Shows
Personal Finance With MollyWaiting For the Right Time is Wasting TimeWaiting for the “perfect moment” to start saving, investing, or budgeting is a trap that silently steals time, growth, and confidence. In this episode, we explore why ideal timing rarely exists, how procrastination disguised as preparation can cost you financially, and practical strategies to take immediate, consistent action.You’ll learn how small, imperfect steps taken today compound into wealth, security, and peace of mind, and why momentum beats perfection every time.What You’ll Learn:Why the “right time” is an illusion in personal financeHow waiting delays compounding, habit-building, and financial freedomPract...
2025-12-1810 minPersonal Finance With MollyExcuses Don't Pay BillsExcuses feel safe, but they don’t pay bills. In this episode, we explore why excuses hold us back financially, how they distort spending and saving decisions, and how consistent action — even small steps — builds real financial freedom.You’ll learn practical strategies to move past fear, hesitation, and procrastination, and replace excuses with habits that compound into wealth, confidence, and peace of mind.What You’ll Learn:Why excuses are comfort traps that stall growthThe behavioral and psychological reasons we cling to excusesPractical steps to take consistent action on bills, savings, and invest...
2025-12-1513 minPersonal Finance With MollyComparison Kills JoyComparison silently sabotages your financial journey. In this episode, we explore why comparing your money, spending, and financial milestones to others kills joy and clouds judgment — and how shifting your focus to your own path can restore peace and clarity.You’ll learn how to identify comparison triggers, align your choices with your values, and celebrate progress on your own terms — building habits that compound into confidence and financial security.What You’ll Learn:Why comparison is natural but harmful to financial growthHow it distorts spending, saving, and investing decisionsPractical strategies to break th...
2025-12-1111 minPersonal Finance With MollySetbacks are Teachers, Not PunishmentsSetbacks aren’t failures — they’re lessons. In this episode, we explore how missed goals, unexpected expenses, and market dips can be your most valuable teachers.You’ll learn how to shift your mindset from shame to curiosity, how to turn financial missteps into actionable insights, and how to build resilience that compounds alongside your money.What You’ll Learn:Why setbacks are inevitable — and invaluableHow behavioral traps make setbacks feel like punishmentReal stories of financial challenges that became breakthroughsA practical five-step process to learn from setbacksHow to reframe challenges as opportunities for growth
2025-12-0814 minPersonal Finance With MollyThe Best Investment is in YourselfYour greatest appreciating asset isn’t your 401(k), your real estate, or your portfolio — it’s you.In this episode, we explore what it really means to “invest in yourself” — not as a cliché, but as a core principle of financial growth. You’ll learn why personal development compounds like interest, how to identify which investments in yourself bring real returns, and how to build your own “personal investment plan” that strengthens your skills, health, and mindset.Because no matter what’s happening in the economy or the market, there’s one investment that always pays dividends — the on...
2025-12-0413 minPersonal Finance With MollySmall Steps Compound Into Big Wins!Big wins don’t come from massive leaps — they come from tiny, consistent steps that add up over time. In this episode, we explore the quiet power of compounding — not just in your money, but in your mindset.You’ll learn why small steps stick when big goals don’t, how to use the “Start Small, Stay Steady, Stack Wins” method to build financial momentum, and how to shift from feeling behind to building belief in your ability to grow.This isn’t about perfection or overnight success. It’s about showing up, making small moves, and trustin...
2025-12-0113 minPersonal Finance With MollyConsistency Turns Average Into UnstoppableToday we’re diving into one of my favorite truths about both life and money:👉 Consistency turns average into unstoppable.Now, I know that might sound like one of those Instagram motivational quotes — but stick with me, because we’re going deeper than inspiration today. We’re going to break down why consistency is the secret ingredient behind every lasting financial success story — and how you can use it to build real wealth, no matter where you’re starting from.
2025-11-2410 minPersonal Finance With MollyDiscipline Beats Motivation!Today we’re talking about one of the hardest, most misunderstood truths in personal finance — and in life:Discipline beats motivation.Because let’s be honest — we all love the feeling of being motivated. Motivation feels exciting, inspiring, full of potential. But motivation fades.It’s an emotion — and emotions are fleeting.Discipline, on the other hand, is what carries you through when motivation runs out.And in the world of money, discipline is the quiet, unglamorous superpower that builds every kind of success — from paying off debt...
2025-11-2015 minPersonal Finance With MollyFailure is Data, Not DefeatToday we’re talking about something we all know intellectually but struggle to live out emotionally:Failure is data, not defeat.Now, I know that sounds like a motivational poster, but stay with me — because when it comes to money, this truth can completely transform your financial journey.If you’ve ever made a financial mistake — maybe maxed out a credit card, made a bad investment, spent impulsively, or just felt like you should be further along — this episode is for you.We’re going to unpack what it really means...
2025-11-0417 minPersonal Finance With MollyGratitude Turns a Little Into EnoughToday we’re diving into a powerful idea — one that has more to do with mindset than math: Gratitude turns a little into enough.It sounds simple, even cliché at first. But if you’ve ever felt that quiet frustration of “I should be further along by now,” or if you’ve ever looked at your bank account and felt that tightness in your chest — today’s episode is for you.Because the antidote to that feeling isn’t always more money — it’s more gratitude.
2025-11-0413 minPersonal Finance With MollyMoney is a Tool - Not the GoalToday we’re unpacking one of the most freeing — and at the same time, challenging — ideas in personal finance: Money is a tool, not the goal.Now, you’ve probably heard that phrase before. It sounds nice on a quote card or a podcast intro, right? But what does it actually mean to live like money is a tool — and not treat it like the finish line?That’s what we’re diving into today.
2025-10-2711 minPersonal Finance With MollyMaking Money vs. Holding Onto Money — The Two Sides of Wealth Most People Get WrongToday we’re talking about one of my favorite truths in personal finance:👉 Making money is only half the game. The other half is learning how to hold onto it.It sounds simple, right? But it’s one of the biggest financial blind spots I see.Some people make incredible incomes but are constantly stressed about money. Others earn modest paychecks but somehow build quiet, lasting wealth.The difference isn’t luck—it’s balance. It’s how well you play both sides of the money game: offense and defense.So...
2025-10-2709 minPersonal Finance With MollyAm I being frugal… or just plain cheap?It’s one of those lines that can feel blurry. Because being careful with your money sounds wise, right? But sometimes that same caution crosses into territory that can actually cost you — not just in dollars, but in relationships, opportunities, and even peace of mind.So in this episode, we’ll break down:What truly separates frugal from cheapWhy the difference matters more than you thinkThe hidden costs of being too extremeAnd how to find your healthy middle ground
2025-10-2411 minPersonal Finance With MollyMoney Milestones That Prove You’re Crushing It!Today’s episode is for anyone who’s ever wondered, “Am I actually doing okay with my money?”Because here’s the truth — personal finance can feel like a moving target. The more you learn, the more goals appear on the horizon. And sometimes, it feels like you’re never quite “there.”So today, I want to walk you through 10 money milestones that prove you’re actually crushing it — even if it doesn’t always feel like it.These aren’t just random benchmarks. They’re practical signs of progress that show you’re building not jus...
2025-10-2409 minPersonal Finance With MollyFocus on What You Can Control: The Real Secret to Financial PeaceToday, we’re talking about something deceptively simple — and yet it might be the most important mindset in all of personal finance:👉 Focus on what you can control.We live in a world where money feels unpredictable. The markets swing. Prices rise. Interest rates jump. Layoffs happen.And it’s easy — so easy — to feel powerless.But here’s the truth: you don’t need control over everything to make progress. You just need to focus your energy where it actually makes a difference.Today, I want to break tha...
2025-10-2410 minPersonal Finance With Molly5 Hard Truths About Personal Finance Nobody Talks AboutToday, we’re getting real — like, uncomfortably real. Because the truth is, personal finance isn’t all about spreadsheets, savings hacks, and investing apps. Sometimes, it’s about facing the hard stuff — the kind of truths nobody puts on social media. These are the conversations that don’t always sound pretty, but they’re the ones that change how you see your money — and yourself.So today, we’re talking about five hard truths about personal finance nobody talks about. They might sting a little, but by the end of this episode, you’ll se...
2025-10-2309 minPersonal Finance With MollyWhy Personal Finance Is More About Behavior Than KnowledgeMost people think mastering personal finance is about learning the right facts — understanding credit scores, investment strategies, or budgeting formulas. But information alone doesn’t build wealth or prevent debt. The truth is, managing money is less about math and more about mindset. It’s about how you act when faced with temptation, uncertainty, or pressure. Personal finance isn’t a knowledge problem; it’s a behavior problem. And recognizing that difference is the key to lasting financial success.
2025-10-1611 minPersonal Finance With MollyFinancial Infidelity: When Love and Money CollideMoney and love are two of the most powerful forces in our lives — and when they collide, things can get complicated. We all know that communication is key in relationships, but few of us are taught how to talk about money. It’s awkward, emotional, and sometimes even shame-filled. That’s why many couples don’t just avoid money talks — they hide money truths.That’s where financial infidelity enters the picture.
2025-10-1515 minPersonal Finance With Molly4 Budgeting Hacks For People Who Hate Budgeting!If the word “budget” makes you cringe, you’re not alone. Many people imagine endless spreadsheets, strict limits, and a life stripped of fun. But the truth is, managing your money doesn’t have to feel like punishment. Budgeting is really about giving yourself more freedom, not less—freedom to spend on what matters, reduce stress, and build security. For those who hate traditional budgets, there are simple, flexible hacks that take the pressure off and still keep your finances on track. Think of it less as budgeting, and more as making money work quietly in the background while you live y...
2025-10-0913 minPersonal Finance With MollyMaximizing Your Flexible Spending Account: A Complete Guide!A Flexible Spending Account (FSA) is one of the most underutilized benefits offered by employers. Many employees either forget about it, underfund it, or fail to spend their funds before the plan year ends. Yet, when used correctly, an FSA can save hundreds or even thousands of dollars annually by allowing you to pay for eligible healthcare or dependent care expenses with pre-tax dollars. Today’s episode is all about how FSAs work, what expenses qualify, strategies for maximizing your contributions, and tips for year-round management.
2025-10-0813 minPersonal Finance With Molly9 BIG Money Traps to Avoid (and how to avoid them!)Money traps are deceptive financial behaviors or situations that drain your wealth over time, often making it difficult to build savings and achieve financial security. They can range from high-interest debt to not investing and diversifying properly. These traps are designed to feel harmless in the moment, but together they add up and keep you from reaching your financial goals. Recognizing them is the first step to avoiding them—and reclaiming control over your money. Let’s talk about that today!
2025-10-0717 minPersonal Finance With MollyMultiple Retirement Accounts? Careful!When your retirement accounts are scattered—old 401(k)s left behind at past jobs, multiple IRAs that have been opened over the years, random investments—it’s easy to lose track of what you actually have. The hidden cost isn’t just forgotten fees or underperforming funds; it’s the stress, confusion, and missed opportunities that come from not seeing the full picture. Disorganization can quietly eat away at your wealth and your peace of mind. By consolidating, organizing, and creating a clear strategy, you unlock more than just efficiency—you gain clarity, confidence, and control over your financial future. Know...
2025-10-0212 minPersonal Finance With MollyPlay Offense, Not DefenseHow can we have less temptation and more willpower in our overspending - and spending in general? We want to play good offense! We want to play offense, not defense. We’ll talk about that today!
2025-09-2911 minPersonal Finance With MollySacrifices vs DecisionsOne of these words can be whiny and the other word is calm, grounded, committed, and confident. Let’s talk about this in terms of our money and personal financial health.
2025-09-2507 minPersonal Finance With MollyBreaking Generational CursesDo you find yourself in the same toxic patterns and behaviors as your parents and grandparents? Do you find yourself repeating their patterns and behaviors with regards to money? Are these patterns and behaviors preventing you from healing and living your best, most abundant money life? Let’s talk about breaking those personal finance generational curses today.
2025-09-2210 minPersonal Finance With MollyOverspending and UnderspendingOverspending and underspending based out of fear are both self-destructive. These two financial behaviors are both self-destructive and we will talk about them today.
2025-09-1618 minPersonal Finance With MollyMoney Dates!Dollars and Dates. Cash and Cupid. Romance and Revenue. Couples and Capital. Cash and Connection. Let's talk Money Dates! Don’t let the title scare you away if you’re single! You can most definitely have a money date with yourself! Let’s talk about how to do this - single or with a partner.
2025-09-1611 minPersonal Finance With MollySelf Image and MoneyHow we behave will always be a reflection of and in accordance with how we see ourselves. This is true in all aspects of our lives, including personal finance. Let’s talk about that aspect today.
2025-09-1612 minPersonal Finance With MollyPersonal Finance Is Personal!What works for one person may not work for you. Their conviction will not pay your bills! Let's talk about YOUR priorities and YOUR planning in order to bring YOU closer to YOUR goals!
2025-09-1616 min
Book Lounge by LibbyCozy Reads & Cottage Core VibesIt's fall, y'all 🍂 In this episode, Joe teams up with Claire and Kristin to share the ultimate list of cozy book recommendations. From charming cottage core tales to delightful cozy mysteries to graphic novels, these picks are perfect for your next warm and comforting reading escape. Your next cozy read awaits!Titles mentioned in this episode: Claire’s Titles:
The Very Secret Society of Irregular Witches by Sangu Mandanna (new book next spring – A Witch’s Guide to Magical Innkeeping)
The Pumpkin Spice Cafe by Laurie Gilmore (followed by The Cinnamon Bun Book Store, The Christma...
2024-11-1459 min
Enjoy An Riveting Full Audiobook And Elevate Your Mindset.Oliver Burkeman: Epidemics of Modern Life: A BBC Radio 4 collection by Oliver BurkemanPlease visithttps://thebookvoice.com/podcasts/1/audiobook/583317to listen full audiobooks.
Title: Oliver Burkeman: Epidemics of Modern Life: A BBC Radio 4 collection
Author: Oliver Burkeman
Narrator: Oliver Burkeman, Various
Format: Unabridged Audiobook
Length: 5 hours 5 minutes
Release date: September 8, 2022
Genres: Mental Health & Psychology
Publisher's Summary:
Oliver Burkeman's guides to leading a better life in an age of confusion Journalist and author Oliver Burkeman is well-known for his long-running Guardian column, 'How to Change Your Life', and has written three bestselling books on happiness, productivity and time management. In this radio collection, he looks at four central ills of modernity - busyness, anger...
2022-09-085h 05Tune In To: This Sensational Full Audiobook For Curious Minds.Oliver Burkeman: Epidemics of Modern Life: A BBC Radio 4 collection by Oliver BurkemanPlease visithttps://thebookvoice.com/podcasts/1/audiobook/583317to listen full audiobooks.
Title: Oliver Burkeman: Epidemics of Modern Life: A BBC Radio 4 collection
Author: Oliver Burkeman
Narrator: Oliver Burkeman, Various
Format: Unabridged Audiobook
Length: 5 hours 5 minutes
Release date: September 8, 2022
Genres: Social Science
Publisher's Summary:
Oliver Burkeman's guides to leading a better life in an age of confusion Journalist and author Oliver Burkeman is well-known for his long-running Guardian column, 'How to Change Your Life', and has written three bestselling books on happiness, productivity and time management. In this radio collection, he looks at four central ills of modernity - busyness, anger, the...
2022-09-085h 05Unlock Top Full Audiobooks in Non-Fiction, Social ScienceOliver Burkeman: Epidemics of Modern Life: A BBC Radio 4 collection by Oliver BurkemanPlease visithttps://thebookvoice.com/podcasts/1/audiobook/583317to listen full audiobooks.
Title: Oliver Burkeman: Epidemics of Modern Life: A BBC Radio 4 collection
Author: Oliver Burkeman
Narrator: Oliver Burkeman, Various
Format: Unabridged Audiobook
Length: 5 hours 5 minutes
Release date: September 8, 2022
Genres: Social Science
Publisher's Summary:
Oliver Burkeman's guides to leading a better life in an age of confusion Journalist and author Oliver Burkeman is well-known for his long-running Guardian column, 'How to Change Your Life', and has written three bestselling books on happiness, productivity and time management. In this radio collection, he looks at four central ills of modernity - busyness, anger, the...
2022-09-085h 05