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Canadian Wealth SecretsCanadian Wealth SecretsCanadian Real Estate Investing with Other People’s Money (OPM): Myth vs. RealityReady to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you risking your financial future by blindly following the use “Other People’s Money (OPM)” playbook in real estate investing?If you’ve ever been tempted by social media gurus promising Canadian real estate investment riches without using your own cash, this episode is your wake-up call. Before you borrow a dime, you need to understand what Canadian mortgage lenders and private lenders really look for, whe...2025-06-1117 minKunststoff NachgefragtKunststoff NachgefragtFolge 121 - H. Piepel (OPM) & U. Wilkens (ROWASOL) - Dosiertechnik, Flüssigfarbe und StickerIn dieser Folge geht es um Flüssigfarbe. Welche Dosiersysteme es gibt, warum Einfärben so kompliziert ist, was bei Rezyklat möglich ist und welche Vorteile Flüssigfarbe im Vergleich zum Masterbatch bietet, beantworten uns unsere Gäste Hermann Piepel (OPM Mechatronic GmbH) und Udo Wilkens (ROWASOL GmbH). Mehr zur OPM Mechatronic GmbH: https://opm-mechatronic.de/ Mehr zur ROWASOL GmbH: https://www.rowasol.de/ Mehr zur Coloristen-Ausbildung am SKZ hier: https://www.skz.de/bildung/colorist2025-06-0245 minThe Investor Mel & Dave ShowThe Investor Mel & Dave Show$105K Profit Deal Breakdown (Using Creative Financing & OPM!)Welcome to the Real Deals Show!In this episode, we’re diving into a $105K profit deal breakdown that shows exactly how Daryl used creative financing and OPM (Other People’s Money) to achieve massive results.Daryl shares his journey of going from full-time contractor to successful cross-border real estate investor. He opens up about how taking massive action, leveraging creative financing, and using OPM helped him escape the rat race and build a profitable real estate portfolio.You’ll get a full deal breakdown of one of his most impressive projects—earning $105,000 in profi...2025-06-0132 minPines Federal Employment AttorneysPines Federal Employment AttorneysOPM Disability Retirement and SSDIEpisode Summary: In this episode, Eric L. Pines discusses OPM disability retirement and SSDI (Social Security Disability Insurance) for federal employees. He explains the qualification requirements, application processes, and how these two disability programs interact. The episode covers common application mistakes, appeals processes, and when federal employees should consider transitioning from reasonable accommodations to disability retirement.   Timestamps: 00:00 - Introduction 00:42 - Explaining OPM disability retirement qualifications 03:34 - Why federal employees need to apply for both OPM and SSDI 05:15 - Common application mistakes to avoid 07:19...2025-05-2915 minThe Daily Scoop PodcastThe Daily Scoop PodcastGAO thwarts DOGE attempt to set up a team in the watchdog; DOGE could target OPM breach identity protectionsThe Government Accountability Office blocked an attempt by Elon Musk’s DOGE to install a team at the congressional watchdog, according to a spokesperson for the independent, nonpartisan agency and an email shared with FedScoop. The spokesperson said that DOGE staffers who attempted to establish a team at the watchdog cited President Donald Trump’s executive order creating the efficiency-driven group within the White House. The spokesperson further confirmed that the agency had “declined any requests to have a DOGE team assigned to GAO.” The watchdog also sent an email to its staff Friday about the attempt and its response, a GAO so...2025-05-1904 minThe Federal Drive with Terry GertonThe Federal Drive with Terry GertonOPM plans to spend nearly $42 million to relocate a few hundred employeesThe Office of Personnel Management, like many agencies, is sending its employees back to the office full time. Trouble is OPM has lots of remote employees far from its offices. OPM gave them an ultimatum, relocate within commuting distance of an OPM office, or risk termination. Many employees took the former option, but now OPM faces a steep bill for relocation expenses Federal News Network's Jory Heckman has the latest.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.2025-04-1607 minCash On Cash ReturnsCash On Cash ReturnsEp 5. The Wholsaler's Playbook Pt 3: Mastering OPM (Other People's Money)Welcome back, Wealth Builders! 💸** In this episode, we continue the deep dive into a REAL $38,000 wholesaling deal, offering an insider’s look at the journey from start to finish. What You’ll Learn:💡Leveraging Balance Transfers: Learn how to use balance transfers to consolidate high-interest debts and free up capital for real estate investments. Discover strategies to maximize benefits while minimizing costs. 💡Understanding OPM (Other People's Money): Master the art of using OPM to fund your deals and grow your investment portfolio without tappi...2025-04-0624 minPines Federal Employment AttorneysPines Federal Employment AttorneysStep-by-Step Guide to Applying for OPM Disability RetirementEpisode Summary: In this episode of Empowering Workers: Federal Employees Disability and Employment Rights and Social Security Disability for All, host Kevin Rosenquist sits down with Eric L. Pines, a nationally recognized federal employment lawyer and expert in federal disability retirement. Eric provides a step-by-step guide to applying for OPM disability retirement, explaining eligibility, required medical documentation, and how it differs from Social Security Disability Insurance (SSDI). Timestamps: 00:00 – Welcome to Empowering Workers 00:09 – Introduction to Eric L. Pines and today’s topic 00:42 – What is OPM disability retirement? 01:41 – Understanding SSDI and how it relates to OPM dis...2025-03-2515 minCyberside Chats: Cybersecurity Insights from the ExpertsCyberside Chats: Cybersecurity Insights from the ExpertsThe OPM Security Debacle: Rogue Servers, Data Risks & What’s NextIn this episode of Cyberside Chats, Sherri and Matt dive into a shocking new cybersecurity controversy at the Office of Personnel Management (OPM). A rogue email server, installed outside normal security controls, has raised alarms about data security risks to millions of federal employees. We compare this developing situation to the infamous 2015 OPM hack, in which state-sponsored attackers stole the personal records of over 22 million individuals. Are we witnessing history repeat itself—this time with even more catastrophic consequences? Topics Covered: Flashback to 2015: How weak security and stolen credentials led to one of the wors...2025-02-1113 minThe Daily Scoop PodcastThe Daily Scoop PodcastFederal judge partially blocks DOGE’s access to Treasury financial systems; OPM asks agencies to identify career positions, low-performing employeesA federal judge Thursday limited access to a Treasury Department payments system that various Department of Government Efficiency surrogates had burrowed into at the behest of Elon Musk. Judge Colleen Kollar-Kotelly of the U.S. District Court for the District of Columbia, in response to a lawsuit from a coalition of labor unions against the Treasury Department and Secretary Scott Bessent, wrote in her ruling that the defendants cannot “provide access to any payment record or payment system of records maintained by or within the Bureau of the Fiscal Service.” Tom Krause and Marko Elez, two DOGE-connected “special government employees” of the T...2025-02-0704 minThe Lawfare Podcast: Patreon EditionThe Lawfare Podcast: Patreon EditionLawfare Daily: The Legality of OPM's "Deferred Resignations”On Jan. 28, the Office of Personnel Management (OPM) sent out an email offering a “deferred resignation program” to over 2 million federal employees, encouraging them to resign effective Sept. 30. The offer is only open until Feb. 6—and in the intervening days since OPM announced the program, federal employees have received a blizzard of followup emails offering confusing and rapidly changing information. Writing in Lawfare, Nick Bednar has examined the OPM offer and raised questions about whether federal employees who take this option will be able to seek legal recourse if their contract is not paid out. On the podcast, Bedn...2025-02-0547 minThe Lawfare PodcastThe Lawfare PodcastLawfare Daily: The Legality of OPM's "Deferred Resignations”On Jan. 28, the Office of Personnel Management (OPM) sent out an email offering a “deferred resignation program” to over 2 million federal employees, encouraging them to resign effective Sept. 30. The offer is only open until Feb. 6—and in the intervening days since OPM announced the program, federal employees have received a blizzard of followup emails offering confusing and rapidly changing information. Writing in Lawfare, Nick Bednar has examined the OPM offer and raised questions about whether federal employees who take this option will be able to seek legal recourse if their contract is not paid out. On the podcast, Bedn...2025-02-0547 minFedImpact: Candid Insights for Your Federal RetirementFedImpact: Candid Insights for Your Federal Retirement[Deferred Resignation] Part 3: The New Twist by OPM - Offering Early Outs ProFeds Founder, Chris Kowalik, discusses the new twist added by OPM just days before federal employees decide if they stay or go.  This change includes relaxed eligibility standards through the Early Out (VERA) option for those who qualify. KEY TAKEAWAYS: Who qualifies for an Early Out  How does it change this decision for many people What effect does this have on your pension How are other benefits like FEHB, FEGLI, the Supplement & TSP affected Additional resources: Link to OPM announcement: OPM.gov/fork...2025-02-0417 minThe Daily Scoop PodcastThe Daily Scoop PodcastLawsuit claims systems behind OPM governmentwide email blast are illegal, insecure; Trump administration presents federal workers with ‘deferred resignation offer’A lawsuit filed in federal court Monday alleges that the Office of Personnel Management set up an on-premise server to conduct last week’s mass email blast to federal employees and store information it received in response without doing a privacy impact assessment on the system as required by law. Filed by two anonymous federal employees in the U.S. District Court for the District of Columbia, the class-action lawsuit calls for OPM to stop the use of the system until the agency can show that it’s lawfully conducted a privacy assessment. The two employees accuse OPM officials of depl...2025-01-2903 minPines Federal Employment AttorneysPines Federal Employment AttorneysCracking the Code: Navigating OPM Disability and Social Security Disability ClaimsEpisode Summary In this episode of Empowering Workers, host Kevin Rosenquist chats with Eric L. Pines, a nationally recognized federal employment lawyer, about navigating the complexities of OPM Disability and Social Security Disability claims. Eric shares insights into the nuances of these systems, the unique benefits available to federal employees, and the importance of having legal representation to ensure a smooth and successful claims process. Whether you’re a federal employee or anyone seeking Social Security Disability, this episode is packed with invaluable advice.   Timestamps: [00:00-00:09] Intro to Empowering Workers podcast. ...2025-01-2817 minEpilepsy Sparks InsightsEpilepsy Sparks InsightsExploring the Future of Brain Imaging: OPM-MEG - Zelekha SeedatPost-doc researcher Zelekha Seedat discusses her work as a postdoctoral researcher at Young Epilepsy, focusing on Magnetoencephalography (MEG) and the innovative Optically Pumped Magnetometers (OPM) technology. She explains the differences between MEG and EEG, the advantages of OPM technology, and the challenges faced in interpreting data. The conversation also covers the importance of combining EEG with OPM-MEG for better data accuracy, the future potential of OPM-MEG in clinical settings, and how to get involved in her research! ----------------------------------------- 🔗 Website & more about Zelekha 👇🏻 https://www.torierobinson.com/epilepsy-sparks-insights/zelekha-seedat-opm-meg-young-epilepsy  ----------------------------------------- Don’t unde...2024-11-2113 minThe Contrarian CapitalistThe Contrarian CapitalistInvest Smart: The Endless Possibilities with OPMIn this episode of the Contrarian Capitalist Podcast, host Sylvania Harrod delves into the concept of using Other People's Money (OPM) to make investments, particularly in real estate and private equity. Sylvania provides detailed explanations and examples of how leveraging OPM can allow investors to purchase assets with minimal personal financial risk, highlighting various methods such as syndications and funds. He emphasizes the importance of leveraging OPM for financial growth and long-term sustainability, sharing insights into sophisticated investment strategies that the 'big boys' employ. The episode concludes with actionable advice for both novice and seasoned investors on adopting OPM...2024-11-1815 minExit Strategies Radio ShowExit Strategies Radio ShowEP 148 Part 1: Leveraging OPM & OPT: 10X'ing Net Worth in 10 Years with Emily Cortright and Adam RobertsIn this first part of our interview with Emily Cortright and Adam Roberts, co-founders of A&E Investments, we dive deep into their journey from engineering careers at GE Aviation to building a thriving multifamily real estate empire valued at over $225 million. Emily is a renowned real estate investor and author, while Adam is a celebrated real estate consultant known for his innovative strategies in market analysis and property management. Emily and Adam delve into the importance of financial tracking, leveraging other people's money (OPM) and time (OPT), and the diversification of portfolios. They also explore the...2024-07-2218 minTechnology TapTechnology TapThe OPM Breach Unveiled: A Deep Dive into the 2013 Cyber Attack on Government Personnel DataSend us a textWhat happens when the very agency responsible for safeguarding government personnel data becomes the target of an unprecedented cyber attack? Join us on this riveting episode of Technology Tap as we unravel the intricacies of the infamous Office of Personnel Management (OPM) breach. I'm Professor JRod, guiding you through a special summer series episode where we dissect the 2013 cyber intrusion that compromised sensitive federal employee information. With former Navy personnel Michelle, Wesley, and Oksana shedding light on the timeline and implications, this episode offers a rare, personal glimpse into the far-reaching impact of...2024-06-2817 minPaco\'s PlacePaco's PlaceGlenn Jacinto of Teeth Talks FUTURE PLANS, New Music & OPM | EPISODE # 254 The Paco's Place PodcastDive into the world of OPM (Original Pilipino Music) with Teeth's legendary frontman, Glenn Jacinto, on this electrifying episode of Paco's Place Podcast! Glenn Jacinto, the award-winning artist known for leading the iconic Filipino rock band Teeth, joins us for an in-depth conversation about the band's journey and their exciting plans for the future.   Get ready for an exclusive peek into the creative process behind their brand new songs and the current pulse of the OPM landscape.   What's Inside This Episode: ✨ Teeth's upcoming projects and what fans can expect in the near...2024-05-2939 minWatch4thehook Business & Entrepreneur Podcast: A Small Business Podcast for Small Business OwnersWatch4thehook Business & Entrepreneur Podcast: A Small Business Podcast for Small Business OwnersUsing Other People's Money (OPM)*****Please Leave Us A 5* Review on Your Favorite Podcast Player Platform*****How does a business survive? One of the main ways is constant and good financial stability. That financing can come from other people's money, or OPM. OPM is referring to borrowed capital that is used to increase the potential returns as well as the risks of a particular investment. This money must come from legal financial intuitions or registered entities to avoid legal ramifications. Business owners can use legal OPM to upgrade their business, take own investors, purchase items for their business, etc. Using...2024-05-2926 minBasta PodcastBasta PodcastEpisode 78: Basta OPMOPM hits different nowadays mga Basta Listeners. Agree? Tila kapaki-pakinig na lalo ang mga latest OPM this years since late 2010's at talaga namang deserving na mapasama sa mga top music charts locally and even globally. Ngayon na ba ang sinasabing 'golden era' ng OPM? We definitely think so. Pakinggan ang ating episode as we have discussed about OPM today. Pag-usapan natin ang mga rising OPM artists and crafts at suportahan ang musikang Pilipino! If you enjoy our Basta Podcast episodes make...2024-04-1436 minMoney Tips PodcastMoney Tips PodcastLeverage And OPM Will Help Accelerate Your Wealth Building Money Tips 365 Day 29Join my Money Tips 365 Supporters Club on Spotify: -  https://podcasters.spotify.com/pod/show/charles-kelly/subscribe Leverage is a term used in business for borrowing money or using debt to buy assets.  Other people’s money (OPM) has been deployed for centuries to help governments and businesses to raise capital, which I’ve written about in my book, Borrow and Grow Rich.  There is a big difference between good debt, which helps you buy assets that produce income, capital growth, and create jobs and bad debt to consumer goods which go down...2024-04-1209 minThe Smart Downloader - Latest Products Reviews & TipsThe Smart Downloader - Latest Products Reviews & TipsJake Leicht – OPM Essentials – Free Download CourseJake Leicht – OPM Essentials – Free Download Course   It’s time to flip houses for big profits without needing a ton of cash, free time, or experience!   Get … The post Jake Leicht – OPM Essentials – Free Download Course appeared first on The Smart Downloader - Real Honest Reviews & Exclusive Bonuses For Download. 2024-03-2204 minInfinite Banking MasteryInfinite Banking MasteryLeveraging OPM - (Other People's Money)The prime way the rich get and stay rich is by leveraging other peoples’ money (OPM). But if you aren’t rich you might be wondering: how can I find some OPM to get started? If so, then this episode is for you. That’s because I’m sharing a long list of sources you can consider. Plus, I’ll also explain why whole life insurance is my favorite way to use OPM to grow wealth of your own. Listen now! Show highlights include: Where to look for OPM so you don’t get left b...2024-02-2913 minHubby PodcastHubby PodcastELESI Part 2: Rivermaya Reunion Concert Reaction and OPM Bands then and now! Buhay pa ba ang OPM? (Hubby Couch)Pag usapan natin ang katatapos lang na Rivermaya Reunion Concert. At ang mga iba't ibang banda noon at ngayon. Sagutin din natin ang tanong buhay pa ba ang OPM? Help us grow our podcast: Support us by clicking the links below: Facebook: https://www.facebook.com/profile.php?id=100092200780240&mibextid=LQQJ4d Instagram: https://www.instagram.com/accounts/onetap/?next=%2F YouTube Channel: https://youtube.com/@HubbyPodcast May GCASH Account na rin...2024-02-221h 04Collecting Keys - Real Estate Investing PodcastCollecting Keys - Real Estate Investing PodcastEP 271 - Don't Fall for the OPM Lie: The Hard Truth About Using Private Money in Your Real Estate BusinessWhat did you think of todays show??There’s a lot of misinformation and confusion about real estate investing out there, from the idealization of using other people’s money (OPM) to the exaggerated success of sub to deals.In this episode, Mike and Dan reveal the truth about the OPM method, challenging the popular narrative that it's an easy and accessible strategy for all investors. They discuss the ethical considerations of private money, the responsibility investors have to lenders, and why so many people seem averse to institutional money.Mike and Dan...2024-02-2135 minGovFuture PodcastGovFuture PodcastModernizing IT & Data Priorities at OPM: Interview with Guy Cavallo, OPM [GovFuture Podcast]Modernization of IT systems in the Federal government is an ongoing effort, and ongoing discussion. And, data sharing and governance are critical for successful IT modernization. In this episode of the GovFuture podcast we talk with Guy Cavallo, who is Chief Information Officer at the U.S. Office of Personnel Management (OPM).It should come as no surprise that the federal government often struggles with data silos. But, data sharing and governance are crucial for successful IT modernization. Guy shares with us strategies OPM is implementing to break down these silos and foster better data interoperability. And...2024-02-1529 minDigital Business Acquisitions PodcastDigital Business Acquisitions PodcastThe Art of Using Other People's Money (OPM) for Digital Business AcquisitionsWelcome to another enlightening episode of the "Digital Business Acquisitions Podcast," where we unlock the secrets of leveraging Other People's Money (OPM) to fuel your entrepreneurial journey in the digital landscape. I'm your host, Juan Galvan, and today we're delving deep into "The Art of Using Other People's Money for Acquisitions."In our first segment, "The Power of OPM Deep Dive," we explore the strategic nuances of using external financial resources to acquire online businesses. This isn't about simple financial transactions; it's about adopting a visionary approach to entrepreneurship. We discuss how OPM can significantly amplify your...2024-02-1311 minThe Rant PodcastThe Rant PodcastAre OPM's Dead & Other Ed Tech Predictions - A Conversation with Phil HillSend us a textIn this episode, I talk with Phil Hill, Ed Tech market watcher and writer of the Phil on Ed Tech newsletter. We discuss Short-Term Pell and get into the OPM industry. Will 2U survive? Tune in to hear Phil's take on the finances of the OPM giant, 2U. We also discuss the growth of online enrollments in community colleges and what advice he would give the Under Secretary of Education.2024-01-1639 min