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Michael Kramer

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The Focused Practical Dreamer\'s Journey with Jean Border: Energy Work to Better Your BusinessThe Focused Practical Dreamer's Journey with Jean Border: Energy Work to Better Your BusinessMichael Kramer on Vision Beyond Limits: How Mindset Drives SuccessIn this episode of the “Focused Practical Dreamer’s Journey” podcast, host Jean Border talks with guest Michael Kramer about his transformative journey from personal tragedy to entrepreneurial success in real estate. Michael shares how his father’s death spurred him to seek financial stability and create generational wealth while maintaining family harmony. He emphasizes treating real estate as a business and highlights the importance of cash flow over market timing. The discussion also covers the emotional aspects of property management, the significance of having a strong “why,” and the challenges entrepreneurs face. This e...2025-04-2251 minThe Market ChroniclesThe Market ChroniclesThe CPI Report and Treasury Auctions Threaten To Send Rates HigherThis report contains independent commentary to be used for informational and educational purposes only. Michael Kramer is a member and investment adviser representative with Mott Capital Management. Mr. Kramer is not affiliated with this company and does not serve on the board of any related company that issued this stock. All opinions and analyses presented by Michael Kramer in this analysis or market report are solely Michael Kramer’s views. Readers should not treat any opinion, viewpoint, or prediction expressed by Michael Kramer as a specific solicitation or recommendation to buy or sell a particular security or follow a pa...2025-02-0910 minThe Market ChroniclesThe Market ChroniclesVolatility Surges Heading Into The January Job ReportThis report contains independent commentary to be used for informational and educational purposes only. Michael Kramer is a member and investment adviser representative with Mott Capital Management. Mr. Kramer is not affiliated with this company and does not serve on the board of any related company that issued this stock. All opinions and analyses presented by Michael Kramer in this analysis or market report are solely Michael Kramer’s views. Readers should not treat any opinion, viewpoint, or prediction expressed by Michael Kramer as a specific solicitation or recommendation to buy or sell a particular security or follow a pa...2025-02-0606 minThe Market ChroniclesThe Market ChroniclesTariff News Causes Market Volatility To SpikeThis report contains independent commentary to be used for informational and educational purposes only. Michael Kramer is a member and investment adviser representative with Mott Capital Management. Mr. Kramer is not affiliated with this company and does not serve on the board of any related company that issued this stock. All opinions and analyses presented by Michael Kramer in this analysis or market report are solely Michael Kramer’s views. Readers should not treat any opinion, viewpoint, or prediction expressed by Michael Kramer as a specific solicitation or recommendation to buy or sell a particular security or follow a pa...2025-02-0305 minThe Market ChroniclesThe Market ChroniclesThe Markets Risk Reward Does Favor The Bullshttps://www.themarketchronicle.com/subscribe Welcome to the Market Chronicles podcast, hosted by Michael Kramer. Stay ahead of the curve with in-depth analysis of the stock market, including S&P 500 trends, bond yields, global currencies, and key indicators like GDP, PCE, and employment reports. Plus, explore macroeconomic themes, from Federal Reserve strategies to the latest updates from the ECB, BOJ, and beyond. Don’t miss timely discussions on major earnings releases from companies like Apple, Microsoft, and Tesla, as well as weekly previews of economic calendars and market-moving events. ...2025-01-2616 minThe Market ChroniclesThe Market ChroniclesStocks Rise As Sellers Exit and Liquidity DropsVolume levels in the S&P 500 Futures have fallen to their lowest levels since mid-December. Charts used with the permission of Bloomberg Finance L.P. This report contains independent commentary to be used for informational and educational purposes only. Michael Kramer is a member and investment adviser representative with Mott Capital Management. Mr. Kramer is not affiliated with this company and does not serve on the board of any related company that issued this stock. All opinions and analyses presented by Michael Kramer in this analysis or market report are solely Michael Kramer’s vi...2025-01-2408 minThe Market ChroniclesThe Market ChroniclesStocks and The VIX Both Rally On The Same DayCharts used with the permission of Bloomberg Finance L.P. This report contains independent commentary to be used for informational and educational purposes only. Michael Kramer is a member and investment adviser representative with Mott Capital Management. Mr. Kramer is not affiliated with this company and does not serve on the board of any related company that issued this stock. All opinions and analyses presented by Michael Kramer in this analysis or market report are solely Michael Kramer’s views. Readers should not treat any opinion, viewpoint, or prediction expressed by Michael Kramer as a specific solicitation or recommendation to...2025-01-2208 minThe Market ChroniclesThe Market ChroniclesStocks Rally As The VIX, Oil, and Rates FallThe VIX, Rates, and Oil all fell on Tuesday January 21, 2025 Charts used with the permission of Bloomberg Finance L.P. This report contains independent commentary to be used for informational and educational purposes only. Michael Kramer is a member and investment adviser representative with Mott Capital Management. Mr. Kramer is not affiliated with this company and does not serve on the board of any related company that issued this stock. All opinions and analyses presented by Michael Kramer in this analysis or market report are solely Michael Kramer’s views. Readers should not treat an...2025-01-2206 minThe Market ChroniclesThe Market ChroniclesThe A Hot CPI Report Threatens Further Bear Steepening of the Yield CurveIn this episode of The Market Chronicles, Michael Kramer dives deep into the latest economic data and market trends shaping the financial landscape. Starting with a detailed analysis of the December jobs report, he unpacks the impressive drop in unemployment, significant labor market revisions, and how these changes set the stage for January’s anticipated updates. Michael also explores inflation expectations, highlighting critical findings from the University of Michigan survey, and discusses the implications of rising consumer inflation forecasts despite the Federal Reserve’s aggressive rate hikes. Looking ahead, Michael previews key economic reports, incl...2025-01-1212 minMultifamily Collective PodcastMultifamily Collective Podcast1,926 - Breaking Generational Cycles: Michael Kramer’s Journey to Wealth, Family, and FreedomWhat if creating wealth meant financial success, transforming your family, and breaking cycles of struggle? In this heartfelt conversation, Mike Brewer welcomes Michael Kramer, founder of Freed by Real Estate, to share a journey far beyond dollars and cents. Michael opens up about the life-changing events that shaped his philosophy on wealth, family, and purpose. From witnessing his father’s financial struggles to building a thriving family business, Michael discusses the importance of mindset, intergenerational planning, and balancing ambition with meaningful relationships. He emphasizes that creating wealth isn’t just about making money—it’s about creating a legacy that end...2025-01-0958 minThe Market ChroniclesThe Market ChroniclesGlobal Surge In Rates Continues, As Demand For Equity Leverage EvaporatesThe stock market had a relatively quiet day, with the S&P 500 closing essentially flat, up just 16 basis points. Key focus remains on the 5870 support level, which has been tested multiple times. A breach of this level could signal a larger decline, potentially completing a head-and-shoulders pattern. Equity markets are closed tomorrow, while the bond market remains open until 2 PM. Friday’s reopening coincides with the jobs report, and today’s rise in the VIX suggests hedging ahead of this event. Globally, rate movements in the UK, Japan, and Europe are notable, with implications for market volatility. Bitcoin’s declin...2025-01-0811 minThe Market ChroniclesThe Market ChroniclesRates and Inflation Swaps Surge as Stocks Tumble on Hot Economic DataToday’s episode of Market Chronicles dives into the market’s volatile reaction to stronger-than-expected economic data. Key reports, including the ISM Services Prices Paid Index and JOLTS, revealed persistent inflationary pressures, sending bond yields sharply higher. The 10-year Treasury yield climbed to 4.69%, and inflation swaps broke out, signaling rising inflation expectations. Stocks took a hit, with the S&P 500 down over 1% and the Nasdaq falling nearly 1.8%, as rate-sensitive sectors struggled. Nvidia was a notable drag, contributing significantly to the broader market decline. With upcoming data releases and Fed minutes on the horizon, the focus remains on inflation, rates, and...2025-01-0809 minThe Market ChroniclesThe Market ChroniclesStocks Give Back Early Gains As Breadth ImplodesIn this episode of The Market Chronicles, Michael Kramer breaks down a choppy trading session on January 6, where the S&P 500 closed up 55 basis points after giving back earlier gains. NVIDIA stood out with a 3.5% rise, driving much of the day’s strength, while broader market breadth deteriorated significantly, with more decliners than advancers by the close. Key sectors like energy, financials, and industrials were in the red, while technology led the gains. Michael discusses the impact of rising interest rates, upcoming auctions, and major economic data, setting the stage for the days ahead. Tune in for insights on to...2025-01-0605 minThe Market ChroniclesThe Market ChroniclesStrong U.S. Data Could Propel 10- and 30-Year Rates Towards 5% This WeekThis week on The Market Chronicles, host Michael Kramer dives into the critical economic data that could shape interest rate movements. With key reports like JOLTS, ISM Services, and non-farm payrolls on the horizon, the stage is set for potential breakouts in 10- and 30-year Treasury yields. Will stronger-than-expected data push rates higher, tightening financial conditions and impacting markets globally? We’ll analyze what these developments mean for U.S. inflation, Fed policy, and global liquidity. Join us as we explore the ripple effects of rising rates, a strengthening dollar, and shifting credit spreads on...2025-01-0511 minThe Market ChroniclesThe Market ChroniclesThe Fed's Rate Cutting Cycle Could Be Over After This Week's DataThis week is set to be pivotal for the financial markets as critical economic data rolls in, shaping expectations for the Federal Reserve’s future policy path. Since September, markets have significantly adjusted their rate cut expectations, now projecting fewer than two cuts for 2025. Strong economic data in the coming days could reinforce the view that the rate-cutting cycle may be nearing its end—or even hint at the possibility of rate hikes. The S&P 500 finished last week down 50 basis points, but a Friday rally helped offset further declines. Key technical levels, including the 50-day and 10-day moving aver...2025-01-0412 minThe Market ChroniclesThe Market ChroniclesStocks Crumble Amid Falling Demand For LeverageJoin Michael Kramer on The Market Chronic for an in-depth analysis of today’s market moves, including significant swings in the S&P 500, Nvidia’s pivotal role, and the implications of falling demand for leverage. Stay ahead with key insights on economic data, market sentiment, and what’s next for investors. Charts used with the permission of Bloomberg Finance L.P. This report contains independent commentary to be used for informational and educational purposes only. Michael Kramer is a member and investment adviser representative with Mott Capital Management. Mr. Kramer is not affiliated with this company and does n...2025-01-0310 minThe Market ChroniclesThe Market Chronicles2025 Market Outlook: Liquidity Challenges and Rising Rates Threaten Equity StabilityWelcome to Market Chronicles! In this episode, host Michael Kramer dives into the latest developments in the financial markets as we begin 2025. Michael discusses the critical factors shaping the year, including liquidity challenges, the Federal Reserve’s reverse repo facility trends, and the rising interest rate environment. Key economic data like the ISM Manufacturing Index and inflation swaps are analyzed, alongside their potential impact on equities and fixed-income markets. This transcript also explores technical market patterns, such as the S&P 500’s head-and-shoulders formation and its implications for investors. With insights into Treasury issuance stra...2025-01-0111 minThe Market ChroniclesThe Market ChroniclesLong-Term Rates Are Breaking Out Ahead of 2025, As Equity Financing Cost PlungeMichael Kramer of the Mott Capital Chronicles Podcast discusses the week ahead in markets as we approach 2025. With a holiday-shortened trading week and limited economic data, key focus points include housing data, continuing jobless claims on January 2, and the ISM Manufacturing Report on January 3, expected at 48.2. Last week’s spike in jobless claims to 1.91 million could raise concerns if not revised downward. Equity markets ended last week with weak breadth despite a late rally, while major tech names like Nvidia and Apple contributed to losses. Additionally, a sharp decline in S&P 500 total return futures for March 2025 reflects potential en...2024-12-2913 minThe Market ChroniclesThe Market ChroniclesEquity Funding Cost Collapse Amid A Steepening Yield CurveStocks closed the week with significant turbulence as liquidity constraints and rising rates continued to pressure the market. The steepening yield curve and climbing long-term rates are placing additional strain on already fragile conditions. Questions are mounting about whether this is the start of a fundamental shift or a temporary reaction to year-end balance sheet adjustments, with volatility and market sentiment on edge. Following the Fed’s recent announcement, markets saw dramatic swings: a sharp two-day decline, a retracement rally, and another drop before recovering slightly on Friday. Liquidity has emerged as a growing co...2024-12-2810 minThe Market ChroniclesThe Market ChroniclesDemand For Equity Leverage PlungesIn this post-holiday market update, the S&P 500 remained flat amid light trading, with futures volume reflecting the season’s subdued activity. Treasury yields fluctuated, with the 10-year settling at 4.59% after a strong seven-year auction, signaling continued investor interest in U.S. debt. Technical patterns on the 30-year Treasury suggest potential upward movement, hinting at further yield curve normalization. Equity financing costs and repo activity for equities saw significant declines, raising questions about reduced leverage demand—possibly year-end adjustments or broader market shifts. With fewer anticipated Fed rate cuts next year, markets appear to be r...2024-12-2705 minThe Market ChroniclesThe Market ChroniclesStocks and Rates Rise As The Yield Curve Continues to SteepenThe S&P 500 rallied by about 75 basis points today, but it remains a market where solid breadth is lacking. Breadth was notably weak in the morning, though it improved slightly as the day progressed. Nvidia emerged as the leading stock, contributing 34% of the day’s gains according to data from the Bloomberg 500 Index, while Broadcom added 15%. This translated to the Bloomberg 500 gaining nearly 15 points, with Nvidia accounting for five points and Broadcom for 2.25 points. By the end of the day, S&P 500 breadth showed 275 stocks advancing versus 225 declining. Trading volume was light, with the SPY ETF trading just 35 million sh...2024-12-2306 minThe Market ChroniclesThe Market ChroniclesTreasury Auctions This Week Could Drive Further Bear SteepeningThis holiday-shortened trading week will bring limited market activity, with US markets closing early at 1 PM Eastern on Christmas Eve and fully closed on December 25th. European markets will be shut on December 25th and 26th, while Japan and China will remain open, offering some global trading opportunities. Key focus will be on Treasury auctions for 2-, 5-, and 7-year notes, following weak results in recent weeks that have contributed to rising yields. The 10-year Treasury yield is targeting resistance at 4.75%, while the 2s/10s curve could steepen further, possibly narrowing to 15 basis points. Friday’s market volatility was dr...2024-12-2210 minLead-Lag LiveLead-Lag LiveMichael Kramer on Navigating Stock Market Paradoxes, Global Valuation Trends, and Strategic Investment InsightsCan stock market highs exist alongside falling earnings estimates? Join us as Michael Kramer, founder of Mott Capital, unravels this intricate paradox, offering his seasoned perspective on the unpredictable dance between stock trends and earnings. With a background transitioning from a buy-side trader to managing a long-only thematic growth portfolio, Michael shares insights that transcend typical stock predictions, shedding light on market mechanics, bond yields, and the impact of international equities. His unique approach to portfolio management blends bearish outlooks with strategic long-term positions, presenting a fascinating strategy for navigating today's financial landscape.We journey through the...2024-12-2036 minThe Market ChroniclesThe Market ChroniclesThe Stock Market Struggles May Only Grow WorseThe Market Chronicles is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.The Dow broke its 10-day losing streak today; however, the bad news is it only finished the day up 0.04%. So, while the streak was broken, it was just barely. Meanwhile, the S&P 500 ended the day essentially flat. It was up about 70 to 80 basis points earlier in the day, but those gains evaporated as the day progressed. The Nasdaq didn’t fare well either, closing about 50 basis points lower and, more im...2024-12-1909 minThe Market ChroniclesThe Market ChroniclesThe Fed's Rate Cutting Cycle May Already Be OverTake Advantage of Special Discounts on The Market Chronicles Paid ServicesAs expected, the Fed cut rates by 25 basis points, but the market was caught off guard by the Fed’s positioning regarding future rate cuts. Looking back, it was somewhat obvious. Earlier today, I shared a video for Market Chronicles paid members, highlighting how analysts were expecting more rate cuts than what the Fed Funds Futures and overnight swaps markets were pricing in. Historically, in my experience, the FOMC aligns more closely with Fed Funds and swaps markets than with analysts’ expectations, so the analysts seemed over...2024-12-1808 minThe Market ChroniclesThe Market ChroniclesStocks Continue To Melt As Equity Financing Cost SoarSee 2024 Year-End TMC Specials It was another weak day for the markets. The S&P 500 closed lower by 39 basis points, but weakness was more pronounced in the RSP equal-weight index, down 80 basis points. The Dow dropped for the ninth consecutive day, losing 66 basis points.Breadth continues to deteriorate across the marketplace. In the S&P, 378 stocks were down, while only 120 were up. Looking at the Bloomberg 500 proxy for the S&P, the decline would have been worse had Tesla not gained 3.5%, which contributed approximately 2 points to the index, even as it finished 9 points lower. Broadcom...2024-12-1806 minThe Market ChroniclesThe Market ChroniclesThe Stocks Markets Window May Be ClosingThe Market Chronicles is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.The S&P 500 finished the day about 38 basis points higher. It had been up earlier, reaching a peak of around 55 basis points. The index climbed to approximately 6,085, filling the gap from the December 12th opening. That level acted as resistance for most of the afternoon.However, market breadth was weak, with more decliners than advancers. In the S&P 500, about 320 stocks closed lower, while 182 finished higher. This trend has...2024-12-1607 minThe Market ChroniclesThe Market ChroniclesRates, The Dollar, and Inflation May Be Poised For A Big Move HigherThe Market Chronicles is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.The S&P 500 fell today by about 50 basis points, with the NASDAQ down roughly 65 basis points. PPI came in slightly hotter on the headline numbers, but as I reviewed with members earlier, if you strip out the components that feed into the PCE report, nearly all of those metrics were lower than last month. This has led some analysts to believe that core PCE may not be as strong as previously...2024-12-1308 minThe Market ChroniclesThe Market ChroniclesVIX Index Rises As Stock Finally CracksThe Market Chronicles is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Today, we saw the S&P 500 fall by about 60 basis points, while the Nasdaq 100 declined by approximately 85 basis points. Nvidia was the leading stock, dropping 2.5% after China launched a monopoly probe into the company. Nvidia accounted for about 25% of the decline in the Bloomberg 500 indexes, which serve as proxies for the S&P 500.U.S. 10-year Treasury yields rose slightly, closing at around 4.20%, up by about five basis points...2024-12-1004 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerVIX Index Rises As Stock Finally CrackVIX Index Rises As Stock Finally Crack by Michael Kramer2024-12-0904 minThe Social Chameleon ShowThe Social Chameleon ShowReal Estate, Resilience, and Long-Term Wealth: Michael Kramer's Strategic Shift | Ep 104From Franchisee to Real Estate Mogul: Michael Kramer's Path to Financial Freedom Let’s dive deep into the transformative journey of Michael Kramer, a prolific real estate investor and business leader. Fueled by personal tragedies and challenges—including a life-changing accident—Michael redefined his path from a top franchisee to managing a $40 million real estate portfolio and founding Free by Real Estate. In this episode, Michael shares invaluable insights on real estate management, emphasizing that it’s rarely a passive investment and offers advice for overwhelmed new property owners. Discover Michael's unique approach to vertical integrat...2024-12-051h 42Reading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerEnd of Day 12.5.24End of Day 12.5.24 by Michael Kramer2024-12-0505 minEmpathy Unbound: Embrace Your SuperpowerEmpathy Unbound: Embrace Your SuperpowerEmpathetic Leadership and Building Generational Wealth with Michael KramerIn this episode of Empathy Inbound, I am joined by by Michael Kramer, CEO and founder of Freed by Real Estate. Michael is just an awesome human being, I loved every second of our conversation!Michael shares his inspiring journey from financial hardship following a family tragedy to building wealth and focusing on creating passive income after a life-changing accident in 2016. Our conversation covers Michael's dedication to helping others achieve financial independence through real estate, the challenges and successes of involving family in his business, and his approach to empathy and genuine connection...2024-11-191h 21Next Economy Now: For the Benefit of All LifeNext Economy Now: For the Benefit of All LifeMichael Kramer: The Power of Sustainable Finance and Purpose-Driven OwnershipWhat can businesses do to meaningfully align their operations with social and environmental values? In today’s episode, Michael Kramer, Manager and Trust Steward at Natural Investments, and co-author of The Resilient Investor: A Plan for Your Life, Not Just Your Money, shares his insights on the intersection of socially responsible investing (SRI), resilience, and purpose-driven business models. Tune in as Michael reflects on his journey from permaculture advocate to a leader in sustainable finance, offering a unique perspective on how businesses can contribute to a regenerative economy.For full show notes, visit: https://www.lifteconomy.com/bl...2024-10-1540 minFinancial Advisor SuccessFinancial Advisor SuccessExiting To A Perpetual Purpose Trust To Facilitate Internal Leadership Succession Without Indebting G2 Advisors with Michael KramerMichael Kramer is the Manager of Natural Investments, an RIA based out of San Francisco that has offices across the country and oversees $1.9 billion in assets under management for 1,300 households. Michael's firm uniquely employed a perpetual purpose trust structure for its internal succession plan, which allowed the founding partners to monetize their ownership without burdening new advisors with debt. This approach also fostered a more equitable leadership structure, not solely based on share ownership. Listen in as Michael talks about the firm's governance by "trust stewards" and the unique role of a "trust enforcer" to ensure accountability...2024-10-081h 30NC F&B PodcastNC F&B PodcastEUPHORIA pt 1: From California to Greenville: Chef Michael Kramer of JiannaDonate to World Central Kitchen Max Trujillo and Swarup Bandyopadhyay chat with Chef Michael Kramer, the owner of Gianna, recorded during the Euphoria festival in Greenville, South Carolina. We cover Kramer's extensive culinary background, including his time in California and work with Wolfgang Puck. Kramer shares insights into his transition to Greenville, the inspiration behind his newly released cookbook ‘Jianna,' and the simplicity of Italian cuisine. The conversation offers a glimpse into Kramer's passion for cycling, his approach to maintaining fresh and innovative restaurant menus, and the importance of authentic hospitality in the culinary world. ...2024-10-0318 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerRtm7.1.24Rtm7.1.24 by Michael Kramer2024-07-0210 minLead-Lag LiveLead-Lag LiveMastering the Art of Investment Strategies in Volatile Times with Michael KramerBrace yourselves for a riveting exploration into the realm of treasury tail events with the insights of our guest, Michael Kramer, a seasoned buy-side trader turned independent investor. We delve into the labyrinth of treasuries, the world's most crucial asset, and the potential devastation that tail events can unleash. Mike's journey from a trader to an independent investor is nothing short of an adventure and offers valuable lessons on the importance of having a strategy that suits you. We underscore the need for staying true to your process, despite the ever-changing market conditions, and the role integrity plays in...2023-11-0949 minBears Blog Boys PodcastBears Blog Boys PodcastBears vs. Chiefs preview with Arrowhead Pride's Kramer SansoneWhat in the world is happening with the Bears?! We briefly touch upon all of the news that occurred in the past 24 hours at Halas Hall and more importantly, preview the Bears upcoming matchup with 610 Sports KC and Arrowhead Pride's Kramer Sansone! He talks about all of the major narratives surrounding the Chiefs and what role Matt Nagy will play in his "revenge" game!Follow the Blog Boys and Kramer on Twitter!Tom Kavanaugh: @TommyK_NFLDraftMichael Snyder: @Snyds00Kramer Sanone: @KramerTalks2023-09-2148 minThe Tech Savvy LawyerThe Tech Savvy Lawyer#67: Ethical considerations of AI integration with Irwin KramerIf you are curious about the future of law, the ethical considerations of AI integration, and the insights of a seasoned legal mind, this is an episode you will not want to miss. Today, we uncover how lawyers navigate the fine line between leveraging AI for efficiency and upholding the ethical standards underpinning the legal profession. Also, we explore the innovative ways AI is being harnessed in legal research, contract analysis, and more, all while adhering to the ethical guidelines that ensure the integrity of legal Practice. Join us as we dive deep into the world of...2023-07-1834 minLead-Lag LiveLead-Lag LiveGlobal Liquidity & Market Direction: Exclusive Michael Kramer Interview with Michael GayedIn this exclusive interview, we dive deep into the world of global liquidity and market direction with renowned financial expert, Michael Kramer. Join us for an insightful Michael Kramer Interview with Michael Gayed of Lead-Lag Live, as they discuss the current state of the global economy, investment strategies, and market trends. This is a must-listen for anyone interested in understanding the complex financial landscape we live in today.Throughout the podcast, Michael Kramer shares his unique perspective on global liquidity and its impact on market direction. As the conversation unfolds, you'll gain valuable insights into how economic...2023-05-0946 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerCpi 4.12.23Cpi 4.12.23 by Michael Kramer2023-04-1212 minGeld verdienen mit Michael Kotzur | Online Business Experte | finanzielle Unabhängigkeit | MarketingGeld verdienen mit Michael Kotzur | Online Business Experte | finanzielle Unabhängigkeit | MarketingDAS NEUE (bessere) ChatGPT ist da!💰🤑 Online Geld verdienen 2023 | chatgpt deutsch - Michael Kotzur reagiert auf Lleon Kramer📌 Zu twitch 👉  KLICK HIER 👉 https://www.twitch.tv/michaelkotzur DAS NEUE (bessere) ChatGPT ist da!💰🤑 Online Geld verdienen 2023 | chatgpt deutsch - reagiert auf ✅ Alle meine Links ►► https://michael-kotzur.de/links/ ✅ PS: Bist du schon in meiner Telegramm Gruppe? Du bekommst regelmäßig persönliches Sprachnachrichten von mir mit Tips und Infos https://t.me/michaelkotzur Mein YouTube Kanal ist inspiriert von: Niklas-Business, Leon Kramer, Leon Chaudhari, Luke´s Channel, Maximilian Paschall, Tomary, Max Weiß, The Rich Girl Club, Kevin Smyrek, Apo Svalley, ChrisFil, SELTIX, Online Business NEXT LEVEL, Geniale...2023-01-2820 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerRtm12.2.22Rtm12.2.22 by Michael Kramer2022-12-0206 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerRTM11.30.22RTM11.30.22 by Michael Kramer2022-11-3010 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerRTM11.10.22RTM11.10.22 by Michael Kramer2022-11-1004 minThink Unbroken with Michael Unbroken | Childhood Trauma, CPTSD, and Mental Health RecoveryThink Unbroken with Michael Unbroken | Childhood Trauma, CPTSD, and Mental Health RecoveryJennifer Kramer - How ART can HEAL YOU | Trauma Healing PodcastIn this episode, I speak with Jennifer Kramer, founder of The Redefined Process. She is an artist, art therapist, single mom, and trauma survivor. Over the past several years, she has used art techniques to begin redefining her identity after narcissistic abuse. She wants to empower you to find your voice again after surviving abusive and manipulative relationships. I hope you listen because she shares how art therapy techniques have helped you cope and thrive. ************* LINKS & RESOURCES ************* Learn how to heal and overcome childhood trauma, narcissistic abuse, ptsd, cptsd, higher ACE scores, anxiety, depression, and mental health issues and illness...2022-10-0351 minThe Miracle You with Vince KramerThe Miracle You with Vince Kramer173: Getting Up with Michael HarrisIn this episode of The Miracle You podcast join your host Vince Kramer of Imagine Miracles and his special guest Michael Harris. Vince and Michael discuss Michael's bestselling book "Falling Down, Getting UP." Michael shares his journey of healing himself from chronic health conditions and how those conditions empowered him to make a difference in the world.2022-09-0536 minMichael MarchesanMichael MarchesanEpisode 14: Kramer AshburnEpisode #14 Guest:  Kramer Ashburn   Kramer's Social Media: https://bit.ly/3zA095q   ==========DESCRIPTION==========   Kramer is a multi talented and multi faceted individual like myself that loves to engage in all sorts of activities, art forms and other ventures.  We vibe hard on music, philosophy, religion, business and overall creativity.  A truly colorful, engaging and authentic conversation we have here intertwining all of the above topics in a way that only an artist could do, I hope you enjoy this podcast with Kramer.   ==========LISTEN ON...2022-07-261h 54carls zukunft der wochecarls zukunft der wocheReview 2021: Patrick Kramer – Biohacking: Mehr als 100% MenschDiese Woche in der Zukunft: Halten wir fest: Kleine Implantate, die unseren Schlüsselbund und unsere Geldbörse ersetzen, sind bereits Gegenwart und werden von immer mehr Menschen in der Haut getragen. Auch Michael Carl hat seit mehreren Jahren einen in seiner linken Hand und darf sich offiziell Cyborg nennen – was er allerdings nur selten tut, Stichwort „albern“. Er spricht dazu diese Woche mit Biohacker Patrick Kramer und über das neue Verhältnis von Mensch und Maschine, technische Schnittstellen in unserem Gehirn und warum uns die „Verschmelzung“ mit Maschinen letztlich sogar menschlicher macht. Als Bonus hören Sie exklusiv das...2021-12-2735 minThe IC-DISC ShowThe IC-DISC ShowEp027: Total Quality Management with Michael KramerToday on the IC-DISC Show, we're talking with Michael Kramer, President of ManageHub, a specialty consulting firm based in Chicago, who use the Malcolm Baldridge principles of total quality management to dramatically improve a company's quality and performance in a relatively short period of time. We had a great conversation about some of the client successes he's had, the history of Baldrige, and also what a tremendously underutilized, American-made system Baldrige is. Mike really has a passion for sharing this system high and wide to every US company, so if you've ever wanted to learn...2021-10-1448 minGeek To Me RadioGeek To Me Radio258-‘Y: The Last Man’ and ‘He-Man and the Masters of the Universe’ with Composers Herdis Stefansdottir and Michael KramerHerdis Stefansdottier (https://www.herdisstefansdottir.com/) talks about composing the music for the FX on Hulu show “Y: The Last Man”, adapted from the Brian K. Vaughan graphic novel. Michael Kramer (https://www.michaelkramermusic.com/) talks about composing the music for the Netflix kids show “He-Man and the Masters of the Universe”. 0:00 SEGMENT 1: Herdis Stefansdottir talks about how intimidating it was to tackle the music for a show that will last multiple seasons, feeling lucky that the producers liked her reel, leaving law school for music, missing performing live, whether her parents always supported her artistic...2021-09-1655 minReal Estate Investing Made SimpleReal Estate Investing Made SimpleHow You Can Be Financially Free In Just One Year! Interviewing Michael ElefanteToday's Show Sponsor: The Next Generation Real Estate SummitThe Next Generation Real Estate Summit is a two-day virtual event curated for the next generation of real estate investors, mainly those in their 20s and 30s. The goal of the Summit is for you to have all of the tools, resources, knowledge, and network to buy your first investment property!  We'll accomplish this through various speaker sessions, networking opportunities, and workshops!In this episode of the Real Estate Investing Made Simple Podcast, I interview Michael Elefante on how he managed to achieve f...2021-07-1453 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning5.19.21Morning5.19.21 by Michael Kramer2021-05-1904 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning4.2.21Morning4.2.21 by Michael Kramer2021-04-0310 minNarratedNarrated87: Narrators Kate Reading & Michael KramerKate Reading and Michael Kramer joined me to discuss their experiences as audiobook narrators of hundreds of titles across all genres including their work with the Library of Congress Talking Books Program. We also discussed how they prepare for even the longest audiobooks and their insights into the technical and business side of audiobook production. Kate Reading [Audible] / [Libro.fm] / [Overdrive/Libby] Michael Kramer [Audible] / [Libro.fm] / [Overdrive/Libby]   Referenced Works: Wheel of Time (s...2021-01-261h 03Reading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMidday1.14.21Midday1.14.21 by Michael Kramer2021-01-1405 minDerSechzehner.deDerSechzehner.deChristoph Kramer im Sechzehner No.72: So geht das gegen die Bayern!Entschuldigung, Herr Kramer! Wir haben da ne Frage: Wie dreht man denn bitte ein 0:2 gegen die Bayern in einen Sieg? Gladbachs Weltmeister Christoph Kramer hat sich nach dem ersten Training nach dem 3:2-Triumph am Freitag Abend die Zeit genommen, ein paar Dinge aus Spielersicht zu erklären - und es geht auch um die Hinrunde der Borussia, das Stadion-Gefühl ohne Fans, Daten-Analysen - und was ein Profi so wahrnimmt in der Medien-Welt. Der Sechzehner: 00´00´00-00´34´00 Gespräch mit Christoph Kramer 00´34´00 - 01´10´27 Sponsor dieser Episode ist Blinkist. Blinkist bringt die Kernaussagen von über 4.000 Sachbüchern auf Dein Smartphone. Und für alle, die ti...2021-01-131h 10Reading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning1.5.20Morning1.5.20 by Michael Kramer2021-01-0513 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMidday12.17.20Midday12.17.20 by Michael Kramer2020-12-1708 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning12.17.20Morning12.17.20 by Michael Kramer2020-12-1709 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning12.3.20Morning12.3.20 by Michael Kramer2020-12-0307 minZooming OutZooming OutEpisode 22: A Church Planter's Journey ft. Noah OldhamFor Episode 22, Matt, Michael, and Chris, are joined by Noah Oldham - Lead Pastor at August Gate Church in St. Louis and Senior Director for Church Planter Deployment for the Send Network. Noah shares his journey as a church planter, from how it all began as a college student through different valleys and trials and reflects on the joy and purpose he's found in giving everything for God and being part of the church planting movement.2020-11-1800 minZooming OutZooming OutEpisode 21: PlantsMichael, Matt and Chris talk about what church planting is all about, the grand vision of it, but also the nitty-gritty details. Matt shares about his experience as part of the Chicago church, and the three of them discuss their own excitements and fears about planting new churches. --- Support this podcast: https://anchor.fm/michaelkramer/support2020-10-3000 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMidday10.12.20Midday10.12.20 by Michael Kramer2020-10-1205 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMidday10.8.20Midday10.8.20 by Michael Kramer2020-10-0804 minReal Estate Investing Made SimpleReal Estate Investing Made Simple#30 Multi-Family Ownership and Operations with Michael MorawskIn this episode, Bailey Kramer sits down with Michael Morawski to talk about Multi-Family Ownership and Operations.Guest: Michael MorawskiMichael “Mike” Morawski is a 30 plus year real estate investment veteran.  He has controlled over $285,000,000 in real estate transactions.  An entrepreneur, author, real estate trainer, public speaker, and personal coach.  With a strong personal resilience and a deep desire to help others live an extraordinary life. He has coached hundreds of real estate investors to fulfill their dreams. Michaels background began as a general contractor in the Northwest Suburbs of Chicago with $5 mm in annual revenue...2020-10-0846 minZooming OutZooming OutEpisode 20: Dating & MarriageTo celebrate hitting Episode 20, Michael, Matt and Chris are joined by Daniel and Hallie Shan (c/o 2016). The Shans share about growing into the "older couple" role and leading younger staff. They also dive into their initial impressions of each other as Cal students as well as how they progressed towards marriage. Hallie and Daniel talk about their experience relating to the opposite gender and having common vision for their lives. For singles, the Shans offer up their words of wisdom on navigating the area of dating and what steps they took to honor God in their relationship.2020-09-2500 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerYour Recording 7Your Recording 7 by Michael Kramer2020-09-2309 minZooming OutZooming OutEpisode 19: Being the BodyMatt, Michael and Chris are joined by Lucas Lam (c/o 2019), and they talk about Lucas's spiritual journey all the way from his golf-playing days back in freshman year. Also, Lucas recounts his tough 1st year out of college when he was able to experience the church coming together and being the body of Christ to support him.2020-09-1500 minZooming OutZooming OutEpisode 18: Uncle MinistryMatt, Michael and Chris are joined by their older brother Josh Kim (c/o 2014) and discuss the fun and the challenges of living in a big ministry house with a bunch of bros. They learn about what "uncle ministry" is all about, and Josh gives some major shoutouts, both positive (c/o 2020) and negative (c/o 2017).2020-09-0500 minZooming OutZooming OutEpisode 17: Building UpMichael and Chris are joined by their friends Jermaine and Kevin (c/o 2018) from Irvine and how they grew in their relationships despite being a small class, and what they've seen change and grow since the early days of the Irvine church. 2020-08-2800 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning8.28.20wavMorning8.28.20wav by Michael Kramer2020-08-2809 minZooming OutZooming OutEpisode 16: Welcome WeekChris, Matt, and Michael are joined by James Han (c/o 2014) and together they talk about their experiences during welcome week and chime in on why we do all that we do during welcome week (9:32). James also shares about his upcoming transition to being a parent (29:10) and about his experience starting up a new ministry on the East Coast (38:30).  2020-08-2100 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning8.13.20Morning8.13.20 by Michael Kramer2020-08-1308 minZooming OutZooming OutEpisode 15: Dynamic DuoChris, Matt, and Michael are joined by their friends Eric Kim and Gavin Lee (c/o 2018) and hear how they starting coming to church, what their relationship has been like in serving together over the years, and what they are thankful for and learning during SIP. 2020-08-1300 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMiddayMidday by Michael Kramer2020-08-1204 minZooming OutZooming OutEpisode 14: CPI YearMatt, Michael, and Chris are joined by their friend Eric Ung (c/o 2018) who shares his journey from being an atheist to being a CPI, and he and Matt share stories from their year as Church Plant Interns and time together on a Scouting Team in Canada and Indiana.2020-08-0300 minZooming OutZooming OutEpisode 13: FriendshipPeter Nguyen (c/o 2018) joins Michael, Matt, and Chris, and shares his story of how he came to seek out Christianity despite different obstacles. He and Matt also reflect on their friendship going back to high school and all reflect on how their peer relationships have guided their own walks with God over the years.2020-07-2400 minZooming OutZooming OutEpisode 12: 180 TurnMichael and Chris are joined by their friend Adam Kor, who shares about his journey beginning at CMU Klesis to now serving in IGSM at Berkeley, and gives us a picture of what it's like as an international student during these times.2020-07-1800 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorning7.14.20Morning7.14.20 by Michael Kramer2020-07-1407 minZooming OutZooming OutEpisode 11: TransformationMichael, Matt, and Chris are joined by their peer Stefan Lam, who gives an update on what's been happening with A2CN (4:15), what drew him to church in college (12:20), what he was like during college (17:05), how he changed and transformed (19:59), and what it's like now as he lives with the current Berkeley Koin seniors (24:13).2020-07-0800 minZooming OutZooming OutEpisode 10: New InitiativesMichael, Matt, and Chris are joined by Eric Han and Andy Sun (c/o 2017) from the Pittsburgh Church, where they hear what it’s been like on the East Coast (7:03) and different stories and experiences of taking on new initiatives (24:00).2020-07-0200 minZooming OutZooming OutEpisode 9: Being RealMichael and Matt are joined by Ivan Yung (c/o 2015) and they get to hear from Ivan about Cambodia Virtual Summer Missions, what it was like for him as a senior reaching out to the c/o 2018 (8:35) and seeing younger ones grow up, and what he struggled with when he was in college and what helped him grow (21:51).2020-06-2100 minZooming OutZooming OutEpisode 8: New IdentityMichael, Matt, and Chris, are joined by their friend Jonathan Tu, who shares about his journey from being a Taoist to becoming a Christian (5:45), and together, they share how they have been growing in their new identities (20:15). 2020-06-1300 minZooming OutZooming OutEpisode 7: MinnesotaMichael, Matt, and Chris, are joined by their friend Keith Min from the Minnesota church, and together they share their reactions and thoughts to the current situation in America. 2020-06-0500 minZooming OutZooming OutEpisode 6: Diving in with the David'sMichael, Matt, and Chris, are joined by their friends David Lee and David Choi, who are serving at Gracepoint Irvine and share about their experience serving on a church plant, what it's like as an introvert, and what they wish their college selves did more of. 2020-05-2900 minZooming OutZooming OutEpisode 5: First Year Out of CollegeMichael, Matt, and Chris are joined by Duncan Inganji, and together, they share about their experience of their first year after college was like and what they wish their college selves had known, and offer encouragement to the class of 2020.2020-05-2200 minZooming OutZooming OutEpisode 4: VisionMichael, Matt, and Chris, are joined by their friend Brian, who shares about his experience as a volunteer at Vision 2019 (10:30), and together, they talk about what vision was like and what to look forward to at Vision 2020 (32:12).2020-05-1500 minZooming OutZooming OutEpisode 3: High SchoolMichael, Matt, and Chris are joined by their friends, Justin and Daniel, who currently serve in Element High School Ministry. They get to hear from Justin and Daniel on what their experience is like and what they would tell their high school selves.2020-05-0800 minZooming OutZooming OutEpisode 2: ShoutoutsMichael, Matt, and Chris share what they've been doing during quarantine, come up with their peer class starting 5, share stories of their college days, and what it was like reaching out to younger bros during junior and senior year of college (33:40).2020-05-0100 minZooming OutZooming OutEpisode 1: IntroOur first episode feat. Michael Kramer, Chris Liu, Matt Choi. Join us as we talk about the name of the podcast, share stories of what we've been doing during Shelter-in-Place, and what lessons we are learning during this season. 2020-04-2400 min#BEtogether Partycast#BEtogether PartycastDJ Kramer - #BEtogether - Vol.6 (Recorded 03-29-2020)It was our second Sunday brunch party and we celebrated our friend Michael's birthday. With Michael being a born and raised SF guy and in old school SF house head, I figured it was appropraite to break out the vinyl and played classics from Om, Naked Music and others for the first 2 hours. Closed it out with another 1.5 hours of fun crowd pleaser classics. Hope you enjoy! - Kramer xo For more info on #BEtogether, including when the next (virtual) party will be, head to betogether.party/ Join the #BEtogether FB group: www.facebook.com/groups/betogetherparty/ Follow me on...2020-04-2100 minReading The Markets - A Podcast by Michael KramerReading The Markets - A Podcast by Michael KramerMorningcommentary4.1.20Morningcommentary4.1.20 by Michael Kramer2020-04-0108 min