Shows
The Money MenThe Money Men - Fortnight in Review (Nick is Back!)Nick is back after welcoming his first child! 🎉 This week, we dive into the first Australian Reserve Bank interest rate cut in four years, unpack market movements, and clear up some common financial misconceptions.📊 Market Update: All Ords: Down 3.6% S&P 500: Down 1.5% Dow Jones: Down 2.1% Property: Latest trends and insights🏆 Wins of the Fortnight: How smart financial advice helped real clients this week.Key Topics This Week:📉 First rate cut in 4 years – What does it mean for borro...2025-02-2745 minThe Money MenThe Money Men 28/11/2024Nick, Steve and special guest, Tyler, discuss:
- Share markets
- Wins of the fortnight
- Capital gains tax
- Borrowing to invest
- Costs of Financial Advice2024-11-2847 minThe Money MenThe Money Men - Fortnight In ReviewWelcome to the Money Men Podcast! 🎉
In this episode, we dive into the latest market movements, covering the All Ords, Dow Jones, S&P 500, and property updates 🏠📊.
We'll also share our wins of the fortnight, featuring Luke, Nick, and Steve 🏆.
This week’s topics include:
Paying Bills in Chunks: Strategies to manage your expenses smarter 💡
Managed Funds: What you need to know about investing in managed funds 📈
Financial Goals: How to set and achie...2024-10-0340 minThe Money MenThe Money Men, Fortnight in Review - 05/09/2024Welcome to this week’s episode! We’re kicking things off with a comprehensive look at recent market trends, including updates on the ASX, Dow Jones, S&P 500, and residential property sectors 🏦📊.
Plus, Luke shares his thoughts on Warren Buffet's recent sale of Apple stock and what it means for investors 🍏📉.
Next, we’ll celebrate the notable wins of the fortnight with insights from Nick, Luke, and Steve 🏆.
We’ll also dive into two key financial topics:
*First, how to unlock your financia...2024-09-0545 minThe Money MenThe Money Men, Fortnight in Review - 22/08/2024 - Financial Terminology and Jargon Simplified.🎙️ Welcome to the Latest Episode of The Money Men
In this episode, we bring you the latest financial updates, celebrate our wins, and take a deep dive into financial terminology.
In This Episode:
Market Updates: 📈 Stay informed with the latest trends and developments in the financial markets.
Fortnightly Wins: 🏆 Join us as we celebrate our successes and highlight the achievements of our listeners, showcasing the power of strategic financial planning.
This Fortnight: Luke and Nick cover...2024-08-2245 minThe Money MenThe Money Men 08/08/2024 - Share market volatility, Union involvement in superannuationLuke, Nick and Steve discuss their wins of the fortnight, the recent share market volatility and the publicised union links to a prominent industry superannuation fund.2024-08-1046 minThe Money MenThe Money Men - 25/07/2024 -Markets, Wins of the fortnight, Super fund returnsListen in as Steve, Luke and Nick discuss the markets, their wins of the fortnight and the performance of super funds for the 2023-24 financial year.2024-07-2642 minThe Money MenThe Money Men - Aged Care Advice
Join Nick and Steve as they briefly chat about the markets over the past fortnight, then talk with Chelsea Robinson of Careplan Advisory about the considerations, costs and strategies surrounding entering Aged Care.
www.careplanadvisory.com.au
www.myagedcare.gov.au2024-07-1257 minThe Money MenThe Money Men 16/05/2024Steve, Luke and Nick chat about the markets over the past fortnight, their wins, the federal budget announcements, and some handy end of financial year tips. Enjoy!2024-05-2038 minThe Money MenThe Money Men - Fortnight in Review (01/02/2024)Markets Update:
📈 Let's kick off with the latest market movements:
📊 ASX
📈 S&P 500 & US Dow Jones
🏡 Residential Property
Wins of the Fortnight:
🏆 Stay tuned for exciting updates on the wins our community has achieved over the past fortnight. Success stories, big or small, contribute to our shared financial growth.
Introducing Nick Shanley:
🎙️ We have a special treat for you in this episode! Steve and Luke are thrilled to introduce a new addition to The Mone...2024-02-0138 min
The Money MenThe Money Men - Fortnight In ReviewThis fortnight Steve & Luke discuss:
The markets, results are better than the headlines would suggest.
The Barefoot Investor, and structuring your bank accounts like a pro.
The property crash predictions, economists continue to get it wrong.
Is now the time to sell your investment property, let's study the economics of the decision-making process.
Enjoy the latest episode.2022-08-1838 minThe Money MenThe Money Men, Fortnight In Review.This week Steve & Luke cover:
When should you start Investing, is there a right time?
How much Investment Risk should you take with investing?
Stock picking, does it work?
Enjoy the latest episode! 2022-08-0441 minThe Money MenFortnight In review. Industry Pet Peeves. The Regulator Encourages Superannuation Engagement. Crypto Currency, the other side of the Coin.Fortnight In review.
This Week Steve & Luke Discuss:
Finance Industry Pet Peeves. How some Superfunds are skirting the super fund performance rating system. Also why comparing the Headline performance of an asset can be misleading.
The Financial Regulator encourages Superannuation Engagement.
Crypto appears on its nose. We cover an article that illustrates the fallout of the hype and the victim of this speculative “Investment”.
Enjoy the episode.
https://www.theguardian.com/technology/2022/jul/12/they-couldnt-even-scream-any-more-they-were-just-sobbing-the-amateur-investors-ruined-by-the-crypto-crash2022-07-2244 minThe Money MenFortnight In Review, with Special Guest & Real Estate Agent Andrew KaprilianThis Week Steve & Luke have returned guest and Real Estate expert Andrew Kaprilian:
Andrew announces some special news and provides us with an update on the Residential Property Market.
Andrew remains bullish on the fundamental of the local property market (Newcastle & Lake Macquarie) but explains that things are returning to normal, which is a positive.
As always, Andrew gives us tips for buyers and sellers in the current market.
Enjoy the Episode.
If you want to know more about Andrew, follow the link(s) below.
https://www...2022-07-0838 min
The Money MenFortnight in review; The current state and outlook for share markets; Insulate against inflation risk, The demise of some share market darlingsIn this episode, Luke and Steve chat about:
- the current correction in share markets and the potential outcomes
- how to insualte against inflation risk - invest in assets that generate income and can grow in value
- the demise of some market "darlings" 2022-06-2439 min
The Money MenFortnight In Review. The Markets, Interest Rates, Micro Investing, Building Wealth versus having Income, How Much cash can you gift to somebody.This week, Steve & Luke Cover:
Interest Rates, (SMH Article, 'Biggest hike in 22 years') let us unpack this.
Micro Investing, what is it, and what to consider?
Building wealth i.e. building assets, versus focusing on income needs. Often people get the two mixed up.
How much money can you typically gift to someone in Australia, and what are the tax implications (effectively none!).2022-06-0945 min
The Money MenThe Money Men, Fortnight In ReviewLuke & Steve Discuss:
The Markets, is this time any different?
The Crypto Crash.
The Election Outcome.
What is Personal Insurance, and How Much should you have.
Key things a 30-year-old can do to assure millionaire status.
Enjoy the latest episode, and remember the topics discussed are general in nature and do not constitute personal financial advice.2022-05-2748 min
The Money MenFortnight In ReviewThis fortnight Steve and Luke cover:
Super Contribution refresh, what are the different types of Superannuation Contributions, and their respective limits.
How to turn $1 into over $3,000,000, the answer may surprise you.
The benefits of investing regularly, and Delayed Gratification.
Is the latest Interest Rate increase a cause for concern, we don't think so for most.
Enjoy the episode : )
Resources:
https://www.stevemayfinancialservices.com.au/share-market/
General Advice Only.2022-05-1247 min
The Money MenThe Markets, Inflation, The Disadvantages of Direct Share Ownership, and Green Loans.This fortnight Steve and Luke cover:
Inflation seems to be the Buzz word this week, what's really going on.
This then morphs into yet another interest rate discussion, where Luke does an Albo and forgets the current RBA Cash Rate...
Luke covers the disadvantaged of Direct Share Ownership and his experiences.
Green Loans, what are they, and are they really ESG, or just a Marketing exercise?
Steve closes the show with a reminder to remain vigilant against financial fraud.
Enjoy the episode : )
General Advice Only.2022-04-2841 min
The Money MenThe Money Men Fortnight in Review, The Markets, Managing Investment Risk, Finfluencers. In Case of Emergency File, Is a DIY Will Kit good enough?This Week We Cover:
Managing Investment Risk
Finfluencers
In Case of Emergency File
Is a DIY Will Kit good enough?
Enjoy : )2022-04-1442 min
The Money MenThe Money Men - Federal Budget, Save before you spend, Car buying logic, Dividends.The Money Men, Fortnight in Review.
What have equity markets done over the last fortnight
The Federal Budget
Listener Question
Dividends, yes we talk about these again ; )
Car buying logic, and petrol prices
Enjoy : )2022-04-0243 min
The Money MenFortnight in Review, Investment Lessons from Shane Warne, Inflation and household action plans, Steve and Luke's weekly reflections.This week we cover:
Some helpful Investment Tenet's and Life lessons from Shane Warne, as detailed in Robin Powell's recent article. https://minchinmoore.com.au/five-things-investors-can-learn-from-shane-warne/
What we can do to mitigate potential inflationary pressures. Mortgage rate reviews, and curbing discretionary expenditure
Why comparing the Industry superfund fund 'pair' isn't as straightforward as the advertisement(s) suggest.
Enjoy.2022-03-1742 min
The Money MenThe Money Men, Fortnight In Review, Crisis events and share markets, Investing for kids, Dividends and tax, Live now buy later.Geopolitical events, the effects on markets.
Investing for Children, what are the options?
What are Dividends, and the Tax Implications of them?
Live Now Buy later housing schemes.
https://www.ownhome.com/2022-03-0347 min
The Money MenFortnight In Review, Listener Question, Aus Shares v US, The Investment Yield TrapFor this episode Steve & Luke put on their economists' hats ; )
We Discuss:
The Markets.
New Super Laws.
We cover a Listener question, addressing Inflation.
Australian Shares Versus US Shares, is there really a difference?
The 'Yield Trap' and how looking at Yield can lead your investment decisions astray.
Enjoy : )
https://motivatedmoney.com.au/my-say/2022-02-1842 min
The Money MenFortnight in Review. Markets, RBA Cash Rate, Loan Jargon, and Financial Red FlagsIn this episode we cover the markets, what does the recent volatility mean for your portfolio, and what changes should you make, if any.
This segues into the noise around inflation, and the RBA's decision to keep the Cash Rate (aka central interest rates) unchanged.
Loan Jargon refresher.
Financial Red Flags that could signal you need help in your financial life.
Enjoy : )2022-02-0441 min
The Money MenFortnight in Review...Really a Month In Review Because of Xmas ;)Steve and Luke discuss Financial Advice Fees, what are they?
Different forms of Advice Fees, Fixed Dollar & Percentage Based, Pros & Cons of each?
Conflicts of Interest in the Advice Industry, what to look out for?
Timeless Financial Tenets covered in Robin Powell's & Ben Carlsons book 'Invest your way to Financial Freedom'2022-01-2050 min
The Money MenFortnight in Review. Bad Super Switches. 5 Secrets to selecting Shares. The Superannuation Gender Gap. Millennials and Money.Steve and Luke cover a recent study conducted by Griffith University and IRESS on bad Superannuation investment switches made during the COVID Market Downturn of 2020, and what this meant for Investors.
5 'Secrets' to selecting Shares.
The Superannuation Gender Gap.
Millennials and Money, and how this generation differs when it comes to money decisions.2021-12-1643 min
The Money MenThe Money Men, Beverage with an Expert - Andrew Kaprillian - Creer Property-Andrew talks all things Property with Luke.
-What are the common strategies available to sell and buy, if you are looking to upgrade or downgrade your
existing home.
-What's the local market doing, have we reached the peak.
-Have recent APRA imposed lending restrictions translated into less buyer demand.
-Tips for Sellers in the current market.
-Tips for Buyers in the current market.
General Advice Warning: The information covered in this Podcast is general in nature, it does not take your specific needs or circumstances into consideration, if required, you should seek financial advice before making any financial decisions.2021-12-1045 min
The Money MenFortnight in ReviewRobo Advice, what is it and where does it fit.
Ethical Investing, where do you draw the line.
Home Loans, Is Offset better than Redraw.
Will giving up a cup of coffee a day make you rich.
Top ten 'Growth' Super Funds.
LaTrobe fined for misleading consumers.2021-12-0248 min
The Money MenFortnight In Review, How much are you Worth. Super Funds, and Investment Performance, how did they go.This week Steve and Luke provide the fortnightly update, covering:
Real client questions answered, generally that is : )
What are people worth (financially) relative to your age cohort
Superfund investment returns in the spotlight, how have some of the big names compared
Enjoy
Leave a review.
https://www.fool.com.au/2019/10/23/how-wealthy-should-you-be-at-your-age-2/
https://www.vanguard.com.au/personal/products/en/detail/8134/Overview2021-11-1945 min
The Money MenFortnight in review; Luke's caravanning holiday; Things that could derail your mortgage application; You CAN save $1M; Investing in property with friendsLuke and Steve spend this episode talking about Luke's foray into the caravan lifestyle, issues to beware of when applying for a mortgage, how to save $1M, and whether using a SMSF to invest with friends is a good idea.2021-11-0443 min
The Money MenThe Money Men -Fortnight In Review, The property purchasing process, Why buy an investment property?, Dollar cost averaging.Steve and Luke provide an overview of the property purchasing process, the lingo. Contract of Sale, Exchange, Settlement, what are these things?
Why consider purchasing an Investment Property? and how a purchase can fit into a Financial Plan.
Dollar-Cost Averaging, what is it and how can it be applied.
Enjoy
Remember to Share and Subscribe
Vanguard Dollar Cost Averaging Study
https://static.twentyoverten.com/5980d16bbfb1c93238ad9c24/rJpQmY8o7/Dollar-Cost-Averaging-Just-Means-Taking-Risk-Later-Vanguard.pdf2021-10-2250 min
The Money MenFortnight in Review, How much do you need to retire?, New lending restrictions, October, and Social media "advice"How much do you need to retire? the amount is smaller than you may think.
APRA's (Australian Prudential Regulation Authority) lending restrictions attempt to cool a hot property market, what do borrowers need to know.
October is often known as a 'bad' month for Share Markets, is there any truth to this?
Social Medial and Financial Influencers, what you need to know.2021-10-0744 min
The Money MenThe Money Men fortnight in Review, this week Steve and Luke do things a little off the cuff.Listener question, Invest Smart, Fund Later product.
Financial phrases.
And Financial stories.
More on Invest Smarts Product discussed in the show below : )
https://www.investsmart.com.au/fundlater2021-09-2353 min
The Money MenIncome protection insurance changes; How to start investing in shares; APRA "fails" 13 super funds; Renting vs BuyingLuke and Steve chat about the changes occurring to Income Protection policies from 1st October, how to start investing in shares, APRA's recent announcement about super funds who have failed their performance test, and the pros and cons of renting vs buying a property over the long term.
https://www.vanguard.com.au/personal/en/personal-investor
https://raizinvest.com.au/
https://www.apra.gov.au/your-future-your-super-performance-test2021-09-1045 min
The Money MenFortnight In Review, How to Save, What You Should Save, and Building Good Financial Habits.This Fortnight we cover the scary reality of Aussies inability to save.
An easy way to work out your costs of living.
How much in cash/reserve you should have/save.
The habits and characteristics of the wealthy, that can help set you up to achieve your version of wealth.
Enjoy
www.moneysmart.gov.au2021-08-2646 min
The Money MenFortnight in review; YourSuper comparison tool; Things new investors should avoid; Downsizing the family home.Luke and Steve chat about the new superannuation comparison tool provided by the ATO, the mistakes new investors make in their enthusiasm to get started, and thigs to consider when downsizing the family home.2021-08-1244 min
The Money MenBeverage with an Expert - Steve and Andrew Kaprilian - The residential real estate market trends and tips.In this beverage with an expert episode Steve and Andrew Kaprilian chat about local and national residential real estate.
•The state of the market at present
•The price points most in demand
•Tips for buyers and sellers
•Is staging a home for sale worth it?
•
https://www.creer.com.au/agent/andrew-kaprilian/1892021-08-0530 min
The Money MenFortnight in review; Are shares a good gift; SMSF Property; The 9 Golden RulesLuke and Steve discuss a range of topics in this episode. Are shares a good gift to receive (or give), Borrowing to purchase a property with a SMSF, and the 9 golden investment rules.2021-07-3044 min
The Money MenDividends, Superannuation changes, ETF's, Early Access to SuperannuationSteve and Luke review markets over the past fortnight, chat about dividends and tax, discuss the pros and cons of ETF's, and explain the ways in which superannuation can be released before retirement.2021-07-1539 min
The Money MenFortnight In Review. Luke is going Solo today while Steve is on LeaveLots to cover, Refinancing Debt, The Double-Edged Sword, The Value of Financial Advice Quantified, Investing, what would a dollar be worth if you invested into Australian Shares 120 years ago. The answer may astound you! Enjoy!
Blog/Article Links
Refinancing Personal Debt - The Double-edged Sword
https://www.stevemayfinancialservices.com.au/refinancing-personal-debt-the-double-edged-sword/
The Dividend Connection
https://www.stevemayfinancialservices.com.au/follow-up-from-dividend-video/2021-07-0234 min
The Money MenFortnight in review; superannuation jargon explained, stock market crashesSteve and Luke chat about what's happened over the last fortnight, explain some of the jargon used around superannuation, and discuss how share market crashes have occurred throughout history.2021-06-1848 min
The Money MenBeverage with an expert - Steve and Ros Thomas - End of financial year tax tips.In this episode Steve chats with Ros Thomas of Thomco Tax and Accounting about various end of year tax tips and actions.
•Prepay certain expenses
•Claim a tax deduction for personal super contributions
•Government co-contribution
•Spouse contribution
•Instant asset write off
•Deductions for various occupations2021-06-1619 min
The Money MenFortnight in review; Luke is away so it's only Steve; How can you invest if you're not already rich?Luke is having a break this week so Steve goes it alone to review the past fortnights happenings and share a few thoughts on whether you need to be rich already to invest.
https://www.vanguard.com.au/personal/home/
https://raizinvest.com.au/2021-06-0423 min
The Money MenBeverage with Jenel from Green Apples Finance - Mortgage broking tipsJenel and Steve chat about the role of a mortgage broker, the state of the property market, interest rates, loan turn around times and key tips for borrowers.
www.gafa.com.au2021-05-3136 min
The Money MenFortnight In Review. Things that annoy us, Berkshire Hathaway's AGM, Crypto, and the Media Frenzy on Share Markets, what does it mean.This week Luke and Steve cover off on some of their Pet Peeves, financial ones that is.
Luke has taken the time to digest the Berkshire Hathaway AGM, and shares some Gold Nuggets from the meeting.
Cryptocurrency, and what successful investors have to say about it.
The media at it again, economists and central banks are forewarning inflation, what does it mean for you and your investments.
Please like, share, review or ask a question, we're more than happy to hear from you.
If you're interested to pursue the Berkshire AGM, webcast link below.
https://www.youtube.com/watch?v...2021-05-2150 min
The Money MenFortnight in Review, Building a house deposit, Managed Discretionary Accounts, How much super do you need?Fortnight in Review - RBA keeps Interest Rates on Hold (0.10% Cash Rate). Housing Market still strong. Upcoming federal budget 11th May. What First Home Buyers or those looking to build a Deposit over the medium Term could do to better position themselves. 'Lock in' financial Investments, buyer beware. And why you probably shouldn't take your advice from morning TV.2021-05-0649 min
The Money MenFortnight in Review, Cryptocurrencies, Investment Seminars (be careful). Age Pension, how much is it, and can I have a comfortable retirement on it. COVID Super Payments, what did people spend their money on.Fortnight in Review, Cryptocurrencies, Investment Seminars (be careful). Age Pension, how much is it, and can I have a comfortable retirement on it. COVID Super Payments, what did people spend their money on.
https://www.superguide.com.au/retirement-planning/how-much-cost-live-in-retirement
https://moneysmart.gov.au/investment-warnings/cryptocurrencies-and-icos
https://moneysmart.gov.au/investment-warnings/investment-seminars2021-04-2347 min
The Money MenFortnight in Review. Investing Success, Index Funds. Basic Investor Debt Strategies. Income Protection Versus Workers CompensationIn this episode Steve May & Luke Styles cover:
Fortnight in review, market commentary.
Index Funds and how a successful Investor can utilise them in their portfolio.
Basic Debt Structures and Strategies for Investors, and why you might pay your Home Loan debt before you Investment loan debt.
The differences between Income Protection and Workers Compensation, and why you would generally want to be covered by both.
If you enjoyed the episode please rate, comment, or share.
https://www.vanguard.com.au/personal/education-centre/en/guides-topic/understanding-indexing/introduction-indexing
https://www.finder.com.au/income-protection-vs-work-cover2021-04-0948 min
The Money MenFortnight In Review, Investing, Share Trading Accounts, and SMSF Property InvestmentsSteve and Luke catch up to discuss the fortnight in review.
Why looking at past performance of investments can be misleading, and an apple with apple's comparison often very difficult.
Starting within the end in mind, why you should be reverse engineering your financial plan
The explosion of Share Trading accounts and what to be wary of when using them.
SMSF Property Investing and being wary of property spruikers, tips & traps.2021-03-2644 min
The Money MenFortnight in review; Covid Stimulus; Is it cheaper to buy a house than rent; Warren Buffet's letter to shareholders;10 traits of self made millionairesLuke and Steve talk about the markets over the past fortnight, is the "cheaper to buy than rent" argument a valid one?, nuggets of wisdom from Warren Buffet, and the traits of the wealthy.
https://www.berkshirehathaway.com/letters/2020ltr.pdf2021-03-1250 min
The Money MenFortnight in review, FaceBook 'news'. Property Price up as much as 20% in 6 months (Locally). Income Insurance, a must. When can you get your super. Increasing costs of Financial Advice. Elon Musk's Foray into Bitcoin, did it pay off?We chat about the housing market last fortnight and the unprecedented increase in prices. Steve had a chance during the week to catch up with a local agent and get the scoop.
Income Protection Insurance, what's covered and why should you have it. Also, does it typically cover redundancy, and if it doesn't, is that such a bad thing.
The increasing costs of financial advice, and what's caused this.
Elon Musk at it again, what's he done with Bitcoin.2021-02-2549 min
The Money MenBeverage with Ros Thomas - Thomco Tax and Accounting - SMSF'sIn this episode Steve enjoys a beverage with Ros Thomas whilst discussing Self Managed Super Funds.
What are they?
How are they structured?
The responsibilities of Trustees
Pros and Cons2021-02-1733 min
The Money MenShare Markets, Housing Market, Home Loans, Researching your Adviser, GameStop HysteriaHousing Market, the continued rise of Australian Housing. What's caused this and can it last.
Common Loan Interest Rate Structures, Fixed & Variable some of the Advantages and Disadvantages of each.
Melissa Caddick. The Sydney woman who disappeared and allegedly stole millions from close associates.
Game Stop, the spectacular rise and fall of a small US gaming Retailer.
ASIC Financial Adviser Register. If you are receiving Personal Financial Advice, the person providing it should be on this register. If not 'Run the opposite Direction'
https://moneysmart.gov.au/financial-advice/financial-advisers-register
About the Money Men....
Steve and Luke are colleagues with a...2021-02-1248 min
The Money MenA BABY; Identity Fraud; Salary Sacrifice; Capital Gains TaxSteve goes it alone in this episode due to some very wonderful news for Luke! In this episode he chats about identity theft, salary sacrifice and capital gains tax. Don't worry - Luke will be back for the next episode.........2021-01-2823 min
The Money MenWelcome to 2021; Best performing shares; Beware the news headlines; Tinkering with super, Timing the marketIn this first episode of 2021, Luke and Steve chat about a variety of topics including the best performing Aussie stocks of the past 12 months, the sensationalism of news headlines, some of the discussion taking place regarding superannuation, and the perils of trying to time the market.2021-01-1534 min
The Money MenYear In Review - Tips to Get Wealthy - Xmas SpecialIn this first season end of year wrap up, Steve & Luke discuss the habits of the wealthy.
Getting On Top of Your Cashflow, the Importance of Taking an Interest in your Super, Saving Money, The Power of Starting Early, Compounded Returns, The Benefit of Getting Financially Educated, Knowing when to Outsource and Get Help, Protecting your Wealth.
Other Resources:
https://themoneymen.com.au/
https://moneysmart.gov.au/
https://motivatedmoney.com.au/product/motivated-money/2020-12-1856 min
The Money MenBeverage with Michelle Jardine CPA - Setting up and running a businessIn this Beverage with an Expert edition, Steve chats with Michelle Jardine about setting up a business, the business financials, marketing and staffing, the importance of having a team of professionals available, and the growing pains small businesses can experience.
www.michellejardine.com.au
www.themoneymen.com.au2020-12-1439 min
The Money MenBeverage with An Expert - Andrew Kaprilian of Creer PropertySteve and Luke (The Money Men) talk with Andrew Kaprilian about Andrews Experience as a Licensed Real Estate Agent, the Local Residential Property Market (Newcastle & Lake Macquarie), Market Trends, tips for Sellers and tips for Buyers. And, the million dollar question, should I buy or should I wait?
We caught up with Andrew 6 months ago on episode 25, but this episode is a must if you're keen to understand all things Property at the coal face.
https://www.facebook.com/andrewkaprilian1/
http://creer.com.au/?/staff/103764/andrew-kaprilian/2020-12-1044 min
The Money MenSuperannuation for first home buyers, Compound returns, Investment apps, Gold vs SharesIn this fortnight's episode, Luke and Steve chat about the various suggestions about how first home buyers may benefit from using their super, the powerful effect of time an compound returns, some online investment applications, replicating what an investment fund manager does, and the age old comparison of Shares vs Gold.
www.superhero.com.au
www.raizinvest.com.au
www.stockpot.com.au
https://www.vanguard.com.au/personal/home/2020-12-0350 min
The Money MenBeverage with Bruce Killingly - Aged Care AdviceSteve chats with Aged Care financial planning expert Bruce Killingly. Learn a little about the issues to consider when looking to enter aged care, the meaning of some of the terminology and jargon, costs of aged care and some tips and traps.
Essential listening for anyone starting the journey of exploring aged care for a family member.
https://www.myagedcare.gov.au/
https://www.stevemayfinancialservices.com.au/aged-care-financial-planning/2020-11-2547 min
The Money MenMore financial terms explained - SMSF, ETF, Managed Funds and others.Luke and Steve explain the meaning of different financial terms you may have heard. Principal and Interest, Interest only, Cross collaterisation, Stand alone security, Managed fund, ETF, Superannuation, SMSF, Allocated pension, Passive investing, Active investing, Estate planning.2020-11-1846 min
The Money MenMore financial terms explained - SMSF, ETF, Managed Funds and much more.Luke and Steve explain the meaning of different financial terms you may have heard. Principal and Interest, Interest only, Cross collaterisation, Stand alone security, Managed fund, ETF, Superannuation, SMSF, Allocated pension, Passive investing, Active investing, Estate planning.2020-11-1846 min
The Money MenThe Election, Understanding Asset Classes, RBA Rate Decrease, Principles for Investing Success, ESG PoliciesLuke and Steve have a chat about a variety of topics in this episode. The current US election results and the possible effect on share markets, just what are those "asset classes" that are so often mentioned, is the recent RBA interest rate decrease worth the effort, tips for successful investments, and ESG polices.
https://intl.assets.vgdynamic.info/intl/australia/documents/client-education-centre/cec-investing-basics/understanding-asset-classes.pdf
https://intl.assets.vgdynamic.info/intl/australia/documents/client-education-centre/cec-investing-philosophy/vanguards-principles-for-investing-success.pdf2020-11-0543 min
The Money MenStart with the end in mind, Investment spruikers, Industry happenings, How to choose a financial plannerLuke and Steve have a chat about how to go about planning for your future, investments to be wary of, the move towards less costly financial advice and the issues to consider when choosing a financial planner.2020-10-2250 min
The Money MenFederal Budget ProposalsIn this episode Steve (Luke is on holidays) provides a brief summary of the recent Federal Budget announcements of the 6th October.
https://www.macquarie.com.au/advisers/federal-budget-2020/clients.html?utm_source=newsletter&utm_medium=email&utm_campaign=WVOW_FederalBudget2020-10-0822 min
The Money MenLong term investing; The "Compare the Pair" campaign; Superannuation rewards points; Retirement planning products and strategiesLuke and Steve chat about a variety of topics, such as the remarkable benefits of long term investing, the numbers behind the "Compare the Pair" industry super fund campaign, the emerging trend of superannuation rewards programs, and some key products and strategies for retirement.
www.themoneymen.com.au
www.superrewards.com.au
www.boostyoursuper.com.au2020-09-2547 min
The Money MenESG /Ethical Investing, Cash or Shares, Passive vs Active Investment Management, Conflicts in Financial AdviceIn the latest episode, Luke and Steve discuss the merits of investing ethically and whether it's necessary to be active in this space; should you put your cash in the share market to get better returns, the pros and cons of passive and active approaches to investing, and the potential conflicts that exist when you're seeking financial advice.
www.themoneymen.com.au2020-09-1150 min
The Money MenFinancial terminology and jargon explained (as simply as we can)Luke and Steve explain the meaning of various financial terms and jargon. Dividends, ASX, Bull market, ETF, Recession, Negative gearing and more.
www.themoneymen.com.au2020-08-2854 min
The Money MenGOLD; The share market vs the economy; How super funds have performed; Does retirement need to be delayed if the share market is down?In this episode Luke and Steve chat about Gold's much hyped all time high, why the share markets seem to be performing differently to the economy, how the "average" balanced super fund has performed over the past 12 months, and whether a person needs to delay their retirement if the share markets are down.
www.themoneymen.com.au2020-08-1342 min
The Money MenBeverage with an expert - Shaun Eckert - First Point LegalIn this episode, Steve chats with Shaun Eckert about Wills, Testamentary Trusts, Powers of Attorney and Guardianship.
www.firstpointlegal.com
www.themoneymen.com.au2020-08-0742 min
The Money MenDo you have enough insurance in your super?; The Barefoot Investor; Keys to starting the wealth journey; Tips and traps for guarantorsIn the episode Steve and Luke chat about the common myth that there is enough life insurance in super, give an opinion on the popular Barefoot Investor book, how to get started on the journey to real wealth, and what to consider if you're approached to guarantee a loan.
www.themoneymen.com.au2020-07-2344 min
The Money MenA beverage with Richard Worgan - Novated leasing benefits, tips and trapsIn this episode Luke chats with Richard Worgan, an expert on all things related to Novated Leasing and salary packaging. A "must listen" for anyone contemplating a novated lease arrangement.
www.themoneymen.com.au2020-07-2252 min
The Money MenWhat is the "property" piece of the super pie?, how to review your super fund.The Money Men chat about the markets, what the "property" portion of a typical super fund means, and what to look for when you receive your annual superannuation statement.
www.themoneymen.com.au2020-07-1641 min
The Money MenTraits of those who spend too much, Knock years off your home loan, Cash for cars, Live off one income, Have a structureIn this episode, The Money Men chat about some common themes and provide some great money tips.
•Traits of people who overspend
•Live for the now (but with an eye to the future)
•Knock years of your home loan with a simple "trick"
•Buy your cars with cash
•Live off one income
•Educate yourself
•Have a structure2020-07-0440 min
The Money MenBeverage with an expert - Andrew Kaprilian of Creer PropertySteve chats with Andrew Kaprilian about residential property - The homebuilder scheme, market trends, tips for sellers and tips for buyers.
https://www.facebook.com/andrewkaprilian1/2020-06-2639 min
The Money MenSnippet - Controlling your discretionary spendingIn this short episode, The Money Men chat about that hard top control discretionary spending2020-06-1903 min
The Money MenFortnight in review, Homebuilder Scheme, Timing the Market, Spending, Fund ManagersIn this episode, the Money Men chat about the past fortnights events, the newly announced Homebuilder Scheme, Timing (or Time In) the Market, Discretionary personal spending and the world of active fund managers.2020-06-1940 min
The Money MenSnippet - Save before you spendIn this short episode The Money Men chat about a simple strategy to help you get ahead financially.2020-06-0803 min
The Money MenShare market, official interest rates, super withdrawals, end of financial year super tips, is now a bad time to transfer super?In this episode Luke and Steve chat about a variety of topics including recent share market performance, where RBA interest rates are at, how some people have used their withdrawn super, some end of financial year super strategies and whether now is a bad time to be transferring super funds.
https://www.abc.net.au/news/2020-06-01/superannuation-withdrawals-spent-on-gambling-alcohol-takeaway/123067102020-06-0536 min
The Money MenSMSF's - The good, the bad, the ugly / How much do you need to retire?In this episode Steve and Luke chat about the share market, the China trade issue, how many people are accessing their super, and a Warren Buffett gem. They then dive into Self Managed Super Funds and the commonly asked question - How much do I need to retire?2020-05-2245 min
The Money MenPay down the mortgage or contribute to super? How much super do people have at my age? Which debt should I pay off first? Offset account or re-draw?In this edition Steve and Luke talk about a variety of questions they hear often. One thing is clear, the answers aren't the same for everyone!
The episode references this report: https://www.superannuation.asn.au/ArticleDocuments/359/1710_Superannuation_account_balances_by_age_and_gender.pdf.aspx?Embed=Y2020-05-0734 min
The Money MenBeverage with an Expert - Jenel and Greg from Green Apples Finance AustraliaSteve chats with Jenel and Greg about what mortgage brokers do, the value they add, how brokers can get paid, and some tips and traps to look out for.2020-04-3037 min
The Money MenTotal return super funds, Mortgage Brokers, Borrowing to Invest, Losing your insurance benefitsLuke and Steve chat today about the potential downside to Total Return superannuation funds, what a Mortgage Broker does, the pros and cons of borrowing money to invest, and a potential pitfall when withdrawing money from your super.2020-04-2440 min
The Money MenIncome Protection Insurance snippetIncome Protection Insurance - What is it and why have it?2020-04-1805 min
The Money MenTrauma Insurance snippetTrauma Insurance - What is it and why have it?2020-04-1804 min
The Money MenTPD Insurance snippetTPD Insurance - What is it and why have it?2020-04-1803 min
The Money MenLife Insurance SnippetSteve and Luke chat about Life Insurance - What is it and why have it?2020-04-1803 min
The Money MenEarly release of super - The how and the whyLuke and Steve talk about the early release of super under the temporary coronavirus relief. Are you eligible, how do you go about it, is it a good idea?2020-04-1811 min
The Money MenThe sharemarket's up 20%, Trauma Insurance, Getting by on a low income, Is super a good ideaSteve and Luke chat about recent Aussie share market performance, a common misconception about Income Protection insurance, what the heck is Trauma Insurance, how to survive on a low income and whether contributing to superannuation is a good idea.
www.themoneymen.com.au
www.moneysmart.gov.au2020-04-1048 min
The Money MenEverything you need to know to pretend you're an expert on the government coronavirus supportFirst 25 minutes: Introduction, a deep quote :-) and what's on offer for individuals and households
25 - 42 minutes: What's on offer for business
43 minutes to end: Should I sell out and go to cash?2020-04-0354 min
The Money MenAction items and the importance of a plan.Luke and Steve chat in this episode about recent share market performance, key action items for these times, the value of planning and if now is the right time to invest.2020-03-2739 min
The Money MenSPECIAL EDITION - Stimulus Relief PackageLuke and Steve talk about the Coronavirus Stimulus Relief package including: Accessing superannuation, Income stream draw down rates, $750 cash payments, Increased income support, and Bank loan support.2020-03-2431 min
The Money MenBeverage with an Expert - Mat Crawford of Five SourcesMat Crawford of Five Sources talks about the value of Hope, Financial Advice, Education, Diversity and Family in this world of Corona Virus and Share Market plunges.
www.fivesources.com.au
www.themoneymen.com.au2020-03-1927 min
The Money MenSTILL DON'T PANIC, Afterpay and the like, What does a Financial planner do?, Investing your superLuke and Steve discuss the current state of share markets, the pro's and con's of buy now pay later operators, the role of a Financial Planner, and how to have your super invest the way you want it to.
www.themoneymen.com.au2020-03-1332 min
The Money MenBeverage with an Expert - Gabrielle Darcy of Hott PropertySteve chats with Gabrielle over a coffee about all things 'property management". From why an investor should use a property manager, how to present a property for lease, legal obligations, and much more.
www.hottproperty.com.au2020-03-0630 min
The Money MenDON'T PANIC, The Age Pension, Income Protection Insurance, SMSF propertyLuke and Steve chat about the current share market volatility, age pension eligibility conditions, why income protection insurance is important, and the pros and cons of purchasing a property through a self managed super fund.
www.themoneymen.com.au
Mentioned podcast: https://www.abc.net.au/radionational/programs/themoney/property-one-stop-shops/116347142020-03-0442 min
The Money MenOvercoming a key barrier to wealth, Ethical Investing, Retirement income needs, Negative gearingSteve and Luke talk over a beer about a range of topics including cash flow management, the pros and cons of "Ethical Investments", what the average Australian spends in retirement, and the basics of negative gearing.
www.moneysmart.gov.au
www.myprosperity.com.au
The Barefoot Investor (Book)2020-02-2041 min
The Money MenLeases and super contributionsLuke and Steve give their tip of the week, discuss novated leases, talk about salary sacrificing to super, and answer a few listener questions.2020-02-1138 min
The Money MenCreating Wealth - 55 minutesSteve and Luke chat about concepts such as long term wealth creation, the Rule of 72, barriers to becoming wealthy, the "retirement age" and Income Protection insurance.2020-02-0355 min