podcast
details
.com
Print
Share
Look for any podcast host, guest or anyone
Search
Showing episodes and shows of
Nick Maggiulli
Shows
Wealth on the Move
The Wealth Ladder Explained: How to Build Wealth at Every Stage of Life | Nick Maggiulli
Summary: In this episode of Wealth on the Move, host Will Hoffman speaks with Nick Maggiulli, COO of Ritholtz Wealth Management and author of The Wealth Ladder. They discuss the misconceptions surrounding wealth building, emphasizing the importance of income over spending habits. The conversation explores the different levels of the wealth ladder, focusing on the early stages of financial safety and skill development, transitioning to investing, and understanding risk tolerance. They also touch on personal spending choices and the significance of aligning financial goals with lifestyle decisions. In this conversation, Will Hoffman and Nick Maggiulli explore the multifaceted nature...
2026-01-15
39 min
Les Investisseurs 4.0
276 - Grimper les échelons de la richesse, avec Nick Maggiulli
Investi avec moi sur des opérations d'achat-revente à forte valeur ajoutée 👉 investisseurs40.com/invest-- Résumé de l'épisode 🎙 Nick Maggiulli : Gravir les échelons de la richesseComment passe-t-on de 10 000 € à plusieurs millions d’euros de patrimoine net ? Quels types d’actifs, de stratégies et de comportements permettent réellement d’atteindre des niveaux de richesse élevés, tout en restant aligné avec ses objectifs de vie ?Dans cet épisode passionnant, je reçois Nick Maggiulli, data scientist, investisseur et auteur du livre The Wealth Ladder, un framework basé sur l’analyse de données finan...
2026-01-08
46 min
The Meb Faber Show - Better Investing
What the Wealthiest Do Differently—And What They Get Wrong (w/ Nick Maggiulli) | 608
Today’s guest is Nick Maggiulli. Nick is the COO for Ritholtz Wealth Management. He writes over at Of Dollars at Data and is the author of two books: Just Keep Buying and The Wealth Ladder. In today’s episode, Nick discusses the parallels between financial and medical advice, the differences in asset ownership across wealth levels, and the importance of adapting financial strategies over time. He also explores wealth mobility, the role of luck in wealth accumulation, and the challenges of diversification versus concentration in investment strategies. (0:00) Starts (1:38) Nick explains the wealth ladd...
2025-12-05
48 min
Retirement Tax Services Podcast
The Wealth Ladder with Nick Maggiulli
In this episode, Steven is joined by author and COO of Ritholz Wealth Management, Nick Maggiulli. In addition to sharing all about his new book, the Wealth Ladder, Nick dives into the details of how Ritholz added tax preparation 4 years ago and the journey they've been on since. Listen to the end as Nick and Steven share examples of how integrating tax services is about more than simply hiring or acquiring. https://zurl.co/VREtU
2025-11-03
27 min
Optimal Finance Daily - Financial Independence and Money Advice
The Triumph of Logos by Nick Maggiulli of Of Dollars And Data on Logic Over Emotion in Money Decisions
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3324: Nick Maggiulli explores how the personal finance world is shifting from emotional storytelling and appeals to authority toward logic-driven, evidence-based insights. By comparing this evolution to the transformation seen in martial arts through the rise of the UFC, Maggiulli shows why data, not dogma, is now winning hearts, and portfolios. Read along with the original article(s) here: https://ofdollarsanddata.com/the-triumph-of-logos/ Quotes to ponder:
2025-10-20
12 min
Consulting Success Podcast
The Wealth Ladder Framework with Nick Maggiulli
Reaching a million-dollar net worth is a significant achievement, but finance expert Nick Maggiulli argues it can be a "dangerously misleading" milestone, creating a false sense of security. He joins Michael to reveal why your next financial moves are far more crucial than your last. Drawing on extensive data, Nick uncovers the surprising realities of wealth accumulation, highlighting the critical role of business ownership, strategic decision-making, and long-term consistency. If you’re a business owner aiming for true financial independence, Nick offers a fresh perspective and a practical roadmap for the journey from $1 million to $10 million and beyond....
2025-10-13
52 min
Summed
Just Keep Buying — Nick Maggiulli
In this episode of Summed, we deliver a complete Just Keep Buying summary—Nick Maggiulli’s data-driven playbook for building wealth through consistent saving and automated investing. In 20 minutes you’ll learn why saving rate beats stock picks, how to buy the market regularly instead of timing dips, when to prioritize debt payoff vs. investing, and how to use simple, low-cost index funds and rules to stay on track. Perfect for beginners and busy listeners who want evidence-based answers to the biggest money questions—so you can keep buying, keep compounding, and worry less.About the author:
2025-09-25
15 min
Marriage Kids and Money: Personal Finance for Families
Climbing the Wealth Ladder to $1,000,000 and Beyond | Nick Maggiulli
Working hard doesn’t always mean moving up the wealth ladder. Many families feel stuck — despite long hours and financial discipline — because their strategy isn’t aligned with their stage of wealth. To help us rethink our approach, Andy Hill sits down with Nick Maggiulli, COO of Ritholtz Wealth Management and bestselling author of The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life (get it here). Nick explains his “wealth levels” framework, the six stages of net worth, and how your financial strategy should evolve at each step. Whether you’re just starting out o...
2025-09-16
36 min
The Rundown
How to Build Wealth When the Economy Feels Rigged | Nick Maggiulli
When it comes to building wealth, the younger generation increasingly feels that the odds are stacked against them. Home ownership is out of reach, AI is threatening mass replacement of jobs, and the cost of living remains stubbornly high. While the game may feel rigged, Nick Maggiulli, COO at Ritholtz Wealth, gives a reality check: you can’t just throw in the towel. Instead, he shares his advice for navigating affordability issues, taking control of your financial situation, and climbing the wealth ladder. Check out Maggiulli’s new book, The Wealth Ladder: This video is for i...
2025-09-07
25 min
The Security Analysis Podcast
Nick Maggiulli: The Wealth Ladder
Today I’m speaking with Nick Maggiulli. Nick is the COO of Ritholtz Wealth Management. His blog, Dollars and Data, explores a variety of financial topics with actual data & facts as opposed to vague opinions, which is what a lot of financial blogs do.He’s a returning guest to the podcast. We previously discussed his book, Just Keep Buying.Today, we’re talking about his new book, The Wealth Ladder. The Wealth Ladder is unique in that it breaks down personal finance strategies at different stages of the wealth building journey. It’s unique...
2025-08-13
55 min
How to Money
Moving Up The Wealth Ladder w/ Nick Maggiulli #1022
We’re glad to have friend of the show and newly married, Nick Maggiulli back on the podcast! He’s been given the nickname Nicky Numbers because he has a special gift for conveying wonky money information in a straightforward and digestible way. We’ve been fans of his blog, Of Dollars & Data, for years now. This episode is for everyone out there who wants to grow their net worth while finding more spending freedom which is our focus today. We discuss plenty of great issues like investing as a couple, prenups, what level of net worth means Nick consid...
2025-08-13
50 min
RikaTillsammans | Om privatekonomi & rikedom i livet
423. Intervju med Nick Maggiulli | Rikedomstrappan del 4 av 4
Olika strategier behövs beroende på var man är på sin ekonomiska resa. I början: fokusera på att öka din inkomst, börja med en buffert, kom igång med ett brett sparande, bara fortsätt köp. Ju längre du kommer på resan skiftar fokus mot att fokusera mer på det som pengar inte kan köpa och använd pengarna för att göra livet rikare. Det är några av sakerna vi pratar om med Nick Maggiulli, författaren till boken "The Wealth Ladder" i denna avslutande (för nu) del om Rikedomstrappan. De senaste tre...
2025-08-11
1h 17
Afford Anything
Nick Maggiulli: The Wealth Ladder Has Six Rungs (and Most People Never Climb Past Four)
#629: Here's the thing about personal finance advice: what works when you have $10,000 won't work when you have $1 million. Yet most financial guidance treats everyone the same, whether you're scraping together a $1,000 emergency fund or deciding whether to upgrade to business class. Nick Maggiulli, author of "The Wealth Ladder," joins us to break down how money strategies must evolve as your net worth grows. He's mapped out 6 distinct wealth levels, each requiring different approaches to spending, saving and investing. The levels start simple. Level 1 covers anyone with less than $10,000 in net worth — that...
2025-07-30
1h 11
Talking Billions with Bogumil Baranowski
Nick Maggiulli: The Wealth Ladder: Is Your Money Strategy Keeping You Stuck? - From Dollar Menus to Financial Freedom & Beyond
[Join our community at my Substack where we continue these conversations with deeper dives into the biggest lessons from each episode, plus my regular essays and behind-the-scenes thoughts: https://bogumilbaranowski.substack.com/]Nick Maggiulli is the COO at Ritholtz Wealth Management, a bestselling author of "Just Keep Buying," and creator of the wealth ladder framework, who transformed his blog Of Dollars and Data into one of personal finance's most trusted resources, and joins us to discuss his new book "The Wealth Ladder."EPISODE NOTES3:00 - Nick shares his lower-middle-class upbringing...
2025-07-28
1h 04
The Learning Leader Show With Ryan Hawk
646: Nick Maggiulli - Proven Strategies for Every Step of Your Financial Life (The Wealth Ladder)
Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Guest: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He is the best-selling author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth, and his latest book is called...
2025-07-28
48 min
Infinite Loops
Nick Maggiulli — Climbing the Wealth Ladder (EP.276)
Nick Maggiulli, data scientist turned financial writer and COO of Ritholtz Wealth Management, joins me to discuss his latest book,The Wealth Ladder, which presents a six-level framework for building and managing wealth. Warning: this episode will upend what you think you know about money. We explore why atypical results require atypical actions, how income and not budgeting is the real unlock for wealth mobility, and how many financial myths persist simply because they feel good. Nick also shares the personal rules he lives by, how wealth changes meaning, and why being rich doesn't guarantee happiness.
2025-07-24
1h 19
The Investing for Beginners Podcast - Your Path to Financial Freedom
The Wealth Ladder: Proven Financial Strategies with Nick Maggiulli
In this episode of the Investing for Beginners podcast, our special guest, Nick Maggiulli, COO of Ritholtz Wealth Management, dives deep into financial strategies for accumulating wealth. Nick discusses the importance of understanding historical economic trends, continual investment in diverse income-producing assets, and adjusting risk based on one's financial liabilities. He introduces his frameworks from his books, 'Just Keep Buying' and 'The Wealth Ladder,' emphasizing personalized financial strategies depending on your current wealth level. Nick also provides insights into leveraging side hustles and various forms of income to boost financial growth. 00:00 Introduction and Guest W...
2025-07-24
44 min
Bankless
6 Levels of Wealth with Nick Maggiulli | Author of The Wealth Ladder
Everyone wants to climb the wealth ladder - but very few ask if they should. In this episode, Ryan sits down with Nick Maggiulli to explore the six stages of wealth, how your strategy should evolve at each level, and why reaching the top isn’t always the win it seems.From early savings and side hustles to ownership leverage and lifestyle trade-offs, Nick guides us through practical, data-driven ways to build wealth, without losing sight of happiness along the way. If you’re somewhere between $10K and $10M, this episode is for you.------ 📣...
2025-07-23
1h 10
Investing Unscripted
163. Nick Maggiulli’s The Wealth Ladder
Jason and Jeff interview Nick Maggiulli, author of 'The Wealth Ladder,' discussing different levels of wealth, personal finance strategies, and the role of income and investments in building wealth over time.00:25 Introducing the Guest: Nick Majuli02:29 Nick Maggiulli’s Background and Journey05:44 The Importance of Income in Wealth Creation09:38 The Wealth Ladder: Levels and Strategies16:03 Frameworks and Financial Decision Making21:16 Reflections on Wealth and Time23:34 Analyzing Wealth Mobility24:35 The Impact of Age on Wealth Accumulation26:54 Challenges Faced by Younger Generations...
2025-07-23
42 min
The Personal Finance Podcast
Level Up Your Finances with The Wealth Ladder Framework (with Nick Maggiulli)
In this episode of the Personal Finance Podcast, we are going to talk about level up your finances with the Wealth Ladder with Nick Majuli. Watch this episode on Youtube How Andrew Can Help You: Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become sm...
2025-07-23
41 min
Journey To Launch
How To Climb The Wealth Ladder & Build Wealth at Every Stage of Life With Nick Maggiulli
Nick Maggiulli, bestselling author of Just Keep Buying and The Wealth Ladder, returns to the Journey to Launch podcast to share practical, data-driven insights for building wealth at any stage of life. In this conversation, Nick breaks down the six stages of financial progress using his new "Wealth Ladder" framework, explaining how to make smarter decisions with your money based on where you are on the ladder. From tackling low net worth to scaling into the millionaire range, Nick offers real talk on income, spending, and the mindset needed to grow wealth over time without sacrificing your...
2025-07-23
45 min
The Long Term Investor
The Wealth Ladder: How Income, Spending, and Happiness Are Connected With Nick Maggiulli
Most financial mistakes happen because people don't see the full picture. My Net Worth Worksheet helps you track everything in one place—so you stay informed. Get it now. ----- In this episode, Nick Maggiulli, author of the acclaimed finance blog Of Dollars and Data, joins me to unpack his groundbreaking new book, The Wealth Ladder. We dive into fresh insights on how your financial strategy should evolve as you climb from one wealth level to the next. Nick reveals eye-opening rules and practical frameworks to help you spend, save, and invest smarter, no matter you...
2025-07-23
33 min
The Stacking Benjamins Show
Understanding Your Financial Roadmap (with Nick Maggiulli) SB1712
What do your financial priorities look like when you're just getting started... or when you're sitting on $100 million? If you’re still stuck trying to figure out how to max out your Roth IRA and also afford dinner, this episode’s going to walk you through what might be coming next—without promising you a yacht by Tuesday. This week on The Stacking Benjamins Show, Joe Saul-Sehy, O.G., and Doc G (Jordan Grumet) are joined by Nick Maggiulli, Chief Operating Officer at Ritholtz Wealth Management and author of Of Dollars and Data, to talk about lessons from h...
2025-07-23
1h 20
The Long View
Nick Maggiulli: Climbing the Wealth Ladder
Today on the podcast we welcome back Nick Maggiulli. He’s the author of a new book called The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life. His first book was called Just Keep Buying. In addition, Nick writes a wonderful blog called Of Dollars and Data, which is focused on the intersection between data and personal finance. In his day job, Nick is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He received his bachelor’s degree in economics from Stanford University. Nick, welcome back to The Long View.Background
2025-07-22
54 min
The Julia La Roche Show
#275 Nick Maggiulli On 'The Wealth Ladder' And Why Being A Millionaire Isn't Special Anymore
Nick Maggiulli, COO at Ritholtz Wealth Management and author of "The Wealth Ladder," presents his data-driven framework for understanding wealth progression. He explains his six-level wealth ladder system (from under $10K to over $100M) and introduces the 0.01% spending rule for lifestyle decisions. Maggiulli emphasizes focusing on controllable factors rather than macro predictions, shares his personal journey from working-class background to level four wealth through consistent content creation, and discusses why different strategies are needed at each wealth level. He advocates for the "just keep buying" approach for level three investors while acknowledging that business ownership becomes necessary to reach...
2025-07-22
44 min
Embrace This Thought-Provoking Full Audiobook And Feel The Difference.
The Wealth Ladder by Nick Maggiulli
Please visithttps://thebookvoice.com/podcasts/2/audible/155716to listen full audiobooks. Title: The Wealth Ladder Author: Nick Maggiulli Narrator: Nick Maggiulli Format: mp3 Length: 5 hrs and 36 mins Release date: 07-22-25 Ratings: 5 out of 5 stars, 8 ratings Genres: Money Management & Budgeting Publisher's Summary: In a world where interest rates shift, careers take new turns, and desires evolve, our financial strategy must keep up. This is why The Wealth Ladder breaks wealth into six distinct levels, each demanding its own strategy. What works at Level 1 won’t cut it at Level 6—and vice versa. You’ll learn exactly how to handle your spending, income...
2025-07-22
5h 36
15分鐘書房
EP#44:持續買入 : 財富累積策略 : Just Keep Buying by Nick Maggiulli
《Just Keep Buying: Proven Ways to Save Money and Build Your Wealth》由 Nick Maggiulli 撰寫,他同時也是 Ritholtz Wealth Management 的營運長與知名財經部落格「Of Dollars and Data」的作者。這本書提供與主流觀點相悖的投資建議,並以數據和模擬來支持其論點,被譽為近年來最佳的財富累積書籍之一。主要主題與核心理念:1. 「持續買入」:簡單卻有效的投資哲學核心主張: 書名「Just Keep Buying」本身就是作者的核心投資理念。Maggiulli 透過數據分析發現,無論市場狀況如何,只要長期持續購買多元化的收益型資產,就能累積財富。這被形容為「一種在三個詞語中濃縮了整個投資哲學」的策略。與市場時機選擇的對比: 來源強烈反對試圖「擇時進出市場」(timing the market)或「逢低買入」(buying the dip)的行為。Maggiulli 表示,即使能完美預測市場底部並在最低點買入(例如 2020 年 3 月的疫情底部),價格仍可能高於幾年前(例如 2017 年初)的水平。歷史數據顯示,「時間投入市場」優於「擇時進出市場」。克服恐懼與市場波動: 在市場低迷或不確定時期,投資者容易產生恐懼而停止投資或賣出。然而,Maggiulli 強調,只要投資組合充分多元化,就應堅持「持續買入」。因為市場的長期趨勢是向上增長的,且歷史數據顯示,全球股市有 88% 的機會會繼續上漲。2. 儲蓄與投資的階段性重點早期職業生涯: 在職業生涯初期,應將重點放在「增加儲蓄」和「提高收入」上,而非僅追求投資高報酬。正如 Maggiulli 的個人經驗,年輕時即便獲得高投資回報,其絕對金額也遠不及增加收入所帶來的影響。「儲蓄是為窮人,投資是為富人」——這並非絕對的陳述,而是指在不同財富階段,關注的重點應有所不同。收入增長的重要性: 削減開支有其上限,而增加收入則沒有限制。研究表明,收入越高的家庭通常儲蓄率也越高。因此,尋找副業、爭取升遷或更高薪的工作,是實現財務安全和自由的關鍵。支出理念與「2 倍法則」: Maggiulli 不認同過度限制支出的「咖啡理論」。他提出「2 倍法則」:每當你花費一美元用於奢侈享受時,就應該投資或捐贈等量的金額。這有助於減輕消費的罪惡感,同時確保為未來積累財富。生活水準提升(Lifestyle Creep)的管理: 生活水準提升是難以完全消除的現實。Maggiulli 建議,對於加薪,可以將 50% 用於享受,50% 用於儲蓄。這能在享受當下與實現長期退休目標之間取得平衡。3. 被動式投資的優勢與推薦指數基金與 ETF: Maggiulli 堅決反對投資個別股票,除非是作為「賭博」,因為「賭博絕不是投資」。他認為,大多數專業基金經理都無法跑贏大盤指數。簡單、實用的替代方案是投資指數基金 (Index Funds) 和交易所交易基金 (ETFs)。被動式投資的優點:費用低廉: 被動型基金的費用通常遠低於主動型基金,因為其追蹤指數的過程可高度自動化。難以被超越的市場表現: 長期來看,廣泛的被動型基金在大多數市場中都難以被跑贏,因為它們利用了市場的集體智慧。高透明度: 被動型投資承諾更高的透明度,投資者可以輕鬆查閱指數方法和基金持倉。多元化: 指數基金通常具有良好的多元化,例如 MSCI World 指數可涵蓋 1500 多隻股票,提供「金融領域唯一的免費午餐」。被動式投資的局限性: 儘管有諸多優點,被動型投資也非萬無一失。例如,當市場過熱時,被動型基金會被迫持續買入;而在市場崩盤時,也必須與市場同步賣出。此外,某些複雜的被動型基金可能偏離簡單透明的指數追蹤。4. 財務目標與人生哲學退休規劃與 4% 法則: 4% 法則是一個用於估算退休後可安全提領金額的指南 (年支出 x 25 = 退休所需資金)。Maggiulli 認為該法則仍然穩健,並指出許多人在退休後實際支出少於預期,且退休金組合往往會增長。退休的非金錢面向: 退休不僅僅是關於金錢,更重要的是找到時間的意義和人生的目的。 Maggiulli 引用 Ernie J. Zelinski 的觀點,認為許多人在退休後會面臨存在危機,因為工作是他們身份的重要組成部分。因此,在退休前規劃好社交生活、嗜好和活動至關重要。對 FIRE 運動的看法: Maggiulli 認為 FIRE (財務獨立、提早退休) 運動對某些人來說是很好的選擇,但對另一些人來說,過度儲蓄可能導致錯過生活經歷,並在達到財務自由後不知所措。「當你得到你想要的東西後,你會怎麼做?」這是他提出的核心問題。永不感到富有: Maggiulli 認為,由於人類傾向於相對比較,無論財富積累到何種程度,人們都可能永遠不會真正感覺「富有」。富人往往與比他們更富有的人比較,導致這種「不夠」的感覺永無止境。他建議透過絕對標準或與自身預期的比較來評估財富,以擺脫這種心理陷阱。時間是最重要的資產: 相較於金錢,時間是個人最重要的資產,因為它是有限且不可再生的。因此,如何運用時間,特別是在職業選擇和早期投資上,對長期財富和人生滿意度至關重要。Maggiulli 形容人的一生:「我們開始時是成長型股票,結束時是價值型股票」,意指年輕時抱有高預期(成長型),但隨著人生歷程,可能經歷挫折,最終在晚年從意料之外的快樂中獲得滿足(價值型)。5. 投資實踐與心理建設何時投資?「今天」: 歷史數據顯示,「立即買入」通常優於等待。即使市場估值很高,立即投資也往往能帶來更好的結果。如何應對市場崩盤: 「持續買入」是應對市場崩盤的最佳策略。在市場低迷時買入,能為未來帶來最大的增長潛力。雖然損失令人痛苦(例如 50% 的損失需要 100% 的漲幅才能回本),但這同時也意味著巨大的潛在收益。何時賣出資產: Maggiulli 建議在賣出資產時,應基於預設的框架,而非情緒。賣出的主要原因包括:重新平衡投資組合、退出虧損部位、或滿足緊急財務需求。他建議「快速買入,緩慢賣出」,並每年重新平衡投資組合以降低風險。風險管理與稅務效率:風險承受度: 投資者應評估自身的風險承受度,並根據年齡、人生階段和財務目標調整投資策略。年輕投資者可以承受較高風險,而接近退休的人則應選擇更穩定的資產組合。稅務效率: 充分利用 401(k) 等稅收優惠退休帳戶是重要的策略。儘管有時建議不將 401(k) 帳戶最大化以保持資金流動性,但對於缺乏紀律的投資者,稅收優惠帳戶仍是鎖定資金、避免隨意支出的好方法。稅損收割 (Tax-loss Harvesting): 這是一種減少資本利得稅負債的策略,透過出售虧損資產來抵消盈利。避免借錢投資與過早動用退休金: 專家們都警告,借錢投資存在高風險,因為不保證正向回報,可能導致更嚴重的損失。同時,過早動用退休金帳戶會面臨罰款和稅收損失。總結:Nick Maggiulli 的《Just Keep Buying》鼓勵投資者採取一種以數據為基礎、長期導向且靈活適應的個人理財方法。其核心理念是,通過不斷增加收入、持續被動投資多元化的收益型資產,並在市場波動中保持紀律,就能夠有效積累財富並實現長期財務滿足。這本書不僅提供了實用的投資策略,也觸及了金錢與人類心理、幸福感之間的深層關係。
2025-07-22
12 min
The Pathless Path with Paul Millerd
How much money do you need to quit? I debate with Nick Maggiulli (and rabbit holes: wealth > income, why COAST FIRE rocks, and more...)
In this episode, I'm pumped to welcome back Nick Maggiulli to the podcast (https://youtu.be/deMXbaI-Ir4). We dive into various topics about money and financial independence, with a focus on Nick's endorsement of the 'COAST Fire' strategy, something I accidentally embraced after quitting my job. Nick shares his personal stories of financial challenges growing up and how these experiences shaped his approach to saving and spending. We debate the right time to take financial leaps and discuss how data-driven trends are making more Americans wealthier today. Nick introduces his wealth ladder concept and explains how it c...
2025-07-21
1h 19
Common Cents on the Prairie
Climbing the Wealth Ladder ft. Nick Maggiulli
We know what you're thinking, but climbing the wealth ladder isn't as simple as taking one step at a time. Nick Maggiulli, the chief operating officer for Ritholtz Wealth Management and a financial author, breaks down different strategies to improve your financial life while you grow your wealth.Get Nick's book, The Wealth Ladder. You can find more episodes of Common Cents on the Prairie™ on Apple Podcasts, Spotify, YouTube, Amazon Music, and on our website.Watch every episode on YouTube, and subscribe to First National Bank's channel!Follow First National Bank on...
2025-07-10
35 min
Jake & Gino: Real Estate Investing & Multifamily
Is Your Ego Making You Poor? Nick Maggiulli Reveals the Wealth Ladder Roadmap | Jake & Gino Poadcast
In this episode of the Jake & Gino podcast, we sit down with Nick Maggiulli — creator of Dollars and Data and bestselling author of Just Keep Buying and Just Keep Mining. Nick breaks down his new book and signature "Wealth Ladder" framework — a six-level approach to building wealth based on net worth and financial behaviors. We discuss how your income, mindset, and investment strategy must evolve as you move up the ladder. Whether you’re just starting out with less than $10K or strategizing how to break into the $10M+ wealth bracket, this conversation will help you ide...
2025-07-07
40 min
Money For the Rest of Us
Climbing the Wealth Ladder with Nick Maggiulli
How our spending, investing, and life strategy change as our net worth grows. We consider how skill, luck, discipline, relationships, and AI can allow us to ascend and, in some cases, descend the wealth ladder.SponsorsNetSuite LinkedIn Jobs – Use this link to post your job for free on LinkedIn JobsInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest...
2025-06-18
37 min
The Bull - Il tuo podcast di finanza personale
221. Nick Maggiulli: continua a comprare! (quando i dati smontano i miti)
Investi con Scalable, 3,5% di interessi (*) (#adv). Per il secondo anniversario di The Bull abbiamo ospite Nick Maggiulli, autore di www.ofdollarsanddata.com e di Just Keep Buying, uno dei bestseller di finanza personale più amati al mondo. Le regole per costruire ricchezza, falsi miti dell'investimento e il senso profondo della finanza. N. Maggiulli, Just Keep Buying (ITA) =============================================== Investi con Fineco, 60 trade gratis nei primi tre mesi con il codice TRD060-TB Prova gratis la newsletter di DataTrek per 15 giorni. Investi con Scalable, 3,5% di interessi sulla liquidità (**) Naviga in totale sicurezza con NordVPN Migliaia di libri audioriassunti su 4Books. I link sono sponsorizzati e l'Autore potrebbe percepire un...
2025-06-11
51 min
Wenbin Fang's Podcast Playlist
The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life with Nick Maggiulli
Podcast: All the Hacks: Money, Points & Life (LS 60 · TOP 0.1% what is this?)Episode: The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life with Nick MaggiulliPub date: 2025-06-04Get Podcast Transcript →powered by Listen411 - fast audio-to-text and summarization#230: The Wealth Ladder is a new philosophy for thinking about money and in this episode you'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. We cover strategies to boost income, spend smarter with the 0.01% rule, avoid costly financial tra...
2025-06-04
52 min
All the Hacks: Money, Points & Life
The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life with Nick Maggiulli
#230: The Wealth Ladder is a new philosophy for thinking about money and in this episode you'll learn exactly how to handle your spending, income, investments, and more, with tailored advice for every stage. We cover strategies to boost income, spend smarter with the 0.01% rule, avoid costly financial traps, evaluate new business opportunities, and achieve financial freedom. Nick Maggiulli is a financial writer, data expert, and the COO of Ritholtz Wealth Management. He’s the creator of the popular financial blog Of Dollars and Data and the author of Just Keep Buying and The Wealth La...
2025-06-04
52 min
Elemental Podcast | Finanzas Personales, Productividad y Estilo de Vida
La estrategia que transformará tus finanzas | Just Keep Buying de Nick Maggiulli
🚀 Acabo de sumergirme en "Just Keep Buying" de Nick Maggiulli Un episodio imperdible donde desmitificamos las verdades ocultas sobre inversión. Si alguna vez has sentido que construir riqueza es un misterio, esta es tu oportunidad de entender REALMENTE cómo funciona.😃 📖 ¿Quieres ayudarnos?, ¿Quieres donar? Ingresa a https://www.patreon.com/elementalpodcast🌐|Nuestra página|: http://www.elementalpodcast.cl/📷|Instagram|: https://www.instagram.com/elementalpodcast/🎥|Youtube|: https://www.youtube.com/channel/UCzbMsT2QA6TTaYrzLr6t1AQ🎙️|Subscríbete en Spotify|: https://buff.ly/2x0X8KA🎙️|Subscríbete en iTunes|: https://buff.ly/2BKkvgf🎙️|Subscríbete en Stitcher|: https://buff.ly/2GYSu5H🎙️|Subscríbete en...
2025-03-28
57 min
Chaptered Minds
Just Keep Buying by Nick Maggiulli
In Just Keep Buying, Nick Maggiulli offers a data-driven approach to personal finance, challenging traditional advice on saving and investing. He emphasizes the importance of consistent investing over attempting to time the market, advocating for a flexible saving strategy that adapts to individual circumstances. Maggiulli's insights aim to simplify financial decision-making, encouraging readers to focus on long-term wealth-building through practical, evidence-based methods.
2024-11-14
24 min
Optimal Finance Daily - Financial Independence and Money Advice
The Price of Greed by Nick Maggiulli of Of Dollars and Data on Personal Finance Habits
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2771:Nick Maggiulli's exploration of "The Price of Greed" illustrates the perils of unchecked ambition through historical and modern examples, revealing how greed, often driven by a desire for status, can lead to devastating financial and personal consequences. By highlighting the stories of figures like Eli Whitney and Jesse Livermore, Maggiulli emphasizes the importance of balancing ambition with wisdom to avoid the high costs of greed.Read along with...
2024-06-23
09 min
Optimal Finance Daily - Financial Independence and Money Advice
Losing More Than a Bet by Nick Maggiulli of Of Dollars and Data on Gambling & Personal Finance Habits
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2747:Nick Maggiulli's moving piece, "Losing More Than a Bet," delves into the poignant intersection of family, loss, and the perilous lure of gambling, inspired by the death of his grandfather. By reflecting on his grandfather's gambling addiction and its personal impacts, Maggiulli offers profound insights into the complexities of addiction, the deceptive allure of easy money, and the deep familial bonds that shape our understanding of risk and reward.
2024-06-02
09 min
Optimal Finance Daily - Financial Independence and Money Advice
When Wealth Isn’t Real by Nick Maggiulli of Of Dollars and Data on Personal Financial Habits
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2723:Delve into the story of Bill Hwang and his astonishing $20 billion loss through Nick Maggiulli's insightful exploration, "When Wealth Isn’t Real." Maggiulli challenges our perceptions of wealth, illustrating through Hwang's debacle and other examples that much of what we consider financial substance may be mere illusion, prompting a rethink on what truly counts as economic value.Read along with the original article(s) here: https://ofdollarsanddata.com/wh...
2024-05-12
10 min
Optimal Finance Daily - Financial Independence and Money Advice
The Goldilocks Zone of Personal Finance by Nick Maggiulli of Of Dollars and Data on Financial Security
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2675:Nick Maggiulli's insightful analysis in "The Goldilocks Zone of Personal Finance" invites readers to discover the balanced state of financial well-being, where neither scarcity nor excess dictates one's life. Drawing from personal anecdotes and scientific research, Maggiulli illustrates the stress associated with both ends of the financial spectrum, advocating for a middle ground that promotes security, motivation, and peace.Read along with the original article(s) here: https...
2024-03-31
10 min
Optimal Finance Daily - Financial Independence and Money Advice
How to Not Panic by Nick Maggiulli of Of Dollars and Data on Financial Stability & Historical Parallels
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2651:Nick Maggiulli's insightful exploration in "How to Not Panic" uses historical parallels, particularly from the Spanish flu of 1918, to elucidate how understanding past events can help us maintain composure during financial downturns and market crashes. By drawing on lessons from history, Maggiulli empowers readers to navigate current uncertainties with a sense of calm and perspective, demonstrating that what we face today is not entirely unprecedented.Read along with...
2024-03-10
12 min
Optimal Finance Daily - Financial Independence and Money Advice
Rich As I Say, Not As I Do by Nick Maggiulli of Of Dollars and Data on Wealth-Building & Financial Advice
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2627:In "Rich As I Say, Not As I Do," Nick Maggiulli explores the paradox of personal finance experts who amass wealth not through their own advice but through marketing their wisdom to others. Maggiulli delves into the issue of credibility in the financial advice industry, questioning the authenticity and effectiveness of advice from those who haven't applied it to their own financial growth.Read along with the original...
2024-02-18
08 min
Optimal Finance Daily - Financial Independence and Money Advice
Choose Your Status Game Wisely by Nick Maggiulli of Of Dollars and Data on Life Choices, Personal Identity & Social Value
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com.Episode 2603:Nick Maggiulli of OfDollarsAndData.com delves into the intricacies of the status game, emphasizing its relative nature across different communities and fields. He urges readers to wisely choose their status games, warning of the potential pitfalls of obsessing over wealth, beauty, or fame. Maggiulli advocates for diversifying one's sources of status to avoid the stress of maintaining a singular identity and the relentless pursuit of superiority in one field.
2024-01-28
12 min
System Trader Show
#028: Nick Maggiulli – Just Keep Buying: proven ways to save money and build your wealth
Just Keep Buying - that's what Nick Maggiulli suggests when it comes to investing in his book. And it's an excellent book because it treats investing straightforwardly and practically. Using hard data, Nick debunks myths in personal finance and investing. He answers questions, presents solutions, and gives effective ways to build wealth.https://systemtrader.show/028
2023-11-20
1h 00
Optimal Finance Daily - Financial Independence and Money Advice
A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment Decisions
Nick Maggiulli talks about a margin of safetyEpisode 2452: A Margin of Safety by Nick Maggiulli of Of Dollars and Data on Making Wise Investment DecisionsThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases-How to find good information...
2023-09-18
10 min
Optimal Business Daily - ARCHIVE 1 - Episodes 1-300 ONLY
Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills
Nick Maggiulli tells you how to improve your career Episode 1051: Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases ...
2023-08-17
07 min
Optimal Work Daily - Career, Productivity and Entrepreneurship
Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills
Nick Maggiulli tells you how to improve your career Episode 1051: Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases ...
2023-08-17
07 min
Optimal Work Daily - Career, Productivity and Entrepreneurship
Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills
Nick Maggiulli tells you how to improve your careerEpisode 1051: Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career SkillsThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases...
2023-08-17
09 min
Optimal Work Daily - Career, Productivity and Entrepreneurship
Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills
Nick Maggiulli tells you how to improve your careerEpisode 1051: Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career SkillsThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases...
2023-08-17
09 min
Optimal Work Daily - Career, Productivity and Entrepreneurship
Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills
Nick Maggiulli tells you how to improve your career Episode 1051: Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills The goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as: -What to expect from financial markets -How to think about risk -How to time investment purchases ...
2023-08-17
07 min
Optimal Business Daily - ARCHIVE 1 - Episodes 1-300 ONLY
Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career Skills
Nick Maggiulli tells you how to improve your careerEpisode 1051: Want to Improve Your Career? Become an Uncertainty Killer by Nick Maggiulli of Of Dollars and Data on Best Career SkillsThe goal of Of Dollars And Data is to help you make better financial decisions using the best information available. Ultimately, Nick wants you to act smarter and live richer. As a result, this blog will cover ideas such as:-What to expect from financial markets-How to think about risk-How to time investment purchases...
2023-08-17
09 min
Personal Finance for Long-Term Investors - The Best Interest
Are You Saving Too Much? | with Nick Maggiulli - E60
Today, I'm going to share the five false proxies leading people astray in their financial goals. In fact, what if I told you a recent study revealed your $1 million investment principal was more likely to quadruple than remain flat even after decades of enjoying a 4% withdrawal rate? Would you rethink your saving strategy? Would you consider passing along some of your inheritance sooner in life? With that said, how do we come close to dying with zero? Our guest today has plenty of thoughts on bolstering the longevity of our finances, and surprisingly, his number one tip has nothing...
2023-08-02
52 min
The Rational Reminder Podcast
Structured Products (Plus Just Keep Buying with Nick Maggiulli)
Structured products can offer unique investment opportunities and customization but also come with risks and complexities. It is vital to thoroughly understand the product's structure, risks, and potential returns before investing. In this episode, we delve into the value of structured products and recap a past episode about the philosophy of money before continuing our focus on reading and finance by diving into the book, Just Keep Buying by Nick Maggiulli. Nick is a highly regarded author known for his insightful and engaging works on finance and investing. With a passion for demystifying complex financial concepts, Nick has earned...
2023-06-01
1h 08
My Worst Investment Ever Podcast
Nick Maggiulli – Don’t Buy Individual Stocks
BIO: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence.STORY: Nick invested in a stock he wasn’t familiar with just because his friends were doing it. He suffered a 78% loss.LEARNING: Don’t buy individual stocks. Trust your gut. “If you’re going to gamble, just wager less.”Nick Maggiulli Guest profileNick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees...
2023-04-24
27 min
The Security Analysis Podcast
Nick Maggiulli: Just Keep Buying
My conversation with Nick Maggiulli.Nick is the COO of Ritholtz Wealth Management. His blog tears about many common misconceptions about the finance with data. Nick is a proponent of a broad based indexing approach and actually advises against what my blog is all about - stock picking.I like Nick’s work because it challenges a lot of sacred cow ideas in the financial community. He has challenged ideas like the utility of the CAPE ratio in market timing and the idea that most stock returns have come from declining interest rates in...
2023-03-25
47 min
The Pathless Path with Paul Millerd
#132 Making Money Simple & Smart - Nick Maggiulli on blogging into a new career, writing for smart people, building relationships in the finance world, the lifestyle creep myth, dying with too much money, and money emotions
Nick Maggiulli is a finance data analyst and writer. He is the author of "Just Keep Buying" and has a blog titled "Of Dollars and Data".🎥🍿 YOUTUBE: WATCH HERELinks:Twitter: @dollarsanddataBlog: Of Dollars and DataNick's Book: Just Keep Buying ⌛TIMESTAMPS(0:47) The scripts nick grew up with(5:35) Writing books and blogging(32:44) Building relationships in the NYC finance scene(36:07) Why the writers shouldn't dumb down their books(37:33) Perceptions of money(1:07:26) Closing thoughts📕Buy Paul’s Book: The Pathless Path🤝Join Find The Others: A Community For Peop...
2023-02-06
1h 11
The Breakthrough Factor with Jess Bost
Book Club Series: "Just Keep Buying" with Nick Maggiulli
Today we kick off this book club series. I wanna find a book that's interesting to me, bring it to you and give you access to the author. So that is what we're doing today. I have Nick Maggiulli with me. He is @ dollarsandata on Twitter and also on Instagram. And what he does especially well, is interpret data in a meaningful and relevant way. But what he's done recently is compile a lot of his blog posts into a book called "Just Keep Buying." And this book is really special because it takes the concepts of fi...
2022-11-11
29 min
CMQ Investing Presents: Compound Money Quietly
Nick Maggiulli Returns - Biggest Financial Fears, Defending Jim Cramer, Bogleheads, Side Hustles, Snap, Microsoft, Books to Read & More
Nick Maggiulli is the Chief Operating Officer at Ritholtz Wealth Management and author of the popular investing book Just Keep Buying: Proven ways to save money and build your wealth. If you enjoy this episode, buy Nick's book on Amazon and follow CMQ Investing for free.
2022-11-01
41 min
ChooseFI
404 | Just Keep Buying | Nick Maggiulli
In this episode: income-producing assets, REITs, the 4% rule, optimal spending, saving too much, and why you will never feel rich. It is believed that in order to reach FI, cutting expenses and limited spending seems like the ideal way to your end goal, but are you missing out on ways to spend-to-earn because it feels right? Well, this week we are rejoined by friend of the show and guest host Brian Feroldi to interview Nick Magguilli, author of the excellent book Just Keep Buying: Proven Ways to Save Money And Build Your Wealth. Together we discuss using...
2022-10-31
48 min
The Julia La Roche Show
#023 Nick Maggiulli On Why You Should ‘Just Keep Buying’
Ritholtz Wealth Management COO Nick Maggiulli (@dollarsanddata), author of “Just Keep Buying: Proven Ways to Save Money and Build Your Wealth” and the popular finance blog Of Dollars And Data, joins Julia La Roche on episode 23. In 2017, Nick made it his New Year’s Resolution to publish a weekly blog post. His “Of Dollars And Data” blog has grown in popularity, and his writing habit turned into a book deal. In the conversation, Nick discusses his strategies for saving money and investing. He shared the biggest life perpetuated by personal finance experts, his “2X Rule” that lets you en...
2022-10-18
52 min
On The Market
FOMO Investing, REITs, and Why You Should “Just Keep Buying” w/Nick Maggiulli
Dollar-cost averaging is advice we’ve all been given. But, during a crash, or even a dip, it can be enticing to throw all your savings into an investment with hopes that it’ll quickly skyrocket back up. Is this a smart move, or would this ruin the “consistent investing” advice altogether? To help clear things up, we’ve brought on Nick Maggiulli, author of Just Keep Buying: Proven ways to save money and build your wealth. Nick, just like Dave, has been a spreadsheet freak for a long time. They bond over their love of data and how loo...
2022-10-17
49 min
The Investing for Beginners Podcast - Your Path to Financial Freedom
Nick Maggiulli Joins Us to Talk About Just Keep Buying
Welcome to the Investing for Beginners podcast. In today’s show, we chat with Nick Maggiulli, author Of Dollars and Data and the new book, Just Keep Buying: *What drew him to dollars and data, and why did he start his blog, Of Dollars and Data? *The impact of fees on long-term results *How to improve […] The post Nick Maggiulli Joins Us to Talk About Just Keep Buying appeared first on Investing for Beginners 101.
2022-08-29
50 min
The Investing for Beginners Podcast - Your Path to Financial Freedom
Nick Maggiulli Joins Us To Talk About Just Keep Buying
Welcome to the Investing for Beginners podcast. In today's show, we chat with Nick Maggiulli, author Of Dollars and Data and the new book: Just Keep Buying:· What drew him to dollars and data, and why did he start his blog, Of Dollars and Data?· The impact of fees on long-term results· How to improve your savings rates and some of the things holding people back from saving more· Nick discusses the importance of raising your income· Nick's thoughts on debt, what kind of debt you have, and its impact· H...
2022-08-29
52 min
CamBro Conversations
137) Nick Maggiulli - Proven ways to build Personal Wealth
Today’s conversation is with Nick Maggiulli, finance educator, the creator of Of Dollars And Data, and author of Just Keep Buying. Nick’s blog is an incredible resource on all things personal finance and I loved his book Just Keep Buying. Having heard him interviewed a number of times, I bought his book and was straight into his Instagram DMs after I finished it to organise this episode. Expect to learn about Nick’s data driven approach and his Just Keep Buying philosophy when it comes to investing and generating personal wealth. We dis...
2022-07-31
1h 00
Marriage Kids and Money: Personal Finance for Families
Maxed Out Roth IRA. What's Next? - with Nick Maggiulli + Coast FIRE at 30 with $500k Invested (w/ David Freed)
Nick Maggiulli, author of "Just Keep Buying", shares what you can do after maxing out your Roth IRA. We also discuss the importance of understanding when a 401k plan at work is worth it or not. Also, David Freed from Minnesota shares how he and his wife achieved Coast FIRE at 30 years old with $500,000 invested!RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsorsJust Keep Buying by Nick Maggiulli (Book)Nick Maggiulli (Website)David Freed (Instagram)GUEST BIO - Nick Maggiulli:Ni...
2022-07-25
36 min
Good Money with Derrick Kinney
Nick Maggiulli—Are You Believing the Biggest Lies in Personal Finance?
I know you're constantly facing big questions when it comes to managing and investing your money. How do you know you've saved enough? What does investing look like in today's wild market? And how do you know you're doing it right? How do you recognize mistakes before they happen? Today, it's time to raise your money IQ. My guest Nick Maggiulli is breaking down the biggest lies in personal finance and investing. Nick explains why you should think of investing like weekly grocery shopping. Plus, he reveals why you need to save less than you t...
2022-07-18
31 min
Hustle Sold Separately
How Consistency Plays in the Bigger Picture w/Nick Maggiulli (Chief Operating Officer and Data Scientist at Ritholtz Wealth Management)
Wanna know how consistency plays in the bigger picture? In this episode, @mattgottesman sits down with Nick Maggiulli (Chief Operating Officer and Data Scientist at Ritholtz Wealth Management) and they go all in on how consistency plays into everything we do, patience for the benefits and the results, that first 8-12 months of doing something, doubting whether it’s going to work or not and then persevering anyways, doing something “ordinary” for a very long time and watching it grow into more, his book Just Keep Buying, writing to connect your passion and interests with the people you serve, buildi...
2022-06-16
1h 04
The One Percent Show with Vishal Khandelwal
Ep. 20: Nick Maggiulli on Biggest Lies in Personal Finance, Feeling Rich, and the Role of Luck in Investing
Nick Maggiulli is the creator of Of Dollars And Data and the Chief Operating Officer at Ritholtz Wealth Management. Nick is also the author of a new book titled Just Keep Buying where he crunches numbers to answer the biggest questions in personal finance and investing, while providing the reader with proven ways to build wealth the right way. In this episode, we talk about the biggest lies told in personal finance, role of data in analysis, the idea of feeling rich, role of luck in investing, and much more. To know more about this initiative, check out:
2022-06-11
1h 14
The Adversity Advantage with Doug Bopst
Nick Maggiulli On How To Survive Economic Hardship & Build Financial Wealth
Today, we welcome Nick Maggiulli. Nick is the chief operating officer and data scientist at Ritholtz Wealth Management where he oversees operations across the firm and provides insight on business intelligence. He is also the author of ofdollarsanddata.com, a blog focused on the intersection of data and personal finance. His work has been featured in the Wall Street Journal, CNBC, and the Los Angeles Times. Nick graduated from Stanford University with a degree in economics. The occasion for today's chat is not only to discuss what's going on with the economy today, but also to chat about his...
2022-06-02
57 min
All the Hacks: Money, Points & Life
Save Money, Build Wealth and Just Keep Buying with Nick Maggiulli
#59: Data scientist and author Nick Maggiulli joins Chris to talk about the most important principles for saving money and building wealth. They also cover investing in a market decline, evaluating risk, reasons to not max out your 401(k), why he likes income-producing assets, and becoming comfortable spending your money. Nick also shares his biggest college admission hack and "maybe the greatest decision” of his life.Nick Maggiulli (@dollarsanddata) is the Chief Operating Officer at Ritholtz Wealth Management and the creator of “Of Dollars and Data”. His book, Just Keep Buying: Proven ways to save money and build your w...
2022-06-01
56 min
The Danny Miranda Podcast
#232: Nick Maggiulli [VIDEO] – From Blogging To Getting Mentioned On Tim Ferriss
Nick Maggiulli is the creator of Of Dollars And Data and the Chief Operating Officer at Ritholtz Wealth Management. He has published a post on his blog every week since 2017. Most recently, he published his first book (Just Keep Buying: Proven Ways To Save Money And Build Your Wealth), which has sold over 10,000 copies in the first month. In this conversation, we speak about what it felt like to get mentioned on The Tim Ferriss Show, the power of books, how Morgan Housel has served as a mentor for Nick, and much more. The video version of th...
2022-05-26
1h 01
Journey To Launch
Overcoming Spending Guilt, Investing When You Can, The Usefulness of Debt + More With Nick Maggiulli
Nick Maggiulli, blogger and author, joins the podcast to discuss the intersection of data and personal finance. We talk about the numbers behind financial moves to save money, invest, and build sustainable wealth, while also combatting common absolutes in the personal finance world. Nick and I discuss the order of operations of investing, how debt isn't always bad, why he thinks you probably shouldn't max out your 401k, and more. In this episode we discuss: The importance of where you focus your attention in your financial life Why you need an emergency fund first and foremost...
2022-05-25
59 min
Grant Sabatier Podcast
38 | Decision Making w/ Nick Maggiulli
In this episode, I sit down with Nick Maggiulli, the Author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth and Creator OfDollarsandData.com. Nick is a popular writer known for his ability to tell great stories about money with data. We chat about his new book, how to evaluate risk in your life, why you shouldn't max out your 401k, and a lot more.
2022-05-24
33 min
The Atomic Retirement Podcast
12. Don't Fear Stock Market Volatility When It Inevitably Comes with Nick Maggiulli
Today I'm joined by Nick Maggiulli. Nick is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management in New York City. He has an economics degree from Stanford University and he writes a weekly blog called Of Dollars And Data, where he focuses on the intersection of data and personal finance. Nick is also the author of a new book called Just Keep Buying - Proven Ways to Save Money and Build Your Wealth. I hope you enjoy this episode of The Atomic Retirement Podcast. Resources MentionedJust Keep BuyingOf Dollars and Data Follow Ni...
2022-05-23
37 min
Frederik Journals
🎙Nick Maggiulli: Just Keep Buying
Hello everyone,I’m happy to share my conversation with my friend Nick Maggiulli who writes the excellent personal finance blog Of Dollars and Data. Nick just came out with his first book: Just Keep Buying: Proven Ways To Save Money And Build Your Wealth. Nick combines his empirical research with a personal perspective and I really like that he distills the work down into rules that are effective yet pragmatic. His advice is free from some of the guilt-driven personal finance drivel (save on avocado toast to get wealthy..).We talked about the book, hi...
2022-05-14
1h 00
Frederik Journals
Nick Maggiulli: Just Keep Buying
“We begin our lives as growth stocks and end our lives as value stocks.”I’m happy to share my conversation with my friend Nick Maggiulli who writes the excellent personal finance blog Of Dollars and Data. Nick just came out with his first book: Just Keep Buying: Proven Ways To Save Money And Build Your Wealth. He uniquely combines his data-driven research with a personal perspective and I really like that he distills the work down into rules that are effective yet pragmatic. His advice is free from some of the guilt-driven personal finance drivel (save o...
2022-05-14
1h 00
Check Your Balances
Nick Maggiulli - Just Keep Buying
This week, Nick Maggiulli joins the podcast to talk about his new book Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. He's also the author of the blog Of Dollars and Data, and the Chief Operations Officer at Ritholtz Wealth Management. We are thrilled to have Nick join us!Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-05-11
31 min
The 7investing Podcast
Just Keep Buying With Nick Maggiulli
Our financial world is getting complex, and there are a lot of challenging questions now facing investors: "The S&P 500's going through a really sharp selloff. How should I invest in the middle of a bear market?" "Inflation just hit a 40-year high. What will this mean for the stock market?" "The Fed just raised interest rates and the yield curve recently inverted. What does that mean for the economy?" "How should I think about Bitcoin, stock valuations, "sector rotation", funding my retirement, or [insert your favorite recent financial media...
2022-05-05
25 min
Infinite Loops
Nick Maggiulli — Just Keep Buying
Nick Maggiulli is a financial educator, author of the blog "Of Dollars and Data", and the newly released book "Just Keep Buying: Proven Ways To Save Money And Build Your Wealth." In this episode, we talk with Nick about the robust empirical research that has gone behind the insights and ideas presented in his new book! You can follow Nick on Twitter at https://twitter.com/dollarsanddata and buy his book at https://ofdollarsanddata.com/justkeepbuying/ Show Notes: Coming up with title of the book The save-invest continuum Is buy...
2022-05-05
1h 07
The Pomp Podcast
#945 Nick Maggiulli On Proven Ways To Save Money And Build Wealth
Nick Maggiulli is the Author of "Just Keep Buying", COO of Ritholtz Wealth Management, and writer of the Newsletter "Of Dollars And Data" In this conversation, we discuss some of the contrarian investing views that Nick holds. Some of these views include why you shouldn't max out your 401k, why you shouldn't buy the Bitcoin dip, and why your birth date may be more important than any investment decision you make, ======================= FTX.US is the safe, regulated way to buy and sell Bitcoin and other digital assets. Trade crypto with up to 85% lower fees than top competitors. There are no f...
2022-05-04
39 min
The Rewired Soul
Busting Money Management Myths with Nick Maggiulli
Episode Notes There are many myths about the best ways to manage our money. In this episode, I chat with Nick Maggiulli about his brand new book. We discuss how to manage your 401k, saving vs investing, whether investing is a rigged game and much more. Follow Nick on Twitter @dollarsanddata Get a copy of Just Keep Buying Check out Nick's blog Of Dollars and Data Become a paid Substack subscriber at TheRewiredSoul.Substack.com and get early access to episodes! Get your free books by Chris here: https://bit.ly/3...
2022-04-28
00 min
The Rewired Soul
Busting Money Management Myths with Nick Maggiulli
There are many myths about the best ways to manage our money. In this episode, I chat with Nick Maggiulli about his brand new book. We discuss how to manage your 401k, saving vs investing, whether investing is a rigged game and much more.Follow Nick on Twitter @dollarsanddataGet a copy of Just Keep BuyingCheck out Nick's blog Of Dollars and DataBecome a paid Substack subscriber at TheRewiredSoul.Substack.com and get early access to episodes!Get your free books by Chris here: https...
2022-04-27
59 min
Plannix - Il Podcast sulla Finanza Personale
#65 - "Continua a comprare" - cosa imparare dal nuovo libro di Nick Maggiulli
In questo episodio, Lorenzo Brigatti e Andrea Bosio presentano i contenuti principali del nuovo libro pubblicato da Nick Maggiulli. "Just keep buying" ("continua a comprare") è l'ultimo libro di Nick Maggiulli, COO di Ritholz Wealth Management L'importanza di prendere in considerazione il proprio reddito e patrimonio per costruire la propria strategia di investimento è uno dei primi aspetti trattati. Le valutazioni in tema di risparmio e investimento, infatti, non possono prescindere da quanto si ha e quanto si guadagna, regolando le proprie priorità di conseguenza. Il libro fornisce quindi delle regole pratiche che è possibile adattare all'int...
2022-04-26
1h 06
CMQ Investing Presents: Compound Money Quietly
Nick Maggiulli Interview - Data-Driven Wealth Building + Thoughts on Stock Picking, Personal Savings, Books to Read, Favorite Munger Quotes & More
Nick Maggiulli, creator of OfDollarsAndData.com and Chief Operating Officer for Ritholtz Wealth Management, is the author of the new book “Just Keep Buying: Proven ways to save money and build your wealth.” Maggiulli joins Franco to discuss a range of topics—including why dollar cost averaging always beats market timing, Elon Musk’s bid for Twitter ($TWTR), the data on individual stock picking, our favorite Charlie Munger quotes, why you might be saving too much, the best books to read, and much more. If you enjoy the episode, please follow the podcast and share it with a friend. Li...
2022-04-20
1h 12
Modern Wisdom
#462 - Nick Maggiulli - The Best Way To Build Your Personal Wealth
Nick Maggiulli is the Chief Operating Officer for Ritholtz Wealth Management and an expert in personal finance using data analysis.Saving money and building wealth are some of the most popular content on the internet. But what are the absolute best ways to maximise your fortune? Nick has broken down the complex world of personal finance to find out what the data says about different strategies.Expect to learn why earning more is better than spending less, why buying the dip is a losing strategy, the easiest way to invest in the stock market, how...
2022-04-18
1h 17
We Study Billionaires - The Investor’s Podcast Network
TIP439: How to Buy Stocks During A Crisis w/ Nick Maggiulli
On today’s show, Trey sits down with Nick Maggiulli. Nick is the COO and Data Scientist at Ritholtz Wealth Management. He’s also the author of the popular blog OfDollarsAndData.com as well as his new book Just Keep Buying, which authors like Morgan Housel deem a “must-read.” Nick is an expert in reframing and debunking old financial rhetoric.IN THIS EPISODE, YOU'LL LEARN: 01:25 - Why you actually might not want to max out your 401k. 09:13 - Why you shouldn’t try to “buy the dip.” 20:24 - Why you probably shouldn’t pick stocks. 27...
2022-04-15
52 min
Afford Anything
The 2X Rule (and Other Wealth-Accelerating Advice), with Nick Maggiulli
#375: Here’s the deal:The majority of people who write about personal finance repeat the same tired aphorisms and cliches.“Millennials aren’t investing enough,” they’ll lament. “Millennials are amassing wealth at a slower pace than previous generations!”But when you ask for their source, they turn up blank. Each writer points to a headline, which sources another headline, in a neverending circular secondary-source-citation that fails to point to any primary data source.Nick Maggiulli doesn’t play that game.If you haven’t heard the name Nick Maggiulli yet, pre...
2022-04-13
1h 04
The Money with Katie Show
Investing in the Age of "Overvalued" Stocks & Homes with Nick Maggiulli
Today, my friend Nick Maggiulli (COO of Ritholtz Wealth Management & former data scientist, as well as author of Of Dollars & Data and his new book, Just Keep Buying) joined me to talk about something that’s been (justifiably) freaking me out a little bit lately. To boil it down to its most layman's terms is the government’s money printing the reason why stocks and homes are worth so much more now, and does that mean we’re headed for a crash? More to the point: What the hell do we do about it?I think y...
2022-04-13
33 min
The Long View
Nick Maggiulli: 'The Biggest Lie in Personal Finance'
Our guest on the podcast today is Nick Maggiulli. He is the author of a new book called "Just Keep Buying: Proven Ways to Save Money and Build Your Wealth." He is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. In addition, he is COO and data scientist for Ritholtz Wealth Management. He graduated from Stanford University with a degree in economics.BackgroundBioOf Dollars And DataJust Keep Buying: Proven Ways to Save Money and Build Your Wealth
2022-04-12
51 min
How to Money
Just Keep Buying with Nick Maggiulli #499
Our guest today is Nick Maggiulli. Nick is the Chief Operating Officer for Ritholtz Wealth Management and regularly writes over on his site: Of Dollars And Data. But he wasn’t always steeped in the world of finance and investing- before that he was a successful litigation consultant. And even though Nick has always had a heart for personal finance, it’s only been in the past 5 years that he began to seriously write about money. And his new book, Just Keep Buying, actually comes out tomorrow! We were lucky enough to get an early copy and couldn’t recomm...
2022-04-11
53 min
How to Money
Just Keep Buying with Nick Maggiulli #499
Our guest today is Nick Maggiulli. Nick is the Chief Operating Officer for Ritholtz Wealth Management and regularly writes over on his site: Of Dollars And Data. But he wasn’t always steeped in the world of finance and investing- before that he was a successful litigation consultant. And even though Nick has always had a heart for personal finance, it’s only been in the past 5 years that he began to seriously write about money. And his new book, Just Keep Buying, actually comes out tomorrow! We were lucky enough to get an early copy and couldn’t recommend it eno...
2022-04-11
53 min
WTFinance
Just Keep Buying with Nick Maggiulli
On todays podcast I was happy to host Nick Maggiulli, Creator of Of Dollars and Data, Chief Operating Officer at Ritholtz Wealth Management and author of the upcoming book "Just Keep Buying: Proven ways to save money and build your wealth", released on the 12th of April. Buy book here - Kindle - https://www.amazon.co.uk/Just-Keep-Buying-Proven-wealth-ebook/dp/B09FYHZXBN/Hardcover - https://www.amazon.co.uk/Just-Keep-Buying-Proven-wealth/dp/0857199714/Audio - https://www.amazon.co.uk/Just-Keep-Buying-Proven-Wealth/dp/B09RRPCBDJ/Harraman - https://www.harriman-house.com/justkeepbuyingOn th...
2022-04-06
40 min