Look for any podcast host, guest or anyone
Showing episodes and shows of

Mullooly Asset Management

Shows

Mullooly Asset Management
Mullooly Asset ManagementRecent Small Cap Action Shows Asset Allocation KeyWhat if a sudden surge in small cap stocks could reshape your investment strategy? Join Tim, Brendan, and Tom Mullooly on episode 482 of the Mullooly Asset Management Podcast as we navigate the recent 11.5% rise in the Russell 2000 index, a rare occurrence seen just 32 times since 1990. This episode uncovers the significance of such unexpected movements, especially amidst the stagnation of the S&P 500 and NASDAQ, and emphasizes why diversification remains crucial for a balanced portfolio. Drawing on insights from Datatrek Research and Nobel laureate Daniel Kahneman, we explore the unpredictable nature of markets and the importance of staying diversified.
2024-07-2615 minMullooly Asset Management
Mullooly Asset ManagementStocks Can Go Down, TooIn Ep. 324 of the Mullooly Asset Podcast, Brendan and Tim remind listeners that every once in a while stocks CAN go down.  It’s remarkable how quickly folks forget what happened in the first quarter of 2020, but the “market breather” over the last week or so has been a nice reminder that stocks can […]
2020-09-1119 minMullooly Asset Management
Mullooly Asset ManagementWhy Diversification WorksIn Ep. 323 of the Mullooly Asset Podcast, Tim and Brendan discuss how the last few days are a great example of how diversification works for investors.  With technology being hit hard recently, having exposure to other areas of the market has proved to be a smart idea.  Loading up into just one area of […]
2020-09-0422 minMullooly Asset Management
Mullooly Asset ManagementHow Should You Diversify From Stocks?In Ep. 322 of the Mullooly Asset Podcast, the guys discuss ways to diversify away from stocks and the costs involved.  A recent article described diversifying with bonds as a lost cause, but we’re not so sure.  They also discuss a recent announcement from the Fed and questions to ask yourself before retirement. Show Notes […]
2020-08-2723 minMullooly Asset Management
Mullooly Asset ManagementHow the Election Could Impact TaxesThere’s a lot of noise about how the election could impact your taxes.  We hear a lot of “taxes are going to skyrocket” and “tax hikes are coming”, but for who? And by how much?  In Ep. 321 of the Mullooly Asset Podcast, Brendan and Tom take the emotions out of this political discussion and […]
2020-08-2128 minMullooly Asset Management
Mullooly Asset ManagementPolitics are Not in the PortfolioIn Ep. 320 of the Mullooly Asset Podcast, the guys discuss politics and its place in investment portfolios.  Here at Mullooly Asset, our portfolios are not constructed based off of who is in the White House (red or blue).  They also discuss myths about diversification and the US Dollar. Show Notes Re-examining Your Risk Appetite […]
2020-08-1326 minMullooly Asset Management
Mullooly Asset ManagementPolitics are Not in the PortfolioIn Ep. 320 of the Mullooly Asset Podcast, the guys discuss politics and its place in investment portfolios.  Here at Mullooly Asset, our portfolios are not constructed based off of who is in the White House (red or blue).  They also discuss myths about diversification and the US Dollar. Show Notes ‘5 Myths About Stock […]
2020-08-1326 minMullooly Asset Management
Mullooly Asset ManagementThe Big Social Security DecisionDeciding when to take Social Security is a big decision.  Add a recession and a pandemic into the equation, and things can get messy.  In Ep. 316 of the Mullooly Asset Podcast, Brendan and Tim discuss the different factors playing into your Social Security decision.  They also discuss a new service coming to 401(k) accounts, […]
2020-07-1629 minMullooly Asset Management
Mullooly Asset ManagementA Few Reminders About UnemploymentIn Ep. 315 of the Mullooly Asset Podcast, the guys discuss a few key points to remember about unemployment and taxes.  It seems many people don’t realize that their benefits are counted as taxable income, and could surprise people next year around tax time.  They also discuss what serves as a good diversifier for stocks […]
2020-07-1017 minMullooly Asset Management
Mullooly Asset ManagementAll Upside, No DownsideWant to find an investment that gives you all of the market upside with none of the market downside?  Sorry, but in Ep. 314 of the Mullooly Asset Podcast the guys explain why that doesn’t exist.  They discuss annuities, which type of annuity is appropriate, and they also discuss why private equity funds within a […]
2020-07-0225 minMullooly Asset Management
Mullooly Asset ManagementManaging Risk in RetirementIn Ep. 312 of the Mullooly Asset Management, the guys talk about managing risk in retirement.  They talk about finding the right allocation of stocks and bonds, the importance of rebalancing and what that can do for your portfolio, and more! Show Notes ‘Is it Time to Rebalance?’ – Christine Benz – Morningstar ‘5 Ways […]
2020-06-1924 minMullooly Asset Management
Mullooly Asset Management“Living Off of the Interest”In Ep. 311 of the Mullooly Asset Podcast, Tom, Brendan, and Tim discuss the idea of “living off of the interest” and not touching your principal in retirement.  In today’s environment, it might not be as feasible as many people think. They also discuss why there is always a reason to sell, or be bearish, […]
2020-06-1223 minMullooly Asset Management
Mullooly Asset ManagementHow to Lose Your Shirt in 10 Days With LeverageIn Ep. 310 of the Mullooly Asset Podcast, Tom, Brendan, and Tim discuss the dangers of leverage once again with a great example in The Wall Street Journal.  Leveraged investment products are a great way to go broke really quick.  They also discuss massive market moves in the same year, and the importance of earnings […]
2020-06-0528 minMullooly Asset Management
Mullooly Asset ManagementWhat is Your Money REALLY For?In Ep. 309 of the Mullooly Asset Podcast, Tom, Brendan, and Tim discuss a handful of articles that revert back to one main theme: what is your money actually for?  Figuring out what your money is really for can make investing, saving, and so much more easier! Show Notes ‘Why College Savers Should Stay the […]
2020-05-2927 minMullooly Asset Management
Mullooly Asset ManagementWhat Will the Economic Recovery Look Like?In Ep. 307 of the Mullooly Asset Podcast, Tom, Brendan, and Tim discuss ridiculous question of “what letter will the economic recovery look like”, and explain why the letter shape matters way less than individual recoveries.  They also discuss oil futures horror stories, piling into gold ETFs, and the thought of tapping retirement accounts or […]
2020-05-1419 minMullooly Asset Management
Mullooly Asset ManagementIs Gold a Good Diversifier?In Ep. 305 of the Mullooly Asset Podcast, Tom, Brendan and Tim discuss the merits of gold as a diversifier in your portfolio.  Does it actually work?  Is it good at keeping up with inflation compared to stocks and bonds?  Is it worth the risk? They also discuss the situation many colleges and universities are […]
2020-05-0126 minMullooly Asset Management
Mullooly Asset ManagementDon’t Check Your Account DailyIn Ep. 302 of the Mullooly Asset Podcast, Brendan, Tom and Tim discuss a handful of topics.  Brendan shares some statistics about how often to check your account.  The less often you check, the better the chances are of seeing a higher number.  They also discuss trying to avoid market panic and not compounding mistakes […]
2020-04-0921 minMullooly Asset Management
Mullooly Asset ManagementIs Now the Time to Pick Stocks?In Ep. 301 of the Mullooly Asset Podcast, Brendan, Tom and Tim discuss the common question floating around the office: is now the right time to pick certain stocks?  There are so many unnecessary risks involved with choosing individual stocks and bonds, and the guys walk through them.  They also discuss the hierarchy of taking […]
2020-04-0323 minLiving With Money
Living With MoneyWhat's Your Game Plan?In Ep. 114, Tim addresses the question of making a game plan moving forward in these challenging financial times.  He clips in a conversation from the Mullooly Asset Podcast between himself, Tom, and Brendan where they discuss questions from clients, messages relayed to clients, their feelings as advisors during this time, and what people should consider when making decisions regarding their investments in this environment.
2020-03-2629 minMullooly Asset Management
Mullooly Asset ManagementThe Game Plan From HereIn Ep. 299 of the Mullooly Asset Podcast, Tom, Brendan, and Tim discuss questions they’ve been fielding from clients about the game plan moving forward.  They discuss what’s happened in the markets, the emotions seen and felt by everybody, and where we stand today. The Game Plan From Here – Transcript Tom Mullooly: Welcome to […]
2020-03-2021 minMullooly Asset Management
Mullooly Asset ManagementThe Game Plan From HereIn Ep. 299 of the Mullooly Asset Podcast, Tom, Brendan, and Tim discuss questions they’ve been fielding from clients about the game plan moving forward.  They discuss what’s happened in the markets, the emotions seen and felt by everybody, and where we stand today. The Game Plan From Here – Transcript Tom Mullooly: Welcome to […]
2020-03-2021 minMullooly Asset Management
Mullooly Asset ManagementWhat Do You Say to Worried Investors?In Ep. 298 of the Mullooly Asset Podcast, Brendan and Tom take a few minutes to talk to worried investors.  We’ve been getting a lot of calls from people worried about the markets, and rightfully so.  However, as they point out, now might not be the best time to do making changes to your investment […]
2020-03-1320 minMullooly Asset Management
Mullooly Asset ManagementWhat to Do With Market UncertaintyIn Ep. 297 of the Mullooly Asset Podcast, Tom talks about the uncertainty surrounding the markets over the last few weeks.  He goes over a couple of sensational headlines from the news to demonstrate just what’s been going on lately. Show Notes ‘US Airlines Won’t Need Bailout Despite Coronavirus Woes’ – The New York Post […]
2020-03-0616 minMullooly Asset Management
Mullooly Asset ManagementManaging Risk with the CoronavirusIn Ep. 296 of the Mullooly Asset Podcast, Tom takes a few minutes to address the coronavirus, the market sell-off from this week, and what it means for people’s risk tolerance.  It’s one thing to want to be “aggressive” in an up market, but few people are really comfortable with what that means in a […]
2020-02-2816 minLiving With Money
Living With MoneyBrendan Mullooly, CFP® - Your Brain On StocksIn Ep. 109, Tim's brother Brendan Mullooly joins the podcast for the second time.  Brendan is a CFP at Mullooly Asset Management, building financial plans and investment portfolios for clients.  He also blogs over at Your Brain On Stocks about different behavioral biases we all have in regards to finance, and ties them in to our every day lives.  Brendan sheds light on a few of these biases in ways everyone can understand.
2020-02-2038 minLiving With Money
Living With MoneyTom Mullooly - Mullooly Asset ManagementIn Ep. 80, Tim talks with his dad, CEO of Mullooly Asset Management, Tom Mullooly.  They discuss the beginnings of the firm back in 2002, why he decided to start it as a fee-only RIA, and what his career was like in the brokerage industry before that.  They also discuss posts from Tom's blog The Human Advisor about the Fed, inflation, market returns, and more!  Tons of great wisdom from Tom from his 30+ year career in the business. 
2019-08-0153 minLiving With Money
Living With MoneyTim Mullooly Pt. 2 - Living With MoneyIn Ep. 63 Pt. 2, Tim answers a few questions that were left un-asked last week.  We had some great questions that got cut for time last week, so Casey steps in to ask Tim about how he creates content that is easy for everyone to understand, why money is such a taboo subject, and what the best piece of advice he's ever received is.
2019-04-0417 minLiving With Money
Living With MoneyTim Mullooly - Living With MoneyIn Ep. 63, the interviewer becomes the interviewee.  Tom interviews Tim in this episode about his role at Mullooly Asset Management, how Living With Money got started, what he's learned through years of podcasting and being an investment advisor, and some important lessons he learned earlier in life back in high school and college.
2019-03-2835 minLiving With Money
Living With MoneyCasey Mullooly - All Things Are OneEp. 60 is a very special episode.  It marks the one-year anniversary of when Tim's younger brother, Casey Mullooly, as diagnosed with Chronic Myeloid Leukemia (CML).  Casey has recently started his own website 'All Things Are One' to continue posting blogs about his realizations and tribulations with CML.  This episode touches on past posts from Casey and looks back on the things he's learned over the last year.
2019-03-0741 minLiving With Money
Living With MoneyBrendan Mullooly, CFP ® - Mullooly Asset Management, Inc.In Ep. 040, Tim talks with his older brother, Brendan Mullooly.  Brendan is a CFP, and an investment advisor at Mullooly Asset Management.  They talk about his beginnings in the industry, "certainties" in the market he's observed along the way, working in a family business, and a few of his popular blog posts.
2018-10-1839 minMullooly Asset Management
Mullooly Asset ManagementEp. 229: The ‘Good Old Days’ that Never Existed: Revamping 401(k)sIn Ep. 229 of the Mullooly Asset Podcast, Brendan and Tom reminisce about the ‘good old days’ when everybody had pensions and 401(k)’s and everybody was happy!  And then they burst everyone’s bubble reminding people that didn’t happen!  They talk about these workplace retirement plans, the incentives they offer, and how it might be time to revamp the system to get more people to save for retirement. Show Notes ‘The Case for Revamping 401(k)s’ – Benjamin Harris – The Wall Street Journal ‘So Much for the Bond Bubble’ – John Rekenthaler – Morningstar ‘Some Bonds are Better Diversifiers Than Others’ – Ben Johnson – Morningstar The ‘Good Ol...
2018-10-0422 minLiving With Money
Living With MoneyThe Value of Your First JobOn Ep. 024, Tim and Brendan Mullooly talk about the value of a first job.  Whether that job is a high school kid working during the summer, or a recent college graduate entering the workforce, they talk about important takeaways from both.  They also touch on parenting techniques and when to introduce money and finance to children.  Listeners of all ages can pull value from this episode!
2018-06-2830 minMullooly Asset Management
Mullooly Asset ManagementEp. 216: Social Security, Finance Professionals, Replacing Debt with More DebtEp. 216: Social Security, Finance Professionals, Replacing Debt with More Debt – Transcript Tom Mullooly: Welcome to the Mullooly Asset Management podcast. This is episode number Cleveland, area code for 216, back from my cold calling days in the ’80’s where I learned the area codes for every part of the United States. I’m Tom […]
2018-06-1829 minMullooly Asset Management
Mullooly Asset ManagementEp. 216: Social Security, Finance Professionals, Replacing Debt with More DebtEp. 216: Social Security, Finance Professionals, Replacing Debt with More Debt – Transcript Tom Mullooly: Welcome to the Mullooly Asset Management podcast. This is episode number Cleveland, area code for 216,
2018-06-1829 minMullooly Asset Management
Mullooly Asset ManagementWhy the New York Mets Need a Financial PlannerShow Notes ‘Mets Analysis: Wilpons Need to Be More Transparent About Payroll, Offseason Moves’ – Marc Carig – Newsday Why the New York Mets Need a Financial Planner – Transcript Tim Mullooly: Welcome back to the podcast. This is episode number 206 of the Mullooly Asset Management Podcast. This is Tim Mullooly. Tom Mullooly: And […]
2017-12-2216 minMullooly Asset Management
Mullooly Asset ManagementMAM 188: Tim & Tom’s Mailbag QuestionsMullooly Asset Podcast #188 – Tim & Tom’s Mailbag Questions – Transcript Tom Mullooly: Welcome back to the podcast. This is episode number 188. 188 podcasts. That’s pretty good. Tim Mullooly: That’s a lot. Tom Mullooly: Yeah. I’m Tom Mullooly.
2017-08-0424 minMullooly Asset Management
Mullooly Asset ManagementMAM 188: Tim & Tom’s Mailbag QuestionsMullooly Asset Podcast #188 – Tim & Tom’s Mailbag Questions – Transcript Tom Mullooly: Welcome back to the podcast. This is episode number 188. 188 podcasts. That’s pretty good. Tim Mullooly: That’s a lot. Tom Mullooly: Yeah. I’m Tom Mullooly. Tim Mullooly: And this is Tim Mullooly. Tom Mullooly: Together we’re going to be answering […]
2017-08-0424 minMullooly Asset Management
Mullooly Asset ManagementMAM 187: Tim & Tom Answer Investopedia Questions Mullooly Asset Podcast #187: Tim & Tom Answer Investopedia Questions – Transcript Tim: Welcome back to the podcast. This is episode number 187. Today we’re going to do something a little different. This is Tim. I’m here with Tom. Tom Mullooly: Hello, everyone. Tim: That’s the same, but today we’re going to do something a little different. We have some questions that come in on usually a weekly basis from Investopedia looking for advisors to answer them. We decided to pick out some of the good questions that we got over the last week and answer them for you. Tom Mullooly: R...
2017-07-2425 minMullooly Asset Management
Mullooly Asset ManagementMAM 187: Tim & Tom Answer Investopedia QuestionsMullooly Asset Podcast #187: Tim & Tom Answer Investopedia Questions – Transcript Tim: Welcome back to the podcast. This is episode number 187. Today we’re going to do something a little different. This is Tim. I’m here with Tom. Tom Mullooly: Hello, everyone. Tim: That’s the same, but today we’re going to do something a little […]
2017-07-2425 minMullooly Asset Management
Mullooly Asset ManagementMAM 186: Tim & Tom Talk Everything ETF’sMAM 186: Tim & Tom Talk Everything ETF’s – Transcript Tom Mullooly : Welcome to episode 186. That’s episode 1 8 6 of the Mullooly Asset Management podcast. This is Tom Mullooly. I’m here with Tim. Tim: Hey, everybody. Tom Mullooly : We want to talk about a topic that’s near and dear to our business, exchange traded funds. Before we walked in here to record this, I looked up and went as far back as I could on the mullolly.net website and I saw that I actually wrote about exchange traded funds in January of 2007. Tim: Wow. Tom Mullooly : We’ve owned them longer than...
2017-07-0731 minMullooly Asset Management
Mullooly Asset ManagementMAM 186: Tim & Tom Talk Everything ETF’sMAM 186: Tim & Tom Talk Everything ETF’s – Transcript Tom Mullooly : Welcome to episode 186. That’s episode 1 8 6 of the Mullooly Asset Management podcast. This is Tom Mullooly. I’m here with Tim. Tim: Hey, everybody. Tom Mullooly : We want to talk about a topic that’s near and dear to our […]
2017-07-0731 minMullooly Asset Management
Mullooly Asset ManagementMAM 185: Angelo Fiouris of Altice MediaOur guest for this episode of the podcast was Angelo Fiouris.  Angelo works for Altice Media, but people in the New Jersey area probably know the company better as Cablevision.  Angelo talks with Tom about the ever-changing industry of advertising on cable television, and sheds some light on some common misconceptions surrounding the business.  It was truly a pleasure sitting down with Angelo, and we hope you enjoy the conversation! MAM 185: Angelo Fiouris of Altice Media Transcript Tom Mullooly: Welcome back to the Mullooly Asset Management podcast. This is episode number 185 and our guest today is Angelo Fiouris from Altice Med...
2017-06-2634 minMullooly Asset Management
Mullooly Asset ManagementMAM 184: Tim & Tom Talk DOL Fiduciary RuleMAM 184: Tim & Tom Talk DOL Fiduciary Rule Transcript Tom:    Welcome to the Mullooly Asset Management podcast. This is Tom Mullooly, and I’m joined by Tim Mullooly. Tim:     Hey everybody. Tom:    This is episode 184. Tim:     184. Tom:    I almost said 185. Tim:     Yeah. Tom:    We’re going to talk about a topic that we […]
2017-06-0220 minMullooly Asset Management
Mullooly Asset ManagementMAM 184: Tim & Tom Talk DOL Fiduciary Rule MAM 184: Tim & Tom Talk DOL Fiduciary Rule Transcript Tom:    Welcome to the Mullooly Asset Management podcast. This is Tom Mullooly, and I’m joined by Tim Mullooly. Tim:     Hey everybody. Tom:    This is episode 184. Tim:     184. Tom:    I almost said 185. Tim:     Yeah. Tom:    We’re going to talk about a topic that we covered a few episodes back in December, but apparently … Tim:     It’s back. Tom:    It’s back. We need to revisit the Department of Labor changes that are coming now on June 9th. Tim:     That’s right. Yeah. Does everyone remember that DOL rule that people were talking about a lot last year? Well, like Tom said, it’...
2017-06-0220 minMullooly Asset Management
Mullooly Asset ManagementMAM 183 – Tim & Tom Talk IPO’sThere’s a lot of buzz flying around about hot IPO’s.  On this episode of the podcast, Tim and Tom sit down to discuss all things IPO-related!  If you have ever wondered “what exactly is an IPO?”, or “am I the type of investor suited for an IPO?”, give this episode a listen.  You can find the transcript of the episode below, and we hope you enjoy! TRANSCRIPT: Tim: Welcome to the podcast this is Tim Mullooly. Today I’m here with Tom Mullooly and we’re going to be talking all about IPO’s or initial public offerings. There’s a lot to know...
2017-05-1916 minMullooly Asset Management
Mullooly Asset ManagementMAM 181: Never Quit, Even if Homeless – Our Interview with Jessica BaguchinskyWe recently had the pleasure to catch up with Jessica Baguchinsky of Paychex.  Jessica is a sales superstar, and if you are trying to grow your business, increase your sales or you’re looking to learn how to pull your business (or yourself) up, you ought to listen to this podcast. We titled Episode 181: “Never Quit, Even if Homeless” because for a period of time Jessica was homeless due to Superstorm Sandy. Yet Jess continued to plow ahead, setting and surpassing sales records throughout her homeless period.   How this fits in with financial planning: some of the basic building blocks in finan...
2017-05-1241 minMullooly Asset Management
Mullooly Asset ManagementMAM 179: DOL – Will the Department of Labor Proposed Regulations Go Through?The DOL Regulations — will they go through? Proposed Department of Labor (DOL) regulations are slated to go into effect in April 2017.  Will this actually happen? The DOL began working on these regulations (“fiduciary regulations”) back in 2010. Six years later, the rule was set in motion with an enactment date of April 10, 2017 and full enactment by January 2018.  But there now seems to be some question whether the new incoming Trump administration will allow the DOL regulations to see the light of day. The proposed regs are forcing many in the investment community to reexamine their current business practices.  the biggest issue is firms c...
2016-12-2211 minMullooly Asset Management
Mullooly Asset ManagementFixing the Holes in Your Financial ShipMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Imagine that you and your family are about to take a cruise to the Caribbean. You’ll be stopping in St. Lucia, Grenada, and St. Vincent and the Grenadines. You’re excited for what should be an excellent trip, but upon boarding you find out that the ship is taking on water. Are you still going to the […] The post Fixing the Holes in Your Financial Ship appeared first on Mullooly Asset Management.
2015-07-2306 minMullooly Asset Management
Mullooly Asset ManagementThe Naive Diversification Heuristic in 401k’sMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ If you’ve ever eaten at a buffet, you probably know what the naive diversification heuristic is without even realizing it. Let me explain. When I visit a buffet, I end up taking a little bit of everything so I don’t miss out on the restaurant’s best dish. It always seems like a reasonable way to […] The post The Naive Diversification Heuristic in 401k’s appeared first on Mullooly Asset Management.
2015-07-1508 minMullooly Asset Management
Mullooly Asset ManagementThe Sunk Cost Fallacy: Keeping You WrongMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ “It’s okay to be wrong, it’s not okay to stay wrong”. Maybe you’ve heard some variation of this saying before? It’s one of my favorites, as it applies nicely to all facets of life, especially investing. A common reason many of us decide to “stay wrong”, rather than change, is the sunk cost fallacy. The […] The post The Sunk Cost Fallacy: Keeping You Wrong appeared first on Mullooly Asset Management.
2015-07-0810 minMullooly Asset Management
Mullooly Asset ManagementFighting the Endowment EffectMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ As humans, we’re all affected by different behavioral biases. We often let emotions dictate our actions, which can lead to unfavorable outcomes. These inherent biases make rational investing a difficult task. The endowment effect is one such bias that works against us as investors. Professor of Behavioral Science and Economics at the University of Chicago Booth […] The post Fighting the Endowment Effect appeared first on Mullooly Asset Management.
2015-07-0109 minMullooly Asset Management
Mullooly Asset ManagementRecency Bias is EverywhereMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Recency bias is one of many cognitive errors that plague investors. It refers to the human tendency to overemphasize more recent data. The recency bias is most likely to be discussed in the realm of behavioral finance, however this bias can be found in every day life too. I want to share a few examples […] The post Recency Bias is Everywhere appeared first on Mullooly Asset Management.
2015-06-2410 minMullooly Asset Management
Mullooly Asset ManagementTechnical Analysis Helps Us Focus on What We Can ControlMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ We all spend inordinate amounts of valuable time stressing over things we cannot control. This is especially true for investors. No matter how hard we try, we cannot control what the market does. The market will do what it wants to, when it wants to. Here at Mullooly Asset Management, we’ve found that technical analysis […] The post Technical Analysis Helps Us Focus on What We Can Control appeared first on Mullooly Asset Management.
2015-06-1710 minMullooly Asset Management
Mullooly Asset ManagementIs the S&P 500 a Good Portfolio Benchmark?Mullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ This morning at our daily research meeting, we discussed something that several clients have brought up to us recently: it’s June and the Dow Jones Industrial Average and S&P 500 are barely positive for the year. While it is important to monitor your portfolio’s progress over time, many investors make the mistake of comparing their […] The post Is the S&P 500 a Good Portfolio Benchmark? appeared first on Mullooly Asset Management.
2015-06-1007 minMullooly Asset Management
Mullooly Asset ManagementF-Squared: Too Good to Be TrueMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ If something sounds too good to be true, it probably is. You’ve likely heard or used this adage before. It applies to all areas of life, and investing is no exception. Too often, smart people are blinded by colorful presentations, outlandish guarantees, or slick sales pitches. Well go ahead and add falsified performance data to […] The post F-Squared: Too Good to Be True appeared first on Mullooly Asset Management.
2015-06-0306 minMullooly Asset Management
Mullooly Asset ManagementDow Jones Industrial Average Celebrates 119th BirthdayMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Yesterday the Dow Jones Industrial Average celebrated its 119th birthday! Charles Dow and Edward Jones created the index, and it was first calculated on May 26, 1896. While the Dow Jones Industrial Average is certainly the most discussed US market index, you may be surprised to hear that it’s actually only the second oldest. Dow […] The post Dow Jones Industrial Average Celebrates 119th Birthday appeared first on Mullooly Asset Management.
2015-05-2709 minMullooly Asset Management
Mullooly Asset ManagementRelative Strength Buy SignalsMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ A topic we can’t seem to discuss enough here at Mullooly Asset Management is relative strength. Relative strength refers to the momentum factor. As John Lewis, CMT of Dorsey Wright Money Management described in a recent whitepaper: “Relative Strength (momentum) strategies focus on purchasing securities that have already demonstrated the ability to outperform a broad market […] The post Relative Strength Buy Signals appeared first on Mullooly Asset Management.
2015-05-2007 minMullooly Asset Management
Mullooly Asset ManagementGroup Annuity Products: An Expensive Way to InvestMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ At Mullooly Asset Management, we help a lot of individuals manage their retirement accounts at work. The type of retirement account doesn’t matter (401k, 403b, or 457), we advise individuals on how to allocate their retirement savings within these plans. Sometimes, we review a client’s employer sponsored plan and it seems to be lagging the other […] The post Group Annuity Products: An Expensive Way to Invest appeared first on Mullooly Asset Management.
2015-05-1206 minMullooly Asset Management
Mullooly Asset ManagementETFs Continue to Become More SpecificMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Exchange traded funds (or ETFs) have been around since January of 1993. SPY (the S&P 500 index ETF) was the first of its kind, and we’ve watched the industry evolve from there. After SPY, we saw the ETF universe expand to include sectors, international indexes and countries, bonds, and commodities. ETFs have continued to become […] The post ETFs Continue to Become More Specific appeared first on Mullooly Asset Management.
2015-05-0611 minMullooly Asset Management
Mullooly Asset ManagementUnderstanding Peer and Market Relative StrengthMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Our portfolio management strategy at Mullooly Asset Management has two main parts: point and figure charting and relative strength. Relative strength is also referred to by academics as the momentum factor. To put it plainly, relative strength (or momentum) is the phenomenon that securities which have performed well relative to peers on average continue to outperform, […] The post Understanding Peer and Market Relative Strength appeared first on Mullooly Asset Management.
2015-04-2907 minMullooly Asset Management
Mullooly Asset ManagementWork for Longer or Save More Aggressively?Mullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Time is said to be our most valuable asset, so if you’re behind on saving for retirement, just work longer! Sounds simple enough, right? While this theoretically seems like a great solution, it isn’t so easy in the real world. Nobody likes to hear this, but the best way to improve your chance of having […] The post Work for Longer or Save More Aggressively? appeared first on Mullooly Asset Management.
2015-04-2209 minMullooly Asset Management
Mullooly Asset ManagementNot Having a Plan Means Not Knowing YourselfMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ It’s been said that, “A goal without a plan is just a wish”. This applies to personal finance, as well as many other aspects of life. Most people wish that they could stop worrying about their finances so much, but they have no plan to achieve that goal. When it comes to finances, not having […] The post Not Having a Plan Means Not Knowing Yourself appeared first on Mullooly Asset Management.
2015-04-1505 minMullooly Asset Management
Mullooly Asset ManagementRoth IRA or Roth 401k?Mullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Here at Mullooly Asset Management, we help a lot of individuals manage their retirement accounts at work. In doing so, we’ve taken a look at countless 401k’s, 457’s and 403b’s. Within many of these employer sponsored plans, a Roth option is offered. I’ve noticed some confusion between these Roth 401k’s (or Roth 403b’s…or Roth 457’s) […] The post Roth IRA or Roth 401k? appeared first on Mullooly Asset Management.
2015-04-0908 minMullooly Asset Management
Mullooly Asset ManagementTerm Life Insurance vs. Whole Life InsuranceMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ If you’ve looked into buying life insurance before, there’s a good chance you’ve heard the adage, “Buy term and invest the difference”. We do not sell insurance at Mullooly Asset Management or hold ourselves out to be insurance experts. However, we do help our clients out with basic financial planning, and in doing so insurance frequently […] The post Term Life Insurance vs. Whole Life Insurance appeared first on Mullooly Asset Management.
2015-04-0111 minMullooly Asset Management
Mullooly Asset ManagementWe Can’t Predict Your Retirement AgeMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ On this week’s podcast Tim and I discuss why we’re incapable of telling people what age they’ll be able to retire at. This might be disappointing to hear, but it’s the truth. We aren’t able to predict what age you’ll be able to retire at or how much money you’ll need to do so with […] The post We Can’t Predict Your Retirement Age appeared first on Mullooly Asset Management.
2015-03-2506 minMullooly Asset Management
Mullooly Asset ManagementFoundations of Our Strategy: Point and Figure BasicsMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ At Mullooly Asset Management, one of the foundations of our strategy is point and figure charting. Point and figure charting is a type of technical anaylsis that tracks security prices through columns of X’s and O’s. People successfully use other types of technical analysis to manage money, but we prefer point and figure because we […] The post Foundations of Our Strategy: Point and Figure Basics appeared first on Mullooly Asset Management.
2015-03-1807 minMullooly Asset Management
Mullooly Asset ManagementMaybe You Shouldn’t Be Maxing Out Your 401k (Yet)Mullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ It may not always be appropriate to max out your 401k contributions. That’s right, Tom and I make the case for not maxing out your 401k contributions on this week’s Mullooly Asset Management podcast. Probably not what you were expecting to hear, right? Let me preface this post by saying that most of the time, […] The post Maybe You Shouldn’t Be Maxing Out Your 401k (Yet) appeared first on Mullooly Asset Management.
2015-03-1109 minMullooly Asset Management
Mullooly Asset ManagementWhy Increased Job Creation Hasn’t Inspired More SpendingMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ We’ve definitely seen an increase in job creation recently. This is generally a good economic sign: more jobs being created means consumers are more willing to spend money, thus stimulating the economy. We haven’t seen this lately though, leaving many to wonder what’s up? On this week’s Mullooly Asset Management podcast, Tom and Tim discuss why […] The post Why Increased Job Creation Hasn’t Inspired More Spending appeared first on Mullooly Asset Management.
2015-03-0408 minMullooly Asset Management
Mullooly Asset ManagementAre You Saving or Investing?Mullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ “I’m saving for a down payment on a home.” “I’m saving for my child’s college education.” “I’m saving for retirement.” These are three very different goals, yet all have been deemed “saving”. Not to get picky, but there’s a big difference between saving and investing. It’s important to clarify which one you’re doing. On this week’s […] The post Are You Saving or Investing? appeared first on Mullooly Asset Management.
2015-02-2504 minMullooly Asset Management
Mullooly Asset ManagementBeing Realistic About Time HorizonsMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ One of the most frequently quoted time periods in finance is the ambiguous “long term”. We’re all supposed to be long-term investors, and studies show that “over the long term” results will be desirable. This sounds nice, but what is this mythical “long term”? Is there a defined period of time that qualifies as “long […] The post Being Realistic About Time Horizons appeared first on Mullooly Asset Management.
2015-02-1808 minMullooly Asset Management
Mullooly Asset ManagementFee-Based Advisors: Working for You or Their Firm?Mullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ “Fee-based…fee-only…same thing, right?”. We’ve heard this before, and if it sounds correct to you then the brokerage industry’s obfuscation has succeeded. Just last week, Tom and Brendan discussed why you need to ask how your advisor is compensated. With so many advisors taking the dually-registered route these days, it’s integral that you understand their business […] The post Fee-Based Advisors: Working for You or Their Firm? appeared first on Mullooly Asset Management.
2015-02-1110 minMullooly Asset Management
Mullooly Asset ManagementWhy You Need to Ask How Your Advisor is CompensatedMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Let’s lay out a hypothetical situation here: You haven’t been feeling well and decide that a trip to your doctor is in order. After describing your symptoms to the doctor, they decide to prescribe you Drug A for treatment. You thank the doctor, fill your prescription and move on. Two weeks later, you find out […] The post Why You Need to Ask How Your Advisor is Compensated appeared first on Mullooly Asset Management.
2015-02-0407 minMullooly Asset Management
Mullooly Asset ManagementExchange Traded Notes (ETNs): Know What You OwnMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ The SPDR S&P 500 ETF (SPY) began trading in January of 1993. That was the first exchange traded fund, and we’ve seen quite the evolution since then. Flash forward 22 years and ETFs have become a market fixture. From ETFs we’ve seen another exchange traded product develop: exchange traded notes or ETNs. Exchange traded note…exchange traded […] The post Exchange Traded Notes (ETNs): Know What You Own appeared first on Mullooly Asset Management.
2015-01-2108 minMullooly Asset Management
Mullooly Asset ManagementBad Things Happen in Negative TrendsMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Here at Mullooly Asset Management we use a form of technical analysis called point and figure charting to manage investments. In point and figure, one of the main purposes the chart has it to help us identify trends. Whether we’re looking at a stock, index, mutual fund, ETF or commodity, the chart will show us […] The post Bad Things Happen in Negative Trends appeared first on Mullooly Asset Management.
2015-01-1407 minMullooly Asset Management
Mullooly Asset ManagementEven in Good Years the Market Pulls BackMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ Keeping things in perspective is important. Investors fall victim to cognitive biases sometimes, but we can do our best to avoid that type of behavior. With the strong markets seen in 2012, 2013, and 2014, investors are primed for recency bias to cloud their judgement. It’s imperative to remember that even in good years, the […] The post Even in Good Years the Market Pulls Back appeared first on Mullooly Asset Management.
2015-01-0707 minMullooly Asset Management
Mullooly Asset ManagementEven the S&P 500 Changes HoldingsMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ According to many market experts, investors should buy and hold always and forever, right? If you’ve been told that before you might be surprised to learn that even the S&P 500 changes its holdings every so often. In fact, according to a recent Business Insider article: “Since 1980, over 320 companies were deleted from the […] The post Even the S&P 500 Changes Holdings appeared first on Mullooly Asset Management.
2014-12-3106 minMullooly Asset Management
Mullooly Asset ManagementAvoiding Cognitive Biases: The Disposition EffectMullooly Asset Management - Fee-Only Investment Advisor Manasquan, NJ On this week’s Mullooly Asset Management podcast, Tom and Brendan discuss a cognitive bias known as the disposition effect. Cognitive biases such as the disposition effect, loss aversion, confirmation bias, and others can negatively affect investment performance. Tom and Brendan specifically address the disposition effect and how our rules based approach at Mullooly Asset Management […] The post Avoiding Cognitive Biases: The Disposition Effect appeared first on Mullooly Asset Management.
2014-12-2407 minMullooly Asset Management
Mullooly Asset ManagementAvoiding Cognitive Biases: The Disposition EffectOn this week’s Mullooly Asset Management podcast, Tom and Brendan discuss a cognitive bias known as the disposition effect. Cognitive biases such as the disposition effect, loss aversion, confirmation bias, and others can negatively affect investment performance. Tom and Brendan specifically address the disposition effect and how our rules based approach at Mullooly Asset Management […]
2014-12-2407 minMullooly Asset Management
Mullooly Asset ManagementWhat Does Suze Orman Recommend?On this week’s Mullooly Asset Management podcast, Tom and Brendan discuss an article they recently read. Interestingly enough, the article came from Costco Connection magazine. Not the typical reading material of the Mullooly Asset Management team, but it was a good read none the less. Costco featured an “Ask Suze Orman” column where readers sent […]
2014-11-0507 minMullooly Asset Management
Mullooly Asset ManagementNontransparent Active ETFsWe’ve explained what ETFs (exchange traded funds) are previously on Mullooly Asset Management podcasts. Check out the archives here: https://mullooly.net/tag/etfs/ This week, Tom and Brendan got together to discuss a new type of ETF that’s awaiting SEC approval. Money managers such as BlackRock, Eaton Vance, and State Street (just to name a few) have been anticipating […]
2014-09-2408 minMullooly Asset Management
Mullooly Asset ManagementThe Importance of Retirement Account Beneficiary FormsWe recently discussed retirement account beneficiary forms in our weekly video. We recommend watching it (https://mullooly.net/retirement-account-beneficiary-forms-very-important/7603). In this week’s Mullooly Asset Management podcast, Tom and Brendan share two examples that illustrate the importance of filling out and updating these forms. When it comes down to it, filling out and updating your retirement account’s beneficiary form is […]
2014-08-2706 minMullooly Asset Management
Mullooly Asset ManagementWhat is the Yield Curve?The financial industry uses a ton of jargon, and here at Mullooly Asset Management we know that’s not always conducive to the average investor’s education. In this week’s Mullooly Asset Management podcast, Tom and Brendan explain the yield curve in a simple manner. You’ve probably heard a broker, advisor, or a member of the financial […]
2014-05-2107 minMullooly Asset Management
Mullooly Asset ManagementInvesting Rules of Mullooly Asset ManagementIt’s integral to have investing rules or a belief system in place. In this podcast Tom and Brendan share the investing rules of Mullooly Asset Management. These are the principles and beliefs that provide a basis for how we manage money here at Mullooly Asset. Point and figure technical analysis is our biggest tool when […]
2014-01-1510 minMullooly Asset Management
Mullooly Asset ManagementDiscount Brokers vs Full-Service Brokers: What To ExpectDebates have occurred for a long time over the topic of discount brokers vs full-service brokers. In this week’s Mullooly Asset Management podcast Tom and Brendan take on this heavily disputed subject. They talk about what you can expect when you choose to invest with either a discount broker or full-service broker. Here at Mullooly […]
2013-07-2409 minMullooly Asset Management
Mullooly Asset ManagementHow Do I Transfer My Accounts to Mullooly Asset Management?Tom and Brendan discuss a frequently asked question in this week’s Mullooly Asset Management podcast. The big question that new clients want to know is, “How do I transfer my accounts to Mullooly Asset Management?”. Many investors think there will be a lot of work involved with changing their investment advisor. This is not true, […]
2013-07-1712 minMullooly Asset Management
Mullooly Asset Management529 Plans: Know the Pros and Cons InvolvedThis week on the Mullooly Asset Management podcast Tom and Brendan talk about saving money for college. When it comes to saving money for college, we tend to get A LOT of questions about 529 plans here at Mullooly Asset Management. There is a lot of information that you should know about 529 plans before deciding it is the best choice for you. Tom and Brendan cover the pros and cons involved with these plans this week. 529 plans were one of the best inventions of Congress. They do just what they were supposed to which is offset the cost...
2013-01-3011 minMullooly Asset Management
Mullooly Asset Management529 Plans: Know the Pros and Cons InvolvedThis week on the Mullooly Asset Management podcast Tom and Brendan talk about saving money for college. When it comes to saving money for college, we tend to get A LOT of questions about 529 plans here at Mullooly Asset Management. There is a lot of information that you should know about 529 plans before […]
2013-01-3011 minMullooly Asset Management
Mullooly Asset ManagementFinancial Planning: Pay Down Debt Without Taking a Loan From Your 401KLast week on the Mullooly Asset Management podcast, Tom and Brendan discussed the foundation of financial planning. This is a continuation of that discussion on saving money and your retirement plan. Tom and Brendan talked about taking loans from your 401k account at work in the last podcast. This week they talk about an alternative way that could be used to pay down debt. In a scenario where a person has a debt to pay, but is also contributing to their 401k account at work; they are likely finding it difficult to make ends meet each month...
2013-01-2311 minMullooly Asset Management
Mullooly Asset ManagementFundamentals of Financial Planning: Saving and Your Retirement PlanIn this week’s Mullooly Asset Management podcast Tom and Brendan continue talking about the foundation of financial planning. This week the topic they discuss saving money and your retirement plan. Saving money is a lost habit. In a recent Washington Post article (included in this post) it says that one in four people today take loans from their 401k plan. Personally we think that percentage is a little bit higher (around 40%). This tells us that people are consistently living beyond their means. People should reconsider where their money is going each month. This is an issue of financial pl...
2013-01-1713 minMullooly Asset Management
Mullooly Asset ManagementCompound Interest: A Main Component of Financial PlanningOn this week’s Mullooly Asset Management podcast Tom and Brendan continue talking about some of the fundamental building blocks of financial planning. Last week they discussed how financial planning really starts with paying yourself first. Having money saved can help your decision making process become a lot better. In that sense, what you do with your savings is important as well. Compound interest is a topic you will encounter whether you are investing money or spending it. When you are investing or saving money compound interest can be your best friend, but when you are spending money compound in...
2013-01-1108 minMullooly Asset Management
Mullooly Asset ManagementBuilding Blocks of Financial Planning: Saving and BudgetsThis week’s Mullooly Asset Management Podcast focuses on some of the building blocks of financial planning. Two very important factors in financial planning are saving and budgets. Tom’s favorite quote about financial planning is pretty simple, in fact it’s only three words. You need to SAVE MORE MONEY! This is the number one thing that people need to do a better job of. Saving more than you spend is financially wise. Although saving and budgets are fundamental pillars of financial planning, many people don’t like to save money and dislike the idea of budgets...
2013-01-0311 minMullooly Asset Management
Mullooly Asset ManagementThree Long Term Indicators Used in Point and Figure ChartingIn this week's Mullooly Asset Management podcast Tom and Brendan discuss long term indicators. We use point and figure charting here at Mullooly Asset Management, which gives us a great look at things like mutual funds, stocks, and bonds. We can see posit
2012-12-1209 minMullooly Asset Management
Mullooly Asset ManagementThree Long Term Indicators Used in Point and Figure ChartingIn this week’s Mullooly Asset Management podcast Tom and Brendan discuss long term indicators. We use point and figure charting here at Mullooly Asset Management, which gives us a great look at things like mutual funds, stocks, and bonds. We can see positive and negative trends in all of these areas through point and figure […]
2012-12-1209 minMullooly Asset Management
Mullooly Asset ManagementThe Power of the Support Line in Point and Figure ChartingAs you probably know, Mullooly Asset Management uses point and figure charting as a guide to make wise investments. In this week’s podcast Tom and Brendan will discuss the power of the support line. A support line is an important tool in managing money at Mullooly Asset Management. The point and figure charts that Mullooly Asset […]
2012-11-2807 minMullooly Asset Management
Mullooly Asset ManagementBullish Percent Explained: Part of the “Dimmer Switch” ApproachIn this week’s Mullooly Asset Management podcast Brendan and Tom discuss bullish percent. Bullish percent is part of the “dimmer switch” approach we use at Mullooly Asset Management to define risk and manage money. Tom gets into the history of bullish percent, and explains where and when it originated. Bullish percent is a risk indicator, […]
2012-11-1413 minMullooly Asset Management
Mullooly Asset ManagementBullish Percent Explained: Part of the “Dimmer Switch” ApproachIn this week's Mullooly Asset Management podcast Brendan and Tom discuss bullish percent. Bullish percent is part of the "dimmer switch" approach we use at Mullooly Asset Management to define risk and manage money. Tom gets into the history of bullish per
2012-11-1413 minMullooly Asset Management
Mullooly Asset ManagementNew York State Deferred Compensation Plan: Taking a LoanThis week's Mullooly Asset Management podcast focuses on the New York State Deferred Compensation plan. Tom Mullooly manages investments for over 300 different individuals who are participants in the New York State Deferred Compensation program, and he kn
2012-10-1708 min