Shows
clarityONThe Psychology of InvestingWe all like to think we're rational when it comes to money, but the truth is, our brains can be our own worst enemy when making investment decisions. In this episode of clarityON, Investment Director Glyn Bolton and Investment Manager David Eve explore the fascinating world of behavioural finance and reveal how psychological biases cost investors dearly - sometimes to the tune of hundreds of thousands of pounds over a lifetime.What we cover:The bias blind spot: Why even experienced investment professionals aren't immune to cognitive biases, and how Morningstar's research...
2026-01-1918 minclarityONAll About ISAsIn this episode of clarityON, Chartered Financial Adviser Vicki Watson and Senior Paraplanner Andrew Kemp unpack everything you need to know about Individual Savings Accounts (ISAs) — one of the UK’s most tax-efficient tools for saving and investing.From the basics of Cash ISAs and Stocks & Shares ISAs to the ins and outs of Lifetime ISAs, Junior ISAs, and Flexible ISAs, Vicki and Andrew explain the benefits, rules, and strategy behind each option. They also discuss recent changes, potential reforms, and why...
2025-05-1507 minclarityONNavigating the New Tax YearIn this episode of clarityON, CEO Angus Jones is joined by Daniel Smith, Chartered Adviser, to help you make sense of the new tax year. Together, they explore what has changed, what is on the horizon, and how to plan ahead with confidence.Topics include:Key tax year changes to be aware ofThe latest on pension legislation updates coming in 2027 — and how to start preparing nowA look at the ongoing discussion around changes to Cash ISAsHow making the right pension contributions can help ensure high earners still qualify for tax-free ch...
2025-04-1719 minclarityONOur Client Portal - clarityONLINEIn this episode of clarityON, we’re taking a deep dive into clarityONLINE, our secure, all-in-one digital portal designed to give you a complete view of your financial world. Host Leila Photiou, Digital Marketing Manager, is joined by Gordon Jones, clarity’s Chief Technology Officer, to explore how clarityONLINE empowers clients to track investments, manage assets, collaborate with advisers, and take control of their financial future, all in one place.What you'll learn in this episode: How clarityONLINE brings all your...
2025-03-1307 minclarityONTax Year End Planning 2024/25With the tax year-end fast approaching, now is the time to make the most of your allowances and tax-efficient strategies. In this episode of the clarityON Podcast, Francisca (Kika) Ferreira is joined by Naomi Kewell, a Chartered Financial Adviser at clarity, to break down everything you need to know before the Tax Year End, April 5th deadline.Key topics covered:Maximising pension contributions and tax reliefUsing ISAs to build a tax-efficient investment portfolioCapital Gains Tax strategies to minimise liabilityHigher-risk investments like VCTs and EIS – ar...
2025-02-1805 minclarityONVenture Capital Trusts (VCTs) InvestmentsIn this episode of the clarityON Podcast, Adviser Tuhin Miah and Investment Manager David Eve delve into the world of Venture Capital Trusts (VCTs)—a unique investment opportunity designed to support small, high-growth UK businesses while offering attractive tax benefits.They discuss:How VCTs work and their key features.The 30% income tax relief and other tax advantages.The risks and rewards of investing in smaller, less-established companies.Alternatives like the Enterprise Investment Scheme (EIS) and Seed Enterprise Investment Scheme (SEIS) for those seeking similar in...
2025-01-1506 minclarityONThe Gift of Giving: Charitable Donations and Tax EfficiencyIn this special holiday episode of the clarityON Podcast, host Carrie Hughes is joined by Vicki Watson, Chartered Financial Planner at Clarity, to explore how you can make your charitable donations go further. Whether you’re interested in maximising your Gift Aid benefits, learning about tax-efficient ways to donate shares or property, or leaving a lasting legacy through your estate, this episode has something for everyone.Tune in for practical tips to align your giving with your financial goals while supporting the causes you care about most. Discover how generosity ca...
2024-12-1605 minclarityONThe Budget (Special)Join Investment Director Glyn Bolton and Associate Technical Director Claire Brooks as they unpack the Chancellor's pivotal Autumn Budget. This episode delves into the essential updates on Capital Gains Tax, Inheritance Tax Planning, Pensions, ISAs, Stamp Duty (for main residences and second homes), Employers' National Insurance, and key reliefs like Agricultural and Business Property Relief. Perfect for those looking to understand how these changes might impact financial planning and investments.All content reflects our opinion at a given time and can change as time progresses. All information...
2024-11-0828 minclarityONProtectionIn this episode of clarityON, Join our Investment Director, Glyn Bolton and Paraplanner, Sahiba Kohli explore the cornerstone of a sound financial plan - protection. We'll guide you through the main types of protection available, the critical questions to ask yourself, and the key decisions to make when choosing the right coverage for you and your family. Whether you're just starting out or revisiting your existing policies, this episode will provide the clarity you need to make informed decisions about safeguarding your financial future.All content reflects our opinion at a given time...
2024-09-2713 minclarityONInvesting For ChildrenAre you a parent or guardian looking to secure a bright financial future for your child? Tune in to our latest episode of clarityON, where we dive deep into "Investing For Children". Join Sahiba, Paraplanner at clarity and clarity's Investment Director, Glyn Bolton as they break down essential strategies to help you start investing wisely for your children.From understanding why investing early is crucial, to exploring the best investment vehicles like Junior ISAs and Child Trust Funds, this episode covers everything you need to know. Whether you are new to i...
2024-08-2912 minclarityONHow to Retire WellIn this episode, Executive PA Carrie Huges sits down with Financial Adviser Glyn Bolton to explore the essentials of retiring well. They discuss critical topics such as effective budgeting, the key financial information needed to craft your own retirement plan, potential future uncertainties that might impact your retirement, and additional considerations to ensure a secure retirement.For a comprehensive guide on how to retire well, access our resource here: Retirement Guide 2024.If you're interested in learning more about our Wealth Plan, visit the following link: Wealth Plan Information.All...
2024-07-1615 minclarityONResidential Property InvestmentJoin Investment Director Glyn Bolton and Paraplanner Sahiba as they explore residential property investment in the modern market and how it differs from commercial property. Click the link below to our research note if you want to learn more!https://website-public-assets.clarityglobal.com/saleswebsite/research/residential_property_investment.pdfAll content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free...
2024-06-2513 minclarityONEquity InvestmentListen in as Investment Director Glyn Bolton and clarityON newcomer, IFA Administrator Joe Howe discuss equity investment in today's world. Click the link below to our research note if you want to learn more!https://www.clarityglobal.com/sites/default/files/research/notes/equity_investment.pdfAll content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation ...
2024-04-1615 minclarityONFixed InterestJoin Investment Director Glyn Bolton and Investment Manager David Eve as they discuss fixed interest and the current climate for fixed interest investments. Click the link below to our research note if you want to learn more!https://www.clarityglobal.com/sites/default/files/research/notes/fixedinterest_and_indexlinked_investment.pdfAll content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook...
2024-02-0209 minclarityONRiskJoin Investment Director Glyn Bolton and our Chartered Adviser Tuhin Miah in discussing risk when it comes to wealth management and investing, including the various pitfalls one may succumb to when it comes to portfolio diversity. Click the link below to our research note if you want to learn more!https://www.clarityglobal.com/sites/default/files/research/notes/asset_allocation_risk_return.pdfAll content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be...
2023-11-2411 minclarityONThe Need for an IFAJoin clarity CEO Angus Jones and Operations Manager Louise Challis as they discuss the need for an IFA, covering key information about the industry and when may be best to look for financial advice.All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation InstagramLinkedInFacebookYouTubePerformance Disclaimer: Past...
2023-10-1915 minclarityONDB PensionsLearn about defined benefit pensions as Paraplanner Jessica Lelew and our resident DB expert Senior Paraplanner Andrew Kemp provide an in-depth overview of the topic, including how it differs from DC pensions.All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation InstagramLinkedInFacebookYouTubePerformance Disclaimer: Past performance is...
2023-09-1420 minclarityONWorkplace PensionsJoin Chartered Financial Adviser Vicki Watson and Paraplanner Taylor Aspinall as they discuss workplace pensions, all that they involve, and actions you can take in managing yours.All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation InstagramLinkedInFacebookYouTubePerformance Disclaimer: Past performance is not an indication of future...
2023-08-1419 minclarityONThe WealthPlanJoin Chartered Financial Adviser Daniel Smith and Paraplanner Sarah Compton-Hall as they go into depth about the WealthPlan, a powerful financial planning and cashflow modelling tool.All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation InstagramLinkedInFacebookYouTubePerformance Disclaimer: Past performance is not an indication of future performance...
2023-08-1118 minclarityONDC PensionsJoin Paraplanner Sahiba and Investment Director Glyn as they discuss defined contribution pensions and how to make sure your pension is working for you. All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation InstagramLinkedInFacebookYouTubePerformance Disclaimer: Past performance is not an indication of future performance. The value o...
2023-07-2834 minclarityONThe Three Pillars of CashIn our second episode, join founder and CEO of clarity Angus Jones alongside Paraplanner Sahiba Kohli as they delve into the concept of the Three Pillars of Cash.All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation InstagramLinkedInFacebookYouTubePerformance Disclaimer: Past performance is not...
2023-07-0726 minclarityONNew Pension LegislationJoin Investment Director Glyn Bolton and Paraplanner Sahiba Kohli as they discuss the intricacies of the new pension legislation in our very first episode!All content reflects our opinion at a given time and can change as time progresses. All information should be taken as opinion and therefore should not be misconstrued for professional or legal financial advice.Our WebsiteBook Your Free Consultation InstagramLinkedInFacebookYouTubePerformance Disclaimer: Past performance is not an indication of future performance...
2023-06-0727 min