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Everything is FintechEverything is FintechEverything is Fintech Live: With Klarna's CMO, David SandstromOn the latest episode of Everything is Fintech, recorded live at Money20/20 Europe, hosts Zach Anderson Pettet and Mickey Tesfaye sit down with David Sandstrom, the visionary CMO behind Klarna's distinctive brand identity.Sandstrom reveals how Klarna deliberately broke away from traditional financial marketing, rejecting the "blue, boring, male, suited-up" aesthetic that dominates banking, to create something that resonates emotionally with consumers. With refreshing honesty, he discusses the philosophy that beauty and aesthetics are fundamental to building consumer trust and loyalty, even in the seemingly mundane world of payments.From Klarna's journey from S...2025-07-2549 minThe Bank TellersThe Bank TellersAnnerie Vreugdenhil, Chief Commercial Officer at ABN AMROCan a centuries-old bank still be a leader in innovation? At ABN AMRO, the answer is a clear yes, and Annerie Vreugdenhil is helping make it happen. In this episode of The Bank Tellers, hosted by Money20/20 Head of Content, Sheryl Chen, Annerie shares how the bank is embracing the needs of the next generation through BUUT, a new banking platform built for Gen Z and their parents. With an Instagram-style interface, scrollable content, and teachable financial moments disguised as memes and short videos, BUUT is reframing financial literacy in a way younger users will actually engage...2025-07-1126 minThe Bank TellersThe Bank TellersJonas Eichhorst, CEO of Timo VietnamJonas Eichhorst, CEO of Timo Vietnam, joins The Bank Tellers to talk about what it takes to grow a digital bank in one of Asia’s most dynamic markets. With a background in both hardcore engineering and business strategy, Jonas brings a sharp, systems-driven perspective to building tech that feels personal.He shares Timo’s journey from Vietnam’s first fee-free banking app to a transaction-driven platform serving high-earning, high-frequency users. He and Money20/20's VP, Fintech Strategy, Zach Anderson Pettet, dive into why building for both the underbanked and mass affluent isn't a contradiction.Pl...2025-06-2029 minThe Bank TellersThe Bank TellersPimolpa Simaroj, Chief Country Officer at Deutsche BankIn this episode of The Bank Tellers, Pimolpa Simaroj, Chief Country Officer of Deutsche Bank’s Bangkok branch, shares her remarkable journey through Thailand’s financial ecosystem, from her early days as a management trainee to leading one of the most established global banks in the region.Filmed live at Money20/20 Asia, host Zach Anderson Pettet dives into Pimolpa’s unique perspective on the evolution of Thailand’s banking sector, Deutsche Bank’s approach to corporate innovation, and how the institution partners with fintechs to scale impact across borders. They also discuss the role of AI in streamlini...2025-06-1225 minThe Bank TellersThe Bank TellersCredit Union Special: Beverly Anderson, President & CEO of BECUBeverly Anderson, President & CEO of BECU, joins for another Credit Union Special onThe Bank Tellers. Her and Zach Anderson Pettet, VP, Fintech Strategy at Money20/20, have a powerful conversation about leadership, innovation, and what’s next for credit unions. She shares her remarkable path from Paducah, Kentucky to Harvard Business School and top executive roles at Equifax, Wells Fargo, American Express, and now BECU, one of the largest credit unions in the U.S.Beverly breaks down how BECU is scaling its mission of financial well-being through community engagement, cutting-edge digital tools, and a new AI...2025-05-1521 minEverything is FintechEverything is FintechMortgages, Meet FintechRecorded in London, this episode brings together two of the most insightful voices in UK mortgage fintech, Jinesh Vohra, CEO & Founder of Sprive, and Andrei Lebed, CEO and Co-founder of Koodoo, for a roundtable discussion with Money20/20's VP, Fintech Strategy, Zach Anderson Pettet, and Head of EU Content, Ian Horne. Jinesh shares the story behind Sprive, a mortgage overpayment app saving users millions in interest and shortening loan lifespans—without impacting daily lifestyles. He explains how Sprive’s "Shop with Sprive" feature incentivizes smarter spending while integrating with major UK brands.Andrei unpacks how Koodo...2025-04-291h 20The Bank TellersThe Bank TellersKohei Ueda, Head of Digital Transformation, Global Transaction Banking at Mizuho BankIn this episode of The Bank Tellers, Sheryl Chen, Head of Content, Money20/20 Asia, speaks with Kohei Ueda, Head of Digital Transformation at Mizuho Bank’s Global Transaction Banking Department, for a deep dive into how one of Japan’s largest banks is navigating change from the inside out.Filmed just ahead of Money20/20 Asia, Kohei shares how his team is tackling everything from generative AI and blockchain to building a bank-specific large language model. He opens up about the cultural and operational challenges of digital transformation in legacy institutions, and how Japan’s unique tech-forward approach is set...2025-04-1830 minThe Bank TellersThe Bank TellersDeven Somaya, Managing Director, Global Head of Emerging Commerce Solutions at CitiIn this special pre-Money20/20 Asia episode of The Bank Tellers, Sheryl Chen, Head of Content, Asia, sits down with Deven Somaya, Managing Director and Global Head of Emerging Commerce Solutions at Citi, for a deeply personal and wide-ranging conversation from Singapore.With over 24 years at Citi, Deven shares insights from his global career journey, including his decision to move from engineering to banking, the evolution of his leadership style, and why embracing change has been his biggest unlock. He also talks about the importance of authenticity at work, tackling imposter syndrome, and the power of giving back...2025-04-1034 minEverything is FintechEverything is FintechFintech with Purpose: Inclusion, AI, and Asia’s Advantage with Namita BhideIn the lead-up to Money20/20 Asia, VP, Fintech Strategy, Zach Anderson Pettet, headed to Singapore to sit down with Namita Bhide, Founder/Managing Director of Denim Consulting and Ex-Banker, for a global take on how fintech is evolving across Asia. This episode of Everything is Fintech dives deep into the region’s unique innovation DNA—from digital identity and data equity to purpose-led product design.Namita brings real-world insight on what it takes to drive financial inclusion, the human side of AI, and how humility in leadership leads to better innovation. Whether you're on the ground in Asia...2025-04-081h 18The Bank TellersThe Bank TellersCredit Union Special: Shruti Miyashiro, President & CEO, DCUCredit Union Special: The Minds Behind the MembersZach Anderson Pettet, Money20/20's VP, Fintech Strategy, interviews Shruti Miyashiro, President & CEO of DCU (Digital Federal Credit Union).Tune in to learn how DCU's organic growth has made it one of the largest credit unions in the US, and how its intent to merge with First Tech is poised to create a $30 billion financial institution.Key topics covered:-DCU 's growth trajectory-The impact of the intended First Tech merger on financial services and members-Why understanding...2025-03-2718 minEverything is FintechEverything is FintechIs WealthTech The Key to Financial Inclusion?Four fintech experts, one cozy roundtable, and a spirited discussion on the state of our global financial landscape. It's an episode of Everything is Fintech you can't miss! Money20/20 hosts, Zach Anderson Pettet, VP, Fintech Strategy, and Ian Horne, Head of Europe Content, meet up with Emma Napier, Consulting Director at NextWealth, and Mary Agbesanwa, White Label Business Development Director at Embark (part of Lloyds Banking Group) for a discussion on the evolving world of WealthTech.New to WealthTech? Tune in to understand exactly what it is. Plus, hear how technology is reshaping investing, financial a...2025-02-2858 minThe Bank TellersThe Bank TellersEmma Hagan, UK Chief Executive Officer at ClearBankOn the latest episode of The Bank Tellers, Ian Horne, Head of EU Content at Money20/20, sits down with Emma Hagan, CEO of ClearBank, to explore how the UK’s first new clearing bank in 250 years is shaking up financial services. Emma shares insights on embedded banking, fintech partnerships, and innovation in payments, plus what it takes to lead a cloud-native, API-driven institution.Learn about:-How ClearBank is transforming embedded banking-The role of fintech partnerships in driving financial innovation-Why being “comfortable with being uncomfortable” is key to leadership2025-02-2717 minThe Bank TellersThe Bank TellersErica Khalili, Co-founder and Chief Legal & Risk Officer at Lead BankOn the latest episode of The Bank Tellers, Zach Anderson Pettet, VP, Fintech Strategy at Money20/20, sits down with Erica Khalili, the Chief Legal & Risk Officer at Lead Bank. This unfiltered and honest convo dives into the bank’s transformation from a traditional community bank to a fintech-forward institution.Erica shares the unique journey that led her and her co-founders—who come from tech, data science, and fintech backgrounds—to acquire Lead Bank. She explains why they saw an opportunity to bridge the gap between fintech and banking and how they’re working to make bank-fint...2025-02-1318 minThe Bank TellersThe Bank TellersCredit Union Special: Dietrich Kuhlmann, CEO of Navy Federal Credit UnionIn this special edition of The Bank Tellers, we’re diving deep into the world of credit unions with Dietrich Kuhlmann, President & CEO of Navy Federal Credit Union—the world’s largest credit union.Scarlett Sieber, Chief Strategy and Growth Officer at Money20/20, caught up with Dietrich to discuss:-The evolution of Navy Federal and its mission to serve military members & families-How Navy Federal has NEVER had a single layoff in 91 years -The role of digital transformation & AI in personalizing member experiences-The future of credit unions and their impact on financi...2025-02-0617 minEverything is FintechEverything is FintechNicole Casperson, Founder & CEO, Fintech is FemmeWe're putting the fun back into fintech on this latest episode with Nicole Casperson, Founder & CEO of Fintech is Femme, and Zach Anderson Petter, VP, Fintech Strategy at Money20/20. With over 50,000 subscribers to her newsletter and a thriving membership community, Nicole is championing inclusivity and innovation in fintech. This, along with her work as a journalist, prompted her to write her latest book, Fintech Feminists, which features inspiring stories of founders, operators, CEOs, people that want to leverage the power of advanced technology to make our economy and our financial system more equitable.Nicole chats...2025-01-2948 minThe Bank TellersThe Bank TellersGeorge Gresham, CEO of Green DotWe sat down with the CEO of Green Dot during Money20/20 USA!Mickyy Tesfaye, Head of Content at Money20/20, sits down with George Gresham, for a candid, can't-miss conversation about business, leadership, and some really good life advice. With over two decades of innovation in financial services, Green Dot has evolved from pioneering general-purpose reloadable cards to leading the charge in embedded finance with their new platform, ARC.George shares insights on Green Dot’s journey, the challenges of navigating regulatory frameworks, and how their unique approach to integrating fintech solutions sets them apa...2025-01-1616 minThe Bank TellersThe Bank TellersGiorgi Shagidze, CEO of maibFrom FaceID onboarding to tripling mobile customers, Giorgi Shagidze, CEO of maib, is shaking up Moldova’s largest bank. In this episode, Money20/20 Europe’s Head of Content, Ian Horne, interviews Giorgi to uncover how maib:Captured 37% of the SME market in just three yearsPowers 70% of loans and deposits through its appPioneers AI for chatbots, risk, and customer insightsAnd much more!Giorgi shares his no-nonsense approach to customer-centric banking, creating strategic fintech partnerships, and why agility is the key to staying ahead. Plus, he shares his unfiltered thoughts on the future of banki...2025-01-0927 minEverything is FintechEverything is FintechWho in the *F* Knows: 2025 Predictions From the Experts at Money20/20Three continents, four time zones, and five members of the Money20/20 global content team. It's a jam-packed inaugural episode of Everything is Fintech, filled with lots of unfiltered opinions and predictions on where the industry is headed this year.Do we have a crystal ball? Well, not exactly. But we gave our best (and in some cases, funniest) educated guesses. And at the same time, we looked back on our 2024 predictions to see what actually came to fruition, and what turned into a figment of our imagination.Because fintech is like the wild frontier, where...2025-01-061h 01The Bank TellersThe Bank TellersMelissa Eggleston, Chief Deposit & Operations Officer at nbkc bankIn this episode of The Bank Tellers, Money20/20 VP of Fintech Strategy, Zach Anderson Pettet, chats with Melissa Eggleston, nbkc bank's Chief Deposit & Operations Officer, for an unfiltered conversation. They explore the art of authentic leadership and building meaningful partnerships in the banking world. Melissa shares her journey, offering insights into how trust, humor, and asking the right questions have helped her navigate the complexities of the financial ecosystem. She also delves into the unique role of Midwestern authenticity and humor in fostering genuine connections and creating a leadership style that resonates with others. From the importance o...2024-12-1926 minThe Bank TellersThe Bank TellersPhill Rosen, Chief Technology Officer at MoneyLionIn the final installment of The Bank Tellers: NYC Edition, Scarlettt Sieber, Money20/20's Chief Strategy & Growth Officer, sits down with Phill Rosen, the global CTO of MoneyLion. They talk about everything from the evolution of banking, to the importance of consumer-centric approaches, to the role of technology in fintech. They discuss how MoneyLion differentiates itself by prioritizing consumer needs over its own products, the challenges and opportunities presented by regulation, and the significance of collaboration in improving consumer outcomes. Phill also shares insights on building a seamless consumer experience using AI and the strategic decisions behind building versus...2024-12-1321 minThe Bank TellersThe Bank TellersClare Cusack, President & CEO, New York Bankers AssociationThe Bank Tellers takes New York City! Scarlett Sieber, Money20/20's Chief Strategy & Growth Officer, had a fantastic face-to-face conversation with Clare Cusack, President & CEO of the New York Bankers Association. They talk about the vital role of advocacy in banking, the challenges posed by regulatory burdens, and how the pandemic fundamentally changed almost everything in the industry. Clare goes more into depth on the importance of AI and fintech collaboration, and the future priorities for the NYBA, emphasizing its commitment to creating more inclusivity and community in the banking sector.New York Ba...2024-11-2530 minThe Bank TellersThe Bank TellersAllen Rohner, Founder & Chief Technology Officer of GriffinIn the latest installment of The Bank Tellers, Money20/20 Content Lead, Micky Tesfaye, speaks with Allenn Rohner, Co-founder and CTO of Griffin Bank, a fully licensed UK bank focused on providing B2B infrastructure for fintechs. They chat about the unique positioning of Griffin in the financial services landscape, and how the founders' backgrounds in engineering give them a different perspective on operating a company. Allen details the balance between building and buying technology solutions, the challenges of regulatory compliance and offers advice for aspiring leaders in the field.Griffinhttps://griffin.com/F...2024-11-1922 minThe Bank TellersThe Bank TellersDwaipayan Sadhu, CEO of Trust Bank SingaporeMoney20/20 Asia's Content Lead, Namita Kinjawadekar, speaks with Dwaipayan Sadhu, CEO of TrustBank, Singapore's first digital bank. Dwai details the bank's rapid growth, innovative strategies, and the importance of customer experience. He discusses the challenges faced in the banking industry, the significance of technology and innovation, and the strong cultural values that drive Trust Bank's success. Dwai also offers valuable leadership advice and emphasizes the importance of putting people first in the banking sector.Trust Bankhttps://trustbank.sg/Follow Dwai: https://www.linkedin.com/in/dwaipayan-sadhu-5363612/Follow M...2024-11-1223 minThe Bank TellersThe Bank TellersRichard Davies, CEO of Allica BankIn this episode of the Bank Tellers podcast, Richard Davies, CEO of Allica Bank, and Micky Tesfaye, Content Lead at Money20/20, dive into Allica Bank's journey and its focus on the underserved mid-sized business segment in the UK. Richard discusses the importance of execution in business strategy, the unique approach of building acquisition-focused products, and the cultural challenges faced by traditional banks compared to fintechs. He also emphasizes the significance of maintaining a youthful and innovative company culture while also providing valuable leadership insights. Allica Bankhttps://www.allica.bank/Follow Richard Davies: ht...2024-11-0430 minThe Bank TellersThe Bank TellersSiya Vansia, Chief Brand & Innovation Officer at ConnectOne BankIn this inaugural episode of The Bank Tellers, Zach Anderson Pettet, VP of Fintech at Money20/20 and Siya Vansia, Chief Brand and Innovation Officer at ConnectOne Bank, sit down to discuss the bank's founding, its growth trajectory, and the importance of innovation aligned with brand values. Plus, Siya shares insights on navigating technology trends, infrastructure challenges, and the significance of prioritization in banking innovation. She also shares important personal career advice, her unique leadership philosophy, and the daily routines that keep her informed and engaged in the banking industry.ConnectOne Bank:https://www.l...2024-10-1623 minThe MoneyPotThe MoneyPotMoney20/20 LIVE: Move Over Europe, North America's the New Open Banking Champ!LIVE AT MONEY20/20 SERIES: Fasten your seatbelts and ready your minds for a thrilling ride into the booming world of open banking. We promise a journey of discovery, where we'll delve into the regulatory and market conditions that have catapulted this innovative industry into the stratosphere. Led by our guest host Don Cardinal of FDX, our fellow travellers in this exploration are none other than Kimberly Bella from Visa, Lisa Novier from EnvestNet, and Ryan Fairley from Navy Federal Credit Union.  Together, they'll dissect the phenomenal growth of FDX, the open finance ecosystem that securely energizes the fi...2023-11-1634 minThe MoneyPotThe MoneyPotMoneyPot Raw: Ending the Strife between Data Security and Innovation with Colin LuceWe spoke to Colin Luce, the Co-Founder & CEO of Basis Theory - a tokenization platform built to manage data compliance and help companies navigate the increasing complexity of global regulations about how their tech can change the nature of data security and compliance.This was recorded at the Money20/20 Show in October 2022Guests: Colin Luce, Co-Founder & CEO Basis TheoryHosts: Nick Holland,  Global Head of Insights, Money20/20Sanjib Kalita, Wizard on Site, Money20/20Producers:  Roland Bodenham, Senior Video Producer and Podcast Development Lead, AscentialRachel Mo...2022-12-1627 minThe MoneyPotThe MoneyPotThe MoneyPot Raw: Biometrics and Digital Identity with Ricardo AmperWe sat down with Ricardo Amper, CEO of Incode to discuss how financial institutions are combatting spoofing and identity fraud through biometric digital identity verification. We also discussed the use of synthetic data to commit fraud, and what can be done at scale to help. This was recorded live at The MoneyPot Booth in Las Vegas in October 2022.Guest: Ricardo Amper, CEO, IncodeHosts: Nick Holland, Global Head of Insights, Money20/20Rachel Morrissey, Executive Producer of The MoneyPot Podcast, Money20/20Producers: Roland Bodenham, Senior Video Producer & Podcast Development Lead...2022-12-1333 minThe MoneyPotThe MoneyPotThe MoneyPot Raw: Wealth and Inclusion on their own Terms with Delicia Reynolds Hand and Cleve MesidorWe sat down with Delicia Reynolds Hand from Consumer Reports, and Cleve Mesidor from The Blockchain Assn, to talk about whether the DeFI movement in FinTech is creating new indicators of financial wellbeing and how young POCs, women, and diverse innovators are forging new metrics of wellbeing and prosperity.   This was LIVE at the Money20/20 US show in Las Vegas in October 2022.Guests: Delicia Reynolds Hand, Director, Financial Fairness, Consumer ReportsCleve Mesidor, Executive Director, Blockchain FoundationHosts: Micky Tesfaye, Content Lead, Money20/20 EURachel Morrissey, Executive Podcast Producer, Money20/20Producers: Rachel Mo...2022-12-0223 minThe MoneyPotThe MoneyPotBrazil's Pix has taken their Payments into 2050 with João del ValleFollowing on our previous episode on Brazil's Pix payment rails,  we had João Del Valle, CEO and Co-Founder at EBANX talk to us about the tremendous changes that have occurred and what he sees coming in merchant/ b2b payments.    This was recorded at the Money20/20 Show in October 2022Guest: João Del Valle, CEO and Co-Founder, EBANXHosts:  Nick Holland, Global Head of Insights, Money20/20Sanjib Kalita,  Editor-in-Chief Emeritus, Money20/20Producers:  Rachel Morrissey, Executive Podcast Producer, Money20/20Roland Bodenham, Ascential Video Producer and Podcast Lead, As...2022-11-3025 minThe MoneyPotThe MoneyPotThe audacity of Brazil's PIX payments system, with Carlos Eduardo BrandtBrazil's Central Bank launched Pix, a new nationwide real-time payment system, that has transformed money movement inside the country.  Launched in November of 2020,  within a year, over 62% of Brazil's population had adopted Pix, including businesses and consumers.   It is created to facilitate both person to person payments and business transactions and has 113 million users.   We at Money20/20 had to learn more, and were luckily able to discuss it with the person responsible for running it-  Carlos Eduardo Brandt, Deputy Head of the Dept of Competition and Financial Market Structure of the Central Bank of Brazil-  or as he calls himself- ...2022-10-1430 minThe MoneyPotThe MoneyPotTools needed to make Web3 Utopian with Crypto MeganAs investment and interest in Web3 increases, so does the sense of what could go wrong.   To help us focus on what can go right,  we spoke with Megan Nilsson to think through some of the complexities we have around access and identified 4 major tools-  data management & ownership, universal access, design access, and educational access - that need to be in place to make Web3 everything the enthusiasts dream it will be. Guest: Megan Nilsson-aka Crypto Megan-High-End Crypto & NFT ConsultantHosts:  Rachel Morrissey, Executive Producer of Money20/20 Podcasts, Money20/20S...2022-09-2621 minThe MoneyPotThe MoneyPotAdam Neumann, Survivor Bias, and InnovationLast month, the fintech universe was set abuzz following the news that A16Z had written its biggest check to date.  But the eye-watering sum wasn't at the heart of the buzz; it was the man behind the raise: Adam Neumann.   Despite allegations of impropriety with his form venture, WeWork, he is trusted by investors once again.  We wanted to dig into the possible reasons why, and how it could be explained by a "survivor bias".   We dig into how survivor bias works, why it is actually systemic, and the harm it does to problem solving.In additi...2022-09-0814 minThe MoneyPotThe MoneyPotHow CoinFlip is extending the On-Ramp to Cryptocurrencies Wild WestBen Weiss saw the potential of crypto as an equalizing asset, but he also saw that the people who understood who to access it might be the ones to benefit the least.  So, he decided to create a solution that his own mother could use and feel confident-  a crypto kiosk.   Ben realized that by creating creating a physical device, he could bridge the gap and take crypto to broader communities.    And he has.   We talked to Ben Weiss about the nature of crypto as the wild west, and why his idea on physicalizing the crypto buying experience is helping...2022-08-3016 minThe MoneyPotThe MoneyPotRiseUp and ReBalance: How Women Lead, Parent, Partner, and ThriveIn this episode of The MoneyPot Raw,   Tracey Davies, President of Money20/20 and I sit down with Monica Engel, Partner and Co-Founder of Quona Capital, to talk about her new book - Rebalance:  How women lead, parent, partner, and thrive.    We discuss the importance of the THRIVE group - a group of working women with ambitions for good careers, families, partnerships, and community- that she helped establish.   And why intentionally seeking these groups is so vital for women to succeed and maintain balance.   We also discuss about what changes we see coming and how professional women can play a role in t...2022-07-2346 minThe MoneyPotThe MoneyPotBanks Can Help Consumers Reduce their Carbon FootprintThe science around the climate crisis is in, and we are all feeling the effects of it,  With record heat waves, droughts, and questions about stability,  Gen Z considers climate a high priority in what they buy and support.   CoGo, a new banking app, helps consumers understand what their spending  means for their carbon footprint,  By making this information available,  they hope to employ behavioral sciences to assist consumers to more ecologically friendly habits.   We talked to Emma Kisby, the EMEA CEO at Cogo, about their mission, and how important it is for financial services to lead in the climate c...2022-07-2318 minThe MoneyPotThe MoneyPotLIVE at Money20/20 EU- How can gaming marketplaces and payments inform the economics of the Metaverse?As we figure out how economies will work within and between Web 2.0 to Web 3.0, we should be drawing from as many different industry experiences as possible. Luckily, we get to speak to Dawid Rožek , CEO, ZEN.COM about going from gamer to creating an online marketplace to creating the payments systems, and what all of it might teach us about the fintech future on Web3.Guest: Dawid Rožek , CEO, ZEN.COMHost: Sanjib Kalita, Editor-in-Chief, Money20/20 & Rachel Morrissey, Executive Producer and Senior Content Manager, Money20/20Producers:  Roland Bodenham, Senior Video Producer and Pod...2022-06-1338 minThe MoneyPotThe MoneyPotLIVE at Money20/20EU- The Crypto Pulse Cryptocurrencies have long been considered volatile, but they are also becoming more standard in diverse portfolios. It is more important than ever that we understand how the public and institutions are looking at cryptocurrencies. We are going to speak to Jean-Bapitiste Graftieux of Bitstamp, about their latest study- the Crypto Pulse- and get the low down on what, where, and why crypto is met with both skepticism and intrigue.Guest: Jean-Baptiste Graftieux, Global CEO, BitstampHost: Nick Holland, Global Head of Research, Money20/20 & Rachel Morrissey, Executive Podcast Producer, Money20/20Producers-  Roland Bodenham, S...2022-06-0941 minThe MoneyPotThe MoneyPotLIVE at MONEY20/20EU - Scams- Are they really our fault?Over the last few years, online scams have become rife from social engineering to online dating and fake advertisements. With so much media attention, why are they still on the up? Is it time we took a step back and looked at the human element?  Sanjib Kalita and Micky Tesfaye sit down with Tim Burton and Chris Stevens from Callsign to discuss the art of the scam, why we naturally ignore the warning signs and how we’re so easily tricked.Guests:  Tim Burton, VP, Global Head of Solution Engineering, CallsignChris Steve...2022-06-0848 minThe MoneyPotThe MoneyPotCan Crypto Be Undone by Quantum?Quantum computing is coming.  And that puts encryption in danger, because the ability to process long numbers will be so much faster and deeper in scope will be at the finger tips of major players.   Crypto currencies and blockchain technologies rely on distributed ledgers keeps value and contractual agreements on them safe without mediation now, but advances will need to be made in order to keep that ledger safe from corruptibility.   We spoke to Rhiddiman Das, the Founder and CEO of TripleBlind, about how they are approaching and preparing for the problems around data privacy and the encryption safety to un...2022-04-2816 minThe MoneyPotThe MoneyPotMoneyPot LIVE: With Chainalysis and Cross River - Increasing Access to Crypto ServicesChainalysis and Cross River invited us to host a LIVE podcast conversation at the launch party for their new partnership designed to increase the ability of fintechs and community banks to offer crypto products ands services.   We had the chance to interview Nathan Bekerman of Cross River and Jeff Billingham of Chainalysis and we discussed the accessibility of crypto for smaller players such as community banks and fintechs, the ways crypto has become more legitimized, and the benefits of web 3 custodianship.Guests: Jeff Billingham, Vice President of Capital Markets, ChainalysisNathan Bekerman,  Cry...2022-04-0826 minThe MoneyPotThe MoneyPotPreparing for an Attack on Global Financial NetworksEarlier this year,  10 nations and several international institutions participated in a simulation "war game" on the global financial networks.   It was organized and led by the Israeli Ministry of Finance, to anticipate the need for smarter international cooperation to protect systems.  The goal was to prepare for the possibility of wide-spread simultaneous hacks, understand what were the key weaknesses, and find measures that could be implemented across international lines.   We got to speak to Rahav Shalom-Revivo, Head of Financial-Cyber Innovation and International Engagements, about the preparation and nature of the simulation, and the key findings that can keep our world...2022-03-2519 minThe MoneyPotThe MoneyPotWhat do the SWIFT sanctions really do?The sanctions on Russian financial institutions following the invasion of Ukraine, including from SWIFT and the freezing of Russian Central Bank assets have been the center of attention for the global financial world.  These sanctions or threats of sanctions have already had severe repercussions for both Russia and the global economy- repercussions that have yet to be fully felt. We at Money20/20 wanted to provide clarity around the details of the sanctions, what they seem to imply, and what other financial tools are factors in the complete story, including alternate financial messaging systems within Russia, and the status o...2022-03-0814 minThe MoneyPotThe MoneyPotFunding Non-UnicornsFintech investment is exploding.   But, with so much investment, valuations are in question.   VC money is aimed at breeding unicorns, which are now much less rare, and being created at a rate of two per day.   Is this the best way to truly grow and nourish a healthy financial ecosystem and communities?   Or is the VC funding model ready to be disrupted as well?    We spoke with Bhavik Vasa, Founder & CEO of GetVantage and Saket Kumar, Co-Founder & CEO of Vitt. about plans to fund smaller niche business, and why that can be a win for VC's and consumers,    #VentureCapitalGuests...2022-03-0320 minThe MoneyPotThe MoneyPotRobot Moses: Creating Ethical Rules for AIAI has a ‘black box’ issue and the lack of understanding about how such systems work can raise concerns about opacity, unfair discrimination, ethics and threats to individual privacy and autonomy. Would it be fair/acceptable if in the future AI used your digital identity and social media posts and decided you have very expensive habits and are thus unlikely to repay your debts? The new AI regulation proposed in the EU aims to address these issues by requesting processes to build, audit and safeguard AI systems. We spoke with Ismini Psychoula, Research Scientist at the OneSpann Innovation Center, abou...2022-02-0920 minThe MoneyPotThe MoneyPotAI and Advanced Analytics at Oracle LakehouseWe think of AI as something from a Sci-Fi novel, but the reality is AI and natural language processing are already being used in aiding core financial systems. We got the chance to speak to Nino Bice and Vijay Krishnamurthy from the Oracle Lakehouse about their projects in AI, why they are so vital, and what opportunities their projects open in the future. Guests: Nino Bice, Vice President Product Management AI, Oracle Viji Krishnamurthy, AI Specialist, Analytics for Blockchain, OracleHosts: Sanjib Kalita, Editor-in-Chief, Money20/20Nick Holland, Global Head of Research...2022-01-2819 minThe MoneyPotThe MoneyPotDriving the Future of Transaction Banking with Embedded FinanceSince banking became mobile, it feels like it should be more intuitive and more automated. Our money should feel easier to use, easier to save and serve us better.   Embedded finance is the beginning of a system where the banking is simply an inherent part of any transaction, and not a belabored afterthought.   And with open banking empowering consumers to own their data, the combination with embedded finance could lead to incredible opportunities in every type of financial transaction.   We spoke with Sanjay Mathew, from Oracle and Mayank Mishra from Citi, about their outlook as they lead clients through the po...2021-12-2137 minThe MoneyPotThe MoneyPotRecreating the Retailers Payments StackThe pandemic rocked retail to the core, and was a time when multiple payments options and omni-channel commerce became vital to survival. Some of the biggest casualties are the mid to large traditional retailers who have declared bankruptcy in record numbers. Their profit margins are being squeezed by the behemoths while a lot of the problem solving has been for small businesses to operate better and smoother. In order to compete, retailers need to be able to move as swiftly as the payments industry, keeping up with new preferences, and experiment with trends. We spoke with John Lunn, CEO...2021-12-1418 minThe MoneyPotThe MoneyPotBecoming the Dungeon Master of Retail Investing Retail investing has never been a hotter space.   During the pandemic, as certain discretionary incomes increased, and apps have made participating in the markets easier, there has been an explosion of interest and activity.   But this has led to a proliferation of meme stocks, and questionable investment activities, none of which are disappearing.   Retail investing has always had a memetic nature, but social media communities about investing are changing the movement of investing information and making it vulnerable to bad sources.     So how do you embrace the openness and create communities that are authentic, creative, and supportive as more people bec...2021-11-1815 minThe MoneyPotThe MoneyPotChanging the Game of Digital Customer Experience: Reimagining E-commerceOver the past 18 months, businesses of all shapes and sizes have needed to focus specifically on the digital customer experience as other channels have closed or slowed down. The ability to define the customer experience – and make it unique – is not just a differentiator, but what allows companies to succeed during a challenging, unprecedented time. We spoke with Dr. Tiffany Raymond of PayPal on how leveraging e-commerce will not just accelerate business but can also be optimized with strategic thinking.Guest::  Dr. Tiffany Raymond, Head of Global Customer Advocacy, PayPalHosts:  Sanjib Kalita, Editor...2021-10-2316 minThe MoneyPotThe MoneyPotWill Your Next Curry Come with a Side Credit Card?Embedded finance is at the heart of payments innovation.   Uberized payments, digital wallets, and contactless service has become the standard.    Will the next wave be credit cards?   Do the brands that you love know you better than your financial institution, and are they willing to extend you more credit because of it?   We spoke with Dov Marmor about the new Railsbank Credit Card as a Service (CCaaS) platform about this new evolution of credit and the deep satisfaction of creating tools to help foster peoples dreams.  Guest: Dov Marmor, COO, North America, Railsbank2021-10-0716 minThe MoneyPotThe MoneyPotCommunity Banks with the Right Tools Can CompeteCommunity banks are at a moment of decision, like a football game going to penalties.   They are in the midst of consolidations,  acquisitions, and pressure to digitize.     The number of these banks are shrinking in the EU and US,  but during the pandemic, many have shown resilience and won a lot of goodwill through excellent customer engagement.   We spoke with Mantl's Nathaniel Harley and Jesse Wedler, Capital G to speak about the mission to help community banks digitize their culture, their onboarding, and eventually, their whole stack.Guests: Nathaniel Harley, Co-Founder and CEO, MANTLJesse Wedler, P...2021-09-0216 minThe MoneyPotThe MoneyPotBank in Transition: From Muffins to Mergers, Cupcakes to CultureWe are on the verge of the great bank consolidation.  While currently, there are nearly 5000 banks each in the US and Europe,  that number is going to significantly reduce in the next few years as banks merge, and are acquired by other banks or fintechs.    Amidst this, how do you create a culture that is tech forward and eliminates the hierarchies that can prevent quicker innovation?   We decided to speak to Dontà Wilson and Scott Case, who have led the merger to create Truist Bank, dealing with creating a new culture and moving to a hybrid cloud core, all during...2021-08-2716 minThe MoneyPotThe MoneyPotThe Forces Behind Digital Wallet AdoptionNo one is surprised that digital wallet adoption soared during the pandemic, but there is a lot more to digital wallet adoption than simply contactless payments.  The approach different countries and regions take to  innovation and the nature of digital wallets is having a large impact,    We talked with Frida Polyak,  Analyst and Researcher at Euromoniter International about what she was seeing behind digital wallet adoption across Europe, both in policy and market leader strategies. Guest:  Frida Polyak,  Analyst & Researcher, Euromonitor InternationalHosts:  Sanjib Kalita, Editor-in Chief, Money20/20Gary De...2021-08-0614 minThe MoneyPotThe MoneyPotLATAM Payments and the ECommerce Boom!Fintech in Latin America is flourishing.   The worlds largest neobank is in Brazil, digital wallets are seeing unprecedented adoption, and with a largely unbanked population, the potential markets are huge.   We talked to Michel Golffed,  the Senior Vice President of Growth at dLocal about how bridging payments to emerging markets is changing the fintech landscape, opening eCommerce to a new consumer base, and fueling exciting innovation. Guest: Michel Golffed, Senior Vice President of Growth, dLocalHost: Kisha Allison, Head of Content, Money20/20 USARachel Morrissey,  Content Manager, Money20...2021-07-2913 minThe MoneyPotThe MoneyPotWhat's Next for Ant?Alibaba subsidiary Ant Group Financial was headed for a highly anticipated IPO that was quickly pulled back when the Chinese Government imposed a much stricter regulatory structure.   Now people are wondering if the IPO is curtailed for good, or what would need to happen for it to move forward.  We are also wondering what these regulatory movements could mean as a pre-curser to increased regulatory scrutiny in the west.  We spoke with Chong Li, Director of Government Relations and Strategic Partnerships here at Ascential, and with Sampath Sharma, Associate Research Analyst for APAC Fintech at S&P Global Market Inte...2021-07-2210 minThe MoneyPotThe MoneyPotWill Every Company Be a Fintech Company?The proponents of embedded finance have coined the phrase "Every Company Is a Fintech Company", and they are betting that the majority of all companies in the future will have financial services as part of their offerings.   And while money has always been a large influence in every industry, this will give finance and the tools of finance more power to change things than ever before.  As we are confronting the need for diversity,  the opportunities for financial inclusion, and rethinking the problems around every basic institution,  we need authenticity to guide us.   With the help of Amy Nauiokas, CEO and...2021-07-1914 minThe MoneyPotThe MoneyPotMicro-Investing to Protect Your Liquid Assets, or How to Sell Half a Cow and Keep it MooingInvestment apps have garnered a lot of attention this year, as the thwarted GameStop short displayed how democratized access has changed the flow of market information and actions.    While some have treated it as a game, investing is a great way to protect and build wealth.   And while we are experiencing inflation, democratizing and making those tools available to everyone is an important step in re-imagining personal finance to help build up the middle class.    We spoke to Brian Barnes, the CEO of M1 Finance, who is working to make investing part of every persons financial management, and has create...2021-06-1716 minThe MoneyPotThe MoneyPotTea, Sharks, and Internet HubsUser experience is at the heart of the fintech revolution.   Innovation has centered around building better, smarter, cheaper, and more helpful services to disrupt the establishment and reinvigorate competition for the consumer.   If data is the oil of that innovation, then understanding the pipelines is all part of enhancing customer service and the user experience.    To understand more about data flows, and how that can contribute to stronger business models, better UX, and the future of work, we spoke with Halil Kama of the London Internet Exchange (LINX)Guest:  Halil Kama, Senior Peering Advisor, LINX...2021-06-1013 minThe MoneyPotThe MoneyPotBank Digitization, Or How I Learned to Love the CloudIn our part 2 of How to Re-Platform a Bank,  we rejoin Form3 to take us through the tips to let go of your legacy technologies, and update your core.   What steps should you consider?  What helps you to trust the process and feel secure.    And as cloud technologies become more central, how soon should you get started?    We spoke to Nick Middleton, the Enterprise Program Director at Form3 about tips and ideas to start your transformation.Guest: Nick Middleton, Enterprise Program Director, Form3Host:  Sanjib Kalita, Editor-in-Chief, Money20/20Gary Dempsey, Content L...2021-06-0314 minThe MoneyPotThe MoneyPotHow Open Finance in Payroll Data can Re-shape Financial ProductsOpen finance is gearing up to change the way that financial products are developed and delivered.   For example, payroll data underpins almost all retail financial products.   Having better, cleaner, faster access to that data could change the way financial risk is assessed.   So, what has kept us from using it before? - cost, privacy, speed, verified accuracy, and technological capability.   But, all of that could be set to change according Kurt Lin, the Co-Founder and CEO of Pinwheel,  the API for payroll.  Guest:  Kurt Lin, Co-Founder and CEO of PinwheelHosts: Sanjib Kalita, Editor-in-Chief, Money20/20Rachel...2021-05-2722 minThe MoneyPotThe MoneyPotDo You Know Where Your Bitcoin Has Been Lately?Whether cryptocurrencies are up or down,  they have gained real legitimacy in 2020.  One of the reasons behind that is a company called Chainalysis, which has built an impressive data platform that allows you to decode transaction history throughout blockchains.   But their plans are much more ambitious.   Recognizing the value of bitcoin's scarcity, and the creativity spurred by innovations of competing currencies, they see a future of digital assets and want to provide the platform to keep them secure and legitimate.  To learn how, we spoke to Philip Gradwell, Chief Economist at Chainalysis, IncGuest:  Philip Gradwell, Chief Ec...2021-05-2017 minThe MoneyPotThe MoneyPotLearning More about Understanding the Customer - #CallMeByMyNameCustomer centricity is central to fintech innovation and lately groups of digital first banks have sprung up addressing the needs of different underserved communities.     Daylight, a neobank aimed at serving LGBT+ communities, is changing the game when it comes to understanding the customer.   Using both market research and personal experience,  Co-Founders Rob Curtis and Billie Simmons, are applying common sense and a humane approach to creating a better customer experience.   They are now calling on the entire industry to shift their practices by starting the Call Me By My Name campaign to ask that financial services adopt those practices industry...2021-05-1214 minThe MoneyPotThe MoneyPotWhat is the real job of a VC?Venture Capital is at the heart of financial services disruption.   In Q1 of 2021, over 17 billion dollars has poured into fintech startups, and the investors are not simply side players that provide a check.  They can be an invaluable resource for founders creating the products and services that are changing this industry.   Understanding the expertise, networks, and talent pools that VCs bring to the table can help startups understand what they should look for in a VC.  We spoke to Rebecca Lynn, Founder of Canvas Ventures about the role she plays and what VCs bring to the table. Guest...2021-05-0611 minThe MoneyPotThe MoneyPotInvestigating Data to Create Value for CustomersData is at the center of personalized experiences, but there is a fine line between tailored experiences and being creepy.  With the zeal to reach customers, tech doesn't always watch that line.   But we know that understanding your customers and providing services they want is key to differentiating yourself in the e-commerce space.    We spoke to Bill Schneider and Julie Cox from SheerID to learn more about creative ways to collect good data, using non-traditional data to rethink credit worthiness, and thinking about financial services as a way to garner customer loyalty. Guests:  Bill Schneider, Head of Prod...2021-04-2918 minThe MoneyPotThe MoneyPotBanking on Trust for Underserved CommunitiesThere is a slew of  niche neobanks that are designed to serve communities that are traditionally underserved and marginalized.   By serving these markets,  the founders believe that they can grab and create customer bases worth millions of dollars, as well as equalize the playing field and helping advance the mission of helping people build wealth.  To understand what issues that these new banks are addressing, we spoke to Hassan Miah who has launched Paybby-  a digital only bank designed to serve black and brown communities. Guest: Hassan Miah, CEO, PaybbyHosts:  Sanjib K...2021-04-2212 minThe MoneyPotThe MoneyPotDynamic Data RegTechToo often, regulations and regulators, are looked at as the enemies of innovation.   But, the world of RegTech isn't only about lowering the costs of compliance.  It is about empowering regulators to be flexible to serve bigger policy goals, keeping the market fair and dynamic.   We spoke with Murat Abur, Co-founder and CTO at Suade Labs to discuss the developments and possibilities that RegTech is creating to keep from over or under reacting to the amazing speed of the fintech revolution.     Guest:  Murat Abur, Co-Founder and CTO, Suade LabsHosts: Sanjib Kalita, E...2021-04-1515 minThe MoneyPotThe MoneyPotFinancial Gains are Still Attainable- But How?For years we’ve discussed the shift to mobile and the importance of digitizing businesses, and today we are seeing that shift accelerated. We have also witnessed an acceleration in consumers’ expectations for how brands are showing up and a seamless digital-first experience. We are navigating unique challenges as we think through ways to create impactful marketing that answers to consumers’ needs while strategizing ways to drive efficiencies for our business. Whether determining how to reach new and existing audiences, building your business’ brand while still driving consumer actions, speaking to consumers with relevant messaging or determining ways to drive lo...2021-04-0715 minThe MoneyPotThe MoneyPotChina's Blockchain Service NetworkChina's BSN-  Blockchain Service Network-  first announced in 2019, provides infrastructure and tools for the deployment of blockchain solutions for Chinese businesses as well as businesses that operate in or trade with China.   To learn more about this potentially game-changing infrastructure investment,  we spoke with Aly Madhavji, Managing Partner of the Blockchain Founders Fund and Zennon Kapron, Director of KapronAsia.Guests:  Zennon Kapron, Director, KapronAsiaAly Mahavji, Managing Partner, Blockchain Founders FundHosts: Kisha Allison, Head of Content, Money20/20USAWill Haskins, Director of Content, Money20/202021-04-0611 minThe MoneyPotThe MoneyPotEstate Planning is the New Black RepriseFor grim reasons, the estate planning business boomed during the early days of the pandemic. Access demanded a completely digital approach that allowed for highly informed decision making and legally binding documentation. But there is another barrier that needs to be broken- the notion that Wills and Planning are only for wealthy people and white people.    Did you know that Aretha Franklin died without a will?     Why would a woman that empowered not have something so many consider part of basic financial planning?    One word-  TRUST.   Research shows that fintech is building trust with minority communities, particularly the black community...2021-03-2613 minThe MoneyPotThe MoneyPotHow do you Re-Platform a Bank?It is hard to transform to digital first, or as our guest co-host Kevin Holditch says, "Replatforming a bank is like swapping out a couple of decades old jet engine, mid flight, whilst being 38,000 feet in the air with an over-pack passenger list."  Seems like that might cause a few difficulties, doesn't it?   This is the first of a special series with Form3.   Gary Dempsey,  Content Lead, Money20/20 EU brings on Kevin Holditch, Head of Platform Engineering at Form3, to co-host.   They speak with Jan-Willem Weggemans, Senior Client Partner at Publicis Sapient to unpick the issues as banks...2021-03-1816 minThe MoneyPotThe MoneyPotEXTRA- SPACS and ChasePay ends...SPACs have made going public incredibly tantalizing, and the number of SPACS in 2021 is eye-popping.    So, is that actually a great thing?    And what does JP Morgan shutting down ChasePay mean for the big banks in a big tech world?   Sanjib Kalita, Editor-in-Chief and Rachel Morrissey, Content Producer at Money20/20 USA discuss these topics to try to give context and thoughts about the trends in 2021Hosts:  Sanjib Kalita, Editor-in-Chief, Money20/20Rachel Morrissey, Content Producer, Money20/20 USAProducers: Roland Bodenham, Senior Video Editor, AscentialSanjib Kalita, Editor...2021-03-1608 minThe MoneyPotThe MoneyPotCitiPlex Account- Big Banks Partnering with Big TechCiti and Google recently announced the creation of the CitiPlex with GooglePay account that is a full bank account residing in the Google ecosystem.  Google also announced 11 other partnerships with a variety of banks.   It is one of the most significant steps of "big tech" into formal banking, and creating a seamless experience for the consumer.   It is a step in the direction of the superapps popular in Asia.    Luckily, we got the chance to talk to Alpesh Chokshi,  Global Head of Business Development at Citi about how they approached the collaboration, why it was such a good fit, and the...2021-03-1114 minThe MoneyPotThe MoneyPotWhat can Fintech learn about Product Development from LEGO?Product Development is the heart and soul of fintech.  Building a better mousetrap was the point of creating products and services that addressed the needs and behaviors of modern consumers.   Sometimes, it is helpful to look at that journey through the eyes of another industry, so we took the opportunity to speak with one of the best product designers we know.   Melissa Pickering is the Head of Product at LEGO, with a history of designing for play.   Turns out that the questions around delivering great product share common threads in every industry. Guest...2021-03-0311 minThe MoneyPotThe MoneyPotTHE Right Way to Build the Best Checkout Experience on the PlanetAs e-commerce has boomed, digital multi-channel payments have become a necessity, but companies want their brand on every element, including the payments experience.   We spoke with Paul Anthony at Primer to learn how we can make payments less complicated and give the power of experience design back to the merchants.  Guest:  Paul Anthony, Co-Founder, PrimerHosts: Elena Mesropyan, Content Lead, Money20/20 EuropeRachel Morrissey, Producer, Money20/20Producers:  Roland Bodenham,  Senior Video Producer, AscentialElena Mesropyan, Content Lead, Money20/20 Europe...2021-02-1222 minThe MoneyPotThe MoneyPotMaking Digital More Human Understanding customer behaviors are only the beginning of the customer journey. As digital transformation has become table stakes, understanding the balance between digital and in person service is all about redefining how we look at the customers, how we look at their data, and how we plan to meet expectations. We spoke with Brandon Rembe of Envestnet to talk about what you need to plan your digital transformation. Guests: Brandon Rembe, Senior VP of Products, Envestnet | YodleeHosts: Sanjib Kalita, Editor-in-Chief, Money20/20Rachel Morrissey, Producer, Money20/20 USAProducers: Roland Bodenham...2021-02-0212 minThe MoneyPotThe MoneyPotBanking the E-Commerce BoomDuring Covid, the ability to be a digital, multi-channel, diversified business became a matter of survival for SMEs.     Solving the banking issues for freelancers,  entrepreneurs, and shop owners  has always been about giving them tools and space to follow their dreams and passions, but now, it is about lasting and recovering.    Could the push to digital have put small businesses that survive the strains of the pandemic in a stronger place than they were before?    We spoke to David Rusenko, GM of E-Commerce  at Square, about the shifts and providing banking to SMEs during Covid and beyond. ...2021-01-1516 minThe MoneyPotThe MoneyPotThe Fintech EffectThose in fintech have long maintained that the industry would lower the barriers of inclusion, and create opportunities for building wealth. And for the last 10 years, we have collected the stories that seem to support this. But, Plaid has decided to get some actual numbers and find out whether this theory holds water. Turns out it might! We spoke to John Pitts, Head of Policy, at Plaid about their report, which you can find right here: https://plaid.com/blog/the-fintech-effect-consumer-impact-and-a-fairer-financial-system/Guest: John Pitts, Head of Policy, PlaidHosts: Sanjib...2020-12-1718 minThe MoneyPotThe MoneyPotSPECIAL: Why Smart VC's are Investing in Women FoundersIn this anniversary special for RiseUp, sponsored by Western Union, we address the struggles of minority female entrepreneurs, exploring the unique struggles of intersectionality in the venture capitalist ecosystem, the positive/negative impacts of COVID this year, and the path forward. We spoke with founder Natasha Bansgopaul, DarcMatter, and VC's - Sean Park of Anthemis and Sarah Kunst of Cleo Capital. Sponsored by Western Union and featuring Caroline Tsai, Lead Counsel, WUGuests: Natasha Bansgopaul, Co-Founder & COO, DarcMatterSean Park, Founder & Chief Investment Officer, AnthemisSarah Kunst, Managing Director, Cleo Capital2020-12-1040 minThe MoneyPotThe MoneyPotFintech Innovation Lab Spills the Sauce for Enterprise StartupsAccelerators allow startups and entrepreneurs to be a part of necessary networks- learning networks,  talent development networks, and institutional relationships.   Fintech Innovation Lab, established in 2009, has created an unbeatable network for enterprise startups that help companies to capitalize on their true market value.   We spoke with Maria Gotsch, Co-founder of the Fintech Innovation Lab, about guiding an idea and a technology into a product, and get it ready to scale. Apply to be in the Fintech Innovation Lab class of 2021-  https://www.fintechinnovationlab.com/new-york/new-york-apply/Guest: Maria Gotsch, Co-Founder, Fintech Innovati...2020-11-2613 minThe MoneyPotThe MoneyPotWhat Black Friday is telling us about Consumer Behavior TrendsConsumer behavior has undergone a lot of changes during the pandemic, but Black Friday is still the cornerstone of the retail world. A lot of small businesses rely on this time of year for survival, so we spoke with Howard Grosfield, Executive Vice President and General Manager- US Consumer Marketing, AMEX about what trends they are seeing and how retail can flourish despite the challenges this winter. Guest: Howard Grosfield, Executive Vice President and General Manager- US Consumer Marketing, AMEX Hosts: Kisha Allison, Head of Content, Money20/20 USARachel Morrissey, Content Producer...2020-11-2414 minThe MoneyPotThe MoneyPotIs an Industry Led standard better for Open Banking transformation?Right now, there is an assumption that the US is drastically behind in developing the open banking standards necessary to widespread adoption. The EU, with PSD2, has a strong consumer centric standard, meant to give users more privacy and control of their data and requiring banks to share the data wealth. But, open banking is growing rapidly in the US, despite the lack of a regulator led standard. We spoke with Don Cardinal and Tom Carpenter with Financial Data Exchange (FDX) who are challenging those assumptions and leading toward an industry led standard. Guests: Don Cardinal...2020-11-1920 minThe MoneyPotThe MoneyPotEstate Planning is the New BlackFor grim reasons, the estate planning business boomed during the early days of the pandemic. Access demanded a completely digital approach that allowed for highly informed decision making and legally binding documentation. But there is another barrier that needs to be broken- the notion that Wills and Planning are only for wealthy people. This week, we talk about what problems this creates, and speak with Cody Barbo, CEO of Trust&Will about his ideas around a solution. Guest: Cody Barbo, CEO, Trust & WillHosts: Monique Ruff-Bell, Event Director, Money20/20 USARachel Morrissey...2020-11-1213 minThe MoneyPotThe MoneyPotHow will 5G affect Financial ServicesThe promise of 5G is a world of hyper-connectivity in real time - or as fast as our brains can process it. So, what will the convergence of AI, IOT and 5G mean for the future of financial services? We spoke with Arnold Goldberg, Chief Product Architect of Paypal and Nick Ludlum, Senior VP of Communications for CTIA about what to expect in the near future, and what to think about down the line. Guests: Arnold Goldberg, Chief Product Architect, Paypal Nick Ludlum, Senior VP of Communications, CTIAHosts: Kisha Allison, Head...2020-11-0518 minThe MoneyPotThe MoneyPotPositivity Tech and Analytics-based LeadershipAs our industry grapples with the challenges to our business models from multiple concurrent crises, we need more help to navigate for success than ever. Utilizing the data that we have at our fingertips in new ways is more important than ever, so, we spoke to Marcia Tal, CEO of Tal Solutions, to talk about how to utilize data to lead. Guest: Marcia Tal, CEO, Tal SolutionHosts: Sanjib Kalita, Editor-in-Chief, Money20/20Rachel Morrissey, Content Producer, Money20/20 USAProducers: Sanjib Kalita, Editor-in-Chief, Money20/20Roland Bodenham, Senior Video Editor...2020-10-2227 minThe MoneyPotThe MoneyPotReprise: The Future of Money As We Know ItThe arms race for digital currencies is on. Facebook is getting there with Novi. The People's Bank of China has central bank digital currency in trials in different cities. Both the UK Bank of England and the US Fed are looking seriously at issuing CBDC's. But what will that change for the consumer? Maybe everything. Today we discuss that with Jesse McWaters, VP of Digital Policy, MasterCard. Guest: Jesse McWaters, VP of Digital Policy, MasterCardHosts: Sanjib Kalita, Editor-in-Chief, Money20/20 Gary Dempsey, Content Lead, Money20/20 EuropeProducers: Roland Bodenham...2020-10-1523 minThe MoneyPotThe MoneyPotPodcast Special: Open Banking- a global outlookOpen Banking is coming. The hope is that as financial institutions share their data, consumer services will improve, competition will increase, and credit will be extended to more people, but is that probable, or only hoped for? Join us for a discussion with Nilixa Devlukia from Payments Solved and Hakan Eroglu for Mastercard Advisors.Guests: Nilixa Devlukia, Payments SolvedHakan Eroglu, MasterCard AdvisorsHosts: Gary Dempsey, Content Lead, Money20/20 EUWill Haskins, Content Director, Money20/20 AsiaProducer: Roland Bodenham, Senior Video Editor, AscentialRachel Morrissey, Content...2020-10-0832 minThe MoneyPotThe MoneyPotFocus on SMB's part 3- Rumplestiltskin Weaves GoldFinancial Services for Small Business hasn't often had a happy ending, but fortunes for that sector are changing. In the third part of our series, we explore how data is being woven into financial services gold, solving the Goldilocks paradigm, and partnering with the awakened Sleeping Beauty to foster success in the kingdom of SMBs. Guests: Judith Rinearson, Partner, K&L GatesPuneet Dixit, Partner, McKinsey & CompanyEyal Lifshitz, Founder & CEO, BlueVineLuke Voiles, VP & Business Leader, Quickbooks Capital, IntuitSean Hunter, Chief Information Officer, OakNorth Hosts: Sanjib Kalita...2020-10-0120 minThe MoneyPotThe MoneyPotFocus on the SMBs part 2- How do we awaken Sleeping Beauty?The economic crisis has been met with a tremendous response by banks and fintechs in the lending space. In this episode, we look at the great efforts around PPP. What secrets have the lenders unearthed? Will they lead the financial recovery and become a force that small business can rely on? And how are they turning raw data into financial services gold? This is part 2 of a 3 part series. Guests: Judith Rinearson, Partner, K&L GatesPuneet Dixit, Partner, McKinsey & CompanyEyal Lifshitz, Founder & CEO, BlueVineLuke Voiles, VP & Business Leader, Quickbooks Capital...2020-09-2423 minThe MoneyPotThe MoneyPotFocus on SMBs part 1- The Goldilocks ParadigmThe pandemic has brought the importance of SME/SMBs as economic engines to the forefront. But even before Covid, this sector was getting much needed attention. We are doing a three-part series exploring why SMB/SME banking was one of the last markets that innovators have tackled, what PPP and other efforts have brought to bear, and what we can expect in the near future. Guests: Dan Van Dyke, Analyst, Business InsiderJudith Rinearson, Partner, K&L Gates Puneet Dikshit, Partner, McKinsey & CompanyHosts: Sanjib Kalita, Editor-in-Chief, Money20/20Rachel Morrissey...2020-09-1717 minThe MoneyPotThe MoneyPotHow to Hire the Right Tech TalentThe art of hiring can make all the difference to how fast and well a company grows. And different phases require different talent focus. Do you need a generalist or a specialist? Can you honestly assess what needs you have? We spoke with Catherine Casuga, Operating Partner at Khosla Ventures about the secrets of making the right hires at the right time. Guest: Catherine Casuga, Operating Partner, Khosla VenturesHosts: Elena Mesropyan, Content Lead, Money20/20 EuropeRachel Morrissey, Content Producer, Money20/20Producers: Roland Bodenham, Senior Video Producer...2020-09-0316 minThe MoneyPotThe MoneyPotPurpose Driven BankingMobile banking has changed the understanding of what defines a bank, and financial health has become the new buzz-word. Many believe that technology enables banks to become advocates for their customers, encouraging financial habits that build financial health and wealth. That is the next frontier for CRM, but are we all on board? We spoke to Jody Bhagat, President of the Americas at Personetics, about how tech is going to raise the table stakes of what every customer can expect from their financial institutions.Guest: Jody Bhagat, President of the Americas, PersoneticsHost...2020-08-2717 minThe MoneyPotThe MoneyPotMarketing Mindset Leads to Successful DigitizationCovid has accelerated digitization, but it has also revealed that it means more than building digital features and functions. Truly smart digital transformation starts with considering the true customer journey. We spoke with Liz High, VP of Strategy and Insight at Metia Inc, about their research and recommendations about having the CMO being a major decision maker. Guest: Liz High, VP of Strategy and Insight, MetiaHosts: Kisha Allison,  Head of Content, Money20/20 USARachel Morrissey, Content Producer, Money20/20 USAProducers: Roland Bodenham, Senior Video Producer, Ascential2020-08-2015 minThe MoneyPotThe MoneyPotThe OCC Ramps Up with Brian BrooksUnder the leadership of Brian Brooks, the Acting Comptroller of the OCC, there is new energy. We spoke to Mr. Brooks about the approval of Varo Money's national bank charter, the OCC announcement on crypto assets, and his plans to help banks create more financial inclusion. Guest: Brian Brooks, Acting Comptroller of the Currency, OCCHosts: Sanjib Kalita, Editor-in-Chief, Money20/20Rachel Morrissey, Content Producer, Money20/20Producers: Roland Bodenham, Senior Video Editor, AscentialRachel Morrissey, Content Producer, Money20/20Sanjib Kalita, Editor-in-Chief, Money20/20Follow us on...2020-08-1320 minThe MoneyPotThe MoneyPotEp. 36- Using Fintech to Close the Wealth GapFinancial literacy can make a huge difference in a person's future, and the trend is to start earlier and earlier. Teen finance is hot right now. So, why would an entrepreneur with vast experience in children's education and first hand knowledge of underserved communities and wide market opportunities have a difficult time finding VC funds? We spoke to Tanya Van Court, Founder and CEO of Goalsetter, a family-oriented savings/spending/ and learning app about the trends in teen finance and the struggles of being a minority entrepreneur. Guest: Tanya Van Court, Founder and CEO of Goalsetter2020-08-0619 minThe MoneyPotThe MoneyPotEp. 35- Asia's Head Start on CBDCsFacebook's Libra may have grabbed the headlines, but the true leaders in Central Bank issued digital currencies are in Asia. China looks like the 800 lb gorilla in the arena, but they are not alone. Japan, Singapore, Thailand, and Cambodia have all begun to develop and experiment with wholesale and retail CBDCs. In this episode, Will Haskins and Sanjib Kalita had a chance to talk to Henri Arslanian about this race for viability and broad acceptance. Guests: Henri Arslanian, PwC FinTech & Crypto Global Leader; Chair of the FinTech Association of Hong Kong; Adjunct Associate Professor at the...2020-07-3024 minThe MoneyPotThe MoneyPotDo Better TogetherWith the systemic inequalities within financial services and fintech, Money20/20 is launching their "Do Better Together" campaign to highlight perspectives that will challenge us to think differently and help us change our industry and their internal structures for the better. We want to help be a catalyst for unprecedented industry growth and inclusivity.We  spoke with Louise Pentland, Executive Vice President, Chief Business Affairs and Legal Officer at PayPal;   Ann Cairns, Executive Vice Chairman, and Randall Tucker, Chief Inclusion Officer at MasterCard; and Madonna Badger, Chief Creative Officer and Co-Founder of Badger & Winters. to ask about str...2020-07-1637 min