Shows
The Financial Independence ShowMinimalism and Mini-Retirements | Melissa NeacatoToday’s episode features Melissa Neacato from Traveling Wallet.
Twelve years ago, Melissa was a 21-year-old university student who got pregnant while completing her degree.
She finished the degree but also graduated with $46,000 in debt.
Then she went on to buy a new car, which added another $18,000 to her debt.
She eventually discovered minimalism and the personal finance community and pays off over $100K of debt in just 3 and 1/2 years.
In this episode we cover:
Minimalism
Mini-Retirements
Finding Your “Why”
Saving in a HCOL area
and so many mo...
2022-11-3049 min
The Herd of TurtlesMelissa Neacato Ep. 38Melissa Neacato of www.travelingwallet.com is the guest on today's show to talk about her journey to paying off over $100,000 in debt while also partaking in mini-retirments. She is a member of the Financailly Independent, Retire Early community more widely known as the F.I.R.E Community. She also enjoys the practice of minimalism to find out what really matters to her.
2022-11-061h 11
Casa De Confidence Podcast | Grow Your Business, Life and Confidence128: Using Minimalism and Personal Finance tools to create your Unique Family Journey with Melissa NeacatoI want to hear your thoughts about the show and this episode. Text us here...Have you ever had dreams of financial independence and world travel?This week's guest was featured in Forbes. Melissa Neacato is a 32-year-old, wife and mother of two kiddos. She writes about her goal to reach Financial Independence by age 40. Along with her husband, she was on the path to max out savings and they paid off over 100K of debt. They have taken a 4-month mini-retirement and traveled internationally with their kids. Melissa says "I...
2022-06-121h 06
HOW TO LIFE - Adulting for the 21st CenturyHTL 073: Minimalism 101- The Capsule Wardrobe: The NO-fear way to downsize your closet, with Melissa Neacato#73- Are you are ready to start getting rid of some stuff that you have been dragging around for quite a while?Not sure? I have some questions for you:Is your closet jammed packed with clothes yet you feel like you have nothing to wear?Does the sight of your closet feel overwhelming and stressful?Do you dream of a way to lighten your load, clear some space, have a peaceful, calm closet, and still have plenty to wear?Yes? Does that sound great?...
2021-09-2826 min
Dr. Sev Talks MoneyMinimalism and debt payoffToday's session is a minimalism and debt payoff story with guest Melissa "The Roamer" Neacato. We discuss living with less as well as strategies used to pay off debt and save money. #minimalism #simpleliving #debtpayoff #studentloans Melissa is a speaker and writer. She thinks financial education is vital to creating the life you want. She paid off over 100k in debt in just 3.5 yrs and with her husband, saved their first 100k by the age of 28. She writes about her goals to reach financial independence by 40. Traveling Wallet is about helping families say no to waste and yes to v...
2021-07-1554 min
Learn Spanish con Salsa | Spanish lessons with Latin music and conversational SpanishBackpacking and Slow Travel in Ecuador and El Salvador (Part 2) ♫ 130This week you get to hear part 2 of my conversation with Melissa Neacato from Traveling Wallet. In our conversation we talk about slow travel, her #1 travel hack to offset costs and get deals on airline tickets, and how to pack for a family of 4 in only 4 backpacks. Melissa also shares the top places to visit in Ecuador, the best food in Quito and beyond, and shares a story about what they had to do when her husband wasn't feeling well on a family hike to the highest point in the country.
2021-06-2926 min
Learn Spanish con Salsa | Spanish lessons with Latin music and conversational SpanishSlow Travel in Ecuador and El Salvador (Part 1) ♫ 129Imagine if you could spend 4 months traveling to ALL the countries on your bucket list. Our guest this week, Melissa Neacato, did just that with her family of four. Melissa, her husband, and 2 children took a four month 'mini-retirement' that included a road trip, spending one month in Ecuador, and another month in El Salvador. She decided to take a non-traditional route for her family by embracing minimalism, focusing on paying down debt, and the concept of slow travel. In our conversation, we talk about why she decided to travel to Ecuador and El S...
2021-06-2224 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato023 Season 2 review!We went Live on IG @herenterprise to record our Season 2 end review!Join us as we review what we loved about our second season and how we are doing after our individual mastermind and answer listener questions!We will be taking a pause after this episode and seeking ways to monetize our efforts- Let us know how you have enjoyed the show @herenterprise or herenterprisewomen@gmail.comVisit us at www.her-enterprise.comYou can sign up to Melissa Free Webinar, www.travelingwallet.com/capsulewebinar
2021-02-1637 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato022 Health Insurance Options with Joanna PhippsLeaving an employer sponsored insurance plan can be the biggest barrier in taking the leap to self employment. Join us as we connect with Joanna Phipps of Prince Insurance Agency and explore options available to individuals and families as they take the leap into enterprise.Love what you're hearing?Leave a review on Apple podcastsIG @herenterprisewww.her-enterprise.com
2021-02-0940 min
The Do You Even Blog PodcastLessons Learned From Toastmasters International: Melissa NeacatoWhat's the single most important skill for all bloggers, creators, AND entrepreneurs? The ability to communicate effectively.Today I'm speaking with my good friend Melissa about her new podcast (Her EnterpRISE), speaking lessons from joining Toastmaster's International, and way more.Shownotes here: https://doyouevenblog.com/melissa-neacato-toastmasters-international/**WANT TO LEAVE A VOICEMAIL AND GET FEATURED ON THE PODCAST?Visit https://doyouevenblog.com/voicemail/ and leave me a note! I'll give you a shoutout on the podcast, answer your question, and also link back to your website where appropriate :)...
2021-02-0852 minThe Do You Even Blog PodcastLessons Learned From Toastmasters International: Melissa NeacatoWhat's the single most important skill for all bloggers, creators, AND entrepreneurs? The ability to communicate effectively.Today I'm speaking with my good friend Melissa about her new podcast (Her EnterpRISE), speaking lessons from joining Toastmaster's International, and way more.Shownotes here: https://doyouevenblog.com/melissa-neacato-toastmasters-international/**WANT TO LEAVE A VOICEMAIL AND GET FEATURED ON THE PODCAST?Visit https://doyouevenblog.com/voicemail/ and leave me a note! I'll give you a shoutout on the podcast, answer your question, and also link back to your website where appropriate :)...
2021-02-0852 minHOW TO LIFE - Adulting for the 21st CenturyHTL 040: What the heck is a 401K? A simple explanation of what it is, how to get it, and why it is financially smart, with Melissa Neacato#40 - Have you heard the phrase START PLANNING FOR YOUR FUTURE? Do you have any idea what that means or how to go about doing that?Starting out in life is often overwhelming enough without having to think about that. It seems so far away. Why worry about it?The good news is that I don’t want you to worry about it. I don’t want you to be stressed in the NOW worrying about the future.So I want to tell you about an easy way to save money for y...
2021-02-0227 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato021 Video Uses in your Business #videochallenge #herenterpRISEJoin Nicole, Mellissa and Kelly as we Break down using videos in your business from marketing, connection, content creation, client education.We also bring a weekly challenge for you to join in on and growth opportunities!Review, share, Join the challenge!The one week Challenge!We want to see your face!Join us and create 1 video a day for 1 week and tag us in your post! #videochallenge #herenterprisewww.her-enterprise.com
2021-02-0236 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato020 Resistance & RelationshipsJoin us as we work through Melissa's Mastermind and discuss strategies to work through resistance as Melissa develops her webinars. We also discuss building community and relationship building in person or online.Sign up for the Webinarhttp://www.travelingwallet.com/capsulewebinarIG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes:Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts#grow...
2021-01-2641 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato019 Mastermind Breakthrough! Work with us!Raina Willick joins us to reflect on her mastermind with us and how it helped her create the business she wants!Melissa, Nichole and Kelly also share their individualized and collective offerings.Coaching – Her EnterpRISE (her-enterprise.com)Show Notes: 019 Mastermind Breakthrough! Work with us! (travelingwallet.com)www.her-enterprise.comwww.travelingwallet.comwww.familyaddventures.comwww.stbrigidscst.com@herenterprise@travelingwalletroamer@familyaddventures@copperripple
2021-01-1935 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato018 Legitimizing your hustle with taxes -Tony Clark Enrolled Agent MSTJoin us as we meet Kelly's favorite tax guy Tony Clark with Capstone CPA Group in Grand Rapids MI (they serve clients everywhere!)Tony has been in the tax business for 22 years and we pick his brain asking all the most basic questions that might be holding business owners back from taking their business seriously.We cover:Difference between hiring a tax planner vs basic tax prep.the IRS how do I introduce myself?Am I a schedule C or LLC, Individual or group?...
2021-01-1242 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato017 Preparing Systems for Growth - Kelly's MastermindJoin us as we mastermind with Kelly as she works through how to work through creating and documenting systems to prepare for her next hire. We also cover some tips as Kelly works through preparing for a move.IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes:017 Preparing Systems for Growth (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts#growth #minimization #syst...
2021-01-0541 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato016 Double Doubling your IncomeJoin us as we talk to Kelly about how she doubled her income two years in a row (thats quadrupled folks!). She shares key tips that helped support business growth.SubscribeShareLeave a great review!IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 016 Double Doubling your Income (travelingwallet.com)Twitter @herenterpFind out more about us at www.her-enterprise.com#ma...
2020-12-2942 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato015 Business Growth through Experimentation with Jillian JohnsrudLets finish 2020 on a strong note as we interview our stunning guest Jillian Johnsrud (The Grandmother [Fairy godmother?] of Her enterprise)!We cover so many gems- lessons from her career as a business coach and content creator with a vibrant and full life she brings the cake and its quite the feast!Her gems include take aways on how to test and scale, the courage and hangups that meet every entrepreneur leaving us with key measurable tools to move forward in whatever may greet us.(Can we say community and great tips on charging for...
2020-12-2234 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato014 Setting 2021 Goals and Strategies for success!Join Melissa, Kelly and Nicole as we go through our goal setting strategies and habits.Kelly geeks out about the Full focus plannerReferal link: https://www.talkable.com/x/TOdZmgMelissa covers SMART goalsNicole covers her annual year end evaluationSubscribeShareLeave a great review!IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 014 Setting 2021 Goals and Strategies for success! (travelingwallet.com)Find out...
2020-12-1529 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato013 Client Conversion and Opportunities to Meet Listeners Needs- Mastermind with Nicole SantiagoJoin us as we mastermind with Nicole on an area where she is stuck in her business. We talk through how she can make the most of an upcoming summit and how she can address key needs for her audience and provide them with an opportunity to work with her more.Feel free to subscribefind us on IG @herenterpriseand visit our website www.her-enterprise.com to sign up for your own mastermind!SubscribeShareLeave a great review!
2020-12-0826 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato012 TIME! Working through avoiding the time creepJoin Her Enterprise and we talk through tools for time management in work family and crisis.SubscribeShareLeave a great review!Find out more about us at www.her-enterprise.comIG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 012 TIME! Working through avoiding the time creep (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts...
2020-12-0145 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato011 Growth Updates and ReflectionsJoin Kelly, Nicole and Melissa as reflect on Season 1, lessons learned and big wins.SubscribeShareLeave a great review!Find out more about us at www.her-enterprise.comIG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 011 Mastermind Growth Updates and Reflections (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts #goalsetting
2020-10-2734 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato010 Courage to pivot into new spacesJoin us as we mastermind Kelly as she navigates pivoting and offering her soft skills on a new platform.SubscribeShareLeave a great review!Find out more about us at www.her-enterprise.comIG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 010 Courage to pivot into new spaces (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers...
2020-10-1933 min
Gladiatrix! Hear me Roar!Pay off your debt before you turn 30 - How she did it with Melissa Neacato22 - In this episode we are speaking with Melissa Neacato.Melissa is a Speaker, writer, and coach.She has a vision that with more information college students don't need to graduate drowning in debt. A vision that parents who wish to, can take a year off to spend time with their newborn children. As a 33 year-old wife and mother of two. She was the mastermind in planning her families debt pay off plan. Together her family paid off over 100k in debt in just 3.5 yrs and saved their first 100k by the a...
2020-10-1453 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato009 Economics, mindset, wealth creation & enterprise as a means of alleviating poverty with Kelly O'Brien PahmanJoin us as we interview Kelly as she discusses business, economics, sustainability, and her journey towards wealth creation as a means to alleviate poverty.Thoughts on money mindsets, birthing your business, being the female primary bread winner. Building the job you want.For more on the Zero Sum Pie Fallacy: https://www.youtube.com/watch?v=OYyNY_5ACFcSubscribeShareLeave a great review!Find out more about us at www.her-enterprise.comI...
2020-10-1329 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato008 Overcoming Decision FatigueJoin Kelly, Melissa and Nicole as we discuss ways we overcome decision fatigue and streamline areas of life.SubscribeShareLeave a great review!IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 008 Overcoming Decision Fatigue (travelingwallet.com)Find out more about us at www.her-enterprise.comAlso don't forget to check out the Mamas Talk Money Summit! (Sorry summit already passed)#makemorepies...
2020-10-0636 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato007 Pricing your Product- Mastermind with Nicole SantiagoJoin us as we work through Nicole's Mastermind as she is on the cusp of publishing her book!SubscribeShareLeave a great review!IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 007 Pricing your products? Masterminding with Nicole Santiago (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts #goalsetting
2020-09-2939 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato006 The Beautiful side of ADHD & The power of thinking ahead when planning a transition, an Interview with Nicole SantiagoJoin us as we dive into ADHD and enterprise with ADHD expert Nicole Santiago.SubscribeShareLeave a great review!IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 006 The Beautiful side of ADHD, an Interview with Nicole Santiago (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts #goalsetting
2020-09-2224 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato005 PivotNicole, Melissa and Kelly reflect on seasons and opportunity of shifting to life's demands.www.her-enterprise.comSubscribeShareLeave a great review!IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 005 Pivot: Adaptability when your plans Change (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts #goalsetting
2020-09-1531 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato004 Celebrating and Optimising your Wins- Mastermind with Melissa NeacatoJoin us as we work through making the most of past wins with honor and gratitude towards those who lift us up.IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 004 Celebrating and Optimizing your Wins- Mastermind with Melissa Neacato (travelingwallet.com)Find out more about us at www.her-enterprise.comSubscribeShareLeave a great review!#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts #goalsetting
2020-09-0830 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato003 The power of NO! - Meet Melissa Neacato of the Traveling WalletMeet Melissa on reaching goals and saying no and owning your time.Check out www.her-enterprise.com and opt in for more content and tools!IG @herenterpriseTwitter @herenterpSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes:003 The power of NO! – Meet Melissa Neacato (travelingwallet.com)Find out more about us at www.her-enterprise.com#makemorepies#HerEnterpRISE #Momprenuers #femalepodsquad #Shepodcasts#goalsetting
2020-09-0127 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato002 Creative Childcare Solutions in Enterprise, Crisis & CovidJoin Melissa, Nicole and Kelly as we discuss how we manage childcare and business- Juggling the demands of primary parenting, childcare during crisis and even join us as we discover the shared personal crisis of sibling loss and those who cared for those we loved the most when entire support systems are in grief.IG @herenterpriseSubscribe on itunes: https://podcasts.apple.com/us/podcast...Show notes: 002 Creative Childcare Solutions in Enterprise, Crisis and Covid (travelingwallet.com)Find out more about us at www.her-enterprise.com...
2020-09-0133 min
Her EnterpRISE with Nicole Santiago, Kelly Pahman and Melissa Neacato001 Hello!Get to know Kelly, Melissa and Nicole as we share our enterprising journeys with you!Show Notes: 001 Women Building Communities through Masterminding (travelingwallet.com)
2020-08-1908 min