Shows
Miss FindependentPay Rent, Get Rewarded - with Liza Akhvledziani, Co-Founder of ChexyDid you know you could pay your rent with a credit card and earn points/rewards every month?In this episode of the Miss Findependent Podcast, Nika is joined by Liza Akhvledziani, co-founder of Chexy a platform designed to help tenants pay rent online while earning rewards and building credit. Liza holds a Bachelor of International Economics degree from the University of British Columbia and is a CFA charterholder.She started her career in investment banking, specifically in M&A at Deloitte, and then went on to lead Finance and S...2024-01-311h 02Miss FindependentNavigating Loss: Lessons From My Grandpa & Estate Planning ExplainedIn this episode of the Miss Findependent Podcast, join me as I reflect on the challenges and triumphs of the past year, marked by the loss of my grandfather. From Dima's powerful journey, we delve into essential financial lessons, navigating the intricate process of managing finances after a loved one's passing, and uncovering the keys to generational wealth.My grandfather was my financial guru. He was the first person who taught me to invest and I take some time to share how his life has impacted mine. He was a resilient man born in post-World War II...2024-01-1033 minMiss FindependentAndrew Sarna Reveals How Ultra-High-Net-Worth Individuals Invest Their MoneyLearn how the UHNW (ultra-high-net-worth) individuals invest into different asset classes with Andrew Sarna, VP of Investments at Forthlane Partners. You can follow his work through his daily note here: https://offthecharts.substack.com/Andrew has spent the last 5 years building out the Forthlane investment platform. He has experience across asset classes and building Canadian Pension Plan style portfolios for UHNW clients. He has led multiple investments including Private Equity co-investments, Credit managers, Absolute Return managers, etc. Prior to joining Forthlane, Andrew began his career at the Kraft Heinz Company under 3G Capital, where he...2024-01-0348 minMiss FindependentThe First Home Savings Account (FHSA) Explained - How to Save for Home Ownership in CanadaTFSA… RRSP… There are already so many acronyms for Canadian investing accounts, but here comes one more, the FHSA. In this episode I explain everything you need to know about the new First Home Savings Account and how you can work towards your goal of owning real estate. Here’s more of what I get into: 1:20 - Life Update - Bachelorette Outfit Hacks9:27 - What is the FHSA?13:42 - FHSA vs. TFSA vs. RRSP18:40 - Contribution Limits20:53 - What Can I Invest i...2023-04-2632 minMiss FindependentHow to Plan a Destination WeddingIn this episode, I'll take you through my decision-making timeline and where I currently stand in the destination wedding planning process. I go into costs in detail, and sharing insights into where I found opportunities to be budget-conscious while still making the most impact.Planning a destination wedding has been an exciting yet overwhelming experience. From choosing the location to finalizing vendors, there have been a lot of decisions to make along the way. I've learned that it's important to take things one step at a time and not rush into any decisions.One thing...2023-03-1533 minMiss Findependent7 Trailblazing Women You've Probably Never Heard Of BeforeThis episode honours and celebrate some of the amazing, trailblazing women that have come before us, and radically transformed life as we know it. The purpose is to highlight how far we've come as a society, and how much we've moved the needle over centuries... but there's still much work to be done. After all, it wasn't until the mid 1950's that single women in Canada were able to open bank accounts, and we stopped viewing women as dependants of their husbands or fathers. In this episode, I highlight the stories of: 5...2023-03-0830 minMiss FindependentAMA Mini Episode - “What AMEX Card is The Best in Canada?”Ever looked into the American Express (Amex) Card offerings and become overwhelmed? In this episode I answer a question sent in by one of my listeners on which Amex card is best. Here are the cards I review: American Express Platinum CardAmerican Express Business Platinum CardAmerican Express Cobalt CardAmerican Express Green CardAmerican Express Aeroplan Reserve CardMarriott Bonvoy American Express CardGet 100,000 MR Points By Signing Up Through My Referral✩ CONNECT WITH ME: ✩Instagram: @missfindependentTikTok: @nikafarbLearn more at missfindependent.comFor contact or business inquir...2023-03-0713 minMiss Findependent"Do I Need a Prenup?" With Award Winning Lawyer and Educator Jessica WuIn this episode, I sit down with lawyer and educator Jessica Wu to discuss prenuptial agreements (prenups). We explore common misconceptions about prenups and their purpose, as well as their potential benefits and drawbacks. Jessica provides insight into the legal considerations of drafting a prenup, including the importance of transparency and communication between partners. We also discuss how prenups can be used as a tool for financial planning and protection in the event of divorce. Whether you're considering a prenup or simply curious about their role in modern relationships, this conversation offers valuable insights from an experienced...2023-03-0139 minMiss FindependentAMA Mini Episode - “How Can I Retire Early?”Thinking about how much you need to invest monthly in order to retire before 65? In this mini-episode I help Inessa (33 year old marketing analytics analyst making $88K/year) build a million dollar retirement plan even though she only started investing 3 years ago. Compound Interest Calculator✩ CONNECT WITH ME: ✩Instagram: @missfindependentTikTok: @nikafarbLearn more at missfindependent.comFor contact or business inquiries: media@missfindependent.com2023-02-2708 minMiss FindependentMy Plan to FI/RE - Financial Independence, Retire EarlySeason 5 of the Miss Findependent Podcast starts off with me explaining my plan to live a ‘non-traditional life’ and become work optional by 40. I walk you through how to set long term financial goals, and give you a blueprint for how you can also plan to live off your investments, at whatever age you decide.This season is going to be packed with content. New full episodes will still be released every Wednesday, and an AMA (ask me anything) mini-episode is launching every Monday as well. In this episode I dive into the F...2023-02-2242 minMiss FindependentWTF Happened to FTX?!We start at the very beginning. Who was Samuel Bankman-Fried, mainly known by his initials SBF? How did he build his crypto fortune? Did he always come from money?In this week’s episode of The Miss Findependent Podcast, I get into all of this and more. This isn’t some fluff piece. This is the full story… with updates from his employees, details about his political involvement, and some insight into what shaped him to be the man he is today. SBF comes off as a...2022-12-0137 minMiss FindependentThe SECRET BENEFITS of Credit Cards Most People Don’t Know AboutEvery time I see someone pay for something with a debit card, and they’re above the age of 18, I cringe on the inside. Credit cards are not evil. In fact, credit cards can be an incredible tool that help you build credit history which is essential for every single adult. Outside of that, they also have AMAZING perks ranging from insurance, letting you travel for free, giving you cash back to help pay for your balance. In this episode...2022-11-0334 minMiss FindependentHousing Affordability and Buying vs. Renting in Different MarketsTo rent or to buy… the age old question A lot of millennials have stopped asking the question because they feel buying real estate is far out of reach. And on top of that, there’s so much societal pressure that suggests renting is burning cash, and owning real estate is like a right of passage for adulthood. I debunk both of these myths. Personal finance is.. Personal. Buying or renting is a conscious decision that shouldn’t be taken lightly.Buyi...2022-10-2636 minMiss FindependentSingleKey Founder Viler Lika on Knowing Your Rights as a Landlord or TenantIn this episode, I sit down with Viler Lika, the founder and CEO of SingleKey, which takes the stress out of renting. It helps landlords find the right tenants, and helps manage the risks that come with renting - serving both the landlord, and the tenant. They’re like a bridge that makes managing that relationship easier. It’s a platform that I use myself, and that’s why I was really looking forward to this conversation. I met Viler a couple years ago and have seen his business grow and evolve. It’s an incred...2022-10-1253 minMiss FindependentAlyssa Atkins Spills the Shocking Truth on How to Find FERTILITY FREEDOMIn this episode, I sit down with Alyssa Atkins, the founder and CEO of Lilia, the most enjoyable egg freezing experience in the world. Lilia is is on a mission to bring reproductive freedom to every woman by making egg freezing affordable, accessible, and convenient. Alyssa raised Lilia's first round of funding in 5 weeks with no product, deck, or website, and went on to gain backing from Y Combinator, Silicon Valley's most prominent investor. Alyssa and I, like many women, were sick of doing the dating math. “If I want to grow...2022-10-0557 minMiss FindependentMastering Communication With OthersDo you ever have social anxiety and get nervous about presenting or meeting new people?Same girl same, I get this all the time. When I have to go on stage. And even when I see people walking towards me on the street, or when I have to go on stage. In this episode I walk you through a quick breathing exercise that helps you lower your heart rate and get rid of the adrenaline you feel before communicating at a larger scale. I al...2022-09-1427 minMiss FindependentThe Easiest Financial (Skincare) RoutineFor all you guys asking, begging, coercing me into sharing my skincare routine… fine. Fine… I’ll share it with you. This is my secret to having clear, dewy, and hydrated skin. I hate how consumer culture focuses more heavily on which products people put on their skin, rather than how they organize their finances… but if that’s what it takes to get your attention, to make looking at your financial systems fun, so be it. Skin care is important, don’t get me wrong. It’s...2022-09-0745 minMiss FindependentHow To Avoid The Most Common Financial ScamsFrom Forex and crypto trading to binary options, financial scams are everywhere and scammers are praying on the uneducated, money-driven individuals who engage in online communities. The content behind this episode is sparked by my recent experience being impersonated. Instagram is currently investigating the account, however this is not the first time this has happened. Scam artists thrive on social media because they’re able to quickly build trust and target a specific audience. Friendly reminder - I will never DM you on any platform asking you how your trad...2022-07-2030 minMiss FindependentHow to Choose a Robo-Advisor, comparing Wealthsimple, RBC Invest Ease, BMO Smartfolio, and QuestradeRobots are everywhere. They clean your house, they can drive you to work. They can even make investment decisions for you. Not literal humanoid robots like the ones Elon Musk said are going to be featured in every home, but AI versions that can make automated investment decisions based on your risk profile and preferences. In this episode I break down what robo-advisors are, how they came to be, and how they work. I break down the benefits of using one vs. making investment decisions yourself and compare the top 4 robo-advisors in Canada. ...2022-07-0738 minMiss FindependentHow to Design a Scroll Stopping Airbnb with The KarWellsShort term rentals & Airbnb arbitrage has been all the craze. In this episode I chat with Sarah Glidewell and Emily Karnaz - The KarWells and we get into how lucrative this space really is, and actionable tips for how to get in the Airbnb game. Here’s what we get into: 1:49 - The KarWells3:39 - Dealing With Conflict6:19 - B.C. (Before Covid)11:11 - Vetting Guests & Investments16:24 - Airbnb Arbitrage20:15 - Designing an Airbnb23:47 - Tips For Building Your Airbnb2022-06-2237 minMiss FindependentLearn How To Take Risks and How I Almost Lost $80K on InventoryTaking risks is hard. Especially for women because we are biologically programmed to have less testosterone, and that affects the way we respond to stressful situations. Studies show that the propensity for risk taking decreases for women, when we encounter stress, but actually increases for men. Even though we’re programmed this way, it doesn’t mean we can’t reprogram our mind to actually take more calculated risks. In this episode I provide actionable tips for how you can learn to take risks and manage uncertainty. I also explain...2022-05-1826 min
Leadership Conversations with Jonno White PodcastLeadership Conversation - Episode 175 with Nika FarbCurrent title : Tedx Speaker, Entrepreneur, Investor, Podcast Host, and Money CoachCurrent organisation: missfindependent.comI'm on a mission to educate women and to help them evolve to be their best selves. Primarily I focus on teaching basic financial literacy and teaching women to be less risk averse. I aim to build women up, teaching them necessary skills and providing a toolkit and framework for success.My approach starts with debunking negative mindsets around money. I help my listeners question where their ideas about financial success come from, and then help them rebuild...2022-05-1840 minMiss FindependentWTF Do I Do During a Recession?The S&P 500 is down 13% YTD. The yield curve inverted on April 1st 2022. Interest rates are rising. The markets and the news are all “doom and gloom” but how are you as an investor really going to be affected?In this episode I break down how to ‘recession proof’ your finances, and actionable ways to take care of your investments, savings and income during this time.Here’s what I get into: 1:33 - How inflation is affecting prices4:18 - State of the job market7:02 - Interest rates & the Fed9...2022-05-1125 minMiss FindependentHow to Make $200K/year working in Tech SalesI cannot believe this is my 50th episode, but there’s no better guest that I’d rather have to celebrate this milestone. In this episode I bring on my good friend V. Vahid, who I often call V, is not just the mysterious figure wearing a Guy Fawkes mask you probably recognize. He’s a top performing sales professional who’s built his career from the ground up, starting as a BDR (Business Development Rep), to now being a multi-six figure earning Senior Account Executive. Vahid and I are g...2022-05-0452 minMiss FindependentHow to Be a 7 Figure Amazon FBA Wholesale Seller with Mike SiebenWelcome back to a new season of Miss Findependent. We're doing things bigger and better than ever this season. New guests, new content, and lots of opportunities to learn how to grow your money.In this episode I sit down with Mike Sieben, a 7-figure Amazon FBA Wholesale Seller. He’s also the founder of Elite Wholesale, an education program with ongoing support for new Amazon wholesale sellers. Here’s what we get into: 1:17 - Getting into Amazon FBA2:05 - What is Wholesale Selling?5:58 - Elite Wholes...2022-04-2718 min
THE MMG - The Millennial Money GuideLet's Talk Current Mortgage Environments with NikaToday I chat with Nika Farb from Miss Findependent. Nika is on a mission to teach women financial literacy, helping them become confident investors, entrepreneurs or go further in their careers.Here's what we get into today: 3:13 - Common Misconceptions about Mortgages5:55 - What is a Mortgage9:50 - HELOCs11:50 - Interest Rates23:03 - Why Work with a Mortgage Broker27:16 - Should You Buy Property with a Friend?31:15 - Should I Pay Off My Mortgage EarlyConnect with Nika:instagram: @missfindependent2022-03-0937 minMiss FindependentLet's Talk Mortgages with Gina Judge - Millennial Money GuideGina Judge is a licensed residential mortgage broker, financial consultant and award winning millennial money coach.She’s a host of The Millennial Money Guide, and teaches her audience how to invest, build credit, manage student loans, obtain a mortgage, and become debt free all while living a more fulfilled life. With 5 years of experience in the finance industry, Gina’s helped thousands of Canadians improve their financial well-being. In 2019, she was nominated for WXN’s Emerging Leader Award, an award that recognizes 100 of the Most Powerful Women in Canada. Here's what we get into: 2022-03-0237 minMiss FindependentRRSP Loan Strategy and RRSP SecretsThe average lifespan in Canada is 82, and most people retire at the age of 65. That’s at least 17 years of life that we have to think about affording. That’s what the Registered Retirement Savings Plan or RRSP exists for. A lot of people don’t know that although it’s called a Retirement Savings Plan, it’s actually best used for investing, (not saving), and can be used for so much more than just retiring. This episode starts with the basics, and then goes more in depth to look at 2 ways of non-traditionally using an RRSP. 2022-02-2424 minMiss FindependentIndex Funds vs. ETFsEvery ETF that tracks an Index is an Index Fund, but not every Index Fund is an ETF. Confused? In this episode I get into the details. As my audience grows, so does the range of financial literacy of my listeners. In this episode I bring it back to the basics with my investing series. Here's what I get into: 1:20 - What's an Index?2:12 - Four Major Indexes3:41 - Quick Refresher on ETFs4:07 - Mutual Funds6:02 - Management Expense Ratios (MERs)1...2022-02-1620 minMiss FindependentNFTs and Web 3.0 for Hot Girls with Kayla TrivieriKalya Trivieri is a Senior Consultant for IBM and works in AI and IoT. She’s privy to the rapid innovations happening in the digital space and noticed a growing interest in NFTs and, on a whim, decided to make her first viral video teaching her followers about what she knew. She has grown a following of over 220K since then and noted that the audience is mostly women who want to learn about NFTs, blockchain, and crypto. The idea of addressing her audience as “Hot Girls” breaks down the stereotype that it’s only nerdy men who work...2022-02-0952 minMiss FindependentManaging Finances as a CoupleFor the first time ever I bring my fiancé Alex onto the podcast. We’ve been together for almost 10 years, recently got engaged, run 2 businesses together and invest in real estate together. On my instagram @missfindependent I had people send in questions for us about how we manage finances and our business together. Here’s a breakdown of what we get into:1:00 - How to Manage Expenses Together5:10 - Investing Accounts8:00 - Income Differences and Expenses12:11 - Having One Goal14:58 - How to Run a Business with your partner22:15 - Real...2022-02-0425 minMiss FindependentEasy Passive Income Ideas for 2022Don’t let anyone tell you otherwise. Having a 9 - 5 “traditional job” is still cool. It helps you qualify for traditional lending, and helps you invest into building other income streams. Relying on earned employment income alone though is not cool. There are a lot of benefits of having a stable income. And that’s what a job provides. It gives you the security to know that your financial obligations are going to be met. What I want you to rewire, is this idea that your earned income -the money that...2022-01-2620 minMiss FindependentCrypto and Taxes (For Canadians) with Laura WilsonThinking about how you’re going to file taxes this year? If you bought, traded, gifted, or mined crypto this year, it’s going to affect how you file your taxes. Here are all the things you need to know. For this episode I’m joined by Laura Wilson, founder of Wilson Tax Solutions, who has over 10 years of experience doing Canadian personal taxes. She loves educating people on how our tax system works and how to maximize their tax savings. She also loves Disney parks and has a borderline obsession with Frank’s Red Hot Sa...2022-01-1933 minMiss FindependentWhat are NFTs? Explained SimplyAt this point we’ve probably all heard this acronym, but WTF is an NFT?It’s taken me a while to put together this episode because I’ve been active in communities, learning from pioneers in this space, and forming my own opinions about this topic. Bottom line. It’s not just a JPEG you can right click and save. From smart contract applications to mortgages, to concert tickets, to getting royalties for supporting your favourite artists, there are countless different ways this tech is going to impact our futur...2022-01-1218 minMiss FindependentBehind the Scenes of Being an Influencer with JetlaggedloversIf you’ve ever wondered how influencers make money, what the day in a life of a content creator is like, and if this is a path for you, you definitely want to check this one out, and listen until the end, because there are some gems dropped.For the first episode of this new season I sit down for a conversation with Kat, past competitive skater, and the founder of Jetlagged Lovers. You can follow her on Instagram and Tik Tok @Jetlaggedlovers and check out her Youtube Channel as well. Yes. You...2022-01-051h 14Miss FindependentNew Year ReflectionsThis episode is all about reflection prompts. First we focus on fostering some gratitude for everything you’ve accomplished or worked on to date. I ask you to think about what’s held you back, help you visualize your fullest self, and ask you to consider where you want to go next year.If you can, try not to listen to this episode while you’re on the go. Save this one for when you can sit down, and be still with your thoughts. Grab a notebook, and a pen, and feel free to...2021-12-2917 minMiss FindependentEverything You Need To Know About Crypto in 2022Cryptocurrencies were the best performing asset class of 2021. In this episode I break down why they're so attractive to investors and give you a crash course into EVERYTHING (and I mean everything) you need to know. Here's a breakdown of this episode:3:05 - Why Crypto is Attractive and Top Concerns4:12 - How the Blockchain Works8:45 - Moving Away from the Gold Standard16:45 - Hard Wallets19:40 - Bitcoin20:38 - Ethereum26:27 - Binance Coin30:35 - Tether32:54 - Solana35:22 - Cardano36:52 - Altcoins 43:10 - Staking, Mining and DAOs...2021-12-221h 02Miss FindependentLetting Go of Limiting BeliefsThis episode is a little different from anything I've done on The Miss Findependent Show in the past. I talk about my experience exploring the realms of yoga and meditation, how they've lead me on a spiritual quest in the depth of the Andes mountains in Peru, and where the ideas of spirituality intersect with business. I have friends from all walks of life, artists, entrepreneurs, and a lot of fellow yoga teachers in my circle. One thing that people who aren't in the business world often ask me is how on earth these two worlds collide...2021-12-1524 minMiss FindependentCyclical Stocks and Sector RotationTraditionally on The Miss Findependent Show, I talk about Index Funds and ETFs at length. I get it, these can get kind of boring, but if your portfolio is like a meal that you're cooking, the S&P 500 is like the (S)alt and (P)epper that's the base set of spices for most meals. Once you master how to work with the basics, you can start adding in more interesting flavours - like Garam Masala or Tarragon. I literally just learned how to cook with Tarragon. Fun fact - it goes great with Shrimp.T...2021-12-0828 minMiss FindependentHow I Saved $500 On My Holiday ShoppingSure Black Friday and Cyber Monday are great, but let's be real, how many of your BFCM purchases were actually for you and not for others?If you've still got a few people left to shop for this holiday season, tune in and learn some of the best shopping hacks I used to save just over $500 on my shopping this year. Breakdown: 1:44 - Tip 1 - Have a list, check it twice2:51 - Tip 2 - Saynotospam@gmail.com4:13 - Tip 3 - How to be the queen of price matching7:03 - Tip 4...2021-12-0118 minMiss FindependentThe Supply Chain Crisis ExplainedAfter just renovating my house and experiencing major delays and increased costs due to supply chain impacts, I’m exhausted and ready for this to end. Unfortunately, with the huge backlog of containers waiting to be unloaded at the Port of Los Angeles, major mudslides closing down critical highways, and labor shortages, I don’t anticipate this crisis ending anytime soon. The good news is there’s lots of opportunity if you put your investor hat on. Learn about what’s happening at all points of the supply chain and where...2021-11-2429 minMiss FindependentPay off Debt, Save, or Invest?Let's talk about Bermuda's Triangle: Saving, Investing, and Paying off Debt. Which comes first... The answer, like most things in life is, it's complicated. Having debt can be emotionally taxing on the body. It can put you under a significant amount of mental stress, and can even lead to physical affects on the body. While we can't help you deal with financial stress (that's something a good yoga class might help with though) we can help you arm yourself with knowledge so you have a plan for tackling your debt. The good news - most pe...2021-11-1140 minMiss FindependentHow to Scale an E-Commerce BusinessHave you ever thought about starting an e-commerce business but don't know where to start? In this episode we break down the upfront costs that are required to build an e-commerce business and what you need to get a business off the ground and scale. Here's what we dive into in detail:2:08 - E-commerce vs. Physical enterprise2:44 - What you need to start 6:00 - The ultimate goal of trying a side hustle8:52 - Influencer Marketing Strategies10:30 - A pandemic case study20:00 - Finding your competitive advantage22:39 - Imp...2021-09-0244 minMiss FindependentNegotiating Your SalaryIn this episode we get into:1:30 - The Canadian Labour Market2:40 - The US Labour Market4:12 - People's Current Mindset11:11 - Why it's a Job Seeker's Market14:28 - Always Apply Even If You Don't Hit All The Requirements17:57 - Negotiating Your Salary22:38 - Negotiate The Whole Package25:42 - Don't Underestimate The Importance Of Kindness28:47 - The Importance Of Going Into Negotiations Armed With Data 30:45 - Negotiating Is Not a Form Of Disrespect To the Employer2021-08-2636 minMiss FindependentTop 10 Investing Mistakes We've MadeIn this episode we dive into our past investing mistakes and common mistakes we've seen people make. We re-enact how/why we made decisions that didn't serve us, and how they played out in reality. What to expect:2:10 - Having an Investing Strategy5:00 - Saying no to FOMO8:55 - Cutting your losses14:30 - Having Patience16:21 - Putting All Your Eggs in One Basket17:30 - Stock Splits30:10 - Focusing Too Much on Price2021-08-0442 minMiss FindependentHow to Live in Your House For FreeIn this episode:1:35 - Nika goes over the process she went through to purchase the property4:25 - The pros and cons of placing offers with conditions7:50 - The power of manifestation10:30 - Always put an offer in even if you think the sellers wont accept it16:43 - Utilizing your contacts and other resources 21:30 - The importance of budgets24:49 - How to budget for renovations27:28 - How to determine a price for the units you are renting in your home30:57 - Nika shares the current state of her property and t...2021-07-2939 minMiss FindependentVCs - The World's Least Well Known Ponzi SchemeSeason 2 baby!! Let's goo. We kick off season 2 with a heated discussion about venture capital and the impact that it has for retail investors like you an I. Now-a-days it seems like companies left and right are getting funded, and often, the companies true value to the world is ignored. In this episode we dive deep into how VC firms operate, and ultimately make money.Venture capital (VC) is a form of private equity and a type of financing that investors provide to startup companies and small businesses that are believed to have l...2021-07-2135 minMiss FindependentScarcity vs. Abundance MindsetWhat we dive into:0:30 - Scarcity vs. Abundance3:52 - Our personal experiences with scarcity mindset10:37 - The importance of gratitude14:20 - Advantages of an abundance mentality18:57 - You are a sum of your 5 closest friends22:02 - Know your audience27:35 - The distinction between jealousy and envy32:37 - Words you can use to switch the dialogue from a scarcity to an abundance point of you2021-07-1537 minMiss FindependentHow to Control Your Emotions During Market VolatilityInvesting and trading are two entirely different strategies and ways to approach the stock market. In this episode we get into how to control your emotions and provide actionable tips for making rational decisions. What we get into: - Brief market update- Diversification - Dollar-cost Averaging - Strategies for minimizing emotional response2021-06-0230 minMiss FindependentStarting your Side HustleIn this episode, Katie and Nika are joined by no guest. That's right, we're back to typical Nika-Katie banter with sprinkles of educational tid bits regarding starting your own business. This is the first part of a longer series we are going to do on side hustles.What we dive into: 1:12 - What it means to be an entrepreneur12:15 - Different types of entrepreneurship20:10 - Venture Capital vs. Private Equity22:30 - Different types of businesses you can start2021-05-2635 min
Miss FindependentExploring the Toronto Real Estate Market with Arthur FursArthur began his career as the head of the in house marketing department at C21 Atria and since then he has transitioned into Real Estate where he has received numerous awards such as being named one of Century 21 Atria’s youngest award winning agents in 2017. In addition, he co-founded the award winning Wolfpack team. His in-depth understanding of Marketing and Sales has earned him the recognition as the go-to content specialist, helping agents strategize and package their listings for success. Arthur’s passion for real estate is noticeable from his energetic, knowledgeable, and detail oriented approach when working for his...2021-05-2049 minMiss FindependentHow to Make $73K/year in Passive Dividend IncomeIn this episode we break down how a $5000 initial investment + monthly contribution can create a portfolio worth $1.47 million and yield you a passive income of $73K/year after 30 years.What we get into:0:48 - What are Dividends?2:00 - How to find the Dividend Yield2:25 - Why invest in Dividends?4:23 - How to look at a company's fundamentals9:28 - Dripping Dividends12:17 - How to turn a $5K investment investment into $73K in passive income in 30 years2021-04-2829 minMiss FindependentTrading Stories with David Greenberg - Part 2In this episode we discuss:0:54 - What success means to David8:30 - The pressure millennials face today with success and social media11:45 - David's biggest failures in life 17:34 - How he overcame his failures and what kept him motivated to keep trying22:07 - The importance of investing for the long term28:21 - How trading has evolved over the years35:28 - An introduction to clearing houses and how they work50:12 - The importance of working for someone else before becoming an entrepreneur58:00 - The importance of putting "bad days" into p...2021-04-221h 12
Miss FindependentTrading Stories with David Greenberg - Part 1David Greenberg is an incredible human. He has over 25 years of experience in leadership, public speaking and consulting work. He is frequently called upon for guidance in new business ventures, strategic industry decisions and current market conditions.He served as an Executive Board and Board Member of the New York Mercantile Exchange (NYMEX). He oversaw a decade of its largest growth from $800 million to $12 billion. Notably, at the time it was the world’s largest physical commodities exchange. While at NYMEX, David was the Chairman of the Corporate Governance, Marketing, International Expansion, Electronic Trading and Security Committees....2021-04-071h 05Miss FindependentOwn Your Anxiety and Your Finances with Julian BrassJulian Brass specializes in coaching service-based entrepreneurs and high-performing organizations to get behind their brand (so they can go BEYOND their brand) and master their mindset. His expertise leads to empowering his clients to create a successful entrepreneurial life that unites the mind, body, and soul while generating massive impact and income. He built and sold Notable Life and the Notable Awards, is the international bestselling author of Own Your Anxiety, a global keynote speaker & corporate trainer, business advisor and investor in wellness brands. He is recognized as an award-winning entrepreneur who launched, built a...2021-03-3151 min
Miss FindependentFinding your WHY and Building Community with the Founders of City MOGULSThis episode features special guests Dani Kagan and Victoria Marshman who are passionate and driven entrepreneurs, business leaders and dance teachers. As the Co-Founders of City MOGULS, they bring together the entrepreneurial community through a multitude of programs and experiences. The UofT grads founded City MOGULS in 2015 to unite and celebrate innovative and philanthropic entrepreneurs to inspire great leaders. Their signature event, The MOGUL Awards, celebrates the top 20 Canadian entrepreneurs in a unique fashion show to support Canadian causes. To date they have raised almost $200k to support Canadian at-risk youth. The City MOGULS community ha...2021-03-2453 min
Miss FindependentDiving into International Markets with Ryan KiaRyan Kia has an incredible story. He's been investing in the financial markets since the age of 11. Currently, he works as the "Head Of Finance" for "KWG Global", a research consultancy in the field of academia. He also co-founded "Quantium Research Limited" (https://www.quantiumresearch.co.uk/), a company that produces articles, videos, podcasts, and weekly reports for investors (via their newly-released QR+ package).Episode Details:2:00 - What is Quantium Research?6:35 - How to learn from failures16:37 - WTF are NFTs?28:13 - The CSI 30030:37 - FAANG vs. BAT39:39 - Volatility Indicators2021-03-1759 minMiss FindependentTax SZN (for Canadians)In this episode we dive into: 3:45 - Do you need to file a tax return if you didn't earn an income4:52 - Work from home claim for 202011:50 - Transferring assets into your TFSA in lieu of cash15:11 - Tax loss harvesting (using capital loses to offset capital gains)21:00 - Tax implications of buying/selling cryptoThis episode is for educational purposes only and is not to be taken as advise. 2021-03-0929 minMiss FindependentThe ABC's of the RRSP (for Canadians)In this episode we take the driest topic of them all.... taxes... and try to hydrate it a bit. While listening to this one, we encourage you to channel your inner cactus. Why a cactus? Because they retain water for weeks, and you're about to retain some #Knowledge An RRSP is a Registered Retirement Savings Plan. It's an investment account that you use to build wealth for retirement. There's no minimum age to create one, you can create one as long as you are legally eligible to work. The maximum age to open an RRSP is 71. 2021-02-2426 minMiss FindependentDiving Deep into Cathie Wood and ARK ETFsWe dive deep into the 5 actively managed ARK ETFs and give our opinions on ETFs as a whole.In addition, we give our suggestions on the best investing practices for different types of investors.2021-02-1831 minMiss FindependentPredictions for 2021 and BeyondStop thinking "If only I'd invested in Tesla 10 years ago I'd be a millionaire". Instead, switch to a forward thinking mindset. Ask yourself, 10 years from now, what do I wish I would've invested in, in 2021. There's opportunity everywhere, you just need to be open to it, and learn how to spot long term trends to see it.Timeline: 2:45 - FSDs (Full Self-Driving Cars)10:12 - Satellite Internet16:36 - E-Commerce25:23 - The Future of Retail33:17 - Alternative Medicines46:50 - Telehealth50:37 - Aging Population53:16 - The War on Cash...2021-02-1059 min
Miss FindependentLet's Talk Real EstateIn this weeks episode we talk all things real estate investing with Severina Lutaj, investment banker and real estate development guru. She's managed portfolios of hundreds of commercial and residential tenancies and has in-depth knowledge of construction/maintenance as well as experience building out property management operations & processes. Her strong finance background and diverse real estate experience has led her to having unique, first-hand experience with investment properties and learning how to get on the property ladder.Here's what we get into:3:45 - How to Deal with Imposter Syndrome11:30 - Where Do I Start...2021-02-031h 03Miss FindependentWTF is going on with GameStop, WallStBets, and the Stock Market?Once again we see how powerful social media is in our modern day. A retail investor posted about how the stock was undervalued on a public forum, WallStBets, and brought to light GameStop (GME) was shorted at 120% of the available shares by hedge funds. 4 Million people follow this forum. Retail investors, and FOMO investors bought the stock, the stock price shot up. Listen to hear what happens next. 2:20 - What is Shorting?8:00 - How did GME blow up?11:20 - What is a Short Squeeze?15:04 - Free Markets15:52 - Correction - The Stock was s...2021-01-2939 minMiss FindependentAwkward Conversations About MoneyIn this episode we share some of our tips on how to make money conversations feel a lot easier and less awkward.We guide you on how to approach these tough conversations around money with your parents and significant others.In addition, we provide our advice when it comes to having conversations about retirement, spending and saving, debt and financial management. 2021-01-2633 minMiss FindependentLet's Talk BitcoinWe cover the following topics in this episode:1) What is crypto currency2) What is blockchain3) How to purchase crypto currency4) The risks surrounding crypto currency5) Our thoughts on Bitcoin and Ethereum6) And much more. This website has everything you need to know about Bitcoin:https://www.lopp.net/bitcoin-information/getting-started.htmlThe best crypto hardware Wallet:https://www.ledger.com/Wealthsimple - buy and trade Bitcoin and Ethereum:https://www.wealthsimple.com/en-ca/product/crypto/2021-01-1952 minMiss FindependentSetting Goals You Actually AchieveWhy do people fail at keeping their New Year's resolutions?In this episode we unpack why only 8% of all people who set out to achieve their New Year's goals, actually achieve them.Studies have found that only 64% of people stick with their goals past one month, 46% past six months, and 8% through the end to long term achievement.We provide you with the steps to take in order to ensure that you set yourself up for success and join the 8%. We teach you how to create SMARTER, more specific goals, and dive deep into the "...2021-01-1235 min
Miss FindependentAmbitious Adulting with Liz EnriquezA special episode with Liz Enriquez (founder of Ambitious Adulting) where we discuss how to build the mindset to start investing, how to build credit, and how to get started with real estate investing.Liz Enriquez helps Canadian Millennials learn about personal finances in a fun and non-intimidating way. As a young adult, Liz struggled with anxiety around money, and became committed to improving her financial literacy to help her cope. She dove deep into Personal Finance books, blogs and podcasts and saved $100,000 by the time she was 26. She has been featured in BNN Bloomberg, Globe and...2021-01-0551 minMiss FindependentHoliday BudgetingThe holidays can be the most exciting and expensive time of year for some. While this holiday season is definitely going to look different from previous years, now more than ever is it important to show your friends and family how much you love and appreciate them. It's not about how much you give, but about how much love you put into giving. In this episode we go over how to have a conversation with friends/family about expectations around the holidays. A lot of people have either lost their jobs, aren't getting their holiday bo...2020-12-1520 min
Miss FindependentBuilding Your Team with Michele Molino - Founder of FemaleCoFounderOn this episode of the podcast we are joined by a special guest, Michele Molino the Founder of Female CoFounder. Michele is a badass female entrepreneur, and also a Product Manager at Vmware Pivotal Labs. She's previously worked on brands like Virgin Mobile, CraveTV, Bell and Lucky Mobile. Michele is a proud Schulich alumna who graduated with Honours and Distinction specializing in Entrepreneurship, Marketing and Finance. Now she’s creating an opportunity to uplift women who are excited about building the future of tech.For every 20 start-up founders in the technology sector, less than 3 are wom...2020-12-0827 min
Miss FindependentMastering Corporate PoliticsThe people who work the hardest don't always earn the most money. A major part of building wealth is learning how to increase your income. Every organization has some level of corporate politics. In this episode we teach you to make connections with people of influence and talk about ways for you to stand out and make a difference to increase your earning potential.2020-12-0200 minMiss FindependentPersonal Finance BasicsBuilding financial literacy can be a daunting journey, especially if you don't know where to start. In this episode we break down the basics of what actions you need to be taking in order to set yourself up for success. We start with explaining what an emergency fund is and how to build one. We teach you to build a system for monitoring your cash inflows and outflows and how to be mindful of your spending. We dive deep into budgets and present an easy system - the 50/30/20 rule - for mindful spending on needs, wa...2020-11-2425 minMiss FindependentThe Hidden Job MarketWe discuss the importance of asking for employee referrals and how to cold outreach. We talk about everything from what to say in your LinkedIn messages, or email, to how to increase your response rate. We break down how to connect with people you've never met and how to give back to people that reach out to you. We provide examples of networking tools you can utilize such as joining professional organizations (ie. Women in Capital Markets) and explain how these tools can be used to obtain job opportunities as well as employee referrals.W...2020-11-1722 minMiss FindependentHow to Stop Being a Broke MillennialWe start off with a visualization of the future. You enter an elevator, press the top floor, and come out as you, only 10 years into the future. We ask you to question where you see yourself - what sights, sounds, and people surround you. The reason we do this is to help you understand that you need to be working for the life you want now. Things won't just fall into place, you need to call them into existence and take action to purse what's yours. We talk about some of the ways mil...2020-11-1234 minMiss FindependentDebunking Your Mindset Around Money2020-11-0324 minMiss FindependentComing Soon! Miss Findependent TrailerHi everyone, It's Nika Farb, and Katie Karlos. Welcome to the Miss Findependent Podcast. We're passionate about helping women become financially literate and independent. Our aim is to help our listeners build the toolkit to be more confident investors, entrepreneurs or go further in their careers.Women have never been more empowered than we are today. We’ve made tremendous strides over the last century by becoming more educated and participating more and more in the workforce, but we are still lagging in one key area: financial literacy. A study by Stanford University show...2020-10-2702 min