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SLO County Real Estate with Hal SweaseySLO County Real Estate with Hal SweaseyAre rates falling in time to save us from the R Word?People are starting to rejoice as it looks like Mortgage rates are softening, which is good news. In this episode of the SLO County Real Estate Podcast with Hal Sweasey Mike Poyntz from Motif Mortgage has a positive outlook on where rates are going and how to be aggressive when it comes to jumping into the Market. The team also discusses the recession outlook and sizes up the SLO County landscape to see if a recession could have the same effect here as it does in other parts of the state. Lots of information here to digest. If you have...2024-09-2627 minGuiding You HomeGuiding You Home86. Interest Rates Hit One Year LowOver the last few weeks, interest rates hit a one year low. But the real question is, will they stay there? Mike Poyntz from Motif Mortgage joins us to talk about how we got here, and what market conditions would need to exist for rates to stay where they are or go even lower. We discuss the pros and cons of lower rates, and advice for buyers and sellers as we approach more cuts in interest rates. Contact Mike PoyntzThanks for listening! Please follow us on Instagram and Facebook. Email us with any question...2024-08-1448 minHolmes on Homes Podcast with Mike HolmesHolmes on Homes Podcast with Mike HolmesIs Your Home and Diet Harming Your Pets? Mike Talks To the ExpertsIf you know me you know how much I loved my dog Charlie. He was a big part of our family and without him, life wouldn't have been the same. It was very hard when we lost him but right then Meow Meow (our new cat) appeared out of nowhere in our life and everything changed once again —even though I was never the cat person. But both these experiences have taught me a lot about nurturing healthy pets and renovating with your pets in mind.  In this podcast episode, I had the chance to sit down wit...2024-08-0646 minThe CRY HAVOC CompanyThe CRY HAVOC CompanyHAVOC for the Holidays 2018A special live holiday episode of the CRY HAVOC Podcast featuring selections from the 2018 collection of Very Short Holiday Plays, written and read by members of The CRY HAVOC Company and the CRY HAVOC Workshop.http://www.cryhavoccompany.org/giftThe CRY HAVOC Company Annual Holiday EventMonday, December 17, 2018Still Trying by Katelin Wilcoxinspired by the song “The Year 2525” as performed by Zager & Evansfeaturing the character Clara from her play Empty HandedClara Jenny KirlinLucas Matt CowartStage Dire...2023-02-081h 07Smart RetirementSmart RetirementEpisode 50: Inflation - How it can mess with your retirement plans!In this episode Mike, Matt and guest speaker Jeff discuss how inflation can be the silent killer to your business and retirement portfolio. With all the government stimulus and businesses having to increase wages to attract good talent, the cost of living is increasing. We discuss steps to counterbalance inflation so that it does not have a significant affect in your future. We also give a sincere good-bye to Mike and introduce Jeff Shulem, CPA as the new co-host to the podcast.2021-06-0243 minSmart RetirementSmart RetirementEpisode 49: What is Cryptocurrency, and is it worth owning?In this episode Mike and Matt bring on a guest that was involved in the beginning creations of cryptocurrency. Michael Noel, Certified Blockchain Professional with Blockchain Consultants. Michael Co-Founded Blockchain Consultants, Inc. in 2016. He has been helping companies in multiple industries adopt Distributed Ledger Technology ever since. This is more of an educational show on how Cryptocurrency really works, and less about why you should hold or not hold some cryptocurrency in your retirement portfolio. Once again, the guys are bringing on more guests from different walks of life to help listeners get more informed decisions about products and...2021-05-1946 minSmart RetirementSmart RetirementEpisode 48: Thinking like a Retiree in your 40’s & 50’s – Part 3This is the final episode in our 3 part series that helps listeners focus on simple ways to start thinking like you are a retiree in your 40’s & 50’s, so that you can take advantage of your best asset - TIME. In this episode, Matt has the chance to interview Sylvain Templeman, Executive Vice President and National Sales Manager of The Pacific Financial Group. They go into detail about the concept of turning all, or some, of your 401(k) into a self-directed fund that gives Investors so many options they are not used to taking advantage of with their current Cust...2021-05-0635 minSmart RetirementSmart RetirementEpisode 47: Thinking like a Retiree in your 40’s & 50’s – Part 2In this episode, Mike and Matt lay the groundwork to help you start understanding what the average amount you should have in your retirement accounts when you are in your 30’s, 40’s, and 50’s. In addition to that, Matt helps those revisit or understand for the first time, the concept of maximizing your “free money” with your 401k match with the Employer, then your tax deferred savings, and then caps off the conversation with your tax free savings. He saves the best idea for last when he explains the various ways that an indexed universal life insurance product can give you t...2021-04-1536 minSmart RetirementSmart RetirementEpisode 46: Thinking like a Retiree in your 40’s & 50’s - Part 1This show begins a 3-part Series where the guys will go into detail on how to habitually prepare for retirement in your 40’s and 50’s, so that you can retire sooner with confidence. The episode starts with Mike and Matt quickly warming up with a discussion about the asset inflation taking place in the U.S. Real Estate Market – in January the Year-over-Year National average price increase for Real Estate was 11.2%, and this was a 15 year high. Additionally, they discussed how the lack of Affordable homes will affect everyone, but truly is affecting the First Time home buyer the most a...2021-03-3137 minSmart RetirementSmart RetirementEpisode 45: The Value of Preventing Health Care Costs in Retirement - Part 2Follow along as Mike and Matt discuss the many ways to financially plan for the “curve balls” your health will throw at you. There’s a Health Savings Account (HSA) discussion in this episode that will have you rethinking the way that you position your health care dollars that saves you money today, but helps you load up your “piggy bank” before the Medicare Health guidelines eliminate your ability to start-up an HSA. Then, just after the break Matt brings up some really brilliant ways to approach qualifying and paying for Long Term Care insurance, as we wrap-up this 2 part serie...2021-03-1747 minSmart RetirementSmart RetirementEpisode 44: The Value of Preventing Health Care Costs in Retirement - Part 1In this episode Mike and Matt begin this two part series with the guest appearance of Dr. Ken Ota from his very own O Longevity & Wellness Clinic in Scottsdale, AZ. The guys had him on the show to touch on the true benefits of preventative health care and medicine, as it pertains to those in their mid-life, or approaching retirement age. Also, the 3 of them discuss the philosophy of focus on one’s physical and mental health, in an effort to help listeners refocus on the way they approach their own personal health care. Ultimately, this episode is to pr...2021-03-0347 minSmart RetirementSmart RetirementEpisode 43: A Quick Check in After President’s DayIn this episode Mike and Matt just do a quick “check-in” with listeners following the President’s Day weekend. Mike speaks briefly about the status of the 10-Year U.S. Treasury Note and the importance of this index being above 1.20% currently, and how that has an effect on the mortgage rate markets. While Matt spends a few minutes on setting us up for our March 2-part series that will help listeners prepare for various ways to protect themselves from Health Care risks and expenses in Retirement. Please check out our You Tube channel, and Subscribe so that you ge...2021-02-1722 minSmart RetirementSmart RetirementEpisode 42: "What Does a Biden Victory Mean for my Retirement?"We are very proud to announce that we are now recording our Podcast as both a Video & Podcast! You can listen and watch now at the same time!!! Here’s the link to our YouTube channel – Smart Retirement Podcast. In this episode Mike and Matt touch discuss a “White Paper” that Matt Hollander sent out to his clients titled “What does a Biden Victory Mean for Me?” The guys touch on the fact that Political Parties don’t have a direct correlation to the Securities market but the changing of Parties has historically shown volatility in the Markets. Furt...2021-02-0339 minSmart RetirementSmart RetirementEpisode 41: Qualifying for a Mortgage with Little to No IncomeIn this episode Mike and Matt kick off the show with the current status of the Gold & Silver Market, as well as what to watch for as the 10 year Treasury Note makes a come back from its drastic decline in 2020 – see helpful link below to track the performance of the 10 YR U.S. Treasury Note. Also, Mike spends a good portion of the Show focusing on the SMART ways to provide Lenders with proof that you can repay a Conventional mortgage without showing much, if any, income. Mike elaborates on the 3 different ways he helps Retirees that have limited tr...2021-01-1934 minSmart RetirementSmart RetirementEpisode 40: Things to expect from the Real Estate Market in 2021In this episode Mike and Matt touch on the forecasts for the U.S. Real Estate market in 2021. The guys discuss points brought up in a 2021 Redfin Real Estate article, as Mike gives his “2 cents” on what happened in many transactions in 2020, as well as what listeners can expect when buying Real Estate in 2021. Matt provides some good insight on his local Market in Phoenix/Scottsdale, AZ region and why Zillow thinks there could very will be double-digit price increases in 2021. The article that the guys referenced in this show is on our Facebook page @ https://www.face...2021-01-0538 minSmart RetirementSmart RetirementEpisode 39: A Christmas Special – The Christmas Price Index, and what’s the Deal with the Dow?In this episode Mike and Matt embarrass themselves with their reading of the 12 Days of Christmas Price Index—it’s a ridiculous way to share some cheer. Also, they make it a point to address the real reasons why the Dow Jones has recovered from it’s low of 18,519, in late March, to over 30,000 today at Christmas. And of course, they “pepper in” their personal opinions of the 2021 forecasts for the Markets.2020-12-2236 minSmart RetirementSmart RetirementEpisode 38: Don’t let a Self-Directed IRA scare youIn this episode Mike and Matt touch on the concept of increasing your Investment options through a Self-Directed IRA. The guys help you understand the DO’s & Don’t of properly setting up a Self-Directed IRA. Also, Mike goes over some of the classic Myths about this style of Investment strategy. Remember just because your are in control of this IRA doesn’t mean you can make-up your own rules. The key is to plan & play smart and this tool could really help you earn more interest while you seek out things that you are more interested in.2020-12-0838 minSmart RetirementSmart RetirementEpisode 37: Pass the Estate Plans, with a side of Gravy – Happy Thanksgiving!In this episode Mike and Matt touch on why this time of year is a great opportunity to focus on the items that you need to be organized in your Estate Plan with your immediate Family; but, also your Parents or Grandparent’s plans as well. Matt goes over the basic necessities of what you really should have completed, notarized, and in order so that is the unthinkable illness, or worse death, happens in the Family you are ready to comfortably take action. Then, Mike touches on the proper way to utilize a Hard Money loan to help a Fa...2020-11-2435 minSmart RetirementSmart RetirementEpisode 36: Why isn’t anybody talking about the GDP? An election debriefIn this episode Mike and Matt touch on the historical performance of the U.S. Economy in Q3, and why Q4 will likely not be anywhere as good. Additionally, the guys debrief on the Presidential Election and the challenges that the Country faces with the end-of-the-Year discontinuance of the enhanced unemployment, mortgage relief, eviction bans and student loan forbearances. As smart retirees, we should be preparing for “WHO” is going to help repay the Government for the initial stimulus, and the one to come in 2021.2020-11-1029 minSmart RetirementSmart RetirementEpisode 35: The 7 Risks You'll Face in Retirement - Part 4 (Interest Rate & Market Risk)In this episode Mike and Matt touch on the final part of the series that focuses on the 7 retirement income risks. With the type of year we’ve had in 2020, the guys thought it would be best to save Interest Rate & Market risk for the last part of this Series. They go into details as to why having a “risk free” holding like a Certificate of Deposit or Money market account can cause interest rate risk relative to the inflation rate during the time you hold that investment. Additionally, later in the show Matt helps listeners understand how Market risk i...2020-10-2730 minSmart RetirementSmart RetirementEpisode 34: The 7 Risks You’ll face in Retirement – Part 3 (Sequence of Return & Investor Behavioral Risk)In this episode, Mike and Matt continue with Part 3 of their 4 part series that discusses managing the seven risks to retirement income. This episode covers the concept of “Sequence of Returns” risk and “Investor Behavioral” risk. Matt tells the story of how 2 separate families that both have $500,000 in their retirement accounts execute the same investment strategies, but run-out-of-money at two very different times because of what the Market was doing at the time they decided actually start drawing against their retirement accounts . The guys make sure that you know that there’s no way to absolutely remove the risk of Sequenc...2020-10-1340 minSmart RetirementSmart RetirementEpisode 33: The 7 Risks You'll Face in Retirement - Part 2 (Longevity & Withdrawal Rate Risk)In this episode Mike and Matt continue their 4 part series about managing the seven risks you'll face in retirement. This episode touches on the concept of out living your money, and how to manage what is known as “Longevity risk” and “Withdrawal Rate Risk”. Matt goes into some of the key details he shares in his Retirement survival workshops. Additionally, Mike supplements some helpful Real Estate equity tips on how to allow the equity in your home to extend the access to income you will have in retirement, and why sometimes a Reverse mortgage and Home Equity Line of Credit c...2020-09-2940 minSmart RetirementSmart RetirementEpisode 32: The 7 Risks You'll Face in Retirement - Part 1 (Inflation Risk)Mike & Matt are excited to kick off part 1 of a 4 part show series covering The 7 Risks You'll Face in Retirement. Today we are isolating Inflation risk, and the varying views of where inflation is today. Additionally, we’ll touch on the interesting concept of “Asset inflation”, and why you will want to focus on how inflation will affect your personal expenses, and financing decisions in Retirement. Finally, we give you some tips on how to capitalize on these ideas and perspectives in a year like 2020!2020-09-1541 minSmart RetirementSmart RetirementEpisode 31: How Will This Election Year Affect my Retirement?In this episode Mike and Matt touch on the fear and potential volatility that the U.S. economy could have regardless of which Presidential candidate wins in November. Our purpose on this show is to keep you thinking about your financial plan, while not letting the media or the fear of a certain President’s agenda scare you into doing something rash or hastily with your Retirement assets. We will also touch on a couple of ideas you can start implementing now as we approach the 2020 Presidential Election period. It’s important to know that neither of us pick a si...2020-09-0130 minSmart RetirementSmart RetirementEpisode 30: Ways to create an Equity Partner with your Real EstateIn this episode Mike and Matt interview Michael Lyon, Partnership Manager with Point Digital Finance. Point Digital Finance provides a Home Equity Investment financing solution that allows both Homeowners and Real Estate Investors 30 year financing options with no monthly payments. This is nothing like a Reverse Mortgage, and is a very interesting alternative in Real Estate finance. You are going to want to listen to how Point approaches thetheir formal partnership with you as a Real Estate owner, and how their vision is to see their partnerships help homeowners turn equity into cash that satisfies a short or long...2020-08-1844 minSmart RetirementSmart RetirementEpisode 29: Ways to have a more flexible College Savings plan - "Giving them the Gift of No Student Loans!"In this episode Mike and Matt touch on the all the ways we can help our children, or our children’s children, save and prepare for the ever increasing cost of a College education. Matt touches on various types of College Savings plans (I bet you don’t know all of them), and he even presents a handy way that he helps clients design a more robust College Savings plan with Life insurance. Also, Mike walks us through the savvy ways to have your kids be the Landlord while they are in College…listen to some of the success cases...2020-08-0441 minSmart RetirementSmart RetirementEpisode 28: What’s better than Cash? Cash and a Death Benefit!In this episode Mike and Matt touch on yet another smart retirement “tool to have in your bag”! Learn from listening to their esteemed special guest, Chris Foley, from Core Income Advisors, on why having a portion of your retirement portfolio held in a permanent life insurance policy might make a lot of sense. We get into the all of the investment advantages and tax-free advantages the policy provides as you navigate through retirement; while ultimately, setting up to pay your heirs a non-taxable lump sum upon your death.Special Guest: Chris Foley.2020-07-2153 minSmart RetirementSmart RetirementEpisode 27: Use your Tax Refund wisely, and Reap what you SowMike and Matt discuss 2 great ways to be disciplined and reinvest your tax refund into making your future financial life more free. With Tax Refund time “right around the corner” for many Americans, it’s time to make those dimes & nickels turn into quarters…Also, we touch on some key tips & trick for how to prepare and execute your Tax filing this year, and many to come. 2020-07-0850 minSmart RetirementSmart RetirementEpisode 26: Estate Planning "101" - The BasicsIn this episode Mike & Matt have the pleasure of interviewing, Mark Hall, an attorney of Mark E. Hall, PC law firm to discuss the basics of wills or trusts and where they might make sense. Mark Hall also goes over the basic details of why there are different forms of trusts to have in place depending on your personal financial situation. As a gift to our listeners, Mike & Matt have gotten Mark to agree to complete a new Trust for you, or review your Trust, at a promotional rate. Take a listen and help protect your beneficiaries assets as...2020-06-2340 minSmart RetirementSmart RetirementEpisode 25: About $800,000 reasons to plan properly for Social SecurityIn this episode Matt reminds listeners that there’s a fortune “sitting right under their noses” if they just plan out their Social Security income properly. Mike adds some of the best ways to delay Social Security income by using your Real Estate equity, as well as a few other ways that those should consider.2020-06-0942 minSmart RetirementSmart RetirementEpisode 24: What if you were the Bank, and Homeowners paid you?In this episode Mike and Matt bring on a guest, Darin Moore DRE#01147784 from Sunset Mortgage, on the Show to help listeners understand the investment insight of being Private 1st Trust Deed lenders. Darin goes into detail as to what these loans provide Investors for income, collateral, and how his firm will help you manage the Servicing of these Notes as your point of contact. It’s another great show with alternative ways for you to minimize principal loss while maximizing returns.Special Guest: Darin Moore.2020-05-2655 minSmart RetirementSmart RetirementEpisode 23: Do you have Volatility Insurance?In this episode Mike & Matt give a brief review of the SECURE act of 2019, Matt breaks down some ideas to combat volatility in your portfolio by creating "Volatility Insurance", and Mike discusses tax advantaged ways to sell your real estate while being your own bank.2020-05-1358 minSmart RetirementSmart RetirementEpisode 22: What Shape will the Economy Take in 2020 - Part 2In this episode Mike and Matt touch on why Congress suspended the Required Minimum Distributions for those in Retirement, due to COVID-19. Also, Mike goes into to detail of the Good, Bad and the Ugly if you are considering a Mortgage forbearance. Also, the guys discuss the alternative ways to have your assets provide you cash-flow during these abnormal times.2020-04-2846 minSmart RetirementSmart RetirementEpisode 21: What Shape will the Economy Take in 2020 - Part 1In this episode Mike and Matt touch on the forecasts for when the U.S. will see a recession recovery from COVID-19, the current Unemployment rate and projected GDP figures from this historical “forced” recession. Also, we lay the groundwork for how we are going to report on the recovery of the U.S. Economy throughout the rest of 2020.2020-04-1453 minSmart RetirementSmart RetirementEpisode 20: Serenity NowMike & Matt will discuss the sense and serenity to have in this market by discussing taking advantage of products that allow you to cap your losses and diversify your gains, as well as touch on what the Federal Reserve has done to help us see some stability in the Economy, and how the CARES Act put into Law by Congress in March should provide a resource to both individuals and Small Businesses.Sponsored By:2020-03-311h 01Smart RetirementSmart RetirementEpisode 19: The Corona Virus & Your RetirementIn this show we focus on how the COVID-19 virus is attacking the Financial Markets, and how you can counter what the 2020 Market is doing to your retirement with ways to protect your assets. Additionally, Mike and Matt touch on the recent interest rate cuts made by the Federal Reserve, and why the Federal Funds Rate and Mortgage rates are not directly correlated.Sponsored By:2020-03-1742 minSmart RetirementSmart RetirementEpisode 18: The Wealth Triangle Part 3- Enjoying and Protecting Your WealthIn this episode Mike & Matt focus on the ways to “Live Well”, by accessing the Assets that they’ve worked so hard to set-up and preserve. Through Real Estate, Financial products, and just good Smart sense listeners will understand how to “tap into” their liquid assets that will aide in Enjoying & Protecting their Wealth. Additionally, Matt helps our listeners understand the changes in some of the new Laws that have taken affect in 2020, and how understanding the SECURE Act of 2020 will set your Family up for success as they receive your Legacy. **Listeners can always email us questions...2020-03-0345 minSmart RetirementSmart RetirementEpisode 17: The Wealth Triangle Part 2 - Growing & Protecting your WealthIn this weeks episode Mike & Matt discuss part 2 of our three part series "The Wealth Triangle". Part 2 will help guide you through ideas of how to grow and protect your wealth. A diagram of the triangle can be found on our Facebook page! Thank you for listening.Sponsored By:2020-02-1841 minSmart RetirementSmart RetirementEpisode 16: The Wealth Triangle Part 1 - Building a FoundationIn this weeks episode Mike & Matt discuss part 1 of our new three part series "The Wealth Triangle". Part 1 will explain the importance of building a strong foundation for your retirement and how that will benefit you later on in life. A diagram of the triangle can be found on our Facebook page! Thanks for listening.Sponsored By:2020-01-281h 03Smart RetirementSmart RetirementEpisode 15 :Capturing the Gains from 2019!In this episode Mike & Matt discuss ideas of how to protect your earnings from 2019 and how to not give everything thing back. Remember a gain is not realized until you sell! Happy New Year!Sponsored By:2020-01-1439 minSmart RetirementSmart RetirementEpisode 14: Wealth TransferIn this episode, Mike & Matt discuss different strategies and ideas of how to properly pass on your assets to your beneficiaries and avoid things like unnecessary taxes and probate.2019-12-261h 02Smart RetirementSmart RetirementEpisode 13: Thank You & Happy HolidaysIn this short episode, Mike & Matt wanted to take a few minutes to thank our listeners and wish you all a very happy holidays as well as, a very healthy new year. Thank you all for a great 2019.2019-12-1804 minSmart RetirementSmart RetirementEpisode 12: Income, Growth, and NO Market RiskIn this episode Mike & Matt brought in an industry expert, Marc Rogers, to discuss alternatives to the stock market and how to still receive decent growth in your retirement accounts without market risk. Also discussed is how to create an income stream you will not outlive. Happy Holidays!Special Guest: Marc Rogers.2019-12-1053 minSmart RetirementSmart RetirementEpisode 11: Protecting Yourself from the UnknownIn this episode, Mike & Matt talk with one of the nations leading experts in identity theft protection, Dana Mantilia, and learn some of the ways you can protect yourself from this serious issue. Special Guest: Dana Mantilia.2019-11-2645 minSmart RetirementSmart RetirementEpisode 10: The Short & Long Term Benefits of a Reverse MortgageOn this episode Mike interviews Brad Byrnes of Finance of America to get a deeper look at the reverse mortgage market and how it can truly benefit you in retirement.Special Guest: Brad Byrnes.2019-11-121h 08Central Coast LendingCentral Coast LendingMortgage Matters Show 11 - 02 - 19Hosts Jason Grote and Mike Poyntz analyze the latest real estate and financial news.2019-11-041h 47Smart RetirementSmart RetirementEpisode 9: The Scary Costs of HealthcareIn this episode Mike & Matt get into what could be the scariest part of retirement, healthcare. Learn about the costs of the unknown and how to prepare for an unexpected. Happy Halloween! 2019-10-2956 minSmart RetirementSmart RetirementEpisode 8: The Top 10 Mistakes Retirees Make - Part 2In this weeks episode, Mike & Matt dive into the last 5 of the Top 10 mistakes retirees make in retirement. Remember this is a two part show and to please tune into part 1 if you haven't listened to it yet!2019-10-1539 minSmart RetirementSmart RetirementEpisode 7: The Top 10 Mistakes Retirees Make - Part 1In this weeks episode, Mike & Matt dive into the first 5 of the Top 10 mistakes retirees make. Remember this is a two part show and to please tune into part 2 when it's released.2019-10-0148 minSmart RetirementSmart RetirementEpisode 6: Annuity OverviewIn this Episode, Matt dives into the different types of annuities available today and gives his opinion on what may be right for retirees. (If you would like to get right into content please skip to after the first commercial break [14:10].)2019-09-1747 minSmart RetirementSmart RetirementEpisode 5: Reverse MortgageAn episode that discusses the advantages of a Reverse Mortgage in retirement.2019-09-0343 minSmart RetirementSmart RetirementEpisode 4: RMD's & Roth ConversionsThis episode talks about Required Minimum Distributions with ideas of how to reduce your RMD and create a tax free retirement through a Roth Conversion of your qualified accounts.2019-08-2038 minSmart RetirementSmart RetirementEpisode 3: Bio ShowAn episode for Mike and Matt to tell listeners more about themselves.2019-08-1722 minSmart RetirementSmart RetirementEpisode 2: Social SecurityThis episode will help you understand the complexity of social security while giving ideas and options on how to take advantage of the benefit.2019-08-1640 minSmart RetirementSmart RetirementEpisode 1: FeesThis episode helps explain different types of fees in retirement.2019-08-1650 minCentral Coast LendingCentral Coast LendingMortgage Matters 07 - 13 - 19Host Jason Grote and Mike Poyntz analyze the latest real estate and financial news.2019-07-151h 48Central Coast LendingCentral Coast LendingMortgage Matters Show 06 - 22 - 19Hosts Daniel Podesto and Mike Poyntz analyze the latest real estate and financial news.2019-06-251h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 05 - 11 - 19Hosts Daniel Podesto and Mike Poyntz analyze the latest real estate and financial news.2019-05-131h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 03 - 30 - 19Hosts Jason Grote and Mike Poyntz analyze the latest real estate and financial news.2019-04-081h 37Central Coast LendingCentral Coast LendingMortgage Matters Show 03 - 23 - 19Hosts Jason Grote and Mike Poyntz analyze the latest real estate and finacial news.2019-03-251h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 03 - 09 - 19Host Daniel Podesto and Loan Officer, Mike Poyntz analyze the latest real estate and financial news with guest, Realtor, Steve Demartini.2019-03-111h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 01 - 26 - 19Hosts Daniel Podesto and Mike Poyntz analyze the latest real estate and financial news.2019-01-281h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 12 - 01 - 18Hosts Daniel Podesto and Mike Poyntz analyze the latest real estate and financial news with guest Lindsey Harn from Richardson Properties.2018-12-031h 47Central Coast LendingCentral Coast LendingMortgage Matters 07 - 21 - 18Hosts Jason Grote and guest host, loan officer, Mike Poyntz analyze the latest real estate and financial news.2018-07-231h 38Central Coast LendingCentral Coast LendingMortgage Matters Show 01 - 6-17Guest Host: Mike Poyntz, Loan Officer; and Special Guests: Jeffrey Hollander and Matthew Hollander of Century Financial Consultants.2018-01-081h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 07 - 15 - 17Guest Host: Mike Poyntz, Loan Officer and Featured Guest: Kristie Carter, Broker analyze the latest real estate and financial news.2017-07-171h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 23 01 - 28 - 17Guest Host: Mike Poyntz, loan officer, and Daniel Podesto analyze the latest real estate and financial news.2017-01-301h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 10 09 - 17 - 16(1)Host Jason Grote and guest host, loan officer Mike Poyntz analyze the latest real estate and financial news, as well as discuss the rental inspection ordinance in the city of San Luis Obispo. Guests: Dan Knight, general contractor and attorney at law and Dan Carpenter, Vice Mayor of San Luis Obispo join us in this discussion.2016-09-191h 47Central Coast LendingCentral Coast LendingMortgage Matters Show 7 - 23 - 16Hosts Daniel Podesto and guest host Mike Poyntz analyze the latest real estate and financial news. Guests: Landon and Brad from Schenburg, Taylor, McCormick, Jecker Appraisers2016-07-251h 47Central Coast LendingCentral Coast LendingMortgage Matters 05 - 14 - 16Guest host Mike Poyntz and Jason Grote analyze the latest real estate and financial news. Guest: Gerry Reynolds of Patriot Valuations2016-05-171h 48Central Coast LendingCentral Coast LendingMortgage Matters 02 - 20 - 16Hosts Daniel Podesto and Jason Grote analyze the latest real estate and financial news. Guest Host: Mike Poyntz, Central Coast Lending Guest: Bruce Freeburg, Patterson Realty2016-02-221h 49Central Coast LendingCentral Coast LendingMortgage Matters 01 - 23 - 16Host Jason Grote and guest host Mike Poyntz analyze the latest real estate and financial news2016-01-251h 49Central Coast LendingCentral Coast LendingMortgage MattersRadio: October 17 ('15)Guests: Julie Opheim & Rosanna Medieros (Placer Title Company), and Dallas K. Mosier (Carmel & Naccasha LLP) Host Jason Grote and guest-host Mike Poyntz of Central Coast Lending analyze the latest real estate and economic developments.2015-10-201h 49Central Coast LendingCentral Coast LendingMortgage Matters Radio: September 5 ('15)Hosts Dan Podesto and Mike Poyntz analyze the latest real estate and economic news.2015-09-081h 50Central Coast LendingCentral Coast LendingMortgage Matters Radio: July 25 ('15)Host Dan Podesto and guest-host Mike Poyntz discuss the latest real estate and financial news.2015-07-271h 49Central Coast LendingCentral Coast LendingMortgage Matters Radio: April 11 ('15)Host Daniel Podesto and guest host Mike Poyntz analyze the latest real estate and financial news. They are joined by Jessica Steely, President of Semmes & Co. Builders, Inc.2015-04-131h 49Costing the EarthCosting the EarthClimate Change: Inconvenient Facts?With arctic sea ice shrinking and Antarctic sea ice growing, Tom Heap asks what is happening to the climate.Despite the consensus of scientists around the world, there are still some anomalies in the computer models of the future climate. Tom Heap is joined by a panel of experts to tackle some of the difficult questions that lead to uncertainties in our understanding of the changing climate.The perceived wisdom in the scientific community is that the climate is warming but evidence shows that even though Arctic sea ice is melting, there has actually been...2015-03-3128 minCentral Coast LendingCentral Coast LendingMortgage Matters Radio: March 28 ('15)Host Dan Podesto is joined by Central Coast Lending Loan Officer, Mike Poyntz, and Dan Knight of Dan Knight Construction and Plumbing to analyze the latest real estate and financial news.2015-03-311h 49Central Coast LendingCentral Coast LendingMortgage Matters Radio: February 21 ('15)Host Dan Podesto is joined by Mike Poyntz (Loan Officer at Central Coast Lending) and Keith Byrd (Patterson Realty) to discuss the latest real estate, mortgage, and financial news.2015-02-231h 49Costing the EarthCosting the EarthIntergovernmental Panel on Climate ChangeTom Heap reports on the latest findings of the Intergovernmental Panel on Climate Change.He's joined by a panel of top scientists and thinkers to pick over the report and discover what the indications are for the global climate over the next few decades. The panel includes:Professor Julia Slingo, Met Office Chief Scientist Sir Mark Walport, UK Government Chief Scientific Adviser Dr. Bjorn Lomborg, Author of "The Skeptical Environmentalist" Professor Mike Hulme, Professor of Climate and Culture, King's College London Mark Lynas, Author and environmentalist Tony Grayling, Head of Climate Change and Communities, Environment...2013-10-0127 min