Shows
Financial Wellbeing with The Money CollectiveS2 Episode 8: ADHD and Money* Content Warning: This episode mentions gambling
Join Mel and Darlene as they chat with Kelly Bracegirdle, who shares her journey of living with ADHD and discovering her diagnosis as an adult. Kelly opens up about her money story, the emotional aspects of finances, and the concept of the "ADHD tax," which includes unintentional expenses like online shopping, wasted food, and overlooked subscriptions.
Kelly offers practical strategies for curbing impulsive spending, such as leaving online shopping carts open for a couple of days to reassess purchases. Darlene adds valuable tips on managing bank accounts to reduce f...2024-06-1159 min
Financial Wellbeing with The Money CollectiveS2 Episode 7: Money and NarcissismMel and Darlene start by reflecting on the cathartic nature of discussing their personal financial journeys and how listening back to their own discussions feels like getting sage advice from a friend.
In this episode we explore the challenges of dealing with increasing health insurance premiums and the decisions about coverage and excess.
Then, we talk about Mel setting up systems to manage finances during tough times and the empowering feeling of having control over your budget, even while planning a much-needed holiday and juggling medical expenses.
In the heart of this episode...2024-06-0334 min
Financial Wellbeing with The Money CollectiveS2 Episode 6: It’s not what you earn* Content warning, this episode discusses mental health and the link to financial health, mentioning suicide.
Mel and Darlene dive headfirst into a candid conversation about navigating work you're not passionate about, the emotional journey when parents retire, and preparing for that transition.
The core of their discussion centres around the unconscious biases and judgments people face regarding money, regardless of gender, income level, or family roles. They shed light on the tendency to match spending to income and lifestyle, regardless of earnings.
For those with higher incomes, Mel and Darlene stress the
importance of managing...2024-05-2844 min
Financial Wellbeing with The Money CollectiveS2 Episode 5: Women and superannuation with Trenna ProbertMel kicks off by diving into her budget review and
getting ready for some big family expenses. Meanwhile, Darlene shares a story about her daughter's spending spree over the school holidays, highlighting the classic battle between saving and splurging. It’s all about setting money goals making them a family affair.
Guest Trenna Probert, the dynamic CEO of Super Fierce, a company on a mission to empower women financially. Trenna, a real-life superhero in the finance world as recognised Woman of Finance 2023,
discusses how Super Fierce is helping women boost their confidence and resources to make life-changing de...2024-05-2158 min
Financial Wellbeing with The Money CollectiveS2 Episode 4: Financial HardshipMel and Darlene kick off this episode by sharing
personal insights, discussing the importance of setting goals with your partner, and the concept of paying children for household chores.
The focal point of the episode revolves around the often taboo topic of financial hardship, emphasizing that it can affect anyone and is frequently not openly discussed, even within the financial industry. Mel and Darlene provide detailed strategies for managing financial challenges before they spiral out of control. They stress the importance of assessing your current financial standing, educating yourself on available options, resources, and support networks, and...2024-05-1431 min
Financial Wellbeing with The Money CollectiveS2 Episode 3: First Nations Financial Wellbeing with Larisha JeromeIn this episode, Mel opens up about her experiences of being a financial support for her daughter, while also grappling with spending money on things that don't align with her values as she saves for a family holiday. Darlene discusses setting spending limits and giving pocket money within a budget, highlighting the importance of being mindful of their children's desires to spend and building independence.
The episode features Larisha Jerome as a guest, a proud Jarowair, Wakka Wakka, and Wulli Wulli woman. Larisha is the Manager of Women's Economic Empowerment & Business Education at First Nations Foundation, host...2024-05-0749 min
Financial Wellbeing with The Money CollectiveS2 Episode 2: Workplace gender equalityMel discusses receiving a fine for driving an unregistered vehicle and the challenges of navigating the payment system. Darlene shares insights on managing her self-managed super fund, emphasizing the need for careful monitoring. The hosts explore the gender pay gap in Australian workplaces and its impact on career choices. They also discuss women's roles in the household, career breaks, and the impact of the cost of living on households. The episode concludes with having an exit strategy after a relationship breakdown and mentions the new online financial wellbeing course.
RESOURCES IN THIS EPISODE
W...2024-04-3052 min
Financial Wellbeing with The Money CollectiveS2 Episode 1: Financial interdependence vs codependencyMel and Darlene share personal stories and practical advice on managing competing priorities like private health insurance, income protection, and saving for family holidays. They emphasize the importance of planning for financial resilience and discuss the impact of traditional gender roles on financial dynamics in relationships. The hosts encourage listeners to strive for interdependence by actively engaging in financial management together and modelling healthy money behaviours for children.
RESOURCES IN THIS EPISODE
Mentioned: Ayal Fernando, Financial Adviser of Fern Financial, a Financial Planning company: https://www.fernfinancial.com.au/
Take a l...2024-04-2436 min
Financial Wellbeing with The Money CollectiveEpisode 8: Why see a Mortgage BrokerMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
IN THIS EPISODE 8
Mel and Darlene discuss spending on clothing, and the importance of aligning spending to your values. They talk about how upwards of 70% of Australians are now taking out loans via a Mortgage Broker, and touches on best-interest duty and industry regulation, as well as how Mortgage Brokers are paid, how commission works...2023-12-1840 min
Financial Wellbeing with The Money CollectiveEpisode 7: The impact of our money stories and our valuesMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
IN THIS EPISODE 7
Deep dive into understanding more about what forms your behaviours, thoughts, actions, and relationship with money in this episode all about money stories. Mel and Darlene share their own personal money stories and what factors helped shape their views of, use of, and plans with money in their life. They discuss personal values, beliefs, and...2023-12-1132 min
Financial Wellbeing with The Money CollectiveEpisode 6: The 8 Step Financial Wellbeing Program; A New BeginningMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
IN THIS EPISODE 6
Explore the 8 Step Financial Wellbeing Program with Mel and Darlene as they unpack a little about each of the key areas and why they are critical to achieving an uplift to your financial wellbeing. These include having a vision, knowing your purpose, setting goals and priorities, knowing your numbers, understanding your financial products, creating a...2023-12-0448 min
Financial Wellbeing with The Money CollectiveEpisode 5: Money personalities and how they influence our relationshipsMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
IN THIS EPISODE 5
Have you ever wondered why you make certain financial decisions, while others seem to have completely different approaches? Listen as Mel and Darlene unpack each unique money personality, looking at their inherent strengths and weaknesses and their hallmark traits. They discuss how being aware of your money personality and seeking support when needed can bring...2023-11-2748 min
Financial Wellbeing with The Money CollectiveEpisode 4: The difference between financial planners, financial wellbeing coaches, and financial counsellorsMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
IN THIS EPISODE 4
Listen to Mel and Darlene explore different professionals in the finance industry and unpack where financial wellbeing coaches fit, when you might engage one, and what exactly they can do for you.
They discuss financial planners and financial counsellors, and what the differences are between them, as well as money coaching and how financial...2023-11-2042 min
Financial Wellbeing with The Money CollectiveEpisode 3: Writing Our Kids Money StoriesMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
IN THIS EPISODE 3
This episode discusses what we’re teaching our children and modelling for them when it comes to money, and how our money story impacts them. As a very common thing we discuss in financial wellbeing coaching, the money relationship with children and young people is important, and understanding the balance between truly helping, versus creating th...2023-11-1339 min
Financial Wellbeing with The Money CollectiveEpisode 2: Gender equity and moneyMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
IN THIS EPISODE 2
Join a real conversation about financial wellbeing and the gender gap. Mel and Darlene discuss recent reporting on financial wellbeing for women and comment on the key statistics we need to know, highlighting it as an issue everyone can help make cultural change in. They go in depth on the biggest things impacting the financial...2023-11-1341 min
Financial Wellbeing with The Money CollectiveEpisode 1: Uplift Your Financial Wellbeing With The Money CollectiveMel Pearce and Darlene Neu are your Financial Wellbeing Coaches and Mortgage Brokers, bringing you over 50 years experience in the finance industry and their vision to uplift your financial wellbeing with their honest, vulnerable, and thought-provoking conversation.
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IN THIS FIRST EPISODE
Get to know Mel and Darlene and understand more about their passion for financial wellbeing. You'll hear why they're talking about money, listen to their discussion on the importance of knowing your number, and introducing some key financial wellbeing concepts.
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RESOURCES IN THIS EPISODE
Grab the...2023-11-1334 min