Shows
Don Sowa's MoneyTalkWhy Titling MattersWhen Shakespeare asked, "What's in a name?", he clearly wasn't talking about financial accounts, because the way we title our accounts has great bearing over who controls them, the limits of that control, and their tax treatment. Nathan and Steve take us through some scenarios that highlight the importance of being intentional about the types of accounts you open, and how you choose to tile them. Also, on our MoneyTalk Moment in Financial History Nathan and Daniel tell the infamous story of one of the first major US railroads, the Eerie, and the war that ensued between Cornelius Vanderbilt, Daniel...2025-05-1942 minDon Sowa's MoneyTalkPersonalizing Your Asset AllocationAge is a primary factor in deciding on the right investment allocation for your portfolio, but as you might imagine, thereâs a bit more to it than that. Nathan and Steve discuss four questions you should ask yourself when developing a tailored asset allocation strategy. Also, our MoneyTalk Moment in Financial History tells the story of how the early innovations of the Nasdaq paved the way for the modern era of stock trading, and the surprising role that Bernie Maddoff played in making it all possible. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 4/23/2025. Have a question for the h...2025-04-2542 minDon Sowa's MoneyTalkAsset Allocation StrategiesWhen you consider the complexity of the markets, you might look at asset management as an art form, and while this may be true to some extent, there is a science behind asset allocation that helps to guide most rebalancing decisions. Nathan discusses the mechanics of the three primary asset allocation strategies: strategic, tactical and dynamic. Also, on our MoneyTalk Moment in Financial History Nathan and Steve tell the story of how Charles Schwab opened up the world of investing to the middle class with the first discount brokerage. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 4/16/2025; Original Air Da...2025-04-2142 minDon Sowa's MoneyTalkCharitable Remainder TrustsThere are certain financial vehicles for charitable giving, and others for generational investing, but on todayâs episode we cover two unique hybrid products that are designed to achieve both. Nathan and Steve discuss the features and benefits of Charitable Remainder and Charitable Lead Trusts. Also, our MoneyTalk Moment in Financial History takes us from Ponzi to Madoff to track the history of the Ponzi scheme. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 4/2/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-04-0441 minDon Sowa's MoneyTalkThe Big ThreeYou likely have heard of the three primary US stock indices, the Dow Jones Industrial Average, the S&P500 and the Nasdaq, but many people don’t have a clear understanding of which they should be following, and when. Nathan discusses the differences between the Big Three, and why each one is uniquely important to the overall market. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of how Clarence Saunders, founder of the Piggly Wiggly grocery chain, attempted to corner the stock market in the early 1900s. Host: Nathan Beauvais CFP®, CIMA®; Guest: Daniel Sowa...2025-03-2842 minDon Sowa's MoneyTalkChoosing Your Medicare PlanThe vast majority of Americans will eventually have to think about Medicare planning, and knowing the rules ahead of time can help you when trying to project your healthcare expenses in retirement. Donna and Nathan explain how the different Medicare plans work, and what considerations you should have when choosing your coverage. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel take us through the complicated legacy of one of the Industrial Revolutionâs greatest contributors, Henry Ford. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Guest: Daniel Sowa; Air Date: 3/19/2025; Original Air Date: 6/18/2024. Have a question...2025-03-2441 minDon Sowa's MoneyTalkBlack Friday 1869In the late 19th century, the industrial elite had a heavy hand in American politics, and this corrupt relationship created opportunity for the few at the top to amass vast sums of wealth, if they played their cards right. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of Black Friday 1869, when railroad magnate, Jay Gould, attempted to manipulate President Ulysses S Grant to corner the gold market. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Daniel Sowa; Air Date: 3/12/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the co...2025-03-1442 minDon Sowa's MoneyTalkThe Dreaded IRS AuditGetting audited by the IRS is something we all have to be prepared for, and no one looks forward to, but the typical audit experience can be surprisingly straightforward…if you’re prepared. Nathan and Steve discuss what to expect if the IRS pulls your number. Also on our MoneyTalk Moment in Financial History, Nathan and Daniel explain how Great Britain turned one of the first joint stock companies into a commercial empire: the story of the British East India Company. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Guest: Daniel Sowa; Air Date: 2/26/2025. Have a question for the hosts? Visit sowafi...2025-03-0642 minDon Sowa's MoneyTalkIs it Time to Bury the 4% Rule?The 4% Rule is an old rule of thumb stating that an average portfolio can sustain a 4% rate of withdrawal through retirement, but while rules of thumb can provide a good baseline, they are often overly simplistic and fail to account for critical factors. Donna and Nathan offer some of the flaws in the 4% Rule, and why it’s important to consult an advisor when developing your withdrawal strategy. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 3/3/2025; Original Air Date: 1/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/li...2025-03-0642 minDon Sowa's MoneyTalkGenerational InvestingThe investment strategies used when investing for the next generation can look very different than how you handle your retirement assets. Nathan and Steve discuss considerations for those managing multigenerational assets. Also, on our MoneyTalk Moment in Financial History we discuss how the idea of Manifest Destiny transformed America during the California Gold Rush. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 3/5/2025; Original Air Date: 10/18/2023 & 2/7/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-03-0644 minDon Sowa's MoneyTalkThe Challenge of DiversificationTo achieve diversification you need a mix of non-correlated assets, but over recent years the correlation gap between stocks to bonds has closed, leaving investors unsure of where to go to manage their risk. Donna and Nathan discuss alternatives to bonds for those looking to build a well diversified portfolio. Also on MoneyTalk, investing with a short time horizon, and inherited debt scenarios. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/24/2025; Original Air Dates: 8/24/2023, 6/4/2024 & 6/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-2642 min
Tout LouieFaites des gosses - Les conseils de lecture de Clémentine BeauvaisDécouvrez les conseils de lecture de Clémentine Beauvais, spécialiste de la littérature jeunesse, que vous entendez dans l’épisode « Comment apprendre le plaisir de lire aux enfants ». Les ouvrages cités par Clémentine Beauvais : Le prince de Motordu de Pef (Gallimard jeunesse) Je t’attends de Corinne Dreyfus (Éditions Thierry Magnier)La vérité sur l’affaire des 3 petits cochons de Jon Scieska et Lane Smith (Nathan)Ne laissez pas le pigeon conduire le bus ! de Mo Willems (L'école des loisirs) Hébergé par Acast. Visitez acast.com/privacy pour plus d'i2025-02-2603 minFaites des gossesLes conseils de lecture de Clémentine BeauvaisDécouvrez les conseils de lecture de Clémentine Beauvais, spécialiste de la littérature jeunesse, que vous entendez dans l’épisode « Comment apprendre le plaisir de lire aux enfants ». Les ouvrages cités par Clémentine Beauvais : Le prince de Motordu de Pef (Gallimard jeunesse) Je t’attends de Corinne Dreyfus (Éditions Thierry Magnier)La vérité sur l’affaire des 3 petits cochons de Jon Scieska et Lane Smith (Nathan)Ne laissez pas le pigeon conduire le bus ! de Mo Willems (L'école des loisirs) Hébergé par Acast. Visitez acast.com/privacy pour plus d'i2025-02-2603 minDon Sowa's MoneyTalkBasics of Financial PlanningA good financial plan translates your values and goals into decisive actions, and acts as a roadmap for future decision making. Donna and Nathan discuss the benefits, timing, and process of developing a financial plan. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/21/2025; Original Air Date: 11/22/2022. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-2541 minDon Sowa's MoneyTalkRetirement MilestonesPeople love to celebrate milestone birthdays, and as retirement planners we are no different. Donna and Nathan run through the 7 retirement milestone ages and why they matter. Also on MoneyTalk, understanding where your investments fall on the risk ladder. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/20/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-2441 minDon Sowa's MoneyTalk10 Reasons to Save for RetirementIf after 3+ decades of MoneyTalk, if we haven’t sold you on the importance for saving for retirement, then we’re really doing something wrong! But just in case you need more convincing, Donna and Nathan offer 10 reasons to save for retirement, including: Social Security likely won’t be enough to live on, people are living longer, new 401K features make saving easier than ever, and more. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/18/2025; Original Air Date: 8/11/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener f...2025-02-2141 minDon Sowa's MoneyTalkA Guide to Social SecuritySocial Security is one of those universal retirement topics that touches just about everyone, and as such we like to give it its proper attention here on the MoneyTalk show. Nathan covers the information you need to know around Social Security rules, legislation, and the history of the programâs implementation. Also on MoneyTalk, altenrnative sources of investment income. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 2/14/2025; Original Air Dates: 8/3/2023 & 5/10/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-2042 minDon Sowa's MoneyTalkMore Housing TurmoilWe all know how rough the housing market has been over recent years, and although buyers are beginning to show up again, we’re simultaneously seeing in uptick in houses previously for sale being delisted. Donna and Nathan discuss the economic factors behind this grave mismatch in the supply and demand for housing. Also on MoneyTalk, why we should take caution with financial advice on social media, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/13/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conver...2025-02-2042 minDon Sowa's MoneyTalkAre You Overpaying the Government?The IRS is anticipating higher tax returns for 2024 due to an increase in the standard deduction, and adjustments to the tax brackets and Earned Income Tax Credit. Nathan explains the drawbacks of getting a big tax return, and how to adjust your withholds so more of your money can be put to work for you. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 2/12/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-1423 minDon Sowa's MoneyTalkCarried Interest, Credit Card Rates & GiftingDonna and Nathan let the listeners take the drivers seat, taking questions on topics including: Trump’s surprising position on the carried interest loophole, how skyrocketing credit card rates have impacted debtors, and when gift tax needs to be considered. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/11/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-1342 minDon Sowa's MoneyTalkChanging Your Mind on MoneyWe try our best to be intentional and calculated with how we manage our money, but until we acknowledge those involuntary forces behind our decisions, it’s hard to succeed in meeting our money goals. Donna and Nathan discuss the field of behavioral finance, and insights from the late Daniel Kahneman about the biases that drive our decisionmaking around money. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/10/2025; Original Air Date: 3/28/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-1342 minDon Sowa's MoneyTalkFinding Your Work/Life BalanceBurnout is all too common in corporate America today, and for those trying to decide if itâs time to jump ship to a new career it can be a scary and uncertain time. Nathan talks with Dave Lubelczyk, founder of The Dream Catapult, to discuss his journey of leaving the corporate world behind to help individuals rewrite their story and pursue a lifestyle that better reflects their true values. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Dave Lubelczyk; Air Date: 2/7/2025; Original Air Date: 2/23/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnys...2025-02-1242 minDon Sowa's MoneyTalk401K Participation SurgesA recent study shows that, for the first time in nearly 50 years, half of private sector workers are contributing to a 401K. Donna and Nathan discuss the factors contributing to this increased participation, and whether this trend will be enough to close the retirement savings gap in our country. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/6/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-1042 minDon Sowa's MoneyTalkHow Fear Moves MarketsThe VIX is an index that measures market volatility, or the rate of fluctuation in the price of securities over a given period, which is why it is known as "The Fear Index". Donna and Nathan offer context to help us understand what drives periods of volatility, and why investor fear tends to feed on itself. Also, on our MoneyTalk Moment in Financial History, how the current President's aggressive use of tarriffs is actually a return to the revenue policies of the early US government. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 2/5/2025. Have a question for...2025-02-0742 minDon Sowa's MoneyTalkHow to Retire HappyWhen we plan for retirement, we tend to spend the majority of our time thinking about money, but research shows that there is much more to a happy retirement than dollars and cents. Nathan interviews Morningstar columnist Christine Benz, author of “How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement”, to discuss perspectives from thought leaders on what contributes to a truly successful retirement. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Christine Benz, Morningstar; Air Date: 1/31/2025; Original Air Date: 11/1/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for pr...2025-02-0442 minDon Sowa's MoneyTalkVetting a New AdvisorChoosing your financial advisor is a decision that should not be taken lightly, because any professional relationship that could span decades is worthy of a formal vetting process. Donna and Nathan discuss the questions you should ask when shopping around for a new financial advisor. Also on MoneyTalk, how do you decide your asset allocation, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/30/2025; Original Air Date: 3/21/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-02-0342 minDon Sowa's MoneyTalkDynamic Goal SettingFinancial planning is primarily about defining goals, and the further out you are planning, the harder it can be to bring those goals into focus. Donna and Nathan discuss goal setting strategies when planning for different phases in your life. Also on MoneyTalk, an update on 529 rules, and the history of banking in the US. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/29/2025; Original Air Dates: 3/12/2024 & 6/8/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-01-3141 minDon Sowa's MoneyTalkYour Guide to RetirementWe often talk about how retirement is changing, because understanding these trends can help us get a better handle on how it might look for you. Donna and Nathan discuss how to ensure that your plan is properly positioned for the evolving state of retirement. Also on MoneyTalk, retirement plan fee deductibility and risk tolerance. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/27/2025; Original Air Dates: 3/12/2024 & 6/8/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-01-3042 minDon Sowa's MoneyTalk10 Things You Should Know About BondsWe typically only hear about bonds when we experience spikes in interest rates or inflation, but understanding how bonds work helps us to better understand how the economy functions. Nathan takes us through 10 things you should know about bonds. Also on MoneyTalk, how advisors use Monte Carlo simulations to project your retirement savings needs, and the price of time. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 1/24/2025; Original Air Dates: 4/26/2024, 7/12/2024 & 6/12/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-01-3042 minDon Sowa's MoneyTalkThe IRS Shift on Catch-UpsIn 2026, a change to the rules on IRA catch-up contributions will take effect requiring individuals earning over $145,000 to make their catch-up contribution to a Roth IRA rather than a Traditional. Donna and Nathan discuss the reasons behind this change, and how to prepare. Also on MoneyTalk, does it ever make sense to stop contributing to your 401(k) and invest elsewhere, sizing up active vs passive bonds funds, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/23/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conv...2025-01-3041 minDon Sowa's MoneyTalkDon’t Forget to Diversify!During a bull market it can be easy to drop our guard on managing portfolio risk, and before you know it, that once balanced portfolio has taken on a far more aggressive allocation than you may have originally planned. Nathan discusses the importance of maintaining a diversification mindset as you pass through market cycles. Also, on our MoneyTalk Moment in Financial History we cover the history of the US banking system. Host: Nathan Beauvais CFP®, CIMA®; Air Date: 1/22/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-01-2741 minDon Sowa's MoneyTalkTraditional vs Roth IRAsEven if you know all of the rules that govern Traditional and Roth IRAs, deciding on which to use and how to use them can still be a difficult one. Donna and Nathan discuss the differences between Traditional and Roth IRAs, and the types of questions you should be asking yourself when deciding how to incorporate them into your retirement planning. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/21/2025; Original Air Date: 5/9/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!Se...2025-01-2342 minDon Sowa's MoneyTalkDo Annuities Deserve All the Criticism?Don Sowa always said, there are no inherently bad financial products, just good products used badly. This statement rings especially true with annuities, and the bad wrap they’ve earned largely reflects a misunderstanding of how the product was meant to be used. Donna and Nathan discuss the different types of annuities, and who each is appropriate for. Also on MoneyTalk, the elimination of the government pension offset and Windfall Elimination Provision for social security, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/16/2025. Have a question for the hosts...2025-01-2142 minDon Sowa's MoneyTalkBlack Friday 1869Each year on Black Friday American shoppers spend billions of dollars on goods, but what you may not know is that the original Black Friday was anything but a boon for the economy. On this edition of our MoneyTalk Moment in Financial History, Nathan covers the events of Black Friday 1869, the historic market crash driven by plummeting gold prices, and the greed and ambition of one of the wealthiest and most infamous characters of the time, Jay Gould. Host: Nathan Beauvais CFP®, CIMA®; Air Date: 1/15/2025; Original Air Date: 8/14/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join th...2025-01-1741 minDon Sowa's MoneyTalkRepurposing Your 529 FundsYou might think that with the high cost of education today, having too much college savings would be the least of your concerns. But there are many circumstances in which 529 balances remain unused, particularly today when more and more children are opting to forgo college for alternative paths. Donna and Nathan discuss new options for unused 529 savings made available through the SECURE Act 2.0. Also on MoneyTalk, 7 investing lessons for 2025, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/14/2025; Original Air Dates: 5/28/2024 & 1/2/2025. Have a question for the hosts? Visit sowafinancial.com...2025-01-1728 minDon Sowa's MoneyTalkA Bad Time for HELOCsThe HELOC is one of the most popular types of home equity loan due to its flexibility, but many who are carrying old balances on their variable rate HELOCs are struggling with unmanageable payments due to our high interest rate environment. Donna and Nathan discuss options for managing variable rate home equity loan balances, and strategies for paying down other forms of high interest debt. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/13/2025; Original Air Date: 4/4/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to j...2025-01-1642 minDon Sowa's MoneyTalkSeeking AlternativesFor the past few years we've been adjusting to an unreliable bond market, where alternative approaches to portfolio diversification have become increasingly common. Nathan discusses various categories of liquid alternative investments and how they function differently to achieve portfolio diversification. Also on MoneyTalk, options for leveling up your 401k. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 1/10/2025; Original Air Date: 6/30/2023 & 7/28/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-01-1442 minDon Sowa's MoneyTalkThe Final Approach to RetirementWill I have enough to retire? What will my retirement expenses look like? When planning for retirement, knowing the the right questions to ask is critical to defining and achieving your goals, and with new options like in-service rollovers available, that list of questions is just getting longer. Donna and Nathan discuss some of the considerations you should have when approaching retirement. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/9/2025; Original Air Date: 11/1/2022. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-01-1341 minDon Sowa's MoneyTalkWhy Titling MattersWhen Shakespeare wrote, "What's in a Name?", he clearly wasn't talking about financial accounts, because the way we title our accounts has great bearing over who controls them, the limits of that control, and their tax treatment. Nathan and Steve take us through some scenarios that highlight the importance of being intentional about the types of accounts you open, and how you choose to tile them. Also, on our MoneyTalk Moment in Financial History we tell the story of how the California Gold Rush fueled westward expansion at the turn of the century. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Ai...2025-01-1042 minDon Sowa's MoneyTalkThe RMD ConundrumSince the passing of the SECURE Act 2.0, the IRS age trigger for required minimum distributions has been raised to 73, but having a little extra time to grow your assets doesn’t necessarily mean there will be more money left when you pass. Donna and Nathan discuss RMD planning, and how to use the rules to your maximum benefit. Also on MoneyTalk, Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/7/2025; Original Air Date: 10/15/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/li...2025-01-0942 minDon Sowa's MoneyTalkHow to Retire HappyWhen we plan for retirement, we tend to spend the majority of our time thinking about money, but research shows that there is much more to a happy retirement than dollars and cents. Nathan interviews Morningstar columnist Christine Benz, author of “How to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirement”, to discuss perspectives from thought leaders on what contributes to a truly successful retirement. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Christine Benz, Morningstar; Air Date: 1/3/2025; Original Air Date: 11/1/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for pr...2025-01-0742 minDon Sowa's MoneyTalk7 Investing Lessons for 2025On any given year we can safely expect that something will come along to scare off investors, so with the new year upon us, we’ve decided to share 7 things to remember for 2025. Donna and Nathan share investing lessons for the new year, including: don’t mix politics and investing, time in the market is more important than timing the market, expect big market swings rather than average returns, and more. Also on MoneyTalk, how to invest in international, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 1/2/2025. Have a questi...2025-01-0642 minDon Sowa's MoneyTalkRoth 401Ks in High DemandThe Roth 401k is a relatively new option in employer sponsored plans, but its popularity has quickly skyrocketed, and for good reason. Nathan discusses why the Roth 401k has been so widely adopted, and who should be taking advantage of it. Also on MoneyTalk, Nathan walks us through the phases of retirement, and Stock Trivia: Two Truths and a Lie. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 12/27/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2025-01-0241 minDon Sowa's MoneyTalkAn Open Letter to MillennialsAs we age, it’s only natural to look to the next generation with hopes that they won’t make the same mistakes that we did. Donna and Nathan reflect on the lessons we can impart on millennials as they struggle to pave their way through the challenges of today’s world. Also on MoneyTalk, developing a diversification mindset, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/26/2024; Original Air Dates: 4/30/2024 & 5/16/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener f...2024-12-3042 minDon Sowa's MoneyTalkFinding the FundingThe 0% interest rates of the past few decades made funding home projects easy, but today that easy money environment is long gone, leaving many homeowners struggling to decide which resources to tap. Donna and Nathan discuss funding challenges amid high interest rates. Also on MoneyTalk, niche retirement communities, and the good and the bad of fintech. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/23/2024; Original Air Dates: 3/7/2024 & 4/25/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-12-3042 minDon Sowa's MoneyTalkThe Complicated Legacy of Henry FordHenry Ford is credited for his innovative use of the assembly line, his obsession with maximizing efficiency, and spearheading the five day work week, but there’s a much darker layer to Ford’s legacy highlighted by abuse and neglect for the welfare of his workers. On this edition of our MoneyTalk Moment in Financial History, Nathan and Steve take us through the history of one of the Industrial Revolution’s greatest contributors, Henry Ford. Hosts: Nathan Beauvais CFP®, CIMA® & Steven Beauvais; Air Date: 12/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystud...2024-12-2341 minDon Sowa's MoneyTalkHow Retirement Has Changed2024 will be remembered as a year of change, many of which may have a direct impact on your retirement. Donna and Nathan discuss some of these shifts, including: Trump’s return to the Whitehouse, rising Medicare premiums, the trend of partial retirement, increasing concern over Social Security insolvency, and the acceleration of the Great Wealth Transfer. Also on MoneyTalk, what to do if you were impacted by the RI Bridge hack, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/17/2024. Have a question for the hosts? Visit sowafinancial.com/moneyt...2024-12-1942 minDon Sowa's MoneyTalkInheriting a HomeHaving property passed down to you may sound like good fortune, but handling it properly is often not as straightforward as you may think. Donna and Nathan discuss considerations for those inheriting a home. Also on MoneyTalk, year-end gifting dos and don’ts, and understanding your payroll withholdings. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/16/2024; Original Air Dates: 6/6/2024, 7/9/2024 & 11/21/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-12-1842 minDon Sowa's MoneyTalkRetirement Made SimpleBelieve it or not, 150 years ago the average male only lived to age 65 and most worked until they died, so the idea of retirement is still a relatively new concept. Donna and Nathan discuss this and other retirement revelations outlined in Ben Carlson’s book, “Everything’s You Need to Know About Retirement”. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/13/2024; Original Air Date: 9/28/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-12-1742 minDon Sowa's MoneyTalkWisdom from Warren BuffettWarren Buffett remains one of the most seasoned and prolific investors, and with over 7 decades of experience, we can learn much from his wisdom on the markets. Donna and Nathan discuss lessons shared by the Oracle of Omaha himself. Also on MoneyTalk, dividend paying ETFs and who they are right for, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/12/2024; Original Air Date: 4/18/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-12-1642 minDon Sowa's MoneyTalkTaking Advantage of Your HSAThe Health Savings Account is what is known as a tax unicorn, combining some of the key tax benefits of both tax deductible and tax deferred accounts, so if your employer offers an HSA as part of your benefits package you should strongly consider it. Donna and Nathan discuss how to use the HSA to its full benefits. Also, on our MoneyTalk Moment in Financial History we discuss one of the earliest and most consequential financial bubbles of all time, The South Sea Bubble. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/11/2024; Original Air Dates: 2/15/2024 & 7/24/2024. Have a qu...2024-12-1341 minDon Sowa's MoneyTalk10 Reasons to Save for RetirementIf after 3+ decades of MoneyTalk, if we haven’t sold you on the importance for saving for retirement, then we’re really doing something wrong! But just in case you need more convincing, Donna and Nathan offer 10 reasons to save for retirement, including: Social Security likely won’t be enough to live on, people are living longer, new 401K features make saving easier than ever, and more. Also on MoneyTalk, last minute year-end planning moves. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/10/2024; Original Air Date: 8/11/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join th...2024-12-1241 minDon Sowa's MoneyTalkEmployee Stock Options ExplainedOptions trading is typically reserved for the highly skilled investor, however employee stock options are one exception, and many who own them lack a clear understanding of how they really work. Nathan discusses some different types of employee stock options and how to navigate their rules and features. Also on MoneyTalk, principles of investing from David Rubinstein‘s book, “How to Invest: Masters on the Craft”. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 12/6/2024; Original Air Dates: 5/17/2023 & 6/9/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-12-1041 minDon Sowa's MoneyTalkTraditional vs. Roth IRAThe two most common types of IRAs are Traditional and Roth IRAs, and knowing how to use each appropriately requires an understanding of their differences. Donna and Nathan discuss the rules and features of Traditional IRAs and Roth IRAs, and who each is appropriate for. Also on MoneyTalk, the Roth 5 year rule, and Sowa Sibling Stock Trivia. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/5/2024; Original Air Date: 1/23/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-12-1042 minDon Sowa's MoneyTalkCan Money Buy Happiness?The great Notorious B.I.G. once said, “Mo money, mo problems”, and while some of us may scoff at this as something only something rich people say, it is true that many of the worlds wealthiest people do not consider themselves happy. Donna and Nathan discuss this and other lessons offered by writer, Ben Carlson, in his blog post, “17 Thoughts About Money”. Also, on our MoneyTalk Moment in Financial History we discuss how the idea of Manifest Destiny transformed America during the California Gold Rush. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/4/2024; Original Air Date: 10/18...2024-12-0642 minDon Sowa's MoneyTalkIs It Time To Bury The 4% Rule?One of the most well known retirement planning rules of thumb is the 4% rule, which states that the average person can withdraw up to 4% of their portfolio per year in retirement, adjusted for inflation, without running out of money. Donna and Nathan discuss the thought process and inherent flaws of this theory. Also on MoneyTalk, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 12/3/2024; Original Air Date: 1/18/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-12-0541 minDon Sowa's MoneyTalkPersonalizing Your PlanWe all engage in financial planning at some level, but many of us tend to focus on the numbers without consideration for how our values should factor into our money decisions. Donna and Nathan take us through the step by step process of building a financial plan, and how to ensure that your efforts are focused on nurturing the parts of your life that are most important to you. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/29/2024; Original Air Date: 11/22/2022. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omny...2024-12-0341 minDon Sowa's MoneyTalkFinancial Planning in Your 50sOnce you turn 50, you enter a new phase of working life where the window begins closing for you to make decisions that will have a meaningful impact on your retirement. Donna and Nathan discuss some of the challenges and concerns that you may expect to face in your 50s, and strategic moves you can make to put you in the best possible footing for retirement. Also on MoneyTalk, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/26/2024; Original Air Date: 5/23/2023. Have a question for the hosts? Visit sowafinancial.com/mone...2024-12-0242 min
Financial ContextHistory: Henry FordThe automobile itself was somewhat like a Trojan Horse. The business practices and consumption culture that was ushered in at the beginning of the 20th century would come to be known as Fordism. In this episode Nate & Dan discuss the life and legacy of Henry Ford, how he revolutionized manufacturing and how he created a brand new "want" among consumers. 2024-12-0133 minDon Sowa's MoneyTalkHow to Retire HappyWhen we plan for retirement, we tend to spend the majority of our time thinking about money, but research shows that there is much more to a happy retirement than dollars and cents. Nathan interviews Morningstar columnist Christine Benz, author of âHow to Retire: 20 Lessons for a Happy, Successful and Wealthy Retirementâ, to discuss perspectives from thought leaders on what contributes to a truly successful retirement. Host: Nathan Beauvais, CFP®, CIMA®; Special Guest: Christine Benz, Morningstar; Air Date: 11/22/2024; Original Air Date: 11/1/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for pr...2024-11-2742 minDon Sowa's MoneyTalkThe Season of GiftingDuring this holiday season, if you are planning on giving monetary gifts to your loved ones, it is important that you do so as part of an overall gifting strategy. Donna and Nathan discussed annual and lifetime gift tax limits, and how to properly record your activity with the IRS. Also on MoneyTalk, managing competing goals, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/21/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-11-2542 minDon Sowa's MoneyTalkThe Draw of PessimismYou may have heard the saying, “if it bleeds, it leads”, reflecting the fact that negative news gets far more attention than positive, and this phenomenon rings especially true in the financial markets. Donna and Nathan discuss how our tendency toward pessimistic thinking drives our investing decisions. Also, on our MoneyTalk Moment in Financial History, how the Russian Revolution set the table for the reemergence of totalitarian rule in Russia. Hosts: Donna Sowa Allard, CFP®, AIF®, Nathan Beauvais, CFP®, CIMA® & Steven Beauvais; Air Date: 11/20/2024; Original Air Date: 5/25/2023 & 9/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversa...2024-11-2242 minDon Sowa's MoneyTalkTo Rent Or To Buy?When you buy a home it can be a moment of great pride, but the allure of homeownership can also lead us into a financial hole that might’ve been avoided had you chosen to rent instead. Donna and Nathan discuss considerations for those trying to decide on whether to rent or to buy. Also on MoneyTalk, saving for needs other than retirement, and Roth conversion planning. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/18/2024; Original Air Date: 4/30/2024 & 7/11/2024. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listen...2024-11-2042 minDon Sowa's MoneyTalkThe Active vs. Passive DebateEver since the advent of index funds and ETFs, the industry has debated the value provided by mutual fund managers, especially with passive alternatives available at lower cost to investors. Donna and Nathan consult the data and discuss the benefits and drawbacks of active and passive investments. Also on MoneyTalk, how the sunk cost fallacy can lead to compounding losses. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/15/2024; Original Air Date: 3/28/2023 & 12/20/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.2024-11-1942 min
Financial ContextHistory: The British East India CompanyWhen rumors of untold riches in the East Indies started swirling around London's merchant class in the late 16th century, a corporation was soon formed to take advantage. Over the next 2 centuries this relatively small group would go on to be one of the world's first global empires. And while the British East India Company raised the standards of living back home, the same could not be said for India. In this podcast Nate & Dan discuss the first ever "mega-cap" stock. 2024-11-0128 min
Financial ContextHistory: Black Friday 1869 - Part 2Nate & Dan finish the story of the original Black Friday and how Jay Gould and Jim Fisk were able to arrange the New York legislature to award them instead of their rivals. 2024-10-0121 min
Financial ContextHistory: Black Friday 1869 - Part 1In September of 1869 some of the country's wealthiest people fought over gold. The bulls were led by Jay Gould and Jim Fisk while the bears were organized by Jay Cooke and James Brown. The sitting US president Ulysses Grant was also involved. The story takes place during the Gilded Aged and is a prime example of the corruption and wealth that was on display during the post-Civil War period. 2024-09-0121 min
Financial ContextHistory: South Sea BubbleIn 1720 the British public were one of the first peoples to experience mass market manipulation. In this month's episode Nate & Dan discuss the story of the South Sea company which was granted a monopoly to trade in the new world by the British government. What ensued was a classic financial bubble. 2024-08-0126 min
Financial ContextHistory: 20th Centry RailroadsIn this episode Nate and Dan are joined by Dave Blazejewski to discuss the bankruptcy of Penn Station (the largest ever at the time) and why passenger rail transport all but disappeared from corporate America during the second half of the 20th century. 2024-07-0123 min
Financial ContextHistory: Northern Pacific RailwayNate & Dan continue discuss the history of railroads in America. In the month's episode, they talk about the story of the second transcontinental railroad which essential bankrupted one of the country's richest men, Jay Cooke. 2024-06-0122 min
Financial ContextHistory: Transcontinental RailroadIn this month's episode, Nate and Dan recall one of the most corrupt events in American history. At the time it was started, no one believed that the Transcontinental Railroad would be profitable. The federal government had to put up the cash for the project initially. And when the government sponsors such a huge project, the cash starts flowing - and many times in unintended directions. 2024-05-0120 min
Financial ContextHistory: The Erie WarIn 1868 two of the country's most powerful and wealthiest men battled it out for control of the Erie Railway. Cornelius Vanderbilt and Daniel Drew were the epitome of "frenemies". They were also not shy about bribing lawmakers and the politicians were happy to take their cash. 2024-04-0118 min
Financial ContextHistory: The Gold Standard Part 2In part two of this conversation Nate and Dan talk about how the gold standard in the US began to wane beginning with Great Depression and ending when President Nixon official cut the link. 2024-03-0114 min
Financial ContextHistory: The Gold Standard Part 1Today's monetary systems is nothing like the past. In this month FC podcast, Nate and Dan examine the very long transition from a gold standard to a fiat currency in US. In part one, the guys talk about how the gold standard functioned in the time period before the Great Depression. 2024-02-0118 min
Financial ContextHistory: Iranian Revolution Part 2After the clergy took control of Iran in 1979, chaos ensued throughout global oil markets. In this month's podcast Nate and Dan pick up where they left off and discuss how and why oil prices more than doubled in the early 1980s and the mechanism for the demand destruction the eventually brought prices back in balance. 2024-01-0114 min
Financial ContextHistory: Iranian Revolution Part 1In this month's podcast Nate and Dan discuss the revolution that had the biggest and fastest impact on the global economy. In 1979 decades of US "grooming" in Iran were undone when the clergy overthrew the Shah and took control of the country and oil fields. In part one of this episode, we discuss the history of Iran during the 1950's, 60's and early 70's, the prelude to revolution. 2023-12-0115 min
Financial ContextHistory: French RevolutionNate and Dan keep the revolution streak going this month by retelling one of the most importnat and impactful stories in modern history. 2023-11-0824 min
Financial ContextHistory: Russian RevolutionIn this month's episode, Nate & Dan examine one of the most important events of the 20th century through the lense of economics. 2023-10-0224 min
Financial ContextHistory: Warren BuffettHe's considered one of the greatest investors of all time. In this month's episode Nate & Dan tell the ironic story of how Warren Buffett came to own Berkshire Hataway.2023-09-0119 min
Financial ContextHistory: The Panic of 1907The Panic of 1907 was a financial crisis in the United States marked by a stock market crash and a run on banks. Triggered by the collapse of a major trust company, it led to widespread panic and financial instability. J.P. Morgan intervened to restore confidence, establishing the precedent for future government intervention in financial crises.2023-08-0118 min
Financial ContextHistory: The Steam Engine and the First US Monopoly.In 1824 a landmark case heard by the SCOTUS settled an early dispute in the US about the power individual states had to regulate commerce. In this month's podcast, Nate and Dan tell the story of how a monopoly in the Hudson River started out as a great idea but quickly became unpopular.2023-07-0116 min
Financial ContextHistory: Alexander HamiltonHe is considered the father of the nation's financial system. In this month's episode Nate & Dan discuss the first US Treasurer Alexander Hamilton, his policies and why he created a lot of enemies while in office. 2023-06-0117 min
Financial ContextHistory: The New DealIt wasn't so much the Great Depression that changed America but United States Government's response to it that help shaped the future. In this month's episode Nate & Dan discuss FDR's policies and just how game-changing they were. 2023-05-0117 min
Financial ContextHistory: The Great DepressionWhile the effects of the Great Depression are well known, the causes are a lot more confusing. Broad or simple explanations say less about the event and more about the person speaking. In this month's show Nate & Dan attempt to explain what actually happened nearly 100 years ago. 2023-04-0117 min
Financial ContextHistory: Ponzi & MadoffIn this month's show Nate & Dan discuss the most infamous swindler in financial history: Bernie Madoff. They also talk about the original con artist, Charles Ponzi. 2023-03-0119 min
Financial ContextHistory: The Fall of Standard OilIn part 2 of this episode Nate and Dan discuss how the John Rockefeller's oil juggernaut came under attack not by competitors but by the public and politicians. 2023-02-0116 min
Financial ContextHistory: The Rise of Standard OilThe first truly global corporation began to take shape in the 1970's when the Standard Oil trust was formed. It would eventually control close to 90% of American oil refining. In this month's episode of Financial Context, Nate and Dan talk about how John Rockefeller and co. supplied kerosene for a nation before the advent of electricity and the somewhat suspect business practices they used along the way. 2023-01-0119 min
Financial ContextHistory: The Birth of the Oil IndustryOnly about a decade after the California Gold rush another speculative boom occurred in the US. This time the epicenter would be in western Pennsylvania as the first oil wells were first successfully drilled for. 2022-12-0116 min
Financial ContextHistory: California Gold RushAfter the Great Depression and the Civil War, no event transformed the United States quite like the California Gold Rush. It ushered in a time of economic, geographical and cultural expansion. In this episode we revisit an event that most children learn about in school. 2022-11-0125 min
Financial ContextHistory: MaydayFor more than 150 years the "beacon of free markets", the New York Stock Exchange operated as a cartel and fixed prices that its members could charge. Only in 1975 under the pressure from the Department of Justice and the Securities Exchange Commission did the "Big Board" eventually change its fixed commission regime. 2022-10-0120 min
Financial ContextHistory: Chuck SchwabIn the 1970's Chuck Schwab founded what would become the third largest asset manager in the world. But like any business, when it started it relied on perseverance and luck. 2022-09-0128 min
Financial ContextHistory: Ivar KreugarWarren Buffet once said it is only when the tide goes out that you see whos been swimming naked. When the proverbial tide did go out on the economy and stock market in 1929 a mysterious man from Scandinavia definitely won the prize as the most naked swimmer. 2022-08-0424 min
Financial ContextHistory: Origins of CapitalismCapitalism didn't invent the marketplace. At some point in history governments started to protect the rights of individuals participating in that marketplace and that was really the birth of capitalism. In this episode we explore the events that lead to Adam Smith's famous economic manifesto "The Wealth of Nations" and how the global economy went from being a static, zero-sum-game to an one base on growth. Books referenced: Sapiens by Yuval Noah Harai2022-07-0127 min
Financial ContextHistory: Mark Twain & Bad InvestmentsMost people know Mark Twain as the prolific writer that he was. What most don't know is that he was also one of the worst investors whos life shows that making money and managing it are often two totally different things. 2022-06-0117 min
Financial ContextHistory: The Birth of Financial AdsCharlie Merrill was one of the few people sounding the alarm about the stock market in 1929. After spending the Great Depression out of the securities business, he came back to Merrill Lynch in the 1940's with a whole new approach towards the industry: marketing directly to small investors. 2022-05-0117 min
Financial ContextHistory: BankAmericardIn September of 1958 Bank of America mailed 60,000 fully functional credit cards to residents in Fresno, California. While the consumer credit card is ubiquitous today, at that time it was met with resistance and was anything by profitable for the bank at first. 2022-04-0120 min
Financial ContextHistory: John Pierpont MorganBefore there was the Federal Reserve there was JP Morgan. Born in 1837, he would become the United State's most powerful banker. From organizing the first billion dollar company to bailing out the federal government, his business management techniques were unprecedented and would be used by future robber barons a century later. Books discussed: The House of Morgan by Ron Chernow2022-03-0127 minFinancial ContextHistory: The NASDAQBefore Bernie Madoff was the infamous scoundrel he is today, he was a market maker in over-the-counter stocks and was pivotal in the creation of the NASDAQ stock exchange. Today the NASDAQ is a proxy for technology stocks. In this podcast we explore why that is.2022-02-0119 min
Financial ContextEpisode 1: History: Piggly WigglyIn the early 1920's a southern man attempted to take on Wall St by cornering the market for the stock of a company he created. What ensued was one pf the best lesson you can learn when gambling; the house always wins. 2021-12-0824 min
La Bouquinerie JeunesseLa bouquinerie jeunesse - Clémentine BeauvaisPour ce premier numéro de la saison, nous recevons Clémentine Beauvais. L'autrice vient discuter (et pas mal rire) avec nous de Brexit Romance, son roman qui vient de paraître chez Sarbacane.
Au programme également : Nathan nous présente une autre reine des neiges : La reine du nord de Joana Estrala aux Editions Notari ;
Christelle chronique un livre qui n'est ni jeunesse, ni un roman (mais on la pardonne parce qu'il vaut le coup) : Dialogue avec les nuages de Alice Baude aux éditions Racaille.
Léa nous parle d'une BD muette : Un océan d’amour de Lupano et Panaccio...2018-10-1100 min