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Showing episodes and shows of
Michela Allocca
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Don't Depend On Daddy
148. How to Enter Your ~Discipline Era~ and Start Respecting Your Time to Change Your Life
People tell me all the time that I’m “the most disciplined person they know” - and they always want to know how I stay organized, productive, and focused without burning out. In this episode, I want to clear something up: most people aren’t lazy. They’re burnt out, overstimulated, emotionally dysregulated, and trying to rely on motivation instead of systems. We’re reframing discipline as self-respect in action. I walk through why laziness is usually a misdiagnosis, how overstimulation and decision fatigue kill follow-through, and the exact skills that helped me move from “lazy-adjacent” to consistent, focused, and disciplined...
2026-02-11
42 min
Don't Depend On Daddy
147. February Monthly Curriculum: How I am Becoming Smarter and More Interesting (+ Key Framework)
One of my goals for 2026 is to learn something new every single month — without feeling overwhelmed, scattered, or like I’m trying to do everything at once. In this episode, I’m introducing my monthly curriculum framework: a repeatable structure I’m using to stay engaged with my life, learn new things, spend less time doom scrolling, and actually make progress on the hobbies and interests I care about. I walk through the full framework step by step, explain why I’m doing this, and then share my February monthly curriculum - including what I’m reading, learning, practicing, and prioriti...
2026-02-04
33 min
Don't Depend On Daddy
146. How to Stop Feeling Overwhelmed by Everyday Life | Manage "Life Admin" & Reduce the Mental Load
Being an adult is so hard because of the constant, low-level decisions that never stop - the scheduling, the errands, the emails, the meals, the maintenance, and the mental load that quietly piles up in the background of daily life. In this episode, I’m breaking down the systems and skills that have made my adult life feel calmer, more predictable, and more manageable. Instead of relying on motivation or discipline, these are practical frameworks I use to reduce decision fatigue, lower stress, and support my nervous system through everyday life. We talk about scheduling in a way that ac...
2026-01-28
41 min
Don't Depend On Daddy
145. Why and How I Am Becoming More Analog to Regulate My Nervous System
As I think about 2026, I’ve realized that for the first time ever, I’m not craving more ambition, more structure, or more systems. I’m craving less, and I want to create more peace and calm in my daily life. In this episode, I’m sharing why regulating my nervous system has become one of my biggest personal goals this year, and how I’m intentionally becoming more analog to support that. We talk about overstimulation, doom scrolling, decision fatigue, and how constant input has quietly become normalized in our lives. I walk through the practical shifts I’m making - f...
2026-01-21
37 min
Don't Depend On Daddy
144. The January Wellness Protocol I Use to Set the Tone for the Entire Year
January is the one month of the year where I intentionally slow down, simplify, and refocus on my health and wellness without turning it into a rigid challenge or restrictive reset that I can't stick to. In this episode, I walk you through my full January wellness protocol - a flexible, realistic framework I use to rebuild momentum after the holidays, regulate my nervous system, and reset my habits in a way that actually sticks. Instead of forcing myself into things like 75 Hard or Whole30, I focus on daily non-negotiables and weekly add-ons that reduce decision fatigue and support...
2026-01-14
39 min
Don't Depend On Daddy
143. Why I Don’t Believe in New Year’s Resolutions + My Gentle Reset and Reflection for 2026
The start of a new year comes with a lot of pressure - to rebrand, overhaul your life, and fix everything all at once. In this episode, I’m sharing why I don’t believe in New Year’s resolutions, why I think they fail most people, and how I approach resetting in a way that actually lasts.We walk through a real reflection on 2025: what changed my life, what habits worked, what didn’t, and where I got in my own way. Then I share how I’m setting themes (not resolutions) for 2026 across mon...
2026-01-07
42 min
Don't Depend On Daddy
142. 2026 State of the Union: Habits, Routines, & Mindsets I’m Leaving Behind & What I’m Focusing On
In this annual State of the Union episode, I’m sharing what’s officially in and out for me in 2026 - from habits and routines to mindset shifts, consumption patterns, and how I want my life to feel going into the new year. We talk about de-centering excessive scrolling, refining consumption, prioritizing sleep and mental health, and leaning harder into hobbies, creativity, and long-form content. I also share the wellness routines, lifestyle shifts, and creators that are inspiring me right now as I move into a slower, more intentional season.This episode is less abou...
2025-12-31
30 min
Don't Depend On Daddy
141. What I Actually Spent My Money on in 2025 & My Consumption Rules for 2026
We're walking through my favorite purchases from 2025 - both items and experiences - and reflecting on what they reveal about my consumption habits, priorities, and values. We talk through everything from wardrobe upgrades and wellness investments to the things that didn’t stand out as much as I expected (and why that matters). I also share how I’m approaching a January no-buy, the spending rules I’m carrying into 2026, and how I’m shifting from constant curation toward intentional refinement.🎧 Topics include:👉🏻 My favorite purchases and experiences from 2025👉🏻 Why most purchases fade int...
2025-12-24
46 min
Don't Depend On Daddy
140. Why I Stopped Using Fitness Trackers and Switched to the Oura Ring | How I Improved My Sleep, Stress, & Routines
I’ve been wearing an Oura Ring for a few months now, and after countless questions about it I am finally sharing my full, honest review. In this episode of Don’t Depend On Daddy, I break down why I switched from traditional fitness trackers to the Oura Ring, how it’s impacted my sleep, stress, anxiety, routines, and overall wellness, and who I truly think this device is (and is not) for. This is not a sponsored review - just my real experience using Oura as someone who values intentional living, routine, and long-t...
2025-12-17
37 min
Don't Depend On Daddy
139. Winter Arc Essentials: Little Luxuries Making My Cold Weather Era ~Elite~
Today’s episode is all about your winter everyday luxuries - I’m sharing my favorite winter products, cozy rituals, and elevated habits that make the cold months feel intentional rather than chaotic. From the exact robe + slippers combo I swear by to slow morning rituals, tea routines, skincare updates, sauna sessions, indoor hobbies, and more - this is your blueprint to feeling warm, grounded, and pulled-together all winter long.If you’re craving structure, inspiration, or a full Winter Arc Guide, let me know in the comments so I can build it into a futu...
2025-12-10
34 min
Don't Depend On Daddy
138. How to Stop Wasting Money on Clothes: Building a High-Quality and Intentional Wardrobe
In this episode of Don’t Depend on Daddy, I’m sharing my wardrobe staples and the shopping lessons I learned in 2025 after simplifying my closet, upgrading my style, and finally finding pieces that last.I’ll walk you through:👉🏻 The 3 wardrobe categories that keep my closet organized👉🏻 Elevated basics worth investing in👉🏻 Seasonal anchors that carry you through every season👉🏻 Signature pieces that make your style yours👉🏻 My top shopping lessons that will save you money and elevate your wardrobeWhether you’re building a capsule closet or...
2025-12-03
49 min
Don't Depend On Daddy
137. How I Stick to My Routines While Traveling for the Holidays (My Travel Menu)
Holiday travel can throw your routines completely off - new environments, disrupted sleep, different food, and nonstop social time. In this episode, I’m walking you through what I call my “travel menu” - the small rituals, habits, and routines that help me feel grounded, energized, and like myself even when I’m away from home. You’ll hear how I approach sleep, morning routines, food, movement, and self-care during trips, plus the mindset shift that’s helped me stop abandoning my habits every time I travel.In this episode:👉🏻 What a “travel menu” is and...
2025-11-26
24 min
Don't Depend On Daddy
136. Career Advice for Young Professionals: Networking, Freelancing, and Finding Clarity at Work
In this episode, I’m answering all your career questions - from how to leave your corporate job and start freelancing, to building your network without feeling fake, to what to do if you’ve been laid off. I’ll share my realistic advice on how long it actually takes to leave corporate, what it means to become work optional, and how to use your current skill set to build a business or side hustle that can eventually replace your 9-5 income. If you’ve been feeling stuck, unmotivated, or unsure how to pivot your career - this episode is for y...
2025-11-19
41 min
Don't Depend On Daddy
135. The Science of Dopamine in the Winter + My Routine Shifts That Actually Work
The colder months can seriously impact your motivation, mood, and energy - but they don’t have to. In this episode, I’m sharing how to shift your routines for winter so you can stay productive, energized, and emotionally grounded, even when it’s dark and cold outside. We’ll talk about what actually happens to your dopamine and circadian rhythm during the winter, and how to build practical micro-routines that keep your mood high and your habits consistent.In this episode:👉🏻 The science behind why winter affects your dopamine👉🏻 How to build better...
2025-11-12
34 min
Don't Depend On Daddy
134. My Food Philosophy: How My Approach to Eating has Evolved, Grocery Budgets, & Eating Healthy
In this episode of Don't Depend on Daddy, I’m breaking down my entire food philosophy - from how I transitioned from being vegan for 9 years to reintroducing fish, to exactly how I plan, prep, and budget my meals each week. I’ll walk through my 3-2-1 grocery system, how I approach meal prepping without wasting food, and what I actually eat in a typical week as someone who values both health and balance. If you’re trying to eat healthy, save money on groceries, and stop feeling overwhelmed by meal prep - this one’s for you.
2025-11-05
37 min
Don't Depend On Daddy
133. How Influencer Culture Is Rewiring Your Brain to Want More & Buy More (and how to fix it!!!!)
In this episode of Don’t Depend on Daddy, we dive into the neuroscience of dopamine and how influencer culture rewires our brains for constant desire. From endless scrolling to impulse shopping, we explore the slot machine psychology behind why we crave novelty, how social proof keeps us stuck in the loop, and what it really takes to break free.You’ll learn:👉🏻 What dopamine actually is and how it shapes desire👉🏻 Why social media makes us buy things we don’t need👉🏻 How to rewire your brain for focus and contentmen...
2025-10-29
40 min
Don't Depend On Daddy
132. The Psychology Behind Decluttering: Why Tidying Up Transforms Your Life + Motivation to START!!
In this episode of Don’t Depend on Daddy, we dive into the life-changing magic of tidying up - and how decluttering your environment directly impacts your emotions, habits, and finances. You’ll learn how the KonMari method helps you release attachment, create calm, and find clarity in your priorities. We’ll talk about how physical clutter mirrors mental clutter, how to simplify your space without feeling deprived, and why tidying up is really a form of emotional and financial self-care. If you’re ready to reset your space and energy before the new year, this one’s for you.
2025-10-22
34 min
Don't Depend On Daddy
131: Aha Moments, How I Define "Enough," My Thoughts on Kids, Career Uncertainty & More: Q+A Episode
In this Q&A episode of Don’t Depend on Daddy, I’m answering all of your biggest questions about money, career, dating, and lifestyle. These are real questions submitted through my Instagram stories, and I’m giving you my honest, unfiltered answers.✨ Inside this episode:👉🏻 The aha moment that changed my career & money mindset👉🏻 How I define “enough” and why chasing numbers doesn’t work👉🏻 Navigating finances & dating as a high-earning woman👉🏻 Career advice if you’re 21 and don’t know what you want yet👉🏻 My evolving perspective on being c...
2025-10-15
37 min
Don't Depend On Daddy
130. How I Avoided Lifestyle Creep & Built Wealth in My 20s: My Timeline of Building my Life
In this episode of Don’t Depend on Daddy, I’m breaking down the lifestyle upgrades I made throughout my 20s — and how I avoided lifestyle creep while still building a 7-figure net worth by age 30. Building a life TAKES TIME!!✨ Inside this episode:👉🏻 Why it’s so important to avoid lifestyle creep in your 20s👉🏻 The small apartments, sacrifices, and trade-offs I made early on👉🏻 My first big lifestyle upgrade: buying my car in cash👉🏻 How I kept rent reasonable (roommates, own bathroom, waiting to live alone)👉🏻 The intention...
2025-10-08
30 min
Don't Depend On Daddy
129. The Detailed Daily Routines That Changed My Life (Morning, Evening, Fitness & Travel)
Welcome back to Don’t Depend on Daddy! In this episode, I’m sharing my full routine roundup — from how I start my mornings, wind down at night, stay consistent with fitness, and manage travel with less stress.✨ Inside this episode you’ll hear:👉🏻 My morning routine habits that set the tone for a productive day👉🏻 Evening rituals that help me recharge and stay consistent👉🏻 How I balance walking, Pilates, and strength training in my fitness routine👉🏻 The exact travel routine I follow to stay organized, calm, and prepared👉🏻Tools I...
2025-10-01
45 min
Don't Depend On Daddy
128. Why Your 20s Are for Testing & Your 30s Are for Building
Welcome back to Don’t Depend on Daddy! Today’s episode is all about the biggest differences between your twenties and your thirties. As someone who just turned 30, I’ve been reflecting a lot on how these two decades are framed — and what’s actually true when it comes to money, career, lifestyle, and mindset.💡 Here’s what we’ll cover:👉🏻 Why your twenties should be about testing, experimenting, and learning👉🏻 The financial, career, and lifestyle shifts that happen in your thirties👉🏻 How to navigate comparison, milestones, and expectations at different ages
2025-09-24
35 min
Don't Depend On Daddy
127. Fall State of the Union: What's In & Out For Me This Fall
Welcome back to Don’t Depend on Daddy! In this episode, I’m sharing my Fall 2025 Ins & Outs—from routines and money habits to cozy lifestyle swaps. These episodes are some of my favorites to record, and I’d love to hear what’s on your ins and outs list this season. 🍂We’ll cover:👉🏻 My take on pumpkin spice & fall overconsumption👉🏻 Why I’m ditching the “great lock-in” hustle mindset👉🏻 The small changes that are making my fall feel more intentional👉🏻 What’s making life cozier and more aligned this season
2025-09-17
29 min
Don't Depend On Daddy
125. Your Job Doesn’t Have to Be Your Passion (5 Career Lessons I Wish I Knew Sooner)
In this episode of Don’t Depend on Daddy, I’m sharing the biggest career lessons I learned in my 20s—the hard truths, mistakes, and mindset shifts that shaped my path from corporate finance to running my own business. If you’ve ever felt stuck in your job, pressured to find your “dream career,” or unsure of what comes next, this episode will give you the perspective (and tough love) you need.✨ What you’ll learn:👉🏻 My full career journey: from finance jobs to building Break Your Budget👉🏻 Why your job d...
2025-09-03
38 min
Don't Depend On Daddy
124. Entering My Prime: Building Confidence, Career & Lifestyle in My 30s
I just turned 30, and in this episode of Don’t Depend on Daddy I’m sharing how I’m elevating my life, money, career, and personal routines in this new decade. Your 20s are full of pressure — land your dream job, save $100K, get married, buy a house. But what happens when you don’t check every box before 30? The truth is, your 30s are the beginning of your prime. This video breaks down the financial habits, career moves, and lifestyle upgrades that I’m making as I step into this chapter.✨ What you’ll learn:👉🏻 Why your 30s are NOT the finish lin...
2025-08-27
39 min
Don't Depend On Daddy
122. Tiny 5-Minute Habits That Make Me Feel Put Together & Upgrade my Life
In this episode,I’m breaking down the tiny 5-minute habits that are making a huge difference in my daily life. If you’ve ever felt stuck in an all-or-nothing mindset—thinking you need an hour to start a routine or see results—this episode will be a game changer. I’ll walk you through the small shifts I’ve made to feel more grounded, clear-headed, and put-together—without overhauling my schedule. From skincare and morning mindset tweaks to digital boundaries and evening resets, these are the tiny habits that actually stick (and how I made them stick).💡 Whether yo...
2025-08-13
23 min
Don't Depend On Daddy
121. Building a 7-Figure Content Business: My Strategy and Best Tips to Start Creating Content
The first 500 people to click my link or scan this QR code will get a 1 month free trial of Skillshare! Get started today! https://skl.sh/breakyourbudget07251In this episode, I’m sharing the real story behind building a content creation career—from how I got started to how I actually make money and why it’s harder (and more rewarding) than it looks. Whether you're just starting out or thinking about turning your content into a business, this is a must-watch.I cover what it's really like to be a full-time creato...
2025-08-06
42 min
Don't Depend On Daddy
120. Everything I Am Obsessed With Right Now: Chic Style, Glowy Skin & Good Reads
In this episode I'm taking a fun and personal turn and sharing all of my monthly favorites—from skincare and fashion to books, podcasts, and content creators I'm loving lately. I’m chatting about products that made a difference in my routine, creators who’ve inspired my style journey, and books I can’t put down (and one super-hyped one I just can’t finish). If you’re into personal growth, simple beauty, chic vibes, and building a more intentional lifestyle, this one’s for you.🎙️ Plus: My current skincare obsessions (hello, derm PAs on TikTok), must-ha...
2025-07-30
44 min
Don't Depend On Daddy
119. When $100K Doesn’t Feel Like Enough and Work Feels Wrong: Answering Your Money & Career Questions
In this Q+A episode, I’m answering your most-asked personal finance and career questions—covering everything from how I manage my money now that I’m self-employed, to navigating career pivots, saving for big goals, and making the most of your 20s and 30s.Whether you're trying to build a budget that actually works, wondering how to balance saving vs. investing, or struggling to figure out your next career step—this episode has the honest, practical advice I wish I had when I was just getting started.We’re covering both tactical money tips and deeper...
2025-07-23
54 min
Don't Depend On Daddy
118. My Mid-Year Life Reset: Fitness, Routines, Career & Decluttering
I just turned 30, and in this episode I’m walking you through my mid-year life reset. From shifting my workouts and eating more protein, to simplifying my content strategy and decluttering my space—these are the small but intentional changes I’m making to feel better, work smarter, and live with more peace in the second half of the year. If you’re craving more structure or clarity, this reset might be the nudge you need.TIMESTAMPS: (skip 9:00-22:00 for trigger warning)00:00 – Intro: What Don't Depend on Daddy is about01:00 – Housekeeping & digital product discounts03:00 – Turning 30: Ho...
2025-07-16
35 min
Don't Depend On Daddy
117. 30 Non-Cliche Lessons I've Learned by 30 🤍
I’m sharing the unfiltered, sometimes uncomfortable but deeply important lessons I’ve learned by 30—from relationships and self-worth to money, boundaries, and doing life your way. Whether you’re in your 20s or already beyond 30, these life lessons cover navigating adulthood, building independence, de-centering external validation, and cultivating confidence in your own timeline.00:00 – Welcome & turning 3003:00 – Lesson 1: You have plenty of time05:45 – Lesson 4: Move to a new place at least once in your 20s08:00 – Lessons 5–6: Let friendships and people leave naturally10:45 – Lessons 7–8: Decenter men & develop real hobbies13:00 – Lessons 9–10: Choose quality over quanti...
2025-07-09
30 min
Don't Depend On Daddy
116. 5 Habits Helping Me Feel My Best This Summer: Summer 2025 State of the Union
Welcome back to Don’t Depend on Daddy, the podcast empowering young professionals to build independent, intentional lives. In this Summer 2025 State of the Union, I’m reflecting on what’s in and what’s out this season—from skincare to career goals, dating, therapy, and everything in between. I’m also sharing five things I’m doing to feel my absolute best physically and emotionally this summer. If you’re entering a new era, trying to enjoy your 20s or 30s with more intention, or just want some inspiration for your own “hot girl summer,” this episode is for you.
2025-07-02
29 min
Don't Depend On Daddy
115. 5 Smart Financial Moves I Made in My 20s (That Built My Net Worth to $1M+)
In this episode, Michela is breaking down the top 5 financial decisions that helped her cross the $1M net worth threshold before turning 30. From living at home post-grad and building a business, to tracking every dollar and calculating my FIRE number—these choices weren’t flashy, but they were incredibly effective. Whether you’re in your early 20s or heading into your 30s, these are the practical, foundational moves that can create serious financial momentum over time.I’ll also share the mindset shifts that made the biggest difference and how to apply these lessons to your own journey—...
2025-06-25
28 min
Don't Depend On Daddy
114. The 5 Best Purchases I Made in My Twenties (That Actually Changed My Life)
In this episode of Don’t Depend on Daddy, Michela shares the five best purchases she made throughout her twenties—ranging from a $20 book to a $9,000 cosmetic procedure. These investments weren’t just splurges—they deeply impacted her confidence, routines, finances, and lifestyle. From at-home coffee rituals and skincare to the transformative power of a nose job, Michela breaks down why each purchase was worth it, how she thinks about ROI when spending, and why being intentional with money is the ultimate glow-up. Whether you're in your early twenties or nearing 30, this episode will challenge you to rethink what it means...
2025-06-19
29 min
Don't Depend On Daddy
112. How I’m Breaking Up With Social Media and Taking My Life BACK!!
On this episode of DDOD, Michela is sharing her journey of breaking up with social media as a creator. Content creation is an integral aspect of her business, but social media can become a toxic place. Michela shares how she is breaking her phone addiction to stop habitually scrolling, work through a dopamine detox, and create sustainable boundaries with social media. She covers why she is doing this, the negative impacts social media has on the brain, and the tactical tips she has been taking to implement. TIME STAMPS: Episode Starts at 4;25💸 NEW F...
2025-06-04
42 min
Don't Depend On Daddy
111. Building a Service-Based Business Without Being an Influencer ft. Lucy Bedewi
On this episode of DDOD, Michela sits down with Lucy Bedewi, the owner of MyWriteHandWoman. Lucy is a verbal and messaging strategist and she built her business while traveling full-time, after being fired from her first corporate job after 90 days. In this episode, Lucy shares her tips for getting started with a service business, landing your first client, selling high-ticket offers, and how she sells on social media without being an influencer. It’s a GREAT listen if you’re someone who wants to start your own business!TIME STAMPS: Episode Starts at 6...
2025-05-28
43 min
Don't Depend On Daddy
110. Living Alone Without Feeling Lonely | How to Build Confidence by Doing Things Alone
On this episode of DDOD, Michela shares a 2 year reflection on living alone. At first, living alone was scary, but Michela shares how she has navigated this period of her life and fostered both an intentional space as well as intentional activities that she does by herself. If you are feeling down about living alone, or want to live alone but are scared to do it, this episode is for you!TIME STAMPS: Episode Starts at 4:51💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template:
2025-05-21
34 min
Don't Depend On Daddy
109. Building a Sustainable and Seasonal Wardrobe | How I Buy Clothes for 4 Seasons on a Budget
On this episode of DDOD, Michela shares how she is approaching upgrading her wardrobe with the seasons in mind. Having a well-rounded wardrobe is HARD, especially if you live in a place that experiences 4 distinct seasons. In this episode, Michela is sharing some rules for approaching your seasonal wardrobe, financial guidelines to incorporate for spending on your seasonal wardrobe, and her thoughts (more of them lol) on buying clothes and actually wearing them! TIME STAMPS: Episode Starts at 8:17💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-fina...
2025-05-14
36 min
Don't Depend On Daddy
108. How to Make Money Online Without Being an Influencer ft. Kate Robb
On this episode of DDOD, Michela is joined by the lovely Kate Robb, a digital entrepreneur with EIGHT streams of income! We focus this conversation primarily on her Etsy business, where she has scaled her shops selling print on demand and digital on demand products. We cover how to get started on Etsy, the Etsy algorithm, if the space is overcrowded (it’s not), and so much more! If you are wanting to start a side hustle but the idea of creating content doesn’t appeal to you - you’ll LOVE THIS!About Kate: Kate is a former teache...
2025-05-07
48 min
Don't Depend On Daddy
107. How to Reclaim Your Routines! Why Routines Make You Happier and Set You Free
On this episode of DDOD, Michela is sharing how she is reclaiming her routines this spring and summer. As we move into the warmer months, it is time to seize the day and take control of your time. She is sharing the psychology behind why routines make you happier, elements of successful morning, work, and night routines, and how she is incorporating some changes into her daily routines to feel better. TIME STAMPS: Episode Starts at 2:03💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Ba...
2025-04-30
27 min
Don't Depend On Daddy
106. Things I Find Incredibly ~Chic~
On this episode of DDOD, Michela is hopping on the TikTok trend and sharing some things she finds incredibly chic. These go beyond just your personal style (although there are a few style items) and transcend into how you operate, from hobbies to cooking to navigating friendships as an adult. TIME STAMPS: Episode Starts at 3:24💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscr...
2025-04-23
28 min
Don't Depend On Daddy
105. How I Cleared my Hormonal Acne | High Fiber Diet, Birth Control, and Topical Routine
On this episode of DDOD, Michela is sharing how she cleared her hormonal acne in her 20s. She discusses how following a high fiber, whole foods diet can help improve digestion to clear skin, the impact going off birth control had on her skin, and her current skincare routine. DISCLAIMER: Michela is not a doctor and this is not medical advice. TIME STAMPS: Episode Starts at 3:22💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https...
2025-04-16
32 min
Don't Depend On Daddy
104. 5 Microhabits That Have Improved My Quality of Life
On this episode of DDOD, Michela is sharing 5 small habits she has incorporated into her routine that have made her life better. The habits include ritualizing her morning coffee, implementing a daily content hour, using a written to-do list, going on a long walk, and taking the extra 10 minutes at night for self–care. It truly is the little things that make it possible to find joy in the mundane parts of everyday life!TIME STAMPS: Episode Starts at 3:00💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budg...
2025-04-09
25 min
Don't Depend On Daddy
103. My Underconsumption Journey: Q1 Low Buy Update + Q2 Spending Plans!
On this episode of DDOD, Michela is sharing her 3 month low-buy & underconsumption update. She reflects on her consumption rules she set at the beginning of 2025 and gets honest about what is and isn’t working. Plus, she shares the things she bought in Q1 and what her spending plans are in Q2! TIME STAMPS: Episode Starts at 5:15💸 NEW FI/RE Template: https://breakyourbudget.com/fire-template💸 Basic Budgeting Template: https://breakyourbudget.com/basic-budgeting-template💸 Personal Finance Dashboard:https://breakyourbudget.com/personal-finance-dashboard✅ Subscribe t...
2025-04-02
42 min
Don't Depend On Daddy
102. The 12 Week Year: How to Accomplish More in 12 Weeks than Most People Do in a Year
On this episode of DDOD, Michela is sharing the key lessons from the 12 Week Year. After successfully implementing this method for the first 12 weeks of 2025, Michela can confirm that condensing your planning cycle into 12 week sprints vs. annual targets really DOES make a different. Learn about why annual planning doesn’t work, the 5 disciplines of execution (vision, planning, process control, measurement, time use), and how to implement these strategies for Q2 (the next 12 week spring). This strategy can be applied to ANY area of your life, so if you’re ready to take control of your goals, you need to l...
2025-03-26
39 min
Don't Depend On Daddy
101. Life Audit: Your 2025 Spring Cleaning Checklist to Get Your Sh*t Together
AUDIO NOTE!!! I've been told the audio is only coming out on the left for some. I don't know what happened!! I am sorry !!!!!On this episode of DDOD, Michela is sharing how you can SPRING CLEAN your life and find new motivation as the winter comes to an end. She covers personal finances, your professional life, personal goals, a wardrobe cleanout, digital decluttering, and cleaning out your physical space. If you are ready to head into the new season with a FRESH START then you’ll love this episode. TIME STAMPS:
2025-03-19
39 min
Don't Depend On Daddy
100. Spring 2025 State of the Union: What’s In & Out for Hot Girl Spring
On this episode of DDOD, Michela is back with another State of the Union episode! This time, she is focusing specifically on ins and outs for spring 2025, because we are having a healthy and happy and hot spring! From letting go of a scaredy cat mentality to adding color into her wardrobe, this episode unveils a more personal side to Michela and you’re going to love it. If you have an In or Out for spring, be sure to leave a comment!TIME STAMPS: Episode Starts at 3:15 💸 NEW Basi...
2025-03-12
29 min
Don't Depend On Daddy
99. How to Build Your Dopamine Menu | Habits to Feel Better and Stop Doom Scrolling
On this episode of DDOD, Michela is discusses the concept of a Dopamine Menu! This was a trend from 2024 that covers all the little habits and special things that you can implement throughout your day when you need to boost your mood or spark a little joy. This is especially helpful if you are experiencing the winter blues, or just overall want to feel better without reaching for your phone. You’ll learn about what a dopamine menu is, and some examples from MIchela’s (current) dopamine menu!TIME STAMPS: Episode Starts at 3...
2025-03-05
37 min
Don't Depend On Daddy
98. Overcoming Overspending | How to Stop Impulse Shopping and Self-Sabotaging with Paige Pritchard
On this episode of DDOD, Michela is joined by Paige Pritchard, founder of Overcoming Overspending which is an online community of tens of thousands of women who are developing more disciplined and purposeful spending habits. Paige and Michela discuss how social media influences your spending habits, the 3 Ds of shopping (distance, desire, decision), spending guilt, FOMO, emotional shopping and escapism, how to create friction, aspirational lifestyles, and so much more. If you are ready to take your spending power BACK, this episode is for you!! FIND PAIGE:Instagram: https://www.instagram.com/overcoming_overspending/
2025-02-26
58 min
Don't Depend On Daddy
97. Systems to Improve Your Time Management and be More Productive | How I Balance Everything in Business and Life
On this episode of DDOD, Michela is sharing how she manages her time to balance building and scaling a business with health and wellness and also having time for a personal life! “Doing it all” is impossible, but getting things DONE is a result of having strong systems in place. Michela follows a variety of frameworks and routines to ensure that everything to run the business as well as ensure she stays sane gets accomplished each week. She also shares popular time management tips that she DOESN’T follow (aka time blocking) and how you can balance a 9-5 with c...
2025-02-19
47 min
Don't Depend On Daddy
96. 10 Life Lessons That Will Change the Way You Think (from an almost 30 yr old)
On this episode of DDOD, Michela is sharing 10 lessons she learned throughout her 20s. In honor of 2025 being the year she turns 30, this is part one of many self-reflective episodes to come that cover important topics for your 20s. In this episode specifically, Michela shares some tough love around owning your choices and your life, learning how to find happiness at work, and being intentional about changing your life! If you have lessons for 20-somethings, leave them in the comments or send me a DM! TIME STAMPS: Episode Starts at 6:22
2025-02-12
43 min
Don't Depend On Daddy
88. Ask Michela: Moving Update, Extended Unemployment, Resisting the Urge to Splurge + More
TIME STAMPS: Q+A Starts at: 3:57 Personal Questions: 4:20 Career Questions: 16:20 Money Questions: 36:45 On this episode of DDOD, Michela is answering your burning questions! She starts off with the personal section, focused on closing loose ends related to her move from LA to Chicago. Then she pivots into the career questions to discuss what to do if you are unemployed for an extended period of time, how to make a career pivot, and how to start creating content. She wraps up the episode with personal finance questions s...
2024-12-11
50 min
Don't Depend On Daddy
85. How I Transformed My Relationship with Money: My Financial Journey in my 20s!
On this episode of DDOD, Michela shares her in-depth financial journey throughout her 20s. From graduating college and having no clue what to do financially, to taking a pay cut, learning by doing, starting a side hustle, and ultimately building a 7-figure business. Michela has experienced a lot during her 20s and shares all the details in this episode, year by year! Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard Resource Library: https://breakyourbudget.com/resource-library FREE Recession Guide: https://breakyourbudget.myflodesk.com/recession FREE Personal Finance Starter Kit: https://breakyourbudget...
2024-11-20
42 min
Don't Depend On Daddy
73. Ask Michela: Becoming a Morning Person, Balancing Financial Goals, Saving Too Much, and More!
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela answers your money/career/life questions! From how to stop impulse spending to optimizing your time while working from home. Here are the questions she covers: -How do I stop impulse spending on clothes and shopping? -What HYSA...
2024-08-28
47 min
Don't Depend On Daddy
68. Ask Michela: (Personal) Dating, Travel Plans, Books, Spending/Splurging, & More!
This week Michela is answering your personal questions! She shares an update on how dating is going, future travel plans and a big trip for 2025, how she organizes future purchases, her "menu" for emotional shopping, books she is reading, combining finances and more! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links
2024-07-24
33 min
Don't Depend On Daddy
67. Catch Up + A Few Favorites: East Coast Recap, My Thoughts on SF & More!
On this episode of DDOD, Michela does a formal life catch up from her last few weeks of travel. Between her time in NYC, on Cape Cod, and in SF - she shares a ton of new life updates and perspectives! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Ot...
2024-07-17
32 min
Don't Depend On Daddy
66. 5 Unconventional Money & Career Lessons I've Learned in my 20s
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela shares 5 new money and career lessons she has learned in her 20s! From going against th...
2024-07-10
24 min
Don't Depend On Daddy
65. Freakout to Freelance: My Career Transformation in my 20's
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this SPECIAL episode of DDOD, Michela is reading Chapter 1 of OWN YOUR CAREER, which is now *OFFICIALLY* available for purchase! Yo...
2024-07-03
25 min
Don't Depend On Daddy
64. Why Taking a Pay Cut Was the Best Career Decision I've Ever Made
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela tells the story of taking a pay cut. She recounts the decision-making process when switching in...
2024-06-26
32 min
Don't Depend On Daddy
63. The Blueprint to Build a Powerful Personal Brand
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela di...
2024-06-19
42 min
Don't Depend On Daddy
62. Recipe for a Hot Girl Summer (Steps, Protein, Body Care, Makeup, and more!)
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela shares her tips for looking and feeling your best this summer. From her workout split, step counts, adding more protein in...
2024-06-12
47 min
Don't Depend On Daddy
61. How to Save Money at the Grocery Store & Waste Less
On this weeks episode, Michela shares 5 tips to save more money at the grocery store! She keeps her grocery budget between $250-$300 per month by implementing the 3-2-1 method, shopping her pantry, and implementing the other strategies she talks about. If you are looking to trim your grocery budget, this episode is for you! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8...
2024-06-05
34 min
Don't Depend On Daddy
60. I'm in my ~Hobby Era~ and You Should Be, Too!!
In this episode, Michela talks all about hobbies! Over the last year, she has been focused on exploring different hobbies and figuring out what she is passionate about. Learn why hobbies are so important, all about the hobbies Michela has fallen in love with, and get ideas for a hobby you can start this year. Cool people have hobbies! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4...
2024-05-29
41 min
Don't Depend On Daddy
59. Optimize Your Wardrobe and Elevate Your Style ft. Lauren Morley
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela sa...
2024-05-22
43 min
Don't Depend On Daddy
58. How I Cleared My Skin: Birth Control, Diet, Exercise, Products and Lifestyle Changes
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book CAREER OVERHAUL BOOTCAMP: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela shares her journey to clearing her skin in her twenties. She talks about coming off birth control, changing her diet an...
2024-05-14
36 min
Don't Depend On Daddy
57. Ask Michela (Career): Balancing a Side Hustle and a 9-5, Managing your Manager, Registering Your Business & More!
OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links On this episode of DDOD, Michela answers your side hustle and career questions!From how to manage a side hustle wi...
2024-05-08
58 min
Don't Depend On Daddy
56. How to Start & Scale a 6-Figure Side Hustle
On this weeks episode of DDOD, Michela breaks down how to choose a side hustle and the 4 phases to follow to get started. You'll learn the difference between skill-based and low/no-skill side hustles, how to come up with a side hustle idea, content marketing and leveraging social media for business, coming up with a service or offer idea, digital products and more! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Register for Career Overhaul Bootcamp: https://breakyourbudget.myflodesk.com/jq6169t6cz Don’t Depend on Daddy Moment of the We...
2024-05-01
1h 01
Don't Depend On Daddy
55. How I Am Upgrading and Elevating my Life in my Late 20s
On this episode, Michela shares 3 ways she is upgrading her life in her later twenties. As part of the discussion, she covers lifestyle creep and when it is and is not OK and how to put a purchase into the context of your financial plan. OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1 Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://br...
2024-04-24
40 min
Don't Depend On Daddy
54. Side Hustle to 7-Figure Business: Lessons from 2 Years of Self-Employment
On this episode of DDOD, Michela reflects on two years of working on Break Your Budget full-time. From major accomplishments (that are not properly celebrated) to key lessons and takeaways she's learned about working over the last 2 years, if you're someone who wants to start a business or is just looking for some re-assurance that you're on the right path, this episode is for you. OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1 Don’t Depend on Daddy Moment of th...
2024-04-17
41 min
Don't Depend On Daddy
53. Spring State of the Union
In this episode, Michela shares her ins & outs for spring 2024! She is in her fitness, hobbies, and homemaking eras and you'll hear more about each in this episode! OWN YOUR CAREER: https://breakyourbudget.com/oyc-book Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links
2024-04-10
29 min
Don't Depend On Daddy
52. 8 Ways to Elevate Your Career in Your 20s & Beyond
On this episode of DDOD, Michela shares a special announcement about her brand new book, Own Your Career! Plus, she covers 8 ways you can elevate your career in your 20s and beyond, from defining success at work to upgrading your resume and starting a side hustle (and more!) OWN YOUR CAREER: https://breakyourbudget.com/oyc-book RESUME TEMPLATE: https://view.flodesk.com/pages/64cc3cafe7271772c0fccfa1 Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://br...
2024-04-03
51 min
Don't Depend On Daddy
51. Spring Clean Your Money, Career, & Life!
Spring is OFFICIALLY in the air! On this weeks episode, Michela shares practical tips to organize and clean up your finances, refresh your career, and freshen up your space + personal life! SIDE HUSTLE GUIDE: https://breakyourbudget.myflodesk.com/ucl3676u06 RESUME TEMPLATE: https://breakyourbudget.myflodesk.com/e985fd77-7555-40b0-9595-96b6cffa3e69 Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Pers...
2024-03-27
44 min
Don't Depend On Daddy
50. 10 Things I No Longer Buy
On this episode of DDOD, Michela shares 10 things she no longer is buying. Learn more about spending guidelines and find inspiration to reduce unnecessary spending so you can save more money! INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg Personal Finance Dashboard: https://breakyourbudget.com/personal-finance-dashboard All Other Resources: www.breakyourbudget.com/links
2024-03-20
38 min
Don't Depend On Daddy
49. Become Invaluable at Work: Career Lessons from the Career Contessa (Lauren McGoodwin)
On this episode of Don't Depend on Daddy, Michela sat down with Lauren from Career Contessa. Lauren shares the most important career lessons she's learned, practical advice for navigating a career crisis, how to create and enforce boundaries in the workplace, and so much more! Career Contessa: https://www.instagram.com/careercontessa/ INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg...
2024-03-13
42 min
Don't Depend On Daddy
48. Lessons I've Learned About Myself After One Year of Living Alone
On this episode of DDOD, Michela shares her top lessons from one year (so far) of living alone. It is a less scripted and more self-reflective episode sharing how she has navigated self-discovery from living alone and become more self-reliant and self-aware. If you are someone who lives alone or desires to live alone, this episode is for you! INVESTING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://br...
2024-03-06
30 min
Don't Depend On Daddy
47. How to Be Alone Without Feeling Lonely
On this weeks episode of Don't Depend on Daddy, Michela shares her journey of feeling lonely throughout her twenties and how to navigate it. You can expect to learn practical tips to feel less lonely, become your own best friend, build confidence in solitude. The lessons in this episode apply no matter your life or relationship status! Join the BYB Inner Circle: https://breakyourbudget.com/byb-inner-circle Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CR...
2024-02-28
52 min
Don't Depend On Daddy
46. Intentional Splurging: Buying Less and Buying Better
On this week's episode, we're talking SPLURGING! Michela shares how her spending priorities have shifted throughout her twenties, how to figure out if you can actually afford something, how to stop impulse shopping, and intentional splurges she has made as well as some of the intentional splurges submitted by listeners. If you're looking to overhaul HOW you spend, this episode is for you! Join the BYB Inner Circle: https://breakyourbudget.com/byb-inner-circle Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8...
2024-02-21
1h 02
Don't Depend On Daddy
45. Ask Michela: Saving for House, Changing Careers, Choosing a Side Hustle, Plastic Surgery?
On this weeks episode of Don't Depend on Daddy, Michela is answering listener questions across money, career, and personal life. She covers how to save for a house, how I would invest $10k, career changes, side hustles, nose jobs, personal goals and more! RETIREMENT PLANNING MASTERCLASS: https://breakyourbudget.com/masterclass Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg ...
2024-02-14
49 min
Don't Depend On Daddy
Investing for Beginners ft. Austin Hankwitz
On this episode, Michela sat down with Austin Hankwitz, host of the Rich Habits podcast. She and Austin discuss investment types, investment accounts, tax implications of different investment types, roboadvisors vs. traditional brokers, choosing an investment and so much more. As a reminder, for any investment decisions you should contact a licensed professional. Fidelity Article: https://www.fidelity.com/learning-center/investment-products/etf/etf-efficiency Investing for Beginners Free Guide: https://breakyourbudget.myflodesk.com/dj1jarco3z Don’t Depend on Daddy Moment of the Week: https://for...
2024-02-07
36 min
Don't Depend On Daddy
44. Where should you live in your 20s?
Does the city you live in throughout your 20s matter? In short, yes. So how can you figure out *exactly* where to live? In this episode, Michela breaks down the 3 major questions to ask yourself when deciding where to live. She also shares her personal experience deciding between Boston and Los Angeles, and why LA ended up being the right city for her personally, professionally, and financially. If you've been contemplating a move, or are simply curious if your city is enabling you to THRIVE, give this episode a listen! Don’t Depend on Da...
2024-01-31
54 min
Don't Depend On Daddy
42. MY ROUTINE ERA: Morning, Night, Solo-Friday Night In, & More!
On this week's episode Michela breaks down all of her ROUTINES. From the details of her morning and night routines, to all the things she does during the weekend when spending time alone, hanging out with friends, and focusing on self-care. Plus, she shares some of the products she purchased that have elevated her routines and are worth the hype! Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2ze...
2024-01-17
39 min
Don't Depend On Daddy
41. Ask Michela: My Budget Breakdown, Spending Habits, Social Media, Balancing Side Hustles & 9-5, Dating, Work/life Balance & more!
This week Michela does a long overdue Q+A covering your most popular personal finance, career, business, and personal questions! From spending habits, leveraging social media for your business, dating, and everything in between. If you’d like to submit questions for future Q+A episodes, make sure to be following @breakyourbudget on Instagram. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK fo...
2024-01-12
1h 03
Don't Depend On Daddy
40. Things That Have Made My Life Better in My 20's (money, career, life)
On this weeks episode, Michela shares all the things that have improved her quality of life throughout her twenties. She covers personal finances, career tips and decisions, and some wellness, lifestyle, productivity, and routine advice! Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ...
2024-01-10
46 min
Don't Depend On Daddy
39. 2024 Ins & Outs: How I Am Elevating My Life (New Era of Don't Depend on Daddy)
In this episode, Michela shares some updates to expect from Don't Depend on Daddy going forward + a brand new segment - I want to hear from you! Then, she shares her 2024 INS and OUTs: personal, wellness, mindset, friendships, hobbies, routines and more. Don’t Depend on Daddy Moment of the Week: https://forms.gle/X4i4Q11rxqaNhX9y8 FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.br...
2024-01-03
53 min
Don't Depend On Daddy
38. 2023 Wrapped: Spending Recap, Career Review, Personal Wins + Top Purchases!
In this episode, Michela is sharing her top takeaways, lessons, and accomplishments for 2023 across personal finance, career, and personal life. She shares what she has accomplished in each area, her biggest struggles, as well was goals she is working towards in 2024. Plus, Michela shares how much she spent in 2023 through a spending recap, as well as her top purchases for the year! Thank you for the support and happy holidays! FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg ORDER OWN YOUR MONEY! https://amzn.to/3Z97...
2023-12-20
1h 02
Don't Depend On Daddy
37. 2024 Financial Goals + Resolutions: Setting Goals You Can Stick To
In this episode, Michela shares strategies for setting financial goals, how to build them into your plan, and how to set financial resolutions and intentions for the new year. At the end of the episode, she also shares examples of financial goals and some of the goals + intentions you are working towards! (submitted on IG) FREE FINANCIAL PLAN CRASH COURSE: https://breakyourbudget.myflodesk.com/rojmq2zecg ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https...
2023-12-13
46 min
Don't Depend On Daddy
36. Ask Michela: The 50/30/20 Rule, Dating when Your Life is on Social Media, Tips for Living in a HCOL + More
On this weeks episode, Michela answers listener questions, including: 1. Do I still follow the 50/30/20 rule in spite of my lifestyle changes and spending? 2. What was the most important finance class I took in college? 3. Is a 401k worth it if your employer doesn’t match? 4. What are my personal/business goals for 2024? 5. What factors should I consider when choosing my first apartment? 6. Tips for saving in a HCOL? 7. Do I find it hard to date since my finances and life are so public?
2023-12-06
41 min
Don't Depend On Daddy
35. 3 Tips to Prepare for Year-End Performance Conversations
On this episode, Michela shares 3 tips to prepare for your year-end performance conversation. If you are seeking a raise or promotion, or just want to feel more confident, these tips will help you go into the conversation prepared. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7
2023-11-29
27 min
Don't Depend On Daddy
34. Financial Shifts I've Made from My Early to Late Twenties
In this episode, Michela shares 3 ways she has shifted her approach to personal finance throughout her twenties. From taking a really restrictive approach to her money and career to completely transforming how she spends, saves, and works, this episodes goes deep into how you can re-shape the way you think about money as you move through the defining years of your twenties and beyond. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass...
2023-11-22
47 min
Don't Depend On Daddy
33. A Financial Plan WILL Change Your Life + 4 Steps to Get Started
In this episode Michela breaks down the benefits of having a financial plan and the 4 step framework you can follow to create one before 2024. Plus, she shares WHY spending the time ahead of the new year to do this is so important. She also provides an update on the new features you can expect within the Personal Finance Dashboard 5.0. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer...
2023-11-15
40 min
Don't Depend On Daddy
32. 3Navigating a Competitive Job Market, Gen Z in the Workplace, Networking Tips for Introverts + More with Eddiana Rosen!
In this episode Michela sat down with Eddiana Rosen of @careersinreview! Eddiana is an Employee Relations Specialist with 10 years of experience and she shares her guidance on navigating the competitive job market, standing out during the application process, how to update your resume for success, communicating with recruiters, using LinkedIn during the job search process and so much more! This is an amazing episode if you are feeling stuck at work, thinking about finding a new job, or just looking for a refresh in your career. Find Eddiana: IG: https://www.instagram.com/careersinreview/ ...
2023-11-08
1h 08
Don't Depend On Daddy
31. Financial Routines to Build Long-Term Wealth
This week Michela shares a life update and then deep dives on financial routines. The benefits of a financial routine plus how to work through a weekly money routine and a monthly money routine. If you struggle to budget, to stick to a budget, or with overspending, then you'll benefit A LOT from a financial routine! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311
2023-11-01
49 min
Don't Depend On Daddy
30. How to Create LIFE-WORK Balance
On this episode Michela shares some of the most important lessons she has learned in her career, from not equating your identity with your job to setting boundaries at work. She also shares three important boundaries you can implement to create LIFE-WORK balance and get the most out of your free time! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule...
2023-10-25
40 min
Don't Depend On Daddy
My Personal Finance Hot Takes
In this episode Michela shares a few of her personal finance hot takes as well as her opinions on the hot takes you submitted! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book ClassPass Referral: https://classpass.com/refer/VFFN4T311 LTK for Capsule Wardrobe Finds: https://www.shopltk.com/explore/Breakyourbudget DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass...
2023-10-18
1h 02
Don't Depend On Daddy
29. How to Handle the Holiday Season of Spending: 3 Tips to Prep & Plan Your Finances
This week Michela shares 3 tactical tips to prepare for the season of spending in November and December. If you're feeling overwhelmed about giving gifts and being able to afford the holidays this year, you'll walk away from this episode with tactical strategies to feel more confident going into the holidays! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book RAKUTEN: www.rakuten.com/r/MICHEL156676?eeid=28187 ClassPass Referral: https...
2023-10-11
21 min
Don't Depend On Daddy
28. Staying True to Yourself at Work, Taking a Gap Year, & Starting a 6-Figure Freelance Business with Grace Lemire!
This week Michela sat down with Grace Lemire to talk all things navigating your career post-grad and starting a full-time freelancing business! Grace shares her journey from thinking she wanted to pursue a career in law, to pivoting into freelance work and staying true to herself and what she truly wants out of life and work. If you’re feeling lost in your career or are looking to start a freelancing business, you’re going to want to give this a listen! FIND GRACE: Instagram: https://www.instagram.com/grace_lemiree/ Tik...
2023-10-04
58 min
Don't Depend On Daddy
26. Is Your College Degree Worth It? ft. David E. Linton, Author of Crushed
In this episode, Michela had a very candid conversation with David E. Linton, Author of Crushed: How Student Debt Has Impaired a Generation and What to Do About It. We talk about: -Why college has become so expensive -Misaligned incentives between universities and students that have led to rising costs -Student debt policies that can actually make a difference and what to look for in the next election & so much more! ORDER OWN YOUR MONEY! https://amzn.to/3...
2023-09-13
58 min
Don't Depend On Daddy
25. 8 Money + Career Lessons I Wish I Knew Earlier
In this episode, Michela shares some updates on her podcast break and what to expect from Don't Depend on Daddy going forward! Then, she discusses the top takeaways from each chapter of Own Your Money and how to implement these lessons into your life. ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal...
2023-09-06
41 min
Don't Depend On Daddy
24. Your Dream Job Doesn't Exist
In this episode, Michela shares the most important lessons she learned while working corporate, as well as 10 listener lessons. Learn about workplace confidence, owning your relationship with your manager, boundaries and more! ORDER OWN YOUR MONEY! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ www.breakyourbudget.com/book DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https...
2023-07-25
48 min
Don't Depend On Daddy
18. Money Makeover: How to Reset and Rebuild Your Finances Mid-Year
On this episode of Don't Depend on Daddy The Podcast, Michela shares her expertise on how to reset your finances mid-year. Learn how to take a financial snapshot, review your goals, reflect on your progress, and create a plan for the rest of the year. Plus, get insights from her new book, Own Your Money, and leave a review if you enjoy the show. PREORDER MY BOOK!!!!!! https://amzn.to/3Z97Qtd wwwbreakyourbudget.com/book FREE BUDGET TEMPLATE: https://www.quarto.com/campaign/own-y... Book Club Facebook Group...
2023-06-14
41 min
Don't Depend On Daddy
11. Career Reflection: One Year of Self-Employment! Accomplishments, Challenges, Lessons & More!
PREORDER MY BOOK!!!!!! https://amzn.to/3Z97Qtd GET A FREE BUDGET TEMPLATE: https://bit.ly/3ZsXCDQ wwwbreakyourbudget.com/book DIGITAL PLANNER: https://bit.ly/3yXbVW7 Increase Your Income Masterclass: https://bit.ly/3JXjUt9 Personal Finance Starter Kit: https://bit.ly/3Jg2N5l High-Yield Savings Account Guide: https://bit.ly/409p62A Subscribe to my Newsletter, Common Cents: https://bit.ly/3maI0H0 TEMPLATES & RESOURCES: Personal Finance Dashboard: https://bit.ly/3zC9k5b
2023-04-12
56 min