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The Free Retiree ShowThe Free Retiree ShowUnlocking Financial Freedom: A 10-Step Blueprint to Financial SuccessIn this illuminating episode of “The Free Retiree Show,” host Lee Michael Murphy, a seasoned wealth manager, and co-host Sergio Patterson join forces to guide you on the path to financial freedom. Drawing from their wealth of knowledge and experience, they present a comprehensive blueprint for securing your financial future.   Kicking off the discussion, Lee and Sergio stress the importance of setting clear and inspiring financial goals. They challenge the conventional notions of success tied to material possessions and emphasize the value of prioritizing personal fulfillment and making a positive impact on others.   ...2023-10-1125 minThe Free Retiree ShowThe Free Retiree ShowUnlocking Growth: Mastering Peer & Manager Feedback for Personal DevelopmentWelcome to “The Free Retiree Show,” your trusted show on the path to financial freedom and career success. In this episode Lee Michael Murphy, the wealth manager, and career advisor extraordinaire Sergio Patterson, guide you through the intricacies of increasing your value at work and and acing your next performance review.   In this enlightening episode, we dig deep into the transformative power of feedback and how it can elevate your performance to new heights.    What you’ll learn in this episode:   The Art of Soliciting Anonymous Insights: Uncover the secret...2023-09-2012 minThe Free Retiree ShowThe Free Retiree ShowHow to Thrive in High-Interest Times: Short and Long-Term Financial StrategiesWelcome aboard into the  “The Free Retiree Show,” where you’ll be joined by your trusted hosts, Wealth Manager Lee Michael Murphy and Interview Coach Sergio Patterson. In this engaging episode, “How to Thrive in High-Interest Times: Short and Long-Term Financial Strategies,” we’re about to tackle some vital questions that can significantly impact your financial wellbeing in today’s high-interest rate landscape. Get ready as we shed light on these common inquiries:   Wondering where to wisely invest your hard-earned money? Curious if Certificates of Deposit (CDs) are a sound long-term financial strategy? Pondering just how long these high...2023-09-1326 minThe Free Retiree ShowThe Free Retiree Show7 Tips to Stand Out in a Competitive Job MarketIn this episode of “The Free Retiree Show” podcast, we’re tackling the challenge of securing your dream job in today’s competitive job market. Hosted by wealth manager Lee Michael Murphy and interview coach Sergio Patterson, we delve into the strategies and tactics that will set you on the path to success as you land your next great job opportunity. Are you a retiree eager to make your mark in a new and exciting job role? Join us as we unveil the essential keys to landing your dream job in the midst of fierce competition. In this epi...2023-09-0616 minThe Free Retiree ShowThe Free Retiree ShowCoping with Grief at Work: Embracing Mindfulness and Resilience w/Carina HellmichWelcome to The Free Retiree Show, a dedicated platform supporting individuals in leveling up their careers and achieving financial independence. Join wealth manager Lee Michael Murphy and interview coach Sergio Patterson as they engage in an insightful conversation with Carina Hellmich, a top life voice on LinkedIn and a professional coach, on the challenging topic of dealing with grief in the workplace.   In this episode, they explore various aspects related to this issue, touching upon the concept of mindfulness and its practical application in daily life. Carina, an expert in grief management and resiliency, provides v...2023-08-1631 minThe Free Retiree ShowThe Free Retiree Show2023 Mid-Year Economic Report Unveils Key Factors for the Second HalfJoin wealth manager Lee Michael Murphy, career advisor Sergio Patterson, and attorney Matt McElroy in this engaging episode of The Free Retiree Show. In this mid-year economic report, they analyze the economic conditions of the first half of the year and provide insights into what the second half may hold.   Drawing from JP Morgan’s mid-year economic report, Lee, Sergio, and Matt explore key factors that impact the economy and provide valuable information for listeners to consider. They begin by discussing the challenges of reducing inflation, which has been influenced by factors such as the COV...2023-07-1915 minThe Free Retiree ShowThe Free Retiree ShowHow to Perform a Financial Wellness CheckJoin hosts wealth manager Lee Michael Murphy, career advisor Sergio Patterson, and attorney Matt McElroy on The Free Retiree Show as they delve into the crucial topic of performing a comprehensive financial checkup. In Episode 176, you’ll gain valuable insights and expert tips to assess your financial health and make informed decisions for a secure future.   With their extensive experience, the hosts guide you through the essential steps of a financial checkup. They cover various key areas, including emergency funds, reducing excessive cash holdings, retirement savings strategies, budget review, debt management techniques, credit report assessment, ins...2023-07-1219 minThe Free Retiree ShowThe Free Retiree ShowCrafting the Perfect Resume: Strategies for Effective Job ApplicationsTune in to Episode 175 of The Free Retiree Show, where hosts wealth manager Lee Michael Murphy, career advisor Sergio Patterson, and attorney Matt McElroy dive into the topic of "Crafting the Perfect Resume: Strategies for Effective Job Applications." In this insightful episode, you'll learn valuable tips and techniques to optimize your resume and increase your chances of landing your dream job.   The hosts will guide you through various aspects of resume writing, emphasizing the importance of simplicity and avoiding a cluttered layout. Discover the power of a concise and impactful summary that captures the attention o...2023-07-0527 minThe Free Retiree ShowThe Free Retiree ShowRetirement Account Blunders Unveiled: Avoiding Costly Mistakes!Are you ready to uncover the biggest retirement account mistakes? Join hosts wealth manager Lee Michael Murphy and career advisor Sergio Patterson in Episode 174 of The Free Retiree Show as they shed light on the common pitfalls to avoid when managing your retirement accounts.   In this lively and informative episode, Lee and Sergio walk you through the seven retirement account mistakes that can derail your financial future. From neglecting to fund your retirement accounts to being too conservative or aggressive with your investments, they leave no stone unturned.   But that's not al...2023-06-2825 minThe Free Retiree ShowThe Free Retiree ShowEffective Communication Strategies: Engaging Juniors, Peers, and Leadership for SuccessJoin hosts wealth manager Lee Michael Murphy, career advisor Sergio Patterson in this engaging episode of The Free Retiree Show. Discover valuable insights on effective communication strategies that can enhance your professional relationships with juniors, peers, and leadership.    In this episode, Lee and Sergio  dive deep into the art of communication, providing practical tips and actionable advice. Learn how to treat juniors as equals, recognizing their valuable perspectives and accomplishments. Discover the power of active listening, fostering a culture of learning from those who are new and younger. Effective communication with peers is explored, emphasizing the...2023-06-2118 minThe Free Retiree ShowThe Free Retiree ShowThe Crypto Frontier: Exploring Future Possibilities with Linda P JonesWelcome to The Free Retiree Show, where wealth manager Lee Michael Murphy and bestselling author Linda P. Jones discuss the exciting realm of cryptocurrency and shed light on the challenges and pitfalls that lie ahead.   In this episode, Linda P. Jones takes center stage, sharing her deep insights into the future use cases of cryptocurrencies. As the host of the top-ranked business and investing podcast in 2019, Linda brings a wealth of knowledge and expertise to the conversation. We also delve into Linda's groundbreaking book, "Three Steps to Quantum Wealth: The Wealth Heiress's Guide to Financial F...2023-06-0724 minThe Free Retiree ShowThe Free Retiree ShowUnderstanding the Difference Between Good Debt & Bad DebtCredit cards can feel like financial quicksand if mishandled, pulling you into seemingly insurmountable debt. If you're not careful, credit cards can lead to trouble. Yes, reckless spending and the enticing instant gratification they offer can lead to a spiral of debt that's hard to escape. But does it paint the complete picture of debt? Absolutely not, because not all debt is bad. In fact, if you use debt the right way, it can actually help you!  In this week's episode of The Free Retiree Show, wealth manager Lee Michael Murphy uncovers the golden rules of utilizing d...2023-05-3122 minThe Free Retiree ShowThe Free Retiree ShowThe Most Common Mistakes to Avoid When Buying a HomeGetting caught up in the excitement of purchasing your first home is easy, but this emotional rollercoaster can sometimes lead to hasty decisions and costly mistakes. With such a significant investment, it's crucial to consider various factors to ensure you make the right choice for your financial future.   When first-time homebuyers overlook essential financial considerations, they can face many challenges that jeopardize their financial well-being, overall satisfaction, and long-term goals. In addition, choosing the wrong location or an incompatible home type can lead to unhappiness and reduced quality of life. Buying a house you can't a...2023-05-0313 minThe Free Retiree ShowThe Free Retiree ShowTop Challenges Facing Retirees with New York Times Best Selling Author Lynnette Khalfani-CoxIn an ever-changing world, the golden years of retirement seem like a distant dream to many. However, the key to a secure and enjoyable retirement lies in meticulous planning and steadfast discipline. Sustainable work practices are essential for ensuring a smooth transition into retirement. Adopting a balanced approach to work, incorporating self-care, and prioritizing mental and physical well-being will pave the way for a more fulfilling and enjoyable retirement. Furthermore, with increasing life expectancies, a volatile global economy, and rising healthcare costs, laying the groundwork for financial stability during our golden years is crucial.   We a...2023-04-1949 minThe Free Retiree ShowThe Free Retiree ShowThree Strategies to Reduce Your 2022 TaxesTax filing deadlines for businesses sometimes catch employees and business owners off guard. However, tax season is upon us again, and it is essential to be prepared with the right strategies. Staying on top of your tax preparation throughout the year is necessary to file your taxes accurately and avoid any unforeseen problems regarding your personal or business finances.   Regarding taxes, most people are looking for ways to reduce their tax liability and save money. You may minimize your tax liability and keep more of your hard-earned cash by being knowledgeable on tax planning options, d...2023-04-0510 minThe Free Retiree ShowThe Free Retiree ShowFinances for New Car Purchases: What to Consider if You Want to Buy a New CarThe automotive market has been a rollercoaster in recent years, with people eagerly seeking their dream car amidst supply chain challenges, chip shortages, and rising prices. As the car market begins to stabilize, the excitement around car buying continues to grow. But before you jump into a purchase, it's crucial to make an informed decision.   In today's fast-paced world, it's easy to get caught up in the excitement of buying a new car without considering the long-term implications. Remember, a car is more than just a shiny object. It can be an investment, significantly impact y...2023-03-2223 minThe Free Retiree ShowThe Free Retiree ShowReal Estate Market Update: What to Consider When Purchasing Real Estate in 2023Property prices are starting to decline. Will the current trend continue, or will we see a rebound in prices? What factors will impact real estate prices in 2023?   The housing market has experienced its fair share of ups and downs. It can be tough to know whether or not you're making the right decision when buying a home. With the current state of the housing market, it's vital to be well-informed and prepared to ensure that you make the best decision for your financial future. From mortgage rates to inventory levels, many things can impact your h...2023-03-1514 minThe Free Retiree ShowThe Free Retiree ShowWhat to Expect & How to Invest in 2023As we move into March, there's a lot happening in the economy that investors should keep an eye on. With reporting season in full swing, we're seeing how the economy is performing.   While there are challenges to be aware of, such as company layoffs and high rates, there are also opportunities for investment. With significant valuation cuts and discounts, now is the time to take action and invest in companies with strong revenues, innovation, leadership, and network effects.   Looking for insight into the current economic climate and what it means for yo...2023-03-0115 minThe Free Retiree ShowThe Free Retiree ShowSpotting the Warning Signs of Financial BubblesHave you ever heard of the term "financial bubble"? It's a situation where the prices of assets such as stocks or real estate rise rapidly due to speculation and hype rather than their intrinsic value. When the bubble bursts, it can lead to significant losses for investors. Financial bubbles tend to follow a typical pattern, and understanding the stages can help you avoid them. By learning from the lessons of the Crypto bubble and the 2008 Global Financial Crisis, everyone can make informed decisions about emerging investment opportunities.   In today’s episode of The Free Retiree Sho...2023-02-2215 minThe Free Retiree ShowThe Free Retiree ShowWhy Couples Separate Over Money & How to Improve Communication About FinancesOne of the most common reasons for divorce is financial issues. Many people want the "right person" in love. The right individual is gorgeous, kind, shares just enough interests, gets along with our friends and family, and makes us feel special. However, the majority of people fail to take financial responsibility into account when making long-term relationship decisions. Every couple needs to have a conversation about money, including who will be responsible for which bills, whether they will have separate or shared bank accounts, the limits on each person's expenditures, and common financial goals.  Marriage can suffer if financial i...2023-02-1522 minThe Free Retiree ShowThe Free Retiree ShowWarren Buffett’s Top 10 Tips to Get RichWarren Buffett is widely regarded as one of the most successful investors. His investment advice has stood the test of time.   Warren Buffett's company, Berkshire Hathaway, has acquired a fortune in the billions of dollars.    With the New Year just starting, it's a good time to reflect and create resolutions. One of the best things to consider for 2023 is investment resolutions. Informed investors make better investment decisions. There is no unique trick you need to master to invest like Warren Buffett. However, many new investors are taken aback by the simplicity of the Orac...2023-02-0117 minThe Free Retiree ShowThe Free Retiree ShowThe Future of Hiring & How to Land Competitive Job Roles w/Matty GreggDue to the fast-paced nature of the workplace and the integral role that technology plays in it, the recruitment process is always evolving. Technological and automated recruitment trends will profoundly impact  finding and attracting new employees in the future.    In this episode of The Free Retiree Show, the hosts sit down with Matty Gregg. Matty worked at Apple for 13 years and lead projects such as Apple Pay, Apple Card, and Apple Transit. He now focuses on the talent intelligence industry and specializes in turning HR teams from tactical to strategic workforce partners. He is now the...2023-01-2535 minThe Free Retiree ShowThe Free Retiree ShowThe Real Estate Market in 2023: To Buy or Not to Buy?The housing market saw extreme volatility in 2022 due to rising interest rates and rapid price increases. This 2023, mortgage rates are predicted to rise even more before trending back down, creating difficulties for both buyers and sellers. Many homeowners, prospective sellers, and potential homebuyers are worried due to rising mortgage rates, slowing house sales, and market uncertainty.    Fewer home sales, lower prices, and higher mortgage rates are what most experts in the real estate market anticipate.  Real estate values could go down, but probably not as much as they did in 2008. Home sales are expected to rem...2023-01-1812 minThe Free Retiree ShowThe Free Retiree ShowSteps to Become a Successful Investor in 2023As we welcome 2023, there’s so much uncertainty in the economy, but one thing you can control? Your investment strategies. Successful investors don’t get created overnight.  It takes time and patience, not to mention trial and error to learn the ins and outs of the financial world and your personality as an investor.  With 2022's market pains behind us and 2023's opportunities ahead, investors would be wise to proceed with caution and a long-term outlook. It's easy to get distracted by the buzz surrounding a "hot stock" or "trendy new investment option," but re...2023-01-0417 minThe Free Retiree ShowThe Free Retiree ShowThe Most Common Ways People Go Broke and Prevent Financial ProgressIf you're tired of seeing your bank account balance go down, it's time to figure out why that keeps happening. “Why am I broke?”  If you ponder this question on a monthly basis, you are not alone. With sustained inflation eroding wage gains, the proportion of Americans living paycheck to paycheck has risen to a near-historic high of 63%.    The reality is that many people will never achieve their financial goals, but not because they can't. Anyone with the correct mindset and behaviors can do it. However, many unintentionally behave in ways that hurt their finances.  Building...2022-12-2820 minThe Free Retiree ShowThe Free Retiree ShowEliminate Student Debt & Understanding the New Debt Forgiveness RulingThe ballooning federal student loan debt of over 45 million borrowers is putting a heavy toll on the middle class in the United States. Borrowers in the middle class face challenges in accumulating wealth due to high monthly payments and growing debt, which makes it more difficult for them to do things like buy homes, save for retirement, and establish businesses.    In this week's episode of The Free Retiree Show we have student debt attorney, Joshua Cohen. Josh explains the recent developments surrounding student debt forgiveness, and gives some invaluable advice to those who are having di...2022-11-0943 minThe Free Retiree ShowThe Free Retiree ShowTips to Survive & Thrive in a RecessionLivelihoods are vulnerable during an economic downturn. A recession is beyond your control, but you can take charge of how you respond or prepare for a recession.  It's always a good idea to put yourself in the best possible financial position. The best way to combat personal financial decline during a recession is to be proactive.    In order to weather a potential economic downturn, it is essential to save some money in the event that you suddenly lose your job or receive a significant reduction in income. If money is tight right now, look at you...2022-09-2826 minThe Free Retiree ShowThe Free Retiree ShowIs the Economy Crashing? When Will the Real Estate and Stock Market Recover?With the stock market in disarray, interest rates at record highs, and the pain of inflation, many Americans are wondering if the economy is in a recession. How can we tell if we’re in one? The country is technically in a recession when its GDP decreases for two consecutive quarters. According to the Bureau of Economic Analysis' advanced estimate, GDP fell 1.6% in Q1 and 0.9% in Q2. Despite the overwhelming evidence, the National Bureau of Economic Research has not yet declared a recession. As the cost of living continues to rise, interest rates increase, and layoffs multiply. However, the jo...2022-09-2119 minThe Free Retiree ShowThe Free Retiree ShowWhat to Consider Before Getting Financial Advice on Social MediaWhether your love or hate social media, it’s here to stay. More than 33% of consumers have asked investment companies and financial advisors about the information they have discovered on social media. Scammers and fraudsters can now more easily take advantage of consumers seeking financial advice online because of the latest FinTok or MoneyTok fad on social media sites like TikTok. Social media is also rife with bogus influencer endorsements of financial items, leading to consumer losses. One fraud involves promoting dangerous investments on social media.    Making wise financial decisions involves understanding that the need for...2022-09-0727 minThe Free Retiree ShowThe Free Retiree ShowThe Four Key Attributes of High AchieversWe look up to high achievers. They are prepared to go above and beyond to make things happen. Do you wonder how these individuals manage to reach levels of achievement most of us just dream about ? They are in charge of the most effective teams, produce remarkable results, and are regularly promoted. You're having a hard time and wondering what you need to do differently.   These individuals undoubtedly encountered many difficulties on the road to success too. But what’s their secret to triumphing over adversity? It turns out that the mindsets and processes of hig...2022-08-2412 minThe Free Retiree ShowThe Free Retiree ShowFinding Your Fabulous at Work. How to Create More Joy w/Kyle ElliottHow frequently do you think about leaving your job? You don't have to love your job, but it shouldn't make you unhappy on a regular basis. If finding happiness at work seems impossible, you may be trapped in a toxic workplace culture or a job that is not a good fit for you.   While some of us may view monetary compensation as equivalent to job satisfaction, others may seek external validation for efforts and become dissatisfied when companies fail to provide it. Having a positive working environment is essential in keeping employees.    A...2022-08-1738 minThe Free Retiree ShowThe Free Retiree ShowOvercoming Imposter Syndrome & Utilizing Metaphysics w/Jordanna EyreDo you feel like you don’t deserve that new role? Or that you’re fooling  everyone when you landed the promotion? Feeling like your achievements are due to luck rather than hard work and innate skills? If so, you may be suffering from imposter syndrome. You’re not alone. Approximately 70 percent of the United States population suffers from imposter syndrome.   Imposter syndrome is an overwhelming sense of self-doubt, insecurity, and incompetence despite proof that you are competent and accomplished. The term was first coined in 1970 by the clinical psychologists, Dr. Pauline Clance and  Dr. Suzanne I...2022-08-1035 minThe Free Retiree ShowThe Free Retiree ShowThe Five Personality Traits of the World’s Most Wealthy IndividualsThere are numerous ways to get wealthy. Whether it’s investing in stocks, real estate, bonds, or starting a successful company. However, this leaves out a crucial piece of the jigsaw.  What about the personality needed to become wealthy? Are there some internal characteristics that increase your likelihood of being rich? Studies claim that being wealthy resides not just in what you do but also in who you are.   Do millionaires differ from the rest of us in terms of personality traits? Absolutely! The truth is your personality might help or harm your chances of beco...2022-08-0316 minThe Free Retiree ShowThe Free Retiree ShowThe Importance of Mastering Focus w/Robb Gilbear​​There are many reasons we can't focus, from exhaustion and distractions to a lack of motivation. Whatever the cause, our inability to focus is a major drain on our productivity and lessens our chances of succeeding.    People are easily distracted in today's digital world. You can easily lose your train of thought with distractions like phones, social media notifications, unscheduled meetings, and kids or pets needing attention.   Reducing the amount of potential distractions can keep us from losing our train of thought. Taking short breaks throughout the day can help alleviate stress...2022-07-2739 minThe Free Retiree ShowThe Free Retiree ShowThe Art of Managing Up: Impressing Management & Workplace Advocates w/Sergio PattersonAre you aiming for new responsibilities or promotions? If you want to advance your career, you need to master the art of managing up. Career success can become dependent on the reputation and connection you have with your boss and upper level management. However, it isn't always a walk in the park. No matter what type of manager you have, you need to get a grasp on their goals and demonstrate your ability to go above and beyond what they expect.  It is no secret that taking initiative and having great leadership qualities help you climb the corporate ladder q...2022-07-2015 minThe Free Retiree ShowThe Free Retiree ShowAre We in a Buyer or Seller Real Estate Market? Should You Wait to Buy Real Estate?Is the housing market starting to show signs of a slow down? Although the housing market has remained robust, it is not immune to the impact of inflation and other external economic factors.  For the first time in more than 40 years, the Federal Reserve raised short-term interest rates by 75 basis points on June 15 in an effort to rein in inflation, which has been above 8% in recent months.   The overnight lending rate is forecasted to conclude at around 3.4 percent, with further rate rises expected until 2022. This implies that the Federal Reserve will raise interest ra...2022-07-1323 minThe Free Retiree ShowThe Free Retiree ShowWhy Companies are Starting Hiring Freezes? Companies to Avoid and Purse in this Job MarketCareer change brings excitement because of the higher salary, different workplace environments, and potential career advancement. The Great Resignation is a term coined at the height of Covid-19 when many people resigned.  Even as predictions of an impending economic recession rise, many individuals are still contemplating whether now is still a good time to test the job market. Workers continue to leave their place of employment in record numbers. In the United States alone, 4 million workers resigned in April.  With inflation climbing to a 40-year high, and the price of goods and services ne...2022-07-0615 minThe Free Retiree ShowThe Free Retiree ShowStrategies for Investing in an Inflationary EnvironmentEveryone probably heard about inflation in the news and experienced it firsthand. For some, they notice it when purchasing items at the grocery store, others notice it at the gas pump. In all our purchasing activities the latest inflation surge appears to be evident.    Historically, a two percent inflation rate has been considered a healthy indicator of a growing economy. The consumer price index for May, which tracks changes in the price of food, housing, gas, and other commodities over the previous twelve months, increased by 8.6%, reaching a 40-year high.   Higher cos...2022-06-2920 minThe Free Retiree ShowThe Free Retiree ShowCreating Career Success by Focusing on Social Impact w/OlaHawatmehPurpose and passion are the driving forces behind any successful business. Many people are fascinated with the possibility of financial gains that come with becoming an entrepreneur. Start-up entrepreneurs are amazed at the overnight success and rags to riches stories they see. The reality is successful entrepreneurs are not driven merely by the desire to make money. Most successful entrepreneurs thrive because they believe in what they are doing and integrate their personal values into their business.  An entrepreneurial endeavor is not always smooth-sailing. There are challenges that test entrepreneurs' determination to succeed. However, passionate business owners a...2022-06-2219 minThe Free Retiree ShowThe Free Retiree ShowAttaining Financial Freedom Through Real Estate with Maurice PhilogeneMONEY MANAGEMENT EDITION   Do you want to escape from the rat race and experience true freedom?  Passive income can be the answer.   There's a reason why so many people are drawn to the idea of passive income- it's the key to true freedom. You can't rely on someone else for your financial security, you have to create it for yourself. And that's exactly what passive income allows you to do.   It's not easy, but it is possible. The first step is understanding what passive income actu...2022-06-1542 minThe Free Retiree ShowThe Free Retiree ShowS2 EP120: Creating a Brand that Boosts Visibility & Overcoming Limiting Beliefs with Ana BillianBUSINESS & THOUGHT LEADER EDITION   Are you feeling lost in your career? Are you not sure what you want to do with your life? It might be time to recreate and reinvent yourself. It's a big decision, but it's definitely worth considering.   There are a lot of different ways to go about this process. You could take classes to learn new skills or network with people in your industry. You could also start by evaluating what you don't like about your current job and brainstorm some potential solutions.   Wha...2022-06-0831 minThe Free Retiree ShowThe Free Retiree ShowHow to Prepare for a Recession with Lee Michael MurphyMONEY MANAGEMENT EDITION   In 2021, CNN wrote that US economic growth was already starting to slow, and the economy would keep decelerating in the coming months.    Growth in year-over-year GDP has already shown signs of slowing, with quarterly GDP growth dropping from 12.2% in the second quarter of 2021 to 3.5% this past January. The Bureau of Economic Analysis, which determines the annualized percentage change between two quarters, calculates GDP expansion using a different method than the Commerce Department. Despite this, both sets of data indicate a decline in economic development.   But...2022-06-0122 minThe Free Retiree ShowThe Free Retiree ShowS2 EP118: Building a Personal Brand and How to Be Successful at Marketing with Melanie BordenCAREER ADVANCEMENT EDITION   In this episode we discuss:   How to build a personal brand using LinkedIn Why it’s important to have a goal when using social media What most people get wrong when creating a personal brand   You've probably heard that personal branding is important, but you're not sure where to start.   It can be tough to figure out how to build your personal brand and make it stand out. You don't want to copy someone else, but you also don't want to reinvent the wh...2022-05-2547 minThe Free Retiree ShowThe Free Retiree ShowS2 EP117: How to Build and Scale a $400 Million Company with Mike FataBUSINESS & THOUGHT LEADER EDITION   Starting your own business is no easy task. You have to be passionate about your idea, be willing to put in the hard work, and be dedicated to seeing it through. But what if you could make your business a multimillion-dollar company? That's an entirely different story.   There are many things that go into making a business successful, and it takes a lot of hard work, dedication, and perseverance. But if you're able to achieve success, it can be incredibly rewarding. Not only do you get to se...2022-05-1837 minThe Free Retiree ShowThe Free Retiree ShowS1 EP116: Great Side Hustles to Boost Your Income with Nick LoperCAREER ADVANCEMENT EDITION   For the ordinary American, side hustles are becoming more common than ever before. According to the New York Post, Bankrate.com discovered that over 44 million Americans work side jobs. That means that out of every ten working-age persons, at least two of them earn multiple incomes each month. What is the significance of this? Because if you are not one of the 44 million, you are missing out on some significant benefits.   Most people think of a side hustle as simply another job - something they do in addition to...2022-05-1139 minThe Free Retiree ShowThe Free Retiree ShowS1 EP115: Creating Unlimited Job Opportunities Through LinkedIn with Luke MatthewsCAREER ADVANCEMENT EDITION   It's no secret that the job market is tough right now. Every day, it seems like there are more and more graduates flooding the market with their freshly-printed resumes and Ivy League degrees, all vying for a limited number of spots.   So how can you make sure that your resume stands out among the rest?   One way to set yourself apart from the pack is to make sure that you're utilizing LinkedIn effectively. This social media platform is a great tool for networking and bui...2022-05-0436 minThe Free Retiree ShowThe Free Retiree ShowS1 EP114: Economic Update - Investing in the Current Economic Environment with Lee Michael MurphyMONEY MANAGEMENT EDITION   It can be tough to stay on top of the economy. Inflation is running out of control, rates are rising, and the market is very volatile. But don't worry, we're here to help you navigate your best investment options.   In this episode, we discuss investment themes to think about in this current environment. We'll discuss inflation, gas prices, and where you can invest your money now.   So what does the economy look like? Well, it's definitely a mixed bag. On one hand, inflation is run...2022-04-2719 minThe Free Retiree ShowThe Free Retiree ShowS1 EP113: The Top 3 Traits That Lead to Success with Steve WernerBUSINESS & THOUGHT LEADER EDITION   There's no denying that the road to success is a tough one.    Science says only 8 percent of people actually achieve their goals and think of themselves as successful.  The dictionary defines success as "the achievement of something desired, planned, or attempted." But according to science, only a small percentage of people actually achieve their goals and think of themselves as successful.    So what separates the successful from the unsuccessful? And more importantly, how can you increase your chances of becoming one of the...2022-04-2040 minThe Free Retiree ShowThe Free Retiree ShowS1 EP112: Aligning Your Values & Goals to Design Your Dream Life with Kimberly SpencerCAREER ADVANCEMENT EDITION   Figuring out what you want in life is hard. It's even harder when you don't know where to start. Across America, 45 percent of workers say they are either satisfied or extremely satisfied with their jobs. Only 20 percent feel very passionate about their jobs. 33 percent believe they have reached a dead-end in their career. 21 percent are eager to change careers.   They say to achieve your dream life and career, you should align your values and goals to work in a field you’re passionate about. But how do you do i...2022-04-1328 minThe Free Retiree ShowThe Free Retiree ShowS1 EP111: Standing Out and Building Your Brand in 2022 with Jay JayCAREER ADVANCEMENT EDITION You've probably heard that personal branding is important, but you're not sure where to start. It can be tough to figure out how to build your personal brand and make it stand out. You don't want to copy someone else, but you also don't want to reinvent the wheel.  The best way to build your personal branding is to find a niche. You don't want to copy someone else, but you also don't want to reinvent the wheel. Figure out what makes you unique and focus on that. Use your p...2022-04-0631 minThe Free Retiree ShowThe Free Retiree ShowS1 EP110:  Landing Your Dream Job as a Nontraditional Candidate with Anthony MaysCAREER ADVANCEMENT EDITION   Due to the COVID-19 pandemic, demand for jobs has skyrocketed while job losses are mounting. In this competitive job market, job seekers have their work cut out for them-especially women, who lost the most jobs in December 2020 according to the aforementioned analysis by the National Women's Law Center (NWLC). The challenges faced by BIPOC, LGBTQ+, and disabled candidates are even greater.   Pew reports that Black workers constitute just 5% of engineering and architecture jobs in the United States, and women comprise only 1% of engineering and computer science graduates. Meanwhile, ST...2022-03-3021 minThe Free Retiree ShowThe Free Retiree ShowS1 EP109: The 6 Components to Becoming an Elite Leader with Julie HruskaBUSINESS & THOUGHT LEADER EDITION    People tend to think leaders are born rather than made. However, leaders are no different from athletes. Even though some athletes have natural talents, it's their commitment to working on their craft every day that gets them to the top. Leaders may have innate talents - perhaps a higher EQ is one example - but everyone can develop the leadership skills necessary to perform at the highest level.   It can be difficult to pin down a simple definition of elite leadership, but we all know it when we...2022-03-2327 minThe Free Retiree ShowThe Free Retiree ShowS1 EP108: Overcoming the Mental & Emotional Pain Holding You Back to Become an Elite Performer with Corrie LoGiudiceCAREER ADVANCEMENT EDITION   Adversity occurs to all of us, but some of us are able to thrive when things get tough, while others seem to have a hard time getting up in the morning. All successful people have faced challenges and setbacks because anything worth doing is going to be difficult. Greatness is a result of overcoming adversity. A successful person has learned to navigate around obstacles that would stop others completely.   Why do some people bounce back from misfortune and defeat and find a way to overcome them? Fo...2022-03-1630 minThe Free Retiree ShowThe Free Retiree ShowS1 EP107: Starting Your Side Hustle and Turning It Into a Multi-Million Dollar Business with Hannah PobarCAREER ADVANCEMENT EDITION   Starting a side business will allow you to eventually become your own boss while still having the safety and security of a day job.   Furthermore, starting a side hustle not only boosts your income, but also creates career-changing opportunities that would otherwise not have arisen at your full-time job. There have been many side hustles that have led to new jobs, unexpectedly useful relationships, and lifelong friendships.   It's never easy to build a side hustle from scratch to profitability with a limited amount of tim...2022-03-0923 minThe Free Retiree ShowThe Free Retiree ShowS1 EP106: How to Save More Time and Get More Done With AI Automation with Thomas HelfrichBUSINESS & THOUGHT LEADER EDITION   Even when the task at hand is important, we can all use a little help sometimes. Artificial intelligence is becoming increasingly popular at work when an extra pair of hands is needed. Computers can simulate human intelligence using artificial intelligence, or AI, and AI is everywhere. In today's world, artificial intelligence is used in everything from factory automation to self-driving cars.   Among the many applications of AI technology, one of the most promising is in helping business professionals become more productive.   How...2022-03-0224 minThe Free Retiree ShowThe Free Retiree ShowS1 EP105: How to Manage Behavior & Make Better Investment Decisions with Dr. Ryan PeckhamMONEY MANAGEMENT EDITION   Following the Covid-19 pandemic, global markets took a significant hit. Seeing the daily decline in investments, many investors sold their investments, hoping to avoid any more losses. However, the markets recovered just as quickly. Therefore, their losses became permanent.   Investors have behaved in a similar manner before. And this definitely will not be the last time. What causes us to behave this way in such situations? Our biases are to blame.    Traditionally, most conventional economic theories assumed people are rational and would consider all avai...2022-02-2335 minThe Free Retiree ShowThe Free Retiree ShowS1 EP104: Leaving Corporate America to Pursue Your Passion with Maria BritoBUSINESS & THOUGHT LEADER EDITION   It's not uncommon to stare blankly at the screen of your computer at work and wonder how you got there. You might have gotten that job through an employment agency or you might have been employed by that company since your graduation.  It's likely that you settled down because it was convenient, stable, and offered some decent benefits, no matter what the circumstances are.   Sadly, that level of comfort and security can cause us to neglect our past plans and passions.    If yo...2022-02-1641 minThe Free Retiree ShowThe Free Retiree ShowS1 EP103: The 7 Types of Bad Investors with Lee Michael MurphyAVOIDING THE BIG MISTAKES EDITION   It is common for people to believe they possess the character to be successful investors. Moreover, many also unconsciously possess the traits that make them bad investors, which can cause them to lose money on investments.   When it comes to trading or investing, making mistakes is part of the learning process. Stocks, exchange-traded funds, and other securities are typically held by investors for a longer period of time. The average trader buys and sells futures and options, holds those positions for a shorter period of time, an...2022-02-0919 minThe Free Retiree ShowThe Free Retiree ShowS1 EP102: How to Handle a Bear Market with Lee Michael MurphyMONEY MANAGEMENT EDITION   Bear markets are an inevitable part of life. However, it can be challenging to anticipate them, to predict how long they will last, or to gauge the extent to which they will affect stock prices. It is not just possible to survive bear markets, but you can also benefit from them. You can use the following techniques to reduce or even profit from the bear market.   The bear market is characterized by a sharp decline in the prices of securities combined with a sweeping negativity that continues to pe...2022-02-0216 minThe Free Retiree ShowThe Free Retiree ShowS1 EP101: How to Become an Effective Leader and Creating a Culture With More Creativity with Jean Marie di GiovannaCAREER ADVANCEMENT & THOUGHT LEADER EDITION   What makes a great leader?    Is it their confidence? Their authority? The way they can make employees follow their orders no matter what?    Or is it patience? The way they care for other employees? Compassion?    Leadership shapes nations, communities, and organizations.   Leaders are crucial for helping us make large-scale decisions that move the world forward.   It is usually easy to spot a bad leader, but what is the best way to recogn...2022-01-2639 minThe Free Retiree ShowThe Free Retiree ShowS1 EP100: Scams to Watch Out For in 2022 with Lee Michael MurphyMONEY MANAGEMENT EDITION   Scams are continuously evolving. From phone calls, text messages, to emails, they now go in different formats. In 2019, the FBI recorded a record $3.5 billion in losses from internet crimes. Today, con artists all over the world are most likely targeting a computer or mobile device near you. See what the most common scams are and how you can guard your personal information and wallet.   Scams target people of all backgrounds, ages, and income levels around the world. There's no one group of people who are more likely to be...2022-01-1926 minThe Free Retiree ShowThe Free Retiree ShowS1 EP100: Scams to Watch Out For in 2022 with Lee Michael MurphyMONEY MANAGEMENT EDITION   Scams are continuously evolving. From phone calls, text messages, to emails, they now go in different formats. In 2019, the FBI recorded a record $3.5 billion in losses from internet crimes. Today, con artists all over the world are most likely targeting a computer or mobile device near you. See what the most common scams are and how you can guard your personal information and wallet.   Scams target people of all backgrounds, ages, and income levels around the world. There's no one group of people who are more likely to be...2022-01-1926 minThe Free Retiree ShowThe Free Retiree ShowS1 EP100: Scams to Watch Out For in 2022 with Lee Michael MurphyMONEY MANAGEMENT EDITION   Scams are continuously evolving. From phone calls, text messages, to emails, they now go in different formats. In 2019, the FBI recorded a record $3.5 billion in losses from internet crimes. Today, con artists all over the world are most likely targeting a computer or mobile device near you. See what the most common scams are and how you can guard your personal information and wallet.   Scams target people of all backgrounds, ages, and income levels around the world. There's no one group of people who are more likely to be...2022-01-1926 minThe Free Retiree ShowThe Free Retiree ShowS1 EPS99: Best Assets to Build Wealth & Evaluate Financial Progress with Lee Michael MurphyMONEY MANAGEMENT EDITION   For the new year, most people have financial goals that they want to achieve. Whether it be a specific savings goal, a new property to buy, and more.   But as you work towards that goal, have you ever wondered, "Well, how am I doing compared to my neighbor and my friends? Where do I rank in my overall wealth journey?"   Comparison is inevitable, but evaluating your own wealth progress compared to others is an essential part of your wealth-building journey. Why? Because it gives you...2022-01-1221 minThe Free Retiree ShowThe Free Retiree ShowS1 EP98: Achieving Personal, Financial, and Career Goals in 2022AVOIDING THE BIG MISTAKES EDITION   Every year, people focus on achieving goals that pertain to their careers and finances. To get that promotion, to save x amount of money by the end of the year, to buy the latest car model, and others. But your goals for your family, your friends, your personal relationships, even your health, have you ever given much thought to them? As you focus on getting that promotion at your company, you might not have realized that you’ve let the things that matter go. You...2022-01-0535 minThe Free Retiree ShowThe Free Retiree ShowS1 EP97: The Truth Behind Stock Picking & How to Invest like Warren Buffet with Larry SwedroeMONEY MANAGEMENT EDITION   If you want to invest like Warren Buffett, you don't need to do anything extraordinary. In fact, many new investors are surprised at just how uncomplicated the Oracle of Omaha's investment style is. To sum it up in one sentence, Buffett invests in great businesses trading for less than their intrinsic values, and then he holds on to these investments for as long as they remain great businesses.   Prioritizing a margin of safety is a cornerstone of Buffett's investment philosophy. In simple terms, a margin of safety refers to...2021-12-2938 minThe Free Retiree ShowThe Free Retiree ShowS1 EP96: Financial Perspectives That Will Make You Poor with Lee Michael MurphyMONEY MANAGEMENT EDITION   Old habits and mindsets die hard, especially when it comes to money. When you don't have any savings and you spend more than you earn, it's time to stop the bad spending habits that keep you poor and get started on building better financial habits.   Developing good money habits can lead to financial success and increased wealth. It will teach you about budgeting, saving, and achieving your financial goals.   Starting new habits and breaking bad ones don't happen overnight. The good news is that you...2021-12-2223 minThe Free Retiree ShowThe Free Retiree ShowS1 EP95: Understanding the Pros and Cons of Annuities & The Importance of Working with a Fiduciary with David BlanchettMONEY MANAGEMENT EDITION   In the financial planning world, some concepts are intuitive. Annuities, which often include insurance options as well as investment options, aren't. Annuities have received increasing attention lately, mainly because of the SECURE Act, which provides employers incentives to include annuities in 401(k) plans.   Unfortunately, annuities, like reverse mortgages, can be confusing for retirees and may not be the best option for them.   An annuity is essentially an agreement between you and an insurance company. An annuity contract can be purchased either as a lump sum...2021-12-1534 minThe Free Retiree ShowThe Free Retiree ShowS1 EP94: Understanding the Impact of Inflation and How to Combat It with Lee Michael MurphyMONEY MANAGEMENT EDITION   In October of 2021, the annual inflation rate in the US hit 6.2%, the highest level since November of 1990 and above forecasts of 5.8%   Inflation, or the devaluation of money, is affecting most of the world recently, especially the United States. It’s taking a toll on American citizens as this is the highest it has been in 30 years. Price increases across the board. From energy costs like gas and electricity, food, and even used cars and trucks.    Based on a Pew Research Center study, in the third...2021-12-0840 minThe Free Retiree ShowThe Free Retiree ShowS1 EP93: Keys to Becoming a Top Performer & Building Your Online Business with Marcus ChanCAREER ADVANCEMENT EDITION High performers are people who go above and beyond to accomplish their tasks or assignments at work. A member of this type takes initiative and strives to improve their behavior and habits at work in order to benefit the company or team. Their superiors and colleagues can count on them as considerate team players.   At times, we think that becoming a top performer in a certain field can take years of experience. Getting promoted at a job in a matter of months is impossible. Outperforming full-time employees as a sales i...2021-12-011h 01The Free Retiree ShowThe Free Retiree ShowS1 EP92: Implementing Effective Long-Lasting Changes in Your Personal & Professional Life with Friska WiryaAVOIDING THE BIG MISTAKES EDITION   There are things we do (or don't do) that are bad for us. When we consider changing our habits, we shake our heads and shrug our shoulders. But whether we like it or not, change is inevitable. If we don't keep up with the change in our environment, then we won't grow.   Every year, nearly half of Americans promise to change their behavior as soon as the new year begins. However, only 8 percent of them succeed 😮  A quarter gives up after the first week.    On...2021-11-2434 minThe Free Retiree ShowThe Free Retiree ShowS1 EP91: The Value of Passion and Purpose in Achieving Success w/Brian BurkeBUSINESS & THOUGHT LEADER EDITION   From childhood, we’ve been taught to work hard for what we want.    Want a new toy? You must get an A at school first. Want to secure a great career? Graduate from uni with top marks. Want to get promoted at work? Prove yourself to your managers, preferably working overtime.   We’re always busy chasing goals that society, even our families, ingrained in us that we need to achieve.    But in this never-ending pursuit of success...2021-11-1733 minThe Free Retiree ShowThe Free Retiree ShowS1 EP90: Maximize Your Earning Potential with Sergio PattersonCAREER ADVANCEMENT EDITION   Stability is one of the most important factors for people, especially recent grads when looking for a job.   Job security provides peace of mind. When it comes to job security, knowing that you won't lose your job anytime soon is priceless, and for some, that peace of mind is more important than money.   When people apply for a job, they get interviewed, then the recruiters inform them about the salary. People don't even question it. And then they might stay there for years because it’...2021-11-1021 minThe Free Retiree ShowThe Free Retiree ShowS1 EP89: The Future Economy & Pursuing a Career in STEM with Justin ShaiferCAREER ADVANCEMENT AND MONEY MANAGEMENT EDITION   STEM is a curriculum based on the idea of educating students in four specific disciplines — science, technology, engineering, and mathematics — in an interdisciplinary and applied approach. STEM integrates all four disciplines into a cohesive learning model based on real-world applications rather than teaching them separately.   Despite the fact that the United States has traditionally been a leader in these fields, fewer students are pursuing them these days. A common misconception that students have is that you have to be very analytical or demonstrate exceptional proficiency in mat...2021-11-0345 minThe Free Retiree ShowThe Free Retiree ShowS1 EP88: Advanced Tax Planning and Strategies with Mike JesowshekS1 EP88: Advanced Tax Planning and Strategies with Mike Jesowshek    MONEY MANAGEMENT EDITION   According to some recent news from the congressional budget office, the economic forecast GDP growth is expected to grow by 7.4% in 2021. However, the deficit is expected to go to 3 trillion for the year, which is smaller than last year, but it's three times the amount it was in 2019.   And the CBO is expecting that the deficit should grow by $1.2 trillion per year by 2031, which means that the United States is going to need some mone...2021-10-2737 minThe Free Retiree ShowThe Free Retiree ShowS1 EP87: The Importance of Networking with CFO Robert BendettiCAREER ADVANCEMENT EDITION   Is networking valuable or invaluable? We’ve heard more people attest to how important it is for their careers. Whether they want to pivot to a different field or have been working towards that job promotion, networking has been the secret sauce to their success.    From job coaches, mentors, to very successful entrepreneurs and individuals, networking changed the game for them. But there are still a number of people who are not convinced that networking is important.    They either...2021-10-2038 minThe Free Retiree ShowThe Free Retiree ShowS1 EP86: The Current State of Social Security & Your Retirement with Prof. Laurence KotlikoffMONEY MANAGEMENT EDITION   When you retire, what will Social Security be like?    American citizens have lost hope that there will be anything to see. In a Gallup poll conducted in 2021, 43% of respondents said they were concerned about Social Security. According to a study conducted by the same firm, 38% of respondents believe that Social Security is going to be their biggest source of income at retirement.   Can you imagine how Social Security will look in the future? Should workers be concerned?   Many young...2021-10-1339 minThe Free Retiree ShowThe Free Retiree ShowS1 EP86: The Current State of Social Security & Your Retirement with Prof. Laurence KotlikoffMONEY MANAGEMENT EDITION   When you retire, what will Social Security be like?    American citizens have lost hope that there will be anything to see. In a Gallup poll conducted in 2021, 43% of respondents said they were concerned about Social Security. According to a study conducted by the same firm, 38% of respondents believe that Social Security is going to be their biggest source of income at retirement.   Can you imagine how Social Security will look in the future? Should workers be concerned?   Many young...2021-10-1339 minThe Free Retiree ShowThe Free Retiree ShowS1 EP85: Making Your Resume & Interview Memorable with Stephanie NuesiCAREER ADVANCEMENT EDITION   The recent  job market has been competitive. With the post-pandemic resignation boom ensuing, resignation rates have been slowly increasing over the past few months, which has caused  job seekers to have a hard time standing out during their job interviews.     People are looking for different things, for a change of scenery, tasks, even colleagues, but it’s become more challenging for them to compete with job applicants who are more qualified for a position. Is it possible to be accepted in a role where one is not as qualifie...2021-10-0637 minHiddenTracksHiddenTracksHiddenTrack #62 WRITTEN BY WOLVES (Michael Murphy)This week we travel across the world to Auckland New Zealand to catch up with Michael Murphy (no relation….. I think) of the progressive cinematic rock band WRITTEN BY WOLVES. Their new album “The Collab Project // Secrets” was a creation started by some touching fan emails and developed for helping those with mental illness heal through music. The power of music has the ability to conquer fears and heal from a single note. Michael tells heart warming stories about the role music has played throughout his life and how he uses it to help those who need a voic...2021-09-301h 17The Free Retiree ShowThe Free Retiree ShowS1 EP84: Job Search 101: Leveraging Your Network with Trevor HoustonCAREER ADVANCEMENT EDITION   “Your Network is Your Net Worth.”   We’ve heard this phrase time and again, and it still applies today. With 41% of the global workforce considering resigning today, it’s even more relevant now.    Skilled workers are starting to look around they're re-evaluating their life, and they want to see how they can maybe leverage their current position and jump to a new job, to get higher pay.   And with more people working from home, they have more flexibility in terms of where they...2021-09-2954 minThe Free Retiree ShowThe Free Retiree ShowS1 EP83: Nailing Your Job Interview with Lakrisha DavisCAREER ADVANCEMENT EDITION   Interviews are crucial to the hiring process.    In addition to showing your skills and qualifications, it lets you demonstrate your confidence with the hiring manager and how you carry yourself in person. If you prepare ahead of time for your interview, you'll feel more confident when you walk into it. Particularly, the first few moments of your interview can have a decisive impact on how well the rest of it goes.   Imagine: after putting out a ton of resumes and applications, one company called you...2021-09-2244 minThe Free Retiree ShowThe Free Retiree ShowS1 EP82: Making Big, Crazy Dreams a Reality with Jeremy SchneiderBUSINESS & THOUGHT LEADER EDITION   Remember being a kid who thought that every big and crazy dream you had was right at your fingertips and can easily become a reality? You could have dreamed about owning a mansion, a palace even, and dreamed about owning a Porsche. You dreamt about traveling the world as a hobby.   Such are wild and crazy dreams. But what if we tell you that it’s possible to make these dreams a reality?    That is exactly what Jeremy Schneider did.    Jeremy...2021-09-1537 minThe Free Retiree ShowThe Free Retiree ShowS1 EP81: How to Deal with Student Loan Debt: The Smart and Effective Way with Atty. Joshua CohenMONEY MANAGEMENT EDITION     Society tells us that to be successful, you must go to a university. If you obtain a degree from one of the top universities, you’re sure to land a great job at a prestigious company, and all your financial worries will quickly disappear. These are the myths that many individuals believe. However, after college grads land their first big job out of college, they quickly realize that the money goes towards paying down debt rather than building their wealth and future.    According to the recent data from the U.S...2021-09-0849 minThe Free Retiree ShowThe Free Retiree ShowS1 EP80: The Importance of Having Soft Skills in the Workplace with MIT instructor Mark HerschbergCAREER ADVANCEMENT EDITION   Society puts more pressure on going to school and getting the best grades. Some countries, like South Korea, China, and other Asian countries, pressure students from a young age. But are these great indicators of your skills once you enter the workforce?   According to LinkedIn global talent trends, 92% of talent acquisition professionals reported that soft skills are equally or more important than hard skills.   And 89% said that when a new hire doesn't work out, it's because they lacked critical soft skills. These skills include com...2021-09-0155 minThe Free Retiree ShowThe Free Retiree ShowS1 EP79: Retirement Planning to Overcome the Threats Facing the US Economy with Prof. Laurence KotlikoffMONEY MANAGEMENT EDITION   “I’m still young!    Isn’t it too early to plan for retirement when I haven’t even settled in my career??”   Let us answer that. It’s NEVER too early to plan for retirement.   Being aware of your current financial status and expenses is important. Why?    With everything that's happened in the last couple of years, people have a lot of concerns.    Numerous laws have been signed, expired, and signed again to help out with nume...2021-08-2537 minThe Free Retiree ShowThe Free Retiree ShowS1 EP78: How Women Can Find Their Voices and Be Heard in Corporate America with Rehmat KharalCAREER ADVANCEMENT EDITION   Corporate America is a male-dominated industry, and all too often, we hear women say how their voices are often ignored at their companies. They feel they can't communicate their true feelings in the workplace. With societal, organizational, and personal pressures that women experience on a daily that their male counterparts don't, being heard is one that many of them feel that they struggle with. And as a result, they're passed up on promotion opportunities and advancement opportunities that they're capable of and very well do deserve.    Although American wom...2021-08-1834 minThe Free Retiree ShowThe Free Retiree ShowS1 EP77: Can You Afford to Go on Vacation? Financial Questions to Answer Before Taking a VacationMONEY MANAGEMENT EDITION   Holidays only mean one thing: taking a well-deserved vacation. Either solo or with family and friends, people love going on vacations. Whether locally or internationally (pre-COVID 19, that is), traveling is a means of escape from most of us. A time to relax, spend quality time with your favorite people, and forget about reality and work for a while. For some people, taking vacations is a necessity rather than a luxury.  But a very important question still stands, can you afford to take a vacation? Of course, you can ea...2021-08-1125 minThe Free Retiree ShowThe Free Retiree ShowS1 EP76: Success Mindset: The Habits and Traits of Successful People with Simon ParsonsBUSINESS & THOUGHT LEADER EDITION   Do you want to be successful?   We spend the first quarter of our lives as human beings, developing, preparing, and trying to become ready to be successful human beings. And yet the reality is so many of us, 10 years into the workforce, 20, 30 years into our career, we start wondering, did we make the right actions and decisions and lived up to those childhood expectations?   Each and everyone has a different definition of success, whether it be in their personal or professional lives. A sta...2021-08-0449 minThe Free Retiree ShowThe Free Retiree ShowS1 EP75: Value Pricing: A Business Model That Leads to Success with Ron BakerBUSINESS & THOUGHT LEADER EDITION   If you are a business owner or you’re thinking about going into business, what type of business model are you using?    What could be the best type of model to help you generate profits and grow your business?   Almost all businesses bill by the hour. The hourly model billings take place after the work is done, computing the time spent on the work.   The value pricing model widely differs from the hourly model. Value pricing requires that the seller...2021-07-2858 minThe Free Retiree ShowThe Free Retiree ShowS1 EP74: Biggest Investor Mistakes With Lee Michael MurphyMONEY MANAGEMENT EDITION   The stock market can be a compelling way to build wealth.    In 1984, less than half of the Forbes 400 ranking of the wealthiest Americans were self-made billionaires. In 2018, 67% were self-made! While most of the wealthiest people become rich as self-made entrepreneurs, stocks are adequate as an asset class and, along with real estate, should be the foundation of any successful investment portfolio.    But, if people continue to venture blindly into stocks investments, they can continue to make countless mistakes. Recently, word of mouth has been a pow...2021-07-2139 minThe Free Retiree ShowThe Free Retiree ShowS1 EP73: Protecting Your Wealth & Leaving a Legacy with Natalie GoldMONEY MANAGEMENT/AVOIDING THE BIG MISTAKES EDITION Most of us think that it would be quite helpful if we were to know when and how we will die.   We’re all aware that the day we leave this earth will happen, but we’re too scared to talk about it. But there are consequences if we don’t talk about it.    64% of people die without a will in the United States. What will then happen to their hard-earned money? What will the government do with people’s taxes once they die?2021-07-1443 minThe Free Retiree ShowThe Free Retiree ShowS1 EP72: Finding Happiness in Your Career with Ahyiana AngelCAREER ADVANCEMENT EDITION   Does every working day feel like a terrible never-ending cycle?   Wake up ➡️ 8 to 10-hour workday ➡️ Sleep. Repeat 🔁    Most of the time, you don’t even remember half of the tasks you do in the office. You’re feeling stagnant with no clear future in sight in the job you do every day, where it holds you back from what you truly want to do.   If you experience all of these, then it might be time to re-assess yourself to find genuine happiness in...2021-07-0743 minDietitian DadDietitian DadThe Most Important Concept You Must Understand for Weight Loss!If you need help losing weight, don’t miss this episode! I, Michael Murphy (aka Dietitian Dad) review how many food decisions we make a day before moving on to the topic of caloric density when it comes to understanding why or why not weight loss is happening for you. Thank you for listening and Follow me on Instagram and TikTok @dietitian_dad.2021-04-1213 minThe Free Retiree ShowThe Free Retiree ShowS1 EP20: Credit Scores !?!? How do Financial Institutions Calculate Your Credit Score? Learn how to Improve Your Credit Score.Join wealth manager Lee Michael Murphy and career advisor Sergio Patterson as they discuss their experiences with using credit cards and establishing good credit. Learn how financial institutions calculate your credit score and what you need to do to maintain a good credit score. In this episode we share a couple quick tips to help you boost your credit score. Lee Michael Murphy, shares his credit report and examines which areas of his report received positive scores and which areas had a negative impact on his overall credit score. https://thefreeretiree.com/show/ 2020-07-0833 minThe Free Retiree ShowThe Free Retiree ShowS1 EP8: STRESS… Silicon Valley’s Dirty Secret. 7 Tips to Manage Work-Life Balance.Many individuals around the world envy those that work in Silicon Valley. Society tends to associate Silicon Valley with innovative companies, high compensation, and benefits that most could only dream about. However, what most fail to consider is the massive amount of stress that those living in Silicon Valley deal with on a day-to-day basis. An outrageously high cost of living and a highly competitive work environment cause many to suffer from anxiety and stress. Listen to career adviser, Sergio Patterson, as he gives you his seven tips to manage work life balance. Join wealth manager, Lee...2020-02-2052 minThe Free Retiree ShowThe Free Retiree ShowS1 EP7: Dr. Dexter Hadley on AI & Big Data in Health Care. And the Power of Self-Belief.BUSINESS AND THOUGHT LEADER EDITION What is it going to take to cure cancer? In the United States we’ve been taught to value and protect our medical privacy. What if that mindset was the very thing that was preventing us from curing and treating chronic illness? Join us as we interview one of the leading figures in artificial intelligence and big data. Listen to, Dr. Dexter Hadley (iDrDex), as he discusses the impact of artificial intelligence and big data in precision medicine. Dr. Dexter Hadley is also the owner of Hadley Laboratories. Learn more about what pe...2020-01-2556 minThe Free Retiree ShowThe Free Retiree ShowS1 EP6: Must Knows For a Real Estate TransactionDid you know a botched real estate transaction could potentially cost hundreds of thousands of dollars to rectify!?!?!? It could even put you in a situation where you might lose the property. Join attorney, Matthew McElroy, as he gives you his essential tips for performing a prudent real estate transaction. Listen to wealth manager, Lee Michael Murphy, as he give you insight into the impact war has on the economy. Is war good or bad for the economy? #EconomicImpactOfWar #RealEstate #RealEstateFiduciary #TheFreeRetireeShow #SanJoseInvesting #MorganHillInvesting #SanJoseRetirement #FinancialPlanning #CareerAdvice #LegalAdvice #SergioPatterson #MattMcElroy #LeeMichaelMurphy #TheFreeRetiree Securities offered through Securities America, Inc., member FINRA...2020-01-1055 minThe Free Retiree ShowThe Free Retiree ShowS1 EP5: The Financial Strength You Need To Purchase A HomeAre you ready to buy a home? Listen to wealth manager, Lee Michael Murphy, as he gives insight into whether you are ready to make one of the biggest purchases of your life. Learn his 6 tips to help put you on the path toward purchasing your home and how to avoid taking on an unmanageable amount of debt that could potentially ruin your financial future. Join career adviser, Sergio Patterson, as he addresses why Uber released their safety report, and how the company can create a safer ride hailing experience for their customers. #TheFreeRetiree...2019-12-1339 minThe Free Retiree ShowThe Free Retiree ShowS1 EP4: Silicon Valley Company Culture & 7 Essential Tips For Your Retirement AccountWhat does company culture look like at the Silicon Valley’s tech giants? Learn from career advisor, Sergio Patterson, as he gives you insight into what Silicon Valley’s best companies are looking for in their potential new hires and the importance of building your personal brand. You’ll also learn 7 valuable tips from wealth manager, Lee Michael Murphy, on how to improve and manage your retirement account. Gain insight into the most common and detrimental mistakes individuals make when managing their retirement account. The hosts will also be discussing trending topics such as Disney Plus, and whether the NFL sh...2019-11-2159 min