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Mortgage MovesEP 13 - Exploring The Tri-Cities Real Estate After the ElectionWelcome to another episode of Mortgage Moves Podcast, where hosts Michael Farmer and Samantha Lindley break down what’s happening in the Tri-Cities, WA real estate market and seller concessions. From Pasco to Richland and Kennewick, we’ll explore what buyers and sellers need to know in 2024. Whether you’re thinking about purchasing your first home, looking to upgrade, or just curious about market trends, we’re here to give you real, actionable information to help you plan your next steps.With years of experience in the mortgage industry, Michael and Samantha bring straightforward advice and real-world perspect...2024-11-2015 min
Mortgage MovesEP 12 - Why We Love FHA Loans for Home Buyers in 2024We're back! Michael Farmer and Samantha Lindley hosts of Mortgage Moves Podcast. Tri Cities WA top rated podcast for home shoppers! In this episode we dive into why we LOVE FHA loans. Why do we love them:In 2024, FHA home loans remain a beloved choice for home shoppers, we can attest to their enduring popularity. These government-backed loans offer several compelling advantages in today's dynamic real estate market.First and foremost, the minimum-down payment requirement of just 3.5% continues to make FHA loans an accessible option for a wide range of homebuyers, especially in a market...2024-01-0420 minMortgage MovesEP 11 - Creating Success in The Mortgage Industry in 2023In the captivating installment of the Mortgage Moves podcast, April Olsen takes center stage to delve into her rich background in the realms of real estate and lending. With remarkable finesse, she manages to strike a harmonious equilibrium between her family, professional commitments, and dedicated community service. As the episode unfolds, April candidly narrates her unique journey, offering listeners a glimpse into the challenges and triumphs that have shaped her career in Eastern Oregon.Guided by the insightful questions of podcast host and top producer Samantha Lindley, this conversation unravels the layers of April's experiences and multifaceted...2023-08-1513 minMortgage MovesEP 10 - Balancing Success as a Successful Loan Officer at American Pacific Mortgage Hermiston, ORIn this episode, we dive deep with Scott, a multifaceted man who effortlessly juggles the roles of a coach, teacher, successful loan officer, devoted husband, and loving father in Umatilla, OR. Despite wearing so many hats, he exemplifies balance and excellence in every area. We'll explore his unique approach to success, the strategies he uses to connect with his clients, students, and family, and how he manages to keep all these balls in the air while maintaining his sanity! Tune in for an uplifting conversation that bridges the worlds of mortgage, education, sports, and family - a t...2023-07-1927 minMortgage MovesEp 9 - Success in Real Estate and Mortgage: Mastering Expectations and Cultivating a Healthy MindsetIn this episode, we delve into the world of real estate and mortgage in the Tri Cities, WA and Hermiston, OR areas, uncovering the keys to achieving success with Tyler Smith. We explore the crucial role of managing expectations and how it can positively impact your career in the ever-changing real estate market. Discover effective strategies to develop a healthy mindset, enabling you to navigate challenges and embrace opportunities with confidence. Tune in to gain valuable insights and unlock your potential in real estate and mortgage.@MikeDidMyLoan | @MortgageLoansBySam2023-07-0522 minMortgage MovesEp 8 - New Construction Home Financing for 2023We dive deep into the process of securing new construction home loans in the states of Washington, Oregon, California, Idaho, and Arizona through American Pacific Mortgage. Starting off, we introduce ourselves and the regions we cater to, setting the stage for a detailed discourse on new construction home loans. We demystify the process, explaining what these loans are and why they are different from traditional home loans.Then, we delve into how to qualify for a new construction loan, explaining credit score requirements, debt-to-income ratios, and other crucial elements that lenders consider. We provide expert t...2023-06-2026 minMortgage MovesEp 7 - Sierra Webb Talks About the Shifting Market, Trends and Seller Concessions Part 3The real estate market in the Eastern Washington and Oregon has undergone significant shifts in recent years, resulting in changes in seller concessions and market trends. Previously, sellers held a dominant position and had the upper hand in negotiations. However, the market has become more balanced, giving buyers increased bargaining power. As a result, sellers in the PNW are now more inclined to offer concessions to attract potential buyers. These concessions may involve covering closing costs, providing repair credits, or even lowering the asking price. This shift in the seller's market highlights the evolving dynamics within the region's real...2023-05-1645 minMortgage MovesEp 7 - Sierra Webb Talks About What it Takes to Be a High-Level Producer Part 2Sierra Webb, a successful real estate professional, has emphasized the importance of family in her career. According to her, having a supportive family has been instrumental in helping her achieve her goals and overcome challenges in the industry.One of the keyways in which Sierra's family has supported her is by providing her with a strong foundation of values and work ethic. Her parents instilled in her the importance of hard work, dedication, and perseverance, which have been critical in her success as a real estate agent.Sierra also credits her family with providing emotional...2023-05-0738 minMortgage MovesEp 7 - Sierra Webb Talks About What it Takes to Be a High-Level Producer Part 1Sierra Webb is a top producing agent in the Eastern Oregon real estate market. She gives us insider tips and tricks on navigating the ever-changing world of property buying, selling, and financing. Whether you're a first-time homebuyer or a seasoned investor, our expert guests and hosts will help you stay ahead of the curve with the latest real estate trends, mortgage rates, and market insights. Tune in now to become a real estate maverick and unlock your dream property today. @MikeDidMyLoan | @MortgageLoansBySam2023-05-0322 minMortgage MovesEp 6 - What Happens During the Home Inspection and Appraisal Process?Sam sits down with Tyler Smith discussing home inspections and appraisals. This episode is a must-watch if you are curious about the process. However, you’ll regret not sharing this with prospective clients if you are a loan officer or a realtor. Sam and Tyler take a deep dive into the Pacific Northwest real estate market. If you want to get pre-approved for your next home, contact Sam today. Tyler Smith is a no-nonsense realtor in Oregon who gets s*** done!@MikeDidMyLoan | @MortgageLoansBySam2023-03-1228 minMortgage MovesEp 5 - Hard work and Motivation equal success as we take a deep dive w/ Lacey Blackman of Blackman and Associates.Always surround yourself with like-minded individuals who can uplift and support your goals. This is the best plan to have in place, which will equate to success. Lacey Blackmans rise to the top of the real estate market was not an accident. She is dedicated and motivated to the process. Her relationship with American Pacific Mortgage Tri-Cities isn't a secret. Samantha Lindley and I match her energy and provide exceptional service to Lacey and multiple members of her team #LFG...@MikeDidMyLoan | @MortgageLoansBySam2023-02-2821 minMortgage MovesEp 4 - Running the Reps with Tyler Smith Hermiston, Oregon RealtorToday's real estate market can be challenging. Regardless of where you live, having the right #team on your side can benefit you tremendously. My team and I have had numerous successful transactions with Tyler and his team. We look forward to several more this year! Reach out to Tyler if you are looking for your next home! As always if you are looking to get pre-approved for your next home, please reach out to me directly. Michael Farmer - @mikedidmyloan; michael@apmcfamily.com; 425.367.8327@MikeDidMyLoan | @MortgageLoansBySam2023-02-2124 minMortgage MovesEp 3 - What Does it Take to Be a Top Producing Agent in 2023? Lacey BlackmanSamantha Lindely has a candid interview with one of the top producers in the PNW. Lacey Blackman is licensed in Washington, Oregon and Idaho. If you are in the market for a new home in the greater Northwest reach out to Lacey. She is the team lead from Blackman and Associates. @MikeDidMyLoan | @MortgageLoansBySam2023-01-3115 minMortgage MovesEp 2 - How Does Your Credit Score Affect Your Mortgage - Credit Tips for 2023When applying for a home loan, your credit score plays a huge part in the process. A substandard credit score can increase your interest rate as well as increase the amount of PMI you pay monthly. Rest assured Michael Farmer and Samantha Lindley have your back. These mortgage rockstars from American Pacific Mortgage can help assist you in improving your score and overall credit health. Reach out to us today to point you in the right direction. @MikeDidMyLoan | @MortgageLoansBySam2023-01-2018 minMortgage MovesEp 1 - First Time Home Buying Experiences with Michael and SamCasual and lighthearted episode with Michael and Sam. Getting to know us as we take a deep dive into our first home purchase successes and failures.2022 Tri City Herald "Tri-Cities Best Winner - Home Mortgage CatagoryNew episodes uploaded weekly across all platforms including YouTube for full videos.Give us a listen, follow, like and subscribe on YouTube. Also feel free to follow on IG and LinkedIn for more gems. Reach out to us today if you are in the market for your next home, need some advice or want to t...2023-01-1326 min