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Mayra Alejandra Garcia

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The Power of the Ask
The Power of the AskRecognizing & Escaping Financial Abuse with Mayra Alejandra Garcia of Debt Free LatinaIn recognition of Domestic Violence Awareness Month, this episode of the Savvy Ladies Power the Ask podcast focuses on the often-overlooked issue of financial abuse. We rarely hear about it, but it's a devastating reality for many — and often intertwined with physical and emotional abuse.Join us as we welcome back Mayra Alejandra Garcia of Debt-Free Latina, a certified financial coach who achieved financial independence overcoming $21,000 in debt. Get ready for a candid conversation about:Understanding Financial Abuse: Learn to recognize the red flags and subtle signs of financial abuse, whether you're married or in a co...
2024-10-0423 minThe Power of the Ask
The Power of the AskMaking a Plan: How to Live Debt Free and Transform Your Future with Mayra Alejandra García of Debt Free LatinaThis episode of the Power of the Ask podcast features Mayra Alejandra García, certified Financial Coach and founder of Debt Free Latina, a website dedicated to empowering and motivating families to gain control of their money, bid farewell to debt, and watch their net worth soar. Mayra shares her inspiring journey from being $21,000 in debt to becoming financially free in just 17 months and her passion for working to help other families find the same freedom.Growing up in a bicultural, bilingual household in East LA helped shape Mayra’s outlook on finances. She learned from her fat...
2024-09-2024 minDebt-Free Latina
Debt-Free LatinaCelebrate the Milestones Along Your Journey#106 - In this Episode, Mayra explains how it's important to make an effort to celebrate the milestones along your debt-free journey. You may lose momentum because the trip can be long and hard. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2024-09-1010 minDebt-Free Latina
Debt-Free Latina5 Reasons You Need a Strong WHY!#105 - In this episode, Mayra explains reasons for having a strong definition behind your debt-free journey. The going will get tough, there are going to be many distractions along the way. A strong WHY, helps us stay focused on the course and not deviate from the goal. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2024-09-0312 minDebt-Free Latina
Debt-Free LatinaA Budget is a Mirror into Your Priorities#104 - In this episode, Mayra explains the idea that how we manage money is a reflection of what is important to us. We need to make sure that what we strive for is included as well. Are your goals clearly defined in your budget? Does impulsiveness dominate your emotions and decisions?If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2024-08-2713 minDebt-Free Latina
Debt-Free LatinaAn Alternative to the Envelope System#103 - In this episode, Mayra discusses what types of bank accounts she has. What her banking structure looks like and the alternative option to the envelope system. We usually tend to overspend on food and entertainment. This strategy has been beneficial in the past few months. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2024-06-1809 minDebt-Free Latina
Debt-Free LatinaDon't Let Your Past Dictate Your Future#102 - In this episode, Mayra discusses why it's important to let go of the past and focus on your future. It's important to have clear goals and know where you and your family are headed financially. We have all made mistakes in the past, it's what we do going forward that really matters. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2024-03-2710 minDebt-Free Latina
Debt-Free LatinaCultura and Cash with Giovanna Gonzalez#101 - In this episode, Mayra has a special guest on the show.  Giovanna Gonzalez is the author of the new money book Cultura and Cash. The book is specifically for first-gen Latinas ready to learn practical and jargon-free financial literacy concepts.  Giovanna shares her life experiences of growing up in a bi-cultural home.  She explains the new term "Loud Budgeting" and shares how health challenges shaped her financial journey. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at htt...
2024-03-2026 minDebt-Free Latina
Debt-Free Latina100 Episodes of Financial Discovery: My Journey Unveiled#100 - In this episode, Join Mayra in celebrating a milestone moment as we unveil the culmination of 100 episodes dedicated to financial discovery and empowerment. In this special episode, she reflects on the transformative journey including sharing insights, lessons, and moments of revelation. From debunking myths to embracing the wealth mindset, each episode has been a step forward in her quest for financial enlightenment.  If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2024-02-2815 minDebt-Free Latina
Debt-Free LatinaWhat Can We Do About Systemic Issues?#099 - In this episode, Mayra shares a story about a TikTok video she came across of a Latina living in California that claimed it was hard to live on her 6 figured income even though she had zero debt.  And although that is very much the case, this person was blaming the systemic issues in our country. Do we have systemic issues in our country?  Absolutely, but is there nothing we can do about our current situation?  No!  There's a lot we can do. If you are interested in learning more about Financial Coaching, schedule a free 15-minute cons...
2024-02-2012 minDebt-Free Latina
Debt-Free LatinaHow To Stay on Budget While on Vacation#098 - In this episode, Mayra shares how her family stays on budget while on vacation.  That may sound restrictive for some but the truth is there are so many more benefits than anything else.  Based on the itinerary, she guestimated how much she might need for each place she plans to visit.  And also there is extra money available should she go over budget.  Boundaries are flexible. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.lati...
2024-02-0611 minDebt-Free Latina
Debt-Free LatinaDo You Regret Making Some Purchases?#097 - In this episode, Mayra shares how we often are so excited to buy items, and then after we own them we have a feeling of regret. This might not happen all the time, but the thing you thought was going to be so awesome, isn't as good as you once thought. If you've been in that situation, you don't want to miss this episode! If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-12-1212 minDebt-Free Latina
Debt-Free LatinaMoney Conversations Can Be Difficult...Have Courage!#096 - In this episode, Mayra shares how sometimes we Latinas feel like we can't speak up when it comes to how money gets handled in our homes. Sometimes machismo, or just family dynamics are intense and we might default to just keeping the peace in our relationship as a higher priority. The truth is sometimes difficult conversations are necessary to change the projection of your financial future. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-12-0512 minDebt-Free Latina
Debt-Free LatinaHow to Avoid Comparing Yourself to Others#095 - In this episode, Mayra shares tips on how to avoid comparing yourself to others which can cause unhappiness in our lives. She also answers an email she received regarding joint accounts vs separate accounts for a married couple. If you are interested in learning more about Financial Coaching, schedule a free 15-minute consultation with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-11-0713 minDebt-Free Latina
Debt-Free LatinaFinancially Strong Latina with Jen Hemphill#094 - On this episode, I interviewed Jen Hemphill she is the host of the Her Dinero Matters Podcast and she shared some common misconceptions, and some tips on how we can start budgeting consistently. As well as her upcoming event Financially Strong Latina. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/ To sign up for Financially Strong Latina click here
2023-10-2422 minDebt-Free Latina
Debt-Free LatinaHow to Stay Disciplined and Motivated to Budget#093 - In this episode, Mayra talks about how to stay motivated and disciplined when planning your money. It's not an easy task but you have to embrace the fact that budgeting or planning your money is a task that needs to be completed regularly in order to win with money. Also having a strong why and knowing where you're headed is crucial. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/ To sign up for Financially Strong Latina click here
2023-10-1711 minDebt-Free Latina
Debt-Free LatinaEnvision Your Debt-Free Lifestyle#092 - In this episode, Mayra shares that when envisioning and taking steps to eliminate our debt, it's usually not one major change that will steer us in the right direction. It's actually many small choices that we have to make consciously that will help us stay the course in our debt freedom journey. She also shares a few ideas of things we can implement to make wise choices starting today! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/ To sign up for Financially Strong Latina click here
2023-10-1014 minDebt-Free Latina
Debt-Free Latina7 Challenges We Need To Overcome to Become Debt-Free#091 - In this episode, Mayra shares 7 common challenges we need to overcome to become debt-free. It isn't always easy to combat our debt, staying mindful of the challenges and brainstorming how to push through to achieve our financial goals is one way to prepare. This road to debt freedom can be long and hard, but if we think ahead of how to combat the debt, use various strategies/tools, and gain financial literacy skills it is possible! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/ To sign up for Financially St...
2023-10-0413 minDebt-Free Latina
Debt-Free LatinaBreaking Free From Consumerism#090 - In this episode, Mayra shares how consumerism can be combated. Modern advertising fuels our need to buy, and marketers use psychological tactics to get us consumers to spend more. We can learn to evaluate what we already own vs. what we are thinking of buying next and be mindful of our next purchase. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-09-1914 minDebt-Free Latina
Debt-Free LatinaThe True Cost of Debt: More Than Just Money#089 - In this episode, Mayra shares how the burden of debt can be heavy. She also shares how we can effectively make changes and our thought process to help combat our impulses going forward. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-09-1211 minDebt-Free Latina
Debt-Free LatinaSlash and Burn: Effective Strategies to Eliminate Debt Fast#088 - In this episode, Mayra shares how to effectively eliminate debt! It takes more than budgeting, it also requires strategy! Imagine a life where every paycheck stays in your pocket. It's possible! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-09-0509 minDebt-Free Latina
Debt-Free LatinaBudget for Success#087 - In this episode, Mayra shares why it's important to plan and create a budget with the entire family. She encourages married couples to talk about goals, dreams, and aspirations. When couples have shared objectives, it creates a synergy that can really propel couples to achieve their purpose. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-08-3010 minDebt-Free Latina
Debt-Free LatinaWhy It's Important to Invest in Yourself#086 - In this episode, Mayra shares the importance of being lifelong learners. Sometimes learning a skill will take time, energy, and even sometimes a monetary investment. Investing in ourselves can be something we are reluctant to do if we are on our journey to build wealth. However, the best investment we can make at times is in our own growth and learning. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-08-2309 minDebt-Free Latina
Debt-Free LatinaThis Debt-Free Journey is Hard!#084 - In this episode, Mayra shares how staying the course in this debt-free journey always hits a hard season. Unless you have a strong why! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-08-0814 minDebt-Free Latina
Debt-Free LatinaHow Our Emergency Fund Helped Us Recently#083 - In this episode, Mayra reviews why it's important to have an emergency fund. She shares a personal story about why her emergency fund came in handy. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-08-0112 minDebt-Free Latina
Debt-Free LatinaEvery Penny Counts#082 - In this episode, Mayra reviews why it's important to have a plan for every penny we earn. We also need to have a why behind our plan. If not we may not have the motivation and inspiration to keep moving forward and obtaining the financial freedom we desire. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-07-2508 minDebt-Free Latina
Debt-Free LatinaBeing Intentional About Professional Growth with Rosa from Speak Up Mujer#081 - In this episode, Mayra interviews Rosa Benavides from Speak Up Mujer. Rosa is the founder of Speak Up Mujer and creator of the D.A.R.E. T.O. Program. She is a First-Generation Latina -- first to go to college, first to navigate the professional work setting, and first to aspire to an Executive role in her family. She was raised in Boyle Heights, Los Angeles, California, and graduated from UCLA. Rosa has over 20 years of professional experience and serves in a Director capacity in the public sector.  Rosa is an empathetic professional development coach focused on providing w...
2023-07-1822 minDebt-Free Latina
Debt-Free LatinaThe Silent Withdraw: Monthly Subscriptions#080 - In this episode, Mayra reviews some statistics about monthly subscriptions. Some monthly subscriptions can actually save us money in the long term instead of paying a la carte for things, but some we aren't using at all! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-07-1109 minDebt-Free Latina
Debt-Free LatinaFinding Discounts, Coupons, and Deals to Maximize Savings#079 - In this episode, Mayra shares how couponing enabled her to save on household items, toiletries, and other items that she normally uses. Saving money on things you normally purchase in conjunction with budgeting, meal planning, etc all adds up! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-07-0409 minDebt-Free Latina
Debt-Free LatinaBeing a First Generation Latina is Difficult#078 - In this episode, Mayra shares her story and how difficult it has been to be a First Generation Latina. She had to make some difficult decisions in the last year. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-06-2715 minDebt-Free Latina
Debt-Free LatinaYou want to Improve Your Financial Future....but Your Spouse Isn't Ready?#077 - In this episode, Mayra shares the struggles of getting her husband on board when it came to our finances. She reviews what you may need to do and address before you have that "conversation." Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-06-2112 minDebt-Free Latina
Debt-Free LatinaMoney Strategies: Food Planning#076 - In this episode, Mayra shares how she plans to get the best bargains at the grocery store. And also how to handle when eating out is the only option. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-06-1311 minDebt-Free Latina
Debt-Free LatinaMoney Strategies: The Envelope System#075 - In this episode, Mayra shares how she and her family have implemented the envelope system to help them achieve some short-term goals. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-06-0614 minDebt-Free Latina
Debt-Free LatinaFrom Independence to Unity: How to Merge Your Finances to obtain Financial Abundance with Valentina Izarra#074 - In this episode, Mayra interviews actor, dancer, podcaster, and self-improvement junkie Valentina Izarra. Valentina went through a painful divorce and learned a lot from the experience. She shares her story as well as why she believes merging your finances with your spouse is powerful. Connect with Valentina on Instagram https://www.instagram.com/mamasconganas Website: mamasconganas.com Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at https://www.instagram.com/debtfree.latina/
2023-05-3033 minDebt-Free Latina
Debt-Free LatinaFrom Vision to Reality: Unleashing Your Dream Career and Financial Abundance#073 - In this episode, Mayra interviews Dr. Norma Reyes about how we can start dreaming, visualize, and set goals for our future. Dr. Norma Reyes is a first-generation Mexican American; Both of her parents are from Mexico. She's one of four children and the first in her family to work towards breaking generational trauma by taking care of herself through self-help, self-care, and working to build generational wealth. She loves inspiring and supporting other women. She holds a PhD in Education and her research is on career and professional development of executive Latina women. Dr. Reyes, also, has a master’s...
2023-05-2320 minDebt-Free Latina
Debt-Free LatinaBreaking Barriers: How First Generation Latinas Can Start a Small Business with Claudia Valenzuela#072 - In this episode, Mayra interviews Claudia Valenzuela about how we can start a small business with little to no monetary investment. Claudia is a 1st Gen Latina Entrepreneur living in Seattle, Washington. She is the daughter of Mexican immigrant parents, a world traveler & a former educator. She started her entrepreneurship journey in 2019 and today she is a business mindset coach helping 1st Gen Latina Coaches break free from their biggest mental blocks that keep them feeling stuck so they can make more 4-figure sales in their coaching businesses. In her free time, she loves all things travel, fitness, and...
2023-05-1615 minDebt-Free Latina
Debt-Free LatinaBusiness Bookkeeping with Lourdes Auquilla#069 - In this episode, Mayra interviews Lourdes Auquilla about Business Bookkeeping. They discuss 3 common mistakes business owners make in bookkeeping and how to correct them. Lourdes Auquilla is a Latina Bookkeeper who helps CEOs gain financial clarity so they can know exactly where their money is going, be tax ready, and increase profits. Connect with Lourdes on IG at @lourdesbookss Website: Lourdesauquilla.com Get a quote: Lourdesauquilla.com/quote Dreamy Sheets (a simple DIY Bookkeeping system for business owners): Lourdesauquilla.com/dreamy-sheets Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina
2023-04-2514 minDebt-Free Latina
Debt-Free LatinaLife Insurance for Latinas: Protecting Your Loved Ones and Your Future#068 - In this episode, Mayra discusses why life insurance is crucial for Latinas. We aren't often aren't taught the importance of this in our Latino homes. From protecting your loved ones financially to providing for your children's future and gaining peace of mind, we explore three key reasons why life insurance is a must-have for Latina women. We also talk about what types of insurance to get and which to stay away from. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina
2023-04-1810 minDebt-Free Latina
Debt-Free LatinaOvercoming Cultural Barriers#067 - In this episode, Mayra discusses the challenges Latina women face when managing their debt, including cultural and language barriers. As well as the reluctance to seek help or negotiate with creditors due to cultural beliefs and values. She offers tips on how to protect yourself from debt collection practices, the importance of seeking help from trusted advisors, and negotiating from a position of knowledge and strength. Lastly, she encourages listeners to stay positive and believe in themselves as they take steps toward securing their financial future. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.la...
2023-04-0410 minDebt-Free Latina
Debt-Free LatinaSetting Boundaries with Relationships for Financial Freedom#066 - On this episode Mayra talks about setting boundaries. Are you struggling to achieve financial freedom because of the people in your life? Do you find it hard to say "no" when your friends or family ask for money or invite you to expensive outings? This episode reviews how to set boundaries with relationships can help you achieve financial freedom.
2023-03-2811 minMamas Con Ganas Podcast
Mamas Con Ganas PodcastBecoming a Debt Free Latina with Mayra Alejandra GarciaIf you live with the stress of debt, this is the episode for you! Interview with Mayra Alejandra Garcia, a financial literacy education and coach on a mission to empower and motivate families to live a debt-free lifestyle. After spending years in debt, she started her debt-free journey in 2010 and was able to pay off her debt in 17 months. She's a wife and mother of two and is passionate about teaching financial literacy. She's the host of the Debt-Free Latina Podcast. Follow me on IG: @MamasConGanasSubscribe to my YouTube Channel: @MamasConGanasFollow my...
2023-03-1542 minDebt-Free Latina
Debt-Free LatinaToday's Real Estate Market with Mariel Palafox Leon#065 - Mayra interviews Mariel Palafox Leon a local real estate agent in the Phoenix market. They conversate about what the real estate market looks like right now and what it may look like in 2023.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina Follow Mariel on Instagram at @mariel.palafox.leon.realtor  
2023-03-0716 minDebt-Free Latina
Debt-Free LatinaAre You Getting a Tax Return?#064 - Mayra talks explains what is a Tax Return, if we are receiving one, and how to use it wisely. Reviews how the wealthy view this topic. And how we can learn to change our mindsets regarding this subject to expedite our debt elimination efforts. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina
2023-01-2507 minDebt-Free Latina
Debt-Free LatinaHow to Avoid Lifestyle Inflation#063 - Mayra talks about what we tend to do when we get extra money. There are patterns in our behavior that keep us where we are. When additional money is received, we tend to immediately think about ways to spend the money. When we have a plan and extra money comes our way, we are most likely to reach our goals sooner.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina
2023-01-1715 minDebt-Free Latina
Debt-Free LatinaHow to Curve Overspending#062 - Mayra reviews ways to curve overspending. What triggers us? Taking time to analyze our triggers helps us course correct. We all get tired, or in moods that sometimes get us in an impulsive mindset and enable us to forget about the initial plans we had with our money.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina
2023-01-1114 minDebt-Free Latina
Debt-Free LatinaApple Pay Safety#061 - Mayra shares her experience of losing her phone which had Apple Pay activated and paired to her debit cards. She explains the steps she took to ensure her information was safe and secure. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina
2023-01-0310 minDebt-Free Latina
Debt-Free LatinaWhat To Do If You Receive an IRS Audit with Claudia Moncarz#060 - On this episode, we have Tax Attorney Claudia Moncarz again on the show. She provides steps to take if we ever get audited by the IRS.  Connect with Claudia at www.moncarzlaw.com Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-11-2917 minDebt-Free Latina
Debt-Free LatinaBudget Planning for 2023#059 - Mayra reviews why it's important to start planning for the upcoming year. You are most likely to hit your goals if you have them written down. Planning is half the battle. Don't wait until the new year, start the new year knowing what you will focus on! Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-11-2314 minDebt-Free Latina
Debt-Free LatinaWhat Can We Expect From The Economy in 2023?#058 - Mayra explains how the economy is shifting and makes a prediction based on patterns we've seen in the past. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-11-1613 minDebt-Free Latina
Debt-Free LatinaHow to Prepare for the Holidays#057 - Mayra explains why the holidays shouldn't be stressful. And how we can prepare to make wise choices during this wonderful time of the year.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-11-0911 minDebt-Free Latina
Debt-Free LatinaMujeron Movement Event and What Was Covered On Stage#056 - Mayra had the privilege of being on a panel at the Mujeron Movement Event with Sylvia Corea and Angelica Prescod. Mayra was asked about a strategy that helped her get out of debt. On this episode she covers what she shared on stage. Angelica Prescod is a Financial Planner and you can find her on IG @AngelicaPrescod Sylvia Corea is a representative for Arizona Bank & Trust Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina      
2022-11-0211 minDebt-Free Latina
Debt-Free LatinaEasy Budget Friendly Meals with Ana Regalado from Salty Cocina#055 - On this episode, Mayra had the pleasure of talking to Ana Regalado from Salty Cocina. Ana currently has a series on social media that is focused on helping families make easy budget-friendly meals. We review what items we should have on hand most of the time to whip up meals in a flash.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina Connect with Ana at https://SaltyCocina.net  Follow Ana on Instagram at @salty_cocina  
2022-10-2613 minDebt-Free Latina
Debt-Free LatinaYour Network is Your Net Worth#054 - On this episode, Mayra talks about why networking is one way to advance in your career and increase your net worth. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-10-0510 minDebt-Free Latina
Debt-Free LatinaHow to handle IRS debt with Claudia Moncarz#053 - On this episode we have Tax Attorney Claudia Moncarz. She's gives us insight into how to handle Tax Debt and the steps to take if you have been audited by the IRS. Connect with Claudia at www.moncarzlaw.com Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-09-2715 minDebt-Free Latina
Debt-Free LatinaWhy Having a Money Plan is Essential#052 - On this episode, Mayra talks about why having a Money Plan is important and can't be avoided if you want to win with money.  Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-09-2110 minDebt-Free Latina
Debt-Free LatinaThings to Consider When Making Big Purchases#051 - On this episode, Mayra provides tips on what to keep in mind when making significant purchases. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-09-1412 minDebt-Free Latina
Debt-Free LatinaBank of America's New Home Loan Option#050 - On this episode, Mayra reviews the Community Affordable Loan Solution offered by Bank of America. This new home loan option is advertised as though it will make homeownership more attainable for borrowers living in minority communities but is that true? Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia and @debtfree.latina
2022-09-0710 minDebt-Free Latina
Debt-Free LatinaHow to Stay Motivated Throughout Our Debt Free Journey#049 - On this episode, Mayra shares how she stays motivated to reach personal goals.   Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia
2022-08-3113 minDebt-Free Latina
Debt-Free LatinaWhat Budgeting Format is Best for You?#048 - On this episode, Mayra goes over the 3 most popular formats to create a budget. There is no right or wrong...it's just a matter of figuring out what works for YOU! The most important part is making this as easy as possible so you can stay consistent and reach your financial goals and aspirations! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia
2022-08-2409 minDebt-Free Latina
Debt-Free LatinaMoney Trauma with Micaela Deegan#047 - On this episode, Mayra and Micaela help answer a question that came in from a listener. "How can I heal from Money Trauma?" Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia Micaela Deegan on Instagram at @thefearlessmujerpodcast  
2022-08-1715 minDebt-Free Latina
Debt-Free Latina3 Ways to Save Money on Food#045 - On this episode, Mayra shares tips on how to save money on groceries.   Download a Meal Planner at DebtFreeLatina.com/mealplanner Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia
2022-08-0312 minDebt-Free Latina
Debt-Free LatinaDo You Live In The Past, Present or Future?#044 - On this episode, Mayra reviews how our bi-cultural societies live differently. How we can learn from them and blend them into the right balance for us. If we live in the present, we could be forgetting about saving for a rainy day for example and if we live in the future we could be missing the beauty of enjoying our current stage in life.  Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia
2022-07-2712 minDebt-Free Latina
Debt-Free LatinaThings to Avoid When Getting Out of Debt#043 - On this Episode - Mayra warns you about things you should stay away from if you're getting out of debt. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @mayra.alejandra.garcia
2022-07-2013 minDebt-Free Latina
Debt-Free LatinaHow to Eliminate Debt?#042 - On this episode, Mayra goes back to basics. Reviews how we can easily take steps to eliminate debt.   Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-07-1313 minDebt-Free Latina
Debt-Free LatinaThe Most Wonderful Time of the Year#041 - On this episode, as the second half of the year approaches, Mayra reviews a few things to keep in mind. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-06-2912 minDebt-Free Latina
Debt-Free LatinaPeace of Mind#040 - On this episode, Mayra shares a story about how in a financial emergency situation she had peace of mind. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-06-2213 minDebt-Free Latina
Debt-Free LatinaHow to Find the Best Deals on Gasoline#039 - On this episode Mayra goes over a few apps that help find the best gas prices. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-06-1510 minDebt-Free Latina
Debt-Free LatinaHave a Summer to Remember#037 - On this episode, Mayra reviews some important things to keep in mind when planning a summer getaway. Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-06-0111 minDebt-Free Latina
Debt-Free LatinaThriving with our Money: Guest Jenavi Kasper#036 - On this episode, Mayra talks to Jenavi Kasper CEO of La Jefa Status a business consulting firm for Latina-owned businesses. We talked about our upbringing, how she navigated student loans and touched on how we can build small businesses with little to no money! Follow Jenavi on Instagram at @LaJefaStatus or learn more at LaJefaStatus.com Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-05-2522 minDebt-Free Latina
Debt-Free LatinaHow do we Save, Invest and Pay Off Debt?#035 - On this episode, Mayra explains how sometimes we feel like we have to do all the things. However, keeping things simple and having a strategy helps us achieve our goals and wealth build! Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-05-1713 minDebt-Free Latina
Debt-Free LatinaHow to Create a Budget with an Irregular Income#034 - On this episode, Mayra reviews how to create an income when your income varies week to week or month to month.   Connect with Mayra at https://DebtFreeLatina.com  Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-05-1115 minDebt-Free Latina
Debt-Free LatinaChange Your Life By Updating Your Standards#033 - On this episode, Mayra talks about how identifying and/or changing our personal standards can shift our actions.   Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-05-0313 minDebt-Free Latina
Debt-Free Latina3 Ways to Fight Inflation#032 - On this episode, Mayra gives 3 ideas to help fight inflation in your home.  Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-04-2614 minDebt-Free Latina
Debt-Free LatinaEmotional Intelligence Can Help Increase Your Earnings#031 - On this episode, Mayra reviews what Emotional Intelligence (EQ) is and why that's different from IQ. How increasing our EQ can help us increase our income and it's a skill that we can all attain. Book Reference: Emotional Intelligence 2.0 by Dr. Travis Bradberry and Dr. Jean Greaves Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-04-1913 minDebt-Free Latina
Debt-Free LatinaWhy Budgeting is More Important Than Increasing Your Income#029 - On this episode, Mayra explains how earning more money doesn't always solve your money problems. More money amplifies who you already are! And why budgeting is more important and truly life-changing. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-04-0513 minDebt-Free Latina
Debt-Free LatinaWhat is the Difference Between a Financial Coach vs Financial Planner#028 - On this episode, Mayra explains the differences between a financial coach and a financial planner.  Which one do you need right now? That depends on your personal journey.  Tune in to also find out how to interview them to find out if they are the right fit for you. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia
2022-03-0110 minDebt-Free Latina
Debt-Free LatinaThe Importance of Having a Positive Money Mindset with Micaela Deegan#025 - On this episode, Mayra talks to Micaela Deegan the host of the Fearless Mujer Podcast. Micaela is an empowerment coach who focuses on supporting Latinas that are ready to step into the powerful woman they were created to be. If you are wondering how to shift your money mindset from scarcity to abundance, you need to tune in to this episode. Connect with Mayra at https://DebtFreeLatina.com Follow Mayra on Instagram at @debtfree.latina and/or @mayra.alejandra.garcia You can find Micaela at https://FearlessMujer.com and on Instagram @thefearlessmujerpodcast  The Empowered Latina Guide: https://fearlessmujer.com/re...
2022-02-0831 minDebt-Free Latina
Debt-Free LatinaSetting Goals and New Year Resolutions#024 - On this episode, Mayra talks about New Year Resolutions and how to set goals for the upcoming year. Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Or Instagram at instagram.com/debtfree.latina Quoted Articles Forbes: https://www.forbes.com/sites/kathycaprino/2019/12/21/the-top-3-reasons-new-years-resolutions-fail-and-how-yours-can-succeed/?sh=7ab45bb56992 Zig Ziglar: https://chrislocurto.com/zig-ziglar-wheel-of-life/
2021-12-2213 minDebt-Free Latina
Debt-Free LatinaHow to Start a Small Business with Lisa Lanaola#023 - On this episode, Mayra talks to Lisa Lanaola from LisaLanaola.com. Lisa is a small business owner and she walks us thru the steps she took to have a thriving online business. For the Small Business Toolkit go to DebtFreeLatina.com/tools Feel free to reach out to Mayra at DebtFreeLatina.com for your financial coaching needs. Lisa can be reached at LisaLanaola.com and @lisa_lanaola on Instagram
2021-12-1418 minDebt-Free Latina
Debt-Free LatinaOur Words are Powerful#021 - On this episode, Mayra talks about how our mindset affects our decisions. She reviews what things millionaires value and how the words we use are so important. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com
2021-11-2310 minDebt-Free Latina
Debt-Free LatinaHow to Avoid Debt this Holiday Season#021 - On this episode, Mayra gives ideas on how to make some extra income in the next 4-6 weeks before Christmas, as well as inexpensive gift ideas. Let's get thru 2021 without additional debt! Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com
2021-11-1610 minDebt-Free Latina
Debt-Free LatinaCredit Cards...Are the Rewards Worth it?#020 - On this episode, Mayra goes over some of the benefits and the downfall of using credit cards. Are getting points, cash rewards, and free airline tickets worth the hassle? Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com
2021-11-0911 minDebt-Free Latina
Debt-Free LatinaLeaning on Hope#019 - On this episode, Mayra talks about her experience at a Podcasting Conference and how she's had a moment where she felt a lack of hope and became overwhelmed. She discovered similarities between building a business and getting out of debt.   Leaning on hope is active! Mayra is rediscovering and refocusing on her "why" which has given her a new sense of peace and strength to keep building and providing financial literacy for everyone. Feel free to message Mayra at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com...
2021-10-1919 minDebt-Free Latina
Debt-Free LatinaShould I lease or buy a car?#018 - On this episode, I review what's the best way to operate a vehicle. Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting? Book a one-on-one session with Mayra at DebtFreeLatina.com
2021-10-0511 minDebt-Free Latina
Debt-Free LatinaCan we trust our Life Insurance Needs to MLMs?#017 - On this episode, I review if MLM's like Primerica, World Financial Group, Family First Life, or similar companies are the best choice for Life Insurance needs. These financial professionals seem to be everywhere. Have Life Insurance questions? Feel free to message me at Instagram.com/DebtFree.Latina Interested in learning how to start budgeting book a one-on-one session with Mayra at DebtFreeLatina.com
2021-09-2810 minDebt-Free Latina
Debt-Free LatinaHow to Avoid Overspending at the Grocery Store and While Eating Out!#015 - Overspending is a common struggle in many households. On this episode, Mayra teaches strategies to stay on track with your goals and stick to the amounts you set in your budget for each category. Food is one of the hardest to get control over. Need help creating a budget? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina 
2021-07-2009 minDebt-Free Latina
Debt-Free LatinaBudgeting Equals Freedom!#014 - Being financially unstable is hard. Becoming wealthy is hard. Choose your hard! Many people think that budgeting is about depriving oneself of the things we want. This couldn't be further from the truth! Budgeting means freedom because you will have more money to buy what you need and enjoy your life. When you are living paycheck-to-paycheck, it can feel like there's no end in sight. However, when we take control of our finances by creating a budget, we free ourselves to live without worry and with plenty of money for all that life throws at us. Need help creating a...
2021-07-1310 minDebt-Free Latina
Debt-Free LatinaHow much do you need to retire?#012 - How can you calculate how much you need to retire? In this episode, Mayra shares what you need to ask yourself to prepare yourself to retire comfortably. She also covers what FIRE means and how you can achieve that. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina 
2021-06-2209 minDebt-Free Latina
Debt-Free LatinaHow to Accelerate your Debt Freedom Journey!#011 - Do you want to get out of debt as fast as possible? In this episode, Mayra tells us what she and her husband did to earn extra income during their debt-free journey. She also gives us ideas on how we can earn additional income to move the needle faster and accomplish our debt freedom goals. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra on Instagram.com/DebtFree.Latina 
2021-06-1517 minDebt-Free Latina
Debt-Free LatinaWhy is the Housing Market Crazy?#010 - It's a seller's market right now. If you planning on buying, selling, or refinancing your home in 2021, don't miss this episode where Mayra breaks down why the home prices have gone so high and she makes an educated guess on what the market will continue to do in the near future.  
2021-05-1109 minDebt-Free Latina
Debt-Free Latina3 Steps to Convince Your Spouse to Become Debt-Free!#009 - Are you in debt and you want to get out? However, your spouse doesn't seem interested in joining the effort? It's not always easy convincing someone else to join a journey with you, but it can be done! On this show, Mayra gives you 3 steps that will help you convince your spouse to take on this challenge with you. Need more help? Book Mayra for a one on one session at DebtFreeLatina.com Follow Mayra at Instagram.com/DebtFree.Latina
2021-05-0408 minDebt-Free Latina
Debt-Free LatinaWhat Life Insurance is Best?#008 - On this episode, Mayra reviews if you need life insurance, why employer-sponsored life insurance isn't always enough. If you're interested in becoming debt-free or need help getting your finances in order. Book a session with Mayra at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina
2021-04-2707 minDebt-Free Latina
Debt-Free LatinaNew Podcast Name!#007 - On this episode, Mayra tells you all the details as to why, how, and what you can expect with the podcast name change. If you're interested in working with Mayra book a session at DebtFreeLatina.com Follow Mayra on Instagram at Instagram.com/debtfree.latina
2021-04-2705 minMoneda Moves
Moneda MovesSmall Steps To Take Control of Personal Finances | Debt-Free Latina's Mayra Alejandra GarciaIt’s financial literacy month, mi gente, and that means we are diving in deep to personal finances. Today, we speak with Founder and CEO of Debt-Free Latina, Mayra Alejandra Garcia. She is a financial coach teaching women and families how to get out of debt, grow their net worth and claim their financial independence. In 2010, she was stressed out about our bills, living in a house she couldn't afford, had two car loans, student loans and credit cards. She was ready to make a change and learned how make a budget. A few years la...
2021-04-0732 minDebt-Free Latina
Debt-Free LatinaAre you Getting a Tax Refund?#006 - On this episode, Mayra reviews what you should invest your tax refund in and how the wealthy view this subject. Interested in making your money go further?   Check out TheCashFlowMethod.com! Need more help? Book Mayra for a one on one session at MayraAlejandraGarcia.com Follow Mayra at Instagram.com/Mayra.Alejandra.Garcia    
2021-01-2608 minDebt-Free Latina
Debt-Free LatinaHow to Pay off your Debt#005 - On this episode, Mayra reviews how to get out of debt using the Debt Snowball. This is the method she used and it works!   Mayra goes over possible challenges you might encounter and why it's important to know how much you owe and project how long it will take you to pay off your debt. She's here to help! Reach out to her if you have any questions or to let her know when you start your debt snowball. Connect by messaging her at MayraAlejandraGarcia.com or DM Mayra on Instagram at Instagram.com/Mayra.Alejandra.Garcia The Cash Flow...
2021-01-1908 minDebt-Free Latina
Debt-Free LatinaPractice Makes Perfect#004 - On this episode, Mayra reviews why paying cash helps tame our spending habits. Automatic payments are usually out of sight and out of mind, Mayra reminds us why we need to review them periodically. She also goes over Dave Ramsey's baby steps and explains why budgeting takes practice. MayraAlejandraGarcia.com Connect with Mayra on Instagram at Instagram.com/mayra.alejandra.garcia
2020-09-2911 minDebt-Free Latina
Debt-Free LatinaMore is Caught than Taught#003 - This episode is dedicated to Mayra's late mother Esther.  Things she learned growing up and how most was caught than taught. Mayra is a mother of two teenagers and reviews the importance of being intentional in teaching children how to handle money wisely. Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!
2020-09-2012 minDebt-Free Latina
Debt-Free Latina5 Ways to Increase Your Disposible Income#002 - On this episode, Mayra reviews the 5 things her family did to increase their disposable income and pay off their debt as quickly as possible.  MayraAlejandraGarcia.com
2020-09-0910 minDebt-Free Latina
Debt-Free LatinaWelcome to the All Things Money Podcast!#001 - Welcome to the first episode of the All Things Money Podcast! In this episode, you'll get to know Mayra Alejandra. She explains how and why her family began their debt-free journey. Stay in touch with Mayra Alejandra by heading over to MayraAlejandraGarcia.com and sign up to receive her emails! Thanks for listening!  
2020-09-0809 min