Shows
The Utah Homebuyer’s Quest PodcastIs Mortgage Insurance Good or Bad?Trick question: Is Mortgage Insurance Good or Bad? Mortgage insurance can be very good because it helps us buy a home with less than 20% down payment, but it can be bad if you're not careful. Many buyers are wasting thousands of dollars on up-front mortgage insurance or monthly mortgage insurance, all because they didn't know that this piece of the loan is a great place to focus for savings! In this episodes Nelson lays out some rules of thumb designed to help you make the right decisions around mortgage insurance.2025-07-1721 minThe Utah Homebuyer’s Quest PodcastLow Rates or Low Fees? What's More Important?In this episode, Nelson focuses on the decision that each buyer must make when they lock their loan. Should I go for a lower rate, or lower fees. Is it possible to get both? Nelson explains how many buyers who intend to refinance in the near future are wasting thousands of dollars by focusing only on the interest rate.2025-07-0915 minThe Utah Homebuyer’s Quest PodcastTemporary 2/1 Rate Buydowns are "All The Rage."In this episode Nelson explains the very popular 2/1 (Temporary) interest rate buydown and compares it to the concept of a permanent buydown, also known as paying points. These are powerful options to reduce your monthly payment and make home-ownership more affordable for first-time buyers and those looking to move up to their next home, but which one is right for you? Listen to this episode for some wise advice for structuring your best possible mortgage option!2025-06-2515 minThe Utah Homebuyer’s Quest PodcastSelf Employed? 5 Tips to Help You Get ApprovedNelson reviews 5 tips for business owners who may struggle to get a mortgage. Do you write-off too much to qualify? Nelson will teach you how to balance your tax savings goals with your home-ownership dreams. This is actionable advice you can take with you to your next tax filing appointment. Nelson will also explore alternative ways to document your income such as profit & loss statements or 1099’s and bank statements instead of using your tax returns to qualify and discusses the pros and cons of these alternative “non-QM” loan products. 2025-05-1325 minThe Utah Homebuyer’s Quest PodcastThe Difference Between a Broker and a Lender.Nelson has worked as a loan officer for some of the larges mortgage banks in the state. Now he chooses to operate as an independent mortgage broker. In this episode Nelson lays out the differences between brokers and lenders, and explains why he chooses this business model to better serve his clients.2025-05-0513 minThe Utah Homebuyer’s Quest PodcastHow to Fix Ugly CreditIn this episode, Nelson explains how to rapidly solve credit problems. Whether you have simple issues that can be solved with a “rapid-rescore”, or mid-level problems that need more time, this episode will help you! Nelson also discusses the most complex credit problems that may require professional credit repair or even bankruptcy. The underlying message in all of it is that there are easily understandable ways to improve your credit, and it's often faster than you think!2025-04-2416 minThe Utah Homebuyer’s Quest Podcast25 Down Payment Sources for Utah HomebuyersIn this episode, Nelson surveys the options available to Utahns for down payment. We will discuss ways you can save for your down payment, ways to borrow your down payment, and the various down-payment assistance options available in Utah today. If down payment is your only obstacle to homeownership, this episode will show you many ways to move forward now!2025-04-2139 minThe Utah Homebuyer’s Quest PodcastHow to Fix a Broken Debt-to-Income RatioMany potential homebuyers are denied a mortgage due to a high debt-to-income ratio. In this episode, Nelson reviews a half-dozen quick tips that you can use to fix a broken debt-to-income ratio immediately. This isn’t about waiting a few years to see if your situation improves! This episode is about ideas and actions you can take immediately to turn your denial into an approval, reset your budget to make room for a house payment, and become a homeowner much sooner than you may have thought!2025-04-0518 minThe Utah Homebuyer’s Quest PodcastWhat Can You Do With an ADU?Would you like to buy a home that has an Accessory Dwelling Unit (ADU)? In this Episode, Nelson walks through the guidelines and shows you how this option can increase your purchasing power, and make homes more affordable. Nelson also explores an interesting idea: buyers could finance the costs of renovating a home to add an apartment by buying their first home with a renovation loan!2025-04-0408 minThe Utah Homebuyer’s Quest PodcastBasecamp 3 - The Home Buying ProcessIn this episode Nelson "zooms out" to give an overview of the home buying road map. Listen for an insightful preview of your journey from pre-approval to closing day and beyond!2025-03-2648 minThe Utah Homebuyer’s Quest PodcastBasecamp 2: What it Takes to Qualify for a MortgageIn our 2nd Basecamp Episode, Nelson walks through the general requirements for a mortgage. Are you wondering what credit score is needed to buy a home? How much down payment you need, or what kind of income and work history is required? Listen as Nelson answers these questions in simple terms that you can understand.2025-03-1931 minThe Utah Homebuyer’s Quest PodcastBasecamp1: Why Home Ownership is ESSENTIALWelcome to the Utah Home Buyers Quest podcast hosted by Nelson Bars. Join us as we embark on a journey to explore the astonishing benefits of homeownership and its pivotal role in securing your financial future. In our inaugural Basecamp episode, Nelson, a seasoned mortgage broker with over 20 years of experience, shares invaluable insights into why owning a home is more than just desirable—it's essential.Discover the lifestyle benefits that go beyond financial gain, as we delve into the freedom, stability, and self-reliance homeownership offers. We'll also explore the financial advantages, backed by compelling statistics from Ha...2025-03-1826 minThe Utah Homebuyer’s Quest PodcastTrailer / IntroWelcome to the premiere episode of the Utah Home Buyers Quest podcast with your host, Nelson Barss. Dive into the challenging landscape of home buying in Utah. Nelson is an experienced mortgage broker with over 23 years in the industry. He is here to guide you through the complexities of the home buying process. Whether you're struggling with credit issues, qualifying for a loan, or just understanding the market, this podcast will help!In this introductory episode, get to know Nelson, his mission, and his vision for this podcast. Listen as he shares his personal experiences and insights f...2025-03-1312 min
Business Greater Than You podcastKyle Corbridge: Running a High Powered Insurance Team with Life BalanceWhy is hiring the right person so critical? On today’s episode, Nelson Barss & Liz Sears interview the owner of Bon Agency, Kyle Corbridge. Kyle discusses his success in purchasing an established business and hiring employees that last. Kyle Corbridgewww.bonagency.com801-773-7570TagClockwork Business = https://www.amazon.com/Clockwork-Mike-Michalowicz-audiobook/dp/B07G1K7CMG/ref=sr_1_1?crid=LZYKR4635BQ2&keywords=clockwork+business&qid=1645210747&sprefix=clockwork+business+%2Caps%2C110&sr=8-1 21 Irre...2022-04-2643 min
Business Greater Than You podcastCrispin Sanford: Business Coach on How to Structure Your Back-EndHave you hit an operational threshold plateau that you can’t seem to get past? In today’s episode Nelson Barss & Liz Sears interview Proactive Business Management owner Crispin Sanford. He discusses the 4 core roles you need to set up to scale up.Watch the Podcast: https://youtu.be/UtL-p91mFZcGuest Crispin SanfordLinkedin: linkedin.com/in/crispinsandfordTwitter: crispinsandfordFacebook: facebook.com/crispinsandfordWebsite: ww.proactivebusinessmanagement.com/ #work #business #people #clients #unconscious #unconsciouscompetence #services #building2022-04-1942 min
Business Greater Than You podcastThe Art of Firing: How and When To Let Someone GoEpisode 5 = Letting people goIs an employee just not working out in the position you hired them for? Or were they dishonest & did something to hurt the company? In this episode Nelson Barss & Liz Sears talk about the hardest part of owning a company, letting someone go. 2022-04-1238 min
Business Greater Than You podcastEffective Delegation: the lynchpin of your businessEpisode 4 = Delegation Is it time to give your employee some tasks but you're not sure where to start? How do you even know what you should and should not delegate to them? In this episode Nelson Barss & Liz Sears discuss the art delegating and accountability of those tasks.Need to link the following book to episode 4;The 7 Habits of Highly Effective People by Stephen R. Coveys = https://www.amazon.com/Habits-Highly-Effective-People-Powerful/dp/B0006IU4C0/ref=sr_1_1?crid=XLSCRUNNK3T7&keywords=7+habits+of+highly+effective+p...2022-04-0547 min
Business Greater Than You podcastBest practices for onboarding and training your new assistantEpisode 3 = Onboarding & TrainingOne of the obstacles that comes after hiring someone is training them. What is the best method of training and who should do it? In this episode Nelson Barss & Liz Sears will discuss personal success and mistakes they have made over the years when it comes to training someone.References for episode 3:Excellence Wins = https://www.amazon.com/Excellence-Wins-No-Nonsense-Becoming-Compromise/dp/0310352096 Clockwork Business = https://www.amazon.com/Clockwork-Mike-Michalowicz-audiobook/dp/B07G1K7CMG/ref=sr_1_1?crid=LZYKR4635BQ...2022-03-3058 min
Business Greater Than You podcastThe Art of Hiring: finding & hiring your team; the first assistant and beyondEpisode 2 = How to hireHiring someone to help carry out your dream can be overwhelming and intimidating. You may ask yourself, when do I hire? Who do I hire? Or even how do I hire? In this episode Nelson Barss & Liz Sears, will discuss 12 steps to hire your next employee and how to vet them to match what you're looking for. 2022-03-2253 min
Business Greater Than You podcastYou Need A Team Because Solopreneurship SucksHaving a team behind you can make the difference between just getting by & succeeding in your business. In this episode, Nelson Barss & Liz Sears will discuss why building a team is so important, when you should start building that team, the monetary value of a team and the fulfillment that comes from having a team.2022-03-1538 min
30 Minute Business with Bowen GinesTips to Better Credit and Mortgage Advice with Nelson Barss#012 You must listen to this episode with Nelson Barss of Utah Independent Mortgage Corp. Learn how to manage your credit and how to improve your score. Also listen as we discuss our thoughts on the economy and where it is headed. Nelson has Tips and Tricks to better your credit and strategies to apply for loans. Listen to his expertise and learn from his experience. Lending for a business can be tricky so be sure to listen to this podcast.Nelson's Websitehttps://www.uimcorp.net/2021-01-221h 18