Shows
Money Stuff With MomsEp 99: Debt... and getting rid of it: PART 22025-01-1003 minMoney Stuff With MomsEp 98: Debt... and getting rid of it: PART 12025-01-1018 minMoney Stuff With MomsEp 97: Same Talk, Different TakeawaysIn this episode, we’re diving into my experience at a recent financial planning conference. I’ll share the fascinating discussions, key moments from the speakers, and why perspectives varied so much depending on attendees’ backgrounds and goals. Whether you’re curious about what goes on at these events or how to better interpret financial advice, this episode will inspire you to embrace diverse viewpoints in your financial journey.2024-11-2213 minMoney Stuff With MomsEp 96: Girl math2024-11-1517 minMoney Stuff With MomsEp 95: You won't ever get ahead if you don't do thisYou must spend less than you make You must make more than you spend Period. Bummer. We know. 2024-11-0819 minMoney Stuff With MomsEp 94: Inflation and Everyday Mom HacksInflation is hitting everyone, especially moms managing household budgets. We’re talking about how inflation is affecting our day-to-day lives and sharing practical steps we’re taking to stretch our dollars and keep our finances in check.2024-11-0134 minMoney Stuff With MomsEp 93: More than Money-TalkTake a break from the money talk! Join us as we share our latest pop culture favorites, from shows to podcasts and everything in between. Get to know us a bit more while we dive into what’s keeping us entertained these days. Lindsay talks Love is Blind. Meghan talks about the It Ends with Us controversy.2024-10-2511 minMoney Stuff With MomsEp 92: Back to School MoneyIn the Back to School Money episode, we explore practical financial tips for moms as the new school year kicks off. Tune in for actionable advice to help you save, plan, and make the most of your money during this hectic time of year!2024-09-0621 minMoney Stuff With MomsEp 91: Multiple Income StreamsMultiple Income Streams: The Reality Behind the Dream In this episode, we're diving into the buzzword "income streams." Is it really about sipping margaritas on the beach and making money in your sleep? We'll share our thoughts on what building these streams truly means, why they're important for your financial future, and practical steps to get started. Tune in to get the real scoop and start your journey to financial freedom!2024-08-3058 minMoney Stuff With MomsEp 90: Modern Cents: Simplifying Money Matters and Teaching Kids Financial SmartsIn this episode, we dive into Modern Cents with Andrea Thompson, who expertly simplifies complex money matters. Discover how to make financial concepts easy for yourself and your kids, and get practical tips for teaching young ones about money in an engaging way. Whether you're looking to streamline your own finances or raise money-smart children, Andrea's insights will provide you with the tools you need to succeed.2024-08-2355 minMoney Stuff With MomsEp 89: Guide to Wealth-Building and Investing In this episode, we sit down with Michelle Hung, a seasoned investor, educator, CFA, and author, to explore the world of finance, investing, and wealth-building. Michelle shares her expert insights with a dash of sass, making complex financial concepts fun and accessible. Whether you’re just starting out or looking to up your game, this episode will equip you with the knowledge and confidence to take control of your financial future. Get ready for a lively and empowering conversation that will inspire you to build the wealth you deserve! 2024-08-1637 minMoney Stuff With MomsEp 88: Stock Market: plummeted, recovered, correction, OH MYBrace yourself for a deep dive into the volatile world of the stock market. Learn how to navigate crashes, downturns, and economic turbulence to not just survive, but thrive, even in the worst of times.2024-08-0914 minMoney Stuff With MomsEp 87: Summer Budgeting Tips2024-08-0210 minMoney Stuff With MomsEp 86: Shannon Lee Simmons Shares How to Make Money Decisions2024-07-1257 minMoney Stuff With MomsEp 85: How much money is enough money2024-07-0525 minMoney Stuff With MomsEp 84: Too much debt??2024-06-2831 minMoney Stuff With MomsEp 83: The Habits of the Rich and Wealthy2024-06-2119 minMoney Stuff With MomsEp 81: It's our BDay Week! Lindsay + Meghan are both 40 now!2024-06-1411 minMoney Stuff With MomsEp 80: Avoiding the Summer Overspend2024-06-0719 minMoney Stuff With MomsEp 80: Creating Generational Wealth2024-05-3127 minMoney Stuff With MomsEp 79: Spend Money to Make Money2024-05-2426 minMoney Stuff With MomsEp 78: Grocery shopping tips for saving moneyLooking for ways to save money on groceries? Join Lindsay as she discusses budget-friendly grocery shopping tips. Learn the importance of planning ahead, simple ways to write your list, and routines that will avoid overspending. Discover how setting a per person budget per week can help you achieve your financial goals. From meal planning to utilizing sales, she provides practical examples to save money. Listen up and start saving! [00:00:03] Grocery shopping tips for saving money. [00:01:32] Flexibility and creativity in blended families. [00:02:57] Limit grocery store trips [00:04:55] tips and tricks [00:06:40] shopping with a list. [00:09:26] On...2024-05-1720 minMoney Stuff With MomsEp 77: Life + Money2024-05-1030 minMoney Stuff With MomsEp 76: Passive Income Streams2024-05-0359 minMoney Stuff With MomsEp 75: Money Lessons + Kids2024-04-2618 minMoney Stuff With MomsEp 74: Tax Savings 1012024-04-1933 minMoney Stuff With MomsEp 73: Top Tax Tips for this Tax Season*not advice2024-04-1217 minMoney Stuff With MomsEp 72: The Dirty Truth About Car Loans2024-04-0527 minMoney Stuff With MomsEp 71: Shame-free Money + Living your Best Life with SHAY STEACY2024-03-2938 minMoney Stuff With MomsEp 70: RESP is it worth it?2024-03-2229 minMoney Stuff With MomsEp 69: Save or reduce debt?2024-03-1518 minMoney Stuff With MomsEp 68: Best advice you were ever given about money2024-03-0826 minMoney Stuff With MomsEp 67: Credit Cards, Points, Travel Rewards - Spend Smart?When it comes to credit cards, remember: "The house always wins" Follow Barry Choi on Instragram: Barry Choi (@barry_choi) • Instagram photos and videos2024-03-0135 minMoney Stuff With MomsEp 66: Where to invest?WealthSimple: CLICK HERE Questrade: CLICK HERE Banks tend to have the best promos but beware once the promo time is up - they are trash. Want to try a KOHO card? Try it here and get a $20 Cash Back Start your emergency fund with EQ Bank. Once you've saved $100 they will give you a BONUS of $20! That's an instant 20% return!! 2024-02-2320 minMoney Stuff With MomsEp 65: Financial Independence Retire EarlySomething I'm into right now: Sorry We're Stoned Podcast (not money related) Want to try a KOHO card? Try it here and get a $20 Cash Back Start your emergency fund with EQ Bank. Once you've saved $100 they will give you a BONUS of $20! That's an instant 20% return!! ...still obsessed with Mount Everest though. PEOPLE TRYING TO GET RICH QUICK - STAY BROKE LONG No matter where you are in the financial journey, youare going to feel embarressed or shamed. You feel embarressed when you are doing well, you feel e...2024-02-1623 minMoney Stuff With MomsEp 64: Retire Sooner What you need to know2024-02-0916 minMoney Stuff With MomsEp 63: Your TFSA isn't a Savings Account - do this instead2024-02-0314 minMoney Stuff With MomsEp 62: The Best Budgeting AppsIn today’s episode we’re going to break down the 3 best budgeting tools you can use in 2024 to get your finances organized and a plan that actually makes sense for you + your family. YNAB $99/year or $15/mo GoodBudget $70/year or $8/mo Banking Built in Free (RBC banking - NOMI Insights) 2024-01-2634 minMoney Stuff With MomsEp 61: Our 2024 Goals: Financial, Health, Family, Etc.Lindsay - reno Meghan - enjoy status quo, more date nights + debt reduction strategy 2024-01-1921 minMoney Stuff With MomsEp 60: Our 2024 Predictionsthis is NOT financial advice Lindsay - predicts more of the same Meghan - predicts interest rate stabilization, housing pressure,2024-01-1227 minMoney Stuff With MomsEp 59: Setting your money on autopilotFor 2024 it is more important than ever to setup a system that gets you from where you are right now to where you want to go in the timeline that makes sense for your stage of life and family's preferences. Today we are going to talk about how putting your money on autopilot can take stress out of your life, but also add stress if not done correctly. 2024-01-0516 minMoney Stuff With MomsEp 58: Finance Stuff Nobody Tells You3 Finance Stuff Nobody Tells You: always take employer matching not all debt is bad money is meant to be spent BONUS money is meant to be talked about Andrew Hallam "Would you spend money on this if no one else was looking?" https://andrewhallam.com/balance/#2023-12-2927 minMoney Stuff With MomsEp 57: The 3 First Steps to Making $$ ProgressWealth Advicing Steps: Investing Basics, Cashflow planning, Credit Score Pulse, Tax Free Investing, Real Estate....which is first??? Help talk about it. What 3 steps should come first? 3 of our former guests also contributed: Ep 18 Investing Basics with Michelle Hung Ep 7 Improve your Credit with Richard Moxley Ep 12 Do you need Life Insurance with Alyx Valdal YVR Mortgage Broker Links from Richard Moxley: TransUnion Credit Check EquiFax Credit Check 2023-12-2223 minMoney Stuff With MomsEp 56 Love is Blind + $$$LOVE IS BLIND SPOILER ALERT Aligning money with your partner is so important. Today we go behind the scenes with Love is Blind Izzy and Stacy while they navigate integrating their financial lives when they are very different. Ep 7: CREDIT SCORE Natalie and Deepti: Out of the Pods 2023-12-1521 minMoney Stuff With MomsEp 55 Charging Your Kids RentIs charging rent a valuable lesson in financial responsibility, or does it risk straining the parent-child relationship? In this reflective episode, we gently unpack the considerations and consequences surrounding the decision to introduce financial responsibility within the familial home.2023-12-0817 minMoney Stuff With MomsEp 54 Grandparents + Xmas'Tis the season for spreading love and creating cherished memories, and what better way to celebrate than by showering our beloved grandparents with thoughtful gifts? In this episode, we dive into the art of finding the perfect gift for grandparents, offering unique and meaningful suggestions that go beyond the ordinary. 2023-12-0117 minMoney Stuff With MomsEp 52 Saving for a home with the *NEW* FHSAIn this episode, we delve into the exciting realm of real estate as we discuss the recently introduced First Home Saving Plan. Breaking down the key features and benefits of this innovative savings initiative, providing valuable insights for first-time homebuyers navigating the path to homeownership. Tune in! 2023-11-2414 minMoney Stuff With MomsEp 53 Changing the Money NarrativeIf financial literacy isn't in your past but you want to break the cycle and make it your current and your kids future financially aware and savvy, join us to a conversation on where to start. LINKS FROM TODAY'S EPISODE Gail Vaz-Oxlade's Articles on MoneySense: https://www.moneysense.ca/author/gail-vaz-oxlade/ Tori Dunlap on Financial Feminism & Money Education: https://herfirst100k.com/ 2023-11-1724 minMoney Stuff With MomsEp 51 CHRISTMAS AND KIDS Buckle Up IT'S A WILD RIDESharing both the feeling of overwhelm as well as our savings tips. Not only is money tight, but also your time currency. Lindsay: It's okay to tell your child NO, navigating the social pressures, utilitize Bank Account Budgeting Meghan: 4 staple gifts per child (something they want, something they need, something to wear, something to read) 2023-11-1030 minMoney Stuff With MomsEp 50 You went to the bank... you still don't know what you're doingListen to Ep 44: The biggest things stopping you from financial success Banks can be a real pain in the butt. But can also be an easy resource when you need help. It can be helpful to have a list of tangible questions before meeting with an advisor. But it is also important to know that working with an advisor at the bank may not lead to a long-term relationship as advisors tend to rotate frequently. 2023-11-0316 minMoney Stuff With MomsEp 49 Meghan lost $2000 + Lindsay made $4000Whether you're planning for retirement, managing debt, or investing for the future, join us as we explore the fundamental principles that will empower you to make informed, confident, and financially savvy decisions.2023-10-2722 minMoney Stuff With MomsEp 48 Why BiWeekly Payments Make Everything Harder + what to do about itYou should always pick a mortgage strategy that works best for you + your family based on your cash flow, goals and budgeting preferences. But sometimes you don't know what you don't know... so today we break it down + discuss different mortgage payment strategies and the advantages and disadvantages of paying monthly, bi-weekly, or making an extra annual payment. Enjoy!! In this episode Meghan + Lindsay mentioned: Mortgage Professional Elizabeth Prins: www.mortgagesbyliz.com https://www.facebook.com/MortgagesByLiz Ep 35: Do you need a Money Coach?https://podcasts.apple.c...2023-10-2022 minMoney Stuff With MomsEp 47 Pay Off Debt or Save Money?Should you focus on savings or paying down your mortgage? Meghan + Lindsay discuss and emphasized the importance of considering both capacity for risk and appetite for risk when making investment decisions. As well as how important it is to talk about financial strategies with others. Especially if you're in analysis paralysis mode. Ben Felix "Cash is a terrible long-term investment, even at 5% interest": https://www.youtube.com/watch?v=KdzOlRRHOU8 Ep 18: Investing Basics with MICHELLE HUNG: https://podcasts.apple.com/us/podcast/ep-18-investing-basics-with-michelle-hung/id1665302616?i=1000607832457 ...2023-10-1321 minMoney Stuff With MomsEp 46 The Big Mortgage MistakeIndividual life and disability coverage is better than relying solely on bank-provided policies because it covers more than just mortgages. It also covers critical illness and disability situations where individuals may need income replacement while recovering from sickness or injury. Mortgage insurance is not always the best option for homeowners. Ep 4: Interest Rates - what can we do? https://podcasts.apple.com/us/podcast/ep-4-interest-rates-what-can-we-do/id1665302616?i=1000595637399 Ep 12: Life Insurance 101 - do you NEED it?? w/ Guest: ALYX VALDAL https://podcasts.apple.com/us/podcast/ep-12-life-insurance-101-do-you-need-it-w-guest-alyx-valdal/id1665302616?i=10006026072062023-10-0623 min
Money Stuff With MomsEp 45 Will Canada Pension Plan (CPP) be there for me?2023 Report Financial Sustainability of CPP: https://www.cppinvestments.com/the-fund/f2023-annual-report/ Rational Reminder 2019 CPPIB: https://rationalreminder.ca/podcast/52 CPP Numbers (before tax): CPP age 60 max $770/mth CPP age 65 $1,200/mth CPP age 70 $1,700/mth The current average CPP at age 65 $700/mth 2023-09-2920 minMoney Stuff With MomsEp 44 The biggest things stopping you from financial successToday we discuss the biggest things that stop people from achieving financial success. Whether you're a seasoned investor or just starting on your financial path, this episode is a must-listen for anyone seeking to conquer their financial goals. Links mentioned: Owen's Plan Easy YouTube https://www.youtube.com/@planeasy 2023-09-2224 minMoney Stuff With MomsEp 43 Simplifying + Slashing Your Food Shopping BillsPlan grocery shopping once a week and order online to keep costs down. Use apps like Flipp to track sales and buy in bulk. Simplicity in meals: Be okay with simplicity in meals, like breakfast for dinner or snacks on a plate, to avoid fast food and expensive takeout. Flipp app: https://flipp.com/ HelloFresh: https://www.hellofresh.ca/ Hagens salad dressing: http://www.hagensdressing.com/ Grocery Challenge (starts Sept 18th) Sign up: www.lindsayplumb.com/backtoschoolgrocerychallenge 2023-09-1518 minMoney Stuff With MomsEp 42 How to Save on The Grocery Store Money PitClients' grocery costs have increased significantly. Having a specific grocery budget and getting creative with what's already at home can help. Links: Flipp app: https://flipp.com/ Hagens salad dressing: http://www.hagensdressing.com/ Grocery Challenge (starts Sept 18th) Sign up: www.lindsayplumb.com/backtoschoolgrocerychallenge2023-09-0826 minMoney Stuff With MomsEp 41 Retirement closer than we think?The idea of retirement might be different but work optional is something many of us strive to. Find your estimated CPP amount: https://www.canada.ca/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html The standard age to start receiving CPP benefits is 65, but you can wait begin your Canada pension plan as early as 60 or as late as 70. It's important to be aware that if you choose to take CPP as soon as you are eligible, you'll experience a reduction of 7.2% for each year prior to turning 65. There's no benefit to wait after age 70 to s...2023-09-0138 minMoney Stuff With MomsEp 40 Joint $ or Keep it Separate????Should couples combine their finances or keep them separate? This episode sheds light on the various paths couples can take to achieve a balance between togetherness and financial independence. Fair Play https://www.fairplaylife.com/the-book2023-08-2529 minMoney Stuff With MomsEp 39 Not making an Enemy of CRA (Simple and Easy Tax Considerations)We explore simple and easy tax considerations. Whether you haven't filed yet and it's on your To Do list - or are already planning for next tax season, join us to chat about how to optimize deductions, claim credits + make tax time stress-free.2023-08-1843 minMoney Stuff With MomsEp 38: KIDS and $$ EXTRACURRICULARSBudgeting for kids is overwhelming. Mom guilt. Sports. Kids activities. Let's talk about it. 2023-08-1129 minMoney Stuff With MomsEp 37 Where Should I Invest w/ Sarah LarbiSetting up a solid financial foundation is the key to successful investments. Every decision you make has tax implications that must be considered and analyzed carefully. Real estate investing is great but it can also be a big challenge for those that already have financial issues. Summary: This week's episode is a refreshing change where we turn the table and become the guest rather than the host. We are excited to share an episode of our friend and previous guest, Sarah Larbi's podcast, Where Should I Invest, where Meghan takes the spotlight. In this insightful episode, Meghan delves i...2023-08-0456 minMoney Stuff With MomsEP 36 What Investments You Need🎙️Summary: In this episode of ‘Investments you should have’ podcast, Megan and I go into the world of investment products, with a focus on mutual funds and GICs.. We explore the basics of mutual funds, their fees, and how they differ from exchange-traded funds. Additionally, we discuss the value of fees, the importance of finding the right fit with a financial advisor, and the changing landscape of the investment industry. Chapters: 🎙️ 00:01 Introduction. 📈 02:10 How mutual funds work and their objectives. 💰 10:58 Know what you are paying for. 👩💼 14:43 The importance of working with a professiona...2023-07-2848 minMoney Stuff With MomsEp 35: Do you need a Money Coach?The episode you've all been waiting for... who is smarter? Lindsay or Meghan? Money Coach vs. Financial Planner2023-07-2114 minMoney Stuff With MomsEp 34: Future you needs money tooSummary: In this episode of the Money Stuff with Moms podcast, discuss how much money is enough money and the notion that Future YOU needs money too! We explore different perspectives based on our experiences and the clients we work with. How much money is enough money is personal, and finding your own answer involves self-reflection, open conversations, and careful financial planning Chapters: 0:00 Introduction 0:51 Retirement Planning - The Concept of Leveraging Income to subsidize the Future 8:45 The Importance of Budgeting for the Future. 14:32 The...2023-07-1425 minMoney Stuff With MomsEp 33: Income Streams to Financial SecurityExplore creative ways to generate income and shift your mindset so that you are designing the path that includes wealth building strategies that are in alignment with your goals. More income does allow for more choices LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: Have you thought about buying a rental property? If you’re interested in find out more, check out Meghan’s site here: https://porterouge.co/ HOW TO GET IN TOUCH: Join in the...2023-07-0718 minMoney Stuff With MomsEp 32: Savings? High Interest? TFSA?When you are saving money for something specific what is the best way to do this? Savings? Promo rates? TFSA? what's best?2023-06-3028 minMoney Stuff With MomsEp 31: Ways to Stress Less about Money + Spend without GuiltWe chat about an essential concept that is often overlooked. Let’s hit reset and go over our top 3 tips to guide decisions, investment strategies, and stress less about money. 2023-06-2322 minMoney Stuff With MomsEp 30: THE 3 CONCEPTS TO INCREASE WEALTHWe chat about different strategies to hit reset and get more organized and streamlined with your money.2023-06-1617 minMoney Stuff With MomsEp 29: NEED or WANT A NEW CAR???Let' talk about car payments. For many Canadian's having a vehicle is a necessity and can become a significant part of a budget, the importance of buying a reliable car and prioritizing financial goals.2023-06-0931 minMoney Stuff With MomsEp 28: SETTING MICRO-TIMELINES TO HELP MAKE $ DECISIONSAs moms we have countless day-to-day roles, by implementing guard rails and setting micro-timelines can help balance tasks. New little habits and tips can make a big difference when balancing all the things on our plates2023-06-0214 minMoney Stuff With MomsEp 27: MAKE BETTER FINANCIAL DECISION with SHANNON LEE SIMMONSIn this interview with Shannon Lee Simmons we chat about how important it is to align money decisions with your personal values. We talked about how personal finance is not just about numbers, but about understanding goals and using that clarity to guide your decisions. 2023-06-0257 minMoney Stuff With MomsEp 26: SAVING FOR KIDS EDUCATIONPersonal finance is personal: Personal finance is unique to each individual and what works for one person may not work for another.2023-05-2734 minMoney Stuff With MomsEp 25: $ PATH of LEAST RESISTANCEIn this episode we talk about the importance of finding a financial strategy that matches an YOUR preferences and lifestyle. Also that it's TOTALLY okay (+ normal) to make mistakes along the way as long 2023-05-1913 minMoney Stuff With MomsEp 24: MONTH IN THAILANDLindsay and her family go to Thailand for a MONTH. We talk not only about exploring the beautiful sights and culture but of course the 'taboo' money-related aspects such as budgeting, saving, and planning for this2023-05-1240 minMoney Stuff With MomsEp 23: SIMPLY YOUR MONEY with ANDREA from MODERN CENTSAndrea has an amazing way of taking compex Money Matters and boiling them down in an easy to understand way. Today we chat with Andrea Thompson of Modern Cents on Navigating Cross-Border Finances and Teaching Your Kids About Money2023-05-0555 minMoney Stuff With MomsEp 22: ASK US ANYTHING - Tips for Choosing a Canadian Financial AdvisorIn this episode, we'll explore the world of Canadian financial advisors and share tips for selecting the right one to help you achieve your financial goals. From evaluating credentials to assessing compatibility, we'll cover everything you need to know to make an informed decision #personalfinance #financialplanning #investing #financialadvisor #moneymanagement #Canadianfinance #wealthmanagement #retirementplanning #financialfreedom #budgeting2023-04-2827 minMoney Stuff With MomsEp 21: TFSA? What do you need to know?2023-04-2103 minMoney Stuff With MomsEp 20: You ARE a MATH person - here's whyTrauma from math class? See your kids math homework + start having heart palpitations. You're in good company - but here's why shouldn't stop you from investing2023-04-1414 minMoney Stuff With MomsEp 19: Investing RECAPIt's not a matter of timing the market - it's time in the market Let's do some stressfree, consistent, repeatable wealth building2023-04-0708 minMoney Stuff With MomsEp 18: Investing Basics with MICHELLE HUNGWe talk to Michelle Hung, experienced investor, educator, CFA and author. We ask her all things finance, investing, and wealth-building. So sit back, relax, and get ready to learn about finance in a fun and sassy way. Let's get started!2023-04-0737 minMoney Stuff With MomsEp 17: ASK US ANYTHING - AllowanceIn this Q+A Ask us Anything Episode we discuss the topic of giving your kids an allowance. We'll be exploring when it's appropriate to start giving your children an allowance, how much is reasonable and what we are each doing with our own kids. And shocker, it's not the same thing.2023-03-3117 minMoney Stuff With MomsEp 16: Meghan Talks Real EstateLindsay starts asking Meghan real estate questions and the flood gates opened. She has a LOT to say about this topic. Investments. Rentals. Cashflow. Passive Investing. 2023-03-2435 minMoney Stuff With MomsEp 15: No Spending Days A no spend day is a day when you choose not to spend any money at all. It's a simple way to save money and reduce unnecessary expenses. A no spend day might help your budget to help you save money, encourages mindful spending habits, can lead to a greater sense of financial control and responsibility, and can be a fun challenge or game to see how many no spend days can be achieved BUT... if you have tried them (or aren't interested in them) because they can be difficult to stick to in certain situations, such a...2023-03-1718 minMoney Stuff With MomsEp 14: Goal setting and financial planning Goals help us to set our intentions and plan the steps we need to take to achieve them. But sometimes we don't even know what we want. We know creating and outlining goals is a great way to ensure progress and success but sometimes it's not that easy - let's talk about it 2023-03-1023 minMoney Stuff With MomsEp 13: Life Insurance RECAP Insurance is an important part of any financial plan, and starting the conversation is the first step. Life insurance is a heavy topic and we share what strategies we're using and why. Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Lindsay’s Budget Templates: https://www.prettymoneyclub.com/budgetsignup Lindsay’s 5 day budget makeover: https://www.prettymoneyclub.com/budgetmakeover DM Lindsay @ www.facebook.com/lindsayplumbmoneycoach DM Meghan @ https://www.facebook.com/porterougeco 2023-03-0326 minMoney Stuff With MomsEp 12: Life Insurance 101 - do you NEED it?? w/ Guest: ALYX VALDAL Life insurance is an important form of financial protection for you and your loved ones. In this podcast episode, Meghan and Linsday talk with Insurance Expert Alyx Valdal to cover the basics of life insurance, including why you might need it, how much coverage you should get, and how to find the right policy for you. Tune in to learn everything you need to know about life insurance, so that you can make the best decision for your family's future. 2023-03-0337 minMoney Stuff With MomsEp 11: ASK US ANYTHING - InheritanceIt's not that you have poor behaviour, it's just that you've made un-perfect financial choices. And guess what? Join the club. What about when you get an inheritance? Apply to debt? Invest? Spend? What should you do? Let's talk about it LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Lindsay’s Budget Templates: https://www.prettymoneyclub.com/budgetsignup Lindsay’s 5 day budget makeover: https://www.prettymoneyclub.com/budgetmakeover Dollars and Sense BOOK: https://danariely.com/books/dollars-and-sense/ SHOUTO...2023-02-2427 min
Money Stuff With MomsEp 11: ASK US ANYTHING - InheritanceIt's not that you have poor behaviour, it's just that you've made un-perfect financial choices. And guess what? Join the club. What about when you get an inheritance? Apply to debt? Invest? Spend? What should you do? Let's talk about it2023-02-2422 minMoney Stuff With MomsEp 10: Budgeting 101We budget to have MORE. More investments, more vacations, more fun, more freedom. If I tried to do everything at 100% I would do nothing. It doesn't have to be perfect B+ work is fine. The key is to find something that works for you because it if feel easy you'll be able to stick to it consistently LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Lindsay’s Budget Templates: https://www.prettymoneyclub.com/budgetsignup Lindsay’s 5 day budget makeover: https...2023-02-1724 minMoney Stuff With MomsEp 9: Pet Insuance - Yay or Nay?Adding a pet to your family is a big decision. For the family dynamics, responsibilities and financially. One of the ways we can protect ourselves from unexpected vet bills is through pet insurance. In today's episode we debate is it's worth it - and we are not in agreement. Let's discuss. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: What do you think? Are you team Lindsay (pro pet insurance) or team Meghan (put it in a slush fun...2023-02-1016 minMoney Stuff With MomsEp 8: Credit Score TakeawaysAfter the interview with credit expert Richard Moxley, Meghan and Lindsay share their biggest take aways, ideas and thoughts LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Richard Moxley is one of Canada's leading authorities on personal credit. After seven years as a mortgage broker, he had had enough in watching people forced to pay thousands of dollars in excess fees and rates, all because no one had taught them the basic rules of credit. Learn to level up your credit gam...2023-02-0323 minMoney Stuff With MomsEp 7: Improve your Credit Score w/ Guest: RICHARD MOXLEYFinancing is a bumpy ride right now. If you are riding the rollarcoaster and want to smooth things out as much as you can - let's improve things we CAN control: your credit score. Lindsay + Meghan chat with Richard Moxley about everything credit score and ask all the questions LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Richard Moxley is one of Canada's leading authorities on personal credit. After seven years as a mortgage broker, he had had enough in watching people forced to...2023-02-0346 minMoney Stuff With MomsEp 6: Passive-ish IncomeWe've all heard the term "Passive Income". Let's talk about it. Sipping marjarita's on the beach? Making money in your sleep? Our thoughts on passive income, why it's important and how to start. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Richard Moxley is one of Canada's leading authorities on personal credit. After seven years as a mortgage broker, he had had enough in watching people forced to pay thousands of dollars in excess fees and rates, all because no one had...2023-01-2758 minMoney Stuff With MomsEp 5: ASK US ANYTHING - Investing QuestionToday's Question: "I have an extra $500 that I want to invest. How would you invest it? I already have some RSPs in high risk mutual fund but I want to invest in something else." LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred Learn from the SASSY INVESTOR, Michelle Hung: https://thesassyinvestor.ca/about-me/ HOMEWORK: Do you have a professional that you can go to with your money questions? Book an appointment to check in with them. Don’t have a pr...2023-01-2025 minMoney Stuff With MomsEp 4: Interest Rates - what can we do? Dear moms with a mortgage and/or line of credit: this episode is for you. This rising interest rate season is uncomfortable, scary and painful. There's no sugar coating it. Let's talk about it. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: How have the rising interest rates affected your family and what are you doing to combat it? HOMEWORK: Talk to someone about options for your mortgage, or if you are sitting on...2023-01-2025 minMoney Stuff With MomsEp 3: What's Your Money Personality?Knowing your money personality is a gamechanger when it comes to managing your finances. And can be VERY helpful if you have a partner who is very different than you so that you can have a plan on so you can both get on the same page with your money. LINKS: What’s your money personality type? Find out here! https://porterouge.co/colour HOMEWORK: Go take the quiz to figure out your own personality type, and if you have a partner, make a guess as to theirs! You’ll find...2023-01-2021 minMoney Stuff With MomsEp 2: Our Money MistakesDecisions. Hiccups. Hindsight. Meghan and Lindsay reflect on their biggest money mistakes and what they would have done instead. We ALL make money mistakes. Here's just some of) theirs. LINKS: Andrew Hallum “The Millionaire Teacher” https://themillionaireteacher.com/ Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: What was your number one money mistake, or money regret?? HOMEWORK: What can you TAKE ACTION on TODAY? Is there a decision that you need to make? Make it! And if you ca...2023-01-2021 minMoney Stuff With MomsEp 1: Get to know usWho are we? Why do we do what we do? Get to know Lindsay and Meghan in all their glory. LINKS: Black is the New Red: THE place to have Canadian money conversations! www.facebook.com/groups/blackisthenewred SHOUTOUT: Who is primarily responsible for managing the finances in your household? Do you keep separate bank accounts? What works well for you, and why? HOMEWORK: Go talk to someone about MONEY. If you don’t like your family, friends, or neighbors today, talk to a pro, or jump into...2023-01-2022 min