Michael Dukovich - Podcast Details

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Beyond Your MoneyBreaking Down Financial Jargon: Understanding the Basics of Financial Literacy (Ep. 21)The truth is that not everyone across the United States knows about money, savings, and retirement planning. In fact, the average 65-year-old has yet to save for retirement. Mike Dukovich wants to help change that… This week, Mike explores the importance of financial literacy, budgeting, understanding credit, managing debt, and retirement planning. Mike highlights the lack of financial education in the US while stressing the need for individuals to have the knowledge and skills to make informed financial decisions. Mike discusses: The reality of financial education for people of all ages, including hi...2023-11-0942 min

Beyond Your MoneyDollars and Degrees: College Planning 101 (Ep. 20)No more hiding behind the couch cushions to escape the tuition talk! It’s time to face the facts, set realistic goals, and find the perfect balance between supporting your child’s dreams while preserving your wealth and sanity, too. This week, Mike Dukovich reveals the truth about paying for college tuition and expenses. Mike unveils everything you need to know about college savings plans (529 plans) while exploring the different aids you can leverage while supporting your child in this new phase of life. Mike discusses: From scholarships to loans, grants, and more: Wh...2023-07-2639 min

Beyond Your MoneyHere’s What You Need To Know About The SECURE 2.0 Act (Ep. 19)Get ready to kick off the start of season 2 of Beyond Your Money with an in-depth look at the SECURE 2.0 Act (Setting Every Community Up For Retirement Enhancement). In this episode, Mike Dukovich is back to share its ins and outs, which entail a significant update to the retirement savings landscape. The original SECURE bill was signed into law in 2019, and its successor, the SECURE 2.0 Act, was signed into law on December 29, 2022. While there are numerous changes introduced by this bill, Mike focuses on the ones that are particularly relevant to his clients.2023-06-2833 min

Beyond Your MoneyThe Mortgage Process with Kevin GizaWhen going through the process of obtaining a mortgage, you likely have a lot of questions. Like, what type of mortgage should you apply for, and at what term? In this episode, Mike Dukovich sits down with Kevin Giza, president of The Giza Group, at Crosscountry Mortgage, LLC as they discuss mortgages. Kevin shares his knowledge of how the process works, what you need to know before beginning the process, and some tips on how to help you become the successful buyer of a home. Kevin discusses: What pre-qualification is, what it does, and...2021-09-0153 min

Beyond Your MoneyThe Importance of ESG in Investing With Kent McClanahanIn recent years, we have seen an increase in ESG Scores being used to determine whether or not individuals get involved with a specific investment. ESG Scores are used to determine the efforts made by companies in the areas of environment, social and governance. In this episode, Mike Dukovich sits down with Kent McClanahan, vice president of responsible investing with RBC Wealth Management, as they discuss the topic of ESG in relation to investing. Kent shares information that points to ESG becoming something more people are looking toward when creating investment portfolios. Kent di...2021-08-0939 min

Beyond Your MoneyThe Universal Truths in Wealth Management, Part 2The universal truths in wealth management – guidelines designed to help you reach your financial goals. In this episode, Mike Dukovich welcomes you to part 2 of his series on the universal truths of wealth management. Mike discusses even more truths that he thinks you need to know to make better informed decisions. Mike discusses: The behavioral cognitive issues you should be aware of Diversification and why it’s important The approach to thinking long-term with your money Why you should examine your options with social security How you could be preparing for the worst case scenar...2021-06-3041 min

Beyond Your MoneyThe Universal Truths in Wealth Management, Part OneThere are universal truths that you should be following that can help you make better and more informed decisions with your money. In this episode, Mike Dukovich takes you through some of his own personal universal truths he has developed. Mike walks you through these truths and helps you understand what you need to know to make better decisions. In this episode, you will learn: The importance of saving earlier rather than saving more later How to use the 50,30,20 Rule when budgeting The difference between good debt and bad debt How to identify how...2021-06-1432 min

Beyond Your MoneyThe Misconceptions of Annuities Addressed – with Michael ClarkFor one reason or another, people tend to have misconceptions or confusion around the topic of annuities and whether or not they make sense in a wealth plan. In this episode, Mike Dukovich is joined with Michael Clark, divisional annuity consultant with RBC, as they discuss all things annuity! Mike shares an in-depth look at annuities and provides information about when each type might be beneficial. In this episode, you will learn: What is an annuity? The types of annuities and how they work The pros and cons to using an annuity in your weal...2021-04-0738 min

Beyond Your MoneyThe Psychology Behind Your Financial DecisionsWhenever you make a decision to enter or pull out of the market, there is behavioral psychology behind it. This psychology could be leading you to make the wrong decisions! In this episode, Mike Dukovich uses his background in psychology to speak about some of the most common biases that exist when making financial decisions. Mike talks about each bias, tells you what you can do so it doesn’t impact you, and provides an important lesson from each! In this episode, you will learn: The concept of herding Availability bias in relation to financ...2021-03-1237 min

Beyond Your MoneyThe Importance of Staying Organized, Part Two – with Guest Jill YeskoIt’s possible to keep your memories alive while reducing clutter throughout your home — getting rid of physical items doesn’t mean you have to lose connection to the memories. In this episode, Mike Dukovich is joined once again by Jill Yesko, the Founder and President of Discover Organizing. Together, they dive deeper into organizing clutter and reveal the memories that can contribute to collecting. In this episode, you will learn: How to start a conversation about organizing with friends and family The importance of organizing memories as well as objects The steps involved in a virt...2021-01-2041 min

Beyond Your MoneyThe Importance of Staying Organized, Part One – with Guest Jill YeskoHave you ever wondered what a Professional Organizer could do for you? In this episode of the Beyond Your Money Podcast, Mike Dukovich speaks with Jill Yesko, the Founder and President of Discover Organizing. Together they dive into conversation about how a professional organizer could help you with your personal and financial life. In this … Read More Read More 2020-12-2340 min

Beyond Your MoneyThe Financial Flow ChartHave you ever wondered where to put your discretionary investable dollars, and in what order? In this episode of the Beyond Your Money Podcast, Mike Dukovich provides a financial flowchart that will help guide you on what to fund and when. Mike breaks down a financial strategy that fits into every stage of life. In … Read More Read More 2020-12-0336 min

Beyond Your MoneyActive vs. Passive Investments / Trusts with Attorney Jay HagermanEver wonder about trusts? There is so much conflicting information out there about trusts that it can be overwhelming. In this episode of the Beyond your Money podcast Mike Dukovich talks about an ongoing debate by discussing the pros and cons between active and passive investments. Then, while going ‘Beyond Your Money’ he is joined … Read More Read More 2020-10-0950 min

Beyond Your MoneyDollar Cost Averaging and The Elements of Estate PlanningMike discusses dollar cost averaging, and then helps navigate a critical element of a comprehensive wealth plan by reviewing the elements of estate planning. In this episode of the Beyond Your Money Podcast, Mike Dukovich talks about the investment strategy called dollar cost averaging. He then discusses the basics of estate planning, as he walks … Read More Read More 2020-09-2344 min

Beyond Your MoneyWhy Mike Focuses on Helping Young Professionals and Retirees Solve Their Biggest Financial ProblemsWhile many advisors are generalists, Mike enjoys working with specific kinds of clients. In this episode of Beyond Your Money Podcast, Mike Dukovich talks about why he enjoys serving young professionals and retirees. He walks you through solutions to young professionals’ top financial challenges, which professionals tend to embrace the planning process, and why his … Read More Read More 2020-09-0228 min

Beyond Your MoneyWhat You Should Know Before Meeting With a Financial AdvisorComing fully prepared for the first meeting with your financial advisor makes for a more comfortable, efficient, and rewarding experience. But what should you bring to your meeting? In this episode of Beyond Your Money, Mike Dukovich dives into the client experience, unpacking his process and how he helps clients and prospects prepare for the … Read More Read More 2020-08-1927 min

Beyond Your Money11 Tips for Handling Market VolatilityWe’re always going to have periods of market volatility. Having a plan in place can help prevent emotions from dictating your decisions. In this episode, Mike Dukovich tackles the topic of market volatility. He uncovers 11 tips to help you stay sane during moments of volatility spikes, why it’s important to plan and not allow … Read More Read More 2020-08-0525 min

Beyond Your MoneyThe 2 Most Common Questions Advisors are AskedAs a client, do you feel it is important to know how your advisor is getting paid? Do you wonder what goes into building portfolios, and how advisors review those investments? In this episode of the Beyond Your Money Podcast, host Mike Dukovich offers a look into how he gets paid and shares why transparency … Read More Read More 2020-07-2230 min

Beyond Your MoneyWhat is Comprehensive Wealth Management?In the financial world, there are countless names for advisors, and each means something a little bit different from the next. What sets each apart from the other? How is comprehensive wealth management different from the services a typical financial advisor provides? In this episode of the Beyond Your Money Podcast, host Mike Dukovich provides … Read More Read More 2020-07-0825 min

Beyond Your MoneyMeet Your Host, Mike DukovichWelcome to the Beyond Your Money podcast! In this inaugural episode, you’ll meet your host Mike Dukovich, a financial advisor and Retirement Income Certified Professional® at RBC Wealth Management. Mike explains his approach to wealth management and what it means to offer clients a one-stop-shop that addresses every aspect of their financial lives. In this … Read More Read More 2020-06-1927 min