwich https://themoneysandwich.com/
2021-09-0138 min
A Bite from The Money Sandwich podcastWelcome to A Bite from the Money SandwichWelcome to the very first episode of A Bite from the Money Sandwich. The podcast where we provide practical, easy-to-understand tips and ideas to help solve your money and retirement problems.
2021-08-1003 min
Ensombl Advice Australia#243 Marc BinehamMarc is the author of "The Money Sandwich". He chats about his time as National President of the AFA and what advisers do to help consumers, specifically clients facing retirement. Marc Bineham LinkedIn: https://www.linkedin.com/in/marcbineham/ The Money Sandwich Website: https://themoneysandwich.com/ Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/
2021-07-1258 min
Ensombl Advice Australia#243 Marc BinehamMarc is the author of "The Money Sandwich". He chats about his time as National President of the AFA and what advisers do to help consumers, specifically clients facing retirement. Marc Bineham LinkedIn: https://www.linkedin.com/in/marcbineham/ The Money Sandwich Website: https://themoneysandwich.com/ Make confident investment decisions backed by deep research https://www.capitalgroup.com/adviser/au/en/about/our-beliefs/fundamental-research.html Join the XY platform: App Store: http://co.xyadviser.com/xyistore Google Play: http://co.xyadviser.com/xygplay Desktop: https://www.xyadviser.com/
2021-07-1258 min
money money money407 this episode is not for you (it's for your mum or dad)Share this with your mum/dad/aunty/uncle/older person in your life - it's all about money stuff for over 55s. Marc Bineham, the former president of the Association of Financial Advisers (AFA), joins Glen to answer the questions you sent in on behalf on your parents/older contacts, touching on:👉Q1: How do you actually access super and what do you do with it when you retire?👉🏽Q2: What are some good reasons for both spouses or partners not to retire at the same time? Any tips for a staggered retirement?👉🏿Q3: I'm a Boomer and finally taking an interest in...
2021-02-2249 min