Shows
Physician CentsYou've Been Matched with a Residency, Now What?You've matched—congrats! But now what? As you transition from med school to residency, financial decisions are about to get real, and the steps you take now can make a huge difference in your financial future. Many new residents don't realize how much financial planning matters at this stage—things like student loans, budgeting, and even insurance may seem like details you can handle later, but getting ahead now can save you serious money (and stress) down the road. Federal student loans, private refinancing, and income-driven repayment plans all come with deadlines and fine print that...
2025-04-0131 minPhysician CentsA Deep-Dive into Disability Insurance with Larry Keller CFP®In the last couple of episodes, we've started to scratch the surface when it comes to the importance of disability insurance. Navigating the world of disability insurance as a physician can be complex, especially when it comes to understanding how medical conditions impact coverage eligibility. In this episode of Physician Cents, Larry Keller breaks down the most common medical issues that lead to disqualification or exclusion from coverage—and what you can do to protect yourself. From understanding Guaranteed Standard Issue (GSI) plans to spotting red flags with agents, Larry shares invaluable insights to he...
2025-01-1552 minPhysician CentsWhy Every Physician Needs Disability Insurance with Michael Relvas, CFP®As a physician, your income is your most valuable asset—but what happens if you're unable to work due to illness or injury? Disability insurance is critical to protecting the investment you've made in your education and career. It ensures financial stability in the face of unforeseen challenges, whether it's a car accident or a cancer diagnosis. While premiums can be costly, especially during residency, starting with even a small policy is far better than having no coverage at all. In this episode of Physician Cents, Michael Relvas, CFP® joins us to explore the importance of disability ins...
2024-12-0137 min
Financial ResidencyGrand Rounds: Disability Insurance with Michael RelvasEvery week we get lots of questions about disability insurance, and I am so happy to welcome back Michael Relvas of MR Insurance Consultants to the show! Join us today as I have on a guest that I know and trust to help physicians with disability insurance questions. Just as the right advice helps you thrive financially. The right support team allows you to Excel professionally. Whether be healthcare's Locums experts will match you with the best jobs, prepare you for success and provide 24 7 support. https://weatherbyhealthcare.com/
2022-07-2531 min
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#71: Pfizer Study Documents Uncovered!!Hang on to your seats kids, we are dropping this episode hot! And there is going to be MORE coming your way in the future as Pfizer continues to slowly trickle out their study data on Covid-19 mRNA injections Today we ask: Did Pfizer perform adequate safety testing for its Covid-19 mRNA Vaccine in pre-clinical trials? Not according to today’s guest, Sasha Latypova. She has just published a missive on April 26, 2022 with her findings from reading through the initial release of the first 400 pages released by Pfizer after a FOIA request. She fin...
2022-05-081h 27
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#70: Fit RX with Dr. Greg DennisToday’s guest is Dr. Greg Dennis, the host of the Fit Rx Podcast. His podcast is full of cutting edge information, and focuses on health and fitness and challenging the standard ‘sick” model of healthcare. He has a wide variety of guests that discuss cutting-edge topics in anti-aging medicine and share their expertise to help optimize health. His show covers the ever controversial Carnivore Diet to fascinating supplements such as Spermidine ….. and everything in between. Dr. Dennis is Board Certified in Family Medicine and also has Certification in Age Management Medicine. He and his wife have t...
2022-05-051h 12
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#66: Butchered By HealthcareDr. Robert Yoho is our guest today, a whistleblower and author regarding the fraud that occurs in healthcare. He wrote the Amazon bestselling book, Butchered by Healthcare that has over 100 five-star reviews. He explains how our sadly damaged system fits together and how patients can get around the problems. January 17, 1961 President Eisenhower gave the most pointed warning to the United States. He spoke of the necessity of major industry for maintaining an adequate defense. His warning about the newly coined “military industrial complex” was that it would become such an endless presence that it would require continuous spen...
2022-04-071h 19
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#65: Covid and The Law (The Fight Continues)We catch up with attorney Ryan Heath, our guest from Episode 56. Ryan has been passionate about mask mandates and the law, specifically the negative effects on children from various schools' rigid and unforgiving mandates. Ryan founded The Gavel Project, a new nonprofit organization that provides education and support to the public regarding the recent Covid-19 mandates/issues. Its mission is to fight unethical government/employer mandates and protect the freedom of Americans, especially children. Ryan has been on the frontlines in California and is here to share what has been happening the past few months. He...
2022-03-311h 49
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#64: Best Friends AgainSometimes frustrating, occasionally painful but ultimately one of the most rewarding things in humanity is what we are serving up today. It’s “Marriage”. Great marriages exist but they don’t happen by accident, they happen on purpose. At a time when it seems impossible to imagine a marriage lasting 30 plus years- we know it’s possible. So do our guests! Dr. Jeep and Vanessa Naum join us today as we enjoy discussing our thoughts on keys to a successful marriage. They have been married nearly 30 years and working with couples since 1994. Their company, B...
2022-03-241h 27
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#63: Fear Is No Excuse: with Eddie BraunWant to hear from one of the greatest stuntmen of all time sharing his thoughts on “safety”? Tim is man crushing & fanboying out on this week's epic interview with stuntman Eddie Braun. Eddie’s life is an example that “fear is no excuse”. He will be the first to tell you that recklessness is different from planned risk. Doing great things is not necessarily about risk, but having the skills to manage your fears. People are often unable to live their dreams, because they are too busy living their fears. About Eddie Braun: Eddie is...
2022-03-171h 21
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#62: Staten Island RINO Hunter- with John MatlandTurning lemons into lemonade is what our guest John Matland has done. Sadly many of you will relate to his story. Like many other healthcare workers across the nation and the world, he experienced job termination during the pandemic. As an imaging technician in a New York hospital, he chose to wait on receiving any Covid vaccines and questioned the reasoning behind selective testing only of nonvaccinated workers. Let’s just say “he didn’t go lightly into the dark night”! John Matland has a vivacious personality and is passionate about making positive changes...
2022-03-101h 18
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#61: Give me Light, Give me OxygenIf you could take 40 Motrin tablets without the toxic response would you do it? Today we are talking about ways to get increased oxygenation, decreased swelling, decreased inflammation all in one treatment. Welcome to Hyperbaric Oxygen therapy (HBOT) ! It’s not just for scuba injuries or wound care. There is evidence for improvement in brain injury, joint issues, autoimmune disease to numerous general health issues. LED and light therapies are also used in dermatology, orthopedics, rehab and alternative/wellbeing therapies. We are exploring some alternative therapies for optimal health, healing and me...
2022-03-0354 min
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#60: Compassion & Courage in CovidDrs. Kirk and Kimberly Milhoan are an amazing physician couple with a unique combination of expertise in Pediatric Cardiology and Pediatric Anesthesia. They have experienced what happens when speaking out against the status quo on Covid therapeutics , and what that cost is. Kirk tells of how he became subject to investigation by the Hawaii Board of Medicine for a conversation he had regarding Covid therapies. Throughout the pandemic they began to question the evolving push of vaccines over outpatient therapies. Kirk also has concerns with what is happening to children’s cardiac health as a result of usin...
2022-02-241h 28
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#59: The Doctor As Patient: Migraine WarriorWe are long overdue for another Doctor As Patient episode. I decided it would be perfect for me to share my own personal story and journey with migraine. Having been a lifelong migraine patient, it has impacted my life since I was 11 years old. I have tried to never let it define me, but living with a chronic illness certainly controls many aspects of your life. I have tried almost every therapeutic option/treatment and now am blessed to have found a game changing new medication that has given me my life back! Along the way I...
2022-02-1750 min
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#57: Redefining StrengthI have a slight obsession with a trainer I follow on Facebook and Instagram. I’ve been following Cori Lefkowith of REDEFINING STRENGTH for years, enjoying her motivational posts and loving her targeted exercises for my troublesome injuries. She has great rehab advice that I have tried and tested on my numerous Ortho injuries. She has helped me when many PT’s couldn’t even crack the mystery. She posted something a few weeks ago that blew my mind: “Most people fail because of how they try to achieve their goals.” She went on to write that the date at which most peop...
2022-02-031h 10
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#56: Covid and The Law: The Fight BeginsLast week the Supreme Court blocked the OSHA vaccine mandate for large businesses. While this is a huge ruling, how exactly did this overturn and how was it decided? During this pandemic we have seen decisions being made based on doctrine. Do administrative agencies have the authority to implement medical mandates based on their interpretation of science? To help us unpack what happened and where we might be headed with this ruling is our guest, attorney Ryan Heath. He does an amazing job explaining how OSHA had over reached their authority and power as interpreted by the S...
2022-01-271h 35
Financial ResidencyNo Clickbait Headlines, Just Real Information on PSLF With Joy Sorensen Navarre It seems more and more headlines are trying to scare everyone into thinking no one is qualifying for Public Student Loan Forgiveness, or PSLF. That's why Ryan brought back Joy Sorensen Navarre to help put those fears to rest and help navigate how this loan forgiveness process works. Do you need help making a prudent decision about your disability insurance without overcomplicating things? Then reach out to Michael Relvas at www.doctorpodcastnetwork.com/mrinsurance.
2021-06-1427 min
Doctors Unbound with David Draghinas, MDMedia Expertise and How it Can Help Your CareerDo you want to further a medical cause? Are you looking to grow your practice? My guest, Dr. David Geier, can help you do both! Dr. Geier is a physician media expert who has been doing this for ten years. He reveals tips on how to reach out to media outlets, how to approach the various platforms available, and how to deliver an effective message. We cover the first steps you should take and the different ways it can be beneficial for physicians. Michael L. Relvas is a CFP professional and insurance agent committed to helping physicians n...
2021-06-1429 min
Rx for Success Podcast54. The Moderator: Dana Corriel, MDThe CME experience for this Podcast is powered by CMEfy - click here to reflect and unlock credits & more: https://earnc.me/FQy1PJ Dana Corriel, MD, is a board certified internist (with 14 years in practice), digital healthcare expert, and founder of SoMeDocs, or DoctorsonSocialMedia.com, an online platform with digital resources for empowering physicians and a public space where the public can find health experts to follow. Having personally experienced growth through her own online endeavors, Corriel now helps physician build thought leadership, through facilitating impactful online connections, providing services that help doctors stand out, and using clever...
2021-06-0749 min
Rx for Success Podcast50. The Innovator: Desh Mohan, MDThe CME experience for this Podcast is powered by CMEfy - click here to reflect and unlock credits & more: https://earnc.me/9iF5vQ Desh Mohan is a practicing hospitalist and the Chief Medical Officer at Koda Health, a digital health company that leverages technology to make proactive medical care planning accessible to all. Dr. Mohan received his B.S. from the Massachusetts Institute of Technology, his M.D from UT Southwestern Medical School, completed his Internal Medicine residency at Baylor Medical College, and was a Digital Health Biodesign Fellow at the Texas Medical Center Innovation Institute.
2021-05-1050 min
Doctors Unbound with David Draghinas, MDAn Inside Look Into a Real Estate Journey That Led to the Creation of an AppDr. Kirsten Limmer started investing in real estate almost by accident. What began as a $1000 dollar inheritance, became an interest and passion for investing. Dr. Kirsten turned that original inheritance into numerous investment properties across multiple states. She cut down on her clinical hours and now has real estate professional status. Dr. Limmer didn't stop there, she also developed an app for other real estate professionals to track their time and expenses. She shares her real estate journey as well as some tips on how to create your own app and what she does to keep her winning mindset.
2021-05-1024 min
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#14: We Have 4 F’s to GiveNo we aren’t swearing mad! This week we are sharing our 4 F’s to success and what priorities need the most attention and balance in everyone’s life: Faith- yes everyone believes in something even if it’s nothing. How you see the world through your unique moral lens will shape everything you are. Family- love ‘em or hate ‘em, small or large, blood or your close tribe- everyone has relationships. Humans need each other. Are you nurturing your clan? Finances- the dreaded “b” word ( budget), money or lack of it. Like politics or relig...
2021-04-0843 min
Medical Liability MinuteEP 40: Former FBI Hostage Negotiator Teaches Prevention and Treatment of Clinical Violence in YOUR Medical Practice (Part 2)Don Robinson is a retired FBI crisis negotiator. He knows conflict. The medical practice is no stranger to conflict (or violence), which is why every doctor MUST heed Don's wisdom. He's translated his experiences in counterterrorism, organized crime, and narcotics investigation into an invaluable, trainable skillset for doctors. His goal? Train doctors and their staff in the art of crisis management. Reducing clinical violence by even a modest percentage could save hospitals millions, reduce burnout, and save lives. Violence against healthcare works is an epidemic. Don's skillset is the cure. Listen to the second part of our conversation now.
2021-04-0740 min
Rx for Success PodcastThe Communicator: Bradley Block, MDBradley Block, MD, is an otolaryngologist – head and neck surgeon on Long Island, New York, where he lives with his wife and three young sons. He is a partner at ENT and Allergy Associates and he created the Physician's Guide to Doctoring Podcast. It is a scintillating and engaging podcast, where he interviews physician and non-physician experts to help teach us what we should have been learning while we were busy memorizing Kreb's Cycle. It is a practical guide for practicing physicians, physicians-in-training and all allied health professionals. Topics range from personal finance to politics to improving interactions with pa...
2021-04-0548 min
Doctors Unbound with David Draghinas, MDBuilding Generational Wealth Through Investing in Real EstateDr. Teresa Irwin and Dr. Rick Laue are a dual physician couple building generational wealth and leaving a legacy though real estate investing. Though there were many mistakes and lessons learned along their journey, these two physicians have built quite the portfolio and are now practicing medicine on their own terms. Hear about how real estate investing changed the way this couple looks at things now. Michael L. Relvas is a CFP professional and insurance agent committed to helping physicians nationwide with their term life and disability insurance needs. You can find Michael at https://www...
2021-04-0536 min
BS Free MD with Drs. May and Tim Hindmarsh - Medicine, Life, Family, Physician, Doctor, Healthcare, Medical History#13: A Special “Launch” Party!We have a SPECIAL announcement and we are super psyched to have you in our secret! Not only are we over the moon excited about our latest adventure, we are walking on air now that we can share it with the rest of the world. Even our FAMILY doesn’t know what we are putting out into the Podcast space. This is gonna be a blast! As risk takers we decided to change our trajectory from BURNOUT to BURN UP!! Finally, while we call ourselves BS FREE MD , keep in mind...it is the v...
2021-04-0135 minMedical Liability MinuteEP 39: Former FBI Hostage Negotiator Teaches Prevention and Treatment of Clinical Violence in YOUR Medical Practice (Part 1)Don Robinson is a retired FBI crisis negotiator. He knows conflict. The medical practice is no stranger to conflict (or violence), which is why every doctor MUST heed Don's wisdom. He's translated his experiences in counterterrorism, organized crime, and narcotics investigation into an invaluable, trainable skillset for doctors. His goal? Train doctors and their staff in the art of crisis management. Reducing clinical violence by even a modest percentage could save hospitals millions, reduce burnout, and save lives. Violence against healthcare works is an epidemic. Don's skillset is the cure. Listen to the first part of our conversation now.
2021-03-3139 min
Rx for Success PodcastThe Organizer: Dr. Kimberly Jackson, MDDr. Kimberly Funches Jackson is the founder of Physicians Working Together and pioneer of National Physicians Week. Throughout her career as a board-certified physician, "Dr. J." has dedicated her life to the care of others. She's the medical director and co-owner of her Family Medicine & Pediatrics clinic and has provided medical care to adults and children for over a decade. Her commitment to the well-being of the community extends beyond her practice. Dr. J is a member of Delta Sigma Theta sorority maintains the social responsibility of Dr. J is an active member in her church and she's also...
2021-03-2937 min
Financial ResidencyBenefits in Treating Your Personal Finances Like a Successful Business If you look at the tactics which are used every day to run successful companies, there are several key lessons we can all use to help us navigate through our personal finances. When you choose to manage personal finances like a business, it helps you focus on developing sound strategies for your money. What's your bottom line lookin' like these days? Do you need help making a prudent decision about your disability insurance without overcomplicating things? Then reach out to Michael Relvas at www.doctorpodcastnetwork.com/mrinsurance
2021-03-2934 min
Doctors Unbound with David Draghinas, MDProfitable Side Gig: An Inside Look Into Photography and the Benefits of Doing Something that Brings You JoyMark Ayzenberg, MD turned a cathartic hobby into a profitable side-gig. If you asked Dr. Ayzenberg ten years ago if he would be successful at visual art he would have laughed at you. Today he is a successful photographer and Orthopedic surgeon, both of which bring enjoyment and fulfillment into his life for completely different reasons. He encourages all physicians to pursue side-gigs that they enjoy doing whether it's productive as income or just catharsis. Hear his journey on how he started his own photography business https://www.phillyphotoart.com Michael L. Relvas is a CFP professional a...
2021-03-2917 min
Financial Residency10 Most Popular Questions on Real Estate Syndications with Cathy Carroll MD CFAAfter receiving countless questions from the community about real estate syndications, Ryan brings back the expert, Dr. Cathy Carroll MD CFA, to clarify the top questions regarding real estate syndication. Unsure about where to start? Concerned about the risks involved? Well, you better get comfy because we are going to answer all your questions! If you need an objective, transparent, and education-focused process to figure out your disability insurance needs, then you need to talk with Michael Relvas. To get in touch with Michael head to www.doctorpodcastnetwork.com/mrinsurance
2021-02-2241 min
Doctors Unbound with David Draghinas, MDGet the Upper Hand in Investing With BiotechDr. Amir Baluch joins me in this episode to talk about the crazy financial world we have been living in as of late. He thoroughly explains the GameStop short squeeze and its implications on Wall Street. We also dive into the biotech sector and why it could be the place to invest, especially if you have a medical background. Want to learn about what Dr. Baluch is doing and about his upcoming virtual summit? Connect with him on Linkedin or send him an email. Michael L. Relvas, is a CFP professional and insurance agent committed to...
2021-02-2238 min
Doctor Me First with Errin Weisman DOSolocast - To All Those Getting Ready To GraduateI recently had a listener write in and ask me to expand on ways to avoid burnout, before it even happens. Graduation is just around the corner for many med students and one thing your degree doesn't cover is the effects of burnout and how to avoid it. When I received the request to go over this topic from Taylor, I thought it was an amazing idea. So, my tips for avoiding burnout or if you've already beaten it, keeping it at bay! First, get your stuff straight now. Write out how...
2021-02-2220 minDoctor Me First with Errin Weisman DOClarity with Kelli ThompsonIt's amazing how vulnerable being clear with others can make you feel. Think about it. How often do you tell people how you truly feel? How often do you speak out with clarity and confidence about what you need? Kelli Thompson is a leadership coach who is passionate about helping women find their clarity and confidence. After spending years in corporate America she realized that her passion lay in helping women make it into the rooms where decisions are made. Not as the "token" HR representative but as an impactful member of the conversation. ...
2021-02-2233 min
Financial ResidencyDo you think they lied about Whole Life Insurance?Insurance is like hedging your bets against the gamble of life. Physicians (my wife included!) are constantly pitched products like whole life insurance. I just couldn't take it anymore so am listing out some of the most common lies that you will hear whole life insurance agents say. If you need insurance coverage (life or disability) or even an independent agent to review your whole life policies, reach out to Michael Relvas with MR Insurance by going to www.financialresidency.com/mrinsurance.
2020-12-1439 min
Financial ResidencyRiders Physicians Need to Review When Choosing a Long-Term Disability Insurance Policy Just like life, disabilities are impossible to predict, not only in terms of when and where they occur, but also in how they affect the physicians who experience them. While disability insurance will not undo the mental anguish of an ongoing physical and emotional condition, this type of coverage will relieve much of the financial stress. Michael Relvas of MR Insurance Consultants explains.
2020-09-0737 min