Shows
Retiring Today200. Three Retirement Investment Traps (And How To Avoid Them)Are you focused too much on your investments as you approach retirement? In this episode of Retiring Today, we dive into three critical investment traps that retirees should avoid when planning for retirement:Investment Hyperfocus: Over-focusing on day-to-day market fluctuations or portfolio balances while overlooking other areas of retirement planning. Taking Unintended Risk: Failing to assess and manage risk or update allocations to meet retirement goals can lead to unintended investment risk.Making Return Assumptions: Relying on overly optimistic investment return projections can impact decision-making and affect the long-term strength of a retirement...2025-05-0425 minRetiring Today198. Three Ways to Lower Taxes in RetirementWhat if the way you withdraw your money in retirement matters just as much as how you saved it? The truth is, not all retirement income is taxed the same—and how you take distributions can dramatically impact how much you actually get to keep.In this episode, we break it all down with a hypothetical case study that follows a woman named Sherri and shows how thoughtful tax planning gave her over $10,000 more in annual retirement income—without saving another dime. We also walk through three strategies that can help lower your tax bill in retirement and...2025-04-2126 minRetiring Today197. The Retirement Planning ChecklistAre you 10 years or less from retirement and wondering where to begin with retirement planning? We walk through your essential retirement checklist to help you get organized, reduce risks, and gain lasting confidence in your retirement journey. If you're ready to feel more organized and more confident as you transition into retirement, this episode is a great place to start.--Ready to take the next step? Schedule a call now at https://bit.ly/3XLjVqf to get answers to your retirement questions. Get the tools you...2025-04-1326 minRetiring Today196. What To Do With Your 401(k) When You RetireYour 401(k) is a significant part of your retirement savings—but what should you do with it once you retire? In this video, we’ll break down your options, highlight potential risks, and help you make informed decisions about your 401(k).Every retirement journey is unique, and your 401(k) strategy should align with your personal goals.--Ready to take the next step? Schedule a call now at https://bit.ly/4c4cq3A to get answers to your retirement questions.Get the tools you need to prepare for retirement with our...2025-04-0625 minRetiring Today195. What You Need to Know About RMDs in 2025Most retirees don’t realize it, but RMDs aren’t just mandatory—they can be a tax time bomb waiting to happen. Without planning, they could push you into a higher tax bracket, costing you more in taxes than expected. Today, we break down the latest RMD rules, penalties, and tax strategies to help you keep more of your money in retirement. We also walk through a hypothetical case study featuring Paul, a 57-year-old with a $1 million IRA. We compare two scenarios for Paul at his RMD age of 75: 🔹 Scenario 1: Paul does no tax planning, allowing...2025-04-0123 min
Seven Rivers Unbound: A Wild and Scenic Journey Through the Wood-Pawcatuck WatershedCounting Waterfowl with Wildlife Biologist, Jenny KilburnIn this episode, Hugh Markey and Casey Merkle wade into the world of waterfowl monitoring with experts from the Rhode Island Department of Environmental Management (RI DEM). Jenny Kilburn, Principal Wildlife Biologist, explains how annual waterfowl counts help track species trends, inform conservation efforts, and guide regulations.Whether you’re a birdwatcher, hunter, or conservationist, this episode provides valuable insights into how RI DEM works to protect waterfowl and their critical habitats across our Wild and Scenic Rivers watershed (and beyond).Looking to volunteer with RI DEM as a wildlife monitor? Visit https://dem.ri.gov...2025-03-1213 minRetiring Today194. Why You Should Plan For a Longer RetirementWill your retirement savings last as long as you do? Many retirees worry about running out of money, especially as life expectancies increase. Retirement planners Loren Merkle and Chawn Honkomp discuss creating a retirement strategy that accounts for longevity. According to the Social Security Administration, a man turning 65 today is projected to live until 84, while a woman is expected to reach 86 1/2. One in three retirees who turn 65 will live to age 90, and one in seven will reach 95. These numbers highlight the need to account for longevity in your retirement plan. In this episode, we talk...2025-02-0224 minRetiring Today193. Retire Earlier Than ExpectedLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4h5HnWq
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://merkleretirementplanning.com/all-online-events/
Did you know that 48% of people retire earlier than they expected? A recent study reveals surprising reasons why, ranging from unexpected health issues to changes at work and even financial readiness.
In this episode of Retiring Today with Loren Merkle, we dive deep into...2025-01-2023 minRetiring Today192. The Roth IRA 5-Year RuleLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3Pq2l6C
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://merkleretirementplanning.com/all-online-events/
Ready to unlock the full potential of your Roth IRA? In this episode of Retiring Today with Loren Merkle, we explore the essential rules, limits, and strategies you need to know to create a purposeful and comprehensive retirement plan. Whether you're just starting to think...2025-01-1222 minRetiring Today191. Test Driving RetirementLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3ZW4ZpA
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Just like you wouldn't buy a car without a test drive, you should put your retirement plan through a trial run. Discover how to simulate your retirement lifestyle, stress-test your financial strategies, and make any adjustments before you actually retire.
Test driving lets...2025-01-0725 minRetiring Today189. Debunking Social Security MythsLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3Zqh7i3
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Collecting Social Security benefits is an important part of every retirement income plan, but the process can be complicated and confusing. In this episode of Retiring Today with Loren Merkle, we examine seven Social Security headlines and determine whether they are fact or fiction.
These seven...2024-12-1522 minRetiring Today188. The Complete Guide to Medicare in 2025Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/49mxO2z Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1BOverwhelmed with all the options when it comes to Medicare in 2025? In this episode of Retiring Today, we break down the most critical Medicare updates that will help you make the best decisions for your retirement plan.Key topics:- A comprehensive breakdown of Medicare Parts A, B, C...2024-12-0820 minRetiring Today187. 5 Strategies for Year-End Tax PlanningLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4eC5nPh
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
April 15th is an important tax date, but it may not be the most important when it comes to tax planning. In this episode of Retiring Today, we give you 5 strategies to think about when it comes to year-end tax planning. Learn why December 31st is so important...2024-12-0222 minRetiring Today186. What is an IRA?In this episode of Retiring Today, host Molly Nelson and retirement planner Loren Merkle discuss the basics of Individual Retirement Accounts (IRAs). Learn about the evolution of IRAs since their creation in 1974, the tax advantages of making contributions, and the significance of rollover strategies from employer-sponsored plans, like a 401(k) or 403(b). They also discuss the impact of the sequence of returns risk for retirees, required minimum distributions (RMDs) and their tax implications, and the potential tax benefits of Qualified Charitable Distributions (QCDs).
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FID...2024-11-2423 minRetiring Today185. The Ultimate Checklist to Help Beat InflationLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3AByl3Q
Register for our next Journey to Retirement Online Workshop to learn about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this episode of Retiring Today, we explore how inflation affects your retirement savings and discuss strategies to protect your nest egg. Learn essential retirement planning concepts to maintain your purchasing power throughout your retirement.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY® https...2024-11-1724 minRetiring Today184. The 6 Pillars of a Comprehensive Retirement PlanLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4eaBLrW
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this week's episode of Retiring Today, host Molly Nelson and retirement planners Loren Merkle and Clint Huntrods, discuss the six essential pillars of a comprehensive retirement plan. They dive into the "RetireSecure Roadmap," a visual representation of the retirement plans we help families and individuals...2024-11-1028 minRetiring Today183. There's No Place Like Retirement (Halloween Part 2)Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3Uq21rg
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this episode of Retiring Today, Dorothy (Molly Nelson) is looking to retire and needs some help from her friends, the Lion (Loren Merkle) and the Scarecrow (AnnaMarie Morrow). Join Dorothy as she discovers the six essential pillars along the yellow brick road - lifestyle...2024-11-0328 minRetiring Today182. We're Off To Plan Retirement! (Halloween Part 1)In this episode of Retiring Today, Dorothy (Molly Nelson) is looking to retire and needs some help from her friends, the Lion (Loren Merkle) and the Tin Man (Chawn Honkomp). Join Dorothy as she discovers the six essential pillars along the yellow brick road - lifestyle, income, taxes, investments, health care, and legacy - to create her retirement plan. After a long journey, Dorothy eventually reaches the emerald city with confidence in her plan and ready to retire.
Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way...2024-10-2726 minRetiring Today181. Medicare Changes For 2025Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4gXJY5o
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this episode of Retiring Today, Molly Nelson and Loren Merkle, along with AnnaMarie Morrow, Director of Medicare at Merkle Retirement Planning, dive into the critical Medicare changes coming in 2025.
- Understand Medicare Part D and its significance.
- Important updates for 2025 Medicare Part D plans.
...2024-10-2027 minRetiring Today180. 64 and Dreaming Of Retirement?In this episode of Retiring Today, host Molly Nelson and retirement planners Clint Huntrods and Loren Merkle dive into essential tips, strategies, and action steps for those aged 64 and dreaming of retirement. The team discusses the common mindset and concerns of individuals nearing retirement and emphasizes the importance of long-term planning through an insightful example of a hypothetical retiree named Jill. The episode explores key decisions around Social Security, pension options, and expense planning to help viewers think about decisions they might need to make when constructing their comprehensive retirement plan.
Learn more about...2024-10-1327 min
Seven Rivers Unbound: A Wild and Scenic Journey Through the Wood-Pawcatuck WatershedDragonflies in the Great Swamp - Notes from the FieldJoin Casey Merkle and Hugh Markey as they follow odonate experts Ginger Brown and Nina Briggs on a dragonfly safari in the Great Swamp Management Area! This podcast is brought to you by the Wood-Pawcatuck Wild and Scenic Rivers Stewardship Council, and is hosted by Casey Merkle and Hugh Markey. Follow us on: Facebook : https://www.facebook.com/WPWildScenic/Twitter (X): @WpWildRivers Instagram: @wpwild_scenic_riversYou Tube: WP Wild Rivers https://www.youtube.com/@wpwildrivers3437P...2024-10-0713 minRetiring Today179. Retirement Planning At Age 62Dreaming of retirement at age 62? This episode of Retiring Today is packed with vital action steps to get you ready. Key topics include the power of Roth conversions, Social Security analysis, and optimizing your 401K. Whether it's understanding investment risks, crafting a comprehensive retirement plan, or maximizing Social Security benefits, this episode equips you with the knowledge to make informed decisions.
Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/47OzMYS
Register for our next Journey to Retirement Online Workshop...2024-10-0627 minRetiring Today178. Celebrate 59.5 with Smart Retirement StrategiesIf you're 59 and looking to improve your retirement readiness, you're in the right place. Join hosts Loren Merkle, Clint Huntrods, and Molly Nelson as they discuss actionable strategies for a secure retirement. Learn about the benefits of in-service rollovers, managing market volatility, and maximizing catch-up contributions. Discover the powerful impact of Roth conversions and fixed indexed annuities to secure a stable income in your retirement years.
Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3XSBIvT
Register for our next Journey to...2024-09-2927 minRetiring Today177. Crucial Retirement Decisions at Age 57Are you 57 and dreaming of retirement? In today's episode of Retiring Today with Loren Merkle, we give actionable steps to put yourself in a better position to plan for a successful retirement journey.
- The challenges and opportunities of retiring at age 57
- What holds people back from serious retirement planning
- Understanding and creating a recession-resistant portfolio
- How to optimize your investments and reduce hidden fees
- The importance of an intentional income plan for retirement
Join us as we break down the essential steps to get retirement-ready!
Learn more about how...2024-09-2227 minRetiring Today176. The Presidential Election and Your Retirement | Part 1: MarketsLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/44LdPbC
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this episode of Retiring Today with Loren Merkle, Retirement Planner Clint Huntrods and Loren Merkle are talking about the impact of the presidential election on your retirement, including: - An interesting historical perspective that can help you understand what to expect in an election year...2024-05-1927 minRetiring Today175. 8 Reasons to Retire EarlyLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3wmPOLl
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Retire early! Does it feel like a pipe dream? Maybe you just need a reason! We discuss 8 Reasons to Retire Early and the strategies that could get you there, including how to figure out if you can afford it, how to pay for health care, and...2024-05-1228 minRetiring Today174. Tax Strategies Made SimpleLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4ageQtz
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
The IRS tax code is more than 6,000 pages – it would take more than 9 days to read! While the laws may be complicated, the strategies don’t have to be. We make taxes simple by discussing the strategies that pertain to you and retirement. We break down tax...2024-05-0527 minRetiring TodayRECAP 173. Preparing for Rising Costs: Inflation and Your RetirementLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3xSVxc3
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Retiring Today with Loren Merkle Host Molly Nelson share insight into inflation and retirement planning.- Discover why a modest amount of inflation is actually healthy for the economy.- Understand the impact of inflation on your retirement plans using real-life cost projections.- Explore strategic...2024-05-0208 minRetiring TodayRECAP 173. How to Combat Inflation in Retirement: Investment and Income StrategiesLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3xSVxc3
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Retirement Planner Loren Merkle discusses important income and investment strategies that can help you prepare for rising retirement costs.-How to design a portfolio with inflation in mind.-The connection between retirement taxes and planning for inflation.-The important role portfolio diversification can play in mitigating...2024-05-0110 minRetiring Today173. How to Plan for Rising Costs in RetirementLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3xSVxc3
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Facing the challenges of inflation can be daunting, especially as you plan for retirement. Learn actionable strategies to maintain your lifestyle without falling victim to the rising costs. - Discover how inflation has changed the cost of living over time, with a comparison...2024-04-2827 minRetiring TodayRECAP 172. Wrap Your Mind Around $650 Billion and Why You Should CareLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3xK7HnC
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this video, Retiring Today Host Molly Nelson recaps our eye-opening episode of Retiring Today with Loren Merkle. According to ThinkAdvisor.com, there are $650 billion in tax savings that could be realized by retirees with the proper planning. Find out:
- Why retirees...2024-04-2506 min
Seven Rivers Unbound: A Wild and Scenic Journey Through the Wood-Pawcatuck WatershedFrogs in the Watershed!Join co-hosts Casey Merkle and Hugh Markey, along with Roger Williams Park Zoo's Hannah Petrarca as they discuss FrogWatch, a community science project focusing on frogs and toads. Let the peepers begin! Become a Frogwatcher: https://www.rwpzoo.org/programs/frogwatch/This podcast is brought to you by the Wood-Pawcatuck Wild and Scenic Rivers Stewardship Council, and is hosted by Casey Merkle and Hugh Markey. Follow us on: Facebook : https://www.facebook.com/WPWildScenic/Twitter (X): @WpWildRivers Instagram: @wpwild_scenic_riversYou...2024-04-2516 minRetiring TodayRECAP 172. $650 Billion Left On the Table in Tax Savings: What Can You Do?Learn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3xK7HnC
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
According to ThinkAdvisor.com, retirees leave $650 billion on the table in tax savings each year because of missed tax planning opportunities. What can you do to make sure this doesn't happen to you? Retirement Planner Loren Merkle talks about strategies that help...2024-04-2412 minRetiring Today172. Retirement Tax Planning Mistakes You Can Easily AvoidLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3xK7HnC
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Billions of dollars are left on the table each year that could be in the hands of retirees due to a lack long-term tax planning. We help you get that money off the table and into your pocket with long-term tax and income planning strategies...2024-04-2127 minRetiring Today171. Recap: Will Your Social Security Last? A Benefit OutlookLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4cLg96d
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Will Social Security go broke? Retiring Today With Loren Merkle Host Molly Nelson recaps predictions of Social Security, including options lawmakers have for changing the rules. Understand this vital source of retirement income with these key takeaways.- The possibility of altering the Social Security...2024-04-1806 minRetiring Today171. Recap: Maximizing Your Social Security: Strategies for a Smart ElectionLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4cLg96d
Register for our next Journey to Retirement Online Workshop to learn more about building your income plan and a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Knowing when to elect Social Security can feel overwhelming. With the possibility of 81 different election options for couples, the choice is anything but straightforward. It is more than just deciding between taking benefits at 62 (when you can first elect), at Full...2024-04-1707 minRetiring Today171. When You Should Elect Social SecurityLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3xpdWx6
Register for our next Journey to Retirement Online Workshop to learn more about building your income plan and a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this episode of Retiring Today discuss Social Security and the role it plays in a comprehensive retirement plan. We explore when you should elect Social Security and we help you understand which of the 81 Social Security options is right for you.2024-04-1427 minRetiring Today170. Recap: How You Can Keep Your Retirement Savings SafeLearn more about building a retirement plan and take the first step of your retirement journey by booking a Retire Ready Call today: https://bit.ly/4adDED6
In this episode recap, Loren Merkle discusses how you can protect your retirement savings by choosing the right financial advisor who specializes in the financial services that are best suited for your stage in life and by creating a retirement plan that is based on realistic financial assumptions. These tips can help you develop a retirement plan that allows you to achieve the retirement lifestyle that you...2024-04-0906 minRetiring Today170. Recap: Ask Your Advisor These Questions as You Get Closer to Retirement | Episode RecapLearn more about how you can prepare yourself for retirement by registering for our complimentary Journey to Retirement online workshop: https://merkleretirementplanning.com/workshops/
Imagine a $10 million difference between financial plans. That's right, $10 million. Alarming, right? We recently met with a couple who experienced just that. Hear a recap of their story and find out what questions to ask to ensure you have a comprehensive retirement plan, not just an investment plan.
Molly Nelson, Host of Retiring Today
https://merkleretirementplanning.com/staff-members/molly-nelson/
2024-04-0804 minRetiring Today170. How You Can Protect Your Nest Egg & Retire With ConfidenceLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/43rlPhp
Register for our next Journey to Retirement Online Workshop to learn more about building a comprehensive retirement plan. - https://bit.ly/4aeNR1B
Retirement is one of the most important decisions that you will make and there is a lot of conflicting retirement information that you may hear. In this episode of Retiring Today, we talk about what you can do to protect your nest egg...2024-04-0727 minRetiring Today169. Recap: The 6 Pillars of a Retirement PlanLearn more about building a retirement plan and take the first step of your retirement journey by booking a Retire Ready Call today: https://bit.ly/3TlkB2q
Retirement is so much more than investments. Did you know there are six pillars that hold up a comprehensive retirement plan? Retirement Planner Loren Merkle discusses each pillar, how they work together, and why they are the foundation of your retirement.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY® https://merkleretirementplanning.com/staff-members/loren-merkle/
2024-04-0207 minRetiring Today169. Recap: Don't Set Your Retirement Plan and Forget ItLearn more about building a retirement plan and take the first step of your retirement journey by registering for our online Journey to Retirement Workshop: https://bit.ly/3ve5nUV
Nothing about retirement is a straight line. There are twists and turns along the way. You don't feel the same, spend the same, or even invest the same during a 20 or 30-year retirement. That's why you can't set it and forget it when building a retirement plan. Working with a retirement planner means THEY should reach out to YOU throughout retirement. Find out when and why you...2024-04-0105 minRetiring Today169. Don't Set Your Retirement Plan & Forget ItLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3vozpFB
Register for our next Journey to Retirement Online Workshop to learn more about building your income plan and a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this episode of Retiring Today we talk about how you can't just set your retirement plan and forget it. Many external factors such as legislation and life changes can have a big impact on your retirement, creating a need to make...2024-03-3126 minRetiring Today168. Recap: Ask Your Financial Advisor These Important QuestionsStart preparing for your retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3Tblc70
This recap video includes a list of questions you can ask your financial advisor to ensure you have the right person on your team as you head into retirement. Not all advisors do the same things, and not all teams specialize in retirement. Find out what to look for in a retirement planner and the specific ways they can help you make the most of your retirement.
Loren Merkle, CERTIFIED FINANCIAL...2024-03-2606 minRetiring Today168. Recap: Ask Tough Questions to Protect Your RetirementLearn more about how you can prepare yourself for retirement by registering for our complimentary Journey to Retirement online workshop: https://merkleretirementplanning.com/workshops/
What is your advisor's succession plan? It can feel like a difficult conversation to have, but it's an important one. After all, this is your retirement savings. If the person you are working with doesn't have a plan for you when they retire, it may be time for you to move on. Retiring Today Host Molly Nelson talks about the questions to ask, what to look for, and the importance...2024-03-2504 minRetiring Today168. What To Do When Your Advisor Is RetiringLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/4ay3D8f
Register for our next Journey to Retirement Online Workshop to learn more about building your income plan and a comprehensive retirement plan. - https://bit.ly/4aeNR1B
In this episode of Retiring Today we give you some steps you can take if your financial advisor is retiring. From a checklist of questions you can ask your advisor to qualities you should look for in a new advisor. 2024-03-2425 minRetiring Today167. Recap: The Probate Process ExplainedStart preparing for your retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3VbxA9D
How does probate work? Do you need a will or a trust to avoid probate? Retirement Planner Loren Merkle breaks down the probate process, plus tips on how to make sure you don't make a common trust mistake.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
https://merkleretirementplanning.com/staff-members/loren-merkle/
Chapters
00:00 The Probate Process Explained & The Cost of Probate
2024-03-1905 minRetiring Today167 Recap: Take Control of Your Future: Getting Started with Your Legacy PlanLearn more about building a legacy plan and take the first step of your retirement journey by booking a Retire Ready Call today: https://bit.ly/4a6ffiZ
What are you putting off - a dentist appointment, mending a relationship, thinking about what happens to your assets when you're gone? You are not alone. In this episode recap, Host Molly Nelson highlights the importance of a building a legacy plan and some heartbreaking stories of what can happen without a legacy plan. These stories may motivate you to take the first step to securing what happens to...2024-03-1802 minRetiring Today167. Getting Started with Legacy PlanningLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3VbxA9D
Register for our next Journey to Retirement Online Workshop to learn more about building your income plan and a comprehensive retirement plan. - https://bit.ly/49NrPn2
In this episode of Retiring Today we discuss important mindset shifts when it comes to legacy planning. You will learn about the legacy planning process and whether a will or a trust is best for your situation. Loren even reviews 3 often overlooked...2024-03-1728 minRetiring Today166 Recap: The 59 1/2 Decision - 401k vs. IRA?Start preparing for your retirement by downloading the complimentary Retire Your Way Toolkit - https://merkleretirementplanning.com/toolkit/
At age 59 1/2, many people have an important retirement to make: leave your money in a 401(k) or roll it into an IRA. In this recap video, Retirement Planner Loren Merkle talks about the advantages of leaving your money in your 401(k), including when it could save you money, at what age you can avoid early withdrawal penalties, and a little-known 401(k) rule that kicks in at age 55. But that's just half the story. You also need...2024-03-1204 minRetiring Today166 Recap: 401(k) Investment Risk in Real NumbersLearn more about retirement income and assessing risk by registering for our complimentary Journey to Retirement online workshop: https://merkleretirementplanning.com/workshops/
Using terms like moderate, aggressive, and conservative to assess investment risk are subjective. What's aggressive to one person might be moderate to another and vice versa. When it comes to your 401(k), real numbers are the best way to assess your investment risk. In this recap, host Molly Nelson talks about how a risk assessment using real numbers helps you understand your 401(k) investments and make the proper adjustments to set you up for retirement. 2024-03-1103 minRetiring Today166. Understanding Your 401(k) AccountLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/3wQnVLh
Register for our next Journey to Retirement Online Workshop to learn more about building your income plan and a comprehensive retirement plan. - https://bit.ly/3wHyTTp
In this episode of Retiring Today we dive into the 401(k) retirement account and explore common 401(k) misconceptions, maximum 401(k) contributions, and 401(k) investment strategies that can help optimize your investment risk level. We also discuss the important role a 401(k) account can...2024-03-1028 minRetiring Today165. How Much Money You Need to RetireLearn more about how you can prepare for retirement by downloading the complimentary Retire Your Way Toolkit - https://bit.ly/42YU8Mw
Register for our next Journey to Retirement Online Workshop to learn more about building your income plan and a comprehensive retirement plan. - https://bit.ly/49CaTzG
In this episode of Retiring Today we discuss important mindset shifts when it comes to your retirement income. Discover key insights and strategies to help you navigate the transition from working life to retirement. Also learn how to you can start building...2024-03-0328 minRetiring Today164. Retire Before 65 by Rethinking Your Health Care OptionsDiscover more health care and Medicare tips by downloading the complimentary Retire Your Way Toolkit - https://merkleretirementplanning.com/toolkit/
Register for the next Journey to Retirement online workshop to take the first step in your retirement journey - https://merkleretirementplanning.com/workshops/
To make the most of retirement you have to think differently about EVERYTHING – including health care. Today we talk about health care in retirement and how it may be more affordable than you think. We also discuss options that can help you plan for the expense of long-term care. ...2024-02-2528 minRetiring Today163. How to Build Your Investment Portfolio for RetirementDiscover more tips to help you get started with your retirement investment plan by downloading the complimentary Retire Your Way Toolkit -
https://merkleretirementplanning.com/toolkit/
Register for the next Journey to Retirement online workshop to take the first step in your retirement journey - https://merkleretirementplanning.com/workshops/
To make the most of retirement you have to think differently about EVERYTHING – including investments. Today we talk about how to rethink your investments, specifically how to build an investment portfolio for retirement, how to think about your in...2024-02-1828 minRetiring Today162. Understanding Taxes in RetirementDiscover more retirement tax saving strategies in the complimentary Retire Your Way Toolkit - https://merkleretirementplanning.com/toolkit/
Register for the next Journey to Retirement online workshop to take the first step in your retirement journey - https://merkleretirementplanning.com/workshops/
Retirement is a mindset shift – EVERYTHING changes including the way you should think about taxes. In this episode of Retiring Today, Loren Merkle and Chawn Honkomp discuss how taxes in retirement can be different than taxes in your working years. They help you understand how you can begin to calculate what yo...2024-02-1128 minRetiring Today161. 3 Ways to Overcome the Fear of Running Out of Money in RetirementLearn more about how to retire confidently by downloading the complimentary Retire Your Way Toolkit - https://merkleretirementplanning.com/toolkit/
Register for the next Journey to Retirement online workshop - https://merkleretirementplanning.com/workshops/
Retirement can be an exciting and stressful time in your life. In this episode of Retiring Today with Loren Merkle we help you understand how to build confidence in your retirement vision by detailing three ways you can overcome your fear of running out of money in retirement. Loren Merkle and Chawn Honkomp explain how retirement strategies such...2024-02-0428 minRetiring Today150. Retirement Mysteries Solved Part 2Do you have more questions about retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com
Crime. Investigation. Conviction – it's like your favorite show – but with important retirement information. “Detectives” Loren Merkle and Chawn Honkomp solve mysteries about taxes, investments, and more!
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
Molly Nelson, Host of Retiring Today2023-10-0631 minRetiring Today149. Retirement Mysteries Solved Part 1Do you have more questions about retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com
Like your favorite detective show, we are solving retirement mysteries – but the outcome of this show could help you make the most of retirement. Join us as retirement “detectives” Loren Merkle and Chawn Honkomp solve mysteries about taxes, investments, and more!
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
Molly...2023-09-2940 min
Merkle ConnectedEp 4 Demand Generation Connected: How to Drive ROI Post-Demand Generation with AnalyticsSo, you’ve started generating demand, what’s next? It doesn’t stop at data capture. In this episode, host Henry Neathey is joined by Merkle B2B’s Senior Manager of Client Services, Brad Yost, and Senior Director Analytics, Anto Inigo, to discuss the role of analytics to help inform what should happen post-demand generation and how to connect it with pipeline revenue. In this conversation we cover the following topics: What elements and integrations you need to have in place to be able to accurately measure the ROI of demand generation strategies Real exampl...2023-06-2147 min
Merkle ConnectedEp 3 Demand Generation Connected: Amplifying Customer Experiences Through Media PartnershipsHost Henry Neathey is joined by Head of Content Solutions EMEA & LATAM at LinkedIn, Jonathan Palmer, Global CMO at Mediaocean, Aaron Goldman, and Head of B2B Performance Media, VP at Merkle B2B Laura Pierce, to discuss what great media partnerships look like and how cross-collaboration builds momentum in demand generation experiences. In this conversation we cover the following topics: The importance of tapping into partners’ key capabilities and insights around your team and working together towards a common goal Pivoting from a one-size-fits-all events led strategy, to crafting personalised and connected experiences across...2023-06-2140 min
Merkle ConnectedEp 1 Demand Generation Connected: Unleashing B2B Superpowers for GrowthMerkle B2B presents the first episode in our 4-part series “Demand Generation Connected”; your blueprint for building best-in-class demand generation experiences. Meet your host Henry Neathey, Client Director at Merkle B2B who has 10 years of experience building demand generation experiences for B2B brands and knows a thing or two about connecting brand with demand. In each episode, we’ll hear from industry-leaders across Merkle, dentsu and agency partners who will give their expert advice on how to run successful demand generation strategies, starting with research all the way through to executi...2023-06-1926 minRetiring Today113. SECURE Act 2.0 Part Two: 529 Plans and Roth ChangesAre you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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SECURE Act 2.0 is changing the retirement landscape – again. This 300-page bill includes more than 90 retirement provisions. Many change the rules around Roth accounts. Here’s what you need to know!
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Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today2023-01-2028 minRetiring Today112. SECURE Act 2.0 Part One: What You Need to KnowAre you wondering how SECURE Act 2.0 could affect you in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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ABOUT THIS EPISODE
A new piece of legislation has been passed and you might be wondering, how could it impact your retirement. In this episode of Retiring Today, Loren Merkle and Molly Nelson are discussing how required minimum distributions (RMDs) are changing and how it might impact your retirement. This is the first in a three-part series on SECURE Act 2.0 and what it means for...2023-01-1319 minRetiring TodayA Special Message from Loren Merkle on 2023Check out this special message from Loren Merkle and producer, Richelle Smith, on what is ahead in 2023!2022-12-3005 minRetiring Today111. You Can Thank Inflation for These 2023 ChangesIf you have concerns about how inflation could affect you in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHU
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New Year 2023 brings with it some positive changes, believe it or not, all thanks to inflation. In this episode of Retiring Today, Loren Merkle and Molly Nelson discuss the impact inflation and government changes have on your pre-retirement or retirement plans for 2023. We will go in-depth about tax bracket changes, updated contribution limits, Social Security Cost of Living Adjustments, Medicare Premiums and more.
Loren M...2022-12-2321 minRetiring Today110. Is 2023 The Year You Retire?If you have concerns about retirement in 2023, schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner here: https://bit.ly/3bDqHUi
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If you plan to retire in 2023, this episode is your guide! Loren Merkle and Molly Nelson discuss what to consider and how to get started with your journey to and through retirement. They consider legislative and stock market changes in 2022 and how to take that into 2023.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richel...2022-12-1625 minRetiring Today108. Only 11% of Pre-Retirees Plan to Delay Social Security Until 70If you have concerns about when to take Social Security in retirement, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi
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86% of non-retired Americans 45 and older know they could receive higher Social Security payments by delaying benefits to 70 yet only 11% of respondents said they plan to wait that long. What about you? Should you wait until 70 or elect now? In this episode of Retiring Today, we dive deep into Social Security and when could be the best time for you to start your payments.
Source: https://www.thinkadvisor.com/2022/09/13/just-11...2022-12-0222 minRetiring Today107. Breaking Down 4 Retirement BarriersWhat is keeping you from retirement? In this episode of Retiring Today, Loren Merkle and Molly Nelson bust through the barriers and offer solutions to some of the things that could be keeping your from retirement.2022-11-1824 minRetiring Today106. There's a Recession: Who's Helping You Through It?If you have questions about the risks that could affect your retirement, schedule your 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi
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There are many risks associated with retirement – inflation, the stock market, taxes and more. Retirement planners specialize in building a comprehensive long-term plan so you can feel good about where you're headed. On this episode of Retiring Today, Loren Merkle and Molly Nelson discuss the strategy behind planning for these risks to and through retirement.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson...2022-11-1128 minRetiring Today105. The Three Stages of MoneyYou've saved for thirty or forty years and as retirement nears you start to think about your transition to spending that hard-earned money. On this episode of Retiring Today, Loren Merkle and Molly Nelson talk about the three stages of retirement spending and the strategy behind distributing your money to last the rest of your life.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
Molly Nelson, Host of Retiring Today
Richelle Smith, Producer of Retiring Today
If you have questions about how to strategize your spending in retir...2022-11-0426 minRetiring Today103. Could a Recession Ruin Your Retirement?Schedule a 15-Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi
Inflation has soared, interest rates are on the rise, and the stock market is in a slump. You want to retire but you may be wondering how? In this episode of Retiring Today, Chawn Honkomp joins Loren Merkle and Molly Nelson in the podcast booth to discuss ideas on how to retire during a recession.
Are you wondering if you can retire in a recession? Schedule a 15 Minute Retirement Check-Up Call here: https://bit.ly/3bDqHUi2022-10-2135 min
In Verbindung sein - Impulse für Eltern und eine bindungs- und beziehungsorientierte ErziehungJubiläumsfolge Teil 2
Seit einem Jahr gibt es nun diesen Podcast. Danke, dass du mir zuhörst. Ich durfte in diesem Raum vielen wundervollen Menschen begegnen und sie haben mit mir ihre Vision und ihr Thema geteilt für das sie brennen. Bei jeder einzelnen bedanke ich mich für die wertvolle Zeit. Ich habe ihnen viele Fragen gestellt zu ihrem Thema. Für diese besondere Folge habe ich es umgedreht und sie durften mir ihre Fragen schicken, die ich hier beantwortet habe. Du lernst mich also mal ein bisschen persönlicher kennen.
Mein Dank gilt dir fürs zuhört, teilen, weiterempfehlen und dei...2022-10-0728 minRetiring Today100. How Retirement has Changed Over the Last 100 EpisodesThis episode is all about celebrating our 100th episode of Retiring Today. We reflect on the topics that dominate our retirement conversations, the impact legislation has on your retirement, and what we are watching for next. Join Molly Nelson and Loren Merkle in this monumental episode of Retiring Today.
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If you have questions about your retirement journey, schedule a Complimentary 15 Minute Retirement Check-Up Call with one of our retirement planners at MerkleRetire.com.2022-09-3034 minRetiring Today99. 4 Strategies to Combat Rising InflationThe Federal Reserve raised benchmark interest rates by another three-quarter of a percentage point this week, and many are wondering how this will affect your retirement. In this episode of Retiring Today, Molly Nelson and Loren Merkle discuss four strategies you can implement into your portfolio to protect your assets against inflation.
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If you have questions about your retirement journey, schedule a Complimentary 15 Minute Retirement Check-Up Call with one of our retirement planners at MerkleRetire.com.2022-09-2329 minIn Verbindung sein - Impulse für Eltern und eine bindungs- und beziehungsorientierte ErziehungJubiläumsfolge Teil 1
Seit einem Jahr gibt es nun diesen Podcast. Danke, dass du mir zuhörst. Ich durfte in diesem Raum vielen wundervollen Menschen begegnen und sie haben mit mir ihre Vision und ihr Thema geteilt für das sie brennen. Bei jeder einzelnen bedanke ich mich für die wertvolle Zeit. Ich habe ihnen viele Fragen gestellt zu ihrem Thema. Für diese besondere Folge habe ich es umgedreht und sie durften mir ihre Fragen schicken, die ich hier beantwortet habe. Du lernst mich also mal ein bisschen persönlicher kennen.
Mein Dank gilt dir fürs zuhört, teilen, weiterempfehlen und dei...2022-09-2332 minRetiring Today97. How to Navigate the Caregiving PathCaring for a spouse or loved one can have a lasting effect on you and your retirement plans. Will you need to retire early? Do you know how to navigate your needs, as well as the needs of those you're caring for? In this episode, Loren Merkle and Molly Nelson talk with Caregiving specialist Kathy Koenig about the role caregiving can play in your retirement and things you can do to make the best of your situation.
If you're interested in talking with Kathy Koenig or learning more about her background, check out her website at CaregiverConnection.n...2022-09-0939 min
Merkle ConnectedBusiness Transformation: Changing your mindset to bring about changeAs customer expectations rise, it's not enough that today's organisations invest heavily in data and technology solutions to keep pace. Business leaders must also explore a change in cultural mindset if they're to deliver ongoing, sustainable, value from this expenditure. Niyi Duro-Emanuel, Strategy & Transformation Lead SVP Merkle UK speaks to Neil Westlake-Guy, VP Transformation Merkle UK, Mark Clydesdale, VP Transformation Practice Lead Merkle UK discuss.2022-08-0820 min
Retiring Today84. Your Merkle Plan Series: LegacyDeveloping a legacy plan is the best way to ensure that your wishes are met at the end of your life or after you are gone. In this episode, we talk with Estate Planning Attorney, Charlie Bottenberg about how the process works. He tells us the difference between a will and a trust and the advantage of a financial power of attorney or medical power of attorney. Plus, he shares some great tips about deciding who is the right person to make decisions about your assets after you are gone.
Charlie Bottenberg
cbottenberg@ahlerslaw.com
515...2022-06-1041 minRetiring Today83. Your Merkle Plan Series: Health CareHow I am going to pay for health care in retirement? That question alone could prevent you from living out your retirement dreams. A plan is the answer that could help you feel retirement ready.2022-06-0325 minRetiring Today82. Your Merkle Plan Series: InvestmentsYou can’t “set it and forget it” when it comes to investments - you have to update your investment plan as you get closer to retirement. If you think about it as a slow cooker - you might turn the heat down on risk and crank up the temp on diversification. In this episode we talk about how the investment strategy changes as you head to and through retirement. 2022-05-2730 minRetiring Today81. Your Merkle Plan Series: TaxesTax Planning is one of the six components included in every customized retirement plan we help individuals and families put together. We call it Your Merkle Plan. In this episode of Retiring Today, Chawn Honkomp joins us in the podcast booth to talk about the steps you can take to control of taxes in retirement. 2022-05-0630 minRetiring Today80. Your Merkle Plan Series: IncomeWant to make the most out of your income in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com
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ABOUT THIS EPISODE
Retirement income is a new concept if you've been receiving W-2 wages for the last 30 or 40 years. In this episode of Retiring Today, Loren Merkle discusses how to turn your retirement savings into retirement income. Plus Director of Medicare, AnnaMarie Morrow, joins us to talk about how the process impacts Medicare.2022-04-2935 minRetiring Today79. Your Merkle Plan Series: LifestyleRetirement is so much more than investments. It’s an entire lifestyle. In this episode of Retiring Today, learn how building a lifestyle plan is essential to your retirement vision and how Merkle Retirement Planning offers opportunities for fun, education, and connecting with your peers!2022-04-2227 minMerkle ConnectedExpanding the Vision for Customer DataIn the first instalment of our CX imperatives podcast series, join Az Raj, Ross Whalley and David Barker as they discuss the first of Merkle’s three CX imperatives, expanding the vision for customer data. How will the customer data landscape change be it now or in the future? What does it mean to be data-driven and how is technology adapting to support the fully connected customer-data ecosystem? Find out more in this episode of Merkle Connected.2022-04-2019 minIn Verbindung sein - Impulse für Eltern und eine bindungs- und beziehungsorientierte ErziehungHuman Design - Im Gespräch mit Diana Merkle
Über Human Design liest und hört man immer wieder. Doch was ist das eigentlich und was hat es mit Kindern zu tun? Inwieweit kann es uns weiterhelfen und was sagt es uns über unsere Mitmanschen? Diana Merkle hat sich intensiv mit diesem Thema auseinandergesetzt und ist davon überzeugt, dass es uns in unseren zwischenmenschlichen Beziehungen weiter bringt.
Wer interesse an einem reading hat findet Diana unter https://www.instagram.com/diana.liveyourlife/
Wenn du Fragen an mich hast zur Entwicklung deines Kindes oder gerne in einem Beratungsgespräch über einen Familienkonflikt sprechen möchtest, findest du mich unter https://www.inv...2022-02-1830 min
Starting Now with Jeff SarrisNFT Origin Story: Bridget Merkle aka Pink Skull (Artist)This week my guest is Bridget Merkle, Solana NFT artist and co-creator of the Solana Institute of Art."I just want to make art and help people."—Bridget MerkleIn this episode we dive into Bridget's origin story. We talk about imposter syndrome and how a shared experience of creating in public helped set the stage for her career as an artist. We learn about the moment Bridget decided she was ready to quit her job and go full-time into NFTs. We also talk about Solana, Holaplex, how she connected with her first collectors, and mu...2021-12-0259 min
Merkle ConnectedA fireside chat with Margaret Wagner (President, Merkle EMEA) and Rich Lees (Chief Strategy Officer, Merkle EMEA)In this episode, we'll be discussing:* Latest trends in customer experience* How Covid-19 has introduced or accelerated consumer behaviour shifts* The new role of diversity, equity and inclusion and sustainability in CX* Reasons for brands to transform, and how to excel at CXM 2021-04-2324 min
The Ryan Merkle PodcastTranscending the Ego Identities of Race, Sexuality, Gender, and Mental HealthIn this episode Ryan Merkle discusses the social constructions of race, mental illness, gender, and sexuality and how these are all continuums, and he discusses the transpersonal flow, which is the transcendence of these ego identities and the limitations inherent in adhering to any ego identity in the interpersonal dualistic virtual reality2020-12-041h 05Retiring Today41. Medicare: Mysteries & MisconceptionsHealth care is a HUGE part of the overall retirement planning equation. From electing the Medicare options that are right for you to when is the best time to elect Medicare, there are a lot of questions that can come up. In this episode of Retiring Today, we uncover some of the mysteries, misconceptions and common questions about Medicare and supplemental plans with the Director of Medicare at Merkle Retirement Planning, AnnaMarie Morrow. 2020-10-1630 minRetiring Today32. Rethinking the Rules of RetirementRetirement has changed over time and the changes come in all forms. From corporate trends focusing pensions to go away to legislative changes, it can be hard to navigate what you should focus on in your retirement. In today's episode of Retiring Today with Loren Merkle, we will be discuss retirement law changes, new investing options, and strategies to protect your legacy.
Articles Referenced in the Show:
Life in Retirement: The 1950s vs. Today
How retirement has changed in the last 30 years2020-07-1728 minRetiring Today29. Superhero Series: The Power of the HSAA powerful savings vehicle is the superhero of this episode of Retiring Today. The HSA is a superhero due to its health care benefits and tax savings. Director of Health Care, AnnaMarie Morrow, joins Loren Merkle, Molly Nelson, and Richelle Smith in the Retiring Today Podcast booth to discuss this powerful superhero.2020-06-1924 minRetiring Today27. Retirement Planner vs. Accumulation AdviserThere is a big difference between an accumulation adviser and a retirement planner. Many often use one or the other but you can really make the most of things by using both in your lifetime. In today's episode of Retiring Today, Merkle Retirement Planning's Investment Adviser Representative, Chawn Honkomp, joins the team to discuss the difference between an accumulation adviser and a retirement planning and when to make the most of these services in your lifetime. 2020-06-0535 minRetiring Today22. Coronavirus Stimulus Relief Bill: A Scammers ParadiseAs millions of Americans wait on their stimulus payments, scammers are looking to take advantage. In this episode of Retiring Today, Julie Wagner - Compliance Officer at Merkle Retirement Planning, joins us to talk about these scams and how you can protect yourself. 2020-04-0322 minRetiring Today20. Welcome to the Bear MarketWhat a week it has been for market volatility. Just Monday, the S&P 500 plummeted 7% at the open, tripping circuit breakers that briefly halted trading at the New York Stock Exchange. Plus global oil markets plunged after the implosion of an alliance between OPEC and Russia caused the worst one-day crash in crude prices in nearly 30 years. Then Thursday, a level-one circuit breaker was triggered yet again minutes into the opening bell after the S&P 500 dropped 7%.
In this episode of Retiring Today, Loren Merkle breaks down what a Bear Market is, what you should be considering a...2020-03-1330 minRetiring Today14. Women in RetirementWith a longer lifespan and often less time building a nest egg, the stakes for women are higher in retirement, but these challenges don't have to sideline your planning. The ladies of Merkle Retirement Planning are taking over the mics in this episode of Retiring Today. We discuss the SECURE Act, what women need to consider when it comes to investments, health care, and how to plan to carry out legacy decisions. 2020-01-1033 minRetiring Today13. Retiring in 2020The beginning of a New Year is often the time the people make resolutions. Whether you are 10 years out from retirement or ready to take your 30 year vacation this year, you are not going to want to miss this episode. We will cover how to plan for inflation, what is means to diversify your accounts from a tax perspective, making sure your accounts have the right beneficiaries on them and so much more! Plus, we welcome Merkle Retirement Planning Investment Adviser and CPA, Chawn Honkomp, to the podcast.
Headline 1: Charles Schwab Acquires TD Ameritrade i...2020-01-0341 minRetiring Today10. Medicare Changes in 2020There's one thing you can count on when you're dealing with Medicare - by the time you figure out the system, it will change. Those changes are coming January 1, 2020. The major of these changes will primarily impact those who are new to the government health insurance program. But this does leave pre-retirees and retirees with the question - how will this impact my retirement?
In this episode of Retiring Today, Director of Health Care from Merkle Retirement Planning, AnnaMarie Marrow, joins Loren, Molly and producer Richelle in the podcast to talk Part A and B premium changes, M...2019-12-1328 min