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People Property PlacePeople Property Place#136 Marcus Meijer - Founder and CEO of MARKMarcus Meijer, Founder and CEO of MARK, joins me on the People Property Place Podcast 🎙️ this week. We talk through his journey from third-generation developer to building one of Europe’s leading independent investment managers. We get into how Marcus thinks about platform creation, market timing, team building, and where he sees the next wave of opportunity. If you're interested in real estate private equity, specialist strategies, or scaling across Europe, this one’s for you.   Key Topics Covered in This Episode: ·    Growing up around real estate and what he l...2025-07-311h 19Market UpdatesMarket UpdatesPre-Market Report – Thursday 17th July - US Markets inch higher - Bank results fail to inspire - SPI up 54 - Gold riseWall Street recorded a modestly positive session despite major indices such as the S&P500 and the Nasdaq falling over 1% after Bloomberg reported that Trump would fire Fed chair Jerome Powell – Trump quickly denied the rumours, settling markets. S&P 500 up 0.32%, Nasdaq up 0.25%. Dow started flat, sharply dived on the Powell rumours, and recovered after Trump denied them, steadily rising from there. Closed near high, up 231 points. Strong sector breadth. Cyclicals flat and Energy followed oil down, otherwise all sectors up. Healthcare the best performer. Bo...2025-07-1713 minMarket UpdatesMarket UpdatesPre-Market Report – Tuesday 13th May US Markets soar - Dow up over 1000 - SPI up 97 - Gold falls - Iron ore risesWall Street jumped as the US and China agreed to cut tariffs for 90 days. Chinese imports are cut from 145% to 30%. US imports are cut from 125% to 10%. S&P 500 up 3.26%, NASDAQ up 4.35%. Dow jumped at open at inched upward throughout the session. Closed up 1161 points, just 8 off high. Broad rally. All sectors up except Utilities. Flat. Cyclicals and Tech best performers. Amazon (+8.1%) and Tesla (+6.7%) boosted the former. Defensive sectors were the laggards as risk-on sentiment reigned. Still recorded gains. Healthcare ...2025-05-1313 minNRG InsightsNRG InsightsFrom Football to Finance with Kelsey PhillipsThis week on NRG Insights, Marcus is joined by Kelsey Phillips, founder of Arose Finance.From chasing a career in professional football to landing a role on the trading floors at Goldman Sachs, Kelsey's journey has been built on resilience, ambition, and a drive to succeed against the odds.After establishing herself in investment banking, she took the bold leap to entrepreneurship, founding Arose Finance, a commercial brokerage that's already making an impact in the industry.In this episode, Kelsey shares how she navigated major career transitions, built a business from scratch, and...2025-04-2850 minImpact with Digital with Jay TikamImpact with Digital with Jay TikamGoldman Sachs – A Multi-Billion Dollar Misstep in Digital Transformation (Part 2)Imagine Goldman Sachs’ top brass gathered in 2014, ready to rewrite the rules of consumer banking using digital as their weapon of choice. This isn’t a story of triumph, it’s a cautionary tale of ambition outpacing alignment.In Part 2 of our Goldman Sachs deep dive, we unpack how Marcus, the bank's bold foray into consumer banking, ultimately had its ambitions curtailed—not because of poor execution, but because the strategy itself lacked stakeholder alignment.🔍 What went wrong?🎯 What if they had used a different framework?💡 What can your business learn to avoid the same...2025-04-0445 minMarket UpdatesMarket UpdatesPre-Market Report – Tuesday 14 January US markets Rally Back - Nasdaq still lower - Reporting Season kicks off in US- SPI up 37The Dow Jones Industrial Average climbed Monday, outperforming the market, while the Nasdaq Composite slipped as traders continued to sell off major tech stocks that have powered the bull market. The Dow rose 358.67 points, or 0.86%, to close at 42,297.12 as investors rotated into non-tech shares such as Caterpillar, JPMorgan and UnitedHealth.Investors are hoping the start of the fourth-quarter earnings season will stabilize markets. Banks including Citigroup, Goldman Sachs and JPMorgan Chase report on Wednesday, while Morgan Stanley and Bank of America will post results on Thursday.ASX SPI up 37Why not 2025-01-1311 minMarket UpdatesMarket UpdatesEnd of Day Report – Monday 18 November ASX up 15 to 8300 - Iron ore rallies - Uranium rallies - Banks steady - Tech slipsASX 200 recovered from a cautious start to close up 15 points to 8300 (+0.2%) as iron ore futures kicked back above $100. BHP up 0.7% and RIO rallying 2.2%. Resources generally were solid as uranium stocks glowed hot after moves by Russia to limit exports. PDN rose 5.5% DYL up 7.0% and BOE up 7.3%. Gold too rallied with NST up 2.5% and EVN rallying 2.6% on better commodity prices and Chinese stimulus hopes. MIN a standout up 5.8% with PLS dragging the chain in the lithium space down 2.2%. Oil and...2024-11-1809 minMarket UpdatesMarket UpdatesPre-Market Report – Friday 25 October - Dow Falls for Fourth Day - Tech Rallies as Tesla jumps 22% - SPI up 15US equities ended mixed, with the S&P 500 and NASDAQ gaining 0.21% and 0.76%, buoyed by gains in Tesla rallying 21.9%, its biggest rally since May 2013, following strong earnings and bullish forecasts. The Dow lost 141 points (0.33%) posting its fourth consecutive day of losses, its longest losing streak since June. Up 8 points at best. Down 323 at worst. Small firms Russell 2000 ticked 0.23% higher, and the VIX eased 0.83%. US treasuries eased a touch. 10Y yield fell 3.4bps to 4.21%, and 2Y yield ended flat at 4.08%. USD Index fell 0.38...2024-10-2514 minStock QuickdiveStock QuickdiveGoldman Sachs Navigates Transition, Eyes GrowthGoldman Sachs is undergoing a strategic transformation, streamlining its operations and focusing on areas where it holds a competitive advantage, such as investment banking and asset & wealth management. This shift is evident in the firm's decision to narrow its consumer business, including the sale of its Marcus loans portfolio and the planned sale of its GreenSky business. These moves reflect challenges faced in scaling its consumer banking operations and a strategic decision to focus on areas of strength. The firm's commitment to sustainable finance is another key driver of its bullish outlook. Goldman Sachs has pledged to deploy substantial capital...2024-10-2116 minMarket UpdatesMarket UpdatesEnd of Day Report – Tuesday 15 October - ASX hits new Record up 66 to 8318 - Banks and Miners Rally - Goldman Sachs tonightASX 200 continued its march higher today, up 66 points to a new record close of 8318 (+0.8%) as the banks and miners rose in lockstep. The Big Four were back in demand with the Basket up to $240.18 (+1.6%). MQG managed a 0.3% rise with other financials doing well too, ASX up 1.3% and NWL up 2.9%. REITS recovered after yesterday’s sell-off. GMG up 0.7% with SCG up 0.6%. Healthcare better too, CSL continuing higher up 0.6% with RMD up 0.9% and PME...2024-10-1510 minMarket UpdatesMarket UpdatesEnd of Day Report – Monday 14 October - ASX 200 up 38 points (0.9%) - Resources Rally on China - Banks rally on US counterparts.ASX rallied 38 points to 8260 (0.5%) just a few points shy of a record close. Banks and resources in favour as US bank reports revive optimism, CBA up 0.9% and ANZ up 1.6% with the Big Bank Basket up $236.36 (+0.9%). MQG rallied 0.7% with insurers and other financials doing well, QBE up 1.1% and GQG up 0.4%. REITs a little weaker, GMG off 0.1% with healthcare doing well, CSL up 1.2% and RMD up 1.1%. Industrials mixed, WTC off 0.3% with the All...2024-10-1409 minMarket UpdatesMarket UpdatesPre-Market Report – Tuesday 1 October: US markets stage late rally | China closed for a weekThe S&P 500 rose to a record close on Monday, concluding a winning month and quarter. The Dow Jones Industrial Average gained 17.15 points, or 0.04%, to 42,330.15. The S&P 500 added 0.42% and closed at 5,762.48. Both indexes closed at records. The Nasdaq Composite advanced 0.38%, ending at 18,189.17.A late rally for month end helped after Powell's comments that more interest rate decreases could be forthcoming, but cautioned that the central bank did not have a preset path. If the economy moves as expected, he said to expect two rate cuts of a quarter percentage point each this year.“This is no...2024-10-0111 minMarket UpdatesMarket UpdatesPre-Market Report – Wednesday 4 September: US Markets spike lower VIX up 33 - SPI Down 94US equities slumped overnight, recording its worst day since the August 5th meltdown driven by economic concerns and a tech selloff. The S&P 500 lost 2.12%, and the NASDAQ 100 fell 3.15%, their worst start to September since 2015 and 2002. September being one of the markets' historically worst-performing months. The Dow traded lower all session ending 626 points lower (-151%). Down 785 points at worst. Small caps Russell 2000 tumbled 3.09%, and the VIX soared 33.25%. Nvidia slid 9.5% wiping out $279bn in market cap, in a record one-day wipeout for a US stock. Chip stocks followed...2024-09-0411 minDave Troy PresentsDave Troy PresentsPopping the AI Bubble with Gary MarcusGenerative Artificial Intelligence has topped tech headlines for the last two years, but it's possible we may be reaching a limit of what can be achieved using current approaches. Concerns about reliability and now, return on investment for the countless billions invested in the sector, may put AI's short-term future in doubt. Dave interviews AI expert Gary Marcus, a psychologist, cognitive scientist, and author, known for his research at the intersection of cognitive psychology, neuroscience, and artificial intelligence. He's also a professor emeritus of psychology and neuroscience at New York university. While both Gary and...2024-07-311h 15Fintech Insider Podcast by 11:FSFintech Insider Podcast by 11:FSNews: Ramp raise $150m for AI dev and Goldman Sachs sell Marcus InvestOur expert host Benjamin Ensor is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week, including Ramp's recent $150m funding, which it will use to enhance its AI capabilities, and Goldman Sachs selling its Marcus Invest accounts to Betterment. Plus, UniCredit roll out Mastercard's Touch Card to 12 markets, and ComplyAdvantage purchase American company Golden.This week's guests include: Charles Delingpole, Chairman and Co-founder of ComplyAdvantage Sophie Winwood, Co-Founder & CEO @ WVC:E and Operating Partner @ Foxe Capital Matt Bird, CEO of Lemon 2024-04-291h 00The Mobilization MindsetThe Mobilization MindsetLearn How to Win Government Contracts with Marcus Streeter | Construction MF'ers Ep. 41In the latest episode of "Construction MF'ers," we're getting back into the world of government contracts with the expert insights of Marcus Streeter, who is a Procurement/Government Contract Counselor at Apex Accelerators at The Joseph Center.What is different in this episode from the previous two that were focused on government contracting? Marcus tells us what the government is looking for and which areas of the government are best suited for what your business does! Today we're going to hit it from the procurement side. Learn how to secure the contract, secrets from the...2024-02-2239 minMarket UpdatesMarket UpdatesMarcus Today Pre-Market Podcast – Wednesday 24th JanuaryWall Street closed mostly higher overnight on continued tech enthusiasm and the upcoming “magnificent seven” mega-cap results. S&P 500 up 0.29%, NASDAQ up 0.43%. The Dow Jones fell 96 points (0.25%) after 3M dropped 11% on results. The biggest news was a 7% jump in the after-hours Netflix share price after the company reported 13.1m new subscribers in Q4. Well ahead of expectations for ~9m. Other companies to report included General Electric (-1% on disappointing outlook), Verizon (+6.7% on upbeat forecast), Procter and Gamble (+4.1% on s...2024-01-2316 minHealth:FurtherHealth:Further35 - GenAI's Legal Challenge | Investors Questioning VC Valuations | Lilly Going Direct to Consumers | Elevance Adds Large Infusion ServiceWelcome to the first episode of 2024! In this episode, we are addressing the following topics and more: GenAI's Legal ChallengeInvestors Questioning VC ValuationsLilly Going Direct to ConsumersElevance Adds Large Infusion ServiceSecret to Longevity & HappinessPlease check out our Episode Resources below: ------🔎RESOURCES🔎Things are about to get a lot worse for Generative AI (Substack: Marcus on AI) // https://bit.ly/47onyV6Goldman Sachs Raises $650 Million for Life-Sciences Bets (WSJ) // https://on.wsj.com/3TW6q65LPs Doubt Venture Funds’ Startup Valuations (WSJ) // https://bit.ly/4...2024-01-0658 minMarcus and Rami: Figuring Things OutMarcus and Rami: Figuring Things OutEP220: Our 50th Episode: CEO DJ's, Michel Lewis Gets Too Close & $2.4tn Market Cap Boost for Tech StocksMarcus and Rami toast to their 50th episode in style, popping some virtual champagne and reminiscing about their podcast journey. They dive into Michael Lewis' latest book, focusing on crypto mogul Sam Bankman Fried. But did Lewis get too cozy with his subject? The debate heats up. The laughs continue as they discuss the unexpected DJing stint of Goldman Sachs' CEO. Who knew Wall Street could drop the beat? Rounding off the episode, they marvel at the staggering $2.3tn market cap boost in major tech companies, all thanks to the wonders of AI. Join the duo for this landmark...2023-10-2149 minPaper CutsPaper CutsThe sex lives of Guardian readers – plus Darth Fader! Goldman Sachs boss quits DJ dreamWe read the papers so you don’t have to. Today: Oil can’t believe it! Greta Thunberg arrested outside a London oil conference and the Mail has pics. Please do stop the music! Goldman Sachs CEO forced to give up his DJ side hustle says the Telegraph. Plus – The Political Sextrum. Do Guardian readers or Tory supporters get the best sex?And the Extra bit: Sunny side up! The Star says the way you butter your toast tells us all about you.Miranda Sawyer is joined...2023-10-1836 minMarket UpdatesMarket UpdatesMarcus Today Pre-Market Podcast – Wednesday 18th OctoberWall Street’s major indexes finished mixed overnight, losing earlier gains to end near flatline amid rising bond yields and renewed fears of higher for longer after higher-than-expected retail sales data. The Dow closed marginally in the green, up 13 points (+0.04%), up 163 points at best and down 130 points at worst. The S&P 500 ended slightly lower, down 0.01%, while the NASDAQ lost 0.25%, weighed down by heavy losses in chip companies after President Biden said it planned to halt shipments of advanced AI chips to China, Nvidia down 4.7%. US Treasuries rose to 2006 and 2007 highs, wi...2023-10-1714 minMarket UpdatesMarket UpdatesMarcus Today Pre-Market Podcast – Tuesday 29th AugustUS markets kicked off the final week of August in the green ahead of key economic data, ending just off best levels. The Dow rose 213 points (+0.62%). Dow at best up 306 points. S&P 500 up 0.63%, and the NASDAQ rose 0.84% despite Powell’s comments over the weekend the central bank may need to raise interest rates further to ensure inflation is contained. Focus now shifting to the personal consumption expenditure price index (Fed’s preferred inflation gauge) released Thursday and non-farm payrolls data out Friday. US-listed Chinese companies JD.com, Baidu, and...2023-08-2915 minMarket UpdatesMarket UpdatesMarcus Today Pre-Market Podcast – Tuesday 1st AugustUS equities finished in the green overnight on July’s last trading day, closing near best levels. Dow Jones up 100 points (+0.28%). Up 108 points at best. Down 29 points at worst. S&P 500 and NASDAQ added 0.15% and 0.21%, respectively. All three major indexes ended with gains for the month, Dow +3.32%, and the S&P 500 and NASDAQ jumped 2.9% and +3.8% marking the fifth positive month in a row. US treasuries edged lower, and the US dollar ticked up as the Yen slipped. On the corporate front, Chevron +3% supporting the Dow, after Goldman Sachs upgraded the company to...2023-08-0112 minMarket UpdatesMarket UpdatesMarcus Today Pre-Market Podcast – Thursday 20th JulyUS equities closed higher overnight, and the US dollar strengthened after a surprise cooling of UK inflation bolstered sentiment across global markets. The Dow rose 109 points (+0.31%), marking its eighth straight day of gains, its longest streak since September 2019. Dow at best up 282 points. S&P 500 up 0.24%, reaching levels not seen since April 2022, while a decline in Microsoft and Google held the NASDAQ near the unchanged mark +0.03%. US 10Y treasury yields fell overnight following new home construction data for June but remained above its month low, as...2023-07-2015 minExchangesExchangesGenerative AI: hype, or truly transformative?Investor interest in generative AI technology has surged. But is the hype and market pricing around the technology warranted? In this episode of Goldman Sachs Exchanges, Conviction’s Sarah Guo, NYU’s Gary Marcus and Goldman Sachs Research’s Kash Rangan and Eric Sheridan discuss the technology’s disruptive potential.  Learn more about your ad choices. Visit megaphone.fm/adchoices2023-07-1823 minCafecito con ChrisssCafecito con ChrisssCuenta de Ahorro con Alto Rendimiento MARCUS by Goldman SachsLas Mejores Cuentas de Ahorro para abrir en 2023 Con una inflación del 6,5% interanual y el S&P 500 ahora en territorio de mercado bajista, ¡probablemente desee un lugar más seguro para guardar los ahorros que tanto le costó ganar! He encontrado la mejor cuenta de ahorro de alto rendimiento. Estas cuentas de ahorro de alto rendimiento son excelentes opciones para personas en cualquiera de estas tres situaciones: 1. Alguien que necesita un lugar seguro para sus ahorros en efectivo de 3 a 6 meses 2. Alguien que tiene una gran cantidad de dinero en efectivo ahorrado para una compra (casa, universidad, automóvil...2023-05-1507 minBanking on InnovationBanking on InnovationEpisode 8 Harit Talwar, Former Global Head of Marcus by Goldman SachsThis week’s guest on Banking on Innovation is Harit Talwar, who in 2015 joined Goldman Sachs to establish Marcus and build a differentiated consumer business.Marcus went on to become of the most impactful challenger banks in history, offering financial products known for their simplicity and transparency. To date it has around 16 million retail customers, more than $120 billion in consumer deposits and revenues in the $1.5-$2 billion range.Although few people believed that true innovation could come from within a 150-year-old institution, one of Marcus’s advantages was precisely its heritage.“Regulatory compliance, risk m...2023-01-1941 minMembers PodcastMembers PodcastMarcus Today Members Podcast – Wednesday 18th JanuaryThe ASX 200 is up 5 points (+0.1%) at 7391 points, in yet another dismal day of trading. Maybe waiting for BoJ news. Sectors mixed with Gold lagging behind on US Fed speculation. REIT’s the worst performer down 0.7%. Healthcare up 0.8% with the help of TLX market update. Closely followed by Tech, up 0.7%. Banks performing well, the Big bank Basket up 0.4% to $187.45. Reports season in full swing now, US banks Goldman Sachs having poor results overnight while Morgan Stanley beat estimates.  Telix Pharmaceuticals (TLX) up 6.3% after a huge growth in the...2023-01-1808 minMotley Fool MoneyMotley Fool MoneyGoldman Sachs Drags Down the DowGoldman Sachs Drags Down the Dow The investment bank suffered its worst earnings miss in a decade.   (0:21) Jason Moser discusses: - 4th-quarter profits for Goldman Sachs falling 66% - How investments in Marcus and the Apple Card partnership haven't paid off yet - Disney's blunt response to activist investor Nelson Peltz   (11:00) Alison Southwick and Robert Brokamp talk with Stephanie Marini, certified financial planner, about what investors need to know how The Secure 2.0 Act affects savings and retirement.   Looking to get a jump start on your 2023 financial goals? Our flagship service, Stock Advisor, is open to new members for jus...2023-01-1722 minMembers PodcastMembers PodcastTHE MARCUS TODAY MORNING MEETING – Monday 12th DecemberASX 200 down 44 - Nervous ahead of the FOMC this week - Goldman Sachs talking a higher peak in rates and a later peak which doesn't land well on a market already drifting lower. Anyone who has been in broking will tell you that the Morning Meeting is how all brokers start the day. The format is to have a quick look at the overnight markets, consider what's coming up in the day ahead, hear from the analysts, share ideas and get set up for the day's stock market activity.2022-12-1214 minThe AlphaMaven Alternative Investment PodcastThe AlphaMaven Alternative Investment PodcastTrading in a Rising Interest Rate Environment With Charlie McGarraugh of Altis Partners & Blockchain.com In the first episode of the series, Charlie McGarraugh of Altis Partners discusses trading in a "Post-QE" [Quantitative Easing] environment.  He explores the current opportunity set that should persist over the next several years. View more on alpha-maven.com Excerpt: GEOFF MARCUS:  I am Geoff Marcus from AlphaMaven. Today I'm going to be interviewing Charlie McGurraugh, who serves as both the CEO of Altis Partners and as the Chief Strategy Officer for Blockchain.com. Charlie, you're uniquely positioned to talk about the convergence between traditional markets and new markets in crypto. Could you br...2022-12-0907 minRockstar CMO FMRockstar CMO FMThink like a Brand #7 - What happened to Marcus?In this 7th special mid-week mini-episode, Ian Truscott and Liz High complete their dive into her book “Think Like a Brand, Not a Bank” and discuss her favorite of the five principles they've been discussing the last six weeks. They then broaden their discussion to look at an industry example - Marcus, Goldman Sachs's foray into digital retail banking, citing commentary from the Prof G Podcast and an article on The Financial Brand. Liz then shares examples of financial brands that have done a better job of thinking like a brand with their retail offering.En...2022-11-0923 minFintech Insider Podcast by 11:FSFintech Insider Podcast by 11:FS672. News: Will Goldman Sachs call time on Marcus? Our expert hosts, Ross Gallagher and Benjamin Ensor, are joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Oliver Smith, Managing Editor, AltFi Anita Ramaswamy, Senior Reporter, Techcrunch With soundclips from: Mauricio Magaldi, Crypto, 11:FS We cover the following stories from the fintech and financial services space: Is Goldman Sachs ready to pull the rug on Marcus? - 4:10 PayPal decides fining people $2,500 for 'misinformation' wasn't a great idea - 15:08 Affirm is working on credit card-like bonus...2022-10-1759 minNRG InsightsNRG InsightsSuccess Tips From Top Performers with Ying-TanYing Tan is non-executive Chairman of Knowledge Bank, a leading fintech, and founder and former CEO of Dynamo, one of the largest mortgage brokers in the UK. Ying recently successfully exited Dynamo after 15 years to an established blue chip business.  He bootstrapped from one person to 200 strong, scaling the business to over £15m turnover with a market leading brand, strong culture and fintech focus. He has been instrumental in helping distribution and launching many lenders to the mortgage industry.A qualified accountant and former investment banker at Goldman Sachs, he has won in excess of 50 in...2022-09-2651 minFintech VilágaFintech VilágaA Goldman Sachs fintech szeretne lenniNem mindennapi, hogy egy széles körben ismert nagybank elkezd fintech cégként viselkedni. Általában ennek az ellentétét látjuk, inkább a fintechek próbálnak sokszor felnőni a bankok szintjére. A Goldman Sachs mégis egy szokatlan utat kezdett még néhány éve.  A Trend FM-en futó Fintech Világa legújabb adásában a befektetési bankóriás ambiciózus vállalásáról beszélget Suppan Márton, a Peak alapítója és Érczfalvi András műsorvezető. A Goldman nem csak fogadkozik, mostanra több, mint 5...2022-09-2315 minmffm - エムエフエフエムmffm - エムエフエフエム#3 Bill.com脅威的なQ4決算, Goldman SachsのバンキングアプリMarcusの現状を考察, Ramp B2B後払いに参入へ - WorldFintechNews9月# 今回取り上げたトピックと参考資料 ・Bill.com脅威的なQ4決算 売掛金、買掛金を管理するSaaSを提供しているBill.comのQ4決算を読んでいます。2019年上場の同社は近年大きく注目されているフィンテック銘柄。SaaS×FIntechという大きなトレンドを地で行く企業です。上場時から時価総額は7.5倍以上の約4兆円を記録し、今回の決算も注目されていました。 2022年度を締め括るQ4決算、結果的に脅威的な成長を見せました。トップラインの売上はFY2022で$642Mで前年比で169%の成長。これは買収の効果もありますが、買収した企業を除いても77%の成長を見せています。 その分赤字幅は3倍以上に膨らんでいますが、トップラインの成長に加え、顧客あたりの売上やNRRの改善、買収したDivvyの前年比から倍近くの成長などで市場からは好印象を受けました。ガイダンスも大幅にクリアし、アナリストをして「完璧な決算」だと言わしめました。今回はそんな同社の決算の数字を細かめに見ていっています。 https://www.notboring.co/p/bill-a-bear ・Goldman SachsのバンキングアプリMarcusの現状を考察 大手投資銀行のGoldman Sachsが2016年に開始した消費者向けバンキングアプリのMarcusの話題です。以前に当座預金口座のローンチがかなり遅れていることに加え、サービス開始から買収と合わせて$7B以上の資本を投入していることから界隈ではあまりうまくいっていないという論調でした。 しかし、1,400万超のユーザー数と$110Bの預金を持つなど脅威的な数字も見せています。今回はそんなMarcusのプロダクトラインや事業の沿革、財務数値を見て現状を考察しています。 https://www.readthegeneralist.com/briefing/goldman-sachs ・Ramp B2B後払いに参入へ 法人カード企業の最右翼とも言えるRampが法人向け後払いに参入しました。これはRampを利用する企業が請求日から30~90日まで支払い期限を延ばせるという機能で、これは意外にもBrexやDivvyが提供していないものです。 今回はそんなRampの法人向け後払い参入に対する印象について語りました。 https://www.forbes.com/sites/jonathanponciano/2022/08/23/fintech-ramp-dives-into-buy-now-pay-later-market-with-new-flex-offering-for-businesses/ # 話し手 瀧 俊雄 執行役員 CoPA(Chief of Public Affairs) 兼 Fintech研究所長 https://twitter.com/sutebuu Sandy Kimura Money Forward USA, President https://twitter.com/rakeemrakeem https://www.linkedin.com/in/shinji-sandy-kimura-11188230/ 小林 豪 Public Affairs室 https://twitter.com/GOU_00132022-09-1443 min[Video] SuperToast[Video] SuperToast💰Marcus, um banco digital da Goldman SachsCom mais de 150 anos e uma longa história no mundo das finanças, está a dar cartas com o seu banco 100% digital chamado Marcus, que herdou o nome do seu fundador, Marcus Goldman.2022-09-0102 minUnwind with Poppy JamieUnwind with Poppy Jamie121: Master your ego and change your life with Marcus WestonToday, I am joined by a very special guest, someone who actually changed my life about 11 years ago. That is the spiritual teacher, Marcus Weston. He started his career in finance number crunching for Goldman Sachs until about 20 years ago when he realised his mission was to support pioneering leaders to be better and to create real change. This world desperately needs teachers like Marcus, and he has previously taught some of the most successful humans in the world, from business leaders to Heads of State to sports athletes. He draws from the ancient wisdom of K...2022-07-3145 minBreaking ChangesBreaking ChangesThe Smart Benefits of API-First with Chander Shivdasani, VP, Goldman SachsIn this Breaking Changes, Postman Chief Evangelist Kin Lane welcomes Chander Shivdasani, Vice President at Marcus by Goldman Sachs for a conversation about the contracts-first approach to API infrastructure at Goldman Sachs. 2022-07-0638 minFoundersFounders#253 Henry Goldman (Goldman Sachs)What I learned from reading When Money Was In Fashion: Henry Goldman, Goldman Sachs, and the Founding of Wall Street by June Breton Fisher.----Get access to the World’s Most Valuable Notebook for Founders at Founders Notes.com----[2:30] The Uses of Adversity by Malcolm Gladwell[2:40] Business Breakdowns: Goldman Sachs: Fortune Favors The Old[3:00] Men can learn from the past, and I've been shocked how little some of the younger executives in the present firm know about its origins. They don't even know that my gr...2022-06-2256 minSecurity Weekly Podcast Network (Audio)Security Weekly Podcast Network (Audio)PSW #738 - Michael Aminov & Marcus SachsThis week, we start the show off with an interview with Michael Aminov, Founder & Chief Architect at Perception Point to discuss Security Blind Spots: Are You Protected? An interview featuring Marcus Sachs, the Deputy Director for Research at McCrary Institute for Cyber and Critical Infrastructure Security where we discuss Crypto Collecting! Finally, in the Security News for this week: Java’s “psychic paper”, Musk’s plans for Twitter’s algorithm, Bossware, What Google is getting wrong about expired domains, & NFT Tweet Auctions! Segment Resources: Request a demo and get a FREE coffee on us: https://hubs.la/Q0156lpK02022-04-293h 19Paul\'s Security Weekly (Audio)Paul's Security Weekly (Audio)PSW #738 - Michael Aminov & Marcus SachsThis week, we start the show off with an interview with Michael Aminov, Founder & Chief Architect at Perception Point to discuss Security Blind Spots: Are You Protected? An interview featuring Marcus Sachs, the Deputy Director for Research at McCrary Institute for Cyber and Critical Infrastructure Security where we discuss Crypto Collecting! Finally, in the Security News for this week: Java’s “psychic paper”, Musk’s plans for Twitter’s algorithm, Bossware, What Google is getting wrong about expired domains, & NFT Tweet Auctions! Segment Resources: Request a demo and get a FREE coffee on us: https://hubs.la/Q0156lpK02022-04-293h 19Paul\'s Security Weekly (Video)Paul's Security Weekly (Video)Cryptography Collecting & Japanese Typewriters - Marcus Sachs - PSW #738Marcus Sachs, the Deputy Director for Research at the McCrary Institute for Cyber and Critical Infrastructure Security, joins to discuss his cryptography collection, service for the US Army & Government, Antique Typewriters, & more!   Visit https://www.securityweekly.com/psw for all the latest episodes! Show Notes: https://securityweekly.com/psw7382022-04-281h 10Banking Transformed with Jim MarousBanking Transformed with Jim MarousMarcus Acquires Fintech Firms to Become Dominant Banking PowerIn the past six years, Marcus has used an acquisition strategy to create a digital platform for consumer loans, credit cards, high-yield savings, automated investing, as well as providing tools to help consumers manage their finances.Most recently, Goldman Sachs completed the acquisition of GreenSky, growing the customer base of Marcus to over 13 million customers. With a no-fee, interest bearing checking account expected still in 2022, Marcus wants to be the primary bank for millions of people.Swati Bhatia, partner and head of direct-to-consumer business at Marcus is our guest on the Banking Transformed podcast. Swati di...2022-04-2637 minIcons in the MakingIcons in the MakingUnpacking the future of banking with Goldman Sachs’ Arianna Orpello LewkoA marketing superstar and industry disruptor, Arianna Orpello has been a change agent in financial services for more than a decade and is now breaking new ground at Goldman Sachs as Head of Marketing, Consumer Bank/Marcus by Goldman Sachs. Hear her honest perspectives on being a woman in a male-dominated industry, the future of banking and the secret to owning what makes you different.2022-01-2530 minTearsheet Podcast: Exploring financial services togetherTearsheet Podcast: Exploring financial services togetherHow Goldman Sachs leverages partnerships to bring innovative products to consumers and SMBsThis following is part of a new series we’re running. It’s called the Big Bank Theory, and it’s all about the future of banking. We see three options going forward: in the march towards digital, people will gravitate towards the digital arms of incumbent banks, give their business to new upstart challenger banks, or the biggest opportunity, which is to bank with the brands they love. The following series includes content from Tearsheet’s Big Bank Theory Conference, held in November 2021. Welcome to the Tearsheet Podcast. I’m Zack Miller. Abhinav Anand was chugging along in senior risk roles...2021-12-0827 minTearsheet Podcast: Exploring Financial Services TogetherTearsheet Podcast: Exploring Financial Services TogetherHow Goldman Sachs leverages partnerships to bring innovative products to consumers and SMBsThis following is part of a new series we’re running. It’s called the Big Bank Theory, and it’s all about the future of banking. We see three options going forward: in the march towards digital, people will gravitate towards the digital arms of incumbent banks, give their business to new upstart challenger banks, or the biggest opportunity, which is to bank with the brands they love. The following series includes content from Tearsheet’s Big Bank Theory Conference, held in November 2021. Welcome to the Tearsheet Podcast. I’m Zack Miller. Abhinav Anand was chugging along in senior risk roles...2021-12-0827 minReinventing Customer ExperienceReinventing Customer ExperienceS1 Ep. 8 - Goldman Sachs' Harit TalwarOn this episode of our “Reinventing Customer Experience” podcast, ZS principals Arun Shastri and Gopi Vikranth chat with Harit Talwar, former chairman of consumer business (Marcus) and partner at Goldman Sachs. Learn how Goldman Sachs is disrupting the financial services industry by taking traditional ways of banking and fusing it with engineering data and design to deliver great customer experiences. 2021-11-3039 minOn the CouchOn the CouchOn the Couch with Karl Siegling - Cadence CapitalWelcome to another episode of 'On the Couch' with myself Henry Jennings from Marcus Today. In this episode,  I am joined by Karl Siegling from Cadence Capital (CDM).Karl established Cadence Asset Management in 2003 and listed Cadence Capital Limited (CDM) on the ASX in December 2006. Karl has over 25 years financial services experience having worked for firms such as Deutsche Morgan Grenfell (now Deutsche Bank) and Goldman Sachs, along with eFinancial Capital Limited (Challenger Funds Management) and Wilson Asset Management in Australia.Currently a Portfolio Manager and Chairman of Cadence Capital Limited. CDM cur...2021-10-2251 minPodcast ArchivePodcast ArchiveMarcus Strategy Tuesday October 19th - Iron ore bottom. Coal top. Housing top. New Crypto ETF.If you liked this podcast please Sign up for a free trial of the Marcus Today newsletter to get full access to daily stock tips and recommendations.All a bit quiet. BHP production numbers not well received. A lot of iron ore stocks with buy signals at the moment. Coal price looks like it’s topping out. Goldman Sachs says the housing market is topping out. A new bitcoin ETF starts trading on the US market tonight. Queensland borders to open on December 17 or sooner keeps the reopening trade going. Everyone li...2021-10-1915 minBarefoot Innovation PodcastBarefoot Innovation PodcastBest of Both Worlds: Goldman Sachs’ Stephanie CohenMy guest today is one of the most high-ranking women in the world of banking. Stephanie Cohen is Global Co-Head of Consumer and Wealth Management, Goldman Sachs. In that role, she co-leads Goldman’s digital bank, Marcus.2021-09-2136 minPodcast ArchivePodcast ArchiveMarcus Strategy August 10th 2021 - Pandemic Bonanza. Bubble? CBA Results. ABC TV. One year highs abound..CLICK HERE to sign up for a free trial of the Marcus Today newsletter including our daily STRATEGY PODCASTToday we talk about why the pandemic has been fantastic. Why the S&P 500 is up 102%. Why Goldman Sachs is up 209%. Why Morgan Stanley is up 271%, Apple is up 176% and Facebook is up 167%. We look at the bumper dividends accompanying some results. We look at CBA's results tomorrow. We look at the banks, climate change, relative charts,  the research and yet again, lithium stocks.2021-08-1019 minGreat InterviewsGreat InterviewsRunning a Consumer Fintech Startup within Goldman Sachs Podcast: Cold Call (LS 48 · TOP 1% what is this?)Episode: Running a Consumer Fintech Startup within Goldman SachsPub date: 2021-06-01Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarizationMarcus by Goldman Sachs marked a dramatic shift for the 150-year-old financial institution, which historically had served only businesses and the wealthiest people. The fintech startup operated within Goldman Sachs, offering unsecured personal loans for the mass market, high-yield deposits, and a credit card in partnership with Apple. Harvard Business School associate professor Rory McDonald discusses the...2021-08-0924 minPodcast ArchivePodcast ArchiveMarcus Strategy July 6TH 2021 - The SYD bid. A COVID update. Nickel pop. Oil and England - "Its Coming Home"CLICK HERE to sign up for a free trial of the Marcus Today newsletter including our daily STRATEGY PODCASTWhat to do with SYD after the bid. The oil price spike. POS comes out of a trading halt and pops and drops. Nickel stock IGO gets an upgrade from Goldman Sachs. No change to STRATEGY - still fully invested. RBA Meeting today - to taper or not?  Goldman Sachs predict England will win their first soccer tournament 55 years.   2021-07-0608 minCold CallCold CallRunning a Consumer Fintech Startup within Goldman SachsMarcus by Goldman Sachs marked a dramatic shift for the 150-year-old financial institution, which historically had served only businesses and the wealthiest people. The fintech startup operated within Goldman Sachs, offering unsecured personal loans for the mass market, high-yield deposits, and a credit card in partnership with Apple. Harvard Business School associate professor Rory McDonald discusses the challenges of launching and operating a startup within an established company in his case, “Marcus by Goldman Sachs.” 2021-06-0124 minThe Stacking Benjamins ShowThe Stacking Benjamins ShowMoney, Secrets, and Lies (plus a peek at Clarity Money/Marcus Insights)Ever wonder what your neighbors are really doing with their cash? Our round table takes a deep dive into a new study exposing the secret financial lives of your friends, family, and neighbors - and it's not all good news. Joining us to cover the new numbers are this week's contributors: Len Penzo from the LenPenzo.com blog, Paula Pant from the Afford Anything podcast, and Doc G from the Earn & Invest podcast.Halfway through the show, we'll stop our fly-on-the-wall discussion to find out what's happened to Clarity Money. The fintech app was purchased and retired...2021-05-141h 28Unscripted DreamsUnscripted DreamsEpisode #58: Into The CryptoverseBitcoin. Ethereum. Dogecoin? Really...Dogecoin? Cryptocurrency is on the rise and it presents our generation with a unique opportunity. Cryptocurrency, in the past, was widely seen as a joke and very few people believed in its longevity. Today, Cryptocurrency is being adopted by Tesla, MasterCard, Visa, Goldman Sachs, and many other businesses. In part one of our three-part investment series, we discuss Cryptocurrency, its purpose, and if we think it's an opportunity worth pursuing.  Disclaimer: The podcast is for informational/entertainment purposes only. This is Not Financial Advice. Complete your own due diligence. https://li...2021-05-0655 minPodcast ArchivePodcast ArchiveMarcus Strategy Thursday 15th April 2021 CLICK HERE to sign up for a free trial of the Marcus Today newsletter including our daily STRATEGY PODCAST.We cover a few things today - the bull market, driven by falling interest rates and a "risk on" sentiment swing - the capital raisings that are proliferating as the Ducks Quack for more - the Z1P capital raising and a look at the research after their quarterly with some interesting conclusions about BNPL, Z1P and APT - the Macquarie results coming up on May 7th which will h...2021-04-1514 minBanking Transformed with Jim MarousBanking Transformed with Jim MarousThe Product Expansion Strategy of Marcus by Goldman SachsOver the past year, Marcus by Goldman Sachs has continued to expand offerings, including teaming up with Amazon and Walmart to offer loans to sellers on their marketplaces, buying the General Motors credit card business, launching Marcus Insights smart tools and trackers, and most recently, announcing the offering of a digital investing platform. All of this is before the long-anticipated addition of a digital checking account.. We are very fortunate to be joined by Sonali Divilek, head of product for consumer business at Goldman Sachs, which includes Marcus by...2021-02-2334 minTalks at GSTalks at GSMarcus SamuelssonIn this episode, chef and restaurateur Marcus Samuelsson discusses founding Red Rooster in Harlem, navigating the challenges of the pandemic, and reflections from his recent book, The Rise: Black Cooks and the Soul of American Food. The interview is moderated by Goldman Sachs' Margaret Anadu.This podcast should not be copied, distributed, published or reproduced, in whole or in part, or disclosed by any recipient to any other person. The information contained in this podcast does not constitute a recommendation from any Goldman Sachs entity to the recipient. N...2021-02-1018 minThe Transform U! Live ShowThe Transform U! Live ShowHow to Live Life in Presence | Author JP Pawliw-FryRunning a small business and especially if you have a team of fewer than 5 people or working with family on this project, things of the world including your own personal history of trauma can intervene in the progress towards success. Often, we are very deeply concerned about the intricates of what it all means and will not let the questions boiling within us go because we want to feel right about the deep pain and concerns that give us excuses not to continue. How do we release, and return be the real best us at this moment? This podcast episode...2021-02-0331 minFintech Growth Talk PodcastFintech Growth Talk PodcastDigital‌ ‌First‌ ‌Banking‌ ‌-‌ ‌Marcus‌ ‌by‌ ‌Goldman‌ ‌Sachs‌Abhinav Anand joined Goldman Sachs in 2015 as a managing director in the Consumer division. He has 16 years of experience across the Consumer sector including in risk management, product management and data analytics. Prior to joining Goldman Sachs, he worked at Discover Financial Services for several years, most recently as chief model risk officer and head of operational risk. He is passionate about creating customer-centric digital products and experiences that are simple and transparent to use.   Abhinav earned a Bachelor of Technology in Industrial Engineering from the Indian Institute of Technology, Kharagpur, an MS in Industrial Engineering from Iow...2021-01-1911 minTearsheet Podcast: Exploring financial services togetherTearsheet Podcast: Exploring financial services togetherBuilding the Marcus brand: Goldman’s 2021 vision for its consumer banking productThe acceleration of digital banking that took hold during the pandemic allowed for continued adoption of Goldman Sachs’s consumer banking product suite. Marcus by Goldman Sachs, which launched four years ago, had $96 billion in deposits as of the third quarter of 2020. With personal loans, savings accounts, and Marcus Insights, its personal finance analysis tool, Goldman is building a comprehensive product suite. The bank has fully integrated the capabilities of the Clarity Money app, which it acquired in 2018. “The long-term objective of what we're setting ourselves to do in consumer is to create a complete business that has a very robu...2020-11-2316 minTearsheet Podcast: Exploring Financial Services TogetherTearsheet Podcast: Exploring Financial Services TogetherBuilding the Marcus brand: Goldman’s 2021 vision for its consumer banking productThe acceleration of digital banking that took hold during the pandemic allowed for continued adoption of Goldman Sachs’s consumer banking product suite. Marcus by Goldman Sachs, which launched four years ago, had $96 billion in deposits as of the third quarter of 2020. With personal loans, savings accounts, and Marcus Insights, its personal finance analysis tool, Goldman is building a comprehensive product suite. The bank has fully integrated the capabilities of the Clarity Money app, which it acquired in 2018. “The long-term objective of what we're setting ourselves to do in consumer is to create a complete business that has a very robu...2020-11-2316 minOften Imitated: CX Stories from HistoryOften Imitated: CX Stories from HistoryThe Power of the Outsiders with Dustin Cohn, Head of Marketing at Marcus by Goldman SachsWhen insiders get wrapped up in the way things are, it takes an outsider to see how they could be. On this episode of Often Imitated we explore how outsiders find new and novel ways to win -- and create great customer experiences.Experience: Building an outsider's mindset and designing CX from scratchInspiration: The 1936 US Olympic Rowing TeamModern Day Execution: Dustin Cohn, Head of Brand & Marketing at Goldman Sachs Consumer and Investment Management 3 TakeawaysTransparency is key to a quality customer experience. If your customers have to spend v...2020-09-1621 minThe Sports Entrepreneurs Podcast by Marcus LuerThe Sports Entrepreneurs Podcast by Marcus LuerJeff Marks, "Power of Contractual Obligated Income (COI)"Jeff Marks is a true Sports Entrepreneur, having started several agencies from an early age and now leading a “best in class” COI (Contractual Obligated Income) Agency which is breaking grounds around the world, including a recent huge deal with FC Barcelona to manage the branding of the Nou Camp Stadium and new facilities.  Tons of learning and insights into the world of COI.     Key Highlights Early start during MBA days, Managing Director of a 2 Man Consulting business with his Professor. Stubhub story, the one that got away. Started Sports Business Ventures, Venture Capital Pledged...2020-08-1656 minWin More PodcastWin More PodcastSonic & Goldman SachsSonic makes big investments in promotions, consumer data, and digital ad spend. https://edge.winmo.com/hubnews/articles/31098 Also, Goldman Sachs launches a new campaign to promote their Marcus online banking brand. https://edge.winmo.com/hubnews/articles/310962020-07-2323 minBanking Transformed with Jim MarousBanking Transformed with Jim MarousMarcus by Goldman Sachs: Digital Banking Built for the ConsumerMany fintech firms struggle to gain scale, funding and brand recognition in an increasingly crowded banking ecosystem. Leveraging the power of digital technology and over a century’s worth of brand expertise, Goldman Sachs introduced its consumer banking platform, Marcus in 2016.   Through acquisitions, partnerships with firms like Apple and Amazon, and significant organic growth, Marcus has grown into a multiproduct platform, with $80 billion in deposits across the US and UK, $7 billion in consumer loan and card balances and millions of customers — all without the traditional brick-and-mortar branch model.   We are joined today...2020-06-2333 minPodcast ArchivePodcast ArchiveMarcus Strategy Thursday 21st May 2020The US market takes another solid step overnight.  It seems every man and his rat has a vaccine now. Reminds me of the Lithium boom. Suddenly everyone's involved in a vaccine. Not complaining.  Not sure there is much to add this morning, the market is doing exactly what we are positioned for. The light in my office has gone from Red to Green and there is a chance that today we will break up and out of the sideways trading range. There is one strategy change today. We have decided to progressively use the capital tied up in the ba...2020-05-2109 minThe Sports Entrepreneurs Podcast by Marcus LuerThe Sports Entrepreneurs Podcast by Marcus LuerDavid Falk, The NBA Super Agent GoatHaving the opportunity to interview one of the true Superstars of our industry was a privilege and honour. David, is not just the well known “Super Agent” of Michael Jordan but he is truly someone who changed the face of our industry and still is at the age of 70.  Listen, learn and enjoy. Tons of wisdom in that 1.5 hours.     Key Highlights Suburb of New York upbringing and his parents influence Always had a passion for Law & having College Basketball players as his buddies 1972, early days of Sports Agents - trying to get a meeting with Do...2020-04-051h 29Marcus SachsMarcus SachsClipperClipper is a monday leisure track, created in a view hours, based on an apprigiator of the Matrix Brute - one of the best sounding analog synths. Other synths used, again the Access Virus, Korg R3, Emu E4X to complete the setup. Beats were made with the circuit. DAW was Waveform 10 again.2020-03-0704 minMarcus SachsMarcus Sachs80s PsytranceThe track was written because of my son joked me to make psy trance. After all its sounding like psy trance of the 80`s. ThanX David (son) for his co work - mixing, track structure and sound. The track was made with Waveform 10, my new DAW. Works well :-)) The following synths was used: Matrix Brute :-), Access Virus, Ultranova and the cricuit for the beat.2020-03-0104 minAuthentic InfluenceAuthentic InfluenceGoldman Sachs Head of Brand and Marketing, Consumer and Investment Management, Dustin Cohn on Authentic Simplification of EducationOn today's episode, the final interview of 2019: a conversation with Dustin Cohn, Head of Brand and Marketing over Consumer and Investment Management at Goldman Sachs, on how to use financial education to launch and build a brand. Our specific focus is within Marcus, Goldman's online bank. Today, you'll learn: How Dustin saw Marcus as an opportunity to build a brand within a legacy umbrella, but without the legacy infrastructure How Dustin's diverse industry executive experience plays to his advantage in the financial world -- and how consumer behavior transcends industry The importance / definition of authenticity to...2019-12-1900 minFintech Insider Podcast by 11:FSFintech Insider Podcast by 11:FS382. Interviews: Des McDaid, UK MD, Marcus by Goldman Sachs In today's episode, we bring you an interview with Des McDaid, UK MD at Marcus by Goldman Sachs. Sarah Kocianski caught up with Des at Fintech Connect 2019 and the pair discuss Marcus' first year in the UK, its newest product offerings and the future of the Goldman Sachs online bank. Tune in for industry insights, a wealth of experience and much much more! Check out our brand new documentary 11:YEARS - the Rise of UK Fintech now. Head over to 11years.film to watch for free, and share using #11YEARS. Fintech Insider by 11...2019-12-1320 minWharton FinTech PodcastWharton FinTech PodcastOmer Ismail - Head of Marcus U.S. (Goldman Sachs' Consumer Business)In our latest podcast, Peter Jankovsky (WG'20) is joined by Omer Ismail, the head of Goldman Sachs' US consumer business. In this role, Omer oversees the Marcus by Goldman Sachs and Clarity Money businesses as well as the Goldman Sachs/Apple credit card partnership. Omer was originally the consumer business' first employee, and under his leadership, Goldman Sachs' US business has grown to over 4 million customers, $5 B in loan balances, $50 B in deposits, and 1,300 employees.*   In this extensive interview, Omer dives into: • The story behind Goldman's decision to enter consumer banking and how it went about understanding consumer pain points to de...2019-09-1528 minFintech Insider Podcast by 11:FSFintech Insider Podcast by 11:FS354. Interviews: Boe Hartman, CTO Marcus by Goldman Sachs On this episode of Fintech Insider Interviews, Sam Maule is in New York, in the Goldman Sachs offices, joined by Boe Hartman CTO and Partner at Marcus. Boe's role at Marcus and a very special announcement about his future role at Goldman Sachs The origin story and development of Marcus over the last 4 years Marcus' success to date both in the US and the UK The story behind the name "Marcus" for the brand All this and much more in today's interview! Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking...2019-09-0433 minTheInquisitor Podcast with Marcus CauchiTheInquisitor Podcast with Marcus CauchiF**k Money Not People!"Is curing people a viable business model?" - does this question asked by Goldman Sachs raise the hackles on your neck or make you think, "that sounds like a reasonable question"? Why as a society are we asking the wrong questions? #JonThorSigurleifsson is a #TechnologyEvangelist and #CorporatePunk whose purpose is to inspire us to ask better questions and better the lives of those he serves and wider society. He delivers a refreshing, well considered, disruptive message. Yes, he is an idealist but also very much a pragmatist. We cover a wide range of societal, commercial a...2019-07-1258 minFT Banking WeeklyFT Banking WeeklyBarclays off the hook, Goldman's Marcus roll-out and UBS revoltPatrick Jenkins and guests discuss the latest stage in the battle between the management at Barclays and activist investor Edward Bramson, delays to the roll-out plan for Goldman Sachs's Marcus online savings product in Europe, and what's behind the AGM rebellion at UBS.Contributors: Patrick Jenkins, financial editor, David Crow, banking editor, and Stephen Morris, European banking correspondent. Producer: Fiona Symon  See acast.com/privacy for privacy and opt-out information.2019-05-0700 minExchangesExchangesWhy Are Savings Rates Back in Focus in the UK? In the wake of the financial crisis, the low interest rate environment gave consumers little incentive to put their money into savings accounts. That's changing in the UK, says Goldman Sachs' Des McDaid, with savings rates "back on the agenda." In this episode, McDaid, who oversaw the launch of Marcus by Goldman Sachs in the UK, explains the factors driving the renewed demand for savings accounts and compares savings habits in the region to those around the world. This podcast was recorded on March 5, 2019. The views and opinions expressed herein should not be construed as...2019-04-3021 minExchangesExchangesWhy Are Savings Rates Back in Focus in the UK?In the wake of the financial crisis, the low interest rate environment gave consumers little incentive to put their money into savings accounts. That's changing in the UK, says Goldman Sachs' Des McDaid, with savings rates "back on the agenda." In this episode, McDaid, who oversaw the launch of Marcus by Goldman Sachs in the UK, explains the factors driving the renewed demand for savings accounts and compares savings habits in the region to those around the world. This podcast was recorded on March 5, 2019. The views and opinions expressed herein should not be construed as an offer to buy or...2019-04-3021 minPremiumJobs-Podcast mit Andrea PatzeltPremiumJobs-Podcast mit Andrea PatzeltMarcus K. Reif: Pinguine rekrutieren PinguineMarcus K. Reif: Pinguine rekrutieren Pinguine Heute geht es um das Thema Job-Interview. Spannend für dich, wenn du Teams führst und endlich die Mitarbeiter bekommen willst, die zu dir passen - und die dann auch bleiben. Wie führst du dein Job-Interview, wie stellst du die richtigen Fragen, wie erkennst du den Menschen hinter der Bewerbung? Spannend auch, wenn du auf der anderen Seite des Bewerbertisches sitzt und dich verändern willst – womit kannst du rechnen? …oder - womit musst du rechnen? Für dieses Thema habe ich Marcus K. Reif als Interviewgast eingeladen. Marcus K...2019-03-2043 minBenzinga Fintech FocusBenzinga Fintech FocusColin Kennedy, Marcus by Goldman SachsColin is a managing director within the Consumer and Commercial Banking Division of Goldman Sachs. He works as the chief operating officer of Clarity Money. Prior to Clarity Money, Colin held leadership roles in business development, innovation, and general management at American Express. He managed global partnerships for American Express, producing consistent double-digit growth on $200M global P&L and leading the highest-performing team in consumer business. ----- **Links:** Marcus: https://www.marcus.com Clarity Money: https://claritymoney.com/ Benzinga Pro: https://pro.benzinga.com/ Fintech Focus Newsletter: https://www.benzinga.com/fintech-focus/newsletter/2018-12-1424 minFintech Insider by 11:FSFintech Insider by 11:FSEp. 257. News. My love affair with MarcusOur host, Sarah Kocianski is joined by four great guests: Leda Glyptis, Chief of Staff at 11:FS, Joy Macknight, Deputy Editor at the Banker, Helene Panzarino, MD at Rainmaking Colab and Angelique Schouten, Global Board Member at Ohpen to talk about all the latest news in fintech. Including: First up, ING’s money laundering fine. Dutch bank ING admitted criminals had been able to launder money through its accounts and agreed to pay €775 million ($900 million) to settle the case. Dutch financial crime prosecutors said ING had violated laws on preventing money laundering and financing terrorism "structurally and...2018-10-011h 18UK Law WeeklyUK Law WeeklyGoldman Sachs International v Novo Banco [2018] UKSC 34When a bank fails it is split up into a 'good bank' and a 'bad bank'. The assets and liabilities that pass to each can vary but after it was decided that a large debt owed by the former Portuguese bank 'Banco Espírito Santo' would not pass to the good bank this was challenged by Goldman Sachs who argued that the agreement's jurisdiction clause meant that the UK courts should decide. In this episode we find out the answer and consider the legal, political and business consequences of banking collapses. Music from bensound.com2018-09-2410 minUK Law WeeklyUK Law WeeklyGoldman Sachs International v Novo Banco [2018] UKSC 34When a bank fails it is split up into a 'good bank' and a 'bad bank'. The assets and liabilities that pass to each can vary but after it was decided that a large debt owed by the former Portuguese bank 'Banco Espírito Santo' would not pass to the good bank this was challenged by Goldman Sachs who argued that the agreement's jurisdiction clause meant that the UK courts should decide. In this episode we find out the answer and consider the legal, political and business consequences of banking collapses.Music from bensound.com Get...2018-09-2410 minBank On ItBank On ItEpisode 148 Colin Kennedy from Clarity with Marcus by Goldman SachsYou can Subscribe to this podcast iTunes, Google Play, Stitcher and iHeartRadio. In this episode the host, John Siracusa interviews Colin Kennedy from Clarity with Marcus by Goldman Sachs.  Colin was the CRO & COO of Clarity during the acquisition from Marcus by Goldman Sachs. They discussed the vision of Clarity and talked a bit about the wild ride Clarity has been through.  It was launched in January 2017 and Acquired April 2018.  Now Clarity enjoys over a million users and they discussed how that happened through their app ecosystem and organic growth. Although the Clarity team didn’t develop the compan...2018-08-3025 minExchangesExchangesGetting Clarity on Personal Finance's Mobile Shift From the financial problems facing Americans to how psychology explains people's saving and spending habits, this episode is all about money. Entrepreneur Adam Dell, founder of Clarity Money, a personal finance app that was acquired by Marcus by Goldman Sachs in April 2018, joins us to talk about all this and more, including how he created a mobile app to simplify individuals' money management. "Startups that have risen to prominence are focused on transparency, advocacy and simplicity - what I consider to be the tectonic shifts in consumer finance," he says. This podcast was recorded on June 14, 2018. 2018-07-2019 minMarcus SachsMarcus SachsMeteorAll Sounds created with Novation Circuit and V-Synth, recorded with Studio One. A good combination when traveling ...2018-03-1104 minBlockchain Insider Podcast by 11:FSBlockchain Insider Podcast by 11:FSEp. 35. Get Bits or Die Tryin' and Ripple Explain XRP First up, this week's big news that Circle (backed by none other than Goldman-Sachs) have acquired crypto exchange Poloniex. Is this Wallstreet's 'in' to Crypto? Moving on to some regulatory news, NYC lawmakers claim that they are 'open' to revisiting the BitLicense regulation. What kind of impact would a reform have on the market and on blockchain innovation? From Lawmakers to Lawbreakers, Craig Wright, who's infamously claimed to be Bitcoin creator Satoshi Nakamoto, is being sued for a whopping $10 billion! Next, R3 pilots blockchain trade finance platform with global banks-aiming to develop a "...2018-03-0156 minMarcus SachsMarcus SachsUltranova ReloadedAnother Track created only with sounds of the Novation Ultranova. Recorded again with Studio One.2017-12-2904 minExchangesExchangesHow Fintech Is Transforming Consumer Finance Purpose-driven loans - for housing, education and automobiles - comprise most of the consumer credit market, with credit cards making up most of the rest. But the industry is undergoing a profound shift, as new entrants leverage responsive technologies to offer better experiences for consumers. Harit Talwar, head of Digital Finance at Goldman Sachs, discusses the evolving role of technology in finance and the launch of the firm's new online personal loan platform, Marcus by Goldman Sachs. This podcast was recorded on August 17, 2016, with portions re-recorded on October 12, 2016. This podcast should not be copied, distributed...2016-10-1326 minMarcus SachsMarcus SachsUltranovaAll sounds created by the Novation Ultranova also the most delay and reverb effects. The DAW is still Studio One ...2016-10-0303 minMarcus SachsMarcus SachsForever MitchDedicated to a good friend Michael Biron (Mitch) - died on July 2012.2016-07-0405 minMarcus SachsMarcus SachsVirus BeatReloaded version created on Studio One - Having fun with the MPC, Korg R3, E-MU E4 and Roland V-Synth.2016-01-2404 minMarcus SachsMarcus SachsLook AwayThe track was formed with a few new toys of mine. Roland V-Synth XT and the Rocket Synthesizer. One of the inspiring base sounds coming from the R3. Recorded with studio one again.2014-10-2305 minLiving Raw RadioLiving Raw RadioFind the Spirit for Business with guest Marcus WestonNosh Detox Today on Living Radio Raw our guest Marcus Weston Marcus is a thought-provoking, international speaker and advisor to business leaders, diplomats and politicians. Marcus began a career in international finance working for the likes of Goldman Sachs and Citibank. Setting up his own consulting practice, he experienced how engagement with core spiritual values powerfully maximises business productivity and prosperity. Marcus is known for his straight-talking ability to cut through barriers with individuals, groups and teams. This skill has led to guest-speaker invitations at high profile international peace meetings and multiple business conferences discussing diverse topics from 5-year future...2014-05-2200 minMarcus SachsMarcus SachsRushBased on a synth sequence a Long time ago. Created on Studio One using MPC, Korg R3, E-MU E4 and the Acces Virus A.2013-04-2004 minLiving Raw RadioLiving Raw RadioSpirituality in Business with Marcus Westonhttp://www.noshdetox.com/ Today on Living Radio Raw our guest Marcus Weston Marcus is a thought-provoking, international speaker and advisor to business leaders, diplomats and politicians. Marcus began a career in international finance working for the likes of Goldman Sachs and Citibank. Setting up his own consulting practice, he experienced how engagement with core spiritual values powerfully maximises business productivity and prosperity. Marcus is known for his straight-talking ability to cut through barriers with individuals, groups and teams. This skill has led to guest-speaker invitations at high profile international peace meetings and multiple business conferences discussing diverse topics from 5...2013-03-1400 minMarcus SachsMarcus SachsNICOCreated with my daughter Nico in the end of 2011 - For her to see how a DAW is working .... She supports me well :-)2013-02-0303 minDEFCON 17 [Video and Slides] Speeches from the Hacker Convention.DEFCON 17 [Video and Slides] Speeches from the Hacker Convention.Dmitri Alperovich and Panel - Preparing for Cyber War Strategy and Force Posture in the Information Centric World - VideoPreparing for Cyber War: Strategy and Force Posture in the Information-Centric WorldDmitri Alperovitch VP Threat Research, McAfeeMarcus Sachs Director, SANS Internet Storm CenterPhyllis Schneck VP Threat Intelligence, McAfeeEd Skoudis Founder&Senior Security Consultant, InGuardiansCyber warfare is the new hot topic of debate in political and military circles in Washington. This panel of cyber policy experts will explore the definition and reality of a cyber warfare threat, focusing on offensive capabilities and military doctrines of our potential nation-state adversaries, debate the deterrence strategies, and operational and legal frameworks guiding the...2009-10-0858 min