Nathan O’ Bryant - Podcast Details

Shows

The Financial Answer with Nathan O’BryantGen X, It’s Your Turn: It’s Time to Think About RetirementCue the mixtape! It’s Gen X’s turn to get serious about retirement. Today, Nathan talks about why it’s time for this often-overlooked generation to be at the center of the retirement conversation. Gen Xers have weathered market crashes, economic swings, and a total rewrite of retirement expectations. Nathan breaks down the reality behind the statistics, like why nearly 50% of Gen Xers say they’re not financially prepared, and offers practical tools for catching up. Here’s some of what we discuss in this episode: 🧠 Why Gen X has the mindset and independen...2025-07-1018 min

The Financial Answer with Nathan O’BryantTalking To Your Spouse About Market Crash FearsWhen the market drops, anxiety at home may rise. In this episode, Nathan explores how couples can navigate fear, miscommunication, and different emotional reactions to investing during downturns. You’ll hear why involving both spouses in planning meetings makes a measurable difference in confidence and calm. Here’s some of what we discuss in this episode: 💬 Why couples react differently to market drops 📉 How financial news distorts reality 🧠 The 4 emotional responses to volatility 📊 Why both spouses need to attend planning meetings 🤝 Creating peace of mind through conversation For...2025-04-2414 min

The Financial Answer with Nathan O’BryantWhat Should You Actually Do When the Market Drops?Market headlines are screaming and your portfolio is bouncing around. You’re tempted to “do something,” but what actually makes sense when volatility kicks in? In this episode, Nathan breaks down four practical strategies for navigating downturns without losing your cool (or your long-term plan). If you’re feeling shaken by the market dip or wondering what to do the next time one rolls around, we’ll share some practical guidance. Here’s some of what we discuss in this episode: 📱 Why watching the news can wreck your mindset 📉 Gut check: when fear meets strategy...2025-04-1021 min

The Financial Answer with Nathan O’BryantInside the Advisor’s Office: What People Are Actually Concerned AboutEver wonder what other people talk about with their financial advisors? A new survey of nearly 400 experienced advisors reveals the biggest concerns, challenges, and financial goals their clients are facing today. From retirement planning to healthcare costs to working longer than expected, we’re breaking down the key takeaways and how they compare to what we see in our own client conversations. 🔹 52% of clients seek financial advice for retirement planning – Is that the right focus? 🔹 38% of respondents worry about outliving their assets – How can you ensure lifelong financial security? 🔹 The average advisor’s client has saved...2025-03-1320 min

The Financial Answer with Nathan O’BryantInflation-Proof Your Retirement In 2025Inflation has been a hot topic in recent years and continues to be as we navigate through 2025. With rising prices affecting everything from healthcare to everyday expenses, its effect on long-term financial strategies is arguably more significant than ever. In this episode, we’ll explore how to adjust your retirement strategy to stay ahead. Here’s some of what we discuss in this episode: How inflation in recent years has impacted retirement strategies and plans The rate of inflation Nathan assumes when building a retirement plan in 2025 The types of investments or strategies that are most effe...2025-01-2313 min

The Financial Answer with Nathan O’BryantThe Snowbird Retirement: Is a Seasonal Move Right for You?Brrr, it’s cold out there! Winter has a lot of people thinking about warmer weather. For some, that just means an annual vacation down south. But for certain retirees, they choose to live elsewhere through the brunt of winter, becoming “snowbirds.” Is snowbird life for you? Join Nathan as he discusses the factors that drive people into the snowbird lifestyle, how remote work plays a role in doing this a little sooner than you might anticipate, where snowbirds are flocking to nowadays, and much more! Here’s some of what we discuss in this episode...2025-01-0915 min

The Financial Answer with Nathan O’BryantFinancial Forecasting: A Post-Election ConversationElection season has officially wrapped up, and with the results in, we now have a clearer picture of what the future may hold. In today’s episode, Nathan and Marc dive into several important topics that could be shaped by the new administration. Listen in as they discuss the potential extension of the Tax Cuts and Jobs Act, government spending and tariffs, and how the outcome of presidential elections can influence the market. Here’s some of what we discuss in this episode: The possible extension of the Tax Cuts and Jobs Act Taking advantage of Roth...2024-11-2116 min

The Financial Answer with Nathan O’BryantIs Dividend Investing Dead?Wondering if dividend investing is still the best approach for your retirement? Based on a recent article, we dive into what incidental income is and how it may change your strategy around dividends. Nathan talks about how it generates cash flow from portfolio turnover rather than relying solely on dividends. Here’s some of what we discuss in this episode: How incidental income compares to dividend investing. The potential volatility of overfocusing on dividend stocks. The tax implications of this strategy. Read more: https://seekingalpha.com/article/4723299-incidental-income-makes-dividend-investing-unnecessary-in-retirement Visit us online: http://thefinancialanswer.com...2024-10-2416 min

The Financial Answer with Nathan O’BryantHow Current Economic Shifts Could Affect Your RetirementThe financial landscape is changing rapidly, and if you’re focused on retirement, these shifts can’t be ignored. In today’s episode, we break down the trends that will define the rest of 2024 and their implications for your retirement plan. Here’s some of what we discuss in this episode: Nathan’s big getaway. Market volatility and how much an election changes that. Shifts in housing and the real estate market. Changes in interest rates. Consumer debt and how to make smarter decisions. For more, visit us online: http://thefinancialanswer.com 2024-10-1017 min

The Financial Answer with Nathan O’BryantFor Couples, Retirement Planning Is A Team SportRetirement planning as a couple can come with its share of challenges. You aren’t planning for the financial future of just one person, but two! Often, each person comes with their own set of fears, feelings, and feedback. In today’s podcast, Nathan delves into why retirement planning should be a team effort and how couples can work together to avoid common pitfalls. Here’s some of what we discuss in this episode: The importance of communication and open dialogue. Discussing the details of the plan. Agreeing on the risk tolerance. Establi...2024-09-2617 min

The Financial Answer with Nathan O’BryantUnlock Your Potential During National Financial Planning MonthAs we celebrate National Financial Planning Month, there's no better time to take control of your financial future. In today’s podcast, Nathan discusses the ins and outs of building a personalized financial plan. Whether you're just starting out or looking to refine your strategy, Nathan's insights are invaluable for anyone looking to secure their financial future. Here’s some of what we discuss in this episode: Why Nathan became a financial advisor. What the initial phases of the planning process looks like. Why financial education is important. What to do if you’ve been pr...2024-09-1215 min

The Financial Answer with Nathan O’BryantIRS Rules for RMDsRecently, the IRS provided some much-needed clarity on the Secure Act changes, specifically regarding Required Minimum Distributions (RMDs). In today’s podcast, Nathan breaks down these updates and explains their implications for your financial strategy. Here’s some of what we discuss in this episode: An overview of the Secure Act. Clarity on the RMD rules. The impact on your financial plan. Market volatility and diversification. For more, visit us online: http://thefinancialanswer.com 2024-08-2212 min

The Financial Answer with Nathan O’BryantAugust 2024 Market UpdateMarket volatility can be a nerve-wracking experience for any investor. Recent fluctuations have left some questioning the future of their investments. Nathan outlines which crucial strategies to follow in order to help you manage your investments, no matter how turbulent the times. From staying invested to rebalancing your portfolio, these tips are designed to keep you on track toward your financial goals. Here’s some of what we discuss in this episode: Staying invested. Continuing to invest. Rebalancing your portfolio. Taking advantage of tax loss harvesting. Being cautious right before retirement. For more, visit us on...2024-08-0817 min

The Financial Answer with Nathan O’BryantWhat is Blackrock's 100% Stock ETF Hedge?In the ever-evolving landscape of financial products, BlackRock has recently introduced a stock ETF with a 100% downside hedge. This announcement has generated a buzz among investors, but what does it really mean? In our latest podcast, Nathan breaks down the complexities of this new offering and provides crucial insights for investors. Here’s some of what we discuss in this episode: Understanding the 100% downside hedge. The role of buffered ETFs. Pros and cons of this ETF. Reuters Article: https://www.reuters.com/business/finance/blackrock-launches-stock-etf-with-100-downside-hedge-2024-07-01/ 2024-07-1813 min

The Financial Answer with Nathan O’BryantCryptocurrency and Your Financial PlanShould you get into cryptocurrency? Cryptocurrency has been a hot topic for years, often seen as the Wild West of the financial world. However, recent developments suggest that this once-fringe investment is moving into the mainstream. One of the most significant milestones is the SEC's approval of a spot for Ethereum as an ETF. Nathan shares how he views this form of investing and how it may or may not fit in your financial plan. Here’s some of what we discuss in this episode: SEC has approved a spot for Ethereum as an ETF...2024-06-2715 min

The Financial Answer with Nathan O’BryantFinancial Lessons from DadIn this special Father's Day episode, Nathan dives into classic “dadisms” to draw out valuable financial lessons from them. We discuss the importance of avoiding knee-jerk financial decisions, understanding the true weight of financial burdens, and the dangers of chasing that "better parking spot" in your investment portfolio. Here’s some of what we discuss in this episode: Dad joke, “Do I need to amputate?” “It’s not heavy, it’s just awkward.” Winning the game and sticking with the plan. Finding a “better” parking spot for your money. For more, visit us online: http...2024-06-1312 min

The Financial Answer with Nathan O’BryantAll In One Basket: Financial DiversificationAre you guilty of putting all your eggs in one financial basket? The latest episode of our podcast delves into the critical topic of investment diversification. We discuss everything from common mistakes Nathan sees to historic examples of when the financial bubble burst. What does true diversification look like and how can you achieve it in your portfolio? Here’s some of what we discuss in this episode: The dangers of having everything in one basket. Misconceptions about mutual funds. Trying to diversify with different financial advisors. The importance of transparency and communication. 2024-05-2314 min

The Financial Answer with Nathan O’BryantThe Financial Cereal BowlWhat can we learn about retirement planning from browsing the cereal aisle at the grocery store? We love finding relatable ways to teach about financial topics, so let’s scoop up a few bites of financial understanding on today’s show. Here’s some of what we discuss in this episode: What in the financial world is hard to resist but not all that good for you? What seems good on the surface but isn’t as good as it appears? What is boring but hard to swallow? What does Nathan think is important to know? ...2023-11-0918 min

The Financial Answer with Nathan O’BryantDiscussing Dave Ramsey’s AdviceRadio talk show host turned TikTok user, Dave Ramsey, is known for doling out financial advice to a wide audience. Today, we talk through some quotes from Ramsey to see what Nathan thinks as a financial advisor. Be it investing from a place of knowledge to relying on delayed gratification to make decisions, there’s a lot we can learn from him. Ultimately though, you have to have a strategy and a plan that works for you in order to meet your financial goals. Working with a qualified financial professional to create that plan will be better than simply ge...2023-09-2114 min

The Financial Answer with Nathan O’BryantBashing the Roth?In a shocking turn of events, we’re going to spend some time bashing the Roth today. Inspired by an article we found on Yahoo Finance, Nathan shares his thoughts on a Roth. Is it really the right thing for you? Instead of basing your decisions on some one-size-fits-all financial advice, it’s important to consider your unique and personal financial situation. Here’s what we talk about on today’s show: What does Nathan think about investing in a Roth? Are you destined for a lower tax bracket in retirement? Is the Roth a bad cho...2023-08-2418 min

The Financial Answer with Nathan O’BryantTill Debt Do Us Part: Resolving Financial Tension Between Couples (Part 2)Welcome back to part two of our discussion on resolving financial tension between couples. In this episode, we'll explore five more common areas of financial strain: emergency fund size, charitable contributions, handling inheritances, insurance needs, and financial management style. Stay tuned to learn how advisors like Nathan work to resolve conflicts in these areas as they arise. Here’s what we’ll discuss on today’s show: Agreeing on a number for your savings account. (2:28) Being on the same page about charitable contributions. (5:11) Deciding what to do with an inheritance. (7:01) Having conversations about insurance and long...2023-07-2717 min

The Financial Answer with Nathan O’BryantBad Money Habits That Can Spoil The Retirement PartyWhen you have a party, you want it to be a success! A party should be full of fun, joy, and festivity! In fact, Nathan just celebrated 20 years with his clients with a party. But what ruins a party? Things like procrastination and poor planning can be a recipe for disaster. On today’s show we talk about the bad money habits that could spoil the party that is your retirement. Here are the bad habits we break down on today’s show: Ignoring your account statements. (2:32) Being addicted to the rise and fall of th...2023-06-0817 min

The Financial Answer with Nathan O’BryantWhat Weddings and Retirement Planning Have in CommonFollowing the wedding of Nathan’s son, we wanted to discuss the many things retirement planning and wedding planning have in common. From financial management in the planning process to preparing for the needs and wants of multiple people, there’s a lot to think about. Everybody hopes it will be perfect, but you know that life is going to throw you curveballs. Having a plan will help you prepare and having a good mindset will help you get through the tougher times in both marriage and retirement planning. Here’s what you’ll learn about on t...2023-05-1822 min

The Financial Answer with Nathan O’BryantWhat’s Your Biggest Financial Fear?Everybody has fears, so we talk about some of the biggest financial fears people face. Sometimes acknowledging the fear is the best place to start. Alongside an advisor, you can strategize how to address these fears and put your mind at ease. Nathan shares his experience in guiding people through these fears and the decisions they can make about them. Here are some of the most common financial fears people have: Running out of money. (1:44) Losing money to a major or long-term healthcare issue. (4:16) Paying more than you have to in taxes. (7:37) L...2023-02-1614 min

The Financial Answer with Nathan O’BryantFour Ways The SECURE Act 2.0 Might Impact YouOn today’s show, Nathan goes over some of the key changes in the SECURE Act 2.0 that you’ll want to be aware of and discuss how to adjust accordingly. Make sure to talk with your financial advisor about what this means for your financial plan. Here are some ways the Secure Act might impact you in the future: RMD age has changed. (1:54) Qualified charitable distributions can help. (4:53) Special catch-up contributions were added. (9:59) Employers can match 401(k) contributions on student loan payments. (10:21) 529 plans can transfer into a Roth IRA. (12:46) Employers can match a Roth 401(k) co...2023-02-0222 min

The Financial Answer with Nathan O’BryantFinancial Things That Are UnderratedIn part two of our series, we talk about financial things that are underrated. These concepts are talked about but some may be tempted to overlook the value behind them. But first, we also are giving out more copies of the book The Psychology of Money by Morgan Housel! Nathan really enjoyed this book with 20 different short chapters about how money affects us and wants you to get a chance to read it, too. Here’s what we think is underrated: The concept of liquidity is often overlooked. (3:54) Make sure you’ve got p...2022-11-2217 min

The Financial Answer with Nathan O’BryantFinancial Things That Are OverratedYou may hear of a lot of financial things that sound good, but are they actually overrated? Over the next two shows, we’ll talk about things that are overrated and then later, underrated. When preparing for this particular episode, Nathan had the book The Psychology of Money by Morgan Housel in mind. This book of essays talks about how money messes with your mind and is an easy and enjoyable read. If this sounds like a good book for you, Nathan is giving a few away! Find out how on today’s show. Here’s what...2022-11-1020 min

The Financial Answer with Nathan O’BryantCan’t Get No Satisfaction... Or Can You?Want to know the secrets to experiencing satisfaction in retirement? Believe it or not, it’s not all about having $10 million in the bank. Nathan shares five key factors that will leave you feeling satisfied and at ease about your financial plan and situation in retirement. Here’s where you can find that satisfaction you crave: Having peace of mind about what’s happening with your financial plan and portfolio. (2:15) Knowing the who, what, why, how, and when of what’s going on with your money. (4:43) Diversifying your income sources in retirement. (6:15) Creating c...2022-09-1516 min

The Financial Answer with Nathan O’BryantHow Money Ads Catch Your AttentionHave you been pulled in by the marketing messages behind some financial ads? We talk through the common themes and how to pick the right strategy for you. What we discuss in this episode: 0:59 - Nathan shares about the latest change at work. 3:33 - Money ads are designed to capture your attention. 4:01 - “Invest like you’re the 1 percent.” 7:46 - “Master this course.” 10:00 - “Secure your future.” 15:22 - “Is everything crashing down?” For more, visit us online: http://thefinancialanswer.com 2022-09-0123 min

The Financial Answer with Nathan O’BryantFinancial Diseases That Plague RetireesWhat kind of financial ailment might you be dealing with? Nathan talks through the different things we need to look out for and how to stay financially healthy. What we discuss in this episode: 1:49 - What to do about acute portfolio risk-opathy? 5:19 - Suffering from old fogey’s disease? 7:44 - We all have inflation-itis. 12:27 - We can’t avoid nursing home-a-tosis. 18:54 - Uncle Sam syndrome is something no one likes. For more, visit us online: http://thefinancialanswer.com 2022-08-1823 min

The Financial Answer with Nathan O’BryantClearing Up Financial MythsWhat financial myths have you heard and perhaps fallen for? What happens when it doesn’t work out the way you thought? Let’s bust some financial myths today on the podcast. Whether it was true in the past or never true at all, Nathan is here to set the record straight. Here's what we discuss on the podcast: 1:24 - Remember the TV show Mythbusters? 2:11 - Should you shifting from stocks to bonds? 5:39 - Is life insurance necessary in retirement? 6:31 - Will you need less income...2022-08-0416 min

The Financial Answer with Nathan O’BryantFinancial JeopardyWhat is…financial Jeopardy? It’s time to play for all the points and see what financial questions Nathan can answer on today’s show. Read more and get additional financial resources here: http://thefinancialanswer.com Key topics in this episode: 0:56 - Let’s play some financial Jeopardy! 2:26 - This financial product has given a bad name to some of the others. 5:45 - This requires a financial advisor to put the clients’ best interest first. 9:42 - This common retirement staple is becoming scarce. 12:50 - T...2022-07-2824 min

The Financial Answer with Nathan O’BryantFinancial Fortune Cookie WisdomWhat can you learn from that little piece of wisdom folded into a fortune cookie? We talk through some tidbits of wisdom and how it fits in your financial plan. Read more and get additional financial resources here: http://thefinancialanswer.com Key topics in this episode: 0:35 - Nathan recently celebrated an anniversary with a trip to the Big Apple. 3:46 - “The greatest danger could be your stupidity.” 7:10 - “Crisis is an opportunity…” 9:25 - “Accept something you cannot change…” 11:52 - “Don’t let statistics do a numb 2022-07-1417 min

The Financial Answer with Nathan O’BryantIs Conventional Wisdom Always Best?When should you listen to conventional wisdom and when should you buck the system? Nathan talks through a few areas where conventional wisdom isn’t always what’s best for you and your unique situation. Read more and get additional financial resources here: http://thefinancialanswer.com Key topics in this episode: 0:28 - Nathan just returned from a trip out west! 2:40 - People like to think real estate is a good investment. 7:00 - Get rid of bad debt …or all debt? 11:19 - If investments aren’t doi...2022-06-1018 min

The Financial Answer with Nathan O’BryantThings We Don’t Consider in Retirement PlanningWhat do you need to plan for in retirement? Instead of burying your head in the sand, Nathan talks us through what we need to pay attention to and how to plan accordingly. Read more and get additional financial resources here: http://thefinancialanswer.com Listen for these key points: 0:47 - We’re kicking off the season of summer. 1:50 - The sandwich generation can be a challenge. 6:27 - Early retirement still needs a plan. 12:19 - What major purchases might come up? 15:09 - What h...2022-05-1920 min

The Financial Answer with Nathan O’BryantI Didn’t Know You Did ThatJust what do financial advisors do? Nathan talks through the many ways he helps his clients that go well beyond simply picking stocks to invest in. Read more and get additional financial resources here: http://thefinancialanswer.com What we discuss in this episode: 0:50 - What kinds of things does Nathan do as a financial advisor? 2:12 - Tax planning, not tax prep. 4:07 - Need advice on your 401(k) strategy? 5:33 - When should you start your Social Security? 7:49 - It’s not just a...2022-04-0716 min

The Financial Answer with Nathan O’BryantFinancial Hot TopicsWe talk through a few controversial financial topics to see what Nathan thinks. What financial decisions have you made lately? Read more and get additional financial resources here: http://thefinancialanswer.com What we discuss in this episode: 1:03 - What’s an example of a housing plan gone awry? 6:06 - What is better, paying off debt or building up savings? 7:27 - Should you pay off the house? 9:30 - Term life or permanent life insurance? 11:40 - Mutual funds vs. ETFs? 12:54 - Are ann...2022-03-2418 min

The Financial Answer with Nathan O’BryantWhat To Do During Market VolatilityAre you wondering what to do given our recent market volatility? Nathan shares what he tells his clients to do and how they should approach this time of uncertainty. Read more and get additional financial resources here: http://thefinancialanswer.com What we discuss in this episode: 0:29 - January has been a bit of a rough month. 2:44 - What kind of calls has Nathan received from clients? 3:59 - Do some people panic? 6:31 - Should you make any aggressive moves? 9:35 - Do you know...2022-02-0313 min

The Financial Answer with Nathan O’BryantRetirement Planning First StepsWhere should you start when it comes to retirement planning? Nathan is here to guide you through the process to make sure you feel confident and ready for the future. Read more and get additional financial information: https://thefinancialanswer.com/podcasts/retirement-planning-first-steps/ What we discuss today: 2:01 - Decide what you want retirement to look like. 4:55 - Take an inventory. 7:44 - Have an income plan. 9:56 - What is your Social Security withdrawal strategy? 11:22 - Are you working with an advisor? 2021-12-1615 min

The Financial Answer with Nathan O’BryantAvoiding Financial TemptationsThink you found a shortcut to your financial goals? Want to cut a corner on your retirement savings? Think again! We talk through common financial temptations and how to avoid them. Read more and get additional financial information: https://thefinancialanswer.com/podcasts/avoiding-financial-temptations/ What we discuss on this episode: 0:55 - Nathan shares about a recent fishing trip. 4:39 - Carrying too much debt. 8:09 - Are you throwing away the 401(k) match? 10:48 - Have you deferred your taxes? 14:41 - What makes sense with Soc...2021-10-0718 min

The Financial Answer with Nathan O’BryantSECURE Act 2.0What should you know about the proposed changes in the SECURE Act 2.0? We discuss a few of the possible impacts to you and your retirement plan. Read more and get additional financial resources here: https://thefinancialanswer.com/podcasts/secure-act-2-0/ What we discuss on this episode: 0:44 - Nathan shares about his recent vacation. 2:06 - What RMD changes could happen? 5:53 - Employers could start to auto-enroll us in a 401(k). 8:28 - Catch-up contributions would be added. 11:20 - Matching funds for stud...2021-06-2417 min

The Financial Answer with Nathan O’BryantAre You Avoiding These 401K Mistakes?What kind of 401(k) mistakes should you look out for? Nathan shares what you should know when it comes to your 401(k) and your financial plan. Read more and get additional financial resources here: https://wp.me/paIiUZ-iW What we discuss on this episode: 1:07 - June is here and summer trips are happening. 4:47 - Avoid 401(k) mistakes, like leaving one behind. 8:02 - Did you remember to rebalance? 8:55 - Should you use a target date fund? 11:55 - Should you use the 401(k) advi...2021-06-1016 min

The Financial Answer with Nathan O’BryantFinancial Lessons Learned from Calvin and HobbesWhat comic strip wisdom can we apply to our financial lives? Just ask a boy and his tiger…and Nathan O’Bryant, of course! Read more and get additional financial resources here: https://wp.me/paIiUZ-ia What we discuss on this episode: 1:00 - Today’s podcast is taking inspiration from a favorite comic book. 1:56 - “Life is full of surprises, but never when you need one.” 4:03 - “When life gives you lemons, chuck it right back.” 5:41 - “There’s no problem so awful that you can’t add som...2021-03-1117 min

The Financial Answer with Nathan O’BryantUnderstanding Values-Based PlanningWhat are your goals? Why does the money matter? Everyone has different motivators and needs, so what does it look like to create a values-based plan? On today’s episode of the Financial Answer podcast, Nathan shares how your values can impact your financial plan. Read more and get additional financial resources here: https://wp.me/paIiUZ-hN What we discuss on this episode: 0:38 - Nathan says everything is awesome. 1:43 - What is values-based planning? 2:22 - For many people, family is what matters most. 4:55 - How...2021-01-2119 min

The Financial Answer with Nathan O’Bryant2021: This Is The Year (No Matter What)This year, let’s not make the same mistake of enthusiastically welcoming 2021 since we have no idea what the year will bring. Instead, let’s say that NO MATTER WHAT, this is a year that you’re going to make good financial choices. Here’s a few things to focus on. Read more and get additional financial resources here: https://wp.me/paIiUZ-hw What we discuss on this episode: 2:12 - What are Nathan’s resolutions? 2:46 - What are most typical resolutions? 3:29 - What can you do in the first q...2021-01-0717 min

The Financial Answer with Nathan O’BryantChristmas Songs and Financial PlanningWe test Nathan's holiday spirit and see if he can give us a financial lesson from some holiday classics. As you listen to your favorite songs, what lessons can be learned? Read more and get additional financial resources here: https://wp.me/paIiUZ-hq What we discuss on this show: 0:29 - What is Nathan looking forward to this holiday season? 2:53 - What’s the financial lesson learned from these Christmas songs? 3:08 - “I’ll Be Home for Christmas” 6:00 - “Do You Hear what I Hear?” ...2020-12-1716 min

The Financial Answer with Nathan O’BryantUnreasonable Requests to Financial AdvisorsWhat kind of unreasonable requests do financial advisors hear? Have you ever uttered one of these phrases? Nathan talks through what is and isn’t possible when it comes to financial planning. Read more and get additional financial resources here: https://wp.me/paIiUZ-h8 What we discuss on this show: 1:48 - “I want a bigger return with little or no risk.” 5:18 - “Can you reduce your fees?” 9:10 - “How can I get out of paying taxes?” 11:47 - “Can you just do it for me?” 15:07 - Wh...2020-11-1922 min

The Financial Answer with Nathan O’BryantStatistics on Saving and InvestingWhat’s typical when it comes to saving and investing? We review a report to get the most recent statistics on things like using target date funds and making use of a Roth 401(k). How do you compare? Read more and get additional financial resources here: https://wp.me/paIiUZ-gU What we discuss on the show: 0:29 - Nathan shares about his latest catch. 1:50 - A recent study shows the majority of people use target date funds in their 401(k). 3:30 - What is a market cap weigh...2020-10-1515 min

The Financial Answer with Nathan O’BryantDon’t Assume When It Comes to RetirementWhen it comes to finances, a lot of times it is easy to make an assumption about something one way or another. But you know what they say about what happens when you assume! Read more and get additional financial resources here: https://wp.me/paIiUZ-gA What we discuss today: 0:35 - Nathan shares why this is his favorite time of the year. 1:52 - What is the latest in the news? 5:49 - Why shouldn’t you make assumptions? 6:53 - Assumption: You’ll spend less in retir...2020-09-0319 min

The Financial Answer with Nathan O’BryantIndustry Insights Amidst CoronavirusCoronavirus has brought on a lot of changes and that impact has stretched across many industries. On this episode we discuss some of the industries hardest hit from an economic standpoint and speculate on the future. Read more and get additional financial resources here: https://wp.me/paIiUZ-g5 Today's schedule: 0:39 - Nathan shares the latest in his life. 3:53 - What are analysts saying about different economic sectors? 4:39 - What is happening in the automotive world? 7:07 - We don’t know the future. 8:54...2020-07-1623 min

The Financial Answer with Nathan O’BryantFinding the Right Financial AdvisorHow do you know if you have the right advisor? And how do you know if it’s time to switch? Nathan talks through what to look for in an advisor and how to make a decision on the right one for you. Show Notes, Resources & Contact Info: https://thefinancialanswer.com/ Timestamps: 0:29 - Nathan is excited to celebrate the 4th of July. 3:41 - What should you be getting from a financial advisor? 6:19 - When should you change advisors? 9:19 - How can you tell if a pros...2020-07-0215 min

The Financial Answer with Nathan O’BryantAnswering the Most Common IRA QuestionsWondering what you should know about your IRA? What options do you have and what strategy could pay off in the future? Find out on today’s IRA FAQ episode! Read more and get additional financial resources here: https://wp.me/paIiUZ-fQ Today's show schedule: 0:41 - Nathan shares a bit about his recent adventures in South Dakota. 4:17 - What kind of return can you expect on an IRA? 5:56 - Should you contribute to a traditional or Roth IRA? 8:10 - When should you consider doing th...2020-06-1822 min

The Financial Answer with Nathan O’BryantCleaning Your Financial Closet – Lockdown EditionWe’re all spending a lot more time at home right now and using this as an opportunity to get organized. So let’s clean out our own financial closet by taking care of the things you’ve probably had on your list for a while and tidying up some areas of concern. Read more and get additional resources here: https://wp.me/paIiUZ-ff Today's show rundown: 1:15 – Understanding percentages when it comes to stock market gains and losses 2:58 – Make sure you know how your portfolio is balanced.2020-04-1623 min

The Financial Answer with Nathan O’BryantCoronavirus Market Update + What’s NextWe’re all dealing with the affects of the coronavirus to financial markets around the globe and it’s a challenge to keep up with all the news updates. We’ll try to bring all the key pieces of information as Nathan together on this episode as we head into the final week of March. Plus we’ll discuss what could be next and what type of rebound we could see. Read more and get additional resources: https://wp.me/paIiUZ-eX Today's rundown: 2:06- We are doing some in-person meetings but al...2020-03-2030 min

The Financial Answer with Nathan O’BryantInheritance 101: Everything You Need to KnowWhether you’re trying to build an estate plan or deciding how to invest an inheritance, there are some things you need to be aware of. Let’s look at inheritances from both sides and identify the common mistakes being made, how the SECURE Act changes planning, and Nathan’s own experience with inheritances. Show notes and additional resources: https://wp.me/paIiUZ-el Today's rundown: 1:26 – Fun fact for the show: 90% of Americans live within 10 miles of a Walmart. 2:51 – Today we’re talking Inheritance 101 and how the SECURE Act impacts that...2020-02-2020 min

The Financial Answer with Nathan O’BryantCritical Estate Planning Mistakes You Need to AvoidWhen it comes to leaving behind a financial legacy, not everyone makes it a priority. Those that do, however, need to put an estate plan in place that ensures their assets transfer to the people they choose. Eliminating these common mistakes is an important step in making that happen. Show notes: https://thefinancialanswer.com/podcasts/critical-estate-planning-mistakes-you-need-to-avoid/ On This Episode: 0:44 – Recapping the Thanksgiving holiday. 1:28 – In the News: The market dipping some over a French digital tax. Here’s Nathan’s reaction. 3:57 – Confidence Corner – let’s talk about estate planni...2019-12-0520 min

The Financial Answer with Nathan O’BryantRetirement Planning and HalloweenFor our final Halloween-themed podcast of 2019 will look at the parallels between the holiday and financial planning. Things like costumes, being scared, and superstitions can all be tied into our retirement plan and that’s exactly what we’ll do on this episode. Show Notes: https://thefinancialanswer.com/podcasts/retirement-planning-and-halloween/ Today's rundown: 1:53 – We’re wrapping up our final Halloween edition with a show on lessons we can take away from the holiday. 2:17 – What’s the best costume Nathan ever wore? 3:11 – The first Halloween concept: When something appears...2019-10-2514 min

The Financial Answer with Nathan O’BryantScary Facts About RetirementIn the spirit of Halloween, we take a look at some of the scariest facts about retirement. From savings to the price of healthcare in retirement, these numbers will open your eyes to the realities about retirement and why it can be a challenge for many Americans On this episode: 0:52 – Excited for today’s show on scary facts. 3:03 – First scary fact: Congressional tax reform could severely pre-tax contributions to retirement plans. 5:34 – Nathan worries that these changes could hurt individuals because they’ll end up saving less. 6:36 – Another scary fact: A couple expe...2019-10-1724 min

The Financial Answer with Nathan O’BryantHalloween Spending and RetirementHalloween is rapidly approaching and it’s a holiday that generates a lot of spending in our country. We’ll take a look at the numbers behind the holiday and how it impacts our economy. Of course it will all tie back into retirement planning and BOOdgeting budgeting On this episode: 0:47 – Nathan is back from vacation. 1:47 – Halloween is approaching so that’ll be the theme for the show. 3:23 – We have seven facts that show how Halloween boosts the economy. 4:33 – How much we spend on average on Halloween and how much that adds u...2019-10-1018 min

The Financial Answer with Nathan O’BryantUnderstanding The SECURE Act, Part 3We’re back to breaking down the SECURE Act once again on the podcast. Back in July, we covered a couple of the provisions under the proposed act like penalty-free distributions for the birth or adoption of a child, tax credits, and the lifetime income disclosure for defined contribution plans. But we only briefly touched on the removal of provisions for the Stretch IRA. On this episode, we’ll spend some more time on the Stretch IRA and how the SECURE Act could reshape it if it passes into law. https://thefinancialanswer.com/ 1:32 – A refre...2019-08-1511 min

The Financial Answer with Nathan O’BryantHow to Handle Stock Market DeclinesIf you’re someone that keeps a close eye on the stock market, it’s going to be impossible to miss the dips. That’s especially true when the market drops close to 10 percent, which happened recently. This is never easy to stomach but understanding how common this is and what you can do to offset these losses will ease your mind. Check out the show notes by clicking here. Today's rundown: 0:54 – It’s been a big week in Nathan’s life. 1:47 – Ways to fight the fears during a market decline. 2:38 – L...2019-08-0815 min

The Financial Answer with Nathan O’BryantUnderstanding The SECURE Act, Part 2The SECURE Act will bring several changes that may impact your retirement planning, and Nathan will go over four more of those provisions. This concludes our two-part series on the SECURE Act 2019. Full show notes: https://thefinancialanswer.com/podcasts/understanding-the-secure-act-part-2/ ----more---- Confidence Corner 1:50 SECURE Act 2019 (continued) This is part two talking about the SECURE Act, so go back to the previous podcast for part one. First major retirement legislation since 2006. 29 new provisions, but we will talk about eight. This is not yet finalized and the Senate has a similar bill. 4:26 Tax credits for automatic e...2019-07-0321 min

The Financial Answer with Nathan O’BryantUnderstanding The SECURE Act, Part 1 Recently passed through the House, the SECURE Act has a lot of new retirement implications. You’ll want to hear the next two episodes of the podcast as we break down the act in a two-part series. We’ll cover what this might mean for your retirement plan. Confidence Corner 1:34 All about the SECURE Act of 2019 First major retirement legislation since 2006. SECURE Act stands for “Setting Every Community Up for Retirement Enhancement” Act. Passed through the House but still has to go through the Senate. 4:42 Small bus...2019-06-2720 min

The Financial Answer with Nathan O’BryantPresidential Financial Planning Presidents are known for leaving us with memorable quotes that live on for decades after they’ve left office. On today’s show, we’ll take a look at some famous presidential quotes and see what financial planning lessons we can extract. And in current events, Nathan will take stock in how the market is currently performing (pun intended). Full show notes here: https://thefinancialanswer.com/podcasts/presidential-financial-planning/ ----more---- In The News 2:20 Market Update The Dow is up right now and getting close to its previous highs. The ride up is fun, but it can...2019-06-2018 min

The Financial Answer with Nathan O’BryantStuff That Doesn’t WorkThere are lots of theories and techniques that no matter what, just doesn’t work. On the podcast today, Nathan will respond to some of these common ideas in the financial world (as well as a few fun ones outside of it). Have you tried any of these? Check out the full show notes of this episode: https://thefinancialanswer.com/podcasts/stuff-that-doesnt-work/ ----more---- In The News 2:17 In the news: Yield curve inversion The yield curve inversion is the ten-year yield compared to the two year one. The ten-year treasury is payin...2019-06-1316 min

The Financial Answer with Nathan O’BryantNever Assume In Retirement Planning Today's Question: Making an assumption about something gets us into trouble (and makes a you-know-what out of you and me). How about common assumptions when it comes to retirement? Should we continue to believe them or look a bit deeper? Nathan talks us through these four retirement planning assumptions. Check out the full show notes for this episode: https://thefinancialanswer.com/never-assume-in-retirement-planning ----more---- In The News 2:24 In the News: The Numbers According to a survey, 7 percent of Americans think chocolate milk comes from brown c...2019-06-0616 min

The Financial Answer with Nathan O’BryantTraveling Through the Retirement AirportToday's Question: When you travel this summer, you’ll probably have a few things in mind as you go through the airport. On today’s show, Nathan will talk about the things you will also want to consider when traveling toward retirement and how it relates with some of the same experiences you have in the airport. We’ll also look at some of the latest headlines related to Required Minimum Distributions (RMDs). VIEW THE FULL RELATED BLOG POST FOR THIS EPISODE: https://wp.me/paIiUZ-8T ----more---- In The News: 2:56 In the new...2019-05-3019 min

The Financial Answer with Nathan O’BryantDifferent Ways You Might Respond To A Down MarketClick the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/different-ways-you-might-respond-to-a-down-market/ 2019-05-2316 min

The Financial Answer with Nathan O’BryantUnderstanding The 4 Percent RuleAre you worried about withdrawing too much money from your accounts in retirement? Nathan explains the 4 Percent Rule and why it's been a proven strategy for determining retirement distributions. But first, join us as we unpack the latest headlines in the news. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/understanding-the-4-percent-rule/ 2019-05-1613 min

The Financial Answer with Nathan O’BryantVacation Planning And RetirementAs we get closer to summer, many people start planning their vacations. But what if we planned for retirement as well as we planned for vacation? Today, we’ll talk through a few ways that planning for retirement is actually a lot like planning for a vacation. We'll also consider whether the United States is happy. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/vacation-planning-and-retirement/ 2019-05-0920 min

The Financial Answer with Nathan O’BryantLessons From Fly FishingA recent fishing trip prompts Nathan to consider how fly fishing is somewhat similar to retirement planning. Later on, learn why so many retirees lack confidence as they enter retirement. We'll discuss the importance of spending with confidence. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/lessons-from-fly-fishing/ 2019-05-0218 min

The Financial Answer with Nathan O’BryantFinancial Planning and Future GenerationsAre your adult children still expecting an allowance? Will your ideal retirement age coincide with your child’s college graduation? What kind of legacy do you want to leave? Your children and grandchildren play a huge part in your financial planning for the future. In this podcast, we’ll talk about four areas that you should consider when it comes to your finances as it relates to future generations as well as your retirement planning. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to...2019-04-2520 min

The Financial Answer with Nathan O’BryantA Curious Email Teaches Us About Dividend-Paying StocksJoin us as we unpack the market's movement in 2019, learn about the Russell 2000 Index, and take a question from Roger on dividend-paying stocks. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/a-curious-email-teaches-us-about-dividend-paying-stocks/ 2019-04-1813 min

The Financial Answer with Nathan O’BryantUnlikely Wisdom When It Comes to Your FinancesYou might not expect it, but these celebrities bring unlikely wisdom when it comes to your finances. Have you heard these quotes? Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/unlikely-wisdom-when-it-comes-to-your-finances/ 2019-04-1119 min

The Financial Answer with Nathan O’BryantHow to Manage the Stress of RetirementRetirement is sometimes considered one of the most stressful things in life. How you handle that stress as you face retirement will make all the difference in your experience. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/how-to-manage-the-stress-of-retirement/ 2019-04-0417 min

The Financial Answer with Nathan O’BryantFive Things That Could Ruin Your Retirement SavingsMaybe you’ve planned well for retirement with the exception of this “one thing” that could derail your plans. Ensure nothing throws off your retirement by preparing for these five things when it comes to saving for retirement. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/five-things-that-could-ruin-your-retirement-savings/ 2019-03-2821 min

The Financial Answer with Nathan O’BryantLazy MoneyLet’s talk about times when our money is lazy and how we can better put it to work. We’ll explain our definition of lazy money, why people have it (and maybe have too much of it), and how we can make better use of it. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to read more from Nathan's Blog: https://thefinancialanswer.com/podcasts/lazy-money/ 2019-03-2117 min

The Financial Answer with Nathan O’BryantQuestions You Should Be Asking Part 02 Last week we began a two-part series outlining the questions you should be asking but probably aren't as you approach retirement. In part two, we'll examine the controversial topic of life insurance. Some see life insurance as an income replacement, and others view it as a way to leave a legacy. Others still argue it just makes insurance companies wealthier. Join us as we challenge you to consider whether life insurance is beneficial to you in retirement. Click the link to receive your FREE Retirement Rescue Toolkit: http://investorcoach.net/rrtools/ Click the link to re...2019-03-1418 min

The Financial Answer with Nathan O’BryantQuestions You Should Be Asking Part 01As you begin to think about retirement, you probably have all sorts of questions. After all, if you have yet to begin that retirement journey, you're probably overwhelmed at the thought of starting the process. While questions about income planning and long-term care are rather common, there are other questions you might not have considered as you begin to plan. Join us as we begin a two-part series outlining the questions you should be asking but probably aren't. In part one of our series, we'll examine the tax implications of your retirement accounts. If you've been squirreling...2019-03-0715 min

The Financial Answer with Nathan O’BryantRetirement: It Ain't What It Used To BeIn some ways, retirement planning was easier for past generations. Let's take a look at how planning has changed through the years. Later, Nathan will take a multiple choice quiz. Finally, he will help you avoid any financial mistakes that might be made if you are going through a divorce. 2019-02-0757 min

The Financial Answer with Nathan O’BryantStock Market Update: Holiday HijinxThe stock market was incredibly volatile over the recent holiday season. What could it mean for your retirement? Nathan will analyze the recent ups and downs in the market. 2019-01-0357 min

The Financial Answer with Nathan O’BryantCommon Money MistakesThere are so many moving parts to a successful retirement. It's easy to overlook something as you consider things like taxes, 401(k)s, IRAs, social security, legacy planning, and much more. Nathan will cover some common mistakes that can be made in this critical point in life, so that you know how to avoid them. 2018-12-2057 min

The Financial Answer with Nathan O’BryantStock Market Update: October SlumpThe stock market has been dealing with some volatility recently. What could it mean for your retirement portfolio? Nathan will also help you avoid rookie mistakes in financial planning, and give a crash course in understanding your statements. 2018-11-0157 min

The Financial Answer with Nathan O’BryantRobo-AdvisorsWe'll discuss the pros and cons of robo-advisors. Could they be a fit for your financial plan? Nathan will give his professional opinion. 2018-10-1857 min

The Financial Answer with Nathan O’BryantBetween JobsFinding yourself between jobs can be frustrating—whether you were fired, laid off, or just had to step away of your own choosing. But it can also present some opportunities. Let’s discuss some of the challenges and opportunities that you need to consider if you’re between jobs. We'll also see how Nathan goes against the grain of the financial industry. 2018-09-1357 min

The Financial Answer with Nathan O’BryantRetirement Planning: It Ain't What It Used To BeIn some ways, retirement planning was easier for past generations. Let's take a look at how planning has changed through the years. Later, Nathan will take a multiple choice quiz. Finally, he will help you avoid any financial mistakes that might be made if you are going through a divorce. 2018-09-0657 min

The Financial Answer with Nathan O’BryantAgree Or Disagree?We'll discuss whether you can actually handle the risk you are taking in your portfolio. We'll also see if Nathan agrees or disagrees with certain statements. 2018-08-3057 min

The Financial Answer with Nathan O’BryantUnanswerable QuestionsNathan will help answer some questions that you can't answer for yourself. We'll also detail how to customize a plan to your values, and why hiring an advisor is in your best financial interest. 2018-08-0257 min

The Financial Answer with Nathan O’BryantBetter Late Than NeverJoin us as we seek to avoid cutting corners in retirement planning. Learn what you can do if you're arriving late to the retirement planning table. All that and more on today's episode of The Financial Answer with Nathan O'Bryant 2018-07-1257 min

The Financial Answer with Nathan O’BryantThe Retirement PyramidWhat is risk aversion, and does it affect you? Find out what Nathan has to say. We'll also cover the tax consequences of your investments and climb the retirement pyramid. 2018-06-2857 min

The Financial Answer with Nathan O’BryantUnique Challenges In RetirementIt's time to answer some more questions with The Financial Answer. Nathan will go over things that financial advisors wish their clients knew, and will also guide you through unique challenges that could be facing your retirement plan. 2018-06-2157 min

The Financial Answer with Nathan O’BryantJust What The Doctor OrderedThink of Nathan as your financial doctor. Hear what he would prescribe for some symptoms you may be experiencing. After that initial consult, we'll learn some financial lessons from quotes by Mick Jagger, as well as identify some red flags you should watch out for in your portfolio. 2018-06-0757 min

The Financial Answer with Nathan O’BryantThe Right Fit For YouA customized retirement plan is much better than a one-size-fits-all approach. And yet, you might not have a plan that's truly customized. Find out what it means to have a plan that's unique to your needs and goals. We'll also discover what makes Nathan tick and learn how age can affect wisdom. 2018-05-3157 min

The Financial Answer with Nathan O’BryantMusic LessonsLearn financial lessons from some of the richest musicians in history. We'll also find out whether Nathan could be elected to the hypothetical office of financial advisor. Finally, we'll take a deep dive and examine pensions. 2018-05-2457 min

The Financial Answer with Nathan O’BryantNathan's Take On TaxesHear Nathan's take on the U.S. tax code situation going forward. Learn about the benefits of working with an independent fiduciary advisor. Finally, watch out for these threats to your retirement income. 2018-04-1257 min

The Financial Answer with Nathan O’BryantYour Financial PhilosophyNathan gets philosophical, and ponders important financial questions. We'll also give you the good news and bad news about your finances. Finally, join us as we unpack long-term care. 2018-03-2957 min

The Financial Answer with Nathan O’BryantRisks And StatisticsLearn the different types of risk that could affect your portfolio. Get a gut reaction from Nathan on some crucial statistics. Finally, we'll give you three qualities of money. 2018-03-2257 min

The Financial Answer with Nathan O’BryantStock Market Update: Pullbacks, Obsolete Strategies, and The OlympicsAfter months of seemingly constant gains, the stock market has finally gone through a bit of a pullback with some substantial drops within the past week or so. Nathan weighs in on the recent stock market volatility. Later, we'll explore how certain financial principles have become obsolete. Finally, we'll celebrate this year's Winter Olympics by comparing some of the events to financial planning. 2018-02-0857 min