Shows
Retirement RoadmapWhen Career Plans Crumble: Strategic Options for Pre-Retirement LayoffsFacing a layoff when retirement is on the horizon can feel devastating. That carefully planned timeline suddenly collapses, leaving you wondering if your retirement dreams are still possible. But what seems like a crisis might actually be an opportunity—if you know how to navigate it.This episode dives deep into the strategies and considerations for those experiencing job loss within five years of retirement. Rather than making panic-driven decisions, we explore how to take stock of your situation, protect what you've built, and potentially discover that retirement is closer than you think.Many clients co...2025-05-1524 min
Retirement RoadmapMarket-proof Your Retirement: Income Strategies for Any MarketThe traditional rules of retirement planning have changed dramatically in recent decades, calling for new strategies to generate plans for reliable income regardless of market conditions. Increased market volatility since 2000 has rendered the old "4% rule" obsolete, now reduced to 2.8%, while tax implications, sequence of returns risk, and the shift from pensions to 401(k)s create additional challenges.• Market volatility has increased significantly: 1980-1999 averaged 17.75% returns vs. just 6.06% from 2000-2020• The 4% withdrawal rule has been reduced to 2.8%, which means larger portfolios are needed to generate the same income• Withdrawing from market-based accounts during downturns locks in losses...2025-05-0824 min
Retirement RoadmapUnconventional Retirement StrategiesWhat if your dream retirement looked nothing like the standard Florida condo and golf course scenario? Evan and Mark dive into wildly unconventional retirement strategies—some absurd, some surprisingly practical—that could transform how you envision your golden years.The conversation begins with AI-generated oddball ideas like starting hobby-based cults and living in haunted houses before evolving into legitimately viable alternatives many retirees already embrace. From converting school buses into solar-powered tiny homes to living year-round on cruise ships (which may actually cost less than nursing homes), these alternatives challenge conventional retirement wisdom while possibly offering unique adva...2025-04-2424 min
Retirement RoadmapRetiring in Turbulent Markets: Is 2025 Still Your Year?Market volatility in 2025 doesn't have to derail retirement plans if you've properly structured your income sources and diversified your investments. Proper retirement planning involves creating stable income buckets that aren't totally dependent on market performance, allowing retirees to weather economic storms with confidence.• Sequence of returns risk can pose a significant danger when withdrawing from declining investments• Traditional retirement income approaches like dividend stocks or bonds may only yield 2-4% and can lack stability• Professional retirement planning should involve creating guaranteed income streams of 5-6% regardless of market conditions• Having income buckets prepared before retireme...2025-04-1724 min
Retirement RoadmapThe 10 Scariest Things About Retirement (And How to Face Them)We examine the most common retirement fears that prevent people from planning effectively and offer practical solutions to address them.• Running out of money tops the list of retirement concerns as people face longer lifespans without traditional pensions• Healthcare costs average around $335,000 for a retired couple, with Medicare covering less than many expect• Loss of identity and social isolation after leaving the workforce can lead to depression and accelerated health decline• Creating purpose through volunteering, social activities and new interests helps maintain mental and physical health• Longevity risk requires planning for potentially decades of retirem...2025-04-1024 min
Retirement RoadmapWorking Beyond Retirement: The Benefits of Part-Time JobsWe explore the financial and emotional benefits of part-time employment during retirement, discussing how it can both extend retirement savings and provide a sense of purpose during this major life transition.• Part-time work provides social connections and purpose when transitioning from decades of career identity• Working in retirement can help extend retirement funds by supplementing income and reducing the need to deplete savings• Delaying Social Security through part-time income can increase benefits by 6-8% per year• Continuing to earn income allows for ongoing retirement account contributions rather than withdrawals• Working part-time may help improve So...2025-04-0324 min
Retirement RoadmapSpring Clean Your Retirement Plan: Part IIWe explore strategies for optimizing your retirement plan with timely adjustments that can significantly impact your financial future. Spring cleaning your retirement plan involves reviewing multiple interconnected elements that work together to help secure your financial well-being.• Roth conversion strategies while taxes are potentially at historic lows• Evaluating tax brackets and timing conversions for maximum effectiveness• Creating a comprehensive withdrawal strategy beyond Social Security• Planning for healthcare costs averaging $300,000 per retired couple• Understanding the 6% inflation rate on healthcare expenses• Reviewing estate planning documents for state-specific compliance• Checking beneficiary designations that override will provision...2025-03-2724 min
Retirement RoadmapSpring Clean Your Retirement Plan: Part IWe explore several strategies for spring cleaning your retirement plan. Retirement planning deserves regular attention and adjustments as your life circumstances and the economic landscape evolve.• Reviewing retirement accounts regularly to check balances, investment allocations, and risk levels based on your age• Considering contribution limits and ensuring you're at least capturing employer matches• Examining your savings rate and finding ways to increase contributions by cutting unnecessary expenses• Defining your retirement vision including lifestyle expectations to better estimate your financial needs• Developing a comprehensive Social Security strategy that plans to maximize benefits for your situation2025-03-1324 min
Retirement RoadmapTariff Talk: How Global Trade Impacts Your RetirementThis episode dives deep into the current economic climate, focusing on how tariffs can affect the retirement landscape. We explore actionable steps to help secure your financial future amid rising costs and market volatility. - Understanding tariffs and their implications on consumer prices- Historical context of tariffs versus the modern tax system- How you can put your cash to work in during retirement- Constructing a comprehensive retirement contingency plan - Diversifying your investments for a better chance at financial stability- Health maintenance as a key factor to consider in...2025-02-2724 min
Retirement RoadmapRetirement Adventures: Embracing Freedom and Volunteering at National Parks and Historic SitesRetirement is more than just a financial milestone—it's an emotional and physical transformation. As we share the story of Will and Jen Hagler, you'll hear how the COVID-19 pandemic prompted them to reassess their work-life balance and embark on an enriching retirement journey. Jen's poignant recollection of her father's unfulfilled dream to see the Grand Canyon serves as a powerful reminder to chase personal goals while we still can. Their experiences highlight the invaluable freedom and time retirement offers, inspiring you to consider your own aspirations and adventures during this stage of life.Shifting from personal in...2025-02-2024 min
Retirement RoadmapDecoding Retirement Milestones: Age-Based Strategies for Financial SuccessThis episode highlights seven crucial age milestones for effective retirement planning and the strategic decisions that accompany each. Listeners learn how these milestones—from catch-up contributions to Social Security eligibility—can shape a well-structured financial future.• Age 50: Eligibility for catch-up contributions to retirement accounts • Age 59 1⁄2: Tax-free rollovers from 401(k)s to IRAs • Age 62: Considerations for collecting Social Security • Age 65: Eligibility for Medicare and healthcare planning • Ages 66-67: Achieving full retirement age for Social Security • Age 70: Timing for maximum Social Security benefits • Age 73: Required minimum distributions and associated rulesHave a topic or question you'd...2025-02-1324 min
Retirement RoadmapEmbracing the Silver Tsunami: How Retirees are Reshaping Society and HealthcareThe episode delves into the implications of the Silver Tsunami as baby boomers begin retiring en masse, examining demographics, healthcare costs, and the wealth transfer that will impact future generations. Effective retirement planning is crucial to navigating the shifting landscape shaped by this demographic shift.• Discussion on baby boomers and their retirement statistics • Examination of healthcare demands and long-term care needs • Impact on Social Security and Medicare funding • Exploration of long-term care insurance options • Insights into generational wealth transfer and legacy planning • Emphasis on proactive retirement planning strategiesHave a topic or question...2025-02-0624 min
Retirement RoadmapNavigating Federal Retirement: FERS and Maximizing Your TSPFederal employees face significant changes in retirement policies that can impact their benefits. Understanding FERS and TSP is crucial for effective planning, and proactive education is emphasized throughout the discussion. • Overview of recent changes affecting federal employees • Importance of understanding federal benefits for retirement • Insight into FERS and its advantages • Discussion of survivor benefits and their implications • The role of TSP and investment strategies within it • Caution regarding the mutual fund window and associated costs • Encouragement for federal employees to seek education and guidance Do you want to learn more about what you...2025-01-3024 min
Retirement RoadmapHow Much Can I Spend in Retirement?Understanding how much you can spend in retirement is complex, influenced by various factors including lifestyle, expenses, and resources. We provide insights into budgeting for retirement and highlight the significance of professional planning in your path toward financial security. • Highlighting the uncertainty around retirement spending • Importance of assessing current and future needs • The dynamics of retirement spending phases • Avoiding one-size-fits-all retirement savings guidance • The significance of budgeting before and during retirement • Addressing taxes and account diversification • Engaging with professional advisors for customized plansHave a topic or question you'd like Mark and...2025-01-2324 min
Retirement RoadmapShould I Break up With My Financial Advisor?: Communication, Fees, and Finding the Right FitWhen's the last time you reevaluated your relationship with your financial advisor? This episode discusses critical factors like communication issues, alignment of financial goals, fee transparency, and the importance of a fiduciary relationship. • Importance of regular communication with your advisor • Adaptability of your advisor in line with your changing goals • Understanding fees and ensuring transparency • Seeking new perspectives and ideas from financial professionals • Addressing ethical concerns and prioritizing trust in the advisor relationship • Recognizing the distinction between general financial advisors and retirement plannersHave a topic or question you'd like Mark and Eva...2025-01-1724 min
Retirement RoadmapMaximizing Social Security: The Fairness Act's Impact and Strategic Retirement PlanningThis episode explores the recent Social Security Fairness Act (HR 82), which eliminates the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) that unfairly reduced benefits for many public servants. Listeners learn about the implications of these changes, how they will receive increased benefits, and the importance of staying informed about Social Security, alongside discussions of the overall sustainability of the Social Security system.• Review of the Social Security Fairness Act and its implications • Elimination of the Windfall Elimination Provision and Government Pension Offset • Explanation of benefits for affected retirees • Importance of updating personal informat...2025-01-0924 min
Retirement RoadmapYour Retirement Anti-bucket List: Common Retiree Experiences You Don’t Want to HaveYou may have started thinking on your "bucket list" but have you given thought to things that you do not want to be a part of your retirement experience? Imagine spending more time on meaningful activities and less on the grind. Retirement isn't just about finances; it's about finding purpose beyond a career and navigating an entirely different season of life with various challenges. Listen to our stories from working with hundreds of retirees about pitfalls to avoid and high points to pursue during your retirement, as well as wisdom gleaned from Kiplinger's article Retirees’ Anti-Bucket List: 10 Experiences You Do...2024-12-1224 min
Retirement RoadmapMinimizing Retirement Tax Burdens: Strategies for 401(k)s, IRAs, and Tax-Efficient InheritanceCould understanding the intricacies of retirement tax planning be the key to unlocking a stress-free retirement? Join Evan and Mark Fricks, as they dissect several strategies for minimizing tax burdens on large pre-tax accounts like 401(k)s and IRAs. They highlight the importance of integrating income and tax planning, and offer insights into avoiding early withdrawal penalties. Learn how rollovers can potentially optimize your retirement accounts and why working with specialized advisors can be essential for crafting personalized financial strategies.Have a topic or question you'd like Mark and Evan to address in a future episode? Email...2024-11-2724 min
Retirement RoadmapSupporting Veterans: Transformative Care Initiatives with Kim Scofi of United Military CareJoin us for a heartfelt journey with Kim Scofi, founder and President of United Military Care, as she shares her inspiring path into veteran support. With a backdrop of personal military ties and the pressing needs she observed, Kim reveals how her organization is transforming veteran care through personal case management, impactful "We Care Vet Fairs," and the Georgia Veterans Network. You'll learn about the 11 pillars of care that these initiatives cover, providing essential services like mental health support and employment opportunities. Listen closely to discover how community involvement and education play a crucial role in integrating veterans into...2024-11-2124 min
Retirement RoadmapDemystifying Medicare: Parts A & B, Supplement vs Advantage Plans, and Enrollment EssentialsPrepare yourself to gain a clear understanding of the often-confusing world of Medicare with the guidance of our guest, Buddy Friend, of Senior Benefits of Georgia. With over a decade of experience in Medicare insurance, Buddy unpacks the essentials of Parts A and B for you, detailing the ins and outs of hospitalization and physician coverage. Discover the cost structures, including when Part A is free and how income affects Part B premiums. Buddy's insights into Medicare's foundational elements will help you to know what to expect from your healthcare options.Have a topic or question you'd...2024-11-1424 min
Retirement RoadmapFed's Rate Decisions and Their Impact on Your WalletWhat if a 50 basis point interest rate cut could significantly alter your financial future? Join us as we unpack the Federal Reserve's recent decision and its far-reaching implications with insights from Investment Advisor Representatives, Mark and Evan Fricks. From the subtle shifts in credit card interest rates to the more pronounced effects on auto loans and HELOCs, we break down how these changes might impact your everyday financial decisions. Our discussion extends to the broader economic landscape, examining the Fed's strategy to manage inflation without tipping the economy into recession. Discover how continued rate decreases could lead to substantial...2024-11-0724 min
Retirement RoadmapRetirement Must Haves: Estate Planning Bare MinimumsHas your estate plan become a dusty relic? In this episode, Mark and Evan Fricks discuss legacy planning and how to make it a part of a robust roadmap that reflects your current wishes and complies with ever-changing laws. Discover how Advance Directives can be essential, especially if you live across state lines, and how they can possibly prevent court battles while honoring your healthcare decisions. Navigate the intricacies of beneficiary designations and how they can be a pivotal part of your legacy planning toolkit. Keeping your beneficiaries up-to-date could spare your heirs from the cumbersome probate process, especially...2024-10-3124 min
Retirement RoadmapWhat's Scarier, Death or Retirement?Ever wondered why more than half of Americans fear retirement more than death? Join us on Retirement Roadmap with MasterPlan Retirement Consultants, as we unravel this startling statistic with the guidance of Evan and Mark Fricks. We confront eye-opening realities, like the fact that 20% of Americans aged 50 and older haven’t saved a penny for their golden years. Our conversation highlights the potential benefits of personalized retirement strategies, moving beyond the one-size-fits-all advice to craft a plan tailored to your unique financial situation.Have a topic or question you'd like Mark and Evan to address in a fu...2024-10-1024 min
Retirement RoadmapShould You Keep Your 401(k) When You Retire?Have you thought about what you will do with your 401(k) once you retire? In this episode of Retirement Roadmap, Evan and Mark Fricks unravel the complexities surrounding 401(k) and IRA options as retirement beckons. We dissect the advantages and limitations of maintaining a 401(k), from enticing company matches to frustrating investment constraints, and uncover the expansive opportunities IRAs can present, including investing in precious metals and real estate. With insightful discussions on converting traditional IRAs to Roth IRAs for potential tax-free benefits, this episode is packed with strategies that may refine your retirement savings approach for enduring financial...2024-10-0424 min
Retirement RoadmapProtecting Retirement Savings in an Election YearEver wondered how to keep your retirement savings intact during the unpredictability of an election year? In this episode Mark and Evan Fricks guide you through the minefield of market volatility triggered by election cycles and share strategies that can help maintain a steady, long-term investment approach. They caution against knee-jerk reactions to media hype and market jitters, which can lead to detrimental portfolio moves, and advocate for a balanced retirement roadmap that leverages both growth and income strategies, utilizing modern tools like computer algorithms and AI to enhance your decision-making process.Have a topic or question...2024-09-2624 min
Retirement RoadmapEnd-of-Year Tax Deadlines for Retirees Including Navigating RMDs, Roth Conversions, and Charitable GivingIs December 31st or April 15th the most critical tax deadline for retirees? This episode of Retirement Roadmap explores this provocative question, guiding you through important end-of-year tax strategies. We'll uncover the nuances of Required Minimum Distributions (RMDs) and how the Secure Act and Secure Act 2.0 have shifted the landscape, potentially impacting your tax bracket, Social Security, and Medicare premiums. By connecting tax strategies, Roth conversions, and legislative changes, we help you navigate the complex web of retirement planning. Have a topic or question you'd like Mark and Evan to address in a future episode? Email us...2024-09-1224 min
Retirement RoadmapMasterPlan Q&A ContinuedCurious about whether an annuity is the right choice for your retirement plan? Join us as we sit down with Mark Fricks, who breaks down the benefits and potential pitfalls of annuities and other common questions Mark receives from his listeners. This episode will touch on topics like Social Security, pension planning, ex-spousal benefits, federal employee benefits and more. Mark shares insights and guidance on individualized retirement planning, emphasizing the importance of consulting with qualified professionals to tailor a strategy that fits your unique circumstances.Have a topic or question you'd like Mark and Evan to address...2024-09-0524 min
Retirement RoadmapMasterPlan Q&AEver wondered how working before and after full retirement age affects your Social Security benefits? Curious about alternatives to traditional insurance? What about what it means to take a lump sum pension versus a monthly pension? Join us as we answer several questions that may better equip you to navigate the complexities of retirement income and maximize your financial security.Have a topic or question you'd like Mark and Evan to address in a future episode? Email us at info@masterplanretire.com or call 770-980-9262.https://masterplanretire.com/Catch all episodes of...2024-08-3024 min
Retirement RoadmapRetirement RegretsIn this episode of Retirement Roadmap with Mark and Evan Fricks we look at what U.S. News and World Report lists as The 10 Biggest Regrets of Retirees. We share from our experiences in financial services how these common regrets can impact your retirement roadmap. Have a topic or question you'd like Mark and Evan to address in a future episode? Email us at info@masterplanretire.com or call 770-980-9262.https://masterplanretire.com/Catch all episodes of our podcast at https://www.masterplanyourretirement.com/resources/episodesListen to Mark Fricks on Saturdays...2024-08-2424 min
Retirement RoadmapHow to Retire Early: Part IIWhat if you could retire a decade earlier than you ever thought possible? On this episode of Retirement Roadmap with MasterPlan Retirement Consultants, we reveal powerful early retirement strategies that could transform your financial future. Hear examples that could help pave your way to financial freedom. Discover how you can maximize your income through hobbies, part-time work, additional education, and creating multiple income streams like rental properties or guaranteed income tools. Plus, we share effective budgeting tools and mindful spending habits to keep you on the path to early retirement.Have a topic or question you'd like...2024-08-1524 minRetirement RoadmapHow to Retire Early: Part IReady to unlock the secrets to early retirement and financial freedom? Drawing on insights from Jacob Schroeder's article in Kiplinger Magazine, How to Retire Early in Six Steps, we emphasize the importance of ongoing education and adapting to ever-changing regulations. You'll learn why setting a high savings rate of 10-15% is crucial and how some of these budgeting and spending tips may help you navigate your own retirement journey. Have a topic or question you'd like Mark and Evan to address in a future episode? Email us at info@masterplanretire.com or call 770-980-9262....2024-08-0824 min
Retirement RoadmapMaintaining Your Wealth Through RetirementWhat if your wealth could grow and stand the test of time? This episode reveals the secrets that wealthy individuals use to maintain and expand their fortune. We dissect a fascinating Business Insider article and share five pivotal strategies, including the significance of a comprehensive financial plan encompassing budgeting, insurance, legacy planning, tax planning, and investments. Plus, we highlight why finding the right financial professional and sticking to a hands-off investment approach can make all the difference.Have a topic or question you'd like Mark and Evan to address in a future episode? Email us at info...2024-07-1124 min
Retirement RoadmapThe Tax Sale is EndingCan you afford to ignore the future of tax policies on your retirement plans? Join us on Retirement Roadmap as we explore the critical uncertainties surrounding the expiration of the Tax Cuts and Jobs Act of 2017, set for December 31, 2025. Our conversation dives into the potential implications for personal income taxes, estate taxes, and the broader financial landscape shaped by government spending, national debt, and federal inefficiencies. Listen in to discover how these legislative changes could impact your financial planning.Have a topic or question you'd like Mark and Evan to address in a future episode? Email us...2024-06-2724 min
Retirement RoadmapEstate Planning Essentials with Sarah White: Trusts, Wills, and Digital AssetsDiscover the essential keys to safeguarding your legacy with Sarah White, an esteemed estate planning attorney with over two decades of expertise. Sarah demystifies the critical components of estate planning, from wills and powers of attorney to healthcare directives. Highlighting unique considerations for Georgia residents, Sarah delves into the pros and cons of revocable living trusts versus standard wills, revealing the intricacies of probate and the strategic advantages of trusts. Misconceptions abound when it comes to estate planning, but Sarah sets the record straight, emphasizing the accessibility and necessity of professionally guided documents. Explore new provisions for...2024-06-2024 min
Retirement RoadmapLifelines for Vets: A Spotlight on Cobb County's VATC, Bravo Victor Fund, & United Military CareCan a community truly transform the lives of its veterans? Join us as we uncover the inspiring journey of our client, Dan Hydrick, an Army veteran who dedicates much of his time to helping his fellow servicemen and women through the Cobb County Veterans Treatment and Accountability Court and Bravo Victor Fund. Dan shares his remarkable transition from military service to relentless community service, showing how the VATC and Bravo Victor Fund provide essential resources like housing, transportation, and furniture to veterans in Cobb County, GA. Discover the power and impact of the "battle buddies" program, where veterans guide...2024-05-3024 min
Retirement RoadmapOrganizing Your LegacyIn this episode, Mark and Evan Fricks illuminate the critical importance of up-to-date estate plans and guide you through the process of asset transition with compassion and clarity. We touch on how our clients use their Professional Record Organizer (PRO), an organization tool that helps your heirs have the essential information they need to honor your wishes and protect your life's work. We discuss various tasks, from organizing pet care to community memberships to digital platform instructions, with the hope of easing the burden on the people you care about most and working to safeguard your legacy. ...2024-05-2324 min
Retirement RoadmapThe Phases of RetirementIn this episode, Mark and Evan Fricks discuss the critical decade before retirement, revealing strategies that may work to beef up savings, slash debts, and pivot investment tactics. If you're in your early 50s, it's high time to fine-tune your financial engine with your partner and contemplate life's big moves, such as downsizing or planting new roots. This episode is your roadmap to align your retirement dreams with concrete, actionable plans.Picture your life post-career—do you see a horizon filled with purpose and vitality? Transitioning from the daily grind to retirement's open-ended landscape can be more th...2024-05-1625 min
Retirement RoadmapAre Retirement Expenses Rising?Are you prepared for the rising tide of retirement costs and the inevitable tax hikes that could erode your nest egg? That's exactly what we're unpacking today on Retirement Roadmap, with your hosts Mark and Evan Fricks. From the looming expiration of the 2017 Tax Cut Act to the sobering outlook on Social Security, we're giving you the straight talk on how these factors can significantly impact your golden years. Join us as we navigate these critical topics, aiming to fortify your retirement roadmap against the current economic climate's choppy waters.Have a topic or question you'd like...2024-05-0925 min
Retirement RoadmapThe Clueless Retiree Part IIIn this episode, a continuation of The Clueless Retiree Part I, Mark and Evan Fricks tackle the thorny issues of tax misconceptions and legislative changes that could leave you adrift in a sea of confusion without a solid plan. The Secure Act 1 and 2 are dissected, revealing their hidden impact on retirement strategies and why Roth conversions might just be your lifeline. We delve deep into the importance of strategic planning in hopes of steering clear of unexpected tax burdens and the dreaded surge in Medicare Part B premiums and then anchor down on the daunting healthcare costs that loom...2024-05-0225 min
Retirement RoadmapThe Clueless Retiree Part IIn this episode, Mark and Evan Fricks zero in on the hazards that lurk for the clueless retiree when inflation and taxes are left out of the equation. They discuss the importance of a realistic lifespan estimate and the often-missed step of strategic income planning. Listen to tips on 401(k) rollovers, loans, and the savvy moves to mitigate tax hits. Don't let common estate planning oversights, like hasty property transfers that could cost your heirs dearly, be a part of your financial plan. Tune in to fortify your future against common retirement faux pas and arm yourself with knowledge...2024-04-2524 minRetirement RoadmapWhat is a Fiduciary?In this episode, Mark and Evan Fricks navigate true fiduciary responsibility versus the suitability standards in financial advice. Discover why MasterPlan embraced the fiduciary standard, where we are committed to transparency and your best interests. This episode explores why it might be best to partner with an advisor whose success is measured by yours on your roadmap to a secure and prosperous future.Have a topic or question you'd like Mark and Evan to address in a future episode? Email us at info@masterplanretire.com or call 770-980-9262.https://masterplanretire.com/Catch all...2024-04-1125 min
Retirement RoadmapRMDsNavigating the maze of Required Minimum Distributions just got easier thanks to our latest Retirement Roadmap episode. Evan and Mark Fricks are here to guide you through the recent updates to RMDs, now kicking in at 73 or 75 for those born in 1960 or later. Understand the necessity behind these withdrawals, the importance of hitting deadlines, and the tax implications of not managing your distributions effectively. Discover strategies aimed at weaving RMDs into a retirement plan that's not just about surviving, but thriving.Have a topic or question you'd like Mark and Evan to address in a future episode...2024-04-0425 min
Retirement RoadmapThe Gift of PreparationEver thought on how a well-structured plan can be the cornerstone of maintaining family harmony after you're gone? Join Mark and Evan Fricks of MasterPlan Retirement Consultants as they navigate the often-overlooked terrain of legacy and estate planning. This episode isn't just about numbers and legalities; it's a heartfelt look at how thoughtful preparation can be a gift that eases the burden on loved ones during trying times. We share personal stories and advice on why updating your will and healthcare directives is more than just a box to tick—it's a vital step in protecting your family's future, an...2024-03-2825 minRetirement RoadmapInvesting in Precious MetalsIn this episode, Mark and Evan Fricks demystify the role of precious metals, like gold, as a bastion against economic storms. We delve into the heart of why gold shines amidst market turbulence, drawing from its historical safe-haven status and recent price surges. This episode is a treasure trove of knowledge for anyone eager to fortify their retirement portfolio with a time-tested asset.Have a topic or question you'd like Mark and Evan to address in a future episode? Email us at info@masterplanretire.com or call 770-980-9262.https://masterplanretire.com/Catch all...2024-03-2125 minRetirement RoadmapDo Your Heirs Have a Tax Problem?Ever wondered how to shield your hard-earned legacy from the grip of tax burdens that potentially await your heirs? That's what Mark and Evan Fricks will unpack in this episode of Retirement Roadmap. We'll touch on strategies that may help your heirs navigate their inheritance with financial savvy and share stories that illustrate the potentially dire consequences of poor legacy planning. With the likelihood of looming changes to estate tax exemptions on the horizon, let's chart a course together that will may help you steer clear of the pitfalls that could endanger your financial legacy.Have a...2024-03-1424 min