Shows
Millennial Debt DominationOvercoming Financial IlliteracyOn this episode of Millennial Debt Domination, Katie highlights financial illiteracy. Financial literacy means understanding key money concepts like budgeting, saving, paying bills on time, and managing debt. These are essential life skills, yet many individuals lack this basic knowledge, which can lead to financial stability. On this episode, Katie is joined by Michelle Campbell, a passionate financial literacy advocate and founder of the nonprofit Hashtag Stability. Her organization supports individuals facing homelessness by providing essential resources and financial education. Katie and Michelle discuss the long-term impact of financial illiteracy, how to start bui...
2025-11-1925 min
Millennial Debt DominationClient Story: JenalynnOn this episode of Millennial Debt Domination, Katie talks with current Navicore client, Jenalynn. Joining Katie on this episode is current Navicore client, Jenalynn. After experiencing postpartum anxiety that kept her from working, Jenalynn turned to credit cards to make ends meet. Over time, her debt grew to a level she could no longer manage alone. On this episode, Katie and Jenalynn will talk about how her debt built up, the emotional toll it took on her, the shame often associated with debt, and much more. Follow Navicore on Social Media: Twitter: @Navi...
2025-10-1522 min
Millennial Debt DominationEpisode 80: What I Wish I Knew in My 20sOn this episode of Millennial Debt Domination, Katie takes on a new role as the guest. Today's episode is a little different; Katie is switching roles and stepping into the guest seat. She recently joined Grant Gallagher and Shawn Lubitz on Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, for a great conversation titled "What I Wish I Knew in my 20s About Money." Katie, Grant, and Shawn discuss the financial lessons they've learned over the years, from spending habits they'd go back and change to the confusion around credit, the importance of emergency f...
2025-09-1746 min
Millennial Debt DominationNavigating the New College RealityOn this episode of Millennial Debt Domination, Katie highlights the new landscape of college. The world of higher education is evolving quickly, from the cost of college to what students can expect after graduation. Whether you're a prospective student or supporting one, understanding this new landscape is key to making informed and financially smart decisions. On this episode, Katie is joined by Dr. Alaina Harper. Dr. Alaina is the Executive Director at OneGoal, a powerful program that begins in high school and continues with postsecondary support through a student's first year of college. Katie and D...
2025-08-1327 min
Wellbeing and Your WalletWhat I Wish I Knew in My 20s About MoneyAffinity Federal Credit Union presents the Wellbeing and Your Wallet podcast! In this episode, hosts Grant Gallagher and Shawn Lubitz are joined by Katie O'Shea from Navicore Solutions to reflect on the financial lessons they wish they learned sooner.Key discussion topics include common money mistakes in your 20s, building good habits early, understanding credit, managing peer pressure around spending, and setting both short- and long-term goals that grow with you.Following the main discussion, the team shares their response to a question from the member mailbag. Grant pulls the following submission: My partner and I...
2025-07-3044 min
Millennial Debt DominationClient Story: AlfonsoOn this episode, Katie talks with Navicore's 2024 Client of the Year, Alfonso. Alfonso is a single dedicated father who turned his financial challenges into a journey of empowerment and lasting change. As a first-generation Mexican-American, Alfonso was raised in a family where perseverance, resilience, and hard work were core values. Katie and Alfonso discuss how Alfonso accumulated debt, the impact of lacking financial education, how his life has transformed since becoming debt-free, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm...
2025-07-1620 min
Millennial Debt DominationBreaking Into the Housing MarketOn this episode of Millennial Debt Domination, Katie highlights the current housing market. June is Homeownership Month, a time to celebrate the many benefits of owning a home. Homeownership plays a crucial role in building personal wealth and strengthening communities across the country. It's a milestone that represents stability, financial security, and the pursuit of the American Dream. On this episode, Katie is joined by Mike Russell, the president and owner of Century 21 Signature Properties. Katie and Mike will be discussing the current housing market, interest rates, down payments, what first-time home buyers need to kn...
2025-06-1823 min
Millennial Debt DominationUnderstanding and Overcoming Financial TraumaOn this episode of Millennial Debt Domination, Katie highlights financial trauma. Mental health encompasses your emotional, psychological and social well-being, influencing how you think, feel, and act. May is dedicated to raising awareness, reducing stigma around behavioral issues, and highlighting the impact of mental illness and addiction on individuals, families, healthcare providers, and society. Each year, millions of Americans navigate the challenges of living with a mental health condition. On this episode, Katie is joined by Hanna Morrell, owner of Pacific Stoa Financial Wellness, a company specializing in holistic financial coaching for individuals and couples. Ka...
2025-05-1431 min
Millennial Debt DominationThe True Cost of ChildcareOn this episode of Millennial Debt Domination, Katie highlights the cost of childcare. The true cost of childcare is a crucial yet often overlooked topic. Whether you already have children or are planning for the future, understanding the financial implications of childcare is essential. If you've investigated childcare options, you've likely experienced sticker shock at the cost. The reality is that childcare costs across the board- regardless of quality or exclusivity, can be steep. On this episode, Katie is joined by Simon Workman, a nationally recognized expert in childcare finances. Simon is the co-developer of th...
2025-04-1625 min
Millennial Debt DominationCollege Financial PlanningOn this episode of Millennial Debt Domination, Katie highlights the financial side of planning for college. Planning for college can be overwhelming, especially when it comes to finances. However, it's never too early to start preparing. While the college search and application process might wait until later in high school, saving for college should ideally begin much earlier—even as early as infancy. On this episode, Katie is joined by Angie Grimm. Angie is a top College Funding Professional from College Solutions LLC. With over 15 years of experience, Angie excels at simplifying the college funding proc...
2025-03-1926 min
Millennial Debt DominationUnderstanding and Overcoming Shopping AddictionOn this episode of Millennial Debt Domination, Katie highlights shopping addiction. Shopping addiction is a behavioral addiction where compulsive buying becomes a way to feel god or to escape negative emotions like anxiety or depression. Like other behavior addictions, it can become a preoccupation that impacts other areas of your life, including your financial well-being. On this episode, Katie is joined by Joe Gustus. Joe is a supervisor and training administrator at Navicore Solutions. He has taught classes in debt addiction and has done extensive research on shopping addictions. Katie and Joe discuss when shopping ha...
2025-02-1226 min
Millennial Debt DominationMastering Habit Tracking to Stay Financially MotivatedOn this episode, Katie highlights habit tracking to stay financially motivated. The start of a new year is a popular time to set fresh goals, especially financial ones. But staying financially motivated throughout the year can be a challenge, and it's one of the biggest reasons people struggle to achieve their goals. That's where habit tracking comes in. Habit tracking is the practice of recording behaviors you want to change or develop. Over time, it provides powerful insights into your progress and helps you identify what's driving your successes- or holding you back. Toda...
2025-01-1523 min
Millennial Debt DominationSetting and Sticking to Financial Resolutions for 2025On this episode of Millennial Debt Domation, Katie highlights financial resolutions for the New Year. December is here, which means the New Year is right around the corner- a perfect time to start thinking about New Year's resolutions, especially financial ones. Many of us set financial goals with the best intentions, but follow through can be challenging without a clear plan. Today, Katie will be joined by Grant Galagher. Grant, a millennial himself, is the head of financial well-being and brand communications at Affinity Federal Credit Union. He's also the co-host of Affinity Federal Credit Un...
2024-12-1828 min
Millennial Debt DominationFinancial and Housing Strategies for VeteransOn this episode of Millennial Debt Domination, Katie highlights financial and housing strategies for veterans. Veterans Day honors military veterans of the United States Armed Forces and it is celebrated on November 11 each year. Veterans have served our country, however many veterans have found themselves facing a plethora of financial difficulties. Many veterans have even found themselves facing housing difficulties. On this episode, Katie is joined by Bruce Buckley and David Ramirez. Bruce is the Chief Executive Officer at Soldier On and David is the home and credit education program manager at solider On. Soldier oO...
2024-11-1343 min
Millennial Debt DominationClient Story: GabrielOn this episode of Millennial Debt Domination, Katie talks with Navicore 2023 Client of the Year, Gabriel. Gabriel is an academic at a public university where he works as a translator of Norwegian poetry. He finished his debt management program in 2023 and has been debt-free ever since. Katie and Gabriel discuss Public Student Loan Forgiveness, shame associated with debt, his plans to remain debt-free, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a nati...
2024-10-1619 min
Millennial Debt DominationHow Gen-Z Can Handle New Life TransitionsOn this episode of Millennial Debt Domination, Katie highlights Gen-Z entering the workforce. Generation Z is making waves in the American workforce, with 2024 marking the first year that Gen Z will surpass Baby Boomers in terms of workforce representation. As this dynamic generation steps into post-grad life, the transition can be both exciting and challenging. Whether you land a job before you graduate or choose to take a break, navigating this new phase can be daunting. On this episode, Katie is joined by Hannah MacDonald from Better Together Group, where she specializes in sales and m...
2024-09-1828 min
Millennial Debt DominationAll About RetirementOn this episode of Millennial Debt Domination, Katie highlights financial planning for your retirement. Even though retirement may seem far off for Millennials and Gen Z, it's important to start saving while you're young. Between student loan and other debts and trying to build your emergency fund, you might neglect your retirement savings entirely because it seems so far away. However, now is the time you should start saving for your retirement. This is because of the magic of compound interest. By saving now, you'll watch your retirement fund compound over the years. Today, Katie w...
2024-08-1432 min
Millennial Debt DominationReaching Financial FreedomOn this episode of Millennial Debt Domination, Katie highlights financial freedom. This month, Americans celebrate their freedom with the Fourth of July, so let's talk about how you can be financially free. Financial freedom means that your passive income covers not just your current lifestyle, but the lifestyle you've always wanted. You have enough passive income to do everything, without worrying about where the money is coming from. Today, Katie will be discussing how you can reach financial freedom with Kara Stevens. Kara is the founder of The Frugal Feminsta. The Frugal Feminsta helps women...
2024-07-1032 min
Millennial Debt DominationThe Current State of Renting in AmericaOn this episode of Millennial Debt Domination, Katie highlights Homeownership Month. The month of June highlights Homeownership Month. This month promotes the benefits of homeownership and creates opportunities for future homeowners. Before many people own their home, they rent. However, renting prices have significantly skyrocketed over the last four years making it hard for young people to move out of their parent's home and start a life of their own. Today, Katie is joined by Stacie Rillo. Stacie is one of Navicore's housing counselors. Stacie and Katie will be discussing how your credit history impacts yo...
2024-06-1224 min
Millennial Debt DominationHighlighting Small Business MonthOn this episode Millennial Debt Domination, Katie highlights Small Business Month. The month of May highlights small businesses. Small Business Month is a special tribute to celebrate small businesses, their courage, community efforts, and hard work for an entire month. Today, Katie is joined by Chris Carlsson. Chris is the co-chair for the Monmout County New Jersey chapter of SCORE. SCORE provides a wide range of services to established and budding business owners alike, including free mentoring, webinars and courses, a library of inline resources, and workshops. Katie and Chris discuss your business plan, business credit, resources a...
2024-05-0828 min
Millennial Debt DominationNavigating an IRS AccountOn this episode of Millennial Debt Domation, Katie highlights an IRS Account. An IRS Account allows you to access your tax records, make payments, view certain notices, and more. An IRS account only takes a few minutes to create and makes it easy to access your tax records online. Today, Katie is joined by Claudia Moncarz. Claudia is a tax advisor to domestic and foreign clients investing or condusing business in the United States. She's also a partner at Moncarz Law Firm. Claudia and Katei will be discussing accerssing your IRS Account, prevent an IRS audit, cryptocurrency, a...
2024-04-1021 min
Millennial Debt DominationBudget BasicsOn this episode of Millennial Debt Domination, Katie highlights budgeting. Creating a budget will keep you on the right financial track. Not having a budget will leave you in financial stress. By taking the time to establish and stick to a budget, you can gain control of your finances and work towards an effective plan that will lead to more financial freedom. Today, Katie will be joined by Lindsey Curry. Lindsey is the chief financial coaching office at Whitaker-Myers Wealth Managers. Katie and Lindsey will be discussing key elements to include in your budget, your emergency savings, b...
2024-03-1328 minWellbeing and Your WalletLet's Talk Credit with Navicore SolutionsAffinity Federal Credit Union presents the Wellbeing And Your Wallet podcast! In the twenty-seventh episode, expert hosts Shawn Lubitz and Grant Gallagher are joined by Kim Cole, Community Engagement Manager at Navicore Solutions. Kim joins the podcast to discuss all things credit. Grant, Shawn, and Kim kick-off the discussion by breaking down what a credit score is and why it is so important in our financial lives. Additionally, they discuss what a good credit score is versus a bad credit score, and the difference between a credit score and credit history. Some additional topics included:
2024-02-0850 min
Millennial Debt DominationHow Current Housing Interest Rates Affect MillennialsOn this episode of Millennial Debt Domination, Katie highlights the rising housing interest rates and how they affect millennials. The current average mortgage interest rate is 6.5-7%. This high interest rate is making it extremely difficult for younger millennials to purchase a home. Today, Katie will be joined by Grant Gallagher. Grant, a millennial himself, is the head of financial well-being and brand communcations at Affinity Federal Credit Union. He's also the co-host of Affinity Federal Credit Union's podcast, Wellbeing and Your Wallet, that you can find on all major podcast platforms. Grant and I will be d...
2024-02-0732 min
Millennial Debt DominationClient Story: Kristin M.On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Kristin M. Kritstin is currently a Navicore Solutions client on a Debt Management Program. With student loan and credit card debt piling up, Kristin reached out to Navicore Solutions for professional help with her debt. Katie and Kristin discuss the debt she has, the shame surrounding her debt, her lack of savings, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Soluti...
2024-01-1724 min
Millennial Debt DominationFinancial Ask Me Anything Part 2On this episode of Millennial Debt Domination, Katie answers your financial quesitons. Back in 2020, Katie answered your ask my anything questions. Since it's been so long since then, Katie is doing a part 2 of ask me anything. Katei discusses, budgets, investing, student loans, and much more. Follow Navicore on social media: Twitter: @NavicorePR Instagram: @NavicoreSolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your fina...
2023-12-1322 min
Millennial Debt DominationWhat Does it Mean to be Unbanked?On this episode of Millennial Debt Domination, Katie discusses how a cashless society can affect the unbanked. Being unbanked refers to adults who don't use or don't have access to any traditional financial services, including savings accounts, credit cards, or personal checks. A cashless society is one where cash, paper, and coin currency aren't used for financial transactions. Today, Katie will be joined again by Kim Cole. Kim is a community engagement manager at Navicore Solutions. Katie and Kim discuss who the unbanked are, what a cashless society is, what bitcoin is, and much more. Fol...
2023-11-1525 min
Millennial Debt DominationClient Story: Erin C.On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Erin C. Erin is currently a Navicore Solutions client on a Debt Management Program. With credit card and student loan debt piling up, Erin decided to reach out to Navicore Solutions for professional help with her debt. Not only is Erin taking control of her debt, but she's also changing her whole financial life. Katie and Erin discuss how Erin accumulated debt, how she heard about Navicore, how she keeps herself motivated, and much more. Follow Navicore on Social Media: Tw...
2023-10-1128 min
Millennial Debt DominationMarriage, Divorce and Money Part 2On this episode of Millennial Debt Domination, Katie continues the discussion on marriage and divorce regarding your finances. Today, Katie is joined again by Tracy Coenen. Tracy is a forensic account and fraud investigator. e has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss assembling your divorce support team, the tax implications of divorce, spousal support, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a...
2023-09-1230 min
Millennial Debt DominationMarriage, Divorce, and Money Part 1On this episode of Millennial Debt Dpmonation, Katie discusses marriage and divorce regarding your finances. It's estimated that financial problems contribute to 20-40% of all divorces. Talking about money as a couple can be awkward whether you're dating, engaged, or married. Today, Katie will be joined by Tracy Coenen. Tracy is a forensic account and fraud investigator. She has created the Divorce Money Guide, which you can learn more about here. Katie and Tracy will discuss how couples can breach the money topic with each other, money steps couples should take before getting married, financial infidelity, and m...
2023-08-2326 min
Millennial Debt DominationGetting Started With Long-Term InvestingOn this episode of Millennial Debt Domination, Katie discusses long-term investing. A long-term investment is a state of buying and holding investments for a period of over 10 years. Long-term investors are often willing to accept more risk in exchange for the potential to earn higher relative returns over time. Today, Katie will be joined again by Winnie Sun. Winnie us the managing director, founding partner, and a financial advisor at the Sun Group Wealth Partners. Katie and Winnie will be discussing the benefits of long-term investing, paying off student loans while investing, the difference between short and l...
2023-07-1231 min
Millennial Debt DominationOvercoming Medical DebtOn this episode of Millennial Debt Domination, Katie discusses medical debt. An estimated 41% of adults face healthcare-related debt. This debt ranges from under $500 to $10,000 or more. Today, Katie will be joined by Dr. Virgie Bright Ellington, an internal medical physician and medical billing expert. Katie and Virgie will discuss how some find themselves in medical debt, professional resources available for those in medical debt, how your credit is impacted by medical debt and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navico...
2023-06-1436 min
Millennial Debt DominationHow To Recognize Financial AbuseOn this episode of Millennial Debt Domination, Katie discusses financial abuse. The month of May highlights Mental Health Awareness. Mental Health Awareness is the ongoing effort to reduce the stigma around mental illness and mental health conditions by the sharing of personal experiences. Financial abuse often goes hand in hand with other forms of abuse such as emotional and physical abuse. Today, Katie will be joined by returning guest Kim Cole, who is one of Navicore's Community Engagement Managers. Katie and Kim discuss types of financial abuse, economic abuse, resources available for those who are be...
2023-05-1729 min
Millennial Debt DominationHow Significant Is Financial Education? On this episode of Millennial Debt Domination, Katie discusses the importance of financial education. April is Financial Literacy Month, which is a nationwide, collaborative endeavor marked by a variety of activities and events across the country. Financial literacy starts with financial education and is something people use their entire lives, yet it's not yet taught at every school in the country. How significant is teaching financial education in schools? Today, Katie will be joined by Laura Levine who is the President and CEO of Jump$tart Coalitions. Katie and Laura discuss how parents and guardians...
2023-04-1240 min
Millennial Debt DominationFinancial Tips For Military Members Part 2On this episode of Millennial Debt Domination, Katie continues the discussion on how military families can manage their finances. Military members and their families are more likely to struggle financially than the average person. Today, Katie continues to highlight how military members can better their financial lives. Katie is again joined my United States Marine Corps veteran, Karl Martin. Katie and Karl discuss college opportunities for military members, childcare for military families, permanent change of station, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie...
2023-03-1524 min
Millennial Debt DominationFinancial Tips For Military Members Part 1On this episode of Millennial Debt Domination, Katie discusses how military families can manage their finances. It's not uncommon for military members and their families to struggle financially. There are many specific things about personal finance that relate specifically to being a military service member, partner, or spouse that don't apply to others. Therefore, it's essential for military f families to have the proper tools they need to manage their finances properly. Today, Katie will be joined by Karl Martin. Karl is a veteran of the United States Marine Corps and he's a sales manager at MyBaseGuide. K...
2023-02-2228 min
Millennial Debt DominationIdentity Theft AwarenessOn this episode of Millennial Debt Domination, Katie discusses identity theft. January 30th marks the beginning of Identity Theft Awareness Week. The goal of this week is to spread awareness that any type of theft can disrupt your finances, credit history and reputation, and take time and money to resolve. Today, Katie will be joined by Erich Kron. Erich is a Security Awareness Advocate and Technical Evangelist at KnowBe4. KnowBe4 is the provider of the world's largest security awareness training and simulated phishing platform that helps you manage the ongoing problem of social engineering. Katie and Erich...
2023-01-1829 min
Millennial Debt DominationFinancial Goal Setting For The New YearOn this episode of Millennial Debt Domination, Katie discusses setting financial goals for the New Year. The year is wrapping up, which means it's time to finish your holiday shopping and decide on your financial goals for the New Year. How do you determine the goal, or goals, you should set? Today, Katie will be discussing just that. She'll be joined by Navicore's Community Engagement Manager, Kim Cole. Kim and Katie discuss how to finalize your holiday budget, SMART Goals, money mindfulness, and much more. Follow Navicore on Social Media: Twitter: @NavicorePR Instagram: @navicoresolutions Fa...
2022-12-1426 min
Millennial Debt DominationCredit Counseling: What To ExpectOn this episode of Millennial Debt Domination, Katie discusses different aspects of a credit counseling journey. Credit counseling provides consumers with guidance on consumer credit, money management, debt management, and budgeting. If you realize your debt has accumulated more than you can handle, reaching out to a certified credit counselor will help you in the long run. Today, Katie will be joined by Don Hicks and Lisa Stecker from Navicore Solutions. Don is the Director of Counseling and Lisa is a Customer Service Generalist. The three talk about all things credit counseling including debt management plans, the...
2022-11-1638 min
Millennial Debt DominationGet Smart About CreditOn this episode of Millennial Debt Domination, Katie discusses all things credit. This year, National Get Smart About Credit Day falls on October 20th. The aim of the day is to start the youth young and promote not only positive credit habits, but also positive financial management habits overall. The goal is to help young people get their finances in check as they first begin to earn money. Today, Katie is joined by returning guest Christina Roman. Christina is the Consumer Education and Advocacy Manager at Experian. Katie and Christina discuss establishing credit, credit scores, credit reports...
2022-10-1926 min
Millennial Debt DominationBuilding Generational WealthOn this episode of Millennial Debt Domination, Katie discusses generational wealth and how you can build generational wealth for your family. Generational wealth is passed won within a family, from one generation to the next. This wealth can be money, property, or other assets that you pass on from one generation to the next. Generational wealth allows families to maintain their standard of living and financial security from one generation to the next. Today, Katie is joined by Andy Hill. Andy is the host of the podcast 'Marriage Kids and Money' which is dedicated to helping you...
2022-09-1428 min
Millennial Debt DominationBack To School Budgeting GuideOn today's episode of Millennial Debt Domination, Katie prepares your budget for back to school. It's already August which means, if they haven't done so already, your kids are preparing to go back to school. This is also time of year when college kids are headed back to campus, or starting off their first year of college. There are many tips and tricks out there to help you get the best deal on all of your back to school needs, but you'll need a budget to get you started. Today, Katie is joined by returning guest Kim...
2022-08-1732 min
Millennial Debt DominationThe Importance of Financial Literacy Part 2On this episode, Katie continues the discussion about the importance of financial literacy. Last month on Millennial Debt Domination, Katie started the conversation about the importance of financial literacy in schools. We learned that 90% of US adults would like to see financial education implemented as a year long course in K-12 schools. COVID has rapidly advanced the want for financial education in schools. Many adults believe they'd currently be in better financial standing after COVID if they had proper financial education in schools when they were growing up. Katie is joined again by Raven Newberry and Amy...
2022-07-1127 min
Millennial Debt DominationThe Importance of Financial Literacy Part 1On this episode, Katie discusses why financial literacy is so important. Financial literacy is the ability to use knowledge and skills to manage your financial resources effectively for a lifetime of financial well-being. In order to be financially literate you must know how to manage money and show you can actually do it. Without financial literacy, the financial decisions you make, or don't make, can potentially threaten your financial security. Today, Katie is joined by Amy Marty Conrad and Raven Newberry from the National Endowment for Financial Education, or NEFE. Amy is the Managing Director, Insights and R...
2022-06-1519 min
Millennial Debt DominationHow Mental Health Affects Your FinancesOn this episode of Millennial Debt Domination, Katie discusses the impact mental health issues have on finances. The month of May highlights Mental Health Awareness. Mental Health Awareness is the ongoing effort to reduce the stigma around mental illness and mental health conditions by sharing your personal experience. Finances not only have a big impact on your mental health, but having mental health issues can also impact your finances. The decline in your mental health makes it harder to manage money. You may find it more difficult to concentrate or lack the motivation to pay your bills...
2022-05-1826 min
Millennial Debt DominationClient Story: Shatoria S.On this episode of Millennial Debt Domination, Katie talks with current Navicore Solutions' client, Shatoria S. Shatoria S. is a currently a Navicore Solutions client on a Debt Management Program. With student, medical, and credit card debt piling up, Shatoria decided to reach out to Navicore Solutions' for professional help with her debt. Not only is Shatoria taking control of her debt, but she's also changing her whole financial life. She's started making changing to her financial life that will help her stay out of debt once she's completed the debt management program. Shatoria has her own...
2022-04-1328 min
Millennial Debt DominationWomen In FinanceOn this episode of Millennial Debt Domination, Katie discusses the history of women in finance. March is Women's History Month, which is a celebration of women's contributions to history, culture, and society. This month is dedicated to reflect on the often-over looked contributions of women to United States History. The history in finance doesn't back date as far as you may think. Women were only granted the ability to have their own credit in 1974, which was less than 50 years ago. Today, Katie is joined by the founder of Clever Girl Finance, Bola Sokunbi. Bola is a Certified...
2022-03-1629 min
Millennial Debt DominationPlanning Your Budget WeddingOn this episode of Millennial Debt Domination, Katie discusses how you can plan the wedding of your dreams on a budget. It's February, which means it's the month of love. Many people associate February with love because Valentine's Day falls right in the middle of the month. Many couples use the holiday as a day to celebrate their love and maybe even advance their relationship further to an engagement. With many couples thinking about weddings this month, it's a great time to learn how to budget and plan for your wedding. Today, Katie is joined by The...
2022-02-0936 minMillennial Debt DominationSetting Intentions For Your FinancesOn this episode of Millennial Debt Domination Katie discusses setting financial intentions and practicing money mindfulness. The start of a New Year is here and that means it's time to set some intentions for the New Year. Why not make these yearly intentions financial based? Financial intentions include implementing lifestyle changes to align with your goals. When looking at your finances and deciding what intentions you want to create, look at the bigger picture. Financial intentions will help you stay motivated with your finances and will help you to think positively about your money. Katie is joined by one...
2022-01-2631 min
Millennial Debt DominationSupercharge Your SavingsOn today's episode Katie discusses boosting your savings and paying off debt. New Year, New finances! Start the New Year off right by setting a financial New Years Resolution. Paying off debt and building savings are two common New Years Resolutions that many people set for themselves. Starting the New Year off on the right financial foot can help set the tone for the rest of the year. On this episode Katie is joined by Beverly Harzog (@BeverlyHarzog). Beverly is a Credit Card Expert and Columnist at US News & World Report. Beverly and Katie discuss how to s...
2021-12-1531 min
Millennial Debt DominationAchieving Financial InclusionOn this episode, Katie discusses financial inclusion. Financial inclusion is defined as the availability and equality of opportunities to access financial services. People in underserved communities are more susceptible to financial inclusion because of lack of resources. Lack of financial resources leads to people not being served by banking institutions, or unbanked. This episode covers barriers and obstacles of financial inclusion and different ways to achieve financial inclusion for everyone. Katie is joined by Kendrick Baker, a new member of the Navicore Solutions team. Ken is one of Navicore's Community Engagement Managers and he's focused on developing...
2021-11-1743 min
Millennial Debt DominationWho Are The Three Credit Bureaus?On this episode, Katie discusses different aspects of the three credit bureaus. It's not uncommon to not know exactly who or what the three credit bureaus are. You might have heard of a credit bureau before, but didn't know there were three of them. Many people associate credit bureaus with their credit score, but (spoiler alert) the bureaus actually don't calculate your credit score! Kate is joined by returning podcast guest, Christina Roman. Christina is the Consumer Education and Advocacy Manager at Experian, and (another spoiler alter), Experian is one of the three credit bureaus. This episode w...
2021-10-1325 min
Millennial Debt DominationKick Start Your Debt PayoffOn this episode of Millennial Debt Domination, Katie discusses different methods you can use to pay off your debt. Are you ready to start paying off your debt? Paying off debt can seem daunting to some, but with the right debt payoff strategy you'll be able to become debt free. This episode will break down many different debt payoff methods as well as different strategies you can use to help simplify your debt payoff. Katie is joined by returning podcast guest Kim Cole. Kim is Navicore Solutions' Community Engagement Manager and an expert on all things debt...
2021-09-1533 min
Millennial Debt DominationBreaking Into The Stock MarketOn this episode of Millennial Debt Domination, Katie discusses getting started with the stock market. The stock market can be confusing when starting out. Investing early is a great way for millennials and gen z-ers to get started with their financial future. Many people don't take time to do the proper research needed to invest in the stock market. This episode of Millennial Debt Domination will give you all the information you need to make the jump into stock market investing. On today's episode Katie is joined by Chris Larkin. Chris is the Managing Director of the...
2021-07-1431 min
Millennial Debt DominationHousing Counseling, How, Why and WhereOn this episode of Millennial Debt Domination, Katie discusses all things housing counseling. June is National #HomeownershipMonth, a time to celebrate the benefits homeownership brings to families, neighborhoods, and communities across America. Purchasing a home and housing counseling go hand in hand. Housing counseling is certified help for homeowners struggling to pay their mortgage or facing foreclosure, first time homebuyers, or those considering a reverse mortgage. Certified housing counseling services enable consumers to make informed and reasonable decisions to achiever their housing goals. On today's episode Katie is joined by certified housing counselor at Navicore Solutions Stacie...
2021-06-1634 min
Millennial Debt DominationTravel on a BudgetOn this episode of Millennial Debt Domination, Katie discusses how you can travel without breaking the bank. Summer is almost here and that means people are ready to get their vacation on! With many people abstaining from traveling last summer, things are starting to open up and more people are getting ready for a vacation this summer. When you travel you want to be able to enjoy your time away, but it's important to do this without going over a budget. Traveling on a budget doesn't have to be boring! There are so many unique travel hacks...
2021-05-1027 min
Millennial Debt DominationMilitary Saves MonthOn this episode of Millennial Debt Domination, Katie discusses different ways members of the military can manage their finances. April is Military Saves Month! Military Saves, a component of America Saves, and a participant in the Department of Defense Financial Readiness Network seeks to motivation, support, and encourages the entire military community to save money, reduce debt, and build wealth. Military Saves encourages the entire military community to take the Military Saves pledge and for the organizations to promote year-round savings, and especially during April. You can take the Military Saves pledge here. On this episode Katie i...
2021-04-2129 min
Millennial Debt DominationDo I Need A CPA?On this episode of Millennial Debt Domination, Katie discusses what CPA's do and how to determine if you need one to help you do your taxes. With tax season in full swing, it's a great time to speak with a CPA about how they can help someone during tax season. CPA stands for Certified Public Accountant and it's the title given to qualified accountants. The CPA is a license to provided account services to the public. Katie is joined by Nicole DeRosa, a CPA and a senior tax manager at Wiss and company. Katie and Nicole discuss...
2021-03-1721 min
Millennial Debt DominationLove and MoneyOn this episode of Millennial Debt Domination, Katie discusses how being in a romantic relationship can affect your own personal money. With Valentine's Day being in February, it's a great opportunity to discuss finances with your partner. Katie not only covers how you can combine your finances as a couple, but also what happens to your finances if you fall out of love. Katie is joined by Georgene Applegate, a credit counselor at Navicore Solutions. Georgene has seen firsthand what can happen if couples don't discuss finances. Not only that, but what happens if a couple doesn't...
2021-02-1018 min
Millennial Debt DominationPreparing For Tax SeasonOn this episode of Millennial Debt Domination, Katie discusses all your pre-season tax related questions just in time for tax season. With tax season quickly approaching, it's a good time to have some of your tax questions answered. Katie covers some basic tax aspects, such as when it begins, when it ends, and everything in between! Katie is joined by Susan Allen, a CPA and the senior manager of the tax division at the ACIPA. Susan is a tax professional and has many years of experience helping people get their taxes together. Katie and Susan discuss how...
2021-01-2718 min
Millennial Debt DominationFinancial Goal Setting For The New YearOn this episode of Millennial Debt Domination, Katie discusses how to millennials can set the right financial goal for the New Year and how to achieve that goal. With the New Year quickly approaching, it's time to set a new goal for the New Year and setting a financial goal is a great idea. From budgeting to savings, there are a plethora of different financial goals you can set for yourself in the New Year. The important thing is to hold yourself accountable when it comes to achieving your goal. Katie is joined by returning guest Kim...
2020-12-3038 min
Millennial Debt DominationSocial Security For Millennials Part 2On this episode of Millennial Debt Domination Katie continues the discussion about social security and how it will affect Millennials. Receiving social security is a topic that's not usually on millennials' mind, but on today's episode millennials will learn everything they need to know about social security, including if there will be any social security left for them to collect when they reach a certain age. Today, Katie gets the answer to many different social security related questions. Katie is joined by David Vinokurov, the former District Manager at the Social Security Administration. David worked for the...
2020-12-1619 min
Millennial Debt DominationSocial Security For Millennials Part 1On this episode of Millennial Debt Domination, Katie explores many different aspects of social security and how it affects millennials. Receiving social security is a topic that's not usually on millennials' mind, but on today's episode millennials will learn everything they need to know about social security, including if there will be any social security left for them to collect when they reach a certain age. Today, Katie gets the answer to many different social security related questions. Katie is joined by David Vinokurov, the former District Manager at the Social Security Administration. David worked for the...
2020-12-0220 min
Millennial Debt DominationMeet The Navicore TeamHappy Thanksgiving! This is the bonus episode of Millennial Debt Domination and since Thanksgiving is tomorrow, today Katie will be talking to some Navicore employees to receive some more information on Navicore and learn what they're thankful for this year. Katie will be joined by employees from different parts of Navicore Solutions. Not all employees have direct contact with clients, but they do still feel the impact of helping clients. Today you'll hear from 4 Navicore employees about their history with Navicore, a little about their role at Navicore, and what they're thankful for this year. You'll also...
2020-11-2521 min
Millennial Debt DominationHoliday Budget GuideOn this episode of Millennial Debt Domination, Katie provides all the budgeting tips you'll need to get through the holidays without busting your budget. The holidays are quickly approaching, but don't worry we've got your holiday budgeting guide covered! From gifts to travel, you need to have a budget for every aspect of the holidays. The holidays occur at the same time every year therefore it's easier to prepare for them financially thank you may think. Katie is joined by Alicia Stetler, Navicore Solutions' Community Outreach Manager in Peoria, Illinois. Katie and Alicia discuss budgeting for gifts, t...
2020-11-1918 min
Millennial Debt DominationMillennial Insurance NeedsOn this episode of Millennial Debt Domination, Katie breaks down many different types of insurance and what you need to know about them. It can be east to get lost when it comes to knowing about insurance. You might not know what you need or don't need, so if you find yourself in this position this episode is for you! Katie is joined by Somil Jain, the Vice President and Consulting Actuary at Lewis & Ellis. Somil has an extensive knowledge on all things insurance and he provides some great information on what Millennials and Gen Z-ers should...
2020-11-0435 min
Millennial Debt DominationFinancial Myths And LegendsHalloween is almost here, and we thought it would be a great time to have a spooky podcast episode! On this episode, Katie discusses some of the most common financial myths. A lot of the time, people think that finances are scary, but they don't have to be. Katie is joined by Christina Roman, the Consumer Education and Advocacy Manager at Experian. Some myths Katie and Christina debunk relate to carrying over a credit balance from month to month, owning vs. renting, retirement savings, and emergency funds. Follow Christina on Twitter: @Teena_LaRo ...
2020-10-2032 min
Millennial Debt DominationDebt Settlement: The Insider InfoOn this episode of Millennial Debt Domination, Katie gets the insider info on debt settlement. Katie is joined by Phil Getz, Director of Industry Relations at Navicore Solutions and George Veitengruber, a bankruptcy lawyer with a deep knowledge of debt settlement options. George and Phil are experts on debt settlement and answer some common questions about the topic. The three discuss organizations that provide debt settlement, the cost of participating in debt settlement, tax implications when settling your debt, and much more related to debt settlement! CFPD Website: https://www.consumerfinance.gov/ Follow...
2020-10-0746 min
Millennial Debt DominationFinancial Ask Me AnythingKatie answers all your most asked questions on this 'Ask Me Anything' episode of Millennial Debt Domination. We got some great money related sent in by the listeners for Katie to answer. Katie asked Kim Cole, Navicore Solutions' Community Engagement Manager, to join her on this episode to tackle all your questions. Katie and Kim discuss emergency funds, retirement savings, credit scores, and much more! If you had more questions about investing, you can listen to our 'Investing For Beginners' episode here: https://bit.ly/3lX41Vf Follow Navicore on social media:...
2020-09-2333 min
Millennial Debt DominationStudent Loan MasteryOn this episode Katie wraps up the student loan series discussing life after school and how student loans can affect someone for many years. Katie is joined by Amanda R. on this episode. Amanda has a bachelor's degree, a doctoral degree, and student loans. Amanda studied Kinesiology during her undergraduate years and then went on to study physical therapy during graduate school and obtained her doctoral degree. After taking a year off in between undergraduate and graduate school, Amanda continued her school which meant she had to take out more student loans. Katie and Amanda discuss how...
2020-09-0920 min
Millennial Debt DominationTo Grad School Or Not To Grad SchoolOn this episode of Millennial Debt Domination, Katie talks about going to Graduate School and whether or not it's the right decision for everyone. Katie is joined by Graduate Student, Sarah B. who decided to go to graduate school after taking a couple gap years in between finishing her undergraduate degree and starting grad school. Sarah and Katie discuss whether taking on more loans is right for you, where to attend graduate school and Sarah discusses her graduate school journey and what ultimately led her to the decision to attend school although it would mean taking out...
2020-08-2634 min
Millennial Debt DominationConquering Your Student LoansStudent loans affect so many Millennials and will soon be affecting many more Gen Z-ers. On this episode, Katie talks about conquering your student loans. Katie is joined by Randi Gosselin, a credit counselor specializing in student loan counseling at Navicore Solutions. At Navicore, we offer student loan counseling in addition to our many other services. Katie and Randi discuss what to research before you take on student loans, different student loan repayment options, the student loan forgiveness program, and many more student loan topics. Don't forget to send in your questions for our upcoming 'Ask Me Anything' episode!
2020-08-1230 min
Millennial Debt DominationInvesting For BeginnersThis episode of Millennial Debt Domination will answer all of your investing questions. If you're new to investing or are if you want to start, this episode will take a deep dive into different ways you can start investing and how to get started. Katie is joined by Winnie Sun, who is the founder of the Sun Group Wealth Partners. Winnie loves to talk all things, investing, money, personal finance, and so much more. Katie and Winnie discuss how much you need to start investing, why you should invest in your company's 401(k), the power of compound interest, and...
2020-07-2938 min
Millennial Debt DominationAll About Credit CounselingOn this episode, Katie talks all about credit counseling. Katie is joined by Akilah W., a level 2 Credit Counselor at Navicore Solutions. Akilah has been with Navicore Solutions for about 10 years and has a wealth of knowledge about credit counseling. A lot of millennials don't bother with credit counseling because they don't think they need it. This episode shows millennials why it's a good thing to start bettering your credit score at a younger age as opposed to having debt and a bad credit score affect you in the long run. Katie and Akilah also discuss the...
2020-07-1521 min
Millennial Debt DominationCredit 101On this episode of Millennial Debt Domination, Katie talks all about credit and credit score and why it's important for millennials and gen z-ers to get on the right credit track. Katie is joined by Rod Griffin, who is the Senior Director of Consumer Education and Advocacy at Experian. Experian is one of the three credit reporting bureaus and they offer some great resources for those in need of credit help. Having an excellent credit score if you ever want to make big purchases in life. Not only do you need to have excellent credit, but you...
2020-07-0129 min
Millennial Debt DominationFirst Time Home BuyingJune is homeownership month and on this episode of Millennial Debt Domination Katie talks about first time home buying for millennials. Owning a home is something many millennials put off until much later in life than their parents did at their age. This is mostly because millennial value their freedom and they believe they can't afford to purchase a home. Katie is joined by Laura Moreno on today's episode. Laura is the founded of a website called HomeFlow. HomeFlow strives to make the home buying process easy and to help you save time and money. Buying a...
2020-06-1723 min
Millennial Debt DominationEpisode 8: Finding a Path to Reenter the WorkforceOn this episode of Millennial Debt Domination, Katie talks about what to expect when you're entering the work force during COVID-19 and how to manage your finances properly during a pandemic. Katie is joined by Christine Dykeman, the In-House Trainer and an Employment Counselor at Monmouth Country Workforce Development in Eatontown, New Jersey. Many millennials and gen z-ers have just graduated from undergraduate or graduate school and are looking to enter the workforce. In this episode, Christine advises these millennials and gen z-ers on what to expect when it comes to applying, interviewing, and starting their new...
2020-06-0330 min
Millennial Debt DominationEpisode 7: Upping Your Special Skills During QuarantineOn this episode of Millennial Debt Domination, Katie talks about how you can used your quarantined timed during COVID-19 to up your skill set and enhance your special skills on your resume. Katie is also joined by Kelly Gray, an assigned senior recruiter, who answers all your questions about landing the job you've been wanting. Katie and Kelly discuss how to use quarantine to your advantage, what recruiters actually look for on a resume, and what special skills and courses you should be taking during COVID-19. Information for the online courses: LinkedIn Learning: https...
2020-05-2027 min
Millennial Debt DominationEpisode 6: Managing Financial AnxietyOn this episode of Millennial Debt Domination Katie is joined by returning guest of the podcast, Kim Cole. The month of May highlights mental health awareness. Many people might not be aware of what financial anxiety is or how it impacts your mental health. Today's guest, Kim Cole, hosts lectures where she educates people about mental health and financial stress. Katie and Kim discuss all aspects of financial anxiety and stress and ways to help people cope. Do you think you're struggling with financial anxiety? Reach out to Navicore Solutions at 800-992-4557 for debt management help.
2020-05-0628 min
Millennial Debt DominationEpisode 5: How Chantelle Gained Financial ControlOn this episode of Millennial Debt Domination Katie is joined by former Navicore Solutions' client, Chantelle. Chantelle founder herself with $24,000 worth of credit card debt in her 20's. She had a young child at the time and knew she needed professional financial help. This is when an online search led her to Navicore Solutions. In this episode, Chantelle explains her whole story before, during, and after credit counseling. She also tells us why she recommends Navicore to any all of her friends who might be struggling financially. If you're struggling with debt, reach out to a certified...
2020-04-2229 min
Millennial Debt DominationEpisode 4: Financial Options During The COVID-19 CrisisIn this episode of Millennial Debt Domination host Katie Fatta tackles the financial side of the COVID-19 Crisis. Today Katie is joined by Diane Gray who is the Vice President of Education and Counseling at Navicore Solutions. Diane and Katie discuss the current event topic, COVID-19 and ways people can keep their financial life alive during this time. Many people are struggling personally and financially right now and we thought it would be a good idea to shed some light on the current situation of the world. Discussion Points: · The Relief Bill · Unemployment · Student Loans · Taxes · Credit Counseling If you're struggling with debt, reach out to Navicore Solutio...
2020-04-0821 min
Millennial Debt DominationEpisode 3: Graduating to AdulthoodGetting your first adult job is an exciting time for a recent graduate. There are several confusing extras that come with your first 'real' job, such as having benefits. Benefits are a new found responsibility for anyone who is first entering the workforce. In today's episode we'll be tackling the topic: What to do when you get a job with benefits. Today, Katie is joined by Kathy Lo Bue, who is a Registered Investment Advisor at Glen Eagle Advisors. Kathy and Katie discuss these topics: Should you stay on your parent's health insurance once...
2020-03-2730 min
Millennial Debt DominationEpisode 2: FOMO vs. FinancesOn this episode of Millennial Debt Domination Katie discusses: FOMO VS. Finances The Fear Of Missing Out is real, and for millennials and gen z-ers, it's zing is even more stinging. It's extremely common for younger generations to experience FOMO on a daily, if not hourly basis. With FOMO at our fingertips, in the form of all types of social media, it's easy for us to ditch our budget and give into financially draining social plans because of our FOMO. Today's guest is a fellow millennial Erin. Erin and Katie are complete opposites. Katie is...
2020-03-2622 min
Millennial Debt DominationEpisode 1- Why Are Millennials In Debt?In the first episode of Millennial Debt Domination host, Katie Fatta, tackles a tough topic: Why are millennials and generation Z in so much debt? Student loans, credit cards and a lack of budgeting and financial education are some of the reasons. Katie goes into specific details as to the behavior and circumstances behind these debt drivers and provides ways to dominate each of these forms of debt. Also in this episode She'll speak with Kim Cole, Navicore Solutions' Community Engagement Manager, on her take as to why millennials and generation Z are in so...
2020-03-2629 min
Expert Insightstce Coach Radio with Sherry Buffington shares Law of AbundanceSherry Buffington has been immersed in the study of human nature, motivation and success principles since 1978 and is a top expert on the behaviors and motivations of people. She is the founder, president and CEO of NaviCore International, Inc., a research and development firm focused on personal and professional development, motivation and effectiveness and is a pioneer in the field of personal effectiveness and developmental assessments. She is a coach, consultant, trainer, presenter, and the author of several books, including "The Law of Abundance", which presents a ground breaking new theory. It provides a scientific perspective to the way energy...
2009-11-1924 min