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Michael Humpherys
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Lend Hoping Nothing Podcast
Episode 25: Acts, Contracts and Profit
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2025-07-24
41 min
Lend Hoping Nothing Podcast
Episode 24: Contracts as Human Acts
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2025-05-14
38 min
Lend Hoping Nothing Podcast
Episode 23: Response to Dr. Storck at Suroeste
Storck’s original essay: https://revistasuroeste.cl/2022/05/27/nuestra-economia-usurera/My First Response: https://revistasuroeste.cl/2024/11/04/economia-justicia-y-caridad/Storck’s First Response: https://revistasuroeste.cl/2025/01/08/es-justo-cobrar-intereses/My Second Response: https://revistasuroeste.cl/2025/02/18/prestamo-a-interes-historia-y-concepto/Storck’s Final Response: https://revistasuroeste.cl/2025/04/09/una-controversia-acerca-de-la-usura/ This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2025-04-14
29 min
Lend Hoping Nothing Podcast
Episode 22: American Maritain Association Paper
Program: https://static1.squarespace.com/static/5eda794851ef816b04d5f4d5/t/67c9efe2f61d8a23f92aa6a0/1741287394881/Program+Booklet+2025.pdfPaper: https://www.academia.edu/128758246/The_Intelligibility_of_Usury_Restitution_Adequation_and_Contracts This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2025-04-14
34 min
Lend Hoping Nothing Podcast
Episode 21: Vix Pervenit
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2025-01-13
50 min
Lend Hoping Nothing Podcast
Episode 20 - Usury, Restitution and Exchange
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2024-09-24
36 min
Lend Hoping Nothing Podcast
Episode 19 - St. Alphonsus Liguori on Usury
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2024-09-06
1h 14
Lend Hoping Nothing Podcast
Episode 18 - Story Time with Mike
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2024-06-22
33 min
Lend Hoping Nothing Podcast
Episode 17 - Time Value of Money
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2024-05-30
22 min
Lend Hoping Nothing Podcast
Episode 16 - The Metaphysics of Money
Three Modern Functions (Plus One)* Medium of Exchange* Unit of Account* Store of Value* Established by Convention/LawAccount of Money* Necessity of exchange* Commutative Justice* Equality in exchange* How many shoes is a house?* Money enters as a measure of diverse goods* measure of human need or desire* Measure must contain that which it measures* Law - measures human behavior (definition of murder)* time - measures motion (clock)...
2024-04-10
31 min
Lend Hoping Nothing Podcast
Episode 15 - Irrealism of Bitcoin or BTC is BS
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2024-04-01
22 min
Lend Hoping Nothing Podcast
Episode 14 - Financial Realism
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2024-03-26
27 min
Lend Hoping Nothing Podcast
Episode 13 - A Realist View of Economic Value
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2024-02-23
31 min
Lend Hoping Nothing Podcast
Episode 12 - Retirement & Investment: Facts and Morality
Nota BeneI am not a financial or tax advisor. Take everything I say with a grain of salt and do your own research and find professionals for additional help.FactsOptions for retirement* 401k* Employer sponsored retirement account* Invest a percentage of salary* Typically involves an employer match of 3%-5% (https://www.fidelity.com/learning-center/smart-money/average-401k-match)* Invest in small set of mutual funds* IRA* Individual Retirement Account* Invest your money* Depending on...
2024-01-29
43 min
Lend Hoping Nothing Podcast
Episode 11 - Imam, Barnes & the Christian Tradition
Performing Intrinsic Evils * Meaning of Catholic Podcast - https://www.youtube.com/live/q8VDT1jbKRA?si=Lw_ZiD9GJC-qWSD8&t=3079* “Just because something is intrinsically evil does not necessarily mean you can never do it.”New Polity Shareholding Essay - https://newpolity.com/blog/should-christians-invest-in-the-stockmarketDeclaration that money is evil or has the appearance of evil* Jacob Imam’s Dissertation - https://ora.ox.ac.uk/objects/uuid:c1dbc396-a8de-49ec-9f0c-3bfd8e89f4c8/files/d1c18dg33r* Note: In the vi...
2023-12-07
33 min
Logos Podcast
Economics, Finance, and Loans | W/ Michael Humpherys
This week, Logos Podcast takes on a new topic of conversation, namely finance and economics. Credit cards, retirement, student loans, car loans, stock investments, and trust funds, what do these have to do with our living? Are they sinful? Are they good? A good American BETTER have these in place, damn it!Well, believe it or not, the Church has something to say about them, and we brought on independent researcher Michael Humpherys to help us develop the Church’s assessment of some of the financial matters at hand. How do our finances shape our liv...
2023-12-05
55 min
Lend Hoping Nothing Podcast
Episode 10 - Thinking about Property and Contracts
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2023-11-03
15 min
Lend Hoping Nothing Podcast
Episode 9: The Real and Financial Economies
Ways in which the financial economy supports the real economy* Direct financing * Liquidity* Risk management This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2023-08-31
25 min
Lend Hoping Nothing Podcast
Episode 8: Shareholding Part 2
Introduction* Interest in speculation* Original NewPolity podcast* Saw mistakes about societas* Read Aquinas and saw more mistakes* Discussed with people on Twitter* Read NewPolity article and started reading citationsEssay* Four Arguments - ordered by authority* From Scripture* From St. John Paul II* From The Tradition* From Reason* From ScriptureA Christian should not own stocks any more than he should pursue individual wealth apart from work in any other area...
2023-06-23
51 min
Lend Hoping Nothing Podcast
Episode 7: Shareholding Part 1
Introduction* Essay up on NewPolity’s blog: https://newpolity.com/blog/should-christians-invest-in-the-stockmarket* I wrote essay published in 4.2: https://newpolity.com/single-issues/vol-4-2* Marc wrote response to me* Interesting objections from essay in livestream recently put up: * I’ll address some of that here* Two part podcast* First deals with shareholding* Second deals with trading or speculationInitial Distinction* Evil per accidens vs per se* Per accidens - evil from intention or circumstances* Giving to poor...
2023-06-17
47 min
Lend Hoping Nothing Podcast
Episode 6 - Labor and Wages
This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2023-05-25
11 min
Lend Hoping Nothing Podcast
Episode 5: Why Usury is Important
Three Reasons* Practical* Theoretical* TheologicalPractical* Usurers may be few, but borrowers suffering usury are many* Examples of usurious debt (personally secured loans for profit)* Credit cards* Pay Day Loans* Student loans* Car loans* Most mortgages* Impoverishes many people, e.g. student loan debt* Leads to hatred of the wealth not suffering the debt* Hatred of institutions involved in it, such as universities* Destabilizing force on the economy
2023-04-26
30 min
Lend Hoping Nothing Podcast
Episode 4: Why Usury is Evil
IntroductionThe Current problem - many different positions* Usury is rent on money* Usury not present today* Thomas Woods - doctrine has implicit assumptions - https://archive.org/details/churchmarketcath0000wood* Destroys all moral doctrine* Thomas Divine, SJ - merely oppression of the poor, objective market rates prevent oppression of the poor - https://archive.org/details/interesthistoric0000thom* Doesn't account for consistent condemnation of usury against wealthy* Both fail to realize time preference as an excuse for usury was condemned by Innocent...
2023-04-13
27 min
Lend Hoping Nothing Podcast
Episode 3: Horn-Imam 401K Debate
Is it generally immoral to invest in 401k's for retirement? w/ Jacob Imam Vs Trent Horn New Polity Blog Post: https://newpolity.com/blog/replies-to-trent-horn-401k This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit lendhopingnothing.substack.com
2023-03-07
36 min
Lend Hoping Nothing Podcast
Episode 2: What is the mutuum?
Last Episode* Showed tradition definition is "exacting profit from a mutuum"* Three key terms: exacting, profit and mutuum* Exacting - obligating or requiring in the agreement* Profit - anything over the principle, increment, addition, superabundance* Here focus on mutuumWhat is the mutuum?* Great deal of disagreement* Loan for consumption - Belloc and McCall* Neither specifies mutuum, but takes this as the sort of loan where usury arises* Loan of fungibles* Fungibles as goods that can be...
2023-02-14
35 min
Lend Hoping Nothing Podcast
Episode 1: What is usury?
* Introduction* Many divergent opinions* Taking advantage of the poor - Divine* Excessive rates in loans* Any surplus taken on a transaction - Pesch* Any interest on any loan* Interest on loans for consumption - Belloc, McCall* Scripture* Hebrew (Divine, 6) https://archive.org/details/interesthistoric0000thom* Masah: to take interest and to oppress* Nesek: to bite, oppress or take interest* Passages:* Exodus 22:25 - lend to the poor, oppress with usuries* Leviticus 25:35-37 - take...
2023-01-19
24 min
And If Love Remains
Episode 25 - Vision, Hard Work, With More Than A Dash of Genius: Beethoven's "Les Adieux" with Dr. Elias-Axel Pettersson
Happy Birthday Ludwig!! Today we are celebrating the 250th anniversary of Beethoven's birth with Dr. Elias Axel-Pettersson. We enjoy the greatness of Beethoven by exploring his phenomenal Piano Sonata 26 Op. 81a, "Les Adieux." A big thank you to Elias and Axel Records for the use this recording in this podcast. Learn more about Elias at: www.eapettersson.com. www.andifloveremains.com Hailed for his “rhythmic integrity, singing tone quality, and refinement” (Clavier), Swedish-American pianist Elias-Axel Pettersson has established himself as a formidable soloist, chamber musician, and pedagogue. A Mason & Hamlin Concert Artist, he has garnered prizes on the national and inte...
2020-10-15
1h 29
And If Love Remains
Episode 12 - Pictures at an Exhibition with Dr. Elias-Axel Pettersson Part 4
Our final episode in a journey and exploration of my discussion of Pictures at an Exhibition with my friend, Elias-Axel Pettersson. www.andifloveremains.com www.eapettersson.com https://www.facebook.com/pages/category/Festival/Southwest-Piano-Festival-223830754743822/ https://www.azpianoinstitute.org/ Hailed for his “breathtaking virtuosity and an intelligent sense of precisely what brings music to life” (Albuquerque Journal) and his “rhythmic integrity, singing tone quality, and refinement” (Clavier), Swedish-American pianist Elias-Axel Pettersson has established himself as a formidable soloist, chamber musician, and pedagogue. The late Ralph Berkowitz wrote “…Pettersson is a rare musician who can project his ideas from the piano directly into...
2020-06-27
1h 26
And If Love Remains
Episode 10 - Pictures at an Exhibition with Dr. Elias-Axel Pettersson Part 3
Our continuing journey and exploration, part 3 of my discussion of Pictures at an Exhibition with my friend, Elias-Axel Pettersson. www.andifloveremains.com www.eapettersson.com https://www.facebook.com/pages/category/Festival/Southwest-Piano-Festival-223830754743822/ https://www.azpianoinstitute.org/ Hailed for his “breathtaking virtuosity and an intelligent sense of precisely what brings music to life” (Albuquerque Journal) and his “rhythmic integrity, singing tone quality, and refinement” (Clavier), Swedish-American pianist Elias-Axel Pettersson has established himself as a formidable soloist, chamber musician, and pedagogue. The late Ralph Berkowitz wrote “…Pettersson is a rare musician who can project his ideas from the piano directly into the hearts and...
2020-06-20
1h 12
And If Love Remains
Episode 8 - Pictures at an Exhibition with Dr. Elias-Axel Pettersson Part 2
I'm very thrilled to share part 2 of my discussion of Pictures at an Exhibition with my friend, Elias-Axel Pettersson. www.andifloveremains.com www.eapettersson.com Hailed for his “breathtaking virtuosity and an intelligent sense of precisely what brings music to life” (Albuquerque Journal) and his “rhythmic integrity, singing tone quality, and refinement” (Clavier), Swedish-American pianist Elias-Axel Pettersson has established himself as a formidable soloist, chamber musician, and pedagogue. The late Ralph Berkowitz wrote “…Pettersson is a rare musician who can project his ideas from the piano directly into the hearts and minds of his audience.” He has garnered prizes on the national and i...
2020-06-08
1h 02