Shows
Healthy Wealth By Redding Financial AdvisorsEP #11: Unlocking Retirement Savings for Business Owners With Matt RuttenbergIn this episode of the Healthy Wealth podcast, Chris Hall interviews Matt Ruttenberg, co-owner of Life Inc. Retirement Services, about how businesses can optimize their retirement plans. They discuss the role of third-party administrators (TPAs), the importance of custom 401(k) plans, and advanced strategies for maximizing contributions. Matt emphasizes the need for business owners to have a financial team, including CPAs and financial advisors, to navigate the complexities of retirement planning. The conversation also covers executive benefits and non-qualified plans, highlighting how business owners can target key employees without impacting the entire workforce. The episode concludes with a call...2025-07-211h 03
WITneSSesMaximizing 401k for Business Growth: Matt Ruttenberg’s Expert Strategies for Tax Savings & Financial FreedomIn this powerful episode of WITneSSes, Amb. Elisha sits down with Matt Ruttenberg, co-owner of a 401k administration firm, to unpack the hidden potential of retirement plans for business owners.
Matt shares his inspiring 20+ year journey from working with retirees in Florida to building a virtual, freedom-driven business serving entrepreneurs across the U.S. — all while living in Hawaii.
💼 What You'll Learn:
• The #1 mistake business owners make with 401k plans
• Why not all 401ks are created equal
• How a self-directed 40...2025-07-1721 min
FIN-LYT by EWA®EWA's Strategic Moves: Time-Saving, Tax-Forward, Multi-Generational PlanningIn this episode of FIN-LYT by EWA, Matt Blocki and Ben Ruttenberg unveil a major evolution in EWA’s client service model by introducing fiduciary custody and expanded high-net-worth offerings. They discuss how these changes empower the firm to take a more proactive, comprehensive role in managing clients' financial lives, from daily 401(k) administration to multigenerational estate planning. Matt and Ben break down what fiduciary custody really means, why EWA is embracing the added responsibilities and compliance layers it brings, and how this allows them to act as trustees and directly execute time-sensitive tasks on...2025-06-2418 min
The Optometry Money PodcastRewind: Financial Planning Considerations for Owners of Established Optometry PracticesQuestions? Thoughts? Send a Text to The Optometry Money Podcast!Enjoy this rewind of a popular episode! In Part 3 of a 3 part series, Evon dives into the many financial planning considerations optometrists need to think about when you own a more established, mature private optometry practice - both inside the business and in the household.A few of the planning topics practice owners should think about are:Maintaining your vision for the ideal practice and ownership lifeBuilding guardrails around your practice based on your ideal lifestyleCreate a separation between your practice and p...2025-06-1926 min
The Bar Business Podcast: Smart Hospitality & Marketing Secrets For Bar & Pub OwnersHow Bar Owners Can Maximize Tax Savings and Set Up a 401k Plan with Matt RuttenbergWant to keep more of what you earn and build long-term security for yourself and your team? Retirement planning may sound overwhelming — but with the right strategy, it can reduce your taxes, attract better employees, and set you up for the future. In this episode, I talk with Matt Ruttenberg, co-owner and Director of Business Development at Life, Inc. Retirement Services. Matt helps businesses, including bars and restaurants, figure out how to set up retirement plans that actually work for them. In today’s episode:Why IRAs aren’t always the best choice fo...2025-06-1126 min
Respect My Blueprint PodcastMaximizing Your Retirement Savings: Strategies for EntrepreneursIn this episode of the Respect My Blueprint podcast, Wesley Paul and Matt Ruttenberg discuss the intricacies of leveraging 401(k) plans and other retirement savings vehicles to build wealth. They explore the benefits for both entrepreneurs and employees, highlight the importance of compliance, and outline various strategies to maximize contributions and tax savings. The conversation also touches on the potential of using retirement accounts as leverage for investments, including real estate, as well as the advantages of life insurance in wealth building. Listeners are encouraged to evolve their financial strategies and seek tailored expert advice for their unique situations.2025-06-0350 min
Experts SpeakThe 401(k) Plan for Business Owners with Matt RuttenbergMatt Ruttenberg is an expert at designing 401(k) business plans. Whether you are a solo entrepreneur or have a number of employees, your 401(k) program should not be an off-the-shelf project. Matt has studied 401(k)s extensively and is one of the nation's leading experts in understanding how to create a 401(k) plan not only for your employees, but also for you. Listen to this engaging conversation, and it will illuminate your mind and open your eyes to how you can benefit from The 401(k) Plan for Business Owners. Learn more about Matt at his website.
2025-05-2125 min
Leadership In Law PodcastS02E67 401k Retirement Plan Options with Matt RuttenbergMost attorneys view 401k plans simply as employee benefits, but Matt reveals they're powerful financial tools when properly structured. "That's probably about the farthest from the truth that I can explain to someone," he says, comparing the difference between boilerplate retirement plans and customized solutions to the difference between using a legal template versus hiring an attorney.This conversation goes beyond basics to explore what Matt calls the "retirement plan stack" – an upside-down three-tiered approach that can potentially allow contributions exceeding $300,000 annually. You'll learn about critical deadlines, customization options for eligibility and vesting, and strategies for incentivizing ke...2025-05-1932 min
Small Business Tax Savings PodcastCase Studies in Advanced Retirement Planning (Strategies That Go Beyond the 401(k))Send us a text🚀 Book your free demo call today! Click here or visit: https://taxelm.com/demo/ What if everything you thought you knew about retirement planning was just scratching the surface? In this episode, Mike sits down with retirement expert Matt Ruttenberg to break down advanced retirement strategies that go way beyond the traditional 401(k). Chapters:(01:22) Understanding the Retirement Plan StackHow business owners can layer a safe harbor 401(k), profit sharing, and cash balance plan to maximize tax savings while customizing benefits for thems...2025-04-3038 minFIN-LYT by EWA®Spousal Lifetime Access Trusts (SLATs): Estate Planning EssentialsIn this episode of FIN-LYT by EWA, Matt Blocki, Jamison Smith, and Jimmy Ruttenberg unpack one of the most powerful tools in estate planning: the Spousal Lifetime Access Trust (SLAT).Designed for high-net-worth families, SLATs can preserve control, maximize tax efficiency, and safeguard generational wealth. The team breaks down how these irrevocable trusts allow couples to move significant assets out of their estate—while still retaining indirect access to those funds. They dive into why this planning strategy is especially timely, with current estate tax exemptions set to sunset in 2026, and explain how to st...2025-04-2222 minFIN-LYT by EWA®Cybersecurity in Your FinancesIn this episode of FIN-LYT by EWA, Matt Blocki is joined by Ben Ruttenberg to break down cybersecurity best practices and how to keep your finances safe in today’s digital world. They dive into the growing risks of cybercrime and identity theft, and outline how individuals and firms can proactively protect their data and assets.The conversation focuses on the real-world steps EWA takes to safeguard client information—both at the institutional level with custodians like Fidelity, and at the personal level with tools like multi-factor authentication, secure document vaults, and cybersecurity insurance. Matt...2025-03-2528 minFIN-LYT by EWA®Estate Planning & Tax-Efficient Insurance StrategiesIn this episode of FIN-LYT by EWA, Matt Blocki is joined by Jamison Smith and Jimmy Ruttenberg to break down estate planning and risk management strategies for high-net-worth individuals. They dive into the role of insurance in a comprehensive financial plan, covering everything from term and whole life insurance to universal life policies and long-term care riders.The conversation focuses on the real-world impact of insurance planning—where it fits, where it fails, and how to avoid costly mistakes. They discuss common pitfalls like underfunded policies, misleading assumptions, and why many people don’t real...2025-03-1826 minFIN-LYT by EWA®Our Approach to Risk ManagementIn this episode of FIN-LYT by EWA, Matt Blocki is joined by Jimmy Ruttenberg and Allison Quatchak, who recently joined the EWA team to bring risk management in-house and provide the best service available for clients. They dive into Risk Management 101, breaking down why EWA made this move, how it fits into a comprehensive financial plan, and what clients need to know when reviewing their coverage.The conversation covers the key factors in assessing risk management needs, common mistakes that leave families exposed, and how the underwriting process really works—from medical exams to fi...2025-02-2635 min
Empowering EntrepreneursBuilding a Unique Retirement Services BusinessHave you ever wondered what it takes to make the leap from a conventional career to a fulfilling entrepreneurial journey? Glenn Harper and Julie Smith sit down with Matt Ruttenberg, co-owner of Business Development of Life Inc. Retirement Services, to unravel his path from Ohio to Hawaii. You'll hear about his transition from the traditional financial services industry to creating meaningful retirement solutions for clients. Discover how Matt managed to blend his passion for helping others with his entrepreneurial spirit to build a flourishing business. This is an inspiring conversation filled with actionable insights and...2025-02-1246 min
Crushing it with kitchen remodelingSecuring Your Financial Future: 401k Strategies for Remodelers with Matt RuttenbergAre you making money in your remodeling business but not thinking about long-term financial security? In this episode of Crushing It with Kitchen Remodelers, we sit down with Matt Ruttenberg, a financial expert and Business Development Officer at Life Inc. Retirement Services, to discuss how kitchen and bath remodelers can leverage 401k plans to secure their future, attract top talent, and optimize tax savings.Matt shares insights on how small business owners can start investing in retirement, common mistakes to avoid, and how to design a plan that maximizes benefits for both owners and...2025-01-3135 minFIN-LYT by EWA®What to Do When Your Financial Advisor RetiresIn this episode of FIN-LYT by EWA, Matt Blocki, Ben Ruttenberg, and Chris Pavcic tackle an important question: What should you do when your financial advisor retires? They discuss the growing trend of advisors nearing retirement, the challenges clients face during this transition, and actionable steps to ensure your financial plan stays on track.
The team covers key considerations, including whether to self-manage, transition to a new advisor, or stay with the same custodian. They dive into the importance of consolidating accounts, ensuring continuity in estate planning, and finding an advisor aligned with your...2025-01-2229 minSmall Business Tax Savings PodcastRetirement Moves You Can Still Make for 2024 TaxesSend us a textAre you maximizing your tax savings while building your retirement plan, or leaving opportunities on the table?In this episode, Mike Jesowshek is joined by Matt Ruttenberg to discuss strategies for reducing your 2024 tax bill through retirement contributions and planning. They highlight key deadlines for individual and employer contributions, such as the April 15th cutoff for IRAs and the extended filing deadlines for employer contributions. They also delve into options like solo 401(k)s, safe harbor plans, and cash balance plans, emphasizing the importance of early planning and ongoing consultation to...2025-01-1531 minFIN-LYT by EWA®Understanding Buy/Sell AgreementsIn this episode of FIN-LYT by EWA, Matt Blocki, Jimmy Ruttenberg, and Jamison Smith delve into the critical topic of buy-sell agreements and their role in safeguarding businesses and ensuring seamless transitions. With years of expertise, Jimmy Ruttenberg shares invaluable insights on structuring effective agreements that protect owners, stakeholders, and the business itself during pivotal moments like ownership changes, retirement, or unforeseen circumstances.
The discussion highlights actionable strategies, such as choosing the right funding mechanisms, tax-efficient planning for buyouts, and aligning agreements with long-term business goals. They also explore real-world examples, emphasizing how a well-crafted buy-sell agreement can prevent...2025-01-0728 minFIN-LYT by EWA®Investing in Election Years: Why Staying the Course MattersIn this episode of FIN-LYT by EWA, Matt Blocki and Ben Ruttenberg explore how to approach investing during an election year, highlighting the importance of staying invested regardless of political shifts. Drawing on nearly a century of market data, they explain how market performance is largely unaffected by which political party is in office, debunking the myth that elections significantly impact long-term returns. They emphasize that mixing politics with your investment strategy can be detrimental, and investors who stay the course through election cycles typically see better results.
Matt and Ben stress the importance of managing emotions during politically...2024-09-2619 min
The Digital RemodelerMaximize Contractor Tax Savings: 401k Strategies with Matt RuttenbergIn this episode of The Digital Remodeler Podcast, host Carl Willis interviews Matt Ruttenberg, Co-Founder of Life, Inc., about how contractors can leverage 401k plans as a powerful tool for tax savings and business growth. Matt explains the different types of retirement plans available and how to customize them to suit your business needs, ensuring you save as much as possible while planning for your future. Discover how a well-structured 401k plan can serve as a key tax management strategy, helping you retain top employees and secure your financial future.Topics Covered:Understanding Different Types...2024-09-0627 min
The Digital Insurance AgentHow to Attract High-Income Business Owners to Your Insurance Agency with Matt RuttenbergIn this episode of The Digital Insurance Agent Podcast, host Carl Willis sits down with Matt Ruttenberg, Co-Founder of Life, Inc., to explore strategies for adding high-income business owners to your book of business. Matt shares his journey from a generalist to a niche expert, offers insights on becoming a trusted advisor, and discusses the importance of specializing to resonate with high-value clients. Tune in to learn how to penetrate lucrative markets, establish yourself as a thought leader, and build a dream team that drives success.#HighIncomeClients #InsuranceAgentTips #BusinessOwners #FinancialPlanning #NicheMarketing #Podcast #InsuranceIndustry #DigitalMarketingSend...2024-09-0629 min
The Hustle & Grind PodcastMaking 401(k)s Cool with Matt RuttenbergMatt is a 401k Expert, Co-Owner and Business Development Officer of Life, Inc. Retirement Services.He is a 3rd generation financial entrepreneur, and former financial planner. He sold his practice to become a specialist in the B2B space in order to work with business to become more successful in their professional lives.To learn about Matt:lifeincrs.com2024-09-0630 min
Physicians Financial Checkup PodcastMastering Wealth: High-Net-Worth Retirement Strategies for Healthcare Professionals with 401k Expert Matt RuttenbergAre you a healthcare professional or business owner looking to secure your financial future with high-impact retirement strategies? In this episode of the Physicians Financial Checkup, host Brent Boden, CFP, sits down with 📈401k expert Matt Ruttenberg of Life Inc. Retirement Services to uncover the retirement planning secrets that high-net-worth individuals need to know. Whether you’re managing a thriving medical practice or navigating the complexities of healthcare business ownership, this interview is packed with actionable insights to help you maximize your retirement savings, reduce tax liabilities, and create a financial plan that aligns with your long...2024-09-0337 min
The Optometry Money Podcast2024 Mid-Year Retirement Plan Updates and Deadlines Practice Owners Need to Know with Matt RuttenbergQuestions? Thoughts? Send a Text to The Optometry Money Podcast!Matt Ruttenberg of Life Inc., Retirement Services joins the podcast for a mid-year review of 2024 updates for 401(k) plans and late-year deadlines optometry practice owners need to know. They dive into soon-to-be required auto-enrollment, deadlines to open a safe harbor 401(k) plan for 2024, profit sharing deadlines, submitting 5500 for solo 401(k) plans, and more!Have questions on anything discussed or want to have topics or questions featured on the show? Send Evon an email at podcast@optometrywealth.com.Check out www.optometrywealth...2024-08-0126 minFIN-LYT by EWA®Term vs. Whole Life Insurance: Finding the Right Balance for Your Financial PlanIn this episode of the FIN LYT by EWA Podcast, Matt Blocki and Ben Ruttenberg tackle the timeless debate of term life insurance versus whole life insurance. They discuss into the pros and cons of each approach, helping listeners navigate the complex decision of choosing between term policies and permanent insurance products. The discussion provides a framework for determining life insurance needs using the LIFE acronym: Liabilities, Income replacement, Final expenses, and Education.
Matt and Ben discuss how to calculate the appropriate coverage and evaluate whether to invest the difference saved from buying term insurance. They emphasize the...2024-07-0319 minSmall Business Tax Savings PodcastSupercharge Your Retirement with These Advanced Plan OptionsSend us a textAre you maximizing your current retirement plans but still looking for more advanced strategies to secure your future and take care of key employees?In this episode, Mike Jesowshek and retirement expert Matt Ruttenberg discuss advanced retirement strategies for business owners who have maximized basic retirement plans. They explore qualified and non-qualified plans, focusing on cash balance plans and deferred compensation plans, which offer significant tax benefits and flexibility. They emphasize the importance of tailoring retirement plans to individual business needs and revenue levels, highlighting the potential for...2024-07-0327 minFIN-LYT by EWA®The Secure Act 2.0: What Business Owners and Retirees Need to KnowIn this episode of FIN LYT by EWA, Matt Blocki and Ben Ruttenberg explore the intricacies of the Secure Act 2.0. They break down the major changes introduced by this significant legislative update and discuss how it builds upon the foundations set by the original Secure Act of 2019. They focus on key provisions that are especially relevant to business owners, individuals with 529 plans, and those contributing to 401(k)s.
The discussion includes an overview of automatic 401(k) enrollments, a new requirement for plans initiated post-2024, and explores the option for employees to opt-out. Matt and Ben also examine the updated...2024-06-2718 minFIN-LYT by EWA®Planning Ahead: Financial Steps to Take Before a Loved One PassesIn this personal episode of FIN LYT by EWA, Matt Blocki and Ben Ruttenberg delve into one of life's most challenging experiences: preparing for the passing of a loved one. Understanding the emotional weight and complexity of this topic, they offer compassionate guidance on how to manage financial affairs before a parent or loved one passes, focusing on the crucial
conversations and actions that can ease this transition.
Matt and Ben discuss the importance of proactive planning to ensure all financial aspects are orderly, which can significantly reduce the stress during such a trying time. They cover...2024-06-1329 minFIN-LYT by EWA®SEP IRA vs. 401K: Choosing the Best Retirement Plan for Your BusinessIn this week's episode of FIN LYT by EWA, Matt Blocki, Jamison Smith and Ben Ruttenberg dive into a critical decision for business owners: choosing between a SEP IRA and a 401K plan for retirement savings. They begin by outlining the fundamental differences between these two popular retirement vehicles, discussing the ease of setup, contribution limits, and tax implications. Whether you're self-employed or managing a growing business, understanding these options is vital for your financial strategy.
Matt, Jamison and Ben explore various scenarios to illustrate how each plan works in real-world settings, highlighting the SEP IRA's...2024-06-0621 minSmall Business Tax Savings PodcastEmpower Your Team: Choosing the Right Retirement Plan for Your Small Business with EmployeesSend us a textAre you leveraging the latest tax credits to provide the best retirement plans for your employees?Hosts Mike Jesowshek and guest Matt Ruttenberg discuss retirement plan options for businesses with employees. The conversation highlights various types of retirement plans like SEP IRAs, SIMPLE IRAs, Safe Harbor 401(k)s, and traditional 401(k)s. They explore the benefits of these plans, particularly in light of recent tax credits and laws that make setting up these plans more advantageous. The episode emphasizes the importance of understanding one's business needs and goals...2024-05-0823 minSmall Business Tax Savings PodcastBest Retirement Plans for Solo Entrepreneurs: 2024 Guide to Maximizing Savings with No EmployeesSend us a textAre you a solo entrepreneur puzzled by the myriad of retirement planning options?Mike Jesowshek welcomes back Matt Ruttenberg to discuss retirement plan options for solo entrepreneurs without employees. They highlight various plans like IRAs, SIMPLE IRAs, SEP IRAs, and solo 401(k)s, emphasizing the importance of starting with the desired savings amount to determine the most suitable plan. The episode covers the contribution limits, the benefits of each plan type, and the financial implications of choosing one plan over another, particularly in terms of tax deductions and...2024-05-0120 min
The Ambitious Bookkeeper Podcast146 ⎸ Retirement Tax Credits with Matt RuttenbergSend us a textIn this interview episode, I have Matt Ruttenberg on again to continue our discussion on retirement planning for small businesses. This time, we do a deep dive into tax credits! Matt explains the recent changes in tax credits and how they can help businesses save substantial amounts of money for their 401(k) plans. Tune in for some practical strategies on taking advantage of these tax credits!In this episode you’ll hear:detailed breakdown of tax creditstax credits under Secure 2.0 and Secure 1.0case study examplediscussing retirement planning, tax cr...2024-05-0123 minSmall Business Tax Savings PodcastRetirement Plan Tax Credits 2024: Essential Strategies Every Business Owner Should KnowSend us a textAre you a small business owner curious about the financial benefits of establishing a retirement plan for your company?In this episode, Mike Jeshowshek and guest Matt Ruttenberg discuss the substantial tax credits and key due dates associated with setting up retirement plans for small businesses, introduced by Secure 2.0. They delve into specific credits available, such as the startup credit and the auto-enrollment credit, and outline who qualifies for these benefits. Matt provides a detailed explanation of how businesses can maximize these credits, the importance of not missing...2024-04-2422 minThe Ambitious Bookkeeper Podcast143 ⎸Retirement Planning with Matt RuttenbergSend us a textIn this interview episode I’m chatting with 401k expert, Matt Ruttenberg, and he dives into ALL things retirement planning. Seriously, this is packed with helpful info! Tune in to get strategies for planning your retirement & hear how different biz structures impact those plans and contributions.In this episode you’ll hear:Retirement planning strategies for high-income individuals401(k) Plan options & all the roles involved in a PlanDeadlines and contributions for 401(k) PlansFlexibilities and limitations of 401(k) PlansRetirement Plans for employeesSolo 401(k) vs Group PlanResources ment...2024-04-1050 minFIN-LYT by EWA®Decoding Private Investments: Complexities of Private Equity, Venture Capital, and Real EstateIn this episode of the FIN-LYT by EWA, Matt Blocki, Jamison Smith, and Ben Ruttenberg discuss various types of private investments and their complexities. The realm of private investing has become increasingly accessible to high-net-worth individuals, and it is critically important to do proper due diligence and understand the nuances of these investments.
Matt, Jamison, and Ben dissect the three main categories of private investments: private equity, venture capital, and more localized, mom-and-pop private deals, adding a fourth dimension with real estate syndicates. They provide a comprehensive breakdown of each category, highlighting the differences in strategies, the level...2024-03-0736 minFIN-LYT by EWA®Revocable and Irrevocable Trusts: Exploring Estate Planning and Tax EfficiencyIn this episode of FIN LYT by EWA, hosts Matt Blocki, Ben Ruttenberg, and Chris Pavcic dive into the intricacies of trusts, estate planning, and tax efficiency. They provide valuable insights into the distinctions between revocable and irrevocable trusts and the critical role they play in safeguarding one's financial legacy.
They discuss the benefits of revocable trusts, highlighting their benefits, including control, privacy, and the avoidance of probate. They stress the importance of thorough estate planning, encompassing power of attorneys and living wills, to ensure a smooth transition in cases of incapacitation or passing. Shedding light on irrevocable...2024-02-2240 min
Real Estate Investing with House Money36) Adding Pickleball to Your Airbnb & How to Know When You've Got a DealHouse Money Weekly In this week’s House Money Weekly segment, Lauren and Alan get together with their special guest, Andrew Giancola, the host of The Personal Finance Podcast. They discuss blog 134, How do you know if you found a good real estate deal? Some investors don’t recognize a certain property as a good deal, and they just pass on it. A friend of Lauren’s sent her a deal and it’s a single-family home and it’s easy for her to say no because that is not her buy box. But that means it still coul...2024-02-1553 minFIN-LYT by EWA®Navigating NIL: Financial Literacy and College AthleticsIn this episode of FIN LYT by EWA, Matt Blocki and Ben Ruttenberg discuss the world of NIL (Name, Image, Likeness) in college athletics. Ben, a self-professed sports enthusiast, discusses the significant changes in the college athletic landscape due to NIL and its implications for student-athletes' financial literacy.
They explore the origins of NIL and why it was adopted by the NCAA in 2021 and emphasize the opportunities it provides for student-athletes to profit without jeopardizing their eligibility. The conversation explores the financial implications of NIL income, tax considerations, and strategies for managing newfound wealth. They stress the importance...2024-01-0430 minThe Optometry Money PodcastBest of 2023: Financial Planning Considerations for Owners of Established Optometry PracticesQuestions? Thoughts? Send a Text to The Optometry Money Podcast!As we approach year-end, it's time to rewind to a popular 2023 episode! In Part 3 of a 3 part series, Evon dove into the many financial planning considerations optometrists need to think about when you own a more established, mature private optometry practice - both inside the business and in the household.A few of the planning topics practice owners should think about are:Maintaining your vision for the ideal practice and ownership lifeBuilding guardrails around your practice based on your ideal lifestyleCreate a s...2023-12-2026 min
The Englewood Review of Books PodcastEpisode 70: Kathy Khang & Matt MikalatosJen welcomes co-authors Matt Mikalatos (returning ERB podcast guest) and Kathy Khang (first-time podcast guest) for an honest and heartfelt discussion about the topic of their recent book: disagreement and Christian unity.Books Mentioned in this Episode:If you’d like to order any of the following books, we encourage you to do so from Hearts and Minds Books(An independent bookstore in Dallastown, PA, run by Byron and Beth Borger) Loving Disagreement: Fighting For Community Through the Life of the Spirit by Kathy Khang & Matt MikalatosRaise Your Voice: Why We Stay Sil...2023-12-1158 minFIN-LYT by EWA®10 Things You Should Know About Your 401kIn this episode of FIN-LYT by EWA, Matt Blocki and Ben Ruttenberg dive into the world of 401(k) retirement plans,
sharing valuable insights and expert advice on crucial aspects you need to know to make the most of your retirement savings. Whether you're just starting your career or nearing retirement, this episode has something for everyone who has an employer provided plan. Included in this episode are discussions
on Roth vs. Pre-Tax Contributions, Employer Match, After Tax Contributions, 401k loans and much more. Tune in to this episode of FIN-LYT by EWA for a comprehensive guide to optimizing your 401(k...2023-11-2241 minFIN-LYT by EWA®Should I Still Be Investing in International Stocks?In this episode of FIN-LYT by EWA our team explores the world of
international investments and answer the common question, “Should I still be investing in international stocks?” Matt Blocki, Ben Ruttenberg, and Nick Stonesifer make the case for the importance of international investments in proper asset allocation, diversification, and achieving the best risk-adjusted returns for long-term investors. In the United States many investors have a
subconscious bias towards domestic investments, so it is important for investors to understand why international investments remain a cornerstone of a well-rounded investment portfolio. Matt, Nick and Ben discuss both emerging markets and deve...2023-09-1439 minFIN-LYT by EWA®Powerful Tax Strategies That Business Owners Can Use to Save MillionsIn this episode of FIN-LYT by EWA, Matt Blocki, Ben Ruttenberg, and Chris Pavcic dive into the world of tax strategies that every savvy business owner needs to know. Taxes can be a daunting aspect of running a business, but with the right knowledge, they can also become a powerful tool to unlock incredible financial advantages. This episode sheds light on lesser-known but highly effective tax strategies that could make a substantial difference in your bottom line. Learn more about the Augusta rule, Section 179 in the tax code, the concept of hiring your children and much more. Matt, Ben, an...2023-09-0743 minThe Optometry Money PodcastFinancial Planning Considerations for Owners of Established Optometry PracticesQuestions? Thoughts? Send a Text to The Optometry Money Podcast!In Part 3 of a 3 part series, Evon dives into the many financial planning considerations optometrists need to think about when you own a more established, mature private optometry practice - both inside the business and in the household.A few of the planning topics practice owners should think about are:Maintaining your vision for the ideal practice and ownership lifeBuilding guardrails around your practice based on your ideal lifestyleCreate a separation between your practice and personal financesCreate a framework for deciding how to best...2023-08-0926 minSmall Business Tax Savings PodcastUnlock Your Business Potential: Exploring Non-Qualified Retirement Plans!Send us a textHow can you maximize your business potential? In this episode of the Small Business Tax Savings Podcast, Mike welcomes Matt Ruttenberg. Matt provides an overview of the different plans available and how they can benefit both employers and employees. Matt covers topics such as the different types of deferred compensation plans, the bonus 162 plan, and life insurance retirement plans.Tune in now and hear Matt discusses how a better understanding of the different non-qualified retirement options available and when it makes sense for you to use t...2023-08-0918 minThe Optometry Money PodcastRetirement Plan Options for Independent Contractor OptometristsQuestions? Thoughts? Send a Text to The Optometry Money Podcast!What retirement plan options are available just for independent contractor optometrists? Evon dives into the retirement plan opportunities just for 1099 optometrists and those with side businesses. He talks about how optometrists can benefit from:Taxable investment accountsTraditional and Roth IRAsSEP IRAsSolo 401(k)sHe also talks about how pre-tax retirement plan contributions can negatively impact the QBI deduction for self-employed optometrists, as well as how 401(k) plan limits work with multiple employers. Have questions on anything discussed or want to have to...2023-07-1332 minThe Optometry Money PodcastHow to Invest Six Figures A Year Into Your Practice Retirement Plans with Matt RuttenbergQuestions? Thoughts? Send a Text to The Optometry Money Podcast!How do you maximize the retirement plans in your optometry practice? Profit and cash flow are growing, your taxable income is growing. How do you put potentially $100,000 or more into your retirement accounts?Matt Ruttenberg of Life, Inc. Retirement Services joins Evon once again for Part 2 to talk about how to use the different layers and features of retirement plans to their fullest potential. They dive into:The three layers of retirement plan opportunitiesDifferent methods of profit sharing contributions in your 401(k)H...2023-06-2851 minThe Optometry Money PodcastChoosing a Retirement Plan For Your Optometry Practice with Matt RuttenbergQuestions? Thoughts? Send a Text to The Optometry Money Podcast!What's the right retirement plan for your private optometry practice? Matt Ruttenberg of Life, Inc. Retirement Services joins Evon to talk all about choosing the right retirement plan for your practice. They dive into:IRA-based retirement plans, like SEP IRA and SIMPLE IRA plansSafe Harbor and Traditional 401(k) plansQuestions to ask to choose the right plan for your practiceUpdates from the recent SECURE Act 2.0 Important enhancements to tax credits for starting retirement plans in your optometry practiceUltimately, you need to look at yo...2023-06-2158 minSmall Business Tax Savings PodcastWhat Retirement Plan Options Are Available For My Business in 2023?Send us a textWhat Retirement Plan Options Are Available For My Business in 2023? In this episode of the Small Business Tax Savings Podcast, Mike interviews Matt Ruttenberg from Life Inc. Retirement Services about retirement plan options available for small businesses in 2023.Matt dives into the different types of retirement plans available for business owners, including traditional IRAs, ROTH IRAs, SEP IRAs, Solo 401Ks, Simple IRAs, and the new Starter 401K coming out in 2014. Tune in now as Matt discusses the importance of saving money on taxes and creating a secure f...2023-05-2420 minSmall Business Tax Savings PodcastHow Does The SECURE 2.0 Act Affect 401Ks?Send us a textHow does the Secure 2.0 Act affect 401Ks? In this episode, Matt Ruttenberg discusses the Secure 2.0 Act and how it can significantly affect tax credits for business owners. The Secure 2.0 Act is a piece of legislation that aims to improve retirement security for Americans.The Secure 2.0 Act offers three main tax credits for businesses that offer retirement plans, including an administration tax credit of $250 per non-highly compensated participant up to 100% of administration fees, and an auto-enroll credit of $500 for the first three years of a plan starting in 2023.2023-04-0420 min
Know Your Numbers REI with Chris McCormackHere's what you can do to save on taxes NOW with Matt RuttenbergMatt Ruttenberg is the founder of SureLI, a life insurance company focused on cover you the right way as well CMO of Life, Inc. Retirement Service, a firm focused on growing your business and decreasing your taxes through the use of a retirement plan.
He sat down with Chris to talk all things finance, FIRE movement and tax savings for business owners.
Connect with Matt on LinkedIn: https://www.linkedin.com/in/mattruttenberg/
Visit the SureLI website to find out more: https://sureli.co/about/
Visit Life Inc. for your retirement...2022-12-0131 min
Grow Your Business and Grow Your WealthEpisode 115 Matt Ruttenberg, CMO Shareholder of Life, Inc.Matt is a financial entrepreneur along with the CMO at Shareholder of Life, Inc., and founder of SureLI Insurance. After selling his financial planning company after 15 years, Matt founded a new company and merged with another to help those seeking Financial Independence. Matt is a 401(k) expert who can educate a community of entrepreneurs on navigating the retirement plan world and learning which plan is best for their business. Matt is also very knowledgeable in the Financial Independence (FI/FIRE) movement and would love to educate your community on how to reach FI.Listen to this informative...2022-10-1929 min
The Forgotten Art Project37 - Matt Ruttenberg on finding the right type of retirement planIn this episode your host, David Weaver, talks with entrepreneur Matt Ruttenberg, CMO, Director of Business Development with Life, Inc. Retirement Services + Founder of SureLI Insurance.
Life, Inc. Retirement Services that helps business owners find the right retirement plan for their business. Whether a 'solo-prenuer' or the employer of 50+ employees, finding the right TYPE of 401(k) plan is key. Life, Inc. offers easy, custom, affordable 401(k) plan options to help take your business to the next step.
Life, Inc. process is simple:
1) Find the right plan.
2) Enroll you...2022-09-2729 min
EDGE with Brandon White401k Part 14 - ROBS 401k - Using Your 401k to Fund Your Business with Matt RuttenbergIn this episode Matt and Brandon talk about a ROBS 401k and how you can use it to fund your business. This could be to start up your business and provide cash flow vs. having to raise money from investors.About 401k Expert Matt Ruttenberg Matt Ruttenberg is a third generation financial entrepreneur, 401k expert, and CMO and Shareholder of Life, Inc. Retirement Services.Get Matt's help to set up or expand your company's 401k plan to start saving tax free here.https://lifeincrs.com...2022-08-1609 min
50/50 Accelerator PodcastEpisode 367: Straight talk about how you can reach financial independence from your businessWe're talking with Matt Ruttenberg about how and why you need to have a fully funded retirement plan if you ever want to become financially free from your business. Learn a little-known secret and it all has to deal with how you use your retirement plan. This is an episode you're not going to want to skip.2022-08-0524 min
EDGE with Brandon White401k Part 11 - Importance of Benchmarking Your 401k with Matt RuttenbergLearn why you need to benchmark your 401k plan for your business and how it can help you save more money.EPISODE LINKS:Get FREE information about Setting up, Expanding or Fixing Your 401k plan👉 https://lifeincrs.com/edge-podcast/MORE 401k RETIREMENT PLAN INFORMATIONIf you like this episode you'll also enjoy the 401k Podcast on the Best Podcast Network401k Podcast https://podcasts.apple.com/us/podcast/401k/id1677676002 CONNECT WITH USGet...2022-07-2611 min
EDGE with Brandon White401k Part 10: 401k Plans for Government Contractors with Matt RuttenbergThis episode is specifically for people who own US government contracting businesses. 401k plans for contractors need to follow different rules and regulations, we lay it all out for you in this episode.About 401k Expert Matt Ruttenberg Matt Ruttenberg is a third generation financial entrepreneur, 401k expert, and CMO and Shareholder of Life, Inc. Retirement Services.He was awarded the NAPA Young Gun Top 50 under 40 in the country in the retirement plan space and educates entrepreneurs about how to navigate the 401k world and maximize their contributions and tax savings.2022-07-2012 min
Silicon Alley108: WTF is Financial Independence Anyway? | Matt Ruttenberg, FI-er108: In WTF is Financial Independence Anyway, Matt Ruttenberg, founder of SureLI Insurance, joins host William Glass to discuss financial independence and how to achieve this mythic state as an entrepreneur. Matt became frustrated after only spending 7-hours with his kid and realizing that his work was impeding his ability to be happy. Matt shares how he mapped out financial independence and a way for him to take his knowledge in the financial services industry and translate that into a business that would support a more flexible lifestyle.
Follow the Silicon Alley podcast wherever you listen to podcasts.2022-06-2451 min
The Side Hustle Show511: How to Use Your Side Hustle to Save on Taxes and Fund Your RetirementCreating the right retirement plan for your business income can save you thousands of dollars in taxes. But between LLCs, IRAs, SEP IRAs, Solo 401(k)s, and more, it's a confusing acronym jungle out there.To help cut through the clutter, Matt Ruttenberg stopped by and schools us on how to choose the right plan for you and the key differences between them.Important Links:
Matt's site - Retirement plans for solopreneurs
Retirement plan evaluator tool
Matt on LinkedIn
Matt on TikTok
2022-06-1315 min
The Side Hustle Show511: How to Use Your Side Hustle to Save on Taxes and Fund Your RetirementCreating the right retirement plan for your business income can save you thousands of dollars in taxes. But between LLCs, IRAs, SEP IRAs, Solo 401(k)s, and more, it's a confusing acronym jungle out there.
To help cut through the clutter, Matt Ruttenberg stopped by and schools us on how to choose the right plan for you and the key differences between them.
Important Links:
Matt's site
Retirement plans for solopreneurs
Retirement plan evaluator tool Matt on LinkedIn
Matt on TikTok 2022-06-1313 min
EDGE with Brandon White401k Part 3: Controlled Groups. When you must to include your other companies with Matt RuttenbergWe talk about why control groups are important to understand when you are setting up your company's 401k plan and how to set up your 401k plan correctly.Get Matt's help to set up your company's 401k plan to start saving tax free herehttps://lifeincrs.com/edge-podcast/ CONNECT WITH USGet Your Weekly EDGE Newsletter. It's FREE.Bottom Line Up Front (BLUF)Brandon writes a weekly email newsletter called EDGE that over 22,000 people rely on for an edge to achieve their...2022-06-0112 min
EDGE with Brandon White401k Series Part 2: What is a HCE and How Does it Affect Your 401k Plan with Matt RuttenbergMatt and I talk about what is a HCE and how they can effect your 401k retirement plan for your company.Get Matt's help to set up your company's 401k plan to start saving tax free herehttps://lifeincrs.com/edge-podcast/ CONNECT WITH USGet Your Weekly EDGE Newsletter. It's FREE.Bottom Line Up Front (BLUF)Brandon writes a weekly email newsletter called EDGE that over 22,000 people rely on for an edge to achieve their best selves in business and life.2022-05-2510 min
EDGE with Brandon White401k Series Part 1 - Important Retirement Plan Deadlines to Remember with Matt RuttenbergIn Part 1 of our 401k Series Matt lays out all the important retirement plan deadlines so you don't miss the opportunity to maximize your retirement savings from your company.About 401k Expert Matt Ruttenberg Matt Ruttenberg is a third generation financial entrepreneur, 401k expert, and CMO and Shareholder of Life, Inc. Retirement Services.He was awarded the NAPA Young Gun Top 50 under 40 in the country in the retirement plan space and educates entrepreneurs about how to navigate the 401k world and maximize their contributions and tax savings.Get Matt's help...2022-05-1810 min
Small Business Tax Savings PodcastBusiness Retirement Plan Q&A SessionSend us a textOn this episode Mike Jesowshek, CPA does a full business retirement plan Q&A with Matt Ruttenberg from Life Inc Retirement Services.Get in contact with Matt Ruttenberg or find previous episodes here: https://www.taxsavingspodcast.com/blog/business-retirement-plan-q-a-sessionJoin Our Tax Minimization Program: https://www.taxsavingspodcast.com/tax --------Podcast Host: Mike Jesowshek, CPA - Founder and Host of Small Business Tax Savings PodcastArticle: https://www.taxsavingspodcast.com/blog/business-retirement-plan-q-a-sessionJoin Our Tax Minimization Program: https://www.taxsavingspodcast.com/tax2022-05-1150 min
Leadership Loading Podcast058 Leadership and 401ks - Matt RuttenbergMatt Ruttenberg is a financial entrepreneur and 401k expert. His company builds custom 401k plans for entrepreneurs and small businesses of all sizes. He's the CMO and shareholder of Life, Inc. Retirement Services and founder of SureLI Insurance. https://sureli.co/
tiktok.com/@mruttenberg2022-04-0820 min
Wealth Watchers Podcast95. High-level 401k Strategies for High Income Entrepreneurs w/ Matt RuttenbergThe 401k world is vast and difficult to navigate. Educating yourself is the key. Most financial advisors and CPAs aren't knowledgeable in the 401k space because it's such a deep dive into a very specific side of the financial industry.Most of what people hear or see is just scraping the service from what's available in the 401k space. There are strategies and plan types that allow you to save upwards of 300k pre-tax and save 6 digits in taxes.Through this episode, Matt Ruttenberg wants people to think outside of the box. He wants people...2022-04-0430 min
Tampa Bay Real Estate Investors Podcast27. Deep Dive: 10X Your Tax Free Real Estate Investing with a Self-Directed 401k with Matt RuttenbergIn this episode, Jeff chats with Matt Ruttenberg of Life Inc. Retirement Services, who shares some eye-opening insights about tax deferred investment plans for self employed individuals, as well as real estate investors who also work a 9 to 5 "day job". Topics:The difference between an IRA and a 401kHow to create a self-directed IRAHow to create a self-directed 401kThe maximum contribution limits of IRAs and 401ksHow to increase your retirement contribution limitsHow to invest in real estate inside a self-directed IRA or 401kLinks:Matt's blog post on 401k Plans...2022-03-2251 min
Successfully ChaoticS06 E09 RV living, Planning, Parenting and What it means to pivotMatt Ruttenberg is the founder of SureLI Insurance, CMO of Life, Inc. and a Financial Entrepreneur.
In this episode, Matt and Maria discuss Matt's journey to where he is now, what it's like living in an RV, how he ventured into entrepreneurship and what it means to plan and take risks.
Find Matt online here at these sites and check out his tips for your financial journey on TikTok:
https://lifeincrs.com/
https://sureli.co/
https://www.tiktok.com/@matt_ruttenberg
Find everything Successfully Chaotic on my web...2022-03-1553 min
EDGE with Brandon WhiteHow Business Owners Can Maximize Their 401k Plan with Matt RuttenbergMatt explains how business owners can maximize their 401k options for themselves and their employees.Get Matt's help to set up or expand your company's 401k plan to start saving tax free. 👉 https://lifeincrs.com/edge-podcast/EPISODE LINKS:Get FREE information about Setting up or Fixing Your 401k plan👉 https://lifeincrs.com/edge-podcast/ CONNECT WITH USGet Your Weekly EDGE Newsletter. It's FREE.Bottom Line Up Front (BLUF)Brandon writes a weekly...2022-03-101h 19
Kerry Lutz's--Financial Survival NetworkSupercharging Your Retirement - Matt Ruttenberg #5426Summary: For small business owners, it’s crucial to know what you need to do in order to max out your 401k plan and make the most of it. Here to talk about this is Matt Ruttenberg, and he discusses different 401k options based on how many employees you have, whether you own multiple businesses or not, and other factors that determine how to take advantage of this. Listen in for insightful advice on how to benefit the most from your 401k. Highlights: -How does a small business person max out their 401k and make the most of it? -A bi...2022-02-2514 minFinancial Survival NetworkSupercharging Your Retirement - Matt Ruttenberg #5426Summary: For small business owners, it’s crucial to know what you need to do in order to max out your 401k plan and make the most of it. Here to talk about this is Matt Ruttenberg, and he discusses different 401k options based on how many employees you have, whether you own multiple businesses or not, and other factors that determine how to take advantage of this. Listen in for insightful advice on how to benefit the most from your 401k. Highlights: -How does a small business person max out their 401k and make the most of it? -A bi...2022-02-2514 min
Small Business Tax Savings PodcastWhat Retirement Plan Options Are Available For My Business in 2022?Send us a textOn this episode Mike Jesowshek, CPA bring Matt Ruttenberg from Life Inc Retirement Services on to discuss retirement options available for business owners in 2022.1) What Is The Goal of A Business Retirement Plan?2) What Retirement Options Are Available On The Personal Side?3) What Retirement Plan Options Are Best For Businesses With No Outside Employees? 4) What Retirement Plan Options Are Best For Businesses With Employees?5) What Advanced Retirement Planning Options Are Available?LINKS FROM THE SHOWShow Blog: https://www.taxsavingspodcast.com/blog/what-retirement-plan-options-are-available-for-my-business-in-20222022-02-0925 min
Small Space For Young EntrepreneursAre you ready for a little 411 on 401Have you asked yourself am I setting myself up for retirement? How about what are the differences of a "Simple IRA" and a Safe Harbor 401k.
Well This week on SSFYE we get to talk to Matt Ruttenberg from Life, INC. Retirement Services. He is here to discuses and educate young entrepreneurs on what retirement plan types are available and how to choose the be for them.
Please feel free to find the pdf's of plans with explanations at
http://lifeincrs.com/learn/
If you have any more...2022-02-0349 min
Small Business Tax Savings PodcastWhat Do I Need To Know About Retirement Plan Deadlines?Send us a textOn this episode Mike Jesowshek, CPA has special guest Matt Ruttenberg on from Life Inc Retirement Services to discuss what you need to know about retirement plan deadlines.1) Retirement Plan Deadlines For Companies w/ No Non-Owner Employees2) Retirement Plan Deadlines For Companies w/ Employees3) What Else Should I Know?4) Join Our Tax Minimization Program: https://www.taxsavingspodcast.com/tax5) Download Our Free Ultimate List of Business Deductions: https://www.taxsavingspodcast.com/deductions6) By the way, if you are still pondering which...2021-06-2323 min
Small Business Tax Savings PodcastWhat Are Some Advanced Retirement Plan Options For High-Income Earners?Send us a textOn this episode Mike Jesowshek, CPA has special guest Matt Ruttenberg on to continue our series on retirement plan options. On this episode we discuss advanced retirement options for high income earners.1) What Is A Cash Balance Plan?2) Looking to connect with a professional or find out which retirement plan is right for you? Go Here: https://lifeincrs.com/jetro/3) Official Founding Member Pre-Launch of Tax Minimization Program (COUPON: FOUNDINGMEMBER): https://www.taxsavingspodcast.com/tax--------Podcast Host: Mike Jesowshek, CPA - Founder...2021-02-2419 min
Small Business Tax Savings PodcastWhat Is a Safe Harbor 401k or QACA Safe Harbor 401k?Send us a textOn this episode Mike Jesowshek, CPA has special guest Matt Ruttenberg on to continue our series on retirement plan options. On this episode we discuss the Safe Harbor and QACA Safe Harbor 401k.1) What Is A Safe Harbor 401k?2) What Is A QACA Safe Harbor 401k?3) Looking to connect with a professional or find out which retirement plan is right for you? Go Here: https://lifeincrs.com/jetro/4) Official Founding Member Pre-Launch of Tax Minimization Program (COUPON: FOUNDINGMEMBER): https://www.taxsavingspodcast.com/tax...2021-02-1722 min
Small Business Tax Savings PodcastWhat Is a Traditional 401k For Businesses?Send us a textOn this episode Mike Jesowshek, CPA has special guest Matt Ruttenberg on to continue our series on retirement plan options. On this episode we discuss the Traditional 401k.1) What Is a Traditional 401k and What Do I Need To Know About Traditional 401ks?2) Looking to connect with a professional or find out which retirement plan is right for you? Go Here: https://lifeincrs.com/jetro/3) Official Founding Member Pre-Launch of Tax Minimization Program (COUPON: FOUNDINGMEMBER): https://www.taxsavingspodcast.com/tax--------Podcast Host...2021-02-1017 min
Small Business Tax Savings PodcastWhat Is a SIMPLE IRA or Payroll Deducted IRA?Send us a textOn this episode Mike Jesowshek, CPA has special guest Matt Ruttenberg on to continue our series on retirement plan options. On this episode we discuss the SIMPLE IRA and Payroll Deducted IRA.1) What Is a SIMPLE IRA and What Do I Need To Know About SIMPLE IRAs?2) What Is A Payroll Deducted IRA and What Do I Need To Know About A Payroll Deducted IRA?3) Looking to connect with a professional or find out which retirement plan is right for you? Go Here: https://lifeincrs.com/jetro/2021-02-0321 min
Small Business Tax Savings PodcastWhat Is A SEP IRA and Solo or Individual 401k?Send us a textOn this episode Mike Jesowshek, CPA has special guest Matt Ruttenberg on to continue our series on retirement plan options. On this episode we discuss the SEP IRA and Solo or Individual 401k.1) What Is a SEP IRA and What Do I Need To Know About SEP IRAs?2) What Is a Solo 401k and What Do I Need To Know About Solo 401ks?3) Should I Do a SEP IRA or Solo 401k For My Business?4) Looking to connect with a professional or find out which...2021-01-2721 min
Small Business Tax Savings PodcastWhat Retirement Options Are Available For Business Owners?Send us a textOn this episode Mike Jesowshek, CPA has special guest Matt Ruttenberg on to start a series that we are doing on retirement plan options.1) What Is Your Goal With a Retirement Plan?2) What Retirement Plan Options Are Best For Businesses With No Outside Employees?3) What Retirement Plan Options Are Best For Businesses With Employees?4) Looking to connect with a professional or find out which retirement plan is right for you? Go Here: https://lifeincrs.com/jetro/5) Introduction to our new product launch! Join...2021-01-2026 min
Analog Jones and the Temple of Film: VHS PodcastPrehysteria! 3 (1995) VHS Movie ReviewAnalog Jones continues with Moonbeam Movember by playing putt-putt golf with some mini-dinos that barely appear in the film. Let's pop in this tape and take a look at Prehysteria! 3.
Quick Facts
Directed by David DeCoteau (as Julian Breen)
All Writing Credits
Michael Davis (screenplay)
Brent V. Friedman (story)
Mark Goldstein (characters)
Neil Ruttenberg (screenplay)
Greg Suddeth (characters)
Pete von Sholly (original idea)
Released: September 1995
Starring
Whitney Anderson as Ella MacGregor
2019-11-2145 min
Faithful Fitness By Better Daily26 - Is Health the MOST Important INVESTMENT? The Money Twins InterviewWhy does fitness have to do with finances?Join me as I interview the money twins (Matt and Brad Ruttenberg) and dig into their 23 yrs. of combined experience in the financial services industry. As Dad's they know what kind of sacrifice in terms of time and money it can be to prioritize your fitness, however, after hearing our thoughts you'll be left asking : Can I afford NOT to?In the supporters-only extended version hear about stock fluctuations, saving for college, and prioritizing needs and wants in your budget!Www.definingdadbod.com/donate2018-03-1922 min