Shows
Real Estate Notes Show - By JKP HoldingsCreative Finance and DSCR loans with Nick HierscheOn this week's Episode of the "Real Estate Notes Show" Investors Dave Putz and Nathan Turner are joined by Nick Hiersche. Nick, president of The Mortgage Calculator is an RMLO in 24 different states!
Nick will be discussing how to combine Traditional Long Term Financing with Creative Financing as well as other long term financing options allow for no seasoning cash out DSCR for investors.To obtain this week's guest Nick Hiersche's information, use this link https://bit.ly/3VMaiY8
We Buy Notes go to our site for more information! FAQs and Submit Your Note
2024-04-2859 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 03/22/2024 - Primary & Investment Second-Mortgage HELOANSWelcome back to Daily Mortgage Rates Live, where we're on a mission to empower homeowners and investors with the knowledge they need to make informed financial decisions. In today's episode, we're delving into the world of Home Equity Lines of Credit (HELOCs) and second-mortgage Home Equity Loans (HELOANS), two powerful tools for unlocking the value of your property.Join our host Nick Hiersche as they lead a captivating discussion with industry experts Kyle Hiersche and Jose Gonzales to uncover the potential of HELOCs and HELOANS. Whether you're looking to renovate your primary residence, finance a new investment...2024-03-2223 min
Loan Officer Training with The Mortgage CalculatorLoan Officer Training 8/22/23: Working with First-time HomebuyersOn this episode of Loan Officer Training, we dive deep into the world of working with first-time homebuyers, a crucial demographic in the real estate and lending industry. Join us as we explore the strategies, programs, and tips that loan officers need to effectively guide and support individuals through their journey of purchasing their first home under special mortgage loan programs.Hosted by seasoned mortgage experts Kyle Hiersche, Nick Hiersche and Jose Gonzalez, this episode is a must-listen for both aspiring and experienced loan officers. Together, they bring a wealth of knowledge and hands-on experience to the...2023-08-2346 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorLoan Officer Training 8/22/23: Working with First-time HomebuyersOn this episode of Loan Officer Training, we dive deep into the world of working with first-time homebuyers, a crucial demographic in the real estate and lending industry. Join us as we explore the strategies, insights, and tips that loan officers need to effectively guide and support individuals through their journey of purchasing their first home.Hosted by seasoned mortgage experts Kyle Hiersche, Nick Hiersche and Jose Gonzalez, this episode is a must-listen for both aspiring and experienced loan officers. Together, they bring a wealth of knowledge and hands-on experience to the table, sharing real-life scenarios, success...2023-08-2346 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 6/7/23 - Profit & Loss Report LoansNon-qm (non-qualified mortgage) profit & loss mortgage loan programs are designed for self-employed borrowers who may have difficulty qualifying for traditional mortgage loans due to fluctuating income or irregular tax returns.Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.comAbout The Mortgage Calculator:The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable b...2023-06-0729 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 6/6/23 - Foreign National LoansForeign national loans are mortgage loans specifically designed for individuals who are not citizens or permanent residents of the country where the loan is being sought. These loans are tailored to meet the unique needs of non-U.S. residents or non-resident aliens and often take into consideration factors such as visa status, employment history, creditworthiness, and down payment requirements. Foreign national loans enable non-citizens to purchase property or invest in real estate in a foreign country where they do not possess permanent residency or citizenship.Check out new mortgage rates from all our partners LIVE as rate...2023-06-0624 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 6/5/23 - ITIN LoansAn ITIN loan refers to a type of loan that is specifically designed for individuals who do not have a Social Security number but possess an Individual Taxpayer Identification Number (ITIN). An ITIN is issued by the Internal Revenue Service (IRS) to individuals who are required to have a taxpayer identification number for tax purposes but are not eligible for a Social Security number. ITIN loans are primarily offered in the United States and are intended to help non-U.S. citizens, such as foreign nationals or immigrants, who may not have established credit histories or meet the traditional requirements...2023-06-0524 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 6/2/23 - 5-8 Unit DSCR LoansA 5-8 unit DSCR (Debt Service Coverage Ratio) loan is a specialized mortgage product designed for investors looking to finance residential properties with five to eight units. These loans focus on the property's ability to generate sufficient rental income to cover the mortgage payments and expenses, as evaluated by the debt service coverage ratio. Lenders assess the property's cash flow potential and require a minimum DSCR to ensure the viability of the investment. 5-8 unit DSCR loans provide investors with financing options tailored to multi-unit properties, allowing them to leverage rental income and build wealth through real estate investment.2023-06-0227 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 6/1/23 - Limited Review Condo LoansA limited review condo loan is a streamlined mortgage option available for qualifying condominiums, offering borrowers a simplified approval process with competitive terms. These loans are designed for condominium projects that meet specific eligibility criteria, providing an efficient and convenient financing solution for purchasing a condo property.Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick Hiersche - President & Founder of The Mortgage Calculator and Jose Gonzalez - Sales Manager. For more info visit https://themortgagecalculator.comAbout The Mortgage C...2023-06-0126 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 5/31/23 - Short-Term Rental Property LoansA short-term rental property loan is a financing option specifically designed for individuals or investors interested in purchasing properties to be used as vacation rentals or short-term rentals. These loans are tailored to accommodate the unique characteristics and income potential of such properties. Short-term rental property loans typically have higher interest rates and may require a larger down payment compared to traditional home loans. Lenders may also consider the property's potential rental income and occupancy rates when evaluating the loan application. These loans offer investors the opportunity to generate income through rental bookings on platforms like Airbnb or VRBO...2023-05-3126 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 5/30/23 - 2-4 Unit Property Investment LoansA 2-4 unit property investment loan is a type of mortgage designed for individuals or investors looking to purchase residential properties with two to four units. These loans are specifically tailored for borrowers who want to generate rental income by renting out the additional units in the property. Compared to traditional home loans, 2-4 unit property investment loans may have slightly higher interest rates and more stringent qualification criteria since they are considered riskier investments. Additionally, these loans can provide investors with the opportunity to diversify their investment portfolio and build equity over time through property appreciation and rental...2023-05-3027 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 5/26/23 - Foreign National LoansForeign national loans are mortgage loans specifically designed for non-U.S. citizens or individuals without permanent residency in the United States who are looking to purchase property in the country. These loans cater to the unique circumstances of foreign nationals, allowing them to invest in U.S. real estate. Lenders offering foreign national loans typically consider factors such as the borrower's creditworthiness, income documentation, and a percentage of the property's value as a down payment. These loans help facilitate real estate investment opportunities for foreign nationals, enabling them to participate in the U.S. housing market and potentially generate...2023-05-2623 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 5/25/23 - SBA LoansSBA (Small Business Administration) mortgage loans are financing options provided by the U.S. Small Business Administration to support small businesses in acquiring commercial real estate. These loans offer favorable terms and lower down payment requirements compared to traditional commercial mortgages. SBA mortgage loans provide a government guarantee to lenders, mitigating the risk and encouraging them to extend credit to small businesses. These loans can be used for various purposes, including purchasing, refinancing, or constructing commercial properties.Check out new mortgage rates from all our partners LIVE as rate sheets are issued every morning! Hosted by Nick...2023-05-2523 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 5/24/23 - 9+ Unit DSCR Loans9+ unit DSCR (Debt Service Coverage Ratio) loans are a type of commercial mortgage specifically designed for multifamily properties with nine or more units. These loans assess the property's income potential and the ability of the rental income to cover the loan's monthly payments. This type of loan is favored by real estate investors looking to finance larger multifamily properties, as it allows them to leverage the property's cash flow potential. However, thorough financial documentation and analysis are required to demonstrate the property's income stability and ensure its profitability can support the loan. Check out new mortgage rates f...2023-05-2422 min
Daily Mortgage Rates LIVE with The Mortgage CalculatorDaily Mortgage Rates LIVE - 5/23/23 - Prime Jumbo LoansPrime jumbo loans are mortgage loans that exceed the conforming loan limits set by government-sponsored enterprises such as Fannie Mae and Freddie Mac. These loans are typically offered to borrowers with excellent credit scores and high income levels. Prime jumbo loans allow borrowers to finance expensive properties or borrow larger sums of money while still benefiting from competitive interest rates. However, stricter eligibility criteria and larger down payments are often required to qualify for these loans, reflecting the higher risk associated with larger loan amounts. Check out new mortgage rates from all our partners LIVE as rate s...2023-05-2322 min