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Mike Baltazar

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The Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastHow to Stand Out, Lead with Clarity, and Build Unshakable Trust in Today’s Overloaded Real Estate EnvironmentIn this eye-opening episode, Mike Baltazar tackles one of the most urgent challenges facing real estate and mortgage professionals today: distraction. With buyers and sellers inundated by conflicting headlines, viral content, and outdated advice, trust is more fragile—and more vital—than ever.Mike shares how real estate professionals can rise above the noise by becoming true trusted advisors. This episode dives into the mindset, tools, and systems RESA-certified professionals use to guide clients with confidence and clarity—offering more than hype, more than access, but real value that builds long-term loyalty.2025-07-1604 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastBridging the Gap: A Smarter Way to Handle Real Estate Referrals Without Losing Clients or RelationshipsIn this game-changing episode, host Mike Baltazar uncovers one of the most frustrating dynamics in the real estate and mortgage world—the referral tug-of-war. How many agents have lost buyers to in-house lenders after months of effort? How many loan officers have been cut out after nurturing a client for weeks?Mike unpacks the silent tension between real estate agents and mortgage loan officers and introduces a solution that protects relationships, enhances collaboration, and keeps clients at the center: the RESA model.Learn how RESA empowers dual-licensed professionals—or aligned partners within the...2025-06-2105 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastUnlocking Real Estate Team Growth Through Strategy, Not StressIn today’s episode, host Mike Baltazar shares a powerful framework for real estate and mortgage teams looking to scale in today’s challenging market without sacrificing service, integrity, or efficiency. If you’re tired of watching clients fall through the cracks due to poor communication between agents and lenders—or if you’ve been struggling to grow your team in a way that actually increases results—this episode introduces a smarter solution.Discover how the RESA platform helps real estate teams integrate strategy-driven professionals, bridge gaps between lending and sales, and create a high-trust c...2025-06-1404 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastWhat Today’s Homebuyers Truly Deserve from Real Estate and Mortgage ProfessionalsIn this episode, Mike Baltazar confronts one of the biggest gaps in the real estate and mortgage industry: the disconnect between what clients need and what most professionals are equipped to deliver. Despite all the technology, tools, and data available today, many consumers still feel overwhelmed, under-informed, or underserved—and that’s a professional problem, not a market one.Mike breaks down how the RESA model is redefining client service by integrating real estate and mortgage strategy into one seamless, empowered approach. This episode is a rallying cry for real estate agents, mortgage loan offi...2025-06-1104 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastWhy the Old Playbook No Longer Works: Real Estate Strategy for a New EraIn today’s powerful episode, Mike Baltazar reveals why real estate and mortgage professionals can no longer rely on outdated tactics, legacy referrals, or broken systems to survive in today’s market. Despite historically low transaction volume, some professionals are thriving—not because they’re lucky, but because they’ve embraced strategy, systems, and solutions designed for the modern buyer and seller.Mike discusses how the Real Estate Strategy Agent (RESA) model is helping agents, loan officers, and industry professionals reclaim control, offer real value, and serve clients with deeper alignment and expertise. You’ll discover...2025-06-0704 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastEpisode 7 – Strategy Over Status Quo: Breaking Free from Broken Real Estate NormsIn this powerful episode, Mike Baltazar uncovers the truth behind why the traditional real estate and mortgage process no longer serves today's homebuyers—or the professionals representing them. With over 27 years in the industry, Mike speaks candidly about the inefficiencies baked into the current system and why the Real Estate Strategy Agent (RESA) model is the future of real estate.You’ll discover how dual-licensed professionals—those who hold both a real estate and mortgage license—are breaking free from outdated industry practices to create a smarter, more seamless experience for buyers. Mike shares how RESA...2025-06-0405 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastWhy Today’s Market Fails Buyers—and What RESA Is Doing About ItIn today’s episode of The Real Estate Strategy Agent Podcast, host Mike Baltazar exposes the harsh truth: the current real estate and mortgage landscape is failing today’s homebuyers—especially seniors and underserved communities. With over 27 years of experience in the mortgage industry, Mike shares why the outdated separation between real estate agents and mortgage loan officers is contributing to buyer confusion, missed opportunities, and market stagnation.Discover how the RESA hybrid model—a dual-licensed real estate and mortgage professional—empowers homebuyers with accurate information, broader product access, and smarter financing options. Mike reveals how traditional retail len...2025-05-3006 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastRESA Revealed: The Hybrid Model Changing Real Estate ForeverIn this episode, Mike Baltazar unveils the RESA model — a game-changing approach that combines the roles of real estate agents and mortgage loan originators into one dual-licensed professional. Discover why this hybrid model offers homebuyers more loan options, better rates, and seamless service — while eliminating the confusion of working with multiple parties.Learn how RESA-certified professionals disrupt the outdated system of retail lenders, break through MSA-driven referrals, and finally put the power back in the hands of educated homebuyers. Whether you're buying your first home or you're a frustrated real estate pro, this episode shows why RESA is t...2025-05-3009 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastControl the Relationship, Control the Result: The RESA AdvantageTired of losing real estate deals to builder lenders or watching your clients refinance with someone else? In this episode, Mike Baltazar reveals how dual-licensed real estate agents and mortgage loan officers can protect their pipeline, retain client relationships, and unlock multiple income opportunities through the RESA (Real Estate Strategy Agent) platform.Learn why controlling the full transaction — from pre-approval to closing and beyond — leads to better service, higher conversion rates, and long-term client loyalty. Whether you're a real estate professional, mortgage broker, or industry partner, this episode will show you how to stay in the lead and...2025-05-3014 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastThe Cure for a Stagnant Market? Strategy-Driven AgentsIs the real estate market really frozen because of high interest rates… or is something deeper going on?In this episode, Mike Baltazar reveals why the real estate industry remains stagnant in 2025 — and how strategy-driven, dual-licensed professionals are the key to turning things around. Discover how RESA-certified agents are unlocking deals others miss by offering better loan options, smarter client strategies, and eliminating outdated industry silos.If you're a real estate agent, mortgage loan officer, or industry partner tired of low volume and missed opportunities, this episode will show you how to stand out, serve bett...2025-05-3009 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastAgents, Lenders, Consumers, and Referrals: Why We Built One Platform for AllIn this episode, host Mike Baltazar breaks down why the Real Estate Strategy Agent (RESA) platform was built for more than just real estate agents. Whether you're a loan officer, consumer, CPA, financial advisor, or referral partner, this conversation is for you. Discover how RESA unites the entire transaction under one strategic platform — eliminating confusion, preventing hijacked relationships, and empowering professionals to serve clients at the highest level. If you're ready to do real estate better in 2025, this episode shows you how.2025-05-3017 minThe Real Estate Strategy Agent podcastThe Real Estate Strategy Agent podcastIntroducing RESA: The New Standard for Real Estate ProfessionalsWelcome to the first episode of RESA: The Real Estate Strategy Agent Podcast!In this launch episode, host Mike Baltazar lays the foundation for a movement that's shaking up the real estate and mortgage world. Mike introduces the RESA platform — a new standard built for modern professionals and smarter consumers. Learn why being dual-licensed is no longer optional, how RESA agents create a seamless experience for clients, and what outdated models are dying in 2025.If you're ready to serve at a higher level, streamline your process, and empower your clients, this episode is your wake-up ca...2025-05-3010 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastBuilding A Multifamily Portfolio Without Capital PartnersKhellan James got an early start in building his portfolio and generational wealth. Khellan shares his story about starting with single-family investments and scaling to multifamily apartment buildings. Here’s the catch… he scaled his portfolio without joint-venture partners and owns all the equity 100% on his own!   In this episode, you will learn: How Khellan scaled to 87 units without joint venture partners The pros and cons of building a portfolio without joint venture partners Why scaling to multifamily from single-family rentals made sense Why working with credit unions for financing made...2023-08-2249 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastBecoming Your Own Banker: Unlock The Infinite Banking ConceptThe concept of infinite banking is something many should consider as part of their investment and asset allocation/accumulation plan. It is a concept often misunderstood, but in today’s episode Richard Canfield breaks down the concept in a way that is easy to understand. If you are looking to protect and grow your wealth, tune into this episode to learn how to apply the infinite banking concept to your portfolio.   Connect with Richard Canfield and learn more about this concept Visit: www.7steps.ca Email: rcanfield@ascendantfinancial.ca...2023-05-1641 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastAnnouncing the Peak Multifamily REIT!!!This is a special episode where we announce the launch of the Peak Multifamily REIT, a private real estate investment trust, enabling investors to passively invest with us in a portfolio of apartment buildings. We are excited to create this structure to provide more Canadians with an opportunity to invest in the multifamily sector in Canada.   In this episode we speak about: The launch of the Peak Multifamily REIT The journey in creating this offering Why it benefits passive investors The types of assets we are investing in What locations we will c...2023-04-0529 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar012: Would you want to know upfront?If you had $500K to buy a house... would you have wanted to know that your $500K could have bought a $700K without requiring a monthly mortgage payment?  Check out today's episode to learn more about this scenario. Enjoy, Mike & Team  --- Send in a voice message: https://podcasters.spotify.com/pod/show/hecm/message2023-02-2803 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar011: Have your cake and eat it too - Build a Nest EggThis episode has the potential to change a lot of retirement lives! Enjoy, Mike Baltazar mike@mikebaltazar.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/hecm/message2023-02-2404 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar010: Drive Time - Happy 10th Episode!Super excited to share our Drive Time concept... and to do it on our 10th Episode to celebrate! Thanks so much for subscribing to this podcast & sharing this valuable information. To another 10 episodes! Cheers, Mike & Team --- Send in a voice message: https://podcasters.spotify.com/pod/show/hecm/message2023-01-2303 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar009: Attention Realtors - Create More Inventory with the HECM!In the present real estate market that we are in, we absolutely must explore & share every opportunity with our clients and prospects. The HECM is a great program that sounds way too good to be true... but it is a real option for people 62 years or older! Find out how you can "right-size" your senior clients who are on a fixed income and unable to qualify for a monthly mortgage payment.  Or learn how you can right-size your client while creating a $100K or $200K nest egg in the process. Knowledge is truly p...2023-01-2008 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar008: It CAN hurt to wait!I have always hated sales... so you may be wondering how I have been doing this for over 25 years? I love to educate. I have enjoyed a lot of success with the simple approach to educate people and share with them their options. And with absolutely NO pressure whatsoever. This can be a good and bad thing, as you will hear in today's episode. What I often advise people is this... if it makes sense & if it can help you, then do it because things change and it may not be there when...2023-01-2005 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar007: The Harsh Realities for doing a HECMLife happens and is often unpredictable.  And even though we cannot predict the worst, we can plan and protect ourselves as much as possible.  The HECM is a great way to buffer ourselves from a lot of unforeseen financial circumstances that could cripple one's retirement.  Unfortunately, a lot of people wait for the unforeseen to happen before exploring the HECM option... and oftentimes too late. The HECM should not be treated as a loan of last resort, but as a tool to improve our retirement years.  This episode will address this and...2023-01-2008 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar006: HECM also great for those with homes already paid off!This episode's title might confuse a lot of people at first. It is confusing because we are taught to "pay off the house" and then retire. What the real goal was to "eliminate having a house payment" and then retire. But what is forgotten is that the home is a monetary asset. It is worth thousands and thousands of dollars. During our working years, we put our hard-earned money into one of 3 buckets: 1. savings, 2. retirement, 3. house (home equity). We try to live off of our savings, put away money for retirement and buy a house...2023-01-1908 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar005: Elephant in the Room - Will house be paid off to retire?Here's the biggest question for a lot of people looking forward to retirement: Will the house be paid off in time? The primary benefit of paying off your house is that the mortgage payment goes away... and that makes retirement that much more comfortable. But what if the house will not be paid off for another 5-10 years. Can you last that long? And if so, do you want to work that much longer?? Will that affect your health??? Will you miss out on quality time with the family???? The list of questions goes on and on. 2023-01-1905 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar004: Another H4P Success Story - Realtor saves the day!This realtor not only helped her client find a way to buy her dream home WITHOUT A REQUIRED MONTHLY MORTGAGE PAYMENT, but the borrower also discovered a way to keep an extra $100K+ in the bank... while still buying her dream home! How did she do it? She did it with the HECM loan, or what I like to call the Retirement Mortgage. Enjoy today's episode! Sincerely, Mike & Team --- Send in a voice message: https://podcasters.spotify.com/pod/show/hecm/message2023-01-1904 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar003: H4P Success Story - Increased Buying Power for Stressed Out SeniorI love seeing the magic & the power of the HECM help people succeed in buying a home! I am 45 years old and do NOT qualify for the HECM loan. The mortgages that I qualify for have a required monthly payment with them. That is just the way that it is. I cannot take advantage of this awesome program. But if you are 62 years or old, then you already meet the minimum age requirement for this amazing loan. This episode shares the story of a stressed out senior, who thought he was going to...2023-01-1903 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar002: Using the HECM to buy a home!Imagine this... You want to pay "all cash" for your next home, but realize that you are $100K short of having your dream home. Did you know that if you are putting more than half down, that a HECM might be able to cover the difference AND WITHOUT A REQUIRED MONTHLY PAYMENT.  As long as it is your primary residence and you are 62 years or older, then you are a prime candidate for this Federal Housing Administration program. Or imagine this... You have $600K to pay all cash for your next h...2023-01-1903 minRetirement Mortgage Planning with Mike BaltazarRetirement Mortgage Planning with Mike Baltazar001: What the heck is a HECM?Before we talk about all the great ways that the HECM is helping people retire better, let's talk about what the HECM is.  Then we can get into all the fun & magical stuff later.  Enjoy the podcast! Sincerely, Mike Baltazar and Team mike@mikebaltazar.com  --- Send in a voice message: https://podcasters.spotify.com/pod/show/hecm/message2023-01-1902 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarSuccess Story: H4P option created an opportunity to buy!Check out this quick 2-minute success story about a 73yr old buyer, who used the H4P to finally find a home he could buy! Call, text or email me anytime... with any questions! Happy to help. Sincerely, Mike Baltazar, RMS/MBA 520-490-9608 mike@mikebaltazar.com NMLS 422590. Equal Housing Opportunity. 2023-01-1201 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastUnlocking Building Value: Repositioning and Refinancing with Mike Beer​​Today’s special guest is Mike Beer, full time real estate investor and Founder and Principal of Mike Beer Investments. His strategy consists of buying underperforming buildings in Ontario—specifically Kitchener, Hamilton and London—repositioning them, refinancing, and holding/selling.   In this episode we speak about: Mike’s investment strategy structure, types of buildings, and execution plan  Plans and actions in today’s higher interest rate environment  Underwriting and executing multifamily investments How Mike finances his purchases, the timing, the kinds of lenders he uses and the terms he buys with Mindset you should have when investi...2022-11-2854 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarBut I Don't Want to Owe on My HomeThis is a common concern & statement made by retirees (or would-be retirees). Enjoy today's episode to gain a new perspective on this valid topic. Sincerely, Mike2022-11-0908 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastWealth Hacking - Growing Generation Wealth with Erwin SzetoToday’s special guest is Erwin Szeto, co-host of the Wealth Hacker Conference, founder of the iWin Real Estate Team, dad, amateur golfer, and a real estate investor owning an eight-figure portfolio. In this episode we diverge from talking strictly about apartment building investing and dive into different ways people can grow their wealth by ‘wealth hacking’.  What is wealth hacking? It’s a short-cut to building wealth and in this episode we discuss different ways in which you can do the same.    In this episode we cover: Inflation and its impact on wealth b...2022-10-201h 16The Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastShifting Your Focus to the U.S. Market with Jose and Khadija JafferjiIn this interview we speak with Jose and Khadija Jafferji, a husband and wife duo and Managing Partners of Savvy Real Estate Group. With over 12 years of mutual financial and investment experience, Jose and Khadija have invested in many real estate markets in Canada and the United States. If you’re thinking of shifting to the U.S. market, this episode is for you!   In this episode we speak about: Scaling your portfolio of rental units and apartment buildings in Ontario Reasons Jose and Khadija shifted their focus to the U.S What to do...2022-10-1342 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarBEHIND THE SCENES: Post-training video for realty team...Shared this with an Arizona real estate team, after a powerful training...   Ready to get into the know?  Reach out today!   Mike B. 520-490-9608 call/text2022-09-2802 minKiss My MikeKiss My MikeS3E23: Filipinx in Sports & Fitness featuring Coach Enrick "Doc Pino" BaltazarWelcome to another episode of Kiss My Mike!Our theme this month (SEPT 2022) is FILIPINX in Sports & Fitness, to honor the many amazing Filipinos and Filipino-Americans in the field of Sports and Fitness.This is Part 4 of the series featuring Coach Enrick "Doc Pino" BaltazarIn this episode, learn more about Doc Pino's sports journey, how his father's background as a basketball player in the Philippines has played a role in his journey. Listen to his thoughts on sports as a whole, how to deal with injuries, his approach on training and work...2022-09-2339 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarFed's Rate Hike, Recession concerns and how to prepareYou don't have to go into this alone. You have a friend in the finance business... with almost 25 years experience, finance degree and MBA!  Call, text or email anytime! Sincerely, Mike Baltazar2022-09-2202 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarINCREASED buying power with text!PLEASE SHARE WITH ALL REALTORS & ALL SENIORS!!! This is a great story of someone relocating to Arizona... and avoiding having to buy a rundown manufactured home! Episode is only 1 minute & 15 seconds, but feel free to call, text or email me anytime to get information specific to you or a client!! Thanks, Mike Baltazar NMLS 422590 Hotline: 520-500-6930 mike@mikebaltazar.com  2022-09-1901 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastPredictive Analytics: Making Strategic Real Estate Decisions with Neal BawaIn this interview we speak with Neal Bawa, CEO and Founder of Grocapitus, a commercial real estate investment company in the U.S. With a $1 billion portfolio, the Grocapitus team acquires and builds multifamily and commercial properties across the U.S. spanning over 10 states.   In this episode we dive deep into: Predictive analytics and how Neal uses them to make strategic decisions How things like population growth, income growth, job growth, home price growth and crime reduction can help you find places to invest in How analytics and interest rates can affect the multifamily s...2022-09-0948 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastGrowing Your Mindset and Finding Financial Freedom with Kory MacKinnonIn this interview we speak with Kory MacKinnon, a leading real estate investor from Sarnia, Ontario. With investing experience in multiple markets, Kory has executed on almost every real estate strategy—with his favourite being buy and hold apartment buildings.    In this episode you will learn: Kory’s real estate strategies and ventures, including his current self-storage project All about Kory’s latest conversion project: Turning a church into a 29-unit apartment building How Kory has guided investors by strengthening their mindset Advice for those starting to invest in real estate   *Remember...2022-08-2534 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarCommon yet VERY unfair!We put a LOT of pressure on people to help us decide things... that they know NOTHING about! Yet, they want to help... and they want to be there for us... and they give us their best guess. And because we value them, we give what they say a LOT of weight... but fail ourselves in the process. We think that by not doing something, that we are safer that way... but the safer option was to do it. Life can be hard & complicated... but mostly because we make it that...2022-08-0104 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarAgents - How you can sell more home!Attn: Real Estate Agents! Have you ever had an "all cash buyer" who had too low of a price point? Check out today's episode to see how you can help increase the buying power for your clients in this situation, who are 62 years or older. And yes... there would NOT be a mortgage payment for the qualified borrower.  Let me know if you would like to know more...  Sincerely, Mike Baltazar 520.490.9608 mike@mikebaltazar.com2022-07-3005 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarNice Safeguard - The Counseling CertDid you know... That reverse mortgage applicants must have completed HECM Reverse Mortgage counseling (by a non-profit organization) and have a HECM Certificate prior to applying for such a mortgage? That is right! So this provides a very nice safeguard for our seniors to "know" what they are applying for and how it works. This provides a lot of peace of mind for those applicants, their advisors and their loved ones. Enjoy today's episode! Sincerely, The RMwMB Team 2022-07-3002 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarThe #1 RM objection - Sounds Too Good to be True!We are all taught at an early age that "if it sounds too good to be true... then it probably is" and those are safe words to live by.  But what if it has to do with a program that's been around for decades, and has been improved over the years... and STILL being backed by the government? And what if many financial advisors are recommending it? Many CPA's?? Then maybe it is time to give it a try... Enjoy today's episode. Sincerely, The RMwMB Team 2022-07-3003 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarThe 3 people that RMs are NOT for...The reverse mortgage is NOT for everyone! This episode will talk about the 3 people that this would apply to. Enjoy, The RMwMB Team2022-07-2704 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarSuperman to save the day - Don't Say NO!Don't say NO... say HOW! It is sad how many Seniors are told they cannot qualify due to having high Debt-to-Income ratios, when they CAN buy their next home with financing that does NOT have ratio requirements... and do NOT have monthly mortgage payments! Check out today's episode to find out more! Let's say HOW to more people today!! Enjoy, The RMwMB Team mike@mikebaltazar.com 2022-07-2705 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarAll are NOT the same - Know the Difference!Would you want the best foot doctor in the world to do open-heart surgery on you? Probably not... as you would prefer the best heart doctor. Ever hear that saying: "Jack of all trades, but master of none"... well, wouldn't you prefer to work with a master tradesman? That is what today's video is about. Enjoy! RMwMB Team2022-07-2702 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastBest-Kept Secrets: Multifamily Investing in Western Canada with Cory SperleIn this interview we speak with Cory Sperle, a successful real estate entrepreneur in Kelowna, BC. Cory has been investing in Canadian real estate for 22 years and has purchased 10 apartment buildings in the last decade with a value exceeding $25M. If you’re looking into investing in the Western Canadian market, this episode is for you!   Our conversation with Cory focuses on: The nuts and bolts of the Western market (i.e. CAP rates, turnover strategy, JV partnerships) What is driving the demand for apartment buildings in Western Canada? What has the market looked lik...2022-07-2145 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarFA Story from Weekend - Monday Morning Magic 07.11.22In today's episode:  - Stressing out in today's marketplace  - Cost of Living putting a strain on everyone  - Seniors are shocked & nervous  - Favorite Story: Leave the $300K in the market to REBOUND!   - Are you a Strategic Partner?  - Are you a Referral Partner?   Let me know if you want to get onto the distribution.   Thanks,  Mike Baltazar  520.490.9608  mike@mikebaltazar.com2022-07-1106 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarBuy a $300K home for $195K down? No monthly mortgage payment!Did you know that if you are 62 years or older, you can use a Reverse Mortgage to buy a home? In fact, if it is your goal to buy your "forever home" and you want to make sure it is the best that you can afford... then you should definitely explore using a Reverse Mortgage to buy your next home. And remember... which home will appreciate faster? A $400K home or a $600K home?? Let's talk! Thanks, MB2022-07-0701 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarNow is NOT the time to pull out of the market - think Reverse first!Financial Advisors are under a lot of heat due to the present market conditions... which was 100% outside of their control.   But providing them with ALL of the options available to their clients IS within their control, but many are NOT presenting them with the reverse mortgage option.   So... this video is aimed to help bridge this gap!   Wishing you the best,  The RMwMB Team2022-07-0705 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarSeniors skimming on extras for New Builds - Sales Rep wasn't sharing RMs with themDo more with less! This is a great example of a Senior being able to get the "true" home of their dreams without skimming on the extras that can go into their new build. But they don't know what they don't know. And their Sales Reps can't share what they don't know either. This episode will hopefully help with both. Feel free to call, text or email Mike Baltazar anytime for more information.  Sincerely, RMwMB Team Contact Information:  Michael Baltazar ...2022-07-0602 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarFinancial Advisor fired by clients - Didn't share RMs with themThis episode was a recording that Mike shared with his Financial Advisors through his BombBomb video app.  As you will hear, the FA he met with could have better served his clients (and possibly save the relationship) had he mentioned the Reverse Mortgage product and program. Are you a Financial Advisor that wants help in this area? Want to learn more?? Give Mike Baltazar a call at 520-490-9608 (or send a text) and let's explore ways to better serve our clients. Sincerely, The RMwMB Team 2022-07-0602 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastMaster Lease Options and Seller Financing 101 with Bill HamIn this interview we speak with Bill Ham, Chief Operating Officer at Broadwell Property Group, Owner and Operator of Phoenix Residential Group and Phoenix Residential Management and a Deal Expert Coach for Jake & Gino. In his 15+ years of experience, he has created a portfolio of over 1000 units while growing Phoenix Management.    This episode focuses on: What the transition from single family to apartment buildings was like for Bill and lessons learned Deal syndication for commercial properties Seller financing and master lease options Bill’s new book titled Creative Cash and the SPY technique you shou...2022-06-2436 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarLeverage the Reverse Mortgage to avoid using POST-TAX dollars!You can watch the YouTube video for this recording at: https://youtu.be/lJOziPKCJZk Did you know that when you give mom or dad $1000 per month... you are really using $1200-1300 of your income?  Because you are giving that money AFTER taxes have been paid.    What if you could avoid using "post tax" dollars to help?  Check out today's video for more info!   Call, text or email us anytime.   Sincerely,  Michael Baltazar  NMLS 422590  (520)500-6930  mike@mikebaltaz...2022-06-1806 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarReverse Mortgages might help non-Seniors too!Some people have to help support their parents during their retirement years. And while this is common, many do not know that the Reverse Mortgage could be a GREAT financial option for them. Check out this short episode to learn more. Thanks, Michael Baltazar / Reverse Mortgage Specialist   mike@mikebaltazar.com   NMLS 422590   (520) 500-6930    Licensed in Arizona, California & Colorado.    With teams in all 50 states! Equal Housing Opportunity2022-06-1601 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarWait until 70 for Social Security with a Reverse MortgageDid you know that many senior citizens are using the Reverse Mortgage loan program to help them wait until age 70 before starting to draw Social Security Income?  The sad part is that MOST people who qualify for this same option do not know about it... and therefore, will not take advantage of it.  Call, text or email us anytime... for more information.   Sincerely,  Michael Baltazar / Reverse Mortgage Specialist   mike@mikebaltazar.com   NMLS 422590   (520) 500-6930    Licensed in Arizona, California & Colorado. With teams in all 50 states!    ...2022-06-1501 minReverse Mortgages with Mike BaltazarReverse Mortgages with Mike BaltazarWelcome to the Podcast!We are super excited to bring you the information that many people are afraid to find out more about. And this info is NOT just for seniors, but also friends & family of senior loved ones. Take a few minutes to find out more. It may help someone in need. Enjoy! - MB2022-06-1401 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastFrom Failure to Success: Investing in Minneapolis with Anthony VicinoIn this interview we speak with Anthony Vicino, best-selling author, real estate investor and serial entrepreneur committed to helping people maximize their Return on Life. As a Co-Founding Partner of Invictus Capital—a multifamily acquisition firm based in Minneapolis—Anthony firmly believes investing shouldn’t be complicated, scary, or overwhelming.   This episode discusses: Strategies to acquire 15- to 60-unit apartment buildings Current tenant laws and rent control in Minneapolis, MN How value-add strategy and cap rates were affected by the pandemic What it means to invest in the United States as an active or passive...2022-05-2637 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastSuccessful Real Estate Investing in the USA as a Canadian with Glen SutherlandIn this interview we speak with Glen Sutherland, a real estate investor from Ontario, Canada. He invests remotely in the United States after learning that there are more favourable laws, lower property taxes, and lower cost of entry south of the border. Sutherland is currently buying and renovating properties to increase ROI. This episode focuses on the following topics: How a Canadian can invest remotely in the USA How to choose the right market to invest in Strategy and financial deals in the USA Asset-based lending and buying down points What the corporate structure is like...2022-05-1248 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastReflecting on Past Experiences and Preparing for a Successful FutureFor our 50th episode, we talk about the challenges and triumphs we've had while investing in apartment buildings. Thank you to all of our previous and future guests for sharing their commercial real estate investment knowledge and experiences. Many more episodes to come!   *Remember to leave us a rating and review on your favourite podcast platform!   Connect With Us: Peak Multifamily Investments Instagram: @peakmultifamily Facebook: @peakmultifamily Facebook Group: Apartment Building Investors Network LinkedIn: Peak Multifamily Investments Email: connect@peakmultifamily.ca...2022-04-2115 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastKey to Success: Common Myths About Apartment BuildingsHave you ever doubted your next step in the multifamily industry from something you heard? This episode discusses and debunks some common misconceptions about apartment building investing. Some of the common myths we focused on include: The need to “know renovations and repairs” to successfully invest in multifamily properties The cost of apartment buildings and overall maintenance being “too expensive” How profitability is “negatively affected by vacancies” How real estate values “drop during recessions or economic downturns” The belief that only “the extremely wealthy can afford to buy apartment buildings” *Remember to leave us a rating and revi...2022-03-3155 minThe Canadian Multifamily Investing PodcastThe Canadian Multifamily Investing PodcastWhen to Successfully Sell Your BuildingAs of 2022, the commercial multifamily market continues to be a hot commodity. Some are selling their apartment buildings while more are looking to buy them. With that, the thought of ‘when is it the right time to sell?’ comes up often. If you’re a buyer or have a commercial multifamily portfolio and you’re looking to liquidate some or all of it, this will be a good episode for you!    In this episode, we discussed: Factors that may influence sellers when selling their properties Capital Gains Tax Rate and what it means Return on equity...2022-03-1719 min