Shows
Neil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Planning Ahead for Long-Term Care and Protecting Your Family - S7E5Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, Neil Himmelstein shares real-life stories that highlight the financial and emotional toll of long-term care. From rehab stays that cost $600 a day to the long Medicaid approval process, Neil outlines the dangers of waiting too long to plan. He explains how long-term care insurance, legal planning, and hybrid insurance solutions can help protect your income and your loved ones from overwhelming stress and expenses. Don’t leave your future to chance—prepare now so your...
2026-02-0220 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – How a $2M Life Insurance Policy Nearly Vanished—and What Saved It - S7E4Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, Neil Himmelstein shares the story of a 90-year-old client whose $2 million survivorship life insurance policy was on the verge of collapse. What started as a simple billing question turned into a deep dive into policy performance, rising insurance costs, and life settlements. Neil explains how the policyholder could have lost everything—and how smart planning, strategic negotiations, and tax knowledge turned a $350,000 offer into a $500,000 tax-free payout. Learn what you need to know about managing ol...
2026-01-2620 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Uncovering the Hidden Financial Struggles Facing Volunteer Firefighters—with Doug Miller - S7E3Welcome to The Main Street Code for Financial Success!This week on The Main Street Code for Financial Success, Neil welcomes guest Doug Miller—Commissioner of the Blue Point Fire District and Vice President of the Benevolent Association for Nassau and Suffolk counties. Doug shares eye-opening insights into how New York’s antiquated distribution system for the 2% fire tax shortchanges volunteer fire departments across the state. Together, Neil and Doug discuss how this impacts critical support programs like LOSAP and the Benevolent Association, and what needs to change. Tune in for a revealing look at h...
2026-01-1920 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Why Building Strong Relationships Still Matters - S7E2Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, Neil Himmelstein shares why being in the “people business” is more than just a saying—it’s a way of life. From personal stories to professional insights, Neil explains how meaningful connections, purposeful networking, and mutual trust can drive long-term financial success. He also discusses the emotional and financial stress families face when caring for aging parents and how planning ahead can make all the difference. Tune in for tips on being thoughtful, intentional, and prep...
2026-01-1220 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – New Year, New Financial Game Plan: Organize, Save, and Protect – S7E1Welcome to The Main Street Code for Financial Success!In this New Year's episode of The Main Street Code for Financial Success, host Neil Himmelstein shares practical steps to help you reset your financial foundation. From organizing your statements to identifying unnecessary spending, Neil walks you through how to find hidden savings and put them to work—whether for protection, investment, or both. He also addresses the unique challenges business owners face and how service, communication, and planning can make or break your growth. Start the year strong with a realistic financial strategy you ca...
2026-01-0521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – How Reverse Mortgages Help Seniors Create Liquidity with Bobby Tollin – S6E42Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, Neil Himmelstein is joined again by certified reverse mortgage professional Bobby Tollin to explore how reverse mortgages can offer seniors greater liquidity, flexibility, and peace of mind in retirement. They address common misconceptions, discuss the benefits of Home Equity Conversion Mortgages (HECM), and explain how these tools can be used to support aging in place, fund long-term care, or even purchase a new home. With strategies that include combining reverse mortgages with life insurance, Bobby...
2025-12-2922 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Budgeting, Credit & Home Buying: Mortgage Insights with Bobby Tollin – S6E41Welcome to The Main Street Code for Financial Success!This week on The Main Street Code for Financial Success, Neil Himmelstein welcomes mortgage expert Bobby Tollin of GoRascal Mortgage to discuss how spending habits, budgeting, and credit directly impact homeownership—especially for first-time buyers. They cover generational shifts in financial behavior, how tech has changed money management, and why understanding credit early is key to financial freedom. Bobby shares strategies to prepare for buying a home, fix your credit, and avoid common pitfalls. Whether you're helping your kids plan for their future or rethinking your ow...
2025-12-2221 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Longevity Risk, Roth Conversions & Budgeting for Financial Freedom – S6E40Welcome to The Main Street Code for Financial Success!This week on The Main Street Code for Financial Success, Neil Himmelstein explores the real risks of retirement that TV financial gurus often overlook. Drawing insights from the book The Guru Gap, Neil breaks down longevity risk, withdrawal rate strategies, and the importance of volatility shields like annuities and permanent life insurance. He also discusses Roth IRA conversions and the tax implications you need to consider. Plus, Neil shares practical budgeting tips for younger listeners on how small lifestyle changes can lead to big financial...
2025-12-0821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Building Wealth and Legacy with Reverse Mortgages, with Guest Tim Kennedy – S6E39Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, host Neil Himmelstein welcomes back Tim Kennedy, reverse mortgage specialist at Movement Mortgage. They dive into how reverse mortgages—when used strategically—can be powerful tools for retirement income, tax efficiency, and legacy planning. Tim breaks down the benefits of a reverse line of credit and explains how it can grow over time, creating liquidity without sacrificing your home or equity. Learn how this underutilized strategy can help protect your assets, support your loved ones...
2025-12-0121 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Maximizing Pensions, Minimizing Taxes: Smart Strategies for Retirement Distributions – S6E38Welcome to The Main Street Code for Financial Success!On this episode of The Main Street Code for Financial Success, Neil Himmelstein breaks down how to turn retirement savings into reliable income while minimizing tax burdens—both now and for the next generation. From helping a client convert IRA assets into a structured annuity with Secure Act 2.0 benefits to reviewing pension payout options, Neil explains how the right planning can preserve income and protect loved ones. He also dives into the rising need for long-term care solutions and outlines a critical update for New Yo...
2025-11-1720 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Hidden Insurance Costs, AI Disruption, and Why a Policy Review Matters Now – S6E37Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code, Neil Himmelstein shares a personal wake-up call—a surprise $800 increase in his mortgage bill due to a property insurance hike. He dives into how hidden costs in insurance, Medicare, and everyday expenses can derail your financial plans if you're not paying attention. Neil also takes a sharp look at how artificial intelligence is reshaping the insurance and medical industries—and even influencing the stock market. If you're nearing the end of a term policy, facing rising Medicare prem...
2025-11-1020 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Don’t Wait to Prepare: Why Procrastinating Can Cost You Financially – S6E36Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, host Neil Himmelstein delivers a critical message on the importance of preparedness—especially when it comes to long-term care, life insurance, and disability coverage. Neil shares real-life examples of individuals who waited too long and faced major setbacks, and those who benefited by planning ahead. From storms to health crises, financial and life catastrophes don’t announce themselves. Neil explains why delaying action could leave your loved ones vulnerable—and what steps you can take t...
2025-11-0321 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Navigating Secure Act 2.0: RMDs, Roth IRAs & Retirement Income Strategies – S6E35Welcome to The Main Street Code for Financial Success!This week, Neil breaks down key updates from the Secure Act 2.0 and what they mean for your retirement. From new required minimum distribution (RMD) ages to the benefits of Roth IRAs and qualified longevity annuity contracts (QLACs), Neil explains how these changes can impact your taxes, Social Security, and long-term financial plan. He also discusses converting unused 529 plans to Roth IRAs, avoiding tax pitfalls for beneficiaries, and why diversifying your tax classes is just as important as diversifying investments. Don’t try to...
2025-10-2720 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Protecting Your Gains Annuities, Roths & New Retirement Mandates – S6E34Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, Neil Himmelstein discusses why now is the time to protect your gains in a volatile market. He explains how fixed and indexed annuities, life insurance, and Roth accounts can provide growth with reduced risk and tax advantages. Neil also highlights important changes in retirement plan mandates coming to New York in 2026, including requirements for part-time employees. Whether you're a business owner, advisor, or federal employee, this episode offers strategies to stay ahead of regulation...
2025-10-2021 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Protecting Long Island Farms: A Conversation with Farm Bureau Director Bill Zalakar – S6E33Welcome to The Main Street Code for Financial Success!Neil is joined by Bill Zalakar, Executive Director of the Long Island Farm Bureau, for an eye-opening look at the challenges facing local agriculture. They discuss land preservation, climate impacts, rising insurance costs, and the importance of buying local. Bill explains how legislation like the Farmland Preservation Act helps protect open space and support generational farming. Neil also shares how financial planning tools like life insurance can play a vital role in preserving agricultural legacies. It’s an important conversation about protecting our food supply—and t...
2025-10-1421 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Why Every Federal Employee Needs a Plan B Right Now – S6E32Welcome to The Main Street Code for Financial Success!In this episode, Neil Himmelstein explores the urgent financial concerns facing federal employees amid job uncertainty and economic shifts. He explains the risks of relying solely on government benefits like FEGLI, the Thrift Savings Plan, and federal health coverage. Neil also dives into how to create guaranteed lifetime income, the tax advantages of life insurance, and why everyone needs a solid Plan B—before a crisis hits. Whether you're a federal worker or just want to secure your financial future, this episode offers actionable advice to...
2025-10-0821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Planning, Passion & Protection with Samantha Clark of CWP – S6E31Welcome to The Main Street Code for Financial Success!This week, Neil Himmelstein is joined by Samantha Clark, CEO of Centers for Wealth Preservation. Samantha shares her unexpected path into the financial services industry and how a personal tragedy deepened her commitment to helping families protect their futures. Together, Neil and Samantha discuss the long-term value of whole life insurance, the importance of disability waivers, and how MassMutual policies continue to deliver stability and flexibility. They also highlight the upcoming Long Island Heart Walk—an event close to Samantha’s heart. Tune in for powe...
2025-09-2921 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – How the SECURE Act Could Derail Your Legacy Plan – S6E30Welcome to The Main Street Code for Financial Success!This week, Neil Himmelstein breaks down the real-life implications of the SECURE Act and SECURE Act 2.0—laws that have drastically changed how inherited IRAs and 401(k)s are taxed. Through detailed examples, Neil explains why poor planning can lead to massive tax burdens for your beneficiaries and how smart strategies—like 10-year annuities and hybrid long-term care policies—can protect your retirement assets and your legacy. Whether you're passing on wealth or protecting it for your own future, these updates are too important to ignore. Tune i...
2025-09-2220 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – The Business of Art: Legacy, Value & Estate Planning with Jamie Forbes – S6E29Welcome to The Main Street Code for Financial Success!This week, Neil Himmelstein is joined by Jamie Forbes, co-founder of Sunstorm Fine Arts and publisher of Fine Art Magazine, to explore the intersection of fine art and financial planning. They discuss how art fits into estate planning, why it's critical to appraise and insure valuable pieces, and how collectors—intentional or not—may be sitting on overlooked assets. Jamie also shares insights from her decades in the art world, including upcoming exhibitions, the evolving publishing landscape, and the importance of expert guidance in both art...
2025-09-1521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Why Beneficiary Designations Matter More Than Your Will – S6E28Welcome to The Main Street Code for Financial Success!In this episode, Neil Himmelstein explains why your beneficiary designations can override your will—and how getting them wrong can lead to unnecessary court battles, tax issues, and financial loss for your loved ones. He dives into real-life examples of common planning mistakes, the value of having a will, and the role of permanent life insurance in building tax-free wealth and long-term financial security. Neil also covers how life insurance can function as a private bank, the importance of reviewing policies regularly, and what celebrities ca...
2025-09-0821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – How Pensions Work and Why Small Businesses Need Them (with Ronald Stair) – S6E27Welcome to The Main Street Code for Financial Success!With over 50% of U.S. workers lacking access to a retirement plan, states are stepping in—but should small businesses wait? Neil Himmelstein welcomes pension expert and actuary, Ronald Stair, of BPAS to break down what pensions really are, how they work, and why state-mandated plans may not be the best solution. They discuss the risks of DIY retirement setups, the role of financial advisors, and the growing importance of annuities in retirement planning. Ron also shares why younger generations might be better prepared than we...
2025-08-1821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – How AI Mistakes Are Putting Your Life Insurance at Risk – S6E26Welcome to The Main Street Code for Financial Success!This week on The Main Street Code for Financial Success, Neil Himmelstein shares six recent cases where clients were wrongly declined or overcharged for life insurance due to AI-generated errors. He explains how Main Street Planning Group successfully reversed every one of these decisions by using human expertise and thorough underwriting. Neil also breaks down how medical data is misinterpreted, why you need to be your own health advocate, and the long-term consequences of relying on automated systems when applying for coverage. Don’t let a...
2025-08-1821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Why Insurance Companies Are Letting AI Decide Your Coverage – S6E25Welcome to The Main Street Code for Financial Success!In this episode, Neil Himmelstein breaks down a growing trend in the insurance world: companies replacing human underwriters with AI. He explains how this shift is impacting everything from life insurance approvals to claim processing—and why not going to the doctor might get you denied coverage. Neil shares real client stories and offers insight into how working with an independent advisor can help you overcome AI-driven decisions and secure better outcomes. He also dives into guaranteed income strategies using annuities and how smart planning ca...
2025-08-0420 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Featuring Glenn Usher: Why Long-Term Care Planning Matters – S6E24Welcome to The Main Street Code for Financial Success!In this episode of The Main Street Code for Financial Success, host Neil Himmelstein is joined by long-time expert Glenn Usher. Together, they discuss the growing need for long-term care planning, the limitations of Medicaid, and the real financial and emotional impact caregiving can have on families. Neil and Glenn break down the evolution of long-term care insurance and how hybrid policies offer flexible, affordable protection. If you're thinking about how to avoid being a burden on loved ones or how to prepare for future...
2025-07-2821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Featuring Tom Schiliro: Build Better Financial Relationships: Credit, Banking & Long-Term Strategy – S6E23Welcome to The Main Street Code for Financial Success!This week, Neil Himmelstein continues his discussion on saving in retirement and managing debt—with a critical focus on the importance of having strong relationships with your bank and other financial professionals. In segment two, Neil is joined by LI News Radio’s Tom Schiliro to unpack the dangers of credit card debt, the role of inflation, and why knowing your loan rates could save you hundreds. Learn practical tips for protecting your finances, including how to review your statements, avoid hidden fees, and seek prof...
2025-07-0721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – How to Eliminate Bad Debt and Start Saving Smarter—Even in Retirement – S6E22Welcome to The Main Street Code for Financial Success!This week on The Main Street Code for Financial Success, Neil Himmelstein shares practical strategies to help you regain control over your finances, no matter your stage in life. From tackling high-interest credit card debt to identifying sneaky monthly expenses, Neil walks through smart ways to reduce outflows and boost savings. Learn how to automate your savings, structure your spending in retirement, and make the most of tools like flexible annuities, life insurance, and Roth accounts. Whether you're still working or already retired, it's never...
2025-06-3021 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Why Fixed and Income Annuities Might Be the Safest Bet for Your Retirement – S6E21Welcome to The Main Street Code for Financial Success!In this episode, Neil Himmelstein breaks down why regularly reviewing your life insurance policy is essential, especially if your provider has left the market. He highlights companies like American National and MetLife that have exited the life insurance business and what that means for your policy’s convertibility and long-term viability. Neil explains the dangers of letting policies lapse, relying on outdated beneficiary designations, or navigating claims without guidance. Don’t wait until it’s too late—learn how to ensure your coverage is still working...
2025-06-2321 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Why Reviewing Your Life Insurance Policy Is More Important Than Ever – S6E20Welcome to The Main Street Code for Financial Success!In this episode, Neil Himmelstein breaks down why regularly reviewing your life insurance policy is essential, especially if your provider has left the market. He highlights companies like American National and MetLife that have exited the life insurance business and what that means for your policy’s convertibility and long-term viability. Neil explains the dangers of letting policies lapse, relying on outdated beneficiary designations, or navigating claims without guidance. Don’t wait until it’s too late—learn how to ensure your coverage is still working for you....
2025-06-1621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Living with Sarcoidosis: Frank Rivera’s Fight for Awareness and Mental Health Support – S6E19Welcome to The Main Street Code for Financial Success!This week on The Main Street Code for Financial Success, host Neil Himmelstein is joined by Frank Rivera, founder of Sarcoidosis of Long Island. Frank shares his powerful personal story of misdiagnosis, living with a rare disease, and turning adversity into advocacy. They discuss the financial and emotional challenges of managing chronic illness, the importance of mental health support, and how proper planning can make all the difference. Tune in for insights on navigating the healthcare system, protecting your financial future, and finding s...
2025-06-0920 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – How to Read Your Life Insurance Statement and Avoid a Costly Surprise – S6E18Welcome to "The Main Street Code for Financial Success"! This week on The Main Street Code for Financial Success, Neil Himmelstein breaks down one of the most common but misunderstood topics—your life insurance statement. Have you had your policy for 20 or 30 years? Do you really know how it's performing or when it might lapse? Neil walks through what to look for on your annual statement, explains how cost of insurance changes over time, and why it's critical to stay updated on your policy’s owner and funding status. Don't let a policy collapse catc...
2025-05-2720 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Electronic vs. Traditional Underwriting: What You Need to Know - S6E17Welcome to "The Main Street Code for Financial Success"!In this episode, we dive deep into the key differences between electronic and traditional underwriting—and why those differences can make or break your insurance application. Neil shares real-world stories where traditional underwriting made all the difference, including cases involving medical histories, special needs trusts, and even long-lost life insurance policies. If you're applying for life insurance, long-term care, or annuities—or assisting clients who are—you’ll want to understand how underwriting methods impact outcomes.Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch...
2025-05-1220 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Rescuing Retirements: Real Life Insurance Solutions – S6E16Welcome to "The Main Street Code for Financial Success"!In this episode, host Neil Himmelstein shares powerful, real-world success stories that demonstrate the life-changing impact of working with a dedicated insurance advisor. From turning an expiring term policy into a $170,000 life settlement to overturning a costly underwriting decision through expert review, Neil walks us through cases where Main Street Planning Group made a critical difference. He also shares the incredible journey of securing life insurance for a 74-year-old client by correcting an eight-year-old MIB error—something no algorithm or online application would have caught....
2025-05-0521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Medicare Insights and Protecting Your Medical Records - S6E15Welcome to "The Main Street Code for Financial Success"!In today's episode, Neil Himmelstein shares his personal journey navigating Medicare, medical billing, and the critical importance of choosing the right Medicare supplement. Neil highlights the hidden risks of Advantage Plans and emphasizes why having complete, accurate medical records matters more than ever—especially when it comes to life insurance applications and claims.Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success" hosted by Neil Himmelstein of Main St...
2025-04-2821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Preparing for Divorce: Financial Steps to Protect Yourself - S6E12Welcome to "The Main Street Code for Financial Success"!In this episode, host Neil Himmelstein walks through the critical financial steps to take when preparing for a divorce. From reviewing credit reports and gathering documents to understanding the real value of assets and protecting your credit, Neil covers the practical side of navigating this emotional and financial process.He shares real-life stories that highlight the importance of early planning, insurance review, updating beneficiaries, and protecting yourself and your children for the long term. Don’t leave your financial future to...
2025-03-3120 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Feat. Tom Granata: Service, Strategy & Annuities - S6E12Welcome to "The Main Street Code for Financial Success"!In this episode we sat down with Tom Granata, a wholesaler for American National and Neil’s trusted partner for over 25 years. Tom brings his deep expertise in annuities, shedding light on why service, relationships, and contract details matter more than just chasing the best rate.We explore fixed and indexed annuities, market volatility, and the growing appeal of guaranteed income strategies. Whether you're planning for retirement or managing job uncertainty, this episode is packed with actionable insights.
2025-03-3120 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code – Featuring Tom Granata: Unpacking Annuities and Market Stability – S6E11Welcome to "The Main Street Code for Financial Success"!In this episode, we sat down with Tom Granata, a seasoned wholesaler with American National and long-time partner of Neil Himmelstein. With over 25 years of collaboration, Tom brings valuable insights into annuities and the importance of strong carrier relationships.We explore why fixed and index annuities are gaining popularity amidst market volatility, how they compare to CDs, and what consumers should know about surrender charges, withdrawal rules, and service standards.Don't forget to join us...
2025-03-2421 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Feat. Carol Steinberg on Alzheimer's & Financial Planning - S6E3Welcome to "The Main Street Code for Financial Success"!
In this episode, Neil Himmelstein is joined by Carol Steinberg, an award-winning journalist and author of Come, Grandpa Meow, Let's Fly. This heartfelt children’s book provides age-appropriate language and intergenerational activities to help families navigate the challenges of Alzheimer’s disease. Carol shares her personal journey, insights into the growing prevalence of Alzheimer’s, and the importance of early planning and support for caregivers. Neil and Carol also discuss the financial and emotional impact of Alzheimer's on families, emphasizing the necessity of financial preparedness at every stage...
2025-01-2721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Insurance Advocacy & Tax-Efficient Retirement - S5E44Welcome to "The Main Street Code for Financial Success"!
In today's episode, Neil Himmelstein shares stories highlighting his role as an insurance advocate, including helping clients secure claims and overcome policy denials. Neil explains the importance of working with knowledgeable professionals to navigate insurance complexities and reverse unjust decisions.
Additionally, Neil discusses the critical topic of tax-efficient retirement planning. From annuities and Medicare premiums to strategies for managing income from retirement accounts, Neil provides insights on maximizing your savings and minimizing tax burdens in retirement.
Join...
2024-12-1621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Featuring Heather Sprague on Life Insurance Underwriting - S5E42Welcome to "The Main Street Code for Financial Success"!
In this episode, host Neil Himmelstein is joined by Heather Sprague, an underwriting consultant with over 25 years of experience. Heather shares her expertise on life insurance underwriting, detailing the importance of field underwriting, navigating complex cases, and advocating for clients. They discuss how relationships and expertise can transform declines into approvals and explore the evolving landscape of underwriting, including credits, risk factors, and the role of genetic testing.
Don't forget to join us every Friday at 3 PM EST on 103.9 L...
2024-11-2521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Importance of Proper Beneficiary Planning - S5 E30Welcome to "The Main Street Code for Financial Success"!In this episode, we discuss the critical importance of proper beneficiary planning for life insurance and other financial assets. Host Neil Himmelstein shares real-life stories that underscore the consequences of poor planning, such as the complications of probate court and unintended tax burdens. Neil also addresses the risks of relying on GoFundMe as a substitute for life insurance and stresses the importance of working with a knowledgeable agent.Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial...
2024-08-3121 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Special Needs Trusts Explained - S5E27Welcome to "The Main Street Code for Financial Success", hosted by Neil Himmelstein!
In today's episode, we dive into the critical topic of Special Needs Trusts. We discuss why these trusts are essential for families with disabled dependents, the potential pitfalls of not having one, and how to properly set them up. We break down the importance of collaborating with an estate attorney and a financial planner to safeguard government benefits and ensure the financial well-being of your loved ones.
Tune in every Friday at 3 PM EST on 103.9 L.I. News Radio for "The Main...
2024-08-0721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Navigating Term and Disability Insurance - S5E25Welcome to "The Main Street Code for Financial Success"! I'm your host, Neil Himmelstein.
In today's episode, we delve into the critical aspects of term life insurance, including the importance of understanding convertibility features and why you might need more coverage as you age. We share a real-life scenario of a client who missed the window to convert his term policy and the implications of relying on employer-provided term insurance.
Additionally, we explore disability insurance, or "Paycheck insurance," emphasizing why it's essential for both employees and the self-employed. We discuss various types of disability insurance...
2024-07-2421 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Maximizing Investments: CDs, T-Bills, and Annuities - S5E23Welcome to "The Main Street Code for Financial Success"!
In this episode, host Neil Himmelstein dives into the world of investment options, focusing on CDs, T-Bills, and annuities. Neil explains the benefits and drawbacks of each, including tax implications and interest rates, providing listeners with valuable insights to help make informed financial decisions. He also touches on the strategic use of life insurance for tax-free investing and discusses the latest rules on inherited IRAs. Tune in to learn how to navigate these financial instruments and maximize your investments.
Catch "...
2024-07-1021 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Does Your Business Have a Will? - S5E21Welcome to "The Main Street Code for Financial Success"!
In this episode, we delve into the crucial topic of business wills and buy-sell agreements. Host Neil Himmelstein discusses why it's essential for every business, whether large or small, to have a will and a buy-sell agreement in place. Learn how to protect your business from unforeseen events and ensure smooth transitions through proper planning and life insurance strategies.
Neil also highlights a significant Supreme Court ruling that affects life insurance and business valuations, stressing the importance of annual reviews...
2024-06-1821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Foundations of Financial Planning - S5E20
Welcome to "The Main Street Code for Financial Success"!
In today's episode, we explore the crucial foundations of financial planning. Host Neil Himmelstein discusses the importance of life insurance, disability insurance, and regular financial reviews. Learn how to build a solid financial foundation, protect your income, and ensure your insurance policies are up-to-date with your evolving needs. Neil shares insights on integrating job benefits with personal insurance plans and avoiding common financial pitfalls.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio for "The...
2024-06-1121 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Business Growth with Digital Guru Adam Elbendary - S5E05Join us on "The Main Street Code for Financial Success" as host Neil Himmelstein welcomes special guest Adam Elbendary, a mastermind in digital marketing and lead generation.
In this episode, we dive into the journey of reinvigorating a business in the digital age. Learn about Adam's unique approach to marketing, which has revolutionized the way Neil reaches and connects with his audience. From the importance of assembling a proficient team to the intricacies of lead generation and social media engagement, this discussion is a treasure trove for anyone looking to adapt and thrive in today's fast-paced, digitally-driven business landscape.
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2024-02-0621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Mastering Financial Strategies with the LIAFPN Think Tank - S5E04Join us on "The Main Street Code for Financial Success" as we introduce the Long Island Association of Financial Planning Network (LIAFPN), a think tank founded by Neil Himmelstein to pioneer tailored financial strategies.
This episode delves into how this group of esteemed professionals, including attorneys, CPAs, and insurance advisors, collaborates to provide comprehensive, client-specific advice. Neil discusses the vital role of LIAFPN in fostering innovation and ensuring clients receive the most informed guidance on financial planning, insurance underwriting, and tax strategies.
Moreover, Neil shares his insights on life insurance and annuity planning, emphasizing the importance of understanding underwriting...
2024-01-2921 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Embrace the New Year: Secure Your Future Now - S5E01Welcome to the first episode of Season 5 of "The Main Street Code for Financial Success" with your host, Neil Himmelstein. This New Year's episode focuses on the importance of making sound financial resolutions. Neil shares his personal reflections on turning 65, overcoming COVID, and the fragility of life, emphasizing the urgency of getting off the fence regarding life insurance and sound financial structuring.
In this episode, Neil discusses the criticality of life insurance, especially in light of the uncertainties brought by the pandemic. He highlights real-life stories of clients who have benefited from early insurance planning and stresses...
2024-01-1021 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - “Aging is the Greatest Global Crisis” with Joe Jordan - S4E42Welcome to another episode of "The Main Street Code for Financial Success"!
In this episode, our host Neil Himmelstein is joined by the esteemed Joe Jordan, winner of the John Newton Russell Memorial Award and a renowned speaker in the insurance industry.
Joe and Neil dive into the critical topic of aging populations and the ensuing financial challenges. They discuss the importance of planning for a secure financial future, with a focus on annuities and their role in providing a guaranteed income for life.
Joe sheds light on the significant impact of the aging demographic on global financial systems...
2023-12-1321 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Navigating the Crisis of Long-Term Care - S4E36Welcome to "The Main Street Code for Financial Success"!
In this episode, host Neil Himmelstein delves into the pressing issue of long-term care, a crisis that many Americans face as they age. Drawing from real-life examples, Neil discusses the financial burdens that come with unforeseen health challenges and the need for long-term assistance. From firsthand accounts of families depleting their savings to address these needs, to the intricacies of Medicaid and insurance solutions, this episode sheds light on the importance of proactive financial planning.
Discover how to protect your...
2023-10-2021 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - What Keeps You Up At Night? - S4E35Welcome to "The Main Street Code for Financial Success"!
In today's episode, we delve deep into the concerns that keep many of us up at night. From the fear of outliving our money to the uncertainty of our financial future, we address these pressing issues head-on.
We'll explore the importance of term insurance, highlighting the differences that often go unnoticed. Additionally, we emphasize the significance of disability insurance, explaining why having your own policy is crucial and shedding light on the "own occupation" and "residual riders."
2023-10-0221 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Matthew Daley Returns - S4E34
Welcome to "The Main Street Code for Financial Success"!
In this episode, we are delighted to welcome back Matthew Daley, MDRT, MBA, LACP, FSCP, LUTCF.
Matthew is a Multi-Line Insurance Agent from American National Insurance Company, and will be guest speaking at our NAIFA Elevate Your Game event in NYC on Wednesday, September 20th.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for...
2023-09-2821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Feat. Matthew Daley - S4E33Welcome to "The Main Street Code for Financial Success"!
In this episode, we sat down with Matthew Daley, MDRT, MBA, LACP, FSCP, LUTCF.
Matthew is a Multi-Line Insurance Agent from American National Insurance Company, and will be guest speaking at our NAIFA Elevate Your Game event in NYC on Wednesday, September 20th.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-09-1821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Feat. Rob Fishman - S4E32Welcome to "The Main Street Code for Financial Success"!
In this episode, we sat down with Rob Fishman.
Rob is a Business Growth Architect Author & Keynote Speaker Sales Trainer, Sales Management & Leadership Advisor. He works through Sandler Training of Hauppauge. Rob is on the Board of Directors of the LIAFPN, as well as an accomplished musician and conductor. He is active in various charitable endeavors.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The...
2023-09-1121 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Term and Term Conversions + College Loans! - S4E31Welcome to "The Main Street Code for Financial Success"!
In this episode, we delve into the complexities of term and term conversions. We discuss why not all term policies are created equal and why it's crucial to review your term policy. Additionally, we touch on college planning, focusing specifically on the important topic of college loans. In light of interest rates no longer being delayed and the current higher interest rate market, we emphasize that loans must be reviewed!
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street...
2023-09-0521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Arts, Collectibles, & Jewelry As An Asset Class + QLACs! - S4E30
Welcome to "The Main Street Code for Financial Success"!
In this episode, we covered using Arts, Collectibles, & Jewelry as an asset class, and had a discussion about QLACs.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on Spotify & Apple Podcasts.
Visit www.themainstreetcode.com for more information.
2023-08-2821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Long Term Care: Genworth Price Changes & More - S4E29
Welcome to "The Main Street Code for Financial Success"!
In this episode, we sat down for a discussion on long term care. We covered Genworth price changes, strategies to mitigate cost, planning for future long term care needs, and more!
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-08-2121 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - feat. Mitchell Goldberg - S4E28
Welcome to "The Main Street Code for Financial Success"!
In this episode, we sit down with Mitchell Goldberg, owner of ClientFirst Strategy, Inc. Mitch has his own radio show every morning at 9 AM.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-08-1122 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Loan Rescue Strategies - S4E26
Welcome to "The Main Street Code for Financial Success"!
In this episode, we sit down for a deep dive into the concept of "Loan Rescue Strategies".
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-08-0721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - QLACs, Loan Rescue Strategies, & More! - S4E27Welcome to "The Main Street Code for Financial Success"!
In this episode, we sit down to discuss Qualified Longevity Annuity Contracts (Also referred to as QLACs), as well as touched more on Loan Rescue Strategies.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-08-0721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - feat. Steven Frisenda - S4E25
Welcome to "The Main Street Code for Financial Success"!
In this episode, we had the pleasure of sitting down with Steven Frisenda, Managing Director of Business Banking at Webster Bank.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-07-2621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - The Basis of Life Insurance - S4E24Welcome to "The Main Street Code for Financial Success"!
In this episode, we discussed the basis of life insurance, why people purchase life insurance, and why you need to purchase from an independent advisor and NOT the internet!
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on Spotify & Apple Podcasts.
Visit www.themainstreetcode.com for more information.
2023-06-2621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Feat. Erika Calderon - S4E23
Welcome to "The Main Street Code for Financial Success"!
In this episode, we had the pleasure of sitting down with Erika Calderon, Managing Principal at Brinster & Bergman LLP.
We discussed how to find the right CPA for your needs, and learned about Erika's areas of expertise in the healthcare industry.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-06-1921 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Welcoming back Cheryl L. Katz-Erato - S4E22Welcome to "The Main Street Code for Financial Success"!
In this episode, we had the pleasure of sitting down for another discussion with Cheryl L. Katz-Erato, partner at Forchelli Deegan Terrana LLP.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-06-0621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Lobbying in Washington D.C. - S4E21
Welcome to "The Main Street Code for Financial Success"!
In this episode, we spoke about lobbying in Washington D.C., the benefits of Life insurance protection plans (including long-term care and disability), tax advantages, and much more!
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-05-2621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Featuring Cheryl L. Katz-Erato - S4E20Welcome to "The Main Street Code for Financial Success"!
In this episode, we had the pleasure of sitting down for a discussion with Cheryl L. Katz-Erato, partner at Forchelli Deegan Terrana LLP.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-05-2221 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Protect Your Family With Life Insurance - S4E19Welcome to "The Main Street Code for Financial Success"!
In this episode, we discussed creating your own pension and protecting your family with life insurance. We also talked about “old annuities” that can be exchanged for new annuities at much higher rates.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-05-1521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - feat. David Levenstein - S4E18Welcome to "The Main Street Code for Financial Success"!
In this episode, we have a very special guest, David Levenstein, General Manager of 103.9 LI News Radio. We dive into the most difficult part of my job – having hard discussions with clients and addressing eventualities. Join us as we explore the importance of these conversations and share valuable insights on how to navigate them.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is al...
2023-05-0821 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code - Debunking Flawed Strategies & Navigating Annuity Rates - S4E17Welcome to "The Main Street Code for Financial Success"!
In this episode, we tackle various important topics: debunking the flawed strategy of "Buy Term and Invest the Difference"; the art and science of underwriting, including the flaws of AI underwriting; exploring settlement annuities, lawsuit rewards, and the need for planning; and discussing the current state of annuity rates.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street...
2023-05-0221 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - LAST CHANCE to get the best Annuity Rates! - S4E16
Welcome to "The Main Street Code for Financial Success"!
In this episode, we delve into the topic of annuity rates and discuss the significance of investing now before the rates decrease. You can secure up to a 5% guaranteed income!
Additionally, we extend a special shoutout to a dear friend of mine, Ryan Kunch, a thriving entrepreneur and artist based in St. Augustine, who boasts a captivating story.
Don't forget to join us every Friday at 3 PM EST on 103.9 L.I. News Radio to catch "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning...
2023-04-2421 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Joe Templin - S4E15Welcome to "The Main Street Code for Financial Success"!
In this episode, we sat down with Joe Templin, the Human Kaizen Expert!
Joe has spent 30 years helping people and organizations unlock their potential and leads by example as a planner, trainer, mentor, creator, author, host, and instructor. He is also an ultramarathoner, special needs parent, former international martial arts champion, and Assistant Intelligence Director.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted...
2023-04-1721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessBack to Business with Neil Himmelstein - March 2023Thank you, David Levenstein, for having Neil on Back to Business to discuss designing your own pension and Modified Endowment Contracts (MECs).
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-04-0421 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Life Insurance & Annuities - S4E14Welcome to "The Main Street Code for Financial Success"!
In this episode, we emphasized the importance of working with professionals for life insurance and choosing the right insurance company, highlighting the value of personalized service and understanding clients' needs. We also discussed the current attractive opportunities in annuities, offering high returns for safe investments.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
Visit www.themainstreetcode.com for more information.
2023-04-0321 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Treasury Rates, Banks, & Annuities - S4E13Welcome to "The Main Street Code for Financial Success"!
In this episode, we delve into the topics of treasury rates, banks, and annuities, providing insight on annuity rates and the importance of securing them now. We also examine the corporate benefits of investing in life insurance and long-term care policies.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
www.themainstreetcode.com
2023-03-2721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Troy Rosasco Part 2 - S4E12Welcome to "The Main Street Code for Financial Success"!
On this episode, we are delighted to welcome Troy Rosasco back to the show!
Troy is a partner in Hansen Rosasco LLP and a nationally recognized leader helping 9/11 victims gain health care and financial support.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
www.themainstreetcode.com
2023-03-1721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Troy Rosasco - S4E11Welcome to "The Main Street Code for Financial Success"!
On this episode, we are delighted to welcome Troy Rosasco to the show!
Troy is a partner in Hansen Rosasco LLP and a nationally recognized leader helping 9/11 victims gain health care and financial support.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
www.themainstreetcode.com
2023-03-1121 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Andrew Romano - S4E10Welcome to "The Main Street Code for Financial Success"!
On this episode, we are delighted to welcome Andrew Romano to the show!
Andrew is a Financial Advisor with Strategies for Wealth, effectively serving as a high performance coach for people around their money. His practice spans 25 states, includes families and businesses, and runs the gamut of the wealth spectrum.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show...
2023-03-0321 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Laura Dunathan Returns! - S4E9Welcome to "The Main Street Code for Financial Success"!
On this episode, we are excited to welcome back Laura Dunathan, Estate Planning Attorney & Partner at Dunathan Goodale, PC.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
www.themainstreetcode.com
2023-02-2721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Laura Dunathan - S4E8Welcome to "The Main Street Code for Financial Success"!
On this episode, we sat down for a terrific interview with Laura Dunathan, Estate Planning Attorney & Partner at Dunathan Goodale, PC.
We delve into the significance of exhibiting a high level of care and compassion while assisting clients with their estate planning.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
The show is also available on YouTube.
www.t...
2023-02-1721 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Bill Zalakar is back! - S4E7Welcome to "The Main Street Code for Financial Success"!
On this episode, we welcomed back Bill Zalakar, the General Manager of Kurt Weiss Greenhouses and the President of Long Island Farm Bureau, for a fantastic conversation.
We delved into various aspects of farming and education, including aquaculture, traditional farming, and urban farming. We also highlighted the significance of preserving open land.
Join us every Friday at 3 PM EST on 103.9 L.I. News Radio to tune into "The Main Street Code for Financial Success," hosted by Neil Himmelstein of Main Street Planning Group.
Th...
2023-02-1321 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Bill Zalakar - S4E6Welcome! On this episode, we sat down for a terrific discussion with Bill Zalakar about the Agriculture Industry and the fact that it is the #1 Industry on Long Island.
Bill is the General Manager of Kurt Weiss Greenhouses & the President of Long Island Farm Bureau.
We also discuss the impact of inflation on farming, the current shortage of eggs, and how when considering the future of a farm, its land is one of the most valuable assets for succession planning.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The M...
2023-02-0621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - College Planning - S4E5Welcome!
Join us for an informative and engaging episode where we delve into the world of College Planning! Explore the ins and outs of 529 plans and discover how life insurance can play a crucial role in securing your child's future.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on YouTube.
www.themainstreetcode.com
2023-01-3021 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Tricia Taitt - S4E4Welcome!
On this episode, we sat down for a terrific discussion with Tricia Taitt, CEO of FinCore (an outsourced CFO services company), author, and professional dancer.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group.
Also available on YouTube.
www.themainstreetcode.com
2023-01-2322 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Guaranteed Income For Life! - S4E3Welcome to our latest episode!
Are you tired of worrying about outliving your savings? On this episode, we dive into the world of annuities and how they can provide you with a steady stream of guaranteed income for the rest of your life.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group.
Also available on YouTube.
www.themainstreetcode.com
2023-01-1621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Lacey Rowell - S4E2Please give a warm welcome to my guest on this episode, Lacey Rowell (Preston), ChFC, CLU.
We discussed the "Land As Your Legacy" program at Nationwide Financial.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on YouTube.
www.themainstreetcode.com
2023-01-0922 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Lawrence Scherer - S4E1Happy New Year!
My guest on this episode was Lawrence Scherer. We discussed the family farm and agriculture on Long Island, succession planning for the family farm, legacy of the land, and estate planning issues.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on Spotify & Apple Podcasts.
www.themainstreetcode.com
2023-01-0221 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Happy Holidays! - S3E21Happy Holidays!
Join us for a very special episode where we focus on the importance of winding down for the holidays & protecting your family moving into 2023.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on YouTube.
www.themainstreetcode.com
2022-12-2421 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Robert Bird - S3E20We're delighted to speak to Robert Bird, CFP with Client First Strategies.
We discussed holistic financial planning investments, insurance, long-term care and how it all works together.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group.
Also available on YouTube.
www.themainstreetcode.com
2022-12-1921 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - feat. Medicare Mike - S3E19We're delighted to speak to Medicare Mike. We spoke about Medicare, Medicaid, Long Term Care, IRMA, Organizing your assets and reviewing your plans.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on YouTube & Apple Podcasts.
www.themainstreetcode.com
2022-12-1221 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Richard Kahn & Vital Care 3 - S3E18We're delighted to speak to Richard Kahn, founder of Vital Care 3.
Richard tells us his story and talks about Vital Care 3's book, The Vital Care Preparation Booklet. This is an episode you won't want to miss.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on YouTube.
www.themainstreetcode.com
2022-12-0521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessBack to Business on LI News Radio - Featuring Neil Himmelstein & Kurt Widmaier - November 2022Thank you, David Levenstein, for having Neil on Back to Business to discuss life insurance trusts and long-term care with Kurt Widmaier, Long Island Estate Planning & Asset Protection Expert.
Interested in contacting Kurt? Email kpw@rkwclaw.com
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on Spotify & Apple Podcasts.
www.themainstreetcode.com
2022-11-3021 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessThe Main Street Code for Financial Success - Annuity Rates Dropping Soon? ACT FAST! - S3E17ATTENTION! Annuity Rates could be coming down soon!
The reason? We've seen a drop in short-term treasury rates, which means we may see some interest drops along with it. DON'T MISS THIS OPPORTUNITY!
Let's also discuss IRA rollovers, index annuities, and long-term care. All in this week's episode of "The Main Street Code for Financial Success"!
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio for "The Main Street Code for Financial Success", hosted by Neil Himmelstein of Main Street Planning Group. Also available on Spotify & Apple Podcasts.
www...
2022-11-2121 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessBack to Business with Neil Himmelstein - October 2022Thank you, David Levenstein, for having Neil on Back to Business to discuss Annuities and income riders.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio to hear Neil's radio show "The Main Street Code for Financial Success"
Visit our website, www.themainstreetcode.com to sign up for our newsletter and receive invites to upcoming meetings.
2022-10-2120 min
Neil Himmelstein Presents: The Main Street Code for Financial SuccessApril 22nd 2022: Punturo Financial Fitness featuring Neil HimmelsteinWe'd like to thank Rick Punturo, President at Punturo Financial Services, Inc. for having Neil Himmelstein as a guest on Punturo Financial Fitness.
Website: www.mainstreetplanninggroup.com
Email: info@mainstreetplanninggroup.com
Phone: 631.647.4694
2022-04-2622 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessBack To Business with Neil Himmelstein-April 2022Back to Business with David Levenstein and Neil Himmelstein.
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio to hear Neil's radio show "The Main Street Code for Financial Success" Visit our website,
www.mainstreetplanninggroup.com to sign up for our newsletter and receive invites to upcoming meetings.
2022-04-2621 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessBack to Business with Neil Himmelstein - February 2022This is Neil Himmelstein and David Levenstein on LI News Radio for "Back to Business"
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio to hear Neil's radio show "The Main Street Code for Financial Success"
Visit our website, www.mainstreetplanninggroup.com to sign up for our newsletter and receive invites to upcoming meetings.
2022-02-1521 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessJanuary 20th, 2022: Punturo Financial Fitness featuring Neil HimmelsteinWe'd like to thank Rick Punturo, President at Punturo Financial Services, Inc. for having Neil Himmelstein as a guest on Punturo Financial Fitness.
Website: www.mainstreetplanninggroup.com
Email: info@mainstreetplanninggroup.com
Phone: 631.647.4694
2022-01-2022 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessJanuary 12th, 2022: Tax Talk with Scott CheslowitzWe'd like to thank All Star CPA Scott Cheslowitz of Rothenberg & Peters, PLLC for having Neil Himmelstein as a guest on Tax Talk.
In this episode we talk about business formations and why you need professional advisors.
Website: www.mainstreetplanninggroup.com
Email: info@mainstreetplanninggroup.com
Phone: 631.647.4694
2022-01-1321 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessBack to Business with Neil Himmelstein (featuring Paul Hyl) - 11/10/21This is Neil Himmelstein and David Levenstein on LI News Radio for "Back to Business" featuring Paul Hyl, Estate Attorney!
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio to hear Neil's radio show "The Main Street Code for Financial Success"
Visit our website, www.mainstreetplanninggroup.com to sign up for our newsletter and receive invites to upcoming meetings.
2021-11-1042 minNeil Himmelstein Presents: The Main Street Code for Financial SuccessBack to Business with Neil Himmelstein (featuring Rick Punturo) - 10/21/21This is Neil Himmelstein and David Levenstein on LI News Radio for "Back to Business".
Tune in every Friday at 3PM EST to 103.9 L.I. News Radio to hear Neil's radio show "The Main Street Code for Financial Success" Visit our website, www.mainstreetplanninggroup.com to sign up for our newsletter and receive invites to upcoming meetings.
2021-10-2142 min