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Behind the VaultBehind the VaultTransforming a Century-Old Bank for the Future with Fist International Bank and Trust CEO Peter StenehjemWhat happens when a century-old community bank embraces fintech innovation? In this episode of Behind the Vault, Peter Stenehjem fourth-generation CEO of First International Bank & Trust, shares their journey of growth and transformation.Key topics from our conversation:Leading a 115-year-old family-owned bankBalancing tradition with innovationStrategic expansion through acquisitionsMoving into payment fintech offeringsDeveloping Banking-as-a-ServiceManaging risk in real-time paymentsThe episode provides essential insights for:Community bank leadersFamily-owned business executivesFintech innovatorsBanking transformation leadersRisk management professionalsFor more info:First International Bank and TrustKotapayPeter's LinkedIn profile2025-01-2224 minBehind the VaultBehind the VaultCreating a Community FI CD Marketplace with John Blizzard of Seattle Bank and CD ValetWhen Seattle Bank couldn't find the right solution for asset growth, they built one themselves. In this episode of Behind the Vault, CEO John Blizzard shares how they created CD Valet, a marketplace helping community banks compete for deposits nationwide.Key topics from our conversation:How Seattle Bank identified the CD marketplace gapBuilding and scaling a fintech solution as a community bankRaising $150 million in deposits in 10 weeksTechnology and team requirements for nationwide reachTaking CD Valet from an internal solution to a standalone businessThe episode provides essential insights for:Bank executives seeking deposit...2025-01-1523 minStart LocalStart LocalLeading a Growing Credit Union with Gary GoldenBusinesses, nonprofits, and individuals have more banking options than ever before. To help local leaders understand some of their options, we sit down with Gary Golden of Propell Credit Union to chat through how a credit union can help with financial services. We cover the history and growth of the community-chartered credit union, learning about its local connection to the helicopter industry. We hear how Propell is expanding its brick and mortar footprint, having recently opened a new branch in Chester County, Pennsylvania.OUR PARTNERSouthern Chester County Chamber of CommerceLINKS2025-01-1051 minBehind the VaultBehind the VaultRedesigning the Institution at Travis Credit Union with CEO Kevin MillerWhen called upon to transform an organization, it's often a delicate and ever-changing balancing act. This requires delivering outcomes that not just meet expectations but will win in the market and operate within the realities of the institution's resources and capabilities. In this episode, we sit down with Kevin Miller, CEO of Travis Credit Union, to discuss their journey of such an effort. Kevin walks through the ambitious goals for the CU and its approach to people, processes, and technology. He shares insights and lessons learned almost 3 years into the process. Key topics from our...2025-01-0824 minBehind the VaultBehind the VaultBuilding a Digital Strategy on Feedback with Addition Financial Kevin DoughertyBeing led by the needs of your customers and members is a given. Being confident of what those needs are is another matter. And making big bets on things like your digital experience is increasingly becoming make or break for an institution's relevance. Addition Financial's COO Kevin Dougherty shares how their team turned member insights into actionable requirements, avoiding costly missteps and building features their members truly needed. Kevin shares their member-first approach to digital transformation, where extensive surveys and feedback loops created the roadmap for their success.Key topics from our conversation:Turning...2024-12-1824 minBehind the VaultBehind the VaultStaying Ahead of Regulatory Change- Insights from Jim McCarthyHow is fintech changing financial regulation, and what does it mean for your institution? In this episode of Behind the Vault, Jim McCarthy draws on his unique experience as a founding CFPB member and former FDIC regulator to help us understand where consumer financial regulation is headed.Key topics from our conversation:Evolution of consumer financial regulationUsing sentiment data to predict compliance risksImpact of fintech on regulatory expectationsOpen banking and Rule 1033 implicationsStrategies for staying ahead of regulatory changesJim's perspective and advice can be invaluable to:Bank and credit union...2024-12-1126 minBehind the VaultBehind the VaultThe Transformed Banking Experience - Sandy Spring Bank's Digital JourneyIn this episode, we dive deep with Sandy Spring Bank's Chief Digital Officer Chris Orr and Director of Omni-Channel Strategy Jeff Weidley as they share their journey of leading digital transformation at a $14B institution. Through their unique paired leadership approach, Chris and Jeff reveal how they've orchestrated comprehensive changes in digital banking capabilities while maintaining focus on customer experience. They discuss the evolution of their technology stack, the challenges of post-pandemic modernization, and their innovative approach to in-house software development. The conversation illuminates how executive leadership, organizational alignment, and continuous customer feedback create the foundation for successful digital...2024-12-0425 minBehind the VaultBehind the VaultBetter Experience through Design Thinking for Community FIsFinancial institutions worldwide will spend over $9 billion on digital banking solutions this year, yet more than half of these initiatives fail to meet expectations. In this episode of Behind the Vault, we explore why this happens and how community banks and credit unions can build better digital experiences through design thinking.Key topics from our conversation:Why digital transformation often falls shortHow design thinking applies to bankingCreating low-fidelity prototypes to test ideasBalancing customer needs with regulatory requirementsBuilding differentiated value in digital experiencesActionable takeaways from this episode:Building systematic customer...2024-11-2714 minBehind the VaultBehind the VaultMarketing as a Growth Engine- Insights from Nymbus CMO Jody GuetterIn this episode, we hear from Jody Guetter, Chief Marketing Officer at Nymbus, about the lessons learned in consumer engagement from a career in consumer brand marketing, community banking, and fintech. Jody shares insights on the evolution of marketing roles in community banking, the importance of data-driven strategies for growth, and the often missed uses of technology in marketing. She delves into the verticalization strategy, illustrating how narrowing focus can expand market reach and improve service offerings. This episode offers valuable lessons on balancing risk, optimizing growth strategies, and leveraging data and technology for financial institutions.Key...2024-11-2032 minBehind the VaultBehind the VaultAligning Growth and Purpose with Beneficial State Bank's Randell LeachIn this episode of Behind the Vault, we hear from Randell Leach, CEO of Beneficial State Bank. Beneficial State Bank is proving that banks can be profitable and purposeful. It has grown into a $1.5 billion CDFI while staying disciplined in the business it pursues and avoids and focused on accessibility to underserved communities in the US Northwest.Key highlights from our conversation:How Beneficial State Bank measures success through a triple-bottom-line approachThe unique challenges and opportunities of operating a mission-driven bankTheir approach to unionization effortsCreating profitable growth while prioritizing community impact...2024-11-1327 minBehind the VaultBehind the VaultLeading Innovation with Golden 1 Credit Union's Mike DaumIn this episode, Mike Daum, Chief Marketing Officer of Golden 1 Credit Union, shares his fresh perspective on driving change at one of America's largest credit unions. As a recent addition to the $20B+ institution, Mike offers unique insights on modernizing a 91-year-old organization while preserving its core values.Key topics from our conversation:Transitioning from traditional banks to the credit union marketThe shared vision and mission of serving the community and meeting financial needsModernizing marketing functions and the martech stackBalancing change and modernization with the Golden 1's legacyThe critical role of data strategy and personalization2024-11-0625 minBehind the VaultBehind the VaultDigital Innovation Disciplines with IncredibleBank's Phil SuckowIn this episode of Behind the Vault, Phil Suckow, VP of Innovation at IncredibleBank, challenges that assumption by sharing how a 60-year-old Wisconsin community bank transformed itself into a digital banking pioneer.Key highlights from our conversation:IncredibleBank's journey from traditional community bank to digital innovatorBuilding and launching digital brands without massive development teamsDeveloping a framework for innovationStrategic partnerships with fintechs and core providersPractical approaches to innovation with limited resourcesThis episode demonstrates how community banks can compete and win in today's digital landscape through strategic focus and deliberate execution.2024-10-3028 minBehind the VaultBehind the VaultThe Practical Application of AI for Community FIs Today with Ben Maxim of MSUFCUIn this episode of Behind the Vault, we hear from Ben Maxim, the Chief Innovation Officer of Michigan State University Federal Credit Union. While every innovation discussion inevitably touches AI, we hear Ben's perspective on the misses and hits the CU, and its wholly owned CUSO, The Reseda Group, has had to get real returns from AI in its operations.Key highlights from our conversation:The real-world applications that have and haven't made an impactThe role partnerships play in composing successful solutionsWhere Ben sees BaaS and embedded payments headed in the futureHow credit unions can balance...2024-10-2328 minBehind the VaultBehind the VaultBuilding for the Small Financial Institution with Ted Coy of ValiifyIn this episode of Behind the Vault, we look at the inside vs. outside innovation options with Ted Coy, founder of Valiify, a CUSO dedicated to serving smaller banks and credit unions. Ted's journey from Alabama Credit Union to entrepreneurship offers a unique perspective on the challenges and opportunities in this often overlooked sector.Major points from the episode:Ted's career path and the experiences that led to founding ValiifyThe unique needs of small financial institutions and why they're underservedTackling digital account opening for community banks and credit unionsOvercoming the technology adoption bottleneck in smaller institutionsThe...2024-10-1625 minBehind the VaultBehind the VaultThe Sticks and Carrots of Open Banking with Lisa Arthur of SensediaIn this episode of Behind the Vault, we explore the complex world of open banking with Lisa Arthur, US Director and Global Chief Marketing Officer for Sensedia. As regulatory pressures mount and consumer expectations evolve, understanding the impacts of open banking is crucial for community financial institutions.Key highlights from our conversation:Decoding open banking and its impact on community financial institutionsNavigating the challenges and opportunities presented by CFPB's Rule 1033Strategies for leveraging open banking to enhance customer experience and drive growthGlobal perspectives and case studies on successful open banking implementationsThe future of open banking and...2024-10-0936 minBehind the VaultBehind the VaultBuilding Member Relationships Using Data with Kevin Brauer of Affinity Federal Credit UnionIn this episode of Behind the Vault, we sit down with Kevin Brauer, CEO of Affinity Federal Credit Union, to explore innovative strategies for deepening member relationships and community engagement in the financial sector.Key highlights from our conversation:Kevin's journey to becoming CEO and taking over when his predecessor was in the role for 27 years The credit union's wellbeing program and its holistic approach to member supportStrategies for engaging younger demographics through targeted financial education initiativesHow surveys play a critical role in Affinity's ability to tailor services and address critical community needsAffinity's 90-year evolution and...2024-10-0224 minBehind the VaultBehind the VaultUnlocking the Potential of Credit Union and Bank Mergers with Michael Bell of HonigmanIn this episode of Behind the Vault, we explore the world of credit union and bank mergers with industry expert Michael Bell of law firm Honigman. M&A remains high on the list of growth (and exit) strategies for both banks and credit unions, and Michael shares his perspective and experience on what good deals look like and what a successful buyer and seller.Key topics covered in our discussion:* The origins and evolution of credit unions acquiring banks* Navigating the complex regulatory landscape of cross-type financial institution M&A* Trends...2024-09-2529 minBehind the VaultBehind the VaultDesign & Trust for Community FIs with Architect Diana MelicharIn this episode of Behind the Vault, we explore the crucial intersection of architectural design and customer experience in community banking. Our guest, Diana Melichar, owner and principal of Melichar Architects, shares her expertise creating spaces that build trust and enhance customer relationships.Key topics covered in this 25-minute conversation:-How thoughtful design influences customer trust and experience-Balancing modern banking needs with historic aesthetics-Integrating local culture and hospitality elements into bank designs-Best practices for selecting an architect for your institutionDiana...2024-09-1826 minBehind the VaultBehind the VaultInnovating Community FI Services: A Conversation with Jonathan Taylor of CU SolIn this episode of the Behind the Vault podcast, we explore the intersection of creativity and finance with Jonathan Taylor, MBA, CEO of CU Sol, a Credit Union Service Organization (CUSO). JT shares his journey from the world of media, music, and arts, the impact on credit union innovation, and the unlikely partnership that led to CU Sol's creation.Key highlights from our discussion:JT's unique background and transition into the credit union movementThe role and impact of CUSOs in modernizing financial servicesCU Sol's innovative approach to serving credit unions and their membersThe CU SAFE initiative...2024-09-1130 minBehind the VaultBehind the VaultLaunching A Niche Digital Financial Brand with Rob Hoyle, CIO of Vantage West Credit UnionIn an era where fintech startups often dominate headlines, Vantage West Credit Union proves that established financial institutions can innovate too. Their new digital brand, HUSTL, is reimagining financial services for freelancers and gig workers.In this episode of Behind the Vault, we speak with Rob Hoyle, CIO of Vantage West Credit Union, about the journey of creating HUSTL. This conversation offers valuable insights for financial leaders considering new ways to serve niche markets.Key points from our discussion with Rob:* The rationale behind creating a separate brand for freelancers* Challenges...2024-09-0430 minBehind the VaultBehind the VaultExecuting a Community Bank Turnaround with Dave Lamb of Oxford BankIn this episode, we hear the story of the turnaround of a 100+ year-old institution with Dave Lamb, Chairman, President, and CEO of Michigan's Oxford Bank. Dave shares his background and how it prepared him for his role in leading a struggling community bank, operating under a consent decree, into a growing and thriving institution. The Oxford Bank story demonstrates the overwhelming importance of culture, especially when faced with an existential threat. Dave shares his experience of coming in as an outsider in the middle of a crisis and the path Oxford took through a turnaround and into growth, including...2024-08-2833 minBehind the VaultBehind the VaultNavigating Change and Overcoming Resistance with James Robert Lay of the Digital Growth InstituteJoin us for a special conversation with James Robert Lay, founder and CEO of the Digital Growth Institute and author of Banking on Digital Growth and Banking on Change. In this episode, James Robert shares:* Why consumer behavior is driving financial services transformation* The importance of continuous reinvention in the face of exponential change* How to overcome resistance to change within your organization* The power of shorter time periods for driving progressWhether you're a community bank, credit union, or fintech leader, this episode offers invaluable insights on positioning...2024-08-2135 minBehind the VaultBehind the VaultBanking on Litigation: How Esquire Bank Found Its Niche in Plaintiff Law FirmsIn this episode, Andrew Sagliocca, CEO of Esquire Bank, shares the unique journey of building a specialized bank focused on serving a narrowly defined customer. Andrew shares the challenges and strategies involved in differentiating their unique offerings and go-to-market strategy, including overcoming regulatory hurdles to develop tailored technology solutions. He provides insights into the bank's approach to understanding its target market, building trust with clients, and leveraging fintech partnerships to enhance its services.Highlights/Topics:Esquire Bank's origin and focus on the litigation verticalChallenges in valuing and lending against contingent legal assetsThe importance of understanding the...2024-08-1439 minBehind the VaultBehind the VaultCuriosity-Driven Financial Service with Kathy Jumper of Orange County's Credit UnionOrange County's Credit Union is much more than the municipality of its namesake. In the past five years, the Credit Union has undertaken a growth strategy, vastly expanding its Southern California presence and adopting a nationwide membership field for its digital banking channels. Kathy Jumper, President and CEO, shares with us the approach they are taking and how her wide and varied background in banking and credit unions informs their execution.This episode is for anyone looking to understand the strategies driving growth in modern community financial institutions.Highlights from our discussion:* From...2024-08-0719 minBehind the VaultBehind the VaultHow did a university credit union transform into a fintech powerhouse?Join us for a masterclass in innovation with April Clobes, CEO of Michigan State University Federal Credit Union (MSUFCU). In this episode, April reveals:* MSUFCU's journey from buying fintech solutions to creating their own* The secret sauce behind their successful fintech acquisitions* How they formed Reseda Group, a credit union service organization (CUSO), to sell solutions to other institutions* Their venture into investing in fintech startupsKey takeaways:* The critical importance of board alignment in driving innovation* How MSUFCU leverages its "Labs" sub-brand for pilot...2024-07-3135 minBehind the VaultBehind the VaultExpanding into a new Metro with DJ Kurtze of Five Star BankWhen big regional banks stumbled last year, many customers were left out in the cold. In this episode, we talk with DJ Kurtze, SVP and San Francisco Bay Area Regional President for Five Star Bank, about how Five Star is stepping in to fill that gap. DJ shares his firsthand experience of customer dissatisfaction and the Sacramento bank's strategic move into the Bay Area. Discover how their relationship-driven approach is winning customers in a unique competitive landscape. This episode is a must-listen for anyone interested in the dynamics of regional banking, especially in a post-crisis environment. DJ...2024-07-2420 minBehind the VaultBehind the VaultStrategies for Optimizing Channels with Chris Turnley of UFCURationalizing effort and investment in how and where you serve clients is difficult to get right. It is trickier still to do so with the resources of the community FI. In this episode, we talk with Chris Turnley, EVP of Member Experience at University Federal Credit Union (UFCU) in Austin, Texas. Chris shares how his background in consumer services and fintech has helped shape a winning strategy for UFCU. Chris shares his insights on the evolution of financial services, the fallacy of all or nothing in digital transformation, and the balancing act creating a standout member experience requires. 2024-07-1720 minMindful B2B Marketing | Business Growth and Social Impact (Former: Forward Launch Your SaaS)Mindful B2B Marketing | Business Growth and Social Impact (Former: Forward Launch Your SaaS)S2E8: How to leverage AI in B2B Marketing -- ft. Rich Edwards, CEO of Mindspan SystemsMAIN INSIGHT: Leverage data-driven strategies and artificial intelligence to transform and optimize marketing efforts.GUEST BIO: Rich Edwards is the CEO of Mindspan Systems, a company specializing in transforming community financial institutions through data-driven strategies and innovative technologies. With a career spanning over a decade at IBM, Edwards has significant experience in product strategy, data center automation, and artificial intelligence, including a pivotal role in the launch of the IBM Watson Developer Cloud. RESULTS: Increased personalization in marketing, allowing companies to cater specifically to individual customer preferences and ne...2024-07-151h 10Behind the VaultBehind the VaultStrategies for Serving a Changing Community with Laura Worzella of OneAZ Credit UnionIn this episode, Laura Worzella, Chief Operating Officer of OneAZ Credit Union, discusses building a strategy for long-term success based on market and demographic trends. From slow-moving generational shifts in population to the rapid changes new industries can bring to a region, staying ahead of your community's evolving needs can be difficult. Laura shares OneAZ's insights and approach to doing just that with the changing face of America's Southwest.Highlight from our discussion:* The unique demographic shifts in Arizona* The growing industrial and SMB * How all of these factors influence expansion...2024-07-1020 minBehind the VaultBehind the VaultThe Problems and Opportunities in Distressed Commercial Real Estate with Greg Freedman, BH3 ManagementEveryone is worried about CRE debt, but there is less consensus about how much to worry. In this episode, we talk with Greg Freedman, co-founder and CEO of BH3 Management. BH3's business model was born out of the mass of distressed commercial real estate paper in 2009. Greg shares with us his perspective on the past 15 years of the market, how today compares to the last crisis, and what indicators and events will shape the coming months and years.Highlights from our conversation:-Starting during the great financial crisis-Marrying distressed debt and...2024-07-0319 minBehind the VaultBehind the VaultBranching Out - Physical Expansion strategy of Ascend Federal Credit Union w/ CEO Matt JerniganFor community FIs, spending on digital channels and other technology often comes at the expense of opening new branches. This isn't the case for Ascend Federal Credit Union of Tennessee. President and CEO Matt Jernigan shares the growth strategy of the $4 billion credit union and the central role physical branches play. Matt talks about how design, technology, and winning local relationships help Ascend meet the needs of a growing member base and keep a lid on expenses.Highlights from the episode:-The expansion challenges of Middle Tennessee-The importance of physical branches, even...2024-06-2619 minBehind the VaultBehind the VaultThe Legacy and Future of Economic Equality with Kevin Cohee of OneUnited BankIn this episode, we discuss the history of economic inequality in America with Kevin Cohee, Chairman and CEO of OneUnited Bank. Kevin shares how his family's legacy in financial justice shaped his upbringing and the vision he has for the way banking can play a role in equality and justice today. You can learn more about OneUnited's founding and growth in our earlier discussion with President and COO Teri William in episode #12.Highlights from our discussion with Kevin:* Kevin's Family Legacy* Their connection to the founding of the Greenwood District of...2024-06-1930 minBehind the VaultBehind the VaultLong Live Retail Banking with Elizabeth Magennis of ConnectOne BankIn this episode, we talk with Elizabeth Magennis, President of ConnectOne Bank, about the resilience and adaptability of retail banking in today's market, particularly in the face of economic downturns and the rise of fintech. Elizabeth offers insights into ConnectOne's growth and acceleration during the 2008 financial crisis and its continued evolution, even living in the direct shadow of the largest Wall Street banks.Highlights from our discussion:* Starting out in 2005 and running into 2008* The underserved small business customer* The opportunity for banks as advisory roles to their clients* Positioning...2024-06-1222 minBehind the VaultBehind the VaultOrganizing to Address Gaps in Affordable Housing with Ziquora Banks of Verity CUTackling systemic problems like access to housing requires aligning all the way from partnership to the very core of an institution's charter. Washington State's Verity Credit Union is in the process of reinventing itself and its ecosystem of partners to do just that. Ziquora Banks, Chief Impact Strategy Officer, joins us to share Highlights from this episode:- Verity's almost 100-year history and reorienting its mission on the changing needs of its members- Pursuing a Community development financial institutions (CDFIs) certification - Recruiting leadership as part of a mission realignment2024-06-0519 minBehind the VaultBehind the VaultThe Unique Solutions of Community FIsIn this episode, we follow up on our discussion of the pressure facing community FI leaders and look at only a few of the many ways they are taking bold and differentiated positions in the market. These few examples demonstrate the seemingly endless ways in which community banks and credit unions are earning the loyalty and continued growth of their customers and members. By picking unique offerings and approaches, these organizations are exploiting a nimbleness and sometimes narrowly focused approach to service that is proving difficult to compete with.In this episode, we hear from past guests...2024-05-2919 minBehind the VaultBehind the VaultThe Pressure on Community FIsIn this episode, we review our more recent discussions with community FI leaders and identify the pressing themes they are facing in today's market. We look at the common demands and priorities that are driving the agenda of community banks and credit unions. We hear from a broad set of leaders and their approach to increasing regulatory demands, growth, changing customer demographics, and keeping relevant with new and innovative customer experience and offerings.In this episode, we hear from past guests, including:* Gary Golden of BHCU* RJ Grimshaw of UniFi/Bank of Ann...2024-05-2221 minBehind the VaultBehind the VaultFrom Commercial to Consumer with Jonathan Encarnación of Community First Fund Credit UnionNew or de novo banks and credit unions are rare, even more so when born from existing community institutions. Pennsylvania's Community First Fund did just that in 2022. Jonathan Encarnación, Senior Vice President and Chief Retail Officer, shares the story of Community First Fund, the underserved market it serves, its growth through mergers, and its launch of a consumer deposit institution after 30 years of commercially focused lending.Some highlights from the episode:-Their legacy in micro-lending, affordable housing development, and grocery/food distribution-The role non-financial outcomes play in measuring the success of i...2024-05-1527 minBehind the VaultBehind the VaultThe Financial Coaching Model for Growth and Retention with Bree Shellito of Ent Credit UnionWhile every financial institution has education in its service model, differentiating on financial wellness requires a deliberate and sustained effort. In this episode, we hear from Bree Shellito of Colorado's Ent Credit Union. Bree shares Ent's history and playbook for scaling financial coaching from a small core team to all of their 500,000 members and community touchpoints.- Ent's model for coaching as both a member service and community support- Which 3rd party certifications were most useful to Ent, and how they create their training material- The difference in coaching Ent's own...2024-05-0822 minBehind the VaultBehind the VaultReinventing Member Experience with Carma Peter of Michigan Legacy Credit UnionRetooling how your key stakeholders interact with your brand is a high-stakes exercise. Addressing the need to stay relevant, the divergent generational needs of your members and customers, and aligning your critical front-line employees can be a juggling act. Michigan Legacy Credit Union is in the process of reinventing not only the look and feel of its branches but also how it directly interacts with its members. In this episode, President and CEO Carma Peters shares the plans and lessons learned so far in redesigning the 78-year-old credit union.Highlights from our conversation:- Benchmarking...2024-05-0118 minBehind the VaultBehind the VaultCatering to Unique Community Needs with Cathy Landtroop and Lubbock Smith of Vista BankCommunity involvement that works requires both authenticity and creativity to meet changing and generational needs. In this episode of Behind the Vault, we look at Vista Bank's approach to community outreach, which uses a blend of financial education and sports. Joining us are Cathy Landtroop, Chief Marketing, and Communications Officer, and Lubbock Smith, VP and Director of Community Development and Outreach of the 112 year old institution.Highlights from our discussion:- Meeting the broad and diverse needs of a community that spans from urban to rural communities- Using financial...2024-04-2423 minCoffee with Chris | Social Media ShowCoffee with Chris | Social Media Show🧠 Social media psychology secrets! 🤫In this 𝗖𝗼𝗳𝗳𝗲𝗲 𝘄𝗶𝘁𝗵 𝗖𝗵𝗿𝗶𝘀 ☕ we welcome Gavin Drake, Managing Director of Mindspan. 📸 This value-packed conversation is all about how to wrap your head around the ever-changing world of social media, tips on dealing with negative feedback and the mindset required to get the most out of these powerful platforms… We want to hear from YOU on this topic - drop a comment and have your say! 💬 Connect with Gavin: https://www.linkedin.com/in/inspiregavindrake/ Check out Mindspan: https://mind-span.co.uk/ __________________________________ 2024-04-1833 minBehind the VaultBehind the VaultGrowing Credit Unions through Mergers with Geri Hopkins and Brett Fisher of Skyla Credit UnionThe merger of non-profit financial institutions like credit unions brings unique challenges and measures of success. With the recent mergers of Charlotte Metro Credit Union, Premiere FCU, and Parsons FCU into the $1.5B Skyla Credit Union, COO Geri Hopkins and CFO Brett Fisher share their first-hand experience managing transactions like this. In this episode, we discuss the importance of market analysis, satisfying different boards and memberships, and addressing the overall change management and technology hurdles.Episode Highlights:- The critical role boards play in mergers on both sides of the deal- Why...2024-04-1722 minBehind the VaultBehind the VaultBuilding Trust in Banking with Teri Williams of OneUnited BankThe operative word in community banking is community. Sometimes, a community extends beyond a local geography. OneUnited is an example of a community financial institution that has evolved to meet this definition of community. With over $600M in assets, OneUnited is the largest black-owned bank in the US. It leverages technology and its unique approach to banking to serve a distinct community of customers across the country.Highlights from this episode:- The strategy that drove a string of acquisitions to the bank's footprint today- Overcoming distrust in banking and getting past...2024-04-1022 minBehind the VaultBehind the VaultMaximizing the Results of Community Impact Efforts with Ryan Harvey of Family Trust FCUThe cliché that a failure to plan is a plan to fail often rings true of local initiatives of community FIs. Ryan Harvey, CEO of Family Trust FCU of Rock Hill, SC, shares their approach to community impact and the deliberate efforts they've made that led to 1 in 5 residents joining their credit union, even in the shadow of banking metropolis Charlotte.Highlights from the episode:- Family Trust's philosophy for local impact and their focus on grantmaking to local grassroots organizations to build up capacity in their own community- The institution's use o...2024-04-0323 minBehind the VaultBehind the VaultWhen Sustainability is the Mission w/ Lex Ford of Climate First BankSometimes, the name says it all. This week, we speak with Lex Ford, President and Director of Climate First Bank. A Central Florida de novo bank started in 2021, Climate First aims to use banking to reduce atmospheric CO2. But the bank isn't just for those looking to work with like-minded businesses. Lex shares the organization's philosophy and approach to internal alignment and bringing as much of their community along with them.Highlights from our discussion:* Climate First's origins and unique structuring as a B Corp* The bank's approach to branch development and use...2024-03-2724 minBehind the VaultBehind the VaultCommunity Lending in the Age of Dodd-Frank w/Miriam Mitchell of Addition Financial Credit UnionFew things have impacted community financial institutions like the regulatory landscape that emerged from the Great Recession. Our guest, Miriam Mitchell, Chief Lending Officer at Addition Financial, shares her insights on adapting to the Dodd-Frank Act and the approaches they are taking with today's housing market.Highlights from our discussion:* The two-edged regulatory sword of Dodd-Frank, and how it both helped and hurt individuals served by community FIs.* Navigating the compliance requirements and the outsized burden on smaller institutions.* The role of...2024-03-2022 minBehind the VaultBehind the VaultThe Risks of an Aging Population to Community Financial Institutions w/ Gazi KabasHow does the age distribution in your community directly impact your institution's risk? In this episode, we talk with Gazi Kabas, co-author of the oft-cited paper Population Aging and Bank Risk Taking, which examines the effects on community banks and credit unions when the average age in their served markets quickly grows older.Highlights from our discussion:- Why this team of European economists are studying American financial institutions, and how their findings are not just relevant in the U.S.- How demographic changes are impacting the risk profile and lending practices...2024-03-1321 minScouting for GrowthScouting for GrowthRich Edwards: Differentiating with Data in a World of AIOn this episode of the Scouting For Growth podcast, Sabine VdL talks to Rich Edwards, CEO of Mindspan & former product leader for IBM Watson. He has a knack for demystifying complex topics like machine learning & getting to the heart of how companies can drive real business value. In our conversation, he shares a contrarian view — the biggest differentiation won’t come from algorithms but rather a company’s first-party data assets. KEY TAKEAWAYS Seeing where AI & machine learning was going, it wasn’t quite a mainstream adopted technology in 2017, but it clearly was going to be. W...2024-03-0757 minBehind the VaultBehind the VaultWhen ownership is more than dividends w/ Peter Nelson of Glenwood State BankIn this episode ww dig into how close ownership opens up a different way of doing business. Glenwood State Bank president Peter Nelson shares the profound impact a purpose-driven approach can have on banking strategy and community engagement. Highlights from our discussion:- The history of the bank and the shift in measuring results from short-term financial returns to stewardship and long-term community impact.- How the multifaceted nature of their community has shaped their diverse portfolio, including personal banking, commercial business, agriculture, insurance, and real estate.- The challenges of...2024-03-0622 minBehind the VaultBehind the VaultBetter Service and Less Cost through Digital w/ Amy McGraw of Tropical FCUIn this episode, we look at lessons learned from radically embracing a digital-first experience. Amy McGraw, VP of Marketing and Chief Experience Officer at Tropical Financial Credit Union, shares insights from their journey and the hard choices success demands.Highlights from our discussion:- Putting personalization first and the ability to break out of traditional marketing cadences.- The importance of technical partners inside and outside the organization and the role Fintech and CUSOs play.- Making the decisive and hard choice between physical and digital presence.- The...2024-02-2830 minBehind the VaultBehind the VaultStrategies for Growth that are Working Today with Gary Golden of BHCUIn this episode, we delve into the journey of BHCU with CEO Gary Golden. With a history going back to 1952, BHCU is taking on a new growth and expansion approach. We look at the strategies and tactics Gary and his team employ to deliver new paths for sustainable growth for an older credit union.Highlights from our discussion:-The strategic pivot to a community charter from a select employer group (SEG) charter and the geographic expansion into adjacent counties.-The critical role small businesses play for new business lines and a source of...2024-02-2122 minBehind the VaultBehind the VaultBanking Customer Experience, Gaps and Blindspots with Mark ArnoldIn this episode, we talk with Mark Arnold, President and Founder of On the Mark Strategies, to discuss the importance of customer experience in community financial institutions. We also discuss the often missed tactics for improving the experience as a powerful competitive advantage.Topics discussed:-Why customer experience is a competitive advantage, and how institutions could be missing out on up to 40% of potential business due to subpar customer experiences.-Identifying gaps in service, the Johari Window, and where to look for the most common areas community banks and credit unions underdeliver for...2024-02-1422 minCool ToolsCool Tools400: Rich EdwardsRich Edwards is the CEO of Mindspan Systems, which helps community financial institutions transform themselves with data-driven strategies and technologies. Rich has worked extensively with banking, insurance, and financial services clients worldwide during his career. He has led product strategy in data center automation and artificial intelligence, including the launch of IBM Watson Developer Cloud. Rich has a Bachelor of Science in Engineering from Rensselaer Polytechnic Institute, a Masters of Business Administration from the University of North Carolina at Chapel Hill, and served as an engineering officer in the US Army. You can follow Rich on Twitter @richedwards. T...2024-02-0942 minBehind the VaultBehind the VaultWinning the Acquisition Game as a Community Bank with R.J. GrimshawIn this episode, we hear the story of the Bank of Ann Arbor's acquisition of UniFi Equipment Finance and its successful entry into an entirely new business line. CEO R.J. Grimshaw joined UniFi shortly after their purchase and led the integration and rapid growth of the business as a product line of a regulated bank.Highlights from our discussion:-Transforming a 35-year-old company into a new culture, implementing new business systems, and introducing the compliance and regulatory structures of a regulated bank.-Avoiding the biggest mistakes banks make buying a commercial loan...2024-02-0725 minBehind the VaultBehind the VaultConsumer Behavior and Payments with Toshiba Global Commerce Solutions' Gregg MargosianIn this episode, we sit down with Gregg Margosian, Chief Operating Officer of Toshiba Global Commerce Solutions, a company deeply embedded in the world of retail store systems. Gregg provides insight into emerging trends of consumer behavior and how that is impacting payment systems in the US.Topics discussed:-Why self-checkout is becoming the norm in retail, with a preference of 85% for shoppers-How the pandemic reshaped mobile payments and what this means for the future of contactless payments like ApplePay-The persistence of cash in an increasingly digital world, and...2024-01-3122 minBehind the VaultBehind the VaultThe Future of Banking with Mindspan Systems' Rich EdwardsIn the inaugural episode of Behind the Vault: Conversations with Customer-Driven Bankers, Josh Elledge of UpMyInfluence speaks to the creator and host of the show, Rich Edwards. In this episode, Rich discusses his work in the finance and banking industry and how he helped them to utilize emerging technology, such as artificial intelligence and machine learning, in order to streamline their data systems. The show will focus on new industry trends and how professionals in the banking world can stay on the cutting edge of these changes, as well as how they can combat new challenges in...2024-01-2415 minLive ForeverishLive Foreverish244. Doctors Explain the Brain & Diet Connection with Preston Estep III, PhDThe Mindspan Elite live long lives and maintain healthy cognition. On this episode, Drs. Mike and Crystal explore the role of diet and lifestyle factors with Preston Estep III, PhD, a geneticist and the Director of Gerontology at the Personal Genome Project at Harvard Medical School. 2024-01-1523 minPivoting to WEB3Pivoting to WEB3Data-Driven Finance: Exploring AI and WEB3 Innovations with Rich Edwards and Donna MitchellWith WEB 3 technologies showing up worldwide, can you imagine what else is coming for the future of these technologies from the perspective of a visionary?In this episode of Pivoting to Web 3, Donna talks to Rich Edwards, CEO of Mindspan Systems, in a forward-looking conversation about the WEB 3 Technology innovations, with a focus on Cryptocurrency regulation and use cases in our financial system, as well as use cases for AI in terms of improving the customer experience while helping traditional employees with operational efficiencies. What to expect in this episode:2024-01-0442 minThe Thoughtful EntrepreneurThe Thoughtful Entrepreneur1766 - Embracing AI in Community Banking with Rich EdwardsIn this episode of the Thoughtful Entrepreneur, your host Josh Elledge speaks with CEO of Mindspan Systems Inc., Rich Edwards. Rich Edwards, as the CEO of Mind Span Systems, leads a team that specializes in helping community financial institutions with marketing automation, communication, and personalization using data. They focus on smaller institutions with assets below 10 billion, which may not be technologically advanced but are looking to leverage tools like machine learning and AI to improve their services. Rich highlighted a phenomenon he called the 'barbell effect' in the banking industry. This effect is characterized by the dominance of large and...2023-12-2216 minThe Boardroom Podcast by ZeilhanThe Boardroom Podcast by Zeilhan15 Years Exp. In Franchising, Recruitment & Business Knowledge - Ep. 15 Trailer with Nikki Senior》》》FULL EPISODE LINK《《《 Trailer Episode: https://youtu.be/4igOuZLSTLM 》》》SPECIAL OFFER《《《 Talk To Our Team: https://zeilhan.com/consultation Setup Consultation: https://calendly.com/zeilhanco/30-minute-online-success-meeting Website & Digital Marketing Special Offer Launch Special & Discount: https://zeilhan.com/launch-special/ 》》》DESCRIPTION 《《《 In episode 15 of The Boardroom Podcast brought to you by Zeilhan we will speak with Nikki Senior. Nikki is a coach & motivational speaker helping business owners and women to achieve their potential and find their purpose. With a background in business development, sales, recruitment, and franchising, she's found her true passion lies in working with people. During her fifteen-year career in recruitment and franchising, she...2023-12-181h 03Profit With A PlanProfit With A PlanEP332 Elevate Business Impact With AI - Rich EdwardsJoin Marcia Riner, CEO of Infinite Profit Consulting, in a riveting conversation with Rich Edwards, the visionary CEO of Mindspan Systems. 🚀 In this podcast, they unravel the fascinating realm of AI in business, exploring both its risks and game-changing benefits. 🌐 Evolution of AI and Data Management: Rich takes us on a journey through AI's evolution, tracing it back to the 1960s and revealing how advancements in cloud computing, powerful hardware, and transformative methodologies have made AI a powerhouse in today's technology landscape. 🤖 AI's Potential and Data Protection: Marcia and Rich delve into the capabilities of AI, celeb...2023-12-1334 minThe Dadpreneur PodcastThe Dadpreneur PodcastThe Power of Data and AI: A Conversation with Rich Edwards, CEO of Mindspan SystemsJoin us in a deep dive into the world of data, marketing, and artificial intelligence as we chat with Rich Edwards, CEO of Mindspan Systems. With over 20 years of experience working with financial institutions and a background that includes overseeing the launch of the IBM Watson Developer Cloud, Rich is a leading expert in the field. Discover how data-driven strategies are transforming community financial institutions, turning their data into a powerful asset, and creating personalized banking experiences for customers. Don't miss this insightful conversation on the convergence of data, marketing, and AI. Learn more about Rich and Mindspan at https...2023-12-0427 minBanking on Experience powered by BUSINESSNEXTBanking on Experience powered by BUSINESSNEXTAI Simplified: Real-world Tactics for transforming your financial workflow today  Are you ready to see what artificial intelligence can really do for your Credit Union or Community Bank, beyond the buzzwords and the hype? Forget the jargon and the tech-speak; this episode is tailored for Credit Union and Community Bank professionals who want to harness the power of AI without getting bogged down by complexities. We're cutting through the noise to focus on what AI really means for you, the backbone of our local financial institutions, and the communities you serve. It's time to uncover the practical implications of AI and explore how t...2023-11-2833 minLifeBloodLifeBloodUtilizing 1st Party Data with Rich EdwardsLifeBlood: We talked about how to tap into 1st party data, what 1st party data is, using AI and machine learning to better serve customers, threading the needle between compliance and productivity, and how to get started, with Rich Edwards, CEO of Mindspan Systems.       Listen to learn how to use 1st party data to gain a competitive advantage! You can learn more about Rich at MindspanInc.com , and LinkedIn. Thanks, as always for listening! If you got some value and enjoyed the show, please leave us a review here: ​​https://ratethispodcast.com/lifebl...2023-09-2124 minOPEN Tech Talks: Technology worth Talking| Artificial Intelligence |Tools & TipsOPEN Tech Talks: Technology worth Talking| Artificial Intelligence |Tools & TipsHarnessing First-Party Data: Leveraging Data and AI for a Competitive EdgeIn the evolving financial sector landscape, harnessing First-Party Data and leveraging AI for a competitive edge has become more than just a trend; it's a necessity, without any doubt. Every successful institution today stands on a bedrock of data-driven decisions and how quickly they are getting these decisions done is vital, how they are enabling the executives to make informed decisions.  All lies with how organizations can truly unlock the potential of their data that is their in different silos. How do first-party data, artificial intelligence, and personalized banking experiences tie into the bigger picture?  I...2023-09-1036 minBIZ/DEVBIZ/DEVThe Slippery Slope of CEO Success w/ Rich Edwards | Ep. 97In this podcast episode, David and Gary speak with the CEO of Mindspan Systems Rich Edwards. They discuss the evolution of CEO’s and how to be Mr. Nice guy in a sea of change and incredulity.Links:https://www.linkedin.com/in/richedwards/https://mindspaninc.com/___________________________________ Submit Your Questions to: hello@thebigpixel.net OR comment on our YouTube videos! - Big Pixel, LLC - YouTube Our Hosts ...2023-08-2940 minWho\'s your Data? PodcastWho's your Data? PodcastEp20: Banks Turned Data From a Regulatory Headache To Secret WeaponIn this episode I chat with Rich Edwards, CEO of Mindspan systems, about the changing tech and data landscape for Financial Institutions, especially big banks vs. regional ones - how Mindspan turns tech into a commodity and data from what was once a regulatory liability into a democratized operating asset. In this age of consolidation we chat about how data is the smaller banks’ secret weapon to improve service, add innovation and combat bias in financial data that has historically barred access to services from underrepresented communities. We also chat about how financial data is shared more broadly among financial in...2023-08-1245 minMangtas NationMangtas NationData as Your Competitive Edge with Rich Edwards | EP 20In this episode, we spoke with Rich Edwards, CEO of Mindspan Systems. Mindspan Systems specializes in providing data science and data-driven technology solutions to mid-market insurance, banking, and financial institutions. Their focus is on helping these organizations create personalized and customized experiences for each customer, leading to enhanced customer satisfaction and better business outcomes.    Join us in another rich podcast episode where we delve into the world of data, technology, and business strategy. Connect with Rich as we talk about the possibilities data can make to get you on your competitive edge!     We...2023-07-1038 minNavigating the Customer ExperienceNavigating the Customer Experience194: Personalization, Data and the Future of Customer Engagement in Banking and Financial Services with Rich EdwardsSend us a textRich Edwards is the CEO of Mindspan Systems, helping community financial institutions transform themselves with data driven strategies and technologies. Community banks and credit unions have incredibly strong connections with their local customers when they're in the branch, Rich's expertise is crafting customer experiences to strengthen these relationships outside the branches walls.  After serving as a captain in the US Army, Rich went on to IBM spending over 20 years working with financial institutions on Wall Street and across the world. As the Product Management Lead overseeing the launch of the IBM W...2023-06-2830 minAsk Faleskini - The Clarity CompassAsk Faleskini - The Clarity CompassInterview Rich Edwards: How can #ai and #technology help businesses get an edge?In this special episode with the guest, Mr. Faleskini and Mr. Edwards discuss communal financial institutions, AI, technology, and opportunities in business.Rich has a Bachelor of Science in Engineering, a Masters of Business Administration, and has served as an engineering officer in the US Army.Rich led IBM Watson Dev Cloud's strategy, enabling banks & financial firms to pioneer data-driven ML approaches ahead of the curveRich is the CEO of Mindspan Systems, helping community financial institutions transform themselves with data-driven strategies and technologies. His area of expertise is the convergence of analytics, marketing...2023-05-2338 minThe CTO Show with Mehmet GonulluThe CTO Show with Mehmet Gonullu#121 Insights from Rich Edwards, CEO of Mindspan Systems on Navigating the AI Revolution in FinanceJoin us in this thought-provoking episode as we host Rich Edwards, the CEO of Mindspan Systems. With an impressive background in AI, and having been part of the IBM Watson team, Rich has been instrumental in transforming community financial institutions through data-driven strategies. Tune in as he shares his insights on the evolving role of AI and Machine Learning in the finance sector, the convergence of AI, data analytics, machine learning, and marketing, and the challenges the BFSI vertical faces in adopting such technologies. Rich also delves into how he tailors his presentations for CEOs, CMOs, and young, emerging...2023-05-121h 01The Growth Cast with Jamie MinorsThe Growth Cast with Jamie Minors#11 Emily Drake-How To Find Fulfilment In Your Career, From A Psychology ExpertEmily Drake is a 30 year old  entrepreneur, the Founder of 360 Enterprise, a Creative Director and Coach at Mindspan and Founder of Good Vibes Print. Are dreams all they make out to be?We go deep about her pathway through the corporate world, rising up through a marketing company, pitching for one of the U.K.'s biggest contracts (The Government's), yet finding a lack of something inside of her she couldn't explain.Emily's challenging journey of self discovery, linked with her degree in psychology, pushed her in the pursuit of happiness and fulfilment.2023-04-251h 32Alien Air PodcastAlien Air Podcast2023MarNo4: ASC, Mid Era & mixJames Clements set: from his various monikers including new ASC Mid Era: new Craig Padilla & Marvin Allen (USA) Synth mixes: various styles including new Germind (Russia)   TIME ARTIST TRACK RELEASE 0:00:00 ***Intro*** [James Clements]   0:00:00 Mindspan stellate The Tertiary System 0:07:06 Comit soliloquy Remote Viewing 0:12:17 ASC marine layer The Waves 0:19:47 ASC landslide Hiding In Plain Sight 0:26:11 Nereid focus Selected Works 2 0:33:38 break [Mid Era]     0:35:23 Padilla & Allen onwards and upwards Weathering The Storm 0:44:17 Padilla & Allen liquid heaven part 2 Weathering The Storm 0:49:36 Phrozenlight nervous mono… Scream Psionic 0:58:02 Petrovszky liquid process Still EP 1:04:31 Thaneco & DASK the sage in the mountain cave Stages 1:11:02 Edgar Froese unexpected death ...2023-03-242h 00Live ForeverishLive Foreverish166. Doctors Explain the Brain & Diet ConnectionDiet and brain health The Mindspan Elite live long lives and maintain healthy cognition. On this episode, Drs. Mike and Crystal explore the role of diet and lifestyle factors with Preston Estep III, PhD, a geneticist and the Director of Gerontology at the Personal Genome Project at Harvard Medical School. 2022-04-2523 minThe Recruitment ShowThe Recruitment ShowThe Importance of Mindset and Keeping an Optimistic Attitude During Covid-19In this episode, Lewis Maleh speaks with Gavin Drake, CEO and founder of Mindspan, a training and coaching company. They discuss the importance of mindset and keeping an optimistic attitude to survive this storm. This is especially true if you are a leader or manager. Your employees are looking up to you. They want to be assured that everything will be alright. Today, it’s easy to focus on the negative side thanks to the news being paraded in front of us all day and night. While knowing the facts about this pandemic and keeping up to date with the la...2021-10-1839 minWhat\'s The MatterWhat's The MatterEp 11: Social Media Psychology... The Good, Bad & Ugly!Welcome to episode 11 of What's The Matter, the Official Mindspan Podcast! In today's episode my Dad and I talk about social media and how this can impact our psychology & mental health... both positively & negatively! It's a beast of a topic, but one we've wanted to cover for a while now! Our aim in this episode is to help you more consciously think about social media in a way that is helpful for YOU! As always it's real, relatable... and most importantly its fun! Enjoy! Em & Gavin Drake2021-05-1238 minYoga LifeYoga LifeYogaLife: Bonus episode with What's the Matter?Welcome to our first bonus episode!This week Dawn and Alex chat with Gav and Emily from the podcast What's the Matter.Gav is the founding director of Mindspan, a business that uses over 20 different styles of psychology to help both individuals and corporations shift their mindset to becoming better versions of who they once were. The comparisons between what Mindspan teaches and the topics we cover in YogaLife are endless and this episode offers a chance to look at these topics from both a yoga mindset, but also with...2021-05-061h 26Yoga LifeYoga LifeYogaLife episode 7 - ContentmentToday Dawn and Alex talk chasing happiness.Is this your elusive goal in life? If so how are you getting on with it? The girls take a new approach that seems a little more realistic than chasing happiness that may never come. References: Mindspan: https://mind-span.co.ukDawn Kendall Sports massage: https://instagram.com/dawnkendallsportsmassage?igshid=34gghtx91s11Alex Howarth Yoga: https://www.alexhowarthyoga.com/retreat.html See acast.com/privacy for privacy and opt-out information.2021-04-111h 19Yoga LifeYoga LifeYogaLife episode 4: EnergyThis episode Dawn and Alex discuss not having sex and why celibacy is practiced to reach a higher spiritual level. But then of course they go more real life and how looking at how you expend energy and what it means to notice where yours goes.With references to: Mindspan- https://mind-span.co.ukBig Time Brownies- https://www.instagram.com/bigtimebrownies/?hl=enTipsy Jar- https://tipsyjar.co.uk See acast.com/privacy for privacy and opt-out information.2021-04-011h 07AlzAuthors: Untangling Alzheimer\'s & DementiaAlzAuthors: Untangling Alzheimer's & DementiaUntangling Personal and Professional Dementia Care with Paula Spencer ScottPaula Spencer Scott is a long-time journalist and health and family-life specialist focusing on self-care, eldercare, and baby care. She's the author of the bestseller “Surviving Alzheimer's: Practical Tips and Soul-Saving Wisdom for Caregivers” and the recently released “When Your Aging Parent Needs Help: A Geriatrician's Step-by-Step Guide to Memory Loss, Resistance, Safety Worries, & More” with Dr. Leslie Kernisan Paula experienced dementia in five of her immediate family members, including her live-in father-in-law, and took on a variety of caring roles. This gave her the precious insight and advice that flows throughout her caregiver guides.​​ Paula’s work m...2021-03-2259 minWhat\'s The MatterWhat's The MatterEp 10: Our Most Valuable Resource...Time | Live Like We Value ItWelcome to episode 10 of What's The Matter, the Official Mindspan Podcast! In today's episode my Dad and I talk about lifes' most valuable resource...TIME! People often say they value time, but whether they truly live like they value it is totally different. Be honest, do you ever (1) let time pass you by (2) wish it away, or (3) waste it? If so, this episode is for you! Things get a little more philosophical today, but as always it's real, relatable... and mostly importantly its fun! Enjoy! Em & Gavin Dra...2021-02-1126 minWhat\'s The MatterWhat's The MatterEp 9: Living With Purpose Pt 3 | Goal Setting | How To Set Fail-Proof Goals!Welcome to What's The Matter, the official Mindspan podcast! Today is the final episode of our 3-part mini series on Living With Purpose!In this episode my Dad and I talk you through the process of goal setting and how to make these as fail-proof as possible!It's real, relatable... and mostly importantly its fun! Enjoy!2020-12-0941 minТемная материяТемная материяШахов и Балашов. Музыка пространстваВместо тысячи слов хватит и нескольких песен. Весь июнь мы обсуждали пространство, следующая наша тема — любовь и секс, а этот месяц мы снова завершаем музыкой. Диджей Саша Шахов и наш директор по звуку Фёдор Балашов собрали для вас особенный, двойной микс. Под него хорошо отправиться в космос и вернуться обратно к утру. Треклист Шахова: Unknown Artist - Resistance Vis - Surface Noise Xoki - Thrust Ekstendia - Bombay Anthill Sraunus - Orastas Mihai Popoviciu - Mount Gnom Shakhov - Minerale Jaga Jazzist - Oslo Skyline (Moire Remix) Треклист Балашова: Helmut Franz & Chor des Norddeutschen Rundfunks - Modern chorusmusic: Lux aeterna (1966) Luc Ferrari - Saliceburry Cocktail, Pt. 3 Klaus Schulze - Nostalgic Echo: The Creation Of Eve Mike Parker - Voiceprint: Voice One Adiel - Blu Monolake - Phenomenon Chris Watson - Aguascaliente Mindspan - Co-axial 1 Dino Sabatini & Donato Dozzy - Telemacus Relic Radiation - An Obsolete Rite Dan HabarNam - Rendering the Garlic Boy F&E - Conclusion Carbon Based Lifeforms - Arecibo2020-06-3000 minJDz78JDz78Dreamscape HôtelTracklist: Sraunus - November Robert Farrugia - Haze (Featuring Warmth) Rasmus Hedlund - Endast med Fullmakt Optical Frameworks - Subway Tears Mikrokristal - Fluff Fischerle & Micromelancolie - Clay Detroit Swindle - The Girl From Shiraz (Original Mix) Rootplex - Ecoform Diffusion Inandats - Endless Hope wzrdryAV - Nighbourhood Ghosts wzrdryAV & SEEKERSINTERNATIONAL - J60 1.1 Varg - Norrlänska Vemodet DeepWoods - The Journey Xoki - Pull Up Iksenit - All Night Petrol Station Mindspan - Co-Axial Max Wurden - Abdriften Logic Moon & Fiction Surprise - The Hollow Earth Artwork Credits: Michel Poisson - https://www.flickr.com/photos/78284495@N00/?fbclid=IwAR0q...2020-03-0559 minThe Salescadence PodcastThe Salescadence PodcastSP105: Gavin Drake - The Three Psychologies of Ultra High Sales PerformanceThe words 'Mindset & Attitude' are used frequently in today's fast-paced world of Sales, but what do they really mean? What is the science behind their prominence and what can we learn from the world of psychology that can support Sales Professionals in their quest towards Sales Success? In this podcast, Personal Development specialist, Gavin Drake shares the framework behind his Mindspan programme which has positively impacted many people across all walks of life over the last twenty years. We hear how each of us has more control than perhaps we think we have and how creating more of the actions...2018-10-1552 minThe Longman’s Football World Podcast with Owain Tudur JonesThe Longman’s Football World Podcast with Owain Tudur JonesEp 18. Paul McVeighOwain chats to former Northern Ireland international and Norwich City cult hero Paul McVeigh about the successful Norwich side of 09/10; having his yoga mat ripped to pieces; and why he retired early from football to focus on the next chapter in his life working with MindSpan - a company who specialise in teaching athletes and businesses about the power of the mind.2018-04-2600 minCEO Exclusive RadioCEO Exclusive RadioTarun Talwar and Chris Curry with Mindspan Systems, Inc.CEO, Tarun Talwar and CTO, Chris Curry with Mindspan Systems, Inc. Mindspan Systems is an IT solutions firm catalyzing the growth and success of businesses across United States. We provide world class solutions and consulting services in the areas of custom software development, interactive kiosk solutions, data warehousing and business intelligence. The post Tarun Talwar and Chris Curry with Mindspan Systems, Inc. appeared first on Business RadioX ®.2017-07-1100 min